Podcasts about Collect

Chances are, your accounts receivable (AR) is not dialed in. Kiera provides very tactical, specific tips on how to get your AR cleaned up and start bringing in money you've already earned. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:00) Hello, Dental A Team listeners. This is Kiera and today is a very important topic But one the people like my rat rat rat, but guess what my rat rat rat is gonna make you a lot of money So I hope you're excited for it. So we'll take that rat rat rat into kaching Because it's dentistry party done and we're just gonna like help you out. I hope you guys enjoy hanging out with me This is my like nerdy geeky side that definitely loves and obsesses of being able to help you guys and it's been so fun I'm working with some people and teaching them about this and   getting them excited on how they can fix their AR ⁓ is something that just like really, really lights my fire because doctors, you do the freaking dentistry, get paid for it. Can I get an amen out there? Like seriously, you do the dentistry and AR and making sure you're paid is something that I am so obsessed about. So, and this doesn't mean doctors, have to do it yourself. So I want us to get into the AR like the womp, womp, womp, it's annoying, but guess what? These are billing tips that work that are gonna make you a lot of money for work that you've already done.   This is like people like, Kiera, how can I make more money and not do more work? And I'm like, just take the money, the what you've already done. it's crazy. lot of people come in and like, Kiera, you're really going to be able to like, ⁓ give us an ROI on your consulting. And I'm like, time. Why? Because I know your AR is out of control. have yet to meet a practice that has perfect AR. And if you are the practice email me, I'm going to give you a freaking shirt and we don't get out done on a team shirts anymore. So yeah, you should definitely email us. ⁓ there are a couple of practices out there.   But most the time, AR is something that is not dialed in. It does not have a plan. And this is something that is going to be very tactical for you. So first step is AR. What is AR? It's the accounts receivable. Okay. And there's two parts to it. AR has the patient portion and the insurance portion. Okay. So when we do dentistry, we need to make sure we collect money and we bill insurance and then we make sure that we get paid for that. Now, insurance is such a sneaky little game and I get so annoyed by it I love to teach people this.   So we need to have it where there's like a few processes that make AR really good. So we're gonna break it down very simply. Number one, good information in means good clean claims going out. I'm always like, we send clean claims. Clean claims mean, clean claims, clean claims. Clean claims, clean claims. ⁓ Clean claims. I'm gonna giggle saying it. I can hear the little jingle in my voice. Clean claims means that we...   have the correct information. So I've got the patient's name, the date of birth, the insurance information. That's all correct. I've got the group number and please for the love of everything, holy, do not make a million group numbers. Do not do that. Make sure AR are so messy and your insurance box is so messy. We just have it. We also need to have fee schedules that are up to date every single year. Please do that. We need to attach it. We do not want write-offs. So what this means, ⁓ also another like, it's not a pet peeve. It's just like,   Oh, I'm sorry. You need to like listen to the podcast and implement this. Stop reporting to me your fees in gross numbers and do it in net. So many times I get on calls with people and they're like, Kiera, we produced like 2 million, but we collected one. And I'm like, ouch. And they're like, well, like our net was like, you know, 1.2. I'm like, so tell me you produce 1.2. Let's live in real land numbers, not the 2 million. Cause you're always going to be mad at me. They're like, well, I produced 2 million, but I'm only making a million. Well, yeah.   Because guess what? You didn't really produce two million. I know you want to say you did, but guess what? Insurance is what really is paying you. So we've got to do that. And I know you don't want to, but when you will do this and you attach the correct fee schedules to it, you are actually going be able to predict your numbers better and your money and your finances are going to get better on your personal side too. So hear me out. It was the worst day. was worse than Christmas getting a lump of coal. I took our production and it dropped us by 30%. And guess what? My goals are to produce 20 grand in a five out practice per day. You want to know how hard that was? I was like, I'm never going to make it.   But guess what? Because I was reporting in real numbers, me even as a TC and an O.M. we were able to schedule more correctly and get us to the actual 15 grand of true 15, 20 grand per day of true production that we were collecting. How much do think my business grew? ⁓ a lot because we were actually producing incorrect numbers, not inflated numbers. So clean claims. We're back to that clean claims mean we've got correct information. We've got the correct ⁓ all of the information is correct.   We've got our insurance verification done and we've got the fee schedules attached. So then when I'm giving an estimate, I'm estimating to the best of my ability. We do not send pre-Ds. I call them pre-denials. You can have your own opinion, but I really truly do not like pre-denials. They take time, they waste energy. And to me, guess what? I got the best information. I'm a thousand dollars. I'm an insurance coupon. I need to be a dang good treatment coordinator that's able to communicate this. And if the patient owes money, guess what? We've got to be really good at communicating that too. This is our best estimate.   I'm gonna do my absolute best. We called your insurance company. I've got the best insurance verification. This is the absolute best I can get today. We're gonna take care of that. And on the flip side, hey, worst case scenario is you're gonna owe this much out of pocket. Tell them that. Then they're not mad at you when you call them. like, hey, insurance didn't pay as much as we thought. But remember, worst case scenario, this is what it is. And I can work with you to get that collected, okay? So then from there, we make sure we have correct documentation as well. We need to attach the correct narratives.   ⁓ insurance or excuse me, x-rays, intra-orals, whatever we need to get that paid. Insurance companies are obsessed with not paying for you, but it's because they play the game. So just figure out the rules of the game. We have our fee schedules in there. We send the correct documentation and we send it out every day and we check to make sure none of these claims get stuck in our claim sender. Okay, so we wanna make sure it goes through the clearing house. It doesn't get stuck there. I feel like that's like the post office for claims. We send it through and we make sure all of them get pushed through to the insurance company.   and then we follow up. And now this is where I need owners of each of them. So we need somebody to make sure that all of our intake process is correct. We need someone to make sure that our, what we send out in our claims is correct. And we tell the clinical team what we need for every single claim. And then from there, we have one person who owns our billing department. AR needs to have a clear owner. Who is our billing person that works on this every single day? Yes, you heard me. Because the goal is to get our claims paid within 30 days. You can do it. It's doable, but you gotta have a process.   So that person then their job is I recommend we run the AR list at the beginning of every single month. Then we put it into an Excel spreadsheet or however you want to do it. I found that it's easiest in Excel and then we have it color coded. And I like it to be broken down so that way the biller, their goal is to get through every single patient. Yes. And I have seen 2,500 patients, 7,500 patients. Like it is amazing how many like line items we can get. Hopefully you're more like the 500 to 700 patients on that AR list.   Then what we do from there is we've got patient portion and insurance portion. And what we want to do is we want to actually get this really, really dialed in to where we are collecting at time of service, the patient portion. My hope is that your patient portion that's due is very minimal. And the only time we have a patient portion due is because insurance didn't pay as much as we expected them to. So we got to go collect. We've already collected the money before they go out. Please, for the love of everything, holy do not let your patients just be like, I'll pay you with an insurance pays. Absolutely not.   collect the money today. It is much easier to collect today and give a refund than it is to go chase money. I'd rather you get paid today, wait on insurance. That's fine. But be like, hey, we call your insurance. We estimate really, really well. This is how much we're going to collect today. And then, hey, if it's good news, great. We're going to be able to get you a refund. And if it's not, then great. We're not going to have to call you and ask for as much in the future. So this is what we're estimating. This is our best estimate. We've called your insurance company. We've done everything we possibly can to make sure it's the best we can. And I guarantee you, we're going to take great care of you.   Collect the money. Then when it comes in, what I like for the biller to do is to look, what did this insurance company actually pay? And then go update your fee schedule to the true numbers, because fee schedules are just very generic, but for your area and your zip code, we actually like, if insurance billers will go through and look at that and be like, on a crown, Delta Dental actually pays $758. You're like, yeah, right here, it's like 500. Okay, so $558, but we had 500 in there.   Go update that so then we collect more accurately throughout the year. If we are really disciplined in this and our insurance biller will do this, your billing gets so much tighter and we have less money in our AR. Then we go through it, we go through every single claim. Now if your insurance is a lot in the AR, because we haven't worked it, you're gonna wanna work with the top pieces first. The most expensive, the biggest accounts, and I work insurance ones, and then I work patient ones. And I also am looking at the 90 days, and then the 60 days, and then the 30 days.   And then the zero, don't even like zero to 30. don't even touch that 30 to 60. Yes. 60 to 90. Yes. Over 90 for sure. I'm going to hit that. So you can sort your listing Excel of the biggest account balances. And we're going to call the insurance. We're going to call the patients because you feel like you made like a lot of progress. Also, we can look down at the bottom. Another thing too, is sometimes there's like $5, $10. If your insurance list is really big and your AR is really large, sometimes I recommend writing like below $10. Now this is your money. It's not mine. So you do what you want to do with it.   Sometimes I do recommend writing that off, but before we do it, we're to want to send statements to everybody, see if we can collect any of that. Then we have a set date where we're just going to write it off and call it bad debt. We're going to fix our processes moving forward. But if you will do this and you follow it and everybody follows it every single week, every single month, your AR is going to get cleaned up. So people are like, but it's so hard. And we have like one person who owns it. And I say like Tuesdays and Thursdays are insurance and Monday, Wednesday, Fridays are patients. And we call our patients and we do our insurance.   and we clean it up and we get the correct fee schedules and we make sure that we're following up consistently. We're hearing, excuse me, what they say on the ⁓ claims. We're hearing what they are denying. Also, just because it's on a claim and they on an EOB and they say, you need to write this off. We do need to be really smart on insurance and we don't just say, we wrote it off. Absolutely not. We double check, we verify why was it written off? What were the reasons for it? Can we resubmit it? Can we get this paid? Is this a patient portion that needs to be paid?   Do not just write it off because the EOB says it was written off. So we do not do that. Then what I also recommend is we often wait till the end of the month. We talk to our billers and they didn't get through all their AR. Office managers should be meeting every single week with their billing coordinator and the biller needs to be reporting. Here's how much AR I've completed. This is where I'm at. This is my plan for the next week. I'm going to get through every single patient this month. Also, we do not just send statements out. People love to do this. I'm very pro.   We call first, we text and then we send a statement. Why not just call them right then and there and be like, hey, Kiera, great news. We got insurance paid, we owe this amount and I can take card when you're ready and get that all cleared up for you. Send them a text with the payment link. Here you go, this is the balance and they will pay it. Send them a statement that has a QR code to pay online. You guys stop having them write checks and send it to the practice. Make it easy, talk to your payment processor. I love Moola for this. They make it so easy for patients to pay and their fees are so low. So if you need it, tell Moola, The Dental A Team, sent you.   They're incredible and they're a great processor for you. But this is where it has to be. And I'm really big on what we need to have our goals be. So I like to make this simple. Our over 90 should be no more. All of our collective AR should be no more than one month's worth of collection. So if you're producing 100,000, there should be no more than 100,000 sitting in AR. you've got more than that, let's fix   the way I like the goals to be is I like it to be it's no more than 15 % is in our 30 to 60. And the reason why is because that's going to be pretty big. Now zero to 30, I don't worry about, but it's 15 % or less in our 30 to 60. Then it's 10 % or less in our 60 to 90 and less than 5 % over in our over 90. We want to make sure that it follows that. So that way you guys are able to, but great. And those are very generic and you can get those lower. The only thing that usually impacts are over 90 are usually payment plans and also ortho.   So if you have those in there, there are ways that we can discuss with you on how to get those out to clean up your AR, but you've got to have this structured. We've got to have this to where people are following it. And we need to get this in every single week and like truly work with our billers. And if offices will follow this, you guys, this is something that is not hard, but it does take discipline and discipline does equal freedom. And doctors, had a doctor and she was just like, Kiera, I'm not making any money. And I was like,   I don't understand because you have so much money in AR and your production's so great, but we're not collecting the money. So step one is we collect. Now, if your AR is also like ballooned out of control, we can fix it and we collect money when they check in and we make sure we collect on the checkout. So this way we're catching both sides of when patients are in the practice. And some people are weird about that. And I'm like, why are you weird about that? We know they have a balance and we're gonna collect it when they check in. Think about going to the doctor's office. So like perfect, they collect money as soon as you check in every single time.   It's not weird for people to do that in healthcare. So let's collect on the intake and let's collect on the outtake when we're giving the treatment plans. These two areas are gonna fix AR and people are like, that's so hard. And I'm like, I would much rather collect money when they're in the practice rather than needing to call them. Also, another mode of thought is I don't ever give more than 1 % of collections in refund checks every single month. So refunds and credits can get really ballooned people are like freaked out about that. Cause maybe like collected too much, which is like,   High five, good. I'm not saying over collect, like, hey, insurance paid more like that's a win. But before we give those refund checks out, those are the ones I'm gonna call first to see, do they have unscheduled treatment? Like, hey, great news, your insurance paid more than we thought. Let's get you scheduled, let's use that credit for this treatment. So it's a great way to fill your schedule too. But hey, if there's a true credit on the account, let's just start writing 1%. So if we're producing 100,000, what's 1 %? You got it, a thousand bucks, okay?   So 1 % of that, we're gonna then write those refund checks back for that month. This way it doesn't hurt your overhead of time. Now watch because there are certain state laws that do require you to give refunds sooner than that. So check your state laws and make sure like whatever it is. There are some new ones that have just come out. So be sure to check that so you're compliant with your state laws. If there's nothing about it, 1 % is usually a pretty good frame of mind. So that was a quick down and dirty and I hope you enjoyed it. But really taking it from clean claims, you're welcome.   to fee schedules being entered in, to submitting claims and making sure they go through, to following up on our insurance, making sure that we're tracking that so everybody knows where our claims are at, what things are going on with that. And then from there, we're gonna make sure that we have ⁓ every single week check in with our biller. And billers know we want 15 % in our 30 to 60, 60 to 90 is 10%, over 90 is no more than 5%, no more than one month's worth of collections total in our AR, and giving back 1 % refunds.   You guys, this is something I obsessed about. This is something we work with billers on. I have a practice in Oklahoma that we worked with. They had 2,700 line items of this and we just worked with our team and we cleaned and we cleaned it and it took us about two years and we were able to get them back into perfect collections, perfect processes. It took a while, but discipline, dedication and setting these things into place now are going to protect you and prevent this from happening in the future. Also, there are some great AI companies that you can use.   ⁓ Lassie is a great one that I've heard of. There's a few new ones coming up on the market. So if you need help with it, insurance verification, you can outsource. We have a lot of resources. So if you need any email Hello@TheDentalATeam.com. And if you're like, I need help, I'm drowning, I'm not making money. Let's talk. Profit production guys. it's the way we get more profit. We either increase our production, decrease our spending or increase our collections. Those are the three levers. So whatever those three we need to work on. And sometimes it's so hard because you're like,   But like I'm doing dentistry all day long, Carrie, I have time. You're right. You're supposed to be the dentist and the CEO. Let us train your team for you. That's what we love to do. Work with you and your team. So reach out. Hello@TheDentalATeam.com. Commit to being profitable this year. Commit to getting your AR in place. Commit to following these billing tactics. You guys, it is not hard, but it does require discipline. And we're happy to help you set it up. We're happy to follow through. We're happy to show you how to have the conversations. We're happy to show your team how to do this. We're happy to build KPI scorecards so you can watch it and utilizing analytics for it. So it's never daunting and scary.   It's disciplined dedication and dedicated time to make sure this happens. And usually team members get scared and it feels daunting. So it's kind of like the laundry. just like keep letting it pile up, but doctors, this is your hard earned money. And I don't believe it should be like laundry that piles up. It'd be, should be something that we are actively engaged in fixing and working through to make sure that you're getting paid what you need to be paid. So reach out. Hello@TheDentalATeam.com. And as always, thanks for listening. I'll catch you next time on the Dental A Team podcast.

We create digital breadcrumbs all the time — when we buy something online, when we post on social media, and even when we look up directions on the internet. This is data generally collected by private companies — but how and when should the government be able to access it?There have been lawsuits filed recently against the Department of Homeland Security over its collection and use of consumer data. Jeramie Scott, senior counsel and director of the Surveillance Oversight Program at the Electronic Privacy Information Center, explains how the government collects data about us.

We create digital breadcrumbs all the time — when we buy something online, when we post on social media, and even when we look up directions on the internet. This is data generally collected by private companies — but how and when should the government be able to access it?There have been lawsuits filed recently against the Department of Homeland Security over its collection and use of consumer data. Jeramie Scott, senior counsel and director of the Surveillance Oversight Program at the Electronic Privacy Information Center, explains how the government collects data about us.

Today is day 61 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the seventh line: “He suffered under Pontius Pilate” and studying question 61. 61. How do Jesus' sufferings help you? Jesus has experienced our sufferings, understands our sorrows, and is able to sympathize with our weakness. Therefore, I should bear my sufferings with perseverance and hope, for my Savior is with me in them, and through them I will come to know him more fully. (Job 9:32–35; Psalm 22:22–26; Isaiah 53:4–7; Luke 4:1–13; Hebrews 4:14–5:10) We will conclude today with The Collect for Good Friday found on page 608 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

It's tax prep season in the U.S.—time to gather, review, and organize the documents you'll need to file your taxes. If you've been organizing records as you accumulated them, this will be a simple process. If not, we'll help you get them in order! In episode #294 of The Clutter Fairy Weekly, Gayle Goddard, professional organizer and owner of The Clutter Fairy in Houston, Texas, offers tips for organizing tax documents in preparation for filing your tax returns.Show notes: https://cfhou.com/tcfw294The Clutter Fairy Weekly is a live webcast and podcast designed to help you clear your clutter and make space in your home and your life for more of what you love. We meet Tuesdays at noon (U.S. Central Time) to answer your decluttering questions and to share organizing tools and techniques, success stories and “ah-hah!” moments, seasonal suggestions, and timeless tips.To participate live in our weekly webcast, join our Meetup group, follow us on Facebook, or subscribe to our mailing list. You can also watch the videos of our webcast on YouTube.Support the show

Steve Jobs once said, “Deciding what NOT to do is as important as deciding what TO do”, and that quote has been, and still is, a cornerstone of my whole time management and productivity philosophy.  Today, I answer a question about dealing with all the little things that pop up each day while staying focused on what is important.  Links: Email Me | Twitter | Facebook | Website | Linkedin   The Ultimate Productivity Workshop  The Hybrid Productivity Course  Get Your Copy Of Your Time, Your Way: Time Well Managed, Life Well Lived The Working With… Weekly Newsletter Carl Pullein Learning Centre Carl's YouTube Channel Carl Pullein Coaching Programmes Subscribe to my Substack  The Working With… Podcast Previous episodes page   Script | 406 Hello, and welcome to the real episode 406 of the Your Time, Your Way Podcast. (Apologies for the incorrect numbering last week) A podcast to answer all your questions about productivity, time management, self-development, and goal planning. My name is Carl Pullein, and I am your host of this show.  What happens when your productivity system collapses? Do you go looking for new apps, or do you give up and just think you're not the organised type or lack self-discipline?  People react in many different ways when their systems become backlogged and overwhelmed, yet this is a state that will happen to all of us from time to time.  Life has a bad habit of getting in the way. It throws up all sorts of problems to test us. No one week or even a day will ever be the same. Only five minutes ago, my plan to take Louis out for our walk at 2:00 pm was changed by my wife asking if we could go at 12:30. That way, I could pick her up from her dance class and then go to the reservoir for his walk.  And that was a small change.  These little things are hitting us every day and disrupting our systems, yet that doesn't mean our systems are broken. It just means we need to ensure that we have sufficient buffer and flexibility built in. This week's question is all about what to do when, for whatever reason, your system begins to collapse, and you have backlogs of work, emails, messages and commitments, and you have no idea how to regain control.  Now, before I hand you over to the Mystery Podcast Voice, just a heads up to say if you are considering joining next week's Ultimate Productivity Workshop, there are only seven days left before the first session.  The workbook will be going out next week, and I would love for you to join me. This is your opportunity to get to grips with the COD and Time Sector Systems, where you can ask questions and come away with not only the knowledge, but with a rock solid system that is flexible, automatic and leaves you with enough time for the things you want to do.  PLUS, you also get, for free, four of my courses to help you go deeper in your own time.  I will put the details in the show notes, and I hope to see you next Sunday.  Now, let me hand you over to the Mystery Podcast Voice for this week's question.  This week's question comes from Nick. Nick asks, “ Hi Carl, all my professional life I have tried to be organised and focused, but every time I feel I have found the solution, something happens either at work or at home that destroys my plans. How do you suggest someone go about dealing with disruptions all the time?  Great question, Nick, and thank you for sending it in.  Much of what causes us these issues has little to do with our systems. It's just life getting in the way.  Yet, what we are aiming to do is turn managing our time into a routine. Something we just do.  For instance, I would feel uncomfortable going to bed not knowing what my appointments and important tasks are for the next day. It doesn't take long—five minutes tops —but most days it's likely less than two minutes.  This is why I cannot get my head around it when people tell me they are too exhausted to plan the next day. It's no more than five minutes! You only need to know when and where your appointments are and what your one or two most important tasks are. It takes a minuscule amount of energy to do it.  Those two minutes have a profound effect on my day.  Last night, I went to bed knowing that I had six hours of meetings today and one critical task to do. I knew if I was diligent, I would be able to complete my meetings and that one task.  The fact that my wife has already changed my plan has not caused me to drop the task. My original plan to do it after my morning calls finished has changed. I will now do it when I get back from taking Louis for his walk.  What matters is that when I finish today, I can look back knowing I have what matters done.  This all begins with respecting the basics. Those basics are contained in COD. Collect, Organise and Do.  You need a way to collect everything that comes your way throughout the day. This needs to be something you trust. That could be a task manager or a daybook (a notebook you use to manage your day).  Then, at some point in the day, you process and organise what you collected. That could be the first thing in the morning or the last thing you do before you finish your workday. If you're doing it every day, you won't need a lot of time for this part of the process.  If you're inconsistent with it, you will need more time. This is why I suggested you turn these things into routines—things you just do every day. Like brushing your teeth when you wake up, or washing the dishes before you go to bed.  Finally, the daily planning, where you decide which tasks you must do that day and review your calendar for the next day's appointments. These steps give you a clear plan for doing the work.  The great thing is that none of these steps takes a lot of time. Perhaps the processing and organising will take about 10 minutes. However, I find that this step is calming. It allows me to ensure I am not trying to do too much or limiting my flexibility.  So, step one, Nick, is to make following the principles of COD a non-negotiable part of your day.  For those of you who have not discovered COD yet, I have a free 45-minute course that walks you through the process and shows you the tools and formulas to build this into your day. I will leave the link in the show notes. The next consideration is how you are organising your work.  There are some things that need to be done every day. Responding to your actionable messages (email, Slack, Teams, etc.) and any daily admin, for example. Salespeople often need to record their daily activities. Now you could do this once a week or do it daily. I find that doing it daily keeps the time required to a minimum.  Then there are your tasks. Now, some of these may need to be done today or before the end of the week. Others may not be quite as urgent, so you can push them out of sight until next week or even next month.  This is why I recommend you organise your task manager by when you will do something. Anything that needs to be done this week goes into a folder called “this week”. This means you are not being distracted by tasks that don't need to be done this week, and it helps to keep your task list to a minimum. This prevents your lists from becoming overwhelming.  The other good thing about this approach is that the 40% of the tasks you think you will need to do that never actually need to be done can be deleted during your weekly planning. (That's one of my favourite parts of doing the weekly planning) This is the essence of the Time Sector System. It's not about how much you have to do; we all have far more to do than the time available to do it. It's about when you will do it.  There are two sides to the time management equation. Time and stuff to do. The time side of the equation is fixed. You cannot change that. There are 24 hours a day and 168 hours a week, and that's it.  The only variable you have is stuff to do. That's what the Time Sector System focuses on. Getting you to decide what you will do and when.  I can now give you an update on my changing day.  When I started today, I had three meetings between 8:00 and 11:30 am.  It's now 10:30 am, as I write this, and my 8:00 am meeting went ahead as usual, but my 9:30 and 10:30 meetings have both cancelled.  When I planned my day yesterday, I accounted for all my meetings going ahead, and I would write this script before taking Louis for his walk. I would start the script between 8:00 am and 9:30 am, and then finish it after all my meetings ended.  I've been given 90 minutes back, so this script will be finished before I pick my wife up from her dance class. It also means I can work on an important project this afternoon, which I thought I wouldn't have much time for.  Some days you win, others you have to fight for. Today's a win. On the days you have to fight for it's important to stand your ground as much as you can. For example, had all my meetings gone ahead as expected today, I would still have had time this afternoon to write this script.  The consequences of not protecting time to write this script would be squeezing my day tomorrow, and I would likely have to work on Saturday just to catch up.  I've played that game too often in the past, and it's not worth it.  It would be tempting to blame my system, but ultimately, my decisions would have caused the problem.  So, as you can see, Nick, life will always get in the way. You can only work with the information in front of you.  But if you are consistent with your daily and weekly planning, you are putting yourself in a position to be clear about what matters each day.  Yet, your daily and weekly planning only works if you are collecting everything that needs to be collected. Appointments are on your calendar, and tasks are in a task manager. That way, you will have all the information you need to plan your days so that the important things get done, and the lower-value ones can be eliminated.  And finally, you can avoid many issues by building buffer time into your calendar. Trying to squeeze in as many meetings as you can without allowing at least 15 minutes between them is storing up problems for you later.  I try to set aside 2 hours for focused work each day and 2 hours of buffer time for the unexpected. I've found over the years that on most days, that's enough to give me the flexibility to deal with whatever comes my way.  So Nick, it comes down to following the principles of COD. Collect everything that needs to be collected. Allow yourself ten to fifteen minutes each day to process and organise what you collected. Decide when you will do the tasks, and use your daily and weekly planning sessions to map out your days so you are getting the right things done at the right time.  I hope that helps.  Now, don't forget, if you want to learn how to put all this together, have me show you how to manage your calendar and task manager and stay of top of your communications, then my Ultimate Productivity Workshop will do that for you.  And don't worry if you cannot attend all the sessions (there are only two). Both sessions will be recorded, and the video and audio files will be available shortly after the end of each session.  I hope you can join me. Details for this fantastic workshop are in the show notes. Thank you, Nick, for your question, and thank you to you, too, for listening. It just remains for me now to wish you all a very, very productive week.   

Today is day 60 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the seventh line: “He suffered under Pontius Pilate” and studying question 60. 60. In what ways did Jesus suffer? On earth, the incarnate Son shared physically, emotionally, and spiritually in the temptations and sufferings common to all people, yet without sin. In his agony and desolation on the Cross, he uniquely suffered in my place for my sins and, in so doing, revealed God's love and compassion for fallen and suffering humanity. (Psalm 22:1–24; Matthew 4:1–10; 27:26–50; Hebrews 4:14–16) We will conclude today with The Collect for Tuesday of Holy Week found on page 607 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

Today is day 59 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the seventh line: “He suffered under Pontius Pilate” and studying question 59. 59. Why did Jesus suffer? Jesus suffered as a sacrifice for our sins so that we could have peace with God, as prophesied in the Old Testament: “But he was pierced for our transgressions; he was crushed for our iniquities; upon him was the chastisement that brought us peace, and with his wounds we are healed.” (Isaiah 52:13–53:12, see 53:5; John 1:29; Romans 6:23; 1 Corinthians 15:3–4) We will conclude today with The Collect for Monday of Holy Week found on page 607 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

Collections, Collecting, and the Things We Never Meant to Collect. Why do we gather the things we do, and what does these collections say about us. Nutty sits down with Tek and Vox to talk about collecting (both the intentional … Continue reading → The post Collecting and Collections appeared first on NIMLAS Studios.

Tracie is still sifting through the Epstein files, and she found a scary pop culture artifact (an ass ugly Spitting Image puppet) was used to molest girls. Plus, the girls (and Jay Manuel) are weighing in on the Netflix doc Reality Check: Inside America's Next Top Model.To access video episodes, bonus episodes and our premium series WAWU—we're covering season one of The Comeback right now—check out our Patreon.The People Who Died in 2025 Christmas ornament is here! Collect them all!Check out potential drama and our Diamond Girls on our Instagram. ★ Support this podcast on Patreon ★

Today is day 58 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the sixth line: “He was conceived by the Holy Spirit and born of The Virgin Mary” and studying question 58. 58. What does the union of Jesus' two natures teach you about his ministry? All Jesus does as a human being he also does as God. His human words and deeds are saving because they are the words and deeds of God the Son. (John 5:19–29; Romans 8:1–4; Colossians 1:19–23; Hebrews 4:14–16) We will conclude today with The Collect for Palm Sunday found on page 607 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

Tim Wermeling is a collector who recently made the hobby his full time gig. We'll discuss that amongst other topics.   Talking points on this episode may include: *Beginnings *His Personal Collection  *Being a competitive Power Lifter *The decision to go full-time hobby *Buying slabs over raw *Where do you do business *Acquiring inventory *To price or not to price *Store eventually?  Follow us on Social Media:  Website:https://www.sportscardnationpo....com https://linktr.ee/Sportscardna... Merch shop:https://sports-card-nation.pri...   To eliminate pre & post-roll adshttps://www.spreaker.com/podca...

EPISODE 351 - Clark opens the Friday episode solo by plugging the Five Card Guys YouTube Channel, which is fast approaching 5,000 subscribers. Look for more hobby video content including longer video clips of the pod and more to come in 2026!And then stick around for the interview with Scott Lang (@psa1only on IG) who started by collecting some really nice Shohei Ohtani cards. But then he cashed them in to start a new collecting journey – chasing PSA 1 grail cards!--------------------------CONNECT WITH US!Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cardstothemoon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@fivecardguys⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Clark) | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@yntegritysportscards⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (Hyung) | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tradeyouatrecess⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (John)Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://fivecardguys.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: https://youtube.com/c/@fivecardguysDaily Auctions (w/ affiliate links): ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://fivecardguys.com/dailyauctions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you have any questions about the hobby that you would like addressed, email us at hello@fivecardguys.com or DM us on Instagram at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cardstothemoon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@fivecardguys⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

In the 7 AM Hour: Larry O’Connor and Cassie Smedile discussed: WMAL GUEST 7:05 AM - INTERVIEW - MATT SCHLAPP - chairman of the American Conservative Union and CPAC TOPIC: React to State of the Union and CPAC coming up in Texas NJ DEVILS CROWD GOES NUTS WHEN JACK HUGHES GOES OUT ON THE ICE IN HIS FIRST GAME BACK AFTER THE OLYMPICS.WMAL GUEST 7:35 AM - INTERVIEW - RON HALBER - Chief Executive Officer of the Jewish Community Relations Council of Greater Washington TOPIC: Halber called out the political candidate questionnaire developed by the Democratic Socialists of America’s (DSA) Metro DC chapter for "encouraging the systematic erasure of Jewish and pro-Israel Americans from public life." Trump administration considers requiring banks to collect citizenship information Where to find more about WMAL's morning show: Follow the Show Podcasts on Apple podcasts, Audible and Spotify. Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @Jgunlock, @patricepinkfile, @CMSmedile and @heatherhunterdc. Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Show Website: https://www.wmal.com/oconnor-company/ How to listen live weekdays from 5 to 9 AM: https://www.wmal.com/listenlive/ Episode: Thursday, February 26, 2026 / 7 AM Hour See omnystudio.com/listener for privacy information.

Today is day 57 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the sixth line: “He was conceived by the Holy Spirit and born of The Virgin Mary” and studying question 57. 57. What is the relationship between Jesus' divine and human natures? At the moment of Jesus' conception, the divine nature of the one eternal Person of the Son was united to our human nature. Therefore, Jesus Christ is fully and truly both divine and human, but without sin. His two natures are united without division, separation, mixture, or change. (Luke 1:26–38; John 1:14; Philippians 2:6–8; Hebrews 2:10–16; 1 John 4:2–3; Definition of Chalcedon) We will conclude today with The Collect for The Presentation of Christ in the Temple found on page 603 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

In this special episode, glass artist Chris Day and poet and creative producer Gabriella Gay join EMPIRE LINES live, to reflect on the complex histories of the Wedgwood Anti-Slavery Medallion, and the relationships between colonialism, abolitionism, and ceramics in the Midlands, through the collaborative research project, I Am a Man and a Brother (2021-Now).This episode was recorded live at the V&A Wedgwood Collection in Stoke-on-Trent in November 2025. Find all the information about the research project online, and in the first Instagram post: instagram.com/p/DPqjVMWjYwq/Chris Day: Fragmented Truths was at the Potteries Museum & Art Gallery and the V&A Wedgwood Collection in Stoke-on-Trent through 2025.Gabriella Gay's poem, Black Man Cast in Clay (2022), is at the V&A Wedgwood Collection in Stoke-on-Trent, and available online.Magdalene Odundo: The Falcon Cannot Hear the Falconer is on display at the V&A Wedgwood Collection in Stoke-on-Trent until March 2026.Join Chris Day at Craft After Dark during Collect 2026 in London on 27 February 2026.For more about Josiah Wedgwood and Jacqueline Bishop, hear curators Jake Subryan Richards and Vicky Avery on Black Atlantic: Power, People, Resistance (2023) at the Fitzwilliam Museum in Cambridge: pod.link/1533637675/episode/a5271ae2bc8c85116db581918412eda2On flows of migration in Trinidad and the Caribbean, hear about Richard Fung's film Dal Puri Diaspora (2012) at the Museum of London Docklands: pod.link/1533637675/episode/OGZkOTY3MDAtYzExOC00MzJmLWIyYWItNDQyMzJmOTY2NzI3On the relationship between rope and other mediums, hear sculptor LR Vandy on Twist (2024) at Chatham Ropery and October Gallery in London: pod.link/1533637675/episode/MjAyOTlhYjUtYzBlMS00MDYwLWEwY2EtMzg2MTc4ZGE4Y2RiAnd on plumbing and artistic practices, hear Sovay Berriman in the live episode from Dhaqan Collective's House of Weaving Songs at the Eden Project in Cornwall in 2024 - and Flamm 2026 in Bodmin, coming soon.PRODUCER: Jelena Sofronijevic.Follow EMPIRE LINES on Instagram: ⁠⁠instagram.com/empirelinespodcast⁠⁠Support EMPIRE LINES on Patreon: ⁠⁠patreon.com/empirelines

The Trump administration is considering possible executive action that could require banks to begin collecting citizenship information from new and existing customers, according to a blockbuster scoop in The Wall Street Journal. Dylan Tokar, who cowrote the article for the WSJ, talks about what's behind the effort and what it means for banks. He also discusses the CFTC's battle with state governors over prediction markets, the launch of crypto banks and Coinbase CEO Brian Johnson's role in the center of the fight over stablecoin yield.

Today is day 56 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the sixth line: “He was conceived by the Holy Spirit and born of The Virgin Mary” and studying question 56. 56. Was Mary the only biological parent of Jesus? Yes. While still a virgin, Mary submitted to the will of God and bore the Son of God. Therefore, she is held in high honor. However, in obedience to God, Joseph took Mary as his wife and raised Jesus as his son. (Isaiah 7:14; Matthew 1:18–25; 13:55) We will conclude today with The Collect for Saint Mary the Virgin found on page 631 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

Order of Service: - Prelude - Hymn 283 - Glory Be To Jesus, Who in Bitter Pains - The Versicles (pp. 120-121) - The Gloria Patri (p. 121) - Mark 14:32-52: 32 They went to a place named Gethsemane. Jesus told his disciples, “Sit here while I pray.” 33 Then he took Peter, James, and John along with him and began to be troubled and distressed. 34 He said to them, “My soul is overwhelmed with sorrow, even to the point of death. Stay here and keep watch.” 35 Going forward a little, he fell on the ground and prayed that, if it were possible, the hour might pass from him. 36 He also said, “Abba, Father, everything is possible for you. Take this cup away from me. Yet not what I will, but what you will.” 37 When he returned to the disciples, he found them sleeping. He said to Peter, “Simon, are you sleeping? Were you not strong enough to keep watch for one hour? 38 Watch and pray that you may not enter into temptation. The spirit is willing, but the flesh is weak.” 39 Again he went away and prayed, saying the same thing. 40 When he returned, he found them sleeping, for their eyes were heavy. They did not know what they should answer him. 41 He returned the third time and said to them, “Are you going to continue sleeping and resting? It is enough. The hour has come. Look, the Son of Man is betrayed into the hands of sinners. 42 Rise, let us go. Look, my betrayer is near.” 43 Just then, while he was still speaking, Judas, one of the Twelve, arrived. A crowd was with him, armed with swords and clubs. They were from the chief priests, the experts in the law, and the elders. 44 Now his betrayer had given them a signal, saying, “The one I kiss is the man. Arrest him and lead him away under guard.” 45 He went right to Jesus and said, “Rabbi!” and kissed him. 46 They laid hands on him and arrested him. 47 But one of those who stood nearby drew his sword, struck the servant of the high priest, and cut off his ear. 48 Jesus responded by saying to them, “Have you come out with swords and clubs to capture me as you would a criminal? 49 Day after day I was with you, teaching in the temple courts, and you did not arrest me. But this happened so that the Scriptures may be fulfilled.” 50 Then the disciples all left him and fled. 51 A certain young man was following him, wearing just a linen cloth over his naked body. They seized him, 52 but he left behind the linen cloth and fled from them naked. - Hymn 334 - O Sacred Head, Now Wounded: vv. 1, 7, 9 - The Kyrie (p. 124) - The Lord's Prayer (p. 125) - Hymn 584 - Grant Peace, We Pray, in Mercy, Lord - The Collect (pp. 125-127) - The Benedicamus (p. 127) - The Benediction (p. 127) - Hymn 284 - Go To Dark Gethsemane: vv. 1 - 3 - Postlude Service Participants: Rev. Prof. Mark DeGarmeaux (Preacher), Ryan Samek (Organist)

Today is day 55 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the sixth line: “He was conceived by the Holy Spirit and born of The Virgin Mary” and studying question 55. 55. Why is it important to say that Jesus was born? It is important to affirm that he is one of us: truly human, born to a human mother, and raised in a human family. (Luke 2:41–52; Hebrews 2:17–18) We will conclude today with The Collect for Christmas Day found on page 600 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

As London craft-and-design fair Collect gets under way, Nic Monisse chats with director TF Chan about the philosophy of “fewer, better things”. Plus: buttons and handles are coming back to our vehicles but will Nic and Grace Charlton give them the green light? See omnystudio.com/listener for privacy information.

Dr. Malin, known for his research on using exercise as a therapeutic tool against obesity, type 2 diabetes, and cardiovascular disease, shares insights into how individual chronotypes – whether one is an early bird or a night owl – can significantly influence exercise effectiveness and overall health. ----- In this enlightening episode of the Physical Activity Researcher Podcast, host Dr. Olli Tikkanen engages in a thought-provoking conversation with Dr. Steven Malin, Director of the Applied Metabolism & Physiology Laboratory (AMP Lab). Dr. Malin, a distinguished figure in medicine and an affiliate of the New Jersey Institute for Food, Nutrition and Health and the Institute for Translational Medicine and Science, delves into the complex relationship between exercise, chronotypes, and the management of type 2 diabetes. The discussion navigates through the nuances of exercise prescription, emphasizing the importance of personal preferences and the timing of physical activities. Dr. Malin, known for his research on using exercise as a therapeutic tool against obesity, type 2 diabetes, and cardiovascular disease, shares insights into how individual chronotypes – whether one is an early bird or a night owl – can significantly influence exercise effectiveness and overall health. The conversation also explores the impact of societal norms and circadian rhythms on physical activity patterns and disease risk, offering a fresh perspective on personalized healthcare. Listeners, predominantly researchers in the field, will find this episode particularly valuable as it blends scientific rigor with practical implications, highlighting the need for a more tailored approach to exercise and health management. ___________________   This podcast episode is sponsored by Fibion Inc. | Better Sleep, Sedentary Behaviour and Physical Activity Research with Less Hassle --- Collect, store and manage SB and PA data easily and remotely - Discover ground-breaking Fibion SENS --- SB and PA measurements, analysis, and feedback made easy.  Learn more about Fibion Research --- Learn more about Fibion Sleep and Fibion Circadian Rhythm Solutions. --- Fibion Kids - Activity tracking designed for children. --- Collect self-report physical activity data easily and cost-effectively with Mimove. --- Explore our Wearables,  Experience sampling method (ESM), Sleep,  Heart rate variability (HRV), Sedentary Behavior and Physical Activity article collections for insights on related articles. --- Refer to our article "Physical Activity and Sedentary Behavior Measurements" for an exploration of active and sedentary lifestyle assessment methods. --- Learn about actigraphy in our guide: Exploring Actigraphy in Scientific Research: A Comprehensive Guide. --- Gain foundational ESM insights with "Introduction to Experience Sampling Method (ESM)" for a comprehensive overview. --- Explore accelerometer use in health research with our article "Measuring Physical Activity and Sedentary Behavior with Accelerometers ". --- For an introduction to the fundamental aspects of HRV, consider revisiting our Ultimate Guide to Heart Rate Variability. --- Follow the podcast on Twitter https://twitter.com/PA_Researcher Follow host Dr Olli Tikkanen on Twitter https://twitter.com/ollitikkanen Follow Fibion on Twitter https://twitter.com/fibion https://www.youtube.com/@PA_Researcher      

Today is day 54 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the sixth line: “He was conceived by the Holy Spirit and born of The Virgin Mary” and studying question 54. 54. What happened at Jesus' conception in Mary's womb? The eternal Son, whom God named Jesus, assumed a fully human nature from his mother, the Virgin Mary, at the moment of conception in her womb. (John 1:1–3, 14; 8:56–58; Philippians 2:6–8; Colossians 2:9) We will conclude today with The Collect for The Annunciation found on page 627 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

Texas Tech and Houston are redefining Big 12 recruiting battles as Joey McGuire and Willie Fritz rack up top talents like Jalen Brewster and Keisean Henderson, proving it's more than just NIL deals fueling their momentum. Will Tech's addition of star quarterback Kavian Bryant finally unlock an offensive surge—and can Houston's local recruiting surge make them championship contenders? Brian Smith and Marc Henry spotlight SMU's metroplex recruiting strategies, unsung playmakers like DeSoto's SaRod Baker and Richland's Jayshon Gibson, and rising phenoms in Texas high school football. Insider analysis reveals why DFW and Houston prospects like John Meredith III, Eli Johnson, and Braylen Cunningham are vaulting into the national conversation. Don't miss this fast-paced breakdown of the state's deepest talent pools and the behind-the-scenes chess masters shaping Texas football's future. Everydayer Club If you never miss an episode, it's time to make it official. Join the Locked On Everydayer Club and get ad-free audio, access to our members-only Discord, and more — all built for our most loyal fans.  Click here to learn more and join the community: https://theportal.supercast.com/ Help us by supporting our sponsors!  5-Hour ENERGY Have your cake & drink it too. Birthday cake-flavor is back, no fork needed. Vanilla-y cakey flavor, caffeinated kick, and no sugar. It's party time. Order Now at https://5-hourENERGY.com or Amazon. Mazda Like our players, we're driven by the details. Because highlights make the reel. What it takes to get there makes it count. There's more to a Mazda. Because there's more to you. Turbo Tax For a limited time, you can have your taxes done by a local TurboTax expert for just $150 — all in, if a TurboTax expert didn't file for you last year. Just file by February 28. Take taxes off your plate and get back to your life.  Visit https://TurboTax.com/local to book your appointment today.  Indeed Listeners of this show get a $75 Sponsored Job Credit to help give your job the premium placement it deserves at http://Indeed.com/podcast FanDuel Use your Profit Boost on an NBA future and get entered for your chance to win a trip to the NBA Finals.  Play your game with FanDuel, the official sports betting partner of the NBA. Visit https://FANDUEL.COM to get started.  FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expire in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, we remember Polycarp, Bishop and Martyr of Smyrna.The short bio on Polycarp is taken from the 2001 edition of the Lesser Feasts and Fasts.The scripture reading for today is from Matthew 20:20-23(ESV).The Collect comes from the Lesser Feasts and Fasts.

Do you fear that you will lose your job to AI? Or are you eager to get rid of work that an AI could do instead? Today's episode of Done! is about one thing you can do to stay one step ahead in the AI transformation of our work. What is the most recent task that you now let an AI do? Tell me in an email and inspire me to do the same! Have you tried rewarding yourself with something you almost need? These episodes are also available as a weekly newsletter to your email. If you rather read than listen (or both!), sign up for a free subscription. David Stiernholm is a "struktör". As such he helps people and companies become more efficient and productive by creating better structure. His motto is: Everything can be done easier! David is frequently hired as a speaker by all kinds of businesses, from well-established major corporations to entrepreneurial companies in hyper-growth. He extinguishes himself by providing clients with concrete tools and methods that can be applied instantly both at work and in your personal life. During a talk with David Stiernholm, you will realize that structure is both liberating and fun and that establishing a better structure makes you less stressed and more efficient.

Some recent content had me thinking about how we determine which card of our player we choose to spend our money on and why.

Today is day 53 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the sixth line: “He was conceived by the Holy Spirit and born of The Virgin Mary” and studying question 53. 53. What does it mean that Jesus was conceived by the Holy Spirit? Jesus was conceived not through a human father but by the Holy Spirit coming upon the Virgin Mary in power. (Isaiah 7:14; Matthew 1:18–20; Luke 1:26–38) We will conclude today with The Collect for Saint Mary the Virgin found on page 631 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

Today is day 52 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the fifth line: “His only Son, our Lord” and studying question 52. 52. What do you mean when you call Jesus Christ “Lord”? I acknowledge Jesus' divine authority over the Church and all creation, over all societies and their leaders, and over every aspect of my life, both public and private. I surrender my entire life to him and seek to live in a way that pleases him. (Daniel 7:13–14; Matthew 7:21–23; Luke 9:23–26; Ephesians 1:15–23; Colossians 1:16–18) We will conclude today with The Collect for Christ the King Sunday found on page 623 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

Josie tells Taylor about the hidden history of the classic board game Monopoly, and how Parker Brothers covered up its unlikely roots as the anti-monopolist polemic, The Landlord's Game.

You're going to have to refer to our last episode ("Chappel Roan's Nipples") to understand what the hell we're talking about in the first half of this episode because we were too high and heated to be as coherent as we would've liked.Basically, after Tracie said an Instagram creator was being stupid (she was), that creator somehow figured out we talked about her (we never named her) and made a post about us, which riled up her base of Pizzagate conspiracy theorists. They're accusing us of being Zionists (like, what?) and pedos, proving the original point that Tracie made last week of how people are being illogical about public figures who were named in the Epstein files for innocuous reasons.Please read: Sasha Riley and the Long Hangover of the Satanic PanicTo access video episodes, bonus episodes and our premium series WAWU—we're covering season one of The Comeback right now—check out our Patreon.The People Who Died in 2025 Christmas ornament is here! Collect them all!Check out potential drama and our Diamond Girls on our Instagram. ★ Support this podcast on Patreon ★

Today is day 51 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the fifth line: “His only Son, our Lord” and studying question 51. 51. Why is Jesus called the Father's “only Son”? Jesus alone is God the Son, coequal and coeternal with God the Father and God the Holy Spirit. He alone is the image of the invisible Father, the one who makes the Father known. He is now and forever will be incarnate as a human, bearing his God-given human Name. The Father created and now rules all things in heaven and earth through Jesus Christ our Lord. (Psalm 2:7–12; John 1:14–18; Colossians 1:13–15; Hebrews 1:1–5; see also Athanasian Creed) We will conclude today with The Collect for the Nativity of Our Lord Jesus Christ found on page 600 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

Lauren Rizzo Shaffer is back for Part II of our conversation. Talking points on this episode may include: *State of the Hobby Union *Doing Shows and Dealer approach *Buying and Selling  *Thoughts on progress of Women in the Hobby. *Hobby writing and hitting the block. Follow us on Social Media:  Website:https://www.sportscardnationpo....com https://linktr.ee/Sportscardna... Merch shop:https://sports-card-nation.pri...   To eliminate pre & post-roll adshttps://www.spreaker.com/podca...

This episode explores various aspects of exercise science, from the efficacy of different exercise intensities to the psychological factors influencing adherence to physical activity. --- In this episode of the Physical Activity Researcher Podcast, Dr. Olli Tikkanen welcomes Dr. Steven Malin, Associate Professor and Director of the Applied Metabolism & Physiology Laboratory (AMP Lab). Dr. Malin, with his extensive background in kinesiology, nutrition, and clinical translational research, delves into the intricacies of exercise prescription and its impact on reducing the risk of type 2 diabetes. He shares his journey from being a sports enthusiast to a renowned academic, emphasizing the importance of movement and exercise in managing health conditions like obesity, type 2 diabetes, and cardiovascular disease. The discussion explores various aspects of exercise science, from the efficacy of different exercise intensities to the psychological factors influencing adherence to physical activity. Dr. Malin highlights the significance of understanding individual preferences and barriers to exercise, advocating for a more personalized approach to physical activity. This episode not only provides valuable insights into the latest research in exercise science but also encourages listeners to view physical activity as a versatile and essential component of healthcare and personal well-being. ___________________ This podcast episode is sponsored by Fibion Inc. | Better Sleep, Sedentary Behaviour and Physical Activity Research with Less Hassle --- Collect, store and manage SB and PA data easily and remotely - Discover ground-breaking Fibion SENS --- SB and PA measurements, analysis, and feedback made easy.  Learn more about Fibion Research --- Learn more about Fibion Sleep and Fibion Circadian Rhythm Solutions. --- Fibion Kids - Activity tracking designed for children. --- Collect self-report physical activity data easily and cost-effectively with Mimove. --- Explore our Wearables,  Experience sampling method (ESM), Sleep,  Heart rate variability (HRV), Sedentary Behavior and Physical Activity article collections for insights on related articles. --- Refer to our article "Physical Activity and Sedentary Behavior Measurements" for an exploration of active and sedentary lifestyle assessment methods. --- Learn about actigraphy in our guide: Exploring Actigraphy in Scientific Research: A Comprehensive Guide. --- Gain foundational ESM insights with "Introduction to Experience Sampling Method (ESM)" for a comprehensive overview. --- Explore accelerometer use in health research with our article "Measuring Physical Activity and Sedentary Behavior with Accelerometers ". --- For an introduction to the fundamental aspects of HRV, consider revisiting our Ultimate Guide to Heart Rate Variability. --- Follow the podcast on Twitter https://twitter.com/PA_Researcher Follow host Dr Olli Tikkanen on Twitter https://twitter.com/ollitikkanen Follow Fibion on Twitter https://twitter.com/fibion https://www.youtube.com/@PA_Researcher

Ohio Equal Rights has proposed the Ohio Equal Rights Amendment and the Ohio Right to Marry Amendment.

Today is day 50 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the fourth line: “I believe in Jesus Christ” and studying question 50. 50. What does “Christ” mean? Christos is the Greek term for the Hebrew title Messiah, meaning “Anointed One.” Old Testament kings, priests, and prophets were anointed with oil. Jesus the Christ was anointed by the Holy Spirit to perfectly fulfill these roles, and he rules now as Prophet, Priest, and King over his Church and all creation. (Exodus 40:12–16; 1 Samuel 16:11–13; 1 Kings 19:15–16; Psalm 89:19–29; Luke 3:21–22; 4:14–21; Acts 10:38; Hebrews 4:14–5:10) We will conclude today with The Collect for the Confession of Saint Peter found on page 626 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

What happens when you find yourself in an impossible situation? What do you do? Collect your resources? Rely on your experience and expertise? Or do you cry out to God? On this episode of The Verdict, Pastor John Munro explains how God still delivers those who cry out to Him.

Today is day 49 and we are in the section on the Second Article of the Apostles' Creed on Jesus Christ the Son of God. Today we are on the fourth line: “I believe in Jesus Christ” and studying question 49. 49. What does “Jesus” mean? “Jesus” means “God saves” and is taken from the Hebrew name Yeshua or Joshua. In Jesus, God has come to save us from the power of sin and death. ( Joshua 1:1–9; Psalm 20; Matthew 1:18–25; Romans 8:1–2) We will conclude today with The Collect for the Circumcision and Holy Name of Our Lord Jesus Christ found on page 600 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

In this episode of Content, Briefly, Jimmy and Eric dig into synthetic feedback — using AI personas to pressure-test your content before publishing.They share how to build data-informed audience profiles, turn them into reusable Claude skills, and gather structured feedback from different perspectives (freelancer, in-house, exec, skeptic, skimmer).The goal: catch gaps earlier, strengthen arguments, and make human editing more strategic.They also reflect on the bigger challenge of adopting AI while doing the actual job — and how to use it as a sparring partner without losing your editorial judgment.Superpath members: Get your free AI Visibility Report from Gauge and unlock 50% off your first three months.************************Useful Links:Follow Jimmy on LinkedIn: https://www.linkedin.com/in/jimmydaly/Follow Eric on LinkedIn: https://www.linkedin.com/in/edoty/************************Stay Tuned:► Website: https://www.superpath.co/► YouTube: https://www.youtube.com/@superpath► LinkedIn: https://www.linkedin.com/company/superpath/► Twitter: https://twitter.com/superpathco************************Don't forget to leave us a five-star review and subscribe to our YouTube channel.

home profit Make Your Home Work Harder (Profit + Remodel Strategy) | Episode 589 Hey, it's James from SurvivalPunk.com. It's 39 degrees, and today we're talking about making your home work harder. This one's twofold. Part one: remodeling strategically in a broken housing market.Part two: turning your house from a pure expense into something that actually produces. The housing market sucks right now. That's just reality. But that doesn't mean you're powerless. The Housing Market Is Skewed — Use That Starter homes are struggling. Lower-tier houses are sitting. But higher-end houses? Selling like crazy. Million-dollar homes are moving because people with that kind of money don't care about rates the same way. That skews the data. People see $400k homes selling and assume everything is hot — but that doesn't help someone trying to get into their first house. If you're buying right now, one strategy is simple: buy under your ceiling. Know your range. Don't stretch yourself to death. Look at homes that need a little TLC. Cosmetic stuff. Cabinets. Paint. Fixtures. Appliances. Flooring. Those are solvable. Over time, you remodel intelligently and build equity yourself. If you're already in a house, the same concept applies. Pick one room at a time. Kitchen. Bathroom. Flooring. Do it in phases. At the end? You either: Have a fully remodeled home you love Or you sell at a higher value and move up But your strategy matters. If your goal is resale, you remodel based on trends — not your personal taste. Sage green cabinets? Trendy. I hate them. Doesn't matter. If the goal is ROI, you follow market taste. Black kitchens? Also trendy. Not my thing. If it's your forever home? Then build for you. Two totally different goals. Yard = Wasted Opportunity Most people see yard work as a chore. Leaves? Trash.Rainwater runoff? Waste.Space? Decorative. Wrong mindset. Leaves are free compost input. Not just your leaves — your neighbors' leaves too. Compost them down and: Stop buying compost Sell compost Sell compost tea Turn a waste stream into revenue You're literally converting trash into product. That's how you make a home work harder. Gardening Isn't Just Food — It's Leverage Growing your own vegetables reduces grocery bills. But microgreens? That's a business. The profit margins on microgreens are insane if you run it correctly. Small greenhouse. Controlled setup. Scalable. You need to run the numbers. But the ceiling is there. Even if you don't sell: Growing salads = not buying salads Growing vegetables = not buying vegetables Saving seeds = compounding future production If you're watering plants with rainwater you collected off your own roof, from seeds you saved from food you grew? You're basically printing your own money at that point. Water Runoff Is Money Going Down the Drain Rain barrels and cisterns are underrated. Every time it rains, your roof is producing water. Most people just let it run off. Collect it. Use it for: Gardening Lawn irrigation Emergency supply Water bills are going up. Ours doubled recently. It's still affordable, but it won't always be. Reducing dependency now is smart. Indoor Production: Mushrooms and Niche Products Growing mushrooms indoors is exploding. Lion's Mane. Reishi. Specialty varieties. The science on mushroom benefits is still unfolding, but the demand is real — and they're expensive to buy retail. If you're already spending money on them, growing them yourself cuts cost massively. Get good at it? Sell excess. There are tons of small indoor side hustles you can start from your home. Some are simple. Some are more technical. The common thread: Reduce retail markup. If you can make something yourself that normally carries huge markup — that's leverage. There's nothing wrong with profit. But there is a line between fair markup and straight-up exploitation. If you can eliminate the middle layer, your cost drops dramatically. That's power. Remodel vs Production — Pick Your Angle Your home can: Build equity through smart remodeling Reduce expenses through production Generate income through niche products Or do all three Most people treat their house as: Mortgage.Utilities.Expense. That's it. But if you treat it like a tool — like an asset that works — it changes the math. Final Thoughts The housing market might be rough. Interest rates might suck. Starter homes might be overpriced. But you still control: What you buy How you improve it What you produce from it What you stop paying retail for Make your home work harder. This is James from SurvivalPunk.com.DIY to survive. Amazon Item OF The Day VEVOR Collapsible Rain Barrel, 100 Gallon/380 L Portable Water Tank, PVC Rainwater Collection Barrel with Spigots and Overflow Kit, Water Barrel for Garden Water Catcher Think this post was worth 20 cents? Consider joining The Survivalpunk Army and get access to exclusive content and discounts! Don't forget to join in on the road to 1k! Help James Survivalpunk Beat Couch Potato Mike to 1k subscribers on Youtube Want To help make sure there is a podcast Each and every week? Join us on Patreon Subscribe to the Survival Punk Survival Podcast. The most electrifying podcast on survival entertainment. Itunes Pandora RSS Spotify Like this post? Consider signing up for my email list here > Subscribe Join Our Exciting Facebook Group and get involved Survival Punk Punk's The post Make Your Home Work Harder | Episode 589 appeared first on Survivalpunk.

In this episode Foghorn Leghorn and Craft Brew Sally talk about their Stern Media Day event for all things POKEMON. Was it a hit? Tune in and find out. Craft Brew Sally talks about Mikerphone's PB & Jam Juice. FINALLY launched our products on SilverBall Swag - check it out here! https://silverballswag.com/ Hey, why not drop us a line! email directly to ---> PinballJD@gmail.com Links To Awesome: https://lumberjackjohnnys.com https://silverballswag.com/ https://captaincrazysparadise.com/ https://projectpinball.org/ https://littleshopofgames.com/ https://www.flipnoutpinball.com/

Order of Service: - Prelude - The Confession of Sin (p. 120) - Hymn 287 - Jesus, I Will Ponder Now: vv. 1, 2, 5 - The Versicles (pp. 120-121) - The Gloria Patri (p. 121) - Psalm 130 (setting by Fernand de la Tombelle): From out of the depths I have cried to You, O Lord. Listen to my pleading, O Lord, And hear my voice. If You should, O Lord, mark our sins, Lord, who could stand before Your judgment? But there is forgiveness with You, That You may be feared and honored. My soul waits for the Lord, I wait and in His Word I place my hope. O Israel, hope in the Lord, for He is gracious. With Him is abundant redemption. He shall redeem us. He shall redeem us. He shall redeem us. Amen. - Passion History Reading - Matthew 11:20-24 - Homily - Hymn 292 - O Dearest Jesus, What Law Hast Thou Broken: vv. 1, 5, 11, 12, 15 - The Kyrie (p. 124) - The Lord's Prayer (p. 125) - Hymn 584 - Grant Peace, We Pray, in Mercy, Lord - The Collect (pp. 125-127) - The Benedicamus (p. 127) - The Benediction (p. 127) - Hymn 593 - On My Heart Imprint Thine Image - Postlude Service Participants: Rev. Glenn Obenberger (Preacher), Rev. Prof. Mark DeGarmeaux (Organist), Chaplain Don Moldstad (Liturgist), Simon Kovaciny (Soloist)

*Disclaimer* This episode contains adult content and is not recommended for young listeners.   Hebrews 12:15 NLT “Look after each other so that none of you fails to receive the grace of God. Watch out that no poisonous root of bitterness grows up to trouble you, corrupting many.”   *Transcription Below*   About Dr. Morgan Cutlip:  It's hard to know where to start so I'll start with what matters most to me and that's my relationships.   I'm a mother to two kids, Effie (12) and Roy (9). They are hilarious, spirited, spicy, deeply thoughtful and emotional kids. I adore them and being their mother. They've challenged me in the most surprising and wonderful ways. I'm married to my high school sweetheart, Chad. I always feel like I lose a little street cred when I say that so, for the record, we didn't date that entire time and eventually reconnected years after college on MySpace (yup, now I've aged myself). He's the love of my life, an incredible man that loves others deeply, works so very hard, and continues to be open to growth and change.   I've worked in the field of relationship education for over 15 years alongside my father, Dr. John Van Epp, who is the founder of Love Thinks and developer of multiple relationship education courses that have been taught to over a million people worldwide. I started traveling to conferences with him when I was in junior high and so, in many ways, it feels like I've grown up in the relationship education field. He's amazing and brilliant and I'm blessed to have learned so much from him over the years we worked together and just cherish our relationship.   I distinctly remember a conversation with my dad over 20 years ago where I said that someday I wanted to support women, but I just wasn't sure how.   Fast forward 10 years and Effie (our oldest) was born and, holy moly, did motherhood hit me like a ton of bricks and I completely lost myself in motherhood (you can read the full story in my book).

Join Ivoclar (AND US!) this February at LMT Lab Day in Chicago. Ivoclar will be offering 16 different educational lectures over the three-day event, giving dental professionals plenty of opportunities to learn, connect, and grow. Visit labday.com/Ivoclar to view the full schedule and register, and be sure to stop by and see the Ivoclar team in the Windy City. Walking the Lab Day Chicago floor? Make it worth it. Stop by the FOLLOW-ME! hyperDENT booth (E-27, East Hall) and take part in their Milling Roadmap—a quick, scavenger-hunt-style activity that leads you to key milling partners like Axsys, Imagine, DOF, and Roland. Collect stamps at booths you're likely visiting anyway and get entered to win some great giveaways—including this year's grand prize: a foldable Honda electric scooter. You're already walking the floor. Now it might carry you. Come see and talk to Elvis and Barb at all these amazing shows coming up in 2026* Cal-Lab Association Meeting in Chicago Feb 19-20 https://cal-lab.org/ LMT Lab Day Chicago Feb 19-21 https://lmtmag.com/lmtlabday Dental Lab Association of Texas Meeting in Dallas Apr 9-11 https://members.dlat.org/ exocad Insights in Mallorca, Spain Apr 30 - May 1 https://exocad.com/insights-2026 This week we finally sit down with the one and only Matthew Douglas — technician, educator, denture-setting machine, former Affordable legend, past DLAT president, and all-around force of nature out of Texas. Matt's story starts with baseball. A promising career cut short by a hip injury (the “Bo Jackson thing,” as he calls it) led him to find a different path — one that started at TSTI in Waco and ended up shaping thousands of dentures, dozens of labs, and one of the fastest-growing state dental lab associations in the country. From living in an RV at the end of an airport runway while in school… to learning how to tear down porcelain ovens and rebuild lathes… to mastering ambidextrous denture setups with a soldering iron (yes, really), Matt built his foundation the old-school way. And he built it fast. We dive deep into his 12-year run with Affordable Dentures — managing high-production labs doing 60+ arches a day, training technicians across the country, helping open over 200 sites, and eventually becoming a regional leader. He shares what it takes to build systems that move that kind of volume — staggered lunches, zero idle time, and a whole lot of hustle. From there, Matt takes us through Barksdale Dental Lab, the early days of All-on-4, learning analog conversion workflows before digital streamlined everything, and why zirconia has changed the long-term game for full-arch restorations. When Matt returned to Texas and got involved with the Dental Laboratory Association of Texas (DLAT), the show had about a dozen booths. Today? Over 100. He breaks down how restructuring leadership, empowering the right people, removing outside management costs, and reinvesting in members transformed DLAT into one of the strongest state meetings in the country. If you want to grow your business, you need clear insight into what's happening inside your operation and across your customer journey. That's where Icortica comes in. At Canadian Dental Labs, Icortica has become a cornerstone of how we operate—giving us at-a-glance visibility into performance, helping us focus our efforts, spot opportunities early, and solve problems before they grow. It takes the guesswork out of decision-making and shows us what to do next. Plus, the Icortica team is incredibly responsive and feels like a true partner in our success. If you're serious about growing your business and understanding your customers better, Icortica can get you there. Learn more at icortica.com/voices — Icortica, helping dental labs grow. Join us at exocad Insights 2026, happening April 30–May 1, 2026, on the stunning island of Mallorca, Spain. This two-day event features powerhouse keynotes, hands-on workshops, live software demos, and top-tier industry showcases—all in one unforgettable setting. Barb and Elvis will be on site bringing you exclusive interviews, plus don't miss the FIRST 5k run on the coast! And of course, cap it all off with the legendary exoGlam Night under the stars. Tickets are limited. Visit exocad.com/insights-2026 and use code VFTBPalma15 for 15% off.Special Guest: Matthew Douglas CDT.

Welcome to a week that changes everything. Episode 142 marks the true beginning of 2026. We are navigating a "tsunami of emotions" as we move through a New Moon Eclipse, the Lunar New Year, and a rare planetary alignment that hasn't occurred in 36 years. This week isn't about maintaining the status quo; it's about grounding into your practices so you can ride the waves of transformation without being swept away. [00:00] Announcements: Magical Mentoring Returns Magical Mentoring returns on the Spring Equinox (March 20th). This session features Mentoring Lite—designed for those craving community and "magick without the heavy lift." Returning Students (2019-2025): No exploration call needed. Register now via the link below! New Students: You must schedule a 30-minute exploration call between Feb 28 – March 6 to see if we're a fit. Location: Find all links at unicornwellnessstudio.com under Mentoring. [05:20] The Weekly Forecast: Endurance & Grounding Last week was about the shift of Saturn into Aries. This week, we have zero personal planets in Earth signs, making your mat practice non-negotiable for stability and endurance. The Energy Count: 3 Fire, 3 Air, 0 Earth, 3 Water + North Node in Pisces. The Vibe: A final cleanse. Pisces season is pushing backlogged emotions to the surface. It may feel like "pipes bursting," but it is clearing the way for new life. [12:45] Tuesday, Feb 17: New Moon Eclipse in Aquarius The Universe is hitting the reset button. The Portal: This eclipse initiates a two-year cycle on the Leo/Aquarius axis. Expect the Unexpected: Fated moments will arise. Stay present and avoid "knowing" how things will end. Lunar New Year: We officially enter the Year of the Fire Horse. This energy is bold, fast, and liberation-seeking. Learn to ride the horse, or risk being dragged by it. [22:10] Friday, Feb 20: The Great Ingress Saturn conjunct Neptune at 0° Aries. This rare meet-up happens once every 36 years. It is the moment where Form (Saturn) meets the Formless (Neptune). The Birth: Dreams are receiving the structures they need to manifest. The Shift: We are leaving behind escapism and false gurus to pioneer something raw and authentic. Weekly Checklist Get on the mat 2–4x: Focus on hydration and grounding. Watch: New Moon Eclipse Tarot Reading in Unicorn Wellness Studio (22 mins of channeled guidance). Reflect: Feel your feelings, while knowing they are not all facts. Collect data. Self-Care: Get on the mat, meditate, hydrate, rest, replenish. Weekly Mantra "I shed what holds me down. I shed what holds me back. I shed all that no longer fits. I grow into more authenticity. I expand into more of myself. I hold hands with my shadows, but I drive where we are going next." Links & Resources Mentoring Lite: https://www.unicornwellnessstudio.com/magical-mentoring-lite Schedule and exploration call for Mentoring Lite: https://calendly.com/unicornwellness/magical-mentoring-exploration-call?month=2026-03&date=2026-03-03 Unicorn Wellness Studio: 30 Days Free Trial https://www.unicornwellnessstudio.com/30-day-guest-access

Today is day 46 and we are on the section on the First Article of the Apostles' Creed on God the Father Almighty. Today we are on the third line: “Creator of Heaven and Earth” and studying question 46. 46. If God created the world good, why do we sin? Adam and Eve rebelled against God, thus bringing upon all humanity pain, toil, alienation from God and each other, and death. I have inherited this fallen and corrupted human nature; consequently, I too sin and fall short of God's glory. (Genesis 3:16–4:26; Psalm 51:3–5; Romans 3:23; 5:12; 7:14–25) We will conclude today with The Collect for The Fourth Sunday of Epiphany found on page 602 of the Book of Common Prayer (2019). If you would like to buy or download To Be a Christian, head to anglicanchurch.net/catechism. Produced by Holy Trinity Anglican Church in Madison, MS. Original music from Matthew Clark. Daily collects and Psalms are taken from Book of Common Prayer (2019), created by the Anglican Church in North America and published by the Anglican Liturgical Press. Used by permission. All rights reserved. Scripture quotations are from The ESV® Bible (The Holy Bible, English Standard Version®), copyright © 2001 by Crossway, a publishing ministry of Good News Publishers. Used by permission. All rights reserved. Catechism readings are taken from To Be a Christian - An Anglican Catechism Approved Edition, copyright © 2020 by The Anglican Church in North America by Crossway a publishing ministry of Good News Publishers. Used by permission. All rights reserved.

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Good Vibe Tribe: Let's Collect Scarves For Our Vulnerable Neighbors! full 361 Thu, 12 Feb 2026 13:44:59 +0000 dXZ9Lbw9yqXzJSYbc6FsYqJAq5BBy62w latest,wbmx,society & culture Karson & Kennedy latest,wbmx,society & culture Good Vibe Tribe: Let's Collect Scarves For Our Vulnerable Neighbors! Karson & Kennedy are honest and open about the most intimate details of their personal lives. The show is fast paced and will have you laughing until it hurts one minute and then wiping tears away from your eyes the next. Some of K&K’s most popular features are Can’t Beat Kennedy, What Did Barrett Say, and The Dirty on the 30! 2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwave