Podcasts about Gross

When a CEO tells Ashley Gross they need an AI win, her first question is always: why does the win need to come from AI? In this episode of Assets UNSCRIPTED, host Berend Booms sits down with Ashley, founder and CEO of The Alliance and author of The AI Workweek, to explore what actually makes AI pay off in the day-to-day work of an organisation. Ashley rebuilt her 80-hour work week down to 15 hours before ChatGPT existed, has since helped Fortune 500 companies figure out what AI is genuinely worth doing, and now describes herself as a business therapist between IT and business teams. The conversation covers AI fatigue among frontline workers, why AI is putting more pressure on senior leaders than entry-level staff, and whether Dario Amodei's call to slow AI development is a valid concern or smart timing.

£145k Added Value & £1,800 a Month Cash Flow: Jules Copsey's Semi-Commercial Deal   Just £14,000 left invested after refinancing, with an eight-month payback from rental cash flow. In this episode of Property Entrepreneur's Deals, Deals, Deals, Mark Barrett welcomes Jules Copsey, someone he has known for 10 years, to share her journey into property and the numbers behind her semi-commercial deal in Chorlton. Based in South Manchester and a mother of two sons, Jules previously worked in fashion and sportswear, both for multinational businesses and through her own brands. She began her property journey in 2017, invested in her education and went on to help others build their portfolios through design-led projects focused on strong cash flow. She started building her own portfolio in her 50s. The deal Jules bought the property off-market on Barlow Moor Road, Chorlton, Manchester for £270,000. She refurbished the ground-floor shop and secured a commercial lease for six years and 11 months, with a three-year break clause, to a Pilates studio. Upstairs, she let the three-bedroom accommodation to three friends on one joint tenancy. Purchase, purchase costs and refurbishment came to around £385,000. With a further £50,000 in finance interest and fees, the total cost was around £435,000 against a valuation of £580,000, which is approximately £145,000 of added value above the total spend. After refinancing and paying all finance costs, Jules had just £14,000 left invested. At the reported net cash flow of £1,800 a month, that remaining investment could be recovered in approximately eight months. The key numbers •        Purchase price: £270,000 •        Purchase, purchase costs and refurbishment: around £385,000 •        Finance interest and fees: £50,000 •        Total project cost including finance: around £435,000 •        Valuation: £580,000 •        Added value above total project cost: approximately £145,000 •        Total project cost as a proportion of valuation: 75% •        Stamp duty paid: £3,000 •        Gross rent: £49,560 a year / £4,130 a month •        Reported net cash flow: £21,600 a year / £1,800 a month •        Money left invested after refinancing and paying finance costs: £14,000 •        Payback on the remaining investment: approximately eight months What we cover •        Jules's move from fashion and sportswear into property. •        Investing in education and helping others build their portfolios. •        Her approach to design-led projects with strong cash flow. •        Finding an off-market semi-commercial opportunity. •        Combining a leased shop with residential accommodation upstairs. •        The purchase, refurbishment, finance and refinance figures. •        The stamp duty advantage of a semi-commercial purchase. •        Jules's top three tips and advice for anyone starting out. The stamp duty difference Jules paid £3,000 in stamp duty. Using current rates, a £270,000 additional residential property would attract £17,000 in SDLT, a £14,000 difference. The comparison at the time of purchase depends on the rates and circumstances then. A note on the figures Total project costs of approximately £435,000 include £50,000 in finance interest and fees confirmed by Jules after recording. The £14,000 remaining investment is after those finance costs were paid. Figures are rounded. Added value means valuation less total project cost, not realised profit. The approximate eight-month payback assumes net cash flow continues at £1,800 a month. Get in touch with Jules •        Email: jules@urbancoliving.com •        Instagram: jules_copsey •        Phone: 07757 049692   Jules would like to hear from investors with projects in the region of £150,000–£200,000 or more who want a design-led scheme, and from anyone with mixed-use deals or tired blocks of flats in and around Manchester. Listen to hear how Jules brought the deal together and the lessons she shares for others building their property portfolios. Follow Deals, Deals, Deals for more real property deals, the numbers behind them and the people making them happen.   Want to learn more?

Full show - Tuesday | Kids are gross | News or Nope - Taylor Swift, the Colorado Railroad Museum, and Anne Hathaway | What should Erica get her husband for his birthday? | Best smell ever | Song Showdown Winner - Spelling | Passing a cop | Enraged Erica - Taylor Swift hate | Deez nut rolls | Stupid stories www.instagram.com/theslackershow www.instagram.com/askslacker www.instagram.com/ericasheaaa www.instagram.com/thackiswack www.instagram.com/radioerin

Rapid rehousing provides short-term rental assistance to help people experiencing homelessness find market-rate housing. Brian Blackwell shares new research finding that it may be more effective than we thought.Read about the Lewis Center's work at lewis.ucla.edu.Follow our Substack at uclahousingvoice.substack.com.Email Shane at at shanephillips@ucla.edu and follow him on Bluesky and LinkedIn.Show notes:Blackwell, B., & Gross, M. (2026). Does Rapid Re-Housing reduce homelessness? Journal of Urban Economics, 154, 103889.Episode 64 of UCLA Housing Voice: Ending Family Homelessness with Beth Shinn.Episode 66 of UCLA Housing Voice: Chronic Homelessness and Housing First with Tim Aubry.Episode 87 of UCLA Housing Voice: Rental Voucher Lease-Up Rates with Sarah Strochak. Evans, W. N., Sullivan, J. X., & Wallskog, M. (2016). The impact of homelessness prevention programs on homelessness. Science, 353(6300), 694-699.Cohen, E. (2024). Housing the homeless: the effect of placing single adults experiencing homelessness in housing programs on future homelessness and socioeconomic outcomes. American Economic Journal: Applied Economics, 16(2), 130-175.

This week on Toilet Radio: Brady Ebert, former Turnstile guitarist, failed his competency hearing for his attempted murder charge and has been deemed a danger to himself and others. Put this man in the hardcore hall of fame immediately. Wendys, the fast food chain, has released an EP featuring a bunch of washed metalcore bands to distract you from the fact that their food is awful. Ohio Republican Eric Deters and Kid Rock banded together to put on a festival that went up in flames. Let’s examine one of the most egregious failures of Republican dark money that we’ve ever seen! Finally, a couple got engaged onstage at a Sanguisugabogg show. Gross. We close this show with a super fun track from a French hardcore band that currently has one Bandcamp purchase (me). Listen to it and then fix that. Music featured on this ‘sode: Drops – Dawn This program is available on Spotify. It is also available on iTunes or whatever they call it now, where you can rate, review, and subscribe. Give us money on Patreon to get exclusive bonus episodes and other cool shit.

Frank Gross, founder of West Seattle's Thunder Road Guitars, joins us this week. Thunder Road is a unique brick-and-mortar success story. Thanks to some smart business moves (online and off), Thunder Road has thrived. In fact, Frank recently purchased and renovated a commercial space for the store!  During our chat, we talk about Seattle's thriving independent guitar stores; Thunder Road's offerings (they carry big brands like Fender and Gibson alongside consignment instruments); and so much more. https://www.thunderroadguitars.com   Subscribe to the Fretboard Journal's quarterly print magazine. Issue 60 is now mailing and features Christopher Guest; a cover story penned by John Monteleone and other surprises: https://shop.fretboardjournal.com/products/fretboard-journal-annual-subscription We are brought to you by Peghead Nation: https://www.pegheadnation.com  (Get your first month free or $20 off any annual subscription with the promo code FRETBOARD at checkout). We are also brought to you by Mike & Mike's Guitar Bar: https://mmguitarbar.com, located in Seattle, Washington. 

Why are children so determined to throw their poop? What's your gross kid story?

Send us Fan MailResources Free Metrics Audit: a free 20-minute live read of six numbers from your last full month (charges, claims, adjustments, denials, A/R, net collections) to find where revenue is leaking. No patient data, no system access. Built for practices collecting $150K or more a month. → https://eligibility.natrevmd.com/metrics-audit-natrevmd Practice Financial Health Dashboard for Physicians: a free Excel workbook built around the same six numbers, so you can track them month over month on your own. → https://eligibility.natrevmd.com/free-practice-financial-health-dashboard-for-physicians-natrevmd More from us: natrevmd.com Coming soon: Our episodes with the CEO of a large independent practice and with an IPA leaderThe end of September is the moment to start planning your first quarter of 2027. What you collect in January through March is mostly decided by what you do now. Dr. Heather Signorelli covers the five areas every owner, CEO, COO, or practice manager should review before the year closes. Your net collection rate. Gross collection rate compares what you collect to what you charge. Net collection rate removes contractual adjustments, so it shows what your team is writing off that it should be chasing: timely filing, bad debt, patient balances. Heather notes most practices sit in the mid to high 90s. Know your number and why it is where it is. A growth plan for 2027. Set revenue goals in the first week of October. Use this year's average reimbursement per visit (claims through June should be paid by now) to work out the patient volume you need, whether you need to hire, and whether services you refer out, like PT, subspecialty care, or lab work, have a business case to come in-house. Payer contracts. When did you last negotiate? Are any credentialing denials still open? Starting in October gives new rates the best chance of loading early. IPA options. An independent physician association can strengthen your contracting position, but there are good and bad ones. Look at who they serve, how fast claims get paid, quality metrics, and shared savings before you join. A coding audit. If it has been years, get one. Check levels, modifiers, and incident-to billing, and make sure your documentation supports the codes. OB practices in particular need to be ready for the 2027 code changes.Three actions this week: • Pull your net collection rate and ask your billing team what is behind every non-contractual write-off • Put a two-hour 2027 planning session with your leadership team on the calendar for the first week of October • List every payer contract with the date it was last negotiated 

Lauri Gross joins JD from Maryland to discuss her book "Why Is Everyone Cheering?: A fun and practical primer on watching baseball, basketball and football for wanna-be sports fans who have a lot to learn"Join us on Substack!

AliveCor built its name on a single-lead ECG that let ordinary people check their heart rhythm at home. In this episode, CEO Priya Abani explains how the company is now building a healthcare enterprise business around a newly cleared 12-lead device, a GE Healthcare integration and a Medicare program, while its consumer business keeps growing and its long legal fight with Apple continues. Key Takeaways The 12-lead expands the market rather than replacing the hospital cart. Cleared for 39 cardiac conditions, including heart attacks, the device goes where a $15,000 to $20,000 ECG cart never did: primary care, concierge medicine, urgent care, hospital at home and even dentist offices. Integration is the answer to the point-solution problem. AliveCor is building into GE Healthcare's Muse platform, which sits in 87% of large US hospital systems, and is choosing EHR partners carefully for new markets. The consumer business funds the enterprise push. Gross profit from direct-to-consumer sales is being reinvested in the healthcare enterprise, employer and payer, and biopharma channels instead of chasing profitability right now. Engagement comes from a path forward, not just a diagnosis. About 350,000 KardiaCare subscribers take roughly 30 ECGs a quarter, and that base became the testing ground for blood pressure and diabetes services. Medical grade is the dividing line. Priya argues the winners will be the companies that clearly separate wellness tech from FDA-cleared, clinically validated AI. Links and Resources Connect with Arundhati Parmar: aparmar@medcitynews.com Arundhati Parmar (@aparmarbb) on X: https://twitter.com/aparmarbb?lang=en MedCity News: https://medcitynews.com/ AliveCor research library (mentioned in the episode): alivecor.com/research Keywords AliveCor, Priya Abani, KardiaMobile, 12-lead ECG, portable ECG device, personal ECG, consumer wearables to enterprise, digital health business model, FDA-cleared ECG AI, GE Healthcare Muse integration, medical-grade AI, remote cardiac monitoring, atrial fibrillation detection, KardiaCare subscription, Kardia Access Medicare, cardiometabolic care, AliveCor Apple lawsuit, point-of-care ECG, MedCity Pivot podcast Episode Highlights [00:02:10 - 00:03:40] Priya runs the numbers: 400 million ECG recordings, 6.4 million patients, nearly 40 countries. [00:03:40 - 00:04:20] The 12-lead device is cleared for 39 cardiac conditions, including heart attacks. [00:05:15 - 00:06:00] A pocket-sized 12-lead opens up dentist offices, airplanes, cargo ships and schools. [00:10:40 - 00:11:45] How the GE Healthcare Muse integration answers the point-solution problem. [00:15:20 - 00:16:15] Why a 12-lead ECG that doesn't require disrobing matters for women around the world. [00:18:30 - 00:20:00] Priya on a 180-person company standing up to the largest corporation in the world. [00:23:30 - 00:24:30] Printing every customer review and highlighting what patients wanted next. [00:30:15 - 00:32:00] Clinical AI versus LLMs, and why Ask Kardia only talks about heart health.  

In der Nordwand des Gross Ruchen im Kanton Uri hat sich am Montagvormittag ein Felssturz ereignet. Das Volumen wird auf rund 2000 Kubikmeter geschätzt. Nach bisherigem Kenntnisstand kam niemand zu Schaden. Weiter in der Sendung: · Forderungen nach strengeren Regeln beim Hitzeschutz für Arbeiter gehen dem Luzerner Kantonsrat zu weit. · Die ÖV-Branche unterstützt die Pläne des Bundes für den Ausbau im öffentlichen Verkehr. · Das Kaufmännische Bildungszentrum in Zug wird für rund 20 Millionen Franken modernisiert.

SHOW FEATURES: Are You Smarter Than A Community College Dropout, Your Family Secrets, Redneck Report, Pop Trash and The Voicemail. Follow Dave & Mahoney everywhere:Instagram: @daveandmahoneyTikTok: @daveandmahoneyFacebook: @daveandmahoneyYouTube: @daveandmahoneyAgree? Disagree? Want to yell at us?Voicemail: 833-YO-DUMMY Additional Content: daveandmahoney.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Steph unpacks the "ick": that visceral, gross, out-of-alignment feeling that creeps in when you're selling, and walks through the single shift that turns it around. She breaks down the three specific moments where the ick shows up most (reaching out to your warm network, crafting your "what do you do?" one-liner, and sitting on a sales call wanting the client so bad), the one thing that's always happening when the ick hits, and how moving the spotlight off yourself and onto the person you're serving can completely change the energy of every sales conversation you have.What You'll Hear In This EpisodeA Q4 update: wrapping up the First Clients Fast Track with 41 new clients (plus mastermind clients), the upcoming first-ever mastermind client event, and what's changing about Year on the Wall 2027 (now a 3-day virtual event, Dec 1-4)The difference between healthy discomfort (the nerves of clicking send on a scary email or pitching yourself for a podcast you'd die to be on) and the ick, which feels grabby, desperate, and out of your integrityThe concept of "desperation breath" she learned from her Groupon sales training days, and why both sides of a desperate conversation can feel it radiatingThe client who ping-ponged between forcing herself to reach out to friends and avoiding it entirely with busy work, and how she admitted, "I can only do that so many times before I just feel like I have to take a shower"Why every time the ick shows up, the same thing has happened: "You've made it about yourself. That's it."The friend who kept trying to come up with a clean, tight one-liner for conferences, only to realize, "The one-liner I'd been craving was never for them. It was for me."The sales call where Steph wanted a dream client so badly she slipped into grabby energy, was the only prospect she didn't close that round, and how reaching out from a place of total service months later landed the clientThe "medicine in your pocket" analogy: "You're walking around with the medicine in your pocket, and there's people dying in the street, and you're like, 'Well, I don't wanna swoop in and make it about me.' Give them the medicine."The dating analogy: sitting at the bar batting your eyelashes hoping they'll come over versus having the courage to make the first move with curiosity and saying, "Hey. I think we should talk."The Ick Test as a gut-check for every sales moment: are you giving cool, service-minded, helper energy, or desperation, "this has to work," me-me-me energy?Why service-based selling will change your life, and the moment clients light up and say, "Oh my God. Yeah, that's right. That's all that's happening is I'm thinking about myself."✨ Year on the Wall 2027 | $47December 1–4, 2026: now a 3-day virtual event (plus a bonus day).Link coming soon, mark your calendar now.✨ Sold Out Group ProgramsJoin the waitlist: https://stephcrowder.com/mastermindConnect with StephInstagram: @heystephcrowder

Are you collecting everything your practice produces, and do you know how much dentistry you are writing off before those dollars ever become collectible? In this episode, Kirk Behrendt talks with Carlie Einarson, an ACT Dental coach, about the difference between gross collection rate and net collection rate and what each metric reveals about your practice. You'll learn how to calculate both rates, identify gaps in your collection systems and business model, accurately track write-offs and adjustments, and use your production and collection reports to establish a clear financial baseline. To understand which collection metrics matter and what your numbers are telling you, listen to Episode 1105 of The Best Practices Show!Main Takeaways:Gross collection rate measures collections divided by gross production and reflects how much of total production ultimately becomes cash.Net collection rate measures collections divided by net production and shows how effectively the practice collects the dollars it expects to receive after adjustments and write-offs.A low net collection rate can point to gaps involving patient balances, insurance accounts receivable, financial arrangements, same-day collections, or inconsistent collection processes.A strong net collection rate paired with a low gross collection rate can indicate significant write-offs from PPO adjustments, discounts, redo dentistry, membership plans, or other adjustments.Practices should bill their full fees and accurately categorize write-offs and adjustments to understand the financial impact of their business model.A practice should aim to collect 100% of its net production because net production represents the collectible dollars owed to the practice.Reviewing gross production, net production, and collections over the previous six to 12 months provides a baseline for identifying problems with write-offs, adjustments, collections, and accounts receivable.Episode Chapters:00:00 Metric Monday intro02:02 Defining gross and net collection rates.04:13 What a low net collection rate indicates.05:17 What a low gross collection rate indicates.06:00 Using the numbers to understand your practice.06:54 What strong collection performance looks like.08:11 Accurate fee schedules and write-off tracking.10:13 Calculating gross and net collection rates.12:13 Why practices should collect 100% of net production.13:25 Final tips and wrap upGuest Bio/Guest Resources:Carlie Einarson is a lead practice coach who has a passion for helping others succeed in the dental field. She loves helping to create a stable foundation for practices so both professionals and patients have a great experience every time they walk in the door!Carlie graduated from Utah College of Dental Hygiene. She has ten years of experience in the dental field, including clinical dental hygiene, front office, and leading teams.In her free time, she enjoys spending quality time with loved ones, traveling, skiing, playing volleyball, and golfing.More Helpful Links for a Better Practice & a Better Life:Contact Gina to learn more about ACT: gina@actdental.comThe Best Practices Show: https://www.actdental.com/podcast/Smile Source Community Hub: https://www.actdental.com/community-hubUpcoming Events & Workshops: https://www.actdental.com/events/Smile Source: https://www.smilesource.com/Subscribe on Apple Podcasts: https://podcasts.apple.comSubscribe on Spotify: https://open.spotify.com

Sara Awad from Tech Contrarians talks AI safety concerns, agentic greed, and tech management styles (0:35) Software and semis (9:40) Micron earnings preview (16:00) ASML, TSM earnings - how will market react to Q4? (19:00) Memory players to think about before MU earnings (24:35)Episode transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

-Join Our Patreon And Over 50 Exclusive Episodes In 2026. All Episodes Ad-Free & Early Access https://www.patreon.com/cw/GeekVerse-Find Our Discord, Podcast/Video Feeds & Social Media In The Link Below! https://solo.to/geekverseBecome a supporter of this podcast: https://www.spreaker.com/podcast/geekverse-podcast--4201268/support.

In this clip from Tuesday night's live stream with Ken Napzok, Pat and Ken refute Hegseth's use of Isaiah 6:8 as a Christian nationalist battle cry. Isaiah 6 doesn't start with "send me" — it starts with "woe is me." Isaiah's vision leads to confession, repentance, and a hard message to his own people about justice, not a crusade against external enemies.

Gill Gross joins the podcast to recap his time covering the US Open, and to shed light on some of the post-match interviews he conducted with the game's best players. Gross assesses how Alexander Zverev changed his career trajectory in the span of a few months, and analyzes Elena Rybakina's key attributes that guide her in big moments. The broadcaster dives into Holger Rune's return to the court after 11 months, Joao Fonseca's unfortunate injury luck, and why the Davis Cup reverting back to the environments of the past is a wise move. Gross also predicts who Juan Carlos Ferrero will coach next, and lists a few players you might not expect. The commentator forecasts Jannik Sinner's level when he resumes competition, states his case for why tactics are lacking in the current pro game, and gives an outlook on Novak Djokovic in the winter of his legendary career. Hosted by Mitch Michals. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Relive the full trauma as Jeremy Wells tells us the story of what he dealt with at home last night (0:19:46), and we hear which member of the mainstream media has stolen directly from us (0:37:46). Plus we chat AI taking over the world, our Black Clash mascot, and the weekend of sport with ACC Head G Lane! Follow The Hauraki Breakfast Show on Instagram Subscribe to the podcast now on iHeartRadio, YouTube, or wherever you get your podcasts! Featuring Jeremy Wells and Manaia Stewart, "The Hauraki Breakfast" a radio show like no other weekdays from 6am on Radio Hauraki. Guaranteed to teach you bad new habits, raise your eyebrows, and make you smirk on a regular basis. News, sport & music that rocksSee omnystudio.com/listener for privacy information.

(00:45) Die Westschweizer Schauspielerin erhält den Grand Prix Darstellende Künste. (04:40) Neuer Kulturtempel in Genf eröffnet - Betriebskosten wirbeln Genfer Kulturszene auf. (09:09) Gross, spektakulär, beunruhigend - Collagen von Sabine Hertig im Kunstmuseum Thun. (13:23) Gescheiterter Künstler fördert junges Talent: «Un Poeta» ist ein herausragendes Werk des zeitgenössischen lateinamerikanischen Kinos. (17:46) Saxophonist John Coltrane ist vor 100 Jahre zur Welt gekommen. Warum ist er noch immer eine Nummer?

Why doesn't a $20 million movie that grosses $30 million at the box office automatically make a $10 million profit? Because that's not how theatrical movie economics work. In this episode, I break down the real numbers behind a theatrical release, including production budgets, P&A and advertising costs, the exhibitor's share of box-office revenue, and why filmmakers need to look beyond the headline gross when determining whether a movie actually made money. Using a simple $20 million film as an example, I'll show you how quickly the economics change once you account for marketing and the theaters' cut.

Capped 62 times by the USA, played for Marshall, played pro for 12 years, coached national teams, coached in college, Luke Gross has another job. Can he make a difference as the General Manager of Collegiate Rugby for USA Rugby? Thanks  Irish Rugby Tours: https://www.irishrugbytours.com/ 8x8 Sports: https://www.8x8sports.com/ US Rugby Foundation: https://www.usrugbyfoundation.org/ Next Phase Rugby: https://nextphaserugby.com/  

Parents, What Is The Grossest Thing In Your Car? full 813 Tue, 22 Sep 2026 14:01:11 +0000 AO41PnUJE78zpMZr9TDEZoZkc3liXt9Y parenting,gross,gross car,music,society & culture,news The Kramer Show On Demand parenting,gross,gross car,music,society & culture,news Parents, What Is The Grossest Thing In Your Car? Highlights from the Kramer Show. © 2026 Audacy, Inc. Music Society & Culture News https://player.amperwavepodcasting.com?feed-li

Today's podcast is a really strong conversation with someone in a significant strategic position within the global Facultative reinsurance, Wholesale and Specialty market. That's because across 26 business lines, with platforms in the US, London and Singapore they run a business that is closing in on $4bn in Gross written premium in 2026. Jason Keen is the CEO of Global Wholesale and Specialty at Everest Insurance and given his broad viewpoint of the market this discussion gives a very accurate picture of where we find ourselves at this interesting point in the pricing cycle. What emerges is a market where the most skilful underwriters are going to be able to differentiate themselves and one where caution and a focus on margin is the order of the day in some segments, but in others there are still clear opportunities for growth. But it's after the day-to-day market questions have been dealt with that this discussion comes into its own. Jason is an advocate of the digital revolution that is transforming the globally syndicated insurance market in which his business operates and our discussion around facilitisation, fast follow and other digitally-enhanced forms of underwriting is insightful and enlightening. It is becoming clear that all business leaders now need a comprehensive strategy on how to engage with profound structural changes in the way business is being placed and Jason is eloquent and unambiguous on this theme. Our broad and frank discussion also covers other emerging big themes such as nascent AI exposures - and plenty more besides. Jason is an underwriter through and through and this makes for a fast-moving and lively exchange. I can highly recommend a listen LINKS: We thank our naming sponsor AdvantageGo, now part of Sapiens: https://www.advantagego.com

Do you actually know how much money your business made today? Learn which business metrics to track, how to catch profit and sales problems early, and how an end-of-day report can help you make faster decisions instead of waiting for your monthly P&L. In this episode of Masters of Home Service, host Adam Sylvester sits down with Kasy Allen (Wheatley Creek Services) to explain how she brings revenue, profit margins, labor costs, sales data, and other key numbers into one place to get a clearer picture of how her business is performing. Download our free home service reporting playbook to put their tips into action: https://bit.ly/3VdANHA Show Notes: [00:52] Why a monthly P&L isn't enough to run your business [02:29] Which home service business metrics should you track? [04:00] Gross profit vs. net profit margin explained [04:50] What's a healthy gross profit margin for service businesses? [06:26] How daily tracking helps you catch sales problems early [07:06] Using your schedule for capacity planning and hiring [08:30] How to build an automated end-of-day business report [10:03] What should an end-of-day report actually track? [10:57] How to set daily, monthly, and quarterly business goals [12:29] How to account for seasonality in business reporting [13:44] How to test automated business reports for accuracy [14:30] Using employee reports to track KPIs and bonuses [15:38] How AI can help turn business data into decisions [17:06] Lightning round: The business metrics that matter most New to Jobber? Claim your exclusive listener discount: https://bit.ly/4y8A4GJ

From 09/21 Hour 2: Commanders fans can't seem to catch a break, and that didn't change yesterday. In this segment, John Keim joins The Sports Junkies to break down Washington's terrible loss to Dallas and Jayden Daniels' gross elbow injury. What was your biggest takeaway from the Commanders loss yesterday?

Stupid News Extra 9-21-2026 …Sorry Folks, Stupid News Extra Today is Gross

WHAT. A. BIRTHDAY. WEEK. Albion cause the biggest upset in 50 years at Old Trafford midweek and then a monstrous thrashing at home to the Champions we discuss a stellar week on our 125th birthday. #podcast #bhafc #brighton #premierleague #premierleaguepodcast #premierleagueclub #englishfootballclub #brighton #football #footballpodcast #ConferenceLeague #MUFC #AFC #Arsenal #ManUnited

MONDAY HR 3 Monster Sports - Both the Orlando Pride and Orlando City SC drop matches this weekend. In college football UCF has a strong win. In the NFL though weekend for Florida teams. Russ still struggling with dropping Dolphins for Jaguars. In NASCAR news, Carson Hocevar throws a punch. Which one of these Florida stories is the grossest? See omnystudio.com/listener for privacy information.

Description: If you've spent years believing that being a good Christian means always saying yes, keeping everyone happy, or putting other people's needs ahead of your own, setting boundaries can feel selfish, or even unchristian. But Jesus modeled something very different. He loved people deeply without allowing them to control Him, manipulate Him, or determine His every move. In this episode, we'll look at the ways Jesus practiced healthy boundaries, including saying no, stepping away from the demands of others, making time for rest and prayer, and refusing to be pulled into unproductive arguments. We'll talk about why boundaries can be particularly difficult for trauma and abuse survivors, how guilt and fear can keep us from setting them, and how we can learn to establish boundaries without becoming harsh or unloving. Most importantly, we'll explore the difference between loving others and taking responsibility for them, and how saying “no” can sometimes be an honest and healthy expression of who God created us to be. We'll discuss both the faith and psychology sides of setting boundaries. If you've struggled with guilt when setting boundaries, this episode is an invitation to rethink what it means to love others while also caring for yourself. Breakdown of Episode  3:17 Intro to Topic and What Are Boundaries?16:37 Jesus Loved People Without Being Controlled by Them18:31 Jesus Prioritized Rest and Time With God22:06 Jesus Didn't Engage in Every Argument But Confronted Harmful Behavior27:59 Jesus, Boundaries, and Family Expectations29:41 The Psychology of Healthy Boundaries35:52 Practicing Christ-Like Boundaries and Handling PushbackSourcesBiblical SourcesHoly Bible, New International Version. (2011). Zondervan. (Original work published 1978)(Scriptures referenced: Matthew 5:37; Matthew 12:46–50; Matthew 21:12–13; Mark 1:35–38; Luke 5:16; Luke 20:1–8.)Psychological and Scientific SourcesAmerican Psychological Association. (2017). Ethical principles of psychologists and code of conduct. American Psychological Association.Baumeister, R. F., & Leary, M. R. (1995). The need to belong: Desire for interpersonal attachments as a fundamental human motivation. Psychological Bulletin, 117(3), 497–529. https://doi.org/10.1037/0033-2909.117.3.497Brown, B. (2010). The gifts of imperfection: Let go of who you think you're supposed to be and embrace who you are. Hazelden.Cloud, H., & Townsend, J. (1992). Boundaries: When to say yes, how to say no to take control of your life. Zondervan.Gross, J. J. (1998). Antecedent- and response-focused emotion regulation: Divergent consequences for experience, expression, and physiology. Journal of Personality and Social Psychology, 74(1), 224–237. https://doi.org/10.1037/0022-3514.74.1.224Herman, J. L. (1992). Trauma and recovery: The aftermath of violence—from domestic abuse to political terror. Basic Books.Linehan, M. M. (1993). Cognitive-behavioral treatment of borderline personality disorder. Guilford Press.Maslow, A. H. (1943). A theory of human motivation. Psychological Review, 50(4), 370–396.  ⁠https://doi.org/10.1037/h0054346Mikulincer, M., & Shaver, P. R. (2016). Attachment in adulthood: Structure, dynamics, and change (2nd ed.). Guilford Press.Neff, K. D. (2011). Self-compassion: Stop beating yourself up and leave insecurity behind. William Morrow.Porges, S. W. (2011). The polyvagal theory: Neurophysiological foundations of emotions, attachment, communication, and self-regulation. W. W. Norton & Company.Walker, P. (2013). Complex PTSD: From surviving to thriving. Azure Coyote Publishing. Additional Faith/Spiritual SourcesCloud, H., & Townsend, J. (2009). Boundaries: Updated and expanded edition. Zondervan.Cloud, H. (2026). Dr. Henry Cloud: Boundaries were never meant to push people away. RELEVANT Magazine. https://relevantmagazine.com/life5/dr-henry-cloud-boundaries-were-never-meant-to-push-people-away/Ortberg, J. (2002). The life you've always wanted: Spiritual disciplines for ordinary people. Zondervan.Willard, D. (1998). The divine conspiracy: Rediscovering our hidden life in God. HarperOneChristian Emotional Recovery Resources Christian Emotional Recovery. (n.d.). Boundaries (Podcast episode collection). Christian Emotional Recovery. https://christianemotionalrecovery.com/search/boundariesChristian Emotional Recovery. (n.d.). What to do when the past comes calling [Video]. YouTube. https://www.youtube.com/watch?v=KBqQ2KlmX_g Christian Emotional Recovery ResourcesPodcast WebsiteAccess Episodes, Get Free Resources, and MoreFacebook GroupJoin Community, Get Support, and Get Weekly EncouragementYouTube ChannelSubscribe for Exclusive Material Not on PodcastChristian Emotional Recovery StoreGet meditations, infographics, journals, and other resources for your healing journeyTrauma SurvivorsCheck out Resources Page for Trauma SurvivorsEmail ListGet updates on episodes, platform, resources, and productsFree ResourceFree Visual A.C.O.R.N Resource to Heal Difficult EmotionsDonate Monthly Through PatreonHelp More Trauma Survivors Through This Ministry  ...

Trump issues a proclamation banning several news outlets from the White House. Brian interviews David Corn about his new book, HOW RUSSIA WON.Order How Russia Won: https://howrussiawon.comWritten by Brian Tyler CohenProduced by Sam GraberRecorded in Los Angeles, CASee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this live stream I react to all of the FPL action from Gameweek 5 and start looking ahead to Gameweek 6. Get your FPL Team rated for FREE

“How many of us have a kingdom vision for our lives, written down where we can see it?” Pastor Trevón Gross asked that question this week, and the silence that followed said more than words could. In How to Live Differently, part two of the Where Do We Go From Here series, he explains why a kingdom vision only becomes real when we let our spirit lead instead of our emotions, and why God's word has to hold first place over every competing opinion in our lives. Drawing from Exodus 33, 1 Thessalonians 5, and Joshua 1, he names a problem many of us know well: plenty of goals, plenty of strategy, but nothing underneath strong enough to hold. If you have a vision for your life but keep living the same way you always have, this message is for you.

Where should a pest control company invest its marketing budget to generate new customers?The honest answer is that there is no single “best” lead source. Organic search, Google Ads, Local Services Ads, Google, Bing Ads, Business Profile, Yelp, Meta, ChatGPT, voice search, referrals, and SMS/direct mail all work differently. Each source comes with its own advantages, limitations, costs, and level of customer intent.In this episode of the Pest Control Marketing Domination Podcast, Casey Lewis breaks down the most important lead sources available to pest control, wildlife control and lawn care companies. He explains what each platform does well, where it frequently falls short and how owners should set realistic expectations before investing.Topics covered in this episode include:• Organic SEO and why it should be treated as a long-term business asset• Google Business Profile and the importance of reviews, local authority and proximity• Google Search Ads and their ability to capture immediate, high-intent demand• Google Local Services Ads and the transition into Google Ads• Yelp and why its effectiveness can vary dramatically by market• Facebook and Instagram advertising for creating demand and promoting seasonal offers• ChatGPT, AI search and how companies can become trusted sources• Voice search and its connection to local SEO, Maps and conversational search• Email, SMS and messaging for converting, nurturing and reactivating opportunities• Customer referrals, strategic partnerships, direct mail and neighborhood marketing• Why existing customers may be a company's most overlooked source of additional revenueCasey also explains the difference between generating demand, capturing demand and converting demand.Google Ads may capture a homeowner who is actively searching for termite treatment today. Meta may introduce mosquito service to someone who had not yet considered it. SEO and content build long-term visibility. Email, text messaging and CRM automation help convert opportunities that would otherwise be lost.These sources should not be judged by cost per lead alone. Every opportunity should be tracked through the complete sales process:Lead → Qualified Lead → Appointment → Sale → Revenue → Gross Profit → Lifetime ValueA campaign that produces inexpensive form submissions may perform poorly if prospects cannot be reached or converted. A more expensive lead may be extremely profitable when it becomes a recurring customer with years of lifetime value.The most important measurements include:• Cost per qualified lead• Contact and appointment rates• Show rate• Sales conversion rate• Customer acquisition cost• Initial and recurring revenue• Gross profit• Customer lifetime value• Speed to leadThe objective is not to spread a small budget across every available platform. It is to build a balanced marketing system in which each channel has a clearly defined job.Capture immediate demand. Build future demand. Develop local authority. Follow up consistently. Measure everything through the final sale.The best lead source is not necessarily the one that produces the cheapest inquiry. It is the source that produces profitable customers consistently and at a cost the company can afford.ABOUT RHINO PEST CONTROL MARKETINGRhino Pest Control Marketing helps pest control, wildlife control and lawn care companies generate more opportunities, improve sales conversion and build sustainable growth.Services include SMART® pest control websites, search engine optimization, Google Ads, Local Services Ads, Google Business Profile optimization, content development, social media marketing, reputation management, CRM automation, email and SMS marketing, AI receptionist solutions and sales training.To learn more or schedule a strategy conversation:Website: https://rhinopestcontrolmarketing.comEmail: casey@rhinopros.comPhone: (925) 464-8383

Keeper (2025) Review | Real Horrorshow Podcast New week, new nightmare. This week on Real Horrorshow Podcast, we're heading into the woods with Osgood Perkins' Keeper (2025)—a strange, surreal folk-horror story starring Tatiana Maslany and Rossif Sutherland. A romantic anniversary getaway at a secluded cabin takes a very strange turn as Liz discovers that the beautiful house, its history, and the people surrounding it aren't quite what they seem. Perkins trades the splatter and dark comedy of The Monkey for something more whimsical, eerie, dreamlike, and deeply unsettling. We dig into Keeper's characters, performances, writing, direction, visual style, folk-horror influences, and that very specific Osgood Perkins brand of beautifully weird horror. And because it's been a rough month for fans of horror and pop culture, we're also taking some time to remember the enormous cultural impact of Hayden Panettiere, Tim Curry, and Dolly Parton and the very different ways their work has shaped the worlds of horror, film, television, and music. Is Keeper a fairy tale, a nightmare, a relationship horror story—or all three? And what exactly makes something feel whimsical and horrifying at the same time?

April lives in Waynseville, OH and is on the Operations Management Team for R & L Carriers. She says she's been listening to B-105 since she was in Junior High. Her favorite B-105 memory just happened last month at the Chris Stapleton & Lainey Wilson concert at Paycor Stadium. She was up front and right next to 10-year-old Riley when Lainey came over and sang "4x4xU" with Riley. Naturally, for her induction song, April wanted to hear that song. Welcome to the B-105 Country Club, April Gross!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today you will hear my conversation with Melody Stolpp, the visionary pop twang singer/songwriter and multi-instrumentalist behind the Brooklyn-based band Sweetbreads. We discuss the upcoming Sweetbreads album ‘Punisher of Love', our fondest Dolly Parton memories, and our shared love of ‘Cocaine & Rhinestones.' ✨ MORE ABOUT SWEETBREADS ✨Sweetbreads is an indie-folk, country, and dream pop band based in Brooklyn and helmed by chief songwriter and frontwoman Melody Stolpp, in collaboration with fellow New York musician Nick Watt. Their latest album 'Punisher of Love' comes out on September 25th. ✨ KEEP UP TO DATE WITH SWEETBREADS ✨Web: https://www.sweetbreadsband.com/Instagram: instagram.com/sweetbreadsmusic/Spotify: open.spotify.com/artist/64qlz7g7Qy6LALNgBsLEZ4Apple Music: music.apple.com/us/artist/sweetbreads/811388418Bandcamp: https://sweetbreads.bandcamp.com/✨ CONNECT WITH IZZY ✨Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://agrrrlstwosoundcents.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠youtube.com/channel/UCv6SBgiYCpYbx9BOYNefkIg⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/agrrrlstwosoundcents/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠twitter.com/grrrlsoundcents⁠⁠⁠⁠⁠⁠

As of the release of this episode, Christa Pike remains scheduled to be executed by lethal injection by the State of Tennessee on September 30, 2026. If that status changes or new information becomes available, we will update accordingly.  Interested in going to the Netherlands with us? Scroll to the bottom for info. Little Devil: Christa Pike  On the evening of January 12, 1995, Christa Pike stepped into the room of her friend Kim Iloilo at the Knoxville Job Corps Center and casually announced that she, her boyfriend Tadaryl Shipp, their friend Shadolla Peterson, and Colleen Slemmer were heading out to smoke marijuana. The combination immediately struck Kim as odd. Christa hated Colleen. So why, suddenly, were they going anywhere together? When Kim questioned her, Christa simply smiled, winked, and walked away. A little more than two hours later, at approximately 10:15 p.m., Kim saw Christa, Tadaryl, and Shadolla return to the center. Colleen did not return.  What had happened during those missing hours would become one of the most brutal murder cases in Tennessee history and a pending execution that is slated to happen on September 30, 2026. If the execution happens this month, she will be the first woman executed by the state of Tennessee since 1820. Join Cam and Jen as we discuss  “Lil Devil”: Christa Pike's Road to Execution — The Murder of Colleen Slemmer. Listener discretion by @octoberpodVHS All music by our E.P @theinkypawprint Sources:  [Sources: STATE v. PIKE (1998) Supreme Court of Tennessee, at Knoxville; United States Court of Appeal (2018)] [Media source: World's Most Dangerous Prisoners S1 E8 Pike (2024)] https://youtu.be/Wo10ToeqHG0?is=D1xdW_2G9f3XAgPC https://drive.google.com/file/d/1BSEZ_lV40xlIsEVBuQV8zkvP2nSKS3Gc/view https://web.archive.org/web/20170920093004/http://www.prisontalk.com/forums/archive/index.php/t-18901.html https://www.willkern.com/pike.html https://archive.knoxnews.com/news/local/pike-s-own-words-did-her-in---court-not-convinced-killer-reacted-to-save-another-inmates-life-ep-894-353644061.html/ https://web.archive.org/web/20120329203025/http://www.ksdk.com/news/crime/article/311792/147/Death-row-inmate-woos-NJ-man-and-guard-to-help-plan-escape https://www.amnestyusa.org/press-releases/amnesty-international-members-worldwide-urge-tennessee-governor-bill-lee-to-stop-the-execution-of-christa-pike/ https://dpw.lawschool.cornell.edu/advocacy/christa-pike/ North, John. “September 2026 Execution Date Set for Christa Gail Pike, Only Woman on Tennessee's Death Row.” WBIR / 10 News. Lakin, Matt. “Hearing for Convicted Job Corps Killer Pike Resumes.” Knoxville News Sentinel, April 7, 2008. Hale, Steven. “Tennessee Is Seeking an Execution Date for the Only Woman on the State's Death Row.” Nashville Scene, June 8, 2021. Jorge, Kaylin. “Only Woman on Death Row in Tennessee Seeks Commutation of Sentence.” Fox 17 / WZTV, June 8, 2021. Pike v. Gross. U.S. Court of Appeals for the Sixth Circuit. Brand, Bethany. “Forensic Psychological Addendum.” June 1, 2026. “Claude Davis Charging & No Contest Plea.” Satterfield, Jamie. “Federal Judge's Ruling Opens Death Chamber Door for Christa Gail Pike.” Knoxville News Sentinel, March 11, 2016. North, John. “Judge Dismisses Death Row Inmate Christa Pike's Bid to Reopen Her Criminal Case.” WBIR-TV, October 31, 2023. Satterfield, Jamie. “Rejected Appeal for Pike Revealing: Defense's Testimony Details Death Row Inmate's Childhood.” Knoxville News Sentinel, December 21, 2008. Satterfield, Jamie. “Pike's Own Words Did Her In — Court Not Convinced Killer Reacted to Save Another Inmate's Life.” Knoxville News Sentinel, March 9, 2006. Queally, James. “Raritan TWP Man Arrested.” The Star-Ledger. Donila, Mike. “Federal Court Denies Pike's Request to Overturn Death Penalty.” WBIR-TV, March 11, 2016. “Slaying Suspect, 17, Will Be Tried as Adult; Grisly Tale of Job Corps Victim's Death Told at Hearing.” Knoxville News Sentinel. Holt, Erin. “Christa Pike Woos Donald Kohut and Justin Heflin to Help Plan Escape.” KSDK, March 22, 2012. Satterfield, Jamie. “Judge Denies Job Corps Killer's Appeal: Pike Will Stay on Death Row.” Knoxville News Sentinel, December 11, 2008. “Tennessee Prisoner Faces 45 More Counts in N.J.” Hunterdon County Democrat. Mealins, Evan. “Tennessee's Only Woman on Death Row Featured in ‘Mean Girl Murders.' Here's What to Know.” USA Today, May 21, 2024. Pike v. State, Tennessee Court of Criminal Appeals, April 25, 2011. “Murder Victim's Mother Begs TN to Release Skull Fragment.” WBIR, January 16, 2015. Loggins, Kirk. “Love and Hate on Death Row.” The Tennessean, July 6, 2003. Sweeney, Catherine. “Special Master Declines Intervention in Christa Pike Execution.” WPLN News, August 22, 2026. “Petition Alleging Violations of the Human Rights of Christa Pike by the United States of America and Request for Precautionary Measures.” Satterfield, Jamie. “Final Death-Row Appeal of Christa Gail Pike Delayed Again.” Knoxville News Sentinel. Caulfield, Philip. “2 Busted in Plot to Spring Female Killer From Death Row.” New York Daily News, March 22, 2012. “Women on Death Row.” Tennessee Department of Correction. Kenner, Randy. “Court of Criminal Appeals Grants Pike Stay of Execution.” Knoxville News Sentinel, August 2, 2002. “Pair Planned to Copy Jail Key.” Chattanooga Times Free Press / Associated Press, March 24, 2012. “Chattanooga Federal Judge Upholds Conviction of Christa Pike, Who Carried Out Torture Murder of Romantic Rival.” The Chattanoogan, March 17, 2016. “Tadaryl Shipp Convicted.” The Orlando Sentinel, March 9, 1997. Bedard, Hayley. “Death-Sentenced Prisoner Christa Pike Files Religious Challenge to Tennessee's Execution Protocol.” Death Penalty Information Center, January 27, 2026. Interested in hearing more about The Netherlands trip with OTCP in July 2028. Join us for a meeting on September 24 at 6pm CST. More info? Go to ourtruecrimepodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Break Room (WEDNESDAY 9/16/26) 9am Hour 1) At what point does a teenager start caring about the way they smell? 2) This should always be an automatic DQ

In Part 2, we look at Fulham, Liverpool, talk Szoboszlai vs Gross, Man City, Man United, Other City Picks, Newcastle, Forest, Spurs, Leeds and Bournemouth Some huge scores in Gameweek 4 as we look at the last weekend before a long international break. We discuss players & teams to target, the midweek schedule, Wildcard in Gameweek 5 vs 6 vs 7 and our bus teams ━━━━━━━━━━━━━ Grab your EXCLUSIVE NordVPN Deal by going to https://nordvpn.com/fplwire to get a Huge Discount off your NordVPN Plan + 4-additional months for free! It's completely risk free with Nord's 30 day money-back guarantee! ______________________

Nýr þáttur af 38 umferðum er kominn í loftið en hlaðvarpið fjallar um draumaliðsleik enska boltans, Fantasy Premier League. Þáttastjórnendur eru Albert Guðmundsson og Sindri Kamban. Þeir settust niður í Coke stúdíóinu og tóku yfirferð á fjórðu umferð ensku úrvalsdeildarinnar sem lauk á mánudag, fóru yfir liðin sín, framtíðarplön og tóku stöðuna á 38 umferðir x Fótbolti.net deildinni þar sem efsta sætið í deildinni er lið Jóhanns Arnar Kjartanssonar sem situr á 365 stigum eftir 4 umferðir. Fresturinn til að gera breytingar fyrir umferð 5 er á föstudaginn kemur kl. 17:30 en umferðin hefst á leik Brentford - Chelsea kl 19:00 síðar sama dag.

For FP&A, the most dangerous revenue number may be the one that looks credible enough not to question. A $100 million acquisition was just three weeks from closing. The target had been audited, the opinion had come back clean, and the deal looked compelling. Then Devon Coombs, CPA, spent a weekend digging through the contracts and came back with a very different conclusion: the revenue story did not match the contractual rights and cash flows underneath it. In this episode of FP&A Today, Devon explains why FP&A cannot automatically treat invoicing as revenue, how principal-versus-agent decisions can make the same transaction appear as either $100 or $3 of reported revenue, and why worsening cash flow can reveal problems that a strong top line hides. The conversation also looks ahead to AI and consumption-based pricing, where minimum commitments, usage, overages, invoicing cadence, and contract structure can make forecasting and revenue recognition substantially more complex. The bigger lesson for FP&A is simple: understanding revenue means understanding the contracts and economics behind the number, not just the number itself. Key Moments Revenue and cash flow need to tell a coherent story. Rising revenue and income should trigger questions when operating cash outflows continue to deteriorate. An invoice is not automatically revenue. Recognition depends on contractual rights, performance obligations, and when those obligations are actually satisfied. Gross versus net revenue can dramatically change the top line. The same $100 transaction could result in $100 or $3 of reported revenue depending on the company's role in the transaction. Good diligence starts before management explains the numbers. Devon describes looking at the financials first, forming an independent view, and then going directly to the underlying contracts. Contracts are an FP&A input, not only an accounting or legal document. Pricing, billing, and commercial terms can materially affect forecasts and the economics FP&A is trying to model. Standardization reduces revenue risk. Clearer offerings, pricing structures, contracts, and RevRec processes make it easier to scale without discovering problems during a transaction. AI and consumption pricing are changing the forecasting problem. Minimum commitments, overages, usage, breakage, and billing cadence can produce very different revenue patterns. Finance teams need a revenue architecture strategy. FP&A should understand how pricing, contracts, billing, revenue recognition, and forecasting fit together as one system. Timestamps 05:29 — Should the same transaction produce $100 of revenue or $3? 08:15 — Why invoicing does not necessarily equal revenue 12:30 — The $100M acquisition everyone wanted to move forward with 17:58 — Devon's diligence method: start with the numbers, then read the contracts 18:42 — How the buyer avoided a $100M mistake 40:40 — Why SaaS, AI, and consumption-based pricing are changing the revenue model 48:45 — Practical steps for aligning offerings, contracts, and RevRec 56:05 — The revenue architecture question every FP&A team should be asking Earn CPE Credits If you would like to earn CPE credit for listening to the show, visit earmarkcpe.com/fpna. Download the app, take a short quiz, and get your CPE certificate. Further Reading/Listening Devon Coombs — Website & Resources: https://www.devoncoombs.com/ Connect with Devon on LinkedIn: https://www.linkedin.com/in/devoncoombs/ The 10 Laws of Finance: https://www.devoncoombs.com/book

Near the turn of the 20th century, the United States' economy is an international powerhouse, but its military is, at best, a third-rate force. One man aims to leverage that small force to build an empire: Theodore Roosevelt. First as Assistant Secretary of the Navy and then as President, Roosevelt will reform the navy and conquer the remnants of the old Spanish Empire. Beyond that, Roosevelt will transform the nation itself by battling government corruption, supporting the nascent labor movement, and building the Panama Canal. At the end of his presidency, the world's great powers will be forced to recognize the United States as a peer – one that will play an outsized role in the World War era.   TABLE OF CONTENTS: Chapter One: A New Birth of Freedom – 00:03:48 Chapter Two: The Rise of Roosevelt – 00:29:03 Chapter Three: The Twilight of the Spanish Empire – 01:04:45 Chapter Four: Remember the Maine! – 01:30:41 Chapter Five: The Battle of Manila Bay – 02:06:20 Chapter Six: The Rough Riders and the War for Cuba – 02:25:58 Chapter Seven: The Assassination of William McKinley – 03:01:04 Chapter Eight: Roosevelt the Progressive – 03:28:09 Chapter Nine: Roosevelt the Imperialist – 04:03:19 Chapter Ten: The Bull Moose – 04:38:03   SUBSCRIBE TO RELEVANT HISTORY, AND NEVER MISS AN EPISODE! Relevant History Patreon: https://bit.ly/3vLeSpF Subscribe on Spotify: https://spoti.fi/38bzOvo Subscribe on Apple Music (iTunes): https://apple.co/2SQnw4q Subscribe on Any Platform: https://bit.ly/RelHistSub Official website: https://bit.ly/3btvha4 Relevant History on X: https://bit.ly/3eRhdtk Relevant History on Facebook: https://bit.ly/2Qk05mm   Episode transcript (90% accurate, includes bibliography): https://bit.ly/4ityHNy/ Complete list of Season Two sources: https://bit.ly/46gwX2O/   Music courtesy of: https://www.youtube.com/@publicdomainclassicalmusic3961/   SOURCES: Barraclough, Geoffrey (ed.) – Harper Collins Atlas of World History Blow, Michael – A Ship to Remember: The Maine and the Spanish-American War Bradford, James C.; Cooper, Diane E., et. al. – Crucible of Empire: The Spanish-American War and Its Aftermath Brands, Henry William; Breen, Timothy H.; Williams, R.H.; Gross, Ariela J. – American Stories: A History of the United States Brinkley, Douglas – The Wilderness Warrior: Theodore Roosevelt and the Crusade for America Cooper, John Milton, Jr. – The Warrior and the Priest: Woodrow Wilson and Theodore Roosevelt Cumings, Bruce – Dominion from Sea to Sea: Pacific Ascendancy and American Power Davis, Paul K. – 100 Decisive Battles: From Ancient Times to the Present Harbaugh, William Henry – Power and Responsibility: The Life and Times of Theodore Roosevelt Johnson, Thomas H. – The Oxford Companion to American History Kinzer, Stephen – The True Flag: Theodore Roosevelt, Mark Twain, and the Birth of the American Empire Locke, John – The Works of John Locke in 9 Volumes, Volume 4 Lord, Walter – The Good Years: From 1900 to the First World War McCullough, David – The Path Between the Seas: The Creation of the Panama Canal 1870-1914 McPherson, James M. – Battle Cry of Freedom: The Civil War Era Morris, Edmund (2010) – Colonel Roosevelt Morris, Edmund (1979) – The Rise of Theodore Roosevelt Morris, Edmund (2001) – Theodore Rex Musicant, Ivan – Empire by Default: The Spanish-American War and the Dawn of the American Century Nofi, Albert A. – The Spanish-American War, 1898 O'Toole, George J. A. – The Spanish War: An American Epic 1898 Overy, Richard (ed.) – The Times Complete History of the World Pringle, Henry F. – Theodore Roosevelt: A Biography Rickover, Hyman G. – How the Battleship Maine Was Destroyed Roosevelt, Theodore – The Rough Riders Roosevelt, Theodore; Brands, Henry William (ed.) – The Selected Letters of Theodore Roosevelt Samuels, Peggy; Samuels, Harold – Remembering the Maine Sebag-Montefiore, Simon – Voices of History: Speeches that Changed the World Sondhaus, Lawrence – Naval Warfare, 1815-1914 Tuchman, Barbara – The Proud Tower: A Portrait of the World Before the War, 1890-1914 Various – Constitution of the United States of America Various – Declaration of the Immediate Causes Which Induce and Justify the Secession of South Carolina from the Federal Union Vowell, Sarah – Assassination Vacation

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Habitat Podcast #402 - In today's episode of The Habitat Podcast, we are back in the studio with Arron Bleise and Kevin Gross! We discuss: -Arron explains why planting an inch and a quarter deep in July left his seed sitting 21 days. -Arron adds pearl millet to his mix for the relationship it builds with mycorrhizal fungi. -Arron runs a zero-rate fertilizer strip in corn that comes back comparable to his full rate. -Arron lays out the 220-acre family farm his dad has hunted since 1978 and may one day lose. -Arron weighs splitting his share of a million-dollar farm against the ground he grew up on. -Arron wants every tree cut on a stand so mature that nothing grows in the understory. -Jared gives Arron the October window to spray sunflowers before frost seeding natives. -Arron builds twelve scrapes in ten days and will only hang a licking branch on oak or beech. -Kevin runs every camera on video and explains what still pictures miss during the rut. -Arron kills a corn-bedded buck that walked over his boot track two nights in a row. And So Much More! Shop the New Native Seed Collection from Vitalize Seed here: https://vitalizeseed.com/collections/vitalize-native-product-line  Use Code HABITAT26 and Get Your Plot Blaster Here: https://plotblaster.com/  PATREON - Patreon - Habitat Podcast Brand new HP Patreon for those who want to support the Habitat Podcast. Good luck this Fall and if you have a question yourself, just email us @ info@habitatpodcast.com  -------------------------------------------------------------------------- Patreon - Habitat Podcast Latitude Outdoors - Saddle Hunting: https://bit.ly/hplatitude  Stealth Strips - Stealth Outdoors: Use code Habitat10 at checkout https://bit.ly/stealthstripsHP  Midwest Lifestyle Properties - https://bit.ly/3OeFhrm  Vitalize Seed Food Plot Seed - https://bit.ly/vitalizeseed  Down Burst Seeders - https://bit.ly/downburstseeders  10% code: HP10 Morse Nursery - http://bit.ly/MorseTrees  10% off w/code: HABITAT10 Packer Maxx - http://bit.ly/PACKERMAXX  $25 off with code: HPC25 First Lite - https://bit.ly/3EDbG6P  LAND PLAN Property Consultations – HP Land Plans: LAND PLANS Leave us a review for a FREE DECAL - https://apple.co/2uhoqOO  Morse Nursery Tree Dealer Pricing – info@habitatpodcast.com  Habitat Podcast YOUTUBE - https://www.youtube.com/channel/UCmAUuvU9t25FOSstoFiaNdg  Email us: info@habitatpodcast.com  habitat management / deer habitat / food plots / hinge cut / food plot Learn more about your ad choices. Visit megaphone.fm/adchoices

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This week we talk about money policies, yield curves, and government bonds.We also discuss the Fed, the Treasury Department, and a WWII accord between them.Recommended Book: Paved Paradise by Henry GrabarTranscriptIn April of 1942, a few months after the United States entered World War 2, the US Treasury Department asked the Federal Reserve to help it borrow a truly staggering amount of money, and as cheaply as possible. The Fed agreed, committing itself to holding short-term Treasury bill rates at three-eighths of 1%, while also capping the yield on long-term government bonds at 2.5%.This was a type of yield curve control. Rather than allowing the market to decide how much interest the government would pay, the Fed decided that price and promised to enforce it.That helped finance the war, because the Treasury knew its borrowing costs wouldn't spiral out of control at a moment when it needed to spend unprecedented sums on ships, planes, weapons, soldiers, and all the other machinery of an ongoing global conflict.The downside was that the Fed lost control of an important monetary policy lever.Bond prices and yields move in opposite directions, so keeping yields below a certain level meant the Fed had to stand ready to buy bonds whenever their prices dropped. It couldn't decide in advance how many it would buy, or how much money it would create in the process. The market would thus forth decide that, instead.Consequently, the Fed became, in some ways, an extension of the Treasury's debt-management operation, its inflation-related responsibilities made secondary to the government's need for cheap financing.That arrangement persisted after the war ended, despite the return of inflation, and President Harry Truman's administration pushed to maintain it during the Korean War, as well.Fed officials resisted, though, with inflation running at more than 8%, and after a very public, very contentious standoff, on March 4, 1951, the Treasury and the Fed announced that they had reached what became known as the Treasury-Fed Accord.That agreement did not make the Fed independent all at once, but it established the principle underlying the modern relationship between these institutions: the Treasury manages government borrowing, while the Fed sets monetary policy based on inflation and employment, not on how much that policy costs the government.The market, in other words, would once again be allowed to decide the price of long-term US debt.What I'd like to talk about today is what happens when that price goes up, what's pushing long-term US borrowing costs toward levels we haven't seen in decades, and why two people appointed by the same president are pulling in opposite directions on this issue.—The Federal Reserve's primary interest-rate lever is the federal funds rate, which is the overnight rate banks charge each other to borrow money. The Fed currently targets a range of 3.5 to 3.75 percent for that rate, and while it has other tools, this is the number people are usually talking about when they say the Fed raised, cut, or held rates.The Fed does not directly set the yield on 10- or 30-year Treasuries, though.Those securities are sold at auction and then traded in a huge secondary market, and their yields reflect a combination of what investors expect inflation to look like, where they think short-term rates will go over the life of the bond, and what's called the term premium.The term premium is basically extra compensation for uncertainty. If you lock up your money for 30 years instead of rolling over short-term debt, you accept the risk that inflation, growth, government policy, and other variables will change in ways that make your bond less valuable over that thirty year period. The more uncertain the future seems, the more compensation you're likely to demand.And again, when demand for a bond falls, its price falls and its yield rises. When we say yields are rising, that means borrowers have to offer investors, the people and institutions giving them the money they want to borrow, more money, more interest, to convince them to buy those bonds.That doesn't only affect the government. The 10-year Treasury serves as something like a reference rate for the entire economy, influencing mortgages, business loans, and the value of long-lived assets.As of September 3 of 2026, the average US 30-year fixed mortgage rate was 6.71%, up from 6.5% a year earlier. That increase is the result of yield increases in the bond market.Long-term Treasury yields have been climbing for much of 2026, and that climb accelerated over the summer.The 30-year yield reached about 5.31 percent on August 17, its highest level since 2007. A few days earlier, the Treasury sold 30-year bonds at a yield of 5.216%, the highest borrowing cost at one of those auctions since 2001.The 10-year yield briefly hit about 4.81% this past week, its highest level since early 2025, and ended Friday at about 4.78%. The two-year yield, which tends to track expectations about contemporary Fed policy more closely, ended at about 4.37%.There isn't one clean cut reason for these yield bumps. Instead, there are a bunch of forces pushing in roughly the same direction.The first is government borrowing. The Congressional Budget Office now expects a roughly 2.1 trillion dollar federal deficit this fiscal year, which is 200 billion dollars more than it projected in February. Covering that gap means issuing more debt, and more supply generally means the Treasury has to offer a better return to attract enough buyers.The second is competition from corporations, especially technology companies borrowing to build AI infrastructure and data centers.The Dallas Fed estimates that AI-related investment-grade bond issuance—these companies borrowing money, in the form of bonds, to help build more data centers and other AI-enabling stuff—could total around $300 billion this year, creating long-duration debt equivalent to about an eighth of what the Treasury is expected to issue. Some of the companies selling this debt have extremely strong balance sheets and high credit ratings, so investors who want safe-ish, long-term bonds suddenly have a lot more options, and the US government has to compete with that for a finite pool of investor resources.Third, oil prices have surged following renewed strikes and attacks around the Strait of Hormuz, with US benchmark prices recently climbing above $90 a barrel. More expensive energy can goose inflation across the economy, which makes locking in a fixed return for 10 or 30 years less appealing, because those yields might not keep up with the practical devaluation of the dollar.Fourth, that aforementioned term premium has risen as investors ask to be paid more for uncertainty related to inflation, deficits, geopolitics, and future Treasury issuance.And fifth, the pool of buyers is changing. Foreign investors still own trillions of dollars in Treasuries, but private foreign demand for notes and bonds fell sharply in June, even as corporate bonds attracted more of that finite sum of money.A big shift we seem to be seeing here is that some investors seem to be judging Treasuries less as a bet on the next Fed meeting, and more as a long-term bet on whether the US political system can manage its finances. And that shift is showing up at an awkward moment for the two institutions involved in the 1951 Accord.Kevin Warsh, who became Fed chair in May, used his August 28 speech at Jackson Hole to say that although inflation expectations remain anchored, the Fed still has work to do if underlying inflation is not moving toward its target quickly enough.Markets read that as a warning that a rate hike could be coming, and the unexpectedly strong August jobs report reinforced that interpretation: employers added 162,000 jobs, far more than economists anticipated, while estimates for June and July were revised upward.The Treasury Department, meanwhile, is moving in the opposite direction.On August 19, Treasury Secretary Scott Bessent announced that the government would at least double the size of its long-term bond buybacks, from a maximum of 2 billion dollars to at least 4 billion dollars per operation, beginning September 9 and continuing through November 4.The stated purpose is to improve liquidity, buying older, less frequently traded 10- to 30-year securities. But buying long-term bonds also reduces the supply available to investors, boosting prices and putting downward pressure on yields, which is why Bessent has referred to the approach as a “Treasury twist.”The scale is small in the context of a $40 trillion national debt, and analysts have described it as more signal than substance. It is nonetheless a striking signal: one Trump appointee is telling markets that higher short-term rates may be necessary to control inflation, while another is using the Treasury's balance sheet to push long-term rates in the other direction.These jobs, which again, were separated in 1951, are working against each other. And this matters, first, because long-term government debt is the foundation upon which a lot of other prices are built.When a 30-year Treasury yields more than 5%, companies refinancing debt have to pay more, commercial real estate becomes harder to finance, mortgages become more expensive, and investors have less reason to pay extremely high prices for stocks based on profits those companies might earn many years from now.It also matters because interest on the federal debt has become one of the government's largest expenses. Gross interest expense reached about $1.17 trillion during the first ten months of fiscal 2026, up about 15% from the same period last year. The somewhat narrower CBO measure of net interest reached $963 billion over that span, roughly level with Medicare spending and greater than defense spending.This creates a potentially self-reinforcing loop: higher yields increase the cost of servicing the debt, higher interest costs expand the deficit, larger deficits require more borrowing, and more borrowing can put further upward pressure on yields.Economists use the term fiscal dominance to describe the point at which government financing needs start to constrain monetary policy, pushing the central bank to keep rates lower than it otherwise would, or to buy government debt, even if doing so undermines its effort to control inflation.The US is not necessarily at that point, but this is exactly the kind of pressure the 1951 Accord was meant to prevent.As with everything government money-related, there's also a global dimension to this shift.For decades, Japanese banks, insurers, pension funds, and other institutions bought foreign bonds in part because yields at home were so low. On September 1, though, Japan's 10-year government bond yield touched 3% for the first time since 1996.Japan's government has more debt relative to the size of its economy than any other wealthy country, and it assumed a 3% long-term rate when calculating debt-service costs for its current budget. Rising above that level would strain its finances, but those higher yields also give Japanese investors more reason to keep their money at home.That doesn't mean Japanese institutions will dump all their Treasuries. Currency-hedging costs and the specific needs of different investors complicate that calculation. But when a major source of relatively steady demand becomes more price-sensitive, the marginal buyer of US debt has to be paid more to invest.Finally, the Treasury market itself has become somewhat more fragile.The amount of debt in circulation has grown far faster than the balance sheets of the dealers that traditionally absorb buying and selling. Hedge funds have filled some of that gap using highly leveraged strategies, including something called the cash-futures basis trade.Fed researchers estimate that these positions reached about $830 billion by September 2025, representing 35% of hedge funds' long Treasury exposure. These trades can provide useful liquidity when markets are calm, but because they rely on enormous amounts of borrowed money to capture tiny price differences, they can also unwind pretty quickly when volatility spikes.That sort of unwind contributed to the Treasury-market seizure in March of 2020, and a different leveraged hedge-fund strategy added to turbulence in April of 2025.The assets treated as the world's safest and most liquid can still become difficult to sell when everyone needs cash at the same time, in other words.The next few weeks should partially clarify what's actually driving this unusual market.The expanded Treasury buybacks begin the day after this episode goes live, September 9. Producer-price inflation data arrives on September 10, consumer-price data on September 11, and the Fed meets on September 15 and 16. The Bank of Japan follows on September 17 and 18, when it may increase its policy rate from 1% to around 1.25%.If the Fed hikes and long-term yields fall, that could indicate investors view the move as credible inflation-fighting: short-term borrowing becomes more expensive, but the term premium shrinks because the distant future seems less inflationary.If the Fed holds after a soft inflation report and short-term yields fall while the 30-year barely moves, that would suggest the long end is being driven by deficits, debt supply, oil prices, corporate competition, and global demand more than Fed policy.And if the buybacks begin but long-term yields continue to climb, that would demonstrate the limits of debt-management policy in a market this large. The Treasury could respond by issuing more short-term and less long-term debt, reducing immediate borrowing costs, though that would also mean refinancing more frequently and taking on the risk that rates remain high.It could also draw down some of the around $950 billion in its account at the Fed to fund larger buybacks, but that cash also serves as a buffer against the debt ceiling, which the government is currently expected to reach sometime in 2027. Spending the buffer now would mean rebuilding it later, and rebuilding it would require issuing even more debt.Back in 1951, the Treasury and the Fed reached an agreement that the central bank should not be required to make government borrowing cheap, and that the price of long-term debt should be allowed to reflect what the market believed that debt was worth.Right now, the market is rendering its verdict, and that verdict is that lending the United States money for 30 years has become substantially more expensive. Now we wait to see what Washington decides to do about it.Show Noteshttps://www.federalreservehistory.org/essays/treasury-fed-accordhttps://www.brookings.edu/articles/what-is-the-treasury-fed-accord-of-1951-and-why-is-it-important/https://www.federalreserve.gov/data/three-factor-nominal-term-structure-model.htmhttps://www.freddiemac.com/pmmshttps://www.cbo.gov/publication/61983https://fiscaldata.treasury.gov/datasets/interest-expense-on-the-public-debt-outstanding/interest-expense-on-the-public-debt-outstandinghttps://fiscaldata.treasury.gov/datasets/debt-to-the-penny/debt-to-the-pennyhttps://www.dallasfed.org/research/economics/2026/0210-searls-aifinancinghttps://home.treasury.gov/news/press-releases/sb0606https://home.treasury.gov/news/press-releases/sb0607https://www.federalreserve.gov/newsevents/speech/warsh20260828a.htmhttps://www.bls.gov/news.release/empsit.htmhttps://apnews.com/article/1af16359af43eb8abc66445465f633c8https://apnews.com/article/775d7cf741349c7c8e689c0beb57f074https://apnews.com/article/a27a8d3651ff810b25c610d3e1b6259dhttps://www.federalreserve.gov/econres/notes/feds-notes/decomposing-hedge-funds-u-s-treasury-exposures-20260622.htmlhttps://www.imf.org/en/publications/fandd/issues/2026/03/safeguarding-the-treasury-market-jeremy-steinhttps://www.investing.com/news/economy-news/japans-benchmark-bond-yield-rises-to-3-for-first-time-in-30-years-4883532https://www.boj.or.jp/en/mopo/mpmsche_minu/index.htmhttps://bipartisanpolicy.org/article/when-will-we-reach-the-debt-limit-again/https://home.treasury.gov/policy-issues/financing-the-government/quarterly-refunding/most-recent-quarterly-refunding-documents/https://www.federalreserve.gov/monetarypolicy/fomccalendars.htmhttps://www.bls.gov/schedule/2026/09_sched.htmhttps://www.axios.com/newsletters/axios-markets-a975877a-ddce-4ea0-a735-4b460d37af90.htmlhttps://www.ft.com/content/c96c25c1-b27c-4c08-a2ba-21821b39dd78https://www.axios.com/2026/08/19/rates-treasury-borrowing-bessent This is a public episode. 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Freddy is killing for two!Every September we watch A Nightmare on Elm Street.So it looks like we're babysitting "The Dream Child" this time. That's movie 5.This kid is going on our naughty list...And our GROSS list![⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube Version⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠][⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sources & links⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠][More Freddy!] Sources:We watched the movie.Title Logo credit: https://logos.fandom.com/wiki/A_Nightmare_on_Elm_Street_5:_The_Dream_Child Get episodes AD-FREE on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, along with our exclusive podcast The Netherworld Dispatch!Listen on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, or wherever you get your podcasts.Watch on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Follow us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bluesky⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.For more, cruise through our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LINKS Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bobby found a story about women dating men 10 years younger, so we need Amy’s official age range for the guys she’s willing to date. She also opens up about where things stand with dating someone new. Then we battle over Bobby’s Top 10 Country Artists of the 2000s. And finally, a show member gets exposed for doing something absolutely disgusting involving the work bathroom and their morning drink. You really don’t want to know. Gross!See omnystudio.com/listener for privacy information.

What if spending time in nature isn't simply good for you, but something your brain is biologically designed to need? In this solo episode, Darin explores the sensory neuroscience of nature and the growing research suggesting that our increasingly indoor lives may be fundamentally mismatched with the environments our brains and nervous systems evolved to experience. From walls and screens to fluorescent lights, traffic, right angles, and constant notifications, modern environments bombard us with sensory inputs our ancestors never encountered at this scale. The numbers put that mismatch into perspective. Darin highlights research suggesting the average American spends roughly 87% of life indoors and another 6% inside vehicles. In other words, we've effectively become an indoor species living inside outdoor-evolved bodies, brains, eyes, and nervous systems. Darin breaks down why this isn't merely another reminder to "go outside." He explores how modern environments place continuous demands on executive attention, why sustained attention can eventually give way to rumination and mental chatter, and what more than 100 brain-imaging studies may reveal about what happens when we finally return our brains to natural environments. This episode ultimately asks a surprisingly important question: What if nature isn't a luxury or lifestyle preference, but a biological input we've slowly removed from our lives? What You'll Learn Why your brain evolved for branches, coastlines, clouds, mountains, and irregular natural geometry instead of straight lines How much of the average American's life is now spent indoors or inside vehicles Why Darin describes modern life as an evolutionary mismatch for the nervous system How artificial environments continually demand processing from your executive attention system Why sustained directed attention can eventually lead to fatigue, rumination, and mental chatter How light, sound, movement, visual patterns, and circadian cues shaped the human nervous system Why simply telling people to "go outside more" may underestimate what's happening neurologically What researchers mean by high-load visual and auditory environments What a review of more than 100 brain-imaging studies investigated about nature exposure What the brain scans reveal about nature, fractal patterns, rumination, and neural restoration in the second half of the episode Chapters 00:00:03 – Welcome to SuperLife 00:00:34 – Sponsor: Alkemis 00:03:25 – When was the last time you stopped seeing straight lines? 00:03:49 – Your brain wasn't designed for the geometry of modern life 00:04:44 – The sensory neuroscience of nature 00:05:14 – Why your nervous system may be starving indoors 00:05:49 – Darin records the episode outside 00:06:04 – How much of our lives do we actually spend indoors? 00:06:48 – Outdoor-evolved humans have become an indoor species 00:07:47 – Why "go outside" is more than feel-good advice 00:08:22 – The evolutionary mismatch affecting your nervous system 00:09:33 – Ancient biological hardware in a radically modern environment 00:09:49 – How indoor environments overload your attention system 00:10:47 – Sponsor: Manna Vitality 00:12:42 – Your attention system wasn't built for infinite stimulation 00:13:00 – Rumination, looping thoughts, and mental chatter 00:13:24 – The fatal convenience of modern civilization 00:13:58 – What we've removed from the human sensory environment 00:14:19 – The neuroscience deep dive begins 00:14:40 – More than 100 brain-imaging studies on nature exposure 00:15:18 – The question researchers wanted to answer 00:15:19 – Why the rest of the neuroscience matters 00:15:34 – What do brain scans actually show when you enter nature? 00:15:49 – Continue the full episode on Patreon 00:15:52 – The four-stage neurological cascade coming next 00:16:02 – Fractal fluency and the hidden geometry of nature 00:16:07 – Nature, the brain, and depressive rumination 00:16:18 – How much nature does your brain actually need? 00:16:31 – Final thoughts and Patreon continuation Thank You to Our Sponsors Alkemis: Go to https://alkemispaint.com/ and use code DARIN10 for 10% off your order. Manna Vitality: Go to mannavitality.com/ and use code DARIN12 for 12% off your order. Join the SuperLife Patreon: This is where Darin now shares the deeper work: - weekly voice notes - ingredient trackers - wellness challenges - extended conversations - community accountability - sovereignty practices Join now for only $7.49/month at https://patreon.com/darinolien Find More from Darin Olien: Website: darinolien.com Instagram: @darinolien Book: Fatal Conveniences Platform & Products: superlife.com New Show: Roadmap to Happiness Key Takeaway "We've become an indoor species living inside outdoor-evolved bodies and brains. Your nervous system developed over hundreds of thousands of years surrounded by sunlight, wind, trees, irregular sounds, natural rhythms, and complex patterns, yet we've replaced much of that environment with walls, screens, fluorescent lights, traffic, notifications, and straight lines. Going outside isn't simply a nice thing to do when you have extra time. Nature may be one of the fundamental sensory inputs your brain has been waiting for you to put back into your life." Bibliography/Sources: Primary Neuroscience & Brain Imaging Bratman, G. N., Hamilton, J. P., Hahn, K. S., Daily, G. C., & Gross, J. J. (2015). Nature experience reduces rumination and subgenual prefrontal cortex activation. Proceedings of the National Academy of Sciences, 112(28), 8567–8572 . https://www.pnas.org/doi/10.1073/pnas.1510459112 Estarellas, M., et al. (2026). Your brain on nature: A scoping review of the neuroscience of nature exposure. Neuroscience & Biobehavioral Reviews . https://www.sciencedirect.com/science/article/pii/S0149763426000205 Environmental Psychology & Physiological Stress Antonelli, M., Barbieri, G., & Donelli, D. (2019). Effects of forest bathing (shinrin-yoku) on levels of cortisol as a stress biomarker: A systematic review and meta-analysis. International Journal of Biometeorology, 63(8), 1117–1134 . https://pubmed.ncbi.nlm.nih.gov/31001682/ Kaplan, S. (1995). The restorative benefits of nature: Toward an integrative framework. Journal of Environmental Psychology, 15(3), 169–182 . Klepeis, N. E., et al. (2001). The National Human Activity Pattern Survey (NHAPS): A resource for assessing exposure to environmental pollutants. Lawrence Berkeley National Laboratory / U.S. EPA . Lee, M. S., Lee, J., Park, B. J., & Miyazaki, Y. (2015). Interaction with indoor plants may reduce psychological and physiological stress by suppressing autonomic nervous system activity in young adults: A randomized crossover study. Journal of Physiological Anthropology, 34, Article 21 . https://link.springer.com/article/10.1186/s40101-015-0060-8 Ulrich, R. S. (1984). View through a window may influence recovery from surgery. Science, 224(4647), 420–421 . https://www.science.org/doi/10.1126/science.6143402 News Coverage & Summaries BuildingGreen. (n.d.). We spend 90% of our time indoors. Says who? . https://www.buildinggreen.com/blog/we-spend-90-our-time-indoors-says-who McGill Newsroom. (n.d.). How stepping into nature affects the brain . https://www.mcgill.ca/newsroom/channels/news/how-stepping-nature-affects-brain-371263 Nolan, K. (n.d.). Fractal patterns in nature and art are aesthetically pleasing and stress-reducing. Smithsonian Magazine . https://www.smithsonianmag.com/innovation/fractal-patterns-nature-and-art-are-aesthetically-pleasing-and-stress-reducing-180962738/