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Watch the show on television by downloading the SuperCrowd.tv Channel app to your Roku or Amazon Fire TV or e360tv channel app to your Roku, LG or Amazon Fire TV. You can also see it on YouTube.Devin: What is your superpower?Michelle: I think of myself as having the superpower of a translator. I really thrive in doing curious, deep listening when I'm with people, and when you are in a mindset to listen, I think you can collect data at a rapid pace.Values-aligned investing becomes more accessible when advisors start with people's values instead of their account balances.That is the work Michelle Hoexum leads as CEO of Revalue, a Registered Investment Advisory firm and Purpose Built 100 winner. During this episode, Michelle explained how Revalue grew from early work in community impact investing into a fast-growing firm helping individuals, organizations and nonprofits align money with purpose.The traditional financial industry often leaves people out until they have accumulated enough wealth to qualify for service. Revalue chose a different path.“We became very accessible to people in the sense that we had no account minimums,” Michelle said. “So, we would accept people that the industry was leaving behind.”That commitment shows up in practical ways. Revalue helps clients consider public market investing, patient capital in their own communities and the deeper question of what money is for. Michelle described a client experience built around education, partnership and healing.Revalue is proud to be ranked #26 on the 2026 PurposeBuilt100™ list, recognizing America's fastest-growing mission-driven companies—proof that values-aligned investing and meaningful growth can go hand in hand. Meet the Class of 2026 — see the full list of winners →“A lot of clients come to us with guilt, just a lot of baggage around money,” she said. “We are able to break down the value of money or wealth into what we call the 10 forms of capital, which really gets its roots from permaculture.”That permaculture influence helps Revalue think in systems. Instead of chasing only the fastest financial return, the firm looks for long-term yield across multiple forms of capital, including social, natural, cultural, health and financial capital.For Michelle, that work begins inside the company. “Our strongest litmus test is our internal team culture,” she said. “Without internal team culture, we can't deliver then that same strategy to our clients.”I was struck by how much of Revalue's model challenges the assumptions baked into wealth management. The firm does not simply ask clients how much money they have or how much risk they can tolerate. Michelle wants to understand what matters to them.“This is your money,” she said. “You should never feel stupid about something that you worked very hard for.”That simple sentence captures the heart of Revalue's work. Financial wellbeing should not belong only to people who already feel confident with money. Revalue is showing that investing can be values-aligned, community-centered and deeply human.tl;dr:Revalue helps clients align investments with values, community impact and long-term regenerative thinking.Michelle Hoexum emphasizes no account minimums, making financial wellbeing more accessible to people.Money conversations at Revalue include healing guilt, building confidence and honoring personal agency.Permaculture shapes the firm's systems approach to wealth, culture and multiple forms of capital.Michelle's superpower, curious translation, turns deep listening into purpose-driven strategy and action.How to Develop Curious Translation As a SuperpowerMichelle describes her superpower as being “a translator,” grounded in “curious, deep listening.” She explained, “When you are in a mindset to listen, I think you can collect data at a rapid pace.” Her gift is connecting those data points into “a purpose-driven way of executing on those missions and values,” helping people see the systems they are part of and the strategies available to them. She said that “having that vision around what's possible and how to connect those dots” is what gets her out of bed in the morning.Michelle's path illustrates that power. After earning a finance degree, she worked in international banking in Chicago but felt drawn to food and moved to New York hoping to become a pastry chef. People did not understand the leap. She kept iterating, eventually combining food, PR, nonprofit storytelling and finance. Later, through her business Propeller, she helped creative entrepreneurs who had brilliant ideas but lacked business skills. Those experiences now help her understand purpose-built founders and the impact investments Revalue supports.Practice curious, deep listening before offering advice or solutions.Collect the data points people reveal through stories, values and context.Look for patterns across systems instead of treating problems in isolation.Translate what you hear into a purpose-driven strategy people can act on.Keep iterating when others do not understand your path or idea.Use story sharing to build trust, community and understanding.Harness who you are instead of trying to copy someone else's superpower.Find aligned people who strengthen your gifts and help them grow.By following Michelle's example and advice, you can make curious translation a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileMichelle Hoexum (she/her):CEO, RevalueAbout Revalue: Revalue, is a Registered Investment Advisory firm, that lives at the edge. The fertile boundary where life takes hold. It is here, at this edge, that we are growing into the fullest expression of what's possible: where more people reach the resources they need, grow deeper roots, and live abundance.We lead regeneratively, using the wisdom of permaculture to inform how we think, plan, and grow. Observing before acting, working with what's already alive in a system rather than against it, designing for the long yield, not the quick one. We love to serve, and service means honoring sovereignty: every person we work with holds their own agency, their own path, their own way of defining a life well-lived. Our role is to help heal. Be it money stories, or the flow of capital for the collective good, for humanity, with humanity.We hold that true wealth is multidimensional, made up of many forms of capital. Social, natural, cultural, spiritual, material, intellectual, health, attention, built, and financial. These multiple forms of capital are important because a whole life is not built from one root alone. We center on healing, recognizing that how capital has moved in the past has often left depletion in its wake. Our work is to help it flow differently, replenishing what it touches rather than extracting from it.There is no single right way to grow. We honor many paths. Revalue holds space for all of them, the way a healthy edge holds many species at once, each thriving because of, not despite, its neighbors.Website: revalueinvesting.comLinkedIn: linkedin.com/company/revalueinvesting/Biographical Information: I live in a 100-year-old house with floors made from then 100 yr old trees. So, every day I am grounded in old growth forest wisdom. My chocolate lab, Albert, is my constant companion and helps me build real community with my neighbors. He reminds me of curiosity and generosity every day.LinkedIn: linkedin.com/in/michelle-hoexum-699b926/Watch the Impact Stories on BIG Screen!Support Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include PurposeBuilt100™ Winners and supercrowd.tv. Learn more about advertising with us here.Max-Impact Members(We're grateful for every one of these community champions who make this work possible.)Brian Christie, Brainsy | Cameron Neil, Lend For Good | Carol Fineagan, Independent Consultant | Eric Coury, Arthia AI | Joey Hayes, thru | John Berlet, CORE Tax Deeds, LLC. | Justin Starbird, The Aebli Group | Ken Steele, Rotarian | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Mark Grimes, Networked Enterprise Development | Mike Babbit | Coledger Solutions | Mike Green, Envirosult | Nick Degnan, Unlimit Ventures | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Scott Thorpe, Philanthropist | Sharon Samjitsingh, Health Care Originals | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.Join the SuperCrowd Impact League! You can be recognized for making impact investments via Reg CF. See how your activity compares to your peers. It's free. Win valuable prizes. Start now!SuperCrowd Impact Member Networking Session: Impact (and, of course, Max-Impact) Members of the SuperCrowd are invited to a private networking session on September 8th at 8:00 PM ET/5:00 PM PT. Mark your calendar. We'll send private emails to Impact Members with registration details. Upgrade to Impact Membership today!Apply for the Superpowers for Good Live Pitch: Are you raising capital through Regulation Crowdfunding? Apply by September 2 for the September 30 Superpowers for Good Live Pitch. Selected founders pitch free to investors and gain exposure through SuperCrowd.tv, e360tv, social media, and our 10,000-subscriber newsletter. We especially encourage social entrepreneurs, women and underrepresented entrepreneurs to apply.Visit Our Complete Community Event CalendarIf you would like to submit an event for us to share with the 10,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.Manage the volume of emails you receive from us by clicking here.We share educational information—not investment advice. Some links may generate compensation. See our full disclosure.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe
Your day job can be more than a paycheck.It can also be a front-row seat to how a real business operates.In this episode of The Level Up Podcast, Paul Alex breaks down how aspiring entrepreneurs can use their current jobs as paid training grounds for the companies they eventually want to build.Every meeting, process, department, and system contains a lesson.Instead of resenting the structure around you, study it.Pay attention to how teams communicate, how leaders make decisions, and how the company handles problems at scale.In this episode, you'll learn:• Why corporate systems can teach you how larger businesses actually operate• How to study management, KPIs, workflows, and problem-solving from the inside• Why observing proven processes can save you from reinventing the wheel• How changing your perspective on your day job can reduce frustration and increase preparationThe truth is simple:Every workplace can become a classroom if you are paying attention.Study the systems.Watch the leaders.Learn from the mistakes.Take the lessons you can legally and ethically apply to your own business.Your job can fund your future while also teaching you how to operate at a higher level.Use the sandbox.Collect the knowledge.Then build your own castle.Your Network is your NETWORTH!Make sure to add me on all SOCIAL MEDIA PLATFORMS:Instagram: https://jo.my/paulalex2024Facebook: https://jo.my/fbpaulalex2024YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQLinkedIn: https://jo.my/inpaulalex2024Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you:www.CashSwipe.comFREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com
Feeling like data collection is eating up all your therapy time? In this episode, Hallie sits down with Michele Rothstein of SLP Madness, a 26-year elementary school-based SLP, to talk all about how to make data collection clean, efficient, and legally defensible. Michele shares her 3:1 treatment-to-probe ratio, how she handles Medicaid billing without sacrificing real therapy time, and why she believes data is her favorite four-letter word.Bullet Points to Discuss: The difference between therapy charting and true data collection Why testing your students every session isn't the same as teaching them Using a 3:1 ratio: three weeks of treatment, one week of progress monitoring How to report Medicaid billing data on non-probe weeks Building and organizing probes so they're ready for IEP season Handling inherited IEP goals you don't agree with or understand Here's what we learned: Data collection and therapy charting are not the same thing Consistent stimuli each time you probe is what makes data legally defensible An IEP is a blueprint, not a complete list of everything you're targeting Honesty about inherited goals builds trust with families and teams Starting small with one student or goal is the key to sticking with a new systemLearn more about Michele Rothstein: Website: https://www.slpmadness.com/ Instagram: https://www.instagram.com/slp.madness/ LinkedIn: http://www.linkedin.com/in/michele-rothstein-slpmadness Teachers Pay Teachers: https://www.teacherspayteachers.com/store/slp-madness How to Collect Data Without Stopping TherapyLearn more about Hallie Sherman and SLP Elevate:
The death toll is rising in Nepal and Tibet after devastating flash floods in the Himalayan region. More than 900 people have died and more than 4,700 are still missing. In Minnesota, the Nepali diaspora is coming together for relief efforts. Deepak Chaulagai, a board member with the Association of Nepalis in Minnesota, joined MPR News host Kelly Gordon with details.
Today is day 243 and we are studying A Rule of Prayer: Prayer. 243. How should you pray in times of suffering? I should pray trusting in the sufficiency of God's grace and in joyful assurance that “suffering produces endurance, and endurance produces character, and character produces hope, and hope does not put us to shame.” (Romans 5:3–5; see also Job 23; Psalm 22; John 12:23–26; 2 Corinthians 1:3–5; 1 Peter 4:12–19) We will conclude today with the Collect for the Fourth Sunday of Epiphany found on page 602 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.
The 2026 NFL Season seemed to sneak up upon us. It's time for annual NFL Season preview where we predict Playoff teams, Award Winners and Who wins the Super Bowl. We are talk some hobby in the process. Enjoy! Follow us on Social Media: Website:https://www.sportscardnationpo....com https://linktr.ee/Sportscardna... E-Mail us at: hobbyquickhits@gmail.com Become a supporter of this podcast: https://www.spreaker.com/podcast/sports-card-nation-podcast--4761791/support.
Most people don't think they're creative.I disagree.Creativity isn't something you either have or you don't. It's a skill—and like any skill, you can develop it.In this episode, I'm giving you five practical ways to become more creative: learn to observe without immediately judging, collect ideas throughout your day, build an environment that feeds your thinking, study creative people and pioneers, and most importantly—actually do something with what you're learning.Because creativity feeds your imagination. And imagination is what helps you take what you already know, combine it with your experiences, and see possibilities you couldn't see before.You probably don't need another book, another class, or another piece of information before you move forward. You may already have enough in the tank. What you need is to trust yourself enough to use it.So quit saying, “I'm just not creative.”Start exercising the muscle.Observe. Collect. Study. Create the environment. Then go do the thing.Keep it simple. Keep it moving. Never settle. Stay tough. Peace.TEXT ME!Support the show
Daniel Sloss is on board!Daniel joins Captain Alan for a very entertaining journey through his travel history - from childhood holidays to Disney World Florida, getting on a flight with mumps, and the realities of travelling the world as a comedian.Daniel reveals what it's like touring internationally, how travel opens your mind, and the rather unexpected travel advice he's been given to get airline staff on side. Plus Daniel's naughty mile high story.And, as ever, there's plenty of emotional baggage to collect at the carousel.00:05 Daniel Sloss is on board! 00:36 Daniel's life in Edinburgh 01:03 Daniel's earliest travel memory 01:38 His mum's extraordinary job 01:45 Childhood holidays & Disney World Florida 02:00 The mumps incident 06:00 Travelling with mumps 08:25 Is travelling still fun when you're a touring comedian? 09:00 The reality of touring Europe 10:00 Daniel's travel routine 12:00 Favourite places to perform 15:00 Travel nightmares & missed flights 18:00 Daniel's ideal holiday 21:00 Where would Daniel go tomorrow? 24:00 Daniel's dream travel companion 28:34 Quickfire! 28:40 Travel pillow: essential or bollocks? 28:48 Al Carr or Alcatraz? 29:03 Full Moon Party or Full English? 29:16 Mile high - definitely not too shy29:24 Is Daniel a good tipper? 29:42 Collect your emotional baggage!#DanielSloss #LifeAsABeach #AlanCarr #TravelPodcast #ComedyPodcast #StandUpComedy #TravelStories #Comedian #Edinburgh #EdinburghFringe #Holiday Learn more about your ad choices. Visit megaphone.fm/adchoices
For the first time ever Steve Grad is our guest and we cover sone ground. Talking Points may include: *Where it all started. *Whats in his PC, Favorites and selling. *Secretary and Clubbie autos-What you need to know. *Percentage of autos that are fake in the wild. *Scenario-You see a slabbed auto but you know it's not legit. *Most Forged? *Going completely under his own brand. Follow us on Social Media: Website:https://www.sportscardnationpo....com https://linktr.ee/Sportscardna... Merch shop:https://sports-card-nation.pri... To eliminate pre & post-roll adshttps://www.spreaker.com/podca...
DC Comics Compact Comics line expands in Spring 2027. Dark Horse collects Kirby westerns. BOOM! Studios has launched a new program that's sort of like a book club.SUBSCRIBE ON RSS, APPLE, SPOTIFY, OR THE APP OF YOUR CHOICE. FOLLOW US ON BLUESKY, INSTAGRAM, TIKTOK, AND FACEBOOK. SUPPORT OUR SHOWS ON PATREON.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Sorare has its own Collect Missions. Now I'm creating mine.I've always been a collector at heart. I haven't bought physical cards in years, but Sorare has brought that part of the hobby back for me — and over the years I've accumulated plenty of cards simply because I wanted to own them.Now I want to put more structure behind it.On today's Sorare with Laird, I'll break down my personal Sorare Collect Missions: the types of cards I want to collect, what I've already accumulated, which parts of my gallery I want to build out next, and how I can combine collecting cards I actually want to own with competing for prizes.Why focus on collecting now? What makes a card worth owning beyond its immediate utility? And can building a collection actually complement a competitive Sorare strategy?Let's figure out what belongs in the collection.
Description: Louis The Child returns for another round of #PlaygroundRadio with tunes Crankdat, Skrillex, Jai Wolf, SIDEPIECE, Chris Lake, J. Worra and many more!Playground Radio Intro 00:001. Crankdat - Movement 00:562. AFTER MIDNIGHT - Slinging Dope 04:503. Sub Focus - Could This Be Real (Joker Remix) 08:144. Yaeger - Baewatch (FREE JIMI Remix) 11:525. Pretty Sweet - FREAK NASTY 14:296. Louis The Child - Underground 16:337. Collect 200 - Goodbye 19:208. Jai Wolf & SAYAK DAS - Bad Habit 23:219. nate sib - Love Love 25:3910. Skrillex & MPH - MIRAGE 27:5611. Elohim & Louis The Child - Wish You Were Here 33:5512. Rico Nasty - Cupcake 36:4813. SIDEPIECE - Cry For You (2025) 38:3814. Sam Alfred - Feel The Friction 42:1615. Cloonee & Groove Theory - One Question 44:4816. Amber Mark ft. Anderson .Paak - Don't Remind Me (KILIMANJARO Remix) 48:2517. Tiga, Chris Lake & Aatig - Party Time (AYYBO Remix) 50:4218. Peking Duk - Paradise 53:4319. J. Worra - Talk 56:20
Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerAn ancient Collect, A. D. 440Bible verseEzekiel 45:23Thought for the dayRay BorrettBible PassageEzekiel 45GOD'S WORD Translation Copyright © 1995, 2003, 2013, 2014, 2019, 2020 by God's Word to the Nations Mission Society. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719
It seems like every sales team eventually confronts this issue. Should salespeople collect? Does it hinder their abillity to sell, or is it a reasonable completion of the sales process? Join me in dissecting this issue. It isn't as simple as it seems. ********************************************** Dave Kahle is a B2B sales expert and a Christian Business thought leader. He has authored 13 books, presented in 47 states and 11 countries and worked with over 500 sales organizations. In these ten-minute podcasts, his unique blend of out-of-the-box thinking and practical insights will challenge and enable you to sell better, lead better and live better. Learn to sell better. Check out The Sales Excellence Club
Today we're helping our fellow autumn souls survive the remainder of summer heat and we're reminiscing about our favorite features from old houses that we still miss. We're also debating whether painting brick homes white needs to stop. Thank you to this week's sponsor: Get an extra 20% your first order when you go to Pendulumlife.com/mess Receive at least 15% off any annual membership at masterclass.com/abeautifulmess Visit ernesta.com and order five samples for only $10, and you'll get $50 toward any rug of your choice. Tips for surviving summer: Collect everything that you love about summer Start shopping for Autumn home decor Miss from previous old houses: Emma - Black exterior Elsie - The secret library, theater room, and pool You can support us by leaving us a couple of 5 star recipe reviews this week at abeautifulmess.com Have a topic idea for the podcast? Write in to us at podcast@abeautifulmess.com or leave us a voicemail at 417-893-0011.
The AI fight is moving from permission to money.This week on The Artist Economy, Michael Walker, Chris Saunders, Sol Gold, and Jared Christianson break down what happens once AI companies, labels, artists, and musicians stop arguing about whether AI can use music—and start arguing about who gets paid.We look at Universal testing paid-only release windows, musicians challenging labels over AI licensing revenue, Germany moving faster on Suno regulation, Universal's massive quarterly revenue, and why so many independent songwriters are still leaving royalties unclaimed.Along the way, we ask:Should artists optimize releases for reach or intent?If labels get paid by AI companies, how much should performers receive?Can Europe set the rules for AI music before the U.S. does?Should independent artists try to compete with superstar economics at all?How much money are artists missing simply because they never registered their publishing?In this episode, we expore how major-label strategies, AI lawsuits, and evolving licensing rules are reshaping the music industry—and what these changes mean for independent artists. It also covers overlooked royalty opportunities, why artists should build their own lane, and the debut of The Final Five, featuring real submissions from the StreetTeam community.Key TakeawaysOwn your relationships: Build direct connections with your fans and audience.Know your rights: Understand what you own and what you're entitled to.Collect the money you're already owed: Don't leave royalties or revenue on the table.Don't play the majors' game: You don't have to compete on their terms.Build your own lane: Create a career and business model that works for you.---→ Book an Artist Breakthrough Session with the Modern Musician team: https://streetteam.fm/masterclass
Order of Service: - Prelude - Hymn 2 - Come, Holy Ghost, God and Lord: vv 1-3; Procession of the Faculty - The Versicles and Gloria Patri (p. 108) - O God, Beyond All Praising: Choir: vv. 1, 2; Congregation: v. 3 - Colossians 2:6-10: As you therefore have received Christ Jesus the Lord, so walk in Him, rooted and built up in Him and established in the faith, as you have been taught, abounding in it with thanksgiving. Beware lest anyone cheat you through philosophy and empty deceit, according to the tradition of men, according to the basic principles of the world, and not according to Christ. For in Him dwells all the fullness of the Godhead bodily; and you are complete in Him, who is the head of all principality and power. - Hymn 24 - Lord, Open Thou My Heart To Hear: vv. 1-3; Choir sings between verses - President's Address: Dr. Gene Pfeifer, President of Bethany - Installation of New Faculty and Staff - Presentation of Scholarships - Hymn 35 - All Glory Be To God On High: v. 1 - Kyrie, Lord's Prayer - Collect for the Opening of the Academic Year: Lord God, heavenly Father, We thank you that by Your grace You have given us Your holy and blessed Word, by which You also among us gather Your Holy Christian Church. We humbly thank You for providing us with an institution of higher learning, where the precious knowledge of Christ our Savior can be confessed and taught. As we begin this academic year, we ask that Your hand of blessing would rest upon teacher and student, that all learning may give glory to Your name, for the edification of Your people and the welfare of our fellow man. Help us, O God, by Your Holy Spirit, to keep Your Word in pure hearts, that we may be strengthened in Christian faith, perfected in holiness, and comforted in life and in death. - Opening of the Academic Year: P: I now declare the Bethany Lutheran College Academic year of 2026–2027 to be in session, in the name of the Father, and of the Son, (+) and of the Holy Spirit. All: Amen - The Benedicamus and Benediction (p. 127) - Hymn 82 - With the Lord Begin Thy Task: vv. 1 - 5 - Postlude Service Participants: (Preacher), Nathan Nikoley (Organist), BLC Concert Choir (Choral Group), Prof. David Paulson (Choir Director), Chaplain Don Moldstad (Liturgist)
Dave Schwartz returns for part 2 of our great hobby conversation. Hope you enjoy! Talking Points may include: *Sunsetting "The Shallow End". *Making content for all. *Does podcasting change how you colllect. *Current hobby thoughts. *Most and least fun of content creation. *Creators too big for britches. *Future plans. Follow us on Social Media: Website:https://www.sportscardnationpo....com https://linktr.ee/Sportscardna... Merch shop:https://sports-card-nation.pri... To eliminate pre & post-roll adshttps://www.spreaker.com/podca...
Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with Story Prompt Friday and your host, Diane Wyzga. The older I become as a Sterling Silver the more aware I am that the job of a lifetime is to collect memories and revere them for what they represent. What do I mean and why might that be? As any storyteller knows, memories help us reflect on our past, shape our identity, and inspire us to create new experiences. Memories serve as reminders of meaningful experiences and connections, the rich soil from which our personal narratives arise. Memories are not just the purview of our grandparents and aunties. At any stage of our lives memories beckon us to look back on our past, helping us understand our journey and personal growth from then til now. In this way our memories play a crucial role in shaping who we are, as our experiences define our values and beliefs. Once we have a better grasp on who we are, what we've done, accomplished, weathered and overcome we are better positioned to seek out new adventures and create additional meaningful memory moments. Following are a few of the many benefits of collecting memories: • Fostering deeper connections with others, promoting a sense of identity, and providing joy through positive reminiscence • Engaging with cherished memories can reduce stress and improve overall mental well-being as we relive positive experiences and feelings that buffer against stress and anxiety. • Preserving personal memories through documentation can improve self-esteem by recalling personal achievements and strengthen social connections through shared memories with others • Engaging with cherished memories can provide a sense of purpose, contributing to a positive outlook on life • Capturing memory moments through photography and videography creates a visual record of experiences that can be revisited and shared • Writing down experiences and thoughts can help solidify memories and provide a narrative to reflect upon later • Sharing stories and memory moments with loved ones can help keep them alive and create new connections Story Prompt: Whether you collect your memories in shoe boxes or treasure chests, written journals or photo albums, in digital formats or something else, cherish what you have collected so far. For those just starting out, you are embarking on a rich journey. When one of those memory moments surfaces as a story to be told, write that story and share it out loud! Thank you for listening. I'm glad you're here! YOU'RE INVITED: “Come for the stories - stay for the magic!” Speaking of magic, subscribe & spread this episode with a generous 5-star review & comment—it helps us all—& join us next time! STOP BY my Quarter Moon Story Arts website during reconstruction. EMAIL ME ---> info@quartermoonstoryarts.net to arrange a no-obligation Discovery Call STAY CURRENT with me as Quarter Moon Story Arts on Substack Stories From Women Who Walk Production Team Podcaster: Diane F Wyzga & Quarter Moon Story Arts Music: Entering Erdenheim by Steve Schuch & Night Heron Music ALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. Enjoy my work? Share & attribute it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.
Last week, we talked about how to uncover the limiting beliefs quietly shaping your choices.But recognizing them is only the beginning.Because you can know exactly what your limiting belief is…and still find yourself hesitating, resisting, or recreating the same pattern.I know because I experienced this in my own business.I knew I wanted to make changes. I knew the way I was working no longer felt aligned with how I wanted my life to look.But my business was successful.And underneath all that hesitation was a much older belief I had absorbed growing up:Money is hard to come by. You have to sacrifice what matters to succeed. And there may not be enough to go around.Intellectually, I knew I didn't want to live that way.But subconsciously? That belief was still influencing my decisions.So in this week's episode — Part 2 of our Limiting Beliefs series — I'm sharing the three tools I used to begin shifting those beliefs from the inside out.We'll start by replacing that exhausting inner debate with thoughts that are simply grounded in facts. Then I'll show you how I began practicing the identity of the person I wanted to become — and how collecting small “confirmations” helped that new identity become more natural over time.Because changing a limiting belief isn't about forcing yourself to think positively.It's about slowly giving your mind a different experience to believe.And for me, after about six to eight weeks of practicing these tools, something shifted.The changes I had spent months resisting began to happen with far less force. I restructured my business, changed how I spent my days, and created something that felt much more aligned with my values — without sacrificing the financial stability I had been so afraid of losing.Episode Timestamps00:48 — Picking up where we left off in Part 102:10 — Why changing a successful business felt so scary03:28 — The limiting belief about money I uncovered06:24 — How subconscious beliefs kept me recreating what I wanted to change08:25 — Tool #1: Replace resistance with fact-based thoughts12:42 — Tool #2: Start practicing a new identity16:19 — How I used “abundance walks” to notice what was already around me20:40 — Tool #3: Collect confirmations of your new identity22:07 — What changed after practicing these tools for 6–8 weeks24:14 — What my life and business look like on the other sideIf you haven't listened to last week's episode, 3 Ways to Uncover Your Hidden Limiting Beliefs [Part 1], I recommend starting there first.Part 1 helps you uncover what may be running beneath the surface.Part 2 helps you begin changing it.And as you listen, don't try to tackle every limiting belief at once.Choose one.Get curious about it.And start giving yourself evidence that another way of thinking, feeling, and living is possible.Want to go deeper?Sometimes the patterns we intellectually understand are also tied to deeper emotional reactions that continue showing up even when we know better.That's exactly the deeper work we do inside Untriggerable — learning how to work with those patterns from the inside out so they no longer have to keep running the show.And we now have a new home on Circle where you can learn more about Untriggerable and join our community:Join the Untriggerable community on CircleI'd love to see you there.
In 1975, Pope Paul VI told Blessed Alvaro del Portillo: "Collect everything that the Founder has written, because it is already a treasure belonging to the whole Church.”
Send us Fan MailIf you want to collect rent on time, stop thinking of it as something you chase. Almost every late payment we have dealt with in twenty-plus years was not a character problem. It was a design problem. And design problems you can actually fix.We had a tenant who paid on the first of every single month, without fail. Her money did not reach our account until the fifth or sixth. She was not late. Her system was. Kevin and I walk you through what we changed after that, plus the four lease clauses we now consider non-negotiable.Then we get into late fees, and I have to tell on my younger self a little here. We once restructured a fee and collected a few hundred extra dollars a month from one tenant for years. I called it free money at the time. Kevin explains what we know now about how California actually judges a late fee, and the one question to ask yourself before you write a number into your lease.Plus the carrot almost nobody uses, a six-month mistake that cost nothing to fix and everything to notice, and why our software has to be able to say no when we cannot.Hit play. By the end you will have a checklist you set up once, instead of a task you do every month.What You'll Learn in This Episode● Why most late rent is a systems problem, not a tenant problem● The three payment methods we will not accept, and what we use instead● The float that turns your best tenant into a late one● Four lease clauses that quietly drive on-time payment● What California actually requires of a late fee, and the test to run on yours● The credit reporting carrot most self-managing landlords skip● Why we shut off invoicing the moment one roommate pays and the other does notEpisodes & Resources MentionedEpisode 28: The Cash Reserves BlueprintEpisodes 32–34: Our Lease and Addendum Breakdown, A 3-Part MasterclassEpisode 49: Analyzing Credit Reports For Tenant SelectionEpisode 51: The Hidden Dangers of Using Cash Apps to Collect RentEpisode 87: Essential Communication MethodsEpisode 128: AI Tools for LandlordsTurboTenant: Great for newer landlordsInnago: Completely FREE softwareRentRedi: Syncs with QuickBooks OnlineDoorLoop: Best for larger portfoliosRental Kharma: Rent reporting for tenants — $10 off setup with our link LLResource25OFF Connect with Us:
Zack Whittaker is a journalist for TechCrunch and author of the newsletter “This Week In Security.” He recently wrote a post describing how he uses Burp Suite, an open source penetration testing tool, to see what data apps are collecting from users, and what other sites those apps share that data with. Zack joins JJ... Read more »
Zack Whittaker is a journalist for TechCrunch and author of the newsletter “This Week In Security.” He recently wrote a post describing how he uses Burp Suite, an open source penetration testing tool, to see what data apps are collecting from users, and what other sites those apps share that data with. Zack joins JJ... Read more »
✔️ How to Collect Back Child Support Legally | Los Angeles Divorce What happens when child support payments are missed and a balance builds up? Back child support can be addressed through legal enforcement methods, but accurate payment records and the proper legal process are important. Keeping track of what was ordered, what was paid, and what remains unpaid can help establish the amount that may be owed. Depending on the circumstances, California child support enforcement can involve tools such as wage withholding, collection of certain payments, or other enforcement procedures available under the law. This video explains why accurate records matter and what parents should understand when trying to collect unpaid child support.
Confidence isn't something you wait around to feel. It's something you build. In Part Two of You Don't Have to Believe Everything You Think, Doug breaks down why real confidence comes from evidence—the training you completed, the promises you kept, the reps you stacked, and the work you've actually put in. We dig into the research behind self-efficacy and performance, why athletes try to "borrow" confidence they haven't earned, and a simple 7-Day Evidence Stack you can use to start building trust in yourself. We also tackle one of the biggest problems in rodeo: unrealistic timelines. Maybe you're not behind. Maybe you're three years into something that takes eight or ten years to become great at. Stop putting a three-year deadline on a ten-year goal. Act first. Keep the promise. Collect the receipt. Repeat. 00:00 Mindset Part Two Intro 00:21 Sponsor Shoutouts 01:54 Confidence Is Evidence 03:48 Self-Efficacy Research 06:08 Stop Borrowing Confidence 08:41 Stack Reps Everywhere 11:07 7-Day Evidence Stack 12:24 Maybe You're Not Behind 15:01 Deliberate Practice & Timeline 18:25 If-Then Game Plan 20:11 Wrap Up Thank You To Our Sponsors A huge thank you to the companies helping us continue to educate and serve rodeo athletes around the world. Barstow Pro Rodeo Equipment: Built by rodeo athletes, for rodeo athletes.
The 46th National is in the books. In this episode i discuss my pickups, experiences and thoughts in candor. The Great, the not so great and more! Follow us on Social Media: Website:https://www.sportscardnationpo....com https://linktr.ee/Sportscardna... E-Mail us at: hobbyquickhits@gmail.com Become a supporter of this podcast: https://www.spreaker.com/podcast/sports-card-nation-podcast--4761791/support.
Today is day 227 and we are studying A Rule of Prayer: Scripture. 227. How should the Holy Scriptures shape your daily life? I should “hear them, read, mark, learn, and inwardly digest them” that by the sustaining power of God's Word, I may grow in grace and hold fast to the hope given to me in Jesus Christ. (Collect for the Second Sunday of Advent, Book of Common Prayer 2019; see also Deuteronomy 6:4–9; Psalm 119:1–48; Luke 2:39–52; James 1:18–27; 2 Peter 3:18) We will conclude today with The Collect for the Second Sunday of Advent found on page 598 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.
Dave Schwartz keeps it real while being one of the nicest guys the hobby has to offer. He's recently cut back on content and we delve into what led to that decision. Talking Points may include: *Sunsetting "The Shallow End". *Making content for all. *Does podcasting change how you colllect. *Current hobby thoughts. *Most and least fun of content creation. *Creators too big for britches. *Future plans. Follow us on Social Media: Website:https://www.sportscardnationpo....com https://linktr.ee/Sportscardna... Merch shop:https://sports-card-nation.pri... To eliminate pre & post-roll adshttps://www.spreaker.com/podca...
Marvel teases someone will die in Avengers: Armageddon. The X-Files returns to comics. Marvel is collecting What The--?! in an omnibus.SUBSCRIBE ON RSS, APPLE, SPOTIFY, OR THE APP OF YOUR CHOICE. FOLLOW US ON BLUESKY, INSTAGRAM, TIKTOK, AND FACEBOOK. SUPPORT OUR SHOWS ON PATREON.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
How do you REALLY know an autograph is authentic? In the sixth and final part of our marathon Sports Cards Live conversation, we tackle one of the most uncomfortable questions in collecting: How much faith should we place in autograph authentication? The discussion centers around the 1952 Bowman Mickey Mantle owned by "Uncle Barry," a card he has owned for roughly 70 years and believes was personally signed by Mantle. PSA authenticated the autograph and has stood behind that opinion, but longtime autograph expert and former PSA authenticator Steve Grad recently presented a detailed case questioning whether the signature is actually Mantle's. So who's right? We discuss why autograph authentication may ultimately always be an opinion, how much confidence collectors should place in third-party authentication, and whether a signature can ever truly be considered 100% authentic unless somebody actually witnessed it being signed. David Chase then proposes a fascinating alternative: What if AI could analyze enormous databases of known exemplars and assign an autograph a confidence rating instead of simply declaring it authentic or not authentic? Would you rather know that an autograph has an 87% probability of being authentic than receive a binary opinion from a human authenticator? We also discuss witnessed autographs, the possibility of sophisticated forgeries already existing in slabs, altered and counterfeit cards, and a larger reality collectors may need to accept: no system involving human judgment is going to have a zero percent error rate. Earlier, we continue our spirited discussion about market manipulation, personal responsibility and buyer beware. If an influencer talks about a card and you rush out to buy it, how much responsibility belongs to the influencer and how much belongs to you? We also revisit manufactured rarity, the difference between total population and the actual "float" available to collectors, whether the word "grail" has lost its original meaning, and why greater affordability might actually be healthier for the hobby over the long term. Finally, we close our post-National marathon by looking ahead to what Jeff Hart calls the beginning of a new hobby year and reflecting on why, regardless of prices, markets, grading companies or slabs, we're still collectors first. As one viewer perfectly put it: "Collect because you love the cards. Let the value be the consequence, not the purpose." Featuring Jeremy Lee, Joe Poirot, David Chase, Jeff Hart, Chris McGill and Joshua Adams.
Today is day 225 and we are studying A Rule of Prayer: Scripture, Prayer, and Worship. 225. What can hinder your regular prayers? My prayers may be hindered by many things, such as lethargy or loss, selfishness or sin, distractions or difficulties, or seasons of spiritual dryness. With God's help, a rule of prayer strengthens me to overcome all these. (1 Kings 19:1–18; Psalm 116; Matthew 26:36–46; Luke 20:45–47; Romans 8:22–27) We will conclude today with the Collect for The Fourth Sunday in Advent found on page 599 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.
Ben Ennis and Brent Gunning kick off Thursday morning by going over the Blue Jays' 6-4 victory against the Red Sox. The boys break down the Jays' eighth-inning rally, the team's recent offensive approach putting pressure on opposing defenses, and the impact of Toronto's additions at the trade deadline. They also look into the sustainability of Toronto's bats, Vladimir Guerrero Jr.'s two-hit night, and José Soriano's strong home debut. After the break, the guys discuss some pending RFA's around the NHL and debate what Cale Makar and Quinn Hughes' next contracts might look like. Ben and Brent wrap up this hour with thoughts on a Steph Curry trade rumour and Russell Westbrook's retirement from the NBA. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Live from the @SportsCardsNonsense at The National Sports Collector's Convention in Chicago, Cody is joined by hobby influencer Kayla Collects! Kayla talks about how she got into collecting growing up in Tampa, her rise from contest winner to NSCC correspondent, how the hobby can still become an even more inclusive space and rip 2026 Upper Deck Goodwin Champions! Go to Mojobreak.com to get a spot in breaks of the latest releases & more! Visit our shop in Santa Clara or order online at mojobreakshop.com Subscribe to The Hype wherever you get podcasts! Search "Mojobreak" on your favorite podcast app! Learn more about your ad choices. Visit megaphone.fm/adchoices
Today is day 224 and we are studying A Rule of Prayer: Scripture, Prayer, and Worship. 224. What is a “rule” of prayer? A rule of prayer is a regular discipline by which I cultivate a life of prayer and grow to love and glorify God more fully. (Psalms 5:1–3; 119:164; Daniel 6:6–13; Mark 1:35–39; Luke 5:12–16; Ephesians 6:10–20) We will conclude today with A Collect for Purity found on page 106 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.
Show Notes: slpnow.com/264 If progress report season always sneaks up on you, this episode is for you. I'm sharing what defensible data actually means, and why it does not have to be fancy or overwhelming. The goal is simple. Collect clear, usable data that helps you explain progress, make clinical decisions, and support your notes, billing, and parent conversations. I also walk through the four questions every note should answer, how I use quick probes to guide treatment, and why a simple digital system can save so much stress later. Working smarter, not harder. Resources:Digital Data Bootcamp: slpnow.com/ddbSLP Now Level of Support Rubric: https://slpnow.com/blog/probe-data/
It's Monday, August 10. Here are today's top stories around Central Indiana. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org and follow us on social media to get local news every day. WFYI News Now is hosted by Barb Anguiano and produced by Zach Bundy. Subscribe wherever you get your podcasts.
Calming Anxiety | Finding Beauty in the Broken: A Guided Meditation for Self-AcceptanceIf you have arrived here today feeling like you are simply not enough, or if you are completely exhausted from being your own harshest critic, please take a deep breath. You are in exactly the right place.In this gentle 10-minute guided meditation, we explore the beautiful Japanese art of Kintsugi—the practice of mending broken pottery with seams of pure, liquid gold. Instead of hiding the cracks, Kintsugi celebrates them, making the mended piece far more beautiful and resilient than it ever was before.Together, we will apply this philosophy to our own lives. Your past mistakes, your regrets, and the places where life has broken you are not flaws to be hidden away. They are your seams of gold. They are exactly where your wisdom, your deep compassion, and your unique humanity live. Allow yourself to set down the heavy burden of perfection, quiet your inner critic, and take a meaningful step toward a happier life.Today's Three Daily Caring TipsTalk to yourself like someone you love: The next time you catch your inner voice turning harsh or critical, pause. Ask yourself if you would ever say those words to your closest friend. Gently adjust your tone and offer yourself the same kindness you give to others.Collect one good thing: Before you sleep tonight, look back and name just one single thing you did well today, no matter how small it might seem. Building self-worth doesn't require grand gestures; it is built steadily in the simple act of noticing.Let a mistake be a teacher, not a verdict: When something goes wrong, consciously swap the phrase "I am a failure" for "I am learning." One acts as a cage that keeps you trapped; the other is a door that opens up your future.Thank you for sharing your time and space with me today. If this session brought you comfort, please consider leaving a kind review to help others find their way to our community.For more guided meditations tailored to your mood, support on your wellness journey, and to explore the Anchored app, visit us at calminganxiety.fm.Until tomorrow, my friend... love all that you are, and then in everything...Be Kind.
Most people do not have an idea problem. They have a permission problem.In this episode of Hobby Jobs, Brett explains why operators need to build before the market gives them certainty. He shares a 30-day conviction sprint for testing an unresolved problem, examines how Gabe built his college football card expertise into a career with CardCollector2, and spotlights the content creator role at Layton Sports Cards.Then Brett sits down with Collect Talent co-founder Danny Mosse at The National.After 15 years across Sotheby's, Christie's, Goldin, and eBay, Danny is building a job and networking hub for the collecting industry. They discuss trust across collecting categories, the path from passion to profession, and why the gap between companies and talent is an infrastructure problem.Sign up for Hobby Jobs and The Weekly Rip for freeCheck out Collect Talent — One network where the collecting industry finds its peopleGet exclusive content, promote your cards, and connect with other collectors who listen to the pod today by joining the Patreon: Join Stacking Slabs Podcast PatreonFollow Stacking Slabs: | Twitter | Instagram | Facebook | Tiktok ★ Support this podcast on Patreon ★
Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerAn ancient Collect, A. D. 440Bible verseEzekiel 34:31Thought for the dayRay BorrettBible PassageEzekiel 34Holman Christian Standard Bible Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers, Nashville Tennessee. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719
Today is day 220 and we are on the section The Seventh Petition: "But deliver us from evil". 220. How does God deliver you from evil? Jesus has conquered the dominion of darkness and now grants me victory over sin and evil through the Holy Spirit. He transforms my mind and heart to see and oppose evil, and gives me the power to overcome it. He gives me strength to endure my trials gracefully and may even remove them from me. (Psalm 23; Ezekiel 36:24–27; Matthew 10:16–20; John 17:11–17; 2 Corinthians 12:7–10; James 4:7–8; 1 Peter 5:8–9) We will conclude today with A Collect for Strength to Await Christ's Return found on page 22 in the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.
Joe Hollywood has made a name for himself in the hobby but he also is very philantrophic as well. I enjoyed getting to know more about him through our conversations for the pod. I hope you do as well. Talking Points may include: *Growing up in NYC & the hobby influence. *Where the "Hollywood" moniker came from. *Hustling as a young kid. *Working on Wall Street and the hobby comparisons. *Topps controlling 75%+ of the major sports. *Doing 24 live streams. The how and why. *Hobby Pet Peeves. Follow us on Social Media: Website:https://www.sportscardnationpo....com https://linktr.ee/Sportscardna... Merch shop:https://sports-card-nation.pri... To eliminate pre & post-roll adshttps://www.spreaker.com/podca...
After a great human-wrought tragedy, how are victims and their kin made right? What does it mean to take revenge, to exact vengeance, to seek redress, to go vigilante in seeking justice? What counts as the proper or sufficient retaliation or retribution--and what can or should be left to the impartial third-person mechanisms of a justice system? To ask about those troubling topics from a new angle, Brandeis University's Laura Jockusch (author, previously, of Collect and Record and Jewish Honor Courts) has written about Jewish revenge on genocide perpetrators in her searching, and shocking Jewish Revenge and the Holocaust. Drawing on her great erudition and painstaking archival research, she explores how views changed during and after the war--and in following decades when justice and vengeance came to seem potentially compatible, especially if revenge could be rendered an aesthetic or imaginative phenomenon. Mentioned in the episode Quentin Tarantino's Inglourious Basterds Seekers for vengeance and also justice: Eli Wiesel and Simon Wiesenthal The killing of Ernst Vom Rath (pretext for the Night of Broken Glass) Aeschylus, The Oresteia (5th century B.C.) Hannah Arendt, Eichmann in Jerusalem (1963, no episode of RTB would be complete without it...) Bruce Robbins, Atrocity: A Literary History Howard Zinn, A People's History of the United States (1980) Tony Judt Postwar (2005) Recallable Books: Zalman Gradovsky, The Last Consolation Vanished Jean Amery, At the Mind's Limit: Contemplations by a Survivor on Auschwitz and Its Realities Filip Müller Eyewitness Auschwitz: Three Years in the Gas Chambers Kleist, Michael Kohlhass (1810) Read a transcript here. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
Welcome to Walking the Way. My name is Ray, and I really want to say thank you to everyone for listening in as we continue to explore what it means to have a regular rhythm of worship. CreditsOpening PrayerAn ancient Collect, A. D. 440Bible verseEzekiel 33:4Thought for the dayRay BorrettBible PassageEzekiel 33Holman Christian Standard Bible Copyright © 1999, 2000, 2002, 2003, 2009 by Holman Bible Publishers, Nashville Tennessee. All rights reserved.Prayer Handbookprayer handbook WTW 2026.pdfSupporting Walking the WayIf you want to support Walking the Way, please go to: https://ko-fi.com/S6S4WXLBBor you can subscribe to the channel: https://podcasters.spotify.com/pod/show/walkingtheway/subscribeTo contact Ray: Please leave a comment or a review. I want to find out what people think and how we make it better.www.rayborrett.co.ukwalkingthewaypodcast@outlook.comhttps://www.blogger.com/blog/posts/8782930952435243719
How do you manage money more effectively? How can you stop being surprised by taxes? How do you turn your cashflow into something predictable? Kiera answers these questions and more, with three monthly habits you can build to create profitability. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent- Dental A Team (00:01) Hello, Dental A Team listeners. This is Kiera. And today's topic is one of my favorite. It's money, taxes, and making a money-making machine. Yeah. Yay. Let's talk money and taxes. Because honestly, this is what everybody hates. And I'm not a CPA. I'm not a financial advisor. I'm none of those things. I'm just a girl who loves to help practices be more profitable. Help dentists like make and keep the money that they deserve, but doing it in an ethical way as a smart business owner. Because honestly, do you know how many people come to me and they're Kiera, I just want to become the CEO of my business because I don't get it, I don't know how. And I love Helping people become competent running their businesses through systems, team, vision, you name it. I love to do it with you. So what I found is like a lot of times doctors don't have a production problem. They have a money management problem because you don't freaking know how to do it. You learned how to drop that box. You learned how to make that. This one was funny, guys. Like, why in dental school did they tell you you're doing an I L F filling? Like, come on. Like I remember seeing that and I was like, wow, dentistry. Or like I love when there's new people and they're like, Yeah, doc, we need a B O. And I'm like, All right, or we could do like an OB, like it's fine, whatever. Or like I remember someone was like, What's a do? A DO I was like, my gosh, that's hilarious. So there's so many things like you've learned all that, but you didn't learn how to like manage your money and talk about it. So I have seen so many practices where they're a multi-million dollar office, but guess what? They're strapped for cash, they're not able to do these things. And the goal is not to like just produce more, it's to build a practice that creates consistent wealth for you. Now, team members listening, I want you to know you want your doctor. To be insanely wealthy. Like you do. You want the practice to be wealthy because you want it to be cash flowing positive. Because if it is, you're happy. It's more stable, it's more confident. And I'm not saying like, I want your doctor to be wealthy. I want them to do well. You do too. Because guess what? If they're doing great, that means you're doing great. So I want you guys to walk like, how do we manage money money monthly? How do we stop getting surprised by taxes? And this is Kiera's tactical way of doing it. Talk to your CPAs. I'm not able to be that person, but I'm gonna give you some quick tips that work really well. And then make sure your CPA validates and does it that's best for you. And then also, like, how can we turn this into predictable cash flow? Like that's what you're looking for. So let's do it. And to me, this is where I just see so many. We work with hundreds of offices across the nation. We're Dental A Team, we're experts in dental consulting. We work with dentists and teams. We either are virtual or in person, we're obsessed with making your life better. We call it the yes success model, where it's focused on you, your vision, your team, getting that organized, business fundamentals, earnings and profitability. And then system structure and scalability. Like, how do we take it and turn it into that? That's what you're looking for. You want to make more money, you want to have less time that's spent in the office, you want to have more efficiencies. Like, let's do that together. That's what we're about. And really, today I get jazzed about this because so many offices are like, Kiera, I don't know where my money went. Guess what? I was that way too. Like, truly, it's so obnoxious. Because I know you are producing it. You need to just make it. Like, and how scary. I think about poor dentists. Like, You go out, you do your fillings, you don't know if you're gonna get paid for it. You hope and pray that someone's collecting that money, but you will literally have no idea. Then the next thing is you get slapped with taxes, and you're like, my gosh, I have no money. Let's get you money. Like you went to dental school, you have so much debt on you, like you deserve to be a profitable business owner. So, like I said, just three things. Sorry about that. I'm just gonna yank this. Three things that you can do that are monthly habits to create profitability. You good with that? Let's get profitability. cash flow and financial confidence. Here we go. So number one, dun dun dun dun, it's super sexy and not. All you gotta do, you gotta review your numbers every single month. Not when you're nervous, but as a consistent thing. You can join me. I've talked about it so many times. I call it the MMs. It's morning money meditation. That's it. Just do it. Like roll over. I turn on the call map or I'm into Joe Dispenser right now. there was another one I was listening to for a hot minute. I think it was called I don't even remember. Was called. I can't even tell you guys. I don't remember. It was like this activations, I think is what it was called. That one was a fun one. It was like manifesting like multiple millions, like whatever you want do. but I meditate, I get my mind right, and then I look at my bank account. So join me on it. But I feel like a lot of times people just they don't know it, they don't get it, they just hope their CPA does it. my financial advisor will get it. I don't need to look at this. I'm just gonna do dentistry. Like, no, pull your head out of the sand. You are a business owner, you've got to look at it. So We review our numbers before there's a problem, not when something fills off. So things to be looking at on a constant basis. What is our collection and production ratio? And I'm talking production in net, not gross. We got to be able to make sure, like, I don't care. I know Delta Dental's terrible. Guess what? That's all you can collect. So stop feeding your ego. Let's feed the family. Let's look at real numbers. What is that percentage? It needs to be at 98%. Half of you have a money issue, not because you have a money issue, it's because your team's not collecting. Teams, collect the money. We did the work. Collect the money, fight with insurance, fight, fight, fight, get that money. Like you've got to. So we need to know what those two numbers are and you need to be at 98% collections. Okay. That's number one on your money. Number two is what's your overhead? Should be at 50% or less, 20% doctor pay. You gotta do this. What are we spending in those categories? So I like to look at our payroll percentage. I like to look at our supplies, labs. those are like the main big ticket items within that 50%. Doctor should pay should be sitting between 20 and 30%. All right, let's look at that. Then beyond that, there's also probably money sitting in your AR. We should never have more than one month's worth of AR sitting there. So if you're producing $200,000, your total AR should never be more than $200,000. That's just the way the game works. So those are things we're gonna look at. All right. You gotta look at did we hit our goals, production, collection? What's our overhead? Did we overspend? Why? What improved and what did it? So we're gonna look at our PL. So I look at. All of our team, all of our clients, they're on add it to analytics. So you usually have an online analytic. We build a KPI scorecard for all of our clients. Every client has it. So we're looking at what's our goal? What's our production? Is it red or green for that week or that month? Is it red or green for the collections? What's our collection percentage this month? What's our collection percentage year today? Because some months are gonna be low, some months are gonna be high. That's normal business. But we got to make sure we're collecting enough for our BAM, our bare ace minimum. And if not, we need to have savings for that. All right, so we have all that. Then we also have an overhead calculator. I love the overhead calculator. I'm obsessed with it. We finally nailed this overhead calculator. Like it is, it's dreamy. Because what we do, I like to see this. It's a rolling month. So for those of you watching, great. I'm gonna share a screen. For those of you who are listening to the podcast, I'll explain it. Don't worry. So on here we have a scorecard. So this is one of my favorites. It's the overhead one. So what we do is we have our goals. So we set in our goals. Like payrolls 30%, supplies are 5%, labs 7%, facility and equipment 8%, advertising 2%, less you're in growth mode, office supplies less than 1%, insurance half a percentage, professional services. We put in there your consulting fee. You're welcome. I want you to see that you can pay for consulting and be profitable. Bank charges and fees, I hope and pray they're less than 3%. They should be lower. And if not, you can get with Moolah. Phone internet utilities, less than 5% or 0.5, excuse me. And then other is usually 1%. All that totals up to 60%. That means our doctor pay is probably gonna be sitting in at 20% or 30%. How can we trim this? A lot of people can produce more and have less payroll. We can outsource different things. Could we get our supplies lower? Can we order things differently? Labs, like let's look at that facility and equipment. Can we get that lower? Can we reduce our rent? Advertising, office supplies, could we get that down to a half a percentage? Professional services, like what if we got it to 1%? Or one of the fastest, easiest ways is we boost our production. And it's gonna actually offset it and get it to a 50% overhead. Then what's amazing is we have our year to date. So what is it? What's our collection amount? We always want watch that. Year to date, and then we do a difference. So what's amazing is as you scroll through, we do January, February, March, April, we have our total overhead. What's our doctor W2? What's our doctor distribution, doctor salary? I want to see what percentage it is. This really quickly shows you what's my overhead, what's my doctorate, and then what's my EBITDA or earnings before interest, taxes, depreciation, and amortization. What's our total expenses, not including debt services? What's that? We want that to be sitting at 80% or less. And it gives us a dollar amount. So we're able to see it month over month and then year to date where we sit. What's the net profit? So in this practice, because they're at 60%, their net profit can only be at 10% unless our doctor pays lower. I don't really care how you do it because distributions are distributions. So if you want to take the profit, you want to leave it in the business, you got to make sure that the practice is paying for your life. Then we have all of our debt services. This is usually where people get stuck on cash. You're stuck on cash. Because you have your profit, but then your profit doesn't pay for your debt services. And then after your debt services, those debt services a lot of times are not tax deductible. So then you're getting whipped on the other side with your taxes. It's really just this like yin and yang back and forth. Then we look at it. Now, taxes, we put it at 37%. Talks to your CPA. That's the highest tax bracket. You might not be there based on what your profitability is. But we have all this. So this way everything's dialed in. Every single month we're looking it over. I'm obsessed with this because I love it. I made my CPA make one of these. What's our difference? How is this? What's our year to date? We go over this every single freaking month. Give the PL. Let's fill this in. Let's teach you how to do it this way. The more intimate you are with the numbers. I know people are like, I don't want to fill this in. Can you do it for me? No. I'll teach you one time, but then you're gonna fill this in. Why? Because if you look at this every month, think you're gonna get better? Yes, because what you track and measure improves. Okay. So that's what we're looking at. When we talk about our numbers, when we talk about these different things. This is how you review your numbers monthly. I kid you not. Now, my gym trainer, I'm gonna talk about her a lot. You guys, I went on a really incredible gym training. All right. I decided when I turned 40, which I'm still like anybody who's got some good tips for like I'm halfway to 80. Do you guys realize that? Like, shoot, that's a moment, okay? Like, that's a moment that I'm still processing. Anyway, I decided I was going to be fit and 40. And I was like, I'm gonna be the best shape of my life. So my trainer and I have been working out with her for about two years. We set a goal. I hired this incredible photographer. His name is Kai York. He's out of Spain. Go check him out. His photography is absolutely incredible. And I was like, I'm gonna do this incredible fitness journey. And I'll tell you, she was like, Kiera, you've been working out for two years with me. She said, if you want to get to what you want, you've got to start tracking your metrics. And I was like, Yeah, yeah, yeah. Food, food, food. Daddy daddy da. I'm so busy, blah, blah, blah, blah. Then I was like, fine. So she made me do this like intake form again. And the intake form said, How committed are you? And I remember writing, I'm 100% committed. How committed are you? So I went back to the coach. He guys, I'm a little sassy. My coach and I have come to like this really good place with each other. we have a very great relationship, and I'm super thankful for her. And what was crazy is I went all in. I am on 80 days of tracking my macros 100%. I usually hit it right on track every single time. I'm not perfect, but I am consistent. I weigh in every single day that I'm home. So we weigh in, measure, do all the measurements every single day consistently. We were like three months into this journey. And I was a girl who was anorexic as a girl who was like never gonna get on a scale. I was like, I don't track it. And she said, Kiera, like we worked a lot on this of anorexia things. And if it ever got to a spot where I felt like it was trickling back. It was a no-go. But she helped me see that like I'm just using this information to be able to make changes in my life. I was using this information to see, okay, if I ate certain things, how does that impact my weight? I wasn't going after a certain number on the scale. Our ultimate goal, because my my vision is that when I'm 90, I can freaking run faster than my grandkids or people younger than me. I want to be this like freaking ripped 90-year-old lady with cotton candy pink hair. Like that's that's really the vision. I don't want to be frail. I don't want to be feeble. Yes, I'll sit there and like crochet and knit. I'm still gonna do like some like granny things. I wanna do that. That like feels exciting for me. But I want to be like so strong. So it wasn't about a number on the scale, it wasn't about a body fat percentage. It was truly I want to be in the best shape of my life that's physically strong. Like I wanna be strong. I want to be strong, like not skinny. Like I used to be going after being super skinny. now it's a how can I have like the strongest and take care of my body? The whole reason I bring this up is because when I track and measure, I got the results I wanted. The first time in my life, I've said, I want a six-pack, I want a six pack, but she's like, Kiera, you've got to track and you gotta measure and you've got to look at it. We use it as data and we make decisions based on that. I bring that up because I feel like your metrics and your numbers, looking at them monthly, looking at them daily, looking at them weekly are the same thing. We don't get obsessive. Like for me, I could have gotten very obsessive and gotten right back into habits of anorexia. That's not the path. The path is to be my strongest, most fit self for you. Your path is we're gonna be the most profitable fit practice that you can have. We gotta track it, we gotta measure it, and we gotta look at it constantly. But that way we make decisions based on it. So I want you looking at this. This is how you're going to be able to be financially free. This is how you're gonna have money. You're gonna be able to be like into that predictable money-making machine for you that's profitable. You're gonna have profitability, you're gonna have cash flow, and you're gonna have financial confidence. You've got to track and measure, otherwise it will never improve. And I'm just saying, like. So we have a KPI scorecard that's gonna track your collections, your production, your payroll, your overhead, your profitability, our AR. Then we're gonna have like if one of those is off, then we can dig deeper. But if you look at those at a high level, just like I'm tracking my metrics, I promise you you will improve. What gets measured, like improves. So let's do it. Let's do it together. and I believe your story tells, like your numbers will tell a story long before your bank account does. And it's a way for you to track and measure, it's a way for you to validate. so Put it on your calendar, have a nice little financial date with yourself. also have this in leadership. Our leadership team looks at our KPIs every single week. Every week, non-negotiable. That's what we do. And some people are like, well, I don't want my team to know numbers. Yeah, it freaks me out sometimes. But guess what? This is part of the game of business. And if I can't trust my leadership team to know my numbers, they might not be the right leadership team for me. Leadership team members, your doctors need to have profit. They've got to pay taxes on that. They got to be able to take care of themselves. And guess what? They work hard. Let them have big dreams and visions. Just like you have big dreams and visions. Let's make sure we make both come true. Kate, now number two. I'm off my rant. I hope you guys loved it because I loved it. Number two is we got to do whatever your CPA tells you. I'm not a CPA. I can't really like get into that lane. And I'm not trying to get into that lane. I'm just saying for me, taxes were my biggest enemy. At the end of the year, I had a huge tax bill that I had not been saving for. And I know my was like, but Kiera, it's great. You get all this money. And I'm like, yay, but I don't have that money. I spent it. Like, I don't know, people spend their paychecks. It's just like mystery. And I don't like living in this like, can I spend the money? Can I not spend the money? That never feels good to me. So what I decided to do with my CPA is we put it together and every single month I was like, this is a freaking equation, guys. Whatever my profit is, I need to just save that much money. Like that's it. Why do we like wait up for a quarter or wait up for six months or wait till the end of the year? And then I'm like, shoot, you want me to pay how much? Like, where's that money? To me, I'm very proactive. I hate being reactive. So I had my CPA work with me. You can talk to your CPA. They can do this for you. Say, I don't like the quarterlies. I like to save it. For me, I personally put mine over an ally, A-L-L-Y. I know their interest rates are not as good as they used to be, dang it. But I'm still making money on that. And then I've got the money set aside. So when they ask me for my quarterly, they ask me for my end of year. I'm not freaking out about this money, but non-negotiable for cure dent before the end of the month, every single month, that money moves. Non-negoti, I don't care what it is. I move away a distribution. So I have put money, it's profit first model. I do money for taxes. I do money for our BAM for our company to make sure we have that. And then I do our profit moves every single month, non-negotiable. I don't care if it's a good month. I don't care if it's a bad month. But what that does is it forces me to make sure our collections are in place. Do this. You guys are totally able to do this. Okay. So what happens is every single month, my CPA tells me, Kiera, this is where you were. This is your profit. This is how much money you need to put away for taxes. Is it technically retroactive? Yes. So in June, I'll be moving money for May. Okay. So some months you're going to have a really high month. Then you get September. That's really fun. You still got to find the money because guess what? It doesn't change. You have to go find that money. I move that money out of my bank account into a third party account. So it sits over an ally. It does accrue interest over there, but it sits there. I don't touch it. It only is paid for taxes and I have them labeled into buckets. So it's my taxes, what's my company? Bam. And it moves. This is a disciplined skill. You do not need to have this hard. For me, I also realized it was taxes, it was tithing or charitable contributions. And then like 401k. So when I used to do a SEP IRA, that was a fun throw because I had to pay that money too. Then I also have end of year bonuses. I hate doing this in December. Like I hated December. I used to dread December. I'd cry every December. Let's stop that. Whatever money you're paying out, if you know you're paying bonuses at the end of the year, let's figure out what it is divided by 12. Let's set that money aside every single month. That way you have it available. I will tell you this will reduce your financial stress faster than anything else. So let's just do it. And for me, taxes, it's just an operating expense. For me, like that's just part of doing business. I don't, it's not, it's not like money lost. It's just a line item. Like I just need to put it in the bank account. What I also love is because I save every single month. So I kid you not, this is what Care does. I'm happy to put you on my like, I don't really have a text thread, but pretend I do. If you want to be a part of it, great. By the end of the month, every month before the calendar flips to the next month, my money has moved. Non-negotiable, it will move. So I do have a doctor where we like text at the end of the month to make sure we're both moving money. and so what I do is I move it. What happens is at the end of the year, typically we're making expenses or doing corporate expenses, things like that, capital expenses, excuse me. And when that happens, from there, what we're able to do is we're then able to determine what our tax bill is going to be at the end of the year. Every year that I have done this, where I save every month, I do 37%, like or whatever your tax bracket is, talk to your CPA. At the end of the year, every year, I'm eight years strong on this. So I feel like it's a pretty good track record to be sharing information. Every single year, I've saved more money than I actually need to pay for taxes. How many of you have done that? Like, that's it, because I put it on my goalboard. I said, That's it. I'm gonna become a freaking tax expert. I read tax books, I like talked to my CPA. I was like, I am sick of crying in December. We're gonna resolve this forever. Now every single year I have more money than what I used to have. And I say that that's my tax refund. It's been a very long time since as a business owner actually get a tax refund, but that's the way I'm able to have a tax refund. And then I use that money for whatever because it's free. Like I don't have to be worried. I can spend it. And what we do is we make sure the business has enough to pay for my partial life. We have enough to save for taxes. And then whatever's left over to me, that's your like, it's your tax refund. Enjoy that, baby. Like have a good time. I also always have money for quarterlies. I have money set aside for that. So I've never stressed out. So when the CPA says carry you owe X amount, I'm like, yep, here we go. Off it goes. And I accrued interest on So I feel even happier because I've been accruing interest on that money and I've been saving it. So tax planning is cash flow planning because most of the time I've noticed that business owners get stuck on their taxes. It's cash flow and it's very stressful. So I genuinely believe like your IRS bill should never be your largest surprise. Like, guys, you can do this. So I set up a meeting with my financial my CPA and my financial advisors. I meet with them every single month. And then I do usually mid year. So it's coming up right now. I'll be meeting with my CPA. Where am I at? What have I paid? What do I still need to have? Where are we projected? Am I high? Am I low? What do we have that at? Every single month they tell me how much I need to save for taxes. Your CPA works for you. Make them work for you. So reserve it. Now, if we're behind, because a few years I've been behind. But guess what? If I'm doing that meeting in June or July, I have six months to make up that cash. Or if you guys have like some of you are paying back taxes and it just breaks my heart and I'm sorry. So what we do is we just pay a little extra every single month and we just set that. So whatever they tell me, tack on 10% of my debt, we're gonna pay that down, we're gonna pay that back. There's ways that you can do this, and I'm happy to work through any of it. This is what we talk about in our mastermind. Like, pick my brain because I got so sick of crying. Like I said, I'm not a CPA. Your CPAs tell you all that. I'll just tell you I'm a I'm an entrepreneur over here and a true business owner. It's had to figure out how to make money not be stressful and actually have a cash flow. All right. Number three is how do we make this like predictable cash flow for you? So I think for you, next is going to be like this is all dentistry. So how do we convert like production into profit? So being a good dentist. So we're gonna have strong case acceptance. Make sure patients are saying yes to your dentistry, collections percentage at 98%. Make sure overhead's where it needs to be. Let's make sure our schedule is scheduled efficiently. Let's make sure that we've got consistent patient and team retention. two practices honestly can collect the exact same amount. One's gonna have profit and wealth, the other one's gonna have stress and overhead. Like the difference is our systems and are we staying consistent? What's our morning huddle? Like I was just in a practice, they're doing so well. And I was like, hey, we're not talking a huddle about how we win. Like let's let's add that in. So they're prepping. I promise you their production's gonna go up every single time I'm in office, their production spikes. It's just that's a little Dental A Team magic because people get excited, their production goes up. But you've got to have those. Like you've got to have consistent systems. We've got to have consistent case acceptance, consistent schedules, consistent collections. Like those things have to be there. We have to control our overhead and see it. Consistency is not sexy, but it's how you get results. I hope you heard that. Consistency is not sexy, but it's how you get results. It's not perfection. I did not say you have be perfect. You guys, when I'm doing my cut, I was in the best shape of my life. I'm still so proud of myself. I wasn't perfect. You better believe I still ate Reese's Easter eggs, guys. I freaking love those. You want to make me happy? Ship me those. Please. Like, I love them. they have to be the big eggs, not the little ones. The peanut butter to chocolate ratio is very different. And I peel off all the chocolate. I just want the peanut butter. Like, I'm there for it. I still ate those. I wasn't perfect. At the end, I was perfect. I was literally just eating chicken, rice, and almonds. Like, ugh, chicken for breakfast. Yeah, that was the next level moment. but I was perfect for two weeks. But I was consistent. I wasn't perfect. You don't have to be perfect. You do need to be consistent. So having those systems, and I want you guys to just look to see in your practice where is one money, like where is it leaking in your practice? Is it in our case acceptance? Is it in our scheduling? Is it in our collections? Is it in us not looking at our overhead? And let's fix it this quarter. Let's set that as a quarterly rock. Let's get it fixed. So, as a quick review, I've ranted on this. I hope you guys loved it. But like truly, I want this to be like money and taxes. And how do you get out of the rut? And how do you stop crying? How do you actually have cash flow, not cash slow? Like, let's get the cash flow, guys. you gotta review your numbers monthly. I'd recommend it's actually weekly, but start with monthly. You gotta plan for taxes every single month. And then we gotta build systems that turn it production into profit. Like just focus on those ones that are gonna put money on your books. You've got to be able to have this financial confidence. Like it's not a hope, a wish, a prayer. It's by being consistent. It's about being stable. I know that I'm gonna always have money for taxes. Always. Like that's just a discipline. That's a standard, and I will not go below that. I will not ever go below. Like that's just my standard. We gotta cut, we gotta figure it out. And I love it because it forces me to innovate, forces me to squeeze the juice. Like I will pay myself. I'm not gonna sit here and not like you people just need to live below their means. Like, save 10%. I've always paid 10% to charitable contributions. I'll tell you if you don't do that, I'm not saying you gotta do charitable contributions, but they have shown that people that do save and don't live on everything that they spend. Actually, you're able to be like the most successful people. That was a great study. I didn't even know it. And I heard it and I was like, wow. But I think it's because it forces us to see that you don't have to live on every single penny that comes through. You're actually able to live below your means, set these as standards, make them and be disciplined. And if you're not great at this, reach out. I love to help people with this. Like you don't have to have this be unpredictable anymore. We can get it to where it's cash flow confident. And I want you to be confident. So reach out. I do believe that financial success is not good luck. It is just having systems and consistency. That's all it is. So reach out. I'd love to help you understand your numbers. I'd love to help you improve this. I'd love to have you have a practice that really does create genuine true wealth for you. I've got doctors that are asking me for a private mastermind where it's like, how do we wealth generate beyond? So first step is to stabilize, next step is to have structure, next step is to scale. So reach out. I'd love to help you. I'd love to help you guys create real wealth. Your practices should be assets, not liabilities. So let's get it to where it's cash flowing positive. again, it can really truly be yours. I went from crying all the time to feeling confident as a business owner and I love to share that with people. So reach out Hello@TheDentalATeam.com. And as always, thanks for listening, and I'll catch you next time on the Dental A Team podcast.
The Orioles signaled that their rebuild was not successful enough to keep the face of that rebuild. Collect your pitchforks at the door. The post Episode 430: Truly Sadly Deeply appeared first on Bird's Eye View.
Today is day 217 and we are on the section The Seventh Petition: "But deliver us from evil". 217. How does God overcome evil in this world? God has triumphed over all the powers of evil through the death, resurrection, and ascension of his Son, Jesus Christ. God will finally destroy all evil, including death, at the end of the age. (Psalms 46; 110:1; Isaiah 52:7–10; Daniel 7:9–14; Luke 21:25–28; 1 Corinthians 15:24–28; Colossians 2:13–15; Hebrews 2:7–9, 14–15; Revelation 21:1–8) We will conclude today with A Collect for Resurrection Hope in Evening Prayer found on page 49 in the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.
The New Yorker contributor Mike Spies joins Tyler Foggatt to discuss the story of a woman who lost two partners to suicide by firearm and then spent years in a legal battle with the National Rifle Association over her late partner's retirement savings. They talk about the role that gun ownership and decades of messaging from the N.R.A. played in her second partner's descent into paranoia, extremism, and abuse. They also explore the link between firearm access and suicide, how gun-rights organizations have sought to cast doubt on research connecting the two, and the current state of the debate over gun rights and gun safety. This episode mentions suicide and suicidal thoughts. If you are having thoughts of suicide, call or text 988 or chat at 988Lifeline.org. This week's reading: “A Woman Lost Two Partners to Guns—Then the N.R.A. Came to Collect,” by Mike Spies “Trump's Isolationism Is Losing the Great E.V. Race,” by Bill McKibben “The Department of Labored Content,” by Brady Brickner-Wood “How Netanyahu's Top General Became His Strongest Challenger,” by David Remnick “Which Way Should the Democratic Party Go Now?,” by Benjamin Wallace-Wells Tune in to The Political Scene wherever you get your podcasts. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Tune in as the team discusses: Organizing documents and property records with Google Drive Managing deal pipelines, workflows, mailings, and documents through LG Pass Pulling and preparing mailing lists with Zample Using county GIS systems, LandID, DataTree, and Parcel Review for due diligence Evaluating a property's usability, viability, visibility, and “buy-ability” Tracking buyer leads with Trello or a dedicated CRM such as Follow Up Boss Collecting down payments and managing notes through GeekPay Using AI to create training manuals, analyze expenses, research markets, and improve sales calls Avoiding shiny-object syndrome before building consistent deal flow Starting with simple tools and adding automation as the business grows TIP OF THE WEEK Mark Podolsky: Use AI to review bank and credit card statements for duplicate subscriptions, unnecessary tools, and costly overages—but keep your technology focused on a clear business outcome.Scott Bossman: Keep the horse in front of the cart: prioritize mailing, buying, marketing, and selling before investing time in complicated automation.Mike Zaino: Never prepare sales documents based only on a buyer's promise. Collect a payment first to confirm commitment.Jon Burnett: The best CRM is the one you consistently use. Start with a notebook or Trello, then upgrade when your lead volume justifies it. WANT MORE? Enjoyed this episode? Dive into more episodes of AOPI to discover how to build real passive income through land investing. UNLOCK MORE FREE RESOURCES: Get instant access to my free training, a free copy of my Bestseller Dirt Rich Book, and exclusive bonuses to accelerate your land investing journey—CLICK HERE "Isn't it time to create passive income so you can work where you want when you want, and with whomever you want?"