Podcasts about stock options

Broadly speaking, commodities can be an effective portfolio diversifier as they are often negatively correlated to the stock market, however, each type of commodity carries its own unique set of risks, so it's important to investigate before you invest. Nathan discusses how commodities investing works, and the precautions to take when considering them for your portfolio. Also on MoneyTalk, understanding stock options, and the history of the Nasdaq. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 6/5/2026; Original Air Date: 5/17/2023 & 6/21/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Can you really know if you're ready to retire? Jeremiah and Alex spend much of this episode unpacking one of the most commonly misunderstood tools in financial planning: retirement projections and Monte Carlo simulations. They explain what an 85% or 90% probability of success actually means, why those numbers can be useful, and where they can create a false sense of certainty if they're viewed in isolation. They explores sequence-of-return risk, retirement spending assumptions, inheritance surprises, and the reality that successful retirement planning requires far more than simply hitting a target number. Later in the show, Jeremiah and Alex tackle another area where people often misunderstand the rules: company stock compensation. They break down how RSUs, stock options, and employee stock purchase plans work, why taxes can catch employees off guard, and the planning opportunities available when company stock becomes a meaningful part of your net worth.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren ————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Welcome to Top of Mind with Consilio Wealth! Chris Kaminski and Hao Dang dive into the latest market and technology trends shaping the investment landscape. From SpaceX's highly anticipated IPO structure and Anthropic's trillion-dollar ambitions, to the growing costs of AI adoption and the rise of “token maxing,” they unpack what these shifts could mean for markets and investors. The conversation also explores extended options trading, AI infrastructure winners, and what today's IPO boom signals for the future of tech.We discuss:➡️ SpaceX's unique IPO structure and what it could mean for future mega-IPOs➡️ Anthropic's IPO filing and the race toward trillion-dollar AI companies➡️ AI token maxing, rising costs, and why companies are rethinking AI usage➡️ The hidden winners of AI growth — memory, networking, and infrastructure stocks➡️ Extended after-hours options trading and risks for investors➡️ Signs of market exuberance in private AI stock demandTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Retirement planning is about more than just saving money—it's about making smart decisions with your finances to ensure that you keep as much of what you've earned as possible. On the show this week, I'm sharing essential strategies for managing your taxes in retirement—including a real-life example of a couple selling $146,000 in capital gains and paying zero taxes. I break down the benefits of non-retirement brokerage accounts, clarify the rules around capital gains and losses, and reveal a key element of the tax code that hasn't changed in nearly 50 years. In the second half of the show, I'm also discussing the risks and rewards of company stock, stock options, and restricted stock units (RSUs), and providing guidance for anyone investing in their own company or dealing with equity compensation. This episode is packed with practical advice and insightful stories to help you retire in the best financial position possible.   You will want to hear this episode if you are interested in... [00:26]Importance of tax management in retirement [02:05] Capital gain harvesting (an uncommon topic) and capital loss harvesting [06:25] Explaining brokerage account basics [08:17] Distinction between short-term vs. long-term capital gains [14:24] Practical example of managing large capital gains [18:30] Tax-free capital gains strategy [24:40] Understanding equity compensation risks [31:51] RSUs and the tax implications [33:27] Evaluating company stock and options Understanding Brokerage (Non-Retirement) Accounts Brokerage accounts, also known as non-retirement accounts, are investment accounts funded with after-tax dollars. Unlike IRAs or 401(k)s, which have strict withdrawal rules and penalties, these accounts offer much more flexibility. There are two primary advantages: Accessibility: Funds are available before age 59½, meaning you aren't locked into waiting as with some retirement accounts. Tax Control: Taxes in these accounts are mainly due on capital gains, dividends, and interest, and you can influence the timing and amount of tax owed by managing what and when you sell.   Many investors overlook the advantages of these accounts, often assuming that retirement planning must revolve solely around 401(k)s and IRAs. Speaker B points out that one of the biggest benefits is the ability to 'cherry pick' what is bought and sold, giving investors direct control over their tax liabilities.   Capital Gains and Loss Harvesting Most people are familiar with the idea of harvesting capital losses—selling investments at a loss to offset taxable gains or up to $3,000 of ordinary income per year. But 'harvesting capital gains' can also be a powerful strategy. If your income is low enough in a particular year, it's possible to realize long-term capital gains at zero federal tax, especially under current tax laws. There are nuances, however. The $3,000 capital loss deduction limit hasn't changed since 1978, despite decades of inflation, and excess losses must be carried forward to future years—a critical aspect often forgotten. Additionally, the wash-sale rule prevents you from writing off a loss if you purchase the same (or substantially identical) security within 30 days before or after the sale.   Risks and Rewards of Company Stock, Stock Options, and RSUs  Equity compensation—whether through company stock, stock options, or restricted stock units (RSUs)—is a growing component in many retirement portfolios. Stock options come in two primary flavors—incentive stock options (ISOs) and non-qualified stock options (NSOs)—with distinct tax treatments. The potential upside can be huge, especially in fast-growing companies, but if the stock price falls below the strike price, the options may end up worthless. Upon vesting, the value of Restricted Stock Units (RSUs) is taxed as ordinary income. Many companies manage tax withholding by selling some shares at vesting, but any future gains after vesting are subject to capital gains tax. Overreliance on one company's stock can be financially devastating. Don't be like the Enron employee who lost almost everything by refusing to diversify. It's essential to manage company-specific risk and diversify holdings as you approach retirement.   Resources & People Mentioned 3 Steps to Retirement Planning IRS Case Study 1 – Wash Sales    Connect With Gregg Gonzalez   Email at: Gregg.gonzalez@lpl.com Podcast: https://RetireStrongFA.com/Podcast Website: https://RetireStrongFA.com/ Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts  

We are pleased to present a special three-part series on executive compensation through our Get Hired Up! podcast.In this series, we bring together three highly respected experts, each offering a distinct perspective:Part I: Scott Calderwood shares the executive recruiter's perspective, including how compensation discussions unfold during retained search and the mistakes candidates often make.Part II: Ezra Singer explains how executives can negotiate offers, severance, and employment agreements while preserving important relationships.Part III: Mary Russell demystifies stock options, equity, and the legal and tax implications of startup and private company offers.Together, these conversations provide a practical and unusually transparent look at one of the most important—and frequently misunderstood—aspects of executive career transitions.Westgate Executive Branding

Welcome to Top of Mind with Consilio Wealth! Chris Kaminski and Hao Dang discuss the latest CPI report, the confirmation of Kevin Warsh as the new Fed Chair, and what it could mean for interest rates, inflation, and the housing market. They also explore a proposed SEC rule that could reduce company earnings reporting and what that means for investors.We discuss: ➡️ Hot CPI data and sticky inflation ➡️ Kevin Warsh and the Fed's path on interest rates ➡️ Housing market gridlock and mortgage rates ➡️ A proposed shift from quarterly to semiannual earnings reports ➡️ What all of this means for markets and investorsTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Welcome to Top of Mind with Consilio Wealth! Chris Kaminski and Hao Dang break down a week of conflicting market signals—from strong Big Tech earnings and aggressive AI spending to a housing market stuck in neutral. They explore the growing disconnect between fundamentals and market reactions, the persistence of a K-shaped economy, and what it all means for investors navigating today's environment.We discuss: ➡️ Big Tech earnings beats—and why markets didn't reward them ➡️ AI spending surge and questions around monetization ➡️ Diverging performance within the “Magnificent 7” ➡️ A frozen housing market with rising supply and weak demand ➡️ The impact of interest rates on buyers and sellers ➡️ Consumer resilience at the high end (Amex data insights) ➡️ Auto pricing, tariffs, and what's really driving costs ➡️ Why market behavior isn't always rationalTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Welcome to Top of Mind with Consilio Wealth! Chris Kaminski and Hao Dang continue the conversation on private credit, breaking down new data, CEO commentary, and what's actually happening beneath the headlines. They unpack default rates, redemption trends, and the growing gap between strong and struggling managers, while challenging the narrative that the entire asset class is under stress. The episode also touches on market behavior, speculative AI trends, and emerging risks around data center expansion.We discuss: ➡️ CEO perspectives from BlackRock and Franklin Templeton ➡️ Default rates, non-accruals, and what the data really shows ➡️ Fund flows, redemptions, and where capital is moving ➡️ Why manager selection matters more than ever ➡️ Media narratives vs. actual market conditions ➡️ The Allbirds AI pivot and speculative market behavior ➡️ Data center pushback and implications for AI growthTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

So, I sat down with Vilamoura — the Austin locals who are still grinding after all these years. And let me tell you, they've got dreams bigger than Texas. In this episode, band members Josh Huber and Don Shipman from Vilamoura discuss their journey, touring challenges, and the importance of supporting local music scenes. They share personal stories, future goals, and ideas to revive the local music culture in Texas.Tag a local band that needs a little encouragement!

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspective on stock options vs. cash when it comes to total compensation at work. ---

In this episode, we take a closer look at Employee Stock Purchase Plans and ask a simple but important question: are they worth the effort? Many people in tech see ESPPs during open enrollment, feel overwhelmed by the language, and quietly opt out. Why does that happen? Well, ESPPs sit in an awkward middle space. They are not large enough to feel exciting like salary, bonuses, or RSUs, but they are not simple enough to feel effortless. That combination often leads to avoidance.We discuss why companies offer ESPPs in the first place. Some want employees to think and act like owners. Some use them as a light retention tool. Others simply provide a convenient, payroll based way to purchase company stock. Not all plans are created equal. Some include meaningful discounts and lookback provisions that can significantly improve the math. Others are more basic and function more like a structured stock purchase program. Understanding the specific mechanics of your plan is critical. Blanket assumptions do not work here.We address one of the biggest sticking points, which is taxes. Many people fear making a mistake, especially around disqualifying dispositions. We clarify that a disqualifying disposition is simply a different tax treatment, not the elimination of the benefit. Even if taxes are higher, the discount does not disappear. We compare this to a 401(k) match. Taxes will apply eventually, but that does not make the match worthless.We also talk about multi year offering periods and how they can create hesitation. Long timelines can feel binding, especially for those already concentrated in company stock. The plan's timeline does not dictate personal behavior. You still have choices.Amy encourages you to move from optimization to intention. ESPPs are rarely life changing on their own, but when structured with a discount, they can quietly add value. The key is clarity. When we understand the plan and how it fits into our broader compensation and concentration picture, the decision becomes lighter and more intentional.(00:00) Introduction to ESPPs(00:57) Why ESPPs Get Ignored(03:11) Why Companies Offer ESPPs(04:44) What Makes a Plan Valuable(07:36)  Key Variables(08:48) Taxes and Disqualifying Dispositions(11:17) Multi Year Offering Periods(12:46) ESPPs vs RSUs and Other Compensation(14:21) Optimization vs Intention(16:21) How to Contact Thimbleberry Financial To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/

Welcome to Top of Mind with Consilio Wealth! Chris Kaminski and Hao Dang dive into the latest developments in private credit, unpacking the growing disconnect between publicly traded funds and their underlying illiquid assets. They break down what recent redemption spikes really mean, why liquidity mismatches matter, and how investor behavior is shaping the narrative. The conversation also explores what's actually working in today's market, the rotation away from big tech, and the buzz around a potential SpaceX IPO and shifting valuations.We discuss:➡️ The risks of putting illiquid private credit into liquid, publicly traded wrappers➡️ What recent redemption spikes signal—and what the data actually shows➡️ How retail investor behavior is impacting private credit markets➡️ What sectors are outperforming in 2026 and why➡️ The rotation away from mega-cap tech into “old economy” stocks➡️ Big Tech valuation resets and whether this is a buying opportunity➡️ SpaceX IPO speculation and the challenges of accessing private investmentsTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Company stock: one of the most confusing—and potentially valuable—parts of your compensation. From RSUs to ISOs and NSOs, learn what you actually own, how vesting and exercising work, and where people commonly make costly tax and risk mistakes. The key takeaway: equity compensation is often a great opportunity, but it's not simple—and without a clear plan around timing, taxes, and concentration risk, it's easy to leave money on the table or create avoidable problems.Find out more about Mike at https://www.mortonfinancialadvice.com and connect at https://www.linkedin.com/in/mwsmorton/

Welcome to Top of Mind with Consilio Wealth! Chris Kaminski and Hao Dang break down the recent surge in private credit headlines, separating fear from fundamentals. They explore how the asset class works, why it has grown rapidly, and what's driving concerns around rising redemptions, liquidity constraints, and potential defaults—especially in software-focused lending amid AI disruption. The conversation also touches on broader market pressures, including rising oil prices, inflation concerns, and the Fed's rate outlook.We discuss:➡️ What private credit is and how it fits into the financial system➡️ Why redemptions and “gating” are making headlines➡️ The role of retail vs. institutional investors➡️ AI's impact on software companies and loan risk➡️ Leverage inside private credit funds and systemic concerns➡️ Recent moves from major players like Blackstone➡️ What rising defaults could mean going forwardTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Mistral AI's CEO Arthur Mensch calls time on 3‑Month Notice periods and points to the lack of CMOs in Europe, not talented engineering. Europe's AI Champion With a Warning Arthur Mensch, co‑founder and CEO of Mistral AI, has become one of Europe's most visible AI leaders, scaling his company from zero to around 800 employees in under three years. Speaking at the EIB Group Forum, he combined optimism about Europe's AI potential with a blunt diagnosis of what is holding it back. For Mensch, Europe's problem is no longer a lack of raw engineering talent, but the systems around it: hiring rules, fragmented regulations and shallow scale‑up experience at the executive level. Unless these are fixed, he argues, Europe risks remaining dependent on foreign AI providers for its economic, strategic and cultural future. “Viscosity of Hiring” Why Three Months Is a Catastrophe The most notable part of Mensch's intervention, talking to a room-full of European executives and bureaucrats, was his attack on Europe's “viscosity of hiring,” the drag created by long notice periods and HR rules that slow fast‑growing companies to a crawl. “The biggest problem in Europe are the notice periods… The viscosity of hiring is much, much higher than in the US. An employee who wants to leave his company has to give a three‑month notice period. And that's a full catastrophe.” Mench believes that workers who want to leave should be able to move in about a week, not three months; the current system locks in talent and cripples high‑growth companies that need to assemble teams at startup speed, not bureaucratic speed. This viscosity exists across Europe, with some countries even worse than others, making it systematically harder to build fast‑scaling tech champions than in the US. 
“We should give more right to employees, make sure that if they want to leave their company, they can leave… in like a week.” For founders, investors and policymakers, he is precisely clear: if Europe wants to compete in AI, it cannot afford a labour market calibrated for a different era, and not global competition. The Hidden Talent Crisis: Not Engineers, But Executives Mensch also dismantles a familiar cliché: that Europe's problem is a shortage of technical people. In his view, Europe is actually very good at producing junior engineers, and Mistral's strategy is built around that. Mistral hires junior talent from across Europe, with major pools in Paris, Luxembourg, Warsaw, Germany, Greece and a large second office in London. The company deliberately opens local offices so people can stay in or near their hometowns, given the right project and compensation. They also bring back experienced Europeans from the US to inject seniority into teams. The real shortage, he says, is in senior leadership: “The biggest hurdle we find ourselves in is to hire senior people, executives, people that have scaled go‑to‑market teams, people that have scaled marketing teams. The talent shortage is not where you would expect it… Here, there's basically zero CMO that actually can do what we need to do in Europe.” In Silicon Valley, he notes, he could interview ten strong CMO candidates in a week and hire one the week after. In Europe, he says, there are “basically zero” CMOs who have already done what a company like Mistral needs to do at scale. This is the deeper ecosystem problem: Europe has produced fewer companies that have already gone all the way from start‑up to IPO, so there are fewer seasoned executives who know how to ride that curve. Stock Options, Regulation Nightmares and Fragmented Rules Mensch is pragmatic about compensation and competes with the seven figure plus salaries at US tech giants. He says top recruits can earn similar salaries at Mistral, heavily leveraged with stock options and equity. Given the company's trajectory, he argues that joining Mistral has already been more attractive financially than joining Google for some. However, he calls Europe's fragmented stock option regimes “a bit of a nightmare” - there are effectively 27 different systems to navigate. He would welcome more unification, even though he recognises fiscal rules make that hard. This sits on top of broader regulatory friction: country‑by‑country tweaks to EU rules complicate life for fast‑growth companies, from tax and social security to HR processes. Scaling a European company means learning, then re‑learning, the rules in every new market. His core ask is simple: remove easy‑to‑fix blockers such as notice periods and fragmented stock option rules so that European scale‑ups can allocate their energy to technology and markets, not legal contortions. Sovereignty, Strategic Autonomy and Europe's AI Cloud Despite his criticism, Mensch is in many ways betting on Europe. He founded Mistral after time at Google DeepMind and in French academia because he feared there would be no European champion in generative AI at all. He frames AI sovereignty in three pillars: Economic sovereignty: if Europe remains 80% dependent on US AI providers, value created here will be reinvested in R&D there, widening the gap. Business continuity: if critical processes across utilities, industry and public services run on foreign AI, Europe becomes a “client state” vulnerable to someone else's off‑switch. Cultural plurality: AI systems are “interaction machines” with built‑in cultural biases; fully centralised control of these systems is, in his view, incompatible with democracy. Mistral's response: - Build state‑of‑the‑art models that can be deeply customised for enterprises and states, including on‑premises deployment to keep sensitive data in‑house. - Focus on B2B rather than consumer, letting European companies and institutions serve their own end users. - Invest deliberately in multilingual capabilities, accepting slightly lower performance in English to raise performance in European languages such as French and German. 
“You can't focus on just building domestic technology for Europe, you need to be an exporter.” Mensch is sharply critical of the concentration of consumer AI in a few global players and warns that this will be a major factor in upcoming elections. Open Source, Humanities and Bias: A Broader Vision of AI Mistral's philosophy is strongly rooted in open source. Mensch insists that open technologies drive the internet and that Europe needs open, sovereign building blocks if it wants a say in how AI evolves. Contrary to stereotype, his teams are not only pure engineers. The research group is dominated by PhDs, but some are humanities‑trained. Journalists and other humanities experts work on “model behaviour”, ensuring outputs are usable, responsible and culturally aware. He cites a project with a humanities‑heavy Molière specialist team that used Mistral models to generate a new Molière play in the playwright's style. On gender, he offers a snapshot: about a third of Mistral's research team are women; over half of his leadership team are women; around a quarter of engineers are women. He argues that Europe “exits” women too early from research and scientific tracks and says Mistral actively does more outbound to potential female candidates to compensate for lower application rates. Bias inside the models remains, in his words, a “hard topic”, but one they tackle through specific evaluations and behaviour checks. The Future of AI in Europe, If Viscosity Falls In his closing remarks, Mensch describes AI as an inflection point big enough to redefine Europe's economic structure. He sees an opportunity to create large‑scale, vertically integrated European AI cloud service providers that reduce dependency on foreign digital services. 
“The new dependency… is a process dependency and a business continuity risk. So we need such actors to emerge.” But his implicit condition is stark: Europe must make it possible to build and scale these actors at speed. That means tackling hiring viscosity, simplifying stock options and making it easier for European founders to assemble world‑class teams in weeks, not quarters. Arthur Mensch and Mistral is so far a success story -he issued a blueprint and a warning. Europe's AI decade will be decided as much in HR law and fiscal codes as in research labs and data centres.

Are your Incentive Stock Options (ISOs) building a path to wealth, or are they an accidental tax trap? In this episode of The Abundance Mindset, Ben and Andrew dive into the high-stakes world of ISOs. They break down the terminology, the tax advantages, and the key strategies used to optimize these grants. ISOs offer some of the best tax benefits in equity compensation—but only if you understand the rules. From managing the Alternative Minimum Tax (AMT) to navigating the 90-day rule when leaving a company, we cover the essential levers you need to pull.

Welcome to Top of Mind with Consilio Wealth! Chris Kaminski and Hao Dang discuss the latest market developments, from AI-driven layoffs and tech partnerships to geopolitical tensions and their impact on the economy. They break down Block's major job cuts and whether AI is truly driving workforce changes, explore Apple's partnership with Google's Gemini model to power new AI features, and examine rising oil prices as conflict in Iran rattles global markets.We discuss:➡️ Block layoffs and the debate around AI replacing jobs➡️ Apple partnering with Google's Gemini for AI-powered Siri➡️ Mixed signals from recent U.S. jobs data➡️ Rising oil prices and market reactions to the Iran conflict➡️ The growing role of prediction markets in global eventsTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

As the title suggests, there are a lot of ways to handle stock options. In this episode, we'll break down how stock options work and the real strategies we help clients employ. We also share some of the variables you should weigh as you determine how best to handle your equity compensation. Ready to level up your equity comp plan? Let's dive in.

Welcome to Top of Mind with Consilio Wealth!Chris Kaminski returns with Hao Dang to unpack the growing fear around AI replacing white-collar jobs. From the viral Matt Schumer article to bold predictions of widespread automation, they break down what's real, what's hype, and what it could mean for professionals and the broader economy.They also dive into the sharp selloff in Big Tech and SaaS stocks, the surprising strength in small caps and international markets, and whether true market rotation is finally underway. The episode wraps with a discussion on the Supreme Court striking down tariffs and who ultimately pays the cost.We discuss: ➡️ AI and the future of white-collar work ➡️ Big Tech selloffs and SaaS stock declines ➡️ Small-cap and international outperformance ➡️ Entrepreneurship and the AI startup surge ➡️ Tariffs, inflation, and corporate marginsTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Tech firms are spending so much on artificial intelligence that investors are getting nervous. Our correspondent explains whether it is possible to protect your portfolio from a crash. Turkey's ruler has become increasingly autocratic–and increasingly old. Who might succeed him? And celebrating the life of literary agent Georges Borchardt.   Guests and host:Rosie Blau, host of “The Intelligence”Josh Roberts, capital markets correspondentPiotr Zalewski, Turkey correspondentJon Fasman, senior culture correspondentTopics covered: Hedging against an AI bubbleTurkey after ErdoganObituary of literary agent Georges BorchardtListen to what matters most, from global politics and business to science and technology—Subscribe to Economist Podcasts+For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account. Hosted on Acast. See acast.com/privacy for more information.

Tech firms are spending so much on artificial intelligence that investors are getting nervous. Our correspondent explains whether it is possible to protect your portfolio from a crash. Turkey's ruler has become increasingly autocratic–and increasingly old. Who might succeed him? And celebrating the life of literary agent Georges Borchardt.   Guests and host:Rosie Blau, host of “The Intelligence”Josh Roberts, capital markets correspondentPiotr Zalewski, Turkey correspondentJon Fasman, senior culture correspondentTopics covered: Hedging against an AI bubbleTurkey after ErdoganObituary of literary agent Georges BorchardtListen to what matters most, from global politics and business to science and technology—Subscribe to Economist Podcasts+For more information about how to access Economist Podcasts+, please visit our FAQs page or watch our video explaining how to link your account. Hosted on Acast. See acast.com/privacy for more information.

Welcome to Top of Mind with Consilio Wealth!Hao Dang and Alex Dorell unpack the recent market pullback and rising fears of “AImageddon” as AI-related stocks face new scrutiny. They explore whether this volatility signals deeper trouble or simply a shift from hype to profitability in the AI trade.The conversation also covers sharp sell-offs in SaaS, travel, and financial data companies, along with big swings in gold, silver, and crypto. Are these true safe havens — or just momentum trades fueled by speculation?We discuss:➡️ The tech-led market sell-off and spike in volatility➡️ AI spending concerns at Microsoft, Meta, and other Big Tech firms➡️ SaaS and service companies under pressure from AI disruption fears➡️ Job displacement vs. productivity gains from AI➡️ Gold, silver, and crypto volatility during market stress➡️ Investor psychology, leverage, and market rotation

Welcome to Top of Mind with Consilio Wealth!Hao Dang and Alex Dorell kick off 2026 with a timely market update, breaking down a volatile start to the year driven by political headlines, tariff uncertainty, and shifting interest rate expectations. They discuss why international markets outperformed in 2025, how currency swings boosted global returns, and what a weaker U.S. dollar could mean for investors ahead.The episode also explores today's K-shaped economy, where higher-income consumers continue to spend while other segments face growing pressure. Hao and Alex unpack what's happening with Fed policy, bond markets, and government deficits — and why not all market swings signal deeper economic trouble. They close with their outlook for the rest of 2026, including valuations, diversification, and the risks of too much consensus on Wall Street.We discuss: ➡️ A volatile start to 2026 and renewed market swings ➡️ International outperformance and the impact of currency move ➡️ Tariffs, Treasury yields, and shifting “safe haven” trends ➡️ Fed policy vs. market-driven interest rates ➡️ The K-shaped economy and changing consumer behavior ➡️ Manufacturing vs. services and what PMI data is showing ➡️ Market valuations and the danger of consensus forecasts ➡️ Why diversification still matters in an unpredictable year

In this episode of Just Compensation, Megan Monson and Jessica I. Stewart join host Taryn E. Cannataro in discussing common treatments of outstanding stock options and other equity awards in transactions. The discussion covers what different approaches mean for employees, sellers and buyers, as well as the tax implications of various treatments. Monson, Stewart, and Cannataro explore the key issues that all parties in a transaction should keep in mind, from equity plan design and deal documentation to structuring awards that effectively incentivize employees. Speakers: Megan Monson, Partner, Executive Compensation and Employee Benefits Taryn E. Cannataro, Counsel, Executive Compensation and Employee Benefits Jessica I. Stewart, Associate, Executive Compensation and Employee Benefits

In this episode of Lead-Lag Live, I sit down with Kaitlyn Walsh, Wealth Advisor and Equity Analyst, to break down what employees actually own when they receive stock options and why misunderstanding equity compensation can lead to costly mistakes.From incentive stock options and vesting schedules to fair market value, AMT exposure, and record-keeping errors, Walsh explains the decisions that matter most before, during, and after an equity grant and why timing, taxes, and planning can make or break outcomes.In this episode:– Why stock options are not the same as owning shares– How strike price and fair market value really work– The biggest vesting and exercise mistakes employees make– When stock options can trigger unexpected tax bills– Why poor record keeping can cost real money years laterLead-Lag Live brings you inside conversations with the financial thinkers who shape markets. Subscribe for interviews that go deeper than the noise.#StockOptions #Equity #PersonalFinance #WealthPlanning #TaxPlanning #FinancialEducation #Investing #MoneyStart your adventure with TableTalk Friday: A D&D Podcast at the link below or wherever you get your podcasts!Youtube: https://youtube.com/playlist?list=PLgB6B-mAeWlPM9KzGJ2O4cU0-m5lO0lkr&si=W_-jLsiREjyAIgEsSpotify: https://open.spotify.com/show/75YJ921WGQqUtwxRT71UQB?si=4R6kaAYOTtO2V Support the show

Welcome to Top of Mind with Consilio Wealth!Chris Kaminski and Hao Dang revisit the predictions they made for 2025, breaking down what they got right, what they missed, and why. From clean energy outperforming traditional energy and resilient consumer behavior around tariffs, to surprises in inflation, gold, and AI-driven market leadership, they reflect on a year filled with unexpected market strength and shifting narratives. The conversation then turns forward as they share their predictions for 2026, covering everything from interest rates and unemployment to AI competition, IPO activity, and which companies could dominate the next phase of market leadership.We discuss:➡️ Reviewing 2025 market predictions — wins, misses, and surprises➡️ Clean energy's strong outperformance versus traditional energy➡️ Why consumers largely ignored tariffs and rising U.S. debt➡️ The surge in all-time market highs despite volatility➡️ Sticky inflation and the Fed's rate-cut decisions➡️ Gold's unexpected breakout and a weaker U.S. dollar➡️ AI spending, small-cap momentum, and sector leadership shifts➡️ Big Tech's dominance — Google, Meta, Nvidia, Tesla, and Apple➡️ IPO activity and the challenges of going public for AI companies➡️ Bold market, economic, and policy predictions for 2026To learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Send us a textI'm joined by Ryan Goldenhar and Jackie Lewis, the powerhouse duo behind Wealth with Options, a San Diego–based firm helping tech professionals make sense of equity compensation, major liquidity events, and the emotional decisions that come with sudden or complex wealth.Ryan and Jackie bring a rare combination of technical rigor and humanity to financial planning—meeting clients not just where the numbers are, but where their values, fears, ambitions, and life transitions live.Together, we unpack what equity compensation really means, why money decisions are never “just spreadsheets,” and how true wealth is ultimately about freedom, clarity, and choice.This conversation is especially relevant for tech executives navigating RSUs, ISOs, IPOs, job transitions, or the question many silently ask: “What is all this money actually for?”Important Disclosures:Jackie Lewis and Ryan Goldenhar offer investment advisory services through Mariner Platform Solutions, LLC (“MPS”), an SEC-registered investment adviser. Wealth With Options and MPS are separate, unaffiliated entities. For additional information about MPS, including fees and services, please refer to Form ADV Part 2A, which is available on the Investment Adviser Public Disclosure website (www.adviserinfo.sec.gov). Registration of an investment adviser does not imply a certain level of skill or training.This podcast episode includes statements by Tina Powell of Intention.ly. Intention.ly is a marketing firm that is compensated by Wealth With Options to provide marketing and related services. This compensation creates a conflict of interest, as Intention.ly has a financial incentive to promote Wealth With Options and its services. Statements made by Intention.ly should not be construed as independent or unbiased. This endorsement is not a guarantee of future results or client experience.Discussion of careers in technology companies and equity-based compensation, including stock options, is provided for general informational purposes only. Stock options and other forms of equity compensation do not guarantee wealth creation. Outcomes vary significantly based on company performance, market conditions, vesting terms, concentration risk, tax considerations, and individual circumstances.Any examples or scenarios discussed are illustrative only and should not be interpreted as indicative of typical or expected results. Nothing discussed should be construed as individualized investment, tax, legal, or employment advice, or as a recommendation to pursue any particular employment or compensation structure. Any opinions expressed herein are subject to change without notice.There is no assurance that any investment, plan, or strategy will be successful. Investing involves risk

Dr Boyce talks about stock options with Erroll Seamangal

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1920: Vicki Cook and Amy Blacklock break down the essentials of employee stock options, helping you understand how they work, what to watch for, and how they can be a powerful part of your compensation. Learn how to evaluate stock options wisely and turn them into a potential wealth-building tool without risking financial missteps. Read along with the original article(s) here: https://womenwhomoney.com/employee-stock-options-compensation-benefits/ Quotes to ponder: "Unless you're financially independent, there's a good chance one of your primary motivations for working is earning a paycheck and benefits." "Employee stock options provide the employee with a date they have to exercise the option by or lose the right to use the said stock option." "A perk with no value is a disadvantage." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1920: Vicki Cook and Amy Blacklock break down the essentials of employee stock options, helping you understand how they work, what to watch for, and how they can be a powerful part of your compensation. Learn how to evaluate stock options wisely and turn them into a potential wealth-building tool without risking financial missteps. Read along with the original article(s) here: https://womenwhomoney.com/employee-stock-options-compensation-benefits/ Quotes to ponder: "Unless you're financially independent, there's a good chance one of your primary motivations for working is earning a paycheck and benefits." "Employee stock options provide the employee with a date they have to exercise the option by or lose the right to use the said stock option." "A perk with no value is a disadvantage."

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1920: Vicki Cook and Amy Blacklock break down the essentials of employee stock options, helping you understand how they work, what to watch for, and how they can be a powerful part of your compensation. Learn how to evaluate stock options wisely and turn them into a potential wealth-building tool without risking financial missteps. Read along with the original article(s) here: https://womenwhomoney.com/employee-stock-options-compensation-benefits/ Quotes to ponder: "Unless you're financially independent, there's a good chance one of your primary motivations for working is earning a paycheck and benefits." "Employee stock options provide the employee with a date they have to exercise the option by or lose the right to use the said stock option." "A perk with no value is a disadvantage." Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott Galloway answers listener questions on how incentive stock options work and how young professionals should think about equity versus salary. He also shares his views on health insurance, paying out of pocket, and why the U.S. healthcare system is so broken. Plus, Scott offers advice on dealing with rejection, processing failure, and building resilience after setbacks. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices

#ThisMorning | #Stock, #Options, and #Cryptocurrency #Trading #Disorders | Mark S. Gold, MD, Washington University in St. Louis | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness 

Dr Boyce speaks with a student who used stock options in order to quit his job.

Dave Thornton is the Co-Founder and CEO of Vested, a venture secondaries platform that provides liquidity to the long tail of startup employees whose stock options often go abandoned or ignored and seeks to deliver diversified, attractively priced exposure to the top 20% of venture-backed startups. Our conversation covers Dave's background bridging entrepreneurship and finance, the dynamics of employee stock options, and the development of Vested's investment strategy. We discuss sourcing deals, predicting success of start-ups with a quantitative model, constructing portfolios, and avoiding risks. We close by touching on the future of liquidity and indexing in venture capital. Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)

Chris Kaminski and Hao Dang discuss the state of the economy through Chipotle earnings. AI efficiency that is showing in small cap stocks. The economic disparities that have emerged five years post-COVID, highlighting how higher-income individuals have thrived while lower-income groups struggle (K shaped recovery). We discusses the wealth effect, where rising stock prices lead to increased consumer spending among the affluent, contrasting this with the challenges faced by those with lower incomes.We discuss:➡️The state of the economy through Chipotle earnings. ➡️AI efficiency that is showing in small cap stocks➡️The recovery post-COVID has favored higher-income individuals.➡️Higher-income people have continued to thrive and gain net worth.➡️90% of the stock market is owned by a small percentage of the population.➡️The K shaped recovery has not been uniform across different income levels.➡️The K shaped recovery is becoming more pronounced post-pandemic.➡️Consumer spending is driven by stock market performance for the wealthy.To learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Anthony Scilipoti is one of the sharpest minds in investing. He's the President and CEO of Veritas Group of Companies. He called the collapses of both Valeant Pharmaceuticals and Nortel before they happened, and now he has some thoughts on AI. We talk about asking better questions, reading the fine print, the role of short selling, and what it means to be wrong. We explore why AI gives you information but not insight, why cheap risk is often the most expensive, and why nothing matters until it does. It's a conversation about the difference between seeing and understanding and the discipline to notice what everyone else ignores. This episode is not investment advice. It's time to listen and learn. ----- About Anthony Anthony Scilipoti is one of the sharpest minds in investing. He's the President and CEO of Veritas Group of Companies. ----- Approximate Chapters: (00:00) Introduction (01:26) Early Career (02:53) The Enron Scandal (05:48) Lessons on Auditing (16:12) The AI 'Bubble' and the State of the Market (18:46) Ad Break (20:50) The AI 'Bubble' and the State of the Market (Cont.) (28:12) Parallels Between the Fall of Nortel Networks and the Current AI Economy (35:15) Ad Break (36:10) Parallels Between the Fall of Nortel Networks and the Current AI Economy (Cont.) (39:14) Investing Rules for Better Investments (42:14) Red Flags to Look Out for When Investing? (45:56) The Rise and Fall of Valeant Pharmaceuticals (53:04) Is a Complicated Corporate Structure Bad? (55:54) Companies Don't Start Out Being Crooked (57:53) Why is EBITDA a Disastrous Measurement? (1:00:47) How Should Investors See Stock Options / How to Account for Stock Options (1:06:30) What Incentives to Look for in a Company When Investing? (1:11:31) The Rise of Index Investing (1:15:41) Buybacks and Share Count (1:21:21) What Makes Warren Buffett a Unique Investor? (1:26:58) The Power of the Retail Investor (1:32:30) What Is Success for You? ----- Thank you to the sponsors for this episode: Basecamp: Stop struggling, start making progress. Get somewhere with Basecamp. Sign up free at http://basecamp.com/knowledgeproject reMarkable: Get your paper tablet at https://www.reMarkable.com today .tech domains: Nothing says tech like being on .tech https://get.tech/ ----- Upgrade: Get a hand edited transcripts and ad free experiences along with my thoughts and reflections at the end of every conversation. Learn more @ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/membership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠------Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠------Follow Shane ParrishX ⁠⁠⁠⁠⁠@ShaneAParrish⁠⁠⁠⁠⁠ Insta ⁠@farnamstreet⁠ LinkedIn ⁠Shane Parrish Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the course of Erik Lie's career, seemingly small decisions have transformed into defining moments. Everything from leaving his native Norway to study at the University of Oregon, to a squash partner's nudge that he pursue a career as a finance professor. But it was his choice of a research topic—executive compensation—that led to the most significant moment of all: uncovering one of the most explosive corporate scandals of the 21st century.SponsorsRoutable - http://ohmyfraud.promo/routableBluebook - http://ohmyfraud.promo/bluebookBuy Erik's New Book https://www.amazon.com/gp/product/B0DV4BLF8J?tag=randohouseinc7986-20Connect with Erik Liehttps://eriklie.com/https://www.linkedin.com/in/erik-lie-627a7351 Get NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CEDownload the app:Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appQuestions? Need help? Email support@earmarkcpe.com.CONNECT WITH CALEBTwitter: https://twitter.com/cnewquistLinkedIn: https://www.linkedin.com/in/calebnewquist/Sources:On the Timing of CEO Stock Option Awards [Management Science]Does backdating explain the stock price pattern around executive stock option grants? [Journal of Financial Economics]He's Making Hay As CEOs Squirm [BusinessWeek via Wayback Machine]Erik Lie [Time 100 via Wayback Machine]Backdating Scandal Ends With a Whimper [NYT]Erik Lie [Iowa Tippie College of Business]Catching Cheats | Everyday Forensics to Unmask Business Fraud [Berret-Koehler]Meet the Fraud Professor: Daniel J. Taylor of The Wharton School [OMF] 

In this episode of Gimme Some Truth, Nate Condon and Clint Walkner are joined by Mitch DeWitt, CFP®, MBA. Together they help break down the complex world of equity compensation. We explain what equity compensation is, why it matters for financial planning, and the different types of stock options employees may encounter.The discussion covers the tax implications of stock options, potential pitfalls to avoid, and key strategies to incorporate equity compensation into a long-term plan. Whether you're an employee receiving stock options or simply interested in understanding how they fit into wealth-building, this episode provides practical insights to navigate equity compensation with confidence.Timestamps00:00 – Introduction to Equity Compensation01:22 – Understanding Stock Options04:44 – Types of Stock Options and Their Tax Implications10:31 – Common Pitfalls and Planning Strategies16:48 – Conclusion and Final ThoughtsREAD THE BLOG POST FOR MORE INFO: https://walknercondon.com/blog/six-things-to-know-about-employee-stock-options/

Chris Kaminski and Hao Dang discuss the recent Fermi IPO, the implications of AI on the market, and the current state of the housing market. They explore the potential risks and opportunities presented by the AI bubble, the impact of Fed policies on the economy, and the challenges facing first-time homebuyers. The discussion also touches on corporate strategies in the face of economic uncertainty and the evolving landscape of technology investments.We discuss:➡️Fermi's IPO performance raises questions about market valuations.➡️The AI bubble presents both opportunities and risks for investors.➡️Fed policies are crucial in shaping economic stability and growth.➡️The housing market faces significant challenges due to high mortgage rates.➡️Corporate strategies are adapting to changing economic conditions.➡️Investors need to be cautious about valuations in a bubble.➡️AI's revenue model is heavily reliant on consumer subscriptions.➡️The housing market's affordability crisis is worsening for first-time buyers.➡️Market dynamics are influenced by corporate spending and investment strategies.➡️The tech sector's growth is not uniform, with some companies thriving while others struggle.To learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

extensive, comparative analysis of two primary types of employee compensation: Incentive Stock Options (ISOs) and Nonqualified Stock Options (NSOs). The document uses a conversational, outline format to detail the crucial differences concerning tax treatment, emphasizing that ISOs offer significant potential tax advantages, such as long-term capital gains rates, but carry the risk of the Alternative Minimum Tax (AMT). Conversely, NSOs are described as more flexible for companies, can be granted to non-employees, and result in immediate ordinary income taxation upon exercise. The text systematically compares the requirements, risks, employer benefits (such as the company's tax deduction for NSOs), and holding period rules for both types of options.

Elle Dawson & Dave Van Auken play "Stock Options" on #UFC320   ► Follow Host Dave Van Auken on Instagram ► Subscribe to the Fight Bananas Official YouTube Channel

In this episode of Beer and Money, Ryan Burklo discusses tax loss harvesting, a strategy to reduce taxes by selling investments that have lost value. He explains the mechanics of tax loss harvesting, its benefits, and the importance of working with financial professionals to align tax strategies with personal financial goals. Check out our website:  beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo #taxlossharvesting #investmentstrategy #taxreduction #financialplanning #capitalgains #stockoptions #diversification #familygoals #CPA #financialadvisor Takeaways Tax loss harvesting is a strategy to lower your taxes. Selling investments at a loss can reduce taxable income. It can offset profits from other investments. Employees with stock options can benefit from tax loss harvesting. Diversifying concentrated stock holdings can be tax-efficient. Selling losses can hedge against future taxes. Maximizing tax savings is vital for family goals. Consulting with a CPA is essential for tax strategies. Aligning financial and tax planning is crucial. Understanding your tax situation can influence investment decisions. Chapters 00:00 Introduction to Tax Loss Harvesting 01:59 Understanding Tax Loss Harvesting 02:57 Reasons for Tax Loss Harvesting 04:51 Consulting Professionals for Tax Strategies

Elle Dawson & Dave Van Auken play "Stock Options" on #UFCPerth    ► Follow Host Dave Van Auken on Instagram ► Subscribe to the Fight Bananas Official YouTube Channel

Join Chris Kaminski & Hao Dang as they discuss:➡️Nvidia invests $5B in Intel➡️OpenAI makes $300B commitment to Oracle➡️TikTok buyersTo learn more about us or stay in the loop, visit www.consiliowealth.comDo you work at Microsoft, Amazon, Meta, or Google? Check out our free benefits guidesSubmit a question to team@consiliowealth.comwww.consiliowealth.com/disclosures 

Dr Boyce speaks with Jermain Fletcher about his stock options journey.

In this episode, we dive deep into the biggest stories shaping the markets right now. Intel has officially fallen out of the top 10 semiconductor companies — is it too late for them to catch up, and which 3 chipmakers should investors focus on instead? We also break down how stock options can be used as a powerful wealth-building tool when used the right way.With Nvidia flirting with a $4 trillion valuation after an explosive 870% AI-led rally, we discuss whether it's headed for a meltdown or another breakout — and which overlooked metric might signal what's next. Bitcoin also hit a new all-time high heading into Crypto Week, and we break down what this means for the broader crypto market.Next, we analyze who the real winners and losers in Big Tech have been since Trump took office, and what it means for investors moving forward. With U.S. equity fund inflows collapsing from $31.6 billion to just $2.1 billion, we ask: are you buying the dip or parking cash on the sidelines? Lastly, we look at Eli Lilly and whether its new Zepbound pill could drive a potential 40% surge in the stock over the next year.EYLU 24 Hour 50% off Sale (Code: Marketmondays) https://eyluniversity.comInvest Fest Ticket Link: https://investfest.com#Investing #StockMarket #Crypto #Bitcoin #Nvidia #Intel #EliLilly #Zepbound #TechStocks #InvestFest #EarnYourLeisure #MarketMondays #FinancialFreedom #OptionsTradingOur Sponsors:* Check out PNC Bank: https://www.pnc.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy