The Money Master Podcast

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Join Nick Davis CFP® and Connie Davis of Brindle & Bay each episode as they seek to provide clarity and empowerment through a thoughtful and friendly discussion about the important topics that shape our financial lives. The Money Master Podcast will cove

Nick Davis


    • May 8, 2025 LATEST EPISODE
    • every other week NEW EPISODES
    • 18m AVG DURATION
    • 91 EPISODES


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    Latest episodes from The Money Master Podcast

    Should I Gift Money Now or Wait Until Later

    Play Episode Listen Later May 8, 2025 17:09


    Today, we're tackling a big question: Should I gift money now or wait until later?  You want to give gifts to loved ones or to charities--- but you're questioning when the right time would be for that.  When could they best use that money?  Will I need that money someday? 

    Is it too risky to keep investing in retirement?

    Play Episode Listen Later Apr 24, 2025 24:01


    Today, we're talking about investing in stocks during retirement.  People ask about balancing growth vs safety in retirement.  You hear all of this negative stuff about the stock market.  Should I keep investing in retirement?” that's the question we're answering today.

    Should I work an extra year?

    Play Episode Listen Later Apr 10, 2025 19:09


    People ask if they should work an extra year or not.  We hear it a lot--- and the answer is not just about money—it's about your lifestyle, your health and what you want your retirement to look like.

    Here's When You SHOULDN'T Do Roth Conversions

    Play Episode Listen Later Mar 27, 2025 23:36


    If you've ever been told, “ A Roth conversion is the best thing you can do for your retirement, “ this episode is for you…. Because you also need to know when they might NOT be a good idea.    While converting your Traditional IRA or your 401k into Roth has some fantastic benefits, there are times when it might not be a good idea… Today we will talk about the scenarios where it might actually work against you.

    Some People Should Not Hire a Financial Advisor...Yet

    Play Episode Listen Later Mar 13, 2025 21:21


    There is a right time to hire a financial advisor and there's a wrong time---- or at least a time when they aren't as beneficial.  We've spoken with countless individuals who are seeking clarity about their financial futures. Some of them ask outright, “Should I hire a financial advisor now, or wait?” That's the exact question we're discussing today.

    The 5 Financial Conversations Every Couple Should Have Before Retirement

    Play Episode Listen Later Feb 13, 2025 25:04


    There are 5 conversations every couple should have before they retire. Retirement isn't just a financial transition; it's a lifestyle change that affects every aspect of your life—especially for couples. Today, we're diving into the five financial conversations every couple needs to have before retiring to make sure you're on the same page and set up for success.

    Will Social Security Bankrupt?

    Play Episode Listen Later Jan 30, 2025 20:54


    Today, we're addressing a topic that's in headlines quite often: What happens if Social Security becomes insolvent? Is it really going away in 2034? Should you worry about your benefits? …and what you can do to prepare. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay

    Are you behind for retirement?

    Play Episode Listen Later Jan 16, 2025 15:05


    You've been scrolling social media, chatting with friends, or attending reunions, and it feels like everyone is posting about their retirement parties, exotic vacations, and new hobbies. Meanwhile, you're still setting the  alarm for work every morning. Why does it feel like everyone's ahead of you—and what should you do about it?"  That's what we're going to talk about today.

    The Ultimate New Year Checklist: Master Your Money in 2025

    Play Episode Listen Later Jan 2, 2025 17:00


    The responsible side of each and every one of us knows we should be doing certain financial planning things each year.  But we're busy people and most of us can only make time to do the things that are THE MOST ESSENTIAL.  So today we're going to talk about mastering your money with only the most pressing things people nearing retirement should do.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    How your investment fees REALLY work.

    Play Episode Listen Later Dec 19, 2024 27:19


    People say they don't get a straight answer about fees. Investment fees are very misunderstood. In today's episode, we walk through a practical guide to help you understand the different types of fees that you might be paying when it comes to an advisor and your investments. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Emergency cash needs change when you retire.

    Play Episode Listen Later Dec 5, 2024 15:09


    We all know that life throws curveballs—whether it's an unexpected medical bill, a job loss, or a surprise home repair. But are you truly prepared? How much should you have set aside? Where should you keep that money so it's accessible when you need it most? And how does your emergency fund change as you move through different stages of life? Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Money, Myths, and Living on Your Terms (Book Club Edition)

    Play Episode Listen Later Nov 21, 2024 21:44


    Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. Tune in as we chat about the last few chapters of this book!

    You Asked, We Answered - Listener's Questions

    Play Episode Listen Later Nov 7, 2024 20:22


    Today on the podcast we want to take a moment to answer a few listener questions. Tune in to see if they might be a few questions you've had yourself.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    The Psychology Of Money: Book Club Series! (Part 8)

    Play Episode Listen Later Oct 24, 2024 20:33


    Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. Tune in as we chat about chapters 16 and 17, which focus on the knowing your own financial goals and avoiding comparison. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Investing During an Election Year

    Play Episode Listen Later Oct 11, 2024 15:54


    As election cycles heat up, everyone has questions about how their plan will fare during this time period. With all the political noise and speculation, it can be hard to know whether you should stay the course, adjust your strategy, or sit on the sidelines until things settle down. But here's the thing: elections are a regular part of the investment landscape, and with the right mindset and strategy, you can navigate this period with confidence. Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Uncovering Your Financial Story

    Play Episode Listen Later Sep 19, 2024 25:26


    In this episode, we dive into the important questions that shape a personalized financial plan. While money and numbers often come to mind when thinking of financial planning, they're only part of the big picture. Let's talk about why understanding your goals, values, and mindset is pivotal in creating a plan that truly resonates with your life.    Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Things To Consider In Each Phase Of Retirement

    Play Episode Listen Later Sep 5, 2024 16:54


    Throughout your planning journey, you've likely heard of the "Go-Go," "Slow-Go," and "No-Go" years of retirement. However, in our experience with clients, we've discovered that there are additional phases within these broader categories—each with unique challenges and rewards. In this episode, we'll discuss these specific phases of retirement: the honeymoon phase, the settling-in phase, the healthcare phase, and the solo years.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Warning Signs Your Retirement Is At Risk

    Play Episode Listen Later Aug 15, 2024 29:41


    One of the biggest fears for pre-retirees is running out of money during retirement. So in today's episode, we're going to discuss five critical warning signs that your retirement plan might be at risk. From having too many debt repayments to having a poorly allocated portfolio, we'll highlight the key areas you need to focus on to build a strong and resilient retirement plan.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    The Impact of Kids and Grandkids On Your Retirement Plans

    Play Episode Listen Later Aug 1, 2024 22:34


    As many parents and grandparents know, financial responsibilities don't end when the kids move out of the house. From paying for cell phone bills and auto insurance to funding college educations, financial support often continues well into adulthood. But as your retirement years get closer, it's essential to find a balance between supporting your family and securing your own financial future. In this episode, we'll walk through some common scenarios, and talk about how we help our clients find the right balance for their unique situations.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    The Psychology Of Money: Book Club Series! (Part 7)

    Play Episode Listen Later Jul 18, 2024 24:11


    Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. Tune in as we chat about chapters 14 and 15, which focus on the inevitability of change and the hidden costs associated with financial decisions.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    The Psychology Of Money: Book Club Series! (Part 6)

    Play Episode Listen Later Jul 11, 2024 20:20


    Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. This time, we're covering chapters 11-13. Tune in as we explore the intersection of rationality and emotion in financial decision-making.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Retirees Who Inspire Us: Stories of Living Intentionally

    Play Episode Listen Later Jun 27, 2024 20:59


    One of the best parts of our jobs is hearing about what our clients are doing or looking forward to in retirement. So, in today's episode, we're highlighting retirees from our office who inspire us! These retirees aren't just enjoying their freedom- they're thriving in ways that are truly inspirational. From transforming their health and wellness to pursuing lifelong dreams, we hope this conversation encourages you to live intentionally in your retirement years and beyond!   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    The "Magic Number" Needed To Retire

    Play Episode Listen Later Jun 13, 2024 17:16


    In recent years, the "magic number" for retirement has shifted from $1 million to $1.5 million. This change, based on a recent survey, has left many wondering if they need to adjust their retirement plans. In today's episode, we dive into this topic to uncover whether this new figure is truly necessary for a comfortable retirement.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    retire magic number number needed
    The Psychology Of Money: Book Club Series! (Part 5)

    Play Episode Listen Later May 16, 2024 26:08


    Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. This week, we're covering chapters 9 and 10. Tune in as we share our insights and takeaways from these chapters that focused on the true nature of wealth and the importance of saving!   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    The Psychology Of Money: Book Club Series! (Part 4)

    Play Episode Listen Later May 2, 2024 21:39


    Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. This week, we'll be tackling chapters 7 and 8. Join us as we dive into the concepts of finanical freedom, control, happiness, and more. These chapters had some awesome things to say about managing your finances and living a fulfilling life!   Mel Robbins' Podcast https://www.melrobbins.com/podcast   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Which is better? $5,000 Monthly or $1M for Retirement?

    Play Episode Listen Later Apr 18, 2024 13:38


    Would you rather have a $1 million lump sum, or get paid $5,000 per month in retirement forever? Common advice often solves this by asking the wrong question. In today's episode, we will take a more in-depth look.   Lump Sum Versus Monthly Video: https://www.youtube.com/watch?v=QLeKmQ_kQHg&t=85s   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178  

    Protecting Yourself Against Scams & Fraud

    Play Episode Listen Later Apr 4, 2024 22:36


    As much as any other threat, recognizing and avoiding scams has become a necessary skill in today's world. Join us as we explore crucial steps you can take to safeguard your financial well-being against the growing tide of scams and identity theft. We'll share real-life stories and practical advice to spot red flags and identify scamming techniques before it's too late.    Links for this week's show NordVPM https://nordvpn.com/link-checker/ Internet Crime Complaint Center (IC3) https://www.ic3.gov/ Federal Trade Commission https://reportfraud.ftc.gov/#/   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178  

    The Psychology Of Money: Book Club Series! (Part 3)

    Play Episode Listen Later Mar 21, 2024 30:14


    We're looking forward to continuing our book club series for Morgan Housel's The Psychology of Money this week. This episode, we're diving into chapters 5 and 6, which cover themes of preserving wealth, adaptability, and consistency in financial planning. Stay tuned as we discuss the importance of staying invested during market fluctuations and embracing failure as part of the investment journey.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    The Psychology Of Money: Book Club Series! (Part 2)

    Play Episode Listen Later Mar 7, 2024 22:07


    Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. In our last episode, we dove into the first few chapters. This week, we'll be tackling chapters 3 and 4, which have some powerful takeaways on the importance of contentment, the impact of social comparison, and the power of compounding over time.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    The Psychology Of Money: Book Club Series! (Part 1)

    Play Episode Listen Later Feb 15, 2024 20:25


    Welcome back to The Money Mastery podcast! Today's episode is part of a special series for our book club on Morgan Housel's The Psychology of Money. This is a fantastic read that we're so excited to dive into with you. Grab your copy of the book, or just sit back and enjoy the ride as we unpack the first few chapters!   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    We Secretly Cringe When Clients Say These Things About Investing with Derek Prusa, CFA, CFP®

    Play Episode Listen Later Feb 1, 2024 35:24


    We're excited to be joined by Derek Prusa, CFA, CFP®, in this week's episode. Derek is on our investment committee at Brindle and Bay, owns a private practice in Grand Rapids, Michigan, and is the face behind our monthly market videos. Listen in as we chat with Derek about some common investing misconceptions, the importance of a diversified portfolio, and even touch on the psychological side of investing.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Our Favorite Books: Personal Growth, Finance, & More!

    Play Episode Listen Later Jan 18, 2024 23:10


    To ring in the new year, we thought it would be fun to share some great books we've read that have shaped our lives and our thinking. We'll chat about our reading habits and share some recommendations for a range of genres, including self-help, fiction, health, and finance. If you've read any inspiring books recently, we'd love to hear from you! Drop a comment and share your recommendations or send us an email at hello@brindleandbay.com.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178  

    Social Security's Vision 2025 Plan: What You Need To Know

    Play Episode Listen Later Jan 4, 2024 15:10


    There's been a lot of buzz around Social Security lately. Today, we're diving deep into the recent changes outlined in the Vision 2025 document. With Social Security's solvency a topic of concern, we'll break down the key updates and share how they could impact your retirement benefits.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178  

    Tis' The Season: Our Favorite Holiday Traditions

    Play Episode Listen Later Dec 21, 2023 17:57


    In this special holiday episode, we're taking a break from our usual financial discussions to share some festive cheer. Tune in as we chat about the holiday season, sharing some of our favorite traditions, foods, and even some budget-friendly gift-giving ideas! Grab a cup of cocoa, cozy up by the fireplace, and join us as we reflect on the magic of the season. From the Brindle & Bay family to yours- wishing you a very, merry Christmas!   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178    

    Is There A Best Time Of The Year To Retire?

    Play Episode Listen Later Dec 7, 2023 19:00


    For many of us, retirement is a monumental moment we've been contemplating for years. We think about the age we'll retire, the plans we'll make, and the life we'll lead post-retirement. So, have you ever wondered if there's an optimal time to retire during the year? Stay tuned as we explore some emotional and financial reasons to choose a particular day.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Should My Advisor Collect Tax Filing?

    Play Episode Listen Later Nov 16, 2023 15:01


    Interestingly, a lot of people that meet with us in our office are surprised that we ask for their tax returns. In today's episode, we're going to discuss why it's uncommon for advisors to request clients' tax returns and highlight the significant impact taxes can have on your finances before and after retirement. Listen in as we talk about optimizing savings, navigating Roth conversions, avoiding the pitfalls of phantom taxes in retirement, and more!   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178        

    Can AI Replace Your Financial Advisor?

    Play Episode Listen Later Nov 2, 2023 17:18


    Artificial intelligence is a revolutionary tool that is reshaping our world. You've probably heard about ChatGPT and its widespread use for various tasks like information retrieval, content creation, and even test-taking. But can you use AI for retirement planning advice? Stay tuned as we dive into an article where artificial intelligence is pitted against a real financial advisor. You can view the Fortune article  here Nick's video "Social Security Mistakes ChatGPT Got Wrong"  https://youtu.be/SB8CLbKa0Co?feature=shared   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178    

    What Is The Deal With Bonds?

    Play Episode Listen Later Oct 19, 2023 16:51


    Bonds have been a cornerstone of financial planning for years, but how well do you really understand them? In today's episode, we're diving deep into the world of bonds to explain how they fit into your financial portfolio. Tune in as we explore various types of bonds, reveal the risks associated with different kinds, and share the impact these factors can have on your investment portfolio.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    The Future of Retirement In America: Is The Glass Half Full or Half Empty?

    Play Episode Listen Later Oct 5, 2023 21:04


    Are we on the brink of a retirement renaissance or stormy seas ahead? On this episode, we jump into the pressing issues of Social Security, healthcare, taxes, stock market trends, and long-term care. Whether you're an eternal optimist or cautious pessimist, this episode will equip you with perspectives to plan your retirement years with confidence as we ask the longstanding question, “Is the glass half full or half empty?"   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Exposing Retirement Planning Complaints

    Play Episode Listen Later Sep 21, 2023 19:17


    In this episode, we tackle the common complaints and fears about financial situations during retirement. We'll discuss which concerns are well-founded, which are based on misconceptions, and offer insight on how retirees can best navigate their financial future.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Making The Right Choice – Paying Down Mortgage Or Saving Into Your 401k

    Play Episode Listen Later Sep 7, 2023 21:51


    As homeowners, we all know that paying down our mortgage decreases both debt and stress. But have you ever wondered if there's a better way to secure your financial future? Is being debt-free the ultimate goal, or should you prioritize saving for retirement instead? In this episode, we're going to break it down for you, weighing the pros and cons of both approaches.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Do You Have Enough To Retire? Here's How To Know!

    Play Episode Listen Later Aug 17, 2023 15:11


    Downsizing For Retirement - 4 Things To Consider

    Play Episode Listen Later Aug 3, 2023 17:20


    When going into retirement, many people decide to sell their current home and downsize. While there are many benefits to this, there are also a few things to consider, which we will discuss in this episode.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    3 First Year Retirement Surprises

    Play Episode Listen Later Jul 20, 2023 23:00


    In this episode, we discuss retirement surprises that new retirees often encounter and wish they had been told about beforehand. From adjusting to spending time together as a retired couple to finding fulfillment without work, we'll offer some tips and tricks for preparping for this life change and getting the most out of your retirement years.    Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    5 Things To Consider Before You Retire

    Play Episode Listen Later Jul 6, 2023 15:01


    Retirement is a big step to take and it's crucial that you're prepared when going into this next phase of life. On this episode, we'll cover 5 key considerations you should make before you retire and why getting these details ironed out is important when putting together a comprehensive retirement plan.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Mailbag: Where Should I Save Money For My Grandchildren?

    Play Episode Listen Later Jun 22, 2023 15:45


    Welcome back to The Money Master podcast! In today's episode, we will be answering some listener questions that have recently come into the show. We will discuss what happens to your pension if your employer goes bankrupt, different account types you can save in for your grandchildren, if it's wise to sell a rental property before retirement, and more. Stay tuned to see what you can learn from these questions we've received!    Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    6 Financial Planning Principles We Live By

    Play Episode Listen Later Jun 15, 2023 16:41


    In this episode, we will be discussing Brindle and Bay's planning principles. We use these principles every day in our practice and hope that some of these can help you in your financial journey.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Ep 43: 6 Retirement Investing Principles We Live By

    Play Episode Listen Later May 18, 2023 16:07


    There is a lot of information out there surrounding investing for retirement. This can make somebody feel easily overwhelmed and hesitant when they need to start putting a plan together. On today's show, we will be discussing 6 retirement investing principles that we live by and why you may want to consider implementing them in your own retirement plan.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Ep 42: Is There A Best Time To Take RMDs?

    Play Episode Listen Later May 4, 2023 16:28


    As you go along in retirement, there will come a point where you will have to take your RMD (Required Minimum Distribution) from your retirement accounts. Many people wonder if there is a "best" time to take these within the year. We will be discussing this question and some thoughts surrounding RMD strategies.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178    

    Ep 41: Is The 4 Percent Rule Still Relevant?

    Play Episode Listen Later Apr 20, 2023 13:58


    There are many general rules out there in the retirement world and it can be difficult to navigate which ones are still relevant in today's environment. We will break down what the 4 percent rule is and why this rule may not be the best one to follow when it comes to retirement planning.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

    Ep 40: What Is Diversification?

    Play Episode Listen Later Apr 6, 2023 15:55


    Diversification is a common term in the financial landscape, but what does this term actually mean? Today we will be covering the basics of diversification and why you may want to consider this strategy in your retirement portfolio.   Check Out Our YouTube Channel: www.youtube.com/@brindleandbay Contact: Website - https://www.brindleandbay.com/ 214-988-9178

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