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92%ers welcome back another episode of New Heights, brought to you by our friends at General Mills's Favorite Cereal Brands! On today's episode, Jason and Travis recap the amazing weekend in Tahoe. We talk about everything from the “Bacon Bet,” losing the karaoke contest to Ray Romano, how Jason won an MVP trophy for something other than golf, and Travis thanks the spectators willing to take one for the team. We also take a call about relationship advice from the Heights Hotline. As it turns out, this show is pro-nagging and Kylie might need a whistle. And we've got an incredible conversation with Zac Brown! Zac fills us in on how he's prepping for an amazing run of shows at the Las Vegas spheres, which music legends lent their talents to the new Zac Brown album, why Jason needs to get over his fear of sharks and go spearfishing, his approach to song writing, what life is really like on a tour bus, the benefits of giving kids knives, and so much more! For even more New Heights, check out our New Heights YouTube Membership! As a member, you'll get access to full episodes, bonus videos, badges, and other stuff that will make you stand out. You can also listen to new episodes early and ad-free on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify. ...Download the full podcast here:Wondery: https://wondery.app.link/s9hHTgtXpMbApple: https://podcasts.apple.com/us/podcast/new-heights/id1643745036Spotify:https://open.spotify.com/show/1y3SUbFMUSESC1N43tBleK?si=LsuQ4a5MRN6wGMcfVcuynwFollow New Heights on Social Media for all the best moments from the show: https://lnk.to/newheightshowSupport the Show: GENERAL MILLS: Don't miss the limited-edition boxes of Lucky Charms, Cinnamon Toast Crunch, Honey Nut Cheerios, and REESE'S PUFFS cereal dropping in August…and catch all the Cereal Training Camp action all season long across streaming, TV and social. AUDIBLE: Sign up for a free 30-day trial at audible.com/newheights LIQUID IV: Squeeze the most out of your Summer with Liquid I.V. Tear. Pour. Live More. Go to https://www.liquid-iv.com/ and get 20% off your first order with code NEWHEIGHTS at checkout.ZILLOW: Zillow. Home just got real. Zillow Home Loans, LLC is an Equal Housing Lender, NMLS 10287. For licensing information, go to http://nmlsconsumeraccess.org. 2600 Michelson Dr. Ste. 1201, Irvine, CA 92612, (888) 852-2212. Zillow Home Loans does not currently offer loans in New York. BuyAbility is a registered servicemark of Zillow Home Loans.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
My guest this week is Irvine Welsh – who, three decades after his era-defining hit Trainspotting, returns with a direct sequel, Men In Love. Irvine tells me what Sick Boy, Renton, Spud and Begbie mean to him, why his new book hopes to encourage a new generation to discover Romantic verse and shagging, and why MDMA deserves more credit for the Good Friday Agreement than Tony Blair.
My guest this week is Irvine Welsh – who, three decades after his era-defining hit Trainspotting, returns with a direct sequel, Men In Love. Irvine tells me what Sick Boy, Renton, Spud and Begbie mean to him, why his new book hopes to encourage a new generation to discover Romantic verse and shagging, and why MDMA deserves more credit for the Good Friday Agreement than Tony Blair.Become a Spectator subscriber today to access this podcast without adverts. Go to spectator.co.uk/adfree to find out more.For more Spectator podcasts, go to spectator.co.uk/podcasts. Contact us: podcast@spectator.co.uk
In November of 1996, authorities at the local Irvine, California police station receive a call about a robbery currently taking place. Within minutes, police rush down to the apartment block where the call originated from, but one of the officers spot a blue mustang loitering just outside. On a hunch, this officer approaches the mustang, and a woman rolls down her window to greet the officer calmly, stating that she was Sunny Han. A few moments later, he is called to backup the unit investigating the scene, where he is met with utter confusion. Inside the apartment, he finds a young woman tied up and bruised, looking identical to the lady in the mustang outside. She too, says her name is Sunny Han. Part 1 - We dig into the root of the puzzle behind the identical Sunny Hans, as well as the grim circumstances that led them to this point. Part 2 - We look further into the motives that were left unsaid, and the verdict that would further split an already broken family apart. Join your fellow Heinous fans and interact with the team at our website or through our socials (IG, TikTok) @heinous_1upmedia. - Love Heinous? But feel its getting too dark for you? Check out:
Think you've got great gym habits? You might be surprised.In this episode, we're diving into the most common mistakes we see every day in the gym.From gym etiquette and safety to mindset, form breakdowns, and even tech overload—this episode is packed with insights you can use immediately to train smarter, stay safer, and make real progress.Whether you're new to training or years deep into your fitness journey, this is the stuff we wish every athlete knew.
Hour of Power with Bobby Schuller at Shepherd's Grove Presbyterian Church
Pastor Bobby Schuller teaches on the power of faith in our lives, emphasizing that true victory comes from walking by faith, not by sight. Discover how to stand firm in faith and learn to speak words of life and victory over your circumstances, even when surrounded by challenges, with today's message: "The Momentum of Faith and Fear.”
Dr. Talar Chahinian (University of California, Irvine), Stateless: The Politics of the Armenian Language in Exile (Syracuse University Press, 2023) Interviewed by Bedros Torosian (University of California, Davis) [Released July 14, 2025]
In the parable of the rich man and Lazarus, we encounter a fascinating story about a rich man who suffers in hell. Through the rich man's folly, Jesus reshapes our understanding of sin. We see how sin doesn't just break God's rules, it ultimately breaks us. More specifically, sin disintegrates our souls. Join us this Sunday as we come face to face with the wonder of our sin and the greater wonder of God's love.
ur Eternal Priest and KingPsalms 110:4“The LORD hath sworn, and will not repent, Thou art a priest for ever after the order of Melchizedek.”King James Version (KJV)Message From Emmanuel is a weekly audio ministry of Emmanuel Baptist Church in Irvine, KY. We sincerely hope God blesses you as you listen!Follow us on Facebook: ebcky15Follow us on Twitter: ebckyCheckout our website! http://ebcky.comSend us a textFollow us on Facebook: ebcky15Follow us on Twitter: ebckyCheckout our website! http://ebcky.com
Nelson–Tasman is facing millions of dollars of damage following Friday's severe weather. Last week Federated Farmers was calling for help for the farming community over the level of damage from previous flooding in the area. So what impact has this latest round of rain had on an already battling farming community? Kerry Irvine is Federated Farmers Nelson Tasman Provincial President. He joins Francesca Rudkin from Tapawera. LISTEN ABOVESee omnystudio.com/listener for privacy information.
CONTACTAMELaura Elena MartinezCitas 949-7615048Oficina: 6 Venture, Suite 310, Irvine, CA 92618https://linktr.ee/lauraelenamartinezz
In this episode of The Adam Carolla Show, comedian Greg Fitzsimmons joins Adam in the studio! They kick things off by sharing their thoughts on the best types of audiences for stand-up comedy and why having friends in the crowd isn't always ideal. Greg recounts a time he got into a fight at a comedy club, while Adam explores a theory on rising aggression among women. The two also react to a clip of Martha Stewart admitting to an affair and debate the etiquette of dog-walking and cleaning up after pets. Adam recalls a traffic altercation in Santa Monica, and Greg shares a nerve-wracking memory of getting a flat tire outside Yankee Stadium at 17—and being rescued by a mysterious stranger. In the news, comedian Mike Dawson joins Adam and Greg to discuss the headlines. First up is the strange case of Vice President Kamala Harris' appearance on a TikTok show called Subway Takes, where her interview was reportedly so uncomfortable and incoherent that she and the host agreed to delete it entirely. They also react to the TSA's recent announcement that it will end the long-standing rule requiring passengers to remove their shoes during airport security screenings—a move that could streamline travel but has people questioning whether it'll actually speed things up or lead to new headaches.YouTubers and ghost hunters Kris Collins and Celina Myers stop by to talk about their new film House on Eden. The conversation dives into the world of ghosts—what causes someone to become one, the cultures most fascinated by the supernatural, and the latest tech used to track paranormal activity. Kris and Celina also share their most compelling ghost encounters and what it was like making a movie for the first time. To close out, they ask Adam what he believes about the afterlife—and who he might choose to haunt if he ever became a ghost himself.Get it on.FOR MORE WITH GREG FITZSIMMONS:INSTAGRAM: @gregfitzsimmonsTWITTER: @gregfitzshowWEBSITE: www.gregfitzsimmons.comFOR MORE WITH KRIS COLLINS & CELENA MYERS:MOVIE: The House on Eden (In theaters July 25)INSTAGRAM: @kriscollinsINSTAGRAM: @celinaspookybooThank you for supporting our sponsors:BetOnlineGet $10 Off @BRUNT with code Adam at https://www.bruntworkwear.com/Adam #BRUNTpodchime.com/AdamHomes.comoreillyauto.com/ADAMPluto.tvLife insurance is never cheaper than it is today. Get the right life insurance for YOU, for LESS, and save more than fifty percent at selectquote.com/carollaSHOPIFY.COM/carollaLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)July 16 - Rosemont, ILJuly 17 - Plymouth, WISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Elektronické součástky a dráty by se daly pěstovat v koloniích mikrobů. Zvláštní propojení živé přírody s elektronikou by mohlo být úspornější na výrobu i provoz. Jedním z vědců, který novou schopnost bakterií zkoumá, je Allon Hochbaum z Kalifornské univerzity v Irvine. Při nedávné návštěvě u českých vědců své výzkumy představil i vědeckému redaktorovi Martinu Srbovi.
In this episode of The Adam Carolla Show, Adam kicks things off by reflecting on who's really keeping cities like Los Angeles running—and how traffic patterns seem to be changing in surprising ways. He shares a bizarre memory of acting in Frank McKlusky, C.I., a film that tried (and failed) to ride the coattails of Ace Ventura. Plus, Adam recaps his recent tour of the Pacific Palisades and gives an update on the progress (or lack thereof) in rebuilding.In the news, Jason “Mayhem” Miller joins to break down some wild headlines: A disturbing attempted kidnapping caught on camera in Coney Island, Mayor Karen Bass's furious response to an ICE raid in a gang-heavy LA neighborhood, and new drama surrounding Gary Coleman's death as his ex-wife flunks a televised lie detector test.Later, actor Justin Bartha calls in to discuss his new movie Nuked, and chats with Adam about his career highlights—including National Treasure and The Hangover. Adam asks the question on everyone's mind: Will there ever be a National Treasure 3? Justin also opens up about the reality of making good comedy films, his recent experience at a mental health retreat, and how he stays grounded amidst the chaos of Hollywood life.Get it on.FOR MORE WITH JUSTIN BARTHA:MOVIE: NUKED - hits theaters and digital / on-demand July 11INSTAGRAM: @barthabarthabarthaFOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com Thank you for supporting our sponsors:BetOnline120Life.com - use code ADAMtry.drinkbrez.com/CAROLLA/ and use code CAROLLA for a $5 credit and free shipping on your first orderHomes.comForThePeople.com/ADAMoreillyauto.com/ADAMPluto.tvLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)July 16 - Rosemont, ILJuly 17 - Plymouth, WISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The Whithorn Way follows an ancient pilgrim route from Glasgow to Whithorn in Dumfries and Galloway. In this episode, we begin on the waterfront at Irvine looking at the unique remains of an automatic tide signalling apparatus - we learn more about it at the Scottish Maritime Museum. This is followed by a walk along Irvine beach which can only be described as 'hoaching'. As they wander along the beach to Troon, Mark and Rachel contemplate the appeal of modern day pilgrimage. We also hear some reading recommendations from Christina Riley of the Nature Library. Then it's off to Prestwick to visit Bruce's Well and the site of the leper colony there. We end at St John's Tower in Ayr, a building that has seen many a significant event within its walls.
On this episode of The Adam Carolla Show, Adam kicks things off with the simple joy of power washing before diving into a broader conversation about how cultures can be judged by how they treat women. He revisits the aftermath of the Southern California wildfires, highlighting the glaring lack of rebuilding progress six months later. Adam also shares his harsh review of the new Jurassic Park movie, then shifts gears to rant about George Michael's take on monogamy. He reflects on the story of Def Leppard's one-armed drummer, explores the wild persona of David Lee Roth, and reacts to a hilarious video of a man getting attacked by a squirrel—using it as yet another opportunity to pitch his idea for attack crows.In the news, the UFC will possibly have an event at the White House as part of America's 250th birthday celebration. Elon Musk announces the formation of a new political party, the America Party, following his break with Donald Trump. Jason Kelce faces backlash for what some are calling a tone-deaf Fourth of July post amid heated political discourse. Meanwhile, a Texas pediatrician is fired for a cruel social media post suggesting flood victims “got what they voted for,” and Lena Dunham reflects on the criticism surrounding the lack of diversity in her hit HBO series Girls, more than a decade after its debut.Get it on.FOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com Thank you for supporting our sponsors:BetOnline120Life.com - use code ADAMuse code ADAM at american-giant.comCalderaLab.com/ADAMHomes.comoreillyauto.com/ADAMPluto.tvLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)July 16 - Rosemont, ILJuly 17 - Plymouth, WISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In today's Quick Hits blast from the past: As Medical Director of the Integrative Medical Group of Irvine, Dr. Gersh focuses on understanding women's innate physical and emotional make-up. Through her research and practical experience, she has come to understand that women have internal, natural rhythms that are absolutely essential to female health. These rhythms are controlled by hormones, particularly estrogen, and may be kept in balance through both conventional and holistic treatments. You can find her at integrativemgi.com. Listen to the full episode here. In this episode: what is physiologic restoration of hormones when should a woman start using BHRT? why do our hormones fluctuate during the month and what are the health benefits of these rhythms what else does our cycle do besides makes us fertile? anti-cancer effects of hormones why you don't want the lowest possible dose of hormones how estrogen affects our immune system why we don't want to use estriol or BIEST in our HRT why we need to take a break from using progesterone during the month rather than take it daily how long is it safe to use hormones is there an age that is too old to start BHRT what are the ideal hormone levels when you are on BHRT why pellets are not a good way to replace hormones why you have to be careful not to overdose your HRT what estrogen can do for weight loss why mitochondria dysfunction and inflammation can affect your HRT and more! Sponsors Get $100 off your CAROL bike with coupon code HORMONE here. Are you in peri or post menopause and looking to optimize your hormones and health? At Hormone Solutions, we offer telemedicine services and can prescribe in every U.S. state, as well as in British Columbia, Alberta, and Ontario in Canada. Visit karenmartel.com to explore our comprehensive programs: Bioidentical Hormone Replacement Therapy Individualized Weight Loss Programs Peptide Therapy for weight loss Interested in our NEW Peptide Weight Loss Program? Join today and get all the details here. Join our Women's Peri and Post Menopause Group Coaching Program, OnTrack, TODAY! To our nursing audience members, our podcasts qualify for nursing CE @ RNegade.pro. Provide # CEP17654. Your host: Karen Martel Certified Hormone Specialist, Transformational Nutrition Coach, & Weight Loss Expert Karen's Facebook Karen's Instagram
In November of 1996, authorities at the local Irvine, California police station receive a call about a robbery currently taking place. Within minutes, police rush down to the apartment block where the call originated from, but one of the officers spot a blue mustang loitering just outside. On a hunch, this officer approaches the mustang, and a woman rolls down her window to greet the officer calmly, stating that she was Sunny Han. A few moments later, he is called to backup the unit investigating the scene, where he is met with utter confusion. Inside the apartment, he finds a young woman tied up and bruised, looking identical to the lady in the mustang outside. She too, says her name is Sunny Han. Part 1 - We dig into the root of the puzzle behind the identical Sunny Hans, as well as the grim circumstances that led them to this point. Part 2 - We look further into the motives that were left unsaid, and the verdict that would further split an already broken family apart. Join your fellow Heinous fans and interact with the team at our website or through our socials (IG, TikTok) @heinous_1upmedia. - Love Heinous? But feel its getting too dark for you? Check out:
In this episode of The Adam Carolla Show, comedian Erica Rhodes joins Adam in the studio! They kick things off by unpacking some of California's most ridiculous laws—especially those related to fireworks—as Adam reveals which cities go all out on the Fourth of July. Adam also reflects on the passing of actor Michael Madsen, sharing a story from when he appeared on the show, and recounts a recent conversation that perfectly captures his personality. Later, they react to a baffling speech from Gavin Newsom filled with trademark political word salad.In the news with Jason “Mayhem” Miller, reports reveal that Amazon now employs more robots than humans, while Hertz faces backlash for its AI damage scanners charging customers for tiny scuffs. Plus, a man is convicted for impersonating a flight attendant to score over 120 free flights, and new research shows a single dose of psilocybin—aka magic mushrooms—can provide up to five years of depression relief.Get it on.FOR MORE WITH ERICA RHODESINSTAGRAM & TWITTER: @ericarhodesWEBSITE: www.ericarhodescomedy.comFOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com Thank you for supporting our sponsors:BetOnlineBetterHelp.com/CAROLLAListen to Cocaine Air wherever you get your podcastsHomes.comoreillyauto.com/ADAMPluto.tvsimplisafe.com/ADAMLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)July 16 - Rosemont, ILJuly 17 - Plymouth, WISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode, we dive into the exclusive perks and benefits of your Fitness On Fire membership. Whether you're new to the community or a longtime member, we'll walk you through everything you need to know to take full advantage of what's available to you—from personalized coaching and member events to unique resources that help you stay motivated and on track. Tune in to make sure you're getting the most out of your journey with us!Follow us on Instagram: @fitness.on.fireSubscribe to our YouTube Channel: @FitnessOnFireTV
Hour of Power with Bobby Schuller at Shepherd's Grove Presbyterian Church
Pastor Bobby Schuller teaches on the importance of worshiping in spirit and truth, as Jesus explained to the Samaritan woman in the Book of John. Embrace a humble heart and allow God's Spirit to guide you to worship in the Spirit and in truth, with today's message: “The Kind of Worshipers God is Looking For.”
Follow @foobarshowEpisode 371 - Moo Deng's Birthday!Doom Scrolling IntroThe Foos bring back one of the most annoying segments they've ever done on the show: Foo Facts.-Foo Facts Topic for today: Moo DengGeeking Out:-Joe C talks about Moo Deng's birthday celebration in the Khao Kheow Open Zoo in Chonburi, Thailand-Chuck's Arcade the Chuck E. Cheese's adult spinoff has officially launched-Jurassic World: Rebirth Review-Ozzy Osbourne's final show at the Back To The Beginning concert at Birmingham, EnglandHere's What I Would Do:-Navigating Religious Differences in Marriage from Rosa in Chino, CA-Should I Sell My Childhood Home? from Mark in Irvine, CAGive us a 5-star positive review on Apple Podcasts!Listen at foobarshow.com or anywhere you get your podcasts.
In today's episode, I'm discussingsomething I see constantly in my therapy practice - attachment styles and how they profoundly impact our intimate relationships. As this topic becomes increasingly mainstream, I want to help you understand what your attachment style means for your relationships and, most importantly, how you can develop healthier patterns.In this episode, you'll discover:The four main attachment styles (secure, anxious, avoidant, and disorganized) and how they develop from our earliest relationshipsReal-world examples of how attachment styles show up in adult relationships, from the partner who panics when their spouse is 10 minutes late to the one who never shares their feelingsHow to develop an "earned secure attachment" - the gold standard for healthy relationships, regardless of your starting pointThe encouraging truth about neuroplasticity and how your attachment style can change with awareness and the right supportWhether you're struggling to understand why your relationships follow certain patterns or you're simply curious about improving your connection with your partner, this episode offers practical insights and hope for positive change. As someone who's helped countless couples navigate these waters, I can tell you that understanding attachment styles is often the first step toward profound relationship transformation.Join me for this important conversation about making your relationships safer, stronger, and more fulfilling. Remember, we're all in this together, and there's always hope for positive change.TAKE ACTION:Check out my complete program "From Bickering & Escalating to Connecting & Loving" for more in-depth guidance: https://www.toddcreagertraining.com/loving-connecting-masterclassTodd Creager, LCSW, LMFTTodd is a sex expert and therapist in Huntington Beach. He provides relationship coaching to couples throughout the world and in Orange County including Irvine, Newport Beach, Corona del Mar, Laguna Beach, Seal Beach and Long Beach. (714) 848-2288.You can find more tips and resources from Todd Creager at: https://toddcreager.com Secrets to a Sexy Marriage: https://toddcreager.kartra.com/page/sexy-marriage-secrets7 Ways to Divorce Proof Your Marriage: https://toddcreager.kartra.com/page/optin-DPYMBetter Sex in Midlife and beyond https://toddcreager.kartra.com/page/bettersexinmidlife JOIN TODD ON SOCIAL:✅ Facebook - https://www.facebook.com/RelationshipBreakthrough✅ Instagram - https://www.instagram.com/todd_creager/✅ LinkedIn: https://www.linkedin.com/in/toddcreager
In the early-1960s, the Irvine Co. decided to build a relatively new type of residential community by creating an all-inclusive village that included a variety of housing types for different life stages and incomes, long ribbons of greenbelts, parks, a retail center, schools, and houses of worship.The result was Eastbluff, one of Newport Beach's most beloved communities whose instant success inspired the Irvine Co.'s 22 villages in neighboring Irvine.Guest: Mike Stockstill, former Irvine Co. executive and co-author of the book, "Transforming the Irvine Ranch."
This Sunday, we look at one of Jesus' most pointed parables — the Parable of the Wicked Tenants. It's a gripping parable of a vineyard owner, rebellious tenants, and a beloved son sent into hostile territory. Through this story, we come face to face with the darkness of the human heart and confounding nature of God's love. Come ready to be challenged and comforted because the Lord of the vineyard continues to speak today.
Freedom And It's EnemiesGalatians 5:1“Stand fast therefore in the liberty wherewith Christ hath made us free, and be not entangled again with the yoke of bondage.”King James Version (KJV)Message From Emmanuel is a weekly audio ministry of Emmanuel Baptist Church in Irvine, KY. We sincerely hope God blesses you as you listen!Follow us on Facebook: ebcky15Follow us on Twitter: ebckyCheckout our website! http://ebcky.com Send us a textFollow us on Facebook: ebcky15Follow us on Twitter: ebckyCheckout our website! http://ebcky.com
Motivation For WorshipPsalms 103:11“For as the heaven is high above the earth, so great is his mercy toward them that fear him.”King James Version (KJV)Message From Emmanuel is a weekly audio ministry of Emmanuel Baptist Church in Irvine, KY. We sincerely hope God blesses you as you listen!Follow us on Facebook: ebcky15Follow us on Twitter: ebckyCheckout our website! http://ebcky.com Send us a textFollow us on Facebook: ebcky15Follow us on Twitter: ebckyCheckout our website! http://ebcky.com
One man has been killed in a home firework explosion in Pacoima, CA. A new LA City Council proposal would allow homeowners to build and sell ADUs in their backyard. Irvine may consider a new housing development that would build townhomes on a retired asphalt plant. Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency!Support the show: https://laist.com
CONTACTAMELaura Elena MartinezCitas 949-7615048Oficina: 6 Venture, Suite 310, Irvine, CA 92618https://linktr.ee/lauraelenamartinezzContacto Sergio Jimenez: https://www.jimenezws.com/?fbclid=PAZXh0bgNhZW0CMTEAAafA7qs6VAx-bdcrm4RJ_qsPhipwxkfXHF4NDD4xYojhec5R7J-yiivxJ2_wrA_aem_T3jYrymue3hCby89gKCo4A
In this episode of The Adam Carolla Show, New York Times bestselling author Ralph Pezzullo stops by to talk with Adam about the differences in how men and women approach work, and how radical gender ideology has reshaped society in a surprisingly short time. Adam shares his opinion on female aggression, and Ralph explains what led him to write his new book, The Great Chinese Art Heist. The conversation shifts to election integrity, foreign influence, and the dangers of electronic voting machines—prompting Adam to recount his own experience trying to vote in California. They also delve into how foreign adversaries seek to undermine the U.S. and how mainstream media selectively reports stories to push a narrative.In the news, Mike Dawson joins Adam to break down some headlines: Sean “Diddy” Combs is found not guilty of sex trafficking and racketeering but convicted on lesser charges; Lia Thomas is stripped of swimming titles at UPenn after administrative pressure; and Los Angeles hotel owners raise the alarm over a looming $30 minimum wage that could shutter businesses citywide. Plus, a harrowing ocean rescue goes viral after a dad jumps from a Disney cruise ship to save his daughter.Later, journalist and author Alex Thompson calls in to discuss his new book, Original Sin: President Biden's Decline, Its Cover-up, and His Disastrous Choice to Run Again, co-written with Jake Tapper. Adam and Alex examine how the media downplayed Biden's cognitive decline, draw parallels to the media's handling of COVID, and revisit the Hunter Biden laptop controversy. They wrap up with a big question: What, if anything, can the media do to win back the public's trust?Get it on.FOR MORE WITH RALPH PEZZULLO:BOOK: The Great Chinese Art Heist: Imperialism, Organized Crime,and the Looting of China's TreasuresBOOK: Stolen Election: The Plot to Destroy DemocracyPODCAST: Heroes Behind HeadlinesINSTAGRAM & TWITTER: @ Ralph PezzulloFOR MORE WITH MIKE DAWSON: INSTAGRAM & TWITTER: @dawsangelesFOR MORE WITH ALEX THOMPSON:BOOK: Original Sin: President Biden's Decline, Its Cover-Up, and His DisastrousChoice to Run AgainINSTAGRAM: @ alxthompTWITTER: @ AlexThompThank you for supporting our sponsors:BetOnlineHomes.comoreillyauto.com/ADAMPluto.tvSHOPIFY.COM/carollaLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 Shows)July 16 - Rosemont, ILJuly 17 - Plymouth, WISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Middle East scholar Assal Rad talks about Iran, Gaza and the way the media manufactures consent for endless wars and genocide. Then ex-CIA analyst Ray McGovern talks about NATO, Russia, and Ukraine. For the full discussion, please join us on Patreon at - https://www.patreon.com/posts/patreon-full-rad-133061539 Dr. Assal Rad is a scholar of Middle East history and nonresident fellow at Arab Center Washington DC. She works on research and writing related to U.S. foreign policy issues, the Middle East, and contemporary Iran. Her writing can be seen in Newsweek, The National Interest, The Independent, Foreign Policy and more, and she has appeared as a commentator on BBC World, Al Jazeera, CNN, and NPR. She completed a PhD in History from the University of California, Irvine in 2018 and is the author of The State of Resistance: Politics, Culture, and Identity in Modern Iran (Cambridge University Press, 2022). Ray McGovern is a former CIA analyst turned activist. He headed the CIA branch analyzing Russian foreign policy in the 70s. From 1981 to 1985, he presented, in person, the early morning briefings of The President's Daily Brief. Ray was awarded the Intelligence Commendation Medallion at retirement; in an act of conscience in early 2006 Ray returned the Medallion, explaining, “I do not want to be associated, however remotely, with an agency engaged in torture.” In January 2003, two months before the U.S. attacked Iraq, he co-founded Veteran Intelligence Professionals for Sanity to warn the President that the “intelligence” on Iraq was fraudulent. https://raymcgovern.com/ ***Please support The Katie Halper Show *** For bonus content, exclusive interviews, to support independent media & to help make this program possible, please join us on Patreon - https://www.patreon.com/thekatiehalpershow Get your Katie Halper Show Merch here! https://katiehalper.myspreadshop.com/all Follow Katie on social media! Twitter: @kthalps Instagram: @kthalps TikTok: @kthalps_
In this episode of The Adam Carolla Show, Spectator columnist and cultural commentator Bridget Phetasy joins Adam in studio for a wide-ranging conversation that kicks off with her early days doing background acting and how that led to her media career. Adam pitches a new idea for content creation and shares a hilarious memory of doing a live Loveline show with Dr. Drew.The two dive into the dismal state of California's leadership and the lack of progress in rebuilding homes destroyed by wildfires. Adam offers some philosophical thoughts about fires, earthquakes, and chimneys, while Bridget shares how her husband's blood pressure dropped after moving out of the state. They discuss the decline of common sense in modern society and Bridget reveals her most unpopular opinion.Later in the show, legendary writer and director Larry Charles joins Adam to talk about the creative process behind comedy, his early days selling jokes outside The Comedy Store, and how he broke into the industry. Larry shares stories from working on Seinfeld, Curb Your Enthusiasm, and directing Borat, revealing why Sacha Baron Cohen deserved an Oscar. They also discuss why Bruno didn't resonate like Borat and reflect on the personalities of Jerry Seinfeld and Larry David in real life.Get it on.FOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com FOR MORE WITH BRIDGET PHETASY:PODCAST: Walk-Ins Welcome with Bridget PhetasyWEBSITE: phetasy.comINSTAGRAM & TWITTER: @bridgetphetasyFOR MORE WITH LARRY CHARLES:BOOK: Comedy Samurai: Forty Years of Blood, Guts, and LaughterINSTAGRAM: @ larrycharlesThank you for supporting our sponsors:BetOnlineuse code ADAM at american-giant.comCalderaLab.com/ADAMGo to https://hometitlelock.com/adamcarolla and use promo code ADAM to get a FREE title history report so you can find out if you're already a victim AND 14 days of protection for FREE! And make sure to check out the Million Dollar TripleLock protection details when you get there! Exclusions apply. For details visit https://hometitlelock.com/warrantyHomes.comoreillyauto.com/ADAMPluto.tvRosettastone.com/ADAMLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)July 16 - Rosemont, ILJuly 17 - Plymouth, WISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
On this episode of Beyond Multifamily, Amanda Cruise and Ash Patel interview Brad Johnson, co-founder and CIO of Vintage Capital. Brad shares his journey from institutional private equity to building a $200M+ mobile home park portfolio and discusses why he's doubling down on the asset class today. They dive into due diligence strategies, creative seller financing structures, and why Brad prefers long-term holds with strong operators over short-term flips. The trio also tackles current legislative risks, how rent control could impact MHP valuations, and why Brad isn't chasing distressed multifamily deals. Brad Johnson Current role: Co-Founder and Chief Investment Officer, Vintage Capital Based in: Irvine, California Say hi to them at: info@vintage-funds.com | vintage-funds.com Go to https://zbiotics.com/BESTEVER and use BESTEVER at checkout for 15% off any first time orders of ZBiotics probiotics. Get a 4-week trial, free postage, and a digital scale at https://www.stamps.com/cre. Thanks to Stamps.com for sponsoring the show! Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Marlon Wayans had another epic visit to the Cruz Show to talk about his upcoming shows in Irvine. He also roasted Cruz, talked about his family, his new movie Him + Scary movie 6
In this episode of The Adam Carolla Show, financier and former White House Communications Director Anthony Scaramucci joins Adam to talk politics, culture, and the shifting landscape of American cities. They kick things off by examining how Zohran Mamdani mobilized young voters in New York and why the Left's embrace of socialism continues to resonate with younger generations. Adam and Anthony unpack cultural responses to political change, explore why Jewish voters often lean progressive, and dive into the tribal roots of antisemitism. Scaramucci also weighs in on California's transformation from a red state to a blue one, and Adam reacts to the viral clip of the San Francisco mayor being booed out of a Pride parade.Later on in the show, Elisha Krauss joins Adam to reflect on the six-month mark since the California wildfires, revisiting a tense podcast recorded right after Adam was forced to evacuate. They talk about the slow pace of rebuilding and the lack of leadership in the aftermath. Then, they break down AOC's comments about her high school yearbook photo, and the continued scrutiny over her Bronx vs. Westchester upbringing. Finally, they react to Charlize Theron's jab at Jeff Bezos and Lauren Sánchez, after the couple's over-the-top $50 million wedding bash.Get it on.FOR MORE WITH ANTHONY SCARAMUCCI:BOOK: The Little Book of Bitcoin (Nov 2024)PODCAST: The Rest is Politics USPODCAST: Open BookINSTAGRAM & TWITTER: @scaramucciFOR MORE WITH ELISHA KRAUSS: INSTAGRAM: @elishakraussWEBSITE: elishakrauss.com JOURNAL: https://www.washingtonexaminer.com/author/elisha-krauss/Thank you for supporting our sponsors:BetOnlineHomes.comoreillyauto.com/ADAMPluto.tvSIMPLISAFE.COM/ADAMOpenPhone.com/adamLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 Shows)July 16 - Rosemont, ILJuly 17 - Plymouth, WISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of The Adam Carolla Show, actor and comedian Patrick Warburton stops by the studio to talk about comedy, confidence, and common sense. Patrick reflects on his shift into stand-up comedy and the satisfaction it brings compared to voiceover work. Adam shares his own touring habits, including getting haircuts on the road, and the two riff on fashion faux pas like cowboy boots, hoop earrings, and leather baseball hats. They also trade personal stories about parenting, relationships, and quirks, including Patrick's wife accidentally backing up into his car and being diagnosed with ADHD by his daughter.In the news, Jason “Mayhem” Miller joins Adam and Patrick to unpack some wild headlines. They react to a viral video showing five people arrested in Santa Ana after allegedly assaulting police officers trying to break up public drinking, sparking a larger conversation about law enforcement and public accountability. Then, they debate whether baby showers for men should become the norm after one dad's surprise diaper-themed bash went viral online. Finally, they break down billionaire investor Bill Ackman's bold pledge to bankroll any New York City mayoral candidate who can defeat progressive politician Zohran Mamdani, examining what this could mean for the city's political future.Get it on.FOR MORE WITH PATRICK WARBURTONWEBSITE: patrickwarburton.liveINSTAGRAM & TWITTER: @paddywarbucksFOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com Thank you for supporting our sponsors:BetOnlineHomes.comMINTMOBILE.com/ACSoreillyauto.com/ADAMPluto.tvsimplisafe.com/ADAMLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)July 17 - Plymouth, WISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Keith discusses the evolution of the real estate market over the past five years, highlighting a 43% price surge from March 2020 to June 2022 due to low mortgage rates, remote work, and government stimulus. By 2024, single-family home prices stabilized, but apartment values dropped by 30%. Mortgage rates have remained around 6-7.5% for 20 months, with national home prices rising 2% in the past year. We introduce two listener guests: Josh Fang, a 28-year-old investor who bought five properties using his income from a mortgage loan officer job, and Nate O'Neil, an experienced investor who leveraged his corporate job to fund his real estate portfolio. Show Notes: GetRichEducation.com/560 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host, Keith Weinhold, over the past five years, the real estate market has changed forever. So what are you supposed to do now? Then I talked to two GRE listener guests back to back. Here's some relatable stories this week on get rich education. Mid south home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis, and have globally attractive cash flows, an A plus rating with a better business bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com. Speaker 1 1:48 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith Weinhold 1:58 Keith, welcome to GRE from Augusta Maine to Augusta Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you are back inside get rich education if you got trapped in a cave back in 2020, and then you came above ground into the sunlight of 2025 and wondered what happened to the real estate investment market over the last five years. Here's the answer, and what it means to you, even if you weren't trapped in a cave, and I sure hope you didn't have to fight off a bat colony either. During the pandemic housing boom of 2020, to 2022 housing demand soared, in fact, from March of 2020, to June of 2022, prices surged a staggering 43% and rents ballooned too. And that was all amidst a few things, ultra low mortgage rates, a remote work boom and government stimulus. And for many, this unlocked Americans work from anywhere arbitrage. High earners were able to keep their income in, say, New York City or LA, pack up their laptop and head for state income tax free havens like Tampa or Nashville, and builders could not keep up. See housing supply, stock is not as elastic as demand. It's like steering a cruise ship. It doesn't turn out a dime. Inventory was drained, and you know, we had a full on housing supply crash that dipped to its Nadir in February of 2022 but just after that, all types of interest rates spiked later in 2022 to help stifle rising inflation, and what that did is that that quickly quelled homeowner affordability. Return to Office mandates began to gain momentum. National housing demand pulled back a near 180 was quickly underway. Sales volume tanked, and that put a lot of people in the industry out of business, realtors, mortgage loan officers, even furniture companies out of business by 2024 prices in the single family to fourplex space stabilized just with a slow growth rate, but apartment values lost as much as 30% from 2022 to 24 due to devastating interest rate resets under shorter term loans, and meanwhile, the income required to buy a modest starter home rose from 49k in 2020 to 101k last year. That's pretty NAR and the term forever renter became both a meme and a. Reality, and since construction, efforts to build have been uneven, apartment supply actually exceeds demand in a lot of markets, and over in the one to four unit space by adding inventory, there's now 30% more available year over year, but it remains under supplied nationally, especially like I've discussed in the Northeast and Midwest, where building has been meager to completely non existent. That's why it can still feel impossible to find a house in much of Ohio or New Jersey, but you can rent an apartment in Austin, Texas faster than you can get a Wendy's drive through order. Mortgage rates have now stayed in this same range of six to seven and a half for 20 months, and national home prices are up just about 2% in the past year. Now, when Trump began his second term in January of 2025 markets got giddy with business friendly optimism, but this Trump bump that reversed fast when he slapped half the planet with tariffs housing demand cooled again, because no one buys a house when they feel like their job might vanish, alright? So amidst all of that. How do you adjust your strategy with what's changed over the past five years? Well, real estate still pays five ways, and since you're not betting it all on price growth like you would be with most other asset classes, this way, you've always got a side to play with. Affordability down now, rental demand is heating up. With more inventory on the market for you to purchase, there are more motivated sellers, especially those shiny build to rent homes. You do still have to deal with mortgage rates that are higher than they were four or five years ago. Refinance on the rate dips if there's low inflation rates fall if there's high inflation, well, then your debt arose faster. So this is what I mean about you having the ability to play both sides today, and this is big, the number of renter households are at a record high, and they're rising. Landlords are giving fewer concessions. Increasingly, they hold the cards in the single family rental space and annual rent growth is expected to heat up from its current zero to 3% Well, what is next? Short term housing value should stay stable, but not sore, and don't count on a big mortgage rate drop at all for the rest of the year long term, expect more inflation in strong demographic demand. Those things are almost certainties, and that's the good part for real estate investors. So really the overall market report card today, let's grade it out in a report card, sellers are doing just okay. Buyers are strained. First time home buyers are in the worst, the roughest shape. I mean, they grade out at an F single family rental landlords are in good shape because people that want to buy a single family home can't, so they rent apartment landlords, they are strained, and renters are holding steady. They're doing pretty well until steeper rent increases kick in. So really, the bottom line here is that it's been a more tumultuous five years than usual. Housing demand lapse supply and now it's coming closer back into balance today, home prices are stable, the amount of buyers are waning, and the hordes of renters are growing. And where are we today? Well, earlier this month, our president called our Fed chair a numbskull. Donald Trump 8:56 If we cut our interest by one point for years, we save 300 billion. If we cut it by two points, we save because it's pretty equivalent we're going to save, we're going to spend 600 billion a year. 600 billion because of one numb skull that sits here. I don't see enough reason to cut the rates now. Keith Weinhold 9:21 oh dear leaving you with a little knee slapper on the five year summary there. Look poor and middle class people feel like everything is expensive. That's because they pay for everything with money they've exchanged their time for. That means they feel like they're paying for everything with their life, because they are and that's exactly why money feels like a scarce resource. Instead, real estate investors pay for things according to what our assets are producing for us and what other people's money is producing for us. And that's why we can pay for what we want, and money feels like an abundant resource, not a scarce one. That's what today's two listener guests discovered somewhere along their path, fueled by this show. Now sometimes I answer your listener questions here on the show when you write into us at get rich education.com/contact, other times, I bring listener guests right here onto the show. That's what we're doing today. Today's both happen to be based in California. The first guest is a young investor, and the second guest more experienced. These were just recorded. Understand they aren't professional speakers. And also, if you bear with a few early audio difficulties with our first guest, you're going to be rewarded with some relatable takeaways. Our first listener guest, Josh Fang, started listening to the get rich education podcast as a college student in 2016 or 17. He first heard episode 84 that's when Robert Kiyosaki made his first appearance here. That episode was called the rich don't work for money. Then he went back to Episode One and listened to them all, 560 episodes. Now let's meet him. This week's GRE listener guest is a 28 year old real estate investor based out of Irvine, California. That's SoCal, and he has already reached what he calls semi work, optional status, fantastic. He's been a GRE listener since 2017 that was at age 20 when he was a junior in college. The GRE podcast inspired him to become a mortgage loan officer, and he's become a top performer at doing that, originating loans after graduating college. He used the money from that mortgage loan officer job starting at age 22 to buy five income properties, two through mid south home buyers and three elsewhere. By the way. Again, he's 28 now. GRE quite literally shaped his adult life, and having enough passive income to fully retire is pretty much his only goal. Now he's got passion for talking financial freedom through smart borrowing, strategic thinking and action over perfection. Oh, I love that. Hey, welcome to GRE. Josh Fang, thank you for having me. I really appreciate it here on the show, I talk about borrowing and lending a good bit, because if you're gonna make something of yourself, you need to leverage the efforts of others. So tell us about how you got your first job in the mortgage industry and how it set the foundation for your investing journey. Josh, Josh Fang 12:31 when I graduated, it was really rough. I had a business degree which didn't really open up too many doors. At that time, I couldn't find a job for six months, I was just applying everywhere that I could. Now keep in mind this entire time, I'm looking for a job. I'm listening to your podcast, and you know, how can I the income and the money to purchase some rental properties for some passive income? And one company responded to my resume for a mortgage company. So I was able to get an interview, and I actually got the job by quoting, you know, mortgage guidelines that I learned from your podcast. Your Podcast, such as, for an FHA loan, you need three and a half percent down. For a conventional you need 20% down, just the most basic of the most basic mortgage guidelines. And actually was able to land a job, and in the very beginning, they start you off pretty much. I mean, as a telemarketer, it's pretty rough, long hours, you work weekends, I was making $17.48 at the time per hour, and with that basic income, the 17.48 an hour, I actually was able to buy my first rental property without even the two years work history. And the way I did that was by using my college degree as work history, because there is actually a guideline to where, if you have degree that is in the same field as where you work, it does actually be counting work history. And it was really funny at the time, I was living with my parents, another document that I needed to go through underwriting. I needed a letter from my dad, a signed letter from my dad saying I didn't pay rent because I was living at home. And off that 17.48, an hour, I was able to buy my first rental property. And from mid south home buyers, everyone there was so great. They were so helpful in helping me through the loan process, through selecting a property, and I was able to close. And the time that I bought my first rental I was only 22 years old. Keith Weinhold 14:20 This is remarkable on a few levels, with just those few lines, about three and a half percent down FHA or 20% down conventional that sounded compelling enough for someone to want to give you an opportunity and then off that modest starting wage, how that really helped you accumulate to buy income property and yeah, when you're buying in those investor advantage places, those prices are low, but that's still pretty remarkable that you were able to do that. So talk to us some more about that, buying your first rental property at age 22 surely younger than most people about that process and the mindset and really that leap of faith that it takes Josh because most people are not doing this. Josh Fang 15:00 Yeah, absolutely. And I think I had a really big leg up in terms of mindset, because I was starting to listen to your podcast when I was so young, when you're young and you're growing up and you're a young adult in college, you know, you hear from your teachers, your parents, your friends, older people, and they say, oh, invest in the stock market. Buy a primary residence to live in. And the big thing that I learned is I don't live in the same world as the world that my parents grew up in, and I can't invest the same as well. Great point there's, I live in Southern California. The medium house price of where I live in, in the city of Irvine, is $2 million yeah, that's ridiculous. I would never, ever be able to purchase a primary residence out here, and buying stocks are at all times highs. I mean, that's arguable, but I think stocks are quite overfit. So investing there didn't make too much sense. And what you always talked about in terms of building a second flow of income, having that be passive to where I don't need to work regularly, is what really motivated me to move towards that. And in terms of making the first step, I think the most important thing by far, is just setting a goal, saying at least for myself, it was, hey, I want to own a property. I want to provide safe, affordable housing to a tenant, and I want to be able to make money off of that, to where I don't need to do something physically for it every single day. And then after that, it just about taking the steps. The first things first is I reached out to some of the house providers. In that case, it was mid south home buyers, gave them a call, spoke to them, say, Hey, can I please be put on your list? Perfect. Then it was just continuing the work, doing more research, continue listening to your podcast, learn tidbits here and there, lots of Googling, lots of Googling, looking up terms that I didn't understand when I read through the analysis of the property. Hey, what does this mean? What does that mean, Googling it, learning one step at a time. And then when it came time and I was actually receiving properties that I could buy, it was about getting the mortgage, and it was about, hey, let's just move one step at a time. Okay, today I need to get these documents, and the next step, I need to get these documents. And before you knew it, I was signing with a notary closing on my first property, Keith Weinhold 17:10 the autodidactic approach, meaning the self taught approach, with some assistance from my show. But yeah, oftentimes listening to the show can be the stimulus to make you want to learn more, probably, because I talk about the why for real estate, and if you don't know your why, you won't care about how So Josh, are you doing something that some people do in high cost areas, like you live in in SoCal? Are you renting your own place? And then you provide rental housing to others outside your own area. In investor advantage places is that your setup? Josh Fang 17:44 100% where I live in Irvine, it is extremely, extremely low crime. Everything's a planned unit development. It is beautiful out here. There's trees, there's lots of different foods from different cultures. I absolutely love living here. The only issue is is it's ridiculously expensive. I live in a very nice luxury apartment complex, and I pay of extremely high rent that normal people probably wouldn't be able to pay. But rather than coming out of my pocket, I use the cash flow for my rentals to pay for my rent over here. So it's kind of like I'm building equity, even though I'm just renting, and I get to live the life that I want to live, where I want to live it, while still being able to invest the proper way. In my opinion Keith Weinhold 18:26 that's beautifully said and well thought out. And part of doing that, Josh is this borrowing money, which I think to lay people, is scary, and for someone in their 20s to borrow money, that could really bring a good bit of trepidation, because that goes against the grain of what so many people do. But of course, we talk around here about how borrowing money like you have for your rental properties in other states outside California really is not something to fear. So can you tell us more about how you approach that mindset? Josh Fang 18:57 Absolutely, and it's always hilarious when someone asks you if you if you have any debt, and you tell them $500,000 when you're 23,24 years old, the biggest thing about borrowing money is now, again, there's different types of debt. So I'm not saying, hey, go buy some expensive car that you're going to be backwards on in a few months. Don't get a bunch of credit card debts at 24% interest rates. I'm talking about debt from a with a collateral attached to it, such as a mortgage. The way I like to think about borrowing money is borrowing like a bank, because your money has value. Whenever I have money in the actual bank, it doesn't feel like it, but I'm actually lending money to the bank. They're taking the money that I have deposited and lending it out to other people at higher rate than what they're paying you back. That's how they're actually making the money. I'm thinking like a bank. And of course, that's exactly how it is with borrowing money for rental properties. The interest rate that I have to pay on my mortgage is so much lower than how much income I'm receiving by actually renting it out and providing housing for someone. And then, of course. Tax deductions. Keith Weinhold 20:00 Sure you're creating arbitrage there when it comes to paying off or aggressively paying down a property. I mean, some protection financially is surely good, but one has to realize that after some point, when you protect you cannot produce another way to say it is if you use your dollar to pay down, then you cannot use your dollar to multiply. Josh Fang 20:25 I agree with that 100% I couldn't have said it any better. Keith Weinhold 20:28 You really took action something that a lot of people don't do. I don't think you did right away. You listened to some episodes for quite a while, but you did overcome analysis paralysis at some point. So talk to us about more with that mindset of how you took the first step, even when you're still perhaps a little unsure. Josh Fang 20:46 I think you say it best, and I know I'm literally taking the words out of your mouth, because, again, I'm a long time listener, but do the right thing before you do things right. Yes, rings so, so, so true. You're never going to be perfect. There's never going to be the perfect property. There's never going to be the perfect deal. Eventually you just have to do it. And again, all it really is is saying, Hey, here's what I want to do, and what are the steps that have to take to get there? If the first actual step, rather than just listening to the podcast or getting more information, if the first step is, hey, I want to get a pre approval. Go ahead and get it done. Reach out to a loan officer, get your pre approval, get the documents needed, get the right information that you need, and then start writing offers on properties, or contacting Keith and his team, their GRE mentoring team, and ask for property values. And once you find one, and again, you're never going to find the perfect property. Once you finally say, hey, this fits enough. Jump on it. You should be excited. I mean, again, once you're doing the right thing, you can learn to do things right. And slowly, kind of say, Hey, I made a small error there. Hey, I made a small error there. But at the end of the day, you move forward and you're ahead of where you started. I think that's the most important thing. Keith Weinhold 21:59 Yeah. I think uncertainty stops. Some people, maybe even uncertainty with the larger economy. Or maybe people just look for excuses for inactivity. Sometimes there will always be some uncertainty out there. And what you do when you make an offer on a real asset is you just made some certainty in your life. Yeah, just talk to us more about the process of kind of you started with your first property and then growing that portfolio. And what did you learn between the first one in that second, third, fourth and fifth one, where you are now Speaker 2 22:32 after buying my first one, when I received that first rent check, after that first rental property, my net cash flow after management expenses, putting a little, you know, VIMTIM, keeping an extra 10% away to just keep in the bank in case something came up. I wish cash flowing at the time. $231 doesn't sound like a crazy amount now, but as a 22 year old kid and saying, Hey, I got this $231 without lifting a finger, felt amazing. I had this feeling, I'm out in Southern California. We had this burger chain called in and out. My double double burger and fries combo was about $6 at the time. And I said, no matter how bad things get, no matter how bad things get, that $231 I can buy an in and out meal every single day, as long as I own that property. I just had such an overwhelming feeling of, when can I get the next one? I immediately, immediately reached out to MidSouth like, hey, put me on the list as soon as I have money. You know what? Keith, it got fun. It got fun every time I got an email saying, Hey, here's another property. Like, wow, if I can make this deal work, that's an extra couple $100 I can have at the end of the month every single day. And now I live in my own apartment complex, in a unit in an apartment complex, but at the time, I rented out a room in a house, in a condo, just a single room, and by the time I bought my second rental property, all of my cash flow from my two rentals actually covered the full amount of my monthly rent living out outside of my parents place. And that just felt so so so amazing, because it was like I almost had no overhead. So all the money that I was making for my job was completely disposable that I could use to purchase other rental properties. And that was just such an amazing, freeing feeling to know that no matter what happened, I obviously as long as there's no vacancies or any kind of crazy issues there, that I would still have that flow of income coming in pretty much after buying my first one, all I wanted to do was buy more. Now, a big issue that happened was 2020 and 2021 there was very little inventory, so really tough and slim pickings, and I would have bought a lot more if I could find more deals. And now, thinking back, I should have, if anything, I wish I bought more. Keith Weinhold 24:50 Gosh, I just love that Josh, that seminal $231cash flow from that first property, and how you rationalize that that could buy you in and out. Meal every single day, all month. If that's what you wanted to do with that first one, that's terrific. And yes, markets change. There's more inventory available now than there was in 2020, and 2021, mortgage rates are surely higher. You don't have as much competition. You might even get a concession or two when you buy since it's a more balanced market today than it was about four years ago, for sure. So every market cycle is different. When you realize you're paid five ways at the same time, there's always one side to play or the other. There's always so many variables that you get to deal with there. Have you had any certain issues with property management, or do you have any mindset about using a property manager remotely. I assume you're using remote management for these turnkey type properties. Is that right? 100% I've actually never physically seen any of my properties. Yeah, what you say is the best, essentially, your team that manages your property is the most important by far. Right? Right now, here's the thing, issues are going to come up. Regardless of what happens. There's always going to be something that breaks. Eventually, there's always going to be vacancy. Eventually there can be natural disasters, something's always going to come up. And the thing is, you can't get angry about the things that you can't control. If there is a vacancy that you know you vetted the tenant properly, and there was nothing to do if there is a natural disaster or if something does break down in your property that you couldn't have expected coming or that wasn't your fault. The biggest thing is, you can't get angry with it. You just have to know that you can deal with it properly, and having a professional team on the other side saying, Hey, we're going to handle it. This is an issue. Here's how much it's going to cost. We got a couple of you know quotes. Please approve one when you get a chance, and knowing that the other side will be able to execute on that and to do it for you, and that you don't have to fly out wherever you own your property and do it yourself physically, or have to call around and find a contractor to do it, it's a huge peace of mind, and having a property manager and a team that you can trust just makes it work. If I couldn't get a property manager that I trusted, I wouldn't own the property in the first place. It's just too much work. I am the same way. I also have not seen the majority of the properties I own. I've never seen them physically, in person, yeah, having a professional property manager, they provide a buffer, and they help keep this investment unemotional for you. And Mistakes happen when people get overly emotional about their properties. Some people are reluctant to hire a property manager, Josh because they don't want to pay the eight to 10% property management fee, which can actually be a little bit more than that effectively with leasing fees. But people feel that way, as oftentimes they're confining and limiting their search to their own local market, which probably isn't investor advantage. So they don't have enough of a cushion in their pro forma, in their profit and loss statement to pay for a property manager. But when you buy in those investor advantage places where you get that high ratio of rent income to purchase price. There you have the allowance to pay for the manager too, Speaker 2 28:06 100% and luckily, because I have my foundation of real estate from listen to your podcast, I never even look at a deal without factoring in the fact that there will be management. I have never, ever even possibly considered self managing. It just makes no sense. I'd rather, let's just say it's 10% and a month's worth of lease, which is a little bit on the higher end in terms of management fees, right? Even if I were to do I would factor that in 100% of the time if the deal doesn't work, if it doesn't cash flow, if it doesn't, you know, appreciate a certain amount, if it isn't in my ballpark, with the management fees taken out, that's not even the deal that I'm looking at. It's just too expensive. Keith Weinhold 28:47 Yeah, that's a great way to think about it, keep it unemotional and make it all relatively passive. I self managed for the first six or seven years of my real estate investing career, but that's because I was only investing in my own local market, and I was thinking small, and I didn't learn about finding the best investor advantaged places nationwide. Well, just as we wind down here, is there any last thing that you'd like to let the audience know or to tell us, I know before we recorded, you had talked about how really, your Daydream is more realistic than you think, and the motivation behind getting started. What do you want to leave with? Josh? Speaker 2 29:22 You say it after every podcast. Don't quit your Daydream. I've been hearing that for eight years now at this point, and it really is, I don't have a day job. I pretty much only work when I feel like it. The majority of what I've lived off of is the income properties that I've bought and the lifestyle that I've crafted. It's so freeing. No one's telling you what to do. You don't have to go somewhere every day. You can spend time doing what you want. When I first quit my day job, and, you know, went into this semi retirement, I'm not gonna lie, I play video games eight hours a day for months, or maybe a month or two. I don't know if that's the most productive. It. But the fact that I could do that, I could obsess on crazy hobbies for a while was crazy. But one of the most important things to me of being able to reach this point in my life is I'm starting to get a little bit older. I am able to spend time with my family. I am able to spend time with my grandparents, and, you know, just like on a Tuesday or like on a Wednesday, just when nothing's really going on. Just being able to stop by and say hi to my family and spend time with them is something that I'm so blessed to be able to have, and not many people can do. And then the last thing I'd like to say on that is just, there's very small things in the world that a lot of people don't get a notice. Because I feel like everyone's in a rush all the time, and a lot of people are. You know, if you're working 40 hours a week, nine to five, you know, nine to six, there's not much time. But the other day, I was taking a small hike, and I saw a group of lizards. I thought they were cool, so I looked at the lizards. I spent maybe 15 minutes watching the lizards. I wasn't in a rush, you know, I could just enjoy the small things in life, and that's one of the best things in the world to just have that sense of not being in a rush. And I feel like investing in real estate and having that passive income and having that level of freedom. To me, that's what my Daydream is. There's nothing better to me. Keith Weinhold 31:14 the simple pleasures about not having your time so confined that you could enjoy looking at lizards for 15 minutes. I love the small stuff like that. And does this mean Josh? I mean with five rental properties that you only need to work part time rather than full time, because usually five properties don't allow someone to completely leave the workforce. Josh Fang 31:32 No, not at all. I definitely do things on the side. I still do loans for friends and family. I do some other stuff on the side, but it's more of that my basic needs are met for the most part. Keith Weinhold 31:43 That's terrific. You've got more latitude to live and having a life of options Trumps having a life of obligations 100% Well, hey, it's been great hearing your story. Josh, loved having you here on the show you're listening to get rich education. We got to know listener. Guest, Josh Fang more, and we come back with another listener guest, profile, I'm your host, Keith Weinhold. The same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. 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Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 34:05 our next listener guest has an uncanny amount of similarities with me, like me, he was a geography major in college. He had humble beginnings in upstate New York, not far from where I grew up, in upstate Pennsylvania. He's a huge believer in real estate pays five ways, and he loves world travel. His first job out of college was, in fact, traveling the world, playing basketball against the Harlem Globetrotters. We sure don't have that pro basketball part in common. He owns dozens of units across seven states today. He's listened to GRE for six or seven years, and he was a corporate guy living in California who thought the book Rich Dad, Poor Dad was fiction, until he experienced the rapid appreciation of he and his wife's first primary residence. And after that appreciation, he knew he had to acquire more real estate. Prices were too high in California relative to rent, so he. Went out of state, and he had just one property for five years to learn that was pretty similar to me as well. And then he saw tremendous opportunity after the GFC hit in 2008 and that really put him on a path through experience the five ways real estate pays over time, and he became convinced that there's not a better risk adjusted business model that's easily accessible to the average person. Hey, welcome to GRE Nate O'Neil Nate O'Neil 35:25 Keith, it's great to be here. I've been, as you mentioned, a long time. Listener. Really appreciate the content that you put out, and excited to be on the show Keith Weinhold 35:32 and you're no longer playing like zero defense basketball against the Harlem Globetrotters. You work in the solar industry now. I know that you sell to single family rental REITs. That's really interesting. And one thing that real estate investing lets people do is think differently about their w2 jobs. So tell us about how that manifests with you. Nate, Nate O'Neil 35:56 growing up, you know, the first 25 years of my life, 24 years or so, my identity was wrapped up as an athlete, and, you know, something I could really get excited about eventually, that had to come to an end, and started working in the corporate world. So did that for a little while, and got going. It really, you know, didn't resonate with me that much. But, you know, I had a wife, and I had some kids on the way, so had to keep grinding it out. And, you know, as I did that, I discovered real estate, and what really helped me with that was I saw the corporate world began to be a vehicle to grow my real estate portfolio, right? Instead of it being the desk jockey in the cubicle, my corporate job was okay, this is the way for me to raise capital and get the best loans to build a real estate portfolio so, and it's ironic, because as that kind of evolved, I gained, you know, more appreciation for the corporate job, and it didn't, it wasn't so burdensome. And I know there's probably a lot of people out there right that feel that way about their job, but you can probably do a mindset shift and say, hey, you know, this can serve me in other ways and it not be such a grind. Keith Weinhold 37:03 That's a great way to think about it. While you have that job, it sure is an asset in helping you qualify for loans. Right before I quit my job, I made sure I qualified for as many loans as I could, because I sure would have had a hard time getting them immediately after leaving my job, before I built income or build up passively from something else. It's funny, when you're in the corporate world, you're in this context of normalcy. So many people that you know are working. You're around your coworkers all day. They're working, and if it's something you're not passionate about, yeah, you still don't question it, because it takes on that context for normalcy. But once you leave your job, it feels bizarre that anyone would ever show up and spend five of their seven days and most of the waking hours of those days doing something that they're not passionate about. Now maybe you are passionate about what you do. That's where the mindset that I think through there, but that's a good way to help a person feel a little bit better showing up at their job, even if it is a soul sucking job. Nate. So talk to us about this more with this sort of power of purpose that you had, and when you are working your day job, you probably do some living below your means in the short term, but a lot of people just do that decade after decade and grind it out. So how do you think about that with the mindset in this sort of capital formation stage, in order to acquire more property while you're working? Nate O'Neil 38:29 Like I said, it was an opportunity that the job became an opportunity to fuel the real estate business, which, as you mentioned, I saw that opportunity in 2009 right when prices were low, when interest rates were low, when there was a bunch of nice new foreclosures on the market, I saw the it created a sense of urgency in me, right? So I was like, All right, let's go to work, because the work's going to drive that capital, and the capital is going to allow us to acquire more and more of this real estate, which is, again, something I was passionate about, because we had this just that one rental for that five year period, I saw the power of what it can do over the long term. And when you have that purpose and that clarity, then all the minor stuff that you can get wrapped around and can kind of slow you down, really doesn't matter you have that big vision and that big goal that you're going after that really kind of drives you Keith Weinhold 39:20 now, before we got started today, I learned that you have a few ways of thinking about how real estate investors can have their cake and eat it too, more tactically. Here tell us about that. And of course, what is the point of having cake if you can't eat it? Nate O'Neil 39:33 Yeah, for sure, worked in some different industries and some different companies, and seen a lot of different business models. I've never found anything where you can have kind of both sides of the cookie here, or hack cake eat it too. You can depreciate an appreciating asset. The government allows you to depreciate homes, right? Which gives you a nice tax benefit. The money that I make that my corporate job is taxed at a much higher rate than my real estate income, but yet the asset actually appreciates. Dollars. So you depreciate an appreciating asset. I think people underestimate the power of the 30 year mortgage, right? You can lock in an interest rate today for 30 years, and if interest rates go up, you did a great job. You locked in a great, great rate. If interest rates go down, you're a champion. If you just refinance, when you do a 30 year fixed rate mortgage, the lender is committing to you for three decades, but you don't have to commit to them. So again, have your cake and eat it, too. And then you know the whole return on amortization that you talk about, Keith, yeah, when you get to borrow money that you don't have to pay back, in essence, right? The resident that's in your home is paying that money back. So people think about they hate getting bills in the mail. I actually love getting my mortgage statements in the mail. Every month I go through this little ritual, I look at it, and my process is, wow, how much was that principle paid down? Right? I didn't pay it back, right? The rent payment paid it back. So what other scenario can you borrow money that, quote, unquote, someone else is paying back on your behalf, Keith Weinhold 41:02 that ROA, that return on amortization, also known as principal pay down. Where, yes, you get that statement every month, and you get to see how much a stranger paid down for your property. It's basically a stranger every month is faithfully funding an illiquid savings account for you, Speaker 3 41:22 it's just incredible. And then the final way I kind of think about having your cake and eating it too, is, is this HELOC strategy. So over time, as you build equity in your portfolio, you can take out a home equity line of credit, right? And the beauty of a line of credit is you open it up and you don't have to make any payments if you don't use the money. But when there's an opportunity, you can pound for that opportunity. And this is what we did in 2020 and 2021 we acquired some new construction fourplexes with HELOCs. And when in using the HELOC strategy, you're able to use every single dollar to keep the balance low. And what it does is it creates this virtuous cycle of increasing cash flow, because it's a line of credit, and you pay off against that, that line of credit, if you need the money back for an emergency, or if a better opportunity comes up, then you basically just pull more off that line of credit. But if you don't have that opportunity of that emergency, then your money is fully working to keep that payment low, which increases your cash flow, and again, it creates that virtuous cycle of of increasing cash flow, which you can use to pay down the HELOC. Even more Keith Weinhold 42:29 I see no downsides to getting a HELOC to getting a line of credit against your existing primary residence or your rental properties, whatever they are. It's like this flexible credit card where you're drawing on it with your property as collateral, and it's at lower interest rates than a credit card is going to be. And you also have interest only flexibility, meaning even if you draw against it, and you do have a balance and you need to make a payment, therefore you can pay as little as only the interest portion if you want to. In fact, when I bought my first fourplex in order to fund my second fourplex, I took a HELOC second mortgage off of that first one. Love the HELOC really can't think of any downsides with at least having it there. And then it's up to you as to whether you want to draw against it or not. Absolutely talk to us more about you're another out of state investor based in high cost California. There. It sounds unusual to lay people, but here we are as successful investors owning these properties, typically that we have never seen out of state. Are you in that category as well? And talk to us more about the out of state investing experience Speaker 3 43:40 I've only ever seen one of the units that I own, the rental units that I own, and I actually think it's a huge advantage, because if you're seeing them driving by them all the time, there's probably little nits that you could point out, and, you know, you get some kind of emotional attachment to them. The way I look at it, it's two things. Number one, it's the spreadsheet behind it, right? What are the numbers behind it? What is my mortgage payment? Is there Hoa, taxes, insurance, all that stuff, and what is my rent? And obviously, I'm all about cash flow, so that rent payment has to cover all the expenses with a little extra. The second piece of it behind the spreadsheet is the person managing it right? And I've been very fortunate over my years of investing to find some really quality property managers who I know I can trust. So, you know, absolutely, I mean, developed an ability to hire the right people to manage the property, and they handle just about everything, and I just need to be there, available for them if they have questions for me or decisions I need to make. Fully trust them. I have only ever seen one of the units that I own, and you know, never really planned to go out and visit them. Keith Weinhold 44:44 You do like to travel, but just not necessarily to your 200k turnkey single family home in the Midwest, in the south, not where you want to stay. There are some advantages and some disadvantages of owning rental properties, say, four blocks from your home. One of the distinct disadvantages is, yeah, you might get that emotional attachment to it. You might get bogged down in inconsequential things. You might drive by and see that the hedge needs a trim. How much of a problem is that really? Nate O'Neil 45:14 Exactly it, as long as the spreadsheet behind it is spitting out the right numbers, and you have someone that you can trust that can handle anything that that's major, or any tenant issues that's all that's really relevant. Keith Weinhold 45:26 Has our investment coaching helped inform you at all? Helped you find properties or give you inside information or access to deals or other support? Nate O'Neil 45:35 Yeah, I have had a conversation with Naresh. One of your investment counselors doesn't, haven't necessarily acted upon that. But, you know, I can say over the, you know, six to seven years that I've been listening to your podcast just understanding kind of the macroeconomic guests that you bring on in the markets that we believe, you know, are good for investing. Like that, information has been extremely valuable to me over the years. Keith Weinhold 45:57 Our coaches are really deal scouts here in today's market. For example, things are just so much different than they were during the 2008 GFC years. There are always deals in every cycle. You typically just need to shift and find out where those opportunities are. Are there any specific niches or opportunities that you're exploiting today in this particular cycle? Nate Nate O'Neil 46:19 yeah. So it's really interesting, and I've been spoiled, right in terms of the times when I did a lot of my acquisition back in 2008 we knew it was good, but looking back, you realize just how good it was at that time, and frankly, now is very challenging, right? I mean, affordability is the worst that's been in 40 years. Yeah, right. So you have to be really creative. You know, one of the things that I did recently was I learned how to do a loan acquisition. So assuming a loan can be very helpful, right where you're not dealing with today's interest rates, you can get yesterday's interest rates on a property. So that's been one thing, and one thing I continue to look at. I also believe that I've been focused on single family in some four plexes. I'm looking at smaller multifamily because what I've learned is there's opportunity when there's debt disruption, right? The great financial crisis happened because there were atrocious lending standards leading up to that time, right? So that opened up a window of opportunity. That opportunity is closed. Acquired some fourplexes in 20 and 21 when interest rates were unbelievably low, right? Basically, the Fed funds rate was basically zero. That kind of unique debt situation allowed me to acquire there and now, right? Since 2022 interest rates spiked so quickly, the way I think about it is the debt disruption period, there's probably some acquisitions that happened with, you know, three to five year short term loans that are going to be coming due, and those acquisition are facing payments that are going to double. So there could be some motivated sellers, not in the single family right, where you have 30 year fixed rate or 15 year fixed rate, but in those small, multi family loans, where they have those short term variable rate debts. So that's kind of how I'm thinking right now. Keith Weinhold 48:05 That's perceptive. It's something I brought up on the show a month or more ago where apartment buildings have got to bottom out at some point those being sensitive to those shorter term interest rates. Well, Nate, this has really been helpful. You've given our audience quite a few things to think about. Is there any last thing that you'd like the audience to know? Speaker 3 48:25 We talked a little bit about purpose, like that's very important. There is no better way, in my opinion, to build wealth for the average person, no more predictable way risk adjusted, to build wealth for the average person. You know, for the listeners out there. It's great that you're consuming this content, and if you can find a purpose behind it, then it'll help. And the other thing is, get clarity, right? There's a lot of different things you can do within real estate investing, but get clarity on what works for you. And the way to do that, frankly, is just kind of sit and think, I think, you know, especially in today's day and age, there's so many stimulus coming at us, from social media to everything that there's a risk of not being able to get clear. One of the big things that helped me during that, that period of, you know, 2009 to 2015 when we started to scale, was I was very clear about what we wanted. I had a buy box that was, you know, homes built this millennium B grade neighborhoods, cash flowed $300 or more with no more than 25% down in markets with population growth, job growth and favorable rent to price ratios. And when I was able to communicate with the agents and property managers, I was very clear on what we wanted to do. They had clarity on what they needed to do to help us scale so purpose and clarity. Keith Weinhold 49:41 That's great guidance a specific Buy Box. Yes, focus is harder to find, and it's really important today. It's amazing. Nate, how much work I get done when my phone is one room away, over on the charger. It's incredible how that works. Well, it's been good to get your insight, and it's been good to talk to a guy. That might know the capital of Argentina much like I know a fellow geography guy and real estate investor. Yeah. I really want to thank you for sharing your insight with the audience today. Nate O'Neil 50:11 Nate, I hope it's valuable for you in the audience. Keith Weinhold 50:20 Oh yeah, good, relatable material this week, the first guest, Josh, also talked about how he took out a low interest rate car loan. So he held onto those funds rather than handing them over to an auto dealer, stayed liquid and used it for income property, creating a yield for himself that beat the car loan interest rate pretty smart. And before you do that, you do want to be sure that you've got enough liquidity to serve as debt. And then Nate the second one, the more experienced investor, reminding us that deals are not as good as they were coming off the global financial crisis. And he's right, but I still don't know of a better risk adjusted return today, like me, they both use professional property management. I mean, you do have the option of self managing your property remotely that you get from GRE marketplace. But of all the things in the world that you can learn about, even all the things in real estate investing that you can learn about, is self managing really what you want to spend your finite resource of time learning about. Even if you've got good tenants, you're bringing more intrusion and interruption into your life. Property managers don't just protect your asset, they protect your time. Big thanks to GRE listeners, Josh Fang and Nate O'Neil today until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 4 51:50 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 52:14 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866 The preceding program was brought to you by your home for wealth, building, get rich, education.com.
Comedian Steph Tolev joins Adam in the studio to discuss her new Netflix special Filth Queen, the mental toll of online trolls, and unhinged social media comments. They dive into the pressure comedians face over appearances, from nose jobs to iconic stand-up outfits. Steph talks about her podcast tour, a touching letter her dad received, and how her mother wanted her to run their highland dance studio. Plus, she and Adam rant about dumb commercial tropes, Adam pitches a new product idea, they vent about oddly spelled names, and weigh in on the viral clip of Theo Von allegedly shoving a fan.Later, author and commentator Michael Malice calls in to talk about his new book, Not Sick of Winning: A History of President Trump's First 100 Days, and the strange trend of liberal men crossing their legs “like women.” He and Adam dissect the manipulation of language in political discourse, revisit Trump's controversial “China virus” comment, and engage in a thought experiment on the difference between builders and talkers. They also discuss what it would actually take to fix California—and whether New York's new mayor, Zohran Mamdani, is part of the problem or the solution.In the news, comedian Rudy Pavich stops by to break down some wild headlines. First up, The Simpsons shocks fans by killing off Marge in the Season 36 finale, prompting Adam to reflect on his voice work as Death on Family Guy. Then, they react to Florida's controversial plan to detain migrants in a new Everglades facility dubbed “Alligator Alcatraz”—a low-cost, high-risk detention center surrounded by dangerous wildlife. Finally, they unpack the bizarre saga of disgraced influencer “Liver King,” who was arrested in Texas after posting unhinged videos and challenging Joe Rogan to a fight.Get it on.FOR MORE WITH STEPH TOLEV:INSTAGRAM & TWITTER: @stephtolevNETFLIX SPECIAL: Filth QueenFOR MORE WITH RUDY PAVICH:INSTAGRAM: @rudy_pavichWEBSITE: www.rudypavichcomedy.comFOR MORE WITH MICHAEL MALICE:INSTAGRAM & TWITTER: @michaelmaliceBOOK: Not Sick Of Winning: A History of President Trumps First 100 DaysThank you for supporting our sponsors:BetOnlinetry.drinkbrez.com/CAROLLA/ and use code CAROLLA for a $5 credit and free shipping on your first orderListen to Cocaine Air wherever you get your podcastsHomes.comPluto.tvSIMPLISAFE.COM/ADAMLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)July 17 - Plymouth, WIJuly 19 - Plymouth, WISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
First up on the podcast, Contributing Correspondent Andrew Curry joins host Sarah Crespi to discuss a pair of Science papers on kinship and culture in Neolithic Anatolia. The researchers used ancient DNA and isotopes from 8000 to 9000 years ago to show how maternal lines were important in Çatalhöyük culture. ● E. Yüncü et al., Female lineages and changing kinship patterns in Neolithic Çatalhöyük, 2025 ● D. Koptekin et al., Out-of-Anatolia: Cultural and genetic interactions during the Neolithic expansion in the Aegean, 2025 Next on the show, researchers were able to make a synthetic material that changes color in the same way squids do. Georgii Bogdanov, a postdoctoral researcher in the Department of Chemical and Biomolecular Engineering at the University of California, Irvine, talks about how his lab was able to discover the subcellular arrangement of proteins in the squid cells and mimic this structure synthetically using titanium dioxide deposition. Finally, the latest book in our series on science and death. Books host Angela Saini talks with Tamara Kneese about her book Death Glitch: How Techno-Solutionism Fails Us in This Life and Beyond and whether our families can turn us into chatbots after we die. This week's episode was produced with help from Podigy. About the Science Podcast Authors: Sarah Crespi; Andrew Curry; Angela Saini Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The Adam Carolla Show, Stephen Baldwin joins Adam for a wide-ranging conversation. They kick things off reminiscing about Harley Davidson and the Marlboro Man, poke fun at sibling rivalry among the Baldwin brothers, and discuss Stephen's decision to leave politics. Adam shares his theory on Alec Baldwin's intelligence, and they revisit Stephen's win at the 1990 Toyota Pro/Celebrity Race. The segment wraps with a look at Stephen's upcoming podcast One Bad Movie, and a conversation about his daughter Hailey's billion-dollar brand and her marriage to Justin Bieber.In the news, Elisha Krauss and Adam dive into a recent American Family Survey showing that liberal women are the least happy and most likely to experience loneliness compared to their conservative peers. Adam and Elisha break down the data and what it might say about modern values and lifestyle choices. They also react to Bill Maher's surprising admission that he's never truly been a Democrat, despite typically voting that way. Maher's comments spark a discussion about political identity and the shifting landscape of both major parties.Finally, Jeff Abraham—CEO of Absorption Pharmaceuticals (maker of Promescent)—shares his remarkable journey: from building and selling a tech firm, walking away from a multimillion-dollar Hyundai deal upon learning it required discrimination, to stepping out of retirement to grow Promescent into a leader in sexual wellness following the tragic, mistaken-identity murder of its founder.Get it on.FOR MORE WITH STEPHEN BALDWIN:PODCAST: One Bad MovieINSTAGRAM & TWITTER: @stephenbaldwin7FOR MORE WITH ELISHA KRAUSS: INSTAGRAM: @elishakraussWEBSITE: elishakrauss.com JOURNAL: https://www.washingtonexaminer.com/author/elisha-krauss/JEFF ABRAHAM:VISIT: www.promescent.com/adam Thank you for supporting our sponsors:BetOnlineHomes.comoreillyauto.com/ADAMPluto.tvSIMPLISAFE.COM/ADAMLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 Shows)July 17 - Plymouth, WISee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of The Adam Carolla Show, comedian Nate Jackson joins Adam in studio! They kick things off talking about Nate's stand up shows at the iconic Wiltern Theater and dive into how different comics attract different kinds of crowds. Adam reflects on his own upbringing on food stamps and responds to an NPR piece about a mother relying on SNAP benefits as the program faces cuts. Nate shares the origin story of his stand-up career, which began on a dare to enter a comedy competition, and Adam questions whether UFC legend Jon Jones is truly retired. They wrap up with a classic Carolla rant about grown men who ride bicycles in the street.In the news, Jason “Mayhem” Miller joins Adam and Nate to break down some of the week's wildest headlines: Margaret Cho slams Ellen DeGeneres in a brutal podcast interview, the L.A. County Sheriff's Department walks back a controversial post about Iran, and Telegram CEO Pavel Durov reveals he plans to leave his fortune to his 100+ children.Get it on.FOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com FOR MORE WITH NATE JACKSON:INSTAGRAM: @mrnatejacksonNETFLIX SPECIAL: “Super Funny” Out July 8thThank you for supporting our sponsors:BetOnlineHomes.comForThePeople.com/ADAMoreillyauto.com/ADAMPluto.tvSIMPLISAFE.COM/ADAMLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of The Adam Carolla Show, comedian Jeff Leach joins Adam in studio to talk about his recent film Predator: Killer of Killers. They kick things off with a conversation about the film's success and some laughs over raunchy In-N-Out bumper stickers. Adam also shares his take on why people with more refined tastes steer clear of gas station food, and recalls a major ad offer from Mountain Dew that he accepted after a long stint of publicly hating the drink. They then react to an insane video of Whoopi Goldberg stating that it is just as bad living in America as it is in Iran. In the news, Jason “Mayhem” Miller unpacks some shocking headlines, including the reported $10 billion sale of the Los Angeles Lakers, a $1 million court payout to a California teen who endured a brutal bullying campaign, and a chilling update from Ireland where nearly 800 babies are believed to be buried in a former home for unwed mothers. They close the segment with a laugh over a Texas judge scolding a man for wearing a “World's Best Farter” T-shirt to court.Later, Ilay David calls in to share the heartbreaking story of his brother, who was taken hostage during the October 7th Nova Music Festival Massacre. He details the ongoing efforts to bring his brother home, the challenges involved, and how the Israel-Iran conflict—and shifting U.S. leadership—have impacted his family's situation.Get it on.FOR MORE WITH JEFF LEACH:INSTAGRAM & TWITTER: @jeffleachFACEBOOK: @jeffleachcomedianWEBSITE: jeffreyleach.com/FOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com ILAY DAVID:VISIT: https://bringevyatarhome.com/Thank you for supporting our sponsors:BetOnlineHomes.comoreillyauto.com/ADAMPluto.tvSIMPLISAFE.COM/ADAMLIVE SHOWS: July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode, actor and comedian Jamie Lissow joins Adam in the studio for a wide-ranging conversation. They kick things off by listening to a new track from legendary Alaskan singer Don Hodiak (aka Mike Dawson), before Adam launches into a rant about the Left's obsession with diversity—including the absurdity of pride flags on police and athlete uniforms. Adam also shares a hilariously brutal method for breaking someone's psyche.In the news, Elisha Krauss joins Adam to unpack a new study that names San Francisco the worst-run major city in the U.S., citing failures in financial stability, public safety, and infrastructure. They also highlight the remarkable journey of Messiah University's baseball team, which prioritized faith and Bible study over traditional game strategy—a surprising move that propelled them all the way to the Division III World Series.Finally, Raymond Arroyo stops by to talk about his New Orleans roots, his theater background, and his memorable interview with Jerry Lewis. The conversation shifts to the brilliance of Mel Gibson, a nostalgic look at the classic Chrysler Cordoba “Corinthian Leather” ad, and a thoughtful comparison between classic and modern theater. Adam wraps things up by breaking down the stark differences between clean and dirty comedy.Get it on.FOR MORE WITH JAMIE LISSOW:INSTAGRAM: @iamjamielissowWEBSITE: www.jamielissow.com/FOR MORE WITH ELISHA KRAUSS: INSTAGRAM: @elishakraussWEBSITE: elishakrauss.com JOURNAL: https://www.washingtonexaminer.com/author/elisha-krauss/FOR MORE WITH RAYMOND ARROYO:INSTAGRAM: @realraymondarroyoTWITTER: @raymondarroyo WEBSITE: www.raymondarroyo.comPODCAST: Arroyo GrandeThank you for supporting our sponsors:BetOnlineHomes.comForThePeople.com/ADAMoreillyauto.com/ADAMPluto.tvLife insurance is never cheaper than it is today. Get the right life insurance for YOU, for LESS, and save more than fifty percent at selectquote.com/carollaSIMPLISAFE.COM/ADAMLIVE SHOWS: June 19-21 - Las Vegas, NV (6 shows)July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 Shows)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of The Adam Carolla Show, Adam sits down with former DEA agents Chris Feistl and Dave Mitchell to discuss the inner workings of the drug trade and border security. They break down the differences between the Trump and Biden administrations' handling of the U.S.-Mexico border, how cartels launder money, and why they thrive in South America but not in the U.S. The conversation also covers the brutal legacy of Pablo Escobar, the severity of the fentanyl crisis, and whether cartels should be classified as terrorist organizations. Plus, the agents share wild stories from their time in the field and identify the countries hit hardest by drug and human trafficking. In the news, comedian Rudy Pavich joins Adam to unpack current headlines, starting with a revealing media study showing how often CNN and MSNBC referred to the violent riots in Los Angeles as “peaceful protests.” They also cover Minnesota Governor Tim Walz's controversial attempt to link political violence to partisan narratives following the targeted shooting of two Democratic lawmakers. Finally, the team reacts to Barbra Streisand's bizarre public comments about her unclear sexual history with actor Warren Beatty.Then, social media star Haliey Welch—better known as the “Hawk Tuah” girl—stops by the studio to talk about her sudden rise to fame. She reflects on the viral moment that launched her into the spotlight, how her family reacted, and the wave of brand offers that came pouring in. Hailey and Adam rewatch the video that started it all, share a laugh, and talk about her working-class upbringing. She also recounts meeting Shaquille O'Neal and appearing onstage at a Zach Bryan concert—all within days of becoming an internet sensation. Get it on.FOR MORE WITH CHRIS FEISTL & DAVE MITCHELL:BOOK: After EscobarFOR MORE WITH HALIEY WELCH:PODCAST: Talk TuahCHARITY: Paws Across AmericaINSTAGRAM: @hay_welchFOR MORE WITH RUDY PAVICH:INSTAGRAM: @rudy_pavichWEBSITE: www.rudypavichcomedy.comThank you for supporting our sponsors:BetOnlineHomes.comoreillyauto.com/ADAMPluto.tvRosettastone.com/ADAMSHOPIFY.COM/carollaLIVE SHOWS: June 19-21 - Las Vegas, NV (6 shows)July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
92%ers welcome back another episode of New Heights, brought to you by our friends at Zillow! Home just got real. On this episode, Jason and Travis react to the viral “Pin-Up Jason” tattoo seen all over the internet, we desperately need your help picking out a film club movie, and later review some of our favorite submissions for Beer Bowl III. We also had a great conversation about fatherhood with the legend Big Ed Kelce. We discuss how being a Dad has changed over the years, the unwritten rules of the Kelce household, the backstory behind Travis' shampoo bottle prank, Ed's thoughts on Pin-Up Jason, why Ed is the Al Bundy of dads, and how Jason and Travis learned about the birds and the bees. For even more New Heights, check out our New Heights YouTube Membership! As a member, you'll get access to full episodes, bonus videos, badges, and other stuff that will make you stand out. Last chance to submit your team for Beer Bowl III, post your video on your preferred social media platform, tag NewHeightShow (with 1 S), and use #BeerBowl. Winners will be notified this week! Reminder to vote for New Heights as your “Favorite Podcast” and Travis for “Favorite Male Sports Star.”https://www.kidschoiceawards.com/vote/favorite-podcasthttps://www.kidschoiceawards.com/vote/favorite-male-sports-starYou can also listen to new episodes early and ad-free on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify....Download the full podcast here:Wondery: https://wondery.app.link/s9hHTgtXpMbApple: https://podcasts.apple.com/us/podcast/new-heights/id1643745036Spotify:https://open.spotify.com/show/1y3SUbFMUSESC1N43tBleK?si=LsuQ4a5MRN6wGMcfVcuynwFollow New Heights on Social Media for all the best moments from the show: https://lnk.to/newheightshowCheck out all of our new Red, White and Blue merch collection at https://homage.com/newheights Support the Show: ZILLOW: Zillow. Home just got real. Zillow Home Loans, LLC is an Equal Housing Lender, NMLS 10287. For licensing information, go to http://nmlsconsumeraccess.org. 2600 Michelson Dr. Ste. 1201, Irvine, CA 92612, (888) 852-2212. Zillow Home Loans does not currently offer loans in New York. BuyAbility is a registered servicemark of Zillow Home Loans. HERSHEY: Reese's new PB&J cups. What's your jam? Found wherever candy is sold! NICKELODEON: Watch the Kids' Choice Awards, this Saturday June 21st at 8/7c LIVE on Nickelodeon! https://www.kidschoiceawards.com/ALL STATE: Checking first is smart. So, check https://Allstate.com first for a quote that could save you hundreds.DRAFT KINGS: Don't miss out on all the action this week at DraftKings! Download the DraftKings app today! Sign-up using dkng.co/newheights or through promo code NEWHEIGHTS. Gambling Problem? Call 1-800-GAMBLER. Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ (19+ AL/NE, 21+ AZ/MA). Valid only where Pick6 operates, see dkng.co/pick6states. Void in NY, ONT, and where prohibited. Eligibility restrictions apply. Terms pick6. 1 per new Pick6 customer. $5+ first Pick Set to receive max. $50 issued as non-withdrawable Bonus Picks that expire in 14 days (336 hours). Ends 6/22/25 at 11:59 PM ET. Terms: pick6.draftkings.com/promos Sponsored by DraftKingsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Adam kicks things off by recapping his Father's Day and making the case that Carollas are genetically gifted with great balance. He then talks about a recent trip to Home Depot with his son, followed by a rant about the frustrations of ordering sandwiches from a local deli. Adam discusses his chaotic airport experience and why some people simply shouldn't work in customer service.In the news, Jason “Mayhem” Miller joins Adam to discuss Bill Maher calling out Sean Penn's Trump hypocrisy, sparking a conversation about the Left's tendency to idolize questionable figures. Adam also reacts to a senior prank that shut down a New Jersey high school, a hit-and-run during a protest in Riverside, and the bizarre death of Prince William's billionaire friend who tragically died after swallowing a bee during a polo match.Israeli actress and activist Noa Tishby joins Adam in the studio to discuss the importance of making a positive societal impact while young, the cultural role of fathers, and the resilience of the Jewish people. She also breaks down the differences between antisemitism on the Left and Right, the growing tensions between Israel and Iran, and the dangers of sharia law. The episode wraps with a conversation about the decline of American colleges. Get it on.FOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com FOR MORE WITH NOA TISHBY: INSTAGRAM & TWITTER: @noatishbyWEBSITE: www.noatishby.com BOOK: Israel: A Simple Guide to the Most Misunderstood Country On EarthBOOK: Uncomfortable Conversations With a JewThank you for supporting our sponsors:BetOnlinebearmattress.com - use promo code ADAMCalderaLab.com/ADAMGo to https://hometitlelock.com/adamcarolla and use promo code ADAM to get a FREE title history report and a FREE TRIAL of their Triple Lock Protection! For details visit https://hometitlelock.com/warrantyHomes.comoreillyauto.com/ADAMPluto.tvSIMPLISAFE.COM/ADAMLIVE SHOWS: June 19 - Las Vegas, NV (6 shows)July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of The Adam Carolla Show, Adam recounts his trip to Palm Springs and how his electric car ran out of battery in the middle of the night. That story sparks a rant about California's looming EV mandate and Gavin Newsom's lawsuit against Trump for canceling it. Adam then tells a hilarious story about “accidentally” giving his vegetarian staff meat tacos and explains his biggest beef with ESPN. He also reacts to a cringeworthy Bill Maher clip featuring Rob Reiner and Amy Klobuchar, and closes out the segment with some sharp observations about Stephen A. Smith's mustache and the possible reasoning behind Michael Jordan's infamous 'stache.In the news, Jason "Mayhem" Miller joins Adam to cover Joe Rogan's claim that two former presidents contacted Spotify over his COVID commentary—which ironically boosted his podcast by 2 million subscribers. They also react to MrBeast's outrageous $500K date night at an empty Disneyland and discuss Candace Cameron Bure's fear that scary movies open portals to Hell. Adam wraps the news segment with a story about the time he was the most terrified in his life, then continues with a breakdown of the recent Indian plane crash. He reacts to a viral video of white protestors blocking a Black woman from getting to work, unleashes a fiery rant on the entitlement of modern-day activists, and explains why he—and Florida Governor Ron DeSantis—believe running over protestors who block traffic might just be justified. Get in on.FOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com Thank you for supporting our sponsors:BetOnlineHomes.comHydrow.com - use code ADAMoreillyauto.com/ADAMSIMPLISAFE.COM/ADAMPluto.tvF*%k your khakis and get The Perfect Jean 15% off with the code Adam15 at theperfectjean.nyc/Adam15 #theperfectjeanpodLIVE SHOWS: June 19 - Las Vegas, NV (6 shows)July 10 - Irvine, CA (Live Podcast)July 11-12 - Covina, CA (4 shows)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.