Finances and...

Ten practical and effective tips to help you save money quickly and efficiently. Whether you're planning a dream vacation, buying a new gadget, or making home improvements, these strategies will set you on the right path to success!Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Baby Boomers should focus on securing reliable retirement income through strategies like annuities and dividend-paying investments, while also understanding the impact of Required Minimum Distributions (RMDs) on their retirement accounts. Managing healthcare costs, including long-term care, is essential as they age. Additionally, proper estate planning ensures their assets are passed on efficiently to the next generation.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Baby Boomers should focus on securing reliable retirement income through strategies like annuities and dividend-paying investments, while also understanding the impact of Required Minimum Distributions (RMDs) on their retirement accounts. Managing healthcare costs, including long-term care, is essential as they age. Additionally, proper estate planning ensures their assets are passed on efficiently to the next generation.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Investing wisely involves navigating various levels of risk, with each decision impacting potential returns and stability. For beginners, understanding how to approach investments through a risk-averse lens is crucial for building a resilient financial future. By focusing on strategies like diversification and clear goal-setting, new investors can mitigate risks while aiming for steady growth and financial security.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Define and align your financial goals together, and regularly review them as your situation changes. Develop and maintain a detailed budget to manage your spending and savings effectively. Explore investment options and start retirement planning early, consulting a financial advisor to optimize your strategies.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

When does it become necessary to replace an appliance? How do you know if it's worth repairing? Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

By the age of 30, aim to achieve financial stability by building an emergency fund, paying off high-interest debt, and starting retirement investments. Establish a budget to manage your income and expenses effectively, while also focusing on improving your credit score. These milestones set a solid foundation for long-term financial health and success.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Do you have a pension? Will it be enough? 401(k)'s and 403(b)'s can supplement a pension plan if you are lucky enough to have one. Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are financial tools designed to help individuals manage and save for their healthcare expenses. HSAs are typically paired with high-deductible health insurance plans and offer a triple tax advantage: contributions are tax-deductible, the funds grow tax-free, and withdrawals for qualified medical expenses are tax-free. This makes HSAs a powerful long-term savings vehicle for healthcare costs. In contrast, FSAs are employer-sponsored accounts that allow employees to set aside pre-tax dollars to cover eligible medical expenses. While both HSAs and FSAs can be used for medical expenses such as doctor visits, prescription medications, and certain medical procedures, they have key differences. HSAs are more portable, as the account is owned by the individual and can be carried over from year to year, even if they change employers. On the other hand, FSAs often have a "use it or lose it" provision, meaning that any unused funds at the end of the plan year may be forfeited, although some employers offer a grace period or a carryover option. Understanding the nuances of HSAs and FSAs is crucial for individuals seeking to optimize their healthcare-related financial planning.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Negotiating better benefits is a crucial skill that can significantly enhance your financial well-being and overall job satisfaction. When you negotiate for improved benefits, you are essentially advocating for your own needs and demonstrating your value to your employer. This process allows you to align your compensation and perks more closely with your personal and professional goals. By securing these benefits, you can achieve a higher level of financial security, access to quality healthcare, and a more comfortable work-life balance. Furthermore, successful negotiations can empower you to invest in your long-term financial goals, such as retirement savings and career development, ultimately ensuring a more stable and fulfilling future. In essence, mastering the art of negotiating better benefits is a key component of maximizing your professional potential and securing a brighter future.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Saving on car insurance is a prudent financial decision. To reduce your premiums, start by maintaining a clean driving record with no accidents or traffic violations, as this can lead to significant discounts. Additionally, consider raising your deductible, which will lower your monthly premiums but require you to pay more out of pocket in the event of a claim. Another effective strategy is to shop around and obtain quotes from multiple insurance providers, as rates can vary significantly between companies. Finally, explore available discounts, such as bundling your car insurance with other policies or taking advantage of safe driving programs, as these can further reduce your insurance costs. By employing these tactics, you can achieve substantial savings on your car insurance while still ensuring you have adequate coverage.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Compound interest is a fundamental financial concept that has a profound impact on personal finance, investing, and wealth accumulation. By revisiting this topic, I can help you gain a deeper understanding of how compound interest works, how it can be harnessed to build wealth over time, and the importance of long-term financial planning. Sharing practical tips, real-life examples, and strategies for maximizing the benefits of compound interest can empower you, the listener, to make more informed financial decisions and secure your financial future, making it an educational and valuable subject AGAIN.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Gifting inheritance before your death is a complex decision that requires careful consideration. First and foremost, it's essential to evaluate your own financial needs and well-being to ensure that gifting assets won't compromise your own financial security. Secondly, tax implications need to be taken into account, as gift taxes may apply depending on the value of the assets being transferred. Additionally, you should think about the emotional and familial aspects of gifting inheritance, as it may affect relationships within your family. Estate planning and seeking professional advice, such as from financial and legal experts, are crucial steps to ensure that your wishes are carried out smoothly and that the impact on your financial and personal affairs is thoroughly considered. Ultimately, the decision should align with your specific circumstances, goals, and values, while also taking into consideration the potential consequences and benefits of gifting inheritance before your passing.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

Financial mistakes can be a bit like accidentally using your credit card to pay for a gourmet meal when you meant to order takeout. You start with good intentions, but before you know it, you've overspent on that fancy dessert and suddenly find yourself in a financial food coma. It's like trying to juggle your budget while riding a unicycle on a tightrope – one small misstep, and you might just end up in a financial circus! So, remember, it's essential to keep an eye on your financial plate and avoid those budget-busting indulgences. Otherwise, you might be dining on instant noodles for the rest of the month while your wallet nurses its own version of indigestion!Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

When faced with the decision of repairing or replacing a malfunctioning appliance, several factors come into play. First and foremost, the age of the appliance is crucial in determining the best course of action. If it's relatively new and the repair cost is minor, opting for a repair is often the more economical choice. However, if the appliance is older, the cost of repairs may quickly accumulate, making replacement a more prudent option, considering the potential energy efficiency improvements and reduced maintenance expenses of a new appliance. Additionally, environmental considerations should not be overlooked; choosing energy-efficient models can reduce your carbon footprint. Ultimately, the decision hinges on a careful evaluation of cost, age, and efficiency, balancing short-term convenience with long-term benefits.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

How do you pick the person you're entrusting your money and future to? Choosing an investor advisor is a critical decision that can significantly impact your financial journey. It's essential to consider several key factors before making your choice, but ultimately, a well-suited investor advisor can provide valuable insights, personalized guidance, and a strategy that aligns with your financial aspirations.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

How you connect with a partner in a relationship is everything! Actually, it's ALMOST everything. How you connect over money is the final piece. Knowing how to communicate with each other, whether you both bring income into the marriage or not, will help avoid the biggest cause of divorce.Grab your copy of the companion book Finances and… Your Spending Planner Workbook on Shopify to keep track of your spending, net worth, and plan for your future! You can watch these episode on my YouTube channel as well.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Need some swag? You can order Finances and......

It's tempting to give our kids credit cards nowadays, but is it a good idea? There are risks but there are also some big rewards. Listen and find out if you, and your child, is ready.Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future! You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-and...

What is compound interest and how does it affect your finances? Using compound interest in savings means you will see your money grow much more quickly, but having it applied to what you owe, means you'll end up paying a lot more for what you bought. Find out how to use it to your advantage and avoid it when you can.Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future! You can also create an audible account to find helpful finance books to listen to here, and the top selling finance books on Amazon here. As an Amazon associate I can earn from qualifying purchases. For those who receive SNAP, Medicaid, or other qualifying government assistance, you can save more with Prime Access. Learn more.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-and...

Have you thought about how many credit cards you should have? Will it hurt your credit score or help? What are the benefits to more than one card? Listen and see what may be best for you!Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

What are the differences between banks and credit unions? The answer is in the services that they can provide and the interest rates that can charge. Find which is better for you. The answer is maybe both!Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

In this episode I share the book Rewire for Wealth: Three Steps Any Woman Can Take to Program Her Brain for Financial Success. The author shares her own journey to financial freedom by uncovering her own beliefs about money and reprograms her thinking to gain financial confidence.Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

Do you have pension fund and are not sure what you get? Are you wondering if taking a job that offers one is worth it? I go over defined benefit plans as well as defined contribution plans like 401(k)'s and 403(b)'s.Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

Chances are good you'll be spending money on doing things to stay healthy or spending it when your health starts to fail, which would prefer? It seems like a "no brainer" but how many of us need to start moving more and eating less? Listen in for the cost of no being healthy.Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

How can you protect your finances from being sold on the Dark Web? What is the Deep Web, should you be worried about that as well? Listen and find out how to keep your data and money safe.ON SALE NOW! $17.99 Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

It may seem that you can afford the monthly payments of owning a home, you are already paying rent, but the reality is there is so much more to owning vs. renting. Are you ready?ON SALE NOW! $17.99 Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

We don't always realize how our roles will change within our family. As adult children we will eventually need to be counselors to our parents and our children at the same time. If you're not sure how to talk to your parents about money and their care, listen in.ON SALE NOW! $17.99 Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

Hoarding can be extreme, as documented on A&E, or just buying too many things that you need to manage. Whether it's buying more than you actually need, storing more than you can at home, or paying more to have items that don't bring you joy, hoarding costs you money and you CAN take control of it.ON SALE NOW! $17.99 Grab your copy of the companion book Finances and… Your Spending Planner Workbook here on Shopify to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

Have you struggled to get your spending plan going? Worried you'll leave something out? I break down what's included in a through plan and explain how each component supports your long-term goals. I also have my own planner for sale now here, Finances and... Your Spending Planner Workbook, you can order yours now.Grab your copy of the companion book Finances and… Your Spending Planner Workbook here to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

A new relationship is exciting! So when is the right time to talk about finances and how do you bring it up? Listen for questions you can ask and things to consider as your relationship matures. It's crazy to think that discussing finances is so taboo when in reality, it needs to be one of the first conversations if you want to have a successful, long-term relationship.Grab your copy of the companion book Finances and… Your Spending Planner Workbook here to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

Lifestyle creep is an insidious way that we start to spend more and save less. We allow our new found earnings to be spent without thought to planning or retirement. This "creep" turns wants into needs and ultimately we spend more than we have. Listen for tips on how to stop some of this spending.Grab your copy of the companion book Finances and… Your Spending Planner Workbook here to keep track of your spending, net worth, and plan for your future!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Need some swag? You can order Finances and... items here! https://www.teepublic.com/user/finances-andWant to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

There are some great new improvements available to tax payers in the form of the SECURE Act 2.0. Find out how you can benefit from the delayed required minimum distributions, 529 rollovers, and how your employer can contribute matching funds to your retirement plan even if you are not because you have education debt loans. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

Do you need a push to start saving more? Would a challenge be just what you need to make it happen? Listen to these fun saving ideas and start putting  little more away each month. Thanks to Clever Girl Finance, Experian, and Mom's Money Map for these ideas!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

Have you considered a Parent PLUS loan for your child's college loan? What are the benefits and risks?Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

IRA's are tempting targets for raiding when you feel like you need money, because there can be a big balance, and retirement seems SO FAR AWAY! This can be a huge mistake. Make sure you know what you're getting into before making that withdrawal.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

Donating items are a great way to help your community, your tax debt, and clear out your home. However, not all donation centers are the same. Listen and see if the items you've dropped off, or put out, have the same impact at each donation company. You may be surprised. Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.I went to school so you don't have to!Thanks for listening!

Everyone should take some time to evaluate how last year went financially. Make a plan to evaluate what you have accomplished and what still needs to be done. I remind you what you should be reviewing and offer suggestions on how to make your finances stronger in 2023.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

Companies offer stock options to employees as a way to suppliment their salary without having to pay more in bonuses. Find out how you can benefit from them and understand how they work by listening to today's episode.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

What are the tax implications when you live in line state and work in another? While most states have a marginal tax rate, some states charge a flat tax  and others don't have a state income tax at all! Listen and see how it may affect you and find out how  you file?Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

What are some strategies you can use to maximize your gift giving this season with looming inflation? Are tangible items all your gifting, if not, how do you know if your money will be used for a true non-profit? Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

How do we make financial decisions and are we making good ones? What causes us to react to situations rather than respond with a cooler head? Here are some ideas from the book Mind Over Money by Brad and Ted Klontz and how to avoid making the same mistakes over and over.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

Did you know there is a website for each state that is there to return lost money to you? Listen and go search yours! Don't let a budget scare you, start a simple one and at least see what your situation is. Virginia is returning money to 2021 tax payers on October 31, see if you qualify, and finally what is a home appraisal and with growing interest rates, what do they mean now?Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

Have you ever wondered about the meal plans they offer? You get a box with food and the recipes for specific meals, then you make them and enjoy. Is this service for you? Do you have special dietary needs? There is probably a kit for you. The big question is, are they affordable or will they break the budget!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

Should you consider a trade school instead of college? What type of income do they really earn? There are so many benefits to pursuing your passion, this may be one of them!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

Have you ever considered buying an RV or travel trailer? Here some things to consider before jumping into this big investment, because the costs are high; but so are the rewards! Listen in and see if it's for you?Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

Have you tried a no spend month? November is one that many people have used as a start to improving their nest egg. Here are some tips to get you started on increasing your savings. Here is the Geico No Spend Planner!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

How should you be planning for retirement? One step is to start making written plans for how much you will need and what you plan to do once retired. This plan should be reviewed annually, so let's get started now!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

What are some ways you can make better money choices? How can you use what you have now to still reach your financial goals? This episode covers ways to increase your wealth for your future.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

How do you apply for college loans, or refinance ones you have already, without falling victim to scammers? This can be one of the most frustrating times, so listen and be alert to those who just want to take your money, not help you finance your or your child's education.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

How does the rising interest rate hurt and help you right now? What actions should you take to make it a better situation for you and what should you not do?  Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.

What are some ways to save money when prices are skyrocketing? I make suggestions for gas, food, and investing savings that will help keep YOUR money in YOUR bank account!Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454.