Podcasts about timelines

A bonus for the HOTWorld podcast schedule. We feature one of the episodes of our sister podcast "History of the World podcast timelines" that currently explores the lives and careers of each of the US presidents since its independence. In this episode, we explore the life and times of Thomas Jefferson. Don't forget to subscribe to Timelines as soon as you finish listening. Be good!

Raise your hand if you've ever searched for the “perfect PCS checklist”...only to figure out the checklist was impossible to follow.  Because in real life... Orders come late. Timelines shift. And many moves don't follow a neat, predictable plan.  In this episode of the PCS Survival Series, we're getting into the logistics...but in a way that actually works for real military life. This isn't about having a perfect plan.  It's about knowing what you can do now to make your move feel more manageable later. In this episode, we talk about: What you can do before you have orders How to prepare financially for a PCS How to start simplifying your home before a move What to focus on once you do have orders And how to create a flexible plan that actually works Better Together, Christine Resources Start here: Free Clarity Workshop Stay connected: Join The Free Community The real-time version of navigating life as a milspouse: Instagram Work with me 1:1: Let's Work Together Support the show: If this episode meant something to you, leaving a review helps more military spouses find it

Have you ever felt like you should be further along by now?In this episode, Mayi explores the pressure of old timelines, comparison, and the expectations we carry without realizing it. Through a personal story of relaunching the Wise Women in Business movement after a quiet first attempt, she offers a grounded reminder: delayed momentum does not mean your vision has failed.This episode is for the woman learning to trust her pace, honor her season, and keep building what matters, without rushing her becoming.

just gotta vibe a lil more (If there are audio issues I strongly suggest listening in my YouTube @ profpersonal!)

The Metaphysical Hour with Julia Cannon and Tracie Mahan and Question Master Tiffanny Shining the Grid, Moving Timelines, and Remembering You Are the Gift Lighting Up the Grid Together In this episode of The Metaphysical Hour, hosts Julia Cannon, Tracie Mahan, and Tiffany welcome viewers into a lively, intuitive, and highly interactive broadcast. Julia opens by inviting listeners to “shine your light,” and the hosts describe a visual of individual beams rising from each person, expanding outward, overlapping, and strengthening the energetic grid around the planet. This becomes the spiritual foundation of the episode: each person's light matters, and when people gather with intention, their energy expands beyond themselves. Questions, Community, and Tiffany the Question Goddess The hosts explain how listeners can submit questions, especially by addressing them clearly to Tiffany so she can find them in the comment stream. The show has a playful rhythm from the start, with Julia, Tracie, and Tiffany joking about titles such as “Goddess Tiffany,” “Princess Tiffany,” and “Question Master Tiffany.” Beneath the humor, the structure is practical: the episode relies on audience participation, live questions, and intuitive responses from the hosts. Energy Is Moving Forward Julia and Tracie discuss the current energy, describing it as something that had felt stuck but now seems to be moving forward. Tracie connects this to her own life, sharing that an offer she made on a house was accepted after a long period of waiting. She reflects that delays are often tied to lessons, and that life may not move until a person has received the realization or growth needed to move with it. The hosts frame this as a broader message for listeners: when something finally opens, it may be because the soul has reached the readiness point. Tracie's House, Manifestation, and Letting Go of an Old Self Tracie's house story becomes a personal teaching about manifestation, timing, and self-worth. She explains that she had to put in the offer and “go for it,” rather than holding back. She also sees the move as symbolic of releasing an old version of herself: the version that always lets other people go first. The new house is smaller, so the move will also require physical letting go. Julia and Tiffany help frame the experience as a manifestation process, encouraging ease, trust, and the belief that everything can come together smoothly. Words, Memory, and the Tools That Change How We Think The hosts briefly joke about spelling, autocorrect, old phone numbers, and the way modern tools can change memory habits. They compare the past, when people memorized many phone numbers, to the present, when devices remember for us. The conversation is humorous, but it also reflects one of the episode's underlying themes: technology may assist us, but it can also change how we use our own minds. The hosts keep the tone light, even singing part of the old “867-5309” number from the Tommy Tutone song. Many Truths, One Love A major philosophical theme emerges when the hosts discuss truth. Julia says people have often fought wars and religious battles because they believed there was only one truth. Now, she says, people are waking up to the idea that each person has their own truth, timeline, perception, and experience. Tracie adds that multiple people can be right at the same time. The one unifying truth they suggest may be love, because love is the fabric connecting everything. This becomes one of the episode's clearest spiritual teachings: personal truth can differ, but love can hold it all together. A Spider, a Web, and Creating Reality During the broadcast, a spider crawls across Julia's monitor, and the hosts immediately interpret it symbolically. They connect the spider to weaving webs and creating reality. The timing is treated as meaningful because it appears just as they are talking about personal truth and manifestation. The spider becomes a small living metaphor for the way each person creates their own web of experience through thoughts, choices, beliefs, and perception. Disclosure Day, Hidden Symbols, and Awakening A listener asks about the film Disclosure Day. Julia has not seen it yet and does not want spoilers, so Tracie and Tiffany discuss it carefully. Tracie says she received a message from the Arcturians that the movie contains hidden symbols, subliminal messages, and activation points designed to support awakening and prepare people for deeper disclosure. Tiffany shares that after seeing the film, she slept heavily the next day, which the hosts interpret as a possible sign of processing the energies or activations embedded in the movie. The Dream of the Christmas Party and Receiving Your Gifts A listener describes a dream about being angry at a Christmas party because she was not kept in the loop and had nothing to give in the gift exchange. Julia and Tracie interpret the dream from several angles. At first, it appears to involve control, missing out, or feeling unprepared. Then the interpretation deepens: the dream may be about spiritual gifts. Everyone else has gifts to exchange, while the dreamer feels she has none, even though someone is trying to hand her an envelope. The hosts encourage her to stop resisting and recognize that she herself is the gift. Deja Vu, Timelines, and Soul Rehearsals Another listener asks about having more déjà vu than usual. Julia explains that déjà vu may happen because the soul rehearses upcoming events in the dream state, testing different timelines and choosing the one that best supports the desired outcome. Tracie adds that déjà vu can mean the person is “in the groove” and moving into a timeline they have already prepared for. Rather than treating déjà vu as random, the hosts frame it as evidence of soul planning, timeline movement, and readiness. Free Will, Agreements, and the Power of Words A listener asks whether free will can change soul contracts and why people would be “slaves” to contracts. Julia immediately reframes the language, saying she prefers agreements rather than contracts, because “slave” and “contract” carry heavy energy. She explains that souls make agreements before incarnating to help each other accomplish certain lessons or experiences, but free will still operates through how a person reacts, thinks, speaks, and chooses. The hosts emphasize that words are powerful, and that people create their personal realities through the energy of their language, beliefs, and reactions. Not My World: Choosing What Reality to Feed Julia and Tracie discuss the importance of not absorbing every fearful narrative from the outside world. Tracie tells a story about someone who felt terrified after political events, even though nothing unsafe was actually happening in her own neighborhood. The hosts explain that people often create fear by focusing on realities that are not directly theirs. Julia's repeated phrase “not my world” becomes a spiritual practice: choosing not to feed fear-based realities that do not belong to one's own lived experience. Pets, Illness, and What They Reflect A listener asks whether “Soul Speak” can be used with pets, especially elderly or ill animals. Julia explains that pets can reflect what is going on in the home or in their human companions. Rather than simply trying to fix the pet, she says people should ask what the animal's illness may be showing them. Tiffany shares that her cat has diabetes, and Julia interprets diabetes as connected to joy, sweetness, balance, and the need to remember fun and life beyond drudgery. When the human begins shifting, the pet may also respond. Summer Solstice, Subtle Signs, and Contact Preparation Near the end, the hosts respond to a question about the summer solstice. Tracie senses a shift, describing it as a kind of yin-yang movement. Julia says subtle things may happen in the background that later become much bigger, so listeners should pay attention. She encourages people to focus on joy, rest, saying no when needed, walking, and doing things that make them happy. The conversation also connects to future contact, with the hosts encouraging listeners to notice subtle dreams, sky experiences, ship visits, and moments that may prepare the mind to perceive more. Closing With Joy, Contact, and Expansion The episode ends abruptly as the hosts are being kicked off the stream, but not before Julia emphasizes that the mind is like a filter: it only lets people see what they are ready to see. As listeners expand, the filter expands, allowing them to notice more of what has always been present. The closing message is one of trust, joy, subtle awareness, and readiness for more: more contact, more movement, more truth, and “much, much more.”

There's a new channeled work coming soon from The George Collective, and in this episode of Mindful Mystics, we crack open the cosmic notebook to talk through some of the biggest revelations inside it. We start with duality — why life seems to unfold through contrast, perception, and creation — and then quickly tumble down the metaphysical rabbit hole. Timelines, time travel, the Mandela Effect, psychic abilities, aliens, ghosts, and the afterlife all make their way into the conversation. Along the way, we ask whether reality is a lot more flexible than it looks and whether consciousness is constantly shifting, creating, and lining up with possibilities we're only beginning to understand. Brought to you by Paranormal Underground Radio Episode Date: 6.21.2026 Hosts: Karen Frazier, Chuckie G, and Cheryl Knight-Wilson Check out our hosts online at: Paranormal Underground magazine: https://paranormalunderground.net/ Author and psychic medium Karen Frazier: https://www.authorkarenfrazier.com/#/ and https://www.soulunasanctuary.com/ Paranormal Investigator and psychic medium Chuckie G: https://itsmechuckieg.com/ Show Highlights: [00:41] A New Book From the George Collective Karen introduces a new channeled work from The George Collective, explaining that after several years away from channeling, she was guided to begin again. The new book includes five channelings, along with question-and-answer sessions covering some big topics. [03:36] Duality, Source Energy, and the Human Experience Cheryl opens the discussion by asking about duality, a concept she says she often has to revisit to fully grasp. Karen explains duality as the experience of source energy refracted into spectrums such as good and bad, hot and cold, life and death, and here and there. [08:13] Why We Need Contrast to Create Cheryl asks why humans can't simply live without duality. Karen describes duality as the space where source energy creates through contrast, giving human beings the opportunity to experience themselves as creators rather than existing only within one unified frequency of love. [09:48] Psychic Ability, Channeling, and Tuning In Chuck reflects on duality through the lens of skepticism versus belief and intuition versus logic. As he talks about sharing messages with others, Karen points out that he may already be channeling, even if he uses different words to describe it. [12:08] How Anyone Can Align With Channeling Karen explains that channeling is not limited to a chosen few. From her understanding of The George Collective's message, the broadcast is always there, and people can align with it through intention, openness, and their own personal filters. [13:43] Why Some People Seem More Intuitive Chuck asks why some people seem more tuned in psychically than others. Karen shares that anyone can choose to align with this stream, but some people may have built that ability into their life path or activated it through major life experiences. [16:51] Aliens, Angels, and Created Realities Chuck brings up the book's discussion of aliens and asks whether they may be similar to angels, deities, or other beings people connect with. Karen explains that, from The George Collective's perspective, humans are creative beings, and anything conceived of may exist somewhere in duality, though not necessarily in the way people expect. [18:41] Timelines, Possibilities, and Shifting Awareness Cheryl steers the conversation toward timelines and asks whether jumping timelines is less about going somewhere else and more about shifting into alignment with another vibration. Karen uses a video game analogy to explain how every choice and possibility may already exist. [22:10] When Reality Suddenly Feels Different Cheryl describes the feeling of suddenly wondering whether she is still in the same reality because something has changed so dramatically. Karen suggests that this could reflect a shift into another version of reality, with some residue or awareness from the previous one still lingering. [24:14] Mandela Effect, Déjà Vu, and Time Slips Chuck asks whether timeline shifts could explain the Mandela Effect or déjà vu. Karen says she thinks so and shares a recent experience in which seeing a crumpled school worksheet suddenly placed her, almost viscerally, back into her grade-school self. [26:22] Memory, Mandela Effects, and Glitches in Reality Cheryl shares a personal example involving a restaurant she vividly remembered being in a different location. Karen explains that memory can be unreliable because the brain reconstructs it from pieces, but she also leaves room for the possibility that some experiences may be connected to the Mandela effect. [29:00] Death, Afterlife, and Other Versions of Ourselves Chuck reflects on whether people who have died may still exist in another timeline. Karen expands the question further, wondering whether communication with someone who has passed could involve an afterlife version, another timeline version, or something even more complex. [31:40] Ghosts, Cryptids, and the Paranormal as Part of Duality Cheryl notes that saying humans help create these experiences does not mean ghosts, aliens, cryptids, or the afterlife are not real. Chuck adds that paranormal investigations often involve a mix of residual hauntings, intelligent activity, natural explanations, and people's perceptions. [32:45] The Bigger Message Behind the Channelings Karen explains that beyond the Q&A topics, the core message of the new channelings centers on who we really are, where we have been, where we are going, and how to get there. She describes the material as meaningful, powerful, and potentially helpful for living in a better way. [33:34] Where to Find The George Collective's Work Karen shares that the new book will be available soon and points listeners to the original 2020 George Channelings at SoulunaSanctuary.com. She says the earlier ebook is free and can help readers understand the foundation before the new channelings are released.

The Metaphysical Hour with Julia Cannon and Tracie Mahan and Question Master Tiffanny Shining the Grid, Moving Timelines, and Remembering You Are the Gift Lighting Up the Grid Together In this episode of The Metaphysical Hour, hosts Julia Cannon, Tracie Mahan, and Tiffany welcome viewers into a lively, intuitive, and highly interactive broadcast. Julia opens by inviting listeners to “shine your light,” and the hosts describe a visual of individual beams rising from each person, expanding outward, overlapping, and strengthening the energetic grid around the planet. This becomes the spiritual foundation of the episode: each person's light matters, and when people gather with intention, their energy expands beyond themselves. Questions, Community, and Tiffany the Question Goddess The hosts explain how listeners can submit questions, especially by addressing them clearly to Tiffany so she can find them in the comment stream. The show has a playful rhythm from the start, with Julia, Tracie, and Tiffany joking about titles such as “Goddess Tiffany,” “Princess Tiffany,” and “Question Master Tiffany.” Beneath the humor, the structure is practical: the episode relies on audience participation, live questions, and intuitive responses from the hosts. Energy Is Moving Forward Julia and Tracie discuss the current energy, describing it as something that had felt stuck but now seems to be moving forward. Tracie connects this to her own life, sharing that an offer she made on a house was accepted after a long period of waiting. She reflects that delays are often tied to lessons, and that life may not move until a person has received the realization or growth needed to move with it. The hosts frame this as a broader message for listeners: when something finally opens, it may be because the soul has reached the readiness point. Tracie's House, Manifestation, and Letting Go of an Old Self Tracie's house story becomes a personal teaching about manifestation, timing, and self-worth. She explains that she had to put in the offer and “go for it,” rather than holding back. She also sees the move as symbolic of releasing an old version of herself: the version that always lets other people go first. The new house is smaller, so the move will also require physical letting go. Julia and Tiffany help frame the experience as a manifestation process, encouraging ease, trust, and the belief that everything can come together smoothly. Words, Memory, and the Tools That Change How We Think The hosts briefly joke about spelling, autocorrect, old phone numbers, and the way modern tools can change memory habits. They compare the past, when people memorized many phone numbers, to the present, when devices remember for us. The conversation is humorous, but it also reflects one of the episode's underlying themes: technology may assist us, but it can also change how we use our own minds. The hosts keep the tone light, even singing part of the old “867-5309” number from the Tommy Tutone song. Many Truths, One Love A major philosophical theme emerges when the hosts discuss truth. Julia says people have often fought wars and religious battles because they believed there was only one truth. Now, she says, people are waking up to the idea that each person has their own truth, timeline, perception, and experience. Tracie adds that multiple people can be right at the same time. The one unifying truth they suggest may be love, because love is the fabric connecting everything. This becomes one of the episode's clearest spiritual teachings: personal truth can differ, but love can hold it all together. A Spider, a Web, and Creating Reality During the broadcast, a spider crawls across Julia's monitor, and the hosts immediately interpret it symbolically. They connect the spider to weaving webs and creating reality. The timing is treated as meaningful because it appears just as they are talking about personal truth and manifestation. The spider becomes a small living metaphor for the way each person creates their own web of experience through thoughts, choices, beliefs, and perception. Disclosure Day, Hidden Symbols, and Awakening A listener asks about the film Disclosure Day. Julia has not seen it yet and does not want spoilers, so Tracie and Tiffany discuss it carefully. Tracie says she received a message from the Arcturians that the movie contains hidden symbols, subliminal messages, and activation points designed to support awakening and prepare people for deeper disclosure. Tiffany shares that after seeing the film, she slept heavily the next day, which the hosts interpret as a possible sign of processing the energies or activations embedded in the movie. The Dream of the Christmas Party and Receiving Your Gifts A listener describes a dream about being angry at a Christmas party because she was not kept in the loop and had nothing to give in the gift exchange. Julia and Tracie interpret the dream from several angles. At first, it appears to involve control, missing out, or feeling unprepared. Then the interpretation deepens: the dream may be about spiritual gifts. Everyone else has gifts to exchange, while the dreamer feels she has none, even though someone is trying to hand her an envelope. The hosts encourage her to stop resisting and recognize that she herself is the gift. Deja Vu, Timelines, and Soul Rehearsals Another listener asks about having more déjà vu than usual. Julia explains that déjà vu may happen because the soul rehearses upcoming events in the dream state, testing different timelines and choosing the one that best supports the desired outcome. Tracie adds that déjà vu can mean the person is “in the groove” and moving into a timeline they have already prepared for. Rather than treating déjà vu as random, the hosts frame it as evidence of soul planning, timeline movement, and readiness. Free Will, Agreements, and the Power of Words A listener asks whether free will can change soul contracts and why people would be “slaves” to contracts. Julia immediately reframes the language, saying she prefers agreements rather than contracts, because “slave” and “contract” carry heavy energy. She explains that souls make agreements before incarnating to help each other accomplish certain lessons or experiences, but free will still operates through how a person reacts, thinks, speaks, and chooses. The hosts emphasize that words are powerful, and that people create their personal realities through the energy of their language, beliefs, and reactions. Not My World: Choosing What Reality to Feed Julia and Tracie discuss the importance of not absorbing every fearful narrative from the outside world. Tracie tells a story about someone who felt terrified after political events, even though nothing unsafe was actually happening in her own neighborhood. The hosts explain that people often create fear by focusing on realities that are not directly theirs. Julia's repeated phrase “not my world” becomes a spiritual practice: choosing not to feed fear-based realities that do not belong to one's own lived experience. Pets, Illness, and What They Reflect A listener asks whether “Soul Speak” can be used with pets, especially elderly or ill animals. Julia explains that pets can reflect what is going on in the home or in their human companions. Rather than simply trying to fix the pet, she says people should ask what the animal's illness may be showing them. Tiffany shares that her cat has diabetes, and Julia interprets diabetes as connected to joy, sweetness, balance, and the need to remember fun and life beyond drudgery. When the human begins shifting, the pet may also respond. Summer Solstice, Subtle Signs, and Contact Preparation Near the end, the hosts respond to a question about the summer solstice. Tracie senses a shift, describing it as a kind of yin-yang movement. Julia says subtle things may happen in the background that later become much bigger, so listeners should pay attention. She encourages people to focus on joy, rest, saying no when needed, walking, and doing things that make them happy. The conversation also connects to future contact, with the hosts encouraging listeners to notice subtle dreams, sky experiences, ship visits, and moments that may prepare the mind to perceive more. Closing With Joy, Contact, and Expansion The episode ends abruptly as the hosts are being kicked off the stream, but not before Julia emphasizes that the mind is like a filter: it only lets people see what they are ready to see. As listeners expand, the filter expands, allowing them to notice more of what has always been present. The closing message is one of trust, joy, subtle awareness, and readiness for more: more contact, more movement, more truth, and “much, much more.”

There is no way to separate the plight of families experiencing poverty with the realities of climate change and ecological degradation. But what does it look like to base a Christian international development organization directly at that intersection? In this episode, Brandon Stiver is joined by Milmer Martinez Vergara from Plant with Purpose to explore the interconnections of creation care, poverty alleviation, and community development and what that all has to do with following Christ. They discuss practical approaches, theological perspectives, and instead of doom, they share hope for environmental and social justice. Support the Show Through Venmo - @canopyintl Subscribe to Our New YouTube Channel Podcast Sponsors Are you ready to take your impact to the next level? Then join this year's OneAccord conference October 13th-15th in Washington, D.C.! Use Code "Global" for Discount Register for OneAccord 2026 The MA in Global Development and Justice at Multnomah Seminary (part of Jessup University) is a fully online, accredited graduate program designed for practitioners and advocates seeking meaningful, sustainable change in today's world. Learn More About MAGDJ Resources and Links from the Show Plant With Purpose Online Jump into more conversations around creation care, environmental justice and community development on the Earthkeepers Podcast - Link Conversation Notes (AI Generated) The mission and history of Plant with Purpose The theological basis for creation care in Christianity Holistic approach to poverty, environment, and spiritual renewal Practical programs like agroforestry and microfinance Community engagement and local church involvement Timelines for community transformation and impact measurement The role of hope and faith in environmental and social change Theme music Kirk Osamayo. Free Music Archive, CC BY License

Megaman ZX has defeated the reploid responsible for killing his mom - but why does he find no satisfaction? What is he supposed to do now? Facebook: https://www.facebook.com/comicbookbre... Insta: https://www.instagram.com/cbbreakdown...

Tonight on GhostBox Radio with Greg Bakun, Greg talks with Matt Scmidt as we continue our series of talks about Quantum Healing. Make sure you join the conversation! E-mail: comment@ghostboxradio.com Listen Live Streaming: www.am950radio.com Watch Live MNGhostBox AM950Radio ParaFriendsEvents GetHauntedUSA PUNMedia1 Website GhostBoxRadio.com Twitter @mnghostbox #GhostBoxRadio #AM950 #GregBakun #ParanormalRadio #ParanormalPodcast #TalkRadio #AMRadio #Paranormal #MattSchmidt #QuantumHealing The post GhostBox Radio – Quantum Healing Timelines with Matt Schmidt 6.17 first appeared on AM 950.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Marya Propis about her career in retail brokerage, wholesale distribution, and executive leadership. Marya speaks of leaders who influenced her, how her leadership skills have changed in 30 years, and how emotional intelligence guides her as she helps young insurance professionals at RT Specialty. She also shares the importance of physical fitness and self-care in showing up at her best each day. Marya discusses the wholesale Excess and Surplus Lines marketplace in the U.S. She talks about her involvement in industry associations and the enthusiasm she has for helping students and new risk professionals. She shares information about the Spencer Educational Foundation's Funding Their Future 2026 Gala, where she will be one of two honorees. She serves as a Director of Distinction, acting as an ambassador for the Spencer Educational Foundation.   Listen for Marya's enthusiastic approach to persuasive leadership.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We will be rejoined by our friend Marya Propis, President of Retail Distribution at RT Specialty and honoree at this year's Spencer's Funding Their Future Gala in New York City on September 17th. There is a lot to catch up on. But first… [:47] RIMS Virtual Workshops. The next RIMS-CRMP-FED Exam Prep with AFERM will be held on June 16th and 17th. The next RIMS-CRMP Exam Prep with PARIMA will be held virtually on July 21st and 22nd. Links to registration are in this episode's notes. [:58] We have a summertime webinar. On July 16th, Zurich will present "Too Hot to Ignore: Heat-Related Injuries and Workers' Compensation." Register at RIMS.org/webinars and via the link in this episode's show notes. [1:13] You can enroll now in the RIMS CRO Certificate Program in Advanced Enterprise Risk Management hosted by the famous James Lam. Beginning July 15th, workshops will be held bi-weekly from 11:00 a.m. to 3:00 p.m. Eastern Time. The registration link is in the show notes. [1:34] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. We want to hear from you. Submit a session proposal by June 19th to reach engaged practitioners, innovators, and leaders looking for guidance they can utilize right away. [1:52] Help define what's next for Enterprise Risk Management. Submit a session proposal by Friday, June 19th. Visit RIMS.org/ERM2026. [2:02] Folks, through the generosity of its industry partners, RIMS has launched The Foundation for Risk Management™, which provides scholarships for early-career professionals to attend RIMS events like RIMS Texas Regional Conference, RIMS Canada Conference, and RISKWORLD. [2:21] The Foundation also helps beneficiaries earn their RIMS-CRMP and fund research projects. To learn more or contribute to the Foundation, visit RIMS.org/FRM and visit the link in this episode's show notes. [2:36] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:56] On with the Show! Marya Propis is rejoining us on RIMScast. She is the President of Retail Distribution at RT Specialty, and she will be honored this year at the Spencer Funding their Future Gala at the Waldorf Astoria in New York City on September 17th. [3:17] We'll learn about Marya's career, her risk management philosophy, how her physical wellness fuels her progress as a risk and insurance professional, and why she feels it is critical to continue her support for women in the profession. We're going to have fun. Let's get to it! [3:39] Interview! Marya Propis, Welcome Back to RIMScast! [3:49] Since the last time Justin and Marya spoke, Marya has joined RT Specialty. She is coming up on her 6th anniversary with RT Specialty. It has been the most enjoyable and successful career chapter she has been fortunate to enjoy. [4:04] Marya says there are so many great things to talk about in terms of what's going on in the marketplace and at RT Specialty and how that pertains to Spencer. [4:20] Marya is President of Retail Distribution. She was promoted to that role several months ago. A dedicated group under her leadership is keeping a finger on the pulse of what's going on in the ultra-dynamic U.S. retail landscape. [4:47] They are always thinking of ways to be more client-centric, partner more fully with their retail clients, and think of all the places that their clients need RT to be as the top wholesale partner in the U.S. [5:08] Marya has six people on her team for a wholesaler that placed $32 billion of premium last year. But, actually, her team is the entirety of all the brokers and underwriters that work for RT Specialty. That's 1,500 people. [5:28] Marya's job is to make the brokers and underwriters who work for the team more successful every day. Her stakeholders are the market-facing, talented brokers and underwriters. They are her team. [5:46] Marya sets best practices and standards around compensation, conferences, and the way they engage. Client-centricity is very important, so Marya extends direction for it. [6:00] Marya explains how leadership style has evolved. In the first half of her career, it was all about command and control, from the top down. Telling everyone what to do has evolved positively. [6:19] Marya prides herself on having very good influence and leadership skills. She says people want to follow her direction. She had to learn a lot to go from telling people what to do to creating a path people want to follow. Being a command-and-control leader doesn't feel good. [7:00] Marya says that when we started talking about emotional intelligence as an important part of leadership, she realized she had it. She just hadn't been using it in any of her management or leadership roles. [7:11] It became more acceptable to use emotional intelligence to get your team aligned and get people thinking around the direction you need to go as a team or a firm. That's been very positive for Marya, but she couldn't flip that switch overnight. [7:30] Marya had to learn a lot to change her leadership style so people want to follow and feel that she is creating the right direction, so they can be more successful, not leading them down a path to doom and demise. [7:52] Marya says that an emphasis on emotional intelligence came hand in hand with the industry starting to pay attention to women in insurance and the lack of representation of female leadership in insurance. [8:09] Marya says that a decade ago the insurance industry started to be deliberate about realizing they didn't have many women in leadership and that there were obstacles in the industry to women being promoted and compensated at the same rate as their male colleagues. [8:31] Emotional intelligence came along with the recognition that women have a distinct and unique skill set. Emotional intelligence is a prevalent part of a woman's skill set. Women bring real value as leaders. The traits that come with that include emotional intelligence. [9:07] Justin says we have such a great group of rising risk professionals, particularly females, in the profession and the RIMScast listenership, so this is a great way to kick off this dialog.  [9:25] Marya says she has worked for a lot of great leaders. She was fortunate to work closely with many executives. You can watch a leader and learn a technique or a trait that you can add to the skill set you already have. Marya says she gets her best material from others. [10:14] Marya says Pat Ryan, who founded RT Specialty, is the absolute Superman of insurance. Any time she hears Pat Ryan talk, she leaves with a gem that she commits to do or think about, going forward. He uses an expression: "Do the right thing, because it's the right thing to do." [10:47] If you use that as a guiding principle for how you set your priorities and make decisions, based on what your retail clients need, then it's very obvious what you need to do. It has become a guiding principle for her in the way she makes decisions every day. [11:47] Marya says her scope of responsibility is just retail clients. Her colleague Leah Ohodnicki oversees carrier management. They talk all the time. There are so many of the same principles that they apply, just to different channels in the marketplace. [12:07] Marya has been a career salesperson. For her whole insurance career, she has sold stuff. She has sold capabilities and products. She sells and represents wholesale brokerage services. [12:27] Marya says no client is like another. You must see every client with fresh, objective eyes. Every client has something unique, or a competitive advantage, or something special about the way they've built their firm. Sometimes you have to look carefully to find it, but it's always there. [13:06] You have to be willing to put yourself in their shoes. How do they see the world? How is that retailer creating visibility and driving success? [13:26] Marya prides herself on being a student of who the retail client is and thinking about how to better frame partnership strategies to work with them as effectively as possible, rather than thinking about herself, RT Specialty, and all the stuff she can throw at any retail client. [13:48] In Marya's mind, the way to do it is to start by asking what they need. Where is the place that they will need RT Specialty to be more successful? Then she constructs an engagement approach around that. That's different from how she thought about it 20 years ago. [14:15] In any industry, Marya doesn't want to be a vendor. She wants to be a partner. There's a big difference in the way you have to think to be a trusted business partner. That's a very important part of Marya's personal and professional philosophy in creating partnerships. [15:13] Marya says she's very committed to the digital distribution model. It's been one of the more exciting and dynamic components of the retail channel. Marya doesn't use AI interchangeably with digital distribution. Digital distribution is where we sell things online. [15:41] Marya says AI is a technology enabler that helps us be more efficient in sales. RT Specialty has an online portal called RT Connector that has been trading E&S Specialty, Micro and Small Commercial P&C products for eight years on the digital distribution platform. [16:09] Marya says there's a newish type of retail agent in the U.S. marketplace called digital agencies. They want to trade as efficiently as possible. They want API connectivity. They're focused on a specific segment and industry, in terms of where they feel they can sell and trade. [16:31] Marya says even the way they acquire leads is very different than a traditional retail model. Marya says we're certainly not going to sell RT the same way to a digital agency as we do to a big Alpha house. They're very different. [16:51] Understand the model. Understand how that retail agent or broker is structured, and meet them where they are. With digital retail agents, it's a completely different type of retail partnership that they can build with them vs. other models they've worked successfully with. [17:18] Marya says our retail clients are always evolving and changing and buying lots of stuff, in mergers and acquisitions. They restructure. How they choose to go to market. How they're winning business. Marya loves all the learning that comes as the market and her clients evolve. [17:45] Marya says they're a wholesaler. Their digital platform will reflect the appetite and eligibility of the technology-enabled carriers that are represented on the RT Specialty platform as trading partners. [18:10] Marya says they have 130 talented binding authority teams across their U.S. platform. They know what their appetite is; they have the binding authority. That's human interaction. [18:28] Marya says RT Specialty mimics that same process with some of the same carrier partners by putting their product-specific appetite on their digital platform. [18:38] The same agent can either go to the RT binding authority underwriter or go through RT Connector. If it fits the appetite of the products on RT Connector, in five minutes, the agent can rate quote, bind, issue, e-deliver policies, surplus lines taxes, and finance premium. [19:02] Marya says she can ask agents how they want to trade the E&S specialty marketplace. There are a lot of paths they can follow that get them to the same place where they win. RT Specialty can put the right resources around that. [19:35] Marya says if a retail client brings a franchise opportunity to RT Specialty, if it's a franchise operation that's insured, RT Specialty will write it. They write lots of them in the U.S. Marya participates in risks her retail clients bring to RT. [19:52] Marya doesn't sell directly to franchises, but RT has a lot of franchises and programs in chains in their book of business. RT has the largest sports and entertainment practice in the wholesale segment in the U.S. It's a tough segment of the marketplace. [20:20] RT Specialty has invested a lot in terms of talent. RT Specialty owns the largest MGU in the marketplace. The sports are professional, amateur, and everything in between. It's a very successful market segment for RT Specialty. [20:41] Marya explains that an MGU is a Managing General Underwriter, which is different from an MGA (a Managing General Agency), which is different from a Program. Marya says this has been one of the fastest-growing segments of the specialty market in the United States. [21:09] Marya says you create a homogeneous appetite for a certain bulk of business, find a carrier partner, set up a Program, and open your storefront and either distribute through retailers or wholesalers. Some are direct-to-insureds [21:30] Managing General Underwriter means that we would create the appetite and the guidelines. Managing General Agent means that the carrier has already defined that, and they're allowing us to put a storefront in front of that. [21:54] That's different from some of the traditional carriers that RT Specialty works with, like Lexington Insurance Company or Westchester Insurance Company. Those are carriers. That is a different solution than when RT Specialty approaches an MGU on behalf of their retail client. [22:18] Marya says anytime you have a lot of people in one place at an event, there are lots of risks associated with that: gun violence, political violence, and means of evacuation response. We have seen that time and again. [22:43] When you have a lot of people congregating for a sporting event, a demonstration, a commemoration, or other event, it's gotten much riskier when you put a lot of humans in one place. That has made that segment of the marketplace much more challenging than ever. [23:10] Marya mentions boxing matches in Vegas or the number of active shooter incidents in Vegas. Marya believes the Excess and Surplus Lines market segment is the permanent home for high-hazard risks in the U.S. It's not an escape valve. [23:42] Marya says that in her lifetime, those types of risks will never swing back to the direct admitted standard carrier side. As a wholesale broker, RT Specialty is looking to partner with carriers that have the right type of appetite to support those risks. [23:59] RT Specialty builds products, so they own MGUs, MGAs, and Programs. They invest and build products when segments of the marketplace become very tough, so they have solutions available through their brokers and underwriters to write any risk in any class of business. [24:19] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The Annual Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [24:37] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through 12th at the Grand Hyatt on the San Antonio River Walk. [24:48] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026, in Chicago. Visit ChicagolandRiskForum.org for more information. [24:59] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. Registration is open, and you can also submit a session. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [25:16] Save the dates October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are already open. Earlybird registration is open now. [25:31] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [25:45] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. The deadline for educational content submissions is Friday, June 19th. Get submissions in now. The link is in this episode's show notes. Registration opens in July. [26:08] Let's Return to Our Interview with Marya Propis! [26:32] Justin asks about Marya incorporating workouts into her life so she can perform better as a risk and insurance professional. Justin also feels that he has missed out if he has not exercised or worked out for a certain time each week. [27:03] Mary has 35 years in the business. She travels every week. She flies a lot. She is very focused on her wellness routine. She has been an athlete her whole life, so working out is important to her. So is self-care. [27:34] Having gone through menopause and figuring out what was going sideways, physically and mentally, Marya feels good about where she is today, in her commitment to herself, supplements she takes, and understanding healthy brain function and the effects of hormones. [28:09] Marya says we know hormones have a significant impact on our ability to function, both for men and women. Marya says her lifestyle is not perfect. She eats at restaurants 80% of the time, and entertaining clients involves alcohol. [28:40] Marya loves the relationship-building, social, and personal connection side of the business. She's not going to skip drinks or dinner with anyone. But it's a place where there can be a lot of pitfalls. She doesn't subscribe to an austerity lifestyle. But she has to pick her spots, now. [29:10] Marya says she can't be dragging on Thursday morning. She still has two big days ahead of her to deliver. Marya talks about sleep quality, not just how much you get, which gets tough when you're sleeping in different hotel rooms. [29:35] Marya says, This is the way it is with the career I have chosen, and I love. She has to be much more deliberate and mindful and remind herself that in June, she is traveling 18 days. On the days she's not traveling, she knows what to do for working out and for her wellness routine. [30:24] Marya says she is open and willing to learn. She is open to trying and learning new things. She believes in supplements and vitamins. She takes different ones now than she would have taken a decade ago. You have to be a student of that, like everything else in life. [30:43] Marya says The second you start to lose the desire to learn, what's next? It's not really fun when people's mindsets change. [30:54] Marya has been a Yoga practitioner for 30 years. She does Power Vinyasa in an infrared studio. Marya says the benefits of infrared are scientifically not debatable. She says infrared is great for joints, skin, and healthy brain functioning. It amped up her Yoga routine. [31:15] Marya does TRX bodyweight exercises. Most of the hotel gyms today have a TRX setup. She loves that, since she spends a lot of time in hotels and hotel gyms. Marya does circuit training. She works with heavy weights three times a week to maintain skeletal strength. [31:53] Marya says it sounds like a lot. As an athlete, when you have to perform and deliver, it's part of the way you have to think. It's how Marya thinks. She has to show up and be her best self when she's representing RT Specialty in the marketplace. [32:14] Marya has a lot of people relying on her to be crisp and present with a great level of energy. You can't do that if you're dragging all the time. [32:40] Marya grew up in Buffalo, New York, so she's a skier. It was the first sport for her family. She played tennis in high school and college. She ran track as a sprinter. Her favorite sport is Yoga. A couple of genres of Yoga have world competitions. Mary likes vigorous, athletic Yoga. [33:34] Another Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period is now open, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [34:05] General Grant applications are open, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [34:16] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [34:24] Let's Conclude Our Interview with One of the Two Honorees of the Spencer Educational Foundation's Funding Their Future Gala 2026, Marya Propis! [34:48] Justin asks about associations Marya is plugged into that support empowering women in the risk and insurance industry, such as APIW and WISE. [35:01] Marya represents RT Specialty on two boards. One is CIAB (The Council of Insurance Agents and Brokers), an international organization known for its regulatory and lobbying efforts. [35:25] Marya spent a week in London last month with CIAB. There is so much going on in the London marketplace. That has been a lot of fun and a place to continue to learn. [34:47] The second board is WSIA (Wholesale & Specialty Insurance Association), representing the wholesale specialty segment. There are specialty markets around the world, but the E&S lines market segment only exists in the United States. WSIA is a wonderful organization. [36:14] Marya says that what's great about both CIAB and WSIA is what they do to support young and developing insurance and risk management professionals. It's consistent with and complementary to the work, scope, and mission of the Spencer Educational Foundation. [36:32] Marya loves the way all of that comes together. Marya has been in the space developing, recruiting, and supporting emerging leaders and talent in the insurance and risk management marketplace for a long time. It's a space she loves to be in. [35:56] It all comes together nicely with Marya's board service and her commitments to foundations and causes. [37:10] Justin says the Spencer Funding Their Future Gala will be on Thursday, September 17th, at the world-famous Waldorf Astoria. Marya is one of the two honorees this year. Justin asks what this honor means to Marya. [37:35] Marya can't remember a time when she looked forward to something so much. First, she was surprised, and she feels really humbled. Marya had been a Spencer Board member and Chair of the Board, thinking about whom they would honor, every year for a decade. [38:05] It's really humbling to be considered, let alone this year, going back to the Waldorf Astoria. Marya remembers the Spencer Gala there, at which she spoke as Chair of the Fundraising Committee. [38:22] Marya just about passed out before going on stage, as she had never talked before so many people. She was hyperventilating. She didn't fall off the stage. She enjoyed herself a little bit. The Waldorf Astoria is one of the most storied hotels in the history of New York City. [39:06] Marya says Sierra Signorelli is the other honoree for the Gala. Sierra and Marya worked together early in their careers at AIG. They got a significant start to their careers then. They've known each other for a long time. Marya praises Sierra and is so happy to be doing this with her. [39:32] Justin notes that Sierra is the Zurich U.S. CEO and the Zurich Commercial Insurance CEO. Those are not easy titles to achieve. Zurich is a global insurance carrier. Marya admires Sierra's career trajectory and the leadership influence she has had on so many. [39:51] This is the first time there have been two female honorees in the history of the Spencer Gala. Marya says sharing that honor with Sierra, someone she knows, trusts, and respects so highly, makes it even more special and a night to look forward to. She can't wait! [40:17] Marya is now a Director of Distinction on the Spencer Board. Her RT Specialty colleague, Michael VanAcker, is on the Spencer Board today. Marya mentions that Pat Ryan was honored by Spencer at one of the first Galas. Tim Turner, RT Specialty CEO, introduced Pat that year. [40:53] RT Specialty has had a seat on the Spencer Board for years. Marya is a Director of Distinction as she is a former Board Chair. They ask her to be an advocate where Megan Miller needs her, and to be conversant on where Spencer continues to support and drive results. [41:18] Marya stays in touch and makes sure she knows what is going on with the programs and schools they are partnering with. Her role is to be informed, be an ambassador, and jump in at any place that Megan and the Spencer team would need her to influence, help, and support. [41:41] Marya spoke at the E&S Insurer conference. At the end of the conference, she brought Megan Miller in and introduced her to the writers' folks and asked if they could get a five-minute spotlight on Spencer next year. That is an example of where Marya can try to help. [42:15] Marya says Spencer scholars are so excited about their insurance career. There is nothing more infectious than their enthusiasm for the career path they have chosen. To talk to a young person who has their whole life in front of them is super energizing for Marya. [42:57] Marya says that when a young person wants to talk to her and spend time with her, she thinks it is great. Enthusiasm is infectious. [43:05] At the end of the day, Marya wants to leave the insurance industry in a much better place than it was when she came into the business. Spending time with young people who will be the leaders of our industry in the future, there's no better feeling. [43:30] Marya says that anything she can do to have influence, set an example, or help them think through something helps her to continue to feel wildly enthusiastic about her career. She loves when she gets to spend time with the young brokers and underwriters at RT Specialty. [43:52] Justin says that the scholarship recipients he has seen on stage at the Gala have been so impressive. They're in school, and they're so involved. They're a shining example of what we want the future of this profession to be. [44:10] Marya says that there was no way, when she was 22 years old, that she could have gotten up in front of a room of 800 people in her profession and spoken like that. She would never have been able to do that. Their ability to get up in front of that audience and talk is huge! [44:37] Marya is impressed by what they talk about, in terms of their careers, and what they've learned. [44:42] Marya is delighted that Spencer has basically kept the Gala format consistent. The focus is on the students and the benefits that Spencer funding drives for the industry. [44:56] It's a place where you can see real impact on real lives because of the fundraising dollars that the risk management and insurance industry has stepped up and invested. That's the focus. Then they have dinner. There are two honorees, and they wrap it up. [45:12] Marya loves that they have never complicated the program for Gala. It has kept the focus in the right place, which is what they are doing to fund the future leaders of the insurance and risk management industry. She's excited to meet the Spencer scholars who will speak at the Gala. [45:35] Marya says that lots of times the speakers bring their families. She says her Mom and Dad will be there. That will round out what's going to be a terrific and exciting evening. [45:47] Jason says, We look forward to seeing you there on September 17th at the Waldorf Astoria in New York City. Marya will be there with her old friend Sierra Signorelli. It's going to be a fantastic, tremendous time! The link to the Funding Their Future Gala is in this episode's notes. [46:08] Marya, we're very happy for you. Congratulations again! I can't wait to see you again in September. Marya looks forward to seeing Justin again and the team from RIMS, another long-standing, awesome, successful partnership between Spencer and RIMS. [46:27] Special thanks again to Marya Propis for rejoining us here on RIMScast! We congratulate her again in advance of her receiving the honor at the Spencer Educational Foundation's 2026 Funding Their Future Gala, which will be held on September 17th at the Waldorf Astoria in NYC. [46:47] Visit SpencerEd.org for more information and to purchase your ticket and for sponsorship opportunities. Join us next week, as we will be joined by Spencer Board Chair Johnell Holley. We will learn all about his career journey and risk philosophies. [47:03] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [47:32] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [47:50] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [48:08] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [48:24] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [48:37] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [48:49] Practice good risk management, stay safe, and thank you again for your continued support!   Links: Spencer Educational Foundation's 2026 Funding Their Future Gala | Sept. 17, 2026 RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Session Submission Deadline: Friday, June 19 RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Advance Registration Open | Sponsorship Opportunities Available RIMScast on YouTube! Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | July‒Sept. 2026 Cohort | Led by James Lam | Register Now! 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Risk Management Magazine | Contribute | Look for the Awards Edition in "Digital Issues"! RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA | July 21‒22, 2026 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars "Too Hot To Ignore: Heat-Related Injuries and Workers' Compensation" | July 16 | Presented by Zurich   Related RIMScast Episodes: "Spencer Day 2026 | The Future of Strategic Risk Management" "Risk Management Momentum with Tim Ryan" (2025 Spencer Honoree) "The Strengths of DE&I Initiatives with Lilian Vanvieldt-Gray of Alliant Insurance Services" (2024 Spencer Honoree) "RIMS Honor Roll Inductee Emily Buckley" "RIMS Rising Risk Professional Award Winner Tyler Vaughan"   Sponsored RIMScast Episodes: "48 Hours From a Storm: What to Do Before A Hurricane Strikes" (New!) | Sponsored by Global Risk Consultants, a TÜV SÜD Company "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Marya J. Propis, RT Specialty, President, Retail Distribution   Production and engineering provided by Podfly.  

Yonna Jay is a 19-year-old digital creator and social media influencer best known for her viral skits, lip-syncs, and lifestyle vlogging. She exploded in popularity on TikTok, amassing over 4 million followers, and has since expanded her brand into live streaming on Twitch and YouTube.This is what I picked up surrounding her energies (spiritually and psychically alleged)

Dr. Liao breaks down Lions injuries The Daily DLP welcomes Dr. Jimmy Liao to the show to talk about the Lions injuries and recoveries. The biggest name is Kerby Joseph, as the safety is dealing with a troublesome knee injury. Dr. Liao breaks down what options the Lions have with the All-Pro, noting that holding him out from the offseason workouts is medically necessary. Brian Branch's Achilles and what defense demands Brian Branch tore his Achilles on December 4, 2025. A comparison was made to another high-profile Achilles tear, San Francisco TE George Kittle, on January 11. The positions are different. Defense is reactive. The secondary lives in backpedals and sudden bursts. That movement is the top mechanism for Achilles injury. It can slow the return for a defensive back compared with an offensive player who can script his steps. Recent rehab clips showed light treadmill jogging. No hard sprinting. No jumping. No cutting. He is roughly six months out and not ahead of schedule on visible benchmarks. The earlier expectation hovered around midseason. There is no clear evidence to move that up. Sam LaPorta's back: progress now, recurrence is the concern Sam LaPorta appeared at OTAs. He caught passes. He is not full go, but the trend is positive. A herniated disc can flare with accumulated contact. Blocking can hyperextend the back. Last season's issue was not a single moment. It built over time. There is a good chance he is ready for Week 1. The question is durability over months, not days. Recurrence risk sits in the background and will only be answered by workload. Depth chart ripple effects: OL Lisfranc, ACL note, and return-game risk An offensive lineman, Ben Bartch, is recovering from Lisfranc surgery. He has not appeared in the first two weeks of OTAs. Lisfranc injuries live in a small, tricky part of the midfoot. Outcomes can be uncertain, especially for a big body that must anchor and drive. The Lions guaranteed $330,000 on his one-year deal, a sign of confidence at signing, but the absence raises flags until he is on the field. Kendrick Law suffered an ACL tear. Standard ACL recoveries are reliable. Barring complications, the expectation is a full return for 2026 OTAs. Safety Dan Jackson has been present in team photos during OTAs. Last year's leg issue lacked detail, but current participation eases concern. Kickoff changes have pushed return rates above 70 percent. Depth at returner matters. The play remains risky for the returner, even as it gets safer for blockers and coverage. Recent examples include a neck scare for Kalif Raymond and a fractured ankle for James Houston on a high-speed collision. Minicamp next week will sharpen clarity across the Detroit Lions depth chart. #detroitlions #lions #detroitlionspodcast #injuries #recoverytimeline #kerbyjoseph #brianbranch #samlaporta #georgekittle #lisfranc #benbartch #danjackson Learn more about your ad choices. Visit megaphone.fm/adchoices

Led by Jerry Sargeant. Star Magic Healing isn't just energy work - it's a revolution in transformation. Jerry is a world-renowned healer, speaker, and bestselling author. His mission? To awaken your true power and elevate humanity through high-frequency healing. Jerry has helped thousands across 75+ countries achieve rapid shifts in mind, body, and soul. Now, it's your turn. Whether you want to heal yourself, others, or expand your consciousness, Star Magic gives you the tools to unlock limitless potential. Through hands-on and distance healing, DNA activation, and third-eye awakening, Jerry's training programs are designed for those ready to step into their authentic power and make a real impact. Are you ready to rise? The Star Magic Frequency is calling. Your journey starts now. If you're feeling called to ground your awareness, build real discernment, and embody leadership rather than outsource it, these pathways may support you: Facilitator Training Level 1: Learn the most powerful energy healing system on the planet. https://facilitatortrainingone.starmagichealing.org Infinity Membership: Daily practices, meditations, and stabilisation tools designed to bring higher awareness into the body, so you live a life of abundance and peace. https://infinitymembership.starmagichealing.org Remember: Awareness reveals the truth. Embodiment is what allows you to become it.

Amy Phillips and Deanna Cheng do a hot-off-the-reunion recap of Summer House Reunion Part 3 and react to the upcoming bonus episode, “Summer House: The Aftermath,” which they suspect was filmed after the reunion to help West repair his image. In part 1 of this recap they dissect the confusing relationship timeline and secrecy involving West, Amanda, Ciara, and Meija, including claims of a 14‑month relationship with Meija and West repeatedly saying “I love you,” while he and Amanda dodge that label at the reunion and avoid any real respnse or connection to the situation they've caused. They argue West shows a lack of empathy, behaves politically, and uses manipulation and isolation, while Amanda appears sedated and self-focused, offering little accountability for betraying Sierra and engaging in an emotional affair. They discuss Andy's pointed hosting, speculation around beta blockers, Italy footage of Amanda and West, a TikTok sleuth claim about New Year's, Jennifer Lawrence tipping Andy about the reunion audio leak, and rumors from an alleged childhood friend about Amanda's past behavior. HONEYLOVE Get 20% OFF Honeylove by going to https://www.honeylove.com/DRAMA Promo Code: DRAMA HERS puts your health and goals first. forhers.com/drama   ONE SKIN Get 15% off OneSkin, go to: https://www.oneskin.co/ Code: DRAMA BLISSY Wake up with clearer skin, smoother hair, and cooler sleep. Use code DRAMA for an extra 30% off at blissy.com/DRAMAFor more Drama, Darling, and exclusive content, subscribe to: http://Patreon.com/dramadarling Follow Amy Phillips on Instagram: Instagram.com/meetamyphillips Follow Drama, Darling on Instagram: Instagram.com/dramadarlingshow Amy on TikTok tiktok.com/@realamyphillips Email Drama, Darling with YOUR comments, questions and drama:  DramaDarlingz@gmail.com Drama Darling Shop https://drama-darling-shop.printify.me/

If you've been through a PCS before, you probably already know this: Things don't always go according to plan. Assignments change. Timelines shift. And sometimes, the version of the move you were preparing for… isn't the one that actually happens.  In this episode of the PCS Survival Series, we're talking about PCS plot twists (and why your mindset matters more than you think). Because while you can find a checklist anywhere…what's harder to navigate is what happens when those plans fall apart. In this episode, we talk about: The emotional impact of unexpected shifts Why focusing only on logistics makes the process harder The role your mindset plays in shaping your experience And how to move forward when things don't go the way you hoped Better Together, Christine Resources Why don't I feel like myself anymore? Start here: Free Clarity Workshop Stay Connected: Join The Free Community The real-time version of figuring this out—and creating a life you love: Instagram Work With Me 1:1:  Let's Work Together Support the Show: If this episode meant something to you, leaving a review helps more military spouses find it

HIS BRAIN. HER BRAIN. Same Destination, Different Timelines What if one of the most accepted beliefs about men and women survives not because it is entirely true, but because almost nobody has questioned the assumptions hiding underneath it? For generations, culture has repeated the same conclusion: women mature faster than men. The statement sounds obvious. It appears in classrooms, relationships, family systems, popular psychology, and everyday conversation. Yet the moment we investigate what maturity actually means, the certainty begins to fracture. Mature according to what metric? Emotional regulation? Executive functioning? Relational intelligence? Identity formation? Risk assessment? Existential awareness? Spiritual insight? The answer changes depending upon which developmental faculty occupies the microscope.

Zero has defeated X, the master of Neo Arcadia, but peace is not close by. Lost in an endless desert, enemies close in - and even more plot his destruction... Facebook: https://www.facebook.com/comicbookbre... Insta: https://www.instagram.com/cbbreakdown...

Minister Femi

Thanks to our partners at T-Mobile for sponsoring the Bantering with Boone episode. Whether you're just wanting to test an idea out, or you're getting serious about launching your own brand, it's never been easier to get started on https://shopify.com/yanks. Use our code for 10% off your next set of MLB tickets on SeatGeek*: https://seatgeek.onelink.me/RrnK/YANKS2026. Sponsored by SeatGeek. *Restrictions apply. Max $20 discount Download the Fanatics Sportsbook app , use code JOMBOY https://fanatics.onelink.me/5kut/JOMBOY New customers who sign up and Bet $5, Get $100 in FanCash*. Use FanCash on bonus bets, profit boosts, team gear and more on Fanatics.com. *New customers in AZ, CO, CT, DC, IA, IL, IN, KS, KY, LA, MA, MD, MI, MO, NC, NJ, NY, OH, PA, TN, VA, VT, WV, or WY. Must toggle on this promotion in your bet slip and wager $5+ cash on any market (min. odds -500) within 7 days of account opening to receive $100 in FanCash. Promotional FanCash expires 7 days from issuance (at 11:59pm ET). Terms, including FanCash terms apply-see Fanatics Sportsbook app. Use FanCash on bonus bets, profit boosts, team gear on Fanatics.com and so much more. ++++ Timestamps: 0:00 Intro 3:17 Aaron Boone Joins the Show   4:15 No Roster Moves Today After Extra Inning Win Last Night   6:00 Judge Injury 8:55 Wells Injury Timeline and Communication   11:45 Dominguez Return Plan and Playing Right Field   19:00 Carlos Lagrange Transitioning to the Bullpen   21:30 Waiting on Giancarlo Stanton 22:00 Trent Grisham is Red-Hot 27:25 Ben Rice Yelling Last Night   28:25 Why Yankees Didn't Get Cam Schlittler Extra Rest 31:30 TRIVIA 36:07 It's Crazy We're Still Doing the Volpe Thing  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Nicki and Mervyn return to the topic of travel and even find a way to broach several other matters as well.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews François Beaume about the AMRAE 2026 RMIS Panorama available now and about the RISKWORLD 2026 session that François presented. Justin and François discuss ESG functional coverage. They discuss how François uses AI daily. They discuss the continuing increase in RMIS users, moving RIMS out of the niche tool category into an enterprise governance platform. They discuss the 2026 RMIS Panorama findings, the Panorama database, and how you can access it. Listen for insight into the 2026 RMIS Panorama and how your organization compares.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We are delighted to welcome back to RIMScast AMRAE President François Beaume. He's here to discuss the findings of the 2026 AMRAE RMIS Panorama. We'll talk all about emerging trends. But first… [:48] RIMS Virtual Workshops. The next RIMS-CRMP-FED Exam Prep with AFERM will be held on June 16th and 17th. The next RIMS-CRMP Exam Prep with PARIMA will be held virtually on July 21st and 22nd. Links to registration are in this episode's notes. [1:06] You can enroll now in the RIMS CRO Certificate Program in Advanced Enterprise Risk Management hosted by the famous James Lam. Beginning July 15th, workshops will be held bi-weekly from 11:00 a.m. to 3:00 p.m. Eastern Time. The registration link is in the show notes. [1:27] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. We want to hear from you. Submit a session proposal by June 19th to reach engaged practitioners, innovators, and leaders looking for guidance they can utilize right away. [1:45] Help define what's next for Enterprise Risk Management. Submit a session proposal by Friday, June 19th. A link is in this episode's show notes. [1:53] Folks, through the generosity of industry partners, RIMS has launched The Foundation for Risk Management™, which provides scholarships for early-career professionals to attend RIMS events like the RIMS Texas Regional Conference, RIMS Canada Conference, and RISKWORLD. [2:11] The Foundation also helps beneficiaries earn their RIMS-CRMP and fund research projects. To learn more or contribute to the Foundation, visit RIMS.org/FRM and visit the link in this episode's show notes. [2:27] RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:46] On with the Show! Our guest today is making his third appearance here on RIMScast. He is the Senior Vice President for Risks and Insurance at Sonepar, and he is the President of AMRAE, the Association for the Management of Risks and Insurance in Enterprises. [3:04] François Beaume is here to discuss the 2026 RMIS Panorama, published by AMRAE, in partnership with EY. Panorama is free and publicly available. [3:14] Panorama provides an in-depth look at the organizations and professionals who are using risk management information systems, how well they've adapted, and guidance for those seeking their first or newest framework. It's always great to speak with him. Let's get to it! [3:28] Interview! François Beaume, Welcome Back to RIMScast! [3:36] François has been Chairman at AMRAE for a year and will be for two more years. Because of his role at AMRAE, Justin wanted to have him on the show to speak about this year's RMIS Panorama. [4:04] Justin mentions a difference between last year's RMIS Panorama and this year's RMIS Panorama. Last year, AI felt like an emerging capability. This year's report shows a 20-point jump in planned or actual AI integration and an 8-point increase in functional coverage. [4:19] At the same time, people aren't always happy with AI. The satisfaction part is still a little bit behind. Justin asks, Are we entering a phase where expectations are outpacing execution? [4:32] François says, Yes, probably. AI has moved faster in CEOs' and leaders' minds than in the organization. Everyone wants the data, governance, and skills. Educating the workforce users takes time. The ambition was there, but the "plumbing" is catching up. [5:11] François says that is what is being reflected in the 2026 RMIS Panorama's deep dive on AI. [5:29] François says he uses AI all day long for various things. As a risk manager, he uses it to increase his efficiency and daily productivity. He thinks that is quite common. He says it's also what we need for faster and better analysis. [6:00] Daily analysis from an AI engine using trusted sources is much faster than manual analysis. Now he has the time to tighten it, understand it, and complement it. [6:44] SONEPAR is using it for their benefit and to better spread risk management principles throughout the organization through Helpdesk or Chatbot, allowing people who are less skilled in risk management or insurance to ask questions through the tools to get support. [7:05] Those tools answer almost 90% of the questions. The remaining questions go to the Risk Management team because they are in a gray area. SONEPAR is using AI more and more and is entering a phase where they are looking at automating some risk management processes. [7:33] François says he is looking at automating business partner assessments, a cumbersome and complex process that the Risk Management team is doing with multiple tools. [7:49] Now, they are trying to streamline it, still with humans making the decisions, based on an AI data set that will be faster and easier to produce and much more reliable. [8:24] Justin says one of the more surprising findings in the RMIS Panorama is that ESG Functional Coverage dropped by 15 points this year. François explains why he thinks this is the case. It's not ESG fatigue, but it's in the way companies are approaching ESG. [9:22] François says a lot of ESG features are moved out of risk management information systems into dedicated tools and sometimes into dedicated teams. In the beginning, some ESG features were encapsulated in Risk Management systems. [9:39] François says it's less and less the case, at least in the tools that are sold in Europe. In the U.S., it could be more mixed. Separating ESG from Risk Management is more linked to maturity and topical evolution, rather than fatigue or a decrease in the importance of ESG. [10:06] Justin says the report also suggests that functional coverage overall has stabilized, which Justin asks if that indicates a mature market. François speaks of maturity and breaks down the RMIS Panorama, made from three surveys: Vendors, Risk Managers, and Insurers. [10:43] Maturity is reflected by a mix of these studies. Almost 250 Risk Managers from 36 countries took the survey. They want smarter features, better insight, better connections, and better decisions. They want the tools RMIS is using to be part of the group's way of functioning. [11:27] François says this is not yet the case. The tools are a bit apart and not fully connected with the CRM and other tools. François says they are starting to change. The risk managers using these tools are expecting change to come in the next few years. [11:52] Justin asks if it's easier today for a startup to build from the ground up with their Risk Management Information System embedded in their processes, or for an established organization. François says today it's easier for both, but big groups are more complex. [12:39] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The 2026 Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [12:57] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through 12th at the Grand Hyatt on the San Antonio River Walk. [13:08] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026, in Chicago. Visit ChicagolandRiskForum.org for more information. [13:18] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. Registration is open, and you can also submit a session. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [13:35] Save the dates October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are already open. Advance registration will open on June 10th. [13:50] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [14:04] The RIMS ERM Conference 2026 will be held on November 18th and 19th in Columbus, Ohio. The deadline for educational content submissions is Friday, June 19th. Get submissions in now. The link is in this episode's show notes. Registration opens in July. [14:27] Let's Return to Our Interview with François Beaume! [14:36] François Beaume presented at RISKWORLD 2026. You can check out the materials from his presentation on RIMS.org/ASC. You will have had to have registered for or attended RISKWORLD 2026 to check it out. We're here to continue the dialog. [15:12] François feels his session went well. There were 50 to 55 people gathered there to listen and take notes. For François, it was pleasant to do. [16:00] François says you have a feeling when you are connecting with an audience. You can see that they are following you, and the message is passing from you to them. [16:51] François says, If you are losing your audience, you can try to use humor. Sometimes you succeed. He tells of a session in a noisy room, where everybody, including himself, was provided with a helmet, to listen to like a podcast. He could not feel if they were getting the message or not. [17:47] When presenting, you try to hold the attention of the room. Justin says that sometimes he locks eyes with somebody who's listening and then talks to that person and hopes that others will pick up on that energy. [18:18] Justin says risk management is not the easiest topic to make exciting. You have to figure out ways to jazz it up a little bit. [18:31] François says if you are convinced that the topic is interesting, that conviction, at a certain point, will pass through the mic and go to the room. If you are not convinced, the public will feel it. Justin says, If you are not excited to present, the audience will not be captivated. [18:58] François notes that he is French and speaks English like a Frenchman, so he has to manage that. His message may not be phrased as the audience expects. The way an American would phrase it is not the way I am using it. Justin stresses listening better to different accents. [19:58] Justin says François is a very good presenter, and the RISKWORLD audience seemed engaged in his message. Justin says if one person walks away with something actionable, it was worthwhile. François says, "Mission accomplished!" [20:23] Another Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period is now open, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [20:43] The Course Development Grant application deadline for Interval Number 2 will be on June 15th, 2026. Award notifications will be sent out in late July. [20:58] General Grant applications are open, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [21:09] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [21:17] The Spencer 2026 Funding Their Future Gala will be held on Thursday, September 17th, from 6:30 to 10:00 p.m. at a different venue this year. It will be at the fabulous Waldorf Astoria in New York City. [21:32] Sponsorship opportunities and benefits are available now. A link to the Funding Their Future Gala is in this episode's show notes. [21:40] Next week's guest is the Funding Their Future Gala Honoree, Marya Propis! More Spencer celebrities and board members will be making appearances on RIMScast this summer, as well. [21:53] Let's Conclude Our Interview with François Beaume! [22:09] Justin says the Panorama notes an increase in organizations with more than 200 RMIS users. Does that signal that RMIS is becoming an enterprise-wide infrastructure, or is it still a niche tool for risk teams? [22:26] François says that this is really positive. A Risk Management Information System is not a niche risk tool anymore. It's becoming part of the company infrastructure. [22:44] Once you have hundreds of users, expectations explode, the momentum is there, and user patience drops. As the tool starts to become more massive and interconnected with other tools, you have to manage expectations. The scope of usage of these tools is widening. [23:16] You have not only niche risk usage, but you also have risk management, internal control, insurance, compliance, etc., that are managed inside the tool. The tool reaches all areas of development. The momentum is self-generating. [24:15] François says executive involvement in RMIS usage is positive. Executives want clarity from dashboards. They want to know what matters, why it matters, and what we can do next. They want the deep insight of the tool. They may not go into the tool, but will use the dashboard. [25:10] François speaks of the progress of the techniques of Risk Management Information Systems. Data mining, SaaS contracts, and AI usage have contributed to making RMIS easier to deploy, connect, and access in order to load data, analyze data, and extract data. [26:08] Now is a time of wider usage of Risk Management Information Systems; once they have been adopted, they are there for life, and then you have to make them evolve. [26:21] This means that we have more discussions inside the corporations on RMIS evolutions and replacement. Are we able to make it evolve on its own, or is it time to change? If yes, what kind of process can I depend on to contemplate and manage that change? [26:56] This is executive level. You have created expectations. You have provided dashboards and KPIs, and you have to manage the production. Once it's done, you need a different momentum to run the production and make it better and more accurate over time. It's not easy. [27:40] With their partner EY, AMRAE is finalizing the deployment of the 2026 Panorama Sessions. The French translation will be released by mid-June, and explanation sessions will be run with vendors, risk managers, insurers, and brokers. [28:05] François says AMRAE is already working on the 2027 Panorama, which will be ready for the next RISKWORLD session in New Orleans. [28:27] If someone wants to participate in the Panorama, they need to contact AMRAE. Risk managers will be contacted by the risk management association of the country where they operate. If you are a vendor, you can contact AMRAE. AMRAE contacts insurers and brokers. [29:35] Justin says if you wish to participate, reach out. Go through your risk association where you have membership, like RIMS, FIRMA, or IFRIMA. The confidential information collected helps educate the global risk community. This Panorama is very important for us. [30:08] François says that inside the Panorama, all the contact details are available. As part of the panel, you have access to an online data form. The Panorama has a PDF version, a snapshot of what's in the database. The full database is accessible to anyone. [30:27] François says that as a risk manager or a vendor, you can run your own analysis by filtering and sorting the Panorama database. [30:45] Justin says that's the nice thing about it: AMRAE has made it complimentary and is broadening the horizons of the global risk community by doing so. [30:57] Justin says, I do miss recording with you in person. So, next year, hopefully we get a chance to see each other and have some Cajun food, put the mic up, and eat some jambalaya and talk. It will be great. I want to thank you again, and you're welcome back any time. [31:17] Special thanks again to François Beaume for joining us here on RIMScast! We look forward to seeing him at a future RIMS event. You can visit AMRAE.fr to access the free and publicly available RMIS Panorama 2026. [31:34] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [32:03] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [32:21] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [32:39] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [32:55] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [33:09] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [33:21] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Session Submission Deadline: Friday, June 19 RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Registration Opens June 10 RIMScast on YouTube! Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | July‒Sept. 2026 Cohort | Led by James Lam | Register Now! 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Risk Management Magazine | Contribute | Look for the Awards Edition in "Digital Issues"! RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! RIMS, the Foundation for Risk Management The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RISKWORLD 2026 Presentations Available via Attendee Service Center — www.RIMS.org/Asc - and via the RIMS Events App RMIS Panorama: https://www.amrae.fr/bibliotheque-de-amrae/2026-rmis-panorama Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep with PARIMA | July 21‒22, 2026 RIMS-CRMP-FED Exam Prep with AFERM | June 16‒17, 2026 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars   Related RIMScast Episodes: "Strategy and Change with Ward Ching and Aaron Olson" "Live from RISKWORLD 2026!" "The Evolving Role of the Risk Analyst" "AI and the Future of Risk with Dan Chuparkoff" "Live from RISKWORLD 2025" "AI Risks and Compliance with Chris Maguire"   Sponsored RIMScast Episodes: "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" (New!) | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL 'Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against an Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: François Beaume, SVP Risks and Insurance, Sonepar President of AMRAE   Production and engineering provided by Podfly.

Success on the road to college depends as much on what you do during summers as during the school year. If you're looking to make this summer count, find out everything you need to know about when and how to prep for the important SAT & ACT and submit successful scholarship applications. With over 30 years of intensive experience in every aspect of standardized test preparation, Mike Bergin, Founder of Chariot Learning, knows what works in test prep and what doesn't... and when the best time to prep is. In this webinar recording, Mike and I shared timelines for both testing and scholarships to ensure your student maximizes their opportunities to get into and pay for college. ---------- You heard me make a special offer to the attendees of the webinar for the Scholarship Summer Camp. The first session of the Summer Camp started on June 1st, and unfortunately, it's too late to join. However, I'll be running a second session of the Scholarship Summer Camp that starts on July 27th. And, I'd like to offer my listeners the same discount that the webinar attendees got. So, click here, and use discount code WEBINAR before the Summer Camp starts on July 27th to save $20 – making the Camp just $77! ---------- Talk to REAL students and get the REAL story. Campuswink.com gives students and families direct access to hundreds of current college students nationwide for personalized campus tours and virtual Q&A sessions. Ask the questions official tours won't answer and get insider insight before stepping on campus. Choose your school. Choose your Guide. Ask anything. Personalized tours and live student connections are available nationwide. Click here to learn more. ---------- Featured Scholarships: $2500 Cashing in on Summer Scholarship Law Offices of R.F. Wittmeyer $1000 Community Service Scholarship Erkel Law $1000 Employee Civil Rights in the Digital Age Scholarship Mandour & Associates $2500 “What will be your Trademark?” Scholarship $2500 Sandi Fuqua Scholarship Click here for a free list of scholarships for students in Illinois.  

(0:00) CEOs Andrew Feldman (Cerebras) and Will Marshall (Planet Labs) join the Besties! (2:05) Both CEOs on going public: Impact on employees, customers, and business operations (13:18) Timelines for datacenters in space (19:28) Cerebras business breakdown, AI's impact on the silicon market (24:45) How Founder/CEOs think about liquidity on the road to going public Thanks to our partners for making this possible! EY - Great tech starts with a big idea. From startup to scale, EY helps tech founders get financials right early so they can focus on what's next. https://www.ey.com/en_us/tech-sector/tech-startups?WT.mc_id=3501317&AA.tsrc=sponsorship NYSE - Thank you to our partner, the New York Stock Exchange - a modern marketplace and exchange for building the future. It all happens at the NYSE. https://www.nyse.com Plaud - Never miss a moment. Plaud, our official wearable AI note-taking partner at All-In Liquidity Summit, captured every insight. https://www.plaud.ai Follow Brad Gerstner: https://x.com/altcap Follow Andrew Feldman: https://x.com/andrewdfeldman Follow Will Marshall: https://x.com/Will4Planet Apply for Summit 2026: ⁠https://allin.com/events⁠ Follow the besties: ⁠https://x.com/chamath⁠ ⁠https://x.com/Jason⁠ ⁠https://x.com/DavidSacks⁠ ⁠https://x.com/friedberg⁠ Follow on X: ⁠https://x.com/theallinpod⁠ Follow on Instagram: ⁠https://www.instagram.com/theallinpod⁠ Follow on TikTok: ⁠https://www.tiktok.com/@theallinpod⁠ Follow on LinkedIn: ⁠https://www.linkedin.com/company/allinpod⁠ Intro Music Credit: ⁠https://rb.gy/tppkzl⁠ ⁠https://x.com/yung_spielburg

In this episode of China Manufacturing Decoded, Adrian is joined by Paul Adams, Head of New Product Development at the Sofeast Group's contract manufacturer Agilian Technology, to discuss one of the most common assumptions hardware founders make before moving into tooling: that tooling will take “8 to 12 weeks.” Paul explains why that figure can be true in very simple cases, but why it is often misleading for real consumer electronics, IoT, and hardware products. Tooling timelines depend on design readiness, DFM review, part complexity, steel selection, toolmaker capacity, customer responsiveness, and the timing of Chinese holidays such as Chinese New Year and Golden Week. They also discuss why the tooling clock does not really start when the purchase order is placed, why T0, T1, and T2 trials need to be planned carefully, and why founders should build schedule buffers before cutting steel. For hardware startups and product teams preparing for injection molding, metal stamping, die casting, or other production tooling, this episode explains how to build a more realistic tooling schedule and avoid costly launch delays.   Podcast sections 00:00:31 – The “8 to 12 week tooling timeline” 00:02:28 – What tooling includes and why it matters 00:04:21 – Tooling cost and why first-time founders get caught out 00:06:08 – Where the 8 to 12 week figure comes from 00:07:23 – Why real consumer electronics products are more complex 00:08:35 – When the tooling timer really starts 00:11:10 – Why design readiness and DFM review are critical 00:13:26 – How part complexity affects tooling lead time 00:13:50 – Steel selection: P20, H13, and tool life 00:15:40 – Responsiveness during T0, T1, and T2 trials 00:16:26 – Why being in China can speed up tooling decisions 00:19:03 – Planning around Chinese New Year, Golden Week, and May Day 00:21:47 – How to create a tooling schedule that works 00:22:05 – Reviewing the DFM report properly before cutting steel 00:24:00 – Building a tooling specification and critical path plan 00:25:34 – Understanding T0, T1, T2, and rework cycles 00:27:45 – Why you should always build in a schedule buffer 00:28:56 – Why many tooling delays come from the customer side 00:30:15 – Final advice: understand the full tooling process   Related content Tooling Management for Plastic Injection Molds in China Plastic Injection Mold Tooling Management & Risk Reduction [Podcast] Common Design For Manufacture Improvements On Plastic Injection Molded Parts Injection Mold Tooling Roadmap: How to Get from Smart Design to T1 Samples What are Plastic Injection Mold Tooling Revisions? (3 examples) How To Make Faster Injection Mold Tooling [7 Tips] Plastic Injection Molding Pilot Runs: What You Need To Know The Four Levels of Plastic Injection Molding Suppliers in China Get in touch with us Connect with us on LinkedIn Contact us via Sofeast's contact page Subscribe to our YouTube channel Prefer Facebook? Check us out on FB

Dr. Dorie LeSieur on Arcturian Contact, Galactic Akashic Healing, and Light Language Activation Dr. Dorie explains how she blended trauma-informed psychology, family constellation work, and multidimensional/galactic healing into her Galactic Akashic Starseed Family Constellations modality. Dr. Dorie is a psychologist, author, galactic therapist, Akashic reader, and channel of the Arcturian Council of Time. She describes discovering repeating trauma patterns across galactic lives and focusing on healing (not just identifying) galactic trauma to support grounding, mental health, and gift activation. She shares experiences with channeling, starseed loneliness and "being seen," portals in Ohio and grid-work themes, and an intense CE5/contact-regression account involving an Arcturian-related first-contact force. Discussing the "Council of Time," she frames current chaos as timeline work to prevent destructive futures, emphasizing self-love, grounding, collective healing, and that "we are who we are waiting for," then closes with light language and toning for throat/voice activation. Dr. Dorie: https://celestialtherapeuticboutique.com/  Subscribe here for full episodes of Soul Elevation on YouTube: https://www.youtube.com/@soulelevationpodcast?sub_confirmation=1  Timestamp: 00:00 Welcome and Episode Preview 00:48 Guest Intro and Credentials 01:28 Show Support and Resources 02:10 Blending Psychology and Mysticism 04:51 From Hypnosis to Arcturians 06:23 Healing Galactic Trauma Modality 08:45 How Past Lives Shape This Life 17:08 Everyone Channels and Signs 21:09 Being Seen and Starseed Loneliness 27:21 Ohio UFO Hotspots and Portals 31:18 Telepathic vs Physical Contact 33:27 CE5 Walk and UFO Sighting Setup 35:25 PhD Mind Overdrive 35:58 Trees Lit Up 37:20 Regression Confirms Contact 38:57 First Contact Force 41:54 Council of Time Explained 45:02 Intergalactic Consciousness 46:19 Timelines and Planet Chaos 52:19 We Are the Saviors 53:18 Rewriting Trauma Timelines 58:48 Ground Center Discern 01:03:00 Light Language Blessing 01:07:13 Where to Find Her 01:08:05 Podcast Closing Message

Is the right side up or the up-side down?  Right now it seems to be getting harder and harder to tell. Is the timeline truly flipping on us or are we curating our experience through our own beliefs and inputs? Everything about this reality, down to our own physiology, is designed to validate our experience. If we default to a fear based mentality then everything we consume only conspires to support and reinforce that our fear is the most logical response. So how do we ensure that we curate a timeline that is for the highest and best version of ourselves?Or is it about the mindset we choose and what we learn from the circumstances we experience? Well, that IS the ultimate question is it not? It is now possible to book 1:1 mediumship, energy healing, QHHT, or numerology sessions with your favorite Ohm-g Podcast Host.Check out everyone's offers here: https://ohm-gpodcast.com/products Check out our memberships!!  https://www.buymeacoffee.com/ohmgpodcastllc/membership  Check us out on Facebook @ohmgpodcast and Instagram @ohmg_podcast.  Send us an email at support@ohm-gpodcast.com to get on our mailing list for monthly virtual and live events. We look forward to connecting with you. If you enjoy our content and want to support us please go to your favorite podcast platform and leave us a 5-star review. We will catch you on the next episode! Learn more about your ad choices. Visit megaphone.fm/adchoices

When an old comrade goes maverick, Megaman X must stand between him and innocent lives. Facebook: https://www.facebook.com/comicbookbre... Insta: https://www.instagram.com/cbbreakdown...

What if the version of you living your dream life already exists? In this mind-bending conversation, Daria Zudina dives deep into parallel realities, soul missions, intuition, consciousness, energy, manifestation, timelines, dreams, relationships, and the hidden blocks that keep people from becoming who they're meant to be. We explore the idea that every unfulfilled desire creates a parallel version of yourself, why people feel stuck, how energy can become fragmented across timelines, and what it really means to live authentically. Daria also shares her thoughts on soulmates, intuition, spirituality, dreams, the subconscious mind, abundance, personal transformation, and how to reconnect with your highest self. Instagram https://www.instagram.com/billiondbabie https://www.instagram.com/taruhhh https://www.instagram.com/dariazzudina Tik Tok https://www.tiktok.com/@billiondbabie CHAPTERS: 00:00 Parallel Versions Of Yourself Explained 00:40 Meet Daria & Her Rapid Rise Online 03:40 Losing Her Vision Changed Everything 06:10 Higher Self vs Trauma 10:00 The Fifth Agreement & Deprogramming Reality 13:20 Childhood Conditioning & Indoctrination 16:40 Are Most People Living Someone Else's Life? 18:00 NPCs, Souls & Consciousness 20:00 Can You Complete Your Soul Mission Early? 23:00 Old Souls vs New Souls 25:40 Energy Fields & Reading People 26:50 Reptilians & Galactic Origins 32:20 Seeing Spirits & Developing Spiritual Gifts 34:20 Pineal Gland Awakening 35:40 Akashic Records Explained 36:50 Timelines, Quantum Reality & Future Possibilities 39:10 Calling Back Parallel Selves 43:00 Why You Feel Drained & Stuck In Life 45:20 Manifestation & Removing Money Blocks 47:30 Becoming The Version Of You That Already Exists 50:30 How Your Beliefs Create Your Reality 53:10 Everything Is A Mirror 54:00 Soulmates, Twin Flames & Relationships 59:30 Compatibility vs Chemistry 1:01:30 Recovering From Energy Draining Relationships 1:04:00 Dating, Boundaries & Authenticity 1:08:30 Why You Must Show Your Real Self 1:10:40 Pineal Gland Detox & Fluoride 1:14:00 Plastics, Health & Modern Living 1:16:00 Dream Work & The Subconscious Mind 1:18:00 Understanding Dreams & Parallel Realities #Spirituality #Manifestation #ParallelRealities #Consciousness #SelfDevelopment Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the story you've been telling about your past is keeping you stuck in the wrong timeline...and you have the power to rewrite it right now? In this episode, we sit down with Steven Fischer, the human channeler behind Jadon Se, a Cosmic Golden Dragon from what he describes as the Third Arc of Consciousness.Steven is one half of an anonymous couple living near Mount Shasta, California, who together have produced nearly 180 free channeled messages, a seven-part Golden Codes workshop series, a physical oracle deck, and a companion app...all on a donation model, on purpose.What starts as a conversation about dragons quickly becomes one of the most practically useful episodes we've recorded. Jadon Se joins us live during the conversation, and what he shares about timelines, victimhood, worthiness, and the true treasure that dragons actually guard will stay with you long after this episode ends.In this episode:How a phone glitching inside a Stargate at 3:33am led Steven to his partner, his purpose, and a golden dragonWhat the Three Arcs of Consciousness actually are, and which one humanity is currently operating inWhy your past is not fixed, and how reframing a single childhood memory can shift your entire timelineThe step-by-step process Jadon Se teaches for conscious timeline jumpingWhat dragons actually guard, and why it has nothing to do with goldHow Steven and his partner Stephanie channel together, and what happens when they disagree on what came throughWhy discernment is the most important skill you can develop right now as we enter the Golden AgeConnect with Jadon Se:Website: jadonse.comYouTube: youtube.com/@JadonSeSaturdays at 11:00am PT: Questions for the Dragon (live on YouTube)Wednesdays: Blessings from the Dragon (live on YouTube)Oracle Deck App: Search "Golden Dragon Oracle Deck" in the Apple App Store or Google Play StorePhysical Oracle Deck, Golden Codes Workshops, and Dragon Energies Classes: jadonse.comA special offer of 25% off all classes, workshops, Oracle decks, etc., from their website at www.jadonse.com has been graciously offered by Steven. Use Coupon Code : SKEPTICMETAThis applies to the whole purchase and will be available for 30 days from the day the episod premieres. ___________________________________________________________________________Additional free gift for listeners: Get your free digital copy of My Life After Death: A Memoir from Heaven by Erik Medhus, channeled through his mother Dr. Elisa Medhus — described by readers as the most compelling account of the afterlife ever written. Claim your copy at skepticmetaphysician.com/newsletter.The Skeptic Metaphysicians is a spiritual awakening podcast for open-minded thinkers who refuse to check their critical thinking at the door. Each episode explores consciousness expansion, enlightenment, soul purpose, and soul growth through honest, grounded conversation with leading voices in metaphysics, psychic phenomenon, quantum healing, and beyond. We dive deep into spiritual awakening, ascension, alignment, and the awakening process without the dogma. From mediumship and spirit guides to Arcturian contact, astrology, and the subconscious mind, we explore it all with curiosity, humor, and zero guru worship. Whether you're in the middle of your own awakening, questioning reality, or just spiritually curious, this is the podcast for seekers and skeptics alike.Subscribe, Rate & Review!If you found this episode enlightening, mind-expanding, or even just thought-provoking (see what we did there?), please take a moment to rate and review us. Your feedback helps us bring more transformative guests and topics your way!Connect with Us: 

There is a crucial difference between timelines and sequences, and if you want jurors to see your case as plainly as you see it, you need to pay close attention. Today we explore not just how timelines help jurors understand the case quickly, but why that is: the psychology and brain science behind retaining information. Timelines are a curated visual picture of the case, sequencing is about the order of presenting evidence. Similar, yet each with their own distinct psychologies. I know, not all lawyers use timelines, but they can be very effective, and focus groups help you recognize and fine tune what is most likely to register with juries. We want to make things as clear as possible for the jury, so don't lose your jury because you're jumping around the timeline. Logic, clarity and chronology that are structured and presented well can make all the difference. If you want to test your timeline and sequencing presentation on a focus group, book a free call with me and let's get set up:   https://www.calendly.com/elizabethlarrick   In this episode, we cover: How cognitive science shows that the first information is often assumed to be the first event. Why sequencing is essential for guiding jurors to a conclusion. How focus groups can help identify key events for timelines. Why overloading jurors with information can lead to confusion and undermine your case. Both timelines and sequencing are necessary for effective persuasion. Further links and references from this episode: Episode 158: Trial Strategy v. Trial Tactics New Blog post: Which Virtual Focus Group does Your Case Need? You can also watch today's episode on my YouTube Channel: Trial Strategy in Action: Timelines, Sequencing, and What Wins [Ep 167]   Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Don't miss out on the Trial Lawyer Prep Newsletter that is delivered right to your email with extra tips and 'how to' information. Join the newsletter here: www.larricklawfirm.com/connect

Martha and I agree that there is a special relationship we all are capable of having with the Father, Son, and Holy Spirit. Outside of that statement, I will not speak for or on behalf of Martha. Over the Years and through our episodes, I have learned a lot from Martha and her experiences. We spend a lot of our time praying for discernment and using our limited knowledge to sharing thoughts and as much spiritual knowledge as we can. All we ask for is that our listeners move beyond fear in order to discern what God wants us to understand and share. We also pondered over what we would concentrate on if we were to build a museum out of the limited space we have? We hope you find this episode worth your while.

This week, we're diving into the true Boston experience: parallel parking nightmares and the trauma they cause. Then, we attempt to untangle the muddy West and Amanda scandal timeline. Are Amanda and West even sure about what happened and when? We're doubtful. We also gush over the awesome premiere of In the City and break down the cast of the Real Housewives of Rhode Island cast, with standout personalities and early season chaos. Buckle up!

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Emily Buckley, Insurance Risk Manager at Specialized Bicycle Components. They discuss how, in her career, she arrived at risk management, from tossing T-shirts into the stands at Ball Stadium. They talk about her work leading risk at Kroenke Sports and Entertainment for years, and then joining Specialized Bicycle Components to become their Risk Management program and launch ERM for them. Emily talks about Specialized hiring the best people, including professional and Olympic athletes, to make the best product. Emily's purpose is to build the best Risk Management and ERM Program for them. Justin and Emily discuss how she feels about being named the RIMS 2026 Honor Roll Recipient. They discuss her involvement with the Rocky Mountain RIMS Chapter and her engagement in the ERM Engage Group. Listen for the excitement and energy Emily brings to the ERM Program at Specialized.   Key Takeaways: [:01] About RIMS and RIMScast. [:16] About this episode of RIMScast. We are so excited to welcome back to the show Emily Buckley of Specialized Bicycles. She was recently named to the RIMS Honor Roll at RISKWORLD, so we have lots to discuss regarding safety, career development, and ERM. But first… [:48] RIMS Virtual Workshops. The next RIMS-CRMP Exam Prep will be held on June 9th and 10th. The next RIMS-CRMP-FED Exam Prep with AFERM will be held on June 16th and 17th. Links to registration are in this episode's notes. [1:04] You can enroll now in the RIMS CRO Certificate Program in Advanced Enterprise Risk Management hosted by the famous James Lam. Beginning July 15th, workshops will be held bi-weekly from 11:00 a.m. to 3:00 p.m. Eastern Time. The registration link is in the show notes. [1:25] The RIMS ERM Conference 2026 will be held on November 19th and 20th in Columbus, Ohio. We want to hear from you. Submit a session proposal by June 19th that will reach engaged practitioners, innovators, and leaders looking for guidance they can utilize right away. [1:43] Help define what's next for Enterprise Risk Management. Submit a session proposal by Friday, June 19th. A link is in this episode's show notes. [1:51] Folks, RIMS is back on YouTube. Our handle is @RIMSOfficialChannel. We've got plenty of videos there, including RIMScast, RIMScast Canada video podcasts, and other informative and entertaining content from RIMS. Subscribe to the channel today! [2:10] On with the Show! Our guest today is one of the liveliest RIMS members I know! She is Emily Buckley, the Insurance Manager for Specialized Bicycle Components, a global performance brand. [2:23] Emily is the Vice President of the RIMS Rocky Mountain Chapter. At RISKWORLD 2026, Emily was named to the RIMS Honor Roll in 2026. Emily made her RIMScast debut in 2024 for National Bike Safety Month in Man, and we're recording in May again. [2:47] We'll have a lot of fun talking about bicycle safety and how Emily embeds safety into all aspects of risk management and the risk culture over at Specialized Bicycle Components. [2:59] Emily has had a remarkable career at Specialized. She is the company's first-ever dedicated risk manager. She has built a modern enterprise-ready risk and insurance function from the ground up, which we are going to talk about today. [3:12] We'll talk about her risk philosophies, her approach to polycrisis and supply chain risk management, and why her involvement in the RIMS Rocky Mountain Chapter has been so critical for her career. Let's get to it! [3:27] Interview! Emily Buckley, Welcome Back to RIMScast! [3:50] Emily says receiving the RIMS Honor Roll award seemed surreal. It was very cool to be onstage, be recognized, and have the village she had built around herself there supporting her. Everyone was so excited for her. It was one of the coolest things she had ever experienced. [4:27] Justin calls Emily the Risk Queen of Denver and the Greater Denver Area and says she has a lot of support behind her. She's "got heat!" [4:48] Justin is recording this episode during National Bicycle Safety Month. This is Emily's month. At Specialized Bicycle Components, every day is National Bicycle Safety Month! [5:19] Justin talks about safety being embedded into the manufacturing and shipping of bicycles. [5:34] Emily says every day, even when she is sleeping, safety is on her mind. [5:46] Specialized Bicycle Components has a Safety Team. Emily's broker has a Safety Specialist assigned to her account. Emily has connected those two teams. She is a liaison between them, and she works very closely with her Safety Team at Specialized Bicycle Components. [6:02] Emily has monthly meetings with groups at Specialized Bicycle Components to discuss safety initiatives. She says the Safety Team at Specialized does a phenomenal job. [6:26] Emily says Risk Management is a department of many hats. She tells people that if there is pushback on an initiative, I'll be the bad guy. Tell them, Sorry, Risk Management is making us do this. Sometimes that's a little bit easier to sell. [7:11] Emily has been practicing risk management for almost 15 years. She started at Kroenke Sports and Entertainment in Customer Interaction, including tossing T-shirts into the crowd for the Denver Nuggets. People wanted those shirts. [9:05] When Kroenke posted a job for a risk analyst, Emily applied, and Peggy Miller hired her. Emily talked about this in her past appearance on RIMScast. Peggy is the President of Rocky Mountain RIMS. Peggy taught Emily almost everything Emily knows about risk management. [9:34] Peggy took Emily under her wing. She taught Emily how to review contracts for risk management wording and insurance requirements. Emily could go to Peggy with any question, and Peggy would explain it. Emily says that Peggy is a phenomenal boss. [10:07] Emily found an opportunity at Specialized when it was time to spread her wings. She still calls Peggy from time to time for advice. Peggy is always willing to help. [10:34] Emily joined Specialized Bicycle Components and became the risk management department. She came in two or three months before they did their insurance renewal, so it was initiation by firehose. [10:53] It was a great opportunity to learn about the program. She was also educating them about what risk management does and how they should be running their program, and educating them about insurance requirements. [11:16] Emily says Specialized has an amazing executive team and ownership. They were so receptive to all the ideas Emily brought them. They also had a lot of creative ideas. As a risk manager, it was fun to come into that environment. [11:49] The risk department has not grown since Emily joined Specialized. [12:21] Emily started an ERM Program at Specialized. It takes a team, and it takes the right partners. Emily thinks every company will benefit from an ERM Program. Stepping into a manufacturing company very dependent on the supply chain, Emily saw that ERM was a must. [12:49] Emily worked with the right partners, did a couple of different tabletops, and hyper-focused on three or four ERM initiatives, for which she built the ERM foundation and the risk management foundation on top. Every project she works on goes back to those initiatives. [13:24] Emily says she is very fortunate to have the ear of the executive leadership. [13:32] One of the mantras at Specialized Bicycle Components is Innovate or Die. Emily has taken that to heart in Risk Management and ERM. Emily is constantly trying to find ways to make the ERM stronger and better, going back to those three or four initiatives. [13:51] Emily thinks outside the box. She has seen some products that don't completely fit Specialized, but by working with the service providers and saying she likes this product, but she needs it to do this, she has found some amazing service providers and partners to work with.  [14:24] As a risk manager, Emily lives in worst-case scenarios. Professionally and personally, she can never get away from worst-case scenarios. A good risk manager is always preparing for the worst-case scenario, always thinking, what is the absolute worst thing that could happen. [14:46] Emily says one of the hardest things is realizing that a lot of people don't live in that headspace. When she goes to teams and tells them the worst thing that can happen, they ask if she is OK. She insists that this worst-case scenario is something they need to think about. [15:12] That's where education comes in. We need to think about it. If this worst-case scenario happens, all of these ripple effects hit every portion of the company. [15:43] Emily says Specialized has been around so long, and with the leadership and experts they have in place, Emily is amazed every day at the team that Specialized has assembled. She says they are the best in their class. There are Olympic and professional athletes on the team. [16:43] A service provider noticed that Specialized Bicycle Components recruits the best people in the world. They want that experience so they can build a better product with better processes. [17:07] A Quick Break! There are so many other wonderful RIMS events coming up in 2026. The 2026 Florida RIMS Educational Conference will be held from July 28th through August 1st at the lovely Ritz-Carlton in Naples, Florida. A link to the event is in this episode's show notes. [17:27] Register now for the Second Annual RIMS Texas Regional Conference, which will be held from August 10th through 12th at the Grand Hyatt on the San Antonio River Walk. Advance rates are available through June 5th. [17:41] The 11th Annual Chicagoland Risk Forum will return to the Old Post Office on Thursday, September 24th, 2026, in Chicago. Visit ChicagolandRiskForum.org for more information. [17:51] The RIMS Western Regional Conference will be held from October 4th through the 7th in Seattle, Washington. Registration is open, and you can also submit a session. Visit RIMSWesternRegional.com and the link in this episode's show notes for more information. [18:08] Save the dates October 18th through the 21st. We will be in Quebec City to celebrate the 50th Live RIMS Canada Conference. Booth sales are already open. Early-bird registration will open in June. [18:22] Visit RIMSCanadaConference.ca for more information. Also, remember to check out RIMS.org/Canada for our spinoff show, RIMScast Canada, hosted by National Conference Committee Chair, Aaron Lukoni. [18:37] The RIMS ERM Conference 2026 will be held on November 18th and 19th in Columbus, Ohio. The deadline for educational content submissions is Friday, June 19th. Get submissions in now. The link is in this episode's show notes. We'll let you know when registration opens. [18:59] Let's Return to our Interview with RIMS 2026 Honor Roll Recipient Emily Buckley! [19:13] Justin speaks about the profile of Emily Buckley in the RIMS Risk Management Magazine Awards Edition. It mentions that Emily consolidated fragmented global insurance structures into a unified strategy across more than 30 countries. [19:38] Emily says, trying to get the insurance together at a global company was hard. A lot of people were autonomous, getting their own insurance and doing their own thing. In almost 15 years as a risk manager, Emily learned that insurance is very touchy for a lot of people. [20:23] Insurance costs a lot of money for something that you can't see. You're not using it unless something bad has happened. So it's a very sensitive subject for a lot of people. Emily says it's a job that won't ever really be done because there are so many different moving parts. [21:03] Emily says that in all the different countries we're in, every country has different insurance laws, different ways to buy and pay for insurance, and what kind of insurance you have to have. [21:13] Emily says in some countries, I have to have a locally placed general liability policy, but the property policy that I place on a global level will sit over that. In a different country, I have to have a locally placed general liability/property and a locally placed stock throughput. [21:31] For almost 40 different countries, you have to know which countries you have to have insurance in. That's when your broker becomes invaluable. [21:48] It's helpful to have a foreign team on your broker who are subject matter experts in placing locally placed policies. Emily says she would not be able to do that without the team at her broker, Brown & Brown.  [22:03] Emily talks about educating the people at your company: This is what we currently have, and this is what we need. We need it in almost 40 countries. These 20 are our top priority. You tier them down so you're not throwing everything at the wall. [22:27] You're formulating a plan, then educating and speaking with the people in your company. A lot of questions come up, not only about general liability, but also cyber, and directors & officers. [22:37] It's a sensitive subject that you have to take your time with. Build a relationship with those offices so that when something does happen, or they have a question, they come to you. [23:04] You will always be making connections with your offices, making sure they're happy with their insurance, they understand it, and they have a local contact. If something happens in Taiwan, they need a local contact who can answer questions and relay that to the global team. [24:12] Emily says that every year, there are two or three problem countries, from an insurance perspective, where the carrier or broker has thrown a curveball. Sometimes she has had to pull people out of the program and put them on their own. It's a constantly moving target. [25:13] Emily says at Kroenke, she and Peggy did a business continuity tabletop, where they sat down with all the different department heads at Ball Arena (Pepsi Center, then) and walked through scenarios. They presented a worst-case scenario tabletop with 30 people in the room. [25:52] Emily and Peggy also did a couple of cyber tabletop exercises. Emily stresses how important it is to do a cyber tabletop with your executive and leadership team. They're always amazed at how many different small issues and questions come up that they never thought of. [26:35] Emily says her leadership team at Specialized is fantastic. They've been very supportive. She can throw ideas at them, and they'll say, "Let's do it." [26:49] Justin says people receive these awards from RIMS not just for their achievements in risk management, but also for what they give back to the broader risk management community or their local chapters. [27:09] Justin says Emily is very involved in the RIMS Rocky Mountain Chapter and is a great Networker and is very plugged in. Justin says that if it weren't for Emily, he doesn't think he would have gotten Rich Lenkov from SERMA on the show this year. (Shout out to Rich!) [27:40] Emily says she started going to the Rocky Mountain RIMS Chapter when she was an analyst, working under Peggy Miller. She remembers walking into a Lunch and Learn. Going to Chapter meetings was very inspiring. She wanted to be that knowledgeable one day. [29:10] Emily says this industry is built on your connections to people and how you know people. She says we have the best people in our chapter. We're very involved with students and RRP. [29:24] Emily tells students in RRP, "Come to our meetings. If you don't know anybody, you know me. I will introduce you to everybody. This is where your career is going to take off. This is where you're going to be able to make steps and strides and really make connections." [30:11] Emily says she cannot say enough great things about Rocky Mountain RIMS. She thinks they have one of the best chapters in the U.S., because they have the best people. [30:24] Justin recalls that Ondrea Matthews with CoorsTek was on the show last year. She is in Rocky Mountain RIMS. Emily says Ondrea is one of the best people she knows. Justin says she had fascinating stories. A link to her RIMScast episode is in the show notes. [31:02] Emily says when she joined Specialized, she told them she's a Rocky Mountain RIMS board member, she speaks at conferences, and is a guest lecturer at CU Denver. They were super supportive. [31:47] Emily says Specialized wants to put the best product on the market, and Emily takes that into risk management and insurance. She wants to create the best risk program that she can. She wants to work with the best service providers that she can. [32:12] Another Quick Break! The Spencer Educational Foundation's Risk Manager on Campus application period is now open, and it will close on June 30th. Grant awardees, colleges, and universities are typically notified in September. [32:32] The Course Development Grant application deadline for Interval Number 2 will be on June 15th, 2026. Award notifications will be sent out in late July. [32:57] General Grant applications are open, and the application deadline is July 30th. Internship Grant applications open on August 15th and close on October 15th. [32:59] Links to each of these grants are in this episode's show notes. Visit SpencerEd.org for more information. [33:07] The Spencer 2026 Funding Their Future Gala will be held on Thursday, September 17th, from 6:30 to 10:00 p.m. at a different venue this year. It will be at the fabulous Waldorf Astoria in New York City. [33:23] Sponsorship opportunities and benefits are available now. A link to the Funding Their Future Gala is in this episode's show notes. [33:32] Be on the lookout for some of the honorees and Spencer Board members to join RIMScast in June and July. [33:41] Let's Conclude Our Interview with RIMS 2026 Honor Roll Recipient Emily Buckley! [33:48] Justin mentions the RIMS Strategic and Enterprise Risk Management Council. The RIMS ERM Engage Group is a member-only offshoot of SERMC for people to have candid dialogues. All RIMS members have exclusive access to the ERM Engage Group. Emily is a member. [34:38] Emily says the ERM Engage Group gets together monthly for an hour. Morgan O'Rourke, VP of Editorial at RIMS, leads it. Everyone brings issues, or Morgan will have a guest speaker. Emily says it's just such a great place to go and learn from industry peers with similar issues. [35:55] Emily is not trying to reinvent the wheel. If she can bring the problems she is dealing with to a group of professionals, ask how they have done it in the past, and get 10 or 20 ideas, it's amazing. [36:13] Emily recommends the movie, Project Hail Mary, which she calls amazing. [36:27] Justin talks about the monthly guest speaker, often from SERMC, who presents a topic and then engages the group in discussion. The Engage group lets the leaders see who the next ERM leaders are going to be through their participation. It's very interactive. [37:32] If you are a RIMS member, just check out the RIMS ERM Engage Group. Justin says Emily's involvement is above and beyond, not just for her job, but for RIMS, so he was not surprised she received the 2026 RIMS Honor Roll; it's well deserved. [38:18] Emily loves her job. She loves this industry.  [38:40] Emily admits her blood caffeine content was through the roof, preparing for the awards ceremony. Emily looked it up. She is the 43rd recipient of the Risk Management Honor Roll in 75 years of RIMS. She has the award in her window in her office. It is cool to be celebrated. [40:26] Emily says her award makes it into everything. After she got it, she carried it around with her. At lunch, it was sitting on the table. At dinner, it was sitting on the table. She carried it onto the plane with her. [41:22] In the profile about Emily, it talked about perseverance in mountain biking. Juston asks Emily for her inspiration for the next generation of risk professionals. [42:04] Emily's words: "Keep going. You're going to fail, and that's fine. It's part of the journey. Fail. Learn the lesson or lessons, but keep going. Always keep looking at the horizon, saying, OK, I'm going to get there. I'm going to get there, I'm going to get there. [42:21] "The absolute most important thing is, have fun on the way." Emily says she did a little dance on the awards stage, and some students told her they loved seeing her having fun with it. It made Emily's day for them to stop and tell her. "If you're not having fun, what's the point?" [43:21] Justin tells Emily, We look forward to more great things from you in the coming years. We thank you, and we congratulate you again. [45:33] Special thanks again to Emily Buckley of Specialized Bicycle Components for joining us here on RIMScast! Congratulations again to her for being named to the RIMS 2026 Honor Roll. More coverage is available in the RIMS Risk Management Magazine's Awards Edition. [43:27] Go to RMMAgazine.com and check out the digital issues section. We look forward to having Emily back again. [43:55] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [44:23] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [44:41] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:59] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [45:15] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:29] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [45:41] Practice good risk management, stay safe, and thank you again for your continued support!   Links: RIMS ERM Conference 2026 | November 19‒20 in Columbus, Ohio | Session Submission Deadline: Friday, June 19 RIMS Canada Conference — Oct. 18‒21, 2026 | Quebec City | www.rimscanadaconference.ca | Registration Opens in June RIMScast on YouTube! Spencer Educational Foundation — Scholarships and Grants | Open Calls and Timelines. RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | July‒ Sept. 2026 Cohort | Led by James Lam | Register Now! 2026 Florida RIMS Educational Conference | July 28‒Aug. 1 | Register Now RIMS Texas Regional Conference 2026 | Aug. 10‒12 in San Antonio | Register Now! ChicagoLand Risk Forum | Sept. 24, 2026 RIMS Western Regional Conference — Oct. 4‒7, 2026 | Seattle, WA | Register Today and Submit an Educational Session! RIMS Risk Management Magazine | Contribute | Look for the Awards Edition in "Digital Issues"! RIMS Now RIMS-Certified Risk Management Professional (RIMS-CRMP) | Insights Video Series Featuring Joe Milan! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS-CRMP Stories RIMScast Canada — Episodes Now Live RISK PAC | RIMS Advocacy RISKWORLD 2026 Presentations Available via Attendee Service Center — www.RIMS.org/Asc - and via the RIMS Events App Press Release: "RIMS Risk Manager of the Year Award Goes to Prologis Head of Global Risk Jeff Bray, Honor Roll to Emily Buckley" Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep | June 9‒10 RIMS-CRMP-FED Exam Prep with AFERM | June 16‒17, 2026 Full RIMS-CRMP Prep Course Schedule See the full calendar of RIMS Virtual Workshops   Upcoming RIMS Webinars: RIMS.org/Webinars   Related RIMScast Episodes: "Live from RISKWORLD 2026!" "RIMS Risk Manager of the Year Jeff Bray" "RIMS Rising Risk Professional Award Winner Tyler Vaughan" "Sports, Spotlight, and Risk Leadership with Rich Lenkov, Founder and CEO of SERMA" "Supply and Bike Chains with Emily Buckley" (2024) "Absence Management with Ondrea Matthews"   Sponsored RIMScast Episodes: "AI-Scale, Risk Ready: Engineering Controls for the New Data Center Boom" (New!) | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Facing Into Risk: Navigating the New Risk Landscape" (New!) | Sponsored by AXA XL "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Manny Padilla!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation!  

After 24-year-old Brianna Vibert disappeared in the early morning hours of July 15, 2017, investigators were tasked with trying to piece together a timeline from scattered surveillance footage, witness statements, and conflicting accounts from the people who had been around her that night. But as the days turned into weeks, and then weeks turned into years, the case only became more complicated.The deeper they looked into the circumstances surrounding Brianna's disappearance, the more questions they uncovered. Timelines overlapped in strange ways, and what social media posts captured in real time seemed to conflict with later statements. Some people who initially appeared cooperative later stopped speaking altogether, while others began making comments that many found deeply unsettling.Family members continued digging, and the case began expanding far beyond the question of who Brianna was last seen with. Concerns about drugs, exploitation, unstable relationships, possible trafficking, and other missing women in the Flint area all started to collide with Brianna's story in ways that became difficult to untangle. And nearly a decade later, many of the same questions still remain unanswered.If you have any information about the disappearance of Brianna Vibert, please contact the Flint Township Police Department at (810) 600-3250 or Crime Stoppers of Flint and Genesee County at 1-800-422-JAIL (5245), visit P3Tips.com, or submit a tip through the P3 Tips mobile app.If you have a missing loved one that you would like to have featured on the show, please fill out our case submission form.Follow The Vanished on social media at:FacebookInstagramPatreonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Why are so many people feeling heightened levels of anxiety and existential dread - often for no clearly identifiable reason - during these times? Could it be because the reality we now find ourselves inhabiting, is somehow different from the one many of us remember?To e-mail on any matter - markdevlin2022@protonmail.com

Atlantis, Lemuria, Stargates & Divine Timing: The Cosmic Blueprint Hidden Inside Your SoulWhat if time was never a ticking clock… but a living spiral of consciousness guiding your soul through forgotten worlds, future possibilities, and divine destiny? Today Marie Major is here to reveal how your subconscious mind, ancient soul memories, and energetic frequency is shaping the reality you're living right now… and how to consciously step into a higher timeline. If you've ever felt stuck, out of sync, haunted by repeating patterns, or sensed there's a deeper cosmic rhythm trying to reach you, stay with us. This conversation dives into Lemuria, Atlantis, stargates, manifestation, sacred timing, and the energetic architecture of the New Earth. By the end of this episode, you may never experience “time” the same way again. To learn more: ⁠http://www.mariemajor.love⁠** More with Debbi 

What if timeline shifting wasn't a spiritual achievement or something you had to work at? What if it was just a decision? My daughter figured that out before I could overthink it. On this episode of Freed and Powered Up, we're getting playful, getting real, and getting you actually moving into the life you keep saying you want. Less ceremony. More shifting.Access a nice and easy, light, timeline shifting meditation here.✨ Ready to grow, expand, and practice your spirituality differently? Ready for a group of women who can hold your new frequency? The Phoenix Goddess Collective is where women come to rise. Book a call and let's talk. https://link.latoyazavala.com/widget/bookings/chatwithlatoyaLooking for more resources to practice your goddess energy? Visit my Stan Store: https://stan.store/latoyazWith love, LaToya

In this episode of the Third Eye Awakening podcast,  I'm sharing a piece of my program Akashic Soul Code Activation. In this episode, I chat about:- timeline architecture and your potential as a Human-infinite timelines and how your consciousness and energy animate those timelines-timeline creation versus manifestation-how you are constantly manifesting your reality through your vibrational state-how diving  into the Akashic Records raises your vibration toward Truth, dissolving illusions, and bringing you closer to higher timelines… and so much more!LINKS MENTIONED Into the AkashaPsychic Clair's quizJoin my FREE private FB group Soul SpaceFollow me on Instagram Email me your rating & review for the chance to win a FREE Akashic Records Reading with me[amy@thenorthstarguidance.com]

There's a version of you on a different timeline right now. The only thing between you and her isn't time, isn't luck, isn't waiting for the universe to deliver. It's identity. Frequency. And a series of decisions she's already making that you're still negotiating with. In this episode, I'm breaking down how to actually jump timelines and change your destiny. QUANTUM LEAP CHALLENGE JUNE ROUND✨ ⁠⁠stan.store/kimperetz/p/june2026quantumleap⁠⁠RESOURCES FOR YOU: Subscribe to my Substack (@thequeenwithin) for weekly writings from me

Believe it or not, I've never played a Megaman game before. So I was super hyped when Udon announced Megaman Timelines, a celebration of decades of history. First up, the classic Megaman must defend Symphony City from Blast Man and Flame Man. Facebook: https://www.facebook.com/comicbookbre... Insta: https://www.instagram.com/cbbreakdown...

Summer House reunion part 1… Was it worth the wait for Teddi and Tamra?! Who needs to slow their roll and who needs to speak up? Amanda and West are unnaturally calm. What’s Teddi’s theory? Are people starting to feel bad for Amanda? Are WE starting to feel bad?! Plus, is this all just one big PR stunt? What parts were obviously staged and what made us genuinely emotional?!See omnystudio.com/listener for privacy information.

Click here for my holy grail—Get 50% off at dailybasislife.com/skinnydipping or use the code SKINNYDIPPINGAll things Kela Rose https://www.bringsoul.life/portal/sundazedkk

This week, Landon and Jeremiah discuss potential offseason moves and what flexibility the new Sporting Director may or may not have. Other questions and topics include:- Nico's goodbye message- How long will the coach/CSO search take?- Takeaways from the loss in St Louis- MLSPA Salary release (41:40)- Which players are easiest to move this summer? (52:01)- Is Uzuni to Turkey back on?- What position upgrade should be top priority?- Nelson is Austin's last hope for the World Cup- Free Parking at Amplify- much moreMoontower Soccer is brought to you by FVF LawSupport the show

Grant McAuley joins the program to reflect on the life and legacy of Braves legend Bob Horner following his passing at age 68. They also examine the recent series loss to the Nationals, provide injury updates on several key pitchers, and preview the upcoming matchup against the Boston Red Sox. 01:00 - Remembering Legend Bob Horner 03:38 - Weekend Series Recap 04:48 - Pitching Injury Timelines 08:26 - Braves Offensive Struggles 12:06 - Red Sox Series Preview

Only about a third of Americans now believe a four-year college degree is worth the cost. Increasingly, students and families are questioning it too. As many colleges across the country face shrinking enrollment, more than 60 institutions are now offering students a faster path to graduation. Fred de Sam Lazaro reports as part of our series, Rethinking College. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

What first seemed like a tragic car accident quickly spiraled into one of the most controversial murder cases in recent memory. After crashing her car at nearly 100 miles per hour, killing her boyfriend and friend, Ohio teenager Mackenzie Shirilla was accused of intentionally driving them to their deaths. But years later, with Netflix revisiting the story and new text messages, prison calls, and claims of medical episodes surfacing, people are beginning to question whether everything about this case is really as clear as it once seemed. Was this a calculated act of murder, or could there be more to the story than anyone realized? Join Annie as she reopens the case of Mackenzie Shirilla..If you're new here, don't forget to follow the show for weekly deep dives into the darkest true crime cases! To watch the video version of this episode, head over to youtube.com/@annieelise. .

A chronological deep-dive into the best WWE year ever.ENJOY!Follow us on Twitter:@SimonMiller316@WhatCultureWWEFor more awesome content, check out: whatculture.com/wwe Hosted on Acast. See acast.com/privacy for more information.