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Send us Fan MailLearn how Amazon PPC relevancy impacts ad placement, CPC, and keyword performance. In this video, we break down why big brands like KitchenAid can often pay less for Amazon ads while newer sellers may need higher bids to compete on broad keywords like “kitchen scissors.” This overview explains how Amazon uses sales velocity, click-through rate, conversion history, reviews, and organic ranking signals to decide which products are most relevant for search terms.Get help from My Amazon Guy to grow your Amazon sales: https://bit.ly/4jMZtxu#AmazonPPC #AmazonAds #AmazonFBA #EcommerceStrategy #AmazonSellerWant free resources? Dowload our Free Amazon guides here:Amazon Receiving Delay Guide: https://hubs.ly/Q04cdD4c0Amazon Catalog Spring Cleaning: https://hubs.ly/Q046BVfp0Amazon Proft Margin Defense 2026: https://hubs.ly/Q042trRH0Amazon SEO Toolkit 2026: https://bit.ly/4oC2ClTAmazon Seller Strategy Report 2026: https://bit.ly/3YN1RME2026 Ecommerce Website & SEO Readiness Checklist: https://hubs.ly/Q04btghf0Amazon 2026 PPC guide: https://bit.ly/4lF0OYXTimestamps0:00 - The $7.59 Product vs. Your $3.92 Bid 0:20 - What is Amazon Relevancy? 0:42 - The "Deck of Cards" Analogy 1:32 - History: The 4 Pillars of Relevancy 2:10 - Why Big Brands Pay Less 2:47 - The Broad Match Trap for New Products 3:20 - How to Improve Your Relevancy Rank-----------------------------------------------------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show
California’s minimum wage continues to rise, with many cities boosting pay July 1 beyond the state’s $16.90 hourly rate. Supporters say higher wages help workers keep up with soaring living costs. But does it? California's "cost of living" policies puts it 11% higher than the national average. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | InstagramSee omnystudio.com/listener for privacy information.
You Didn't Get SpaceX? Don't Worry, There Are Other Mega IPOs Coming You may feel like everyone got into SpaceX except you, and now you're wondering: Should I buy shares today? Is there something better coming next? The reality is that several other massive IPOs could be coming sooner than many investors realize. At the top of the list are OpenAI, with an estimated valuation of $852 billion, Anthropic, with an estimated valuation of $965 billion, Stripe, with an estimated valuation of $159 billion, and Databricks, with an estimated valuation of $134 billion. Before you get too excited about these potential offerings, or beat yourself up for missing SpaceX, consider what the historical data tells us. Research examining 1,724 U.S. IPOs between 2011 and 2024 found that the average IPO gained approximately 23% on its first day of trading. However, over the following three years, those same IPOs underperformed the broader market by an average of 25 percentage points. The study also found that since 1980, companies coming public with at least $100 million in annual sales and a price-to-sales ratio above 40 experienced an average decline of 45% from their first-day closing price. For current SpaceX shareholders, there could still be a near-term catalyst. Under Nasdaq's fast-entry rules, newly public companies can become eligible for inclusion in the Nasdaq-100 after just 15 trading days. However, both the S&P 500 and the Dow Jones indexes currently maintain a 12-month waiting period before new companies become eligible for inclusion. If your appetite for risk remains high, you'll likely have opportunities to speculate on OpenAI, Anthropic, Databricks, and other AI-related companies when they eventually go public. But an interesting question remains: When these AI giants hit the public markets, will investors who bought SpaceX at the IPO decide to sell some of their shares and rotate into the next hot AI opportunity? There are plenty of unanswered questions, which is exactly why we prefer not to invest based on hype, headlines, or fear of missing out. Instead, we focus on financial fundamentals, valuation, cash flow, and long-term business quality. Exciting stories can drive prices higher for a while, but over time, fundamentals tend to matter most. What Can the Nifty Fifty and Tech Bubble Teach Us About Today's Market? Every market cycle has a story. In the early 1970s it was the "Nifty Fifty." In the late 1990s it was the internet and technology boom. Today it is artificial intelligence. The late 1990s we saw the technology boom where the internet was a revolutionary innovation that truly changed the world. Investors were correct about the technology but wrong about what they should pay for it. Companies with little revenue and no profits traded at astronomical valuations. The Nasdaq saw a five-fold increase between 1995 and early 2000. When the bubble burst, the fallout was severe. The Nasdaq ultimately lost almost 80% of its value. Hundreds of companies disappeared. Even industry leaders such as Cisco, Intel, and Microsoft experienced stock declines of 50% to 90%. Many investors assumed technology would continue growing forever and overlooked the simple fact that stock prices had already discounted years of future success. After peaking in March 2000, it took over 15 years for the Nasdaq to reclaim its previous high in April 2015. Often times I hear people say this time is different because unlike many internet companies in 2000, today's AI leaders are highly profitable businesses generating enormous cash flow. So, let's take a look at the Nifty Fifty as another, maybe more similar example. The Nifty Fifty era was built around the belief that a small group of dominant companies were so good that valuation no longer mattered. Investors piled into stocks such as Coca-Cola, IBM, Xerox, Polaroid, McDonald's, Sears and others. These companies were viewed as "one-decision stocks “buy them and never sell them. Investors would make excuses for the valuations because the businesses were strong. Through 1972, these firms averaged 22% annual earnings growth over the previous five-year period and had great profitability with an average return on equity over 22%. The problem was as enthusiasm grew, valuations expanded dramatically, with many trading at 40 to 60 times earnings despite an economy growing much slower. Then reality arrived. The 1973-74 bear market combined with inflation, rising interest rates, and an economic recession caused many of these stocks to fall 50% to 80%. The S&P 500 fell over 14% in 1973 and more than 26% in 1974. Most of the companies survived and remained successful businesses, but investors who paid excessive prices often waited a decade or longer to earn satisfactory returns. Today's AI boom has similarities to both periods. Like the Nifty Fifty, investors are concentrating heavily in a small number of dominant companies. Like the tech bubble, there is widespread excitement surrounding a transformational technology that is likely to reshape entire industries. However, history reminds us that even great companies can become poor investments when expectations become too optimistic. During every major market cycle, investors eventually discover the difference between a great business and a great stock. The key lesson from both the Nifty Fifty and the dot-com era is that transformative technologies often live up to their promise. What investors frequently get wrong is the price they are willing to pay for that future growth. AI may ultimately be every bit as revolutionary as investors believe. The bigger question is whether today's stock prices already reflect much of that future success. As we've learned from previous cycles, when expectations become too high, excellent results may not be enough to satisfy the market. Private Credit Funds Are Facing High Redemption Requests Again This Quarter For the first quarter of 2026, redemption requests in several private credit funds exceeded the industry-standard 5% quarterly redemption cap. Second-quarter requests appear to be even higher. BlackRock's flagship private credit fund received redemption requests totaling 13.3% of fund assets, up from 9.3% in the first quarter. BlackRock has indicated it will continue to honor only up to 5% of redemption requests per quarter. Blackstone is facing a similar situation. Investors requested redemptions equal to roughly 10% of fund assets, and the firm also appears committed to maintaining its 5% quarterly redemption limit. Cliffwater may be facing the greatest pressure. Its $31 billion private credit fund received redemption requests totaling 17% of fund assets, far above the amount investors can currently withdraw and higher than the roughly 14% that was requested in Q1. Private credit funds have been dealing with a number of challenges, including rising loan losses, fraud concerns, and significant exposure to software companies. Many software businesses are facing pressure as investors question how artificial intelligence could impact their future growth and profitability. During BlackRock's last earnings call, CEO Larry Fink stated that institutional investors such as pension funds and insurance companies continue to allocate capital to private credit strategies. I don't want to call the man a liar, but it does seem strange that with all the problems that private credit is having I would think institutional funds would also be pulling back from investing. One would expect at least some institutional investors to become more cautious as risks increase. What concerns me most is the continued use of redemption gates. The longer funds limit withdrawals to 5% per quarter, the more investors may worry about liquidity. That concern can become self-reinforcing, leading more investors to submit redemption requests. If that happens, redemption demand could continue to rise in future quarters, creating additional pressure on the industry. Investors Turn a Blind Eye to Fundamentals For many years, successful investing was built on analyzing company fundamentals. Today, however, there is a growing trend toward speculation and gambling. Many investors simply do not seem to care about valuation or earnings and instead believe stocks will continue to go "to the moon." Tesla is a good example. Three years ago, Wall Street analysts projected that Tesla would generate $163 billion in revenue by 2025. The actual figure came in far lower at $94.8 billion, more than 40% below expectations. Historically, missing growth expectations by such a wide margin would have been a major disappointment for investors. Yet Tesla shares have risen roughly 59% over the last three years despite falling well short of those revenue projections. There are other signs of speculation throughout the market. Thirteen years ago, there were only 39 private companies valued at more than $1 billion. Today, there are over 800. This trend highlights two important developments. First, private companies are staying private much longer, allowing early investors to capture a greater share of the value creation before public investors have an opportunity to participate. Second, investors are assigning much higher valuations to these businesses, many of which have little or no earnings and, in some cases, no positive cash flow at all. Markets can remain driven by optimism for long periods of time, but eventually fundamentals matter. The challenge for investors is determining when sentiment and speculation have pushed prices too far ahead of reality. Headlines Say Crisis, Economic Data Says Otherwise The economy continues to show surprising resilience despite concerns surrounding higher energy prices and the conflict involving Iran. Many investors expected consumers to pull back as gasoline prices surged and headlines focused on geopolitical risks. Instead, economic data suggests the U.S. consumer remains in good shape. Retail sales in May rose 6.9% from the prior year, exceeding expectations and demonstrating that consumers are still willing to spend despite higher fuel costs. Even excluding gasoline stations, retail sales increased 5.4%, showing that spending strength was broad-based rather than simply a reflection of higher energy prices. Online sales, clothing purchases, restaurant spending, and other discretionary categories all contributed to the gains. Housing is also showing signs of stabilization. Pending home sales, which measure signed contracts on existing homes, rose 3.8% in May to the highest level in six months. The increase was well above economist expectations and marked a 4.8% improvement from a year ago. What makes these numbers particularly impressive is that they occurred while mortgage rates remained above 6% and energy prices were elevated because of Middle East tensions. Buyers and consumers appear to be adapting to a higher-rate environment rather than waiting indefinitely for lower borrowing costs. This does not mean there are no risks. Higher energy prices act like a tax on consumers, and housing affordability remains a challenge. However, the latest retail sales and housing data suggest the economy is far from rolling over. For investors, this is another reminder that economic fundamentals often matter more than headlines. While markets may focus on wars, oil prices, and geopolitical uncertainty, consumers are still spending, homes are still being purchased, and the economy continues to move forward. The Most Important Part of the Fed Meeting Wasn't the Rate Decision The Federal Reserve's June meeting marked one of the biggest shifts in Fed communication and leadership in decades. As expected, the Fed left interest rates unchanged at 3.50%-3.75%, but the details beneath the surface were far more important. For the first time since 1951, a former Fed chair will remain on the Board after stepping down as chairman. Jerome Powell's decision to stay on as a governor creates an unusual dynamic as new Chairman Kevin Warsh begins reshaping the institution. Historically, outgoing Fed chairs have typically left the Board when their chairmanship ended. Warsh wasted little time signaling change. The Fed announced five new task forces that will review key aspects of monetary policy and Federal Reserve operations, including inflation frameworks, the Fed's balance sheet, its reliance on data sources, and productivity and jobs and the impact of artificial intelligence and other transformative technologies. The reviews are expected to produce recommendations later this year and could shape how the Fed operates for years to come. Perhaps the most noticeable change was the Fed statement itself. The policy statement was significantly shortened and went from above 300 words recorded in recent meetings to around 130 wors. It also removed much of the forward-looking language that investors had grown accustomed to under previous leadership. Language that suggested a bias toward future rate cuts was eliminated, reflecting a more data-dependent and less guidance-driven approach. The updated projections were also more hawkish than many expected. Nine of the 18 policymakers who submitted forecasts now expect at least one rate hike before year-end, while the other nine see rates remaining unchanged or moving lower. The result is a Fed that appears deeply divided on the path forward as inflation remains above target. Another major headline came from Warsh himself. Only 18 of the Fed's 19 policymakers submitted a forecast in the quarterly dot plot, with Warsh confirming that he did not provide one. As a long-time critic of forward guidance, Warsh appears to be signaling that the Fed may gradually move away from one of Wall Street's most closely watched communication tools. Half of the committee is worried inflation remains too high and believes rates may need to move higher. The other half sees little need for additional tightening. This sets the stage for Warsh's hope for a “family fight” as he believes more disagreement will lead to a better discussion so the Fed can finally deliver on price stability. While the rate decision itself was unanimous, the projections revealed a growing divide beneath the surface. The takeaway is clear: while rates didn't move, the Federal Reserve did. A shorter statement, less forward guidance, a chairman who won't publish his own rate forecast, five new policy task forces, and a committee split down the middle on the direction of rates all point to a Federal Reserve that looks very different than it did just a few months ago. The era of predictable Fed communication may be ending, and markets will have to adjust. Financial Planning: Give More, Pay Less with Appreciated Stock One of the most tax-efficient ways to support a favorite charity or church is by donating appreciated stock instead of cash. When stock that has been held for more than one year is gifted directly to a qualified charity, the charity receives the full market value of the shares and can sell them without paying tax because it is a tax-exempt organization. The donor generally receives the same charitable income tax deduction they would have received had they donated cash, while also avoiding the realization of any capital gain. For example, if someone is considering donating either $50,000 of cash or $50,000 of appreciated stock, the charity receives the same economic benefit in either case, $50,000 that can be used to further its mission. Likewise, the donor generally receives the same $50,000 itemized charitable deduction. The difference is that if the stock was originally purchased for $20,000, donating the shares allows the donor to avoid recognizing the $30,000 capital gain. If the donor still wants to own the investment, they can use the cash that otherwise would have been donated to repurchase the shares, effectively increasing their cost basis from $20,000 to $50,000 and reducing future taxable gains. Companies Discussed: Accenture plc (ACN)
Today on The Social, Taylor Swift reacts to Travis Kelce chugging a beer at a Cleveland basketball game. And, yay or nay to first date dinners? Then, should someone on a GLP-1 pay less than their friends at a group dinner since they can’t eat as much? Plus, should we ban beach shades that block a view of the ocean? And, has the “work hard and you’ll succeed” promise officially died? Then, Pope Leo says AI must be “disarmed”. Plus, is a cemetery the best place to go for a walk? And, Bad Bunny is bringing back regular length shorts. Is this the end of “short shorts” on men? Then, comedian Tom Green joins the show to talk about his new series, “The Tom Green Farm”. Featuring writer Bee Quammie, and director and actor Bruce McCulloch.
Why do billionaires like Elon Musk, Jeff Bezos, Warren Buffett, and Mark Zuckerberg often pay lower tax rates than many employees?In this episode of the Know Your Numbers Podcast, Chris McCormack breaks down the legal tax strategies wealthy individuals use to build and protect their wealth and why ownership is the key to long-term financial success.Chris explains how billionaires generate wealth through stocks, businesses, real estate, and equity instead of relying solely on earned income. He also dives into capital gains taxes, leveraging equity, debt strategies, delayed gratification, and why the tax code rewards ownership and investing. If you've ever wondered how the wealthy legally reduce taxes while continuing to grow their net worth, this episode gives a practical and thought-provoking breakdown of how the system actually works.Whether you're building a business, investing in real estate, growing a stock portfolio, or simply trying to become more tax-efficient, this episode will help you understand how ownership can create long-term wealth and open the door to powerful tax advantages.Follow for more tax planning, investing, entrepreneurship, and wealth-building insights from the Know Your Numbers Podcast.••••••••••••••••••••••••••••••••••••••••••••➤➤➤ To become a client, schedule a call with our team➤➤ https://www.betterbooksaccounting.co/booking-calendar/better-books-consultation••••••••••••••••••••••••••••••••••••••••••••Connect with Better Books on Social MediaFacebook: https://www.facebook.com/betterbooksaccounting.coInstagram: https://www.instagram.com/betterbooksaccounting.co→ → → SUBSCRIBE TO BETTER BOOKS' YOUTUBE CHANNEL NOW ← ← ← https://www.youtube.com/@betterbooksaccountingThe Know Your Numbers REI podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Most business owners don't understand how taxes actually work. That's why they overpay. In this episode, we break down the tax system in simple terms so you can start making smarter money decisions. You'll learn how income is taxed, how deductions and tax credits work, and why tax planning matters more than just filing. We also explain how different types of income are taxed and where business owners can legally reduce what they owe. This is clear, practical CPA advice focused on tax tips, tax strategies, and better business finance decisions. If you want more tax savings and a stronger financial mindset, this episode will change how you see taxes. Listen now and start keeping more of what you earn. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, CPA Greg Seay shares expert insights on tax strategies for real estate investors, including short-term rental loopholes, real estate professional status, and cost segregation. Perfect for high-income earners and real estate enthusiasts looking to optimize their tax savings and build wealth. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
I sit down with Zach Oehlman, a former velocity banking and 1st lien HELOC advocate turned whistleblower—who's now calling out major figures like Michael Lush and the Kwak Brothers. After years as a top affiliate with Renatus, Zach breaks down the flawed math behind velocity banking, explains why the strategy doesn't outperform simply paying down your mortgage, and shares details of his lawsuit against Renatus. If you've heard claims of paying off your home in a few years using HELOC “chunking,” this is a direct, numbers-driven breakdown—and an open challenge to anyone defending the strategy.Watch the Interview on Youtube for Visuals - https://youtu.be/OJcLugBokeEWant Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-reviewBuy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summitLearn More About BetterWealth: https://betterwealth.comChapters:00:00 - Interview Teaser 01:36 - Guest Introduction, Velocity Banking, Lines of Credit 04:24 - The Legal Battle with Renatus *12-Year History with Renatus *Why is he suing the company? 11:40 - Attempts at Dialogue and Professional Audits 18:51 - What is Renatus and What Do They Sell? 24:57 - Understanding the Velocity Banking Pitch 27:31 - Debunking "Amortized Interest" Myths 29:22 - The Host's Own Correction on Amortization 33:59 - Flaw in Comparative Analysis 34:34 - Liquidity, HELOCs, and Second Leans 45:51 - Step-by-Step Math: Mortgage Acceleration Logic 47:23 - How to Pay Less in Interest? 48:02 - How to Pay Off $100k in 3 Years 48:45 - Correct Analysis 57:17 - Mortgage Calculator 01:02:17 - Goal of the Lawsuit 01:10:12 - Final ThoughtsDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Jamelle Nelson is a CPA, tax strategist, and fractional CFO with nearly two decades of experience helping entrepreneurs, high income earners, and real estate investors build long term profitability through strategic tax planning, accounting, and financial advisory services. As the Founder and CEO of Nelson & Associates Corp, he has served more than 1,000 clients over the past five years while also advising major organizations including KPMG, NBCUniversal, CBRE, and Estée Lauder. A graduate of University of Southern California and a Top 100 Accountant recognized by the L.A. Business Journal, Nelson is known for helping clients navigate complex financial challenges while maximizing growth and wealth preservation. Here's some of the topics we covered: From Compton To Building A National CPA Firm How Real Estate Investors Use Tax Strategy To Build Wealth The Truth About Real Estate Professional Status And Tax Savings Why Cost Segregation Can Create Massive Problems Later Inside The IRS Tax Resolution Process For Investors In Trouble How One Client Cut A $1 Million IRS Bill To Under $100K The Overlooked Tax Strategies Most CPAs Never Talk About To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com For more about Rod and his real estate investing journey go to www.rodkhleif.com Please Review and Subscribe
Attorney‑turned‑developer Dan DiCicco and lender‑vet Jody Cienfuegos break down how cost segregation and bonus depreciation can turn rental properties—especially in the PNW—into massive tax savings. We cover real‑world numbers, short‑term rental loopholes, depreciation recapture traps, and why parking lots and rehab projects might be your best friends this year.
Sean Tumilson and co-host Chuck the Bot run a thought experiment about what would happen if everyone in the US paid the legal minimum they could pay in taxes.If you enjoy this daily show, tap ‘Follow' on Spotify or Apple Podcasts so you never miss an episode. And leave us a quick rating — it really helps others discover KeepTalking.
In this episode of Dollars & Sense, Joel Garris tackles two of the most misunderstood—and most impactful—areas of financial and estate planning.First, Joel breaks down a common myth: your will does not control where most of your money goes. Instead, beneficiary designations quietly determine who inherits retirement accounts, life insurance, annuities, and many investment and bank accounts. With trillions of dollars passing outside of wills every year, Joel explains why outdated or overlooked beneficiary forms can create costly mistakes—and what simple steps you can take today to make sure your assets end up exactly where you intend.Next, Joel dives into one of his favorite planning strategies: Qualified Charitable Distributions (QCDs). If you're charitably inclined and over age 70½, this powerful tool allows you to support causes you care about while significantly reducing your tax burden. Joel walks through how QCDs work, the rules you must follow, common pitfalls to avoid, and why they can be far more tax‑efficient than writing a check—especially when it comes to required minimum distributions, Medicare premiums, and Social Security taxation.Along the way, Joel also shares timely market perspective during earnings season, highlights the importance of staying organized with financial documents, and explains how thoughtful planning can reduce stress, cost, and conflict for the people you love.If you've ever wondered whether your estate plan is really doing what you think it is—or how to give charitably in the most tax‑smart way—this episode is packed with practical insights you won't want to miss.
Well, there's a "ceasefire" with Lebanon and in response, Iran has opened the Strait of Hormuz making it a toll throughway. Meanwhile Gaza and the West Bank are still sites of genocide and ethnic cleansing. On the homefront, what does a warehouse fire say about the state of the working class? PLUS the biggest corporations in the country pay $0 in taxes while paying workers less and less. It's a heavy day y'all, take care of each other. artfromgaza.com leecamp.net artkillingapathy.com
Are you unknowingly leaving thousands (or even hundreds of thousands) of dollars in tax savings on the table with your real estate strategy? In this episode, we're diving into real estate tax strategies by answering real questions from investors just like you. From LLC myths to Airbnb loopholes, this episode breaks down what actually works when it comes to saving money and scaling your portfolio. You'll learn why having an LLC doesn't reduce your taxes (and what it actually does), how to properly structure your properties for protection, and the biggest mistakes investors make when it comes to liability and tax planning. We also get into powerful strategies like cost segregation studies, the short-term rental loophole, and how to use leverage (like HELOCs and mortgages) to grow your portfolio faster while maximizing deductions along the way. If you're serious about building wealth through real estate and keeping more of what you make, this episode is packed with actionable insights you can implement right away. Tune in to hear: Why an LLC does NOT save you money on taxes When you should (and shouldn't) put properties in an LLC The real reason liability protection matters more than tax savings What expenses you can actually write off with rental properties How the short-term rental loophole can offset your income What a cost segregation study is and how it can create massive deductions Why paid-off properties might actually be risky How to leverage equity (HELOCs, refinancing) to scale faster The difference between passive rental income vs. active house flipping Why you should separate your LLCs for rentals, flips, and businesses How to properly handle the home office deduction across multiple entities
In this episode, we're joined by Pauline Frommer, president of Frommer's Guides, a trusted resource for travelers. Pauline shares her insights on the current state of travel, from the impact of the pandemic to the rise of AI in shaping travel pricing. She offers practical tips on how to save money without sacrificing your vacation experience, including the benefits of using a virtual private network. With her expertise and passion for travel, Pauline provides valuable advice for navigating the ever-changing travel landscape.See omnystudio.com/listener for privacy information.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Many Christian business owners feel guilty about using tax strategies to keep more money. In this episode, we break down what the Bible really says about taxes, stewardship, and wealth. You'll learn why paying what you owe is different from overpaying, and how the tax code actually rewards generosity, investing, and growth. This episode connects faith with practical tax planning so you can make confident financial decisions without guilt. If you want to honor your values while building wealth and keeping more of what you earn, this gives you a clear path forward. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration
Target Market Insights: Multifamily Real Estate Marketing Tips
This week, learn how apartment investing can help you keep more of what you earn by using the tax code the way it was designed. John breaks down why the tax code rewards certain behaviors, how multifamily investing fits into that system, and why tax strategy matters just as much as income growth if you want to build long-term wealth. John also explains how bonus depreciation works at a high level, why apartment syndications can offer tax advantages that many other investments do not, and how passive investors can think about ownership, downside protection, and scale when evaluating deals. The episode connects tax strategy with investing structure so you can better understand not just how to save money, but how to invest more intentionally. If you've ever looked at your tax bill and wondered how investors use apartments to reduce their obligations while building wealth, this episode gives you a practical starting point. Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways Understand that the tax code is built around incentives that reward business ownership and investment activity Learn how apartment investing can create tax advantages through depreciation and bonus depreciation Recognize why tax strategy is not just about what you make, but how much you keep Evaluate apartment syndications based on cash flow, downside protection, and operator structure See why scale, team structure, and shared investor oversight can reduce certain risks compared to smaller one-person operations Topics Why the Tax Code Matters to Investors John explains that the tax code is less about punishment and more about incentives The government uses tax breaks, credits, depreciation, and other tools to encourage private-market behavior it wants to see, including business ownership and housing provision Why Apartment Investing Gets Favorable Treatment Apartment investors help provide housing, which aligns with the kind of activity the tax code is designed to reward John frames apartment investing as a way private investors step in to provide a service the government does not want to handle directly How Bonus Depreciation Works at a High Level John explains that bonus depreciation allows investors to accelerate losses in year one instead of spreading them out over the full life of the property He shares an example where a $100,000 investment produced roughly a $60,000 paper loss on the K-1, which could offset other passive income depending on the investor's tax situation He also cautions listeners to speak with their CPA because these benefits depend on each individual's circumstances How Apartment Syndications Compare to Other Investments John contrasts apartment syndications with flipping and REITs, noting that syndication investors typically own shares of the actual real estate and receive pass-through tax benefits In contrast, REIT investors own shares of the REIT itself, so those tax benefits are generally taken at the REIT level rather than passed through directly How to Think About Ownership and Scale John compares investing in a syndication to owning shares in a larger company, where scale and infrastructure can create more stability than a one-person operation He encourages investors to understand the total raise amount, their percentage ownership, and how the enterprise is staffed and run What John Looks for in a Deal John emphasizes starting with a property that is already cash flowing rather than relying entirely on a turnaround plan He says this helps protect the downside while still giving investors upside through improved operations and execution He also prefers investing in deals with experienced operators, on-site staff, and enough investor oversight to hold the sponsor to a high standard
Brad Baldridge breaks down how real estate investors and business owners can legally reduce college costs — using income control, asset positioning, and tax strategy.In this episode of RealDealChat, Jack Hoss sits down with Brad Baldridge, financial advisor and college planning specialist at Taming the High Cost of College, to unpack one of the most overlooked financial planning opportunities for real estate investors — using their assets and income control to dramatically reduce what they pay for their kids' college education.Brad covers:Why families come too late — and the ideal planning runway (sophomore year of high school)The difference between need-based aid and merit aid — and why elite private schools can actually be cheaper than you thinkWhy real estate investors and business owners have levers W-2 employees simply don't haveHow to use income control, bonus timing, and salary adjustments to improve your FAFSA positionWhy investment real estate must be reported as an asset (at net value, not gross) — and what that actually means for your aid calculationHow to shift income and assets to your student to unlock tax credits that phase out at higher income levelsReal case study: a teacher's family inherited $500K and still qualified for a full ride by repositioning assets correctlyReal case study: an engineering manager calculated that paying full price for NYU cost him 3 extra years of work — and decided that was fineWhy applying to five schools of the same type is one of the most common and costly mistakes families makeHow to vet a college financial advisor — and why most people don't know to ask about the CSS profile vs. FAFSABrad's take on AI: useful for research, not yet replacing expertise — and why the "AI will take all the jobs" panic is overblownNiching down: how becoming the college planning specialist transformed Brad's financial advisory practiceThis episode is for:Real estate investors who have kids approaching college ageBusiness owners who want to understand how income control affects financial aidAny parent who wants to stop leaving money on the table when paying for college
How can Tulsa retirees withdraw savings without losing a chunk to taxes? This episode explores income-first strategies, Roth conversions, and smart RMD planning. To learn more, visit https://meliagroup.com/retirement-financial-planning/ Melia Advisory Group City: Tulsa Address: 5424 S Memorial Dr Website: https://www.meliagroup.com/
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
The biggest difference between business owners who build wealth and those who struggle isn't income. It's tax strategy. In this episode, we break down the most important 2026 tax law changes, including bonus depreciation, the higher standard deduction, the updated SALT cap, and expanded retirement limits. You'll learn how entity optimization, retirement planning, strategic timing, and accelerated depreciation can reduce your tax bill legally. We also explain how profit margins unlock better tax planning opportunities. The tax code rewards business owners who plan year-round, not just at filing time. If you want to stop overpaying and start keeping more of what you earn, this episode gives you the framework. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration
In this mini episode we are reading listener submitted stories about a camper whose Payless rain boots turned her into a gaslighting queen, a getaway driver for a local dominatrix, and a horror story about a camper who witnessed something unspeakable in a party house bathroom.Want BONUS CONTENT? Join our PATREON!Sponsors:➜ Go to Progressive.com to see if you could save on insurance.Check out our website and submit your inquiries for advice, juicy gossip, confessions, and horror stories!Camp Songs: Spotify Playlist | YouTube Playlist | Sammich's Secret MixtapeSocial Media:Camp Counselors TikTokCamp Counselors InstagramCamp Counselors FacebookCamp Counselors TwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Pj Chats with Catriona Lysaght about turning your own home into your biggest travel asset through swapping. Hosted on Acast. See acast.com/privacy for more information.
In this episode of the Income Flip Podcast, Rob Chevez sits down with Neal Bawa, known as the “Mad Scientist of Real Estate,” to unpack how data—not opinions—drives smarter investing. A former Silicon Valley executive, Neal shares how discovering the power of depreciation and tax strategy led him into real estate, and how he slowly transitioned from tech to building a multifamily portfolio. The conversation dives deep into using job growth, population trends, and demographic data to rank markets, why most investors misunderstand growth states, and how to identify emerging opportunities before the crowd. If you want to invest based on numbers instead of noise, this episode is a masterclass in data-driven real estate strategy.
Congressman Mike Carey discusses the shutdown as well as the reintroduction of the Pay Less at the Pump Act
Should skinny airline passengers pay less and weird "Big Game" prop bets HR 2 full 2483 Fri, 06 Feb 2026 17:01:19 +0000 mfCyHCRXKoofKqAwuttUzqbttNLqRVnY news MIDDAY with JAYME & WIER news Should skinny airline passengers pay less and weird "Big Game" prop bets HR 2 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News False https://player.
Invest Like a Billionaire - The alternative investments & strategies billionaires use to grow wealth
California is pushing a wealth tax. Missouri just eliminated capital gains tax. What does that mean for investors?In this episode, Ellis Hammond sits down with Bob and Ben Fraser to break down the billionaire tax battle between CA vs. MO—and how high-net-worth investors adapt. Learn how the wealthy use LLCs, balance-sheet thinking, and smart tax strategy to legally protect and grow their wealth.If you want to pay less in taxes and keep more of your returns, this episode is for you.Don't miss the 2026 Macro Economic Outlook—announced in the outro of this episode! Sign up here: https://aspenfunds.us/2026-macro-economic-outlook/Have more questions, or want more resources like a tax calculator? Go to https://investlikeabillionaire.org/ to learn more about our community. Check out Ben & Bob's company and invest along at https://aspenfunds.us/
On today's episode, Dr. Mark Costes is joined by Alexis Gallati, founder of Cerebral Tax Advisors and author of Advanced Tax Planning for Medical Professionals. Alexis brings a wealth of knowledge on proactive, high-level tax strategies tailored specifically for medical and dental professionals. The conversation covers everything from tax-saving tactics for W2 earners like short-term rentals and oil & gas investments, to advanced planning opportunities for business owners, including entity structuring, paying your children, and maximizing retirement contributions through backdoor and mega backdoor Roths. Alexis also shares personal insights on being married to a neurosurgeon and how that inspired her mission to protect high-income professionals from bad financial advice. Whether you're looking to save more on taxes or make smarter long-term financial decisions, this episode is packed with practical gems. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.cerebraltaxadvisors.com/bigbill https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast
https://www.facebook.com/share/v/1DjQuqn5kJ/Young drivers under 25 face sky-high car insurance rates, but why? Discover the hidden factors driving premiums up 55% since 2020 and the surprising strategies that could slash your costs by hundreds—or even thousands—of dollars annually. Wealth Building Way City: Austin Address: 16238 Highway 620 N. Website: http://wealthbuildingway.com
High earners are often told they'll be in a lower tax bracket in retirement.For executives and business owners, that promise rarely holds up.In this episode of the Financial Harmony™ Podcast, Dr. Preston Cherry breaks down why retirement taxes are often higher—and more complex—than people expect. While income may decline, taxable income often doesn't, due to RMDs, taxable Social Security, Medicare IRMAA surcharges, and capital gains.In this episode:Why “lower” doesn't always mean low for high-income retirees.The hidden tax layers most retirement plans underestimate.Why retirement income is often lumpy, not smooth.Practical strategies for lifetime tax smoothing and withdrawal sequencing.Segment highlights:The Wealth Word: Why the “low-tax retirement” idea persistsThe Signal: Cutting through noise, headlines, and false certainty in retirement planningThe Money Move: How tax brackets really work in retirement and what to plan for insteadFinancial Harmony™: The financial and emotional investment we make in adult children—and how to audit it without guiltCulture Corner: Why this podcast paused, and how alignment—not hustle—brought it back
Our guests on the podcast today are Cody Garrett and Sean Mullaney. They're both advice-only financial planners, and they're the co-authors of a new book called Tax Planning To and Through Early Retirement. Cody is a certified financial planner and the founder of Measure Twice Money, where he helped DIY investors make informed decisions aligned with their values. He also leads Measure Twice Planners, which is an educational community for financial planners. Sean Mullaney is a certified public accountant and head of Mullaney Financial & Tax. He also writes the blog, FITaxGuy.com, which is focused on the intersection between financial independence and taxes.BackgroundSean MullaneyCody GarrettMeasure Twice MoneyMeasure Twice FinancialMeasure Twice PlannersMullaney Financial & TaxFITaxGuy.comTax Planning and Early RetirementTax Planning To and Through Early Retirement, by Cody Garrett and Sean Mullaney“The Backdoor Roth IRA After an Excess Contribution to a Roth IRA,” Sean Mullaney, FITaxGuy.com, Dec 16, 2025“Why I Don't Worry Much About Sequence of Returns Risk,” Sean Mullaney, FITaxGuy.com, Jun 10, 2025“The Tax Planning World Has Changed,” by Sean Mullaney, FITaxGuy.com, Sep. 22, 2025“Bogleheads on Investing® with Cody Garrett, CFP®, and Sean Mullaney, CPA on tax planning to and through retirement: Episode 89″ by Bogleheads on Investing® podcast, BogleCenter.net, Dec. 7, 2025“Managing Taxes in Retirement with Sean Mullaney,” by the White Coat Investor Podcast, WhiteCoatInvestor.com, Nov 20, 2025.Die With Zero: Getting All You Can from Your Money and Your Life―A Revolutionary Approach to Maximizing Life Experiences Over Accumulating Wealth, by Bill Perkins“Reframing Risk In Retirement As “Over- And Under-Spending” To Better Communicate Decisions To Clients, And Finding “Best Guess” Spending Level,” by Michael Kitces, Kitces.com, Apr. 24 2024.More on Early Retirement and FIRE“My Baptism by FIRE: Lessons on Financial Independence,” by Christine Benz, Morningstar.com, May 29, 2025.“Aiming to ‘Die with Zero'? Here Are the Implications for Portfolio Construction and Retirement Spending,” by Jess Bebel, Morningstar.com, Apri. 6, 2025"Derek Tharp: An Alternative Approach to Calculating In-Retirement Withdrawals," The Long View podcast, Morningstar.com, Feb. 21, 2023 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
How to Legally Pay Less Tax as a Business Owner with Former IRS Agent Carlotta Thompson With Former IRS Agent Carlotta Thompson Most business owners believe high taxes are just the price of success. They're wrong. In this episode of Profit Answer Man, Rocky sits down with former IRS agent turned tax strategist Carlotta Thompson to reveal how the tax system really works, what actually triggers audits, and how profitable business owners legally keep more of what they earn. This is not about loopholes or risky moves. It's about understanding the rules well enough to play the game correctly. In This Episode, You'll Learn: What actually triggers IRS audits and why most business owners worry about the wrong things. The common tax and bookkeeping mistakes that quietly raise red flags with the IRS. Why home office and mileage deductions are usually not the real problem. How poor recordkeeping costs business owners money even when deductions are legitimate. Why constantly moving money between Profit First accounts is a warning sign, not a solution. When an S Corp makes sense and when it can actually cost you more in taxes. Why starting as an LLC gives you more flexibility as your business grows. How to shift from asking "Can I deduct this?" to "How can I deduct this legally?" The Big Takeaway: Paying less tax is not about gaming the system. It's about: Knowing what the IRS actually looks for Building clean, consistent financial systems Aligning profit, tax strategy, and long-term vision When you do that, audits become less scary, profit becomes more predictable, and your business stops leaking money quietly. Bio: Carlotta Thompson is a Founder + CEO When Carlotta was 14, she remembers becoming enthralled with a booklet on preparing taxes. She decided then that she wanted to work for the IRS, so at 14 years old, she began studying tax law with the dream of working for the Internal Revenue Service (IRS). Shortly after attaining her dream of working for the IRS, Carlotta realized that the IRS isn't actually in place to help small businesses like she'd thought and it felt like she was working for the wrong side. As an auditor, she saw tons of tax returns with sometimes hundreds of thousands of dollars of missed deductions that were detrimental for the client. Carlotta had a bigger dream and mission to directly help business owners pay the least tax legally possible, so what began as a ministry has evolved into Tax Strategists of America! She now has a Pathway to Zero™ program helping business owners pay the least taxes legally possible! Links: Website: https://taxstrategistsofamerica.com/ Facebook: https://www.facebook.com/carlotta.thompson.1 Instagram: https://www.instagram.com/carlottathompsonfinance?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw%3D%3D TikTok: https://www.tiktok.com/@carlottathompsonfinance?is_from_webapp=1&sender_device=pc YouTube: https://www.youtube.com/@carlottathompsonfinance Conclusion: Paying less tax is not about shortcuts or loopholes. It's about clarity, structure, and intention. When you understand what the IRS actually looks for, keep clean records, and align your entity and profit strategy with your long-term goals, taxes stop feeling like a constant threat. This episode with Carlotta shows that real tax savings come from running a better business, not from taking bigger risks. #ProfitAnswerMan #ProfitFirst #BusinessProfit #TaxStrategy #CashFlow #SmallBusinessFinance #BusinessOwners #IRS #TaxPlanning #FinancialClarity #EntrepreneurLife #KeepMoreProfit #BusinessSystems #MoneyMindset Find Rocky Lalvani @ www.ProfitComesFirst.com or email him at rocky@profitcomesfirst.com Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Free Copy of the Profit Blueprint Book: : https://lp.profitcomesfirst.com/landing-page-page Monthly Newsletter signup: https://lp.profitcomesfirst.com/newsletter-signup Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
On today's episode, Dr. Mark Costes welcomes back tax and accounting experts Brent Sonnier and Chris Sands from ProFi 2020 and Phase 1 Financial to tackle some of dentistry's most advanced and impactful tax strategies. Whether you're preparing for a major liquidity event, trying to reduce your W-2 tax liability, or just looking to be more strategic with your investments, this episode is packed with high-level insights. The trio covers bonus depreciation, the mechanics and timing of cost segregation, oil and gas investments, R&D tax credits, and the true pros and cons of short-term rentals. Mark also shares some personal experiences—both wins and hard lessons—from navigating these strategies in his own portfolio. This conversation is a must-listen for any dentist serious about long-term wealth building and minimizing tax exposure in a legal and strategic way. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.profi2020.com https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast
WBS: Happy 2026 Ya'll #342 -- The gang is at it again. Brimstone is joined by his wing-man Alex DaPonte, Meg Suss and Brim's wife Danielle as they chat about the guy who drove through a parade and how he just caught five years, the 75th Anniversary of Charles M. Schultz's Peanuts, the Empire State Building set to do something coinciding with Stranger Things for New Year's Eve, as well as Netflix taking away yet another perk from subscribers. They discuss the South Park writer who purchased trumpkennedycenter(dot)org, the no blanket and no mug rule, and they all give their holiday gifts. They discuss the Payless / Pallessi story, announce Brim and Danielle's daughter Samantha got engaged, and other fun stuff and things. Brim explains what gets Within Brim's Skin.
After almost 80 episodes, it's time for the Pay Less for Traffic pocast to take its first season break. Let's chat about what you can expect!Thank you for a great "first season"!
In this episode of Real Estate Success: The Whissel Way, Kyle Whissel and Bryan Koci shift the conversation from making more money to keeping more of it by breaking down practical tax and wealth strategies specifically for real estate agents. They cover why agents earning over $50,000 should consider an S Corp, how hiring family members can legally reduce taxes, and how depreciation, self-directed IRAs, syndications, and the Augusta Rule can dramatically impact an agent's bottom line. The episode is a tactical overview of how agents can legally lower tax liability, reinvest smarter, and build long-term wealth beyond commissions. Chapters: 00:00 Intro and why agents overpay in taxes 02:07 Making more money vs keeping more money 05:26 Why every agent is already a business 06:01 S Corp explained and why it matters 08:49 Salary vs distributions and tax savings 13:39 When an S Corp makes sense financially 16:31 Hiring your kids and family legally 20:53 Self-directed IRAs and real estate investing 24:48 Passive investing through funds and syndications 31:16 Depreciation, real estate professional status, and the Augusta Rule
In 2020, Ankur Nagpal sold his course platform, Teachable, for around $250 million. But he knew that the sale would come with a giant tax bill. So Ankur became obsessed with the tax code, and he wanted to make it easier for everyone to legally operate within it. That led him to discover Solo 401(k)s. So he built a new company called Carry that helps you legally keep more of what you earn and invest it the way you want. This podcast is for informational purposes, and not intended to be financial advice. Please consult a financial advisor about your specific situation. → Get Ankur's Free Tax Guide → Sign up for Carry Full transcript and show notes *** TIMESTAMPS (00:00) Introduction (01:32) Ankur's Crash Course in Tax Law (08:18) Tax Loopholes and Bias (11:02) Solo 401(k) Benefits Explained (14:32) Solo 401(k) Contribution Guidelines (17:46) S-Corp Tax Benefits Explained (20:11) Maximizing QBI Deduction Strategies (23:22) Tax Planning CPA vs Planners (26:29) Solo 401(k) Advantages Explained (31:49) Direct Indexing (32:34) Tax Loss Harvesting Strategy (36:34) Maximizing Retirement Contributions (41:07) Solo 401(k) Tax Planning Deadlines (44:06) Solo 401(k) Setup Guide (46:12) Tax-Saving Strategy Money Markets *** RECOMMENDED NEXT EPISODE → #280: How to LEGALLY Protect Your Channel (YouTube Lawyer Tyler Chou Explains) *** ASK CREATOR SCIENCE → Submit your question here *** WHEN YOU'RE READY
This episode sponsored by Shannon Robnett Industries LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this game-changing Dropping Bombs episode, second-generation developer Shannon Robnett reveals how ground-up development destroys traditional buy-and-hold syndication. With $425 million in completed projects and $140 million under management, Shannon breaks down the brutal lessons from losing $5 million in '08, surviving addiction recovery, and rebuilding to consistent 25% investor returns through tax-advantaged multifamily and industrial deals. Shannon breaks down the secrets separating legitimate operators from hype machines, the refinance strategy returning 60% of capital by year three, and why Dave Ramsey's debt philosophy leaves billions on the table—plus the exact questions to ask before investing a single dollar. If you're ready to escape landlord hell and let your money work while you sleep, this episode is your blueprint.
We often hear people talking about how the money they spent on a tool or ad campaign was a total game changer for their business. Should you do the same? Let's talk about it. Episode Highlights:Where the Pressure is Coming FromThe Magnification of MoneyTo Spend or Not to Spend?If you enjoyed this episode, please leave a review on Apple Podcasts so we can help as many teacher business owners as possible.Have a question you'd like me to answer on the podcast? Ask it here: stephanieroyersolutions.com/podcastDive into my signature course: Bring Your Own Traffic!Check out my favorite places to look for fresh blog post ideas!Or if you're ready to hire support for blogging and Pinterest, check out my services.Your one stop shop for organic traffic resources: https://stephanieroyersolutions.comConnect with me on Instagram: https://www.instagram.com/stephanieroyersolutions/Mentioned in this episode:Are you grateful for the podcast? Please leave a review today!It's the month of gratitude, so I wanted to take a moment to thank you for listening to the Pay Less for Traffic podcast. It fills my cup when you take the time to share what you're loving about the podcast. If you haven't already, please consider leaving a review on Apple Podcasts so I can make more of the type of content you're enjoying. Your review also helps me connect with more teacher business owners just like you. Let's work together to make the most of your marketing dollars. Thanks again for listening!
Do you have a stack of draft blog posts waiting to go live because they're just not quite right? Are you waiting to start pinning for your business until you have a queue of perfect pins ready to go? Let's talk about it!Episode Highlights:Where Is The Pressure Coming From?My Own Journey with PerfectionismWhat You Can DoResources Mentioned:Bring Your Own Traffic course - https://stephanieroyer.podia.com/bring-your-own-trafficIf you enjoyed this episode, please leave a review on Apple Podcasts so we can help as many teacher business owners as possible.Have a question you'd like me to answer on the podcast? Ask it here: stephanieroyersolutions.com/podcastDive into my signature course: Bring Your Own Traffic!Check out my favorite places to look for fresh blog post ideas!Or if you're ready to hire support for blogging and Pinterest, check out my services.Your one stop shop for organic traffic resources: https://stephanieroyersolutions.comConnect with me on Instagram: https://www.instagram.com/stephanieroyersolutions/Mentioned in this episode:Are you grateful for the podcast? Please leave a review today!It's the month of gratitude, so I wanted to take a moment to thank you for listening to the Pay Less for Traffic podcast. It fills my cup when you take the time to share what you're loving about the podcast. If you haven't already, please consider leaving a review on Apple Podcasts so I can make more of the type of content you're enjoying. Your review also helps me connect with more teacher business owners just like you. Let's work together to make the most of your marketing dollars. Thanks again for listening!
The 50-year mortgage is being hyped as a way to make homes more “affordable" according to President Trump. Join Caleb Guilliams to walk through the numbers, the opportunity cost, and why extending mortgages doesn't actually solve the affordability crisis, while also explaining the two scenarios where it might help. Analyze the math, the risk, and the long-term impact on housing prices.Want to Pay Less in Taxes to the Government? Click Here: https://betterwealth.com/tax====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.
Today I'm joined by Kirk Rogers, Wholesale Manager at McCarthy Auto Group. We dig into why wholesale should be a strategic lever—not a last-resort escape hatch, how efficient transport unlocks massive savings, and the process McCarthy uses to eliminate the automotive retails biggest logistics bottleneck. This episode is brought to you by: 1. Auto Hauler Exchange - Ship Smarter. Pay Less. No Middlemen. Tired of brokers driving up costs and slowing you down? Auto Hauler Exchange puts YOU in control. Ship cars faster and cheaper with 5,500+ vetted carriers. Get cars delivered in just 4 days on average. Transparent pricing, no hidden fees, and real-time tracking. Move cars smarter. Move cars faster. Learn more: http://www.autohaulerexchange.com 2. automotiveMastermind - Mornings are for momentum—and Mastermind helps you build it. automotiveMastermind is the automotive industry's trusted data and technology provider, empowering sales teams to start their day with data they can trust and end it with deals that drive results. Car Dealership Guy listeners can take Mastermind's 30-second Sales Efficiency Assessment to see how their dealership stacks up. Visit @ https://drive.automotivemastermind.com/cdg to learn more and to activate your offer. 3. vAuto - The average car sits 45 days before getting shipped to another store — hoping it'll sell faster somewhere else. But guess what? Once it lands there, it usually sits another 30 days. On paper, that looks fine. In reality, that car's been tying up capital for 75 days — bleeding margin the whole time. The fix? Get the car to the right store on day one — or move it before the clock runs out. Because every day you wait, you're losing gross you'll never get back. Check out vAuto's new guide on centralized inventory management: https://www.vauto.com Check out Car Dealership Guy's stuff: For dealers: Industry job board ➤ http://jobs.dealershipguy.com Dealership recruiting ➤ http://www.cdgrecruiting.com Fix your dealership's social media ➤ http://www.trynomad.co Request to be a podcast guest ➤ http://www.cdgguest.com For industry vendors: Advertise with Car Dealership Guy ➤ http://www.cdgpartner.com Industry job board ➤ http://jobs.dealershipguy.com Request to be a podcast guest ➤ http://www.cdgguest.com Topics: 00:46 Current state of the wholesale market? 01:35 Key responsibilities at McCarthy Auto Group? 02:29 Biggest wholesale strategy challenge? 03:22 How has wholesale landscape changed? 04:39 Best acquisition and disposition tactics? 09:44 Key metrics for wholesale success? 18:51 Managing recon and logistics effectively? 23:36 Strategies to cut recon costs? 27:08 How to compete with industry giants? Car Dealership Guy Socials: X ➤ x.com/GuyDealership Instagram ➤ instagram.com/cardealershipguy/ TikTok ➤ tiktok.com/@guydealership LinkedIn ➤ linkedin.com/company/cardealershipguy Threads ➤ threads.net/@cardealershipguy Facebook ➤ facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you unknowingly letting taxes drain your wealth—even after years of business success?Many Canadian business owners build impressive portfolios, yet still lose thousands each year to unnecessary taxes. It's not because they're doing anything wrong—it's because they're missing the system the wealthy quietly use to build, protect, and transfer wealth efficiently. In this episode, Kyle Pearce and Jon Orr break down how to legally minimize taxes, grow your assets strategically, and turn your corporation into a true wealth engine instead of a tax leak.You'll discover:Why most entrepreneurs build wealth backward—and how defining your financial vision changes everything.How to use your corporation as a tax-efficient reservoir to trap wealth before it leaks to the CRA.The truth about tax timing—and how to outpace most investors by simply losing less to taxes.When to start withdrawing strategically (hint: not when you retire).How to design your legacy so your wealth ends up exactly where you want it—not where the government decides.Press play now to learn how to take back control, protect your profits, and engineer your financial freedom.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building financial freedom in Canada starts with a clear financial vision and a smart, tax-efficient plan that keeps more of your wealth working for you. Whether you're a Canadian entrepreneur, real estate investor, or business owner, understanding personal vs corporate tax planning, salary vs dividends, and RRSP optimization is key to creating lasting prosperity. By developing financial buckets and a wealth reservoir inside your corporate structure, you can balance tax-efficient inveReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.
En este episodio, escucharás un poderoso mensaje sobre la gratitud con determinación: agradecer no solo cuando la vida es buena, sino también cuando es dolorosa, injusta y confusa. El pastor comparte historias personales de cómo creció en la pobreza, haciendo fila para comprar queso del gobierno, usando zapatos baratos de Payless y aprendiendo a dejar atrás el orgullo y recibir ayuda con un corazón agradecido. También repasaremos Hechos 16, donde Pablo y Silas cantan en prisión a medianoche, y Dios convierte su juicio en un testimonio. Este mensaje te ayudará a: Pasar de la queja a la gratitud Ver las "ventajas de las desventajas" Comprender cómo la alabanza invita a la presencia y el poder de Dios Romper la mentalidad de víctima y aprender la verdadera gratitud Si te has enfocado en lo que no tienes o en lo que has perdido, este episodio te ayudará a encontrar tu canción de nuevo.
In this episode, you'll hear a powerful message on gratitude with grit—being thankful not just when life is good, but when life is painful, unfair, and confusing. Pastor shares personal stories of growing up poor, standing in line for government cheese, wearing cheap shoes from Payless, and learning to let go of pride and receive help with a grateful heart. You'll also walk through Acts 16, where Paul and Silas sing in prison at midnight, and God turns their trial into a testimony. This message will help you: Shift from complaining to thanking See the “advantages of the disadvantages” Understand how praise invites God's presence and power Break out of a victim mindset and learn true gratitude If you've been focused on what you don't have or what you've lost, this episode will help you find your song again.
Oct 27, 2025 – Looking to keep more of your retirement income? Jim Puplava shares four key tax-minimizing strategies: Roth conversions, muni bonds, LIRPs, and dividend income—plus tips on planning ahead as tax rates may rise with growing...
Today I'm joined by Ryan Downing, Dealer and CEO of Ross Downing Auto Group. We break down his plan to scale to 20 dealerships by 2040, how he's achieved 100% absorption at every store, and what it took to grow group revenue from $270M to $490M in just five years — plus much more. This episode is brought to you by: 1. Auto Hauler Exchange - Ship Smarter. Pay Less. No Middlemen. Tired of brokers driving up costs and slowing you down? Auto Hauler Exchange puts YOU in control. Ship cars faster and cheaper with 5,500+ vetted carriers. Get cars delivered in just 4 days on average. Transparent pricing, no hidden fees, and real-time tracking. Move cars smarter. Move cars faster. Learn more @ http://www.autohaulerexchange.com 2. Equifax - Fund More Auto Loans, Faster. Auto loan applicants are 40% more likely to be funded when instantly verified by The Work Number. You can get the data you need to know your borrower better and make fast, smart decisions. Equifax provides instant, secure access to verified borrower identity, address, income, and employment information, helping you move deals forward quickly. Learn more @ http://www.theworknumber.com/auto 3. CDG Recruiting – Hire top dealership talent, fast. From sales managers to GMs and C-suite execs, we've placed over 1,000 roles across auto retail. Ready to scale without the hassle? Visit @ https://www.cdgrecruiting.com to get started. Check out Car Dealership Guy's stuff: For dealers: Industry job board ➤ http://jobs.dealershipguy.com Dealership recruiting ➤ http://www.cdgrecruiting.com Fix your dealership's social media ➤ http://www.trynomad.co Request to be a podcast guest ➤ http://www.cdgguest.com For industry vendors: Advertise with Car Dealership Guy ➤ http://www.cdgpartner.com Industry job board ➤ http://jobs.dealershipguy.com Request to be a podcast guest ➤ http://www.cdgguest.com Topics: 00:41 How to achieve 20 stores by 2040? 01:43 Biggest challenge taking over during COVID? 03:47 Key growth strategies for scaling? 07:27 What is your leadership and operational style? 11:03 How to ensure sustainable growth and staffing? 21:01 Why focus on fixed operations for growth? 24:20 Biggest challenges in scaling accounting? 28:39 Best leadership and training initiatives? 33:04 How to balance tradition and innovation? Car Dealership Guy Socials: X ➤ x.com/GuyDealership Instagram ➤ instagram.com/cardealershipguy/ TikTok ➤ tiktok.com/@guydealership LinkedIn ➤ linkedin.com/company/cardealershipguy Threads ➤ threads.net/@cardealershipguy Facebook ➤ facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com
Today I'm joined by Katelyn Gilmore, General Manager of Paradise Chevrolet Cadillac. We discuss why she's betting big on the world's first fleet only service center, how to attract and retain gen z talent in the dealership, why shes handing out Rolex's to senior employees and much more. This episode is brought to you by: 1. Auto Hauler Exchange - Ship Smarter. Pay Less. No Middlemen. Tired of brokers driving up costs and slowing you down? Auto Hauler Exchange puts YOU in control. Ship cars faster and cheaper with 5,500+ vetted carriers. Get cars delivered in just 4 days on average. Transparent pricing, no hidden fees, and real-time tracking. Move cars smarter. Move cars faster. Learn more @ autohaulerexchange.com 2. Cox Automotive - Discover what's driving improved customer experiences—and dealership results. Download the Drivers of Shopper Satisfaction ebook from Cox Automotive today: Visit @ https://carguymedia.com/464vOfw 3. Impel - Meet the AI Operating System built for a new era of automotive retailing. From CRM to service bay, from website to DMS, it unifies and orchestrates every part of your dealership operations—and your customer lifecycle. Visit @ http://www.impel.ai and and discover how Impel AI turns routine interactions into VIP experiences. Check out Car Dealership Guy's stuff: For dealers: Industry job board ➤ http://jobs.dealershipguy.com Dealership recruiting ➤ http://www.cdgrecruiting.com Fix your dealership's social media ➤ http://www.trynomad.co Request to be a podcast guest ➤ http://www.cdgguest.com For industry vendors: Advertise with Car Dealership Guy ➤ http://www.cdgpartner.com Industry job board ➤ http://jobs.dealershipguy.com Request to be a podcast guest ➤ http://www.cdgguest.com Topics: 00:26 What is the Cadillac Champions group? 01:19 Why are 20 Groups valuable? 02:33 How to maintain high fleet sales? 07:55 Best community/employee initiative? 25:39 Managing generational shifts in workplace? 26:46 Current revenue and financial trends? 27:58 Managing a large service department? 31:58 Strategy for Cadillac/EV market? 35:04 Top leadership goal as GM? Car Dealership Guy Socials: X ➤ x.com/GuyDealership Instagram ➤ instagram.com/cardealershipguy/ TikTok ➤ tiktok.com/@guydealership LinkedIn ➤ linkedin.com/company/cardealershipguy Threads ➤ threads.net/@cardealershipguy Facebook ➤ facebook.com/profile.php?id=100077402857683 Everything else ➤ dealershipguy.com
If you're serious about building wealth through real estate, you can't afford to ignore the tax side. In this episode, CPA and active investor Sean Graham breaks down how cost segregation and bonus depreciation can save you (and your investors) tens or even hundreds of thousands in taxes—without changing your investment strategy. We cover how to use cost seg the right way, why most CPAs are doing it wrong, and what high earners need to know about the latest tax bill that could bring back 100% bonus depreciation. Whether you're a GP looking to raise smarter or an LP trying to boost after-tax returns, this episode is non-negotiable.Key TakeawaysWhat Cost Segregation Actually Does for YouReclassifies components of a property to accelerate depreciation over 5–15 years instead of 27.5 or 39.Allows investors to take massive deductions in year one—sometimes more than the cash they put into the deal.Creates phantom losses on K-1s that can offset other passive income or gains.Bonus Depreciation: What It Is, and Why It Matters100% bonus depreciation (introduced in 2017) allows investors to deduct qualifying property in year one.It's phased down since 2023 but may return under new legislation.Huge benefit for both LPs and GPs—particularly when paired with proper tax strategy.Using Cost Seg to Raise Capital More EffectivelySmart GPs use depreciation estimates during the raise to attract savvy investors.Many LPs care more about the tax benefits than the projected cash flow.For deals over $1M, cost seg should be factored into your underwriting and pitch.The “Look-Back” Strategy for Missed DepreciationAllows owners to retroactively apply cost segregation—even years after purchase.No need to amend prior tax returns; benefits can be taken in the current year.Especially powerful when strategic timing aligns with real estate professional status.Avoiding Common CPA MistakesMany CPAs aren't familiar with real estate—leading to missed deductions and bad advice.Make sure your tax pro understands real estate-specific strategies like bonus depreciation, short-term rental loopholes, and REPS.Ask the right questions: Do they know how to handle depreciation recapture? Real estate professional status? IRA investing?How to Work with a Cost Segregation Firm the Right WayInvolve a cost seg firm early—before closing—so you can plan ahead and market benefits to investors.Studies typically cost $5K–$10K, but often result in six-figure tax savings.Smaller properties can use a “condensed engineering study” for reduced fees without sacrificing IRS compliance.Connect with SeanMavenCostSeg.com/Blank Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)
Ever wondered how billionaires and elites pay next to nothing in taxes? In this episode, Brad Lea sits down with KC Chohan of Together CFO to break down how non-operating private foundations work — the same legal structure the ultra-wealthy use to slash tax bills, protect wealth, and build a lasting legacy. They cover how this strategy works, who it's really for, common IRS fears, and how AI is helping high-net-worth families manage these complex structures more easily than ever. If you're making serious money, you need to know what the elites know — and KC lays it all out. KC's links https://togethercfo.com https://financialfusion.io https://www.instagram.com/kc.chohan/ https://www.instagram.com/togethercfo/
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