Podcasts about Gross

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    Best podcasts about Gross

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    Latest podcast episodes about Gross

    Jay-Jay & Flynny Catch Up Podcast
    CATCH UP: Monday 15 June - The GROSS Reason Adam Is In So Much Pain!

    Jay-Jay & Flynny Catch Up Podcast

    Play Episode Listen Later Jun 15, 2026 11:56


    Sarah & Adam here! Missed the show? Here's some of our fave bits: Sarah borrows a segment from our brother radio station, but we put our More FM twist on it. The GROSS reason Adam's in so much pain! If you want to see it text TOE to 559, but be warned, it's really gross. Like really really gross. What do you do when a pet dies while you're house-sitting?! If you have a great yarn for the radio or just want to get in touch, you can message us anytime on our socials:Instagram - https://www.instagram.com/morefmdriveFacebook - https://www.facebook.com/morefmdrive

    Letting & Estate Agent Podcast
    UK Property Market Stats Show Week 22 2026 - Ep.2564

    Letting & Estate Agent Podcast

    Play Episode Listen Later Jun 12, 2026 62:23


    UK Property Market Weekly Update for Week 22 of 2026 The residential property market industry's weekly reality check on what is really happening in the UK housing market. Week 22 is the week ending 7th June 2026. Headlines show sales agreed are down 8.9% for the first week of June, compared to the first week of June 2025. Regional Breakdown below

    Mojo In The Morning
    Gross Things People Do at Your House

    Mojo In The Morning

    Play Episode Listen Later Jun 11, 2026 10:22 Transcription Available


    See omnystudio.com/listener for privacy information.

    LSD, La série documentaire
    Idoles des jeunes 1/4 : Johnny, les copains prennent le pouvoir

    LSD, La série documentaire

    Play Episode Listen Later Jun 11, 2026 59:07


    durée : 00:59:07 - LSD, la série documentaire - par : Hajer Ben Boubaker - Au début des années 1960, l'explosion du rock'n'roll et de Johnny Hallyday provoque un séisme culturel, mettant en lumière la jeunesse. Entre engouement populaire et mépris des élites culturelles, ce premier épisode explore la naissance de la plus ancienne communauté de fans en France. - réalisation : Maryvonne Abolivier, Anahi Morales, Clémence Gross, Emmanuel Laurentin Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

    LSD, La série documentaire
    Idoles des jeunes 2/4 : Mylène Farmer, génération désenchantée

    LSD, La série documentaire

    Play Episode Listen Later Jun 11, 2026 58:43


    durée : 00:58:43 - LSD, la série documentaire - par : Hajer Ben Boubaker - Star incontournable depuis 40 ans, Mylène Farmer a su imposer son univers énigmatique et bousculé les codes. Cet épisode décrypte comment l'icône pop a su fédérer la communauté LGBTQIA+ - réalisation : Maryvonne Abolivier, Anahi Morales, Clémence Gross, Emmanuel Laurentin Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

    LSD, La série documentaire
    Idoles des jeunes 3/4 : Jul, de Marseille au monde

    LSD, La série documentaire

    Play Episode Listen Later Jun 11, 2026 59:04


    durée : 00:59:04 - LSD, la série documentaire - par : Hajer Ben Boubaker - Au cœur de la cité phocéenne, JuL a fait voler en éclats les standards de l'industrie musicale. En revenant au plus près de son histoire et de son public marseillais, cet épisode retrace la trajectoire de l'ovni des quartiers de Marseille à la reconnaissance de son statut de superstar. - réalisation : Maryvonne Abolivier, Anahi Morales, Clémence Gross, Emmanuel Laurentin Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

    eCom Pulse - Your Heartbeat to the World of E-commerce.
    211. Stop Optimizing for Revenue. Optimize for Profit ft. Cem Atik

    eCom Pulse - Your Heartbeat to the World of E-commerce.

    Play Episode Listen Later Jun 11, 2026 29:53


    Cem Atik is the co-founder and CMO of Harucon Ventures, a firm that acquires minority and majority equity stakes in e-commerce and SaaS businesses doing between one and ten million in annual revenue. Rather than operating as an agency or consultancy, Cem and his team get in with capital, take operational control of marketing and finance, and work to make the businesses they partner with structurally profitable.Most e-commerce brands that come to Harucon Ventures have the same underlying problem: they are optimizing for the wrong things. Revenue looks healthy. ROAS looks acceptable. But unit economics are broken, overhead is bloated, and the margin structure makes scaling impossible.In this conversation, Cem walks through exactly how his team diagnoses and fixes that. From cutting ad spend by 1.7 million euros in a single month to replacing a fulfillment provider that was silently overcharging a brand shipping 25,000 packages a day, the fixes are rarely glamorous but consistently high-impact. The conversation also covers his four-engine growth framework: acquisition, retention, conversion, and profit-first optimization, and why founders who lead with ROAS are measuring the wrong thing entirely.Cem also breaks down channel mix strategy, including why Pinterest and Bing Ads are consistently underused, why TikTok affiliate is one of the highest-leverage growth levers available right now, and why the real money in e-commerce is almost always made in retention, not acquisition.Founders who are scaling but not compounding, or growing revenue while watching margins compress, will find this episode unusually direct and useful.Website: https://www.vimmi.net Email us: info@vimmi.net Podcast website: https://vimmi.net/commerce-untold/ Eitan Koter's LinkedIn: https://www.linkedin.com/in/eitankoter/ YouTube: https://www.youtube.com/@VimmiVideoCommerce/featured Guest: Cem Atik, Co-Founder & CMO, Harucon Ventures Cem Atik's LinkedIn: https://www.linkedin.com/in/cem-atikHarucon-Ventures: https://harucon-ventures.com/Key Takeaways: • If a founder cannot state their customer acquisition cost in under 15 seconds, the business does not have a real financial foundation yet. • ROAS tells you how much revenue you generated per dollar spent. It tells you nothing about whether that dollar was profitable. Optimizing for profit on ad spend (POAS) gives you actual control. • Gross margin under 65% makes scaling structurally difficult in the US and UK markets. The margin problem cannot be fixed with better ads. • Agencies are typically three times cheaper than hiring in-house at early stages. Outsource acquisition first, learn from the partner, then bring it in-house once systems are proven. • TikTok affiliate is one of the most capital-efficient acquisition channels available: commission-based, creator-generated content, and scalable without a large internal team. • Pinterest is consistently overlooked despite an audience skewing 25 to 45 years old with average household incomes above $100K, and ROAS between four and six even at modest spend levels.Chapters:[00:00] Introduction: Cem Atik and the Harucon Ventures Model[01:27] The Founders Harucon Typically Partners With[03:45] The Post-Acquisition Audit: First 72 Hours[07:45] Cutting 1.7M Euros in Ad Spend: A Case Study[09:16] Why Gross Margin Under 65% Makes Scaling Nearly Impossible[13:51] The KPIs That Actually Matter: CAC, CLV, MER, EBITDA[18:35] The Four Engines: Acquisition, Retention, Conversion, Profit[24:00] Why ROAS Misleads and POAS Gives Real Control[25:41] Channel Mix: TikTok, Pinterest, Bing, and What Gets Overlooked

    Run The Numbers
    Bending Spoons S1: How Italy's Software Acquirer Built a $20B Empire From the Discount Rack

    Run The Numbers

    Play Episode Listen Later Jun 11, 2026 35:55


    In this episode of Run the Numbers, CJ breaks down Bending Spoons' F-1 filing and the acquisition machine behind AOL, Evernote, Vimeo, Eventbrite, and more. He unpacks the company's playbook: buy under-optimized digital businesses, transform operations, raise prices, reinvest earnings, and repeat — while asking the core question: how much was built, and how much was bought?—SPONSORS:RightRev is an automated revenue recognition platform that lets your product team ship new pricing without asking finance for permission, and your sales team close deals without creating downstream chaos. Check out their free tool at calculator.rightrev.com It scores your rev rec process, shows what's exposing you to risk, and tells you exactly where to focus before it bites you in the rear end. Check it out at https://calculator.rightrev.comRillet is an AI-native ERP built for modern finance teams that want to replace NetSuite and close faster. With revenue recognition, close management, multi-entity support, and native Stripe and Salesforce integrations, Rillet helps scaling companies run their finance stack in one place. Hundreds of teams, including Windsurf and Mercor, use Rillet to make the zero-day close real. Book a demo at https://www.rillet.com/cjEY has been part of Silicon Valley since it was just a valley, helping the most successful names in tech go from startup to exit to megacap. With teams across strategy, tax, audit, and transactions, EY helps you get your financials right early, long before your investors start asking for it. You build the next big thing, and EY will help you build it right. Learn more at https://www.ey.com/techstartupsSpendHound cuts your SaaS and AI spend by up to 30% using real pricing benchmarks across 10,000 vendors, so you always know what fair pricing looks like before your next renewal. Rated #1 on G2 in SaaS spend management, it's free forever for teams up to 1,000 employees. Sign up by June 12th and get $500 just for getting started. Go to https://www.spendhound.com/cjBrex is an intelligent finance platform with AI-powered agents that capture expenses automatically, enforce policy before the spend happens, and close your books in minutes instead of weeks. 35,000+ companies like OpenAI, Coinbase, Anthropic, and DoorDash already run on Brex. It's time to get Brex AF. Learn more at https://www.brex.com/metricsAleph is a modern FP&A platform built for teams that want more than another planning tool. By connecting your ERP, CRM, and other systems into one trusted data layer with AI workflows, Aleph helps you move faster with real-time insights. Get a personalized demo at https://www.getaleph.com/run—LINKS: Mostly Talent: https://mostlymetrics.typeform.com/to/cLTxtAsNCJ: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—TIMESTAMPS:0:00 What is Bending Spoons?1:03 The Internet's attic: the portfolio3:11 The metrics rundown5:44 Revenue: $1.3B, 95% growth6:04 82% of growth was bought, not built6:29 Gross margin: 66%6:50 Subscription mix and NRR7:33 Net income: basically zero8:00 Cash: $741M, debt: $4.4B8:35 Revenue per employee: $2.57M9:39 Sponsors — RightRev | Rillet | EY12:42 Organic growth is mostly price hikes13:50 A house of adjustments14:54 Add-backs bigger than the profit15:22 The reorganization line: cost of firing19:21 Sponsors — SpendHound | Brex | Aleph22:51 Does the playbook actually work?23:07 Evernote: the proof point23:45 Romini: the growth proof point24:10 AI in three directions at once25:45 The debt engine27:50 Red flag 1: material accounting weaknesses28:38 Red flag 2: pro forma numbers come with a confession29:00 Red flag 3: App Store dependency29:11 Red flag 4: no long-term contracts29:30 Red flag 5: foreign private issuer29:52 Red flag 6: they've never sold anything30:19 Cap table and board31:07 Valuation: 14–18x33:00 Bull vs. bear case33:55 Miscellaneous: the S1 is already stale35:25 Credits

    METRO TV
    Menteri ESDM Tegaskan Gross Split Tidak Berlaku di Sektor Minerba - Headline News Edisi News MetroTV 75530

    METRO TV

    Play Episode Listen Later Jun 11, 2026 3:07


    Menteri ESDM Bahlil Lahadalia menegaskan bahwa skema gross split atau bagi hasil pengelolaan migas antara pemerintah dan kontraktor tidak akan diberlakukan pada sektor mineral dan batubara (minerba); seluruh regulasi yang saat ini berlaku di sektor minerba tetap mengacu pada ketentuan yang sudah ada dan tidak mengalami perubahan; pemerintah menegaskan komitmen menjaga stabilitas regulasi agar sektor minerba berjalan aman dan berkelanjutan; keputusan ini menjadi pedoman bagi pelaku industri dan investor.

    Find Your Dream Job: Insider Tips for Finding Work, Advancing your Career, and Loving Your Job
    Stop Underselling Yourself in Your Job Search, with Elizabeth Gross

    Find Your Dream Job: Insider Tips for Finding Work, Advancing your Career, and Loving Your Job

    Play Episode Listen Later Jun 10, 2026 28:53


    Check out the podcast on Macslist here: (https://www.macslist.org/?post_type=podcasts&p=16810&preview=true) If you're like most people, you don't enjoy talking about your greatest accomplishments. It can feel uncomfortable to “toot your own horn,” even when a hiring manager asks you about your skills and expertise. If you want to stand out in today's tough job market, Find Your Dream Job guest Elizabeth Gross says you must overcome this reluctance. Elizabeth shares how to emphasize your accomplishments on your resume, as well as the best way to sell yourself on LinkedIn. About Our Guest:Elizabeth Gross is the owner of Job Search Divas, where she offers a range of career-related services, including resume writing, career coaching, job search strategies, networking skills, and interview preparation.Resources in This Episode:To find out more about Elizabeth and the services she offers, visit her website at www.jobsearchdivas.com. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Best of Roula & Ryan
    7a Revenge Ron Vincent Gross Roomates, Group Therapy Bringing Annoying Sibling BF To Vaca and Scoop Taylor Swift Wedding Details 06-09-26

    Best of Roula & Ryan

    Play Episode Listen Later Jun 9, 2026 33:59


    Louder with Crowder
    How They're Stealing The LA Election Right in Front of Your Eyes

    Louder with Crowder

    Play Episode Listen Later Jun 8, 2026 67:56


    Hello Fresh is not as subtle as it thinks in its post for Pride Month. Gross. President Donald Trump walked out of an interview featuring a rain delay and a badgering Kristen Welker. It's been six days since the California election, and we still have no idea when they are going to be done counting. You should probably trust your instincts on this one. Yes, this is a problem. No, it isn't normal. No, you shouldn't trust it. As Trump's H1-B policies take effect, a new trend has popped up in the housing market. Let's take a look. GUEST: Josh Firestine Link to today's sources: https://www.louderwithcrowder.com/sources-june-8-2026 Let my sponsor American Financing help you regain control of your finances. NMLS #182334 nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 800-974-6500 for details about credit, costs and terms. Visit http://www.AmericanFinancing.net/Crowder. Average savings based on borrowers who save over $199.99 Go to http://kalshi.com/r/crowder and $10 credit on your first $10 trade Share clips from the show & compete to get a mention on the show! Where to get clips: Telegram: http://t.me/LWCClips Discord: https://discord.gg/nfRAZxEbAV Submit link for tracking: https://forms.gle/HZwz7Q7C9hkHecxTA Foundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/ DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-apps Join Rumble Premium to watch this show every day! http://louderwithcrowder.com/Premium Get your favorite LWC gear: https://crowdershop.com/ Bite-Sized Content: https://rumble.com/c/CrowderBits Subscribe to my podcast: https://feeds.libsyn.com/576250/rss FOLLOW ME: Website: https://louderwithcrowder.com/ X: https://x.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficial Music by @Pogo

    Scissors N Scrubs
    Kinda Gross

    Scissors N Scrubs

    Play Episode Listen Later Jun 8, 2026 22:53


    Laura & Nicole discuss Fournier's Gangrene!

    Les pieds sur terre
    Moi, Alban, combattant français en Ukraine 2/3 : La guerre des drones

    Les pieds sur terre

    Play Episode Listen Later Jun 8, 2026 29:00


    durée : 00:29:00 - Les pieds sur terre - par : Sonia Kronlund - Alban, combattant volontaire en Ukraine, est en déploiement et attend de partir en mission. Il raconte son quotidien, une ancienne mission marquante, son lien à ses proches et comment il appréhende son avenir dans la guerre. - réalisation : Valentin Rémy, Adèle Tocquet, Marième Cissé, Clémence Gross, Eric Lancien Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

    The Best Practices Show
    1057: Metric Mondays: Why Is Production Up but Profit Not Following? - Miranda Beeson

    The Best Practices Show

    Play Episode Listen Later Jun 8, 2026 21:52


    Why can your practice feel busier than ever, show higher production, and still not see more money in the bank? In this episode, Kirk Behrendt brings back Miranda Beeson, ACT Dental's Director of Education, to explain why gross production is often a misleading proxy for profitability and what to measure instead. You'll learn the difference between gross and net production, how write-offs and overhead quietly erase gains, and the first steps to protect margins so profit can follow production. Listen to Episode 1057 of The Best Practices Show!Main Takeaways:Gross production can be a “gross misrepresentation” of what a practice can actually collect, while net production reflects what is realistically collectible.Higher production does not automatically create higher profit when write-offs grow and overhead rises at the same time.Practices get it wrong when they celebrate production without tracking what gets adjusted away and what it costs to deliver the care.Large write-offs (insurance, membership plan discounts, elective courtesies, and untracked adjustments) can create an “effort gap” where work is done but revenue is not collectible.Adding hours, days, team members, and equipment to chase production can increase expenses and compound the profitability problem.Practices get it right by tracking adjustments by category (and often by individual insurance carriers) and by regularly reviewing the P&L to confirm expenses are aligned with revenue-producing needs.The first action steps are to clarify write-offs in the practice management system and to understand where overhead dollars are going before pushing for more production.Snippets:00:00 Why production can be up while profit doesn't follow.02:10 Gross vs. net production and why the distinction matters for doctors and teams.06:10 What it looks like when practices get it wrong and the bank account doesn't grow.07:05 Write-offs and the “effort gap” between delivered care and collectible revenue.08:35 How chasing more production can quietly drive overhead higher.10:05 Why the real issue is often strategy, not production.14:15 The mindset shift for fee-for-service: being okay with downtime and using it well.17:10 The first thing to do tomorrow: get clarity on write-offs and adjustments.19:05 The next step: review the P&L and understand overhead buckets.Guest Bio/Guest Resources:Miranda Beeson has over 25 years of clinical dental hygiene, front office, practice administration, and speaking experience. She is enthusiastic about communication and loves helping others find the power that words can bring to their patient interactions and practice dynamics. As a Lead Practice Coach, she is driven to create opportunities to find value in experiences and cultivate new approaches.Miranda graduated from Old Dominion University, and enjoys spending time with her husband, Chuck, and her children, Trent, Mallory, and Cassidy. Family time is the best time, and is often spent on a golf course, a volleyball court, or spending the day boating at the beach.More Helpful Links for a Better Practice & a Better Life:The Best Practices Show: https://www.actdental.com/podcast/Best Practices Association: https://www.actdental.com/bpaUpcoming Events & Workshops: https://www.actdental.com/events/Smile Source: https://www.smilesource.com/Subscribe on Apple Podcasts: https://podcasts.apple.comSubscribe on Spotify: https://open.spotify.com

    DC EKG
    "REFILL" - The Economics of Ozempic and Other Weight Loss Drugs (Originally Aired: May 2024)

    DC EKG

    Play Episode Listen Later Jun 8, 2026 43:20


    DC EKG with Joe GroganThe Economics of Ozempic and Other Weight Loss DrugsEpisode 136.5 (“Prescription Refill” – A replay from the archives)Original Air Date: May 2024In this episode, Joe Grogan welcomes Ben Ippolito, Senior Fellow in Economic Policy Studies at the American Enterprise Institute, to discuss the rapidly evolving economics of GLP-1 weight loss drugs like Ozempic and Wegovy.Ben explains the two main competitors in this market—Novo Nordisk's Ozempic and Wegovy versus Eli Lilly's Mounjaro and Zepbound. Revealing how insurance coverage decisions drive pharmaceutical marketing strategy.The conversation reveals a critical irrationality in Medicare policy: the statutory prohibition on covering weight loss drugs despite their profound clinical and quality-of-life benefits. Yet these same drugs are covered for diabetes and cardiovascular risk reduction.Ben explores the surprising economics of drug pricing through gross-to-net pricing—the massive gap between list prices and what insurers actually pay through rebates and discounts.The episode examines critical implications of the Inflation Reduction Act's price negotiation provisions. Once Medicare negotiates Ozempic's price, that same price applies to all products using the same active ingredient. This creates cascading market effects: competitors must match those prices to remain on formularies, new entrants face lower pricing power even if clinically superior, and pharmaceutical companies may abandon promising programs due to regulatory uncertainty.Ben argues Congress doesn't need to act immediately to expand Medicare coverage, but likely will within a few years.Joe and Ben discuss unintended consequences of government price regulation, including effects on innovation and drug development pipelines. They explore how price controls announced before elections affect pharmaceutical strategy and development timelines.Concluding with Ben's research on Medicare Advantage and why both Democrats and Republicans scrutinize this private alternative to traditional Medicare. With over 50 percent of seniors enrolled in Medicare Advantage plans, bipartisan interest in reform is reshaping healthcare policy conversations on Capitol Hill.Key TopicsGLP-1 drugs, Ozempic, Wegovy, Mounjaro, Zepbound, weight loss medications, obesity treatment, Medicare coverage, drug pricing, Inflation Reduction Act, pharmaceutical competition, rebates, gross-to-net pricing, health economics, cardiovascular benefits, diabetes treatment, Medicare Advantage, healthcare policy, innovation incentivesKey Timestamps00:00 Cold Open: "Turned Up to 11"00:24 Welcome to DC EKG00:46 Meet Ben Ippolito (AEI)03:48 The GLP-1 Landscape: Ozempic, Wegovy, and the Field05:04 One Drug, Two Names06:45 Medicare's Weight-Loss Coverage Ban07:21 Blockbusters and Big Effect Sizes09:32 Why Isn't Congress Acting?10:17 Why It Costs Less Than You Think12:34 The Coverage Irrationality14:05 Quality of Life as a Real Benefit15:17 Beyond Weight: Cravings and Addiction18:21 Devil's Advocate: Why Cover It At All?19:48 Gross-to-Net and the Rebate Problem22:41 Why Can't You Just Pay Cash?25:43 The IRA and the Ozempic Price Cut27:32 One Ingredient, One Price30:10 Unintended Consequences in Part D34:01 New Competitors and Killed Programs38:03 What's Next: Medicare Advantage42:04 Wrap-Up and CreditsAbout the Guest(As of May 2024) Ben Ippolito is a Senior Fellow in Economic Policy Studies at the American Enterprise Institute. He holds a PhD and Master's degree in Economics from the University of Wisconsin-Madison and a Bachelor's degree in Mathematics and Economics from Emory University. Ben examines drug pricing policy, Medicare Advantage, and healthcare innovation economics with regular engagement with Congress.Podcast: DC EKG with Joe GroganGuest: Ben IppolitoSponsor: Survivors for SolutionsProducer: Stay on Course StudiosExecutive Producer: John CZ Czwartacki, DC EKG Podcast

    Boosting Your Financial IQ
    Your Gross Margin Is Probably Wrong. Here's Why. | Ep 239

    Boosting Your Financial IQ

    Play Episode Listen Later Jun 8, 2026 14:51


    How much cash is hiding in your business? See if you qualify for a Free Financial Health Check Financial Intelligence Toolkit Most contractors who track their gross margin are still getting it wrong. Not because they are doing anything dishonest. Because the way their accounting is set up does not match the economic reality of their business.In this episode Steve walks through exactly how this happens, which costs are consistently misclassified and why it matters way beyond just the margin number itself. If your gross margin is wrong, your bids are wrong, your strategy is wrong, and your cashflow problems make a lot more sense._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com

    Mortgagenomics Canada
    Income Gross-Up for Mortgage Qualification in Canada

    Mortgagenomics Canada

    Play Episode Listen Later Jun 8, 2026 12:29


    Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caMost borrowers don't realize that certain types of non-taxable income — like disability payments, workers' compensation, or self-employed write-offs — can be increased by up to 35% when calculating what you qualify for on a mortgage. This one adjustment can add $50,000 or more in borrowing power to a file, yet it gets overlooked all the time. In my latest blog, I break down exactly which income sources qualify for a gross-up, how the math works, and what the real-world dollar impact looks like. If you or someone you know is self-employed or receiving non-taxable income, this episode is worth a listen.CLICK HERE to be redirected to the blog version of this episode.CLICK HERE to be redirected to Mortgagenomics Canada Podcast YouTube ChannelCLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.

    France Culture physique
    Moi, Alban, combattant français en Ukraine 2/3 : La guerre des drones

    France Culture physique

    Play Episode Listen Later Jun 8, 2026 29:01


    durée : 00:29:01 - Les Pieds sur terre - par : Sonia Kronlund, Marième Cissé - Alban, combattant volontaire en Ukraine, est en déploiement et attend de partir en mission. Il raconte son quotidien, une ancienne mission marquante, son lien à ses proches et comment il appréhende son avenir dans la guerre. - réalisation : Clémence Gross, Eric Lancien

    Arroe Collins Like It's Live
    Treasured Island 8 Island Secrets Revealed About St Barth From Michael Gross

    Arroe Collins Like It's Live

    Play Episode Listen Later Jun 6, 2026 12:44 Transcription Available


    A tiny island in the French West Indies, St. Barthélemy was long the ugly duckling of the Caribbean, a barren volcanic rock loved by few, aside from the often-inbred descendants of the first French settlers who arrived in the 17th century. Today, St. Barth is recognized worldwide as the luxury travel destination for the super-rich. At the height of its high season, between Christmas and New Year's Day, the island's harbor is transformed into a parking lot for superyachts, and its beaches, restaurants, and clubs become the ultimate see-and-be-seen scene. In Treasured Island, Treasured Island: The Story of St. Barth…and Its Barbarians, Billionaires, and Beauties (June 16, 2026; Harper Collins; ISBN: 978-0063410961; $32.00; Hardcover), Gross shares 8 never revealed island secretsBecome a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-like-it-s-live--4113802/support.

    The Drunken Peasants Podcast
    Pathetic Manatee Flirts with AI - Cyraxx is Gross | 1654

    The Drunken Peasants Podcast

    Play Episode Listen Later Jun 5, 2026 127:29


    Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Todd N Tyler Radio Empire
    6/4 4-2 Dead Body in the Hotel Room

    Todd N Tyler Radio Empire

    Play Episode Listen Later Jun 4, 2026 15:57


    Gross.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Crisco, Dez & Ryan After Hours Podcast

    Part two of Secrets, an important question gets answered, the News That Dez Refused to Use, What We LearnedSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    LuAnna: The Podcast
    TOTALLY EXTRA: Gross Pillow Pranks, Naked Campaigns & Vinted Payback

    LuAnna: The Podcast

    Play Episode Listen Later Jun 4, 2026 21:17


    On this week's Totally Extra: There's more petty crime at the supermarket, a listener sends in a truly vile pillow revenge story involving post-sex cock wiping, there's rage over the M42, praise for using up every last drop of moisturiser, and the girls end up planning a fully nude Luanna Christmas calendar before diving into wild confessions about nappies and a secret wardrobe sale. It's time to get TOTALLY EXTRA. Extra chat, extra rants, extra bants, extra stories, nonsense and more.LuAnna: The Podcast is a Global production, available every Monday and Thursday on Global Player, YouTube or wherever you get your shows. Make sure you subscribe so you never miss an episode.Remember, if you want to get in touch you can:Email us at luanna@everythingluanna.com OR drop us a WhatsApp on our NEW NUMBER: 07521564640Please review Global's Privacy Policy: https://global.com/legal/privacy-policy/

    Chad Hartman
    Is French kissing gross?

    Chad Hartman

    Play Episode Listen Later Jun 4, 2026 20:45


    Chad kicks off his show by continuing the conversation from Adam and Jordana about French kissing, and it's also "Text a Topic."

    news french gross french kissing
    Chad Hartman
    Is French kissing gross, "Text a Topic", and Major Garrett

    Chad Hartman

    Play Episode Listen Later Jun 4, 2026 41:03


    This hour Chad Hartman by continuing the conversation from Adam and Jordana about French kissing, it's also "Text a Topic", and he's joined by CBS News Correspondent Major Garrett.

    news french gross major garrett french kissing chad hartman
    Buchkritik - Deutschlandfunk Kultur
    Buchkritik: "Wir sind Dynamit" von Juliane Marie Schreiber

    Buchkritik - Deutschlandfunk Kultur

    Play Episode Listen Later Jun 4, 2026 5:50


    Gross, Thomas www.deutschlandfunkkultur.de, Lesart

    Lesart - das Literaturmagazin - Deutschlandfunk Kultur
    Buchkritik: "Wir sind Dynamit" von Juliane Marie Schreiber

    Lesart - das Literaturmagazin - Deutschlandfunk Kultur

    Play Episode Listen Later Jun 4, 2026 5:50


    Gross, Thomas www.deutschlandfunkkultur.de, Lesart

    Stryker & Klein
    Why Klein is Gross

    Stryker & Klein

    Play Episode Listen Later Jun 3, 2026 9:06


    Why Klein is Gross full 546 Wed, 03 Jun 2026 15:24:00 +0000 qE8sOd0g78EUnIydiMnvoU49flTKEupO society & culture Klein/Ally Show: The Podcast society & culture Why Klein is Gross Klein.Ally.Show on KROQ is more than just a "dynamic, irreverent morning radio show that mixes humor, pop culture, and unpredictable conversation with a heavy dose of realness." (but thanks for that quote anyway). Hosted by Klein, Ally, and a cast of weirdos (both on the team and from their audience), the show is known for its raw, offbeat style, offering a mix of sarcastic banter, candid interviews, and an unfiltered take on everything from culture to the chaos of everyday life. With a loyal, engaged fanbase and an addiction for pushing boundaries, the show delivers the perfect blend of humor and insight, all while keeping things fun, fresh, and sometimes a little bit illegal. 2024 © 2021 Audacy, Inc. Society & Culture https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amperwave

    Stryker & Klein
    HOUR 1- Why Klein is Gross, ADD News and MORE

    Stryker & Klein

    Play Episode Listen Later Jun 3, 2026 30:53


    HOUR 1- Why Klein is Gross, ADD News and MORE full 1853 Wed, 03 Jun 2026 15:42:00 +0000 jbWPDuQAk1eGTdoirGiJfgM4BTQRar90 society & culture Klein/Ally Show: The Podcast society & culture HOUR 1- Why Klein is Gross, ADD News and MORE Klein.Ally.Show on KROQ is more than just a "dynamic, irreverent morning radio show that mixes humor, pop culture, and unpredictable conversation with a heavy dose of realness." (but thanks for that quote anyway). Hosted by Klein, Ally, and a cast of weirdos (both on the team and from their audience), the show is known for its raw, offbeat style, offering a mix of sarcastic banter, candid interviews, and an unfiltered take on everything from culture to the chaos of everyday life. With a loyal, engaged fanbase and an addiction for pushing boundaries, the show delivers the perfect blend of humor and insight, all while keeping things fun, fresh, and sometimes a little bit illegal. 2024 © 2021 Audacy, Inc. Society & Culture https://player.amperwavepodcasting.com?feed-link=

    The Matt & Jerry Show

    The Matt & Jerry Show

    Play Episode Listen Later Jun 3, 2026 16:44 Transcription Available


    Today on the pod the guys talk about the ins and outs of the new podcast name "First Bite of the Cherry", and try and figure out why Rooda licks his fingers so much. Gross. Follow The Hauraki Breakfast Show on Instagram Subscribe to the podcast now on iHeartRadio, YouTube, or wherever you get your podcasts! Featuring Jeremy Wells and Manaia Stewart, "The Hauraki Breakfast" a radio show like no other weekdays from 6am on Radio Hauraki. Guaranteed to teach you bad new habits, raise your eyebrows, and make you smirk on a regular basis. News, sport & music that rocks!See omnystudio.com/listener for privacy information.

    The Steve Harvey Morning Show
    Real Estate: He built his wealth not just by flipping houses—but by operating on “the money side of real estate.”

    The Steve Harvey Morning Show

    Play Episode Listen Later Jun 2, 2026 28:15 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Adonis Lockett. Titles: Private Capital Expert, Real Estate Investor, EducatorBackground: Former engineer for NASA, Boeing, Lockheed Martin, CaterpillarHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Adonis Lockett details his transition from aerospace engineering into real estate and private capital, explaining how he built wealth not just by flipping houses—but by operating on “the money side of real estate.” The interview demystifies private lending, access to capital, and how everyday individuals can participate in wealth-building without owning property themselves. Purpose of the Interview The interview aims to: Expose a lesser-known path to real estate wealth—private money and capital brokering. Challenge myths about cash buyers, flipping profits, and bank lending. Educate listeners on leverage and capital access, especially those rejected by traditional banks. Provide a practical alternative income stream that can be part-time or full-time. Introduce Adonis’s “Smart Money Blueprint” as an educational pathway into private capital. Key Themes & Takeaways 1. Engineering Was a Backup—Entrepreneurship Was the Goal Adonis earned a degree in Electrical & Mechanical Engineering, never intending to stay long-term in corporate. His engineering career provided income stability while he explored entrepreneurship. He viewed employment as predictable—but limiting. Takeaway: A high-paying job can fund your exit, not define your destiny. 2. The Leap Into Real Estate—and the Reality Behind It His first deal closed in 62 days, earning more than his annual engineering salary. He quit corporate at age 23, but what followed were four to five years of financial struggle. He survived by borrowing money monthly while peers thrived in corporate roles. Key insight: Early wins can be misleading—longevity requires business mastery, not just intelligence. 3. Ego vs. Education Adonis admits his biggest mistake was underestimating the need to learn business. He relied on intelligence and people skills instead of mentorship and systems. Perseverance saved him—but mentorship could have shortened the learning curve. Takeaway: Hustle without instruction costs time and money. 4. “The Money Isn’t in Real Estate—The Money Is in the Money” This is the core philosophy of the interview. Most “cash buyers” are not using their own cash. Over 70% of cash purchases are funded by private lenders, not banks. Private lenders deploy capital faster, with fewer requirements, and higher flexibility. Key idea: Control the capital, and you control the transaction. 5. Understanding the Private Lending Model Adonis explains how people make money without buying houses: He acts as a capital broker, connecting investors to private lenders. He earns 1–2% fees on loan amounts—often tens of thousands per deal. He carries no risk, no liability, and no capital exposure in many cases. Example:A $600,000 investment loan × 2% = $12,000 fee for facilitating the introduction. 6. Why Private Money Beats Banks Banks require: Credit checks Tax returns Debt-to-income ratios Long approval timelines Private lenders often: Skip credit checks Ignore DTI Deploy funds in 3–5 days Focus solely on deal viability Takeaway: A bank’s “no” is often exactly why private lenders say “yes.” 7. The Smart Money Blueprint Adonis created the Smart Money Blueprint to teach this system: Focuses on the money side of real estate Self-paced education (10+ hours) Hands-on deal execution Live support until students close 10 deals Designed to eliminate costly trial-and-error Core promise: Learn to be “the bank” without needing money. 8. Flipping Isn’t What It Looks Like on TV Adonis breaks down common investor mistakes: Gross profit ≠ net profit Fees, holding costs, and market shifts erase margins Most “$100K flips” net closer to $30K–$40K Lesson: Education protects profits. 9. Relationships Create Wealth—Not Transactions Early in his career, Adonis underestimated relationships. His business scaled once he aligned with high-volume investors and repeat partners. Capital flows through trust networks, not ads. Takeaway: Relationships are currency. 10. Flexible Path to Income The private money model can be: Part-time: 2–4 hours per week Full-time: Income replacement or exponential growth Key point: This is about leverage, not labor. Notable Quotes “The money isn’t in real estate—the money is in the money.” “Most cash buyers aren’t cash buyers at all.” “I was flat broke for years after quitting corporate—people don’t talk about that part.” “A bank’s no is often the reason a private lender says yes.” “Perseverance kept me alive—but mentorship would have saved me years.” “You don’t need money to be the bank—you need knowledge.” Overall Impact This interview reframes real estate success away from property ownership and toward capital intelligence. Adonis Lockett offers listeners a nontraditional, scalable, and low-risk path to wealth—particularly powerful for: Professionals stuck in high-paying jobs Entrepreneurs denied bank loans Real estate investors seeking leverage Individuals looking for alternative income streams Final message: If you understand money, you don’t need to chase property—property comes to you. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Strawberry Letter
    Real Estate: He built his wealth not just by flipping houses—but by operating on “the money side of real estate.”

    Strawberry Letter

    Play Episode Listen Later Jun 2, 2026 28:15 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Adonis Lockett. Titles: Private Capital Expert, Real Estate Investor, EducatorBackground: Former engineer for NASA, Boeing, Lockheed Martin, CaterpillarHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Adonis Lockett details his transition from aerospace engineering into real estate and private capital, explaining how he built wealth not just by flipping houses—but by operating on “the money side of real estate.” The interview demystifies private lending, access to capital, and how everyday individuals can participate in wealth-building without owning property themselves. Purpose of the Interview The interview aims to: Expose a lesser-known path to real estate wealth—private money and capital brokering. Challenge myths about cash buyers, flipping profits, and bank lending. Educate listeners on leverage and capital access, especially those rejected by traditional banks. Provide a practical alternative income stream that can be part-time or full-time. Introduce Adonis’s “Smart Money Blueprint” as an educational pathway into private capital. Key Themes & Takeaways 1. Engineering Was a Backup—Entrepreneurship Was the Goal Adonis earned a degree in Electrical & Mechanical Engineering, never intending to stay long-term in corporate. His engineering career provided income stability while he explored entrepreneurship. He viewed employment as predictable—but limiting. Takeaway: A high-paying job can fund your exit, not define your destiny. 2. The Leap Into Real Estate—and the Reality Behind It His first deal closed in 62 days, earning more than his annual engineering salary. He quit corporate at age 23, but what followed were four to five years of financial struggle. He survived by borrowing money monthly while peers thrived in corporate roles. Key insight: Early wins can be misleading—longevity requires business mastery, not just intelligence. 3. Ego vs. Education Adonis admits his biggest mistake was underestimating the need to learn business. He relied on intelligence and people skills instead of mentorship and systems. Perseverance saved him—but mentorship could have shortened the learning curve. Takeaway: Hustle without instruction costs time and money. 4. “The Money Isn’t in Real Estate—The Money Is in the Money” This is the core philosophy of the interview. Most “cash buyers” are not using their own cash. Over 70% of cash purchases are funded by private lenders, not banks. Private lenders deploy capital faster, with fewer requirements, and higher flexibility. Key idea: Control the capital, and you control the transaction. 5. Understanding the Private Lending Model Adonis explains how people make money without buying houses: He acts as a capital broker, connecting investors to private lenders. He earns 1–2% fees on loan amounts—often tens of thousands per deal. He carries no risk, no liability, and no capital exposure in many cases. Example:A $600,000 investment loan × 2% = $12,000 fee for facilitating the introduction. 6. Why Private Money Beats Banks Banks require: Credit checks Tax returns Debt-to-income ratios Long approval timelines Private lenders often: Skip credit checks Ignore DTI Deploy funds in 3–5 days Focus solely on deal viability Takeaway: A bank’s “no” is often exactly why private lenders say “yes.” 7. The Smart Money Blueprint Adonis created the Smart Money Blueprint to teach this system: Focuses on the money side of real estate Self-paced education (10+ hours) Hands-on deal execution Live support until students close 10 deals Designed to eliminate costly trial-and-error Core promise: Learn to be “the bank” without needing money. 8. Flipping Isn’t What It Looks Like on TV Adonis breaks down common investor mistakes: Gross profit ≠ net profit Fees, holding costs, and market shifts erase margins Most “$100K flips” net closer to $30K–$40K Lesson: Education protects profits. 9. Relationships Create Wealth—Not Transactions Early in his career, Adonis underestimated relationships. His business scaled once he aligned with high-volume investors and repeat partners. Capital flows through trust networks, not ads. Takeaway: Relationships are currency. 10. Flexible Path to Income The private money model can be: Part-time: 2–4 hours per week Full-time: Income replacement or exponential growth Key point: This is about leverage, not labor. Notable Quotes “The money isn’t in real estate—the money is in the money.” “Most cash buyers aren’t cash buyers at all.” “I was flat broke for years after quitting corporate—people don’t talk about that part.” “A bank’s no is often the reason a private lender says yes.” “Perseverance kept me alive—but mentorship would have saved me years.” “You don’t need money to be the bank—you need knowledge.” Overall Impact This interview reframes real estate success away from property ownership and toward capital intelligence. Adonis Lockett offers listeners a nontraditional, scalable, and low-risk path to wealth—particularly powerful for: Professionals stuck in high-paying jobs Entrepreneurs denied bank loans Real estate investors seeking leverage Individuals looking for alternative income streams Final message: If you understand money, you don’t need to chase property—property comes to you. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

    Best of The Steve Harvey Morning Show
    Real Estate: He built his wealth not just by flipping houses—but by operating on “the money side of real estate.”

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later Jun 2, 2026 28:15 Transcription Available


    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Adonis Lockett. Titles: Private Capital Expert, Real Estate Investor, EducatorBackground: Former engineer for NASA, Boeing, Lockheed Martin, CaterpillarHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Adonis Lockett details his transition from aerospace engineering into real estate and private capital, explaining how he built wealth not just by flipping houses—but by operating on “the money side of real estate.” The interview demystifies private lending, access to capital, and how everyday individuals can participate in wealth-building without owning property themselves. Purpose of the Interview The interview aims to: Expose a lesser-known path to real estate wealth—private money and capital brokering. Challenge myths about cash buyers, flipping profits, and bank lending. Educate listeners on leverage and capital access, especially those rejected by traditional banks. Provide a practical alternative income stream that can be part-time or full-time. Introduce Adonis’s “Smart Money Blueprint” as an educational pathway into private capital. Key Themes & Takeaways 1. Engineering Was a Backup—Entrepreneurship Was the Goal Adonis earned a degree in Electrical & Mechanical Engineering, never intending to stay long-term in corporate. His engineering career provided income stability while he explored entrepreneurship. He viewed employment as predictable—but limiting. Takeaway: A high-paying job can fund your exit, not define your destiny. 2. The Leap Into Real Estate—and the Reality Behind It His first deal closed in 62 days, earning more than his annual engineering salary. He quit corporate at age 23, but what followed were four to five years of financial struggle. He survived by borrowing money monthly while peers thrived in corporate roles. Key insight: Early wins can be misleading—longevity requires business mastery, not just intelligence. 3. Ego vs. Education Adonis admits his biggest mistake was underestimating the need to learn business. He relied on intelligence and people skills instead of mentorship and systems. Perseverance saved him—but mentorship could have shortened the learning curve. Takeaway: Hustle without instruction costs time and money. 4. “The Money Isn’t in Real Estate—The Money Is in the Money” This is the core philosophy of the interview. Most “cash buyers” are not using their own cash. Over 70% of cash purchases are funded by private lenders, not banks. Private lenders deploy capital faster, with fewer requirements, and higher flexibility. Key idea: Control the capital, and you control the transaction. 5. Understanding the Private Lending Model Adonis explains how people make money without buying houses: He acts as a capital broker, connecting investors to private lenders. He earns 1–2% fees on loan amounts—often tens of thousands per deal. He carries no risk, no liability, and no capital exposure in many cases. Example:A $600,000 investment loan × 2% = $12,000 fee for facilitating the introduction. 6. Why Private Money Beats Banks Banks require: Credit checks Tax returns Debt-to-income ratios Long approval timelines Private lenders often: Skip credit checks Ignore DTI Deploy funds in 3–5 days Focus solely on deal viability Takeaway: A bank’s “no” is often exactly why private lenders say “yes.” 7. The Smart Money Blueprint Adonis created the Smart Money Blueprint to teach this system: Focuses on the money side of real estate Self-paced education (10+ hours) Hands-on deal execution Live support until students close 10 deals Designed to eliminate costly trial-and-error Core promise: Learn to be “the bank” without needing money. 8. Flipping Isn’t What It Looks Like on TV Adonis breaks down common investor mistakes: Gross profit ≠ net profit Fees, holding costs, and market shifts erase margins Most “$100K flips” net closer to $30K–$40K Lesson: Education protects profits. 9. Relationships Create Wealth—Not Transactions Early in his career, Adonis underestimated relationships. His business scaled once he aligned with high-volume investors and repeat partners. Capital flows through trust networks, not ads. Takeaway: Relationships are currency. 10. Flexible Path to Income The private money model can be: Part-time: 2–4 hours per week Full-time: Income replacement or exponential growth Key point: This is about leverage, not labor. Notable Quotes “The money isn’t in real estate—the money is in the money.” “Most cash buyers aren’t cash buyers at all.” “I was flat broke for years after quitting corporate—people don’t talk about that part.” “A bank’s no is often the reason a private lender says yes.” “Perseverance kept me alive—but mentorship would have saved me years.” “You don’t need money to be the bank—you need knowledge.” Overall Impact This interview reframes real estate success away from property ownership and toward capital intelligence. Adonis Lockett offers listeners a nontraditional, scalable, and low-risk path to wealth—particularly powerful for: Professionals stuck in high-paying jobs Entrepreneurs denied bank loans Real estate investors seeking leverage Individuals looking for alternative income streams Final message: If you understand money, you don’t need to chase property—property comes to you. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    The Boutique Workshop Podcast
    #288: The Four Number Buckets

    The Boutique Workshop Podcast

    Play Episode Listen Later Jun 2, 2026 19:19


    In this episode of the Inventory Genius Podcast, I'm serving up a major wake-up call for product-based business owners: revenue does not equal profit. If you've ever had a record-breaking sales month but still feel completely broke, or if you're making major business decisions based on a gut feeling rather than actual data, this episode is for you. I break down the massive misconception that growing your top-line revenue automatically means scaling your business. In fact, without a clear picture of your numbers, a product business can easily sell itself right out of business due to skyrocketing fulfillment costs and hidden inventory drains. I share the exact four-bucket framework I use with my clients to strip the emotion out of finances, stop the reactive discounting, and give you the ultimate roadmap to smart cash flow. Key Takeaways Feelings Are Not a Financial Strategy: Making reactive decisions based on emotion leads to overstocking, undercharging, and unnecessary discounting. Data gives you the confidence to say yes or no to hires, ad spend, and wholesale inquiries. The Revenue Trap: Product businesses can easily grow themselves out of business if their cost of goods sold (COGS) is too high or if inventory is mismanaged. Your Secret Weapon: Gross margin is the single most overlooked and underutilized number in a product business, but it serves as the absolute backbone of a sustainable brand. The 4 Buckets of Numbers To make your data easy to digest, I break down your business metrics into four distinct categories: Revenue & Sales: Total sales, sales by revenue stream (e-commerce, wholesale, brick-and-mortar), average order value (AOV), and units per transaction (UPT). Profitability: Gross margin per product, total COGS (materials, packaging, labor), and net profit/loss. This is where vanity metrics end and true scaling begins. Inventory & Cash Flow: The value of inventory on hand, inventory turn (what's moving vs. sitting), and cash in versus cash out. Customer Metrics: New vs. returning customer ratios, email list growth, and store/website conversion rates. These allow you to accurately predict future revenue trends. Your Financial Hygiene Rhythm Different numbers require a different review process. I recommend establishing a dedicated routine—like our signature Money Mondays—to check in on your business health. The Weekly Checklist - Total revenue (this week vs. last week)- Units sold by product category or brand- Average order value (AOV)- New email subscribers or customer acquisition numbers- Cash balance in your dedicated inventory checking account- Outstanding invoices or bills due- Top-selling products- Ad spend vs. revenue generated from ads The Monthly Checklist - Total revenue vs. the prior month and the same month last year- Breakdown of revenue by specific revenue stream- Gross margin by your top 5 products or brands (be ruthless here!)- Total cost of goods sold (COGS) for the month- Full financial review (Profit & Loss statement and Balance Sheet)- New vs. returning customer ratios- Total marketing spend vs. total revenue generated Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe More About the Episode Sponsor:Simply Lynn's Creative (https://simplylynnscreative.com/) - With real retail roots and 225+ brands served since 2018, Simply Lynn's Creative partners with retailers and product-based businesses on branding, Shopify website design, and Klaviyo email marketing. They build the strategy, the systems, and the confidence to help you grow a brand that looks the part and sells to match! Use code CS15 at checkout, and save 15% off anything in the Resources Shop!

    The Inventory Genius Podcast
    #288: The Four Number Buckets

    The Inventory Genius Podcast

    Play Episode Listen Later Jun 2, 2026 19:19


    In this episode of the Inventory Genius Podcast, I'm serving up a major wake-up call for product-based business owners: revenue does not equal profit. If you've ever had a record-breaking sales month but still feel completely broke, or if you're making major business decisions based on a gut feeling rather than actual data, this episode is for you. I break down the massive misconception that growing your top-line revenue automatically means scaling your business. In fact, without a clear picture of your numbers, a product business can easily sell itself right out of business due to skyrocketing fulfillment costs and hidden inventory drains. I share the exact four-bucket framework I use with my clients to strip the emotion out of finances, stop the reactive discounting, and give you the ultimate roadmap to smart cash flow. Key Takeaways Feelings Are Not a Financial Strategy: Making reactive decisions based on emotion leads to overstocking, undercharging, and unnecessary discounting. Data gives you the confidence to say yes or no to hires, ad spend, and wholesale inquiries. The Revenue Trap: Product businesses can easily grow themselves out of business if their cost of goods sold (COGS) is too high or if inventory is mismanaged. Your Secret Weapon: Gross margin is the single most overlooked and underutilized number in a product business, but it serves as the absolute backbone of a sustainable brand. The 4 Buckets of Numbers To make your data easy to digest, I break down your business metrics into four distinct categories: Revenue & Sales: Total sales, sales by revenue stream (e-commerce, wholesale, brick-and-mortar), average order value (AOV), and units per transaction (UPT). Profitability: Gross margin per product, total COGS (materials, packaging, labor), and net profit/loss. This is where vanity metrics end and true scaling begins. Inventory & Cash Flow: The value of inventory on hand, inventory turn (what's moving vs. sitting), and cash in versus cash out. Customer Metrics: New vs. returning customer ratios, email list growth, and store/website conversion rates. These allow you to accurately predict future revenue trends. Your Financial Hygiene Rhythm Different numbers require a different review process. I recommend establishing a dedicated routine—like our signature Money Mondays—to check in on your business health. The Weekly Checklist - Total revenue (this week vs. last week)- Units sold by product category or brand- Average order value (AOV)- New email subscribers or customer acquisition numbers- Cash balance in your dedicated inventory checking account- Outstanding invoices or bills due- Top-selling products- Ad spend vs. revenue generated from ads The Monthly Checklist - Total revenue vs. the prior month and the same month last year- Breakdown of revenue by specific revenue stream- Gross margin by your top 5 products or brands (be ruthless here!)- Total cost of goods sold (COGS) for the month- Full financial review (Profit & Loss statement and Balance Sheet)- New vs. returning customer ratios- Total marketing spend vs. total revenue generated Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe More About the Episode Sponsor:Simply Lynn's Creative (https://simplylynnscreative.com/) - With real retail roots and 225+ brands served since 2018, Simply Lynn's Creative partners with retailers and product-based businesses on branding, Shopify website design, and Klaviyo email marketing. They build the strategy, the systems, and the confidence to help you grow a brand that looks the part and sells to match! Use code CS15 at checkout, and save 15% off anything in the Resources Shop!

    The Bobby Bones Show
    MON PT 1: Are Listeners Scamming Bobby?! + Lunchbox Has New Beef With Teachers + Eddie Finds Something Gross In His Drink

    The Bobby Bones Show

    Play Episode Listen Later Jun 1, 2026 52:06 Transcription Available


    We address concerns that listeners might be taking advantage of Bobby after a caller asked for a new pair of shoes. Bobby shares a unique solution to the request. Lunchbox vents about a school email requesting more money from parents. Eddie reveals how he handled finding something gross in his drink at a restaurant. In the Anonymous Inbox , Bobby reads a story from a parent who has a 9-year-old prankster whose behavior may have finally gone too far. Plus, we celebrate June 1st with a round of Famous Firsts Trivia.See omnystudio.com/listener for privacy information.

    Kennedy Saves the World
    “Creepy & Gross: Graham Platner's Senate Race Scandal

    Kennedy Saves the World

    Play Episode Listen Later Jun 1, 2026 11:39


    Kennedy and FOX's Jimmy Failla dive into the shocking ongoing scandal surrounding Maine Democratic Senate candidate Graham Platner. From 10 years on a predatory chat app to a controversial tattoo, can his campaign survive this massive lapse in judgment against incumbent Senator Susan Collins? Kennedy Now Available on YouTube: ⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://link.podtrac.com/kstw_yt⁠ Follow on TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@kennedy_foxnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Kennedy for Happy Hour on Fridays! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/playlist?list=PLWlNiiSXX4BNUbXM5X8KkYbDepFgUIVZj⁠⁠⁠⁠⁠  Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Les pieds sur terre
    Moi, Alban, combattant français en Ukraine

    Les pieds sur terre

    Play Episode Listen Later Jun 1, 2026 29:21


    durée : 00:29:21 - Les pieds sur terre - par : Sonia Kronlund - Alban, 27 ans, coursier à vélo, jouit tranquillement d'une vie de jeune Parisien. En 2022, quand la guerre en Ukraine éclate, il décide de partir sur le front. - réalisation : Valentin Rémy, Adèle Tocquet, Marième Cissé, Clémence Gross, Eric Lancien Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

    Lyrics To Go
    284 - Hey Mister

    Lyrics To Go

    Play Episode Listen Later Jun 1, 2026 65:46


    Wow. Seth and Marc listen to the single Hey Mister by Custom. Truly detestable, this song was banned from MTV after they labeled the song and video "pedophilic and offensive to women". I think that's all we need to say about that.

    The Ricochet Audio Network Superfeed
    The Dave Carter Show: Leading Candidate Keith Gross on Beating the Establishment in FL-2 Election

    The Ricochet Audio Network Superfeed

    Play Episode Listen Later May 30, 2026 39:38


    In his powerful second appearance on The Dave Carter Show, Panama City native and leading Republican candidate Keith Gross joins Dave for a no-holds-barred conversation about his bid to represent Florida's 2nd Congressional District. A self-made businessman, attorney, and U.S. Army National Guard veteran, Keith is funding his own campaign and has boldly pledged to […]

    Conservative Review with Daniel Horowitz
    J6 Defense Lawyer Reveals SHOCKING Double Standard on ICE Riots vs. January 6 | 5/29/26

    Conservative Review with Daniel Horowitz

    Play Episode Listen Later May 29, 2026 62:50


    Is the DOJ still operating under the same “anarcho-tyranny” framework conservatives condemned during the Biden years? Today, I'm joined by top January 6 defense attorney Jonathan Gross to discuss the severe double standard within the U.S. justice system that is continuing under the Trump administration. We analyze how the DOJ, even under the Trump administration and figures like Todd Blanche, continues to weaponize the legal system against January 6 defendants, medical freedom doctors, and rural citizens opposing massive AI data centers. Meanwhile, violent attacks against federal ICE facilities in Newark and Los Angeles go largely unpunished. Gross also reveals behind-the-scenes details from defending January 6 defendants and working inside the DOJ Civil Rights Division. Separately, I offer my controversial thesis on how obsessing over gun rights without fighting effectively for other rights is neutralizing the purpose of the Second Amendment.  Learn more about your ad choices. Visit megaphone.fm/adchoices

    Les pieds sur terre
    Les liens du sang

    Les pieds sur terre

    Play Episode Listen Later May 29, 2026 28:02


    durée : 00:28:02 - Les Pieds sur terre - par : Sonia Kronlund - Mère et fille fusionnelles, Sophie (trente-huit ans) et Manon (dix-neuf ans) découvrent contre toute attente, il y a dix ans, qu'elles n'ont aucun lien biologique. À l'origine de cette méprise, un échange de nourrissons à la maternité. - réalisation : Sandrine Chapron, Élise Andrieu, Charlotte Bienaimé, Delphine Dhilly, Leila Djitli, Rémi Dybowski Douat, Sophie Knapp, Inès Léraud, Bahar Makooi, Pauline Maucort, Olivier Minot, Ilana Navaro, Delphine Saltel, Pascale Pascariello, Stéphanie Thomas, Clémence Gross, Philippe Baudouin, Emmanuel Geoffroy, Cécile Laffon, Valérie Borst, Léa Veinstein, Martine Abat, Adila Bennedjaï-Zou, Judith Chetrit, Léa Minod, François Caunac Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

    gross sang liens radio france les liens les pieds borst andrieu veinstein charlotte bienaim olivier minot judith chetrit delphine dhilly pauline maucort leila djitli martine abat
    FreightCasts
    Amazon E-Cargo Bikes Expand, Trucking Credit Woes Persist, & Motive Unveils AI Stack | The Morning Minute

    FreightCasts

    Play Episode Listen Later May 28, 2026 3:49


    In this episode, we kick things off by examining Amazon's aggressive push into urban micromobility with a ten-month e-cargo bike pilot program in Washington, D.C. deploying up to fifteen battery-powered bikes through independent delivery partners. This marks Amazon's second U.S. pilot following Brooklyn in 2024, and builds on a global network that delivered 170 million packages via micromobility in 2024 across more than forty-five cities worldwide. Meanwhile, a sobering reality check from the banking sector reveals that stronger freight rates haven't translated into healthier carrier balance sheets at BMO, one of the largest lenders to trucking. Gross impaired loans stood at $417.2 million U.S. dollars, while allowances for credit losses climbed to $86 million from $57 million a year earlier, signaling continued financial stress across the carrier segment despite recent market improvements. Finally, we explore how fleet technology provider Motive is betting that artificial intelligence can solve the industry's most persistent operational headaches with its new AI Dashcam Plus and Atlas assistant unveiled at Vision 26 in Nashville. The dashcam combines telematics and cameras into a single unit powered by a Qualcomm AI processor capable of running over thirty AI models simultaneously, while Atlas scans safety, compliance and fuel data to generate morning briefings and draft personalized driver messages, saving fleets an average of twenty hours per week. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

    Dealer Talk With Jen Suzuki
    Speed is the New Gross | The Fastest Rep with the Best Conversation Wins

    Dealer Talk With Jen Suzuki

    Play Episode Listen Later May 28, 2026 9:34


    In this high-energy episode of Dealer Talk with Jen Suzuki, Jen Suzuki gets brutally honest about one of the biggest mistakes happening inside dealerships right now… slow lead response. This isn't about cheesy auto-responses, outdated templates, or "just checking in" emails that customers ignore. Jen breaks down why speed alone is not enough anymore. Dealers must combine fast response times with engaging, value-based conversations that actually pull customers in emotionally and stop them from shopping everyone else. From real dealership observations to simple but powerful examples, Jen explains why the first five minutes can determine whether your store wins or loses the deal. She challenges salespeople, BDC teams, and leaders to rethink how they approach internet leads, customer engagement, and communication strategy in today's hyper-competitive market. If your team is still responding an hour later with "Is this vehicle still something you're interested in?" this episode might sting a little. But it's the reality of modern automotive retail. This conversation is packed with practical takeaways on lead speed, customer psychology, conversation hooks, trust-building, engagement strategy, and why "professional speed" has become one of the biggest competitive advantages in the car business today.

    Beauty Unlocked the podcast
    EP - 124 - "Your Body Hair is Gross!"

    Beauty Unlocked the podcast

    Play Episode Listen Later May 27, 2026 24:22


    In this episode, I'm unpacking the history of female body hair removal, the rise of shaving and Brazilian wax culture, and why women are taught to see natural body hair as “gross.”From Ancient Egypt and razor advertising to pornography, patriarchy, and Eurocentric beauty standards, we're digging into how female hairlessness became tied to femininity, desirability, cleanliness, and control. Why is body hair considered masculine on men but unacceptable on women? And why does modern beauty culture reward women for removing visible signs of adulthood from their bodies?Are. You. Ready?****************Sources & References:Attwood, Feona. Mainstreaming Sex: The Sexualization of Western Culture. I.B. Tauris, 2009.Foucault, Michel. Discipline and Punish: The Birth of the Prison. Vintage Books, 1995.Gill, Rosalind. Gender and the Media. Polity Press, 2007.Herzig, Rebecca. Plucked: A History of Hair Removal. NYU Press, 2015.Ovid. Ars Amatoria (The Art of Love). Translated by James Michie, Modern Library, 2002.Peiss, Kathy. Hope in a Jar: The Making of America's Beauty Culture. University of Pennsylvania Press, 2011.Strings, Sabrina. Fearing the Black Body: The Racial Origins of Fat Phobia. NYU Press, 2019.Tyldesley, Joyce. Nefertiti's Face: The Creation of an Icon. Harvard University Press, 2018.Wolf, Naomi. The Beauty Myth: How Images of Beauty Are Used Against Women. Harper Perennial, 2002.Additional historical and cultural analysis referenced throughout the episode includes studies on Ancient Egyptian beauty and grooming rituals, Islamic hygienic traditions and body hair practices, feminist media theory surrounding bodily surveillance, pornography and beauty culture, beauty labor and gendered self-surveillance, racialized beauty standards, Eurocentric femininity, and contemporary discussions surrounding Brazilian wax culture, “clean girl” aesthetics, and social media beauty trends.****************Leave Us a 5* Rating, it helps the show!Apple Podcast:https://podcasts.apple.com/us/podcast/beauty-unlocked-the-podcast/id1522636282Spotify Podcast:https://open.spotify.com/show/37MLxC8eRob1D0ZcgcCorA****************Follow Us on TikTok & Subscribe to our YouTube Channel!YouTube:@beautyunlockedspodcasthourTikTok:tiktok.com/@beautyunlockedthepod****************Intro/Outro Music:“Fame Inc” by Savvier — https://icons8.com/music

    The Deep Wealth Podcast - Extracting Your Business And Personal Deep Wealth
    Dr. Jeff Gross Exposes The Hidden Founder Risk Stealing Your Focus, Energy, And Success (#545)

    The Deep Wealth Podcast - Extracting Your Business And Personal Deep Wealth

    Play Episode Listen Later May 26, 2026 51:27 Transcription Available


    Send us Fan Mail“Look outside the box to be different and disrupt.”-Jeff GrossExclusive Insights from This Week's EpisodesFounder fatigue, brain fog, pain, and inflammation are not harmless. Dr. Jeff Gross reveals why healthspan is leadership capacity, and why ignoring your body quietly weakens focus, energy, and growth.EPISODE HIGHLIGHTS[00:04:00] Dr. Jeff Gross reveals why sick care leaves founders reacting instead of rebuilding health.[00:08:00] The Ferrari founder warning, why high performance requires tuning the engine.[00:12:00] Exercise becomes the 80/20 move for brain value, adaptability, and longevity.[00:14:00] Healthspan versus lifespan, and why more years mean little without independence.[00:23:00] Why traditional medicine moves slowly, and how founders must question old assumptions.[00:30:00] Chronic inflammation becomes the hidden aging force draining performance.[00:47:00] Dr. Gross shares the advice he would give his younger self about thinking beyond the system.Full show notes, transcript, and resources for this episode:https://podcast.deepwealth.com/545The Deep Wealth PodcastMost entrepreneurs do not fail.They just carry too much for too long.The business grows. Pressure grows faster. Profits get harder to predict. Decisions cost more energy. Over time, focus slips and health takes the hit.The Deep Wealth Podcast and Deep Wealth Mastery are built from real experience. We're the only system based on a 9-figure exit. This system exists because guessing gets expensive.

    Flow State of Mind Podcast | Health | Fitness | Physique | Psychology | Business
    EP | 745 - Overpaying & Undercharging: How To Wreck A Coaching Business By Not Understanding Profit Margins

    Flow State of Mind Podcast | Health | Fitness | Physique | Psychology | Business

    Play Episode Listen Later May 21, 2026 21:50


    The nightmare situation as an online coach is to scale your company, hire assistant coaches and a staff, have your staff make more money than you, and you become a minimum wage entrepreneur with all the stress and risk that comes with owning your own business. We don't want that to be you so today's episode is all about profit margins, common mistakes we see within IFCA and the industry, and how to make sure you pay employees fairly while having healthy margins.   Time Stamps:   (0:10) Profit Margins (1:30) Common Mistakes (4:20) Undercharging for Your Service (9:00) Paying Employees and Healthy Margins (10:06) Gross vs Net Profit (15:30) Raising Your Prices ----------------

    Let's Get Into It - Hosted by Sloan
    KANYE LEAKS KIM'S GROSS MARITAL SECRETS, KHLOÉ KARDASHIAN STALKING EX & PETE DAVIDSON ABANDONS BABY

    Let's Get Into It - Hosted by Sloan

    Play Episode Listen Later May 20, 2026 40:03


    Welcome back to the Let's Get Into It podcast. Today, we are diving deep into the wildest pop culture blind items and celebrity relationships of the week. First, we explore the real reason Khloé Kardashian might remain single forever, from her history of hacking exes' voicemails to tracking Lamar Odom down at a downtown LA motel. Then, the fallout between Pete Davidson and Elsie Hewitt gets messy as deleted TikToks spark a massive debate over postpartum breakups and baby Scottie Rose. Plus, Kanye West is reportedly making unhinged phone calls to Kim Kardashian's new boyfriend, Lewis Hamilton, to dish out some serious marital dirt. We also break down Kendall Jenner and Jacob Elordi's double date with Kylie and Timothée Chalamet, Britney Spears's luxury restaurant drama, and Meghan Markle's Met Gala snub. Let's get into it. Leave a red heart in the comments below if you made it to the end of the episode! ❤️❤️❤️❤️ Learn more about your ad choices. Visit megaphone.fm/adchoices