Podcasts about homeowners associations

Ryan Vigus leads CSAA Insurance Group's personal lines products, including auto, home, umbrella, and pet.  His team develops and manages insurance products and product experiences that serve the needs of AAA Members. Ryan's responsibilities include Product Strategy and Development, Product Management, Actuarial, and Data Science.  CSAA Insurance Group is a AAA insurer that serves AAA Members in 23 states and the District of Columbia.  Ryan has served on the board of directors and various committees for the Insurance Institute for Business and Homes Safety (IBHS) since 2018 and currently serves as the chair of the board of directors.  He has a master's degree in applied mathematics from Bowling Green State University (Ohio) and is a Fellow of the Casualty Actuarial Society. Highlights from the Show California is a massive economy that has had a history of difficult insurance situations. Back in the day, Auto Insurance became a problem, with rates jumping and profitability suffering. California's insurers looked to Homeowners to make up the difference to remain profitable. And then the wildfire situation changed dramatically, putting great pressure on the industry, leaving many with the need to dramatically increase rates, pull out of the state, or both. Homeowners Associations often put in place rules to govern how homes in the development look to uphold standards and consistency across homes. But what happens when those standards are at odds with the decisions that make a home more resilient to things like hail, hurricanes or wildfire? Can you install a better roof, plant different vegetation (or remove it), etc., if it means your home will still be standing when others may not? Colorado has made laws that ensure HOAs cannot restrict a homeowner from doing something that makes their home safer from losses like hail or wildfire. If your home falls victim to a flood or hail damage, and your insurer pays to repair the damage, what if there was a way to enhance how you rebuild so your house is less likely to suffer a loss in the future? Wouldn't the time to make such upgrades be when you're working on those items anyway, like upgrading the type of roofing materials you use when replacing a roof destroyed by hail? That's not how insurance works today. But what if it could be? Ryan shares an interesting perspective as we discussed ways to combat the spiraling cost of buying homeowners insurance by homeowners and providing it to them by insurers. What can you do to materially impact the chance a home suffers a loss in a weather-related event like a hurricane, flood, hail storm or wildfire?At PLRB, we see the impact of better building codes on losses, and many areas have seen the benefit in how newer construction stands up to these weather events. Ryan  discusses one hold up to making your home more resilient at a cost to the homeowner is the availability of subsidized insurance through state FAIR plans that allows people to still get coverage at a low enough cost to discourage investing in hardening your home to loss. This may be contributing to some of the issue states like California have in insurance affordability and viability. What is the long-term solution to making insurance affordable to buy and viable for insurers to sell? Do we have an insurance affordability problem? In California, Ryan  believes we don't. Instead, he says we have a “homes burning down” problem, and we in the insurance industry need to stretch beyond our traditional role of paying after a loss to thinking about how we stop the losses upfront and facilitate that. This episode is brought to you by The Future of Insurance thought leadership series, available globally from Amazon in print, Kindle and Audible audiobook. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

In Part 3 of our series "From Eden to Empire," we unravel the complexities of Romans 13 and its implications for Christians living under governmental authority. Was Paul truly advocating for unwavering obedience to the state, or was his message more nuanced? We explore the context of Paul's letter to the Roman church in the 1st century, revealing that his words were tailored to address specific circumstances rather than offering a blanket endorsement of government power. Our discussion delves into the idea of living peacefully within the empire while maintaining allegiance to Christ as the ultimate authority. We examine the distinction between submission and obedience, highlighting that the Greek term used by Paul suggests a voluntary yielding rather than blind compliance. This episode challenges listeners to consider when submission to earthly authorities aligns—or conflicts—with their commitment to Christ. We also touch on the topic of taxes, suggesting that Paul's references may have been more about local dues and neighborhood authorities than the overarching Roman government. By contrasting the teachings of Romans 12 with the directives in Romans 13, we uncover how embodying the principles of the former can help navigate the challenges posed by the latter. Join us as we dissect these themes, encouraging a deeper understanding of how Christians can faithfully engage with worldly powers while staying true to their spiritual convictions. This episode promises to provoke thought and inspire meaningful reflection on the intersection of faith and governance. Don't miss this crucial installment as we continue our journey from Eden to Empire.   For Full Show Notes: https://www.thebadroman.com/show-notes/episode-119   3 WAYS TO SUPPORT THE PROJECT: TASTE IT BAD ROMAN SALSA, ADD TOTHE BAG thebadroman.com/donate, and share it (it's free!).   Connect with Matt and Expedition 44: YouTube Website Covenant Theological Seminary Expedition 44 episode on Romans 13   (1:43) The Historical Context of Romans 13 (3:45) Paul's Mission for Unity in the Church (5:37) Paul's Revolutionary Gospel (8:11) The Misinterpretation of Divine Ordination in Political Power (11:12) The Structure and Themes of Romans (14:26) The Sermon on the Mount and Its Impact on Society (17:49) Homeowners Associations in Ancient Rome (20:45) The Role of Governing Authorities in Early Christianity (24:20) The Role of Christians in Ancient Rome (28:20) The Role of Governing Authorities in the New Testament (52:52) Ancient Societies and Modern Perspectives (55:31) The Double Voice in Romans 13 (59:13) Allegiance and Conscience in Biblical Context (1:05:54) Jeremiah 29's Exile Guidance as a Metaphor (1:08:35) Theological Reflections on Romans 12 and 13   For more on The Bad Roman Project: Blog submissions: thebadroman.com/contribute-to-the-blog Connect with us on social: thebadroman.com/social-links Want to get more involved? Request to join the private discussion group on Facebook (Bad Romans Only!!) No King but Christ Network: nokingbutchristnetwork.com

A federal judge has temporarily halted enforcement of a 2023 Indiana law that criminalizes anyone who gets within 25 feet of an on-duty police officer after being told to stop. The Indiana Department of Natural Resources released 25 endangered ground squirrels at Kankakee Sands nature preserve. Indiana lawmakers took their first steps last week in exploring whether changes are needed in the ways homeowners associations operate. The Indiana Department of Education on Friday announced the Teacher of the Year. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. Today's episode of WFYI News Now was produced by Drew Daudelin and Abriana Herron, with support from News Director Sarah Neal-Estes.

SHOW NOTES: Building in EDR: Rules, Tips, & TRC Insights with Ron Enzweiler Join Tricia and I as we chat with Ron Enzweiler, civil engineer and EDR Technical Review Committee member, unpacking the sometimes-confusing world of Homeowners Associations and the Technical Review Committees. We look at the guidelines, responsibilities, and homeowner tips for ensuring a harmonious community here on The Ranch. From building a house to selecting paint colors, Ron demystifies the process with insider knowledge. Some of the things we talk about: • Ron explains HOAs and TRC roles • Insights into EDR's building & design codes • Tips for navigating contractor relationships • The significance of following community covenants • Modern vs. classic architectural designs in EDR We hope you enjoy and find the information useful! To learn more about the El Dorado Ranch home owner community, visit their website at: http://www.eldoradoranchhoa.com.mx   To support TURN LEFT AT THE CACTUS podcast Please LIKE, SUBSCRIBE, REVIEW, and FOLLOW us on Face Book. And, share us with your friends! We wouldn't say no to a propina at: ⁠⁠http://www.ko-fi.com/turnleftatthecactus⁠⁠ ! Gracias! If you, your organization, or, your business would like to sponsor an episode, please email us at cactusleft@gmail.com.--or--DM us via Messenger or What'sAp. *We choose our sponsors very carefully. If you hear us talking about products or services it's because we have tried the product or service, and, can vouch for it.* You can reach us at: cactusleft@gmail.com Thanks for listening! Your hosts, Cal & Tricia *The views expressed by our guests may not necessarily be our own.* ABOUT Turn Left at the Cactus is a locally produced podcast in San Felipe, Baja, Mexico. This podcast has a primary focus of discovering what foreign nationals who live and work here--full or part time--find so attractive about the area, why they moved here, and what they think is deserving of more attention. However, we don't always stick to the script, so anything is possible. We also talk with Mexican locals about cultural differences and what we can do to better integrate ourselves into the community. We drop episodes as often as we can interview people and San Felipe personal life doesn't interfere. If you have a suggestion of someone you think should be interviewed, please email us at: cactusleft@gmail.com Please put: Suggested Guest in the Subject Line. Thanks! Producer/Audio Editor/Engineer: Cal Whedbee Hosts: Cal Whedbee and Tricia Sikes

Santa Clara County Housing Market, Measure E Impact, and HOA Funding Issues In this episode, Vito discusses whether your HOA is funded correctly and dives into the current mortgage rates, including specifics for Santa Clara County. He examines what $2 million and $1 million can get you in terms of properties in Santa Clara County, evaluates the impact of Measure E on property values, and offers insights on the real estate market inventory across the Bay Area. Vito also provides a detailed look at the importance of thorough HOA audits and the consequences of underfunded HOAs. The episode concludes with a discussion of current market trends and projections. Consumer Warning: Underfunded Homeowners Associations Mortgage Rates this week Measure E - Real Property Transfer Tax | City of San José Fire Map for your new home Home Inspection CHECKLIST HERE https://abitanogroup.com/homeinspectionchecklist What you get for $2MM Santa Clara County AIDA Attract, Interest, Desire, Action What you get for $1MM in SILICON VALLEY FREE HOME BUYER CHECKLIST HERE https://abitanogroup.com/Homebuyerchecklist Inventory And Supply Charts 00:00 Introduction and Overview 00:19 Current Mortgage Rates 01:02 Measure E and Its Impact 03:40 Real Estate Market Analysis: $2 Million Homes 05:47 Real Estate Market Analysis: $1 Million Homes 06:43 Underfunded Homeowners Associations 09:29 National and Local Housing Inventory

Our listeners sent in their real life HOA stories and we can't wait to share them with you. Let's dive deeper into the world of Homeowners Associations in this episode. Join us as we read real stories from the trenches. These stories explore the ups and downs of living in an HOA community. From preserving property values to navigating neighborhood drama, discover why some people love HOAs while others can't wait to escape them. Whether you love or hate HOAs, this episode will give you a fresh perspective and plenty of laughs along the way. Weeds, wildflowers, RVs in driveways, speeding teens and insurance nightmares… Tune in for all of this and more!   Leave us a review at ratethispodcast.com/hustlehumbly Get your FREE Database Template  Email Templates 101: emailtemplates101.com Build Your Own Business 101: hustlehumblypodcast.com/byob Agent Systems 101: agentsystems101.com All Resources: hustlehumblypodcast.com Submit your topic ideas and toasts to team@hustlehumblypodcast.com.  

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Everybody talks about the evils of CO2 in the environment but what happens when CO2 gets tired of the bad press and tries to get revenge? G. Long and Deb take a look at Carbon Injection plans for Louisiana and what that might mean in the future. Louisiana and the oil companies have big CO2 plans for our state and Beauregard Parish, but it's not without risks. We'll take a look at one town in Mississippi that was poisoned by a CO2 pipeline leak and what happens is pretty wild. All this and a look at Homeowners Associations, America's Tiny Oligarchies on this episode of the Long in the Boot Podcast.Thanks For Listening! Find us on Spotify, Apple Podcasts, and Facebook!Email: longintheboot@gmail.comCall Us: 337-502-9011

Send us a Text Message.So, a few years ago we bought a 4-plex that was located within the confines of an HOA or Homeowners Association.And the numbers worked, so that was great, And we were told that they handle a lot of the landscaping and care for the parking and deal with all the trash again, which was great.But we made a crucial mistake and did not thoroughly read the bylaws, which is all on us. There was one item in there that made a really big difference on how well this new purchase would play out.So, this week on the podcast, we are talking all about what it means to own a rental property within an HOA.There are several pros and cons to Homeowners Associations.  Some aspects can be fantastic when owning a rental governed by them and others can really affect the value of your rental and the ability to rent it. LINKS

KAYR, the co-founder of KAYJAY Consulting, embodies the epitome of success through his ventures on Wall Street and his remarkable journey in real estate. Originating from Philadelphia, KAYR overcame numerous obstacles to become the first in his circle to pursue higher education, ultimately graduating with a bachelor's degree in history from Bowdoin College and an MBA from the Tuck School of Business at Dartmouth College. His entrepreneurial spirit led him to establish a multi-million dollar real estate investment company, boasting over 150 rental units, showcasing his adeptness at building enterprises from the ground up. As a real estate investor, KAYR has curated a team of experts to facilitate property identification, acquisition, and ongoing management. Additionally, he is a licensed real estate salesperson, actively engaged in Philadelphia's Homeowners Associations, and renowned for his impactful roles as a transformational speaker, life coach, and business consultant. With notable career-spanning positions at prestigious firms like Goldman Sachs and Truist Securities, KAYR's influence extends beyond business into community service, as demonstrated by his board memberships and nominations for prestigious leadership awards. His inspirational journey and achievements have been featured in prominent publications and even in a chapter of Elijah Anderson's book, "Black in White Space: The Enduring Impact of Color in Everyday Life."   In this episode, we talked to KAYR about his journey from the streets to Wall Street, his transition to real estate and its challenges, differences between investing in real estate versus the stock market, and KAYJAY Consulting.   Announcement: Join the Apartment Investing Mastermind here.   Scaling a Real Estate Portfolio;   02:28 KAYR's background; 11:41 From Wall Street to real estate investing; 16:55 Real estate vs. the stock market; 20:04 Challenges that KAYR faced during his transition; 22:35 KAYJAY Consulting and the benefits they provide; 24:46 Advice for living a better life; 29:09 Round of insights   Announcement: Join us at this year's REWBCON event here.   Round of Insights   Apparent Failure: Having a wake-up call and realizing he can do better during early school years. Digital Resource: Buildium.com Most Recommended Book:  Clockwork Daily Habit: Having some personal time, focusing on his thoughts, and achieving mindfulness. #1 Insight for scaling a portfolio: One needs to master the basics within the market. Best Place to Grab a Bite in Philadelphia, PA: Five Guys   Contact KAYR: https://www.kayjayconsulting.net/      Thank you for joining us for another great episode! If you're enjoying the show, please LEAVE A RATING OR REVIEW,  and be sure to hit that subscribe button so you do not miss an episode.

This podcast features hosts Mike and Kevin discussing various methods to enhance privacy in one's backyard, inspired by a listener's question about feeling exposed in a new home with nearby two-story neighbors. They explore the importance of privacy, differences in backyard privacy across regions, and strategies for achieving privacy through design, landscaping, and structures. Key topics include strategic use of fences, privacy screens, plantings, and noise-masking features like water fountains. The hosts emphasize the importance of identifying key sightlines, using 3D modeling for design planning, and considering both city and homeowners association regulations. Additionally, they discuss creative solutions like metal pergolas, sunken areas for privacy, and leveraging natural and artificial elements to create private, enjoyable outdoor spaces. Throughout, the importance of clear communication with designers and thoughtful planning to address privacy needs is highlighted. 00:00 Introduction and Catching Up 01:29 Addressing Listener Questions: Privacy in Small Properties 02:34 The Importance of Privacy in Outdoor Spaces 03:52 Designing for Privacy: Key Considerations 04:10 The Role of Sight Lines in Privacy Design 07:21 The Power of 3D Modeling in Privacy Design 08:05 Creating Privacy: Practical Examples and Ideas 08:11 The Impact of Weather on Outdoor Privacy 12:03 The Role of Homeowners Associations and City Rules in Privacy Design 12:56 Using Structures and Screens for Privacy 21:37 The Evolution of Outdoor Space Design 23:30 Final Thoughts on Creating Privacy in Outdoor Spaces 25:38 The Appeal of Sunken Fire Pits 26:09 Creating Privacy with Trees and Bushes 26:26 Choosing the Right Evergreen Hedges 26:46 Exploring the Use of Italian Cypress 27:37 The Versatility of Arborvitae and Other Plants 27:54 The Importance of Understanding Plant Mass 28:11 The Role of Trees in Privacy 28:58 The Challenges of Using Ficus Hedges 29:22 The Impact of Weather on Plant Choices 29:50 The Concept of Green Walls 32:14 The Use of Bamboo for Privacy 40:09 The Benefits of Using Water Features for Privacy 43:10 The Role of Lighting in Creating Privacy 44:34 The Importance of Strategic Privacy Planning 46:15 Conclusion: Becoming a Better Pool Owner   Thanks for tuning in to another episode of The Poolside Perspectives Podcast, you can visit our website where you can see some of the features we talk about, blogs and submit questions. Or follow us on socials media. If you enjoy this show please subscribe, rate and leave a review.   https://www.poolsideperspectives.com/ https://www.instagram.com/poolsideperspectivespodcast/ https://www.youtube.com/@PoolsidePerspectivesPodcast

Ever wondered how a single dad turned CEO is on a mission to change the way we perceive Homeowners Associations? Join Corwyn J. Melette and his guest, Brandon Barnum, as they unveil the secrets of revolutionizing communities and empowering homeowners. ​​Brandon Barnum, acclaimed as the "King of Referrals," is a successful entrepreneur and CEO of HOA.com, who went from a single dad in the mortgage business to a serial entrepreneur. Discover Brandon's inspiring journey and his commitment to transforming HOAs into positive, community-building entities. Known for transforming his income from $20K to $200K in 18 months through the mastery of referrals, he has closed over $500 million in transactions and founded numerous referral platforms connecting over 5 million members globally. Brandon embarks on a conversation about HOA.com, a platform designed to connect homeowners with reliable professionals while reshaping the HOA landscape. Delve into the power of referrals, the AAA concept of homeownership, and innovative solutions like community surveys and live events. Uncover the keys to personal development, goal-setting, and becoming a 'charity champion' in your community.​​ Key Takeaways: 3:05- Revolutionizing HOAs and connecting homeowners with trusted professionals. 8:20- Revolutionizing homeowner associations through transparency and community engagement.  4:13- Changing HOA perception through community engagement and social media.  19:29- Community involvement and charity work in real estate.  22:24- Setting goals and living intentionally.  Connect with Brandon@: Website: https://hoa.com/ Website: https://ravingreferrals.com/ Linkedin: https://www.linkedin.com/in/brandonbarnum/ Email: brandon@hoa.com Connect with Corwyn@: Contact Number: 843-619-3005 Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠ FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠ Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠ Website:⁠ https://www.exitstrategiesradioshow.com⁠ Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠ Shoutout to our Sponsor: Exit Realty Lowcountry Group Do you want something more? More Meaningful Moments opportunities, deeper relationships and memorable experiences? Do you want to make a difference? If you say YES, a career and real estate could be the opportunity you're looking for guiding people to one of the most important decisions they ever made, the purchase or sale of their home can be both rewarding and lucrative.  Exit Realty has a revolutionary compensation model training and technology that provides you with the tools you need to start and build your successful real estate career. Call Exit Realty Lowcountry group today at 843-619-3005 that is 843-619-3005 or visit https://exitlowcountry.com/joinexit and make your Exit today. --- Support this podcast: https://podcasters.spotify.com/pod/show/corwyn-j-melette/support

Welcome to The Georgia Politics Podcast! On this special episode we discuss Homeowners Associations and the similarities they have with today's politics. Michael Crew, Owner and CEO of Homeowner Management Services, joins Craig in studio to talk about what an HOA is, how they work, and what they can and cannot do. A Homeowners Association (HOA) is a private governing body established within a residential community to enforce and manage certain rules and regulations. Typically, HOAs maintain common areas, such as parks or pools, ensuring they are well-kept and enhancing property values. They administer architectural guidelines to maintain aesthetic standards and regulate property modifications. Additionally, HOAs collect fees from homeowners to fund communal services and amenities. Acting as a mediator, an HOA resolves disputes among residents and facilitates community cohesion. Through these functions, HOAs aim to preserve property values, foster a harmonious living environment, and uphold a sense of community within the neighborhood. Connect with The Georgia Politics Podcast on Twitter @gapoliticspod Megan Gordon on Twitter @meganlaneg Preston Thompson on Twitter @pston3 Hans Appen on Twitter @hansappen Proud member of the Appen Podcast Network. #gapol

William Santana Li is the Chairman and CEO at Knightscope, Inc. an advanced security technology company that builds fully Autonomous Security Robots (ASRs) that are a unique combination of self-driving technology, robotics, A.I. and electric vehicles that deter, detect and report. In this episode William and KJ discuss the flaws in the current US security system and the need for innovation and federal oversight. Li also shares his vision of creating the safest city in America through a network of AI-equipped machines.    Key Takeaways: The lack of federal oversight in the security industry The challenges of the currently flawed security system in the United States The real-world impact of the lack of innovation and funding in public safety How Li envisions creating the safest city in America   Quote of the Show (6:00): "There's no one in charge. There's literally tens of thousands of different budgets. There's no innovation process, no risk capital. And then in the year 2024 you have a security guard in a parking lot sitting there with a number two pencil and a notepad. And then we're wondering why it doesn't work.” – William Santana Li   Join our Anti-PR newsletter where we're keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome.   Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval   Ways to connect with William Santana Li: LinkedIn: https://www.linkedin.com/in/williamsantanali/ Twitter: https://twitter.com/WSantanaLi     Company Website: https://www.knightscope.com Company LinkedIn: https://www.linkedin.com/company/knightscope-inc-/   How to get more Disruption/Interruption:  Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Google Play - https://podcasts.google.com/feed/aHR0cHM6Ly93d3cub21ueWNvbnRlbnQuY29tL2QvcGxheWxpc3QvODE5NjRmY2EtYTQ5OC00NTAyLThjZjktYWI3YzAwMmRiZTM2LzNiZTZiNzJhLWEzODItNDhhNS04MDc5LWFmYTAwMTI2M2FiNi9kZDYzMGE4Mi04ZGI4LTQyMGUtOGNmYi1hZmEwMDEyNjNhZDkvcG9kY2FzdC5yc3M= Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD  See omnystudio.com/listener for privacy information.

BETSY BRANTNER SMITH JOINS DAWN LIVE - BETSY RESPONDS TO THE THIN BLUE LINE RULING IN PA - AS WELL AS THE CRIME TRENDS AND HOPE IN PHILADELPHIA FOLLOWING A NEW MAYOR IN OFFICE (The Philadelphia Inquirer)A Montgomery County (Pennsylvania) township cannot bar police and municipal employees from displaying the “thin blue line” flag, a federal judge ruled this week.The ruling comes after Pennsylvania's largest police union filed a lawsuit in January, alleging that leaders in Springfield Township had violated the Constitution by banning the flag. Adopted by some police departments and their supporters after 2020′s mass protests over police brutality, the flag depicts a black-and-white American flag with one blue stripe, and has been tied to the “Blue Lives Matter” slogan used by supporters of law enforcement... Springfield Township officials banned its employees from displaying the flag on township property in January, saying that the flag had become central to tensions between marginalized communities and law enforcement, and adding that it had been adopted by white nationalists since its introduction. Read more. The National Police Association, a non profit that supports law enforcement officers across the U.S., has supported efforts in Florida and Colorado that keep Homeowners Associations from banning Thin Blue Line flags. Tune in 10 AM - 12 PM EST weekdays on Talk Radio 1210 WPHT; or on the Audacy app!

The Role of Private Law in Land Use Regulation (Molly Brady) Molly Brady is the Louis D. Brandeis Professor of Law at Harvard Law School. She is the author of Turning Neighbors into Nuisances.   Appendices: Molly Brady: Magic Mike's Last Dance and This $5,750-a-Month Brooklyn Apartment Has a Smell Test.   Greg Shill: the Culdesac development and its reported lease condition that residents not park within 400 meters of the development in Tempe, AZ. Local government law bonus: minutes of the Tempe Development Review Commission meeting discussing this.   Jeff Lin: The Rise and Effects of Homeowners Associations, by Wyatt Clarke and Matthew Freedman.   Follow us on the web or on Twitter: @denselyspeaking, @jeffrlin, @greg_shill, @mollyxbrady.   Producer: Courtney Campbell   The views expressed on the show are those of the participants, and do not necessarily represent the views of the Federal Reserve Bank of Philadelphia, the Federal Reserve System, or any of the other institutions with which the hosts or guests are affiliated.

Too much power with too little oversight is how a local senator describes HOAs.In this two-part series, award-winning investigative reporter Rachel Polansky looks at two metro Atlanta homeowners associations that are taking financial and legal action against their own residents.Part one: https://www.atlantanewsfirst.com/2023/09/13/hoa-cuts-sick-residents-water-off-after-she-falls-behind-dues/Part two: https://www.atlantanewsfirst.com/2023/09/13/hoa-files-23k-lawsuit-after-woman-installs-therapeutic-rock-garden/

Accessory Dwelling Units - Financing, Estimated Costs, and Potential Rental Income   Are you looking to earn extra income by building a granny flat  - also known as an Accessory Dwelling Unit (ADU)? Adding an ADU to your home by converting a garage into an apartment or installing a tiny home on your property has never been more popular. In this episode Paul meets with mortgage loan originator Marianne Caprino from Dignified Home Loans to discuss financing options, estimated costs and potential rental income in Ventura County, CA.  Check out the full episode on Paul's YouTube channel, @PaulWardFarmTalk.   Related Links Marianne Caprino email marianne.caprino@dignifiedhomeloans.com Marianne Caprino cell (805) 340-6659  More about Marianne Caprino Accessory Dwelling Units in California    What you'll learn in this episode: 0:00 Marianne Caprino introduction 0:43 Why Accessory Dwelling Units (ADUs) are popular in California right now 1:07 How to fund an ADU with Dignified Home Loans 1:41 Types of ADUs 2:24 Estimated costs for creating different types of ADUs 3:14 The process for securing a loan for an Accessory Dwelling Unit 4:01 Interest only loan for the first 12 months 4:52 After 12 months the loan converts to a 20-30 year fixed loan 5:34 Estimated rent for an ADU in Ventura County 6:11 Homeowners Associations and Accessory Dwelling Units 7:11 Solar and ADU 8:19 Tiny homes as accessory dwelling units 9:03 Increasing the value of your home 9:32 Preferred vendor list 10:02 Popularity of ADUs _ Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com A special THANK YOU to our sponsors! Farm Talk with Paul Ward would not be possible without the support of our sponsors, Opus Escrow and Karly Rosalez from The Money Store. Supporting our sponsors ensures Farm Talk can provide listeners with the best possible episodes.

Homeowners Associations. Everyone's got a story - this one out of Maryland caught Michael's eye. Let's talk about the politics of lawns. Original air date 15 December 2022.

For this week's episode of LLL, Jim interviews Anton Tonev, Co-Founder of InspectHOA. Many homebuyers—especially first-timers—known very little about Homeowners Associations. Navigating the ins-and-outs of HOA documents and fees can be a headache. So, we were excited to pick Anton's brain about how he helps lenders and title agents navigate HOAs, and about the wider need for clarity in the housing, title, and mortgage lending industries.

Dulce's story is an example that when you are helping out of kindness and generosity, inevitably you are going to be successful and a role model. Good things are going to happen to you and you are going to be a positive influence in the spaces that you are in. Dulce has had an amazing career helping clients, colleagues, and consumers. Her book of business is fully made by referrals and her retention rate is insane. Many of her clients had been with her for decades and generations. She has a solid reputation as one of the best in the industry. Her story is full of value and you should hear it.Dulce is native of Miami Beach, Florida. She is a Beach High graduate and lived in Miami Beach for 22 years before moving to Miramar in Broward County in 1996. Dulce was in High School, on the work program, when she did clerical work for a Condominium Association. While working there, an insurance agent told her they had an opening and asked her to interview. She did. She got the job on the spot. It was the beginning of her journey in the insurance world. Dulce joined the insurance industry on November 2, 1985. She obtained an Associate in Insurance Services from the Insurance Institute of America in 1999. She has accomplished so much in her 37 years of professional experience. Her commitment to help the insurance industry mixed with her vast knowledge and great leadership skills have resulted in a lot of value and betterment for everyone involved with her. Dulce specializes in personal lines and commercial habitational risks, such as Condominiums and Homeowners Associations. She is a Vice President and Sales Producer of Acentria Insurance in Miami, Florida. She is a consumer advocate, insurance educator, and proven leader. She has won many awards and recognitions. In the National Association of Insurance Women (NAIW) of Florida she won the Kay Cooper Memorial Award (1994) and Insurance Professional of the Year (1999). The Latin American Association of Insurance Agencies (LAAIA) recognized her with the Insurance Professional of the Year -Woman- in 2002 & 2006. She won the LAAIA-Broward-Lifetime Achievement Award in 2018. She won the AAMGA Association Achievement Award in 2002. She was named one of 95 in the 2018 Elite Women in Insurance of the Insurance Business America.Dulce currently serves as the Citizens Property Insurance Corporation liaison for the LAAIA and has been appointed to the Agents Round Table since 2007. In 2015, she was appointed to the Citizens Depopulation Modernization work group that helped pass legislation that created the depopulation process in place today in Florida. In 2016, she was chosen as 1 of the 10 finalists out of 77 applicants for the position of Insurance Commissioner of the State of Florida. In 2006, she was appointed by then CFO Alex Sink, to the Financial Literacy Council where she served on the Florida Alliance on Hurricane Insurance. She is the Past President of the local chapter of the NAIW and of the LAAIA, and has chaired the Legislative Committee of both associations and therefore she makes annual trips to Tallahassee and Washington, D.C. Dulce has also been a Board Member of the American Insurance Marketing and Sales Society since late 2016 and she is currently their Board President.Dulce is a trusted and credible voice. She is a go-to person for the South FL media. Has appeared in: CBS 4, NBC 6, ABC 10, CNN, CNNE, Univision 23, Univision Radio, Telemundo, TeleMiami, Miami Herald, Sun Sentinel, Insurance Journal, Rough Notes, and Independent Agent Magazine. FUN facts: Since Dulce is Cuban she absolutely loves the beach. She can live on the beach forever and be happy. She loves to fish, snorkel, swim, and to lay out the beach. To get in contact with Dulce, please connect with her on LinkedIn.

Homeowners Associations Horror Stories

Real estate agents, this three-part podcast series, 10 Secret Listing Lead Sources Revealed. This is part 2. These secret sources are full of motivated sellers who are ready to list with you. They are also prospects most agents don't know about or aren't actively prospecting. Join Tim and Julie Harris's Exclusive PREMIER COACHING 100% FREE: https://members.timandjulieharris.com Connect with short-term Vacation Rental By Owner property owners.  You can easily find these listings on the different websites they advertise on.  You can click on their schedule and see if it's frequently rented or if perhaps it's not been rented for a long time.  Many of these owners are considering selling, now that prices have risen and they can cash out some equity.   Additionally, many cities and Homeowners Associations have made short-term rental rules such that the properties no longer make sense for those owners.  This is similar to the conversation we discussed regarding For Rent By Owners.  Generally a numbers-based, business decision to sell or not to sell. Probate is another unusual source that most agents don't think of often.   Probate is a legal process where the validity and authenticity of a will are determined.  It also refers to the administration of the deceased person's estate who did NOT have a will.  Typically the fate of the property will be decided by the beneficiaries or a probate attorney.  States differ in how this is handled, but it's a simple process to learn.  Notice of Default properties. Remember that just because someone has missed a payment or multiple payments does not necessarily mean they will be a short sale.  The average homeowner with a mortgage has more than $150,000 in equity in their home.  This means you can sell a house for someone who is in a distressed situation, likely without having to negotiate a short sale.  (You should still learn how to do short sales when necessary). Join Tim and Julie Harris's Exclusive PREMIER COACHING 100% FREE:  https://members.timandjulieharris.com LIKE and SUBSCRIBE AND PLEASE LEAVE A COMMENT: https://bit.ly/3NXGxNb FREE REAL ESTATE SALES TRAINING AND COACHING: Enroll NOW, FREE Real Estate Coaching and Training: https://bit.ly/3aUimkh LATEST REAL ESTATE NEWS: https://bit.ly/3Obuhs2 EXP REALTY EXPLAINED: Tim and Julie Harris are one of the TOP EXP REALTY Sponsors in the world. Tim and Julie are honored to be your sponsor at eXp Realty.  Text TIM HARRIS directly to be sponsored by Tim and Julie Harris 512-758-0206.  Tim and Julie's EXP Realty site: https://bit.ly/3NJTPwB * Completing the EXP Realty application now? Name JULIE HARRIS from Georgetown Texas as your sponsor! Watch this video: https://bit.ly/3QjYJCo and here is the application: https://bit.ly/3MKPw35 WHO ARE TIM AND JULIE HARRIS?: https://bit.ly/3mGOWbU #realestatetraining #joinexprealty #realestateleads #timandjulieharris #realestatesecrets #realtor #realestatemarketupdate #realestatecoaching #negotiationsinrealestate #themodelexplained #exprealty #joinexprealty

Residential Metal Roofing Company and Contractor Trueworks Roofing™ interview Todd Miller with Isaiah Industries, who is a residential metal roofing expert. Todd Miller is the President of Isaiah Industries, which is a leading manufacturer of specialty residential metal roofing. Todd has over 40 years of industry experience and is widely recognized for this knowledge and ability to guide contractors and property owners through the successful process of roofing. To schedule a residential metal roof consultation, https://trueworksroofinghoustontx.com/ (fill out our form here.) or give us a call at 713-581-3087 RESOURCES SHARED IN THIS EPISODE: Isaiah Industries https://www.isaiahindustries.com/ (Website) Kassel and Irons https://www.kasselandirons.com/ (Website) Ask Todd Miller https://www.asktoddmiller.com/ (Website) Metal Construction Association https://www.metalconstruction.org/ (Website ) Roofing for Homeowners Associations https://www.roofingforhomeownersassociations.com/ (Website ) Connect with Todd Miller Follow Todd on https://www.linkedin.com/in/todd-miller-residential-metal-roofing-manufacturer-and-expert-31b2661/ (LinkedIn) Email Todd Miller Ask Todd Miller https://www.asktoddmiller.com/ (Website) Connect with Trueworks Roofing™Request a https://trueworksroofinghoustontx.com/ (FREE Roof Consultation) Follow Trueworks Roofing on https://www.facebook.com/trueworksroofing (Facebook) Follow Trueworks Roofing on https://www.instagram.com/trueworksroofing/ (Instagram) Follow Trueworks Roofing on https://twitter.com/TrueworksR (Twitter) Follow Trueworks Roofing on https://www.linkedin.com/company/trueworks-roofing/ (LinkedIn ) Subscribe to Our https://www.youtube.com/channel/UCgP4RVVk2Z29lRpUKx9kPVA (YouTube Channel) If You Would Like to Interview Joel or Laura for your podcast, https://www.houstonrooferpodcast.com/episode/mail%20to:%20dimple@trueworksroofing.com (send an email )with more details. If you would like to be a guest on Houston Roofer Podcast, https://www.houstonrooferpodcast.com/episode/mail%20to:%20dimple@trueworksroofing.com (send an email) with your contact info and why you would make a great guest.

John welcomes Ann Lott from Inclusive Communities Project in Dallas as well as our advocacy director David Wheaton to talk about a troubling trend starting in Denton regarding Homeowners Associations. The local HOA for Providence Village determined last month that housing choice vouchers will no longer be accepted in their community and landlords who do will be fined for doing so. The bulk of recipients of HCVs in the area are Black families and the majority population of Providence Village are white, non-hispanic families. After major pushback from county officials, the situation on the ground has shifted, but voucher holders in Providence Village are still in danger of displacement. Ann tells gives us the details of what is happening in North Texas, and how ICP, Texas Housers, and local residents are fighting back against this discrimination and civil rights violation.

A study of almost 24,000 employees at a major Fortune 100 company found that 61% of them chose the wrong plan for their needs. Today's Stocks & Topics: Low Contribution Limits, Four Percent Rule, Homeowners Associations, AIG - American International Group Inc., DIS - Walt Disney Co., CVS - CVS Health Corp., REGN - Regeneron Pharmaceuticals Inc., PYPL - PayPal Holdings Inc., AVGO - Broadcom Inc., RF - Regions Financial Corp., ETFs Analysis, UHT - Universal Health Realty Income Trust.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

02/23/22 - In this episode, the panel discusses everything you need to know about Homeowners Associations, including the pros and cons, what you can expect to get from an HOA, and what the monthly price can be. Visit MovingtoOrlando.com for more information on moving to the Orlando area! Get connected with our Moving to Orlando team today! Sean Faulk - Realtor®/Co-owner Email: Sean@MovingToOrlando.com Danielle George - Realtor® Email: Danielle@MovingToOrlando.com Ruben Colon - Realtor® Email: Ruben@MovingToOrlando.com Call us toll-free today at 855-650-6683

Wednesday, November 17th, 2021 Homeowners Associations! The good, the bad, and the ugly :-) Debbie and Heidi had fantastic audience questions this week that ranged in topic from buying a second home to obtaining an appraisal waiver for your loan application. They also jumped into Homeowners Associations and what they feel are the positives and negatives of living in a subdivision with an HOA. Even the Mortgage Mom can get in trouble if the rules aren't followed! Check out the Mortgage Mom Radio online merch store! The beer mugs are insane! SHOP NOW Book your free phone consultation today, BOOK NOW We are LIVE on YOUTUBE every Wednesday @ 1PM PST. Interact with us LIVE while we record! Ask us your questions right in the comments or call in and you will be patched through to the studio. Text "MOM" to 844-935-3634 for a weekly link to join when we get started. Mortgage Mom Radio equips you with all the mortgage education that you could ask for right at your fingertips! Listen to our Podcast with hours of shows and topics, download our PHONE APP loaded with every mortgage tool that you could need, and finally, watch our HOMEBUYER WORKSHOP SERIES on YouTube! Debbie Marcoux is licensed by the Department of Financial Institutions under the California Residential Mortgage Lending Act, NMLS ID 237926, also licensed in AZ-0941504, FL-LO76508, GA-69178, ID-167867, ID - MLO 2080237926, IL-031.0058339, NV-57237, OR, TN-184373, TX, WA-MLO-237926

KAYR (pronounced KAY-R), co-founder of KAYJAY Consulting, is a stellar example of a young professional who has benefited from working on Wall Street and building a multi-million dollar real estate investment company with currently over 100 rental units from scratch. For as long as he could remember, KAYR, a Philadelphia native, wanted to go to college, but being the first to go among parents, siblings and friends meant that he had many obstacles to overcome. KAYR is a real estate investor who has assembled a team of professionals to assist across the initial identification, acquisition and ongoing management of target properties. In addition, he is a licensed real estate sales person, a member of the Homeowners Associations of Philadelphia (HAPCO), an engaging transformational speaker, life coach and business consultant. He held positions at Goldman Sachs, Sirios Capital Management, Raptor Capital Management, and Truist Securities. He is a board member of Philadelphia Young Playwrights, Aucocisco School and The Great Young Society II organization. He was also nominated for the 40 under 40 Leadership Awards Program in Philadelphia. KAYR has a bachelor's degree in history from Bowdoin College and an MBA from the Tuck School of Business at Dartmouth College. Get in touch with Kayr: www.kayjayconsulting.net If you want to know more about Dr. Jason Balara and the Know your Why Podcast: https://linktr.ee/jasonbalara Audio Track: Back To The Wood by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Artist: http://audionautix.com/ 

Generally speaking, I am not a fan of HOAs. You may have heard me mention in the past to steer clear of investment properties with an HOA. They can be costly, they can cut into your return, and even make you want to pull your hair out. But should you always turn down a great deal if the property belongs to an HOA? On this episode of Investing in Real Estate, I'm sharing my general philosophy on HOAs and how investors should approach them. Press play to learn more!

KAYR (pronounced KAY-R), co-founder of KAYJAY Consulting, is a stellar example of a young professional who has benefited from working on Wall Street and building a multi-million dollar real estate investment company with currently over 100 rental units from scratch leveraging his community and uplifting those in it. For as long as he could remember, KAYR, a Philadelphia native, wanted to go to college, but being the first to go among parents, siblings and friends meant that he had many obstacles to overcome.KAYR is a real estate investor who has assembled a team of professionals to assist across the initial identification, acquisition and ongoing management of target properties. What makes KAYR unique is that he leverages those close in his community, giving them an opportunity to elevate collectively. He is a licensed real estate salesperson, a member of the Homeowners Associations of Philadelphia (HAPCO), an engaging transformational speaker, life coach and business consultant. With a bachelor's degree in history from Bowdoin College and an MBA from the Tuck School of Business at Dartmouth College, KAYR has held positions at Goldman Sachs, Sirios Capital Management, Raptor Capital Management, and Truist Securities, he used his corporate experience to implement and build systems within his real estate firm.KAYR does not shy from the community -- he submerges himself in it -- As a board member of Philadelphia Young Playwrights, Aucocisco School and The Great Young Society II organization. He was also nominated for the 40 under 40 Leadership Awards Program in Philadelphia. In this episode you'll tune into the power of systems, community and leadership to build your empire. Let's build.Check Out His IG Here: https://www.instagram.com/kayjayconsulting/Check Out more Info on His Program Here: https://www.kayjayconsulting.net/

In this episode, our guest KAYR talks about creating a legacy to achieve financial freedom and giving back to the community. Listen in and discover how to use your resources, relationships, and hard work to acquire cash flow real estate assets.Key Takeaways To Listen ForHaving the desire to learn from mentorsStrategies to get financedFinding consistent and predictable transactions Ways to find motivated sellersProviding “Transformational Wealth”Steps to start investing in real estateEducating and empowering peopleResources Mentioned In This EpisodeMLSAuction.comBuildiumTenant TurnerPaynearmeAbout KAYRKAYR (pronounced KAY-R), co-founder of KAYJAY Consulting, is a stellar example of a young professional who has benefited from working on Wall Street and building a multi-million dollar real estate investment company with currently over 100 rental units from scratch. For as long as he could remember, KAYR, a Philadelphia native, wanted to go to college, but being the first to go among parents, siblings and friends meant that he had many obstacles to overcome. KAYR is a real estate investor who has assembled a team of professionals to assist across the initial identification, acquisition and ongoing management of target properties. In addition, he is a licensed real estate salesperson, a member of the Homeowners Associations of Philadelphia (HAPCO), an engaging transformational speaker, life coach and business consultant. He held positions at Goldman Sachs, Sirios Capital Management, Raptor Capital Management, and Truist Securities. He is a board member of Philadelphia Young Playwrights, Aucocisco School and The Great Young Society II organization. He was also nominated for the 40 under 40 Leadership Awards Program in Philadelphia. KAYR has a bachelor's degree in history from Bowdoin College and an MBA from the Tuck School of Business at Dartmouth College. Connect with KAYRWebsite: KAYJAY ConsultingInstagram: @kayjayconsultingTo Connect With UsPlease visit our website: www.bonavestcapital.com and please click here, to leave a rating and review!SponsorThinking About Creating and Growing Your Own Podcast But Not Sure Where To Start?Visit GrowYourShow.com and Schedule a call with Adam A. Adams

What are the benefits of a homeowners association and what costs are involved? I give examples of some disputes gone bad and the real reason why they help in selling your home.Seeking financial counsel? Check us out at Capitalcoaching.net and see how we can provide financial coaching with a personal touch.You can share  your ideas at financesand.net and leave a review at Apple Podcasts by going to the bottom of the page and choosing write a review.Want to start your own podcast? Check out Buzzsprout here!https://www.buzzsprout.com/?referrer_id=819454

EPISODE DESCRIPTION In this episode Co Host Ramona Acosta and Senior Attorney, Matt Plaxton, speak to council member Wendy Bucknum regarding HOA restrictions on emotional support dogs in the pool area. KEY POINTS The Federal Fair Housing Act Reasonable Accommodations HOA's Restriction on Pets Emotional Support Animals Public Health Regulations ABOUT OUR GUEST Wendy Bucknum has over 25 years of experience managing Homeowners Associations and she is currently on her sixth year serving as a member of the Mission Viejo City Council. Wendy is also a mom who partners with schools to give Mission Viejo youth a safe place to learn and a better chance in life. She has a strong background in business and frequently volunteers in local classrooms, for sports team, and at Mission Viejo Nadadores Swim Meets. Wendy has great insight and thoughts regarding this topic and we loved having her on for our first guest! Read more about Wendy Bucknum, here! RESOURCES Watch the video Read the blog FindHOALaw Assessment Collections Related Articles Additional Resources

GUEST BIO KAYR (pronounced KAY-R), co-founder of KAYJAY Consulting, is a stellar example of a young professional who has benefited from working on Wall Street and building a multi-million dollar real estate investment company with currently over 100 rental units from scratch leveraging his community and uplifting those in it. For as long as he could remember, KAYR, a Philadelphia native, wanted to go to college, but being the first to go among parents, siblings and friends meant that he had many obstacles to overcome. KAYR is a real estate investor who has assembled a team of professionals to assist across the initial identification, acquisition and ongoing management of target properties. What makes KAYR unique is that he leverages those close in his community, giving them an opportunity to elevate collectively. He is a licensed real estate salesperson, a member of the Homeowners Associations of Philadelphia (HAPCO), an engaging transformational speaker, life coach and business consultant. With a bachelor's degree in history from Bowdoin College and an MBA from the Tuck School of Business at Dartmouth College, KAYR has held positions at Goldman Sachs, Sirios Capital Management, Raptor Capital Management, and Truist Securities, he used his corporate experience to implement and build systems within his real estate firm. KAYR does not shy from the community -- he submerges himself in it -- As a board member of Philadelphia Young Playwrights, Aucocisco School and The Great Young Society II organization. He was also nominated for the 40 under 40 Leadership Awards Program in Philadelphia. In this episode you'll tune into the power of systems, community and leadership to build your empire. Let's build. HIGHLIGHTS OF THE EPISODE 1:23 - Start to change the way we look at the world 4:35 – The Mindset 6:21 – Don't listen to my actions, listen to my words 7:25 – Three C's 9:14 – Don't do as I do, do as I say 12.20 – Social Capital 15:10 – I'm community-made 17:45 – Systems and Processes 22:06 – Remember your brand KEEPING IT REAL 25:20 - The Beginning is always the hardest 26:50 – Focus on the Three R's 29:50 – 9 years of gaining knowledge 34:00 – Build a relationship 36:58 – Get the whole family involved 38:23 – Implementing in-house 40:40 – Creating Partnership 44:45 – Different ways, different strategies 47:56 - Advantage of having a relationship with the BANK 49:55 – KAYR's path 57:34 – Doing great things for the community NOTABLE QUOTES (KEY LESSONS): “I can do this. This little black boy can do this whole process by himself.” “Look, if everybody around your team is eating, the people won't be jealous, the more you feed people around, the more motivated they are.” CONNECTING WITH THE GUEST Instagram :https://www.instagram.com/kayjayconsulting/ Facebook :https://www.facebook.com/Kayjayconsulting/ Website :www.kayjayconsulting.net

Cousin Jane tells Nattie all about the drama that has been happening in her neighborhood the past 6 months. Basically, Cousin Jane and Dr. G are about to be homeless.

Join German and Oscar Buendia with their guest, KAYR, as they talk about how he has benefited from working in Wall Street and started his own multi-million real estate investment company. Coming from a family that struggled with paying rent, KAYR promised himself that he would have financial freedom in the future. After years of working his way through college and life, KAYR has acquired multiple rental units and lives his dream thanks to his strategy: transformational wealth. Here’s a breakdown of what to expect in this episode:

The panel discusses discuss how why it’s important for agents to better understand how HOAs operate. They outline some changes in the FHA approval process, why agents should learn to read balance sheets, and why they should become involved in their own homeowner's associations.Matt Ulrich, President, Salt Lake Board of RealtorsAlicia Holdaway, Past President, Salt Lake Board of RealtorsSara McConkie Intermountain HOATony Ketterling, Salt Lake Board of Realtors 

Our expert panel discusses working with HOAs specifically in a frenzied housing market. They detail why it’s important to have proper HOA disclosure documentation in place prior to listing, why HOAs need to have reserve studies for financial long-term planning, and how HOAs can be prudently funded.Matt Ulrich, President, Salt Lake Board of RealtorsAlicia Holdaway, Past President, Salt Lake Board of RealtorsSara McConkie Intermountain HOATony Ketterling, Salt Lake Board of Realtors

This is a Hammered short podcast.I rant and rave about my experience with my dreadful HOA. Minimal profanity used. 

Tad explains why Homeowners Associations are the birthplace of “cancel culture.”

Pros and cons of homeowners associations. Learn more about your ad choices. Visit megaphone.fm/adchoices

KAYR (pronounced KAY-R), the co-founder of KAYJAY Consulting, is a stellar example of a young professional who has benefited from working on Wall Street and building a multi-million dollar real estate investment company with currently over 100 rental units from scratch. For as long as he could remember, KAYR, a Philadelphia native, wanted to go to college, but being the first to go among parents, siblings and friends meant that he had many obstacles to overcome. KAYR is a real estate investor who has assembled a team of professionals to assist across the initial identification, acquisition, and ongoing management of target properties. In addition, he is a licensed real estate salesperson, a member of the Homeowners Associations of Philadelphia (HAPCO), an engaging inspirational speaker, life coach, and business consultant. He held positions at Goldman Sachs, Sirios Capital Management, Raptor Capital Management, and Trust Securities. He is a board member of Philadelphia Young Playwrights, Aucocisco School, and The Great Young Society II organization. He was also nominated for the 40 under 40 Leadership Awards Program in Philadelphia. KAYR has a bachelor's degree in history from Bowdoin College and an MBA from the Tuck School of Business at Dartmouth College. Get in touch with KAYR: https://www.kayjayconsulting.net _____________________________________________ #RealEstatePodcast | #RealEstateAdvice Wanna know more about Barri Griffiths and the WWRE Podcast: https://linktr.ee/wrestlingwithrealestatepodcast The WWRE Podcast is available on all platforms

We take a deep dive into the murky world of sectional titles and homeowners' associations with two of the best experts in the field. We're joined by Zerlinda van der Merwe, an attorney of the High Court with a specialisation in Sectional Titles and Homeowners Associations; And Marina Constas of BBM Attorneys. See omnystudio.com/listener for privacy information.

Today Matt, Joe, and Mike discuses the pros and cons of living in a community with a Homeowners Associations (HOA).

What inspired development of the American suburb and what hidden need did it satisfy? Despite suburban sameness, why is it superior to city life? Even though efforts are made to use landscaping, what hidden forces work against prioritizing such greenery? What is the real reason grassy lawns are necessary to make the suburbs livable? Why does grass hate being mowed? Why are modern houses square and not round? Creator explains why Homeowners Associations cause such trouble, why there are so many inequities in housing, and how prayer and healing can improve our living conditions. Join us!

What inspired development of the American suburb and what hidden need did it satisfy? Despite suburban sameness, why is it superior to city life? Even though efforts are made to use landscaping, what hidden forces work against prioritizing such greenery? What is the real reason grassy lawns are necessary to make the suburbs livable? Why does grass hate being mowed? Why are modern houses square and not round? Creator explains why Homeowners Associations cause such trouble, why there are so many inequities in housing, and how prayer and healing can improve our living conditions. Join us!

The Wolf AND The Shepherd discuss whether or not Karen is really Darth Vader? Are Karens getting treated unfairly? Can we blame Karen on the creation of Homeowners Associations, or HOA's? We take a deep in depth fact checked look. We have decided that there are somewhere around 3 people named Karen who do not fall into the Karen category. Help us find them.

If you’re wondering how these often irksome and overreaching organizations became so ubiquitous, your answer is found in the height of segregation and redlining during, and predating, the civil rights movement of the 1960s.Read full post at Home Stratosphere.

When you set lofty goals that not only don’t serve your larger objective, but actually work against you, you might want to reflect on this episode about Homeowners Associations, lawn gnomes, and setting pointless rules. Why is that important for business?  When you are establishing rules and culture, make sure that you are not setting yourself up for an impossible task of compliance. When you target with incredible specificity and end up micromanaging, you might actually obscure your message completely, or worse – ensure everyone not only misses the point, but actively fights the bigger picture goal.   You are also often setting yourself up for failure by establishing an expectation of enforcement that is impossible to adhere to. It’s important to establish just enough of a boundary to stabilize and make clear what you need and no further. Overreach makes people react against the bigger goal. If you don’t enforce these arbitrary rules that you have set, you show yourself as powerless to live up to your own standards. Companies set themselves up with aspirational policies.  Look for opportunities to get buy-in through collectively deciding what people care about. Don’t let the fear that you have to have a consensus or have to listen to every opinion stop you from engaging the people affected by the policies you are setting up. Getting granular without buy-in is a nightmare.  What story do you want to tell? So, that's our story... now, we want to hear yours! Pull up a chair and join the conversation in our Facebook Group: bit.ly/shmsgroup OR...  Shoot us an email: talktous@soheresmystory.com Connect with @SHMSpodcast on Twitter: https://twitter.com/shmspodcast  Text the word STORY to 345345 to get access to bonus content and weekly episode delivery. Want to support us? Love this podcast? Please tell your friends, post about us, or take a moment to review us & subscribe on iTunes, Stitcher, or wherever you listen to the podcast!

Before you buy your next home or condo you need to find out if there is a home owners association. If it has one you better listen in to this episode do you can learn what you are getting into and what information you need to find out before you commit so you don’t get stuck in a tough situation. Homebuildinghero.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

You just moved into your new home and a new community. How do get to know your neighbours and the people living in your community? In this episode, we talk with Heather Cockerline, Community Experience Lead with Brookfield Residential, and discuss some ways to get to know and get along with your neighbours. We also explore the role of the homeowners association in bringing people in a community together.   Prefer to watch the video or read and take notes? See the transcript: https://stories.brookfieldresidential.com/homebuyersschool/how-do-i-get-to-know-my-neighbours-in-my-neighbourhood-or-community    We discuss the following items:  How to meet and get to know your neighbours How to get along with your neighbours The role of Homeowners Associations in bring people in a community together.   Have any questions or show topic suggestions? Contact us: Email: support@homebuyersschool.ca Web: homebuyersschool.ca

Courts entertain some bizarre cases brought by HOA’s David and Arna Orlando never thought they’d get sued by a homeowner’s association for parking at their own house. The couple were the target of a lawsuit filed by the The Kimry Moor Homeowners Association just outside Fayetteville, NY. The HOA sought an injunction in Onondaga County, NY Supreme Court to stop them from parking their 2014 black Ford150 truck in their own driveway. The association asserted its regulations only allow residents to park “private, passenger-type, pleasure automobiles” in driveways. The association owns the driveways in the development. The association argued the couple’s pickup did not qualify as a private passenger-type vehicle. The Orlandos contended their pickup was a personal passenger vehicle and not a commercial vehicle of any sort. The couple eventually moved to Florida and the lawsuit was subsequently settled to the satisfaction of both sides. The Orlandos are prevented from discussing details of the settlement, but cases like theirs are not so rare. What is an HOA? Independent American Communities, an HOA watchdog blog operated by Deborah Goonan, describes them this way: “Homeowners, condominium, cooperative, and property owners associations are collective legal entities – usually incorporated. Governing documents of HOAs – which include Declarations of Covenants, Conditions, and Restrictions (CC&Rs), By Laws, and Articles of Incorporation – are legally binding on both individual members and their Association, with U.S. courts generally viewing the relationship as contractual between and among the parties.” The blog explains for homeowners the risk of entering into a homeowner’s association. “But that contract is usually written by and for developers, making it one-sided in favor of the HOA,” IAC reports. “In addition, governing documents are not subject to state or federal review, and state laws impose very few restrictions on the terms of HOA contracts. A buyer or heir to HOA property must agree to all terms without any opportunity for negotiation before taking title to that property.” HOA loses case, homeowner loses privileges  Even when an HOA loses in court, it could take vindictive measures. A Florida homeowner took his HOA to court so he could review information that should have been public record. He won his summary judgment case, gaining access to the management contract and financial records of his HOA, including the specific compensation of its manager. As reported by Jan Bergemann, president of Cyber Citizens For Justice, Inc.: In an order granting plaintiff’s motion for summary judgment, Circuit Court Judge William L. Roby ruled against Piper’s Landing, Inc. in Martin County, Fla. in a case where the homeowner’s association refused to allow a member to inspect the management contract and the financial records indicating the specific compensation of manager Brian Reich. Not long after, the homeowner received the following letter: Bill Peters, of Bel Air, MD was sued by a neighboring HOA over a 2-foot span of his driveway. The case started when Harford County issued permits for Peters to build the driveway. He said he gave the neighboring homeowners’ association, which his property is not a part of, a month’s notice, according to wbaltv.com. He spent $15,000 to build his driveway, which passed county inspection. Then, the Emerald Hills Homeowners Association took him to court. Peters won the case, but it cost him $50,000 in legal fees. How to protect assets  The Homeowners Protection Bureau, LLC offers information and resources regarding disputes and asset protection. If sued by an HOA, it is best to consult an attorney.

Today we’ll be getting to the bottom of an important question: What are HOAs and how do they work?Buying a home? Click here to perform a full home searchSelling a home? Click here for a FREE Home Price EvaluationWhether you’ve lived within one or not, you’ve probably got some questions about what HOAs are and how they work. In short, an HOA, or homeowners association, is an organization of homeowners that retains the right to create and enforce regulations, rules, and restrictions on a particular subdivision, condo unit, or planned unit development. These rules will vary between each HOA and may stipulate anything from the required size of homes to where you can park your vehicle. That said, there is a good reason for these rules. HOAs help the properties within them maintain a certain level of care. This, in turn, helps to protect the homes’ market values.You should be well aware of what you’re signing up for before you purchase any given property.Of course, an HOA can’t operate without funding. This is where the matter of HOA dues come in. Those living within an HOA are required to pay a certain monthly fee that will ultimately be applied toward the care and keeping of the neighborhood. If you neglect to pay this fee, however, the HOA is within their legal right to take action. They may even foreclose on your property. The bottom line is that you should be well aware of what you’re signing up for before you purchase any given property. This includes checking to see if it’s within an HOA and, if it is, what rules you’ll be expected to follow and what fees you’ll be expected to pay. In many cases, an HOA is well worth the cost. Even so, only you can determine what is best for you and your family—with the help of a trusted Realtor, of course.If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.

Rick and Jenny are joined by Erin Quinn Valcho, Curator of the Lacey Museum.  Erin shares some Lacey History, as well as giving us a preview of some upcoming programs that the museum will be hosting in 2019.  For more information, visit laceymuseum.org. In the second segment, Jenny tells us about Homeowners Associations, or HOAs, and the services the city provides for them.  

Joined by Jeanne Tarantino, VP of Associa SN to discuss the benefits, drawbacks and in-betweens of Homeowners Associations

Homeowners associations can include single-family residences in a community or a townhouse or condo community. Before you purchase a property within a homeowners association, there are five things you should know. First, what is the monthly cost of the HOA? For condos and townhomes, that can range from $250 to $450 or even $500, depending on what the community offers. “What is covered by the HOA and what benefits are available?” You need to be comfortable with that monthly payment. Plus, your lender will qualify you based on your mortgage payment, taxes, and HOA fees, so it’s important to know what that amount is in order to qualify to buy the property. What is covered in the HOA? Homeowners associations may cover general upkeep of the area, landscaping, pool maintenance, tennis court upkeep, and other amenities. Some HOAs cover trash removal, water bills, and insurance for the property—which is not the same as your personal policy. Figure out what the HOA offers and what benefits are available to you. What are the rules and regulations in the HOA? Different homeowners associations will have different rules, such as where you can park, how many people you can have over, and other things like that. Are you happy with the outside of the house? The great thing about HOAs is the community will be uniform. There are specific colors for the outside of the house and the front door. There are also rules about mowing the lawn and landscaping. Some people may view these regulations as a downside because there is less freedom for what you can do with your property. Finally, how can you get involved with the HOA? You may want to get on the HOA board to make the rules and regulations and further improve the property and the community itself. If you have any other questions about homeowners associations or you would like to learn more about buying a home, just give me a call or send me an email. I would be happy to help you!

In Episode 142, Tucker shares some of the latest news in his business and makes a couple of announcements and discusses this weeks topic. He then goes into the main topic about Homeowners Associations.  Tucker discusses all the nuances of HOA's, why they're challenging and why it's important for you to know specific information before purchasing a Property with an HOA. We hope you enjoy this episode, please leave us feedback and reviews!

A lot can go wrong when purchasing a home. We are giving you these five tips to help you avoid making simple mistakes. There are so many different things to keep in mind when buying a home that buyers often forget a few of them. We want to help you avoid these if you’re thinking about purchasing, so here are five of the most common oversights we see buyers make: “THIS IS NOT YOUR DAD’S REAL ESTATE MARKET.” 1. Not considering the home’s resale value. This is not your dad’s real estate market. Our market is transient, and people move in and out very quickly. You want to make sure the home you pick is appealing to a broad range of buyers down the line. Stay away from a home with a sauna or a barn. It may not appeal to the next buyer. **2. Not factoring in expenses you’ll pay after the home closes.// Everybody is so focused on their monthly payments and closing costs, they forget about the additional costs that will inevitably occur when you move in. You may end up shelling out $10,000 or $15,000 in cash when you could have originally gotten a home that cost $10,000 or $15,000 more and not had to deal with any problems. 3. Not rooting out all restrictions. You want to make sure that you call the local municipalities and see what restrictions there are, if any, on the house. 4. Not checking if past work was up to code. Even if a homeowner has had a basement or attic finished by a professional contractor, they still need to have the proper permits. You don’t want to run into any issues here either. 5. Not getting the scoop on the HOA. Homeowners Associations are there to be supportive, but some are harder to deal with than others. Your agent can help you deal with certain restrictions and investigations. We have a great team of buyer’s agents that would be happy to help you check off these boxes on your next home purchase. If you have any questions, don’t hesitate to give us a call or send us an email.

Looking to buy in the Silicon Valley? Get a full Home Search Looking to sell in the Silicon Valley? Get a Home Price EvaluationAs we’ve discussed before, Homeowners Associations come with many pros and cons. Before you decide to purchase a property within an HOA, you need to review the financial documents during your contingency period. You want to make sure you are moving into a community that is financially secure. Obviously, there’s an HOA fee due. Whether that fee is $50 or $350, you need to know what that money is going toward. What are you getting for that fee? The HOA fee covers amenities such as parks, pools, and landscaping, but a portion of that money goes to the reserve fund.“Pay attention to the reserve fund.”As time goes on, fences, roofs, and landscaping may need extra repairs. The reserve fund is there for any major repairs. Every year, the HOA conducts a reserve fund study. Look at those studies to see how the reserve fund is doing so you know what is going on in the community in the long run. If your reserve fund is 50% funded, 100% funded, or 150% funded, you’re in pretty good shape. If the reserve fund is only at 35%, that is a red flag. The HOA may even need to order a special assessment and, depending on the number of homes in the community, that could run a few thousand dollars. They may even plan to raise the dues, so definitely pay attention to the reserve fund and special assessments. If you have any questions, give us a call or send us an email. We would be happy to help you!

Listen Here: Tab Ratra and Zahed Ali are the co-founders of CIS HOA Inspection Experts and hosts of the podcast HOA Talk Time. They’ve found a sweet spot for a business in the middle of the relationship between homeowners associations and residents – which can be hate-hate at times – that takes emotion out of […] The post Podcast: Homeowners Associations & How They Work appeared first on JenningsWire.

Looking to buy in the Silicon Valley? Get a full Home Search Looking to sell in the Silicon Valley? Get a Home Price EvaluationBoth first-time buyers and experienced buyers often ask, "why do so many communities have homeowners associations (HOAs), even communities of single-family homes that seem like they wouldn't need them?" There's a few reasons why homeowners associations are so popular.For one, buyers want HOAs for the amenities that come with them. They also help with affordable housing on smaller lots that don't have room for pools, basketball courts, and so on. Since buyers still wanted these types of amenities, they were put into a common area that everyone in the HOA has access to and can enjoy. Since many cities require or encourage communities to have these common amenities, but they don't want to be responsible to maintain them, they require communities to form HOAs in order for the burden of collecting dues to be placed on members of the HOA.Lastly, stormwater runoff basins are being required in order to prevent flooding and other damages. This is also considered a common amenity that needs to be paid for by all members of the community. There are many benefits associated with being part of a homeowners association. The most obvious benefit is the amenities themselves! Many of these communities have pools, spas, basketball courts, parks, play areas and workout areas, among other things. These are private amenities that are limited to people who pay into the HOA! If you're living in a condo or townhome community, HOA fees might be a bit higher, but they cover the exterior of the building, the roofs, and the many other things that make these properties look nice. Beware that HOAs have restrictions and rules, which are liked and disliked depending on who you're asking. The rules are often in place to ensure home values in the area are maintained. In order to do this, there might be rules that stipulate that lots and homes are maintained. Whether or not HOA rules are desirable for you depend on your goals and on the particular rules of a given area, so it's definitely something to look into before making a purchase. If you have any questions about HOAs, or if you would like our assistance buying or selling a home in Silicon Valley, please don't hesitate to reach out to us. We would love to chat!

Bradley Schuber, Esq. from Kriger Law joins the Castle Breckenridge team to share a brief overview of the nonjudicial foreclosure process from the first pre-lien notice after past dues all the way to responsibilities assumed by an HOA after a property has been foreclosed and everything in between. While most nonjudicial foreclosures typically cost around $3,000 and span 9 months to 1 year, there are many specifics that should be noted and carefully navigated. Bradley and the CBM team discuss the various aspects and stages of a nonjudicial foreclosure and address challenges Homeowners Associations may face. Visit Bradley Schuber at http://krigerlaw.com

We’ve all heard the horror stories about an authority that tells you what’s allowed, what’s required, and what you can’t do regarding your property. No, it's not the government, or even Charlotte's tree police. We’re talking about private authorities empowered by the government known as Homeowners Associations. HOAs are the focus of WFAE’s Public Conversations forum Thursday at 7 p.m. at Davidson Day School. The program is called: Your HOA and You: Who Rules The Neighborhood? (To register, click here ). WFAE News Director Greg Collard will serve as the forum's moderator. He spoke to WFAE's Kevin Kniestedt to preview the event. Kevin: Sounds like an easy job you have tonight… Greg: Well, the subject of HOAs certainly evokes strong opinions from people who love and despise HOAs, and those viewpoints will certainly be expressed this evening. But there’s also a lot of confusion about HOAs – what are the rights of homeowners, for example? How easy is it for HOAs to impose fines for