Podcasts about Chrome

hack chrome podington bear international license defeat

Play Episode Listen Later Nov 18, 2021 82:26

Hit the ball like you're defeating the enemy! Matt: mastodon.cloud/@mattherron Louisa: mastodon.xyz/@Louisa Jeff: mastodon.social/@jeffjk Please rate, review, and subscribe to our podcast and follow us on Twitter @hackthenetpod or e-mail us at SeeingReddit@gmail.com! Tell your friends if you enjoy the show! Our theme song is Chrome by Podington Bear and is licensed under the Creative Commons Attribution-NonCommercial 3.0 International License.

Tops Chrome Star Wars Galaxy Unboxing

Holochronicles

Play Episode Listen Later Nov 18, 2021 74:29

Ep. 97 There's a lot of buzz around the 2021 Topps Chrome SW set so we got a box and we're going to see what's inside! We also are featuring a new Mandalorian-related Sideshow. Thanks for listening the Holochronicles Podcast. Join Josh & Andy while we explore the galaxy of Star Wars toys and collectibles. https://itunes.apple.com/us/podcast/holochronicles/id1446225283?mt=2 https://twitter.com/holochronicles https://www.facebook.com/holochronicles/ https://www.instagram.com/holochronicles www.patreon.com/holochronicles

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Deno, dithering, and bathrooms

HTTP 203

Play Episode Listen Later Nov 18, 2021 56:06

Transcript - https://goo.gle/3wZTwWS Surma's talk about brain-click - https://goo.gle/3oYED3R Is Chrome removing view-source? (no) Studio lighting - https://goo.gle/3oAvQVo Jake's Twitter thread about view-source - https://goo.gle/3kQHV7L Bathroom designs The HTTP203 episode on Deno - https://goo.gle/3CsAee8 Jake's CORS article - https://goo.gle/3x1lrWo Deno deploy - https://goo.gle/3Cv45lZ The little Deno server Jake wrote - https://goo.gle/30A2Zsw Jake's wikipedia search thing - https://goo.gle/3CzarAJ Color spaces and dithering Surma's article on dithering - https://goo.gle/3FsyH9B Tom Scott's video on the Pulfrich Effect - https://goo.gle/3nre4EM Shared element transitions - https://goo.gle/3FwtGNA CSS cross-fade function - https://goo.gle/2YZfltc Compositing on the web - https://goo.gle/30xqe5Y Michael Caine trying to do an American accent - https://goo.gle/3Fus0Uw Catch videos from the HTTP 203 series → http://goo.gle/HTTP203 Subscribe to Google Chrome Developers → https://goo.gle/ChromeDevs

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CT News em Podcast - Moto G41 deve trazer estabilização ótica e mais!

Canaltech Podcast

Play Episode Listen Later Nov 17, 2021 7:03

No CT News de hoje: Moto G41, como deixar seu Chrome mais rápido, novo navegador para NFT e mais. Entre em contato por: podcast@canaltech.com.br Saiba mais sobre a casa inteligente da Intelbras em: www.intelbras.com.br Entre no grupo de ofertas do Canaltech: http://canalte.ch/ofertas Este episódio foi roteirizado, editado e apresentado por Wagner Wakka, com a coordenação de Patrícia Gnipper. O programa também contou com reportagens de Bruno Bertonzin, Alveni Lisboa e Vinicius Moschen. A revisão de áudio é da Mari Capetinga. Apple Podcasts Deezer Google Podcast Spotify Formato MP3 See omnystudio.com/listener for privacy information.

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House Hacking Strategy with Craig Curelop | EP79

Working Capital The Real Estate Podcast

Play Episode Listen Later Nov 17, 2021 39:53

Craig Curelop is a Real Estate Agent and Investor. He is an Author of The House Hacking Strategy: How to Use Your Home to Achieve Financial Independence and Co-host of FI Team podcast. In this episode we talked about: - Craig's Bio & Background - House Hacking Strategy - Expansion of Craig's Real Estate Portfolio since 2017 - Working at BiggerPockets - Real Estate Investing Strategies - Writing a Real estate Book - Sourcing Deals - View On Current Market Environment - Short Term Rental Market Outlook - Financing Deals - The Advice to People who Consider Making a Career in Real Estate - Building a Team - Mentorship, Resources and Lessons learned Useful links: https://thefiteam.podbean.com https://www.instagram.com/thefiguy/?hl=en Transcriptions: Jesse (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time. Ladies and gentlemen, my name is Jesper galley and you're listening to working capital the real estate podcast. Our special guest today is Craig . Craig is a real estate agent and investor. He is author of the host hacking strategy and co-host of FII team podcast, Craig, how's it going, Craig (37s): Jesse? So good to be here today. I'm doing great. How Jesse (40s): Are you? I'm doing awesome, man. I can't complain we're on the tail tail end or just, just pass Halloween. So I, for those that can't see us right now, we've got a couple of mustache here, but I feel like yours is for a Movember Craig (53s): Mine's is just for life and his life. The lady, the lady loves the mustache, so we Jesse (58s): Keep it. That's amazing. So it's just a lifestyle choice. Craig (1m 1s): It's a lifestyle choice. Yeah, man. It's been like a year. I think it's, I'm almost, I'm approaching my one year mustache anniversary, so I love it. There should be a, there should be a celebration for that. Jesse (1m 10s): Oh, I said we were just chatting. I have mine on, I meant to shave it off. I was afraid of mercury for Halloween and now I, and now we're in November, so I don't know what to do, dude. You Craig (1m 18s): Look good. You should keep it. Jesse (1m 21s): I appreciate it, man. Are you joining us today from, from Denver? Craig (1m 25s): Yeah, I am here in Denver. Yeah. Been here four and a half years. Jesse (1m 30s): Sweet. Well, thanks. Thanks so much for coming on the show. Really appreciate it. I think we'll have a great episode here. Talk a little bit about your background in real estate and love to get into house hacking and the book. But before we do, maybe what we could do is talk a little bit about how you got into real estate and bring us up to speed of what you're doing these days. Craig (1m 52s): Yeah. So I got into real estate because a lot of people like a lot of people, I hated my job. And so I was actually working like a venture capital type role in Silicon valley, which sounds super sexy and super cool. And I was hanging out with mark, like I was hanging out with mark Zuckerberg and Elon Musk and all that, but that wasn't, that's not really the case. Right. I'm actually just like buried in spreadsheets, working hundreds of hours a week is what it felt like. And really just getting paid like an abysmal amount on an hourly rate. And I just kinda came to this conclusion that there's no way I wanted to do this for the rest of my life and what, like, what's the way to out. What's an early way to retire. How do I achieve financial independence? And that's what kind of real estate came to mind through a lot of iterations I went through, I tried to do start my own startups, which was just horrible, horrible stuff. And then I was like, I don't need to be mark Zuckerberg or Steve jobs or anything like that. Right. I can just be a real estate investor. And so I found bigger pockets pretty quickly after this deciding I wanted to get into real estate just was absorbing absorb, absorb information for about six months. And then I was like, okay, I got to get out of Silicon valley. Cause I just can't afford anything here. It doesn't seem like this whole house hacking thing really works in Silicon valley. So I actually moved to Denver, got a job at bigger pockets, which was like a dream come true. Started surrounding myself with real estate investors and people that were doing things that I wanted to do. And, you know, got my first property in that was April, 2017 or actually started June, 2017. I got my first property Jesse (3m 21s): Right on. And that first property was that a, was that a house hacking proper property. And, and I guess before you answer that, maybe for listeners just to update people that don't know how sacking would, is it? Craig (3m 33s): Yeah. So how's hacking is the idea that you buy a one to four unit property with a low percent down, typically three to 5% down. You have to live in it for a year. So if it's a single family house, you're living in a room, if it's a two to four unit, you're living in a unit and you rent out the parts that you're not living in, so that the rent covers your mortgage and you're able to live for free or at least drastically reduce your housing expense. And because your housing expenses probably your largest expense, you're actually able to save a lot more money. So you can go ahead and buy the next investment. And so that's what I did on that first property. I purchased a duplex. This was before anybody really knew about the rent by the room strategies before that was popular. So the only way to house at this time in my head was to buy a duplex live in one side, rent out the other. So it was an uptown duplex. I lived in the bottom, rented out the top and I wasn't quite covered my mortgage. And I was like determined to cover my mortgage. It would have been a great house either way, but I was determined to cover my mortgage. So I Airbnb it out my bedroom and put up this like cardboard box room divider thing, slept on a futon and made that where I slept for one year. And that was my 24 year old hustle self. Jesse (4m 47s): So that, that is a pure house hack right there. So in terms of the, the uptown, was it already, was it already converted to the ability to have a walkout? What did that? Craig (4m 58s): Yeah, it was totally turnkey. And so with house hacking, I firmly believe, and I stand by this. I was like this to the grave. Is that a turnkey property? That in by Turkey, I just mean the rehab is totally completed for you is much better than doing a rehab when you're doing the house. Heck because with house hacking, right, the, the magic is buying one every single year on the year and your year does not start until you close on that first property. And so let's say you close today's November 1st, let's say close today, November 1st. I can't buy another one until November 1st of next year, but if I'm doing a rehab, that means I am spending more money. I am not getting money from my tenants. And that may push me back if I have to save another 20 or 30 grand to get the house hack on November 1st. So who cares if I have an extra 30,000 of equity in my house, which I can't use, I need 30,000 in my pocket, which I can go buy the next house for. Jesse (5m 52s): And the one year is that, is that a financing thing? Is that just a strategic thing? Craig (5m 57s): Yeah, that's a financing thing. So in order to get those low down payment loans, the three to 5% Jesse (6m 1s): Down the bank says, you need to live there for at least one year. So yeah. Yeah. I find, I find too, there's a, depending on kind of the weather American Canadian, depending on which state you're in, I know that the ability to move in or displace a tenant oftentimes has a one-year horizon on it that they want you living there for one year. But to your point, yeah. In terms of finance, I think most areas you're going to get that lower financing. When you can say that you're personally moving into the, to the property in terms of the, so, so you start with, you start with that property, how, and that was a 2017, you Craig (6m 37s): Said 2017. Jesse (6m 38s): So from 2017 to where we're at right now, a couple of things have changed in the market. You know, some minor things in terms of how you kind of grew the portfolio. If you have from then to now, what does that look like? Craig (6m 52s): Yeah. So the growth at first, it's really slow because you just don't have a lot of money, right? Like, you know, I remember on that first one, I pretty much depleted almost my entire savings and maybe had like 10 grand left and I needed to save up another 20 or so grand and get the next house hack. And you know, at that time I was maybe saving $2,000 a month. So it was like gonna take me probably a whole year to save up for the next house. Heck. So what I was doing, you know, I call it the lull period in between house hacks where there's really not much you can do. I mean, if you want to be a real estate hustler and start wholesaling and flipping, you could get into that, but I wasn't really interested in those things. So I just doubled down at my work. I was working at BiggerPockets at the time, doubled down on my work there. I actually asked Scott who Scott trench to see yogurt buckets, basically, how can I make more money here? And I was able to, he actually gave me an opportunity and we created a pathway together to where I could make more money at my, at my W2 job. I was doing Airbnb arbitrage. I was throwing out my car. I was basically just figuring out any possible way that I can make some more money because I want to hit financial independence as early as possible, like so badly because I hated that feeling of being stuck. Jesse (8m 4s): Yeah. Yeah. It's great. It's looking for different or different streams of income. And for those that don't know, like Turo Turo is great. It's a, it's basically an Airbnb for your card and I'm pretty sure they're in every major market, but so it sounds like, it sounds like for you, it wasn't so much the flipping and the fact that you're going to run a business, you wanted more so passive income and, and longer term, longer term growth. Craig (8m 25s): That's right. Yeah. I was, I mean, maybe I was scared honestly. Like I didn't want to handle hard money. I was in Denver. Right. So buying a house for 400 grand hard money on that, it's going to be like 50 grand. And I was like only about 20 grand. Right. And then you still got to put 20% down. So it became such a high effort thing that like, I wouldn't be able to do that and have my W2 job. And I really loved my W2 job at the time. Like I was hanging out at BiggerPockets, we were talking real estate network was growing. I had a lot of opportunity at BiggerPockets. So I was like, just, that is my number one focus. So Jesse (8m 59s): At the time, what were you doing at BiggerPockets? Craig (9m 2s): So I was their finance guy. So I say the finance guy, because I was the only person on the finance team at the time. And so basically like doing all their books, running the numbers, making reports for management and stuff to look at. So I, at one point I knew pretty much every number that BiggerPockets had, but unfortunately I don't have that anymore. So my numbers are probably three years expired. Jesse (9m 26s): Okay. Fair enough. And you've moved at sounds like you've moved from BiggerPockets to another W2 job or are you investing full time? Craig (9m 35s): No, so yeah, I knew that BiggerPockets is going to be my last w two jobs. And so my, yeah, so I figured pockets. I basically had done three house hacks. So over the course of about three years, I did three house hacks and I felt like I was financially independent, but I wasn't sure. And so the way I test it was I took a zero paycheck and maxed out my 401k. So like my entire paycheck for three months was going to my 401k and I figured, Hey, if at the end of three months, my checking account is higher. I'm financially free. And if not, well, then I'm pretty darn close. And I just, I just maxed out my 401k. And so lo and behold, it was a lot bigger and I was like, I can, I think I can make it on my own. And so pretty much a month after that, at the end of January of 2020, I quit BiggerPockets and went full-time as a real estate agent, helping people, coach guide and mentor people, helping coach guide and mentor those who want to house hack. Jesse (10m 32s): Fair enough. So in terms of the, the host hacking itself, so you, you move on to that anniversary, you move in purchasing another property. How sack of that property, what are you doing with the former property in terms of whether you're selling refinancing? What does that look like? Craig (10m 46s): I don't do anything. I just move out and I put someone else in my place. So just rent it out. I did refinance my first two properties because interest rates were so low this past year in 2021. And so it made a lot of sense. I think I reduced my monthly payment by like, like a total of a thousand dollars over the course of two properties. So easy way to boost your cashflow. And so, so yeah, Jesse (11m 9s): Yeah, absolutely. Absolutely. But in terms of the, cause the Denver market, it's not the cheapest market in the world. So in terms of you were still able to cashflow, even when you're, you're moving out of these properties with, with the down payment as low as it was. Craig (11m 24s): Oh yeah. So on that first property, my, my mortgage payment before I refinanced was 22, 2300, I was getting 1650 for the upstairs and 1300 for the downstairs. So my rent was 29 50 and my mortgage payment was about 2300. So six 50 over the mortgage, of course there's reserves and all that kind of stuff, but it was a newer property. So there wasn't a whole lot of maintenance and stuff. It wasn't a great location, so not a whole lot of vacancy. And you know, maybe you put reserves for two or $300 a month and it's still cashflows $300. And it's in a great area. It's appreciated like probably 200 over 200 grand now in just a few years. So like great property now, since I've refinanced it and rents have gone up this year in 2021, you know, it's, I think I'm making a little over $3,000 on the rent and my mortgage payment is only like 1700 or maybe 1800. And so, you know, now it's closer to a thousand dollars of cashflow on the property and then yeah, same, same thing, same thing as it goes like each one, probably each property that I have in Denver cashflows about a thousand dollars a month. Jesse (12m 33s): That's great. So being the numbers guy, when you look at these properties specifically on the host hacking side of things, is there an approach that you take that might differ from, from other investors or other investments? Craig (12m 46s): Yeah. So when you're house hacking, you want to fit, you want to have multiple strategies that you can do, or at least I like having multiple strategies. And what I mean by that is, you know, if you've got a duplex, can you rent it out? Each unit like traditionally and still cashflow, it may not be your best cashflow, but can you still do it? Can you Airbnb it? Can you rent it by the room? How does the layout work? Can you, you know, in a single family house, can you split the upstairs and the downstairs or, you know, the left side from the right side and make two different units out of it. And so properties like that are the ones that we really like. I pretty much in Denver now, I pretty much only buy single family houses that we could easily convert it to duplexes just based on the layout. And that way, you know, you're getting the house at a single family price in a single family type neighborhood. He renting it out as two separate units that are actually would get you higher rent than you would have to duplex because it's in a nicer area, it's a nicer house. And so the numbers work really well in places like, Jesse (13m 41s): Yeah, no, that makes sense. And you kind of moved into, I guess, writing with the house hacking strategy. How did that come about? What was that process like? Craig (13m 52s): Yeah. So writing has, you know, the miracle morning. I do. Yeah. Great. But yeah. Great. So amazing. Both of you haven't read that book. You need to read it a life-changing book, but ever since I started doing that, I started to write every morning and I think he had Ellen Rogers who wrote the book meant means like journaling, but I just enjoy actually just like writing content in the morning. And so basically I write every morning and I was writing blog after blog, after blog for bigger pockets. I think I have probably close to 60 blog posts on bigger pockets. And so they asked me, Hey, do you want to write this book on how second you can? I was like, hell yeah, I do. And so I, you know, basically instead of writing the blog post every morning, I would just take a stab and write a piece of the book every morning. And after about a hundred days, I had a first draft of a book. And then, you know, for a few months later after the edits and stuff like that, it got published. And that was definitely a, an inflection point in my life. Jesse (14m 43s): Yeah. I'm always fascinated as listeners probably know of the, the process, the, the, the writing process. We had Chad Carson, coach Carson on the show, by the time you're listening to this, that episode probably has aired. He was talking about the same thing. It was basically from blog to multiple blogs to book. It seems like a strategy that a lot of writers, especially in our space use, as well as, you know, on the other side of, for the individuals that maybe writing isn't isn't their passion, or it's just something that's that doesn't come easily easily to them. I found that some, some people put content out audio and then basically transcript the audio and then kind of edit from there. But yeah, it's, it sounds like you were the former on that. Craig (15m 24s): Yeah, no, I, I genuinely like to like touch the keyboard, which is weird, I guess, but like, I like to like make that thing go and yeah, it doesn't take long, you know, if you can just sit yourself, I mean, there's a word counter right on the bottom left, like a Microsoft word document. So I would just be like, I'm not, I'm not leaving this computer until a thousand words richer or whatever you want to call it. Jesse (15m 43s): And for those that are interested, we'll put a link up for where you can reach out and where you can get the book. But in terms of the, the framework of the book, did you, I mean, obviously you, you wrote through blogs, but in terms of the framework itself, did that change from when you initially wrote it and you know, how did you approach that? Craig (16m 1s): Yeah. So when you're running a book, it's all about the outline. Like you should spend half the time of half the total time writing the book on the outline, because that is the most important part. If you got the outline, good, the book will just write itself. Right. And so it's almost like almost, you just keep expanding, expanding its spending on the outline until it becomes the book and then you have to go back and, and make it flow. And so really it was just a mixture of yeah. Having a solid outline. Also, I took a lot of my blog posts and just kind of repurposed them a little bit for the book because I mean, a lot of my information is out in the world somewhere. That's the great thing about a book, because you can even sit into one little thing. And so, and so, yeah, I mean, that was pretty much the process, you know, outline, outline, outline. And then after I had a thorough outline and I went over it with bigger pockets, I just, just started writing a thousand words a day. Every day. You had a, before you had a book. Jesse (16m 55s): No, that makes sense. So in terms of the, you know, one of the biggest things right now that we're seeing in our market is it continues to be a lot of capital chasing fewer and fewer deals. And it just seems that deals are harder and harder to find where, you know, it's usually one or the other. And in times where there's a lot of deals out there, it's usually financing is harder to find. So in this environment, for those, whether they're looking for longer term properties or looking specifically to do house hacking, what's your approach for sourcing deals and you know, what do you tell clients and investors that you coach? Craig (17m 28s): And so we get almost all of our deals on MLS and how second is kind of a different beast, right? And the reason for that is you don't need to get a property, super undervalued, add value to it and refinance it, right? The magic is just like slowly collecting rental properties with a low percent down. So you can buy a $600,000 property here in Denver and you're putting 5% down. That's 30 grand, right? And so you've gotten this, you have this property for 30 grand. You have to make the deal work by creatively trying to figure out ways, right? So we've got a lot of people that like to Airbnb, a lot of people that do rent by the room, we've we teach people how to do these split things that, that I like to do. And those almost always cashflow, right? It may not be a thousand dollars a month at first, but over time, rents are going to increase. You're going to be paying more of your mortgage payment down. Maybe you can refinance to a lower rate. You can take off your PMI and you figure out ways to increase your cashflow over the course of five, seven years. And you know, that that's, the play is the long-term buy and hold. So that's why the MLS works is because again, we don't, we're not trying to like add a whole bunch of value and refinance it, deployed money back out. We're just okay with letting the $30,000 in and keeping it in there. Jesse (18m 38s): Yeah. And it kind of sounds similar to what we do on the commercial real estate side. We always find that the owner occupier is the one that can pay the highest price for the, for the property because of the, the economies that they have, or the fact that because they're operating out of there. So I guess in a similar way, the person that is house hacking, maybe, you know, not that you're going to pay more than you should, but you probably can be more competitive than somebody that's purely going in there to rent it out. Craig (19m 2s): Yep, exactly. Right. You can, you can. Yeah, exactly. You can pay more because again, like you're going to be thinking about your competition because the, the, the market's competitive. Right. And if your competition is a lot of it is like home buyers, it's probably more so than house hackers. And so as a house hacker, you can pay more because you're already offsetting your mortgage payment with rents. And so sure, like, what's the difference of like a $50,000 difference is like $250 on your mortgage. Right. It's significant, but it shouldn't be life-changing. And that $250, you're going to make that back in a month with appreciation. Right. So like, it doesn't even like the price almost doesn't even matter, but make sure you run the numbers and it makes sense, but like with how exactly, I've just never heard anybody lose. Like, and I know a lot of house hackers. Jesse (19m 50s): Yeah. No, it makes sense. I mean, especially that you're in the property, are there properties that you basically try to avoid or properties that, you know, comparing two properties, say one, like you said, that needs, needs renovations or needs capital improvements. Do you try to avoid those? And, and also just kind of on the same, on the same wavelength when it comes to properties that, you know, you can put a walkout in that doesn't currently have one that would be perfect and create a house hacking property. Is that something you also would look at when you're, when you're looking at properties? Craig (20m 23s): Yeah. So we like to look at, so creating a walkout can be very hard if the house, like, you know, if the basement isn't already at like our level. So we try to find a house where the stairs to go, like stairs to go from the main level to downstairs is right by maybe a back door or garage door. So you can just kind of wall off where, you know, the backdoor meets the upstairs. And then the, so then just, so when you walk in the back door, it's just, you go down the steps. And so that those lamps are the ones that we really like, and there's a ton of them in Denver. So that's what tends to really work. I think you had another question, but I forgot what you asked Jesse (21m 4s): In terms of the, just other capital improvements. Are there, are there certain properties that you, you try to avoid when it comes to, you know, when it comes to spending a certain amount of money to get it to where you need it to be? Okay. Craig (21m 16s): Yeah. So again, I like the layout to be, like I said, right where the, the less amount of work I have to do the better. So if I have to like dig a separate entrance, like that's a lot of work, expensive egress windows can be very expensive and they've gone up in price in my market when I was putting them in like a couple of years ago, it was 3,500. Now it's close to $5,000 for a regressed window. And so if, if egos windows are already in there, that is really helpful. If there's some sort of plumbing fucked up to the downstairs, we can hook up a kitchen fairly easily. That's really nice. And so, yeah, those are all the things that I kind of look for. There's nothing that I, I like nothing in particular that I wouldn't do, but if it's like, not even like it, but I wouldn't like force a house to make it a house hack. If the layout doesn't work and all that, like, there's, there's plenty of houses where the way it does work. Jesse (22m 5s): Yeah. Fair enough. So just shifting gears in terms of where we're at in the market right now, I know that, you know, as you mentioned, you, you write a bunch of blogs. I've seen different posts that you've had. I'm curious to get your thoughts on the current market environment that we're in. Obviously, you know, there's been lockdowns for a few years, almost two years now, if not, yeah. Over we're coming into it right now to two years in terms of how that's affected, if it has at all, the way that you're viewing the real estate market. And is it informing decisions that you're making today? Craig (22m 37s): Yeah, that's a good question. So, so COVID was probably the best thing that ever happened to me from a, it from a financial standpoint, which maybe I'm, I think I'm one of the few, because when everything's shut down in April and may of 2020 is right. When I basically started my real estate agent business and no one was doing showings. Right. And it was super competitive before that, but no one was doing showings and Denver never really shut it down. Like they never made it. So you couldn't schedule it. Like there were some markets where you couldn't schedule it Denver, you can still schedule it. And I was talking to like my buyers and I was like, well, no one else is looking right now showing percentages, showing times like showing rate is down 88%. So I swear we're probably the only ones even looking and the seller wants to sell and you want to buy, so if you're cool with it, like I'm cool with it. Let's just go and it will be, you know, six feet apart wear the mask, whatever, like, you know, and, and so we did that and we were for like a few months there, every offer that we were putting out there was getting accepted and it was at asking price. And it was like, it was even below asking price, which was like beautiful for them, for the buyers. Obviously that was only a short window. And then as things started to heat up again towards the end of last summer, and then all through winter 20, 20, 20, 21, and throughout 2021, things got started really heating up and getting really, really competitive. And that's where house hacking comes into play. Right. Because it's like, Hey, not only were the price is going up, but rents were also going up as well. But we were saying like, okay, let's just analyze the deal, right? Like it's listed for 500,000, can you pay five 50 for it? Like, this is what your mortgage payment would be. This is what you'll get in rent. You're still going to be making over a thousand dollars a month, like who cares what the listing price is and how much over we have to go. Then the only downside was the appraisal gap coverage, right. Where, you know, for the listeners that may not know is if the appraisal is, comes in lower than the purchase price, someone's got to make up that difference in cash buyer or seller or combination of the two. We kind of had a, a way around that as well. And so should I get into that or please do so, so one thing that we did a lot of was we would set the inspection. So we would set the inspection for maybe seven to 10 days out. So let's say, you know, you're under contract on November. First inspection would be November 10th. We would then immediately call the lender and get a rush appraisal to be done like that same, the same week. So we're reporting this on a Monday, the appraisal would be backed by Friday before the inspection deadline. If the appraisal comes back super low, we can still back out because of the inspection. So we were able to fully waive the appraisal while still having to be able to back out on the inspection. And that was a strategy that I think a lot of, well, maybe we were the only ones to do it, but I'm sure we're not the only ones to do that strategy, but that worked really well for us in terms of getting deals in our contracts, getting deals done and making sure both parties were very happy. Jesse (25m 33s): No, fair enough. And in terms of the short-term rental space. So I think you've, you've written blogs on this in terms of that area of the business, you know, how has, how do you see that market given everything that's transpired over the past year and a half, two years? And do you think, do you think it's a S it's a space that is going to be coming back? If it has an already Craig (25m 55s): It's already come back and it's tough. It's like, it's doubled since, but it was, so I had a whole bunch of short term rentals. I was one of the scared ones that shut, shut everything down and turn into long-term rentals during COVID. And I think a lot of people did that. So the supply and demand just wasn't there. So then as more and more Airbnbs came on and we started air, like our clients started being, they were just crushing. It they're like, dude, I like you told me I was going to make like 3000 a month. I'm making 5,000 a month, like, like the are conservative numbers. Like they were blowing our numbers out of the water, which was great. Like, I would much rather have people be happier in that regard. But, you know, as, as, as, as far as where it's going to go, like, I don't have a crystal ball. I don't know. That's why I always say like, Airbnb can be your plan a right. And that could be the way you make your most money, but like, make sure you have a plan B that also cashflows, even if it's only a hundred bucks over the mortgage, just so you can hold it, hold it through this recession or whatever, because, you know, when, when, whenever this recession hits that we're going to have at some point, right? Like the first thing that's going to go is recreational travel business travel is probably going to be a lot less, especially with zoom and all of these things that have come to fruition through COVID and there's going to be a lot less reasons for people to travel and want to travel. And so if the Airbnb, I mean, at the end of the day, Airbnb hasn't even gone. Hasn't even made it through a recession yet the company Airbnb. Right. So we don't even know how they would handle it. So just to have that, have that like backup plan, I think it's super important. Jesse (27m 24s): Yeah. In terms of the actual financing of deals, obviously you're doing a particular strategy and niche when it comes to the house hacking, but generally speaking, do you have a, a certain methodology or philosophy about how you handle the debt side of your business? Craig (27m 41s): So I, I personally am trying to get as many, as many Fannie Freddie loans as I possibly can, because we all know that's the cheapest and that's the best kind of debt you can have. I think you're allowed to have up to 10 Fannie Freddie type loans. Once you've maxed out at your 10, you know, then you have to start thinking about other creative ways. And so right now, I think I'm at like seven or eight, I'm going to probably be at 10 by early next year, but I'm fine with that. Like, I kind of just want to exhaust my 10 because now I'm going into like more commercial real estate investing, triple net, lease side stuff and all that. And that's where I see the future of my real estate investing going. But yeah, Jesse (28m 24s): No, that makes sense. I want to kind of shift a little bit to something we talked about at the beginning. So your W2 job, or, you know, your, your normal kind of day to day job. You're not dissimilar to a lot of people that we have on the show that make the jump into full-time investment for people that are looking to get into real estate or people that are into real estate. And they're coming up to what, you know, you had an inflection point, you know, what do you, what, what would you say to those individuals in terms of actually kind of leaving the, the day job and you know, what seems like a pretty, and it is a scary, scary move, you know, what, what are your thoughts on that? Craig (28m 59s): I mean, it's uncomfortable doing so, right. But think about it this way is that your worst case scenario is the scenario you're in right now, right? Your worst case scenario is as you quit, you maybe lose $5,000 on an experiment of trying to, you know, do something for yourself. And then you have to go back and get another job. Right? Like that that's really a hardest. And so if you can kind of just like, look at it as an experiment and look at it, like nothing is permanent, just because you say you quit, it doesn't mean you have to quit forever. Right. And also, I like the idea that, yeah, you've got enough rental property, passive income to support at least your basic living expenses so that you have enough runway. So that it's, it's not, you know, it's not an issue, you know? Yeah. So Jesse (29m 44s): For you, it wasn't, it wasn't like a burn, the boats thing where you just absolutely, you know, drop it and say, I'm going to start buying real estate. It was buy real estate, figure out what that number is to make it, make it at least somewhat more comfortable to make, to do that transition. Do I have that right? Craig (29m 59s): Yeah. Yep. Is that right? Right. I mean, I think for me, I had like $3,000 of passive income and I was like, I'm a single dude. Like I can live off of that as long as I say frugal. And then once you become your entrepreneurial self, you can make a million times more than you ever could have W2. And that will just funnel you're, you know, getting more financially independent or, you know, more fat financially independent, or however you want to call it. Jesse (30m 22s): No. Fair enough. So in terms of the, you know, you mentioned you, you did get licensed, so as a licensed realtor, you kind of moved into that space, the fit team. Is that, is that on the investing side or is that the, is that on the broker agenda things? Craig (30m 36s): Yeah, so I ended up being like so busy last year that I either had to quit or start a team. So we started a team. We, we got a team about 1520 agents now that are all house hackers, all investors, at least on the investment side. And so we help coach guide, mentor people through that process of house hacking. We've got pretty much everything you need in terms of, you know, relationships with vendors, leases, calculators, like we'll walk you through the entire process if you need us to just because that process is so scary to like the first person putting their, like 30 of the $40,000, they've saved up for their whole life into one house. It makes you feel better when you've got a whole team of people with, you know, hundreds of deals under their belt, kind of guiding you through that. Jesse (31m 23s): Yeah, for sure. And I mean, in terms of the team itself, the, the team that you built out and the coaching that you have, was that something that happened, it seems like you, you had the demand. So you built out the team for those that are building their own team w with real estate, whether it's sourcing real estate, trying to get property managers, what are your recommendations? Kind of some of the stuff that you've found that were helpful to you when you were starting out and you're buying these first few properties, Craig (31m 52s): I I'd say like, just document your systems as best as you can. Loom is something that I use a lot. So I'm sure people know about it by now, it's a screen recording thing. It's a plug-in on Chrome and anything you do that is repetitive, you should be looming it. Right. And you save it somewhere so that someone else can do it. Right. So, so these days I'm doing very few. I really don't do any showings. I really don't do any contract writing. I've got the team that does that and they can ramp up so easily without asking me hardly any questions, because I literally have videos and videos and templates and samples of all of that. Right. So we can onboard a new agent pretty quickly and they're up and running very quickly. And the questions they asked me are like high level questions that they should be asking me. And so I can stay kind of in my 20%, which is know content creation coming on, podcasts like this, right. Doing stuff like that to just to just grow the, grow the brand. Jesse (32m 46s): Yeah. That's great. I love the loom. And it's funny now, like two years or a year and a half after everything, that's, that's really been going on in the world. It's nice that we have zoom, loom, Skype, where you can actually, you know, when you're hiring something, somebody just the other day, my partner and I were like, okay, we can give instructions to this person. Or we could just record the call, the onboarding call. And then, you know, they, he, or she has a reference. Craig (33m 7s): Yeah. It's, it's so amazing. Like, and I think it's way easier. Like the old fashioned, like paper trail documents, like your type every step-by-step. We have a little bit of that, but the loons are just so much easier and so much better too. Like it's a picture is worth a thousand words. Right. So video's worth like a million. Jesse (33m 24s): Yeah, no, a hundred percent. A 100%. And then you ha it's, it's more dynamic, right? Yeah. You can have somebody in real time asking you questions and then solve it, solve it right there. Awesome. Well, we have, we've got four questions that we ask every guest that comes on the show and want to be mindful of the time here. But before we get to that, in terms of the coaching that you have for people to reach out we're where can they find find you? And, you know, what's the best route for them to, to take on. Craig (33m 51s): Yeah. So, you know, we've got our podcast, the fight team podcast is actually being rebranded here shortly. So we're going to come up with a new name, so be on the lookout for that. And then, you know, if you're, if you're in the Denver area or you need a real estate investor from the real estate, Adrian, the fight team.com is where you can find us. And I'm also on Instagram. If you want to just kind of check out my stuff at the fire guy. Jesse (34m 12s): Absolutely. We'll put a link to everything in the show notes, but yeah, let's go to the final four here. If you're, if you're ready to go, I'll send them your way. Let's do it. Okay. What's something, you know, now in your career, it can be real estate or business that you wish you knew when you first started out. Craig (34m 30s): I wish I knew the who, not how concept have you heard of, you know, that mother basically. Yeah. That whole thing of why stay in, what do you do best in stay in your zone of what you do best at anything. You don't do good. Hire someone to do it for you. Cause they're not only going to do it better, quicker and probably cheaper, but it's going to also grow your business much faster and you're going to be happier. Jesse (34m 56s): Yeah. I can't, I can't recommend that book enough when we were at the BP con BiggerPockets conference in new Orleans, I was think Dan Sullivan is the author awesome book. It's it really is. It really changes the way you look at things because for so long, we're taught, you know, if you, if you get somebody to collaborate with you, if you give somebody a task that you're, you know, you're cheating in school. Right. But really the idea of find, find out who's the best person to do that. And it should be, should it be taking up your bandwidth or not? Yep. Love that. Awesome. All right. Number two here. What is a, a book that you seem to constantly be recommending and we'll put the who not, how on put that aside for a second or podcast that you, that you keep recommending? Craig (35m 40s): I guess the miracle morning doesn't count either. Cause he already mentioned that one, definitely the miracle morning and who knows how or applied my tattoo a podcast, obviously there's a bigger pockets podcast. That one is kind of a no brainer. Can I just depends on where you are in your journey. But I think like for, for fundamental business books, miracle morning changed my life. Who knows how it changed my life. And also the E-Myth is, is really, really good if you're thinking about growing a business and long people wanting to step away someday. Jesse (36m 9s): That's great. We'll put links up to those as well. In terms of people that are getting into the industry, people that are, whether it's through brokerage or looking from the investor's lens, what would you tell them in today's market? And just generally your thoughts on mentorship? Craig (36m 27s): My thoughts. So, so in terms of the market today, I think like you have to just like keep buying no matter what the market's doing, because timing the market is like been known to be fail failure right now, known to fail. So just dollar cost, average it by one a year with the course of 10 years and you'll buy it the highest you'll buy it. The lowest in terms of mentorship and stuff. I think you really, I hate that term mentor. I hate when someone asks me to be their mentor, I kinda just wanna be your friend, right? Like I'll be friends with almost anybody, as long as you're, we've got the same values, the same morals, and we're kind of on the same page. So just like go to meetups and just start talking to people, right. And then follow up with them and grab a coffee with them and grab dinner with them and go on a hike with them. And before you know it you're, you've got a friend and maybe they're more experienced than you. Then they become your mentor. Right. They're going to naturally just give you advice. They're going to want to help you. And so that's like my favorite way to mentorship is just becoming friends with people that are both above you. So you can be the mentee and below you. So you can be the mentor. Jesse (37m 25s): That makes sense. All right. The last one, Craig, first car make and model. Craig (37m 30s): Oh man. He tried to get to my bank accounts. It's a 2002 Dodge. Intrepid was my first car Jesse (37m 38s): Right on. And I said, that's not the one you put on Turo. Craig (37m 41s): No, no. The one I put on Turo was a Toyota Prius, which got smashed up. But yeah, that's a fun, fun story. Maybe we'll dive into it real quick. I think I lost you on the yeah. Jesse (37m 57s): Okay. Yeah, no, you can get into it. Cause I know you put a, you put a blog out as well about, about just different income streams I think. And Turo was a Toro was definitely one of them I believe. Craig (38m 8s): Yeah. So yeah, back in the day, Touro was a street, was an income stream that I had to kind of while I was at bigger pockets and I could fight to work. And so basically I, I was proud of myself. I read, never split the difference by Chris Boston negotiating book. And I was able to negotiate the price of that car from 12,500 down to 10,000. So I bought the car for 10,000. I Ubered it for awhile. I toll road for awhile. The car probably made me about $10,000 over the course of two years. And then someone crashed on Turo. The Touro com whatever the company has, some insurance policy where they actually paid me out like 11,500 for it. I ended up like getting more than I ever paid for it initially after, you know, however many miles later. And then I bought a crappy car for like 50, for like five grand and kept the six grand and invested in real estate. So Jesse (38m 57s): There you go. Always, always on the move. Awesome. All right. Well, we'll put links up to, to everything that we talked about here. And just for those that, you know, I know you have a presence on Instagram as well. Could you just let us know the handle for that as well? Craig (39m 11s): Yup. It's a, the fire guy. So like the financial independence guy. Jesse (39m 17s): Awesome. My guest today has been Craig Kurloff Craig. Thanks for being part of working capital. Craig (39m 21s): Thanks for having me on Jesse. Appreciate you. Jesse (39m 31s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one. Take care.

Episode 528: New Generation Declassified: The Chrome Generation

Two Man Power Trip of Wrestling

Play Episode Listen Later Nov 17, 2021 30:49

The latest New Generation Declassified sets the table for a HUGE Thanksgiving show next week with a preview of the 1992 and 1993 Survivor Series Showdown television specials. Ending in 1993, The Survivor Series Showdown was a way to preview team members of opposing Survivor Series squads having one on one matches in a 2 hour USA Network exclusive event. "The Chadster" also previews the NEW 2021 Topps Chrome WWE trading cards that feature a 25 card New Generation heavy insert sub-set. From some of the top moments of the In Your House ppv's to the unique design and photo selection, if you haven't been familiar with recent WWE Topps releases, this may be the time to change that.

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Interim 18: Warding (Lorekeepers Jr.)

Play Episode Listen Later Nov 16, 2021 43:02

In our final (for real this time) interim episode, imagine how magical cloth armor would work.———Curious about something you heard in this episode? Chances are you can find out more about it in the Record of the Lorekeeper!———Want to learn more about Halûme? Got some ideas of your own? Join the conversation at www.reddit.com/r/thelorekeepers or by visiting our homepage at thelorekeepers.com and clicking on "Canon". Note that it may not render properly on your browser. If so, try using Chrome.Questions or ideas? Visit r/thelorekeepers!Website: thelorekeepers.comEmail: lorekeeperspodcast@gmail.comTwitter: @thelorekeepersLorekeepers art by Sam Wade.Instagram: @bysamwade

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Servando Sanchez, Creative Director at Regex SEO, talks about SEO and the business of web design

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Play Episode Listen Later Nov 15, 2021 11:03

This week we speak with Servando Sanchez, Creative Director at Regex, SEO talks about SEO, web design, and what it takes to be a self-made designer in our industry. We also looked at his early beginnings with MySpace and how that grew into a real job. About the hosts Mustafa Kurtuldu is a UX lead on install-ability on Chrome and Design Advocate at Google. His skills include user research, interviews, surveys, usability reviews, producing documentation including personas, site maps, user journeys and flows, and various fidelities of annotated wireframes. Ryan Warrender is Web Product Partnerships Manager at Google. Ryan has over ten years of experience working in Product, Business Development and UX Design. Contact: designhuddlepodcast@gmail.com

Ep.023 Chrome luster, fiber washers and Tim Stafford

Talking Motorcycles

Play Episode Listen Later Nov 15, 2021 71:12

This week Tom sits down with Tim Stafford of Stafford Restorations. Tim specializes in 1951 to 1969 BMW motorcycles. They talk about Tim's start with Vespa scooters, the odd motorcycle endorsement, and how a failed oil slinger on an R60 started his pursuit for restoration excellence. http://talkingmotorcycles.com/ https://revivalmotoring.com/

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Hack the Net 138 – How to… Nightmare

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Play Episode Listen Later Nov 11, 2021 83:20

Just in time for Halloween, please enjoy us exploring how to nightmare. Matt: mastodon.cloud/@mattherron Louisa: mastodon.xyz/@Louisa Jeff: mastodon.social/@jeffjk Please rate, review, and subscribe to our podcast and follow us on Twitter @hackthenetpod or e-mail us at SeeingReddit@gmail.com! Tell your friends if you enjoy the show! Our theme song is Chrome by Podington Bear and is licensed under the Creative Commons Attribution-NonCommercial 3.0 International License.

Rubber Tires & Chrome Jobs

Nerd Rage Radio Podcast

Play Episode Listen Later Nov 11, 2021 126:42

Nerd Rage Radio Episode 324: Rubber Tires & Chrome Jobs NERD WEEKS Shoutouts Show is available on MANY PLATFORMS PODBEAN https://fanboychannel.podbean.com/ iTUNES https://itunes.apple.com/us/podcast/nerd-rage-radio-podcast/id1042384182?mt=2 SPOTIFY https://u922627.ct.sendgrid.net/wf/click?upn=TvhtDiauxJVhRdbUMx2NHL6ODzLmx4MtfKCdFx-2FSGFSUIPgiSYH7agMFJtneHw-2FtOsToPdn23I50qDGQC73qrw-3D-3D_usub8r351FyNadrHZvgptzygfrvb6k11ewTXwkQ4AB2e-2Buqcztp-2BcZiPKSMXYyHnMs8H-2FHJ8wTMBog1HGpnTaMkKnW4Kg8Fa1lCjfxjYYfsdqkIWXhZt6LW7romlh-2BdWFTj697WOEFj3wJ1eqhRKKxodfkcWmYRUVgJ86dwnyKekE458XM9RPYKOVKKBy8C7m67tCykUVtoaD3UdGJstiF4UAlhlg9O8SSJAkRP3Ves5YvL8qNxy0AcYho004ioOsr3dbiADKeYPTTbpic01T3eCC4jaHayKVwznZPNRQU4-3D YOUTUBE https://www.youtube.com/NerdRageRadio STITCHER Www.stitcher.com/podcast/nerd-rage-radio PLAYER FM Www.player.fm/series/nerd-rage-radio-podcast-1869373 PODBAY Www.podbay.fm/show/1042384182 https://overcast.fm/itunes1042384182/nerd-rage-radio-podcast SUPPORT US ON PATREON & GET TONS OF BONUS CONTENT!!! https://www.patreon.com/Nerdrageradio FOLLOW US ON SOCIAL MEDIA Facebook.com/nerdrageradiopodcast Instagram @nerdrageradioig Twitter @nerdragecast WRITE IN TO THE SHOW Email: nerdrageradiomail@gmail.com

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Topps Chrome Baseball Refractor Hierarchy: Which Refractor is the Best Investment?

Sports Cards Collecting, Investing, and Selling

Play Episode Listen Later Nov 10, 2021 19:06

Have you ever wondered which Topps Chrome Baseball Refractor sells for the most money? Which refractor is the best investment for your money? Well, you've come to the right video, my friend. Sit back, take notes, and feel free to leave a comment down below. Try Card Hedge FREE For 7-Days: https://www.cardhedger.com/?via=jon Instagram: @jds_sports_cards #baseballcards #toppschrome #refractors sports cards, baseball cards, investing in baseball cards, Topps chrome refractors refractor hierarchy sports cards analytics --- Send in a voice message: https://anchor.fm/jdssportscards/message Support this podcast: https://anchor.fm/jdssportscards/support

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Interim 17: Anatomy of Magic (Lorekeepers Jr.)

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Play Episode Listen Later Nov 9, 2021 62:23

As we prepare the transition to the new season, we take a quick glimpse at the anatomy of magic. Enjoy!———Curious about something you heard in this episode? Chances are you can find out more about it in the Record of the Lorekeeper!———Want to learn more about Halûme? Got some ideas of your own? Join the conversation at www.reddit.com/r/thelorekeepers or by visiting our homepage at thelorekeepers.com and clicking on "Canon". Note that it may not render properly on your browser. If so, try using Chrome.Questions or ideas? Visit r/thelorekeepers!Website: thelorekeepers.comEmail: lorekeeperspodcast@gmail.comTwitter: @thelorekeepersLorekeepers art by Sam Wade.Instagram: @bysamwade

James Sommerville, ex VP Coca-Cola, speaks about setting up the agency Attik& designing the Love can and Known Unknown

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Play Episode Listen Later Nov 8, 2021 43:42

James is the Founder and Chief Designer of Known Unknown, a global design community. James is a brand design and marketing aficionado. As former VP of Global Design for The Coca-Cola Company, James has spoken at 200+ events in 30 countries about design, brand strategy, entrepreneurship and company culture. Those also happen to be 4 of the most requested topics to discuss on Design Huddle. At Coca-Cola, James led Design Thinking, Brand Design execution of 40+ identities, designed the Coca-Cola One Brand Strategy implemented in 200+ markets and led partnerships with Disney, Marvel, Google and Star Wars. https://knownunknown.co/ https://www.jamessommerville.co/ About the hosts Mustafa Kurtuldu is a UX lead on install-ability on Chrome and Design Advocate at Google. His skills include user research, interviews, surveys, usability reviews, producing documentation including personas, site maps, user journeys and flows, and various fidelities of annotated wireframes. Ryan Warrender is Web Product Partnerships Manager at Google. Ryan has over ten years of experience working in Product, Business Development and UX Design. Contact: designhuddlepodcast@gmail.com

This Is A Great Free Research Tool For Inventors

inventRightTV Podcast

Play Episode Listen Later Nov 5, 2021 7:01

This Firefox and Chrome plug in is a great research tool for inventors. This tool will let you do an even deeper dive than by just using Google Images. You can download and install if for free here. It's available on Chrome as well. Firefox https://addons.mozilla.org/en-US/firefox/addon/image-search-options/?utm_source=addons.mozilla.org&utm_medium=referral&utm_content=search Chrome https://chrome.google.com/webstore/detail/image-search-options/kljmejbpilkadikecejccebmccagifhl How do you license an idea? How do you patent an invention? Learn how to become a profitable inventor and earn passive income from your creativity following the advice of inventors Stephen Key and Andrew Krauss. They are the world's leading experts on how to license a product idea. If you have an invention idea, inventRightTV is the show to watch. Stephen Key and Andrew Krauss are the cofounders of inventRight, a coaching program that has helped people from more than 65 countries license their ideas for new products. http://www.inventright.com If you have questions about how to invent, how to be creative, design, how to do market research, prototyping, manufacturing, negotiating, pitching, how to sell, how to cold call, how to reach out to open innovation companies, licensing agreements, non-disclosure agreements, patents, copyright, trademarks, and intellectual property in general — subscribe to inventRightTV! New videos every week, including tons of entrepreneur success stories. Inventing can be lonely, but you don't have to go it alone! Join the inventRight community for priceless inventor education, mentorship, support, accountability, hand-holding, honesty about the invention industry, and so much more. Contact us at #1-800-701-7993 or https://www.inventright.com/contact. This is the book you need to license your product idea: “One Simple Idea: Turn Your Dreams Into a Licensing Goldmine While Letting Others Do the Work.” Find it here: http://amzn.to/1LGotjB. This is the book you need to file a well-written provisional patent application: “Sell Your Ideas With or Without a Patent.” Find it here: http://amzn.to/1T1dOU2. Determined to become a professional inventor? Read Stephen's new book "Become a Professional Inventor: The Insider's Guide to Companies Looking For Ideas": https://www.amazon.com/gp/product/1653786256/ inventRight, LLC. is not a law firm and does not provide legal, patent, trademark, or copyright advice. Please exercise caution when evaluating any information, including but not limited to business opportunities; links to news stories; links to services, products, or other websites. No endorsements are issued by inventRight, LLC., expressed or implied. Depiction of any trademarks/logos does not represent endorsement of inventRight, LLC, its services, or products by the trademark owner. All trademarks are registered trademarks of their respective companies. Reference on this video to any specific commercial products, process, service, manufacturer, company, or trademark does not constitute its endorsement or recommendation by inventRight, LLC or its hosts. This video may contain links to external websites that are not provided or maintained by or in any way affiliated with inventRight, LLC. Please note that the inventRight LLC. does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Microsoft Ignite 2021 Highlights, 2 Chrome Zero Days, Win11 Issues & More

5bytespodcast

Play Episode Listen Later Nov 5, 2021 30:44

On this week's episode of the podcast I go pretty deep on highlights from the many announcements made during Ignite 2021, I talk about 2 new Chrome Zero Days and much more! Reference Links: https://www.rorymon.com/blog/episode-201-microsoft-ignite-2021-highlights-2-chrome-zero-days-win11-issues-more/

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Dana Derricks' Dream 100 Software is a Game Changer!

Membership Masters Podcast

Play Episode Listen Later Nov 4, 2021 60:59

Today's guest on the Shane Sams Show is Dana Derricks, a serial entrepreneur and author of the Dream 100 Book! Dana is a lifelong advocate of the Dream 100 process and has now developed software that makes it easier than ever to connect with other influencers and podcasters. The Dream 100 is all about building relationships with people and providing value exchanges with them, and Dana's new software helps you keep all of your information, notes, contacts, and intentions in one place! It's a Chrome browser plugin that allows users to easily access the people they want to connect with most. Shane Sams and Dana Derricks talk about how we can't rely on social media networks alone to network because they can make changes or even crash for a day or two. The Dream 100 software helps us grow real connections and create ripple effects that can turn into long-term relationships. To learn more about the Dream 100 software, check out D100.com! Click HERE to check out Derrick's first appearance on the Shane Sams Show. In today's episode you'll learn: Dana Derricks Dream 100 software and what it can do Be intentional with good intentions Building your Dream 100 helps you play the long game If you need help starting, building, and growing an online business, check out all of the support and resources for entrepreneurs at https://www.ShaneSams.com and https://www.FlippedLifestyle.com! Follow Shane on twitter @shane_sams.

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Episode 308: Not Notnerdians

Notnerd Podcast: Tech Better

Play Episode Listen Later Nov 3, 2021 33:56

Our guess was right, Facebook is creating the Metaverse. But we were able to get over our fears of that quickly by discussing some new Apple products in our lives. Plenty of other tech news and picks to discuss this week as well, enjoy! Followup: Facebook goes Meta (00:30) New Apple tech in our lives (03:25) Microsoft passes Apple to become the world's most valuable company (10:10) Apple TV Plus is coming to Xfinity and other video platforms (11:55) Chrome fixes 7 vulnerabilities with an emergency update (12:40) Dave's Pro Tip of the Week: Settings>FaceTime>Eye Contact (13:45) Takes: Roblox has a major outage (16:45) Redbox goes public (18:45) The iPod turns 20 (19:55) Bonus Odd Take: River Runner (22:05) Picks of the Week: Dave: New iPad Mini (23:20) Nate: EZlifego Double Sided Tape Heavy Duty(16.5FT/5M)，Multipurpose Wall Tape Adhesive Strips Removable Mounting Tape,Reusable Strong Sticky Transparent Tape Gel Poster Carpet Tape for Paste Items,Household (26:50) Dillon: Not pick Mighty Vibe Spotify and Amazon Music Player - Bluetooth & Wired Headphones - 1,000+ Song Storage - No Phone Needed - Blue (30:50) Find us elsewhere: https://www.notnerd.com https://ratethispodcast.com/notnerd Tik Tok - https://www.tiktok.com/@notnerdpod Twitter - https://www.twitter.com/n0tnerd/ Instagram - https://www.instagram.com/n0tnerd Facebook - https://www.facebook.com/n0tnerd/ Email - info@Notnerd.com Call or text 608.618.NERD(6373) If you would like to help support Notnerd financially, mentally, or physically, please contact us via any of the methods above. Consider any product/app links to be affiliate links.

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DJ Markez - Hard Beatz Show 2nd November 2021 [dnbradio]

DnBRadio 24/7 - Main DnB Channel

Play Episode Listen Later Nov 3, 2021 209:23

Recorded 2021-11-02 21:57:59 DnB Radio Tracklisting: * Kurrupt - Destructive Forces* Cement Tea - Smug* Kurrupt - Dark Desire* Gein - Gein feat. Bitfiendz - Telepathy (2017 Remaster)* Limewax - Jungled Vibes* Shadow Sect - Nameless Ghouls* Fragz - Stockholm Syndrome* Dylan & BKEY - Slave To Life (Limewax Remix)* OGONEK & COOH - Scared Of Dark (feat. Botze) (Original) (Remaster)* No_Name - Enter The Dark Zone* Voodoom - Wasteland* Jon Tetly - Swallowing Roundabouts* Mad Complex - The Arrival* FFF - Warzone* Dave Skywalker - Pandora* Empire X - Insane* No_Name - Most Effective Tactic Available* Evis May + No Rules - Za Zerkalom* Switch Technique - Roll Hard* Syprexa - Brainpop* Death - Bones Crusher* Nagazaki - Flesh & Chrome* Solid State - Destructive Self Image* Kilddm - Nightmares* EriS - Definition* Pythius & Thrasher - IDWD (Zardonic Remix)* Gein vs Arsenic - Bitch* Nanotek - Never Say Die [Remastered]* Limewax - Everything (Technical Itch VIP)* DJ Hidden - Radio Silence* Hostage - Blind* Voodoom - Kankan Un De [Bizzy B remix]* Sound Shifter - What I Had (Duburban Remix)* Decontrol - Simple Murder* Kurrupt - Poor Souls* Kurrupt - Destructive Forces (Fortitude & Terror Cell Remix)* Venom Benzo - Berate* Nano.strike - Dreadnought* Peter Kurten & The Unlord - White Chapel (Antichristus VIP)* Sadistic - New Levels In Progress* Katharsys - Psychosis VIP (Billain_Remix)* Bong-Ra - Reef Teef* Death - Darkness In My Heart (feat. Okrozhka)* DJIPE - Blackout* Limewax - Escape* Jon Tetly - Right About Now* Abstract Drumz - Megacity One* Indian Junglist - The Mechanical Bride* Broken Note - Obelisk* Zombie - Silent Hill* Dr Mathlovsky - Dreaming of ants building sandcastles only to see them get washed away by the cold truth of the sea crashing* Abstract Drumz - Mandy Tune (Part 1)* Broken Note - Broken Note - The Fury X R-TypeTracklisting:* Kurrupt - Destructive Forces* Cement Tea - Smug* Kurrupt - Dark Desire* Gein - Gein feat. Bitfiendz - Telepathy (2017 Remaster)* Limewax - Jungled Vibes* Shadow Sect - Nameless Ghouls* Fragz - Stockholm Syndrome* Dylan & BKEY - Slave To Life (Limewax Remix)* OGONEK & COOH - Scared Of Dark (feat. Botze) (Original) (Remaster)* No_Name - Enter The Dark Zone* Voodoom - Wasteland* Jon Tetly - Swallowing Roundabouts* Mad Complex - The Arrival* FFF - Warzone* Dave Skywalker - Pandora* Empire X - Insane* No_Name - Most Effective Tactic Available* Evis May + No Rules - Za Zerkalom* Switch Technique - Roll Hard* Syprexa - Brainpop* Death - Bones Crusher* Nagazaki - Flesh & Chrome* Solid State - Destructive Self Image* Kilddm - Nightmares* EriS - Definition* Pythius & Thrasher - IDWD (Zardonic Remix)* Gein vs Arsenic - Bitch* Nanotek - Never Say Die [Remastered]* Limewax - Everything (Technical Itch VIP)* DJ Hidden - Radio Silence* Hostage - Blind* Voodoom - Kankan Un De [Bizzy B remix]* Sound Shifter - What I Had (Duburban Remix)* Decontrol - Simple Murder* Kurrupt - Poor Souls* Kurrupt - Destructive Forces (Fortitude & Terror Cell Remix)* Venom Benzo - Berate* Nano.strike - Dreadnought* Peter Kurten & The Unlord - White Chapel (Antichristus VIP)* Sadistic - New Levels In Progress* Katharsys - Psychosis VIP (Billain_Remix)* Bong-Ra - Reef Teef* Death - Darkness In My Heart (feat. Okrozhka)* DJIPE - Blackout* Limewax - Escape* Jon Tetly - Right About Now* Abstract Drumz - Megacity One* Indian Junglist - The Mechanical Bride* Broken Note - Obelisk* Zombie - Silent Hill* Dr Mathlovsky - Dreaming of ants building sandcastles only to see them get washed away by the cold truth of the sea crashing* Abstract Drumz - Mandy Tune (Part 1)* Broken Note - Broken Note - The Fury X R-Type Download, Distribute, and Donate!

SN 843: Trojan Source - Chrome 0-days, Windows 11 confusion, VoIP DDos attacks, Dune

Security Now (Video HD)

Play Episode Listen Later Nov 3, 2021 110:04

Chrome 0-days, Windows 11 confusion, VoIP DDoS attacks, Dune More 0-days for Chrome. Two naughty Firefox add-ons have been caught abusing an extension API. Windows 11 News: Can we print yet? A new Local Privilege Escalation affecting all versions of Windows. Ask your AI. And speaking of the PC Health Check. Stand back for the Adobe Security Patch Tsunami. The VoIP DDoS attacks continue. Closing The Loop. SpinRite. "Trojan Source" Hosts: Steve Gibson and Jason Howell Download or subscribe to this show at https://twit.tv/shows/security-now. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit You can submit a question to Security Now! at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Sponsors: plextrac.com/twit itpro.tv/securitynow promo code SN30 business.eset.com/twit

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SN 843: Trojan Source - Chrome 0-days, Windows 11 confusion, VoIP DDos attacks, Dune

Security Now (MP3)

Play Episode Listen Later Nov 3, 2021 110:04

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SN 843: Trojan Source - Chrome 0-days, Windows 11 confusion, VoIP DDos attacks, Dune

Security Now (Video LO)

Play Episode Listen Later Nov 3, 2021 110:04

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SN 843: Trojan Source - Chrome 0-days, Windows 11 confusion, VoIP DDos attacks, Dune

Security Now (Video HI)

Play Episode Listen Later Nov 3, 2021 110:04

api stand ai dune windows twit attacks voip chrome confusion firefox trojan steve gibson ddos jason howell security now spinrite grc feedback page club twit windows 11

Security Now 843: Trojan Source

All TWiT.tv Shows (Video LO)

Play Episode Listen Later Nov 3, 2021 110:04

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Security Now 843: Trojan Source

All TWiT.tv Shows (MP3)

Play Episode Listen Later Nov 3, 2021 110:04

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Risky Business #643 -- Iranian fuel stations targeted, PNG ransomware a regional security risk

Risky Business

Play Episode Listen Later Nov 3, 2021

On this week's show Patrick Gray and Adam Boileau discuss the week's security news, including: Someone took down Iranian fuel stations Papua New Guinea ransomware attack is pretty grim stuff Russia's SVR still going berserk in cloudtown China Telecom America gets the boot Much, much more We'll be hearing from Senetas CEO Andrew Wilson in this week's sponsor interview. He's joining us to talk about how the global semiconductor shortage is making him a very, very sad panda. Links to everything that we discussed are below and you can follow Patrick or Adam on Twitter if that's your thing. Show notes Iran says sweeping cyberattack took down gas stations across country Cyber group 'Adalat Ali' published documents related to the November 1998 protests - BBC News Farsi Papua New Guinea Hit by Ransomware Hackers With Millions in Aid Frozen - Bloomberg (1) Cloudpng on Twitter: "This is the setup for all agencies must be on-site at Vulupindi Haus, Finance dept POM to process claims for IFMS after the system was hacked in October 2021. It's pretty full so bookings must be made to secure a PC. #ifms #systems #png https://t.co/VCiUYE9hFL" / Twitter (1) Hon Sasindran Muthuvel MP on Twitter: "Statement on the financial system failure and the challenges it now creates for all provinces. This issue must be addressed holistically and the Finance Dept must work in conjunction with the provinces. Sasi https://t.co/OLMAHxgDel" / Twitter 'Destructive' cyberattack hits National Bank of Pakistan - The Record by Recorded Future Microsoft says Russia hacked at least 14 IT service providers this year - The Record by Recorded Future Industry group warns of coordinated DDoS extortion campaign against VoIP providers - The Record by Recorded Future Bandwidth.com expects to lose up to $12M following DDoS extortion attempt - The Record by Recorded Future DDoS attacks hit multiple email providers - The Record by Recorded Future FCC revokes license for China Telecom Americas amid national security concerns - The Record by Recorded Future LinkedIn to Shutter Service in China - The Record by Recorded Future A Roaming Threat to Telecommunications Companies | CrowdStrike NSA warns of threat actors compromising entire 5G networks via cloud systems - The Record by Recorded Future Commerce Department announces new rule aimed at stemming sale of hacking tools to Russia and China - The Washington Post Windows 10, iOS 15, Ubuntu, Chrome fall at China's Tianfu hacking contest - The Record by Recorded Future FBI Raids Chinese Point-of-Sale Giant PAX Technology – Krebs on Security Malware found in npm package with millions of weekly downloads - The Record by Recorded Future Polygon pays out record $2 million bug bounty reward for critical vulnerability | The Daily Swig Hacker steals government ID database for Argentina's entire population - The Record by Recorded Future Fraudsters Cloned Company Director's Voice In $35 Million Bank Heist, Police Find How Hackers Hijacked Thousands of High-Profile YouTube Accounts | WIRED Instagram Hacker Forces Victim to Make Hostage-Style Video Missouri governor calls for prosecution of journalist who flagged website flaw Israeli hospital cancels non-urgent procedures following ransomware attack | The Daily Swig Ransomware Has Disrupted Almost 1,000 Schools in the US This Year Ransomware attack disrupts Toronto's public transportation system - The Record by Recorded Future Workers sent home after ransomware attack on major automotive parts manufacturer - The Record by Recorded Future Largest candy corn maker in US gets hacked ahead of Halloween Sinclair Workers Say TV Channels Are in ‘Pandemonium' After Ransomware Attack Cybercriminals claim to have hacked the NRA 'Cyber event' knocks dairy giant Schreiber Foods offline amid industry ransomware outbreak - CyberScoop Cyberattack hits Meliá, one of the largest hotel chains in the world - The Record by Recorded Future Olympus US hack tied to sanctioned Russian ransomware group | TechCrunch Europol detains suspects behind LockerGoga, MegaCortex, and Dharma ransomware attacks - The Record by Recorded Future Hitting the BlackMatter gang where it hurts: In the wallet - Emsisoft | Security Blog Ransomware hackers nervous, allege harassment from U.S. DarkSide ransomware gang moves some of its Bitcoin after REvil got hit by law enforcement - The Record by Recorded Future Hackers use SQL injection bug in BillQuick billing app to deploy ransomware - The Record by Recorded Future Ransomware gangs are abusing a zero-day in EntroLink VPN appliances - The Record by Recorded Future Conti Ransom Gang Starts Selling Access to Victims – Krebs on Security Cybercrime gang sets up fake company to hire security experts to aid in ransomware attacks - The Record by Recorded Future FBI PIN on ransomware crew targeting trend EXCLUSIVE Governments turn tables on ransomware gang REvil by pushing it offline | Reuters REvil gang shuts down for the second time after its Tor servers were hacked - The Record by Recorded Future Countries agree to fight ransomware together after White House meetings - The Record by Recorded Future CISA, FBI, and NSA warn of BlackMatter attacks on agriculture and other critical infrastructure - The Record by Recorded Future International community joins forces as ransomware attacks create major disruptions | PBS NewsHour US Treasury said it tied $5.2 billion in BTC transactions to ransomware payments - The Record by Recorded Future Stream when do we get on the beers cause i'm losing it by Candy Moore | Listen online for free on SoundCloud

Toby Chrome Extension Walkthrough

M.P.I. Radio

Play Episode Listen Later Nov 2, 2021 12:16

Have you ever heard of the Toby Chrome Extension? If your workflow consists of 25+ tabs open at a time with multiple windows that also have 25+ tabs open, you should be using Toby. Toby is a free Chrome extension that allows you to organize your tabs into "Collections" and access your most important documents and tabs much faster. In this lesson, I'm doing a full Toby Chrome extension walkthrough. We're going to go over the in's and out's of this awesome tool so that by the end of the lesson, you will know what Toby is, where to get it, how I use it, and things to look out for while using it that threw me off in the beginning. Click here to download the Toby Chrome extension: www.gettoby.com

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Interim 16: Static Eternity

halloween hearts harry potter sol kanye west chrome

Play Episode Listen Later Nov 2, 2021 96:44

In our last Interim episode, we explore an oft-misaligned concept: immortality.———Curious about something you heard in this episode? Chances are you can find out more about it in the Record of the Lorekeeper!———Want to learn more about Halûme? Got some ideas of your own? Join the conversation at www.reddit.com/r/thelorekeepers or by visiting our homepage at thelorekeepers.com and clicking on "Canon". Note that it may not render properly on your browser. If so, try using Chrome.Questions or ideas? Visit r/thelorekeepers!Website: thelorekeepers.comEmail: lorekeeperspodcast@gmail.comTwitter: @thelorekeepersLorekeepers art by Sam Wade.Instagram: @bysamwade

A Conversation with Kevin Sahin, Co-Founder of ScrapingBee

Software Social

Play Episode Listen Later Nov 2, 2021 56:25

Follow Kevin! https://twitter.com/SahinKevinCheck out ScrapingBee: https://www.scrapingbee.com/AUTOMATED TRANSCRIPTColleen Schnettler 0:00 This episode of Software Social is sponsored by Hey Check It. Does your website performance keep you up at night? The creators behind Hey Check It started it for this very reason—peace of mind about their sites and the sites they manage. Hey Check It is a website performance monitoring and suggestion tool focused on SEO, accessibility, uptime, site speed and content. It includes AI-generated SEO, data, spelling and grammar checking, custom sitemaps, and a number of other tools. If you're managing multiple websites, check their agency plans with public facing dashboards to meet your clients' needs. Start a free trial today at HeyCheckIt.comMichele Hansen 0:39 Hey, welcome back to Software Social. We're doing another interview this week. I am so excited to have Kevin Sahin with me. He is co-founder of ScrapingBee. Kevin, welcome to software social.Kevin Sahin 0:57 Well, thank you, Michele, I'm excited to be here.Michele Hansen 1:01 So this kind of came about because I was on Twitter, as I often am. And I noticed, I think it was actually someone tweeted about MicroConf Europe, which I had been really wanting to go to, but conflicted with a friend's wedding. So we couldn't go. So I was just sort of following and watching everything unfold on Twitter and tweeted about how peer your co founder was, was giving a talk. And he mentioned how scraping DEA offered free API credits to customers who are willing to jump on a 15 minute call with them. And you guys ask them questions like, what else have you tried, and my interest immediately perked up. And really wanted to talk to you about those calls you had and what you learned from them, and what that added for the business. But before we jump into that, perhaps you should say for a moment, just what scraping be. Is and, and whatnot. And?Kevin Sahin 2:09 Sure. So um, so basically scraping the is an API for web scraping. When you are extracting data from the web, you often have the two same problems, which are, there are more and more websites that are using JavaScript frameworks like Vue js, react, etc. And so you have to render the page inside a web browser. And this is kind of, it's a pain to manage, especially at scale. Because you have to, you know, there are lots of DevOps skills that you need. You need big servers, you need lots of things. And it's really handy to have, you know, a headless browser accessible with a simple API call. The other thing that you have to do when you scrape the web at scale, is to manage proxies. So you can you probably need proxies for many different reasons. For example, let's say that you are extracting data from ecommerce website. Well, most ecommerce websites are internationalized, meaning that if you access the website from an IP address in Europe, you will have the prices in euro if you access the IP address or the website from an IP address in the US you will have prices in dollars. So you need some kind of proxy management system. The other thing is IP rate limit. Some websites are limiting the number of pages you can access per day from a single IP address if you need to access more pages, you need more IP addresses etc, etc. And so we bundled this inside a single API which is scrapingMichele Hansen 4:04 so I love how you're solving that because we have felt that pain personally. So I've kind of talked a little bit in the past about how my husband dies first project that was what so the one well, not at first, but the one right before geocoder that basically funded Juco was this mobile app called what's open nearby where you could open it up and see grocery stores convenience stores and coffee shops that were open near you. And how we ran that in the back end was we had a ton of scrapers running of like grocery store, you know Starbucks, whatever like their websites, scraping the hours off of them and we like just all the time there's issues you know, the parsers breaking or you get blocked or actually the the sort of recent side project we did Keren, which allowed people to get an alert when a grocery pick slot opened up on a on a grocery stores website because of COVID and everything that was also powered by scrapers basically and the back end. And so I have I have personally felt the pain of, you know, the impacts when when when, you know, scraping goes wrong or you know it can get frustrating at times.Kevin Sahin 5:29 Yeah, that's I mean, there are the, the story behind scraping is that we, we personally experienced some of those frustrations, because p&i like before launching scraping beam, we started our career in two different startups that were heavily relying on web scraping. In the business, I was working on a startup in France, which is kind of a mix between mint.com in the US and plaid.com. So for those who don't know, it's a bank account aggregation software's sublet, that comm is an API that allows third party to access your bank account. And means that comm is a bank account aggregation, personal finance management app. And so at this startup, I was really exposed to all of these issues. And Param, he was working for a real estate startup, a real estate data startup in France. And so there will relying on scraping lots of real estate portals. So we both, you know, experienced lots of these issues regarding how to handle headless browsers, how to handle proxies, how to, you know, handle blocks, etc, etc. So that was something we, we knew a little about,Michele Hansen 7:16 I love how you started with a pain that you had. But also as, as you've run the business, you're also actively reaching out to your customers to understand what they were trying to do, what problems they were having, and how they were solving those problems. So I wonder if you can kind of take us back to when you like, how did those emails come about where you were reaching out to people like, like, what what kind of prompted that?Kevin Sahin 7:47 Yeah. So that we quickly realized that we really knew when I say that we knew a little about it, it's not an a few million. Because we really knew a little about the different web scraping use cases each time. I mean, from the beginning, when we launched the API we like from day one, I'd say, we realized that some users, we're scraping, have had some use cases that we never imagined. So we quickly realized that we had to get them on the phone and knew more about about it, understand their businesses, what kind of data they they needed, what frequency for what we use case, etc, etc. But the problem that we had is that at the beginning, so we had we had the banner on the dashboard, covering that, if they had any question, they could schedule a call with me. But nobody was scheduling any call. So maybe, maybe the banner was wasn't, I mean, the copy wasn't great, maybe. The CTA wasn't clear, I don't know. But the fact is, nobody was getting any call with me. And we also had an email sequence where we, we had a few links to my county. But it wasn't working. I mean, sometimes we had a trial scheduling a call, but it was not very, not a lot. And and then we we had this idea of offering more 10x more free API calls. Then the trial offered. And then instantly, we started to get a lot of calls. So many that I had to, you know, delete some availability in my week, because I was just doing calls every day all day. And, and it was great because we will learn so much we, I mean, we will learn so many different use cases that we never thought about. For example, I don't know, we, we, we had so many diverse people. So for example, university researchers that were scraping the web for all kinds of research projects. We had government agencies that were scraping the web, to automate automatically detect security frauds. That's all those kinds of use cases we could never invented them, we like, I don't see any other way we could have learned all of this, then, you know, calling our customers and, and developing a relationship with them. And by the way, this, I mean, there are many benefits to these calls. It's not just about, you know, discovering their needs, but it's also building relationships, especially when you are one month old startup. Because, you know, it's really hard to sell your product, especially with enterprise customers, you know, government agencies, universities, etc, etc. When you say, yeah, we were launched a month ago, there's a bit of a trust issue. And developing the relationship, a relationship with them, really helped. Like, in the seven months, after our launch, we signed a big enterprise customer. And I think that we never could have done this without, you know,having them on the call. It also helped in many other ways. For example, I mentioned the the, the university researchers, we granted them free credits to the API for their research project. And like a few weeks or months later, they mentioned us in the University website, which is great for many reason for SEO for authority, etc, etc. So, I mean, there was like, it took me a lot of time to take these calls, but the, the benefits is a like, it's really worth it. And I'm glad we did.Michele Hansen 13:44 It's so interesting how you say that you You not only learn so much about why people need something like scraping be in the first place. But it also built this trust with your customers when you're very you're very new company, and they really didn't have a lot of reason to to trust you. And even though the purpose of them maybe was not, you know, making these sales, it really led to them down the road. All because you took 15 minutes to understand what they were trying to do and what they had been using before.Kevin Sahin 14:23 Yeah. Most of the time, it was more than 15 minutes, by the way. Like, especially when the conversation was getting technical. Because even those scraping visas, simple REST API, there's a whole you know that they often needed. Advice advices about how to implement it on their side. Meaning how to you know Do the scraping pipeline, the scheduling, the data storage, the error monitoring, the maintenance of the scrapers how to what kind of libraries they could use, etc, etc. So I, we we spent a lot of time with this. Sometimes this was a bit too much like, for example, when you spend one hour advising the technical team of your prospect and that that at the end, they don't end up being a customer. It's a bit frustrating. But at the same time, it was really I mean, it was a as a two months old startup, it's a really competitive advantage, I'd say that to be able to take the time to really advise and guide the prospect in the implementation. So and it really helped us to sign the first customers.Michele Hansen 16:24 I'm curious, do you remember the exact questions that you asked people?Kevin Sahin 16:30 Yes, I remember. It's not. I didn't ask a lot. But I was asking them about their, what their company is doing. What? Why they want to scrape data? I mean, is it part? Is it something that is part of their core product core business? Or is it some side thing? The, the the kind of website that they needed to extract data from the frequency? And why like, what did they tried so far? Why did it didn't it worked? Why are your other looking for another solution? Etc, etc. So that, like these five questions, or the most important one, I thinkMichele Hansen 17:35 it sounds like those questions came out of your own genuine curiosity, because you had some awareness of the some some things people might do with scraping from your own experiences. But you were aware that that was not the whole universe of things that people might possibly do. And so you genuinely did not know what the other things people why people might be doing it and what else they might be doing.Kevin Sahin 18:03 Yeah, exactly. And, and we were pretty lucky to realize this early. Because, you know, you're always tempted to just see things through your own experience. But we, as I said, early on, we, we realized all those kind of use cases we had no idea about. And so we got pretty curious about it pretty early.Michele Hansen 18:43 And in so many ways, that reminds me of how I got interested in customer research in the beginning, too, because when we launched geocode, do you know it? I mean, so it came out of our own needs, actually, because that that app I mentioned finding grocery store hours, it would show people a map, and we needed coordinates in order to show that map. And, and so it came out of our own need there. But we're not, you know, neither of us has a background in geography or geographic data analysis, GIS, any of that stuff. And when we launched and people were, you know, reaching out to us, and they're asking for us to do things, we would ask them why because we genuinely did not know because we were not do geographic information systems, people. We weren't steeped in this world. So it was as much about how do we expand our product? As you know, but what why do you want to do it in the first place? Because I just I just don't know. And following that curiosity, yeah.Kevin Sahin 19:48 And so um, the geocode IO, you launched this how many years ago,Michele Hansen 19:58 we launched in January of 2014. So we are Coming up on eight years this January. Wow, congrats. almost a decade of, you know, a couple more years. But yeah, it's kind of wild. snuck up on me.Kevin Sahin 20:17 That's a that's cool. And so how did you when you launched in 2014? What, how did you get your first customers.Michele Hansen 20:34 So we were our first customer for that app, because the app was making about like three or $400 a month in ad revenue. And basically, the idea of do codea was that, you know, we could basically if we released it as an API and threw a wall in front of it, maybe other people would pay to keep the server's going for it. And then we would, we could still keep our app going, and then not basically not be paying for for this geocoding API, rather than paying you know, a major provider, you know, 10s of 1000s of dollars a year, which we didn't. So we had, you know, two little digitalocean droplets that it was running on for 20 bucks a month. And that was our goal was to make 20 bucks a month. So we then, you know, put it on, you know, we talked talked to some other friends who are developers and had them test it out, and then put it on Hacker News. And that was how we got that initial wave of feedback, we had 1000s of signups. Most I mean, that traffic doesn't stick around, like, you look at analytics graph, and it's just like, you just we basically have to filter out our launch, because it's just, it totally breaks the graph. And but we made, we ended up making $31 that month, that that first month,Kevin Sahin 21:55 sorry, trade paid for the Digital Ocean droplet,Michele Hansen 21:59 we were over the moon, because we had made more money than we spent on it. And to us, that was a wild success.Kevin Sahin 22:10 And so how did you like, after this initial hack on your success? How did you continue to, you know, acquire customers and develop the company.Michele Hansen 22:25 So I think in the early days, it was a lot of, you know, when people expressed that they had problems that we solved, trying to be there, so I spent hours, you know, replying to stuff on Stack Overflow. And, you know, whenever something came up on Hacker News, someone asking about geocoding, whatever, we would always like pop in there, or on Twitter, or just kind of trying to be in the places where people were already looking for something like this. Of course, we had we had a website, but I don't, it wasn't super built out, you know, with, you know, case studies and example customers and testimonials and, you know, stuff like that, basically, it's for like documentation for for a long time. But um, yeah, I basically spent a lot of time on StackOverflow trying to sort of, you know, neutrally, like reply to questions and kind of, yeah, keep people coming to us,Kevin Sahin 23:33 and how, like, how did he did evolve? Like, right now, where, where does your customer are coming from?Michele Hansen 23:43 That's a really good question. Because I don't always know. We don't do a ton with analytics. But pretty much we're very SEO based. So it's still that idea that someone is already frustrated. They're already trying to find something for geocoding. Or for you know, they need you need mentioned academic researchers. So we have a lot of customers who are academic researchers, because in the US, in order to connect to any government datasets, you need this thing called a FIPS code. And you can only get that FIPS code if you have the coordinates for the address. And then the government data will be at that FIPS code level, which is basically sort of like the block. So for example, if a researcher is they know they need FIPS codes to connect to some data, there'll be googling it and so is to have tons and tons of landing pages showing people how you need to convert addresses to FIPS codes. Here's how you can do with our API. Here's how you can upload a spreadsheet. You know, if you need congressional districts, here's how you can do it. If you need time zones, here's how you can do it. And it's very content driven. On the SEO side, we we still do a little bit of replying to stuff on StackOverflow I don't think I've done that for months if not, you know like not really Really anymore? Um, pretty much it's it's about, you know, being there when someone is already looking for something.Kevin Sahin 25:08 No, we that's something that we, we also did in the beginning of scraping be. We answered Korra questions, not a lot, not a lot of Stack Overflow but a little bit, and then on forums on Twitter and indie hackers, etc, etc. And just like you like now most of our customers are coming from SEO, I'd say 90%. And we've been really focusing on that, since the beginning, we launched the blog, and even before the product was launched, so I think that our first blog was in May 2019. And we launched in August 2019. So you really treated SEO as a, like our main acquisition channel,Michele Hansen 26:17 and seems like you guys are, I don't know if you're quite like freemium. But you I noticed on your site that it says you can get started with 1000, free API calls, no credit card required. You know, in many ways, I feel like, you know, I think I think it's, you know, freemium is not a pricing model. It's a marketing tactic. And I very much feel like, you know, that combination of SEO and freemium is a huge part of why we have been able to attract customers, because people can try it out without, you know, without having to talk to us first, they can see if this is the product they need, and then they're like, okay, like, we're ready to ready to sign up, and you don't feel like you don't have to sell as hard when you have that combination of SEO and freemium, because people can just figure out for themselves if it's what they need.Kevin Sahin 27:22 Yeah, exactly. And there is only one thing that is very specific to API's. It's that in many companies, and so I learned this with the customer interviews, the developers do not necessarily have access to the company credit cards. And having a free trial without credit card is really something that can boost the activation. Because if the developer has to ask is n plus one or n plus two for a credit card? And maybe he's like, it's going to bother the developer, he's not even going to try the service, or it's going to slow things down because he needs the approval, etc. So having the free credits on the trial is really something that helped us. And I don't I don't see any, I mean, I see many drawbacks of not having it. I don't see many benefits of having, you know, a credit card. They will follow the trail when you're doing when you have an API business.Michele Hansen 28:45 Yeah, exactly. And then you know, the developers they can they're trying to get their work done. They can try it out for themselves, see if it works. And then if it is something that's going to work for them, then like they're the one selling your product within the company. You don't have to be emailing all the CTOs and directors and everything being like, Hello, we're scraping me and this is what we do. Like, it's already there. Developers within the company who are like, hey, like, we've got this project. We've got this deadline, I need to use this thing. I already tried it. It works like can you like, like, yeah, give me the card. Let's go. Let's get this over with. Exactly. Yeah. And I'm curious when you did those calls, you said you gave them free API credits? How many did you give them for those calls?Kevin Sahin 29:28 How many API credits Yeah, I mean, it was at least 10,000 acre grades, sometimes even more, depending on there. So the thing you have to keep in mind is that one API creates isn't equal to one API call. Because the the cost of the API call is depending on the parameters that you use with your API call, and it can cost up to 25 API credits per call, so it goes up quickly.Michele Hansen 29:59 Yeah. So but so basically, I'm just wondering what the, the cost to that, uh, you know, there's the cost of those interviews, but also basically like, you know, because sometimes, you know, often recommend if you're doing call somebody know, give them a 10 or $25. Amazon gift card, and I'm just kind of curious like what thatKevin Sahin 30:20 wasn't? It was not much, I'd say, but I don't have a precise figure to give you I don't know, but probably less than $1 per per 10,000. I mean, they don't even they don't like most of them didn't use the whole 10,000 free credit. So I don't think but not much. So theseMichele Hansen 30:48 customer interviews cost you maybe less than $1. Yeah, each, which actually wasn't a cash outlay, because you're just giving them credits. Half an hour, maybe an hour of your time, depending on how technical their questions were. But down the line could lead to these enterprise sales. And the customers really trusting you in a way that they maybe would not have had you not spent this time and given them those credits.Kevin Sahin 31:19 Yeah, I can't even give you a precise numbers. The first month in August 2019, we signed our first enterprise customer for seven or $800, a month after one of those calls.Michele Hansen 31:37 Wow. Do you know how many of these calls you did? You mean, you mentioned you to them over 18 months? But I'm curious if you have aKevin Sahin 31:44 I did a lot in the beginning, I'd say probably 200, something like that.Michele Hansen 31:55 And I'm curious, you know, you said you you did this for? Like, are you still doing these calls? Or?Kevin Sahin 32:01 I am but so right now, we don't offer free credits anymore. We just have some links in our email sequences. And on the website. If for the trial, period, when customers have questions that cannot be answered, with our knowledge base or recommendation. And now I would say that maybe I have four or five calls per week. Maximum.Michele Hansen 32:38 Yeah, that's, that's awesome. Yeah, I'm still sort of, you know, the the calls came about because you were just you were curious about why does anyone need this thing we made this very similar to us. And I'm curious of, you know, as as, as you were, maybe thinking about doing that, like, like, the questions you asked, you know, are very much, you know, sort of quintessential jobs to be done questions. And I'm curious, what kind of understanding you had of customer research. Before you started doing this?Kevin Sahin 33:25 I would say zero.Michele Hansen 33:30 facet came out organically.Kevin Sahin 33:33 Yeah. I mean, no, I, like, I probably read a few blog posts about how to do customer interviews. It's just not like it was a, you know, a bit of both customer interviews and sales call. So but I mean, I'm not I'm not a salesperson. I don't, I was just, you know, trying to see if, what the customer problems were and if scraping me was a good fit to solve these problems. And if it was, then I would honestly, tell them told them that I thought scripting was the best solution for them. And if it wasn't, then I just told them to. I mean, actually, I told them what if scripting wasn't the solution, I often told them what the solution was. So if I had to refer them to a specific software or consultant or whatever, I did it. And yeah, dog came, I'd say, semi organically. I had some notions about the customer. interviews and sales gold that no experience at all.Michele Hansen 35:05 Fascinating you just kind of dove like head, you know, sort of headfirst into it. And I mean, it seems like it's really helped your your business and help you understand like, like why people need scraping and how you can help them and lead to these enterprise customers and you guys are in tiny seed likeKevin Sahin 35:30 yeah, definitely it really helped.Michele Hansen 35:33 That's awesome. Cool. So I'm curious, you had mentioned that you also had some questions about geocoding. And I wanted to make sure we got time to get Yeah, soKevin Sahin 35:45 So I'm curious about the letter. So first of all, where are you based?Michele Hansen 35:50 So we are in Denmark now. But when we launched geocode, do we live? Actually, we lived in Washington, DC. We lived in Arlington, Virginia, which is just outside DC until July of 2020. So so now we're in Denmark.Kevin Sahin 36:07 Alright, that's cool. And yeah, so the question I had is, you know, the usual what, what led you to? to geocode? So you've answered this a little bit, but what what were you doing before? How did you find the date? You know, did you did some consulting on the side? Was it a side project, etc, etc. Found the stories, always fascinating.Michele Hansen 36:37 Yeah, so um, so I kind of mentioned a little bit. So we had this mobile app, which is making a couple 100 bucks a month in ad revenue. This is like 2012 2013. And we need a geocoding for it. And we ran into a point where we basically couldn't use Google anymore, because they didn't have pay as you go at the time, it was either 2500 for free per day, or enterprise contract, and we just needed 5000. So we had to, basically sort of rolled our own geo coder that was very rudimentary. And we kind of talked about this problem that we had, you know, not being able to store the data and whatnot. And, you know, developer friends had the same problem, made an API, put it on Hacker News, $31, the first month kind of vary, and got tons of feedback from people ask them, you know, why they wanted to do what they needed to do. So started, you know, adding those features as people needed them, like a big thing for us early on was was the ability to upload a spreadsheet. And I think we made our first sort of, you know, higher end sale, May of 2014. So a couple months after, and that was, I mean, that wasn't really adding that that we called the unlimited plan, which at the time was 750 a month was huge part of our growth. But so from that, the beginning as a side project, and it stayed a side project until I went full time, which is October of 2017. So currently celebrating my four year full time anniversary. I was I was a product manager before Okay, yeah, yeah, I was I was specifically like in Well, I was a first I was an operations manager that I was a technical project manager do work managing like WordPress website, builds that agency. And then I really wanted to to like dig my teeth into things. So I transitioned into being a product manager, which led into then doing product development, which is sort of where my heart is, which is how I got into customer research to is doing product development and launching a lot of stuff that didn't work out just like learning that you really need to talk to prospects and if you want something to succeed, learn that the hard way. me so I went full time 2017 and then my husband he and we're like, oh, you know, if I go full time, like it's gonna you know, maybe take some of the load off and make things a little easier. Except you know, I was full time so then our response to our customer response times got better, you know, and we actually grew more and so we're like, Okay, well now husband needs to go full time. And this is February of 2018. And he went to his boss and was like, you know, it's time for me to go full time on this thing. And his boss was like, No, and we're like, this is an interesting negotiating position to be in so he ended up going part time part salary but keeping health insurance which in the US is huge. And, but he eventually went full time by September of 2018, because I mean, basically the more we worked on it, the more you know, the better the product. Got. Yeah. And?Kevin Sahin 40:02 And yeah, did you? Do you have any employees?Michele Hansen 40:08 No, I have a VA, but we don't have any employees.Kevin Sahin 40:12 Okay, so you are very lean? Yeah, yeah, weMichele Hansen 40:15 we focus a lot on, you know, automating as many things as we can. And I think that's one reason, you know, we talking earlier about, you know, SEO and free tier and not having to, you know, sort of, you know, do cold outreach and reach out to companies. You know, partly it's because, you know, that's kind of the sort of workflow I like, when I'm starting up with a product, I like to be able to test it out, see if it works, not have to talk to anybody, like I hate when I have to have a demo to figure out if something is what I needed to do. But also, because we just don't have the time to be, you know, reaching out to people and pitching them, because it's just the two of us, but and that's also, like, a conscious decision on our part, like, we could hire another rep, or we could hire, you know, a salesperson or whatever. But we also just, we, we kind of like how calm it is with just the two of us. So SoKevin Sahin 41:06 you said, Yeah, so basically, you plan to stay just the two of you and not hire in the future.Michele Hansen 41:15 Yeah, that's the plan.Kevin Sahin 41:17 Okay. That's, I mean, there are many founders that, like, this situation that don't really like to manage employees, etc, etc. So that's great, that's working for you.Michele Hansen 41:37 I'm a very, I'm just very product driven. Like, that's what I really love doing is, is product work. And I also I do enjoy, like, sales work, too. So like my time, you know, my sort of favorite things to work on are both product and, you know, customer research and whatnot. And then also doing, like sales and negotiations. And, and yeah, if we had employees, you know, I would be spending time managing employees. And I just, I don't know, I just that that's just not really where my, my heart is. It's not in being a manager, it definitely is for some people. ButKevin Sahin 42:20 yeah, I can relate toMichele Hansen 42:21 that. Yeah.Kevin Sahin 42:25 Yeah, that's, I mean, that's, I don't have much experience managing employees. But for our blog, I worked with a lot of freelancers, you know, different kind of freelancers, constants, writers, editors, some Freelancer to help me with the SEO link builders, etc, etc. And I mean, it's really hard to hire, to manage to keep employees motivated. I mean, it's, it's pretty hard.Michele Hansen 43:10 Yeah, it's a lot of time. And, you know, I think from my own experiences, and you know, those of you know, people I know, like, having a manager who doesn't love being a manager, who, you know, doesn't love, like developing people, and helping them grow, and all that kind of stuff, like, there are people who genuinely love that those people should be managers, those of us who, you know, are a little bit more reluctant on it and enjoy other things. I think it's okay, if we allow ourselves to, to not be managers. And, you know, I sometimes think that there's this, this assumption that, that, that you have to grow and that you have to hire in order to grow. Is this sort of this baked in assumption, and I think there's a little bit of like, judgment sometimes around companies that don't hire because people like, oh, like, you're not a real company, if you don't have any employees or whatnot. I reject that. Like, I think if you can find a way to run a company, and it's successful and gives you the life you want, and for some people that involves employees, and some people it doesn't, and that's Yeah, exactly. And some people you know, it involves, like, I think, I guess, you know, my, my VA is is is you know, a contractor, like a lot of people have a lot of contractors working with them. But you know, having that responsibility also of covering someone's paycheck can, you know, can lend a lot of stress to running a business and some people like that stress and some people don't and I don't understand that like that. Yeah, I think that that sort of leadership component of it is is challenging and I sort of, you know, I asked myself, like whether I feel like at some point I could want to be a leader like that with employees. But quite frankly, I don't feel ready. You know, maybe in another season of life, I will be but at this point, you know, yeah.Kevin Sahin 45:25 Yeah. I mean, I, as I say, I totally relate to this, because it's, I mean, for me personally, I don't I don't think I totally agree with you with the fact that there is this assumption of growth and hiring and, and even sometimes raising funds, like, you have to you have to grow, you have to raise fund you have to hire, it's kind of, you know, a vanity metric in the startup ecosystem, how many employees do you have? To try etc. And, I mean, many companies that I mean, either don't hire at all or hire just, you know, a really small team, and that are doing totally fine, where the founders are happy, the employees are happy, everyone's happy. And, yeah, it's. And on the other side, there are many companies raising funds, hiring, and growing like crazy, whether founders are not happy at all, and stressed andMichele Hansen 46:43 yeah, I think, you know, that's something we, as founders, we have the decision to run our businesses in a way that, you know, to design the business. Right. And, and, you know, and for me, part of, you know, designing that business is it's, you know, setting it up in a way that, that we're running it in a way that we enjoy, and we enjoy working together. And it sounds like you and I really like working together, too.Kevin Sahin 47:12 Yeah. I mean, we've been, we've been, so we know each other since high school. So we, we've been working on many project, back in high school, and then side projects in college and the beginning of our career together. So yeah, it's been. And that's was the, it was great, because when we founded the company, we had this whole history of working together, of knowing how to talk to each other to, you know, divide the work based on, you know, what we are good at what we'd like to do, etc, etc. So it was pretty, I'd say, you know, a fluid, the work relationship.Michele Hansen 48:09 Sounds like you learned a lot from that that first side project you did together with him about how you can work together. I'm curious what that project was.Kevin Sahin 48:19 There were many projects, I'd say the most. The biggest one with a Chrome extension that we launched. I don't remember the year 2016, I'd say or 17. It was called shop tourist, it was a Chrome extension that could where users could save products on ecommerce websites that they were interested to buy. And our we had some scrapers in the backend that would refresh the price every day. And if the price dropped it send an email with a note with the with an alert that said, Hey, this product dropped 25% this night. You can buy it here. And then there was some affiliated links on the email. And like, we, we had some pretty good success marketing it on Reddit. Like we launched the we posted a Reddit post one day and it got 1000s of upvotes. And we like to overnight we got a few 1000 users on the app. And yeah, and the funny thing is that we realized Is that some customers? No, it was not customers, some users sorry. were added adding hundreds of products on their list. And we, we told ourselves, it's kind of strange, because why would I mean, unless it's, you know, the person is on the buying spree or is a has a buying problem. It's kind of weird to save, you know, hundreds of products with different variations of the same. I don't know, a T shirt or whatever. And so we realized that it was ecommerce owners that were monitoring their competitors, with our app, and they were doing it because our app was free. There were some b2b SaaS that were doing it, but it was very expensive. And so we saw an opportunity there. And we launched our first real company, pricing, but and it was a price monitoring app for ecommerce owner. And we did this in 2018. And it was a failure, we managed to get it from zero to 500, or 1000, in monthly recurring revenue. But we failed to grow it from there. And we knew nothing about marketing to ecommerce owners, or to ecommerce in general, except the previous experience we had with this little side project. And so we, we managed to sell it to one of the biggest player in this field, which which is priced to spy.com. And it's funded, what would become scraping be later. And the great thing about this failure is that with pricing, but we we had to scrape a lot of websites. So no, we had these those problems about JavaScript rendering, headless browsers, proxies, etc. So we like, we knew exactly that one, like this one kind of use case for scraping me.Michele Hansen 52:48 So interesting. And I feel like I hear so many similarities in our stories, but something that stands out to me not only how you were, you were able, you know that so that pricing bot, you know, ostensibly failed. But you were able to carry through that expertise you built in building scrapers, and understanding how difficult that can be and the problems with that. But what also carried through is I'm struck by how it seems you have this curiosity about user behavior. And you know, people were doing something and you're and you're like, Oh, that's interesting, why are they adding hundreds of products all of a sudden, and you allowed yourself to follow that, and I think that's such, like, such a great quality, and a founder to not only notice when something is strange, you know, but but follow it, you know, you could have shut your brain off that like, Oh, these people probably just have a spending problem and basically judge, right? And you could have just sort of left it at that. But instead of stopping at judgment, you instead be like, I wonder why they're doing it and follow that thread, you know, follow this sort of cookie crumbs and figure it out. Oh, it's because they're doing this ecommerce thing. Okay, well, maybe we can like pivot into doing that and then it didn't really work out but you got acquired and then you're able to use that funds to start scraping be but you had that understanding of your own use cases for scraping. And again, you were like, Why do people need this? Let me go figure it out. And you just allow yourself to follow that curiosity. And I I just love that.Kevin Sahin 54:33 Yeah, I mean, that was um, it was really a great experience. I mean, the the like, even though it was hard, you know, to fail, and both p&i we didn't. Like we had to fund the business ourselves. So it was a very hard Financially but the experience the learnings were really worth it.Michele Hansen 55:06 Yeah. It sounds like it. I feel like I could talk to you all day about this. This has been so much fun. Um, thank you so much for for coming on. I I know from this conversation that this is not going to be the last time I talked to you. So So this has been really enjoyable.Kevin Sahin 55:33 Thank you. Yeah, same for me. Thank you a lot. And maybe see you next time. I still have many questions around the geo coder, yo. And I'd like to, I'd love to talk more about it.Michele Hansen 55:52 Yeah. Hey, I'm always always happy to talk about your cardio. Cool. So if people want to know more about you keep up with what you're doing on Skype and BMI and whatnot. Where should they go?Kevin Sahin 56:03 They can go to my Twitter. It's @SahinKevin. And yeah.Michele Hansen 56:12 Awesome. Well, if you enjoyed listening to this episode, please like Kevin, and I know. And you can find us on Twitter at @softwaresocpod. Thanks. Thanks, Michele.

Chrome Hearts Harry Potter

Pair of Kings

Play Episode Listen Later Nov 2, 2021 112:09

We're back with a classic King's episode! Listen in this week and John and Sol talk about Halloween costumes throughout the years, our favorite era of Kanye masks, and much more! Thank you so much to everyone for listening!

Welcome to the MetaVerse, what is it and why is Facebook doing it?

google ux ux design product business development chrome metaverse design advocate

Play Episode Listen Later Nov 1, 2021 28:59

Facebook has gone all Meta, but what does this mean for the company and how does its brand connect Facebook's other products? Listen to this episode to learn more. https://www.inputmag.com/culture/facebooks-new-name-is-meta About the hosts Mustafa Kurtuldu is a UX lead on install-ability on Chrome and Design Advocate at Google. His skills include user research, interviews, surveys, usability reviews, producing documentation including personas, site maps, user journeys and flows, and various fidelities of annotated wireframes. Ryan Warrender is Web Product Partnerships Manager at Google. Ryan has over ten years of experience working in Product, Business Development and UX Design. Contact: designhuddlepodcast@gmail.com

Brett Crosby, CCO of PeerStreet - Building a Two-Sided Marketplace

Wharton FinTech Podcast

Play Episode Listen Later Nov 1, 2021 35:30

Anirudh Singh sits down with Brett Crosby, CCO of PeerStreet. In this episode they discuss: - Brett's entrepreneurial past - Joining PeerStreet after a decade at Google - The challenges in building a two-sided marketplace - The future for PeerStreet And much more! Brett Crosby > Co-founder and CCO of PeerStreet.com, an Andreessen Horowitz-backed platform for investing in real estate debt with the goal of transforming mortgage finance. > Formerly Director of Product Marketing at Google for Chrome, Gmail, Docs and Drive. Founder and head of strategic growth on Google Analytics. Launched and ran product marketing for Google+, Mobile Ads, Local Ads and more. > Founder, Board member and Vice President of Urchin Software Corporation, acquired by Google in 2005. > Specialties: Business strategy, company culture, product market fit, user growth, product marketing, product development, public speaking, press/media, social, mobile, web analytics, surfing and mountain biking. For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech LinkedIn: www.linkedin.com/company/wharton-fintech-club/ WFT Twitter: twitter.com/whartonfintech Anirudh's Twitter: twitter.com/avsingh_24

google medium board vice president drive fintech founders gmail docs cco sided chrome launched marketplace andreessen horowitz google analytics product marketing mobile ads peerstreet brett crosby

Hack the Net 137 – How to… Partner

partner hack chrome podington bear international license

Play Episode Listen Later Nov 1, 2021 75:45

We, the ultimate podcast partners, are here to teach you our ways of how to partner. Matt: mastodon.cloud/@mattherron Louisa: mastodon.xyz/@Louisa Jeff: mastodon.social/@jeffjk Please rate, review, and subscribe to our podcast and follow us on Twitter @hackthenetpod or e-mail us at SeeingReddit@gmail.com! Tell your friends if you enjoy the show! Our theme song is Chrome by Podington Bear and is licensed under the Creative Commons Attribution-NonCommercial 3.0 International License.

Life Talk #1 - Visiting Chrome Hearts & Balenciaga, YouTube Update + More

Beyond the Garment Podcast

Play Episode Listen Later Oct 29, 2021 37:28

So I decided to start a new series on the podcast called 'Life Talk'. In this series I keep things a bit more casual and talk about current trends, life experiences, and or whatever interests me at the time. This week, is all about my trip to the mountain town of Aspen Colorado, shopping and Chrome Hearts & Balenciaga as well as the podcasts/content that stood out to me on our 4 HOUR LONG DRIVE... (https://edwardjoiner.com)https://www.instagram.com/drewjoiner_/https://twitter.com/drewejoiner

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29 October 2021 Cyber and Tech News

Cyber and Technology with Mike

Play Episode Listen Later Oct 29, 2021 10:02

In today's podcast we cover four crucial cyber and technology topics, including: 1. Europol arrests 12 individuals involved in ransomware attacks 2. Google pushes new chrome version to mitigate two zero days 3. Microsoft patch incomplete, leads to new vulnerability 4. EU code security for COVID vaccination potentially breached I'd love feedback, feel free to send your comments and feedback to | cyberandtechwithmike@gmail.com

google uk germany mickey mouse microsoft european union windows adolf hitler hacking vaccination cyber chrome tech news daily news europol zero day 0day technology news covid-19 cyber news

Más madera

mixxio — podcast diario de tecnología

Play Episode Listen Later Oct 26, 2021 17:00

Cuchillos de madera / Mapa galáctico / Pausas en TikTok / Político en apuros por un meme de su perro / Los Power Ranger ahora en NFT / Stargate AI / 20º cumpleaños del iPod Patrocinador: BluaU de Sanitas http://bluau.es/ es el nuevo complemento digital del seguro médico de Sanitas que incorpora la más alta tecnología para ayudarte en el cuidado de tu salud y la de tu familia. — BluaU lanza Conecta con tu Salud http://bluau.es/, un nuevo servicio que te permite comunicar directamente tu actividad y estado físico con tus médicos, psicólogos, nutricionistas y entrenadores personales. Cuchillos de madera / Mapa galáctico / Pausas en TikTok / Político en apuros por un meme de su perro / Los Power Ranger ahora en NFT / Stargate AI / 20º cumpleaños del iPod

Ep. A.15 - The World that Never Was

Behind The Baller Podcast with Ben Baller

Play Episode Listen Later Oct 26, 2021 53:53

This is an interesting one: how do you do an episode about literally nothing? Less than nothing? In this episode we explore the World that Never Was, a place not quite a part of the Howling Void, but not truly in reality either...———Curious about something you heard in this episode? Chances are you can find out more about it in the Record of the Lorekeeper!———Want to learn more about Halûme? Got some ideas of your own? Join the conversation at www.reddit.com/r/thelorekeepers or by visiting our homepage at thelorekeepers.com and clicking on "Canon". Note that it may not render properly on your browser. If so, try using Chrome.Questions or ideas? Visit r/thelorekeepers!Website: thelorekeepers.comEmail: lorekeeperspodcast@gmail.comTwitter: @thelorekeepersLorekeepers art by Sam Wade.Instagram: @bysamwade

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EP 226 - CRYPTO BULL RUN & MEETING MUSK?: Holidays That Mean The Most, Ali From @TheCarTrackers, May Be Buying Land, BB Topps Chrome Box Breaks & more

Play Episode Listen Later Oct 25, 2021 80:49

His name is Ben Baller, not Ben Humble & he's here to discuss: Cryptocurrency Bull Run, Elon Musk & those who eat it up, where Crypto is chatted about, The Dogecoin community & Shibu Inu Coin, meeting with Elon Musk, Holidays that mean the most to his family, hitting the desert for a family retreat & thinking about buying land, flying to Seattle for MNF & more. Then it's an honor & a privilege to having Ali from Car Trackers on to discuss: How hard it is to get a trailer to haul a car right now, selling a car to him, The used car market being insane, what cars are being sold for & buying wholesale, car market correction?, what cars are going for right now & more. Finally Ben brings it back to discuss: Thinking about Jonas, where the Seahawks sit in the NFL, NFC West Contenders & Pretenders, BB Topps Chrome Box Breaks & more. This episode is not to be missed! This Episode is Brought To You By: www.BetterHelp.com/Baller www.NetSuite.com/Baller www.Roman.com/Baller www.Shopify.com/Baller If you are interested in MLB, NBA, NFL & UFC Picks daily, weekly or monthly subscribe at www.CaptainPicks.com & Follow @TheCaptainPicks on Instagram Produced by: DBPodcasts www.dbpodcasts.com Follow @dbpodcasts on Instagram & Twitter Music by @lakeyinspired Available on all Podcast Platforms, YouTube & BehindTheBallerPod.com Behind The Baller Theme Music Artist: Illegal Kartel (@illegal_kartel_mikal_shakur) Produced by: Gene Crenshaw @yuyuthemaker

Apples $19 polish cloth and Salt Bae's $1500 steak, genuis or ridiculous?

Play Episode Listen Later Oct 25, 2021 28:11

This week we are covering the Apple launch event, the good, the bad and the downright silly. We also ask if a $19 polish cloth is a branding marvel or just plain ridiculous. About the hosts Mustafa Kurtuldu is a UX lead on install-ability on Chrome and Design Advocate at Google. His skills include user research, interviews, surveys, usability reviews, producing documentation including personas, site maps, user journeys and flows, and various fidelities of annotated wireframes. Ryan Warrender is Web Product Partnerships Manager at Google. Ryan has over ten years of experience working in Product, Business Development and UX Design. Contact: designhuddlepodcast@gmail.com

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Hack the Net 136 – How to… Recognize