Podcasts about Apple Card

With the ending of WWDC marking the unofficial tech start of Summer, tech goes on vacation.The LowdownTech is going on break but we found a couple of Apple things with one-time code autofill feature getting better in iOS 26 and iOS beta code includes new references to Apple's upcoming smart display home2nd StringMeta to introduce ads and subscriptions on WhatsAppFor The CultureBlack Women In Health - Different Sides of the CoinThe HookupGet the rare Apple Deal this time for Apple Card

The latest In Touch With iOS with Dave he is joined by guests Chuck Joiner, Eric Bolden, Marty Jencius, Jeff Gamet.  In this episode, we explore Apple's latest ecosystem updates, including Vision Pro 2.5, iOS 18.5 features, Apple's AI initiatives, new Apple Arcade games, Apple Music's viral playlist, and more—plus insights on the upcoming MacStock event. The show notes are at InTouchwithiOS.com  Direct Link to Audio  Links to our Show Give us a review on Apple Podcasts! CLICK HERE we would really appreciate it! Click this link Buy me a Coffee to support the show we would really appreciate it. intouchwithios.com/coffee  Another way to support the show is to become a Patreon member patreon.com/intouchwithios Website: In Touch With iOS YouTube Channel In Touch with iOS Magazine on Flipboard Facebook Page BlueSky Mastodon X Instagram Threads Spoutible Summary In this packed episode of In Touch with iOS, David Ginsburg is joined by Eric Bolden, Chuck Joiner, Marty Jencius, and Jeff Gamet to cover the latest in Apple news and trends. The panel kicks things off with a deep dive into the Vision Pro 2.5 release candidate, highlighting a redesigned Apple TV app with a new immersive video tab that consolidates 3D and VR content for easier access. Next, we explore iOS 18.5's newest updates, including Pride-themed wallpapers and enhancements benefiting even older iPhone models like the iPhone 13. The conversation shifts to Apple's AI strategy with Apple Intelligence, critiquing its focus on current features while discussing the broader future of AI, ChatGPT, and productivity tools in the Apple ecosystem. The team also reviews exciting new Apple Arcade titles—like the quirky “What the Car?”—that leverage Vision Pro's immersive experiences. Additional discussions cover Apple Card's evolving cash-back offers, the nostalgic integration of Shazam with Apple Music's viral playlists, and reflections on Skype's shutdown as an era of internet communication comes to a close. Wrapping up, the panel shares insights about the upcoming MacStock conference, inviting listeners to join in the community of Apple enthusiasts for more learning and networking opportunities. Topics and Links In Touch With Vision Pro this week.  visionOS 2.5 Release Candidate Announced Apple Arcade adds five new games in June, including UNO: Arcade Edition Beta this week.  Apple Seeds iOS 18.5 and iPadOS 18.5 Release Candidates IOS 18.5 Update Refines IPhone And IPad Experience With Practical Enhancements Here Are Apple's Full iOS 18.5 Release Notes  iOS 18.5 Brings Support for Carrier Satellite Connectivity to iPhone 13  iOS 18.5 Includes a Useful Change to Screen Time iOS 18.5 will make carrier satellite service like T-Mobile Starlink work on older iPhones In Touch With Mac this week Apple Seeds macOS Sequoia 15.5 Release Candidate  Future Magic Mouse Could Bring Vision Pro-Style Air Gestures To Macs - AppleMagazine Apple Intelligence  Available Apple Intelligence Features Highlighted in New Ad - MacRumors Tim Cook addresses Apple's delay of personalized Siri features additional time to meet Apple's high-quality standards but assured that progress is being made. Apple Intelligence 2.0: Here's what's coming to your iPhone next - 9to5Mac News My OWC App for iOS – Manage OWC Gear with Ease Kindle App Gets Biggest iOS Change in Over a Decade Skype Shuts Down After 22 Years, Ending an Era of Internet Calling Netflix Launching Redesigned TV Experience, AI Search, and Improved Recommendations Google Gemini App Gets iPad Optimization  Apple Music launches new ‘Viral' playlist fueled by Shazam activity - 9to5Mac Apple TV+ Renews Seth Rogen's ‘The Studio' For Season Two Ahead Of Finale - AppleMagazine Apple introduces the 2025 Pride Collection PSA: Apple Card Daily Cash Back From T-Mobile Dropping to 2% in July  Apple Card Users Get a Free Six Month Uber One Trial Announcements Macstock 9 is here for 3 Days on July 11, 12, and 13th, 2025. We have an exclusive coupon code use INTOUCH50 at checkout and save $50..Click here to Register | Macstock Conference & Expo Book your room with a Macstock discount here. Location | Macstock Conference & Expo I hope to see you there! Our Host Dave Ginsburg is an IT professional supporting Mac, iOS and Windows users and shares his wealth of knowledge of iPhone, iPad, Apple Watch, Apple TV and related technologies. Visit the YouTube channel https://youtube.com/intouchwithios follow him on Mastadon @daveg65, and the show @intouchwithios   Our Regular Contributors Jeff Gamet is a podcaster, technology blogger, artist, and author. Previously, he was The Mac Observer's managing editor, and Smile's TextExpander Evangelist. You can find him on Mastadon @jgamet as well as Twitter and Instagram as @jgamet  His YouTube channel https://youtube.com/jgamet Marty Jencius, Ph.D., is a professor of counselor education at Kent State University, where he researches, writes, and trains about using technology in teaching and mental health practice. His podcasts include Vision Pro Files, The Tech Savvy Professor and Circular Firing Squad Podcast. Find him at jencius@mastodon.social  https://thepodtalk.net  About our Guest Chuck Joiner is the host of MacVoices and hosts video podcasts with influential members of the Apple community. Make sure to visit macvoices.com and subscribe to his podcast. You can follow him on Twitter @chuckjoiner and join his MacVoices Facebook group. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.We just got hit with the first real sign of deflation since 2020—and yes, we're talking actual price declines, not just slower inflation. In this video, we break down what that really means for the markets, your wallet, and your next big trading move. Whether you're holding stocks, crypto, or sitting on cash, this is one you don't want to miss.Joined by special guest Ferdinand, we dig into the numbers behind the recent CPI report showing month-over-month price decreases, something we haven't seen in five years. What does this mean for the Federal Reserve? Could this finally trigger the interest rate cuts traders have been hoping for?We explore everything from:➡️ How deflation compares to disinflation➡️ What happens when the Fed lowers interest rates➡️ Why the stock market might be prepping for a massive rebound➡️ How rising bond yields and liquidity issues could create chaos➡️ The impact of tariffs, housing affordability, and consumer sentiment➡️ And the real reason your eggs cost $7 a dozenBut it's not all charts and macro talk—we keep things fun, fresh, and brutally honest. You'll hear hot takes on the housing market, crypto cycles, and why meme coins are both a gold rush and a gamble. Plus, we get into some wild commentary on economic policy, rate projections, and how retail investors are responding to the current market confusion.And yeah, we might poke a little fun at Trump's golden toilet, joke about Apple Card hacks, and drop some wisdom about YOLO trades and diamond hands.If you're trying to make sense of what's going on in this wild market and want to know if now is the time to buy stocks, load up on crypto, or just wait it out, this is your go-to breakdown!

The MacVoices Live! panel of Dave Ginsburg, Marty Jencius, Jeff Gamet, Brian Flanigan-Arthurs, Eric Bolden, Web Bixby, and Jim Rea discuss the controversial book Careless People by Sarah Wynn-Williams, detailing internal issues at Facebook and the Streisand effect of its attempted suppression. Other topics include Apple's patent victory, changes to the Apple Card network, and the new lossless audio feature exclusive to USB-C AirPods Max. A unique magnetic charging stand for headphones also gets a shout-out.  This edition of MacVoices is supported by The MacVoices Slack. Available all Patrons of MacVoices. Sign up at Patreon.com/macvoices. Show Notes: Chapters: 00:12 Introduction to MacVoices00:32 Health Updates and Show Cancellations05:32 Spring Backgrounds and Crocus Colors07:50 Facebook's Careless People Book Discussion10:31 Curiosity About Banned Books11:51 Reactions to the Facebook Book Ban12:56 The Impact of the Book's Revelations17:20 Apple Patent Victory Announcement18:54 Apple Card Updates and News21:35 AirPods Max Gain Lossless Audio31:23 Headphone Recommendations and Wrap-Up Links: “Careless People: A Cautionary Tale of Power, Greed, and Lost Idealism” by the ex-Facebook employee Sarah Wynn-Williamshttps://amzn.to/429s2hB Apple wins in patent infringement battle with a patent troll Apple wins in patent infringement battle with a patent trollhttps://appleworld.today/2025/03/apple-wins-in-patent-infringement-battle-with-a-patent-troll/ Apple lowers interest rate for Apple Card Savings Accounthttps://9to5mac.com/2025/03/25/apple-card-savings-lower-interest-rate/ Visa and American Express Vying to Win Apple Card Deal in 'Fierce' Fighthttps://www.macrumors.com/2025/04/01/visa-american-express-apple-card-deal/ Magnetic dongle for AirPods Maxhttps://amzn.to/4iZs1nB AirPods Max to Gain Lossless Audio and Low-Latency Audio in iOS 18.4https://www.macrumors.com/2025/03/24/airpods-max-lossless-audio-coming-april/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

The MacVoices Live! panel of Dave Ginsburg, Marty Jencius, Jeff Gamet, Brian Flanigan-Arthurs, Eric Bolden, Web Bixby, and Jim Rea discuss the controversial book Careless People by Sarah Wynn-Williams, detailing internal issues at Facebook and the Streisand effect of its attempted suppression. Other topics include Apple's patent victory, changes to the Apple Card network, and the new lossless audio feature exclusive to USB-C AirPods Max. A unique magnetic charging stand for headphones also gets a shout-out.  This edition of MacVoices is supported by The MacVoices Slack. Available all Patrons of MacVoices. Sign up at Patreon.com/macvoices. Show Notes: Chapters: 00:12 Introduction to MacVoices 00:32 Health Updates and Show Cancellations 05:32 Spring Backgrounds and Crocus Colors 07:50 Facebook's Careless People Book Discussion 10:31 Curiosity About Banned Books 11:51 Reactions to the Facebook Book Ban 12:56 The Impact of the Book's Revelations 17:20 Apple Patent Victory Announcement 18:54 Apple Card Updates and News 21:35 AirPods Max Gain Lossless Audio 31:23 Headphone Recommendations and Wrap-Up Links: “Careless People: A Cautionary Tale of Power, Greed, and Lost Idealism” by the ex-Facebook employee Sarah Wynn-Williams https://amzn.to/429s2hB Apple wins in patent infringement battle with a patent troll Apple wins in patent infringement battle with a patent troll https://appleworld.today/2025/03/apple-wins-in-patent-infringement-battle-with-a-patent-troll/ Apple lowers interest rate for Apple Card Savings Account https://9to5mac.com/2025/03/25/apple-card-savings-lower-interest-rate/ Visa and American Express Vying to Win Apple Card Deal in 'Fierce' Fight https://www.macrumors.com/2025/04/01/visa-american-express-apple-card-deal/ Magnetic dongle for AirPods Max https://amzn.to/4iZs1nB AirPods Max to Gain Lossless Audio and Low-Latency Audio in iOS 18.4 https://www.macrumors.com/2025/03/24/airpods-max-lossless-audio-coming-april/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

News and Updates: The NFL will use Hawk-Eye tech to measure 1st downs in games this year Fitbit is getting an overhaul and at least 1 more year of life Apple wants to upgrade the Health app for iPhone & Watch To keep up with AI demands, Apple buying $1B worth of Nvidia GPUs for their datacenters Visa, MC and AMEX vying to be the new credit card for the iPhone Microsoft changing from “Blue Screen of Death” to “Black Screen of Death” Microsoft keeps changing versions of Outlook and Teams

This week's full broadcast of Computer Talk Radio includes - 00:00 - Nerd news for normal people - sleep, Microsoft, FCC, Hewlett-Packard, Apple Card, Google - 11:00 - Listener Q&A - software installs - Derek notes his office is installing tons of new programs - 22:00 - Backup Series - Part 6 - Keith covers Apples exit from wireless and Time Capsule - 31:00 - Marty Winston's Wisdom - Mart shares the Brightline Lighting Zelo Prosumer lights - 39:00 - Scam Series - tax refund scam - Benjamin notes that this is the time to watch for tax scammers - 44:00 - Keske on prosthetics - Steve Keske details out a DARPA prosthetics program - 56:00 - Space travel and expansion - Benjamin makes case for continuing to try to reach Mars - 1:07:00 - General Motors CarPlay issue - General Motors cracks down on kit to restore CarPlay to EVs - 1:16:00 - IT Professional Series - 321 - Benjamin continues 4th of 4 defenses of working from home - 1:24:00 - Listener Q&A - smarthome hacker - Cindy asks if smarthome devices are vulnerable to hackers

In this episode, we dive into the intense rivalry between Visa and American Express as they vie for dominance in the Apple Card market. We explore the latest Apple OS updates and their impact on users. Additionally, we highlight Senator Cory Booker's innovative approach to using technology for positive change. Finally, we discuss the benefits of regularly shutting down your Mac to maintain optimal performance. Join us for an insightful look at these topics.

Benjamin and Chance start with a catch-up on changes to Friday Night Baseball, before diving into the software updates of the week, with the launch of iOS 18.4 and the first iOS 18.5 beta launching. Also, thoughts on Apple's rumored AI Health service plans, and the latest on finding a new partner for the Apple Card. And in Happy Hour Plus, Benjamin embarks on a mission to convert baby videos from old camcorder tapes, to digital files. Subscribe at 9to5mac.com/join. Sponsored by DREAME: Get up to $600 off intelligent robotic cleaners and effortless wet/dry vacs in DREAME's Spring Cleaning sale now. Hosts Chance Miller @chancemiller.me on Bluesky @chancehmiller@mastodon.social @ChanceHMiller on Instagram @ChanceHMiller on Threads Benjamin Mayo @bzamayo on Twitter @bzamayo@mastodon.social @bzamayo on Threads Subscribe, Rate, and Review Apple Podcasts Overcast Spotify 9to5Mac Happy Hour Plus Subscribe to 9to5Mac Happy Hour Plus! Support Benjamin and Chance directly with Happy Hour Plus! 9to5Mac Happy Hour Plus includes:  Ad-free versions of every episode  Pre- and post-show content Bonus episodes Join for $5 per month or $50 a year at 9to5mac.com/join.  Feedback Submit #Ask9to5Mac questions on Twitter, Mastodon, or Threads Email us feedback and questions to happyhour@9to5mac.com Links iOS 18.4 now available: Here's what's new Apple releases first iOS 18.5 beta iOS 18.5 makes it easier to get the old Apple Mail design back Apple reportedly wants to 'replicate' your doctor next year with new Project Mulberry WSJ: Visa and Amex both vying to take over Apple Card VHS and Camcorder USB Video Capture Kit for Mac

Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by DREAME: Get up to $600 off intelligent robotic cleaners and effortless wet/dry vacs in DREAME's Spring Cleaning sale now. New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: iOS 18.4 includes a new location services privacy setting for your iPhone WSJ: Visa and Amex both vying to take over Apple Card Apple releases visionOS 2.4 with Apple Intelligence, Spatial Gallery app, and more Your Apple Vision Pro is getting a lot better with visionOS 2.4 tvOS 18.4 now available with new design changes for Apple TV app watchOS 11.4 now available with three new features for Apple Watch [U: Back] Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.

Ben and Tom discuss Liberation Day, Walmart pushing China on tariffs, and the battle for the Apple Card. For information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

En el episodio de hoy de VG Daily, Andre Dos Santos y Juan Manuel de los Reyes analizan tres temas que están marcando la agenda económica y empresarial global. En primer lugar, desglosan el reciente reporte de empleo de ADP, que mostró un crecimiento de 155,000 empleos en marzo, destacando los sectores más dinámicos y las señales que envía sobre la economía estadounidense.Luego, profundizan en las tensiones comerciales entre Walmart y sus proveedores chinos. La empresa está exigiendo reducciones del 10% en los precios para compensar los aranceles impuestos por Estados Unidos, lo que refleja las complejidades de la guerra comercial y su impacto en las cadenas de suministro globales.Finalmente, exploran la oferta de Visa para reemplazar a Mastercard como socio exclusivo en la Apple Card. Analizan las razones detrás de la salida de Goldman Sachs del negocio minorista, las pérdidas acumuladas a pesar del éxito de la tarjeta, y cómo este movimiento recuerda el histórico acuerdo entre Visa y Costco hace una década. 

ChatGPT 4o: “Get ready for a wild ride in Randumb Thoughts Episode 316 — where tech tantrums, baseball bat conspiracies, and California craziness collide in one epic rant-fueled rollercoaster! Host Darren O'Neill exposes the maddening world of applying for an Apple Card, including a hilarious identity crisis that only Big Tech could engineer. Then he … Continue reading "Episode #316 – Card Denied – Randumb Thoughts Podcast"

Bio   Bala has rich experience in retail technology and process transformation. Most recently, he worked as a Principal Architect for Intelligent Automation, Innovation & Supply Chain in a global Fortune 100 retail corporation. Currently he works for a luxury brand as Principal Architect for Intelligent Automation providing technology advice for the responsible use of technology (Low Code, RPA, Chatbots, and AI). He is passionate about technology and spends his free time reading, writing technical blogs and co-chairing a special interest group with The OR Society.   Interview Highlights 02:00 Mentors and peers 04:00 Community bus 07:10 Defining AI 08:20 Contextual awareness 11:45 GenAI 14:30 The human loop 17:30 Natural Language Processing 20:45 Sentiment analysis 24:00 Implementing AI solutions 26:30 Ethics and AI 27:30 Biased algorithms 32:00 EU AI Act  33:00 Responsible use of technology   Connect   Bala Madhusoodhanan on LinkedIn     Books and references   ·       https://nymag.com/intelligencer/article/ai-artificial-intelligence-chatbots-emily-m-bender.html  - NLP   ·       https://www.theregister.com/2021/05/27/clearview_europe/  - Facial Technology Issue   ·       https://www.designnews.com/electronics-test/apple-card-most-high-profile-case-ai-bias-yet  - Apple Card story   ·       https://www.ft.com/content/2d6fc319-2165-42fb-8de1-0edf1d765be3  - Data Centre growth   ·       https://www.technologyreview.com/2024/02/06/1087793/what-babies-can-teach-ai/   ·       Independent Audit of AI Systems -   ·       Home | The Alan Turing Institute   ·       Competing in the Age of AI: Strategy and Leadership When Algorithms and Networks Run the World, Marco Iansiti & Karim R. Lakhani   ·       AI Superpowers: China, Silicon Valley, and the New World, Kai-Fu Lee   ·       The Algorithmic Leader: How to Be Smart When Machines Are Smarter Than You, Mike Walsh   ·       Human+Machine: Reimagining Work in the Age of AI, Paul R Daugherty, H. James Wilson   ·       Superintelligence: Paths, Dangers, Strategies, Nick Bostrom   ·       The Alignment Problem: How Can Artificial Intelligence Learn Human Values, Brian Christian   ·       Ethical Machines: Your Concise Guide to Totally Unbiased, Transparent, and Respectful AI, Reid Blackman   ·       Wanted: Human-AI Translators: Artificial Intelligence Demystified, Geertrui Mieke De Ketelaere   ·       The Future of Humanity: Terraforming Mars, Interstellar Travel, Immortality, and Our Destiny Beyond, Michio Kaku, Feodor Chin et al  Episode Transcript Intro: Hello and welcome to the Agile Innovation Leaders podcast. I'm Ula Ojiaku. On this podcast I speak with world-class leaders and doers about themselves and a variety of topics spanning Agile, Lean Innovation, Business, Leadership and much more – with actionable takeaways for you the listener. Ula Ojiaku So I have with me here, Bala Madhusoodhanan, who is a principal architect with a global luxury brand, and he looks after their RPA and AI transformation. So it's a pleasure to have you on the Agile Innovation Leaders podcast, Bala, thank you for making the time. Bala Madhusoodhanan It's a pleasure to have a conversation with the podcast and the podcast audience, Ula. I follow the podcast and there have been fantastic speakers in the past. So I feel privileged to join you on this conversation. Ula Ojiaku Well, the privilege is mine. So could you start off with telling us about yourself Bala, what have been the key points or the highlights of your life that have led to you being the Bala we know now? Bala Madhusoodhanan It's putting self into uncharted territory. So my background is mechanical engineering, and when I got the job, it was either you go into the mechanical engineering manufacturing side or the software side, which was slightly booming at that point of time, and obviously it was paying more then decided to take the software route, but eventually somewhere the path kind of overlapped. So from a mainframe background, started working on supply chain, and then came back to optimisation, tied back to manufacturing industry. Somewhere there is an overlap, but yeah, that was the first decision that probably got me here. The second decision was to work in a UK geography, rather than a US geography, which is again very strange in a lot of my peers. They generally go to Silicon Valley or East Coast, but I just took a choice to stay here for personal reasons. And then the third was like the mindset. I mean, I had over the last 15, 20 years, I had really good mentors, really good peers, so I always had their help to soundboard my crazy ideas, and I always try to keep a relationship ongoing. Ula Ojiaku What I'm hearing is, based on what you said, lots of relationships have been key to getting you to where you are today, both from mentors, peers. Could you expand on that? In what way? Bala Madhusoodhanan The technology is changing quite a lot, at least in the last 10 years. So if you look into pre-2010, there was no machine learning or it was statistics. People were just saying everything is statistics and accessibility to information was not that much, but post 2010, 2011, people started getting accessibility. Then there was a data buzz, big data came in, so there were a lot of opportunities where I could have taken a different career path, but every time I was in a dilemma which route to take, I had someone with whom either I have worked or who was my team lead or manager to guide me to tell me, like, take emotion out of the decision making and think in a calm mind, because you might jump into something and you might like it, you might not like it, you should not regret it. So again, over the course of so many such decisions, my cognitive mind has also started thinking about it. So those conversations really help. And again, collective experience. If you look into the decision making, it's not just my decision, I'm going through conversations that I had with people where they have applied their experience, so it's not just me or just not one situation, and to understand the why behind that, and that actually helps. In short, it's like a collection of conversations that I had with peers. A few of them are visionary leaders, they are good readers. So they always had a good insight on where I should focus, where I shouldn't focus, and of late recently, there has been a community bus. So a lot of things are moving to open source, there is a lot of community exchange of conversation, the blogging has picked up a lot. So, connecting to those parts also gives you a different dimension to think about. Ula Ojiaku So you said community bus, some of the listeners or people who are watching the video might not understand what you mean by the community bus. Are you talking about like meetups or communities that come around to discuss shared interests? Bala Madhusoodhanan If you are very much specifically interested in AI, or you are specifically interested in, power platform or a low code platform, there are a lot of content creators on those topics. You can go to YouTube, LinkedIn, and you get a lot of information about what's happening. They do a lot of hackathons, again, you need to invest time in all these things. If you don't, then you are basically missing the boat, but there are various channels like hackathon or meetup groups, or, I mean, it could be us like a virtual conversation like you and me, we both have some passionate topics, that's why we resonate and we are talking about it. So it's all about you taking an initiative, you finding time for it, and then you have tons and tons of information available through community or through conferences or through meetup groups. Ula Ojiaku Thanks for clarifying. So, you said as well, you had a collection of conversations that helped you whenever you were at a crossroad, some new technology or something emerges or there's a decision you had to make and checking in with your mentors, your peers and your personal Board of Directors almost, that they give you guidance. Now, looking back, would you say there were some turns you took that knowing what you know now, you would have done differently? Bala Madhusoodhanan I would have liked to study more. That is the only thing, because sometimes the educational degree, even though without a practical knowledge has a bigger advantage in certain conversation, otherwise your experience and your content should speak for you and it takes a little bit of effort and time to get that trust among leaders or peers just to, even them to trust saying like, okay, this person knows what he's talking about. I should probably trust rather than, someone has done a PhD and it's just finding the right balance of when I should have invested time in continuing my education, if I had time, I would have gone back two years and did everything that I had done, like minus two years off-set it by two years earlier. It would have given me different pathways. That is what I would think, but again, it's all constraints. I did the best at that point in time with whatever constraints I had. So I don't have any regret per se, but yeah, if there is a magic wand, I would do that. Ula Ojiaku So you are a LinkedIn top voice from AI. How would you define AI, artificial intelligence? Bala Madhusoodhanan I am a bit reluctant to give a term Artificial Intelligence. It's in my mind, it is Artificial Narrow Intelligence, it's slightly different. So let me start with a building block, which is machine learning. So machine learning is like a data labeller. You go to a Tesco store, you read the label, you know it is a can of soup because you have read the label, your brain is not only processing that image, it understands the surrounding. It does a lot of things when you pick that can of soup. You can't expect that by just feeding one model to a robot. So that's why I'm saying like it's AI is a bit over glorified in my mind. It is artificial narrow intelligence. What you do to automate certain specific tasks using a data set which is legal, ethical, and drives business value is what I would call machine learning, but yeah, it's just overhyped and heavily utilised term AI. Ula Ojiaku You said, there's a hype around artificial intelligence. So what do you mean by that? And where do you see it going? Bala Madhusoodhanan Going back to the machine learning definition that I said, it's basically predicting an output based on some input. That's as simple as what we would say machine learning. The word algorithm is basically something like a pattern finder. What you're doing is you are giving a lot of data, which is properly labelled, which has proper diversity of information, and there are multiple algorithms that can find patterns. The cleverness or engineering mind that you bring in is to select which pattern or which algorithm you would like to do for your use case. Now you're channelling the whole machine learning into one use case. That's why I'm going with the term narrow intelligence. Computers can do brilliant jobs. So you ask computers to do like a Rubik's cubes solving. It will do it very quickly because the task is very simple and it is just doing a lot of calculation. You give a Rubik's cube to a kid. It has to apply it. The brain is not trained enough, so it has to cognitively learn. Maybe it will be faster. So anything which is just pure calculation, pure computing, if the data is labelled properly, you want to predict an outcome, yes, you can use computers. One of the interesting videos that I showed in one of my previous talks was a robot trying to walk across the street. This is in 2018 or 19. The first video was basically talking about a robot crossing a street and there were vehicles coming across and the robot just had a headbutt and it just fell off. Now a four year old kid was asked to walk and it knew that I have to press a red signal. So it went to the signal stop. It knew, or the baby knew that I can only walk when it is green. And then it looks around and then walks so you can see the difference – a four year old kid has a contextual awareness of what is happening, whereas the robot, which is supposed to be called as artificial intelligence couldn't see that. So again, if you look, our human brains have been evolved over millions of years. There are like 10 billion neurons or something, and it is highly optimised. So when I sleep, there are different set of neurons which are running. When I speak to you, my eyes and ears are running, my motion sensor neurons are running, but these are all highly optimised. So the mother control knows how much energy should be sent on which neuron, right, whereas all these large language models, there is only one task. You ask it, it's just going to do that. It doesn't have that intelligence to optimise. When I sleep, maybe 90 percent of my neurons are sleeping. It's getting recharged. Only the dream neurons are working. Whereas once you put a model live, it doesn't matter, all the hundred thousand neurons would run. So, yeah, it's in very infancy state, maybe with quantum computing, maybe with more power and better chips things might change, but I don't see that happening in the next five to 10 years. Ula Ojiaku Now, what do you say about Gen AI? Would you also classify generative AI as purely artificial neural intelligence? Bala Madhusoodhanan The thing with generative AI is you're trying to generalise a lot of use cases, say ChatGPT, you can throw in a PDF, you can ask something, or you can say, hey, can you create a content for my blog or things like that, right? Again, all it is trying to do is it has some historical content with which it is trying to come up with a response. So the thing that I would say is humans are really good with creativity. If a problem is thrown at a person, he will find creative ways to solve it. The tool with which we are going to solve might be a GenAI tool, I don't know, because I don't know the problem, but because GenAI is in a hype cycle, every problem doesn't need GenAI, that's my view. So there was an interesting research which was done by someone in Montreal University. It talks about 10 of the basic tasks like converting text to text or text to speech and with a generative AI model or multiple models, because you have a lot of vendors providing different GenAI models, and then they went with task specific models and the thing that they found was the task specific models were cheap to run, very, very scalable and robust and highly accurate, right. Whereas GenAI, if, when you try to use it and when it goes into a production ready or enterprise ready and if it is used by customers or third party, which are not part of your ecosystem, you are putting yourself in some kind of risk category. There could be a risk of copyright issues. There could be a risk of IP issues. There could be risk of not getting the right consent from someone. I can say, can you create an image of a podcaster named Ula? You never know because you don't remember that one of your photos on Google or Twitter or somewhere is not set as private. No one has come and asked you saying, I'm using this image. And yeah, it's finding the right balance. So even before taking the technology, I think people should think about what problem are they trying to solve? In my mind, AI or artificial intelligence, or narrow intelligence can have two buckets, right. The first bucket is to do with how can I optimise the existing process? Like there are a lot of things that I'm doing, is there a better way to do it? Is there an efficient way to do it? Can I save time? Can I save money? Stuff like that. So that is an optimisation or driving efficiency lever. Other one could be, I know what to do. I have a lot of data, but I don't have infrastructure or people to do it, like workforce augmentation. Say, I have 10 data entry persons who are graduate level. Their only job is to review the receipts or invoices. I work in FCA. I have to manually look at it, approve it, and file it, right? Now it is a very tedious job. So all you are doing is you are augmenting the whole process with an OCR engine. So OCR is Optical Character Recognition. So there are models, which again, it's a beautiful term for what our eyes do. When we travel somewhere, we get an invoice, we exactly know where to look, right? What is the total amount? What is the currency I have paid? Have they taken the correct credit card? Is my address right? All those things, unconsciously, your brain does it. Whereas our models given by different software vendors, which have trained to capture these specific entities which are universal language, to just pass, on data set, you just pass the image on it. It just picks and maps that information. Someone else will do that job. But as part of your process design, what you would do is I will do the heavy lifting of identifying the points. And I'll give it to someone because I want someone to validate it. It's human at the end. Someone is approving it. So they basically put a human in loop and, human centric design to a problem solving situation. That's your efficiency lever, right? Then you have something called innovation level - I need to do something radical, I have not done this product or service. Yeah, that's a space where you can use AI, again, to do small proof of concepts. One example could be, I'm opening a new store, it's in a new country, I don't know how the store layout should look like. These are my products. This is the store square footage. Can you recommend me the best way so that I can sell through a lot? Now, a visual merchandising team will have some ideas on where the things should be, they might give that prompt. Those texts can be converted into image. Once you get the base image, then it's human. It's us. So it will be a starting point rather than someone implementing everything. It could be a starting point. But can you trust it? I don't know. Ula Ojiaku And that's why you said the importance of having a human in the loop. Bala Madhusoodhanan Yeah. So the human loop again, it's because we humans bring contextual awareness to the situation, which machine doesn't know. So I'll tie back this to the NLP. So Natural Language Processing, it has two components, so you have natural language understanding and then you have natural language generation. When you create a machine learning model, all it is doing is, it is understanding the structure of language. It's called form. I'm giving you 10,000 PDFs, or you're reading a Harry Potter book. There is a difference between you reading a Harry Potter book and the machine interpreting that Harry Potter book. You would have imagination. You will have context of, oh, in the last chapter, we were in the hilly region or in a valley, I think it will be like this, the words like mist, cold, wood. You started already forming images and visualising stuff. The machine doesn't do that. Machine works on this is the word, this is a pronoun, this is the noun, this is the structure of language, so the next one should be this, right? So, coming back to the natural language understanding, that is where the context and the form comes into play. Just think of some alphabets put in front of you. You have no idea, but these are the alphabet. You recognise A, you recognise B, you recognise the word, but you don't understand the context. One example is I'm swimming against the current. Now, current here is the motion of water, right? My current code base is version 01. I'm using the same current, right? The context is different. So interpreting the structure of language is one thing. So, in natural language understanding, what we try to do is we try to understand the context. NLG, Natural Language Generation, is basically how can I respond in a way where I'm giving you an answer to your query. And this combined is NLP. It's a big field, there was a research done, the professor is Emily Bender, and she one of the leading professors in the NLP space. So the experiment was very funny. It was about a parrot in an island talking to someone, and there was a shark in between, or some sea creature, which basically broke the connection and was listening to what this person was saying and mimicking. Again, this is the problem with NLP, right? You don't have understanding of the context. You don't put empathy to it. You don't understand the voice modulation. Like when I'm talking to you, you can judge what my emotion cues are, you can put empathy, you can tailor the conversation. If I'm feeling sad, you can put a different spin, whereas if I'm chatting to a robot, it's just going to give a standard response. So again, you have to be very careful in which situation you're going to use it, whether it is for a small team, whether it is going to be in public, stuff like that. Ula Ojiaku So that's interesting because sometimes I join the Masters of Scale strategy sessions and at the last one there was someone whose organisational startup was featured and apparently what their startup is doing is to build AI solutions that are able to do sentiment analysis. And I think some of these, again, in their early stages, but some of these things are already available to try to understand the tone of voice, the words they say, and match it with maybe the expression and actually can transcribe virtual meetings and say, okay, this person said this, they looked perplexed or they looked slightly happy. So what do you think about that? I understand you're saying that machines can't do that, but it seems like there are already organisations trying to push the envelope towards that direction. Bala Madhusoodhanan So the example that you gave, sentiment of the conversation, again, it is going by the structure or the words that I'm using. I am feeling good. So good, here is positive sentiment. Again, for me the capability is slightly overhyped, the reason being is it might do 20 percent or 30 percent of what a human might do, but the human is any day better than that particular use case, right? So the sentiment analysis typically works on the sentiment data set, which would say, these are the certain proverbs, these are the certain types of words, this generally referred to positive sentiment or a good sentiment or feel good factor, but the model is only good as good as the data is, right? So no one is going and constantly updating that dictionary. No one is thinking about it, like Gen Z have a different lingo, millennials had a different lingo. So, again, you have to treat it use case by use case, Ula. Ula Ojiaku At the end of the day, the way things currently are is that machines aren't at the place where they are as good as humans. Humans are still good at doing what humans do, and that's the key thing. Bala Madhusoodhanan Interesting use case that I recently read probably after COVID was immersive reading. So people with dyslexia. So again, AI is used for good as well, I'm not saying it is completely bad. So AI is used for good, like, teaching kids who are dyslexic, right? Speech to text can talk, or can translate a paragraph, the kid can hear it, and on the screen, I think one note has an immersive reader, it actually highlights which word it is, uttering into the ears and research study showed that kids who were part of the study group with this immersive reading audio textbook, they had a better grasp of the context and they performed well and they were able to manage dyslexia better. Now, again, we are using the technology, but again, kudos to the research team, they identified a real problem, they formulated how the problem could be solved, they were successful. So, again, technology is being used again. Cancer research, they invest heavily, in image clustering, brain tumours, I mean, there are a lot of use cases where it's used for good, but then again, when you're using it, you just need to think about biases. You need to understand the risk, I mean, everything is risk and reward. If your reward is out-paying the minimum risk that you're taking, then it's acceptable. Ula Ojiaku What would you advise leaders of organisations who are considering implementing AI solutions? What are the things we need to consider? Bala Madhusoodhanan Okay. So going back to the business strategy and growth. So that is something that the enterprises or big organisations would have in mind. Always have your AI goals aligned to what they want. So as I said, there are two buckets. One is your efficiency driver, operational efficiency bucket. The other one is your innovation bucket. Just have a sense check of where the business wants to invest in. Just because AI is there doesn't mean you have to use it right. Look into opportunities where you can drive more values. So that would be my first line of thought. The second would be more to do with educating leaders about AI literacy, like what each models are, what do they do? What are the pitfalls, the ethical awareness about use of AI, data privacy is big. So again, that education is just like high level, with some examples on the same business domain where it has been successful, where it has been not so successful, what are the challenges that they face? That's something that I would urge everyone to invest time in. I think I did mention about security again, over the years, the practice has been security is always kept as last. So again, I was fortunate enough to work in organisations where security first mindset was put in place, because once you have a proof of value, once you show that to people, people get excited, and it's about messaging it and making sure it is very secured, protecting the end users. So the third one would be talking about having secure first design policies or principles. Machine learning or AI is of no good if your data quality is not there. So have a data strategy is something that I would definitely recommend. Start small. I mean, just like agile, you take a value, you start small, you realise whether your hypothesis was correct or not, you monitor how you performed and then you think about scale just by hello world doesn't mean that you have mastered that. So have that mindset, start small, monitor, have constant feedback, and then you think about scaling. Ula Ojiaku What are the key things about ethics and AI, do you think leaders should be aware of at this point in time? Bala Madhusoodhanan So again, ethical is very subjective. So it's about having different stakeholders to give their honest opinion of whether your solution is the right thing to do against the value of the enterprise. And it's not your view or my view, it's a consent view and certain things where people are involved, you might need to get HR, you might need to get legal, you might need to get brand reputation team to come and assist you because you don't understand the why behind certain policies were put in place. So one is, is the solution or is the AI ethical to the core value of the enterprise? So that's the first sense check that you need to do. If you pass that sense check, then comes about a lot of other threats, I would say like, is the model that I'm using, did it have a fair representation of all data set? There's a classic case study on one of a big cloud computing giant using an AI algorithm to filter resumes and they had to stop it immediately because the data set was all Ivy League, male, white, dominant, it didn't have the right representation. Over the 10 years, if I'm just hiring certain type of people, my data is inherently biased, no matter how good my algorithm is, if I don't have that data set. The other example is clarify AI. They got into trouble on using very biased data to give an outcome on some decision making to immigration, which has a bigger ramification. Then you talk about fairness, whether the AI system is fair to give you an output. So there was a funny story about a man and a woman in California living together, and I think the woman wasn't provided a credit card, even though everything, the postcode is the same, both of them work in the same company, and it was, I think it has to do with Apple Pay. Apple Pay wanted to bring in a silver credit card, Apple card or whatever it is, but then it is so unfair that the women who was equally qualified was not given the right credit limit, and the bank clearly said the algorithm said so. Then you have privacy concern, right? So all these generic models that you have that is available, even ChatGPT for that matter. Now you can chat with ChatGPT multiple times. You can talk about someone like Trevor Noah and you can say hey, can you create a joke? Now it has been trained with the jokes that he has done, it might be available publicly. But has the creator of model got a consent saying, hey Trevor, I'm going to use your content so that I can give better, and how many such consent, even Wikipedia, if you look into Wikipedia, about 80 percent of the information is public, but it is not diversified. What I mean by that is you can search for a lot of information. If the person is from America or from UK or from Europe, maybe from India to some extent, but what is the quality of data, if you think about countries in Africa, what do you think about South America? I mean, it is not representing the total diversity of data, and we have this large language model, which has been just trained on that data, right? So there is a bias and because of that bias, your outcome might not be fair. So these two are the main things, and of course the privacy concern. So if someone goes and says, hey, you have used my data, you didn't even ask me, then you're into lawsuit. Without getting a proper consent, again, it's a bad world, it's very fast moving and people don't even, including me, I don't even read every terms and condition, I just scroll down, tick, confirm, but those things are the things where I think education should come into play. Think about it, because people don't understand what could go wrong, not to them, but someone like them. Then there is a big fear of job displacement, like if I put this AI system, what will I do with my workforce? Say I had ten people, you need to think about, you need to reimagine your workplace. These are the ten jobs my ten people are doing. If I augment six of those jobs, how can I use my ten resources effectively to do something different or that piece of puzzle is always, again, it goes back to the core values of the company, what they think about their people, how everything is back, but it's just that needs a lot of inputs from multiple stakeholders. Ula Ojiaku It ties back to the enterprise strategy, there is the values, but with technology as it has evolved over the years, things will be made obsolete, but there are new opportunities that are created, so moving from when people travelled with horses and buggies and then the automotive came up. Yes, there wasn't as much demand for horseshoes and horses and buggies, but there was a new industry, the people who would mechanics or garages and things like that. So I think it's really about that. Like, going back to what you're saying, how can you redeploy people? And that might involve, again, training, reskilling, and investing in education of the workforce so that they're able to harness AI and to do those creative things that you've emphasised over this conversation about human beings, that creative aspect, that ability to understand context and nuance and apply it to the situation. Bala Madhusoodhanan So I was fortunate to work with ForHumanity, an NGO which basically is trying to certify people to look into auditing AI systems. So EU AI Act is now in place, it will be enforced soon. So you need people to have controls on all these AI systems to protect - it's done to protect people, it's done to protect the enterprise. So I was fortunate enough to be part of that community. I'm still working closely with the Operation Research Society. Again, you should be passionate enough, you should find time to do it, and if you do it, then the universe will find a way to give you something interesting to work with. And our society, The Alan Turing Institute, the ForHumanity Society, I had a few ICO workshops, which was quite interesting because when you hear perspectives from people from different facets of life, like lawyers and solicitors, you would think, ah, this statement, I wouldn't interpret in this way. It was a good learning experience and I'm sure if I have time, I would still continue to do that and invest time in ethical AI. As technology, it's not only AI, it's ethical use of technology, so sustainability is also part of ethical bucket if you look into it. So there was an interesting paper it talks about how many data centres have been opened between 2018 to 2024, which is like six years and the power consumption has gone from X to three times X or two times X, so we have opened a lot. We have already caused damage to the environment with all these technology, and just because the technology is there, it doesn't mean you have to use it, but again, it's that educational bit, what is the right thing to do? And even the ESG awareness, people are not aware. Like now, if you go to the current TikTok trenders, they know I need to look into certified B Corp when I am buying something. The reason is because they know, and they're more passionate about saving the world. Maybe we are not, I don't know, but again, once you start educating and, telling those stories, humans are really good, so you will have a change of heart. Ula Ojiaku What I'm hearing you say is that education is key to help us to make informed choices. There is a time and place where you would need to use AI, but not everything requires it, and if we're more thoughtful in how we approach, these, because these are tools at the end of the day, then we can at least try to be more balanced in the risks and taking advantage of opportunities versus the risks around it and the impact these decisions and the tools that we choose to use make on the environment. Now, what books have you found yourself recommending most to people, and why? Bala Madhusoodhanan Because we have been talking on AI, AI Superpower is one book which was written by Kai-Fu Lee. There is this book by Brian Christian, The Alignment Problem: Machine Learning and Human Values alignment of human values and machine it was basically talking about what are the human values? Where do you want to use machine learning? How do you basically come up with a decision making, that's a really interesting read. Then there is a book called Ethical Machines by Reid Blackman. So it talks about all the ethical facets of AI, like biases, fairnesses, like data privacy, transparency, explainability, and he gives quite a detail, example and walkthrough of what that means. Another interesting book was Wanted: Human-AI Translators: Artificial Intelligence Demystified by a Dutch professor, again, really, really lovely narration of what algorithms are, what AI is, where, and all you should think about, what controls and stuff like that. So that is an interesting book. Harvard Professor Kahrim Lakhani, he wrote something called, Competing in the Age of AI, that's a good book. The Algorithmic Leader: How to Be Smart When Machines Are Smarter Than You by Mike Walsh is another good book, which I finished a couple of months back. Ula Ojiaku And if the audience wants to find you, how can they reach out to you? Bala Madhusoodhanan They can always reach out to me at LinkedIn, I would be happy to touch base through LinkedIn. Ula Ojiaku Awesome. And do you have any final words and or ask of the audience? Bala Madhusoodhanan The final word is, again, responsible use of technology. Think about not just the use case, think about the environmental impact, think about the future generation, because I think the damage is already done. So, at least not in this lifetime, maybe three or four lifetimes down the line, it might not be the beautiful earth that we have. Ula Ojiaku It's been a pleasure, as always, speaking with you, Bala, and thank you so much for sharing your insights and wisdom, and thank you for being a guest on the Agile Innovation Leaders Podcast. Bala Madhusoodhanan Thank you, lovely conversation, and yeah, looking forward to connecting with more like minded LinkedIn colleagues. Ula Ojiaku That's all we have for now. Thanks for listening. If you liked this show, do subscribe at www.agileinnovationleaders.com or your favourite podcast provider. Also share with friends and do leave a review on iTunes. This would help others find this show. I'd also love to hear from you, so please drop me an email at ula@agileinnovationleaders.com Take care and God bless!   

We're bringing back one of our favorite episodes packed with an inspiring journey of Paul Halme, an entrepreneur and bestselling author, as he shares his inspiring journey from struggling with a negative money mindset to achieving financial freedom through smart credit management and investing. Paul emphasizes the importance of understanding credit, paying off balances monthly, and using tools like automatic payments to stay on track. His transformation from financial hardship to wealth-building serves as a powerful reminder that anyone can take control of their finances with the right strategies. Paul also highlights the importance of teaching financial literacy to the next generation. By using apps like Apple Card, he introduces his children to credit management in an engaging and fun way. He encourages parents to start financial education early, fostering open conversations with their kids about money, savings, and credit. This proactive approach to financial literacy equips the younger generation with the knowledge they need to make informed financial decisions as they grow. For those ready to take charge of their financial future, Paul offers practical advice, such as starting small with investments and setting up automatic payments to stay on top of credit. His story proves that financial success is attainable with consistent action and a positive mindset. Take the first step today by visiting his website for more tips, or start small by setting up automatic payments and investing in your future. Your financial freedom journey begins now! This is a replay of our Giving Kredit Podcast, and we're thrilled to share it again with you! We're happy you're here! Like the pod? Visit our website! Start your trial on Simplified. Schedule a consult, get on the mailing list, and learn more about my favorite tools and programs via https://www.yourbrandamplified.com

The MacVoices Live! team of Chuck Joiner, David Ginsburg, Eric Bolden, Web Bixby, Jeff Gamet, Jim Rea, and Marty Jencius have in-depth discussions about Netflix increasing their prices following recent high-profile streaming successes. How does their value proposition stack up against other option? Then, another statement that Goldman Sachs wants to terminate their Apple Card relationship sparks commentary from the panel.  MacVoices is supported by the new MacVoices Discord, our latest benefit for MacVoices Patrons. Sign up, get access, and jin the conversations at Patreon.com/macvoices. Show Notes: Chapters: 00:11 Introduction to MacVoices01:56 Netflix Price Increases08:06 Subscription Reevaluation19:08 Streaming Complexity and Piracy23:36 Amazon's Strategy28:06 Goldman Sachs and Apple Card Talks Links: Netflix announces price increase for all three of its planshttps://9to5mac.com/2025/01/21/netflix-price-increase-all-three-plans/ Goldman Sachs CEO Says Apple Card Contract May End Earlyhttps://www.mactrast.com/2025/01/goldman-sachs-ceo-says-apple-card-contract-may-end-early/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

The MacVoices Live! team of Chuck Joiner, David Ginsburg, Eric Bolden, Web Bixby, Jeff Gamet, Jim Rea, and Marty Jencius have in-depth discussions about Netflix increasing their prices following recent high-profile streaming successes. How does their value proposition stack up against other option? Then, another statement that Goldman Sachs wants to terminate their Apple Card relationship sparks commentary from the panel.  MacVoices is supported by the new MacVoices Discord, our latest benefit for MacVoices Patrons. Sign up, get access, and jin the conversations at Patreon.com/macvoices. Show Notes: Chapters: 00:11 Introduction to MacVoices 01:56 Netflix Price Increases 08:06 Subscription Reevaluation 19:08 Streaming Complexity and Piracy 23:36 Amazon's Strategy 28:06 Goldman Sachs and Apple Card Talks Links: Netflix announces price increase for all three of its plans https://9to5mac.com/2025/01/21/netflix-price-increase-all-three-plans/ Goldman Sachs CEO Says Apple Card Contract May End Early https://www.mactrast.com/2025/01/goldman-sachs-ceo-says-apple-card-contract-may-end-early/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

TikTok is back up but unavailable for download in the App Store and Google Play Store. Could Apple be making Wi-Fi routers again? Is Goldman Sachs eyeing an early exit from Apple's partnership with the Apple Card? And it's been nearly one year since the Vision Pro was available for pre-order. TikTok is partially back online in the US, but it's not back in the App Store yet. Apple might start making Wi-Fi routers again, but in a way you wouldn't expect. Redesigned Apple Mail app coming to Mac and iPad in April. Apple Card's future in question as Goldman Sachs CEO eyes early exit. 'Severance': Apple TV+ series has made more than $200M for streamer. He didn't respond... so they kicked the door down – Tim Cook reveals how the Apple Watch saved his father's life. Tony Fadell wanted Apple to buy Sonos; Steve wanted to sue it. Apple makes it easy to donate to Red Cross's LA Wildfire relief efforts. Picks of the Week: Jason's Pick: SuperWhisper Alex's Pick: nuphy Air75 v2 Portable Andy's Picks: Letterboxd and the 500th episode of the Material Podcast Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: 1password.com/macbreak zscaler.com/security

TikTok is back up but unavailable for download in the App Store and Google Play Store. Could Apple be making Wi-Fi routers again? Is Goldman Sachs eyeing an early exit from Apple's partnership with the Apple Card? And it's been nearly one year since the Vision Pro was available for pre-order. TikTok is partially back online in the US, but it's not back in the App Store yet. Apple might start making Wi-Fi routers again, but in a way you wouldn't expect. Redesigned Apple Mail app coming to Mac and iPad in April. Apple Card's future in question as Goldman Sachs CEO eyes early exit. 'Severance': Apple TV+ series has made more than $200M for streamer. He didn't respond... so they kicked the door down – Tim Cook reveals how the Apple Watch saved his father's life. Tony Fadell wanted Apple to buy Sonos; Steve wanted to sue it. Apple makes it easy to donate to Red Cross's LA Wildfire relief efforts. Picks of the Week: Jason's Pick: SuperWhisper Alex's Pick: nuphy Air75 v2 Portable Andy's Picks: Letterboxd and the 500th episode of the Material Podcast Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: 1password.com/macbreak zscaler.com/security

TikTok is back up but unavailable for download in the App Store and Google Play Store. Could Apple be making Wi-Fi routers again? Is Goldman Sachs eyeing an early exit from Apple's partnership with the Apple Card? And it's been nearly one year since the Vision Pro was available for pre-order. TikTok is partially back online in the US, but it's not back in the App Store yet. Apple might start making Wi-Fi routers again, but in a way you wouldn't expect. Redesigned Apple Mail app coming to Mac and iPad in April. Apple Card's future in question as Goldman Sachs CEO eyes early exit. 'Severance': Apple TV+ series has made more than $200M for streamer. He didn't respond... so they kicked the door down – Tim Cook reveals how the Apple Watch saved his father's life. Tony Fadell wanted Apple to buy Sonos; Steve wanted to sue it. Apple makes it easy to donate to Red Cross's LA Wildfire relief efforts. Picks of the Week: Jason's Pick: SuperWhisper Alex's Pick: nuphy Air75 v2 Portable Andy's Picks: Letterboxd and the 500th episode of the Material Podcast Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: 1password.com/macbreak zscaler.com/security

TikTok is back up but unavailable for download in the App Store and Google Play Store. Could Apple be making Wi-Fi routers again? Is Goldman Sachs eyeing an early exit from Apple's partnership with the Apple Card? And it's been nearly one year since the Vision Pro was available for pre-order. TikTok is partially back online in the US, but it's not back in the App Store yet. Apple might start making Wi-Fi routers again, but in a way you wouldn't expect. Redesigned Apple Mail app coming to Mac and iPad in April. Apple Card's future in question as Goldman Sachs CEO eyes early exit. 'Severance': Apple TV+ series has made more than $200M for streamer. He didn't respond... so they kicked the door down – Tim Cook reveals how the Apple Watch saved his father's life. Tony Fadell wanted Apple to buy Sonos; Steve wanted to sue it. Apple makes it easy to donate to Red Cross's LA Wildfire relief efforts. Picks of the Week: Jason's Pick: SuperWhisper Alex's Pick: nuphy Air75 v2 Portable Andy's Picks: Letterboxd and the 500th episode of the Material Podcast Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: 1password.com/macbreak zscaler.com/security

TikTok is back up but unavailable for download in the App Store and Google Play Store. Could Apple be making Wi-Fi routers again? Is Goldman Sachs eyeing an early exit from Apple's partnership with the Apple Card? And it's been nearly one year since the Vision Pro was available for pre-order. TikTok is partially back online in the US, but it's not back in the App Store yet. Apple might start making Wi-Fi routers again, but in a way you wouldn't expect. Redesigned Apple Mail app coming to Mac and iPad in April. Apple Card's future in question as Goldman Sachs CEO eyes early exit. 'Severance': Apple TV+ series has made more than $200M for streamer. He didn't respond... so they kicked the door down – Tim Cook reveals how the Apple Watch saved his father's life. Tony Fadell wanted Apple to buy Sonos; Steve wanted to sue it. Apple makes it easy to donate to Red Cross's LA Wildfire relief efforts. Picks of the Week: Jason's Pick: SuperWhisper Alex's Pick: nuphy Air75 v2 Portable Andy's Picks: Letterboxd and the 500th episode of the Material Podcast Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: 1password.com/macbreak zscaler.com/security

TikTok is back up but unavailable for download in the App Store and Google Play Store. Could Apple be making Wi-Fi routers again? Is Goldman Sachs eyeing an early exit from Apple's partnership with the Apple Card? And it's been nearly one year since the Vision Pro was available for pre-order. TikTok is partially back online in the US, but it's not back in the App Store yet. Apple might start making Wi-Fi routers again, but in a way you wouldn't expect. Redesigned Apple Mail app coming to Mac and iPad in April. Apple Card's future in question as Goldman Sachs CEO eyes early exit. 'Severance': Apple TV+ series has made more than $200M for streamer. He didn't respond... so they kicked the door down – Tim Cook reveals how the Apple Watch saved his father's life. Tony Fadell wanted Apple to buy Sonos; Steve wanted to sue it. Apple makes it easy to donate to Red Cross's LA Wildfire relief efforts. Picks of the Week: Jason's Pick: SuperWhisper Alex's Pick: nuphy Air75 v2 Portable Andy's Picks: Letterboxd and the 500th episode of the Material Podcast Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: 1password.com/macbreak zscaler.com/security

Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by CardPointers: The best way to maximize your credit card rewards. 9to5Mac Daily listeners can exclusively save 30% and get a $100 Savings Card. New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: Tony Fadell wanted Apple to buy Sonos; Steve wanted to sue it Report: Apple in talks with two new partners to take over Apple Card Apple CEO Tim Cook to attend Trump's inauguration next week Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.

Goldman Sachs hat mit der Apple Card ein Problem am Hals: Trotz großer Beliebtheit bei den Kunden schreibt die US-Bank hohe Verluste und sucht dringend nach einem Weg, den Vertrag mit Apple vorzeitig zu beenden. Einfach wird das nicht.

Leaked CarPlay 2 UI Widgets were discovered in an EU database, Apple is planning a plethora of products to be launched in 2025, and TSMC's Arizona chip plant is nearing Apple certification. Talking about the Apple Watch Ultra 3 that is rumored to be coming out later this year. CarPlay 2 custom widgets UI revealed as Apple continues development. Vision Pro 2 won't release in 2025, but lower-cost headset is 'ramping up'. Apple's 2025 Plan: iPhone Overhaul, Smart Home Push and AI Catch-up`. Mark Zuckerberg slams Apple in Joe Rogan interview: 'They haven't invented anything great in a while'. Apple's board recommends shareholders vote against proposal to eliminate diversity programs. TSMC's Arizona chip plant nears Apple approval, but will never rival Taiwan. Apple donating to LA wildfire recovery & allowing affected Apple Card holders to delay payments. Apple CEO Tim Cook's total compensation rose 18% to $74.6 million last year. Picks of the Week: Jason's Pick: CalDigit TS4 Dock Andy's Pick: Pentel Prestol Correction Pen Alex's Pick: Air Table Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: joindeleteme.com/twit promo code TWIT bitwarden.com/twit zscaler.com/security zocdoc.com/macbreak

Leaked CarPlay 2 UI Widgets were discovered in an EU database, Apple is planning a plethora of products to be launched in 2025, and TSMC's Arizona chip plant is nearing Apple certification. Talking about the Apple Watch Ultra 3 that is rumored to be coming out later this year. CarPlay 2 custom widgets UI revealed as Apple continues development. Vision Pro 2 won't release in 2025, but lower-cost headset is 'ramping up'. Apple's 2025 Plan: iPhone Overhaul, Smart Home Push and AI Catch-up`. Mark Zuckerberg slams Apple in Joe Rogan interview: 'They haven't invented anything great in a while'. Apple's board recommends shareholders vote against proposal to eliminate diversity programs. TSMC's Arizona chip plant nears Apple approval, but will never rival Taiwan. Apple donating to LA wildfire recovery & allowing affected Apple Card holders to delay payments. Apple CEO Tim Cook's total compensation rose 18% to $74.6 million last year. Picks of the Week: Jason's Pick: CalDigit TS4 Dock Andy's Pick: Pentel Prestol Correction Pen Alex's Pick: Air Table Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: joindeleteme.com/twit promo code TWIT bitwarden.com/twit zscaler.com/security zocdoc.com/macbreak

Leaked CarPlay 2 UI Widgets were discovered in an EU database, Apple is planning a plethora of products to be launched in 2025, and TSMC's Arizona chip plant is nearing Apple certification. Talking about the Apple Watch Ultra 3 that is rumored to be coming out later this year. CarPlay 2 custom widgets UI revealed as Apple continues development. Vision Pro 2 won't release in 2025, but lower-cost headset is 'ramping up'. Apple's 2025 Plan: iPhone Overhaul, Smart Home Push and AI Catch-up`. Mark Zuckerberg slams Apple in Joe Rogan interview: 'They haven't invented anything great in a while'. Apple's board recommends shareholders vote against proposal to eliminate diversity programs. TSMC's Arizona chip plant nears Apple approval, but will never rival Taiwan. Apple donating to LA wildfire recovery & allowing affected Apple Card holders to delay payments. Apple CEO Tim Cook's total compensation rose 18% to $74.6 million last year. Picks of the Week: Jason's Pick: CalDigit TS4 Dock Andy's Pick: Pentel Prestol Correction Pen Alex's Pick: Air Table Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: joindeleteme.com/twit promo code TWIT bitwarden.com/twit zscaler.com/security zocdoc.com/macbreak

Leaked CarPlay 2 UI Widgets were discovered in an EU database, Apple is planning a plethora of products to be launched in 2025, and TSMC's Arizona chip plant is nearing Apple certification. Talking about the Apple Watch Ultra 3 that is rumored to be coming out later this year. CarPlay 2 custom widgets UI revealed as Apple continues development. Vision Pro 2 won't release in 2025, but lower-cost headset is 'ramping up'. Apple's 2025 Plan: iPhone Overhaul, Smart Home Push and AI Catch-up`. Mark Zuckerberg slams Apple in Joe Rogan interview: 'They haven't invented anything great in a while'. Apple's board recommends shareholders vote against proposal to eliminate diversity programs. TSMC's Arizona chip plant nears Apple approval, but will never rival Taiwan. Apple donating to LA wildfire recovery & allowing affected Apple Card holders to delay payments. Apple CEO Tim Cook's total compensation rose 18% to $74.6 million last year. Picks of the Week: Jason's Pick: CalDigit TS4 Dock Andy's Pick: Pentel Prestol Correction Pen Alex's Pick: Air Table Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: joindeleteme.com/twit promo code TWIT bitwarden.com/twit zscaler.com/security zocdoc.com/macbreak

Leaked CarPlay 2 UI Widgets were discovered in an EU database, Apple is planning a plethora of products to be launched in 2025, and TSMC's Arizona chip plant is nearing Apple certification. Talking about the Apple Watch Ultra 3 that is rumored to be coming out later this year. CarPlay 2 custom widgets UI revealed as Apple continues development. Vision Pro 2 won't release in 2025, but lower-cost headset is 'ramping up'. Apple's 2025 Plan: iPhone Overhaul, Smart Home Push and AI Catch-up`. Mark Zuckerberg slams Apple in Joe Rogan interview: 'They haven't invented anything great in a while'. Apple's board recommends shareholders vote against proposal to eliminate diversity programs. TSMC's Arizona chip plant nears Apple approval, but will never rival Taiwan. Apple donating to LA wildfire recovery & allowing affected Apple Card holders to delay payments. Apple CEO Tim Cook's total compensation rose 18% to $74.6 million last year. Picks of the Week: Jason's Pick: CalDigit TS4 Dock Andy's Pick: Pentel Prestol Correction Pen Alex's Pick: Air Table Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: joindeleteme.com/twit promo code TWIT bitwarden.com/twit zscaler.com/security zocdoc.com/macbreak

Leaked CarPlay 2 UI Widgets were discovered in an EU database, Apple is planning a plethora of products to be launched in 2025, and TSMC's Arizona chip plant is nearing Apple certification. Talking about the Apple Watch Ultra 3 that is rumored to be coming out later this year. CarPlay 2 custom widgets UI revealed as Apple continues development. Vision Pro 2 won't release in 2025, but lower-cost headset is 'ramping up'. Apple's 2025 Plan: iPhone Overhaul, Smart Home Push and AI Catch-up`. Mark Zuckerberg slams Apple in Joe Rogan interview: 'They haven't invented anything great in a while'. Apple's board recommends shareholders vote against proposal to eliminate diversity programs. TSMC's Arizona chip plant nears Apple approval, but will never rival Taiwan. Apple donating to LA wildfire recovery & allowing affected Apple Card holders to delay payments. Apple CEO Tim Cook's total compensation rose 18% to $74.6 million last year. Picks of the Week: Jason's Pick: CalDigit TS4 Dock Andy's Pick: Pentel Prestol Correction Pen Alex's Pick: Air Table Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to MacBreak Weekly at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: joindeleteme.com/twit promo code TWIT bitwarden.com/twit zscaler.com/security zocdoc.com/macbreak

This week's full broadcast of Computer Talk Radio includes - 00:00 - Nerd news for normal people - CES2025, Apple, factcheckers, LA fires, net neutrality - 11:00 - Listener Q&A - neighbor WiFi - James coming to grips after neighbor changes WiFi password - 22:00 - Apple overall wishes in 2025 - Benjamin lists out his biggest Apple 2025 wishes to Keith - 31:00 - Marty Winston's Wisdom - Marty and Benjamin discuss the implications of CES overall - 39:00 - Scam Series - challenge response - Benjamin shares that we all need to develop passphrases - 44:00 - Keske on helping seniors with tech - Luis asks Steve and Benjamin how to help senior citizens - 56:00 - Listener Q&A - flash drive safety - John asks Benjamin if flash drive from dealership is safe to use - 1:07:00 - Listener Q&A - purchasing - Mark asks how to balance desire against practical purchases - 1:16:00 - IT Professional Series - 310 - Benjamin calculates simple math of when to upgrade computer - 1:24:00 - Listener Q&A - staying faithful - David wants to ensure tech doesn't lead him away from God

Bom dia Tech, tudo bem? Hoje trago pra você: Audiência poderá decidir o destino do TikTok nos EUA, Aplicativo Grok de Elon Musk é lançado nos EUA, Mark Zuckerberg teria autorizado o uso de trabalhos protegidos por direitos autorais para treinamento dos modelos de IA Llama, Rumor: Joy-Con do Nintendo Switch 2 poderá ser utilizado como mouse, Nintendo e Lego anunciam parceria e Usuários afetados pelos incêndios florestais nos EUA, poderão adiar o pagamento do Apple Card!Quer patrocinar ou fazer uma parceria com o Bom dia Tech? Mande um e-mail para contato@bomdia.tech e vamos conversar!Promoção AmazonAmazon Music UnlimitedNotícias00:00: Bom dia Tech! 00:22: Usuários afetados pelos incêndios florestais nos EUA poderão adiar o pagamento do Apple Card01:14: Nintendo e Lego anunciam parceria02:09: Rumor: Joy-Con do Nintendo Switch 2 poderá ser utilizado como mouse03:35: Amazon Music Unlimited04:24: Mark Zuckerberg teria autorizado o uso de trabalhos protegidos por direitos autorais para treinamento dos modelos de IA Llama05:47: Aplicativo Grok de Elon Musk é lançado nos EUA06:39: Audiência poderá decidir o destino do TikTok nos EUA07:47: Inté a próxima! Produtos do EpisódioMicrofone Fifine utilizado na gravação do podcastGalaxy A15Samsung Galaxy S24Samsung Galaxy S24 UltraApple iPhone 16 (128 GB) Apple iPhone 15 (128 GB) Apple iPhone 14 (128 GB) Apple iPhone 14 Plus (128 GB) Comprando qualquer produto com esses links, ou conferindo as promoções em destaque, o Bom dia Tech receberá uma pequena comissão e assim, você ajuda no crescimento do podcast.Redes sociais:InstagramThreadsMastodonImagem da capa:Redes Sociais - Mark ZuckerbergMúsica:Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/sensho/coffee-break

In an investment-focused episode, Chuck Joiner, David Ginsburg, Marty Jencius, Brian Flanigan-Arthurs, Ben Roethig, Jim Rea, and Mark Fuccio discuss how football star Rob Gronkowski (Gronk) made an Apple investment we all wish we had, and the surprising source of the advice. The discussion then turns to the Apple Card, Apple Savings Account, how the interest rates stack up against the competition, and whether the ease and speed of access constitute a competitive advantage.  Today's MacVoices is supported by 1Password and their new 1Password Extended Access Management. Security for the way we work today, Learn all about the problems it solves at 1Password.com/macvoices. Show Notes: Chapters: 00:05 Gronk's Apple Investment 05:23 Apple Card Savings Rates 12:50 AirTags and Airline Experiences 25:30 Apple's Regulatory Challenges Links: NFL's Gronk calls Apple his best-ever investment https://appleinsider.com/articles/24/11/26/nfls-gronk-calls-apple-his-best-ever-investment Airline Told Passenger His Bag Was Lost, Even though His AirTag Said It Was Nearby https://www.mactrast.com/2024/11/airlines-told-passenger-his-bag-was-lost-even-though-his-airtag-said-it-was-nearby/#google_vignette Here's How the Apple Card Savings Account's Interest Rate Compares to Major Competitors https://www.macrumors.com/2024/11/27/apple-card-savings-rate-comparison/ Guests: Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Mark Fuccio is actively involved in high tech startup companies, both as a principle at piqsure.com, or as a marketing advisor through his consulting practice Tactics Sells High Tech, Inc. Mark was a proud investor in Microsoft from the mid-1990's selling in mid 2000, and hopes one day that MSFT will be again an attractive investment. You can contact Mark through Twitter, LinkedIn, or on Mastodon. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Ben Roethig has been in the Apple Ecosystem since the System 7 Days. He is the a former Associate Editor with Geek Beat, Co-Founder of The Tech Hangout and Deconstruct and currently shares his thoughts on RoethigTech. Contact him on  Twitter and Mastodon. Support: Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect: Web:      http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices Mastodon:      https://mastodon.cloud/@chuckjoiner Facebook:      http://www.facebook.com/chuck.joiner MacVoices Page on Facebook:      http://www.facebook.com/macvoices/ MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice LinkedIn:      https://www.linkedin.com/in/chuckjoiner/ Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

In an investment-focused episode, Chuck Joiner, David Ginsburg, Marty Jencius, Brian Flanigan-Arthurs, Ben Roethig, Jim Rea, and Mark Fuccio discuss how football star Rob Gronkowski (Gronk) made an Apple investment we all wish we had, and the surprising source of the advice. The discussion then turns to the Apple Card, Apple Savings Account, how the interest rates stack up against the competition, and whether the ease and speed of access constitute a competitive advantage.  Today's MacVoices is supported by 1Password and their new 1Password Extended Access Management. Security for the way we work today, Learn all about the problems it solves at 1Password.com/macvoices. Show Notes: Chapters: 00:05 Gronk's Apple Investment 05:23 Apple Card Savings Rates 12:50 AirTags and Airline Experiences 25:30 Apple's Regulatory Challenges Links: NFL's Gronk calls Apple his best-ever investment https://appleinsider.com/articles/24/11/26/nfls-gronk-calls-apple-his-best-ever-investment Airline Told Passenger His Bag Was Lost, Even though His AirTag Said It Was Nearby https://www.mactrast.com/2024/11/airlines-told-passenger-his-bag-was-lost-even-though-his-airtag-said-it-was-nearby/#google_vignette Here's How the Apple Card Savings Account's Interest Rate Compares to Major Competitors https://www.macrumors.com/2024/11/27/apple-card-savings-rate-comparison/ Guests: Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Mark Fuccio is actively involved in high tech startup companies, both as a principle at piqsure.com, or as a marketing advisor through his consulting practice Tactics Sells High Tech, Inc. Mark was a proud investor in Microsoft from the mid-1990's selling in mid 2000, and hopes one day that MSFT will be again an attractive investment. You can contact Mark through Twitter, LinkedIn, or on Mastodon. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Ben Roethig has been in the Apple Ecosystem since the System 7 Days. He is the a former Associate Editor with Geek Beat, Co-Founder of The Tech Hangout and Deconstruct and currently shares his thoughts on RoethigTech. Contact him on  Twitter and Mastodon. Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

256: “I was ready to see a new way of life... there are other countries where I could be happy and experience a similar, if not greater, quality of life than I had.” - Chelsea Riffe For those of you curious about living abroad, I'm sharing today what it truly takes to live overseas, from lessons, logistics, emotional whiplash to rewarding transformations that come with expat life. **Snippets** from the episode: “Leaving the U.S. was about finding a different rhythm of life, testing out if a new culture could offer more fulfillment." "Moving abroad isn't always easy; you're adjusting to new norms, letting go of familiar conveniences, and learning to live without the constant hustle." "If you don't speak the language, treat it like a business challenge—take a class, hire a tutor, and immerse yourself as much as possible." "Building relationships with local landlords or AirBnB hosts can go a long way in securing affordable, longer-term stays." "Think of yourself as a visitor with a purpose—whether you're in South America, Europe, or Africa, respect the culture and adapt instead of expecting it to change for you." Wherever you go, go with an open mind and an adventurous heart. Taking the leap to live abroad isn't just about escaping routine. Life abroad can be a beautiful transformation if you're willing to let go and embrace the journey (and Americans, there are other places to live!) Resources: Financial Tools: Capital One, Apple Card, Bluevine business checking, PayPal Accommodation Platforms: Airbnb, VRBO, booking.com, Bumble BFF for connecting Language Learning Tools: Duolingo Travel and Digital Nomad Companies: Remote Year, WiFi Tribe - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Did you miss out on PITCH PERFECT? Don't worry! Join the waitlist now, and you'll be the first to know when doors reopen. Connect with Chelsea: • Website • 1:1 Podcast Coaching • Launch your podcast with the ultimate podcast launch course - Mic Drop! • Instagram • Slight Turbulence Substack - the travel magazine you wish existed on the back of airplane seats Ready to launch your very own podcast? Grab my FREE cheat sheet right HERE. Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. --- Support this podcast: https://podcasters.spotify.com/pod/show/in-my-non-expert-opinion/support

As expected following the end of last week's MacBreak Weekly, Apple announced the new M4, M4 Pro, and M4 Max MacBook Pros. Jason recaps the results of Apple's Q424. And Apple acquires Pixelmator. Early Apple M4 Pro and M4 Max benchmarks hint at a massive performance boost. Apple's new MacBook Pro features the incredibly powerful M4 family of chips and ushers in a new era with Apple Intelligence. Apple finally finds its gaming console with the new Mac mini. First M4 Max benchmark tears apart the M2 Ultra Mac Studio. Apple's Q424 results: $95B revenue–with a twist. A new home for Pixelmator. Per Ming-Chi Kuo: "Cheaper Vision Pro" delayed beyond 2027." Apple explores push into smart glasses with 'Atlas' user study Apple is buying 20 percent of its iPhone satellite services partner. US Consumer Finance Protection Bureau orders Apple and Goldman Sachs to pay over $89 million for Apple Card failures. Rumor: Apple developing 90Hz display tech for iPad Air, Studio Display, and iMac. Picks of the Week: Jason's Pick: Everlights Alex's Pick: ESI Neva Duo Andy's Pick: Tot Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to this show at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: veeam.com e-e.com/twit 1password.com/macbreak

As expected following the end of last week's MacBreak Weekly, Apple announced the new M4, M4 Pro, and M4 Max MacBook Pros. Jason recaps the results of Apple's Q424. And Apple acquires Pixelmator. Early Apple M4 Pro and M4 Max benchmarks hint at a massive performance boost. Apple's new MacBook Pro features the incredibly powerful M4 family of chips and ushers in a new era with Apple Intelligence. Apple finally finds its gaming console with the new Mac mini. First M4 Max benchmark tears apart the M2 Ultra Mac Studio. Apple's Q424 results: $95B revenue–with a twist. A new home for Pixelmator. Per Ming-Chi Kuo: "Cheaper Vision Pro" delayed beyond 2027." Apple explores push into smart glasses with 'Atlas' user study Apple is buying 20 percent of its iPhone satellite services partner. US Consumer Finance Protection Bureau orders Apple and Goldman Sachs to pay over $89 million for Apple Card failures. Rumor: Apple developing 90Hz display tech for iPad Air, Studio Display, and iMac. Picks of the Week: Jason's Pick: Everlights Alex's Pick: ESI Neva Duo Andy's Pick: Tot Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to this show at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: veeam.com e-e.com/twit 1password.com/macbreak

As expected following the end of last week's MacBreak Weekly, Apple announced the new M4, M4 Pro, and M4 Max MacBook Pros. Jason recaps the results of Apple's Q424. And Apple acquires Pixelmator. Early Apple M4 Pro and M4 Max benchmarks hint at a massive performance boost. Apple's new MacBook Pro features the incredibly powerful M4 family of chips and ushers in a new era with Apple Intelligence. Apple finally finds its gaming console with the new Mac mini. First M4 Max benchmark tears apart the M2 Ultra Mac Studio. Apple's Q424 results: $95B revenue–with a twist. A new home for Pixelmator. Per Ming-Chi Kuo: "Cheaper Vision Pro" delayed beyond 2027." Apple explores push into smart glasses with 'Atlas' user study Apple is buying 20 percent of its iPhone satellite services partner. US Consumer Finance Protection Bureau orders Apple and Goldman Sachs to pay over $89 million for Apple Card failures. Rumor: Apple developing 90Hz display tech for iPad Air, Studio Display, and iMac. Picks of the Week: Jason's Pick: Everlights Alex's Pick: ESI Neva Duo Andy's Pick: Tot Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to this show at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: veeam.com e-e.com/twit 1password.com/macbreak

As expected following the end of last week's MacBreak Weekly, Apple announced the new M4, M4 Pro, and M4 Max MacBook Pros. Jason recaps the results of Apple's Q424. And Apple acquires Pixelmator. Early Apple M4 Pro and M4 Max benchmarks hint at a massive performance boost. Apple's new MacBook Pro features the incredibly powerful M4 family of chips and ushers in a new era with Apple Intelligence. Apple finally finds its gaming console with the new Mac mini. First M4 Max benchmark tears apart the M2 Ultra Mac Studio. Apple's Q424 results: $95B revenue–with a twist. A new home for Pixelmator. Per Ming-Chi Kuo: "Cheaper Vision Pro" delayed beyond 2027." Apple explores push into smart glasses with 'Atlas' user study Apple is buying 20 percent of its iPhone satellite services partner. US Consumer Finance Protection Bureau orders Apple and Goldman Sachs to pay over $89 million for Apple Card failures. Rumor: Apple developing 90Hz display tech for iPad Air, Studio Display, and iMac. Picks of the Week: Jason's Pick: Everlights Alex's Pick: ESI Neva Duo Andy's Pick: Tot Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to this show at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: veeam.com e-e.com/twit 1password.com/macbreak

As expected following the end of last week's MacBreak Weekly, Apple announced the new M4, M4 Pro, and M4 Max MacBook Pros. Jason recaps the results of Apple's Q424. And Apple acquires Pixelmator. Early Apple M4 Pro and M4 Max benchmarks hint at a massive performance boost. Apple's new MacBook Pro features the incredibly powerful M4 family of chips and ushers in a new era with Apple Intelligence. Apple finally finds its gaming console with the new Mac mini. First M4 Max benchmark tears apart the M2 Ultra Mac Studio. Apple's Q424 results: $95B revenue–with a twist. A new home for Pixelmator. Per Ming-Chi Kuo: "Cheaper Vision Pro" delayed beyond 2027." Apple explores push into smart glasses with 'Atlas' user study Apple is buying 20 percent of its iPhone satellite services partner. US Consumer Finance Protection Bureau orders Apple and Goldman Sachs to pay over $89 million for Apple Card failures. Rumor: Apple developing 90Hz display tech for iPad Air, Studio Display, and iMac. Picks of the Week: Jason's Pick: Everlights Alex's Pick: ESI Neva Duo Andy's Pick: Tot Hosts: Leo Laporte, Alex Lindsay, Andy Ihnatko, and Jason Snell Download or subscribe to this show at https://twit.tv/shows/macbreak-weekly. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: veeam.com e-e.com/twit 1password.com/macbreak

Chuck Joiner, Brian Flanigan-Arthurs, David Ginsburg, Ben Roethig, Marty Jencius, Eric Bolden, Jim Rea, Jeff Gamet, and Web Bixby turn their attention to the newly announced M4 iPad. Who will be buying it, the secondary monitor support, and how it will change as Apple Intelligence rolls out are all considered. The panel also looks at a new Apple Card promotion and whether Apple or Goldman Sachs is funding it, as well as the roll that Apple TV+ seems to be on.  This edition of MacVoices is supported by MacVoices Magazine, our free magazine on Flipboard. Updated daily with the best articles on the web to help you do more with your Apple gear and adjacent tech, access MacVoices Magazine content on Flipboard, on the web, or in your favorite RSS reader. Show Notes: Chapters: 00:11 Introduction to MacVoices02:01 Discussing the M4 iMac05:17 Power Needs and User Requirements15:46 New Apple Card Promotion22:22 Apple and Goldman Sachs Legal Issues29:04 Apple TV Plus Success Stories38:17 Massimo Lawsuit Update Links: Apple Announces iMac With M4 Chip, Upgraded Camera, Nano-Texture Display Option, and Morehttps://www.macrumors.com/2024/10/28/apple-announces-imac-with-m4-chip-upgraded-camera-new-colors-and-more/ Apple corrects M4 iMac's external display support specshttps://appleinsider.com/articles/24/10/29/apple-has-killed-the-8k120-support-note-for-the-m4-imac Apple Intelligence arrives on the Mac with macOS Sequoia updatehttps://appleinsider.com/articles/24/10/28/apple-intelligence-arrives-on-the-mac-with-macos-sequoia-update Apple Card Users Can Get Up to 5% Daily Cash on All Purchases Through Holiday Seasonhttps://www.macrumors.com/2024/10/28/apple-card-promo-daily-cash-back/ Apple Wins $250, But Little Else, at Trial on Watch Patents (2)https://news.bloomberglaw.com/ip-law/apple-wins-250-in-mixed-jury-verdict-over-smartwatch-patents Vimeo brings spatial videos to the Apple Vision Prohttps://www.engadget.com/ar-vr/vimeo-brings-spatial-videos-to-the-apple-vision-pro-123046749.html Apple TV+ is on a hot streak with new shows, and there's even more coming - 9to5Machttps://9to5mac.com/2024/10/25/apple-tv-is-on-a-hot-streak-with-new-shows-and-theres-even-more-coming/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Ben Roethig has been in the Apple Ecosystem since the System 7 Days. He is the a former Associate Editor with Geek Beat, Co-Founder of The Tech Hangout and Deconstruct and currently shares his thoughts on RoethigTech. Contact him on  Twitter and Mastodon. Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Learn how your spending compares to others in your generation using insights from the Bureau of Labor Statistics' annual Consumer Expenditure Survey. How does your spending compare to other people your age? Are you saving enough compared to others in your generation? Hosts Tess Vigeland and Anna Helhoski are joined by NerdWallet's Senior Economist Elizabeth Renter to break down the latest Bureau of Labor Statistics Consumer Expenditure Survey. They dive into how income and spending patterns shift across generations, from Gen Z to the Silent Generation, and discuss average income peaks, the changing ratio of spending to income, and how generational differences in housing, healthcare, and food expenditures reflect larger economic trends. Enter your monthly after-tax income into NerdWallet's free budget calculator to create a suggested budget: https://www.nerdwallet.com/article/finance/nerdwallet-budget-calculator Then, Tess and Anna touch on key money headlines from the week, including updates to IRS tax brackets and deductions for 2025, the CFPB's action against Apple and Goldman Sachs over Apple Card customer service failures, and the 50th anniversary of the Equal Credit Opportunity Act, which gave women the right to access credit without a man's signature. In their conversation, the Nerds discuss: Bureau of Labor Statistics Consumer Expenditure Survey, generational spending habits, income-to-spending ratio, peak earning years, fixed income for retirees, healthcare spending by generation, food spending across generations, retirement savings trends, Gen Z spending habits, baby boomer financial challenges, millennials saving for retirement, housing costs by generation, transportation spending, food away from home trends, discretionary spending, debt in retirement, social security income, average income by age group, and generational wealth. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Hey tech lovers! In this episode of The LEO Podcast, we dive into three hot tech stories. First, Microsoft finds itself in hot water after firing employees who organized a vigil for Palestinians, all while CEO Satya Nadella's compensation skyrockets to $79 million amid company layoffs. Then, we explore privacy concerns surrounding the Locate X tracking tool—used by law enforcement to monitor your every move without a warrant, from churches to abortion clinics.  Finally, Apple and Goldman Sachs face an $89 million fine for mishandling disputed charges on the Apple Card, leaving cardholders with wrongful charges and damaged credit. Join us as we break down the latest in big tech's ongoing struggle with public trust and corporate responsibility. BONUS CONTENT Patreon: ✨www.patreon.com/latinamericaneo✨

This week, don't call it an event — but M4 Macs are coming next week! Also, the second wave of Apple Intelligence, all the Apple products coming next spring, their expensive Apple Card mistake, and is production ending on Vision Pro? This episode supported by: Listeners like you. Your support helps us fund CultCast Off-Topic, a new weekly podcast of bonus content available for everyone; and helps us secure the future of the podcast. You also get access to The CultClub Discord, where you can chat with us all week long, give us show topics, and even end up on the show. Support The CultCast at support.thecultcast.com — OR at CultOf9to5MacRumors.com Take back control of your personal information and reduce the risk of spam, scams and identity theft with Incogni. Get 60% off an annual plan with code CULTCAST at incogni.com/cultcast 1Password Extended Access Management solves the problems traditional IAM and MDM can't. It's security for the way we work today. Check it out at 1password.com/cultcast This week's stories: Apple October Mac event is on… sort of Apple let the world know on Thursday that its much-anticipated October event isn't going to be a traditional one. Instead, it'll be a week of announcements of new products via press releases. Apple plans early-2025 M4 MacBook Air refresh, delays next Mac Studio While some M4 Macs may arrive in the next week, Apple also gears up for a bigger expansion of its M4 chip rollout, including the M4 MacBook Air coming in early 2025. iOS 18.2 beta 1: All the new features and changes Ahead of iOS 18.1's public release, Apple released the first iOS 18.2 beta to developers. The second major point release of iOS 18 packs several changes, including new Apple Intelligence features. Apple and Goldman Sachs hit with $90 million in fines for Apple Card mistakes The Consumer Financial Protection Bureau (CFPB) imposed nearly $90 million in combined penalties on Apple and Goldman Sachs, the agency said Wednesday. Apple could soon end production of Vision Pro headset Apple reportedly might end production of the Vision Pro by the end of the year. That doesn't mean the mixed-reality headset is about to be discontinued, however.

Episode 438: Neal and Toby recap Boeing's Q3 earnings, reporting a massive $6B loss amid chaos all across the company. Then, Apple and Goldman Sachs are hit with a combined $89M fine by the US Consumer Financial Protection Bureau for allegedly misleading Apple Card customers. Plus, Anthropic AI releases their upgraded Claude 3.5 Sonnet model that can control a user's computer. Next, Neal shares his favorite numbers on MBAs, car colors in America, and the largest known Prime number. Lastly, other news that you need to know.  Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Find your fit at bonobos.com and use code BREW20 for 20% off.  Get your Morning Brew Daily T-Shirt HERE: https://shop.morningbrew.com/products/morning-brew-radio-t-shirt?_pos=1&_sid=6b0bc409d&_ss=r&variant=45353879044316  Listen to Morning Brew Daily Here: https://link.chtbl.com/MBD Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow 00:00 - Run Club 02:30 - Boeing woes 07:50 - Apple card issues 10:40 - Anthropic AI and PCs  16:00 - MBA enrollments  19:00 - Car colors 21:30 - Biggest prime number 24:15 - Headlines Rundown Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Brainy Business podcast, Melina Palmer revisits the impactful announcement of the Apple Card and its behavioral economics implications. Originally aired in April 2019, this episode explores the strategic genius behind Apple's reveal of its new financial product. Melina discusses the anticipation and expectations built by Apple, the delayed pricing strategy, and the clever use of framing and herding behaviors to captivate potential customers. She also explores how familiarity and celebrity endorsements are crucial to Apple's marketing success. Melina's analysis provides valuable lessons for businesses in any industry, emphasizing the importance of stepping out of the status quo and seeing opportunities from a fresh perspective.  In this episode: Understand the behavioral economics behind Apple's announcement of the Apple Card. Learn how anticipation and expectations can be strategically built to enhance customer engagement. Discover the importance of framing and herding behaviors in marketing. Explore the role of familiarity and celebrity endorsements in successful branding. Gain insights into how businesses can break free from the status quo and innovate. Show Notes: 00:00:00 - Introduction Melina Palmer introduces the episode and explains the relevance of revisiting the Apple Card announcement. 00:04:30 - Building Anticipation Discussion on how Apple built anticipation and expectations through their strategic announcements. 00:09:15 - Delayed Pricing Strategy Exploration of Apple's decision to delay pricing announcements and its impact on customer perception. 00:14:45 - Framing and Herding Analysis of how Apple used framing and herding behaviors to influence customer decisions. 00:20:10 - Familiarity and Celebrity Endorsements Examination of the role of familiarity and celebrity endorsements in Apple's marketing strategy. 00:25:30 - Subscription Models Insights into Apple's use of subscription models and their appeal to consumers. 00:30:45 - Apple Card Features Detailed breakdown of Apple Card's features and how they are framed to appeal to customers. 00:35:50 - No Fees Message Discussion on the framing of Apple Card's no fees message and its implications. 00:40:20 - Cashback Rewards Analysis of Apple Card's cashback rewards and their behavioral economics impact. 00:42:10 - Personal Financial Management Exploration of Apple Card's personal financial management tools and their user-friendly design. 00:44:00-  Conclusion, What stuck with you while listening to the episode? What are you going to try? Come share it with Melina on social media -- you'll find her as @thebrainybiz everywhere and as Melina Palmer on LinkedIn. Thanks for listening. Don't forget to subscribe on Apple Podcasts or Android. If you like what you heard, please leave a review on iTunes and share what you liked about the show.  I hope you love everything recommended via The Brainy Business! Everything was independently reviewed and selected by me, Melina Palmer. So you know, as an Amazon Associate I earn from qualifying purchases. That means if you decide to shop from the links on this page (via Amazon or others), The Brainy Business may collect a share of sales or other compensation. Let's connect: Melina@TheBrainyBusiness.com The Brainy Business® on Facebook The Brainy Business on Twitter The Brainy Business on Instagram The Brainy Business on LinkedIn Melina on LinkedIn The Brainy Business on Youtube Learn and Support The Brainy Business: Check out and get your copies of Melina's Books.  Get the Books Mentioned on (or related to) this Episode: What Your Customer Wants and Can't Tell You, by Melina Palmer Alchemy, by Rory Sutherland Blindsight, by Matt Johnson and Prince Ghuman Using Behavioral Science in Marketing, by Nancy Harhut Immersion, by Paul Zak Top Recommended Next Episode: Paul Zak Interview (ep 437) Already Heard That One? Try These:  A Behavioral Economics Analysis of Costco (ep 47) Disney (ep 292) Peloton (ep 338) Starbucks: A Behavioral Economics Analysis (ep 73) Amazon (ep 159) Other Important Links:  Brainy Bites - Melina's LinkedIn Newsletter

- Morgan Stanley Sees Shorter iPhone Wait Times Versus Last Several Years - Canalys Tracked Flat June-Quarter Mac Sales - APY Lowered on Apple Card Savings Following Fed Rate Cut - WJS: JPMorgan May Back Apple Card - EC Gives Apple Six Months to Make iPhone Interoperable with Third-Party Hardware - EC Commissioned Report Urges Innovation Over Regulation - “Peanuts” Holiday Specials Free to Stream Again This Holiday Season - Sponsored by 1Password Extended Access Management - your solution for IAM and MDM. Learn more at 1Password.com/macosken - Safety and Security features coming from Apple on Check No. 392 by SecureMac - online at checklist.libsyn.com - Catch Ken on Mastodon - @macosken@mastodon.social - Chat with us in Patreon for as little as $1 a month. Support the show at Patreon.com/macosken - Send me an email: info@macosken.com or call (716)780-4080!

Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by Torras: your iPhone experience with the TORRAS Ostand 360° Spin Case and the new Ostand 360. Protect your device, enhance your productivity, and enjoy unmatched convenience and style. Get yours today and experience the next level of phone protection and functionality. New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: iOS 18.1 brings spatial photo capture to iPhone 15 Pro - 9to5Mac Apple's Johny Srouji confirms all iPhone 16 models have 8GB RAM, more details - 9to5Mac WSJ: Apple Card could switch from Goldman Sachs to Chase and change 'key' features - 9to5Mac Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.

Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by iMazing 3: The world's most trusted tool to manage Apple devices and transfer data from a Mac or PC. Try it now. New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: How much heavier are the iPhone 16 Pro and iPhone 16 Pro Max? iPhone 16 battery life: How much better is it? Apple discontinues FineWoven iPhone cases with no direct replacement Goldman Sachs still working to exit Apple Card partnership as consumer losses top $6 billion Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.