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Download Cathy's free Curated Money Plan HERE Learn more about emergency funds in our episodes 'Why you need a cushion' on Spotify or Apple Not seeing any significant progress going it alone? Learn more about 1:1 coaching with me to help keep you accountable and reach your money goals faster! Get the lowdown HERE  

Markets on fire - is it for real? Announcing a new Closest to the Pin! Household debt update - market thoughts and more... PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm Up - Following up on last week's data deluge - Wondering - was it a DCB or a BMR (Dead Cat Bounce - Bull Market Rally) - WeWork is now WeBroke - 70 hour workweek? - GUILTY -Another Shutdown countdown Market Update - Household Debt reaches milestone - South Korea "leveling the playing field" - Best week of 2023 - Apple Earnings (Does anyone care?) - Microsoft - Big Move Headline - U.S. stocks rose on Tuesday, with the S&P 500 and Nasdaq on track for their longest streak of gains in two years, as a retreat in U.S. Treasury yields buoyed megacap growth stocks and investors sought more clarity on interest rates from the Federal Reserve. - Best week of 2023 - NASDAQ up 6%! Microsoft - Big Move! - OpenAI and other AI has been good tailwind for the company - Stock closing in on ATH -- H&C Clients own the stock MSFT CHART FOLLOW UP : What to Expect from the Data Deluge - ISM on Friday (Services) - 53 vs 53 last - Employment - 160k and 3.8% (steady) - ISM Manufacturing 49 vs 49 (contraction) - FOMC Rate Decision (pause/pass/no change) - (Add in Treasury  issuance needed to make up deficit and  Apple earnings) ----- Result? Pretty much inline - Fed said one thing: Risk balanced about doing too much or too little and market went bananas --------Apple - Not impressive and outlook for this coming quarter not so good - but stock moves higher Countdown - November 17th is the end of the short-term budget extension Apple Earnings - EPS: $1.46 per share vs. $1.39 per share expected - Revenue: $89.5 billion vs. $89.28 billion expected - iPhone revenue: $43.81 billion vs. $43.81 billion expected - Mac revenue: $7.61 billion vs. $8.63 billion expected  - iPad revenue: $6.44 billion vs. $6.07 billion expected - Wearables revenue: $9.32 billion vs. $9.43 billion expected - Services revenue: $22.31 billion vs $21.35 billion expected - Gross margin: 45.2% vs. 44.5% expected - - Outlook - Not Great - and blamed one  less week in the 4th quarter on outlook -  - - Stock Down initially then rose with  market Skinny Drugs - Novo Nordisk said on Thursday it will supply "significantly" more doses of Wegovy in the U.S. next year, even as it cautioned shortages of the weight-loss injection would continue in the short to medium term. - The Danish drugmaker, which this year overtook LVMH as Europe's most valuable listed company, posted record operating profit and sales for the third quarter, underscoring the phenomenal success of Wegovy so far. -"Specifically on the U.S. market, we'll be supplying significantly more in 2024 compared to what we are in 2023," Novo's CFO Karsten Munk Knudsen said in an interview. - H&C clients own NVO for past several months More Drugs - - Moderna said its 2023 sales would only hit the low end of its $6 billion to $8 billion forecast, reflecting weaker demand for COVID-19 vaccines, and its shares slumped 8%. - The vaccine maker also pushed back to 2025 - Stock down 59% YTD Household Debt - "The Federal Reserve Bank of New York's Center for Microeconomic Data today issued its Quarterly Report on Household Debt and Credit. The Report shows total household debt increased by $228 billion (1.3%) in the third quarter of 2023, to $17.29 trillion. The report is based on data from the New York Fed's nationally representative Consumer Credit Panel. - Mortgage balances rose by $126 billion from the previous quarter and stood at $12.14 trillion at the end of September. - Credit card balances increased by $48 billion ...

The US is suing Terraform Labs and Do Kwon. The UK is investigating rumors that Google paid Apple NOT to spin up its own search engine. Susan Wojcicki stepping down as YouTube CEO is a major end of an era. And, of course, the weekend longreads suggestions.Links:SEC Sues Over TerraUSD Stablecoin That Rocked Crypto (Bloomberg)What Brit watchdog redacted: Google gives Apple cut of Chrome iOS search revenue (The Register)TikTok is launching a $500,000 live trivia contest (The Verge)YouTube CEO Susan Wojcicki is stepping down (Vox)Weekend Longreads Suggestions:It's Always Sunny Inside a Generative AI Conference (Wired)Billionaire Kuok Family-Backed Music App BandLab Taps Into AI For TikTok's Breakout Stars (Forbes)PlayStation VR2 is exciting, exhausting and a new standard for VR (Launcher)How Rust went from a side project to the world's most-loved programming language (MIT Technology Review)I Have No Mouth, and I Must Scream (Wikipedia)Roko's basilisk (Wikipedia)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

VIDEO of the Week Crashing Laptop Computers With Janet Jackson RealTek SoC flaw affects many millions of IoT devices 46 Million RPS - requests per second Chrome's 5th 0-Day of 2022 Apple: Not to be left behind... RubyGems to require MFA Closing The Loop: Domain Name Ownership Closing The Loop: Growing in Cybersecurity The Bumblebee Loader We invite you to read our show notes at https://www.grc.com/sn/SN-885-Notes.pdf Hosts: Leo Laporte and Steve Gibson Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: canary.tools/twit - use code: TWIT barracuda.com/securitynow Melissa.com/twit

VIDEO of the Week Crashing Laptop Computers With Janet Jackson RealTek SoC flaw affects many millions of IoT devices 46 Million RPS - requests per second Chrome's 5th 0-Day of 2022 Apple: Not to be left behind... RubyGems to require MFA Closing The Loop: Domain Name Ownership Closing The Loop: Growing in Cybersecurity The Bumblebee Loader We invite you to read our show notes at https://www.grc.com/sn/SN-885-Notes.pdf Hosts: Leo Laporte and Steve Gibson Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: canary.tools/twit - use code: TWIT barracuda.com/securitynow Melissa.com/twit

VIDEO of the Week Crashing Laptop Computers With Janet Jackson RealTek SoC flaw affects many millions of IoT devices 46 Million RPS - requests per second Chrome's 5th 0-Day of 2022 Apple: Not to be left behind... RubyGems to require MFA Closing The Loop: Domain Name Ownership Closing The Loop: Growing in Cybersecurity The Bumblebee Loader We invite you to read our show notes at https://www.grc.com/sn/SN-885-Notes.pdf Hosts: Leo Laporte and Steve Gibson Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: canary.tools/twit - use code: TWIT barracuda.com/securitynow Melissa.com/twit

VIDEO of the Week Crashing Laptop Computers With Janet Jackson RealTek SoC flaw affects many millions of IoT devices 46 Million RPS - requests per second Chrome's 5th 0-Day of 2022 Apple: Not to be left behind... RubyGems to require MFA Closing The Loop: Domain Name Ownership Closing The Loop: Growing in Cybersecurity The Bumblebee Loader We invite you to read our show notes at https://www.grc.com/sn/SN-885-Notes.pdf Hosts: Leo Laporte and Steve Gibson Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: canary.tools/twit - use code: TWIT barracuda.com/securitynow Melissa.com/twit

VIDEO of the Week Crashing Laptop Computers With Janet Jackson RealTek SoC flaw affects many millions of IoT devices 46 Million RPS - requests per second Chrome's 5th 0-Day of 2022 Apple: Not to be left behind... RubyGems to require MFA Closing The Loop: Domain Name Ownership Closing The Loop: Growing in Cybersecurity The Bumblebee Loader We invite you to read our show notes at https://www.grc.com/sn/SN-885-Notes.pdf Hosts: Leo Laporte and Steve Gibson Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: canary.tools/twit - use code: TWIT barracuda.com/securitynow Melissa.com/twit

VIDEO of the Week Crashing Laptop Computers With Janet Jackson RealTek SoC flaw affects many millions of IoT devices 46 Million RPS - requests per second Chrome's 5th 0-Day of 2022 Apple: Not to be left behind... RubyGems to require MFA Closing The Loop: Domain Name Ownership Closing The Loop: Growing in Cybersecurity The Bumblebee Loader We invite you to read our show notes at https://www.grc.com/sn/SN-885-Notes.pdf Hosts: Leo Laporte and Steve Gibson Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: canary.tools/twit - use code: TWIT barracuda.com/securitynow Melissa.com/twit

VIDEO of the Week Crashing Laptop Computers With Janet Jackson RealTek SoC flaw affects many millions of IoT devices 46 Million RPS - requests per second Chrome's 5th 0-Day of 2022 Apple: Not to be left behind... RubyGems to require MFA Closing The Loop: Domain Name Ownership Closing The Loop: Growing in Cybersecurity The Bumblebee Loader We invite you to read our show notes at https://www.grc.com/sn/SN-885-Notes.pdf Hosts: Leo Laporte and Steve Gibson Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: canary.tools/twit - use code: TWIT barracuda.com/securitynow Melissa.com/twit

VIDEO of the Week Crashing Laptop Computers With Janet Jackson RealTek SoC flaw affects many millions of IoT devices 46 Million RPS - requests per second Chrome's 5th 0-Day of 2022 Apple: Not to be left behind... RubyGems to require MFA Closing The Loop: Domain Name Ownership Closing The Loop: Growing in Cybersecurity The Bumblebee Loader We invite you to read our show notes at https://www.grc.com/sn/SN-885-Notes.pdf Hosts: Leo Laporte and Steve Gibson Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: canary.tools/twit - use code: TWIT barracuda.com/securitynow Melissa.com/twit

On today's episode of Speaking of Bitcoin, join hosts Andreas M. Antonopoulos, Adam B. Levine, Jonathan Mohan and Stephanie Murphy as they explore the idea of users jumping straight into bitcoin's third layer (That's Bitcoin - Layer 1, Lightning Network - Layer 2, Applications built on top of Lightning Network that go beyond payments - Layer 3). We also get into the very cool and growing trend of using the Lightning Network to stream messages and money to podcasts that are streaming content back to you. Join our Sphinx.Chat tribe https://tribes.sphinx.chat/t/speakingofbitcoin1 If you're already using Sphinx.Chat: sphinx.chat://?action=tribe&uuid=YFU37SAILLdLjy-boicIo4IShtRLuy5h88P3lqoMf-l1xhTy1AQTQLWLYvO6nsM-v9xCCK9UXuwghaCgpspwFEYJG-1M&host=tribes.sphinx.chat Also check out LNBits.com Today's episode break featured music from GurtyBeats (https://www.gurtybeats.com/) Prefer the podcast version? Subscribe for free: Apple: Not currently working. We may have been shadowbanned alongside Hidden Forces and a number of other shows. Investigating this, but use another option for now. Direct RSS: https://anchor.fm/s/b421fd4/podcast/rss Spotify: https://open.spotify.com/show/2u3oXWilTSFmZ034vQeUGq Google: https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy9iNDIxZmQ0L3BvZGNhc3QvcnNz Overcast: https://overcast.fm/itunes640581455/the-lets-talk-bitcoin-network Stitcher: https://www.stitcher.com/podcast/anchor-podcasts/lets-talk-bitcoin-2 Radio Public: https://radiopublic.com/lets-talk-bitcoin-8jOrdv PocketCasts: https://pca.st/DU8V Podbean: https://www.podbean.com/podcast-detail/sjaeb-91e5b/Let%27s-Talk-Bitcoin%21-Podcast Image credit: Hossam M. Omar via Unsplash, modified by Speaking of Bitcoin --- Send in a voice message: https://anchor.fm/originalltb/message

On today's episode of Speaking of Bitcoin, join hosts Andreas M. Antonopoulos, Adam B. Levine, Jonathan Mohan and Stephanie Murphy as they dive into the growing topic of inflation. Our modern world is increasingly divided; The currently dominant narrative asserts that Modern Monetary Theory (MMT, or "Financial Scatology" as Jonathan likes to call it) is a free ticket to a better tomorrow... On the other hand, there are those who believe that money is just one of many measurements of reality. And increasingly those metrics have been corrupted to keep the party going and avoid at all costs blame falling on those responsible. In this episode, the hosts dig in deep for a sobering yet real conversation about what's going on and where all of this is headed. Today's episode break featured music from GurtyBeats (https://www.gurtybeats.com/) Podcast subscription links: Apple: Not currently working. We may have been shadowbanned alongside Hidden Forces and a number of other shows. Investigating this, but use another option for now. Direct RSS: https://anchor.fm/s/b421fd4/podcast/rss Spotify: https://open.spotify.com/show/2u3oXWilTSFmZ034vQeUGq Google: https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy9iNDIxZmQ0L3BvZGNhc3QvcnNz Overcast: https://overcast.fm/itunes640581455/the-lets-talk-bitcoin-network Stitcher: https://www.stitcher.com/podcast/anchor-podcasts/lets-talk-bitcoin-2 Radio Public: https://radiopublic.com/lets-talk-bitcoin-8jOrdv PocketCasts: https://pca.st/DU8V Podbean: https://www.podbean.com/podcast-detail/sjaeb-91e5b/Let%27s-Talk-Bitcoin%21-Podcast Image credit: celynkang13 and @christopher__burns via Unsplash, modified by Speaking of Bitcoin --- Send in a voice message: https://anchor.fm/originalltb/message

A desindustrialização do Brasil aumentou na pandemia e teve na saída da Ford seu momento emblemático. Mas o processo já vinha de décadas! Em 1980, a indústria respondia por 48% do PIB; hoje não chega a 10%! A indústria é grande geradora de divisas e de empregos de alta qualidade. Com sua derrocada, todos perdem. Para reverter esse quadro, empresários, governo e trabalhadores precisam agir. Caso contrário, voltaremos a ser um exportador de commodities, muito pouco para uma nação que quer ser desenvolvida. Essa é a 67ª edição do JORNAL DA LIVE, a melhor experiência jornalística da rede: participe com os seus comentários! Esses são os assuntos dessa edição: - Para reverter a desindustrialização do Brasil, empresários e governo precisam fazer sua parte - “Filho do porteiro de Paulo Guedes” reabre debate sobre financiamento estudantil - Empresas são questionadas nas redes sociais por testes de produtos em animais - Facebook e Instagram ameaçam se tornar serviços pagos por briga com a Apple - “Notícia bizarra”: clientes descobrem que CEO de empresa que deu golpe era um robô Para ser avisado das novas edições, é só informar seu desejo no formulário em https://lnkd.in/dmFCwcA

Android or Apple? Not nearly as important, but of course we talk about it. We also discuss chapter 11 which shows the ways God brought up Israel like a son, yet Israel still turns their back on God. As always, thanks for listening as we near the end of Hosea.

There's an Apple event coming up next week and Apple is going to have new versions of EVERYTHING! Well probably not. A new version iOS is out, but it’s mostly related to anti-applications (as compared to Uncle-lee apps). Russia wants Apple to stop selling iPhones there…by forcing them to reduce commissions in the app store and allowing side loading of apps, which amounts to the same thing. Sign in with Apple? Not for Fortnight Guy Serle Email: guy@mymac.com Twitter: MacParrot or VertShark Podcasts: MyMac Podcast http://mymac.com Mac to the Future YouTube channel https://www.youtube.com/playlist?list=PLBj1QOfcVF60QUnaG2D4CIFJa-nQauHKD Want to help me with all the content I create? Buy me a coffee at Ko-Fi: https://ko-fi.com/macparrot Do that Patreon thing: https://patreon.com/macparrot PayPal me: https://paypal.me/macparrot Warren Sklar is on Facebook! Dave Ginsburg Twitter: @daveg65 Podcasts In Touch With iOS http://intouchwithios.com President, Suburban Chicago Apple Users Group http://myscau.org

This Week's Stories:Movie studios releasing first-run movies direct-to-stream to fight coronavirusStreaming services, online concerts, and Sick Burn on the roofLots of leaks and rumors, but will Apple release anything soon?WWDC 2020 will be online-onlyApple is donating $Millions, hoping to help7 Bay Area counties issue shelter-in-place ordersApple launches new Powerbeats 4 headphones - Lory has an early reviewApple stores are closed. Here's hoping there are alternate ways to get your Apple products fixed.Is Tim Cook sick? Uncertainty crashes Apple stockApple TV+ shows shutting down productionApple TV and other streaming services offering great deals on streaming entertainmentApple Card offers users to skip March paymentiOS 13.4 did not come out today. What happened?How is Apple dealing with privacy, security, and secrecy with all its workers at home?Apple NOT working on an "Apple Prime" TV+Music+News bundleSacre Bleu! Apple fined $1.2 billion in FranceApple pays $454 million to patent troll VirnetXPatent troll tries to shut down coronavirus testsiPhone 9 + iPhone 12 rumor alert! bigger screens and faster processorsApple patents an iMac with a built-in projectorPicks of the Week:Leo's Pick: iBoy retro toy figure from ClassicbotAndy's Pick 1: Joyce DiDonato streams "Werther" excerpts from her living roomAndy's Pick 2: Free Korg and Moog apps this weekRene's Pick: EDITHLory's Pick: Animal Crossing / Doom Eternal crossover memes Hosts: Leo Laporte, Andy Ihnatko, Rene Ritchie, and Lory Gil Download or subscribe to this show at https://twit.tv/shows/macbreak-weekly. Sponsors: itpro.tv/macbreak - use code MACBREAK30 twit.cachefly.com HealthIQ.com/macbreak

This Week's Stories:Movie studios releasing first-run movies direct-to-stream to fight coronavirusStreaming services, online concerts, and Sick Burn on the roofLots of leaks and rumors, but will Apple release anything soon?WWDC 2020 will be online-onlyApple is donating $Millions, hoping to help7 Bay Area counties issue shelter-in-place ordersApple launches new Powerbeats 4 headphones - Lory has an early reviewApple stores are closed. Here's hoping there are alternate ways to get your Apple products fixed.Is Tim Cook sick? Uncertainty crashes Apple stockApple TV+ shows shutting down productionApple TV and other streaming services offering great deals on streaming entertainmentApple Card offers users to skip March paymentiOS 13.4 did not come out today. What happened?How is Apple dealing with privacy, security, and secrecy with all its workers at home?Apple NOT working on an "Apple Prime" TV+Music+News bundleSacre Bleu! Apple fined $1.2 billion in FranceApple pays $454 million to patent troll VirnetXPatent troll tries to shut down coronavirus testsiPhone 9 + iPhone 12 rumor alert! bigger screens and faster processorsApple patents an iMac with a built-in projectorPicks of the Week:Leo's Pick: iBoy retro toy figure from ClassicbotAndy's Pick 1: Joyce DiDonato streams "Werther" excerpts from her living roomAndy's Pick 2: Free Korg and Moog apps this weekRene's Pick: EDITHLory's Pick: Animal Crossing / Doom Eternal crossover memes Hosts: Leo Laporte, Andy Ihnatko, Rene Ritchie, and Lory Gil Download or subscribe to this show at https://twit.tv/shows/macbreak-weekly. Sponsors: itpro.tv/macbreak - use code MACBREAK30 twit.cachefly.com HealthIQ.com/macbreak

This Week's Stories:Movie studios releasing first-run movies direct-to-stream to fight coronavirusStreaming services, online concerts, and Sick Burn on the roofLots of leaks and rumors, but will Apple release anything soon?WWDC 2020 will be online-onlyApple is donating $Millions, hoping to help7 Bay Area counties issue shelter-in-place ordersApple launches new Powerbeats 4 headphones - Lory has an early reviewApple stores are closed. Here's hoping there are alternate ways to get your Apple products fixed.Is Tim Cook sick? Uncertainty crashes Apple stockApple TV+ shows shutting down productionApple TV and other streaming services offering great deals on streaming entertainmentApple Card offers users to skip March paymentiOS 13.4 did not come out today. What happened?How is Apple dealing with privacy, security, and secrecy with all its workers at home?Apple NOT working on an "Apple Prime" TV+Music+News bundleSacre Bleu! Apple fined $1.2 billion in FranceApple pays $454 million to patent troll VirnetXPatent troll tries to shut down coronavirus testsiPhone 9 + iPhone 12 rumor alert! bigger screens and faster processorsApple patents an iMac with a built-in projectorPicks of the Week:Leo's Pick: iBoy retro toy figure from ClassicbotAndy's Pick 1: Joyce DiDonato streams "Werther" excerpts from her living roomAndy's Pick 2: Free Korg and Moog apps this weekRene's Pick: EDITHLory's Pick: Animal Crossing / Doom Eternal crossover memes Hosts: Leo Laporte, Andy Ihnatko, Rene Ritchie, and Lory Gil Download or subscribe to this show at https://twit.tv/shows/macbreak-weekly. Sponsors: itpro.tv/macbreak - use code MACBREAK30 twit.cachefly.com HealthIQ.com/macbreak

Veja neste podcast os melhores aplicativos em 2018 segundo a Apple. Você pensou que era o Whatsapp? Ele ficou bem Longe! O post Os maiores aplicativos de 2018 segundo a Apple #Notícias #001 apareceu primeiro em Marcelo J Bresciani.