Podcasts about rv

We share 10 more tips and tricks for visiting an RV show or RV shopping. This goes along with our video on 23 RV show tips, our video with Josh the RV Nerd from Bish's RV on new RV shopping and our RV show calendar plus don't forget our podcast episode about RV towing. We also talk about some new RV technologies including all-electric trailers that can drive and even a fancy waterless toilet.  The StressLess Camping RV podcast is a great resource for anyone wanting to make the most of the RV adventure and RV lifestyle. You can find notes, links and more at this episode's home on the web here. 

Panels Up Solar If you have been thinking about upgrading your RV's power system, we have a great show for you. Justin Ford of Panels Up Solar joins us to talk about his shop in Gulfport, Mississippi, where they can increase your battery capacity, solar panel array, install larger inverters, and so much more. Justin's … Continue reading "Ep. 89 Panels Up Solar" The post Ep. 89 Panels Up Solar appeared first on Beyond The Wheel.

Funny how everything that's happening right now was predicted in popular culture for the last 40 years, isn't it? We at Stranger By The Hour have some theories, of course. Also, deranged Satanists are getting bolder and the media keeps trying to normalize pedophilia for some reason. That and more in this special "filmed in an RV" episode.

Show #1347 If you get any value from this podcast please consider supporting my work on Patreon. Plus all Patreon supporters get their own unique ad-free podcast feed. Good morning, good afternoon and good evening wherever you are in the world, welcome to EV News Daily for Wednesday 19th January. It's Martyn Lee here and I go through every EV story so you don't have to. Thank you to MYEV.com for helping make this show, they've built the first marketplace specifically for Electric Vehicles. It's a totally free marketplace that simplifies the buying and selling process, and help you learn about EVs along the way too. Welcome to a new Patreon Producer JOHN DYSON PODCAST RECOMMENDATION: HOW VOLKSWAGEN IS REINVENTING ITSELF AS AN EV COMPANY - How Volkswagen can reinvent itself as an EV company, with CEO Herbert Diess - Volkswagen is one of the two biggest carmakers in the world — there's a battle every year between VW and Toyota for the top spot; they both sell around 10 million cars a year. - Herbert oversees a huge range of familiar car brands: VW, of course, but also Audi, Lamborghini, Porsche, and Bentley, as well as Skoda and Seat in Europe. A recent management shuffle also put him directly in charge of Volkswagen's software subsidiary, which is called CARIAD, and, of course, he's in charge of VW's aggressive efforts to electrify its lineup and shift all its cars to being EVs. - Herbert and I talked about all of that and the overall transition to EVs, including VW's new EV microbus, which is very cool. We also talked about how a company like Volkswagen can move as quickly as smaller competitors like Tesla. Original Source : https://www.theverge.com/22888316/decoder-interview-herbert-diess-volkswagen-nostalgia-ev-self-driving FORD STOCK ACTIVE ON $8.2 BILLION Q4 GAIN FROM RIVIAN INVESTMENT - Ford shares were active in early Wednesday trading after the carmaker said late Tuesday that its early investment in Rivian Automotive would add around $8.2 billion to its fourth quarter bottom line. - In an investor update ahead of its formal earnings release on February 3, Ford said gains from Rivian's November IPO would be booked as a special item over the three months ending in December. Ford invested $500 million in Rivian in 2019 -- building that to $1.2 billion in the following years -- and has a total stake of around 12% in the Irvine, California-based EV group. Original Source : https://www.thestreet.com/markets/ford-stock-jumps-on-8-2-billion-q4-gain-from-rivian-investment GM RECEIVES TAX ABATEMENT FOR POTENTIAL $1.3 BILLION ORION INVESTMENT - Orion Township officials on Tuesday approved a tax abatement for a proposed $1.3 billion investment by General Motors Co. to build electric vehicles at its Orion Assembly plant in Lake Orion. - GM requested the maximum period permitted for the tax abatement: 12 years, plus three years during the construction phase for the investment, which is expected to lead to the creation or retention of 2,000 jobs, GM said in its tax abatement application, which The Detroit News previously obtained. - Sources previously told The News GM plans to use the plant to build electric trucks based on its new Ultium battery-electric platform. The recalled Chevrolet Bolt EV and EUV are currently assembled there, but production is down through February as GM prioritizes battery module replacements for the recalled Bolts. - How much GM will save from the abatement is not yet known - GM is also looking to invest billions in Delta Township near Lansing for a battery cell manufacturing plant it's proposing to build there with battery partner LG Energy Solution. GM also applied to receive local and state tax breaks for that project. Original Source : https://eu.detroitnews.com/story/business/autos/general-motors/2022/01/18/gm-receives-tax-abatement-potential-1-3-billion-orion-investment/6569944001/ LUCID AIR DREAM EDITION 0-60 MPH, 1/4-MILE PERFORMANCE GETS REAL-WORLD TEST - Drag racing veteran and host of YouTube's DragTimes channel Brooks Weisblat was able to test the Lucid Air Dream Edition Performance's capabilities. The vehicle was owned by a longtime car enthusiast who currently owns a Tesla Model S Plaid, a Porsche Taycan Turbo S, and several other supercars. In a walkthrough of the vehicle, the Lucid owner highlighted several of the features he is fond of in the Air, such as its tactile controls, as well as some things he wishes were improved, such as its software and audio system. - With Launch Mode enabled, the Air attacked the quarter-mile without hesitation. Ultimately, the first test of the Lucid Air Dream Edition Performance showed that the vehicle showcased a 0-60 mph time of 2.93 seconds and a quarter-mile time of 10.21 seconds. The vehicle's trap speed was also very impressive at 143.37 mph. - In its third test, for example, the all-electric luxury sedan's 0-60 mph dropped to 2.88 seconds, which is closer to the 2.5 seconds estimated by Lucid. Original Source : https://www.teslarati.com/lucid-air-dream-edition-0-60-mph-quarter-mile-test-video/ PORSCHE TAYCAN SELECTED AS FORMULA E SAFETY CAR FOR SEASON 8 - The ABB FIA Formula E World Championship has selected the all-electric Porsche Taycan as its official Safety Car for season 8. The new SC is set to make its formal debut at the opening round of the Formula E season later this month in Diriyah, Saudi Arabia. - “Formula E is delighted the Porsche Taycan Turbo S will serve as the championship's Safety Car from Season 8,” says Jamie Reigle, CEO of Formula E. “The Porsche Taycan Turbo S is the pinnacle of high performance electrified vehicles and will light up Formula E city racetracks around the world.” - Porsche Taycan SCs are fitted with highly visible light bars and the necessary toggles and switches in the cabin to operate them properly. - Mechanically, however, the Formula E Porsche Taycan seems to be almost stock. Original Source : https://electrek.co/2022/01/18/porsche-taycan-selected-as-formula-e-safety-car-for-season-8/ WINNEBAGO E-RV ELECTRIC CAMPER VAN CONCEPT HAS 125 MILES OF RANGE - Recreational vehicles rounded the corner into the electric era today with the unveiling of the Winnebago e-RV concept at the Florida RV SuperShow. Using a Ford Transit van as the basis of the concept, Winnebago and its powertrain partner, Lightning eMotors, swapped in an an electric motor and an 86.0-kWh battery pack. - While Winnebago did not release an estimated horsepower rating for the e-RV camper van concept, it did say that estimated driving range would be 125 miles per charge, which is significantly shorter than today's EV passenger vehicles. But the Winnebago has a bed, a kitchenette, and wet bath with a shower, all home-style amenities you won't find in a Tesla. - For right now, the e-RV is merely a concept and Winnebago says that as battery technology evolves there's a potential for additional range. The e-RV concept has an onboard charger that is capable of juicing the battery at an owner's home, at public high-speed charging ports, or while plugged into shore power at a campground. According to Winnebago, the e-RV can charge up in about 45 minutes using a high-speed public charging station. Original Source : https://www.caranddriver.com/news/a38803078/winnebago-electric-camper-van-photos-info/ TESLA DRIVER IS CHARGED IN A DEADLY CRASH INVOLVING AUTOPILOT - California prosecutors have filed two counts of vehicular manslaughter against the driver of a Tesla on Autopilot who ran a red light, slammed into another car and killed two people in 2019. - The defendant appears to be the first person to be charged with a felony in the United States for a fatal crash involving a motorist who was using a partially automated driving system. Los Angeles County prosecutors filed the charges in October, but they came to light only last week. - The criminal charges aren't the first involving an automated driving system, but they are the first to involve a widely used driver technology. - In the Tesla crash, police said a Model S was moving at a high speed when it left a freeway and ran a red light in the Los Angeles suburb of Gardena and struck a Honda Civic - NHTSA added that all state laws hold human drivers responsible for operation of their vehicles. Though automated systems can help drivers avoid crashes, the agency said, the technology must be used responsibly. Original Source : https://www.npr.org/2022/01/18/1073857310/tesla-autopilot-crash-charges TESLA AUTOPILOT FAR FROM RELIABLE, CHINESE STUDY FINDS Original Source : https://www.scmp.com/tech/big-tech/article/3163849/tesla-autopilot-and-other-mainstream-assisted-driving-systems-far VOLKSWAGEN AND BOSCH SET UP JV TO PUSH EUROPEAN BATTERY PRODUCTION Original Source : https://techcrunch.com/2022/01/18/volkswagen-and-bosch-set-up-jv-to-push-european-battery-production CAN BENTLEY CRACK THE EV MARKET? Original Source : https://www.ft.com/content/4b0f88d8-f0ff-4145-94fd-9c3037446442 10 KEY EV MILESTONES TO WATCH OUT FOR IN 2022 - The transition to electric vehicles represents one of the most significant shifts in the automotive industry's history. Here are the 10 key milestones we expect to see in 2022. 1.       The EV pickup market will accelerate dramatically 2.       Tesla must meet Cybertruck or Semi production deadline 3.       Crunch time for Canoo and Arrival 4.       NIO launches semi-solid-state battery 5.       Production finally begins for 4680-format cells 6.       Rivian and Lucid enter production hell? 7.       Tesla's Germany and Austin factories come online 8.       More interest in Lithium Iron Phosphate batteries 9.       The first confirmed EV based on a Foxconn platform 10.   Chinese EV exports to Europe will grow Original Source : https://www.just-auto.com/features/10-key-ev-milestones-to-watch-out-for-in-2022/ QUESTION OF THE WEEK WITH EMOBILITYNORWAY.COM What TV, Print or Digital advertising have you seen for EVs recently which you noticed, or thought was memorable? Email me your answer now: hello@evnewsdaily.com It would mean a lot if you could take 2mins to leave a quick review on whichever platform you download the podcast. And  if you have an Amazon Echo, download our Alexa Skill, search for EV News Daily and add it as a flash briefing. Come and say hi on Facebook, LinkedIn or Twitter just search EV News Daily, have a wonderful day, I'll catch you tomorrow and remember…there's no such thing as a self-charging hybrid. PREMIUM PARTNERS PHIL ROBERTS / ELECTRIC FUTURE BRAD CROSBY PORSCHE OF THE VILLAGE CINCINNATI AUDI CINCINNATI EAST VOLVO CARS CINCINNATI EAST NATIONAL CAR CHARGING ON THE US MAINLAND AND ALOHA CHARGE IN HAWAII DEREK REILLY FROM THE EV REVIEW IRELAND YOUTUBE CHANNEL RICHARD AT RSEV.CO.UK – FOR BUYING AND SELLING EVS IN THE UK EMOBILITYNORWAY.COM/

Paul Moore is an amazing contributor to BiggerPockets. Paul has launched multiple investments and developed companies appearing on HGTV and completed over 100 commercial & residential investments & exits in Real Estate. He has contributed in Fox business and Real Estate Guys™ Radio and is a regular contributor to BiggerPockets Producing live video and blog content. Paul also co-hosted wealth building podcast called “How to lose money” and  he has been featured on a number, over 200 at this point. Paul is a 3 time Real estate author. His new book is “Storing Up Profits: Capitalize on America's Obsession with STUFF by Investing in Self-Storage Paperback” In this episode we talked about: Paul's Bio & Background Entering Commercial & Multifamily Space Going Vertical in Self-Storage Rent Control Breaking into Self-Storage Self-Storage Performance and Risks within the recent 2 years Dislocation Aspect Underwriting of the Deals Thoughts on 2022 Outlook Why it is important to find your BIG WHY Mentorship, Resources and Lessons Learned Useful links: https://www.wellingscapital.com/resources https://podcasts.apple.com/nl/podcast/the-biggest-opportunities-in-real-estate/id1505750263?i=1000534008754&l=en Transcriptions:  So that's, that's what got me into real estate in the beginning. And then commercial, I ended up building a multifamily and operating it in the buckin oil rush of North Dakota. It was a multifamily quasi hotel. We did that for years. It was a lot of fun.   Jesse (4m 34s): That's great. So you, like, I'm not dissimilar from, from some stories and multifamily is you started with these properties, realize that you can make a dollar to two going that way. And then at what point did you end up going into the commercial space or the multi red space?   Paul (4m 50s): Yeah, so that was 20. So in 2010 we threw a bunch of friends and I threw over a million dollars to the bottom of a hole in the ground expecting about 50 times as much oil to come back out and nothing came out. And so I don't think we, I can almost certainly say we didn't think it through as well as it might sound now, but we thought, well, who made money in the gold rush? Well, those who sold the picks and shovels. So we noticed that there was a massive, massive housing shortage in North Dakota. I mean, like 10 or 20,000 people in a town of 3000, you know, sleeping in their trucks.   So we created this multifamily, which, which we ran as a, you know, sort of an extended stay hotel in 2011. And that was our entree in. And I ended up writing a book on multifamily about five years later and I was off to the races.   Jesse (5m 42s): Yeah, fair enough. I'm sure the, the Western Canadians can, can appreciate the throwing money in a hole in terms of the, so that moved from initially in Detroit, working with Ford motor company, was there an inflection point in your career where you, you said, okay, I'm going to go with the real estate way and, and left, left the job, or was it something that you kind of did on the side and kind of transitioned to?   Paul (6m 6s): Yeah. So when we launched our company, when I left Ford in 92, 93, it was actually, we started a staffing firm and I had only done a couple real estate deals on the side during those years. And honestly I hated real estate on the side, but when I had a chance to go into it full time in 2000 after we sold our company, that was, I I've honestly loved it ever since. Fair enough.   Jesse (6m 35s): Okay. So moving on to, you know, you write this book on multifamily, we're talking today about storing up profits, the, the book I mentioned at the outset, what can you tell us for the, for the average investor that say, you know, I'll give you an example is, is invested in some real estate, maybe it's on the commercial end. Maybe you, you know, whether it's single family or whatever, pick your vertical and keeps hearing about self storage. You know, we hear it, we hear it up here, you know, in the Canadian context, our friends to the south, we hear it constantly being brought up.   I think I mentioned before we had Brandon Moore or Brandon Turner on talking about self storage, but for the average investor, how would you describe the self storage vertical?   Paul (7m 17s): Yeah, so we, you know, we'd beat our head up against the wall for years looking for multifamily. And as I, you probably didn't know I'm old or, and, but seriously, those watching her going, he's really old anyway, but seriously, we, we were w w we're more conservative every year, you know, that I get, and, you know, I wanted to focus on investing and not speculating after making some mistakes in that arena. Hence the podcast name, how to lose money, but we, you know, really felt like it was like we were at the risk of overpaying for multifamily.   And unlike you, we didn't have a great acquisitions team finding those under the radar deals. And we found out that there were 53,000 self storage facilities in the us. That's the same as subway McDonald's and Starbucks combined, but three out of four are run by independent operators. And half, two thirds of those are actually run by single facility owners, which is also known as mom and pop owners.   And these mom and pops typically. I mean, first of all, the cap rates have compressed so much in the last eight or 10 years that they've doubled the value of their facility. And many of them did that by doing nothing except maybe staying the way they were, which is sometimes not always, but sometimes kind of mediocre. And so the opportunity for a medium sized company to go in and buy these facilities with this incredible intrinsic value, which I'll get into in a few minutes is enormous.   And we hadn't seen anything like that in multifamily in a long time. So we transitioned from multifamily to self storage, and then eventually also adding mobile home parks in 2018. And it's just been great. I mean, here's a couple quick stats. I mean, a couple quick issues to consider one would be that, I mean, if I'm renting a thousand dollar a month apartment from you and you raise my rent 6%, I might leave rather than commit to another 60 bucks a month or $720 a year.   But if you are renting me a self storage facility or unit, I should say, and you raise my rent 6%, well, you know, if it's a hundred dollars a month going to 106, I'm probably not going to spend a weekend rent a U-Haul get my buddies together to move my junk. I mean, excuse me, my treasures down the street, just to save six bucks a month. And that's one of the reasons that prices are so inelastic. And what I mean by that is, you know, I mean, they typically users don't leave because you raise the price, especially since most of the tenants think, Hey, I'm only going to be here a few more months anyway, and it's a month to month lease.   Well, that month to month lease has another benefit. And that is, it allows us to capture inflation. Think about it. Imagine my, my friend who has an Amazon sorting facility and has a 20 year lease on it, what's going to happen. If inflation goes way up, well, he's already locked in, or the guy with the warehouse, you know, that rents it for 10 or 20 years or a medical building. But this allows you to capture inflation increases, you know, potentially as much as every month. So we love that. There's also a ton of value adds.   Now, Jesse, the first time I heard value add self storage, I literally laughed. I thought, what are we talking about here? Four pieces of sheet metal, some rivets, a floor and a door. How are we going to do value at where where's the pain? Where's the fake hardwood flooring, where's the bark park. You know, none of that was available. And I had no idea. There were a significant number of value adds in self storage. For example, adding you hall now, adding you hall can, you can put a U haul out in front of your facility and with no cap ex nothing out of pocket, you can generate between one and $5,000 a month in commission, let's say it's $3,000 a month.   That's $36,000 a year using the commercial value at, I mean the commercial value formula, you know, 36,000 a year divided by, let's say a 6% cap rate. That's a $600,000 increase in value just by setting up a U haul operation at your facility. You can also sell locks, boxes, tape scissors, other retail items. You can add late fees. You can throw out bad tenants.   A lot of these mom and pops have a lot of delinquency. We invested in one self storage facility in grand junction, Colorado that had 80% delinquency, 80% of the tenants weren't paying or were paying late. And so there's just a lot of stuff you can do. You can add boat and RV storage, which is really popular. These days, you can add temporary storage like those, you know, storage, those boxes, and you can, there's so much, you can do two. And when you, you know, when you add the value formula and then add a little bit of safe leverage, it can really, really juice investor returns.   Okay.   Jesse (12m 42s): So I have a couple questions to start with, but just, just so I understand that correctly on the value add thing. Cause I, I never heard that concept before, either in terms of, so for example, the U haul, you basically just like you would see some industrial sites with multiple tenants that UCLU haul truck onsite, basically. That would be you, you basically getting the income for having that URL there and having individuals that are, that are tenants of yours renting that, is that correct?   Paul (13m 11s): Yeah. It wouldn't have to be tenants. Basically. You've got to, hopefully you've got a great location with high visibility on a main road you better. And these you halls will be sitting out front. People would book them from your location. And then the one catch is you have to have an employee there to check them out, you know, to sign the paperwork. And then when they come back in to sweep it out. So if you already have an employee think about self storage, how up and down somebody's hours are. I mean, I can imagine them sitting there for hours watching the security screens and Netflix.   Well, you know, it's not really a huge increase in cost to do that, but you get commission from you hall for doing this.   Jesse (13m 50s): It also be fair to say let's loop in Canada. Let's just say Canada is a big state and where you would be similar to New Jersey, New York, California. And I think Maryland in terms of rent control, the ability to remove tenants because of delinquency like you're describing here, is it, does it fall under the landlord tenant regulation in states or is it easier to, to remove them?   Paul (14m 16s): Yeah, that's another benefit of self storage is there's no eviction moratorium from COVID or from anything else, even in the height of COVID we were able to evict tenants. So that is another benefit for sure.   Jesse (14m 31s): I think the reason I bring up those states is those are all states with some form of rent, stabilization or control. And it's, it's a big factor up here, and I know it's a big factor in those states. So another appealing aspect, it seems of self storage, Paul, in terms of, so you talked, you opened the book with these, you know, different reasons that that self storage is an appealing asset class. And then you move into the ability to actually break into self storage. Cause you know, some people, if they're looking at these larger commercial deals and I think you're bringing up seven different paths about how you could get into the self storage space.   Could you talk a little bit about that?   Paul (15m 6s): Yeah. I, I wanted to write a book for bigger pockets on seven unique paths to get into commercial real estate. But instead I actually devoted the last one third of this book to that topic. And so this would apply to most, any commercial real estate. I think it's really hard for a lot of people, including myself for years to try to figure out how do I get into commercial real estate? And so the seven different paths real quick are one, some people call it stacking based on Brandon's a nomenclature there basically it would be buying a small facility, fixing it up, leasing it up, possibly refinancing, but more likely selling it and then going on to a bigger facility and then just rinse and repeat over and over.   I know that works. It's a long and winding road to the top, but it definitely will work. A second path would be being a capital raiser. Now here in the states, you've gotta be really careful with the securities and exchange commission if you're raising capital for other people's deals, but if you're a partner in the deal, or if you can work your way into a partnership with somebody for a raise and you raise the capital, that could be your specialty. And a lot of people do that are really good with people. They might have social media skills or podcasts, and they can raise a lot of money for other people's deals.   Some people have started their whole company by raising money. First Whitney Sule from the real estate syndication show. That's how he started. And he is just a master. Now at multifamily, he's raised a whole lot of money for his own deals, but he started as a capital raiser. Third would be a deal finder deal finder would be somebody who sort of serves hopefully legally in the role, similar to a commercial real estate broker and somebody who basically goes out and finds deals.   And then instead of getting a commission, they'd say, Hey, look, I like to get a piece of ownership in this deal. I'd like to stay involved and I'd like to do this over and over. And eventually hopefully, you know, you get to be a partner in that company or maybe another one. So deal finder is third. Fourth would be go big where you just start out at a high level. Let's say you won the lottery or, you know, retired from the NFL or you just have access to inherit it or your own money. You sold Bitcoin or something. And you can just start out at a high level and people do that.   It's, there's some challenges with that. Of course, path five would be, get a job. Now, most of your listeners probably thinking, I'm wait, I'm listening to Jesse to get out of my job. I don't want to get a job. Well, there are some benefits, especially if you're young to getting a job in property management or as a commercial broker or a commercial mortgage broker, possibly an asset manager, there's different things you can do to learn the lingo, learn the business, meet the people, get the connections and work your way into a career.   Six path would be taking the passive path. And that would be, you know, just becoming a professional or even a non-professional passive investor. Let's say you've got the money, but you don't have the time. You just need to do a great job. Vetting a great syndicator, check out several of them, use Bryan Burke's book, the hands-off investor, and go out. And that an organization that you can invest with and get, you know, essentially sometimes even higher returns than you'd get by yourself.   But somebody else is doing the heavy lifting. The seventh path is finding a mentor or a paid coach. And that would be, you know, finding somebody who will be willing to bring you into their training program or even somebody usually locally who will let you, you know, you trade your services for them, you know, the opportunity to hang around their office, get to know the product, get to know the company and the business as a mentee to that mentor. So those are the seven paths I talk about in the book.   Jesse (19m 5s): Yeah. What a great recap. I don't think I've, I've heard that in one, in one fell swoop, but that's pretty much covers everything. I didn't know that about Whitney. So for those interested, the syndication show, I believe it's called a fantastic podcast with Whitney and Brian Burke. We've had them on a number of times. I can't recommend that book enough. One thing I love about the book that he has is so many books are not from the limited partner's perspective, they're there from the, you know, the capital raiser or the, the GP. So it's nice, even as a GP, you really want to understand both sides of the coin.   So I'd recommend that to anybody that is interested. So Paul, from, from that outset, you know, you have these benefits of, of self storage. We go through this crazy time in the last two years, you know, the world has, hasn't probably one of the biggest health concerns of my generation. At least if not the last century and then various asset classes perform some not so well, some very well, how did self storage perform over the last two years? And maybe it's just in addition to that, what are the risks?   If, if any, with self storage?   Paul (20m 13s): Yeah, let me start with the risks. Cause I don't want to forget that it's really important. The biggest risk in self storage is really during the lease up. That's the time of the risk, at least. So in other words, we invested in a non unstabilized asset in Bradenton, Florida on a main road in a very, very booming area that had 29,000 new residential units being built in that area. Well, it was great until we tried to fill it up and that two new competitors, large national competitors had also built new facilities right down the road and the due diligence people miss this in that process, it just happened to fall right before they were really evident at any rate.   So it was harder to fill up that facility. It took two years longer than planned. And I think that is the biggest risk is large national competitors nearby by the way that eventually sold for an 80% profit to the investor. So it was great, but at any rate it was a hard road. So that's the number one risk would be competition, especially when you're unstabilized and leasing up. Other risks would include, of course, this is true for anything, a bad operator, you know, a great operator can take a mediocre deal and make it good or even great.   A terrible operator can destroy the best deal on the planet. And so bad property management, bad operator, those would be other risks with self storage, overestimating. Your ability to raise rents would be another one. You know, your, Hey it's 20% below market. Yeah. Well, there may be a reason for that. So really just, you know, things like that would be the major risks. I think if we drive around a lot of us, see just self storage in the, in the states everywhere.   And we're wondering why this has gotta be overbuilt. Well, I can take you to Nashville and show you, drive you around Nashville and show you why it is overbuilt. There's too many self storage facilities in too many locations around the city, but then I can drive you 20 minutes south to a suburb, a nice suburb Bellevue or Belmont they're neighboring suburbs. And they're completely underbuilt in fact, there's huge under supply there. And so this is why it's really important to invest with a great syndicator who uses tools like radius plus to check out, you know, the number of square feet of self storage versus, you know, the market, you know, the demographics, the number of people there.   So that's some of the risks as far as how it's done since COVID, it feels like you threw me a softball there, but I don't think you did the wall street journal, New York times, business wire and others have recently written articles basically saying that co that self storage is the big star in commercial real estate. Since COVID during COVID, we had students moving out of their dorms and their apartments, not knowing. I mean, the first weeks of COVID in March of 2020, what's going to happen.   We got to put our stuff in storage. Will we come back in two weeks when they flatten the curve or will it be two years we don't have. And so that, that was a nice little initial bump. Then there was the eviction moratorium that didn't happen, self storage. And then we have these unfortunate situations. I'm not making light of this, but a self storage thrives during the four days that's downsizing, dislocation, divorce, and death. And we had some of all of that going on during, and since COVID, let's look at dislocation, I mean, people have been moving in droves from places like Chicago, New York, San Francisco, and LA to smaller towns or different places like Utah and Texas and Florida and Charlotte and well, a lot of them need self storage along the way.   And so let's take dislocation as an example, Jesse, I mean, look in the last year at the massive number of people who have moved from places like New York city and Chicago, LA San Francisco to places like Utah and Texas and Scottsdale and Charlotte, a lot of these people need self storage along the way other people, you know, are moving for different reasons. There's been a lot of stress. There's been, unfortunately, a lot of divorce, there's been some death.   And so there's a lot of, you know, reasons that self storage is actually, you know, doing better right now. And another factor most people don't talk about is the price of steel and other building materials. Plus just the labor is in massively short supply. And so it's held up some self storage projects from coming to fruition. So the competition is actually lower, at least in these last, you know, let's say six to 12 months or more. And so really nobody would have dreamed, we thought self storage and we said self storage would do well in recessions.   Nobody had any idea how well self storage would do during this pandemic.   Jesse (25m 37s): Yeah, it makes sense. And just kind of from an anecdotal point of view, I can't, I can't remember a time where I've kind of put something in storage and I haven't used that storage for an extended period of time. I feel like, like you said, I believe you use the, the word inelastic. My, my very technical economic term would be sticky. It's just that aspect where once people store something in an area, like you said, you know, if you go from a hundred to a hundred, $6, is that going to make me move it probably not. You know, if you go up some crazy amount, then you might move the needle.   One thing I'm curious about I've, I've always been curious about the underwriting when it comes to self storage, because we always talk about self storage in the real estate context. I'm curious if that translates to the underwriting of the deal. And for example, you know, I somewhat of a rule of thumb when it comes to looking at multi-racial properties is an expense ratio of 40 to 50% know it'd be a good rule of thumb to do a back of a napkin calculation. Is that are the metrics with self storage?   What would they be most similar to in the real estate space?   Paul (26m 44s): I mean, that would be very similar to multifamily, but the operating expenses would be, I think about, I believe they would average something like 32% on average for most facilities, as some of the automated facilities have a lower expense ratio, but at the same time they can't have you all, they can't have showroom items like, you know, the retail items we discussed. And so their revenues might be a little lower as well. But yeah, other than that, you know, the, the revenues and certainly the value formula is quite similar.   Jesse (27m 20s): Fair enough. I just want to be a little bit mindful of the time. We do have four questions. We ask every guest when we wrap up here, but before we even get there, I'd like to get your thoughts on 2022 and maybe beyond in the relatively short term. And maybe we could talk about that a little bit in the context of self storage. And then, you know, if you want to opine on the broader real estate market, I'd love to get your thoughts.   Paul (27m 45s): Yeah. I used to make predictions when I knew nothing. And now that I know a little more, I don't, I mean, I've noticed that Charlie Munger, Warren buffet, Howard marks, those guys won't make any predictions of the cycle. Howard marks of course reminds us to, even though we can't know when the cycle is going to change, we should act appropriately for where we are in the cycle. So one thing we have here is this is a 10 real $10 trillion bills from Zimbabwe. And it just reminds me as I'm sitting here, you know, that we are in a real inflationary time and it might not be transitory.   And so I think that is something that, you know, self storage has going for it. Like I mentioned, it allows you to capture that inflation real time. And if it, you know, if deflation hits, it would allow, you know, you, that happened as well. I guess   Jesse (28m 40s): I would just say, I heard one of the best definitions from Howard marks when he said, if you want to define the, the cycle and in this could go for real estate as well. He said, stage one couple forward thinking. People realize that they think the market's going to get better stage two, a broader economy, and people realize it is getting better. Stage three people think it's going to get better forever. And he's like, I don't know why you need a better definition of that. And it it's people, you know, listening to this, they know I'm a big Howard marks fan, but I mean, it's a great, it's a great point.   And one thing I've, I've said a number of times is when my mentor, he said, you know, real estate is one of those few industries where you can actually charge your customers are downloaded inflation to your customers. I E tenants. And it sounds like self storage is a continuation of, of that. If not in more real time, given the fact that sounds like you could, you can do it on a monthly basis.   Paul (29m 35s): Yeah. Right. That's exactly right.   Jesse (29m 37s): All right, Paul, we, before we get to the final four questions here, I thought I would ask you why it is important for investors or entrepreneurs to find their, why.   Paul (29m 47s): You know, I woke up at 33 years old on October 7th, 1997. And I had a couple million dollars in the bank, which was completely unprecedented for a, you know, for me and I wasn't any happier. I wasn't any more, you know, like I didn't, I felt a little more successful than I did the week before, but not a whole lot. I think it's really important for people to find their big, why, you know, studies show that if you make over $95,000, I mean, let's say you make 950,000 or 95 million a year.   You're not any happier than you were at 95,000. So we really need to have something else to live for. I think we were created for more. And so I really would recommend people find a big why for me, it's a it's it's regarding human trafficking. You know, if you took the record profits, not the average, the record annual profits of apple, general motors, Nike and Starbucks, and you added those together, double that number. That's the approximate profits projected from human trafficking every year.   And I'd like to believe if I was alive in the 18 hundreds, I would have been an abolitionist fighting against slavery. And if I was alive or if I was an adult in the 1960s, I would have been fighting for civil rights. Well, this is a civil right. And it is slavery and it's happening right under our noses. So my company Wellings capital is dedicating ourselves to try to free 5,000 slaves in the next five years from human trafficking. And I'm just recommending, you know, on a broader point that everybody finds something you're passionate about.   That's bigger than yourself or your business,   Jesse (31m 28s): Dear. And I think it's important as you know, we do or individuals get successful individually or with their companies in our case, in real estate that you CA you figure out what those things are and you know, that human element of, of being, being successful or prosperous. Okay, we are going to switch it up to a four questions. We ask every guest, if you're ready to go, I'll fire them out. Yeah.   Paul (31m 51s): You bet. What's   Jesse (31m 52s): A one thing Paul, that you know, now that you wish you knew when you started investing in real estate.   Paul (31m 58s): I wish I hadn't known the difference between investing and speculating and investing is when your principles generally safe. And you've got a chance to make a return. Speculating is when your principal is not at all safe and you've got a chance to make a return. You know, they say low risk, low return, high risk leads to not high return. It's actually the possibility of losing all your money or making a high return. I wish I'd have known the difference when I started and lost a bunch of money early on.   Jesse (32m 27s): Yeah. I mean, it goes back to Howard marks where, you know, you have that curve where he's like, well, if high, if high risk means high return by definition, that is not that's impossible. It's it's, that would mean that it's certain it's, it's obviously the higher, the risk, the higher expected important expected piece there a return. Right. Okay. Number two, your view on somebody that's entering our industry, a younger person, what would you say to them in terms of mentorship and, and getting started?   Paul (32m 59s): Yeah, I would actually. So bill gates became the wealthiest guy in the world through three simple steps you can take right now. Number one, I'm sorry. I had to do that. Number one, he decided at a very young age, what he wanted to do, and he's stuck in that lane. He did not very, he said no to 10,000 distractions to stay focused. Number two step, he, all he partnered with, or he actually found a company that would partner with him who was the biggest wealthiest, most influential company in that business, the tech world.   And that was IBM. Then third, here's the surprise. He did everything in his power to make them successful. When he did that, he quickly became the wealthiest guy in the world at a pretty young age. And so I would say following bill gates steps, you know, try to figure out what you want to do. Say no to distractions, find a big organization. Who's willing to partner with you and do everything you can to make them successful. That's great. Okay.   Jesse (34m 3s): Number three, what is one book you just are constantly recommending to people?   Paul (34m 9s): Well, I was going to recommend Howard marks mastering the market cycle, but since your listeners are already familiar with that, I would go back to my second one by Jay Papasan and Gary Keller. The one thing, yeah,   Jesse (34m 21s): That's a great book. And you know what, it's funny with mastering the market cycle. That is one book that's fairly hard to find on. I think it's on audible. If you want to listen to the audio version, but maybe, maybe I'm not looking hard enough, but I books, I, it was more challenging to find. All right, Paul, I think we're going to get an interesting answer on this one. My favorite Bloomberg question, first car, make and model   Paul (34m 46s): 1969, black Ford Mustang with the hood scoop   Jesse (34m 52s): 1 64, a oh 69, sorry, 69. I was going to not quite as cool. I was going to say the, would that be similar to the a, was it the 1970 was Mach one with the, with the kind of riveted Fastback.   Paul (35m 8s): Yeah. Well, interestingly, my hood was an aftermarket hood and somehow or another, I ended up with a Fastback hood with the turn signals out on the hood, you know, with my 1969 car. So   Jesse (35m 23s): Yeah, and I think that car was a, it was an Evie electric. Now I'm just joking. I feel like, I feel like this question is slowly, slowly going to get phased out as more and more people that come on just never had a first car, which is just the paradigm. Awesome. Well, for listeners that want to either, we'll put a show notes for the book for links to reach you, but where would the best be the best place be to, to connect with you? Paul   Paul (35m 51s): Jessie, I'm sure you can relate to this. When I, all those years, I wanted to transition from residential to commercial. I didn't know what to do. And so I've written a guide for people, free guide for people who want to learn, how to make that transition. And it's at Wellings capital.com/resources. That's w E L L I N G S capital.com/resources.   Jesse (36m 14s): My guest today has been Paul Moore, Paul, thanks for being part of working capital.   Paul (36m 20s): Thanks, Jesse. It's prey to be here.   Jesse (36m 29s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five-star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one take care.

Steve and Jim, The Odd Couple of Investing, welcome special guest Jay Feldman, CEO Of both Feldman Automotive and Mark Wahlberg Automotive. With brands including Ford, GM, Kia, Genesis, GMC and Hummer, Jay's auto dealerships gross $2 billion in sales annually. He has also partnered with Mark in RV franchises. So who better to discuss the competitive landscape shaping up in EVs and opine on the fate of Tesla?  Perhaps  most importantly, Jay provides a true insider's perspective on how much longer the auto cycle can continue.

Ariana White is part of the Roofstock Certified Agent Network and serves in the Galveston TX area. In this episode, she shares what investors need to be looking at if they are considering investing in the Galveston market. We cover both the short term and longterm rental markets, property taxes, zoning, climate and much more.      Ariana's contact info: arianawhitesellstx@gmail.com - @arianasellstexas --- Transcript   Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: What's going on everybody? Welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum and today I'm joined by Ariana and Larry White. And they're gonna be talking to us today both about the long term and short term rental markets out in Houston and Galveston, Texas. So let's get right into it.   Ariana and Larry White, thank you both so much for joining me today. I really appreciate you taking the time.   Ariana: Yeah.   Larry: Pleasure to be here, man.   Michael: I'm so excited. You two are kicking butt in the short term rental space out in the Houston and Galveston markets. And I'm wondering if you can give our listeners just a really quick background on who you two are as power couple.   Ariana: Oh, power couple. Wow, that's nice.   Larry: Crazy. Yeah. All right, Jay Z and Beyonce over here.   Michael: That's it.   Ariana: But you're Beyonce, and I'm Jay Z!   So um, so my name is Ariana. I've been a real estate agent for eight years. And I originally started in Vegas, I managed a team out there. Larry drags me to Houston, and actually took like a year off of real estate while I got my license here. And now I manage a team out in Houston. And so we specialize primarily in first time homebuyers and investors. And now going deep into the short term rental market.   Michael: Awesome. Love it. And Beyonce. I mean, Larry?   Larry: Yeah. And so I have a little bit different. I started about 1516 years ago, and convinced her to get into real estate, about halfway through my career. And so I've been a pretty successful solo agent, ran some very large teams grew a national real estate brokerage around foreclosures and REOs, which took me into the investor space to begin with. And so now we really have some of the most successful groups of Realtors across the country that we teach to duplicate what we did. And we focus and Ariana has a very successful team here in Houston. And as she mentioned, we're actually in the short term rental space personally. And so we're teaching other people, you know, investors that come to us quite often teaching them how to kind of duplicate what we've done and learn from our mistakes as well.   Michael: Oh, my God, amazing. Well, we are going to have a lot of fun with this episode. I can't wait to hear about what you two are doing personally, in the short term rental space. But to kick things off, I would love to just get a high level overview of the Houston and kind of Galveston markets. Ariana, as you see them, like what should investors What do investors need to know if I'm totally unfamiliar with those markets?   Ariana: Yeah, so Houston is really interesting, because we're one of the only cities where there is no zoning in Houston.   Michael: So multi family, commercial single family, there's no…   Ariana: Whatever you want.   Michael: A whole smorgasbord.   Ariana: Yes, and it changes as it goes out into the suburbs. But um, what's really every street is different in Houston. And there's certain little, little neighborhoods that have been, you know, people have moved in and fixed up old homes, and it's really developed, each little area of Houston has really developed its own adorable community. And I will say that the most, for the most part, my investors typically end up being either somewhere around the Med Center, which is a community here it is full of like young professional renters. And there many people in grad school, you have ages down there, Rice University is down there. And there's lots of young professionals that are all working in the hospitals. And so that area is a big area for renters and very high rents, and that is located in the heart of Houston.   And also, one of the biggest areas that we're currently seeing is the Spring Tomball Humble. It's looks like humble, you pronounce it Um, okay, so, um, that neighborhood, the all of those neighborhoods, and great low tax rates, that's going to be like the major. That's the key piece. You're looking for a low tax rate in Texas, because property taxes can fluctuate a lot. Yeah. And all of those areas seem to have like young, single family homes that are consistently rented and low property taxes, which is a double win. So those are up and coming areas. Right now we're seeing a lot of our investors kind of go towards   Michael: Love it.   Larry: And then on the you know, it shifts a little bit when you start getting into the short term rental market, right? Because the taxes, I mean, you always want the lowest taxes. But if you are able to, you know, they talk about in real estate, location, location, location, right. So if you have a high demand because your next Minute Maid Park, because you're in Galveston, and it's a beach destination, not just for people coming in from out of town, but from people in Houston going and renting beach houses and stuff, their taxes can be offset that way. And so that's where you start getting into what is the drive? What is the demand? And like, what are our occupancy ratios, you know, for the entire month.   And so that's where you start looking at seasonality and what's driving traffic, are there sporting events, or they're this or they're that. And that's where a lot of our investors can start buying maybe a little bit more expensive properties, right, like, maybe they go down to Edo, which is kind of East downtown, which is one of the top four markets and neighborhoods. And if you were doing a long term rental, it wouldn't make sense, it has high tax rates, you have to minimum prices, probably around 430. And it probably only rents for $3,000 a month. So most of the time, that's not going to pencil out for a long term.   But you switch that to a short term, that it's close proximity to everything, and you can get three or $400 that night, and it's occupied 50% of the month, you start doing those, those numbers and you're like, Oh, hold on, this makes sense. So this is really where, you know, when you're looking at an investor, what is your strategy? What is your goal this year, and then we try and create a portfolio or a plan that aligns with their goals. And the numbers will tell us if we're on the right track or not.   Michael: I love it. I love it. So and I think this is great, the conversation kind of naturally bifurcated into the long term side and the short term side, which is I think exactly where I want to take it anyhow. So getting back to the long term side for just a minute. And then I wanted to back to the short term side. What should people be aware of in terms of like, big companies that are headquartered out there? Like, why are people moving to the Houston Galveston area? And then for the short term side? Why are they visiting the area? I know you mentioned the beach, but curious to know, what other attractions are drawing people to the area?   Ariana: Yeah, so in Houston, and what's real, we have seen what I'm lovingly referring to as the great migration. So we have had a lot of people move here from out of state, their number one draw is low cost of living, right, much lower than many other states that we're going to see either on the East Coast or on the West Coast. And, and what people are really looking for, and what I'm seeing mostly is, um, they're having, like the biggest draw is space. And we see a lot of people moving here from like, very populated areas. And granted, you can get a city feel here, but you can also go 30 minutes out and have an acre of land if you want to and have a full garden and farm and some cows like I mean, and you can have all kinds of tax exemptions, too.   So if for any of our military clients, you get a huge tax tax exemption, particularly if you're a disabled vet, you have a homestead exemption here for property taxes. If this is your main living area, you can also have a senior citizen tax exemption. So Texas is really they love tax exemption. So a lot of our clients will use them.   To draw that's a huge draw to Texas, people are looking for a little bit more space to either like a personal or business. I'm out here. short term rental wise in Galveston area. We have Moody Gardens. It's the closest beach the water's warm, and it's like a really great place to go take young like children because it doesn't get super deep. And   Larry: Yeah, the NASA you have the space center, right and so all of that starts to come into play, which gives you a pretty good occupancy. And what we've seen during kind of this pandemic, right is that people have been wanting to get away and have more staycations and stuff as well. So you know when we get into our we have a short term rental we have a 20 acre ranch out in Fredericksburg and we saw our vacancies like drop drastically because everybody was able to work from home. So as long as we had a decent Wi Fi, they were like, Well, man, why don't I go out in Texas wine country, you know, versus my house and let's go on and the kids can go play outside and do this.   So it you know, the market is changing, and we just have to keep stepping along with it. And the customers will tell us exactly what they're looking for.   Ariana: Yeah, I actually had a client today call me today. She's gonna be moving here from California. And she's a nurse. And she's like, and I was like, you know, what's your timeline look like? When do you want to be here, and she said, You know, I can really move anytime I'm just planning on flying back. She's in the Bay Area in California. And she's like, I'm just planning on flying back to work. And then I'll live in Texas,   Michael: She's gonna commute.   Ariana: Mm hmm. And that was a very common thing that we see. So if you're able to remote work, or maybe you don't have to be in the office only, like one or two days a week, people are just buying a little, you know, having a little studio wherever they are based out of renting that out when they're not they're coming back living their main life in Texas and doing you know, flip flopping the opposite. So yeah, so it's, it's provided a lot of this new way of looking at how to be efficient in your workforce has provided a lot of opportunities for a lot of people, as well, in their, you know, in looking looking at your business in a different way.   Michael: Oh, that's incredible. Gonna be racking up those frequent flyer miles for sure. Yeah. That's awesome. So Arianna, you were mentioning a couple of the neighborhoods up and coming neighborhoods? Yeah. That you were seeing curious if you can give everyone listening and watching an idea of kind of price points. And what you mean when you say low taxes?   Ariana: Yes. Okay. So taxes here in Texas can range differently depending on every every little city has a different tax rate. And so we're known for having our property taxes be a little bit higher than some other states. And so that was definitely something that we have to consider when you're going into an investment property, right, the taxes can either make you or break you. And so when we're looking at properties that we're submitting to Roofstock, and for our investors, I am looking specifically for areas that have lower tax rates, because those are the ones that are giving us our best ROI. So one city here is Missouri City, it's south of the heart of Houston. And that city has notoriously low tax rates, which is great. It's also like a high, it's not a city feel. And it is a suburbia field. So there's lots of single family residences there. That area typically commutes to Houston for work. So there's lots of renters in that area. We've seen great success there.   And Rosenberg, Tomball, Spring, and Humble. Those are all of those areas have had really low tax rates in certain pockets and have given our investors like a really good opportunity to get a home up there.   Larry: And also what you're seeing is that Houston is expanding, right? If you look at from Dallas, to Houston over to Austin, San Antonio is called the Texas triangle. Okay, it's the fastest growing region in the country. And so what happened? What's happening? You have Dallas expanding, you have Austin, San Antonio, expanding, you have Houston expanding? And so everything's kind of like merging together together. Yeah. Uh huh. And so these suburbs, right, like, especially when you start getting this increase in prices, you know, people start going outside of the metro area, because the metro area, the median price point might be 400 500, etc. Now they can move out and pay 200 300 and get, you know, just a lot more bang for your buck.   And so those cities that that she's talking about there are starting to see that and so they're still have a lot of population, a lot of people going to them, you have the difference in the prices, which could help you drastically if you're in that long term rental space.   Michael: Totally. And what are some of those medium price points and associated rents that you'd expect to see in some of these markets?   Ariana: So for the suburbia area of Houston, and what I'm typically seeing median price points, you can find a for the ideal property, right? The ideal property is a four bedroom. Single Story, maybe two story home, two and a half bath. And right now we're seeing those rents typically, well, we're seeing those sales, typically between 280,000 to 400,000, depending on the community, somewhere in that I just got one of my Roofstock investors into a new home community actually, this one particular new home community, a lot of 10% investors. And so we were one of the last homes to get in there. And he bought a beautiful four bedroom, two and a half bath in a great neighborhood brand new home. And he got that one for 330. And so that was yeah, it was it was a great, great deal. And we're expecting to rent it out for right around $3,000.   Michael: Holy smokes. I mean, you're just flirting with that 1% rule.   Ariana: Yes, we're right. We can get like right in there. If I get like one person, I get really super excited. So we're like, right there.   Michael: Yeah, awesome. Well, something I think people like either fail to recognize or don't want to recognize is like, you might not buy it at 1%. But in five years, it could absolutely be a 1% property and all your expenses should remain relatively unchanged or increased slightly. But if your rent can outpace your expense increase, you got to meet in the shade.   Larry: Yeah. And here's one of the things for Texas, specifically that you have to think about in 2008. And nine, the market got crushed, right. I mean, we like we came from Las Vegas, we saw homes depreciate 60 to 70%. Yeah, right, like just crush, you did not see that same price depreciation here in Texas for a reason, right? You also didn't see it go up 90%, like you saw really good appreciation, you didn't see the counter the effects of the depreciation. And part of that is because to do a cash out refi, like the state of Texas requires that if you're going to pull money out, you have to keep 80% in your home, so you still had some you still had a cushion there.   So they might have lost their equity. Right, but they weren't upside down on their homes. And I'm not saying that Texas wasn't affected or anything like that. It just wasn't as affected as much as some of the other areas. And so, you know, there's an appreciation, because there's this built in stability factor here in Texas, that you're going to get some appreciation play. It's not going to be 90%. But it's going to be healthy, it's going to be sustainable, which is what we saw in the last cycle.   Michael: Interesting. Okay. Very good to know. Very good to know. And from a short term rental perspective, what is it that you look for? Because you taught you spoke about your ideal, you know, for two and a half single story for your long term? What is it that you're looking for when you're putting short term stuff on Rootstock?   Ariana: So specifically to Galveston, we like to have something that's close to beach access, that's going to be number one, it doesn't have to be exactly on the water, either. It can be a couple streets back as long as you're able to get there. There's also some services in Galveston, if you do get once a little bit farther away, you can rent a golf cart for the week. So those are fun services that you can have awesome with your rentals as well. And access to the look, there's like maybe like one gigantic strip going down Galveston, so access to that, but not so close that it's going to impede or you have to cross it to get to the water. And that's ideal. And then what we're always looking for is a space that has enough to at least have one of the bedrooms have a couple bunk beds in it.   So an ideal situation is that you could fit, you know, at least two bedrooms, preferably three bedrooms, and a big living area. And a lot of the houses and Galson. I know you said you'd never been up here. They're up high. So they're up high to make way for the water to come in. So they're built on stilts. And so it's called a pier and beam, but they're up high. And so a lot of times there is like an outdoor activity where that people can add that to the house, under under the under the actual house. So there's like badminton and some people put pool tables down there and make use of the space. It's a very, it's super fun to drive through because all the houses are really tall. They all look like they're walking.   So yeah. So if you've never been to I mean, it's really, really it's an Galveston, my girlfriend was just there this weekend, they rented a big old house for her. Typically, it's like at least two families people have to travel together to Galveston. So um, so she wanted a big ol house and the people that were next to her were from Fort Worth, and they had you know, they had six kids and for adults with them and people like to go because when you go to the beach you don't have to be the only one in charge of your children right so   Michael: Built in babysitters   Ariana: But it's so accessible to so many parts of Texas you know it's just a it's the closest beach to most people in Texas so and no to everybody in Texas I gotta Yeah, I'm on the road down south to like Corpus Christi, right. But it's it's The closest beach to so many of us, yeah, that it's, um, it's just so accessible. So one of the big things is just obviously like, making sure it's super clean, outdoor showers are a big plus. So that you can stand inside your house, these are all kind of things you have to think about to be Galveston specific. And, and then water rental situations, you know, you can have that extra up, you can have your clients pay extra in order to have that and that's all part of the property management takes care of that. But you know, if you wanted paddleboards, or other things that you wanted accessible to be special for your client.   And then also, one of the biggest benefits is that this isn't a one and done situation for the people that are renting out this area, which is why it's not necessarily seasonal. And there are in the summer, obviously super booked 100% capacity all the time. But even in December, November, January, February, people go even if it's cold, because they the water never gets like freezing. So today it's like 45 degrees, which is like a one off. But last week it was it was 85.   Michael: So Holy smokes   Ariana: And like I can speak in, in my own experience. If there's a house that you liked when you went to Galveston and it's in the you know Surfside community or Pirates Cove, or, you know any of the little communities inside Galveston, you go back to the same house. Like if you like that house, you'll go back to the same house. And so like, like my girlfriend who just went this past weekend, she has stayed at that house three times already. And she likes that house. So she will continue to go to that house. Yeah, and so that's really one of the benefits of Galveston is a It isn't like an aspen where you only go, you know, once a year, or you can only go you know, it's easily accessible. And it's really used very often. Interesting. Yeah, you create recurring recurring clients.   Larry: And people want also, you know, when you start talking about Airbnb, people want that hotel feel, right, they want it to be crisp, they want it to be clean, right? So the furniture, the aesthetics that that you put into it, right? They want it to be like, Oh, if they have this dream vacation home, what would this look like? Even if it's small, right? They want that aesthetic to it, which is important to make sure that you decorate it correctly, that you have the right furniture and stuff to it, because there's a lot of competition now. And so reviews are super important. Who you have managing it? Is it super important? Are you responsive? are you handling issues and stuff. And that's been an entire learning experience for ourselves as we just entirely remodel this 20 acre ranch, right? All of the units on it, and we're coming up with a lot, man, it's a 30 year old home and you know, it has a pump house and these things that we're not used to dealing with.   And, you know, it's it's a very different experience, but all things that need to be thought about to make sure that you're at the top of the list, you're getting the most exposure. And, you know, you have, you know, the highest, you know, occupancy as possible, because I mean, do the math, right, like I've just pulled up Airbnb over here right now and looking at Galveston. And I mean, probably the average, you know, for this weekend is $300 a night there's some going up to six $700 A night, but $300 A night average. Now, it's not going to be 100% occupancy all the time. But man, that's a potential of $9,000 a month in cash flow, right like you have one or two good months and like you're paying for your entire year off of off of one good season there.   Michael: That's incredible. That's incredible. So we've talked about so many of the benefits and Lewers of the Texas market. Now let's talk about the dark underbelly because there's got to be one there can only be this great heaven on earth. So talk to us about what should investors especially remote investors who might not be familiar with the Texas market, be aware of what's some of the the hair that some of these deals might have.   Ariana: So number one, you need to and and to cover that when we're looking at Roofstock properties. I'm specifically picking for myself and my team properties to show investors that do not have this okay. So you have to look at the flood maps. That is like in Houston and Galveston, that is the number one deal killer. Because as an investor, you don't want renters in there, they're going to be in a 100 year floodplain that's going to create a lot of problems for you. It's going to create a lot of money for you. And on top of that flood insurance can really take, make it or break it in this in this deal. There are some properties where you can get, you know, your flood insurance for $400 a year.   Also, just a little side note, as a real estate agent in the Houston market, it doesn't matter if that area has ever flooded or not buy the flood insurance, it's a good investment. So um,   Michael: Even if it's outside of a flood zone?   Ariana: Even if it's outside of a flood zone as a real estate agent, I would highly recommend because you never know, we moved here nine months before Harvey we are not in a floodplain. We asked her real estate agent at the time and our insurance provider at the time do we need flood insurance? They said no. Nine months later, we flooded in Harvey, so do not take it from our pain. Let us like learn off our pain. And that is a very expensive fix when you don't have flood insurance,   Larry: the 400 and it literally because we weren't in a floodplain because our home had never flooded the flood insurance was $425 for the year.   Ariana: Yeah, right. And we did it. We're like, No, we don't need it. It's fine. We've come from the desert, like who really floods? I didn't really know. No. So I tell everybody just do it. I mean, just just by the flood insurance, you never know what's going to happen. Houston has crazy weather. So that's number one. That's definitely the one when you're looking at properties. See if you're in a floodplain, see if the property has ever flooded before, ask your agent. If it has, that's not necessarily a deal killer if it was a one off, but we need to look at your flood insurance, if you can be grandfathered into these flood insurance rates, if the flood insurance is going to be extraordinarily high, it's a good opportunity during your option period to maybe look at other properties that fit what you're looking for specifically. Um, yeah, so that's number one.   And number two, what else is weather?   Larry: Weather is by far the biggest one. I mean, as we've seen, winter freezes, right? Like all the pipes rusting, like, hurricanes, like weather is number one. Two, I would say is the is the taxes as the property taxes that was kind of eye opening and shocking. As we started diving into this market, it was much higher than anything that we were used to. I mean, yeah, tax rates can be upwards of 3% of a home's value. And so that drastically changes some of your numbers and stuff when you're looking at that investment.   Michael: Yeah, yeah, that makes total sense.   Ariana: And then anything else parking if you're looking in Houston parking is a necessary thing you need to look at, you need to make sure that you know, there's lots of teeny tiny, you know, three story homes, that would be great rental homes, but they're parking on the street. And that will really it'll it'll be very hard to get, you know, some renters in there that want to be able to drive into a driveway and so that that is definitely something to look at specifically that is for inside Houston.   Larry: And one other thing, especially as we're talking about short term, Airbnb, is deed restrictions, community restrictions. And this isn't just for Houston and Galveston, this is a cross the country for instance, Fredericksburg, right, they have, they're trying to pass like no short term Airbnb. Now we're outside of the city. And so it doesn't really affect us. But this is what some of the other Airbnb owners are going through that they're having to fight legislation. They're having to register properties, which is additional expense, paying taxes and stuff, additional taxes.   So based on the municipality, you have to look at some of these details and know what you're looking for to make sure that that it's again fitting your short term and your long term goal, right.   Michael:  Yeah, but I thought you said that Texas love tax exemptions, what's what's with the bait and switch?   Ariana: Now we do love tax exemptions. So you just got to find the right one that fits what your look all right.   Michael: Makes sense. It makes sense.   Larry: In Fredericksburg, we have an agricultural exemption, we have Longhorns and donkeys and stuff on the property. And so literally, our taxes are almost nil. There's wildlife tax exemptions, there's a lot of things. But again, this is where you have to do some research. If the numbers work as status quo and now you start digging and it just elevates that return on investment. Now we're we're really into the money.   Michael: So what you're saying is I need to go buy a property downtown Houston and get a couple cattle for the backyard.   Ariana: You There are many places in Houston you will see I mean you will be right off i 10 And there will be building building building building empty lot cows on it building building building. And the reason is because the builders when they're going in there, and they bought the land they put cows on the property in order to bypass the exemptions, or I'm sorry, bypass the taxes and have an exemption until they're ready to build. So   Michael: Oh my gosh,   Ariana: You can also do that with goats. You can also have bees. So that's wild. Yeah. And so they leave, they leave the cows there, they get the exemption, the cows eat the grass, they chill for a couple months. And then when they're ready to build, they move their cows to the next place that they bought. So   Michael: Oh, my What a trip. That's awesome.   Something I wanted to mention that you were you were talking about flood insurance, is I think it's so important for investors to be thinking about too, as we do start to see more and more storms, more aggressive storms, like flood zones change. And so I think that's something that people need to be aware of is just because you're not in a flood zone today doesn't mean you won't be tomorrow or next year, or whatever the case may be. And so just be cognizant of that, if it's an investment that you might be selling at some point down the road. That's a hurdle that any buyer who buys your investment property is going to have to deal with. So just be thinking about that, putting it out there for whatever that's worth.   Ariana: Yep, that was that is very, you're absolutely. After any major storm, if FEMA came out, they'll redo the flood maps. And so you should get an update of that like from your agent. Or you can always inquire about a property and ask and we'd be able to pull that real easily.   Michael: Awesome. Okay, I want to shift gears here really quick with the last few minutes with y'all and find out what it is that you're all doing with this 20 acre ranch and short term rentals. That is friggin awesome.   Ariana: Yes, yeah. So it was a COVID purchase. Actually, I had found the property we had been looking all over, we just really wanted something we didn't know where we wanted it. And we wanted it originally closer to us, because we want it to be able to manage it. Fredericksburg is about three and a half hours away from us. But then we have a certain budget in place. But then you know, there I am wandering the internet at night looking for whatever I'm looking for. And here comes this 20 acre property that shows up with this old 1970s Looking ranch style on it. And it was double our bedrooms. And double the size without looking for the double was hired early, double, double everything.   Larry: The time is there like I was like no way.   Ariana: No way. Yeah, it really was exactly double everything because we're looking at an hour and a half from us. And this is three and a half hours from us. And it's twice as vague and it's twice as expensive. And he's like, I don't know. And I was like, I'm very intuitive. You know, some people just feel things. I don't know, this is it. I was like you got to find an extra $1,000   Michael: Start looking at couch cushions.   Ariana: So we found that. Yeah, so we went we bought it. It was a single owner. She was she was her husband, but she owned the vineyard next door to it. And she's like, you know, it was just too much. And I have all this other land. And so I just want to I really wanted to give it to somebody who would do something interesting with it. And so and she had, you know, there's some people who want to go in there and do an RV park. There are some people who wanted to go in there and do some other I don't remember what it was something else. She didn't like them. She was like, No, this is this is like my baby. And then we went in there and said, you know, we'd really like to short term rental it and then eventually, as we continue to grow build tiny homes, that's my ultimate dream is I want to have a tiny home condo for people to just like get off the grid and just detox and you know, like, just have some solitude. And that's really important to us. And so she was like, Yeah, let's go for it. As longest escrow lives.   Larry: Yeah. Took appraisal issues.   Ariana: Like I mean, it was so it was like things were you know, appraisals are taking forever and getting a 20 acre property appraised and surveyed.   Michael: Yeah, took a long time.   Ariana: Yeah. And you know, we work in cities so the whole ranch and like the dirt lots were they called ranch land and land and ranch.   Larry: Oh farm and land   Ariana: I don't do I don't do farming land. So we had to bring somebody else from our company who does farming land to come help us with our own deal because I didn't know about farming land and septics you know, I know city septics I don't know about these subjects in the middle of nowhere and the properties on a well you know, there's it's been fun and, and quite a learning experience. Navigating all of this but um,   Larry: We call we fully remodeled it like we took it down to the studs, remodeled everything because we bought it it was a 1600 square foot, one bedroom, one bath, which is why it was still on the market, because there weren't a lot of families but we knew that that's not what we wanted it for. So we converted the laundry room into a second bathroom, and the living area into a second bedroom. So now we have a 1600 square foot, two bedroom, two bath rents for four to $600 a night with a pool. And then it has a 600 square foot guest house that we fully remodeled as well, which rents for 150 to 250 a night. And then we've already purchased our first Airstream that we're rehabbing. And we'll build a deck around it. And that will be our first additional unit that we add on.   Michael: So cool.   Ariana: And then we're talking. So we're talking to some people who want to do goat yoga, in Fredericksburg, and they want to hold their goats on our land. And so that's, you know, where Larry and I are, kind of hippies. And so   Larry: We're like, let's do this. Let's use all 20 acres.   Ariana: So cool. But really, it's because it's outside the city. It's got dark sky. So it is incredible to be out there in the middle. I mean, it is dark,   Larry: You can see the Milky Way actually running through   Ariana: It's beautiful. And we call it wild soul sanctuary. Love that. So we've just started doing some retreats out there and bringing in some people who do you know, Healing Retreats on the weekends, they'll rent it from us and you know, can sleep a good amount of people and we're open to people like camping on our land and stuff. So   Michael: Yeah, I was gonna ask, have you ever heard of hipcamp?   Ariana: Yeah, so we haven't quite dealt. We had people personally ask us if they can camp on our land, which we're open to. But we haven't quite. I haven't gotten into that yet. That's kind of next on our list to see. You know, how much of this we can rent out. Yeah. To camping. So tonight.   Michael: I bet a ton, I have been to some some hipcamps and they don't provide jack squat and like, seriously, I'm paying whatever, 60 bucks a night for like plastic Adirondack chairs and a dirt piece of lots of foot, my head, whatever. So there's definitely a market for it.   Ariana: Okay, well, that definitely writing you said hip camp camp.   Michael: Yep, yep, hipcamp.   Ariana: Okay. I knew there was a name for it. But you know, I'm also not much of a camper. And   Larry: She's more of that city. Like,   Ariana: Like, I let me take my shoes off, but like, let me get into a shower. So like,   Michael: There you go. Well set up glamping tents to?   Arianna: Well, that wasn't a yurts are a possibility. Yes, I think what I really want is like a one bedroom a frame. Like that's what I that's like, that's like mine, and no one's gonna be allowed in it. It's just gonna be for me.   Michael: That's so good. Oh, that's so good. Well, just the last question I have for you both, is how do you run your expense numbers on short term rentals? I think that's what throws a lot of investors for a loop. They hear like, holy crap, I can make nine grand a month, and then they're comparing that against their long term rental expenses. And that doesn't always jive. So how should people be thinking about expenses?   Larry: Yeah, so um, that is definitely it is the expenses are going to be increased, right? Because you have more turnover, you have cleaning crews, you have maintenance, you have handyman, etc. And   so we're, we're paying about 10% a month for property management, but we take on a lot of the communication. There's other, like, it's not uncommon to see 20 or 30%. You know, property management fees. Yeah. But they're also they're renting, they're renting it out. They're handling the calls, they're doing everything. So really depends. As our first one we wanted to be kind of hands on, see how this worked, and then evaluate, like, do we want to manage this this much, or do we want to outsource? And so that's where we're testing right now. So we can give people feedback on our experience.   But I would say I would estimate 30-35% I think that you can get it down a lot lower than that. Okay, but I would estimate that I'm a big fan of under promise over deliver. And so if you estimate it 35% and ends up at 25% You're like bonus, right? Yeah, I'm on that side. But again, even if you take, you know, $9,000 Uh, you know, if we just did $9,000 a month, and you minus 35%. I mean, you're that's still almost $6,000 a month, right now, you got to start looking at occupancy rates and things like that. And now seasonality comes into play, like after summertime, it will almost be like for three or four months 100% occupied. And so those months will really make up for some of the slower months right now. It's pretty much every weekend, like weekend warriors kind of get aways, but we haven't had anybody stay there during the weekend. Yeah.   Michael: Okay. Okay. Yeah. See, I guess it's really very much market specific around what your occupancy and then associated expenses are because those two are related. How much cleaning you're gonna do, how much turnover you're going to have is a function of your occupancy.   Ariana: Exactly.   Larry: I would say Galveston, you know, right now, when you're looking at the school seasons and stuff like that, you won't see as many weekday rentals. Okay, so that's, that's one thing to kind of look at. Christmas, spring breaks, like Thanksgiving, you start to get kind of the weekdays when people can travel with their families and stuff is what we've noticed so far.   Michael: Okay. Well, that makes sense. Well, you two have been so generous with your time. Thank you so much, again, for hanging out with me and sharing all this wisdom. If people have more questions for you, or want to get a hold of you, what's the best way for them to do that?   Ariana: You can email me at Arianawhitesellstx@gmail.com. Or you can also find me on Instagram: Ariana Sells Texas. And yeah, I'm more than happy to speak with anybody about the current market.   Ariana: So she's like she's licensed here in Texas runs the entire team. So she's the go to for anything here. Yeah, if I can connect or just add value to people anywhere else across the country, I would say connect with me on any social media platform. And my handles the same on all of them @LarryMFWhite.   Michael: So good. You too will thank you again and I can't wait to see where this ranch takes you both.   Ariana: Yes. Yeah, we'd love to have you out someday.   Larry: Yeah, come on down. Come at come fly into Austin or San Antonio and come out to the ranch. Let us know we'll do some wine tours.   Michael: Do some goat yoga. Careful what you wish for.   Larry: Yeah. Awesome.   Michael: Thank you to take care and enjoy the new year.   Ariana: Oh, thank you so much.   Michael: Alrighty everyone that was our episode a big big big thank you to Larry and Arianna. It was so much fun having them on. We chit chatted after the show after we finished recording here and they are hilarious if you didn't already catch that from the show. Definitely a market worth checking out Houston Galveston both for short and long term rentals. Exciting stuff. As always, if you like the episode, feel free to leave us a rating or review wherever it is you will see your episodes. And as always, we look forward to seeing the next one. Happy investing

Imagine being a military wife who moved every two years and had zero career progression. What you just imagined was Julia Taylor's reality! Today however, Julia has since been able to work from home, work from her RV (yep, she was a full-time RVer for 1.5 years), and now works from anywhere! She is the CEO & Founder of GeekPack who has taught over 2,500 women to say “YES” to themselves, and “YES” to creating life on their own terms. How did she do it? Listen Now as we discuss, How To Live Life On Your Own Terms! --- Support this podcast: https://anchor.fm/30minutehour/support

Today's guest on the podcast is Flipped Lifestyle community member, Tara Eitman! Tara is a money and mindset coach who has seven different streams of income! These income streams help her to live a different kind of life, so it makes sense that she is launching a membership site called TheDifferentLife.com! Tara currently gets her income from e-commerce, YouTube, crypto, real estate investing, and more, and she wants to help other people work around their life instead of live around their work. She recently took a six week trip in her RV and was able to do that by having several sources of passive income. On this coaching call, Shane Sams and Tara Eitman come up with a plan of how to get people into Tara's membership. This plan includes creating content regularly and promoting that content on various channels. They talk about the 80/20 rule and how getting something done is better than being a perfectionist. Learn more about Tara at TheDifferentLife.com! In today's episode you'll learn: Content marketing strategies How you can use lead magnets to build your email list How memberships are multiple streams of income How to get over perfectionism How to improve your copy to get people to join your membership We would love to have you as a member of The Flipped Lifestyle Community!  We believe you have God-given talents and experiences you can use to start an online business!  All you need is 100 people to pay you $50/m online to make $5,000/m, $60,000/y!  Let us help you start a membership of your own.  We offer a FREE Basic Membership to give you the tools and resources you need to find your online business idea and get started. Click here to learn more: https://flippedlifestyle.com/free

In today's episode, our Aaron Huey, Founder and President of Fire Mountain Residential Treatment Center, and host of the #1 Parenting Podcast Show, Beyond Risk & Back. Aaron is on a mission to help educate struggling parents on their kids. Aaron goes beyond simply educating but through “intervention” by facilitating powerful parenting events as a parent coach. He helps kids and teens who are at risk of drug addiction and provide programs to rehabilitate. Today, Aaron shares his thoughts on parenting and why it's crucial to be mindful of everything you say and act with your child. [07:00] Why should we listen to you? The first thing that will keep you listening is how passionate I sound, and most of it has something to do with my life. After spending nine months living in an RV and traveling all over the United States, I've learned that not everything shown in the news is the reality of what we go through. I want to have a conversation with parents on what they are ought to do about parenting. After spending 20 years of coaching parents, running a residential treatment program for adolescents, and spending days interviewing experts about development, addiction, self-harm, suicide, etc. Parents need to make shifts right now because things are not heading in a good direction. [09:52] What do you think the world turns into if we don't shift? Why will the world turn into that in the first place? It's because by looking at how most parents tell their child by “Just grab your britches and sack it up.” You need to understand that first, they won't, and second, you can't blame them. They are not as resilient as we are. What is it about us that made us think about treating our children with fragility? It's because they're growing up breakable. It's not on the kids, but us, parents. We, as parents, don't have to go through a conversation about how kids in classrooms are dealing with anxiety and triggers that we all like to make fun of as adults. These kids are trying to process traumas in their bodies. [12:41] “Transparency is the new tough love.” We should work with our kids in a new paradigm that I call “Transparency is the new tough love.” We don't start the conversation by putting our fingers on their chest, but by admitting our feelings and thoughts on why we want to put our fingers on their chest. Let your child know what you feel and be transparent about it. We are adults, and as adults, we can be transparent to our kids as they can't currently do that. Many adults act like fools because they think like one, and there is no gap. But I believe that having a transparent conversation where you utilize emotional intelligence and being genuine about it is the gap. [20:11] What are the flags you can notice in advance? The curious thing is that the “flag conversation” always puts the parents in a place where if some series of events happen and they are looking for externalized behaviors, most of them would say, “Oh, that's a sign because they changed; from A to B.” My philosophy is that parents have to take care of themselves first, their adult relationships second, and their children third. Kids tend to mimic what we did. Hence, we need to take care of ourselves first so that our kids will do the same. [21:53] Ultimately, when it's time to sit down and talk with my kid who's in crisis, I want to be the strongest “nervous system” in the room. It means I have done my work, and I am ready to get together and come up with a plan for the kid and deliver the plan. [23:14] Parent Perspectives Honor and support your differences as parents. That's the reality towards unity when the parents agree with something and come together for the child, but it's not realistic. What's realistic is that “If I live in this apartment complex, I got on set of rules. If I move, I go another. And if I signed that contract, I abide by it.” You have to teach your child about that because there's a separation between protecting your children FROM the world and preparing them FOR the world. [29:56] What promise did God make to the world when He created you? I am God's caffeine buzz. When you and I have a moment of intimate communication, we connect to acknowledge who we are and what we have done as a culture in this country. We achieve freedom through honest communication. Key Quotes: [11:55 – 11:59] “You can't toughen up trauma. You can bury it and burn from it.” [23:43 – 23:49] “There's a separation between protecting your children FROM the world and preparing them FOR the world.”   Find Out if Your Child is in the Red, Yellow, or Green by taking the Quiz at: https://brabapp.com/   Connect with Aaron Huey on: Website: https://firemountainprograms.com/ LinkedIn: https://www.linkedin.com/in/firemountainprograms/ Twitter: https://twitter.com/aaronhuey_ Listen to the #1 Parenting Podcast, Beyond Risk & Back on: https://www.mentalhealthnewsradionetwork.com/our-shows/beyond-risk-and-back/  

There are plenty of strategies to help you stay motivated and focused while working remotely. When you're traveling, it can be difficult to find those perfect conditions for getting work done; or sometimes it's just hard to focus on the task at hand with so many distractions. Today I'm going to share with you some of the tips I have and that I've used when we've been traveling as a family. When I started my Freelance Writing Coach it was always a goal of mine to travel more. Now that I'm able to, I have to remember that I'm still working. I always bring my laptop with me and my power cord as well as my iPad.Create a workstation that is conducive to your needsWhen you're away it's important to find a workstation for you as you're still going to be working. If you were taking a true vacation and need to shut off do not set up a workstation. I understand though that when you're starting out you still need to be available for client needs. Check-in periodically during the day but don't live at your laptop. Some ideas for this I'm going to refer to the future to be taken as a family and how I have set up for success.If you follow me for a while you know that my family and I love to go camping. We used to just do tent camping which was interesting when you have to bring a laptop. I would always keep my laptop in the car until I needed it. I was always nervous about water sun damage or really cold temperatures. But, now that we have an RV, I usually have my computer set up on our table in there. In the morning I get up before my family and brew a cup of coffee. This is when I get most of my work done. Then, once the family is awake and breakfast has started I shut down for a few more hours.We enjoy each other, we enjoy your trip, and so our travel experiences, and then usually, in mid-afternoon and everybody's chilling out again I will revisit my laptop. Note that you should have a hotspot available or use the camping Wi-Fi if necessary. If not, make sure your documents are available in an off-line mode which you can do within Google docs.My oldest is in hip-hop dance. In the first quarter of the year, we do a lot of traveling for his competitions. It's much easier to travel with a laptop when we have a hotel room. Wi-Fi is usually very accessible and quick.Take breaksIt's important to take breaks when traveling and working. If you're in the airport, take breaks by walking around the airport and returning to your laptop. You hear me often talk about the Pomodoro method which is what I use to help me take breaks throughout the day without multitasking. It gives me enough time to refresh my brain and come back for a fresh start. I take Pomodoro with me on the road as well.Find a quiet place to workThis is sometimes easier said than done. If you're with your family in a hotel room or like we are inside an RV you know that I have to get up early to avoid loudness from the family. If you're at a hotel room moon most hotels Have business conference rooms or lobby where you can go to work if you need to.Bring your coffee maker and snackWhen traveling it's very hard to find good coffee and good snacks. Anytime we're on the road especially when we're going to hotels I make sure I know where there's a coffee shop and or bring coffee that I like. On top of that, I also bring yogurts to fit in the mini-fridges protein shakes, and other fruits and vegetables to just have healthy snacks to grab.Try not to schedule any meetingsPlan for distractions – don't schedule meetings or calls during your travel time, instead plan them and be ready for any delays in the itinerary. I like to follow a batching schedule especially when it comes to my meetings.Support the show (http://www.thesavvyscribepodcast.com)

How to approach interested investors with a deal and what lessons to take from your experiences with Camilla Jeffs and Bernadeau Charles.Follow us on Instagram, Facebook, and TwitterFor more educational content, visit our website at www.diaryofanapartmentinvestor.comInterested in investing with Four Oaks Capital?  First step is to schedule a call with us. This episode originally aired on January 17th, 2022----Camilla JeffsCamilla Jeffs is passionate about financial education, building wealth, and living a life by design.  She is the Founder and CEO of Steady Stream Investments, a company focused on providing  investment opportunities in large multifamily and senior housing communities. With 18 years of  experience investing in real estate, she has done everything from live-in flips, single-family  rentals, small multifamily, and now large multifamily and assisted living. She specializes in  teaching the first-time investor how to achieve passive income and diversify their portfolio.  Camilla believes in the investing trifecta, where one can achieve not only strong financial  returns, but create social and environmental impact by providing safe, clean, and affordable  housing to entire communities. Camilla is a triathlete, an outdoor enthusiast, and devoted  mother to her five amazing children.  ----Bernadeau CharlesBernadeau lives in the Orlando area with his wife Laura and daughter amelia. He started investing in real estate in 2019 and in that short time frame has been involved in one syndication of two RV parks as a limited partner and also has acquired a few small multi-families. Bernadeau started a meetup locally in Orlando in 2017 that focuses on helping others achieve their real estate goals. His sole purpose for investing in multi-family real estate is to buy back his time so he can spend it with his family and also help others do the same.----Your host, Brian Briscoe, is a co-founder and principal in the real estate investing firm Four Oaks Capital.  He and his team currently have 629 units worth $36 million in assets under management and are continuing to grow.  He will retire as a Lieutenant Colonel in the United States Marine Corps in 2021. Learn more about him and the Four Oaks team at www.fouroakscapital.com  or contact him at brianbriscoe@fouroakscapital.com - be sure to let him know where you found him.Connect with him on LinkedIn or Facebook.vvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvvv> Check out our multifamily investing community!> The Tribe of Titans> Get exclusive access to the Four Oaks Team!> Find it at https://www.thetribeoftitans.info^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

As the RV industry adapts to the electric boom, will 2023 be the year of electric RVs? Plus, Dealers are fined for service delays, what to expect at the Tampa RV show, and as fires rage in the Boulder area, a devastating wind storm leaves a wake of RV destruction. It's time for the latest in RV and camping news from RV Miles. Join us at the Tampa RV show! We'll be doing a meet n' greet on Saturday, January 22nd from 11 AM - Noon at the Sabre RV site. Come by and visit! Togo RV Plus is now Roadpass Pro. Your $49 per year Roadpass membership includes premium access to Campendium, Roadtrippers, RVillage, OvernightRVParking, and Togo RV. Save $10 on your Roadpass Pro Membership with code RVMiles10X at https://TogoRV.com?fpr=rvmiles. RV Business article on Lippert's "Edison" electric trailer chassis: https://rvbusiness.com/lippert-developing-edison-ev-towable-chassis-prototype/ Mike's Mission on Facebook: https://www.facebook.com/groups/251438779259885 RV Miles' RV Show Schedule, State by State: https://rvmiles.com/upcoming-rv-shows/ Get your RV Miles hoodie or check out our all-new collection of items: https://rv-miles-store.creator-spring.com/ Camping and RV Membership Deals: Save 20% on a digital or print RV Today subscription: https://affiliate.rvtoday.com?fpr=rvmiles Save even more on Solo Stoves' biggest sale of the year with a coupon from RV Miles: https://rvmiles.com/solostove/ Save 20% on Harvest Hosts memberships this holiday season: https://www.harvest-hosts.com/LR9KH/2CTPL/ Subscribe to the NEW RV Miles Podcast Channel: https://www.youtube.com/RVMilesPodcast. ****************************** Connect with RV Miles: RV Miles Facebook Group: https://www.facebook.com/groups/rvmiles Shop the RV Miles Amazon Store: https://www.amazon.com/shop/rvmiles RV Miles Podcast: https://rvmiles.com/podcast/ See America Podcast: https://rvmiles.com/see-america/ RV Miles Deals and Coupons: https://rvmiles.com/category/deals/ RV Miles Mailinglist: https://rvmiles.com/mailinglist/

Da haben wir uns so lange nicht gesehen, haben so viel zu erzählen und dann natürlich das Wichtigste gar nicht erwähnt. Niklas Stark hat eine neue Frisur - die Hertha-Frisur. Ein klares Bekenntnis zum Verein! Vlt war er auch deswegen voll auf der Höhe. Hertha BSC holt gegen den VfL Wolfsburg nur einen Punkt, die Offensive hat vorsichtig ausgedrückt noch Luft nach oben, dennoch gibt es durchaus positive Erkenntnisse: Hertha wird doch nicht zum Aufbaugegner, spielt endlich mal wieder zu Null und Dodi Lukebakio trifft nicht. Das wirklich wichtige Spiel haben wir ohnehin erst jetzt vor der Brust: Am Mittwoch empfangen wir Union. Wenn wir da gewinnen, ist alles wieder in Ordnung. Um es wie Klinsi auszudrücken: "Wir müssen gewinnen, egal wie." Wir blicken auf das Wolfsburg-Spiel zurück, besprechen neue Transfers, stellen fest, dass Peka eigentlich der beste RV ist, den wir je hatten und schauen natürlich auch auf den Pokal. Hört rin! HAHOHE!

Welcome to Ska Boom Interviews, which is the audio companion to my book Ska Boom: An American Ska & Reggae Oral History now available from DiWulf Publishing and Amazon.   The goal of this podcast is talk about ska and reggae with an emphasis on American ska and reggae history and the bands, musicians and people who have helped to create and influence a uniquely American version of ska and reggae that spans from the late 70s until today.  In this episode, I'm speaking with Grammy nominated reggae legend Pato Banton. Born Patrick Murray in London, Pato was left for dead at the age of five, an orphan at six, a doorman and “lookout” for illegal late-night parties by eight, a DJ on a Jamaican sound system by twelve, and dropped out of school for good by thirteen. He was winning rap battles by age fifteen, became the father of three children at seventeen, and was incarcerated for the first time at the age of eighteen. By nineteen he was touring with UB40, and by twenty was at the top of the music charts in the UK.   He spent his twenties and thirties recording album after album and touring around the world tirelessly, culminating in a Grammy nomination. By forty, the middle-school dropout became the Head of The Music Department at one college and Assistant Director of Creative Studies at another, even creating his own school and music program for disadvantaged youth in Birmingham.   By fifty, Pato was homeless (by choice), living in an RV in a parking lot in Los Angeles. Now sixty, Pato lives simply but comfortably with his wife and still continues to tour the US and the rest of the world extensively and has become a minister. Throughout it all, he's never stopped being a father to his eleven children, never stopped touring, and never stopped spreading his message of positivity and love. Ska Boom is hosted/produced by Marc Wasserman and co-produced/engineered by Rob George. Please note: The music clips included in this podcast fall under the “Fair Use Doctrine” as defined by Section 107 of the Copyright Act. The law allows for use of music clips for purposes of criticism, comment, and news reporting. Learn more about your ad choices. Visit megaphone.fm/adchoices

How long has Sekhmet ruled over humanity? Five-thousand years! That's when She is first known to us, appearing in something like her current form, in Upper Egypt, 2,900-and-30 B.C., worshipped in her great temples until the coming of the Coptic Christians and then the followers of Allah, when her cult went underground. But it never went away, and now is Her Time. PLUS: Strange tales from the RV parks of the Southwest, as delivered to our friends at Club Congress in Tucson. New soundscapes by RedBlueBlackSilver. Desert Oracle Radio (c)(p) 2017-2022 • http://DesertOracle.com Support the show: https://www.patreon.com/user?u=26080998 See omnystudio.com/listener for privacy information.

Jill Friday - Enthusiasm (LA 1677) Transcript: Steven Jack Butala: Steve and Jill here. Jill K DeWit: Hi. Steven Jack Butala: Welcome to the Land Academy Show. Entertaining, land investment talk. I'm Steven Jack Butala. Jill K DeWit: I'm Jill DeWit, broadcasting from the valley of the sun. Steven Jack Butala: Today Jill and I... Well, it's Jill Friday and she's going to talk about enthusiasm. One of my most favorite attributes about you. I mean it. Jill K DeWit: Oh, I thought you were going to say one of your most valued attributes, yours. I'm just kidding. Steven Jack Butala: I don't understand. What do you mean? Jill K DeWit: Well, you have enthusiasm. How about this, on a scale of one to 10, how do you rank yourself as, enthusiastic about life? Steven Jack Butala: Probably, six. Jill K DeWit: Child raising? Steven Jack Butala: Two, keep going. Jill K DeWit: Having fun on the weekend? Steven Jack Butala: 10. Jill K DeWit: Riding your bike around town? Steven Jack Butala: Nine. Jill K DeWit: Taking the RV out? Steven Jack Butala: 10. Jill K DeWit: Hiring and training staff? Steven Jack Butala: One. It's a little impromptu game. Jill K DeWit: Wait, wait. Taking me to dinner? Steven Jack Butala: Nine. Jill K DeWit: Oh, taking me to a Mexican restaurant? Steven Jack Butala: Seven. Jill K DeWit: Okay. You get where I'm going here. We're going to talk about that, because I just threw out a bunch of different things. I have three main things I want to talk about, for you to be aware of, your enthusiasm in your life. That's one of them, and we'll talk more. Steven Jack Butala: Before we get into it. Let's take a question posted by one of our members on the landinvestors.com, online community. It's free, don't forget to subscribe on the Land Academy, YouTube channel and comment on the shows you like. Jill K DeWit: Okay. So Troy wrote... Did you just get questions from the same two people all week? Because all I could see, is the same names. Steven Jack Butala: No, is it Troy again? Jill K DeWit: Yeah. There's a Troy, there's Luke twice, Troy. Steven Jack Butala: Maybe I did the names wrong. Jill K DeWit: I'm like, okay... Do you just have favorites? Steven Jack Butala: No, somebody that's just active. There's active people in discord and there's not. Jill K DeWit: Okay, all right. So- Steven Jack Butala: Or I did it wrong. Jill K DeWit: Or, that too. Troy wrote, "My $80,000 dream buck, picture." There's a picture, there? Steven Jack Butala: A picture of a buck that he got with a bow. Jill K DeWit: Oh wow. And then he said, "I bought land for $80,000, arrow to buck, three days before closing." Oh wow. "And then sold it for $210,000 cash. Thank you, Land Academy, for making dreams come true." So he bought the land, was without loving and using it while he was selling it, and then gave it up. Steven Jack Butala: Yeah. He tripled his money. Jill K DeWit: Aw. And got his dream buck. Steven Jack Butala: It's January. Jill K DeWit: That's pretty cool, actually. Steven Jack Butala: So, that could be his whole year. He could be done. Completely done. Jill K DeWit: Yeah. I can live off that. Steven Jack Butala: $150 grand. Absolutely. Jill K DeWit: Yep. Thank you. Steven Jack Butala: So could I. Jill K DeWit: Totally. Steven Jack Butala: Today is Jill Friday. She's going to talk about enthusiasm. This is the meat of this show. Jill K DeWit: So I'm trying to remember why this came up. Why did this come up? Do you remember? Steven Jack Butala: Because I think enthusiasm... Here's why, I think. The message that I think this show is about is, that you send a bunch of mail out and, let's just assume that you do it correctly, which most people do. Especially if you use concierge data, you send the mail out, and then people are calling back. And Jill genuinely, honestly has enthusiasm for answering the phone and talking to these sellers. Even if, they're angry. Jill K DeWit: Right.

  Episode Highlights: Hear how Gathr Outdoors rebranded and expanded its offerings with numerous acquisitions   CEO, Keith Bornholtz does a deep dive into his leadership theory, a new role with Gathr, and the importance of devotion in a passion-driven outdoor industry  And I think, at least for this business, it's just essential that that entrepreneurial passion and the spirit of each and every one of the brands continues to survive and thrive. As Gathr creates a larger community of brands, Bornholtz sees vital importance in bringing each brand's individualism into the greater vision of Gathr Outdoors.     Description: In this episode of the Channel Mastery Podcast, I sit down with Keith Bornholtz, the CEO of the recently rebranded Gathr Outdoors. Bornholtz has worked for years in passion-based industries with his work in the pet space and brings a fresh leadership style to the former MacNeill Pride Group. He speaks to the brand's recent acquisitions, CPG business model, three H leadership styles, outdoor industry growth, and much more.  Bornholtz, who has over 30 years of experience in branded consumer products, joins Gathr Outdoors from Central Garden & Pet, where he was President of the pet distribution business unit and led a five-year strategic transformation of their national multi-channel platform. Bornholtz previously held senior leadership positions at Yes To Inc., Big Heart Pet Brands, Clorox, and Procter & Gamble. Bornholtz is an executive leader with a progressive history of improved operating performance and increased enterprise value in multiple environments.  Topics covered:Three H leadership styles, Consumer Packaged Goods (CPG), passion-based businesses, passion-based industries, corporate conglomerate, MacNeill Pride Group, acquisitions, COVID, bicycling, outdoor, endurance sports, RV, industry growth, outdoor industry, pro and the enthusiast in the outdoor industry,   

Today I'm joined by Josh Boone, a marketing advisor and fellow podcaster from “The Josh Boone Show”, where he has talks with some of the world's most unique thinkers. On his show, Josh deconstructs society, psychology, and purpose, and hopes to share some of the things he's learned and show that while he may still struggle with mental health, it doesn't stop him from living his life. When asked about what modalities he uses, Josh says, “Everything.” He considers himself an optimizer, given his marketing background. He uses the concept of ‘split-testing' to try different practices at the same time, testing what works and what doesn't. Meditation, books, and supplements have been some of the most impactful. Josh emphasizes the importance of creating a buffer. Meditation helps separate himself from his thoughts. “Not my circus, not my monkeys,” Josh says. He's also recently turned to functional medicine. Many people struggle with feelings of being ‘broken, when in reality a physiological deficiency--like magnesium, which correlates to high anxiety--may be the root cause. Catapult Creative was Josh's seven-figure marketing company, where he pulled 100-hour work weeks. While the company was an outward success, Josh was ultimately unhappy. Upon reaching a breaking point, he asked himself, “What am I optimizing for?” The company wasn't serving him and he needed a change in lifestyle. So, Josh packed up and started living on the road in an RV. After 3 weeks, despite feeling like he had everything he wanted, Josh felt even more miserable. He reflects that when dealing with trauma, you need to give yourself time to decompress, like a soldier coming home from war. He had only given it three weeks, so he decided to see it through. Two years later, Josh was finally feeling enlightened, but realizing that his life lacked purpose and connection. Moving back to Ohio, he started work again with the question, “What do I want to do?” He wanted to consult, work fewer hours, and do his podcast. But his enlightenment fell away once work began. Suddenly, he was right back where started--until the pandemic put everything on pause. In the last year, Josh learned to approach life as a surfer, rather than a pilot. The surfer doesn't fight the wave, but moves symbiotically with it. The pilot has a destination in mind that he needs to reach no matter what. Josh shares that the practicing awareness in the day-to-day has improved his life little-by-little. “Pain is not something you should avoid,” Josh says, and hopes that his story will help others retake control of their own lives. Listen in to hear Josh's take on toxic relationships, borderline personality disorder, and functional medicine modalities. Resources MentionedJoin Me on Speak Loud PlatformSpeak Loud Podcast on the webFind Josh's podcast on his websiteSpread the message of Speak Loudly Podcast and share this episode with a friend!

We speak with Lawrence and Lilly Gunther who have a podcast about the outdoor lifestyle for individuals who are sight-impaired. But Lawrence is also a TV show host, pro angler, sailor, RVer and just a great guy who also helps others get and train guide dogs. Then we look at a really interesting study by Airstream about aerodynamics and finally we look ahead to our visit to the Quartzsite Sports, Vacation and Travel show. The StressLess Camping RV podcast is a great resource for anyone wanting to make the most of the RV adventure and RV lifestyle. For link, notes and details visit this episode's home on the web here. 

Welcome to Bidenville. Biden implied he was arrested during the Civil Rights movement. There are needle vending machines in New York. The LA County Board of Supervisors voted to break up RV encampments that are crime hot zones.

Milty's latest disaster dealing with airports and flying makes the RV life look even better, and RIP to the legend John Madden. 

Today we chat with Robert Leonard on a few different topics. We cover: - How to make money investing in RV rentals - Getting your first house hack - Building a successful podcast - And much more Checkout what Roberts up to by searching millennial investing on your favorite podcast player and follow him on twitter https://twitter.com/therobertleonar

What do RV Parks and vineyards have in common?Besides people who like to drink... ;) They both require lots of land. And this is something that Earl and Elka have a bunch of. This beautiful couple are in their late 70's and are still going strong making wine, running multiple RV parks, and herding cattle. In this episode, we hear how they met in Germany and have since built a beautiful life together in the hills of Alabama. Listen in to hear wisdom from a couple lives that are being well lived in the great outdoors! 

Vic is the man.  Seriously- he's just a cool guy. He played football at the Air Force Academy, invests in real estate, and spent most of the last 18 months living out of an RV.  You all are going to love this episode. Zero Gravity (zerogravityrei.com)Vic Thompson (@victhompson_rei) • Instagram photos and videos

That's exactly what this week's NSD podcast guest Lori Hardacker has been trying to figure out and not just lately, but for the past 20 years. This first-time author has seen the ups and downs of dating for the past two decades and she shares all the laughter, joy, pain and tears in her ebook "Dating: What The F***!", available at datingwhatthefuck.com/. I promise you, it's a must-read/listen to account that'll have you cracking up and crying at the same time. . Much more than a first-time author, Lori is also an ingenious entrepreneur, dance teacher and RV adventurer...yes, RV adventurer! Originally from Massachusetts, this Southwest Florida resident went to Roger Williams University and received a BA in Dance and a minor in Theater. For four years, Lori owned and operated a successful dance studio and then created a traveling dance and fitness program that she brought to preschools, daycares, recreation centers and YMCAs in the New England area. Today she teaches tap, ballet, jazz, tumbling and creative movement to children 18 months to 6 years old and is known as the “Baby Whisperer”. Before Lori made Florida her home, she was living in her RV full-time, traveling and working around the country. She began this journey in May 2016 and worked in Maine, Florida, Tennessee, Texas, New Mexico, Michigan and Wyoming before taking an exit off the road in 2019. This entrepreneur extraordinaire also has a small event company for which she hosts singles events that cover dating, relationships, sex trivia and “Hound and Human Happy Hours”. And as far as marriage and children go, Lori is perfectly happy being single and taking care of her “kids”: one canine and one feline and she plans on keeping it that way. Take a listen and prepare for a fun-filled - and as Lori would say "honest AF" - conversation!

That's exactly what this week's NSD podcast guest Lori Hardacker has been trying to figure out and not just lately, but for the past 20 years. This first-time author has seen the ups and downs of dating for the past two decades and she shares all the laughter, joy, pain and tears in her ebook "Dating: What The F***!", available at datingwhatthefuck.com/. I promise you, it's a must-read/listen to account that'll have you cracking up and crying at the same time. . Much more than a first-time author, Lori is also an ingenious entrepreneur, dance teacher and RV adventurer...yes, RV adventurer! Originally from Massachusetts, this Southwest Florida resident went to Roger Williams University and received a BA in Dance and a minor in Theater. For four years, Lori owned and operated a successful dance studio and then created a traveling dance and fitness program that she brought to preschools, daycares, recreation centers and YMCAs in the New England area. Today she teaches tap, ballet, jazz, tumbling and creative movement to children 18 months to 6 years old and is known as the “Baby Whisperer”. Before Lori made Florida her home, she was living in her RV full-time, traveling and working around the country. She began this journey in May 2016 and worked in Maine, Florida, Tennessee, Texas, New Mexico, Michigan and Wyoming before taking an exit off the road in 2019. This entrepreneur extraordinaire also has a small event company for which she hosts singles events that cover dating, relationships, sex trivia and “Hound and Human Happy Hours”. And as far as marriage and children go, Lori is perfectly happy being single and taking care of her “kids”: one canine and one feline and she plans on keeping it that way. Take a listen and prepare for a fun-filled - and as Lori would say "honest AF" - conversation!

Really ringing in the new year over here! Our hosts are back, answering the question: When you add another metamour to the pile, what happens? And most importantly, are they breaking up?Follow us on Instagram @DearJessamyn and find and follow the show on Spotify. There's a bunch more info on the episode like behind the scenes content, transcriptions, how to find us and our team and more. It's all at dearjessamyn.comYou can leave us a review on iTunes! Reviews help a lot. Please, if you've enjoyed this episode, even for like half a beat, please go leave us a review. Your hosts are ashe danger phoenix and Jessamyn Stanley. Our Editor/Producer is Kylee C. RobertsAngell Foster and Nya Williams do our social mediaJanie Leopard does our episode art Anna Rooney is Jessamyn's Chief of StaffAmber Richardson is Ashe's Chief of StaffFruit Snack does our theme. Features more music By DAJANA and Sarah, The InstrumentalistNo one should be in jail for weed.

Most of us live in a world that glorifies holding onto youth for as long as we can. As we get older, we are taught to be less excited about our birthdays, hide our true age, and reflect back on our younger years with envy. But it doesn't have to be that way! What if we can find joy and peace with every passing birthday? What if we learn to reject the notion that aging is bad and instead look at the beauty that comes with turning another year older?   Check out the Light After Trauma website for transcripts, other episodes, Alyssa's guest appearances, and more at: www.lightaftertrauma.com Support the Podcast   Transcript Alyssa Scolari [00:23]: Welcome back to another episode of the Light After Trauma podcast. I'm your host, Alyssa Scolari. Happy to be here again for another episode. We are now in the new year, 2022. And I am excited for everything that we have ahead. I cannot believe this is the second year of the podcast running and it still feels like I just started it. So honestly, every episode is just such a gift. Alyssa Scolari [00:48]: I know that every episode I always say I'm so happy to be here, but it's true. I am so happy to be here. Now, if you haven't done so yet, please be sure to give us a follow on Instagram. Our handle is Light After Trauma. Have some really great posts and content there. Feel free to connect and reach out with me or reach out to me. Yeah, if you want to connect, that's a really great way to do so, is through my Instagram. Also, a reminder that we have a Patreon for the podcast that you can go ahead and find in the show notes. Alyssa Scolari [01:20]: If you are able to give even one, two, $3 a month, it would help so, so much to help keep this podcast running and to be able to continue to put out content for you guys. Does cost quite a bit to put this podcast together and get episodes for you every week. It runs about $800 a month. So thank you to the Patreons that we have so far. Appreciate you, love you so much. I love you all, whether you are able to give or not. At the end of the day, the goal is to be able to provide free mental health support for people who need it. Alyssa Scolari [01:57]: So if you can't, give no worries. But if you can, Hey, we'd really appreciate it. Even if it's just a one time thing and not a monthly thing. Whatever you can give goes such a long way in helping to ultimately keep this podcast running. And if you can't give financially, that is totally fine. If you still want to give, you can always do so by leaving a review for the podcast. Ratings and reviews are what help the podcast to grow and to get even more... To be seen by more people. And that is of course, the goal. We want as many people as possible to know that this type of support is available for them. So thank you. Alyssa Scolari [02:42]: On my end, on a personal note, I am hanging in there. I know many of you have reached out to give me well wishes. I unfortunately am just coming off of a seven day bender of absolute agony from the suspected endometriosis. Again, if this is all new to you my doctors are thinking that I have endometriosis. I have surgery scheduled for January 27th, and I'm really, really nervous because of the Omicron surge. Alyssa Scolari [03:16]: There's a possibility my surgery might get canceled. They've already canceled the first two weeks of January, all the surgeries have already been canceled. So if these numbers don't start to fall in terms of the cases, I am suspecting that my surgery is going to get canceled, which honestly, I can't even begin to process that. Because if you have listened to my episode, a few episodes ago, I did one about my struggle with endometriosis. And if you listened to it, then you know that it has been anything but easy. And this is by far the most difficult time of my life. Alyssa Scolari [03:57]: So I'm going to be absolutely devastated if it gets canceled and so beyond frustrated, because I have been in a ton of pain. I am so sick of doctors not taking my pain seriously. It's just been such a nightmare. So keep your fingers crossed and please send all of the well and the prayers and the healing vibes, because we need it. People really have been so good to us. I know that I, about a month ago or so, I'd say I put up that episode about my struggle with endometriosis. And I've been struggling for probably eight months and just have, haven't been ready to share. Alyssa Scolari [04:42]: And this past week, I also shared it on my personal social media to be able to ask for prayers and help and support. And everybody has been so good to me in terms of helping. And my in-laws have sent us gift cards for food. And people have just been really, really helpful because unfortunately I'm not really able to work a whole lot. I've had to cut down my work quite a bit because I'm just so sick right now. So there's a little update. We are hoping, wishing, praying that I am able to get my surgery in two and a half weeks. Alyssa Scolari [05:27]: Fingers crossed people, fingers crossed. And so today we're going to be talking about aging and getting older. And this topic is always relevant, but it's especially relevant for me because on Thursday, January 6th, I turned 30 and I launched into a new decade. Now, I've always been a big birthday girl, love birthdays, love my birthday, love other people's birthdays. My parents always made me feel really special during my birthday. Alyssa Scolari [06:06]: It was never something that was just looked over. So birthdays were pretty big for me. And I've never had a birthday that I just didn't want to sell until this year. And it's not because I was afraid of the number 30, because I really wasn't. In fact, I've actually been looking forward to 30 and embracing the new decade. I think because a lot of studies show that your thirties are the decade, which provide the most happiness. People report loving their thirties the most when they look back on their lives. But also, I don't know, I've just always felt like this was going to be a really, really great decade for me. Alyssa Scolari [06:53]: And I still feel that way, but when I tell you I was absolutely dreading my birthday. And I think it's because I never, in a million years could imagine that I would've turned 30 in such a state of being weak and fatigued and in pain. I was in pain pretty much all day on my birthday. And my quality of life is so poor. Because of my surgery, we really weren't able to go anywhere or do anything because we are isolating because we can't get COVID. I can't risk having my surgery be canceled. So we've been really just hanging out with just my husband and myself and our dogs. Alyssa Scolari [07:43]: And as a result, we really weren't able to do anything at all. And I was in pain all day because I had another flare for my, again, suspected endometriosis. The surgery will confirm. But I had another flare and I was in so much pain, screaming, throwing up for days on end. And then because of all of the intense pain, I have had stomach issues. And it's been pretty shitty. So I think for those who are reasons, I wasn't looking forward to my birthday. I wasn't ready for it. Alyssa Scolari [08:23]: It just, wasn't how I pictured turning 30. Honestly, we were planning on going on vacation for our birthdays. David's birthday is four days before mine. So his birthday's January second. And we were actually planning on waking up in Disney World. And that would've been a great way to celebrate 30, but instead I woke up in pain after barely sleeping all night. And as soon as I opened my eyes and saw that it was my birthday or remembered it was my birthday, I sobbed. And I pretty much cried all day long. And I've done a lot of reflecting. Alyssa Scolari [09:11]: And I think the emotion that came up the most for me was like I said, just grief over not being where I thought I would be in my life. I thought I would be so much better and healing and able to enjoy life. And right now, I'm kind of just surviving. But it got me thinking about how many people struggle, chronic illness aside, endometriosis aside, it really got me thinking about how many people struggle with getting older. Alyssa Scolari [09:55]: And listen, some of you might be listening to this and you're probably thinking, if you're not my age, then you're thinking one of two things. You are either younger than me, and you're thinking, holy shit, 30 is so old. Or you're older than me and you're thinking, what is she talking about, 30 is literally so young. So honestly, at the end of the day, it really doesn't matter how old you are because there are always going to be people that think you're old. Alyssa Scolari [10:26]: And then there are always going to be people that think you're young. Even when you're 70, talk to a 90 year old and they think you're a spring chicken. So aging is just, it's such a fascinating concept. And so many people get so stressed out over it. And I think, or at least I've witnessed in my, both my personal recovery and my professional life. My professional career, I've witnessed trauma survivors having a much more goal time with aging. And I think that this is partially because we already feel like we've lost so much time due to our trauma. Alyssa Scolari [11:09]: So much has already been taken from us that growing older, we're, no, where is the time going? And the clock is running out. And we're also afraid to grow older because we've already been so traumatized that we don't know what trauma waits for us in the future, because unfortunately, life can be full of traumatic moments. Sometimes life is full of amazing and incredible moments as well, but life can also be full of traumatic moments. And I think that's also part of the reason people get so afraid, trauma survivors in particular. But as a whole, society really has an issue with aging. Alyssa Scolari [11:55]: And whether you have a trauma history or not, all of that aside, it's partially, and mostly because of how much we glorify youth. And I won't even say glorify, we obsess. We, dare I say, fetishize it. And I am using that word because I believe that we do. I've seen it, right? Especially when it comes to women. Right, men get older and we talk about having... The trendy thing is having a hot dad bod. But women aren't called sexy for their mom bods. No men are called sexy, right? George Clooney, is how old is he? Alyssa Scolari [12:45]: But he's the sexiest man alive. But how often do we see older women being called sexy? We really don't. So there's definitely a huge bias there when it comes to men versus women. Women are definitely not allowed to age. Women are expected to be, and this is why I say fetishize, because women are expected to sort of look like a pre-pubescent girl at all times, which is no fat on their bodies, really narrow hips, zero body hair whatsoever. Alyssa Scolari [13:22]: Things like that. Women are expected to have these features that we only really have pre-puberty. So that's definitely a huge part of it. Our society is obsessed with youth and chasing youth. And the ageism is real. And I don't feel like ageism gets nearly enough attention. It is rooted in almost everything. Ageism doesn't get attention because there are other issues happening, right? I think a lot of people feel like, well, we have bigger fish to fry. But we really don't do a very good job at taking care of our elderly. Alyssa Scolari [14:03]: In other cultures, in many cultures, getting old is a privilege. Being old is something to celebrate, but not necessarily in, definitely not in the United States. Not sure what country you are in when you're listening to this. I live in the United States and getting old is just something to freak out about all of the time. And I hear it everywhere I go. People are, especially from this past birthday that I had. People will text me and be, "Oh my God, can you believe you're 30? When did you get that old?" Alyssa Scolari [14:43]: Or, "Has the real world set in for you?" Or just things like that, that sort of hint at this fact that I should be anxious or worried about being 30 or people will always say, "Ugh." this is one of my favorites, right? "Don't get old kid. Don't get old." People would say that to me all the time or another personal favorite. And this is something that I find parents often say to their children, not all parents, but a lot of parents say, "You don't know how good you have it as a kid." Alyssa Scolari [15:21]: And again, right? We are glorifying childhood. But even in that sentence alone, we are telling children and we are telling people that getting older is a horrible thing. Being older is a horrible thing. Honestly, though, I don't see it that way. You could not pay me to be a kid again. And it's not because of my trauma history. I mean, maybe it is on some subconscious level, but I don't really think it is. Look at how hard it is to be a kid. You really don't know anything about the world. Alyssa Scolari [16:00]: You're dependent on everybody. You have to go to school every single day. You got to wake up early. You have to go to school and you have to sit there and you have to listen to shit that you probably don't like. Could you imagine as an adult listening to this, having to go to social studies class every day, if you absolutely hate social studies or geometry class? Fuck no. Kids have to sit there all day. Then they have to come home. Then they have to do hours worth of homework. Alyssa Scolari [16:29]: And I'm referring to, I guess, maybe teenagers, but they also have to figure out where they fit in, in the social jungle that is high school or middle school or even elementary school. Because elementary school is no walk in the park these days either. With social media kids know way, way more. They're very advanced and bullying starts at a really young age. Kids have to figure all of this out. And they care so much about what other people think. It is a really hard thing to be a kid. I am loving being an adult, right? Yes. I have to make my own money. I can't depend on anybody for anything. Alyssa Scolari [17:13]: But with that also comes this sense of freedom and excitement that my life is mine to make. Yes, it's scary. But I'm the one in control here for the most part. Obviously, the universe is in control, but I have much more of a say in how my life goes. I don't have to see people I don't like. I don't have to spend time with people I don't like. I can buy what I want. I can go where I want. If I'm having a bad day, I can get in the car and leave. Kids can't do that. So you couldn't pay me to go back and be a kid. It was a nightmare to be a child. Alyssa Scolari [17:51]: And with every year that I've gotten older, I have appreciated myself more and more and more. And I have given less and less of a shit about what other people think. I trust myself more. I become better able to manage my emotions instead of lashing out at people. I become more mature. I develop a lot more wisdom. So yeah, I can probably never do a Cartwheel again. I don't know that my back would allow that. But honestly, that's fine. I don't need to do a Cartwheel because I can make my life exactly what I wanted. And that's such a beautiful thing when it comes to aging. Now, a lot of people also freak out about their body changing, their metabolism changing as they age. Alyssa Scolari [18:59]: All of that stuff is fine, is normal. I actually don't know the science about if your metabolism really does change a whole lot as you get older. I really don't know the answer to that, but it doesn't matter because this is what our bodies are supposed to do. And it's our job to lean into that. It's our job to trust that, not to fight it. But that's what our society says we need to do. So, so much of embracing aging is really changing your mindset and noticing what is ageism. Alyssa Scolari [19:38]: What is discrimination against people who are getting older. Now again, 30 year olds really aren't getting discriminated against, but I'm talking about people of all ages. Another way that we can help to embrace the aging process, I believe is by looking it right in the face. I know people like to say things like, "Oh, once I hit 30 years old, I stopped counting numbers" or, "Oh, once you hit 30, you really don't celebrate your birthdays anymore." And I say, [inaudible 00:20:15] it is a privilege to turn another number, no matter what that number is. Look it right in the face. Because the more we run from something, the more likely it is to catch up with us and bite us in the ass. Alyssa Scolari [20:30]: Look your age in the face. See what emotions are coming up for you. Are those emotions that you're feeling rooted in your own internalized ageism? Is there something that you wanted to do last year that you didn't get to do, and is that why you're hesitant to turn a new age this year? Stare it in the face and know that it is such an honor to be the age that you are at. Not everybody gets to live as long as you have, no matter what your age is. I think that doing that has been really, really helpful for me. I have never been one to be ashamed of or hide my age. And I have found that that helps so much. Alyssa Scolari [21:23]: So even when I was having a lot of big feelings about turning 30, I had to reflect and really try to understand, okay, what has me so upset? And after a lot of deep reflection, I realized that I truly think it's because of all this pain that I'm in. Because I never pictured myself turning 30 and feeling so sick. That's what I think has done it for me. Now, here's another thing that I would recommend, that I think is really helpful. Look at the people around you or the icons in your world. Listen, a lot of people have hit fame and glory and become TikTok famous, Instagram, famous, singers. What have you, when they were young. Alyssa Scolari [22:15]: But look at people like Betty White, may she rest in peace. I think her last film was the Proposal with Ryan Reynolds and Sandra Bullock. And she was in her eighties. And when I look at people like that, I really start to feel so much more accepting of my own aging process. Because if Betty wasn't in her eighties or seventies or whatever, she would've never been so perfect for that role. As she got older, she fit into different roles in her life that just made her. Or I'm sorry, I should say different roles in TV, in movies. Alyssa Scolari [23:04]: And she was perfect because of her age. And I like to think of that as really a metaphor for us. As we get older, we become more suitable to take on different roles, whether that looks like a parent, whether that looks like foster parents, whether that looks like volunteering, whether that looks like opening up your own charity, starting your own charity or foundation, whatever that may look like, writing a book, getting a different career. Alyssa Scolari [23:36]: I don't know many people who became super, and I'm not talking about Hollywood type people, I'm talking about just regular folks. I don't know that many people who figured out the answers to everything and became super successful and rich all before they were 35. I mean, I just don't. So there's so many things to think about when it comes to this aging process that, hey, you know what? Aging might not be a bad thing. Aging means wisdom. Alyssa Scolari [24:07]: Aging means more success. Aging means more opportunities to continue to do different things in your life. There's so much to look forward to at all of the stages. I think about the opportunity to be a grand mom. Could you imagine how cool must that be to get to hang out with babies and then give them back? I can't wait. I can't wait to be a grand mom. That sounds amazing. I can't wait to be retired and have nothing to do, but sit around and knit or rent an RV and go travel all of the states in the country. It sounds amazing. Can I do that now at 30? No, I have responsibilities. I have to work. I don't have, nearly enough money seemed up for retirement, but I can't wait for that day. Alyssa Scolari [25:03]: I mean, I can and I can't, right? Because every age of life I think brings such gifts and they're unique gifts. And I have gifts to discover with every passing day. And so do you. So I want you to please try to remember that. And now, of course, when it comes to the physical signs of aging, listen, that's something that we can't control. I mean, we can, to some degree with Botox and fillers and all of these things. And if that's something that you want to do, go for it, absolutely go for it. At the end of the day, though, the aging process that I'm referring to and being able to embrace it is more of about internal than external. Yes. You know what? Our skin is going to sag. It's going to sag. Alyssa Scolari [25:55]: Our boobs are going to sag. Our butts are going to sag, whatever. We're just going to sag, but that's okay. It's okay. Because at the end of the day, we are all souls living in a meat sack. That is what I call our skin and our organs, a meat sack. That meat sack doesn't mean much. So let it get old. Honestly, it's a sign. It's a sign that you've done a lot with your life. Let it get old and embrace that and kick ageism in the ass. Because you, especially, if you are a trauma survivor, you've already had so much taken from you, do not let society's ageism take away the joys of aging because there's so much happiness to be found there. Alyssa Scolari [26:48]: So I hope this was helpful. Again, I know so many people really struggle about getting older and I, myself struggle at times. This isn't the most difficult thing for me simply because I've had to do a lot of internal reflection and I've really come to a place where I am okay with aging. Now, granted I am 30, which is semi-young to most people I'd say. So, I mean, ask me again in 20, 30 years. Alyssa Scolari [27:21]: And I don't know, maybe I'll be absolutely in a panic. But I do know that some of what I'm saying, there is some wisdom to be had in this conversation. Because I even see it with some of my, my clients. I see a lot of clients who are younger than they ask me how old I am or if my age comes up in the conversation, they're, "Holy shit. You're 29 or 30. Are you afraid?" And they're what 18, 19. And I'm, "No, I'm not afraid." They look at me like, I'm ancient. So I know that this definitely has relevancy. And I hope that this is helpful for you. Have a wonderful, wonderful week. I am holding you in the light and we will be back next week. Take care. I love you all. Alyssa Scolari [28:17]: Thanks for listening, everyone. For more information, please head over to lightaftertrauma.com or you can also follow us on social media. On Instagram, we are at Light After Trauma. And on Twitter, it is at Light After Pod. Lastly, please head over to Patreon.com/lightaftertrauma to support our show. We are asking for $5 a month, which is the equivalent to a cup of coffee at Starbucks. So please head on over. Again, that's Patreon.com/lightaftertrauma. Thank you. And we appreciate your support.  

His name is Ben Baller, not Ben Humble & he's here to discuss: Taking the longest family RV trip yet, California Beaches, a story about his Mom, staying in Carmel, The Monterey Bay Aquarium, the RV Park they stayed in, Omicron blowing up, french fries in an air fryer, RIP Bob Saget, women with OnlyFans pages, having Kendra Lust on the podcast, the accessibility of Kanye West, new strains of BBDTS, Niners vs. Cowboys, Seahawks season ends, Bol Bol gets traded to the Pistons, Crypto Crash?, what he's watching, BB Gold Toaster & more. This episode is not to be missed! Subscribe to Getting Better: Stories of Mental Health: https://podcasts.apple.com/us/podcast/getting-better-stories-of-mental-health/id1598959135 Please support our sponsors: www.BollandBranch.com/Baller www.Bambee.com/Baller www.MintMobile.com/Baller www.Grove.com/Baller If you are interested in MLB, NBA, NFL & UFC Picks daily, weekly or monthly subscribe at www.CaptainPicks.com & Follow @TheCaptainPicks on Instagram Produced by: DBPodcasts www.dbpodcasts.com Follow @dbpodcasts on Instagram & Twitter Music by @lakeyinspired Available on all Podcast Platforms, YouTube & BehindTheBallerPod.com Behind The Baller Theme Music  Artist: Illegal Kartel (@illegal_kartel_mikal_shakur) Produced by: Gene Crenshaw @yuyuthemaker

In this episode we connect with Hotshot Macc who is currently running non-CDL hotshot with plans for much more! He and his wife traveled the country via RV before they decided to jump into the trucking industry and are now documenting their journey and have already amassed over 30k YouTube subscribers on their channel. In this conversation you'll hear how Hotshot Macc and his wife got started, how they work together, balancing YouTube creation and running their business profitably, and much more! Be sure to give them a follow and subscribe! 

Today, Lori sits down with business mentor and entrepreneur Jess Glazer to define what type of expert you are, regardless of where you are in your journey. Jess shares the differences between results, research, and role model experts, and the value that each type of expert has.  Lori and Jess also discuss finding a balance on social media, how hobbies help your business, and the power of Post-It notes. Tune in to discover what kind of expert you are and learn how you can use that to your advantage.    IN THIS EPISODE, WE TALK ABOUT: Jess' breakthrough moments from her year-long RV journey across America  The difference between results, research, and role model experts  How to stay authentic on social media without oversharing Getting comfortable with being a beginner Jess' “Post-It to Profit” method  Changing the narrative of imposter syndrome    RESOURCES Text GIRLFRIENDS to 310-496-8363 for updates and a chance to be featured on the show! Join Jess's Engaged Audience Masterclass.  FREE training on Jess's Post-It to Profit method CONNECT WITH JESS  Instagram: @iamjessicaderoseInstagram: @jess.glazer CONNECT WITH BRIT Instagram: @britdrisc Squeeze: @squeeze  CONNECT WITH LORI Instagram: @loriharder Lite Pink: @drinklitepink Earn Your Happy: @earnyourhappy Listen to Earn Your Happy:  CONNECT WITH ALLI Instagram: @alliwebb Becket & Quill: @becketandquill Squeeze: @squeeze    GUEST BIO A former celebrity personal trainer and elementary school teacher, Jess turned her once “cute side hustle” into a multi-million dollar business in 2 years.    Since leaving her teaching job in 2017 she has hired a team of incredible heart-centered leaders, served hundreds of clients, helped create over 10 million dollars in revenue for those clients and is committed to helping 100 entrepreneurs create 7-figure impact driven businesses (7 down, 93 to go!)   As a result of donation/awareness she and her husband built a school in Ghana, Africa with Pencils of Promise.       She's been featured in The Wall Street Journal, Forbes, Yahoo Finance, The Today Show, Good Day New York, The New York Post, Shape Magazine.   Her mission is to cause a ripple effect and inspire change for generations to come; making a massive impact and leaving a lasting legacy beyond her singular actions.

Kris Driessen of Phoebe Moon Designs is a quilter who travels by RV. She specializes in printable quilt patterns, tutorials, and quilt mysteries. Kris has had the honor of designing for Connecting Threads, Northcott, and Banyan Batiks.  She also has the privilege of her patterns being commercially distributed through Brewers Sewing and Supply.  I don't know how she does it all, but there's no denying that Kris is a knowledgeable and experienced quilter!  Here is Kris' Summer Storm Connect with Kris: Website: https://phoebemoon.com/default.htm (https://phoebemoon.com) Blog: https://scrapdash.com/ (https://scrapdash.com) Facebook: https://www.facebook.com/phoebemoondesgins/ (https://www.facebook.com/phoebemoondesgins/) Facebook Group: https://www.facebook.com/groups/makebelievequilters (https://www.facebook.com/groups/makebelievequilters) Quilt Patterns at Brewer Sewing: https://www.brewersewing.com/search.aspx?ctl00$Search$SearchBox=Phoebe%20Moon (https://www.brewersewing.com/search.aspx?ctl00$Search$SearchBox=Phoebe%20Moon) Instagram: https://www.instagram.com/krisdriessen/ (https://www.instagram.com/krisdriessen/) YouTube: https://www.youtube.com/user/Quiltbugs (https://www.youtube.com/user/Quiltbugs) Pinterest: https://www.pinterest.com/phoebemooncom/_saved/ (https://www.pinterest.com/phoebemooncom/_saved/)

Real estate has tons of asset classes that you can get involved in and in today's episode, our special guest, Brent Bowers, is telling us more about the one that he is in!  Brent Bowers is an investor and coach with a focus on buying and selling raw, vacant land. He served in the US Army for 8 years and he began investing in real estate as a way to support his family while having more time to spend with them. In just a short period of time, he was able to expand his business, hire a team, and get that quality time with his family he always wanted to have.  Watch now and learn more from Brent's business in land, what makes it a great niche, and how you can get involved in it! Key Talking Points of the Episode [02:23] How did Brent get into real estate? [03:21] What got Brent into vacant land? [04:50] The competition in vacant land [09:10] Who are the typical land buyers? [14:17] Selling the notes on vacant land [14:54] Brent's timeline for loans on land properties [17:35] What makes land an active business? [18:30] How can you get in touch with Brent? Quotables “I'm starting to find out time freedom is probably more valuable than anything.” “As far as what I see happening with land, I don't know. I can't predict the future, I'm not even gonna try or claim to.” “I like to sell to that person who just wants to have a piece of America. You know, wants to be able to pull their RV out there once every few months and just say, ‘kids, this is ours'.” “I don't care how long it is. The longer, the better for me.” “I feel like the majority of our notes are 5 years, but my goal is to do another 12-30 year mortgages over the next year.”

We speak with Adam Hoffmann who, with his wife, travels with full time and works with people to help them start and maintain a healthy lifestyle. Adam has some great tips to start living more healthy whether you're traveling or staying home. Then Tony talks about the best and worst RVs from the hundreds of reviews he's written this year. The StressLess Camping RV podcast is a great resource for anyone wanting to make the most of the RV adventure and RV lifestyle.

Winnebago Towables When most people think of Winnebago, they think of motorhomes, but Winnebago also has a very successful towable division. Adam Christoffersen is the Product Manager for Winnebago Towables. He joins us to talk about the history of Winnebago towables and their future as they introduce two new RV's to their lineup, the Hike … Continue reading "Ep. 88 Winnebago Towables" The post Ep. 88 Winnebago Towables appeared first on Beyond The Wheel.

They will frame the events and change the data to benefit their own agenda. No more January 6th talk. Dogs on the lot; my infamous RV dog story. Harvesting ballots in the middle of the night. Why would the elites bother to get Biden and Harris out? The neighborhood party. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

They will frame the events and change the data to benefit their own agenda. No more January 6th talk. Dogs on the lot; my infamous RV dog story. Harvesting ballots in the middle of the night. Why would the elites bother to get Biden and Harris out? The neighborhood party. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

A new year means a new Retirement Plan Live! Over the course of the next 4 episodes, you'll hear about Joelle and Mike and their plans for their recent retirement. Then, at the end of the month on January 27, we'll wrap RPL up with a live webinar that you can participate in. Head on over to LiveWithRoger.com to register. On this episode, you'll learn about Joelle and Mike's thought process on moving to a different state for their retirement. You'll also hear from Kevin in Coach's Corner as he explains his Zero Based Budgeting process. This episode is jam-packed with information including one correction to an answer that I recently gave to a listener question. Press play to listen now.  Coach Kevin's Zero-Based Budgeting process Creating your financial plan in retirement shouldn't only include dollars and cents. It is important to build a plan that encompasses your life goals. Most people tackle their retirement budget from the wrong direction which is why Coach Kevin came up with his own budgeting process. Step 1 - Start with 2 major retirement questions. Where will you live? Will you work or generate an income? Both of these questions can drastically change your retirement budget. Think about whether you'll move somewhere new or whether you'll stay local and how that decision will affect your budget and your retirement plans. If you choose to work a bit in retirement, that choice won't simply change your budget; it will also change how you spend your time. Step 2 - What activities will you do? Think about 3-5 activities that bring meaning and purpose to drive your life in retirement. Which activities would you like to build your life around? Set yourself up to do the things that you love to do.  Step 3 - What would make retirement special for you? This is where you get to think big. What are your retirement dreams? Would you like to travel to distant lands, buy a boat or RV, or maybe renovate your home?  Once you work through these 3 steps then you can begin to create your retirement budget. It is important to start with these steps rather than the money first so that you can ensure that you are making the most out of your retirement.  Step 4 - Continue creating your retirement budget by planning your day-to-day activities in retirement. These activities could include gym memberships, golf fees, sporting event tickets, theater tickets, and other areas where you will spend your time in retirement. Step 5 - Finally, you can add in all the other expenses like food, utilities, household expenses, and healthcare. Leaving your comfort zone is always a bit scary Remember that the type of life change that retirement brings can be scary. Any time you disrupt the status quo you leave your comfort zone. The good news is that if you start acting out your retirement plans and they don't measure up to your vision, you can always change the plans. The trick is to develop a plan where you can pivot. With this Zero-Based Budgeting process, you can iterate as needed rather than being stuck with the same plan over the next 30 years. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN A CORRECTION [2:20] An HSA question correction COACH'S CORNER [3:52] How to create a retirement financial plan that encompasses your life goals RETIREMENT PLAN LIVE WITH JOELLE [19:50] Why Joelle volunteered to be the new Retirement Plan Live subject [24:24] Joelle and her husband have different money styles [29:38] How Joelle's life was different living in L.A. TODAY'S SMART SPRINT SEGMENT [37:42] Give yourself grace about beginning again Resources Mentioned In This Episode Register for the Retirement Plan Live webinar on January 27 at 7 pm CST LTCI Partners Retirement Manifesto Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Work with Roger Roger's Retirement Learning Center

Today I will speak with a representative from Six Flags Darien Lake, which is an amusement park, water park, hotel, campground and amphitheater located in western New York state. Adrian Mudd is a human resources supervisor for Six Flags Darien Lake. He has been with the company for almost five years and oversees the park's on-site work programs that recruit Workampers and international students to spend a season performing a variety of jobs. Six Flags needs ride operators, food and beverage workers, people to sell tickets and work at the front gates, staff retail stores, run games and provide other support services, such as cleaning the park. At the hotel and campground, the park needs front desk staff to check guests in an out, and also to serve as housekeepers, groundskeepers and camp hosts. There are 60 RV sites set aside for use by Workampers, so Adrian is hoping to hire between 100 and 120 people this coming season. The jobs are open to couples, solo Workampers and teenagers traveling with their parents. Workampers are expected to put in at least 35 hours per week and they are paid for every hour starting at $15 per hour. Overtime is sometimes available at a time-and-a-half rate. Six Flags Darien Lake has been using Workampers since 2014 and the park has regularly expanded the number of opportunities available to Workampers every year since then. Adrian likes using Workampers because they are a tremendous help in getting the park ready for the season and they can work when traditional high school and college-age employees are not available because they're either in class or heading back to school. Adrian likes employing older Workampers because they often have an interesting work history and lots of experience. Consequently, they tend to serve as mentors for younger folks. In fact, he said some of the younger workers return for several years just because they want to work with specific Workampers. Last year, employees ranged from 14 all the way to 94 years of age. Adrian is hiring people now to work this season. The park opens on May 6th, but only on Fridays, Saturdays and Sundays until late June when schools are out for the summer break. Then, the park is open seven days a week until Labor Day, when it scales back to weekends once again until the end of October. At that time, the park hosts a super-fun Freight Fest event for Halloween to close out the season. This is an ideal opportunity for Workampers because, for six weeks in the spring and again in the fall, they only need to work weekends when the park is open. That gives them plenty of time to explore the region, which includes Niagara Falls, which is an hour away, and the gorgeous Finger Lakes region, which is about two hours east. Cleveland, Ohio, is about three and a half hours away and there are a lot of big museums in that city. If you want to experience a different culture, Toronto is only two and a half hours away. Western New York is a night-to-day difference between the busyness of the big cities of eastern New York, like New York City. And don't forget about Lake Ontario and Lake Erie because there are a lot of coastal or water-related things to do around those Great Lakes. But, you don't even have to travel far to have fun because Workampers get free admission to Six Flags Darien Lake, and there is enough going on at the park to keep them busy in the summer when they don't have as much time off. A big attraction at the park is the Ride of Steel, which is 208 feet tall and reaches speeds up to 75 miles per hour. There are dozens of other rides to enjoy as well as live shows, concerts, restaurants and a full-size water park. There you can enjoy wet-and-wild tube rides, a wave pool or simply float along a lazy river. Either way, there are plenty of things to do when Workamping at Six Flags Darien Lake. To apply, visit www.sixflagsjobs.com and click on Darien Lake. There is information on that site about all the jobs ava...

This week we talk with Nate Philippsen, the VP of Marketing for Sun Outdoors about operating the country's largest RV park operations in these unprecedented times. Plus, we talk a bit about winter camping, and the year ahead for the RV industry.

It's one thing to build a company. It's another thing to build a company in an RV. But that's exactly what we (Stace and Jules), co-founders of OME Gear and hosts of this podcast are doing.  We hop on the mic this week to talk about our last several months since setting out on the dusty trail in our wrapped OME Gear RV, affectionately named Olive.  In this episode, we talk about our company, OME Gear and we tell stories, both scary and funny, of things that have happened to us en route - 2 fifty year old ladies with not an ounce of RV experience prior to taking on this adventure. 

Stealing Bananas is powered by RotoViz Radio. STEAL THE SIGNAL Ben and Shawn break down the history-making performance from Ja'Marr Chase and discuss the importance of best ball team structure as two RV teams have a shot at $100k, HOSTS Ben Gretch (@Yardspergretch) - Creator of Stealing Signals Shawn Siegele (@FF_Contrarian) – RotoViz Co-Owner SPONSORS RotoViz - RotoViz Radio listeners can save 10% off of a 1-year RotoViz subscription at RotoViz.com/podcast  or by applying the discount code 'rvradio2021' at checkout. SHOW NOTES Email: RotoVizRadio@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Stealing Bananas is powered by RotoViz Radio. STEAL THE SIGNAL Ben and Shawn break down the history-making performance from Ja'Marr Chase and discuss the importance of best ball team structure as two RV teams have a shot at $100k, HOSTS Ben Gretch (@Yardspergretch) - Creator of Stealing Signals Shawn Siegele (@FF_Contrarian) – RotoViz Co-Owner SPONSORS RotoViz - RotoViz Radio listeners can save 10% off of a 1-year RotoViz subscription at RotoViz.com/podcast  or by applying the discount code 'rvradio2021' at checkout. SHOW NOTES Email: RotoVizRadio@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you want to build a $14 million real estate portfolio? LeAnn Riley talks about how she did it and how you can too. Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus in business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers and coaches. LeAnn Riley has been teaching the art of Real Estate Investing Made SIMPLE for over 25 years. Forever in love with real estate, she is an expert at helping people buy, sell, and invest. An active Realtor, she's proud to lead the Encore Investment Team with Realty Group in MN. LeAnn helps people get started or scale a portfolio without fear or confusion using her Proven Profit Formula Coaching Program. Her system of online training and weekly group coaching helps students acquire cash flowing properties in as little as 60 days. The punch is the group coaching to guide you through building a real estate investing business. LeAnn built a multi-million-dollar portfolio of properties including residential, multi-family, condo development, commercial and vacation properties across several states. She runs the Real Estate Investing Made SIMPLE club with free monthly livestreams where LeAnn interviews a wide variety of real estate experts. You'll find these interviews on her LeAnn Riley Real Estate YouTube channel. Family is everything to LeAnn. A single mother of two grown children, she lives in Eden Prairie and loves gardening, pickleball, dancing and travel on the road in her new RV! 3 Pillars 1. Figure out what your life purpose is and live out that life purpose 2. Believe in yourself 3. Be generous and kind Books: Ikigai by Hector Gargia and Francesc Miralles You can connect with LeAnn at www.leannriley.com Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Connect with Pillars Of Wealth Creation on Facebook: www.facebook.com/PillarsofWealthCreation/ Subscribe to our email list at www.pillarsofwealthcreation.com Subscribe to our YouTube channel: www.youtube.com/c/PillarsOfWealthCreation

The Turners discuss their New Years resolutions for 2022 and feelings surrounding them.  They also provide an update on their cross-country RV trip.    

Baxter and the Casino Crew have an in-depth Conversation with the Pick-up Winding Guru Dylan McKerchie on running a mobile business and YouTube channel out of his RV across America. All the movie shenanigans and normal Hijinks of the casino crew make their way into conversation as well on this glorious meeting of the minds.

Originally recorded as part of the Tourist Sauce California recap podcast, the crew sit down in an attempt to discuss their day at the George Thomas designed Stanford Golf Club. What ensues is a discussion on RV life, Stanford Men's Golf Coach Conrad Ray, and the campus itself. Enjoy! Tourist Sauce: California "Stanford Golf Club" Learn more about your ad choices. Visit megaphone.fm/adchoices

Summary: When we experience things like inflation, people tend to try and live in the moment—enjoying time away from work and stimulus checks. This cannot last forever, and today I chat with John Rubino to discuss what these inflationary circumstances mean for the future. It seems that the stock market is precariously over-valued, and will probably not thrive in 2022; gold, on the other hand, does well in these circumstances. Digital assets are also becoming increasingly prominent, which causes us to question how we view wealth and assets in general. Tune in for more. Highlights: -During the Great Depression, especially in Paris, people started living in the moment rather than merely striving for success -This attitude is cyclical in human society -A lot of people don't want to return to work after having been out of the workforce for so long -The one part of inflation that may not be transitory is wages—they'll inevitably go up -The metaverse is definitely a trend for the coming year -In these circumstances, gold goes up and stocks go down -The stock market is precariously over-valued right now -Stocks probably won't have a great year in 2022, but gold does well in an inflationary environment -Assets are going digital. According to Rubino, the people investing in digital assets right now already have their physical needs taken care of. When this becomes compromised, people start re-focusing on the real -RV sales have also been setting records every month all 2021 -Booming RV sales used to be a crash signal -Wage and price controls are also showing through with commodities Useful Links: Financial Survival Network Dollar Collapse Real Inflation Closer to 12% with John Rubino The Feds Doubling Up, Newly Created Currency, Extremely Negative Interest Rates with John Rubino  

12-Steps to a Happier You in the Dog Fancy I don't know about you, but this holiday season I just haven't had the vibe. I've honestly tried. But, all my magic spells for maintaining a positive attitude have been, at best, modestly successful. Even a week at the ocean didn't cure me this time and that's my solid go to. Pretty sure I don't have to run the litany we all know too well about the “why”. It's just plain been a rough couple years. The global psyche is literally bruised and battered. Peace on Earth and goodwill to mankind seem like quaint notions of a bygone era. These notions could just as easily apply to the Ming Dynasty for all of their relevance in our world today. What we all need is a 12-step program for happiness… Fortunately, I have just the thing! Lol I wrote the following in 2015 for the now-defunct Best In Show Daily online mag back when I was a weekly columnist there. These steps apply to our dog event world specifically, but can be generalized to daily life without much trouble in three simple rules. Just be nice. Get off your bleeping phone. Learn new things. I may or may not have included this ditty in a previous episode, but if so, even I can't find it! Lol 12-Steps to a Happier You in the Dog Fancy January: Say “Congratulations” to the winner or “Thank You” to those who congratulate you. Yes, every time. Yes, even when the winner is your most bitter enemy, actually, especially then. February: Watch one breed, other than your own, from start to finish, at every dog show you attend. March: Instill and enforce the “first to look at their phone during dinner pays for everyone” rule each time you go out to eat, whether at a dog show, with co-workers or family. Experience the miracle of direct human interaction. April: Seek out a club official — show chair, chief ring steward, hospitality chair, etc — at each dog show you attend and thank them, personally, for their hard work and compliment them on a specific piece of the show which you particularly liked. Resist the urge to complain about anything. May: Volunteer to help at one show. Even if it is an hour of ring stewarding, helping with clean up or set up, judging a fun match, simply restocking the candy dishes or picking up someone else's poopie. Do one thing for a club for no better reason than you can. June: Help someone new. It could be as simple as assisting someone with an armband. Maybe a promising youngster with a new puppy shows up and would welcome five minutes of *kind* and constructive direction. It is important here to understand the concept of help. Focus on the positive. Just be nice. July: Organize a potluck. Get a whole bunch of people together at someone's RV or grooming space, even invite someone you don't know well, break bread together. Laugh. Tell stories. Talk dogs. If there is a water balloon fight somewhere in the mix, this cannot be a bad thing. Remember, we're still carrying each month's goal forward, so March's “no phone” rule applies. By now, it should be ingrained and much easier to implement. August: Read the standard for a breed about which you know nothing. Then, at the next show, while continuing your February goal of watching a new breed, go find the breed you read about. See if you can apply elements of the standard to dogs in the ring. September: Go back to school … In your own breed. Re-read your breed standard. Memorize it. Commit the entire standard to memory so thoroughly that you can quote entire sections verbatim. Then pull a random dog out of your pack, stack him up and go over him piece by piece according to the standard. Try very, very hard to be objective and not make excuses. Simply see what's there and what isn't. October: Take the skeletons out of your closet. Look at them in the cold light of day. Whether as a breeder, handler, exhibitor or judge, take a look at your past mistakes, acknowledge them, then burn them at the stake and move on! November: Talk... Support this podcast