Podcasts about spending plan

So you've scaled the mountain, built the nest egg, and maybe even shouted “I'm done!” across a pristine beach... now what? In today's Stacking Benjamins episode, Joe Saul-Sehy convenes a roundtable of heavy-hitters to tackle the most misunderstood phase of money management: decumulation—a.k.a. the art of spending what you've worked so hard to save. Whether you're staring down retirement or already deep into your golden years, you'll hear candid, practical insights from three financial thought leaders who specialize in making your money last. Joining Joe are Dana Anspach, retirement planning expert and founder of Sensible Money, Karsten Jeske (aka “Big ERN” from Early Retirement Now), and Frank Vasquez, aka Uncle Frank, host of Risk Parity Radio. Together, they bring decades of academic research, professional experience, and plain old common sense to questions like: What's the real safe withdrawal rate—and why does it depend on more than just spreadsheets? Should you chase simplicity or embrace complexity in managing retirement funds? What role do annuities and guaranteed income play in reducing late-life anxiety? How do you plan for cognitive decline without spiraling into existential dread? What's the difference between spending confidently... and spending carelessly? You'll also hear why lumpy expenses, long-term care surprises, and behavioral quirks can trip up even the best-laid plans—and how to bulletproof your strategy now. And yes, we get nerdy. Risk parity, sequence of return risk, and portfolio glidepaths all make guest appearances—but always with your favorite Stacking Benjamins charm and plain-English style. Because retirement doesn't need to be scary... but it does need to be intentional. Why your investment approach needs to evolve once paychecks stop The strengths and blind spots of the “4% rule” How emotions (not just inflation) affect safe withdrawal strategies When it makes sense to annuitize, and when it absolutely doesn't How to adjust for cognitive decline in your financial plan (and still maintain autonomy) The “spend conservatively early” myth—debunked Tips for managing healthcare and other unpredictable late-life costs Whether you're a retiree, a pre-retiree, or a spreadsheet-loving financial independence buff, this deep-dive episode will give you the confidence to manage the second half of your financial life like a pro. This isn't just about stretching your dollars—it's about building a life worth spending them on. So grab your planner, pour a cup of whatever says “retirement-ready” to you, and let's get smarter (and maybe just a bit weirder) about your golden years. FULL SHOW NOTES: https://stackingbenjamins.com/create-your-retirement-spending-plan-1698 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ralph and Alice in Monument, Colorado have $4.6 million dollars saved at ages 63 and 58. Should they do Roth conversions? How do they avoid IRMAA? Mary Jo in Escondido, California wonders if she should use her 403(b) money to pay off her mortgage. And Lucas plans to spend from his brokerage, then his 401(k), then his Social Security and pension when he retires in 20 years. What do Joe and Big Al think of his strategy? Find out today on Your Money, Your Wealth® podcast 534. Free financial resources & episode transcript: https://bit.ly/ymyw-534 DOWNLOAD the Key Financial Data Guide DOWNLOAD The Retirement Readiness Guide Watch Is There a Formula for Retirement? on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:55 - We're 63 and 58 With $4.6M Saved. Should We Do Roth Conversions? Can We Avoid IRMAA? (Ralph & Alice, Monument, CO - voice) 11:51 - Watch Is There a Formula for Retirement? on YMYW TV, Download The Retirement Readiness Guide for free 12:59 - Should I Use My 403(b) Pay Off My Mortgage? (Mary Jo, Escondido) 16:48 - Brokerage to 401(k) to Social Security and Pension: Good Income Strategy for Retirement in 20 Years? (Lucas) 26:33 - YMYW Podcast Outro

June 13, 2025 ~ Rep. Tim Kelly (R- Saginaw Township) talks with Chris, Lloyd, and Jamie about the Michigan House Republicans proposed education spending plan with new funding for private K-12 schools and scholarships for private colleges.

Prime Minister Mark Carney announced that his government will meet NATO's defence spending target of two per cent of GDP by the end of the fiscal year. Ottawa's Holocaust memorial was desecrated with a message claiming Israel is starving Gaza's citizens. British Columbia's NDP government quietly cut off public access to a large swath of protected parkland. Tune into The Daily Brief with Isaac Lamoureux and Geoff Knight! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, investment advisor Ethan Glasgow discusses the critical aspects of retirement planning, focusing on risk tolerance, the necessity of a spending plan, and tax strategies for retirees. He emphasizes the importance of understanding one's financial situation and making informed decisions to ensure a comfortable retirement. The discussion also touches on the implications of relocating for tax benefits and how proper planning can mitigate tax burdens without needing to move. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Keith Wilson's first term as the mayor of Portland is off to a busy start: He's led the city through the transition to its new form of government, accounted for a $93 million shortfall in his proposed city budget — which will soon be finalized by City Council — and pushed for a big increase in spending on his signature issue of ending unsheltered homelessness in Portland. Today, we're checking in with Mayor Wilson about his first five months in office. Become a member of City Cast Portland today! Get all the details and sign up here.  Who would you like to hear on City Cast Portland? Shoot us an email at portland@citycast.fm, or leave us a voicemail at 503-208-5448. Want more Portland news? Then make sure to sign up for our morning newsletter, Hey Portland, and be sure to follow us on Instagram.  Looking to advertise on City Cast Portland? Check out our options for podcast and newsletter ads at citycast.fm/advertise. Learn more about the sponsors of this June 9th episode: Portland Spirit Biketown PDX Learn more about your ad choices. Visit megaphone.fm/adchoices

European countries answer the call to spend more on defence as the UK hosts Nato chief, Mark Rutte. Plus: Italy’s citizenship referendum takes place.See omnystudio.com/listener for privacy information.

Just days after leaving the Department of Government Efficiency (DOGE), Elon Musk took to social media, criticizing Trump's budget bill. Plus, U.S. Immigration and Customs Enforcement (ICE) took the family members of the Boulder, Colorado, terror suspect into custody. Also, Mar-a-Lago sees another intruder. These stories and more highlight your Unbiased Updates for Wednesday, June 4, 2025.

Just days after leaving the Department of Government Efficiency (DOGE), Elon Musk took to social media, criticizing Trump's budget bill. Plus, U.S. Immigration and Customs Enforcement (ICE) took the family members of the Boulder, Colorado, terror suspect into custody. Also, Mar-a-Lago sees another intruder. These stories and more highlight your Unbiased Updates for Wednesday, June 4, 2025.

Click here to sign up for Private 1:1 Coaching inside of The Wealthy Woman's Academy. Click Here to Book your Financial Clarity Consultation! Struggling to save, stuck in the debt cycle, or wondering where all your money goes? If you make good money but still feel like you're not getting ahead, let's change that. In a complimentary Financial Clarity Consultation, I'll help you identify what's keeping you stuck, show you exactly what to focus on next, and give you a clear plan to start building real wealth. During this no pressure session, we'll decide if it's a good fit to work together in order to make it happen. Click Here to book your complimentary consultation. Ready to finally Stop Overspending?Start The Stop Overspending Course today → Click here to enroll. Grab the Free Training:How to Build Wealth WITHOUT Going On A Strict Budget → Click here to watch now. Click Here to open an Account with Ally Bank Using My Referral Link. Follow Me on Instagram → ...

Does the word “budget” make your skin crawl? You're not alone – but it doesn't have to be that way. In this episode, we're flipping the script on traditional budgeting and showing you how to build a spending plan that empowers rather than restricts. You'll hear: Why most budgeting systems are set up to fail – and how to create one that actually works for you. How to identify your core money values and align your spending with what truly matters. The Three-Bucket Spending Plan that turns your budget into a tool for growth, security, and joy. Powerful mindset shifts that transform financial scarcity into abundance. Shari's personal story of breaking the scarcity cycle and embracing a values-based spending plan. You'll walk away learning:  Your financial reality will always align with your financial energy  Common money values include: Freedom and flexibility Security and stability Growth and learning Comfort and well-being Impact and contribution Recognition and status How to reframe budgeting from a punishment to a powerful tool for aligning your spending with your values. Why most budgeting systems set you up for failure – and the three critical mindset shifts that will transform your financial approach. The Three-Bucket Spending Plan that simplifies money management without sacrificing what you love. How to identify your top money values and use them to build a spending plan that actually sticks. Why emotional spending isn't just about lack of discipline – it's about unaddressed financial traumas and how to heal them. How to stop saying “I can't afford that” and start saying, “I'm choosing to spend differently.” How to recognize the scarcity mindset patterns that keep you stuck – and practical steps to break free. Whether you're tired of feeling guilty every time you spend or you're ready to start building wealth without sacrificing your sanity, this episode is for you. Tune in, take notes, and get ready to reframe how you manage your money. Follow us on Instagram @everyonestalkinmoney for more money mindset shifts and practical tips! Learn more about your ad choices. Visit megaphone.fm/adchoices

Mark Laurrie, Niagara Falls City School District Superintendent, tells us how his district is crafting its budget without exact numbers from the state.

In this episode, Aqura walks you through exactly how to create a simple spending plan every time you get paid so you can cover your needs, enjoy your wants, and stop running out of money before the next paycheck hits. You don't need a complicated budget to stay in control of your money, just 10 minutes and a plan that works with your real life. Episodes referenced in this episode: EP 035 Why I Don't Recommend The 50/30/20 Rule For Personal Finances or Profit First For Business Finances & What You Should Do InsteadTo learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.⁠Subscribe to ⁠⁠⁠⁠Surplus Living⁠⁠⁠⁠⁠, a weekly email series to help you make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

A retired lieutenant can't see how a boost in defence funding will fill missing skills and trades. New Zealand's injecting $12 billion into defence over four years – $9 billion of which is new spending. It includes enhancing our strike capabilities, replacing the Boeing 757 fleet, and upgrading our javelin anti-tank missiles. Retired Lieutenant Colonel Hayden Ricketts told Andrew Dickens the navy, army, and air force already have more vehicles than they can staff. He says a commitment to spend more money on gear is great but without more personnel, the plan will fall apart. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Quebec Finance Minister Eric Girard tabled the province’s budget yesterday and announced a $13 billion deficit. Moshe Lander is a senior lecturer in Economics at Concordia University. He spoke to Andrew Carter about what it means for you. Photo: THE CANADIAN PRESS/Karoline Boucher

As Germany’s upper house of parliament approves a constitutional change to allow a huge increase in spending for the country’s defence and infrastructure needs, Monocle’s senior news editor, Chris Cermak, joins Emma Nelson to explain how significant this bill is. Plus: global travel is plunged into chaos as Heathrow shuts down, South Africa’s ambassador to the US heads home, the new Martin Parr documentary and urbanism news. See omnystudio.com/listener for privacy information.

In a historic vote, German lawmakers are set to decide on amendments to the country's Basic Law, their constitution. This amendment would unlock billions in funding for defense, infrastructure, and climate initiatives. Leading the charge is Chancellor-in-waiting Friedrich Merz, along with his conservative CDU party, who have joined forces with the Social Democrats and the Greens to push through a €500 billion special fund. But will this ambitious plan secure enough support? And what impact will it have on Germany's and Europe's political and economic landscape?Join us on our journey through the events that shape the European continent and the European Union.Production: By Europod, in co production with Sphera Network.Follow us on:LinkedInInstagram Hosted on Acast. See acast.com/privacy for more information.

AP Washington correspondent Sagar Meghani reports on tomorrow's government shutdown deadline.

The RUNDOWN S5 E42: Trump Wins on Ukraine, Spending Plan & Pulitzer LawsuitPlease Support Our Sponsors:HITMAN INDUSTRIES - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.hitmanindustries.net/⁠⁠⁠⁠THE CALIFORNIA REPUBLICAN ASSEMBLY - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cragop.org/⁠USCOMBATGEAR.COM⁠⁠⁠ - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.uscombatgear.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HAWG HOLSTERS - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.hawgholsters.com/

The RUNDOWN S5 E42: Trump Wins on Ukraine, Spending Plan & Pulitzer LawsuitPlease Support Our Sponsors:HITMAN INDUSTRIES - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.hitmanindustries.net/⁠⁠⁠⁠THE CALIFORNIA REPUBLICAN ASSEMBLY - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cragop.org/⁠USCOMBATGEAR.COM⁠⁠⁠ - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.uscombatgear.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠HAWG HOLSTERS - Visit them at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.hawgholsters.com/

March 10, 2025 ~ MIchigan House Republicans fast-tracked a $20 billion stopgap spending plan that aims to fund essential state services in case of a budget impasse. The Detroit News reporter Beth LeBlanc joins Guy and Jamie to discuss criticism from the Democrats and concerns surrounding potential budget cuts.

On Sunday's edition of “All INdiana Politics,” it's now up to a joint legislative panel on whether Congress makes trillions of dollars in spending cuts.News 8's Garrett Bergquist speaks with Congresswoman Victoria Spartz, who says the budget Republicans approved this week won't lead to cuts in Medicaid or other benefits.I-Team 8's Kody Fisher reports that the ACLU of Indiana is concerned about some of the bills making their way through the Statehouse.Bergquist speaks with a professor who studies severe weather. The professor says that congressional backing could help existing efforts to improve storm warnings.News 8's Phil Sanchez brings in two members of Indiana's best political team, Democrat Lindsay Haake and Republican Whitley Yates, to discuss the budget showdown in Congress, the tax cut extension, the property tax fight resuming, and the second half of the session.“All INdiana Politics” airs at 9:30 a.m. Sundays on WISH-TV.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Center Square's Greg Bishop reviews some of the headlines out the U.S. Congress with the passage of a spending plan and Illinois Gov. J.B. Pritzker's complaint to the Trump administration over the withholding of federal funds.Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx 

Jan 24, 2025 - New York State Budget Director Blake Washington discusses Gov. Kathy Hochul's budget proposal, including the subsidies for film productions, the pace of spending on Medicaid, and the evolving education aid philosophy.

In this episode of the Mind Money Soul podcast, I'm going to be sharing powerful money mantras to help you hit your savings goals and stick to your spending plan. Mantras are an incredible tool to shift your mindset and reshape how you approach your goals. Depending on what you want to achieve, listening to specific mantra tracks can seriously enhance your personal growth. In this episode of the mantra series, the focus is on growing your savings, stopping overspending, and sticking to your budget. Take a moment to truly connect with the energy of these words. Imagine having money in savings that you don't need to touch. Visualise yourself reaching your savings goals with ease. See yourself staying committed to your plan and watching that money grow, feeling the pride and joy that comes with it. Think about how you'll use that money, whether it's for a home, a car, a dream vacation, or simply to enjoy the peace and security of financial stability. Whatever your goal may be, imagine it now. You deserve this, and you are absolutely capable of making it happen. Mantras include: I am in control of my financial choices. Every time I say “no” to unnecessary expenses, I am saying “yes” to my future. Each pound I save is a step closer to my dreams. Every purchase I make is intentional and aligns with my priorities. I am grateful for the money I have, and I use it in ways that bring me joy and security. I have the discipline to stick to my spending plan. Every choice I make today creates a brighter financial future for me. Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

In this episode, Dr. Preston Cherry dispels common myths about retirement age and encourages proactive emotional and financial preparation to ensure that retirement is approached with confidence and clarity.He emphasizes the significance of redefining retirement not just as an end but as a transition into a phase of freedom and opportunity.Key Points:• Redefine Retirement• Know Your Freedom Number• Implement a Spending Plan• Emotional Intelligence Preparation• Prioritize HealthWant to learn more? Connect with us below!Pre-Order Dr. Cherry's book 'Wealth In The Key of Life: https://www.amazon.com/Wealth-Key-Life-Finding-Financial/dp/1394268661Sign up for 'Make Your Finances Flourish' Live Workshop! https://concurrentfp.mykajabi.com/transformyourfinancesGet a Free Finances Guide and Check Out Financial Planning Services https://www.concurrentfp.com/Receive Our Free Personal Finance Newsletter https://concurrentfp.mykajabi.com/life-money-balance-personal-finance-newsletterDr. Preston D. Cherry: https://www.concurrentfp.com/dr-preston-cherry/What we share here is for educational purposes only, not personal financial advice. Feel free to join in the discussion! See our disclosures for more information: https://www.concurrentfp.com/disclosures/

House Minority Leader Hakeem Jeffries slammed Republicans and warned of the harm that may be about to hit Americans. The reason? President-elect Donald Trump rejected a bipartisan plan to prevent a looming government shutdown. "House Republicans have been ordered to shut down the government and hurt everyday Americans all across this country. House Republicans will now own any harm that is visited upon the American people that results from a government shutdown or worse," said Jeffries. With federal funding set to run out just days before Christmas, Trump's last-minute demands include tying routine government funding to a contentious debt ceiling hike, forcing Speaker Mike Johnson and House Republicans back to the drawing board. As the deadline nears, the stalemate underscores the challenges facing Republican leadership and the growing influence of Trump's inner circle. Learn more about your ad choices. Visit megaphone.fm/adchoices

I want to hear your thoughts about the show and this episode. Text us here...In this episode of "Confidence and the Confident You," host Julie DeLucca-Collins dives into personal finance with guest Debra Jacobs, an accredited financial counselor and founder of Money Smart for Life. Deborah, armed with a master's degree from Harvard, shares her journey and practical tips for financial empowerment, especially for women. They discuss the emotional baggage tied to money, generational beliefs, and the importance of financial education. Deborah offers strategies like house sitting for affordable travel and underscores the value of financial coaching. This episode is a friendly, insightful guide to taking control of your financial future.In this episode: Importance of financial education and literacyImpact of generational beliefs on money managementCommon financial challenges faced by womenEmotional aspects of managing money and overcoming fearStrategies for effective budgeting and spending plansAddressing financial mistakes and learning from themSocietal pressures influencing financial decisionsFinancial challenges for individuals approaching retirementBenefits of working with a financial coachEncouragement to take proactive steps toward financial empowermentConnect with Debra:https://moneysmartforlife.comLinked-InFaceBookThis is an invitation to join a supportive community of purpose-driven entrepreneurs who are creating an impact in the world.A mastermind is a community of peers who exchange ideas, provide support, and offer sound advice for running a successful business.Join the Confident YOU Mastermind now at https://goconfidentlyservices.myflodesk.com/confidentyoumastermindSupport the showOther helpful resources for you: Learn more about my Confident You Mastermind Today! Here's your Guide to Starting A Podcast in 30 days, download yours today! For more about me and what I do, check out my website. If you're looking for support to grow your business faster, be positioned as an authority in your industry, and impact the masses, schedule a call to explore if you'd be a good fit for one of my coaching programs. Thank you for listening to our podcast. Please Subscribe! Join our Facebook GroupInstagram, TikTok We love reviews! Please leave us a review.Contact us if you want to Launch, restart, or grow your podcast.

Are you letting fear hold you back from building the wealth you deserve? Fear is sneaky. It whispers lies like, "You'll never be good with money," or "It's too late to fix this." But here's the hard truth: That fear? It's costing you—big time. Millions, in fact. In this episode, we're uncovering the hidden ways financial fear sabotages your wealth and how to break free from its grip. I'm sharing five fearless money rules to help you take control, build confidence, and stop letting fear make your financial decisions. This is about rewriting your money story so you can finally step into the abundant life you've been dreaming of. What You'll Learn: How fear silently dictates your financial habits (and how to take back control). The 5 fearless money rules that will transform your relationship with money. Why perfection isn't the goal—progress is. Simple, actionable steps to stop procrastinating and start building wealth on your terms. LINKS Grab a Money Coaching Spot. Save $200 with code GOALS by December 23, 2004. Pay off debt, work through the emotions of money, and create a Spending Plan that works. SPONSORS Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15.  Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm.  Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription. Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM . Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/  Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns.  Thanks to NerdWallet for sponsoring the show. Don't wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices

KMOX Virtual Consumer Editor Megan Lynch spoke with Rod Griffin, Senior Director of Consumer Education and Advocacy with Experian about having a spending plan before shopping on Black Friday or Cyber Monday

What other time of the year takes so much out of us- financially and otherwise?! Don't let gift giving pull you down! Make plan, be ready, take some precautions and DON'T max out your credit cards! Questions@CreditKristi.com

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. With the holidays around the corner, setting savings goals can feel like a losing battle. So we're throwing it back to some helpful tips from Melissa Leong, on how to easily and gradually automate your savings so you can set it and forget it, and why talking about money with friends can help you hit your financial goals faster. Melissa is a sought-after speaker, award-winning writer, and best-selling author of the feel-good finance guide, Happy Go Money. She is the money expert on Canada's leading daytime talk show, The Social on CTV, and she's the host of the Money Moves podcast. Listen to the full episode with Melissa here!Follow Melissa:http://www.melissaleong.com/https://www.instagram.com/lisleong/ Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadult

On today's Friday News Roundup, it's acronym day! District 25 Metro Council member Jeff Preptit joins host Marie Cecile Anderson and executive producer Whitney Pastorek to give us his take on Tuesday's council meeting, where MNPD's contract with surveillance tech company FUSUS was deferred once again after a passionate public hearing. We're also talking about the CRB's new MOU with MNPD, the Mayor's $527 million proposed CSP, and with sunset now at 4:30 p.m., how we're managing our SAD. Not sure what any of those letters mean? We've got you covered.  Learn more about Alex Wong and his new album, “Permission.” Want some more City Cast Nashville news? Then make sure to sign up for our Hey Nashville newsletter.  Follow us @citycastnashville You can also text us or leave a voicemail at: 615-200-6392⁩ Interested in advertising with City Cast? Find more info HERE.  Learn more about the sponsor of this Nov. 21st episode: Tecovas

Let's be real, Black Friday is not what it used to be. Long gone are the days of getting up at 4 am to go to Kohls and stand in line for an hour in the freezing cold for a $10 fleece blanket… It's just not the same. BUT, what if we could go into Thanksgiving with our holiday spending plan in place. Imagine opting-out of Black Friday and going to the Christmas tree farm instead. Can we just ask ourselves… What do we want our holiday season to look like, and how can we align our gift giving, and our spending to make our holiday vision come to life?Whether you have a little or a lot to spend, I believe the key to joyful gift giving is going in with a plan and a budget for giving. Tune in for my 7-step process for a stress-free holiday season so sweet even your bank account will feel merry & bright. WILDFLOWER SHOWNOTES : shannaskidmore.com/holiday-spending-plan

Here's your local news for Wednesday, November 13, 2024:We share the details on last night's marathon city budget meeting,Check in with a Madison alder whose campus-area district saw the second highest voter margin for Trump in the city,Sit down with UW-Madison's bug guy,Broadcast the most in-depth weather report on the airwaves,Travel back in time to 1969,And much more.

Laura and Jeremiah discuss the importance of developing a spending plan to achieve financial freedom. They emphasize aligning spending with personal values rather than societal expectations and the need for self-awareness and active listening in financial conversations. They review various budgeting methods, including the 50/30/20 rule and zero-based budgeting, and recommend apps like Monarch, YNAB, and Copilot for better financial tracking. The episode closes out with them highlighting the significance of having a vision for one's financial future and stressing the value of using tools to manage spending and reduce stress.

If you're trying to pay off debt without a spending plan, listen up.There are SO many reasons a spending plan supports your debt pay off journey. The most important reason for me?It keeps you from feeling restricted. You read that right. The spending plan makes it EASIER to spend money on things that make you happy.On things that matter most.NOT having a spending plan will make you feel restricted. If you're stressed about paying off debt and you don't know where your money is going, how will that latte EVER feel joyful and like a genuine treat? I can't TELL you how badly I want that latte to stop feeling like a “guilty” pleasure. It should just be straight up pleasure!And not just the latte. Your personal trainer. Or therapist. The hair appointment you've put off for too many months. Even your housecleaner.A spending plan shows you exactly which of these go where. How they fit in the money puzzle.Believe me, the money for those things is likely available, but it's going somewhere else without your plan in place. This week on the podcast, I'm sharing more about what a spending plan does, how to create one, and WHY WHY WHY I am so persistent in you having one.Listen in to the episode and let me know what YOU are excited to spend money on next month!Get your free copy of 9 Ways to Break Up With Your Credit Cards: https://www.katyalmstrom.com/9-ways Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman

In part 2, financial coach Clare Seal shares her top tips for creating a budget you can stick to. Clare and Dr Alex discuss what are the best apps to use and how they help you; how to find the balance between spending and living your life; and why you need to give your savings a purpose. Follow @clare.seal and get her book ‘Five Steps to Financial Wellbeing' Follow the podcast on Instagram @thestompcastTo improve your mental fitness, get Dr Alex's book The Mind ManualDownload Mettle: the mental fitness app for men Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Mind Money Soul podcast, I'm going to be sharing the emotional, practical, psychological side of sticking to a budget. Staying on track of your spending is one of the BIGGEST issues in my community; I want you to know you're not alone. I'll be real with you - I have been a master budgeter, but since I started my business, went full time, took a pay cut and made the conscious decision to do more in terms of living my life, budgeting has become more difficult. Money management and mindset is an ongoing journey. I've saved £40,000, I'm a money coach AND I've struggled to stick to my budget at points too. Have I always stuck to my budget? No. Have I got tricks that help me? Absolutely.  For a lot of you, the word ‘budget' will bring up a lot of feelings about sacrifice and compromise but in actual fact, a budget is the tool that gives you freedom in the long run. This is why it's so important to work past your emotional and psychological traps so you can use a budget to your advantage in order to build financial confidence, achieve financial freedom and expand your abundance mindset.  In this episode: Challenges of adhering to a budget The emotional aspects of managing a budget 4 practical strategies for staying on budget 4 emotional tips for maintaining your budget The long-term advantages of budget consistency Resources Download the ULTIMATE annual money planner Connect with me on Instagram, on LinkedIn or on TikTok Send me an Email Book a Money Mindset Exploration Session Get a copy of my FREE Monthly Spending Planner Template Get a copy of my FREE Money Date Template Join Becoming Debt Free Join  The Feel Good Investor

Thanks for listening to The Morning Five! Thanks for listening, rating/subscribing The Morning Five on your favorite podcast platform. Learn more about the work of CCPL at www.ccpubliclife.org. Michael's new book, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Spirit of Our Politics: Spiritual Formation and the Renovation of Public Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, is now available! You can order on Amazon, Bookshop.org, Barnes & Noble, or at your favorite local bookstore. Join the conversation and follow us at: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelwear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclifeTwitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MichaelRWear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclifeAnd check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tsfnetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music by: King Sis #politics #faith #religion #religious #culture #news #federalreserve #interestrates #2024 #unions #teamsters #House #shutdown #speakerjohnson Learn more about your ad choices. Visit megaphone.fm/adchoices

It's mid-September, which means it's that time of year again: Sweater weather is upon us, leaves are starting to change colors and the threat of yet another government shutdown looms over Capitol Hill. As Congress braces for a spending fight, Speaker Mike Johnson's plan to avert a potential government shutdown has, so far, failed. With a slim majority in the House, internal GOP divisions and little vocal support from former President Donald Trump, Johnson is finding it difficult to push a spending bill through ahead of Election Day. Playbook co-author Eugene Daniels breaks down Johnson's dilemma with Congress reporter Sarah Ferris.

The LEAP pipeline project has created a tug-of-war over the water supply in Tippecanoe County — between residents there and those who want to create an industrial district in Lebanon. Prices are slightly lower in general across the Midwest, but some sectors have seen increases. Indiana started off its new fiscal year on a positive note, collecting a little more revenue than expected. Indiana University students will soon be assisting defense attorneys and experts as they work to free falsely convicted Hoosiers from prison. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. Today's episode of WFYI News Now was produced by Drew Daudelin and Abriana Herron, with support from News Director Sarah Neal-Estes.

Have you ever wondered how you are never left with any money each month, even though you have a budget? In this episode, I'm featuring a Budget Rescue with Robert, who consistently runs out of money month after month. This is a very common occurrence that most people come up against, even with a budget. In this episode, I share some of my best tips to beat the always over-budget blues and create a Spending Plan that works. LINKS Budget Rescue Info Form (Be featured in an upcoming episode) 4 Important Factors to Save Money on Your Car Insurance episode Ask Shannah questions - submit your question here https://etmpod.link/askshannah  Freebie: 10 Money Questions to Ask Yourself Money Guide https://etmpod.link/10moneyq  Follow me on Instagram  Leave a 5-star Review here https://ratethispodcast.com/etm.  Subscribe to our YouTube Channel https://www.youtube.com/@EveryonesTalkinMoney SPONSORS Thanks to ASPCA for sponsoring the show. To explore coverage, visit ASPCApetinsurance.com/ETM. Thanks to Notion for sponsoring the show. Notion is my go-to tool for managing notes, to-do lists, and action items. You can try Notion for free at Notion.com/ETM. Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/  Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns.  Thanks to NerdWallet for sponsoring the show. Don't wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it's the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM.  Thanks to EarnIn for sponsoring the show. Just download the EarnIn app in Google Play of the Apple App store and use code Talkin Money under Podcast. Thanks to Noom for sponsoring the show. Start taking control of your weight management and join the millions who have lost weight with Noom. Sign up for your TRIAL today at www.noom.com.   Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Thanks to DelelteMe for sponsoring the show. Today get 20% off your DeleteMe plan when you go to www.JoinDeleteMe.com/ETM and use promo code ETM at checkout.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2780: Miranda Marquit explains why she prefers the term "spending plan" over "budget" due to the negative connotations associated with restriction and limitation. By using a spending plan, she emphasizes proactive financial planning that prioritizes funding essentials while allowing flexibility and control in other spending areas, fostering a more positive and purposeful approach to managing money. Read along with the original article(s) here: https://ptmoney.com/spending-plan-budget/ Quotes to ponder: "Rather than thinking, 'I can't only do this much this month,' as a budget encourages you to think, a spending plan allows you to say, 'I'm going to do this with my money.'" "I prefer to use the phrase 'spending plan.' It seems to convey a better sense of control and purpose." "With the budget mindset, money is always scarce. A spending plan, though, indicates that you have some sort of direction and purpose for (at least some of) your spending." Learn more about your ad choices. Visit megaphone.fm/adchoices

Snag Our Signature Budget Template! Hey, Budget Besties!

Do you know your Money Mindset Personality Type — are you a free spender, keeper, perfectionist or balance seeker? In this episode, CEO Danielle Hayden helps you identify your type and explains how it influences your business financials. In this episode, you'll discover the strategy for making sure every dollar in your business has a job, ensuring your spending supports your big goals (and the current season of your business). Danielle also provides tailored advice for each Money Mindset Personality Type, sharing tips on effective budgeting, intentional spending, and more. Tune in for the confidence boost you need to make smart financial decisions in your business! Don't know your Money Mindset Type? Click here to take the quiz!   Key Takeaways: Discover how determining your Money Mindset Personality Type can guide your financial strategy and business decisions. Learn the strategy behind intentional spending and how to create a budget that fuels your business goals. Find out what steps you can take to adapt your spending strategy based on the season of your business, your personal goals and business objectives.   Topics Discussed: The four Money Mindset Personalities and how to determine your type (1:03) Adapting your spending to the season of your business (3:47) Client case study: aligning spending with business goals (5:00) Creating a budget to give your money a job (8:50) The strategy of spending with intentionality (10:14) Budgeting strategies for each Money Mindset Personality Type (12:01)   Resources: Listen to episode 158: Healthy Spending Habits for Financial Success In Your Business - https://kickstartaccountinginc.com/healthy-spending-habits-for-financial-success-in-your-business-ep-158/ Get the Kickstart Accounting Inc. Budget Template delivered to your inbox: http://kickstartaccountinginc.com/budget Fill out this form to get a personalized Spending Plan: https://kickstartaccountinginc.com/plan   Connect with Kickstart Accounting Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube |  https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc

Spend Life Wisely: A Spending Plan This conversation is dedicated to helping you take control of your finances and live a more fulfilling life. Erica Rixen uses practical tips, expert advice, and real-life stories to guide you on your journey to financial freedom. Join Pam Kanaly & Mel Hiett as they explore strategies for creating and maintaining a spending plan with single moms in mind. It's time to transform your financial future—let's spend life wisely together!   Erica currently serves as the Spend Life Wisely Ambassador for the OKC Metro Region for First United Bank, which includes Edmond, OKC, Moore, and Norman. She brings nearly 20 years of political and operations experience to First United Bank having worked in the US Senate, on a White House transition team as well as serving as Chief of Staff for US Congressman Dan Boren in the US House of Representatives. In addition to her political experience, Erica worked as the Manager of Operations for the Chickasaw Nation's Office of Corporate Development where she coordinated business investments, managed external relationships with regulators, elected officials, business leaders, and trade associations, as well as oversaw the Division's investment and operating budgets. In her current role, Erica promotes First United Bank's 4 pillars: Faith, Health & Wellness, Personal Growth & Financial Wellbeing internally for employees and externally through community outreach and partnership. Erica continues her dedication to service at her daughter's school as a member of the School Advisory Council and as an alumna of the Leadership Exchange Academy. She is also a graduate of Stagen's Foundational Leadership Course. Erica graduated from Colgate University with a B.A. in political science. Erica and her husband, Steve reside in Edmond with their daughter, Emma, and dog, Grommet.

Snag Our Signature Budget Template! Hey Budget Besties! Are you ready to rock your June budget? Join us as we guide you through setting up your budget for the upcoming month. Whether you're new to budgeting or a seasoned pro, this episode is packed with tips to ensure your financial plan is solid. We'll review the essentials of wrapping up May, setting realistic goals for June, and making use of our handy budget templates. Key Takeaways: Wrapping Up May: Let's review what actually happened financially vs. what you planned. Don't worry if things didn't go as planned; it's a learning process. Make sure you have a buffer for unexpected expenses. Setting Up Your June Budget: Income: List all your sources, including side hustles, bonuses, and refunds. Debt: Record your minimum payments and any additional amounts you plan to pay. Bills: Include all your recurring expenses, from utilities to subscriptions. Spending: Plan for groceries, gas, dining out, and personal care. Savings: Allocate funds for specific goals and unexpected costs. Special Considerations for June: Think about Father's Day, weddings, summer camps, and vacations. Update your budget with any new or seasonal expenses. Plan for irregular income or large one-time payments like tuition or medical bills. Tips and Tricks: Use our signature budget template that auto-fills monthly to save time. Stay flexible and adjust as needed; life happens, and so do expenses. Celebrate small wins like paying off debt or saving for a goal. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It's the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don't forget to follow the show so you don't miss any episodes! And, if you're feeling really generous, we'd be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase! --- Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message

Originally aired July 28th, 2021 Nicole breaks down the Money Rehab wedding budget and tells you how to save $$$!