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We're here to provide you a safe, comfortable place to ask credit card related questions, share your stories good and bad, and learn that cleaning up, eliminating or just managing credit card debt is attainable. We want to instill in you the self-confidence you need so you too can have credit inte…

Polly A Bauer


    • Feb 25, 2025 LATEST EPISODE
    • every other week NEW EPISODES
    • 18m AVG DURATION
    • 193 EPISODES

    4.9 from 32 ratings Listeners of Swipe! that love the show mention: consumer, credit, cards, valuable, information, can't wait, great show, knowledge, informative, host, amazing, love, thank, listen, polly b.


    Ivy Insights

    The Swipe! podcast hosted by Polly B is a must-listen for anyone looking to gain valuable insights and practical advice on credit and credit cards. This informative series provides easy-to-understand information that is incredibly helpful for consumers. Polly B's expertise shines through in each episode, and her delivery is engaging and captivating.

    One of the best aspects of this podcast is the wealth of knowledge that Polly B shares with her listeners. She covers a wide range of topics related to credit and credit cards, offering practical tips and strategies that can be implemented right away. Whether it's understanding how to use cards effectively or learning how to protect oneself from fraud, there is always something new to learn from each episode. Additionally, Polly B often brings on guest speakers who are experts in their fields, adding even more value to the show.

    Another great aspect of The Swipe! podcast is its format. Polly B delivers lessons through short stories, making it easier for listeners to grasp complex concepts. This storytelling approach keeps the content engaging and relatable, making it enjoyable to listen to while still being informative.

    One potential drawback of this podcast is that it may not cover every single topic related to credit and credit cards in depth. Given that each episode is relatively short, some listeners may find themselves wanting more detailed information on certain subjects. However, this can also be seen as a positive aspect, as the brevity of the episodes ensures that the information provided is concise and to the point.

    In conclusion, The Swipe! podcast hosted by Polly B is an outstanding resource for anyone looking to become more knowledgeable about credit and credit cards. With its practical advice, engaging storytelling format, and expert guests, this podcast offers invaluable insight into navigating the world of personal finance. Whether you're a beginner or already well-versed in financial matters, The Swipe! is sure to provide useful information that can benefit listeners at any stage in their financial journeys.



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    Latest episodes from Swipe!

    SWIPE 191 - Ten ways to leave your lender and eliminate debt.

    Play Episode Listen Later Feb 25, 2025 12:28


    Polly lists the ten ways that you can leave your lender!  Listen for the many ways that life can affect your finances in this episode!

    SWIPE 190 - Credit pitfalls to avoid on spring break!

    Play Episode Listen Later Feb 19, 2025 16:00


    Join Polly as she shares many pitfalls that you should avoid during this spring break!  This episode is filled with great tips!  Listen before you travel or spend this spring break season!

    SWIPE 189 - Do you want the government making your financial decisions?

    Play Episode Listen Later Jan 29, 2025 18:20


    Join us as Polly shares the many ways that government can impact your finances and what you should consider moving forward! 

    SWIPE 188 - Why merchants should accept all types of crypto currency as payment for goods and services.

    Play Episode Listen Later Jan 27, 2025 24:23


    Join Polly as she discusses the many reasons that you may want to reconsider accepting all types of crypto currency for goods and services!  

    SWIPE 187 - How to overcome credit card overwhelm in 2025

    Play Episode Listen Later Dec 30, 2024 20:00


    We wrap up 2024 sharing ways to overcome credit card overwhelm and debt in this difficult economy. Don't miss this episode!

    SWIPE 186 - Holiday cyber criminal update!

    Play Episode Listen Later Dec 28, 2024 16:16


    Join Polly as she shares some holiday cyber crimes that you need to look out for!  

    SWIPE 185 - Our podcast has a milestone! 10,000 downloads and its Thanksgiving!

    Play Episode Listen Later Nov 30, 2024 14:29


    We are so grateful this Thanksgiving for YOU our Swipers!  Polly shares her gratitude for this Thanksgiving season and we celebrate our 10,000th download of the show! Polly also shared her expertise with you on credit as usual so do not miss this episode!

    SWIPE 184 - Skyrocketing credit card debt breaks records in 2024!

    Play Episode Listen Later Nov 30, 2024 19:01


    Join Polly as she shares how 2024 credit card debt has surpassed a trillion dollars and how we can be mindful during this holiday season.

    SWIPE 182 - Frightening credit card regulations that may impact your life. Part 1

    Play Episode Listen Later Oct 31, 2024 23:22


    Join Polly and guest host Niel Guilarte as they discuss some frightening credit card regulations that may impact you personally!  Part 1 of 2

    SWIPE 182 - Frightening credit card regulations that may impact your life Part 1

    Play Episode Listen Later Oct 18, 2024 18:27


    Join Polly and guest host Niel Guilarte as they discuss some frightening credit card regulations that may impact you personally!  

    Not everyone who calls is your friend. Beware!

    Play Episode Listen Later Sep 25, 2024 14:34


    Polly discusses various ways people will try to get into your wallet by decieving you!  Do not give out personal details to anyone on a call until you hear this episode!

    Scams! Scams! Scams!

    Play Episode Listen Later Sep 17, 2024 25:38


    Listen in as Polly discusses many modern day scams so that you can avoid them!

    SWIPE 179 - Do you plan to pay off your credit card debt?

    Play Episode Listen Later Aug 27, 2024 11:54


    Join Polly as she shares amazing research on the amount of credit card debt that exists and the scary headline which states that many people have NO PLAN to pay off their debt!   Do not miss this episode!  

    SWIPE 178 - Introducing the Bank Secrecy Act

    Play Episode Listen Later Aug 13, 2024 14:35


    Join Polly as she covers the Bank Secrecy Act and explains why banks require so many forms when you make large withdrawals.  Its all about avoiding fraud!

    SWIPE 177 - Managing credit card debt during tough times

    Play Episode Listen Later Jul 31, 2024 17:10


    Polly discusses how to manage finances particularly credit card debt during difficult times.  Listen in for tips that can help ease your stress!

    Merchants: Do you qualify for a rebate from VISA or Master Card from a recent class act lawsuit?

    Play Episode Listen Later Jul 26, 2024 16:28


    Polly shared how you can check to see if you qualify for a rebate from VISA and Mastercard from a recent class action law suit!  Listen to see how you can check to see if you qualify and more!

    SWIPE 175 - The impact of human emotion in the scamming game

    Play Episode Listen Later Jun 27, 2024 14:35


    Polly discusses how scammers manipulate the emotions of their victims.  It is more common than you think!

    SWIPE 174 - Why Scamming Is On The Rise

    Play Episode Listen Later Jun 19, 2024 16:52


    Join Polly as she share the top reasons that scamming is on the rise.  Learn to identify ways to protect yourself before it happens!

    SWIPE 173 - The time value of money

    Play Episode Listen Later May 28, 2024 13:13


    Polly defines the time value of money in this information packed episode! 

    SWIPE 172 - Understanding Financial Literacy

    Play Episode Listen Later May 17, 2024 18:34


    Join Polly as she helps you understand what financial literacy is.  She highlights principals from the book How Money Works: Stop Being A Sucker.

    SWIPE 171 - Not all credit cards are equal (Revisited Part 2)

    Play Episode Listen Later Apr 23, 2024 11:02


    Join Polly as she continues her series on credit cards.  Polly shares information on secured credit cards for students and those looking to establish credit for the first time.

    SWIPE 170 - Not all credit cards are equal (Revisited)

    Play Episode Listen Later Apr 9, 2024 15:47


    Join Polly in a two part series where she does a deep dive into credit cards and more!

    SWIPE 169 - credit unions vs banks

    Play Episode Listen Later Mar 26, 2024 10:55


    Polly discusses organizational tips and suggestions to keep you current as well as the difference between a credit union and a bank! 

    SWIPE 168 - Tips on living frugally

    Play Episode Listen Later Mar 12, 2024 12:27


    Polly shares tips on living within your means, not beyond it!

    SWIPE 167 - Having fun with credit cards!

    Play Episode Listen Later Feb 27, 2024 11:44


    Polly shares some of the fun you can have with credit cards!  She discusses benefits, rewards and more! 

    SWIPE 166 - So you got your first credit card, now what?

    Play Episode Listen Later Feb 23, 2024 15:13


    Polly goes over the basics you need to know when you get your first credit card.  Listen in!

    Using your credit: Give yourself a "Polly Pass" during challenging times.

    Play Episode Listen Later Feb 14, 2024 16:35


    Polly shares some credit basics and focuses on giving yourself some grace when it is time to access your credit, especially during challenging times.  Sometimes you have to give yourself a "Polly Pass" and she detailes when and how in this episode!

    SWIPE 164 - Make sure you have access to cash!

    Play Episode Listen Later Dec 20, 2023 22:28


    Join Polly as she shares insights on ensuring you have access to cash vs just using your credit card!  December 30th is Polly's birthday so reach out and say hello! Do you have access to emergency cash?  You may want to listen to learn more!

    SWIPE 163 - The value of customer service and keeping your word.

    Play Episode Listen Later Nov 29, 2023 16:45


     Join Polly as she shares recent experiences that focus on world class customer service and the value of keeping your word.  

    SWIPE 162 - Gift Cards & Quality Customer Service

    Play Episode Listen Later Nov 15, 2023 21:51


    Join Polly B as she discusses some holiday gift giving ideas and the value of world class customer service as we shop this season.

    What scares you about your finances this Halloween?

    Play Episode Listen Later Oct 31, 2023 12:09


    Polly discusses thebiggest fears for most Americans this Halloween!  Listen to learn how our spending habits have changed and what fears many people have with their finances this time of year!  

    SWIPE 160 - Frightening Finances for 2024!

    Play Episode Listen Later Oct 18, 2023 18:11


    Join Polly as she lists the financial threats that many people should be afraid of in 2024!   Liste in!

    SWIPE 159 - Are you prepared for all types of disasters?

    Play Episode Listen Later Sep 28, 2023 16:27


    Learn some of the tips that people have shared with Polly during her last hurricane evacuation!

    SWIPE 158 - It's the merchant's turn!

    Play Episode Listen Later Sep 20, 2023 17:18


    It's time that we as Americans help keep our merchants in business by spending more at home.

    SWIPE 157 - It's becoming a cyber currency world!

    Play Episode Listen Later Aug 29, 2023 16:05


    Listen in as Polly shares surprising news as to who is accepting cyber currency as payment today! It may shock you!

    SWIPE 156 - Why all businesses should accept cyber currency.

    Play Episode Listen Later Aug 22, 2023 22:34


    Join Polly as she shares the benefits of accepting cyber currency as payment and shares why its safe to accept it today!

    SWIPE 155 - Keep your eye on your medical bills.

    Play Episode Listen Later Jul 25, 2023 17:19


    Join Polly while she shares how she caught hundreds of dollars of medical charges in error on her bill. The physicians were not tracking the billing properly and the office staff billed BOTH the insurance company AND the customer, Such action is a federal offense and the Physical can and lose his license. Just because you get a medical bill does not mean the insurance company isn't investigating the charge to pay it. DON'T pay a bill before you contact your insurance provider.  EVen worse, the physicians are collecting the deductible multiple times..... It's your money, keep a close eye on it ! and report any illegal dealings. 

    SWIPE 154 - How taking a vacation can get you paid!

    Play Episode Listen Later Jul 12, 2023 19:50


    Join Polly as she shares research and statistics on how taking a vacation can get you a well deserved pay raise and also save your life!

    SWIPE 153 - Bitcoin, Politics & More!

    Play Episode Listen Later Jun 27, 2023 16:07


    Learn about the highlights of the Bitcoin 2023 conference along with some surprising power players.  Listen in!

    SWIPE 152 - Payments Education Forum, the place to be!

    Play Episode Listen Later Jun 13, 2023 22:57


    Here is a golden opportunity to meet with world class leaders in the payments industry!

    SWIPE 151 - Grab your beach bag, umbrella, flip flops and your travel rewards card!

    Play Episode Listen Later May 29, 2023 14:52


    Learn how your travel rewards card can give you so many benefits and opportunities to play harder on your vacation.

    SWIPE 150 - Oh No! My credit score dropped! What can I do?

    Play Episode Listen Later May 16, 2023 16:24


    Join Polly as she explains why credit score fluctuation in normal.  Listen in!

    SWIPE 149 - Will you outlive your money?

    Play Episode Listen Later Apr 25, 2023 14:55


    Join Polly as she shares the four threats every wealth builder ha to conquer.  Procrastination, inflation, losses and taxes.

    SWIPE 148 - Review of money milestones

    Play Episode Listen Later Apr 15, 2023 14:57


    Leap into Spring with some financial tipsto help your savings blossom!

    SWIPE 147 - Are you being scammed right now?

    Play Episode Listen Later Mar 28, 2023 17:41


    Join Polly as she dives deeper into scams and shares how to identify them.

    SWIPE 146 - Romance Scams 101

    Play Episode Listen Later Mar 14, 2023 15:44


    Join Polly as she iintroduces you to romance scams you may not be aware of!

    SWIPE 145 - Be Credit Intelligent in 2023

    Play Episode Listen Later Feb 28, 2023 13:17


    Listen and learn how to improve your credit score..after holiday shopping.

    SWIPE 144 - Savvy Swipers' Satchel 2023

    Play Episode Listen Later Feb 15, 2023 14:12


    Join Polly as she answers listener questions on this first Savvy Swipers Satchel episode of the new year!  It has been a long while since she does this so listen in for valuable information and share it with a friend!

    SWIPE 143 - The Myths about budgeting

    Play Episode Listen Later Jan 25, 2023 15:26


    Join Polly B as she highlights myths surrounding budgeting and many of the excuses we make to avoid what we know we should do!  If you are looking to budget this year listen in!

    SWIPE 142 - Financial Goals vs Budgeting in the new year

    Play Episode Listen Later Jan 12, 2023 15:38


    Tune in as Polly explains why it is important to have financial goals in mind before you set your budget!

    SWIPE 141 - How to prepare for recession, side hustles and more!

    Play Episode Listen Later Jan 4, 2023 18:47


    JoinPolly B as she provides valuable information on how to prepare for a recession and also highlights some side hustles and credit cards to aid you in this new year!

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