Smart Cents Podcast w/ Lizy Hoeffer Irvine

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Ranked No. 1 female loan officer in the nation for most closed loans (Scotsman Guide, 2018) and as the No. 1 Hispanic loan officer in the nation (NAHREP, 2018). Senior Loan Officer Lizy Hoeffer proves every day that “passion changes everything.” With over 16 years of mortgage industry experience,…

RenzlerMedia


    • Jan 28, 2022 LATEST EPISODE
    • monthly NEW EPISODES
    • 23m AVG DURATION
    • 43 EPISODES


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    Latest episodes from Smart Cents Podcast w/ Lizy Hoeffer Irvine

    Differences in RATES for first time homebuyers and investors | LIZY LIVE

    Play Episode Listen Later Jan 28, 2022 50:49


    What are the different rates being offered to homebuyers and investors as well as these questions sent in below are answered in this live! If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    Will housing be affordable in 2022? | LIZY LIVE

    Play Episode Listen Later Jan 14, 2022 52:23


    Lizy goes over the latest in the market and how housing affordability is in 2022, as well as your questions sent in! If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    What will housing look like by the end of 2022?

    Play Episode Listen Later Jan 6, 2022 54:49


    I go over my expectations for 2022 as well as answer all these questions below sent in by you! If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    What is the best way to pay off debt?

    Play Episode Listen Later Nov 12, 2021 49:28


    Join us as we go over what is going on with mortgage rates and answer your questions live! If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    Should you buy or rent?

    Play Episode Listen Later Oct 29, 2021 61:29


    Join us as we go over what is going on with mortgage rates and answer your questions live! If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    What's Happening With MORTGAGE RATES?

    Play Episode Listen Later Sep 9, 2021 57:11


    Join us as we go over what is going on with mortgage rates and answer your questions live! If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    Property CATASTROPHES

    Play Episode Listen Later Sep 2, 2021 57:16


    On this live we are joined by Arizona Phoenix real estate agent Preston Tribble as we answer your questions including what are some property catastrophes! (Yes, there is a termite story) If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    My Nightmare Borrower Story

    Play Episode Listen Later Aug 26, 2021 58:46


    I answer many questions including: "What is my worst nightmare borrower story?" If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    What is the difference between Underwriters and Loan Officers?

    Play Episode Listen Later Aug 12, 2021 56:42


    The difference between loan officers and underwriters is explained as well as many other questions are answered! If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    Buying a Home in a Bubble

    Play Episode Listen Later Aug 5, 2021 64:26


    Are we in a housing bubble? Is buying a home a good investment right now? We answer your questions and concerns on whats going on in today's market. If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    Why I Don't Like CRYPTO and TESLA STOCK

    Play Episode Listen Later Aug 5, 2021 59:08


    On this live we answer all your questions including latest in lending, investments in crypto and Tesla, and much more with  @Javier Vidana ! If you have any questions, please reach out. My team and I are always here to help! ☎️ 480-818-6222 ⌨️ TeamHoeffer@myccmortgage.com

    Low Rates, High FICO Scores, and Real Estate Leading the Way

    Play Episode Listen Later Jul 20, 2020 10:33


    July 20, 2020: The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/   Connect with Lizy: https://linktr.ee/lizyirvine   Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    Mortgage Delinquencies, Interest Rates, Appraisals and Timelines in the Market

    Play Episode Listen Later Jun 29, 2020 9:52


    June 29, 2020: The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/   Connect with Lizy: https://linktr.ee/lizyirvine   Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    Discrimination Policies, Homeownership, Mortgage Rates and Changes in Forbearances

    Play Episode Listen Later Jun 22, 2020 13:59


    June 22, 2020: The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/   Connect with Lizy: https://linktr.ee/lizyirvine   Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    Flood of Re-Finances, New Regulations, and the Latest 'Forbearance' Updates

    Play Episode Listen Later May 18, 2020 10:34


    May 18, 2020: The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/   Connect with Lizy: https://linktr.ee/lizyirvine   Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    May Day, Unemployment on the Rise, and Another Trade War With China?

    Play Episode Listen Later May 4, 2020 13:09


    May 4, 2020: The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/   Connect with Lizy: https://linktr.ee/lizyirvine   Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    Forbearance Facts and an Uptick in Home Buying Activity?

    Play Episode Listen Later Apr 27, 2020 14:31


    The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   HFA- Home Financing Agency Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/   Connect with Lizy: https://linktr.ee/lizyirvine   Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    The Latest in Mortgage, Markets and Money News

    Play Episode Listen Later Apr 20, 2020 14:11


    The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/   Connect with Lizy: https://linktr.ee/lizyirvine   Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    The Latest in Mortgage Lending

    Play Episode Listen Later Apr 13, 2020 16:22


    The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/   Connect with Lizy: https://linktr.ee/lizyirvine   Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    Record Unemployment and its Impact on Mortgage Markets

    Play Episode Listen Later Apr 6, 2020 14:07


    The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/   Connect with Lizy: https://linktr.ee/lizyirvine   Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    Another Government Bailout, But is it Enough to Stabilize the Markets?

    Play Episode Listen Later Mar 30, 2020 14:45


    The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton. Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    Surviving the COVID-pocalypse

    Play Episode Listen Later Mar 23, 2020 10:37


    The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton. Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    Zombie Apocalypse and Mortgage Rates

    Play Episode Listen Later Mar 16, 2020 14:20


    The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton. Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine Lizy YouTube Channel: bit.ly/LizyHoefferYouTube

    Craziest Week in Mortgages Since the Financial Crisis?

    Play Episode Listen Later Mar 9, 2020 10:16


    The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton. Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine Lizy YouTube Channel: https://www.youtube.com/channel/UCDoqj3leekbaL3mREbSWWlw

    19. How Low Can Interest Rates Go?

    Play Episode Listen Later Mar 2, 2020 10:18


    The Smart Cents Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton. Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine Visit the Lizy Hoeffer YouTube Channel: https://www.youtube.com/channel/UCDoqj3leekbaL3mREbSWWlw

    18. Awesome News for Stocks and Interest Rates??

    Play Episode Listen Later Feb 24, 2020 7:59


    The latest in market, mortgage and money news with America's #1 Female Loan Office Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton   Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine ---- This Podcast is Produced by RenzlerMedia

    17. We Have Never Really Seen A Market Like This

    Play Episode Listen Later Feb 17, 2020 15:10


    Lizy and Sammy dissect today's market trends and the impact of Coronavirus on Asia and the Global Economy.  The Smart Sense Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton. Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine  

    16. What You Need to Know About the Coronavirus, Fed Rates and Housing Sales

    Play Episode Listen Later Feb 3, 2020 10:23


    This week in Mortgage, Market and Money News, Lizy and Sammy are updating you on the Coronavirus, Fed Rates and the latest Housing Sales!   The Smart Sense Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   Learn more about Lizy’s Overnight Success Guide: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine

    15. What to do When the Market is Unpredictable

    Play Episode Listen Later Jan 18, 2020 13:07


    The Smart Sense Podcast is hosted by America’s #1 Female Loan Officer Lizy Hoeffer Irvine and her amazing Right-Hand Sammy Hutton.   Learn more about the Overnight Success Guide at: http://overnightsuccessguide.com/   Connect with Lizy: https://linktr.ee/lizyirvine  

    14. How Geopolitics Can Impact Home Prices

    Play Episode Listen Later Jan 6, 2020 7:20


    Mortgage, Market and Money News with Lizy Hoeffer Irvine and Summy Hutton Have you seen Lizy's new website design? Visit: www.LizyHoeffer.com Learn more about the Overnight Success Guide at: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine  

    13. What to Look Out For in 2020 - Mortgage Trends

    Play Episode Listen Later Dec 30, 2019 5:39


    Lizy is back with your favorite Market, Mortgage and Money News podcast: the Smart Sense Podcast! Learn more about the Overnight Success Guide at: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine

    12. New Housing Trends for 2020

    Play Episode Listen Later Dec 16, 2019 9:41


    Would you ever buy a home with a friend? What about purchasing a manufactured home or tiny-home? Lizy and Sammy are talking new housing trends on this week's Smart Sense Podcast! Learn more about the Overnight Success Guide at: http://overnightsuccessguide.com/ Connect with Lizy: https://linktr.ee/lizyirvine

    11. Big Changes Coming To Mortgage Loan Limits and What That Means For Buyers and Sellers

    Play Episode Listen Later Dec 9, 2019 12:44


    On this episode of Smart Sense with Lizy and Sammy, Lizy updates you on all the new changes coming to mortgage loan limits including Jumbo Loans and Veteran Guarantees. For more information on Overnight Success, visit: https://lizyhoeffer.typeform.com/to/hIIThD

    10. Why You Should Pay Attention to What's Happening in Hong Kong

    Play Episode Listen Later Nov 22, 2019 10:40


    Lizy and Sammy are back discussing the local, national, and global events impacting interest rates and your money! Don't forget to subscribe to this podcast channel if you haven't already, and please rate and review us if you have time! Email Questions: TeamHoeffer@guildmortgage.net  

    9. Nothing Will Make You Feel Better Except Doing The Work

    Play Episode Listen Later Nov 18, 2019 14:54


    Lizy: "Nothing Will Make You Feel Better Except Doing The Work" Sammy: "I Never Worry About The Problem, I Worry About The Solution"   Please subscribe to this podcast if you haven't already and don't forget to rate and review us! If you have a question for Lizy, email us at TeamHoeffer@GuildMortgage.net Connect with Lizy: Instagram: www.instagram.com/lizyirvine YouTube: https://www.youtube.com/channel/UCDoqj3leekbaL3mREbSWWlw Website: www.lizyhoeffer.com  

    8. Happy Veteran's Day! Banks Are Closed But This Podcast Is Not!

    Play Episode Listen Later Nov 11, 2019 4:51


    Happy Veteran's Day from Lizy and everyone on The Lizy Hoeffer Team!  Banks are closed today for the holiday and don't forget that November is already a very short month for banks. If you need anything from me or my team, please don't hesitate to reach out anytime! Connect with Lizy: Instagram: www.instagram.com/lizyirvine YouTube: https://www.youtube.com/channel/UCDoqj3leekbaL3mREbSWWlw Website: www.lizyhoeffer.com  

    7. Help Us Name This Podcast!

    Play Episode Listen Later Nov 4, 2019 12:20


    This Amazing Podcast needs an official name, please help us! Please subscribe to this podcast if you haven't already or to receive text alerts for every new episode just text "LIZY" to 21000 Connect with Lizy: Instagram: www.instagram.com/lizyirvine YouTube: https://www.youtube.com/channel/UCDoqj3leekbaL3mREbSWWlw Website: www.lizyhoeffer.com  

    5. "I'm Bringin' BREXIT Back"

    Play Episode Listen Later Oct 21, 2019 8:45


    On this episode, Lizy and Sammy are talking Brexit and the impact on your interest rates! Also on this episode, learn why Lizy calls Sammy "Samantha"! Please rate, review and subscribe to this amazing podcast  Connect with Lizy: Instagram: www.instagram.com/lizyirvine YouTube: https://www.youtube.com/channel/UCDoqj3leekbaL3mREbSWWlw Website: www.lizyhoeffer.com  

    4. Trump Trades Tweets in Trade War with China

    Play Episode Listen Later Oct 14, 2019 14:13


    On This Amazing Podcast, Sammy and Lizy are back breaking down Trump's latest tweets and what it means for the economy and interest rates in the short and long term.  Connect with Lizy: Instagram: www.instagram.com/lizyirvine YouTube: https://www.youtube.com/channel/UCDoqj3leekbaL3mREbSWWlw Website: www.lizyhoeffer.com

    3. Is there a perfect time to buy a home?

    Play Episode Listen Later Oct 7, 2019 13:21


    Lizy is joined by Sammy and the girls talk about buying a home and all the financial uncertainty that comes with it. As a mortgage professional, Lizy lends some wise words for a home buyer who is worried about the economy when thinking about a purchase.

    2. Update on the China Trade War and the Likelihood of a Recession

    Play Episode Listen Later Sep 30, 2019 12:45


    Lizy and Sammy are back talking interest rates, update on the China Trade War and what causes a recession anyway? Please subscribe, rate and review this podcast if you haven't already and let us know if their is a topic you would like Lizy to discuss next!

    1. Introducing This Amazing Podcast!

    Play Episode Listen Later Sep 23, 2019 14:53


    Welcome to this Amazing Podcast! Sammy and I are really excited to be bringing this new show to you!   Please subscribe while you are here and leave us a review :)

    New Podcast Launches Monday September 23! Be Sure to Subscribe!

    Play Episode Listen Later Sep 21, 2019 3:22


    We are very excited to bring you Lizy's new podcast launching this in just a few days on September 23, 2019! Be sure to subscribe to this channel for early access to her new show and more exclusive content!

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