Podcasts about spending plan

Summer has a way of making everyone a little looser with money. Dinners, trips, long weekends, weddings, beauty appointments, beach days, concerts, random Target runs, and that very dangerous sentence: “It's summer, I'm just going to enjoy it.” And honestly? You should enjoy it. But enjoying summer without a plan can turn into an August credit card statement that makes you wonder, “Wait… did I have THAT much fun?” In this episode, Shari walks you through how to build a summer spending plan that lets you spend on purpose without making summer feel restrictive, boring, or guilt-filled. This is not about tracking every tiny purchase or creating a budget that yells at you. It's about deciding what you actually want your money to do this summer before your calendar, your group chat, your family obligations, and your exhaustion make those decisions for you. Shari breaks down why traditional budgets often fall apart in summer, how to use flexible spending ranges instead of rigid numbers, and the five summer spending categories she would actually use: travel and weekends, family/friends/obligations, food and convenience, social life, and personal joy and ease. You'll learn: Why summer spending feels different from the rest of the year The two questions to ask before setting any summer spending number Why “permission without a plan” leads to regret How to use spending ranges instead of strict budget categories Why planned spending deserves to be enjoyed How to choose one guilt-free yes and one clear boundary for summer How to do a 15-minute summer spending setup before the season gets away from you This episode is for the woman who wants to enjoy summer without entering fall with a black cloud of money doom hanging over her head. You can spend money and still be responsible. Those are not opposing values. Grab the free Summer Spending Plan at everyonestalkinmoney.kit.com/summerplan Want support sticking with this kind of system all season long? Check out the Everyone's Talkin' Money Club, where podcast episodes become tools, routines, community, and real money decisions. Follow Everyone's Talkin' Money on Instagram ⁠@everyonestalkinmoney⁠ and let Shari know what you're spending guilt-free on this summer. If you're ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step. Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you following a clear roadmap to retirement—or just guessing at the next turn? In this episode, Brandon Bowen shares how retirement planning involves navigating key milestones like Social Security and Medicare while building a plan that adapts to life changes. Through a real client story, he illustrates how adjusting timelines, income sources, and expenses can reshape retirement decisions. The conversation focuses on creating a flexible, personalized approach that accounts for evolving goals, income needs, and major life transitions. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

A single unexpected event can force someone out of retirement—and back to work when they least expect it. In this episode, Jim Fox discusses how real-life situations like rising healthcare costs and long-term care needs can disrupt even well‑intentioned plans. He explains why retirement isn’t just about saving enough, but about preparing for the “speed bumps” that can change spending, income, and priorities over time. The conversation also highlights the importance of balancing lifestyle, legacy planning, and financial flexibility so retirees can navigate both the active years and the challenges that may follow. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

Strong market gains don’t eliminate risk—especially when you’re living off your savings. In this episode, Stuart Seegmiller discusses why near‑retirees need to think differently about investing as income replaces accumulation. The conversation explores sequence‑of‑returns risk, balancing growth with protection, and why reacting to headlines can be costly later on. Stuart also explains why many retirees feel “rich on paper but cash‑poor,” how tax‑deferred accounts can create future challenges, and why building flexibility into a retirement plan helps you make decisions with intention instead of emotion. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Market noise can feel overwhelming—especially when you’re close to retirement. In this episode, Jim Fox explains why having a clear income strategy matters more than reacting to headlines, politics, or short‑term market swings. The conversation breaks down sequence‑of‑returns risk, why selling investments for income can quietly derail a plan, and how “diversification” doesn’t always mean what people think it means. Jim also introduces a simple bucket-based framework for managing income, growth, and cash, helping retirees reduce volatility and make decisions based on a plan instead of emotion. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

A.M. Edition for April 23. Tesla shares have slipped off-hours despite surprising Wall Street with better revenues - and rising car sales. WSJ's Becky Peterson says investors are worried about the price tag for Elon Musk's AI plans, including the new Optimus robot. Plus, Defense Secretary Pete Hegseth has fired Navy Secretary John Phelan in the latest shakeup at the Pentagon. And Senators approve a budget plan to fund DHS, which will hand ICE and Border Control an additional $70 billion, despite Democratic opposition. Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

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What really shapes retirement satisfaction once the paychecks stop? In this episode from this past weekend’s radio show, Abe Abich breaks down how the first years of retirement often set the financial and emotional tone that follows. The discussion centers on spending plans versus rigid budgets, why many retirees feel asset‑rich but income‑poor, and how market headlines and volatility influence decision‑making. Using real-life retiree scenarios, Abe explores the shift from saving to spending, flexibility in retirement planning, and finding confidence without letting fear or headlines control the next chapter. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Trying to predict the markets from headlines, hype, or hot tips is often where retirement plans go off the rails. In this episode, Jim Fox explains why chasing noise—from interest‑rate speculation and geopolitical events to the latest “next big thing”—can quietly undermine long‑term outcomes. The discussion focuses on controlling what you actually can: building a balanced plan, managing risk, and aligning assets with real retirement goals instead of short‑term forecasts. Jim breaks down why steady planning often outperforms market timing and why simplicity, balance, and discipline matter more than guessing what comes next. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

Trying to hit home runs with your retirement money is often how people strike out. In this episode, Stuart Seegmiller explains why steady “singles and doubles” matter more than chasing the next big win when planning for retirement. Using a baseball analogy, the conversation explores how fear, greed, market hype, and headline noise can derail long‑term plans. Stuart also discusses common financial strikeouts—overreacting to trends, swinging for the fences with risk, and letting news cycles drive decisions—and why consistency, discipline, and balance play a bigger role over a 20‑ or 30‑year retirement. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Many retirees discover too late that their spending plan isn’t working the way they expected. In this episode, Frankie Guida discusses why income and spending plans often fall out of sync in retirement and what commonly leads people to cut back sooner than planned. The conversation covers the role of income planning, fixed income gaps, inflation, and asset allocation, along with why having numbers in place matters before leaving the workforce. It’s a practical look at how retirement income decisions can shape day‑to‑day life long after work ends. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Retirement planning isn’t just a math problem—it’s a psychology problem too. In this episode, Jim Fox explains why even the best numbers can fall apart if a plan doesn’t reflect real life, real priorities, and real behavior. The discussion explores how emotions, family dynamics, unexpected expenses, taxes, and personal definitions of retirement shape long‑term outcomes. Jim also shares why cookie‑cutter strategies fail, how emotional decisions create costly mistakes, and why understanding your version of retirement matters more than fitting into a generic formula. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

Retirement myths sound harmless—until they quietly shape the wrong decisions. In this past weekend’s radio show, Mike Douglas, Michigan’s Retirement Coach, unpacks common beliefs that still drive confusion, from the 4% rule to Social Security timing and healthcare cost assumptions. Using real-world examples and relatable stories, the conversation explores why generic rules often fall short and how spending habits, income planning, and flexibility matter once work ends. It’s a lighter, easy‑listening episode that still challenges long‑held assumptions many retirees carry into their planning years. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Retirement can feel very different when you’re making every decision on your own. In this episode, Jim Fox dives into the unique challenges facing solo agers—those who are single, widowed, or without close family support. The conversation explores planning for healthcare and long‑term care, managing withdrawals and taxes alone, deciding how to spend or preserve savings, and ensuring assets go where you want when you’re gone. Jim also explains why personalized planning matters more than generic advice and how experience helps anticipate risks that spreadsheets and online tools often miss. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

A retirement plan shouldn’t feel harder to understand than the product it’s meant to support. In this episode, Abe Ashton explains why many people get overwhelmed by financial jargon and how complexity often masks clarity. Using a timely pop‑culture moment as a springboard, the conversation explores healthcare costs, Medicare realities, retiring before 65, and why every plan should clearly answer three questions: risk, reward, and cost. Abe also discusses why understanding your own plan matters more than blindly trusting advisors—and how simplicity can lead to better decision‑making over time. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

A flexible spending account is an account set up through your employer to allow you to set aside part of your income to pay for qualifying expenses. Learn more at yourpregnancyweekbyweek.com.

Long‑term care is one of the most overlooked risks in retirement planning—and one of the most expensive. In this episode, Lucas Kalin breaks down why many families are unprepared for chronic conditions like Alzheimer’s and Parkinson’s, and why Medicare alone isn’t a solution. The discussion covers common misconceptions, the impact of asset spend‑down, and why delaying these conversations can limit future options. You’ll also hear why planning early matters, how long‑term care affects legacy goals, and the emotional toll that comes with navigating these decisions without a plan. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

Most people don’t have a retirement plan—they just have a pile of financial products. In this episode, Jim Fox explains why owning investments isn’t the same as knowing how retirement income will actually show up each month. He walks through the difference between accumulation and distribution, how to identify income shortfalls, and why planning beats guessing when markets, taxes, and life events collide. Using relatable analogies and real‑world examples, Jim highlights why retirement clarity comes from structure, not hope, and why having “a bunch of stuff” without a plan can quietly derail long‑term goals. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

LIVE: Boy Green reacts to NFL Network Insider Ian Rapoport's thoughts on what the Jets will do in free agency!Become a supporter of this podcast: https://www.spreaker.com/podcast/boy-green-daily--1753389/support.

Listen for the latest from Bloomberg News See omnystudio.com/listener for privacy information.

Listen for the latest from Bloomberg News See omnystudio.com/listener for privacy information.

The average retiree spends about 6,000 dollars a month. How do you figure out how much you can spend without the biggest fear of most everyone…running out of money. Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Feb. 4, 2026- Assemblyman Ed Ra, a Long Island Republican, shares his concerns about the long-term financial stability of Gov. Kathy Hochul's fiscal plan.

Governor Landry recently released his spending $46.9 billion spending plan. Melinda Deslatte, research director for the Public Affairs Research Council of Louisiana, join us to break it down.

JP Morgan did a study and found that people who have lower anxiety and enjoy retirement more…do this. Like this episode? Hit that Follow button and never miss an episode!

Join Luke as he reacts to all the latest Aston Villa transfer news, On todays show Luke talks about Unai Emery's spending Plan, Unai Emery's Ambition and at Aston Villa and What do Aston Villa need in January. #astonvilla #avfc #premierleague

A plan to modernise the defence forces and to improve the country's defence capabilities has been unveiled by Minister Helen McEntee. For the latest our political reporter Sandra Hurley.

Cathal Berry, Former Independent TD

Minister for Defence Helen McEntee will today outline a €1.7 billion defence spending plan that will run until 2030.

NEWS: Senate eyes approval of 2026 budget next week to avoid re-enacted spending plan | Dec. 6, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

On this episode: Unspent money = unrealized memories. Most of us go right along with Uncle Sam’s plan for your IRA. Why? What to do with your biggest retirement asset. Like this episode? Hit that Follow button and never miss an episode!

Guest: Sloan Wilkins — Executive Financial Coach & financial well-being advocateLinkedIn: linkedin.com/in/sloan-wilkins/ Website: executivefinancialcoach.com.au Facebook: facebook.com/ExecutiveFinancialCoaching Instagram: instagram.com/sloan_now_here/ TopicsSloan's shift from corporate wealth management to coaching Why he focuses on professionals & business owners (esp. on LinkedIn/BNI) The Meaningful Money Method: purpose + mindful habits + left/right-brain The seven life areas (finances are only one) Foundations: eliminate unproductive debt, build an emergency buffer, create a spending plan (money follows instructions) Retirement & flexibility: fund tomorrow without sacrificing today Workplace financial well-being (Everyday Money Live): reduce turnover, boost productivity Mindset: “progress over perfection,” moving from ambition to meaning Quotes“Life happens outside the spreadsheet.” “Money is great at following instructions—give it a plan.” “Financial freedom is the capacity to live life on your terms.” “Progress, not perfection.” “We don't need to see the whole road—just drive by the headlights.” LinksEpisode page: entrepreneurconundrum.com/sloan-wilkins Sloan Wilkinshttps://www.linkedin.com/in/sloan-wilkins/https://www.facebook.com/ExecutiveFinancialCoachinghttps://www.instagram.com/sloan_now_here/https://executivefinancialcoach.com.auVirginia PurnellFunnel & Visibility SpecialistDistinct Digital Marketing(833) 762-5336virginia@distinctdigitalmarketing.comwww.distinctdigitalmarketing.com

World Evangelism Night from the Waltham Forest Conference with Pastor Greg Mitchell. From 2 Corinthians 12:14–15, this message lays out a “spending plan” for life and money: gladly spend and be spent for souls. Why some hold back. Why missions costs so much. Why it is worth it forever. Stories from South Africa, Russia, and beyond show the multiplying impact when churches give and couples go.Scripture: 2 Corinthians 12:14–15; Matthew 16:25; Matthew 13:44; Philippians 2:16–17; John 12:24; Luke 10:35; Philippians 4:15–16; Genesis 12.https://TakingTheLandPodcast.comSUBSCRIBE TO PREMIUM FOR MORE:• ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe for only $3/month on Supercast⁠: https://taking-the-land.supercast.com/⁠• ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe for only $3.99/month on Spotify⁠: https://podcasters.spotify.com/pod/show/taking-the-land/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠• ⁠Subscribe for only $4.99/month on Apple Podcasts⁠: https://apple.co/3vy1s5b⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Chapters00:00 The Call to World Evangelism01:54 The Mistake of Selfish Living10:16 The Cost of Good Things14:55 Spending for Souls19:55 The Greatest Purchase25:00 The Need for Global Evangelism29:54 The Impact of Small Churches34:40 The Power of Personal Sacrifice39:56 The Call to ActionShow NotesALL PROCEEDS GO TO WORLD EVANGELISMLocate a CFM Church near you: https://cfmmap.orgWe need five-star reviews! Tell the world what you think about this podcast at: • Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apple.co/3vy1s5b • Podchaser: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.podchaser.com/podcasts/taking-the-land-cfm-sermon-pod-43369v

We go through the list from Kiplinger of "The Five Golden Rules of Retirement Planning" including figuring out your Five “L”s. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

A government shutdown looms Oct. 1 as Congress struggles with a stopgap bill. With lawmakers out until Sept. 29, disputes over ACA tax credits, Medicaid, and partisan divides leave just hours to act. https://www.clarkcountytoday.com/news/government-shutdown-looms-oct-1-as-congress-struggles-with-stopgap-spending-plan/ #GovernmentShutdown #Congress #StopgapBill #ACA #Medicaid #MikeJohnson #ChuckSchumer #PattyMurray #FederalFunding

Don't forget to share this episode with a friend, family member, colleague, or co-worker. Learn more about David by listening to episode 215: Who is David Chudyk and what does he do?

Sandra Hurley, Political Reporter, discusses the latest on the National Development Plan as Coalition leaders signed off on revised details.

Massive cuts to Medicaid and food assistance programs will create gaps already strained state and local governments say they won't be able to cover. Meanwhile, some higher-income residents will see tax breaks.

7.1.2025 #RolandMartinUnfiltered: Senate Passes Trump’s Mega Spending Plan: Medicaid Cuts, Deportations & Wealthy Tax Breaks The Senate has passed Trump's sweeping tax and spending plan, and the stakes couldn't be higher. We're facing significant cuts to Medicaid and food assistance, massive increases in military spending, and billions more allocated for mass deportations and the border wall. At the same time, the wealthiest Americans benefit from new tax breaks. House Democratic Leader Hakeem Jeffries and Ohio Congresswoman Shontel Brown will be joining us to discuss the bill, the next steps in the fight to protect working families, political strategy, and the way forward. Baltimore Mayor Brandon Scott will provide insight into what these cuts could mean for local governments. DNC Chair Ken Martin will share his thoughts on the bill and outline his plans to rebuild the Democratic Party. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

Governor Josh Shapiro and Democrats in the state Senate are blasting President Donald Trump’s domestic spending plan. Shapiro told reporters that half a million Pennsylvanians could lose access to health care through Medicaid or other programs. Meantime, in Harrisburg, Gov. Josh Shapiro and Pennsylvania’s politically divided Legislature have missed Pennsylvania’s deadline to pass a budget for the new fiscal year, amid closed-door talks to try to produce a compromise. Shapiro said at a news conference he anticipates negotiators will agree on a plan "very soon.” UPMC headquarters in downtown Pittsburgh is the site of recent rallies. Julia Maruca from our friends at WESA explains, protesters are speaking out against the nonprofit's plans to end gender affirming care for patients under the age 19. A longtime Pennsylvania congressman is announcing he won't seek reelection. U.S. Rep. Dwight Evans, a Philadelphia Democrat, is capping a 45-year career in public office. Heavy rain is causing flooding at a popular Lancaster County park set to host one of the region’s most popular 4th of July celebrations. Lititz Springs Park is awash in muddy floodwaters after torrential downpours. And in addition to 4th of July celebrations, a major historical commemoration is taking place this week in Gettysburg: the 162nd anniversary of the Battle of Gettysburg. Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

Time is running short for Capitol Hill Republicans hoping to pass President Trump’s massive tax and spending plan by his self-imposed deadline. Republicans don't need a single Democratic vote if they can keep their side of the aisle united. Congressional correspondent Lisa Desjardins reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders

In this episode, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions reveal the five critical moves every new retiree should make in their first year. From building a retirement paycheck and spending plan to evaluating tax strategies and updating estate documents, Jim and Casey offer practical steps to help retirees transition with confidence and clarity. Plus, they share powerful client stories, emotional insights, and tips for creating purpose and joy in your new lifestyle. If you're newly retired—or getting close—this episode is your roadmap for year one. Want to work with us? Visit: http://retirewithmartin.com/ Learn more: www.planwellretirehappy.com 00:00 Welcome and Episode Intro 01:18 Replacing Your Paycheck with Purpose 03:10 How to Build a Tax-Efficient Retirement Paycheck 06:04 Planning for the Surviving Spouse 07:55 Creating a Spending Plan in Retirement 10:45 Understanding Fixed, Flexible, and Fun Expenses 13:18 Client Story: From One Cruise to Two 16:03 Avoiding Overspending in Year One 17:50 Evaluating Your Tax Strategy 21:22 The Power of Roth Conversions and RMD Planning 24:01 Estate and Healthcare Planning in Retirement 27:48 Why End-of-Life Planning Is a Gift 30:11 Retirement Isn't Just Financial—It's Emotional 33:17 Finding Purpose and Passion Post-Retirement 36:04 Client Story: From Boredom to Fulfillment 38:15 Listener Q&A: Social Security and Overspending 41:12 The Value of Flexibility and Having a Guide 43:00 Final Thoughts and C.S. Lewis Wisdom 44:02 Thanks for Listening and How to Connect Disclaimer: Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

So you've scaled the mountain, built the nest egg, and maybe even shouted “I'm done!” across a pristine beach... now what? In today's Stacking Benjamins episode, Joe Saul-Sehy convenes a roundtable of heavy-hitters to tackle the most misunderstood phase of money management: decumulation—a.k.a. the art of spending what you've worked so hard to save. Whether you're staring down retirement or already deep into your golden years, you'll hear candid, practical insights from three financial thought leaders who specialize in making your money last. Joining Joe are Dana Anspach, retirement planning expert and founder of Sensible Money, Karsten Jeske (aka “Big ERN” from Early Retirement Now), and Frank Vasquez, aka Uncle Frank, host of Risk Parity Radio. Together, they bring decades of academic research, professional experience, and plain old common sense to questions like: What's the real safe withdrawal rate—and why does it depend on more than just spreadsheets? Should you chase simplicity or embrace complexity in managing retirement funds? What role do annuities and guaranteed income play in reducing late-life anxiety? How do you plan for cognitive decline without spiraling into existential dread? What's the difference between spending confidently... and spending carelessly? You'll also hear why lumpy expenses, long-term care surprises, and behavioral quirks can trip up even the best-laid plans—and how to bulletproof your strategy now. And yes, we get nerdy. Risk parity, sequence of return risk, and portfolio glidepaths all make guest appearances—but always with your favorite Stacking Benjamins charm and plain-English style. Because retirement doesn't need to be scary... but it does need to be intentional. Why your investment approach needs to evolve once paychecks stop The strengths and blind spots of the “4% rule” How emotions (not just inflation) affect safe withdrawal strategies When it makes sense to annuitize, and when it absolutely doesn't How to adjust for cognitive decline in your financial plan (and still maintain autonomy) The “spend conservatively early” myth—debunked Tips for managing healthcare and other unpredictable late-life costs Whether you're a retiree, a pre-retiree, or a spreadsheet-loving financial independence buff, this deep-dive episode will give you the confidence to manage the second half of your financial life like a pro. This isn't just about stretching your dollars—it's about building a life worth spending them on. So grab your planner, pour a cup of whatever says “retirement-ready” to you, and let's get smarter (and maybe just a bit weirder) about your golden years. FULL SHOW NOTES: https://stackingbenjamins.com/create-your-retirement-spending-plan-1698 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

So you've scaled the mountain, built the nest egg, and maybe even shouted “I'm done!” across a pristine beach... now what? In today's Stacking Benjamins episode, Joe Saul-Sehy convenes a roundtable of heavy-hitters to tackle the most misunderstood phase of money management: decumulation—a.k.a. the art of spending what you've worked so hard to save. Whether you're staring down retirement or already deep into your golden years, you'll hear candid, practical insights from three financial thought leaders who specialize in making your money last. Joining Joe are Dana Anspach, retirement planning expert and founder of Sensible Money, Karsten Jeske (aka “Big ERN” from Early Retirement Now), and Frank Vasquez, aka Uncle Frank, host of Risk Parity Radio. Together, they bring decades of academic research, professional experience, and plain old common sense to questions like: What's the real safe withdrawal rate—and why does it depend on more than just spreadsheets? Should you chase simplicity or embrace complexity in managing retirement funds? What role do annuities and guaranteed income play in reducing late-life anxiety? How do you plan for cognitive decline without spiraling into existential dread? What's the difference between spending confidently... and spending carelessly? You'll also hear why lumpy expenses, long-term care surprises, and behavioral quirks can trip up even the best-laid plans—and how to bulletproof your strategy now. And yes, we get nerdy. Risk parity, sequence of return risk, and portfolio glidepaths all make guest appearances—but always with your favorite Stacking Benjamins charm and plain-English style. Because retirement doesn't need to be scary... but it does need to be intentional. Why your investment approach needs to evolve once paychecks stop The strengths and blind spots of the “4% rule” How emotions (not just inflation) affect safe withdrawal strategies When it makes sense to annuitize, and when it absolutely doesn't How to adjust for cognitive decline in your financial plan (and still maintain autonomy) The “spend conservatively early” myth—debunked Tips for managing healthcare and other unpredictable late-life costs Whether you're a retiree, a pre-retiree, or a spreadsheet-loving financial independence buff, this deep-dive episode will give you the confidence to manage the second half of your financial life like a pro. This isn't just about stretching your dollars—it's about building a life worth spending them on. So grab your planner, pour a cup of whatever says “retirement-ready” to you, and let's get smarter (and maybe just a bit weirder) about your golden years. FULL SHOW NOTES: https://stackingbenjamins.com/create-your-retirement-spending-plan-1698 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ralph and Alice in Monument, Colorado have $4.6 million dollars saved at ages 63 and 58. Should they do Roth conversions? How do they avoid IRMAA? Mary Jo in Escondido, California wonders if she should use her 403(b) money to pay off her mortgage. And Lucas plans to spend from his brokerage, then his 401(k), then his Social Security and pension when he retires in 20 years. What do Joe and Big Al think of his strategy? Find out today on Your Money, Your Wealth® podcast 534. Free financial resources & episode transcript: https://bit.ly/ymyw-534 DOWNLOAD the Key Financial Data Guide DOWNLOAD The Retirement Readiness Guide Watch Is There a Formula for Retirement? on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:55 - We're 63 and 58 With $4.6M Saved. Should We Do Roth Conversions? Can We Avoid IRMAA? (Ralph & Alice, Monument, CO - voice) 11:51 - Watch Is There a Formula for Retirement? on YMYW TV, Download The Retirement Readiness Guide for free 12:59 - Should I Use My 403(b) Pay Off My Mortgage? (Mary Jo, Escondido) 16:48 - Brokerage to 401(k) to Social Security and Pension: Good Income Strategy for Retirement in 20 Years? (Lucas) 26:33 - YMYW Podcast Outro

Keith Wilson's first term as the mayor of Portland is off to a busy start: He's led the city through the transition to its new form of government, accounted for a $93 million shortfall in his proposed city budget — which will soon be finalized by City Council — and pushed for a big increase in spending on his signature issue of ending unsheltered homelessness in Portland. Today, we're checking in with Mayor Wilson about his first five months in office. Become a member of City Cast Portland today! Get all the details and sign up here.  Who would you like to hear on City Cast Portland? Shoot us an email at portland@citycast.fm, or leave us a voicemail at 503-208-5448. Want more Portland news? Then make sure to sign up for our morning newsletter, Hey Portland, and be sure to follow us on Instagram.  Looking to advertise on City Cast Portland? Check out our options for podcast and newsletter ads at citycast.fm/advertise. Learn more about the sponsors of this June 9th episode: Portland Spirit Biketown PDX Learn more about your ad choices. Visit megaphone.fm/adchoices

European countries answer the call to spend more on defence as the UK hosts Nato chief, Mark Rutte. Plus: Italy’s citizenship referendum takes place.See omnystudio.com/listener for privacy information.

Just days after leaving the Department of Government Efficiency (DOGE), Elon Musk took to social media, criticizing Trump's budget bill. Plus, U.S. Immigration and Customs Enforcement (ICE) took the family members of the Boulder, Colorado, terror suspect into custody. Also, Mar-a-Lago sees another intruder. These stories and more highlight your Unbiased Updates for Wednesday, June 4, 2025.

Click here to sign up for Private 1:1 Coaching inside of The Wealthy Woman's Academy. Click Here to Book your Financial Clarity Consultation! Struggling to save, stuck in the debt cycle, or wondering where all your money goes? If you make good money but still feel like you're not getting ahead, let's change that. In a complimentary Financial Clarity Consultation, I'll help you identify what's keeping you stuck, show you exactly what to focus on next, and give you a clear plan to start building real wealth. During this no pressure session, we'll decide if it's a good fit to work together in order to make it happen. Click Here to book your complimentary consultation. Ready to finally Stop Overspending?Start The Stop Overspending Course today → Click here to enroll. Grab the Free Training:How to Build Wealth WITHOUT Going On A Strict Budget → Click here to watch now. Click Here to open an Account with Ally Bank Using My Referral Link. Follow Me on Instagram → ...

Does the word “budget” make your skin crawl? You're not alone – but it doesn't have to be that way. In this episode, we're flipping the script on traditional budgeting and showing you how to build a spending plan that empowers rather than restricts. You'll hear: Why most budgeting systems are set up to fail – and how to create one that actually works for you. How to identify your core money values and align your spending with what truly matters. The Three-Bucket Spending Plan that turns your budget into a tool for growth, security, and joy. Powerful mindset shifts that transform financial scarcity into abundance. Shari's personal story of breaking the scarcity cycle and embracing a values-based spending plan. You'll walk away learning:  Your financial reality will always align with your financial energy  Common money values include: Freedom and flexibility Security and stability Growth and learning Comfort and well-being Impact and contribution Recognition and status How to reframe budgeting from a punishment to a powerful tool for aligning your spending with your values. Why most budgeting systems set you up for failure – and the three critical mindset shifts that will transform your financial approach. The Three-Bucket Spending Plan that simplifies money management without sacrificing what you love. How to identify your top money values and use them to build a spending plan that actually sticks. Why emotional spending isn't just about lack of discipline – it's about unaddressed financial traumas and how to heal them. How to stop saying “I can't afford that” and start saying, “I'm choosing to spend differently.” How to recognize the scarcity mindset patterns that keep you stuck – and practical steps to break free. Whether you're tired of feeling guilty every time you spend or you're ready to start building wealth without sacrificing your sanity, this episode is for you. Tune in, take notes, and get ready to reframe how you manage your money. Follow us on Instagram @everyonestalkinmoney for more money mindset shifts and practical tips! Learn more about your ad choices. Visit megaphone.fm/adchoices