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  • 832PODCASTS
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Latest podcast episodes about merchants

The Time of the Feminine - A Global Sisterhood Podcast
Betty Kovacs: Cosmic Consciousness Through Mystic Narratives and Symbolic Experiences

The Time of the Feminine - A Global Sisterhood Podcast

Play Episode Listen Later Jan 20, 2022 73:19


“What happened to the feminine?” This is the question that has plagued Dr. Betty J. Kovacs in her reading of ancient texts. In her search for answers, she discovered that prehistoric civilizations honored the feminine as the source of opposites: of both life and death. Stories of the hero's journey symbolize the masculine's yearning to connect with his being in the feminine. True myths reveal that the divine is both masculine and feminine; we are all divine. Throughout history, the church and state have actively tried to suppress these soul stories. As a consequence, we inherited false narratives that deeply wound us. We believe we are flawed, therefore we look for salvation outside ourselves. The dark tales have become our reality—leaving us with a distorted patriarchal worldview that's evident in modern Western culture. To begin healing from this negativity, we must rediscover our sacred heritage: that we are all born from cosmic consciousness. Immortality, creativity, and divinity are our birthrights. Our mystic culture holds the knowledge for humanity's growth and development. We must bring together the symbolic and rational mind to solve this universal crisis. Betty also shares with us insights about dealing with loss. In the span of 3 years, she lost her mother, husband, and son in separate car crashes. Although she struggled to come to terms with reality, her worldview about life and death were ultimately transformed by her family's experience of precognitions, dreams, and visions. Betty is a writer and professor whose expertise lies in understanding consciousness and spirituality by unearthing long lost shaman-mystic traditions and ancient narratives. She obtained her doctorate in Comparative Literature and Theory of Symbolic/Mythic Language from the University of California. Her book, Merchants of Light: The Consciousness That is Changing the World, won the Nautilus Silver Book Award and The Scientific & Medical Network 2019 Book Prize. She is also the author of The Miracle of Death: There Is Nothing But Life.   What we discuss: 03:36 - The search for meaning of feminine symbols 08:06 - The divine is in all forms 13:50 - Life and death are intertwined 23:57 - Can two people share the same soul? 28:34 - Our inheritance of distorted stories 34:22 - How do we change our core belief of “I am not enough”? 42:22 - The dangers of a limited patriarchal worldview 50:41 - The mythic Jesus 53:58 - The split of the feminine from the eternal 1:00:11 - Betty's vision of love and light around the planet 1:04:29 - Balance through compassionate intellect 1:09:45 - What's the message of the Divine Mother to us?   Learn more from Betty: Website: kamlak.com   Join the Sacred Facilitator program: https://www.globalsisterhood.org/sacred-facilitator      

Fintech Insider Podcast by 11:FS
594. News: Fintech funding ramps up as Brex, Qonto and others all hit record valuations

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Jan 17, 2022 57:03


Our expert hosts, Benjamin Ensor and Nasir Ahmad, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Samim Abedi, Chief Investment Officer at Wahed Kate Drew, Director of Research, CCG Catalyst We cover the following stories from the fintech and financial services space: Fintech Brex confirms $12.3B valuation, AND snaps up Meta exec to serve as its head of product - 2:50 Wahed Debuts First Shariah-Compliant and ESG-Aware ETF on Nasdaq - 14:50 Business banking startup Qonto raises $552 million at $5 billion valuation - 29:14 Revolut launches as a bank in 10 Western European countries - 35:45 UK FS regulator takes aim at cloud giants - 47:14 Citi to sack unvaccinated staff at the end of the month - 48:42 UK parliament launches crypto group - 50:50 A technical issue sees a bank accidentally hand out £130m on Christmas morning - 52:40 This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utm_source=11fs&utm_medium=referral&utm_campaign=fintech_insider_) This episode is sponsored by Fintech Meetup. Join Fintech Meetup, the world's largest fintech meetings-only event! That's right - no speakers or content….just 30,000+ double opt-in online meetings that result in Deals, Partnerships and Funding. Meet 3,000+ participants from Fintechs, Banks, Credit Unions, Community Banks, Investors, Networks, Solution Providers, Tech cos, Retailers & Merchants and many others! Online, March 22-24. Learn More & Get Your Ticket (https://fintechmeetup.com/) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Kate Drew and Samim Abedi.

The Grimerica Show
#530 - Cal Washington

The Grimerica Show

Play Episode Listen Later Jan 17, 2022 148:51


Interview Starts at 38:10   Cal Washington joins us to chat about Inpower and learning how the court system works and how to beat it. We talk about the history of Admiralty and Maritime Law, law Merchant, acting as Commerce, and how we are all Merchants.    We chat about his awakening to the Raquet through divorce court and his journey to figuring out what sticks by all his court appearances. Topics touched on are also, money in general, separating from the system, paying taxes, the Indian fund, the Hudson's Bay Charter, bonding, and how they are all criminals. What did the Queen swear on?    And we also get into a more esoteric conversation about language change, the King James Bible of 1611, the Watchers, Victoria, and divine freedom.   https://www.inpowermovement.com/about    In the intro we chat about and email from Quebec, synchro from IG and Meredith Miller ep, Alberta's graphs that were deleted re Jab and Covid…. And we lament about old times, car crashes and bad behaviour as kids.   https://alexberenson.substack.com/p/covid-infections-and-deaths-soar   Grimerica is fully and solely listener supported. We adhere to the Value for Value model.  0 ads, 0 sponsorships, 0 breaks, 0 portals and links to corporate websites… just many hours of unlimited content for free. Thanks for listening!!   Get your Magic Mushrooms delivered from: Mushroom Spores, Spore Syringes, Best Spore Syringes,Grow Mushrooms   Spores Lab   Get Psychedelics online    DMT CANADA   Support the show directly: http://www.grimerica.ca/support https://www.patreon.com/grimerica  http://www.grimericaoutlawed.ca/support   Other shows: https://www.grimericaoutlawed.ca https://www.13questionspodcast.com/  - 13 Questions ran by Adam and Bill.    Darren's Book and Audio Book page: www.adultbrain.ca www.acanadianshame.ca   Join the chat / hangout with a bunch of fellow Grimerican's: www.grimerica.ca/chats and/or  www.grimerica.ca/social   1-403-702-6083 Call and leave a voice mail or send us a text   Grimerica on the radio https://fringe.fm/shows/grimerica/   Check out our next trip/conference/meetup - Contact at the Cabin    We're GOING TO HAWAII   www.contactatthecabin.com   Leave a review on iTunes and/or Stitcher https://itunes.apple.com/ca/podcast/the-grimerica-show/id653314424?mt=2# http://www.stitcher.com/podcast/the-grimerica-show    Sign up for our newsletter http://www.grimerica.ca/news   Leave a comment, ideas and guest/topic suggestions under any episode or blog http://www.grimerica.ca/   SPAM Graham = and send him your synchronicities, feedback, strange experiences and psychedelic trip reports!! graham@grimerica.com InstaGRAM  https://www.instagram.com/the_grimerica_show_podcast/    Tweet Darren https://twitter.com/Grimerica   Connect through other platforms: https://www.reddit.com/r/grimerica/  https://gab.ai/Grimerica    Purchase swag, with partial proceeds donated to the show www.grimerica.ca/swag   Send us a postcard or letter http://www.grimerica.ca/contact/   http://www.lostbreadcomic.com/ link to Napolean Duheme's site  Felix's Site sirfelix.bandcamp.com     MUSIC Grimerica Theme - Lock & Key Lemonfade - Broke For Free

Fintech Insider Podcast by 11:FS
593. Insights: Breaking down the US financial services sector

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Jan 14, 2022 48:54


Our expert host, Simon Taylor, is joined by some great guests to look a the banking sector in the USA – in association with Temenos. Where once the American banking sector was dominated by the biggest names on Wall Street - we've seen major evolution in recent years; following changes in regulation and smart new ideas from both news players and incumbents looking to shake things up. So what have been the successes so far? What has proved challenging? And what's next for the banking sector in the USA? This week's guests include: * Dan Henry, CEO, Green Dot * Jacqueline White, President - Americas, Temenos * Vlad Lounegov, CEO, Mbanq All of this and much more on today's episode! This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utm_source=11fs&utm_medium=referral&utm_campaign=fintech_insider_) This episode is sponsored by Fintech Meetup. Join Fintech Meetup, the world's largest fintech meetings-only event! That's right - no speakers or content….just 30,000+ double opt-in online meetings that result in Deals, Partnerships and Funding. Meet 3,000+ participants from Fintechs, Banks, Credit Unions, Community Banks, Investors, Networks, Solution Providers, Tech cos, Retailers & Merchants and many others! Online, March 22-24. Learn More & Get Your Ticket (https://fintechmeetup.com/) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Dan Henry, Jacqueline White, and Vlad Lounegov.

Lehigh Valley with Love Podcast
Carver Commodore / The Groove Merchants / Marc Douglas Berardo : Lehigh Valley with Love Music

Lehigh Valley with Love Podcast

Play Episode Listen Later Jan 13, 2022 82:00


Get in touch with Lehigh Valley with Love Thank you to our Partners! ArtsQuest Michael Bernadyn of RE/MAX Real Estate Molly's Irish Grille & Sports Pub Lehigh Valley with Love Music co-host Phil Reese and I recently sat down with Carver Commodore, Marc Douglas Berardo, and The Groove Merchants to talk touring, music during covid, and plans for the future. Please be sure to check all of the links below for more information on each artist and be sure to give them a listen or two! We have also included the individual live interviews with each artist as well, which can all be found on our YouTube Channel. If you're an artist interested in being on the show, reach out! Want to be on the show? ---> info@lehighvalleywithlovemedia.com CLICK HERE FOR ADVERTISING OPPORTUNITIES Marc Douglas Berardo Website: https://www.marcdouglas.com/ Spotify: https://open.spotify.com/artist/63HR11YTVLfZHvSvytkKBF?si=bznltArgRX21gONzoAeNuw YouTube channel: https://www.youtube.com/user/Mapsong Facebook: https://www.facebook.com/marcdouglasberardo Carver Commodore Website: https://carvercommodore.com/ Spotify: https://open.spotify.com/artist/0JYBvQbg4xyCfKy1S5YGpU?si=Lr04Hh7gT1-kpl-yotLz0Q YouTube channel: https://www.youtube.com/c/CarverCommodore The Groove Merchants Website: https://www.groovemerchantsmusic.com/ Spotify: https://open.spotify.com/artist/6wXo2yYq5uSA3oJ058me1Y?si=42Iq2JkuQq68KNOKIuPKtA YouTube channel: https://www.youtube.com/channel/UCIYAPS6Ov1BzyTn0Rb66R2Q https://www.youtube.com/watch?v=_qNNffV_pZw https://www.youtube.com/watch?v=_etFENUc7sw https://www.youtube.com/watch?v=aYsxl3Xi9MU Special thank you to Carver Commodore, argonaut&wasp and Blair Crimmins for allowing us to use selections of their songs for our opening, transitions and closing music.  Please check out their music and give them a follow on Spotify and social media. Opening Music “Runner Up” and “Pathetic Again (Acoustic)” by Carver Commodore; “Pretend You Know” by argonaut&wasp Transitions “Tell Me What You Want (I Want It)” and “Can't Stay Away” by Carver Commodore Closing Music “It's All Over Now” by Blair Crimmins & the Hookers

Living Wholehearted Podcast With Jeff and Terra
Episode 113: The Power of Time Budgeting & Our Core Value Index (Part 2)

Living Wholehearted Podcast With Jeff and Terra

Play Episode Listen Later Jan 11, 2022 36:13


It's the beginning of the year and as you are considering what goals to set or reset, the Mattsons thought it would be the perfect time to discuss the skill of TIME BUDGETING. In Part 2 of this conversation, Jeff and Terra explore the impact of one's Core Value Index on the way they view and steward time. If you are not familiar with the Core Values Index, the Mattsons use this time tested assessment in their twenty years of practice, helping parents, couples families and organizational teams grow in their understanding of self and others. The CVI is over 97% reliable and helps us understand what motivates and brings anxiety. Listen in as Jeff and Terra make some key connections between how we best manage our time as a Merchants, Builders, Innovators or Bankers and how one might lead or parent others who are different from them when it comes to their CVI.   Jeff Mattson (MA ORGL) and Terra Mattson (MA LPC, LMFT) are the married co-founders of Living Wholehearted LLC and the Courageous Girls movement and the weekly hosts of the Living Wholehearted Podcasts. Jeff is an Organizational Leadership Coach and Terra is a Licensed Marriage and Family Therapist who is now solely working with executives. With a team of 11, Living Wholehearted helps leaders in a variety of settings, from corporate offices to leadership retreats and individual counseling. Jeff and Terra have each invested more than two decades in leadership coaching and trauma-informed therapy – and have helped national organizations and churches navigate difficult leadership crises. Their professional experience and research have formed their unique perspective on the relationship between leadership, integrity and trauma. They are parents to two teen daughters, speakers, authors, executive coaches, and business owners who get what it's like to juggle many aspects of one's lives.   With the help of Terra's book, Courageous: Being Daughters Rooted in Grace, and their co-authored book, Shrinking the Integrity Gap: Between What Leaders Preach and Live (October 2020, David C Cook), the Living Wholehearted Podcast is reaching a growing number of leaders in the home, at work, and in the community. The Mattsons are also spokespeople for Christian Parenting, which reaches 1 million parents and produces the Dear Mattsons youtube series. One of the Mattsons primary goals is to share Biblical, clinical and relational wisdom to help leaders live and lead with integrity, addressing the real struggles that keep people up at night. Jeff and Terra believe that when a leader shrinks the integrity gap between what they preach and how they actually live, everyone in their wake benefits. And when they don't, everyone in their wake pays. It's just a matter of time.

The Jason & Scot Show - E-Commerce And Retail News
EP284 - 2022 Annual Predictions

The Jason & Scot Show - E-Commerce And Retail News

Play Episode Listen Later Jan 7, 2022 52:49


EP284 - 2022 Annual Predictions h 2021 Predictions Recap Jason: Made to Order apparel business > 9 figures Yes Retailer offers viable health alt insurance option to consumers No Grocery E-Com > 10%  someone deploys(not pilots) MFC Yes Amazon Shopify Competitor (shipping solution) No Retail Media > $20B Yes Bonus – More store closures in 2021 than 2020. No Jason Total Score: 3 of 5 Scot: Amazon move to same day prime by opening a huge wave of neighborhood DCs (near DSPs) Yes Shipping (Shopify) – launch own DSP No Shopify marketplace No ‘zero friction addiction' sticks – I've seen 30-40% repeated a lot, I think it's 60-80%. commerce penetration says at 16% or better in 2021. Yes spac/ipo? Dnvb wave Yes Bonus: post-covid anti-consumerism/materialism wave No Scot Total Score: 3 of 5 We have a tie, including the tie-breaker. Here are some relevent links: eMarketer recap of Retail Media Networks Bricks Meets Clicks analysis of digital grocery space 2022 Predictions Jason: NFTs, Web 3, Metaverse, and Ultrafast delivery services are all overhyped and don't deliver meaningful commerce revenue in 2022. Shein exceeds $30B in annual sales, disrupting apparel industry Adoption of BNPL services slows down to less than 15% CAGR in 2022. Amazon opens more than 100 Amazon Fresh grocery stores Last Mile evolves Veho, X-Delivery, shipium, or Instacart gets aquired Scot: Amazon launches a competitor to Shopify webstore, possibly via a headless solution on AWS Amazon wins ultra-fast delivery. Gopuff, Gorilla, or  Jokr goes out of business in 2022 Metaverse gets lots of buzz but no revenue Livestream commerce goes mainstream in the US  Fabric gets acquired Don't forget to like our facebook page, and if you enjoyed this episode please write us a review on itunes. Episode 284 of the Jason & Scot show was recorded on Thursday, January 6th, 2022. ttp://jasonandscot.com Join your hosts Jason "Retailgeek" Goldberg, Chief Commerce Strategy Officer at Publicis, and Scot Wingo, CEO of GetSpiffy and Co-Founder of ChannelAdvisor as they discuss the latest news and trends in the world of e-commerce and digital shopper marketing. Transcript Jason: [0:23] Welcome to the Jason and Scot show this is episode 284 being recorded on Thursday January sixth 2022 I'm your host Jason retailgeek Goldberg and as usual I'm here with your co-host Scott Wingo. Scot: [0:40] Hey Jason and welcome back Jason Scott she listeners happy New Year Jason and listeners it's 2022 here we are we made it. Jason: [0:49] I know I feel like I'm already winning because the intern type 2021 in the show notes and when I read the intro I caught it in my head I feel like that I'm impressed with myself right now. Scot: [1:00] Boom yep and there that was bad timing because there is a performance review coming up so that in turn is going to be in some pretty pretty thin ice here so we'll see hopefully they make it through. Jason: [1:13] Might be another year probation before he gets to start taking a salary. Scot: [1:18] Yeah most important question are you watching the book of Boba Fett. Jason: [1:24] I am I am we have to be careful not to do any spoilers but. Scot: [1:29] Never spoilers never a million spoiler. Jason: [1:31] Spoiler free pass. Scot: [1:33] I believe he got eaten by that giant thing in the desert oh sorry those spoiler. Jason: [1:39] Yeah. Yeah there are I will let I'm not going to reveal anything but there is sand in the new episodes. Scot: [1:49] Yeah yeah he want he like Star Wars you get a lot of sand in some people hate sand but Boba doesn't seem to mind. Jason: [1:57] No I think he's had to adjust but yeah really well done show been enjoying it felt like there was a end of the year there was kind of a little role in television programming in our household so it's been exciting too Taz some of these series come back. Scot: [2:13] Let's jump into it cuz this is sometimes one of our longest episode so we're going to try to try to not go too crazy long. Jason: [2:20] I feel like we just lost half our listenership right there. Scot: [2:23] Like I don't believe that this is gonna be a three-hour I am happy that Joe Rogan is starting to do these like three-hour heh, episodes it makes me feel better about our one hour winds so this is every the first show of every year is been are many many year, tradition to go through our past years predictions and then formulate our predictions for the upcoming year, and that is this show it is the 2021 prediction review 2022 prediction Revelation show feel like we need a sound effect for that, but. Jason: [3:00] I have a sound effect but I feel like I'm going to leave yours in. Scot: [3:02] If you can beat that you know over override it there. [3:10] So the way we do this is we do have to show is kind of doing our predictions and kind of self scoring ourselves in Jason's it's kind of, banging your head against a book typically self-flagellation or whatever it's called and then and then we are back after the show is hopefully we learn from these predictions we made and we, cast them forward to see what's going to happen this year so I feel like Jason we should I think you actually won last year if I remember. Jason: [3:41] In a major upset I feel like I had been like over 45 the the previous app that seasons. Scot: [3:48] Yeah yeah so you get the dubious honor of getting to rate your 2021 predictions first so why don't you kick us off. Jason: [3:54] Awesome yeah and spoiler alert we do not learn from the previous years. Scot: [4:00] Well part of making predictions is you yeah yeah yeah you got to kind of put it out there and that's risky. Jason: [4:07] Sure so I'm always looking forward to this episode I'm super excited about it I get you know jazzed weeks in advance and then I like dust off last year's forecast and suddenly I'm a gloomy because I realize I'm not near as clever as I remembered myself so that'll just set the tone up front so my first prediction last year was that more personalized made to order products would be taking off this year and my specific prediction was made to order a parallel with grow to be a nine figure 9 digit, business in 2021 and so good news bad news that happened so, if you add up the revenue from Indochina oh and suit supply, proper cloth and not standard you actually get now about 250 million in Revenue which is, considerably higher than nine figures. [5:14] In hindsight it wasn't that good of a prediction like we are pretty close to nine figures before last year. And so it wasn't as stretchy as I had hoped and I had in mind a lot of more. Well we're in consumer products pivoting the made to order and I specifically had been watching some some Amazon Pilots around made to order and they didn't really grow this year at also, technically I guess it was it happened but I don't feel very good about my first one. Scot: [5:46] Okay yeah well it's a win just take the W dude. Jason: [5:53] Okay all right yeah well I'll try to be more more strict going forward or just make better predictions so my second one, there's been a lot of initiatives around retailers weaning in the healthcare and I propose that at least one retailer would, launch their own health insurance or offer some alternative solution to health insurance, and while there were a bunch of investments in health care and Amazon you know in particular has done a lot in the last year I don't think that really happened so I'm giving that a no. Scot: [6:29] Yeah and in fact that was like a huge loss because Amazon Unwound their big partnership that made it seem like they were going to do a lot more in this myth. Jason: [6:37] Yeah that there is some Nuance there they they were part of a Consortium and they bailed on the Consortium but then they invested a lot more money and did several acquisitions, and expanded the scope of their own internal initiatives and it almost look like the the internal stakeholders didn't like partnering with Goldman Sachs and Berkshire Hathaway but nevertheless. I'm I'm not taking that that win that that didn't happen so. Scot: [7:09] What attracted such a big L kind of swamps the W from the first one. Jason: [7:14] Yeah cleaner it correctly so the next one was interesting I said that e-commerce would grocery e-commerce penetration with grow above 10% and I said someone will deploy not just pilot these micro fulfillment centers for grocery in both of those things basically happen so bricks me clicks which is one of the more credible sources out there for tracking grocery penetration has us at about fourteen percent penetration right now. So we definitely passed that ten percent threshold obviously aided by, the pandemic and the various waves and then several retailers leaned into mfcs a couple small retailers did deploy them, across all of their stores so like a chibi for example is aggressively rolling out mfcs Walmart I want to say spent like 14 billion dollars on on MFC so real money is, is getting invested in there so I think generally I feel good about my my grocery production number three so so. Two yeses and a know so far. Scot: [8:29] Is this a bricks and clicks thing is that a can mere mortals get that or is that something you get. Jason: [8:35] Well there's a there's a paid version which is well worth it if you follow the industry but they do publish their monthly forecasts for free on their website at bricks me cliques.com. It's pretty interesting so there you know we get. Grocery sales data from the US Department of Commerce and e-commerce data but we don't get grocery e-commerce so there's the grocery e-commerce we only get from a couple of these third-party private. Data providers and they all do it primarily based on. Big panels of consumer surveys so that's what bricks me clicks does but they they have some like pretty interesting data like you can look at what percentage of those grocery e-commerce orders were home delivery versus curbside pickup and stuff like that. Scot: [9:26] Very cool there's a how do they get their data. Jason: [9:30] Panel so they're there. Yeah they're serving a bunch of consumers yeah. Scot: [9:38] All right I'm going to remember you you did that. Jason: [9:42] You make you make use with what is available. Um and directionally emarketer published some grocery data and they kind of roll together a bunch of people's forecast there's another company out there called mercado's that publish them data and it also aligns, directionally that there we are over 10% where they disagree more is where we started before the pandemic so some of them have us starting at like two-and-a-half or three percent some of them have as high as six percent before. Um over 10 now. And if you're super interested in the interest of prolonging the show frequent friend and guest of the show Professor Dan McCarthy they he and his students just published an interesting. Cohort analysis of, um how the pandemic impacted digital restaurant sales so closely related to digital grocery right and obviously a lot more people ordered restaurant food for delivery during the pandemic but his interesting question was, um [10:49] Was that you know a pandemic Spike and it's going to go down back down to pre-pandemic levels or is it a permanent shift and what can we suss out and the way they did it is they looked at cohorts that. They ordering from restaurants for home delivery before the pandemic and how their behavior change versus first time users and what they found is like most of the growth was. Households that were already using restaurant delivery increase their usage and it appears to be more sticky the smaller cohort of people that ordered from restaurants for the first time during the pandemic, that behavior did not stick and they're not continuing to order but still the sales are up higher. There's a nice long digression for you that wasn't one of my forecast. Scot: [11:33] Always appreciate the commentary. Jason: [11:36] Yeah I'm here for you man so forecast number four was. I predicted that Amazon's Shopify competitor would be revealed, in this is a thing that we had heard about called project Santos but no one really knew what it was I said hey we're going to find out what it is and I think it's going to be a shipping solution to compete with, to fulfill orders for Shopify and take take you know a piece of the Shopify gmv. And it was in fact revealed so that's the good news it was not a shipping solution so so project Santos turned out to be, a point-of-sale system for brick-and-mortar retailers that Amazon is developing, and has still not released but is purported to be small business POS system that's going to compete with Shopify and square and some other folks in that space so, I'm giving that a no. Scot: [12:42] All right I agree on the phone. Jason: [12:44] Cool cool. Interesting news and Evolutions there to talk about on one of our subsequent new shows is there some interesting patterns that Shopify and others of, have filed in that space so we get to my fifth prediction my fifth prediction was that retail media networks were going to take off in 2021 and that they would generate more than 20 billion dollars in ad revenues, and put things in perspective like the year before we had only seen about 10 billion and AD Revenue so that was a meaningful prediction and that. Totally happen so according to emarketer we did 24 billion, in calendar year 2021 in ads that were invested in retail media Networks, um Amazon is on a run rate right now to do about 30 billion dollars a year and everybody and their brother is launching a retail media Network so the Gap is launching a retail media Network which is. Interesting most of these, retail media networks are selling ads to what we would call endemic Advertiser so your Duracell batteries you sell batteries at Walmart you buy an ad from Walmart for Duracell batteries to help more people find them. [13:57] Gap doesn't sell other people's stuff so there are no endemic advertisers on the Gap right and so super interesting that even they are trying to monetize their traffic. You know you name it they watched a retail media Network this year and just today I want to say Best Buy which already had a retail media Network, launched a new rebranded retail media Network and they're now selling ads to non-endemic advertisers as well so so that when I feel like I hit pretty well. [14:28] So you add that up and that is three corrects and and to to mrs. and folks careful listeners will note we also made a bonus prediction and the case that we tied, in my. My bonus prediction was that we would have even more store closures in 2021 than we did in 2020 and I was wildly wrong, so caveat here are the data everyone uses when they quote store closures is this core site data and core site is kind of anecdotal data and it's totally tracking Big Chain, retailers but based on their data there is like 41 percent fewer store closures in 2021 than 20/20 so so we'll call that a huge mess, um I would argue that all the store closures that happen this year were small independent retailers that got wiped out by these big chains, and we really don't have a good data source for for those but nevertheless I'll accept that I lost the bonus round badly. Scot: [15:28] Yeah in fact isn't there a record number of stores opened. Jason: [15:33] Yeah so a separate issue from the store closings is hey where there are more openings and there, there there were so not a record number of openings but the but from that course I data set more store opens opened than closed last year which so we would have had a net increase in stores. That that's interesting I wouldn't encourage retailers to pay too much attention to that because it really matters. The nature of the closed and open stores I get almost rather follow, net gains or losses in retail square footage because if you have a bunch of Macy's stores closed and you have a bunch of Dollar General stores open your closing 100,000 square foot store and opening a 10,000 square foot store. Scot: [16:22] Awesome and then you had all right so then if we include your bonus you're even so three wins and three else. Jason: [16:35] Exactly I like to think of it as three wins and two L's and the bonus only comes up if you can tie me. Scot: [16:41] Okay alright let's see how I did so. Jason: [16:46] Yeah I'm excited to hear this. Scot: [16:48] Yeah so just to remind everyone this was done a year ago in January of 21 we were merely. Nine months months depends on when you start depending I guess nine months into two covid. Jason: [17:01] That's a calendar year ago but it was actually four years of Lifetime ago. Scot: [17:06] Yeah it feels like it for sure, all right so my first thing I always like to kick off with an Amazon prediction so my Amazon prediction last year was that we would move to same day Prime by opening a huge wave of neighborhood DC's. And they would be near dsps and I got that one right that one, don't feels obvious like I don't feel like I was making too much of a prediction but at the time I remember being worried about it because I think they they were still doing most of the dsps this is where time dilation happens during covid the four-year thing you mentioned. They've just built up an incredible amount of. They call him I called him neighborhood DC's they call him delivery stations now I think is the official name where they have built you know just tons of these these interesting new. Footprints where they house a bunch of these dsps Under One Roof and then they for deploy a lot of that days things to be delivered into that out of a fulfillment center and then the the dsps just line up and deliver that stuff so it's been really interesting to watch them build that, so I would count that one as a win. Jason: [18:18] Yeah no I totally agree I'm often surprised by how many people still have this outdated model of Amazon and they imagine the Amazon is primarily doing two day shipping. Scot: [18:29] Yeah no it is they have really cranked it up especially I'm out I'm in North Carolina you're in Chicago and you guys are probably getting stuff you know. Jason: [18:38] Yeah we we are we were in early market for same-day delivery and we're kind of an epicenter for a lot of of their delivery products and the vast majority of stuff I order, um my I get two offers for wind to have it delivered between 4 and 8 a.m. or between 8 a.m. and 10 a.m. the next day. So some stuff I get same day I would just tell you there were I was listening to an Amazon earnings call and someone asked them if they were were concerned about all these ultra-fast delivery services that were popping up all these VC funded, you know 15 minutes to 1 hour delivery services that are mostly sent in one one-block radius in New York and the Amazon CFO was like. You know those those Services deliver, an assortment of 4,000 skews to a five-block radius we're currently delivering about 400,000 skews Same Day to all of America we feel pretty good about our offering what's the. Scot: [19:42] Boom drops the mic walk. Haha okay sticking to Logistics which is interesting because I was poking around and Logistics a year ago and I you know in hindsight the perfect prediction would be there's going to be a supply chain problem but I did not I did not pick that one sadly instead I said you know Shopify, so my logic here was kind of looking at the chessboard at that point in time we all know Amazon's kind of, turning the guns toward Shopify if your Shopify you know those guns are turning towards you so one of the things you do is try to get into the delivery world. They have tried but they pretty publicly there was Toby was in, was it Bloomberg he did kind of a cover story on one of the Business magazines and in there he basically admitted that you know hey were. Pretty bad at this fulfillment stuff and I think they had a customer say that they're embarrassing really bad and you know it almost seemed like there are not going to go deeper into fulfillment so I missed on that one but Asterix. I think they should and I think it's going to be a pretty big strategic. Blind spot if you're an arm the rebels in e-commerce you're gonna need to help them get the products to consumers in that last mile that's going to be where the battle is and I feel like it's a bit of a soft underbelly for them right now. Jason: [21:11] Yeah generally agree. An interesting side note that the CEO of instacart just got named to the Shopify board and I inadvertently started a little bit of LinkedIn debate about like how soon it would be before that was a potential conflict of interest and a lot of people chimed in that they thought instacart was a potential acquisition Target of Shopify which might be one way for them to to get into the the Fulfillment business. Scot: [21:48] Yeah but even that's a conflict of interest rent mean proofs proves your point not you know. Jason: [21:53] Yeah I mean clearly I'm right but that's a separate issue. Scot: [22:07] You don't think this will ever happen and everyone else in the world thinks it will so you know, this one's tricky I could make some argument that they are doing more on this and then that same article they do start to talk about it being more of a central by it I'm talking about the shop app that they have, um doing more around that centralizing your your Shopify, you know whole experience in aggregate including some search functionality they have added some search haven't looked at lately but I've seen to Twitter traffic that they have added some stuff there, but I'll all I'll take the L on this one I but I still think. That it's going to be something they do more of down the road probably in a different flavor than a traditional Marketplace but I think it's an area that they have to explore it is more in their wheelhouse than the Fulfillment sign. Jason: [23:02] For sure I certainly agree with that and I would encourage you to double down on that prediction for Fort Wayne tonight but I will say like two things I was clearly wrong on the shop a. [23:17] Like is getting much broader adoption than I would have expected because I would argue it's mostly a shipping tracking app. It has some like Merchants search capabilities it doesn't really have product search capabilities at least in general release but it's. At various times it's been the most downloaded retail app and it's bouncing around in the top four so a lot of people are getting that app and so per your point, you know they have a bunch of merchants they have a bunch of users with this app which is really hard to do this app has some Marketplace of like features and then you know I don't know you I'm sure you saw but bradstone, got to go visit Shopify and do an interview with Toby and he in his article he kind of painted a picture that that. Internal stakeholders at Shopify were wildly divided and didn't agree about. If Shopify should do a Marketplace and what it would look like and so that that makes me think. They're you know having the same debate we are and Toby himself weighed in that he's like. You're not going to see us compete with our Merchants so if they do a Marketplace as probably going to have to look. You know considerably different than the kind of marketplace I think some people are thinking about but but it's an interesting space. Scot: [24:41] Yeah, yeah and then so we'll see if this comes up again in predictions and then I the super risky thing I did last year was made a covid prediction I've learned my lesson there remember to week two weeks and we're done anyway we my prediction was we will be shocked how much quote-unquote zero friction addiction sticks I've seen 30 to 40% repeated a lot and I think it's going to be much much higher and then so I think there is some good data that points to that we haven't seen a decrease in the growth of you know online even as we've gotten into a post covid World we're kind of getting back into one with with all the Quran right now but and to your point there's a lot of interesting data like like Dan and his group did that show that it's been pretty sticky. Jason: [25:37] Yeah no I think that's totally fair a lot of people are in correctly predicting that that it's going to revert but yeah I think I think all the tangible evidence points to it being sticky. Scot: [25:52] Okay and then my fifth prediction was given all the heat around these specs and IPOs that we would have 20:21 would be a banner year for digitally native vertical Brands either going pilot getting Acquired and doing IPOs, I want to made this one I felt like it was going to be much more around these facts but then the specs pivoted and started doing these really weird esoteric things that end up, not doing very well but where I kind of snuck the win out on this one is we did have three companies that we've tracked in our kind of the oh geez of digital native vertical Brands go public so we had War be Rent the Runway and I'll Birds now they haven't done great since they went public but they did get out and they had you know the kind of met their pricing and went public and are still out there and so so there you go so that was a yes. Jason: [26:51] Yeah yeah I will certainly give that one too. Scot: [26:54] All right so at this point I am let's see three yeses and to nose. Jason: [27:02] So we're tied so the bonus comes up what was your bonus. Scot: [27:07] My bonus was that there will be I was much more optimal another covid so I got lucky on the first one I felt like we're going we're going to in 21 we would be post covid and people would kind of stop buying stuff just generally and really focus on going out and doing things and seeing the world over the holiday I went down to Orlando for three or four days and it felt like, there's definitely a segment of the population that that's out there doing that they all seem to be in Florida right now and maybe some in Texas but I think if you look at the data there's nothing to really support that in fact the we've talked on this show about the e-commerce data and Retail data and it all seems quite robust so we have not hit a.n.t. consumer materialism wave that that I predicted. [28:03] Cough so it turns out that I think we're effectively tied is that I'm doing the math right on. Jason: [28:09] I think you are and and I think all our listeners will agree that a tie is basically a huge win for me. Scot: [28:15] Given our past history yes it's the first time we've had a feels like soccer or that we're in England where that is a possible outcome. Jason: [28:23] Exactly I think I think my high school soccer team just just tied your your Premier League team. Scot: [28:31] Yep cool so yeah that but you know it fun to do these things because I would say in a volatile world like we aren't getting half of these things right I think you would agree with me that we're pretty awesome you know we there's other people out there that make predictions and they throw so much junk against the wall they get like five percent right but and they do big Victory lap so I think if you look at our records pretty good pretty solid. Jason: [29:01] Yeah no I agree and I don't think we sandbag very much either I mean sometimes in hindsight they feel like sandbags but I feel like we stretch ourselves so, so I will definitely take them. So how are you going to like pay off that that self-congratulatory pat on the back Scott you're gonna have to come up with some Whoppers for this year. [29:32] I don't I don't what do you want to do I'm sure we lost all our listeners except for my mom so whichever she prefers. Scot: [29:39] I'll go first so so my predictions this year, so my Amazon prediction number one and this is for 2022 is I predict Jeff Bezos is going to have a midlife crisis and run around it was in Miami with hot chicks and other exotic locations and take a lot of selfies for Instagram. Jason: [30:05] If you had said in dubious fashion choices than I might give it to you. Scot I'm not sure but I think as of January 6 that's already happened. Scot: [30:16] Yeah yeah yeah okay you got me that ones are what they call retcon and in the world where it has already happened alright or series prediction is I'm gonna I'm gonna double down kind of on your prediction I'm going to steal your prediction from last year and say I guess this isn't exactly what you predicted but I do feel like, Amazon is very serious about Shopify in that same article I was talking about where, Toby was there a next Amazon you know an anonymous sex annum Amazon Source you have to take that with a grain of salt said these guys crushed us they came out of nowhere and destroyed us and where we were blindsided, that seems. [31:03] Pretty pretty Amplified but I do think they have their guns trained on them so I'm going to say we're going to see Amazon come out with a serious competitor this year, and I think it's gonna you know, I imagine it could even be like a web store offering even though they started this and got rid of it I think they're going to get pretty serious about it and now I could see them come out with a, you probably won't have a lot of Headway in the first year but they're gonna I think they're gonna go right out these guys the thing that's hard to predict, there's some interesting things they could do it with AWS and headless so I'm going to kind of give myself a little space there that it could be headless versus kind of a more monolithic type SAS kind of an offering but yeah, so I think they're going to get pretty serious about. Jason: [31:54] Okay yeah yeah I could I like that I can't I see that and you could imagine bundling like AWS Commerce platform with a bunch of the traditional merchant services from Amazon like fulfillment and payment and stuff like that. Scot: [32:08] Another Amazon one is and you kind of foreshadow this when you're talking about the Amazon thing there's there's hundreds of millions of dollars if not billions going into these do have a name for them fast. Jason: [32:23] Yeah well ultra-fast delivery is the. Scot: [32:25] Ultra-fast slurry okay these companies so there's like go puff and there's one that has like an animal name like. Gorilla yeah Joker yep yeah I've been I don't know how DC is letting them do that one but anyway you know so these guys have raised billions of dollars and it's a hot Market but I think Amazon is kind of going to train their guns on that and I think they're going to put a real hurting on them, I think we'll see I'll be pretty risky here and say one of them will close their doors one of those so I'll put it here in the notes so to keep me honest so, go puff gorilla and or Joker one of those three big ones probably doesn't make it out of 22. [33:19] Okay, so that's 1/2 so this is my third one I realize I'm actually short protection will have to do one on the flyer the Bezos wanted kind of counted in my head but that was early prediction you know the at the end of 21 we had Facebook changes name to metaverse and since they did that you can't throw a rock without reading a thousand articles about the maneuvers. In fact today on Twitter there was a big Walmart video you know kind of showing an metaverse shopping experience mock-up kind of thing that was kind of fun, the I think there's going to be I think there should be a lot of hype and 22 I'm actually kinda already burned out on it and a lot of you know what does metaverse shopping look like and there's going to be lots of excitement and smoke but no fire and no Ray. So I think it's going to be the flash in the pan when we look back on 22 so I think it's going to not a lot of activity there I think it'll be like, you know chat Commerce and social commerce and a lot of these things that had a lot of buzz in their era AI Commerce machine learning Commerce all these things that had huge amount of Buzz and then turned out to not really have substance. [34:37] Okay and then the inverse of that is I think one of the things that there's been a lot of talk about that is going to have substance is live streaming of kind of video live video e-commerce integration so I think that one is going to be more mainstream there's there's a little. Amazon has tried this and failed it's big and Ali Baba I'm I'll qualify this and say in the u.s. too so I'm not trying to be sneaky here and you know, there's not a lot of I've seen some startups trying to get traction here but they're in like supermicro verticals but that's how I things get adopted is you kind of build some habits in these small behaviors and then they can go mainstream so I think we'll look back on 22 when we do our 20:23 show and we will see live streaming has gone mainstream so that is one and then let's see, I may have to come back with another. Jason: [35:35] Yeah I'll let you you can make fun of mine and then you I'll let you cherry pick after hearing my. Scot: [35:41] Okay any reaction to my my for so far. Jason: [35:44] No I so a I should have come to rehearsal because I feel like we're gonna get off the right off the bat with some potential overlap but. I definitely. [36:00] I think we're going to see some way Amazon very seriously competes with Shopify I think it's not going to be the way most most people expect that your your description seems totally plausible is we're about to see I have a, an opinion on some of these ultra-fast delivery services and The Meta versed both of which you touched and then I got to be honest I am nervous about live streaming like I could I definitely am not bearish I could see it going either way a ton of Commerce happens via live stream in China and we're starting to get a lot of Commerce. Video content get consumed in the u.s. what's not working very well at the moment is the buy now button at the end of those videos and so you kind of have, indirect livestream commerce's is already starting to happen in pretty high volume here in the US and a bunch of people are investing in in. Trying to take it that that last click. And I have reasonable confidence that it could work so at the very least I know a lot of retailers and a lot of my clients are going to be trying it pretty pretty heavily this year so we shall see. Scot: [37:15] I came up with my fifth. Jason: [37:17] I knew if I just rambled that I would give you enough room for one. Scot: [37:20] Yeah this one is a risky one but you know our friend Faisal started Fabric and I'm going to predict that that company has so much Buzz they're going to get acquired in this year so that was risky because they're super early stage where is it it'll it'll it'll have to be a big number to take them off the table at this point but I think someone's going to going to, pay that number. Jason: [37:45] Yeah to fun ways that could go I feel like he's pretty – on Shopify so it would be awesome Shopify acquired them but you could also Imagine AWS acquiring them and and making two of your predictions come true. Scot: [37:59] Yeah or or adobe or you know IBM IBM's kind of on the sidelines lately they've got a whole. Jason: [38:07] Yeah yeah they kind of got out of the those software platforms I would be I mean but not to say they couldn't pivot and come back in for sure. Scot: [38:14] Yeah yeah and then let's see I said Adobe I've and Salesforce. Jason: [38:20] Interesting okay well I'm going to jump into mine and again we did not dedupe these I bundled several of yours and made them more negative, so my first prediction is what's not gonna happen and I lumped in a bunch of very trendy things that people are super hyped about and I said I don't think any of these are going to be economically meaningful in 2022 so it's in ft's which I know, are near to your heart than mine I I do believe there's some Niche use cases where in Ft is totally makes sense and I know you play in some of those, those Niche cases but there are so many people that just think crypto in general and nft is in particular are going to be, a huge part of Commerce I don't think they're going to be very economically meaningful and in 2022 even more so I don't think web 3 is going to have any impact I'm starting to get a lot of questions about, how Bigcommerce is going to change because of web three in my answer is it's not, I think the metaverse is going to fail pretty miserably as a Commerce, play and I'm also going to say all of these Venture funded ultra-fast delivery startups are going to fail so that's not to say that. [39:36] Amazon, instacart or even go puff couldn't win but like all these these Sand Hill Road back startups that are delivering in Manhattan I don't think any of them are gonna change consumer Behavior enough to really matter economically in, so that's my Chrome Legend hey all the cool things that talking has like to talk about aren't very important one. Scot: [40:02] Well I don't think that overlaps too much no no I I disagree but we'll see. Jason: [40:09] Knox awesome those are the. Scot: [40:11] What's your specific prediction like there will be less in ft's and 2022 and is in of T volume. Jason: [40:19] Yeah yeah. Scot: [40:20] Let's put that one down oh that's that's the prediction last in a $50 transacted. Jason: [40:26] Well so like I don't so full disclosure I can throw out a number but like I don't know of a credible source for tracking in Ft Revenue dollars. Scot: [40:40] Yeah there's some there's gmv trackers so open sea and is the biggest Market Place than there's like three or four others. Jason: [40:46] Okay I was mostly thinking like the there's there's not going to be meaningful revenue from the US Department of Commerce retail sales data that's enough. Scot: [40:57] Wow that's there it's going to take them 50 years before they can spell it. Jason: [41:02] Well I know they're not going to report it that's what I'm saying but I'm just saying like there's an Amazon Walmart the the top 10 eCommerce sites in the US are not going to have any meaningful revenue from in FTS. Yeah but nobody's going to do anything with webbed three in Commerce and nobody's going to buy anything with a virtual reality headset. Or from gorillas outside of one block. Scot: [41:40] Okay. Jason: [41:42] So I'll try to get less – now a company that we've talked about on the show a couple times that people don't talk about enough and I'm kind of using them as a surrogate for a whole new trend but is the the. Ultra fast fashion brand Chien which is a apparel brand the. The they're estimated to have sold about 10 to 15 billion dollars worth of Apparel in 2021 and I think they're going to exceed 30 billion dollars in apparel sales and 2022 which is going to make them. A top 3 apparel retailer in the US. [42:24] And I said they're kind of a surrogate for a trend this is democratized merchandising so this is, instead of Mickey Drexler deciding what the cool kids should wear in high school instead of easy deciding what the cool kids should wear in high school this is, algorithms watching what the cool kids post that they are wearing in high school on tick-tock, and then making it in two weeks and selling it to all the kids that want to be cool, and so it's kind of the perfect manifestation of what Amazon called hands off the wheel where they stopped having Merchants pick products and instead kind of use data to, to drive their catalog and I think she is gonna continue to have great success there and it's, it's disrupting the fashion industry more than a lot of people in the fashion industry realize but I think, it's going to become extremely evident in 2022 that it's disrupting the apparel business. Scot: [43:23] And then are you are you putting a specific number on it and if so how much is that over last year. Jason: [43:27] Sorry I thought I said it yeah so I think they're going to sell more than 30 billion dollars of Apparel in 2022. Scot: [43:34] What they do in 21. Jason: [43:36] The estimates they're not public but the estimates are between 10 and 15 billion so more than double. Scot: [43:42] Okay all right. Jason: [43:44] Again not trying to sandbag. So third one and I guess I'm going back to my my negative Nelly so one of the hottest trends of 2021 and the prediction I have seen the most people do and I fully expected you to do so I'm, totally bombed is that buy now pay later services are going to continue to explode, and in 2021 by some estimates they grew 30% in their you know wildly adopted, it's the fastest-growing payment type in in e-commerce in 2021 you're starting to see it expand from just e-commerce to in-store purchases as well, and it's moving down Market to you know from from expensive High consideration items to a lot of lower cost more impulse items so by all accounts the future of payments and credit is buy now pay later in my prediction is that it slows down and 2222 I'm not saying it's necessarily going to flop, but I think you're going to see only about 15 percent growth over 20. [44:52] One versus the 30% that they had this year so I think the rate of growth Cuts in half and I think there's a couple reasons behind that, I think the bill is going to come due for a lot of these products and a lot of these consumers are not going to be able to pay for the products they purchase, and I think you're going to start to see a ton of writedowns and the financial reality of renting money to subprime lenders without like significant collateral is going to kind of start to, catch up with some of these companies I think the Credit Agencies are going to start to lean into this more and that's going to take away one of the competitive advantages that they had and I think we might even see some some regulation because like there's some, some very financially responsible companies in the buy now pay later ecosystem but there's also some, some kind of rebranded payday loan players in that space and so I think there's just going to be a lot of erosion of trust and and some- stories that will slow down the rate of growth. Scot: [45:59] Gaap negative or positive on the next. Jason: [46:04] Yeah we're going positive again I'm yeah I'm alternating I'm and I'm going to throw an Amazon one to you I think Amazon opens more than 100 grocery stores in 2022. Not whole food so Amazon Fresh doors, um and that you know again that that would be about three times as many stores as they have ever opened Amazon book stores or five star store so. It's not the thousands of stores that some people have talked about but it's also a much faster pace of brick-and-mortar growth than we've ever seen from Amazon. Scot: [46:41] Yeah that I will be excited to see this one. Jason: [46:46] And you know most of them will be in Chicago so that'll be fun for me. Scot: [46:50] Of the 500 stores they'll be like 75. Jason: [46:54] Yeah exactly I'll be surrounded, yeah so I think that's a super interesting space I've talked about it a bunch it was you know the growth of digital commerce was one of my grocery commerce was one of my big ones and I think it's just the big category of consumer spending that Amazon. Doesn't play meaningfully and Whole Foods is very Niche and I just think it's a moonshot imperative for Amazon to win Grocery and I don't think you can win digital grocery without having brick-and-mortar grocery as well. [47:29] So that I think gives me 4 so my last one, is I think there's going to be a lot of interesting Activity one of the categories of e-commerce I'm most interested in watching in 2022 is Last Mile, there's going to be a lot all kinds of different Evolutions but the specific prediction I'll make is one of these new, um I'll call them FedEx UPS competitors is going to sort of get get acquired or have some meaningful liquidation event and so so there's a couple of startups that are kind of, Next Generation parcel delivery services like vejo index delivery ship IAM is a bunch of X Amazon guys and I'm going to say that, instacart original business model could even slow down and instacart could get acquired, primarily to be a last mile delivery service by someone so so one of those companies gets acquired, as part of the buzz around owning your own Last Mile in 2022. Scot: [48:38] Yep and does that include so there's all these like ship Bob Shapiro those kind of guys your that's not. Jason: [48:45] I think there's going to be a lot of I think they're an interesting space to in most cases they're not actually delivering products they're they're facilitating delivery of products or tracking delivery of products and so I tried to keep this pure to the, guys that have access to trucks and are driving products to people's houses but. Yeah so no I'm not I won't call it a win if it's if those are the only ones that get acquired. Scot: [49:13] And then any other bonus prediction so I kind of had to stretch to get my 5 but anything else you want. Jason: [49:20] So so yeah you know I do all my best thinking on dog walks and so I you know I might thinking about all these cool predictions and I came home with like 40 of them and so I struggled to narrow it down to these five and so then kind of the next class of predictions that just sounded. Too easy in a way but you know last year digital Commerce kind of slowed down a little bit compared to Brick and Mortar Commerce it was a huge year in brick-and-mortar growth. Because e-commerce had grown so fast the year before so I think that that. That Paradox gets inverted again this year so I think we see way faster e-commerce growth than we do brick-and-mortar growth, I think curbside which was a big thing in 2020 and 2021 becomes even bigger thing in 2022, I think you're gonna see a ton of stores redesign their parking lot I noticed H-E-B just opened a new store and as 26 Bays, for curbside pickup so I think those those are the big things in the you know the big macro story that we'll see in 2022. I recognize that less controversial than my official five predictions. Scot: [50:34] Yeah okay cool I think that's a good set of 10 predictions there any anything else you want to just let people marinate on that for little bit. Jason: [50:42] No I if folks strongly agree or disagree I'd love to hear about it on social media and if you have different predictions, throw them our way on Twitter Facebook and we'll be happy to debate them on our next show. Scot: [50:59] Yeah yeah maybe we could introduce some listener predictions as part of this going forward that would be kind of fun it also reminds me we need to we haven't done a deep dive in a while and maybe you know we touched on in ft's web 3 meta those are pretty good topics for deep Dives maybe even buy now pay later so usually we hit a new slow down in the e-commerce world, kind of in that March April May time frame after we get the q1 results so maybe we'll throw some deep Dives in there so that, if those topics are interesting we're happy to kind of go deep on those I guess looking back the live streaming when I don't think we've done a deep dive on that either so those are all areas where between the two of us we have a pretty good bit of domain knowledge that we could make sure that is out there and available if you want to go deeper on one of those topics so let us know think about your preferences on 20-22 content around that type of a topic as well. Jason: [51:56] Yeah I will look forward to all of that. And of course if you did find this show fun at all or you learned anything the best way you could reward us as jump on iTunes and leave us that 2022 five-star review all those reviews you wrote in 2021 don't count anymore so you need to get back on iTunes and leave us up fresh review and feel free to make fun of Scott in the review that's always appreciated. Scot: [52:22] Or Jason's title. Jason: [52:24] One of my many titles. Scot: [52:25] All right thanks everybody. Jason: [52:29] And until next time happy commercing.

Virtual Legality
Activision Sues Cheat Merchants: A Legal Look At The Lawsuit (VL602)

Virtual Legality

Play Episode Listen Later Jan 5, 2022 37:19


Activision Blizzard never stays out of the news for long, but this time it's the publisher that is bringing the legal action against cheat merchants EngineOwning. Is it a slam dunk, or is the answer more complex than it might first appear? Dredd it, run from it, the Law still arrives...in Virtual Legality. CHECK OUT THE VIDEO AT: https://youtu.be/uUtpAkpmZNA #Activision #Cheats #Lawsuit *** SUPPORT THE CHANNEL PATREON - https://www.patreon.com/VirtualLegality STREAMLABS - https://streamlabs.com/richardhoeg STORE - https://teespring.com/stores/hoeg-law-store *** CHAPTERS 00:00 Introduction 03:52 The Lawsuit (Overview) 14:04 Establishing Jurisdiction 16:39 The Facts Alleged 22:00 Revenge of the DMCA 23:14 Interfering with Contracts (Unfair Competition) 31:35 Enforcing Judgment Abroad 33:25 Conclusion *** Discussed in this episode: "Activision files lawsuit against notable cheat provider EngineOwning" CharlieIntel - January 4, 2022 https://charlieintel.com/activision-sues-warzone-cheat-provider-engineowning/155447/ Activision vs EngineOwning Filed January 4, 2022 https://s3.documentcloud.org/documents/21173574/activision-publishing-v-engineowning-ug.pdf "Circumvention of copyright protection systems" 17 USC 1201 https://www.law.cornell.edu/uscode/text/17/1201 "Civil remedies" 17 USC 1203 https://www.law.cornell.edu/uscode/text/17/1203 "Intentional Interference With Contractual Relations - Essential Factual Elements" CA Form Jury Instructions https://www.justia.com/trials-litigation/docs/caci/2200/2201/ "Will Your U.S. Judgment Be Enforced Abroad?" Harris Bricken Website - July 22, 2020 https://harrisbricken.com/blog/will-your-u-s-judgment-be-enforced-abroad/ *** "Virtual Legality" is a continuing series discussing the law, video games, software, and everything digital, hosted by Richard Hoeg, of the Hoeg Law Business Law Firm (Hoeg Law). CHECK OUT THE REST OF VIRTUAL LEGALITY HERE: https://www.youtube.com/playlist?list=PL1zDCgJzZUy9YAU61GoW-00K0TJOGnPCo DISCUSSION IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND IS NOT TO BE CONSTRUED AS LEGAL ADVICE. INDIVIDUALS INTERESTED IN THE LEGAL TOPICS DISCUSSED IN THIS VIDEO SHOULD CONSULT WITH THEIR OWN COUNSEL. *** Twitter: @hoeglaw Web: hoeglaw.com

Fraudology Podcast
Billions of PPP Fraud with Gil Rosenthal

Fraudology Podcast

Play Episode Listen Later Jan 4, 2022 53:32


This episode is brought to you by SEON. Gil Rosenthal has had a front row seat to financial fraud online for the past 10 years of his career. His fraud career began at PayPal with an elite team of fraud-fighters in Tel Aviv, charged with preventing the high volume of fraud they experienced around 2010. He then moved to BlueVine, an online lender for businesses, where he worked his way up to VP of Risk Management.  While at BlueVine, Gil was in charge of the risk management, as well as the operations processes for the roll-out of PPP (Paycheck Protection Program in the US), to help provide Billions of dollars of funds to small & medium businesses that needed the funds to continue paying their employees. It's been well documented that the entire PPP program resulted in >$76 Billion in fraud. It can be assumed that Gil & his team saw a lot of this, and stopped as much as they could. For the first time publicly, Gil shares what he can about this experience, the unique challenges he & his team faced in stopping fraudulent applications but also experienced the rewards of funding millions of businesses with needed funds to keep their businesses afloat.  Now working as an adviser to high-growth Fintech companies, Gil has learned even more as he works with multiple clients to identify a myriad of fraud attempts in many forms. He shares with the Fraudology audience some of the keys to his success, and his methodology in working with some of the biggest targets of online fraud in the present day. But even more important, the perspective that fraud prevention is more about enabling a better customer experience when done right.  Next week, Gil will join us for Part 2 of our conversation where we will "geek out" about the new approach fraudsters are taking to negatively impact the entire payments eco-system in different ways, and that often gets overlooked or coded as credit issues, instead of fraud. Merchants, fintech companies, banks, and card brands will want to listen to Part 2 as this "trend" is sure to exponentially grow in 2022.  Connect with https://www.linkedin.com/in/gil-rosenthal/ (Gil) on LinkedIn. Be sure you're subscribed to the Fraudology podcast on your favorite podcast app so you'll be alerted as soon as the next episode is released.  This podcast is sponsored by SEON. The modern fraud prevention solution used by the most ambitious FinTech names such as Revolut, Afterpay, and Wise. SEON is democratizing fraud fighting at scale. By offering a free trial, public-facing API references, no install or setup fees, and fully transparent pricing where you only pay for what you need, this puts cutting-edge risk tech into the hands of every online business. Visit http://www.seon.io/demo (www.seon.io/demo) for a free demo.

The Board Game BBQ Podcast
Episode 167: Voyages, Anno 1800, Mini Express, Nyet!

The Board Game BBQ Podcast

Play Episode Listen Later Jan 4, 2022 106:46


We are back for 2022! (was there ever any doubt?) Join Adrian, Sarah, Def and Jules as they discuss giving games a second chance. What factors can sour a first play, what you should consider when you first learn a game, and the team list some games they have granted a second chance. In the Sizzling Games segment, Jules has been the playing the new Roll and Write from friend of the show Matthew Dunstan (and Rory Muldoon): Voyages. Sarah has been enjoying the Martin Wallace city building game Anno 1800. Def is still living out his train fantasies with Mini Express. Finally Adrian has found his new favourite trick-taking game: Nyet! We dive back into the Bracket Battle and recap the last match up: Gloomhaven: Jaws of the Lion vs Raiders of the North Sea. Finally in Swear an Oath Def fulfilled his oaths of Clans of Caledonia and also Hellenica: Story of Greece. Adrian overcame Mitch's sleep-inducing tutorial and played Merchants of the Dark Road, and also played Santa's Workshop, but fell short of teaching Conor Aeon's End. Sarah hasn't played Chronicles of Crime yet, but did play Forge War. Jules played half a game of Mysthea (so it doesn't count!) but is prepared to play it at this weekend's Melbourne Board Game Day. In the spirit of second chances, Adrian swears an oath to revisit Dwellings of Eldervale, Def swears to give Imperium: Classics a second chance, Sarah swears to play Great Western Trail, and Jules will finally finish painting his Unsettled minis.   Sizzling Games: Voyages (06:35), Anno 1800 (18:50), Mini Express (33:45), Nyet! (45:29)  Topic of the Pod: 2nd Chance Games (52:53) Board Game Bracket: (1:14:01) Swear An Oath: (1:23:09)   **MONTHLY COMPETITION** This month thanks to Advent Games we are giving away a copy of Ark Nova. To enter, head on over to our Facebook Community page and follow the instructions to gain an entry into the draw.   Has this episode left you with a thirst for more? Here are all of the games that we discussed: Hues & Cues (2020)  Abandon All Artichokes (2020)  Voyages (2021)  Anno 1800 (2020)  Shadows: Amsterdam (2018)  Mini Express (2021)  Nyet! (1997)  Eclipse: Second Dawn for the Galaxy (2020)  Rising Sun (2018)  Origins: First Builders (2021)  Spirit Island (2017)  The Search For Planet X (2020)  Root (2018)  Black Rose Wars (2019)  Gloomhaven: Jaws of the Lion (2020)  Raiders of the North Sea (2015)  Clans of Caledonia (2017)  Hellenica: Story of Greece (2019)  Imperium: Classics (2021)  Merchants of the Dark Road (2022)  Santa's Workshop (2017)  Aeons End (2016)  Dwellings of Eldervale (2020)  Chronicles of Crime (2018)  Forge War (2015)  Great Western Trail (2016) Mysthea (2019)    **SPONSORS** Thanks to 2D6 for sponsoring our Sizzling Games segment. Check out their website at (2D6games.com.au) to see their massive range of games and don't forget they offer free delivery all around Australia. So why not order your next Sizzling Game from them today!! Our Board Game Bracket 2.0 is proudly sponsored by Game Toppers LLC. They have joined the BBQ, and are even providing us with one of their Game Toppers for our Game Days! Check out their Kickstarter now! These Game Toppers are amazing, and can transform any old table into an A1 quality Game Table! https://www.kickstarter.com/projects/burky/game-toppers-30-upgrading-every-game-you-play?ref=discovery&term=game%20toppers Our Swear An Oath segment is proudly sponsored by Advent Games . Advent Games (http://www.adventgames.com.au/) are an Australian online board game store based in Sydney, NSW. Their core values are integrity, customer satisfaction, and providing a wide range of products including those hard-to-find board games.   **PATREON** Yes, that's right. We have a Patreon. By becoming a Patreon member you will receive exclusive content, have access to a members only section of our discord where you can contribute to the content of the show, and much more. Your Patreon support will also allow us to expand the podcast and deliver some exciting upcoming projects that we have planned for 2022. Our team at the Board Game BBQ Podcast love what we do and will continue to deliver the same shenanigans that you have come to expect from us, and we are already incredibly grateful and humbled by all of your support. The Patreon is simply a way for you to continue to support the Board Game BBQ Podcast and help us cover the ongoing costs that come with producing two 90min episodes a week. Being a member of the Patreon is by no means an obligation and please do not support the Patreon if it will it cause you financial hardship in any way. But if you would like to support us from as little as USD$5 a month please click the link and head to the Patreon page. Thanks again for all of your continued support. We work hard to create a welcoming and inclusive community and you are all awesome. See you at the BBQ!! Patreon link: https://www.patreon.com/BoardGameBBQ   **BOARDGAMEBBQ.COM** https://boardgamebbq.com/ Head on over to the Board Game BBQ website for links to previous episodes, more information on all of the games mentioned, and upcoming events. **JOIN OUR DISCORD!** The BGBBQ now has a Discord Channel. Want to join the community and chat with the team and other listeners about your favourite hobby? Like to get updates when our podcasts are released, and get exclusive content? Need a place you can chat with other players while you're playing your own online games, overlooking for some like-minded gamers to play online with? Well, here's your invite: https://discord.gg/wgswSutRAz **FACEBOOK COMMUNITY** https://www.facebook.com/groups/995437657579603/ Why not join The Board Game BBQ Community page on Facebook. It's a place where everyone can post about their games, write reviews, engage with the community, and support each other. Regardless of if you are a casual gamer, a designer, an artist, a content creator - everyone is welcome! **INSTAGRAM** https://www.instagram.com/boardgamebbq/ Follow us on Instagram to be notified when a new episode drops, or when our Discord events are happening. And don't forget to use #oathfulfilled when you finally get a game off your shelf of shame.  

History Extra podcast
Goods & globalisation: merchants in Tudor & Stuart England

History Extra podcast

Play Episode Listen Later Jan 3, 2022 32:55


Between 1550 and 1650, English trade flourished as thousands of merchants sought out trading ventures across the globe. In conversation with Emily Briffett, Edmond Smith tracks the experiences of England's merchants and explores how their efforts as a community shaped England's relationship with the rest of the world.(Ad) Edmond Smith is the author of Merchants: The Community that Shaped England's Trade and Empire, 1550-1650 (Yale University Press, 2021). Buy it now from Amazon:https://www.amazon.co.uk/Merchants-Community-Shaped-Englands-1550-1650/dp/0300257953/?tag=bbchistory045-21&ascsubtag=historyextra-social-viewingguide See acast.com/privacy for privacy and opt-out information.

In Search of Reality
Episode 92: Philosophical Eternal Reality

In Search of Reality

Play Episode Listen Later Jan 2, 2022 61:50


Dr. Betty Kovacs joins the show to discuss consciousness. The rational conceptual brain verse the symbolic brain, we discuss reasons why they are separated and not treated as a whole. Dr. Kovacs shares insight on the history of matter and how it is viewed by science today. How the churches and mystics became what we now know as modern science. Has the church blocked our ancestor knowledge of a clearer connection to consciousness? Dr. Kovacs also discusses how philosophers and mysticism helped form our idea of consciousness before Western Plato philosophy. Another deep discussion with the great and knowledgeable Dr. Betty Kovacs. Website:  https://kamlak.comYouTube Channel:  https://www.youtube.com/user/KimberlySaavedraFrequency of Love in a Dying World:  https://youtu.be/8ilOzvz-18wFacebook:  https://www.facebook.com/The-Kamlak-Center-Videos-Putting-Birth-Death-Back-Together-Again-213684922010449/Merchants of Light:  https://www.amazon.com/Merchants-Light-Consciousness-Changing-World/dp/0972100555The Miracle of Death:  https://www.amazon.com/Miracle-Death-There-Nothing-Life/dp/0972100504Website: www.insearchofrealitypodcast.com Facebook:https://www.facebook.com/In-search-of-reality-podcast-103619891320439/  Instagram: www.instagram.com/insearchofreality Twitter: www.twitter.com/@insearchreality  Youtube: https://www.youtube.com/channel/UCdpJBb2DAPw0w9_u6vU8z8Q?view_as=subscriber 

Conspirituality
Bonus Sample: The Language of Conspiritualist Merchants

Conspirituality

Play Episode Listen Later Dec 27, 2021 9:50


Derek investigates the origins of language through thinkers like David Crystal, Michael Corballis, and others, to investigate how two popular figures—Deepak Chopra and Rick Warren—sell their spiritual wares. Their patterns reveal the model many conspiritualist influencers use today.

Merchant Sales Podcast
Selling compliant surcharging to CNP merchants

Merchant Sales Podcast

Play Episode Listen Later Dec 24, 2021 58:28


Card-not present merchants present a huge opportunity for selling surcharging, and Stax is making a play to better serve this market through its recent acquisition of leading surcharging solution provider CardX. CardX CEO Jonathan Razi and Stax Co-Founder Sal Rehmetullah join James and Patti this week to discuss how ISOs and agents can build their books offering surcharging to CNP verticals. Plus James explains why cash discounting and surcharging adoption will surge with CNP merchants in 2022, and Patti reports on how the Feds are moving to rein in big tech's consumer payments activities.

Buddha at the Gas Pump
628. Betty Kovacs

Buddha at the Gas Pump

Play Episode Listen Later Dec 23, 2021 111:08


Dr. Betty J. Kovacs' understanding of consciousness and spirituality is based on both scholarly research and symbolic, visionary experience.  In fact, she has written two books concerning these subjects.  Her first book is about her family's profound visionary experiences surrounding multiple deaths in their family.  Her second book relates to our ancestors' experience of a vaster consciousness, Cosmic/Christ Consciousness. Within a three-year period, Dr. Kovacs experienced the deaths of her mother, her son, and her husband in separate automobile accidents.  While she had studied shamanism before her son's accident, she and her husband actually experienced their son's consciousness after his death for an extended period of time.  These experiences completely changed their lives.  Her first book, The Miracle of Death: There Is Nothing But Life, is about these altered states of consciousness.  After her retirement, she began an intensified period of research into our ancestors' experience of a vaster consciousness, Cosmic/Christ Consciousness, which she relates in her new book, Merchants of Light: The Consciousness That Is Changing the World, winner of the Nautilus Silver Book Award and The Scientific & Medical Network 2019 Book Prize. Dr. Kovacs' extensive research tracked the existence of a shamanic-mystic-scientist culture from at least 40,000 BCE.  Our ancestors had developed symbolic language and various shamanic techniques to trigger altered states of consciousness.  Some of these ancestors achieved great skill as visionaries, mystics, and scientists, while others, it is not known how many, achieved the ability to experience Cosmic Consciousness. Their Gift, the blueprint for our evolution, is the knowledge that we are all immortal, divine, and creative.  This blueprint is revealed in the heart wisdom of the mystic and the new science of quantum physics. Unfortunately, in the West, this sacred tradition was suppressed by both Church and State and lost to mainline culture, but it survived underground in the Hermetic arts, Alchemy, Gnosticism, Kabbalah, and Mystic Christianity.  This powerful tradition emerged four times in European history in an effort to integrate this larger consciousness into mainline culture. Each time the tradition emerged, the culture experienced a renaissance, as in the High Middle Ages, the Italian Renaissance, the Rosicrucian Enlightenment, and the German and English Romantic Period.  Each of these attempts was suppressed. The consistent suppression of this ancient wisdom is the root cause of our current planetary crisis.  And it can only be healed through the consciousness of the heart that births a just and feeling world.  This same tradition, on which our survival now depends, has once again emerged today—and it can change the world. Website: kamlak.com Discussion of this interview in the BatGap Community Facebook Group. Interview recorded December 19, 2021. Video and audio below. Audio also available as a Podcast.

LuAnna: The Podcast
TOTALLY EXTRA: Rip off Merchants, Getting Saucy with Santa and a Nativity Fireplace

LuAnna: The Podcast

Play Episode Listen Later Dec 23, 2021 23:01


BE WARNED: It's LuAnna, and this podcast contains honest, upfront opinions, rants, bants and general explicit content. But you know you love it! It's time to get TOTALLY EXTRA. Extra chat, extra rants, extra bants, extra stories, nonsense and more.On this week's Totally Extra: Putting your foot in it with the MIL, loads of shit gifts, people not delivering once been paid, a ton of festive jokes, men suddenly getting ill when others in the house are, three terrible characters in plays and getting touched up by Santa. Remember, if you want to get in touch you can:Email us at luannathepodcast@gmail.com OR drop us a WhatsApp on 07745 266947

The Board Game BBQ Podcast
Episode 166: Bitoku, Merchants of the Dark Road, Three Sisters

The Board Game BBQ Podcast

Play Episode Listen Later Dec 20, 2021 89:55


Episode 166: Bitoku, Merchants of the Dark Road, Three Sisters     Sizzling Games: (02:50) Bitoku, Merchants of the Dark Road, Three Sisters Topic of the Pod: (44:33) Sydney Game Day Board Game BBQ Bracket Battle 2.0 (01:01:17) Raiders of the North Sea v Gloomhaven Jaws of the Lion Swear An Oath: (1:17:01)

The Bitcoin.com Podcast
Cash2Bitcoin CEO Ayman Rida Explains Why Merchants Should Set up a Bitcoin ATM

The Bitcoin.com Podcast

Play Episode Listen Later Dec 20, 2021 27:04


Established in 2016, Cash2Bitcoin.com is one of the largest and fastest-growing cryptocurrency ATM deployment services in the United States. Cash2Bitcoin.com manages over 1000 locations throughout the country and is rapidly expanding its reach in the market.Ayman Rida is the CEO of Cash2Bitcoin. He recently joined the Bitcoin.com News Podcast to talk about the business.

Commuter Bible NT
Revelation 18

Commuter Bible NT

Play Episode Listen Later Dec 20, 2021 8:39


In our last episode, an angel escorted John to a wilderness where he saw a woman on a scarlet beast. That woman has “Babylon the Great” written on her forehead. Today, another angel with great authority proclaims that Babylon has fallen. This lament is modeled after the lament found in Jeremiah 51, one of the longest chapters in Scripture, which declares the fall of the historic Babylon. Since Revelation is a book about the future, we don't know exactly what this represents, but it is likely that Babylon is representative of a global power in rebellion against God. Merchants mourn her demise, for they had grown rich from her. Finally, a mighty angel hurls a large stone into the sea, saying that Babylon will fall like this, never to rise again.:::Christian Standard Bible translation.All music written and produced by John Burgess Ross.Co-produced by the Christian Standard Biblefacebook.com/commuterbibleinstagram.com/commuter_bibletwitter.com/CommuterPodpatreon.com/commuterbibleadmin@commuterbible.org

BusinessWorld B-Side
Spotting online fraud, stopping it in its tracks

BusinessWorld B-Side

Play Episode Listen Later Dec 19, 2021 14:50


With the holiday season in full swing, there's going to be a lot of opportunity for online fraud during e-commerce transactions. “Merchants are so focused on growing as quickly as possible, that they forget to put the right fraud tool,” said James L. Melon, country manager of fraud prevention services company Vesta. “The need is [only] realized when they get exposed from fraud attacks. Merchants make up for this by selling more volume, but it's like pouring more water into a leaky bucket.” In this B-Side episode, Mr. Melon tells BusinessWorld reporter Patricia B. Mirasol about reputational risks and red flags that online merchants should watch out for. Recorded remotely on Nov. 9. Produced by Paolo L. Lopez and Sam L. Marcelo.

Anna Davlantes
Illinois Retail Merchants Association president Rob Karr: ‘You can't put everything in a store behind a locked door, behind a glass case, or tie it to a chain'

Anna Davlantes

Play Episode Listen Later Dec 13, 2021


Rob Karr, president & CEO, Illinois Retail Merchants Association, joins Anna to talk about the rise in retail theft in the area and how it is impacting the holiday shopping season. What needs to be done by leaders to address this issue?

New Books in History
Edmond Smith, "Merchants: The Community That Shaped England's Trade and Empire, 1550-1650" (Yale UP, 2021)

New Books in History

Play Episode Listen Later Dec 13, 2021 63:35


In the century following Elizabeth I's rise to the throne, English trade blossomed as thousands of merchants launched ventures across the globe. Through the efforts of these "mere merchants," England developed from a peripheral power on the fringes of Europe to a country at the center of a global commercial web, with interests stretching from Virginia to Ahmadabad and Arkhangelsk to Benin. In Merchants: The Community That Shaped England's Trade and Empire, 1550-1650 (Yale UP, 2021), Edmond Smith traces the lives of English merchants from their earliest steps into business to the heights of their successes. Smith unpicks their behavior, relationships, and experiences, from exporting wool to Russia, importing exotic luxuries from India, and building plantations in America. He reveals that the origins of "global" Britain are found in the stories of these men whose livelihoods depended on their skills, entrepreneurship, and ability to work together to compete in cutthroat international markets. As a community, their efforts would come to revolutionize Britain's relationship with the world. Joseph Krulder is a historian of Britain's long eighteenth-century: cultural, social, military, and economic. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/history

New Books in World Affairs
Edmond Smith, "Merchants: The Community That Shaped England's Trade and Empire, 1550-1650" (Yale UP, 2021)

New Books in World Affairs

Play Episode Listen Later Dec 13, 2021 63:35


In the century following Elizabeth I's rise to the throne, English trade blossomed as thousands of merchants launched ventures across the globe. Through the efforts of these "mere merchants," England developed from a peripheral power on the fringes of Europe to a country at the center of a global commercial web, with interests stretching from Virginia to Ahmadabad and Arkhangelsk to Benin. In Merchants: The Community That Shaped England's Trade and Empire, 1550-1650 (Yale UP, 2021), Edmond Smith traces the lives of English merchants from their earliest steps into business to the heights of their successes. Smith unpicks their behavior, relationships, and experiences, from exporting wool to Russia, importing exotic luxuries from India, and building plantations in America. He reveals that the origins of "global" Britain are found in the stories of these men whose livelihoods depended on their skills, entrepreneurship, and ability to work together to compete in cutthroat international markets. As a community, their efforts would come to revolutionize Britain's relationship with the world. Joseph Krulder is a historian of Britain's long eighteenth-century: cultural, social, military, and economic. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/world-affairs

New Books Network
Edmond Smith, "Merchants: The Community That Shaped England's Trade and Empire, 1550-1650" (Yale UP, 2021)

New Books Network

Play Episode Listen Later Dec 13, 2021 63:35


In the century following Elizabeth I's rise to the throne, English trade blossomed as thousands of merchants launched ventures across the globe. Through the efforts of these "mere merchants," England developed from a peripheral power on the fringes of Europe to a country at the center of a global commercial web, with interests stretching from Virginia to Ahmadabad and Arkhangelsk to Benin. In Merchants: The Community That Shaped England's Trade and Empire, 1550-1650 (Yale UP, 2021), Edmond Smith traces the lives of English merchants from their earliest steps into business to the heights of their successes. Smith unpicks their behavior, relationships, and experiences, from exporting wool to Russia, importing exotic luxuries from India, and building plantations in America. He reveals that the origins of "global" Britain are found in the stories of these men whose livelihoods depended on their skills, entrepreneurship, and ability to work together to compete in cutthroat international markets. As a community, their efforts would come to revolutionize Britain's relationship with the world. Joseph Krulder is a historian of Britain's long eighteenth-century: cultural, social, military, and economic. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

New Books in British Studies
Edmond Smith, "Merchants: The Community That Shaped England's Trade and Empire, 1550-1650" (Yale UP, 2021)

New Books in British Studies

Play Episode Listen Later Dec 13, 2021 63:35


In the century following Elizabeth I's rise to the throne, English trade blossomed as thousands of merchants launched ventures across the globe. Through the efforts of these "mere merchants," England developed from a peripheral power on the fringes of Europe to a country at the center of a global commercial web, with interests stretching from Virginia to Ahmadabad and Arkhangelsk to Benin. In Merchants: The Community That Shaped England's Trade and Empire, 1550-1650 (Yale UP, 2021), Edmond Smith traces the lives of English merchants from their earliest steps into business to the heights of their successes. Smith unpicks their behavior, relationships, and experiences, from exporting wool to Russia, importing exotic luxuries from India, and building plantations in America. He reveals that the origins of "global" Britain are found in the stories of these men whose livelihoods depended on their skills, entrepreneurship, and ability to work together to compete in cutthroat international markets. As a community, their efforts would come to revolutionize Britain's relationship with the world. Joseph Krulder is a historian of Britain's long eighteenth-century: cultural, social, military, and economic. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/british-studies

Malthaus Games
Ep.107 Minerva, Gaming Confidence, and What Game Do We Dislike?

Malthaus Games

Play Episode Listen Later Dec 12, 2021 50:05


Episode 107 is live! Come listen as we discuss Minerva from Pandasaurus! We dive into the game before talking in full about developing confidence in gaming where you can determine if a game is bad, you don't like it, or you just don't get it. We then tell you the games we dislike and why! Be sure to listen as we also review two great stouts, Chocolate Habanero Stout from Iron Monk and Full Grown Nick from Tupps. Be sure to like, share, and subscribe so you don't miss anything we do! Game Talk: 12:36 Top Shelf Topic: 28:53 Pint Sized Question: 44:09 Game Mentions: Smash Up, Splendor, Millennium Blades, Dale of Merchants, Dragon's Head Support: If you would like to help us improve our product, here's where you can do that! www.patreon.com/MalthausGames podpledge.com?p=3D8L1M1V4S7F8... ko-fi.com/malthausgames Sound Attributions: Something Elated by Broke For Free, Downloaded from freemusicarchive.org/music/Bro... Edits: Cut to length and Faded in. Heavy Happy With Drums by Ryan Cullinane, Downloaded from freemusicarchive.org/music/Ryan Cullinane/Heavy Happy With Drums – Beat Driven Productions – Heavy Happy With Drums Edits: Cut to length and faded out. Crowd in a bar (LCR recording) by Leandros.Ntounis, downloaded from freesound.org/people/Leandros... Edits: Cut to length, added vocals and own recorded drink making sounds. Vinyl_record_needle_static_01.wav by joedeshon, downloaded from freesound.org/people/joedesho... Edits: Cut to length, added to music and raised volume level. Hidden Wall Opening by ertfelda, downloaded from freesound.org/people/ertfelda... Edits: Adjust volume and cut to length added jungle sound and voice. Yucatan jungle.mp3 by folkart films, downloaded from freesound.org/people/folkart%... Edits: Adjust volume, cut to length, added door sound and voice. Footsteps, Concretem A.wav by InspectorJ, downloaded from freesound.org/people/Inspecto... Edits: Cut to length, adjusted volume, added jungle sounds and voice. Fantasy Sounds Effects Library, Ambience_Cave_00.wav by LittleRobotSoundFactory, downloaded from freesound.org/people/LittleRo... Edits: Cut to length, faded in, adjusted volume and added footsteps, jungle sounds, stone door, and voice. Game Show Theme Tune by FoolBoyMedia, downloaded from freesound.org/people/FoolBoyM... Edits: Cut to length, added vocals, adjusted volume. Audience, Theatre Applause.wav by makosan, downloaded from freesound.org/people/makosan/... Edits: Added music, added voice, cut to length and adjusted volume. HoHoHo by theartguild , downloaded from freesound.org/people/theartguild/sounds/536245/ Edits, adjusted volume

Chicago's Afternoon News with Steve Bertrand
Illinois Retail Merchants Association President fires back at Mayor Lightfoot's claim that retailers aren't doing enough to stop retail theft

Chicago's Afternoon News with Steve Bertrand

Play Episode Listen Later Dec 11, 2021


Rob Karr, President & CEO of the Illinois Retail Merchants Association joins Lisa Dent (filling-in for Steve Bertrand) on Chicago’s Afternoon News to explain the lengths businesses go in the state to prevent retail theft, after Mayor Lightfoot suggested that downtown businesses weren’t doing enough to prevent thieves from stealing merchandise. Follow Your Favorite Chicago’s […]

RSPA Trusted Advisor
RSPA Trusted Advisor Ep. 62: How VARs Can Help Merchants Solve Their Labor Crisis

RSPA Trusted Advisor

Play Episode Listen Later Dec 9, 2021 49:13


In Episode 62 of “The Trusted Advisor,” the RSPA's Jim Roddy talks with labor technology experts Audrey Hogan of ISV TimeForge and Barb Trushenski and Jeff Zimmerman of VAR North Country Business Products about how VARs are helping merchants solve their labor crisis. They discuss their joint report on grocery labor market trends, how to best start a labor tech conversation with a merchant, and which technologies are helping merchants improve their labor situation. “The Trusted Advisor,” powered by the Retail Solutions Providers Association (RSPA), is an award-winning content series designed specifically for point of sale resellers and software developers. Our goal is to educate you on the topics of leadership, management, hiring, sales, and other small business best practices. For more insights, visit the RSPA blog at www.GoRSPA.org. If you liked this episode of the pod, you'll love courses offered through RSPA Academy EXCELerate, the next generation of education for the retail IT channel. This online system offers continuous learning, training, and development opportunities anytime, anywhere, from any device. For more information on RSPA Academy EXCELerate, visit learn.GoRSPA.org.

The Fran Spielman Show
Rob Karr, President of the Illinois Retail Merchants Association

The Fran Spielman Show

Play Episode Listen Later Dec 9, 2021 31:37


Twice in the last month—and as recently as this week— Mayor Lori Lightfoot urged Magnificent Mile merchants victimized repeatedly by smash-and-grab robberies to follow the lead of their counterparts in Milan, London, Paris, Rome and along Hollywood's Rodeo Drive. She specifically mentioned security guards at the door, entrance cameras, merchandise “either chained and roped or put behind glass” and customers being “buzzed into” stores. On Thursday, Il. Retail Merchants Association President Rob Karr flatly rejected all of the mayor's ideas. He branded the suggestions “extraordinarily disheartening,” “misinformed” and “false”—yet another example of how Lightfoot “continues to point fingers and play the blame game.” See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Behind The Smoke
Become Attention Merchants With Short Form Video Content | National Restaurant Owners Podcast | DH125

Behind The Smoke

Play Episode Listen Later Dec 9, 2021 56:40


Hospitality and Media Maven Kyle Inserra knows that one of the most valuable currencies of our modern era is attention. Kyle Inserra (@kyleinserra) is an attention merchant. How does the commercial real estate strategist with a long history in the hospitality industry get attention these days? He publishes compelling video content online every day. On his National Restaurant Owners Podcast, host Kyle Inserra and his guests open up about the restaurant industry and share first-hand insights about hospitality, marketing, and much more. • LISTEN ONLINE: https://anchor.fm/restaurantowners The NRO Podcast is just one of the many digital media projects Kyle Inserra has published. He also cranks out interesting industry specific content all the time using his smartphone. Short form videos give Kyle a place to showcase his strong opinions and useful advice. Publishing content online on a regular basis also lets him connect with like-minded peers all over the world. That's how Cali BBQ Media first met Kyle Inserra — we connected with him on Clubhouse and TikTok. Our relationship strengthened IRL when we visited New York City for the Toast IPO in 2021. Of course we had to team up and make some longform and shortform videos with Kyle while we were in his neck of the woods.   The National Restaurant Owner Podcast | Shawn Walchef and Kyle Inserra Kyle Inserra featured our Cali BBQ Media story on The National Restaurant Owners Podcast, which he let us repurpose on our Digital Hospitality RSS feed and YouTube channel. https://www.youtube.com/watch?v=aCcJCpPp1AI   We hope you enjoy this conversation and don't forget to let us know what you liked and learned in the comments or in a podcast review. Each review we get helps us grow our Digital Hospitality thesis with even more people. A Rising Tide Lifts All Ships. LINKS TO CLICK —  • Restaurant Owners Podcast on Instagram: https://www.instagram.com/restaurant_owners_podcast/ • Kyle Inserra LinkedIn: https://www.linkedin.com/in/kyleinserra/ • Subscribe to National Restaurant Owners Podcast on YouTube: https://www.youtube.com/channel/UCGuiy3a6JnMAs7vwXrGhWfg  • The Restaurant Consultant on TikTok: https://anchor.fm/restaurantowners • Kyle Inserra on Digital Hospitality Podcast: https://calibbq.media/kyle-inserra-real-estate-restaurant-industry-dh095/ About The National Restaurant Owners Podcast w/ Kyle Inserra —  Owning a restaurant can be a lonely, stressful existence. Kyle Inserra knows this first hand as a 15 year veteran of the hospitality industry. On the show, he shares his experience and interviews fellow industry professionals to provide you with the insight our industry often lacks. Whether you're opening your first restaurant or considering adding units to your current concept, there's always something new to learn, and who better to learn from than those who have successfully done it. https://www.youtube.com/playlist?list=PLcayoov1tw3a6M8fpHlnwq_jlI9px2YgM SUBSCRIBE TO NATIONAL RESTAURANT OWNERS PODCAST: https://anchor.fm/restaurantowners Related Cali BBQ Media Content: • Dont Be Scared To Share Your Secrets Online | Kyle Inserra (Restaurant Growth Strategist) | DH095 • Guide to Opening a Virtual Ghost Kitchen | Part 1: The New Digital Economy | DH106 • Subscribe to these Restaurant Business Podcasts *** CONNECT WITH CALI BBQ MEDIA: Email First Name Last Name Email Address Phone Would you like to book a free consultation to go over your Digital Hospitality? Would you like to book a free consultation to go over your Digital Hospitality? Yes, please contact me Business Name What are your content needs?

Up Next In Commerce
How Ecommerce Is Growing Among Small and Informal Merchants in Africa and Beyond with Anu Adasolum, CEO of Sabi

Up Next In Commerce

Play Episode Listen Later Dec 7, 2021 40:29


When you think about small businesses and local merchants, you know that they are the engine that fuels economies all over the world. This is true everywhere you look, including in Africa, where Anu Adasolum works as the founder and CEO at Sabi, a company that is helping informal merchants and businesses reach new heights. For too long, the tens of thousands of small, local merchants in Africa have operated without much help, credit, or access to technology. But while they have stayed the course, the world has moved forward toward a more digitally-focused future. To succeed long-term — in Africa and everywhere else — all businesses need access to opportunities to build credit, digitize their operations, and connect with suppliers and buyers everywhere. On this episode of Up Next in Commerce, Anu explains how Sabi provides those opportunities. She also discusses how B2B companies should be thinking about helping their clients succeed by focusing only on a narrow set of goals. Plus, she dives into what it takes to navigate through scaling a company. Enjoy this episode!Main Takeaways:The Pain Point is Access: For too long no one was doing the work of helping small businesses in Africa gain access. Small, local merchants were out on their own, and no banks or other creditors were even trying to lend to them, which has stunted their growth. By granting access to these merchants, they have an opportunity they never had access to before.It's Not Just About Digitization: Sabi is really about understanding the network of traders, building profiles, and then helping small businesses establish themselves and build trust in a way that allows them to succeed. Small businesses and informal traders have often been seen as a risk for investors, and in order for them to grow, a middle party is needed to de-risk the opportunity to build up these businesses.Focus On What Matters: When you think about how you can improve sales and reduce costs for your customers, then you start to eliminate the tendency to force users into apps or channels or to use tools that don't serve them. When you avoid that pitfall, you create a much better experience for your customers and you force yourself to focus only on what will help your company grow.For an in-depth look at this episode, check out the full transcript below. Quotes have been edited for clarity and length.---Up Next in Commerce is brought to you by Salesforce Commerce Cloud. Respond quickly to changing customer needs with flexible Ecommerce connected to marketing, sales, and service. Deliver intelligent commerce experiences your customers can trust, across every channel. Together, we're ready for what's next in commerce. Learn more at salesforce.com/commerce---For a full transcript of this interview, click here.

Promenade Merchants: A Star Trek Podcast
Promenade Merchants Podcast #43: Star Trek Turning Negatives Into Positives

Promenade Merchants: A Star Trek Podcast

Play Episode Listen Later Dec 7, 2021 65:36


The Star Trek Discovery international incident has reached a resolution. Here on the Promenade, we are celebrating, and Heather thinks you should too. In New Business, David gushes about the performances of the cast in Season 4, including one character who was not a favorite of his… In upcoming business, both of us have questions […] The post Promenade Merchants Podcast #43: Star Trek Turning Negatives Into Positives appeared first on Delta Juliet Mike Media.

Los Fanboys Podcast
The Wheel Of Time Episode 5 Review | The Dragon Reviewed NO Book SPOILERS

Los Fanboys Podcast

Play Episode Listen Later Dec 6, 2021 58:40


#TheWheelOfTime #TheDragonReviewed #WoT #LRMOnline #TheGenreverse The Wheel weaves as the Wheel wills and a wind whips through LRM towers that speaks in whispers. The Dragon, The Dragon Reviewed has been reborn! Join The Camerlyn seat and his two Novice Aes Sedai in reviewing Amazon's The Wheel of Time show. This show covers Episode 5 graded and discussed. Also there are NO book Spoilers in this chat as we have one book fan (Cam Clark) and two brand new fans (Kyle and Christine Malone). So all theories are from the two non-book readers. 00:00- Intro & How We Do Spoilers 04:26- Christine Begins Our Wheel Of Time Episode 5 Review 10:33- The Other Non-Reader Gives His Thoughts... 14:27- To Be Interrupted For Logain Theories 17:43- Kyle Finishes His Thoughts On The Episode 22:31- Cam Clark Describes Why This Episode Grew On Him 26:07- Loial And The Makeup/SFX 28:26- Some Of The Book Changes Cam Spotted 34:04- Time For Some Questions About Padan Fain And That Picture 39:24- Padan Fain, Merchants, And How Much Does Kyle Really Know Fantasy? 44:05- Who Is The Dragon Reborn... Again? 50:02- Fan/Audience Question & Final Thoughts Kyle, Cam, and Christine are your guides to the pattern! Cam is a big fantasy fan who has read all The Wheel of Time books. Kyle isn't much of a fantasy guy at all, and Christine likes fantasy but hasn't read the books. Hence, no book spoilers and all theories for the future are done without any book knowledge (Cam asks the questions). There will be Episode 4 spoilers in this review, but nothing beyond. Last Episode Here: https://open.spotify.com/episode/5Z17XXvOHlt7l9ceMreXd7?si=OtLo4rFnRMimJqz2wAcjIg Support: We have SO MANY podcasts! Anime-Versal Reviews Podcast covers anime (duh!), LRM's No Mercy covers Cobra Kai, and the Marvel craze continues with reviews on Marvel Multiverse Mayhem. Also, classics like BGRtP, The Cantina Podcast, and The Daily COG are still going! YOU WILL SUBSCRIBE AND HIT THE NOTIFICATION/FOLLOW BUTTON! The Dragon wills it to be so! Question(s) of the week: Who is the Dragon...stick or twist? Moiraine and the Picture? Why was Logain laughing? Which men can Channel? Did you notice Padan Fain? Where is this Season going?

The Feldman Report
The Feldman Report - Consumers say they don't trust online merchants that don't have a brisk and mortar store.

The Feldman Report

Play Episode Listen Later Dec 6, 2021 1:04


WWJ's Murray Feldman - Consumers say they don't trust online merchants that don't have a brisk and mortar store. See omnystudio.com/listener for privacy information.

The Tech Blog Writer Podcast
1805: The Tech Helping Brands Adopt an Omnichannel Approach to Retail

The Tech Blog Writer Podcast

Play Episode Listen Later Dec 6, 2021 29:56


We are currently right in the eye of the storm of the holiday season, and I find myself fascinated by how technology is raising our expectations from retailers. Everything from smart changing rooms, smart mirrors, and the evolution of virtual shopping via 3D, AR, and virtual try-on's highlights how much the industry has changed. Zakeke is empowering brands and retailers to offer their customers live product personalization and 3D / AR View. Zakeke also integrates Visual Commerce Solutions online and offline to engage their customers with a rich and interactive "design-your-own"​ experience. People are different and have unique tastes. As customers, they want to play a primary role in designing the products they use, configuring them according to their needs and preferences. Merchants are discovering the value of letting their customers create their own unique products and taking personalization a big step into mass customization. Lou Leporace joins me on Tech Talks Daily to discuss how Zakeke enables merchants to meet the increasing demand for customized products.

Every Damn Thing
71. Harry Styles, Clowns

Every Damn Thing

Play Episode Listen Later Dec 2, 2021 55:47


Phil, Jake and Jason are reunited with Natalie H. to rank Harry Styles and clowns on the List of Every Damn Thing.VOTE HERE to help choose which item on the List of Every Damn Thing should be re-ranked in an upcoming episode (you can vote every day, and for multiple items).If you have something to add to the list, email it to list@everydamnthing.net (or get at us on Twitter, Instagram and Facebook).SHOW NOTES: Harry Styles has a role in Christopher Nolan's Dunkirk. It's not a major role, but it's bigger than the role of Guy Looking at Camera. Charli XCX is a pop star and songwriter from the UK. You know her voice from the hooks on "I Love It" and "Fancy". Phil appreciates her but doesn't know the name for what her fans call themselves (a la Harry Styles' “Stylers”) so he's kind of noncommittal in his fandom. Harry Styles' fingernail polish line is called Pleasing and the pre-sale is already sold out. We make the obvious comparison of Harry Styles to Prince, and express doubts as to whether Styles is a songwriter on the level of Prince. Jake looked into it, and found that Harry Styles is in fact a songwriter (including songs for other artists), but unlike Prince he doesn't appear to have sole credit on any songs. Also, he's nowhere near as prolific a songwriter as Prince (at least so far). Natalie is right when she says Billy Porter wore the Christian Siriano tux dress design to the Oscars in 2019.  Here's the Vogue Magazine Harry Styles story that we discuss. “Hungry Heart” was written by Bruce Springsteen for the Ramones. If you listen to the song, you can hear how he sings it sort of like Joey Ramone and you can also imagine how Joey Ramone would have sung it. People have tried to recreate it. Phil likes to imagine it would have sounded like a song on End of the Century. It's not clear why they never recorded the song. According to Andrew Dice Clay, My Cousin Vinny was developed as a vehicle for him, but when The Adventures of Ford Fairlane flopped, they made it with Joe Pesci instead. In an impressive feat of inference and detective work, Phil and his wife figured this out by themselves. She said that it seemed like the part was written for someone younger and they just wracked their brains thinking of Italian-American comedic actors from the early 90s until they figured it out. Pee-Wee Herman maybe could have worked playing the title role in My Cousin Vinny but probably he shouldn't have done Italian-Face. We briefly discuss the Insane Clown Posse and how our podcast is pro-Juggalo. Bill Irwin is the king of clowns. Oscar-winner Julianne Moore plays a sexy clown in The Ladies' Man. “Tears of a Clown” by Smokey Robinson is one of the greatest pop songs to ever be recorded. Here's the Cecily Strong clown bit that was on Saturday Night Live. Bianca del Rio is the winner of Season 6 of Rupaul's Drag Race and is often referred to as the “Clown in a Gown”. Jake refers to “Wavy Gravy's Clown College” but it's actually a Clown Camp called Camp Winnarainbow. It's still in operation. Talk about glamping! Pickle Family Circus was a troupe in San Francisco in the ‘70's and is said to have brought back the circus trend.  The Man Who Laughs is a 1928 German film. Conrad Veidt's look in the title role is where the look of the Joker from Batman was pulled from in 1940.  None of us could say for sure what the capital city of Tennessee is. It's Nashville.  Jake was wrong when he said San Francisco was never the capital of California. It was temporarily made the capitol in 1862 while Sacramento suffered from flooding. There was naver a capital building in San Francisco, though; the state legislature was held at the Merchants' Exchange Building during the brief tenure in S.F. The I Love Lucy episode featuring Pepito the Clown that Jason refers to was actually a pilot episode that never aired during the original run of the show, and was apparently lost for decades. We ponder whether the term “hobo” is offensive, and decide that it isn't. But we might be wrong. Violator from Spawn is a pretty sucky character. ALSO DISCUSSED IN THIS EPISODE:As Good As It Gets * Castaway * One Direction * Orville Peck * masturbation * Madison Square Garden * “Watermelon Sugar” * David Bowie * Madonna * Eternals * Olivia Wilde * Jason Sudeikis * Jenny Lewis * Dolly Parton * Steven Seagal * Hank Williams * John Wayne Gacy * Baskets (tv show) * circuses * firefighters * The Matrix * The Three Stooges * Batman: The Animated SeriesBelow are the Top Ten and Bottom Top items on List of Every Damn Thing as of this episode (for the complete up-to-date list, go here).TOP TEN: Dolly Parton - person interspecies animal friends - idea sex - idea bicycles - tool Clement Street in San Francisco - location Prince - person It's-It - food Cher - person dogs - animal cats - animal BOTTOM TEN:214. Jenny McCarthy - person215. Jon Voight - person216. Hank Williams, Jr - person217. British Royal Family - institution218. Steven Seagal - person219. McRib - food220. war - idea221. cigarettes - drug222. QAnon - idea223. transphobia - ideaTheme song by Jade Puget. Graphic design by Jason Mann. This episode was produced & edited by Jake MacLachlan, with audio help from Luke Janela. Show notes by Jake MacLachlan, Phil Green & Jason Marmor.Our website is everydamnthing.net and we're also on Twitter, Instagram and Facebook.Email us at list@everydamnthing.net. 

Fifth & Mission
Bay Area Retail Theft: Oakland Cannabis Merchants Weigh In

Fifth & Mission

Play Episode Listen Later Dec 1, 2021 17:56


Cities across the Bay Area have been jolted by a spree of retail thefts. On Monday, struggling Oakland cannabis merchants made a plea to city and state leaders for more protection — and a tax break. Chronicle reporter Rachel Swan joins host Cecilia Lei to explain their demands and how conversations about retail crime are becoming increasingly politicized. Get unlimited Chronicle access for 26 weeks for 99 cents: sfchronicle.com/pod Learn more about your ad choices. Visit megaphone.fm/adchoices

Malthaus Games
Ep.106 BGG Con, Pros and CONS, and Best Beer of BGG

Malthaus Games

Play Episode Listen Later Nov 28, 2021 53:06


Episode 106 is live! This episode we talk all about our time at BGG Con in Dallas. We tell you about all of the shenanigans, all the food, and all the fun we had while there with friends. We also talk about all the games we played during the con, and we tell you some of the games we brought home! We then talk about conventions during Covid and our thoughts on attending. We end the show by telling you what our favorites beer of the con was. Be sure to like, share, and subscribe! Game Talk: 10:23 Top Shelf Topic: 20:41 Pint Sized Question: 42:12 Game Mentions: Imperial Struggle, Sekigahara: The Unification of Japan, Tokaido, Bag of Butts, Cat Blues, Escape: The Curse of the Temple, Scape Goat, Dale of Merchants, HeroQuest, Shamans, Not Alone, Metro X, Nice Buns, Camel Up, Scout, Horrified: American Monsters, Campy Creatures Support: If you would like to help us improve our product, here's where you can do that! www.patreon.com/MalthausGames podpledge.com?p=3D8L1M1V4S7F8... ko-fi.com/malthausgames Sound Attributions: Something Elated by Broke For Free, Downloaded from freemusicarchive.org/music/Bro... Edits: Cut to length and Faded in. Heavy Happy With Drums by Ryan Cullinane, Downloaded from freemusicarchive.org/music/Ryan Cullinane/Heavy Happy With Drums – Beat Driven Productions – Heavy Happy With Drums Edits: Cut to length and faded out. Crowd in a bar (LCR recording) by Leandros.Ntounis, downloaded from freesound.org/people/Leandros... Edits: Cut to length, added vocals and own recorded drink making sounds. Vinyl_record_needle_static_01.wav by joedeshon, downloaded from freesound.org/people/joedesho... Edits: Cut to length, added to music and raised volume level. Hidden Wall Opening by ertfelda, downloaded from freesound.org/people/ertfelda... Edits: Adjust volume and cut to length added jungle sound and voice. Yucatan jungle.mp3 by folkart films, downloaded from freesound.org/people/folkart%... Edits: Adjust volume, cut to length, added door sound and voice. Footsteps, Concretem A.wav by InspectorJ, downloaded from freesound.org/people/Inspecto... Edits: Cut to length, adjusted volume, added jungle sounds and voice. Fantasy Sounds Effects Library, Ambience_Cave_00.wav by LittleRobotSoundFactory, downloaded from freesound.org/people/LittleRo... Edits: Cut to length, faded in, adjusted volume and added footsteps, jungle sounds, stone door, and voice. Game Show Theme Tune by FoolBoyMedia, downloaded from freesound.org/people/FoolBoyM... Edits: Cut to length, added vocals, adjusted volume. Audience, Theatre Applause.wav by makosan, downloaded from freesound.org/people/makosan/... Edits: Added music, added voice, cut to length and adjusted volume.

Fortunately... with Fi and Jane
213. Wing-It Merchants and Italia 90, with Josh Widdicombe

Fortunately... with Fi and Jane

Play Episode Listen Later Nov 26, 2021 55:29


This week on the Fortunately podcast, Fi and Jane chat comedian Josh Widdicombe. The star of the Last Leg and host of the Parenting Hell podcast tells Fi and Jane what he learnt from a childhood of TV watching, chronicled in his book 'Watching Neighbours Twice A Day'. He also lifts the veil on Who Do You Think You Are? and looks back on an infamous moment in Gary Lineker's playing career. Get in touch: fortunately.podcast@bbc.co.uk

The Digital Supply Chain podcast
Empowering Smaller Businesses To Trade Online - A Chat With RedCloud CEO Justin Floyd

The Digital Supply Chain podcast

Play Episode Listen Later Nov 26, 2021 28:08


The world is full of small businesses, and many of them are not nearly as digitised as larger companies. Redcloud Technology is on a mission to fix that. There are over 500 million small business traders and helping them connect to one another digitally to remove friction from their commercial activities seems like a very worthwhile endeavour so I invited Justin Floyd, Redcloud's Founder and CEO to come on the podcast to tell me more. We ad a fascinating conversation around some of the challenges small businesses face, how Redcloud helps them address them, and what the data play here is. As usual, I learned loads, and I hope you do too...Oh, and this is one of the first podcast episodes that I have created chapters for. If you find them useful, do let me know (tom.raftery@sap.com) and I'll make the effort to do it more often!If you have any comments/suggestions or questions for the podcast - feel free to leave me a voice message over on my SpeakPipe page or just send it to me as a direct message on Twitter/LinkedIn. Audio messages will get played (unless you specifically ask me not to).If you want to learn more about how to juggle sustainability and efficiency mandates while recovering from pandemic-induced disruptions, meeting growth targets, and preparing for an uncertain future, check out our Oxford Economics research report here.And don't forget to check out the 2021 MPI research on Industry 4.0 to find out how to increase productivity, revenues, and profitability for your operations. This global study examines the extent to which manufacturers deploy Industry 4.0 in their business and the benefits it brings.And if you liked this show, please don't forget to rate and/or review it. It makes a big difference to help new people discover it. Thanks.And remember, stay healthy, stay safe, stay sane! 

Life After MLM
Episode 72 - Brian

Life After MLM

Play Episode Listen Later Nov 24, 2021 54:18


This weeks sponsor is BetterHelp. Listeners of the show receive 10% off their first month of online therapy by visiting betterhelp.com/mlm. This month we are teaming up with igotout.org, a consortium of cult survivors supporting the #igotout movement of activism, and education, to help shine light on the commercial cults more commonly known as Multi Level Marketing. Throughout the month of November, follow along with us on social media as we share MLM statistics, cult education, survivor stories and ways you can join in on the movement. Visit igotout.org to share your MLM experience and share your #igotout selfie using the hashtags #igotout and #igotoutofanmlm on social media. Freedom of thought is a universal human right. Brian reached out to me and sent me a copy of Merchants of Deception after an Amway episode, and I asked him if he would be interested in sharing his story on the show. Although MLM's generally go after women, around 26% of men are also victims, so sharing the ways they are targeted and indoctrinated is just as important. Brian was worried his story wasn't sensational enough to make an impact, but I disagree! The tactics and practices are the same today as they were 25 years ago! Show Notes Merchants of Deception - https://archive.org/details/MerchantsOfDeception Dr. Amen - https://www.amenclinics.com/ Pyramid Scheme Bar IG - https://www.instagram.com/pyramidschemegr/ AntiMLM Reddit - https://www.reddit.com/r/antiMLM/ Dr. Steven Hassan's BITE Model - https://freedomofmind.com/cult-mind-control/bite-model/ Ponzinomics by Robert L. FitzPatrick - https://amzn.to/3q16oJb How can you help? Report false income and health claims here: https://reportfraud.ftc.gov/ Or go to: https://www.truthinadvertising.org You can also report to your state Attorney General's office! https://www.naag.org/find-my-ag/ Not in the U.S.? Go here: https://www.ftc.gov/policy/international/competition-consumer-protection-authorities-worldwide Support the Podcast! Buy me a Taco and leave me a note!

Parallax Views w/ J.G. Michael
The History of U.S. Resistance to War Profiteering w/ Hunter DeRensis

Parallax Views w/ J.G. Michael

Play Episode Listen Later Nov 24, 2021 81:42


On this edition of Parallax Views, there's a rich and storied history of resistance to war profiteering in the United States of America. Joining us to unpack this overlooked history is Hunter DeRensis, communications director for BringOurTroopsHome.US and author of the recent article "Merchants Of Death: From the Nye Committee to Joe Kent, the fight against war profiteering is a constant struggle". in The American Conservative. We begin by discussing the impetus behind writing the article, namely Hunter's interest in public perception of the military-industrial complex. In contrast to today, where military-industrial complex is used as a non-loaded off-hand to refer to companies like Lockheed Martin and Raytheon, Hunter says that a century ago there was a broad public resistance to and skepticism of the military-industrial complex and, more specifically, war profiteering. We then delve into the history of this public resistance going back to the Progressive Era and WWI. In this regard we discuss JP Morgan, then the largest investment bank in the world and often referred to in those days as "The House of Morgan", and DuPont in relation to war profiteering in the WWI era. Additionally we discuss the use of taxation against war profiteers and figures who led the charge against war profiteering like the politicians William Jennings Bryan, George Norris, Robert LaFollette, Gerald Nye, and Hiram Johnson. Later on in the conversation we discuss the bestselling 1930s book Merchants of War that sought to expose war profiteering, left and right opposition to war profiteering, the Nye Commitee investigation into war profiteering, Theodore Roosevelt and war hawks, Smedley Butler and War is a Rocket, historian Charles Austin Beard, the costs of WWI, the near universality of sentiment against war profiteering in the interwar period, the early feminist and suffragist movements connection to the pacifist and antiwar movements in the early 20th century, Hunter's involvement with BringOurTroopsHome.US and the fact that many veterans oppose U.S. nation-building war today, the profits made by Eugene G. Grace of the Bethlehem Steel Corporation off war, the extent and scope of the Nye Committee, American nationalism, the attacks on Gerald Nye by figures like Sen. Tom Connally and Sen. Carter Glass, war profiteers funding both sides of conflicts, secret treaties involving Woodrow Wilson and WWI, the Appropriations Commitee and the shutdown of the Nye Commitee, why the Nye Committee fell short of its ultimate goals, arms manufactures post-WWI and the rise of the military-industrial complex, the post-WWII permanent war economy, why libertarians should oppose the military-industrial complex, the impact and legacy of the Nye Commitee, Dan Crenshaw and Tom Cotton not being representative of the supermajority of veterans' views on U.S. wars and foreign policy, and more!

Planet Reimagined with Adam Met
2.11 Misinformation, Academia, and Divestment - Naomi Oreskes

Planet Reimagined with Adam Met

Play Episode Listen Later Nov 24, 2021 34:13


On our final episode of Season Two, we're talking to Naomi Oreskes, professor, climate activist, and author of the book Merchants of Doubt. Naomi began her academic career in Geology and Earth Sciences, working at Stanford and Dartmouth, but later began teaching the History of Science at NYU and UC San Diego. Now, as a Harvard History of Science professor, Naomi is educating her students—and the world—on human-caused, or anthropogenic, climate change. Her most well-known book, Merchants of Doubt—co-authored by Erik M. Conway and later made into a documentary of the same name—parallels the misinformation campaigns led against climate change with those led against the negative effects of tobacco. We talk about the companies that led those campaigns, the universities that have divested from fossil fuels, and the scientists who have raised public awareness. Her most recent book, Science on a Mission, is available here. Reminder that we plant a tree for every subscriber, so go ahead and hit that button! Executive Produced by Sustainable Partners, Inc. Edited/Produced by Shelby Kaufman Associate Produced and Engineered by Sophie Ewh Music by Ryan and Jack Met of AJR All Rights Reserved, Sustainable Partners, Inc.

The Jason & Scot Show - E-Commerce And Retail News
EP281 - Mark Mahaney, author and top internet analyst

The Jason & Scot Show - E-Commerce And Retail News

Play Episode Listen Later Nov 23, 2021 55:38


EP281 - Mark Mahaney, author and top internet analyst  Mark Mahaney is Senior Managing Director at Evercore ISI, Research Division, he's one of the original and longest lasting internet analysts on Wall Street. He recently published “Nothing but Net: 10 Timeless Stock-Picking Lessons from One of Wall Street's Top Tech Analysts.” We cover a variety of fun topics including the beginning of his career with with Mary Meeker. His initial evaluation of EBay. His long positions on Amazon, Netflix, and Priceline, and butting heads with Jim Cramer over Google. We also discuss what's next for Amazon, and where the best investments of the future might be. Episode 281 of the Jason & Scot show was recorded on Thursday, November 18th, 2021 http://jasonandscot.com Join your hosts Jason "Retailgeek" Goldberg, Chief Commerce Strategy Officer at Publicis, and Scot Wingo, CEO of GetSpiffy and Co-Founder of ChannelAdvisor as they discuss the latest news and trends in the world of e-commerce and digital shopper marketing. Transcript Jason: [0:00] Welcome to the Jason and Scot show this is episode 281 being recorded on Thursday November 18 20 21. I'm your host Jason retailgeek Goldberg and as usual I'm here with your co-host Scott Wingo. Scot: [0:16] Hey Jason and welcome back Jason Scott show listeners. Jason as you and the listeners know I am a huge scene in b.c. junkie and you can't turn on CNBC Durning Earth during earning Seasons without seeing Mark mahaney he is one of the top internet analyst. He was actually on recently talking about the artist previously known as Facebook meta Mark has a new book out called quote-unquote Nothing But net and is joining us tonight give listeners an early peek of what is sure to be the best seller in the bookmark covers some of our favorite companies including Amazon Apple Facebook / meta Google Netflix Twitter and Uber Mark welcome to the show. Mark: [0:56] Thanks for having me on guys. Jason: [0:58] Mark we are thrilled the chat with you is you know Scott is a huge Amazon fan boy so I anytime he gets a chance to talk Amazon he's excited. And I'm super excited because after tonight show I'm going to be smart enough to get rich like you and Scott so that's pretty pretty exciting for me. But before we jump into all that we always like to give listeners a little bit of a feel for our guests background and in your case I know I think you're officially the the oldest analysts on Wall Street is that true. Mark: [1:29] Well that's the oldest and longest lasting internet analyst on Wall Street but I don't look the part so how about we do that yes I've been covering Internet stock since 1998 do a series of bank said I started, working with this tremendous analysts her name was Mary Meeker her name is Mary Meeker and started the first Friday I was on Wall Street I got a call from the CFO of this tiny little online auction company that sold Pez dispensers and was looking to see whether any banks would be interested in their IPO that company was eBay so I wasn't there at the beginning of the internet but I was there pretty close to the beginning of the commercial for the public market to internet and it's been a fascinating ride and I thought there were a lot of lessons I could draw both from the successes the market and failures in the market and my personal successes and failures as a stock picker. Scot: [2:20] Cool what's so name some of the firm's so in my recollection you've probably worked at six firms like how many firms have you worked out over or that career. Mark: [2:30] Yeah now I don't want you to think I you know I jump around too much but I started off at Morgan Stanley also worked at Citibank Royal Bank of Canada. A small boot wonderful Boutique called American Technology research and I'm currently at evercore isi but I've been doing nothing but net. Hence the title of the book that's been my email tagline or always online is one of those two it's been my email tagline for 25 years but nothing but net and that's just doing my best to try to stay ahead of these internet stocks the early ones the the eBay's the Amazons the Yahoo excite if you might remember them infoseek. And then and then AOL and then and then later on some of the more Dynamic ones came out ended up with names like uber including most recently one you talked about Warby Parker so it's been a fascinating span and arguably one of the most dynamic. Parts of Wall Street I guess if you were working as an analyst on Wall Street. Or portfolio manager portfolio manager if you could have picked two sectors to be a part of to track over the last 25 years one of them has to have been the internet just how explosive it's been a been plenty of – explosions in there but there's been some wonderful wealth creation the other sector would probably be software just just too wonderful Industries I got lucky I was I was part of the internet. Scot: [3:49] Yeah I'm glad you didn't pick Mall Focus treats that would have been a bad choice. So you know as Jason mentioned there's kind of this auspicious title that you have of the oldest I would say wisest and most longest lasting internet unless. Tell us about some of the as you reflect in the book is kind of got some really good stories and you've been kind of on the front row seat of a lot of cool stuff maybe tell us what was your worst pick and best pick in the span of the career there. Mark: [4:22] Well I had a sale on Google it close to its IPO I was brought on to CNBC show and told by none other than Jim Jim Cramer that I was an analyst with a three-egg omelette on my face because of my cell phone call he was right I was wrong so you know one doesn't pretend one doesn't tend to forget moments like that on public television being told that you know you're pretty much an ass. But it does happen you know there are axes and then there are you know others and so I made plenty of mistakes I had to buy on Blue Apron although the lessons from that turned out to be different than I thought I got the call wrong but the lessons were different than I thought I kind of dissect that a little bit in the book. So those are some of my some of my worst calls I think my to my three best calls have frankly been sticking with a buy on Amazon for pretty much the last 15 years Netflix for the last 12 years and Priceline and now now booking for. [5:18] For a solid 12 years both Netflix of all three of those were really decades-long S&P 500 Best in Class stocks for a variety of different reasons and in the book I try to call out what were those reasons what were the what's that what's the pattern recognition so that you know we as investors can find the next Netflix and the next Amazon doesn't mean and Amazon and Netflix can't perform well from here but what are the things you can see in common that can help you as a stock picker you know kind of see ahead what really kind of started a lot of the the insights the idea of the book was this wonderful book that was written in 1980 called that one up on wall by Peter Lynch kind of a Bible or primer for anybody really looking to invest invest in the market with some wonderful advice and I really had any wrote it based on some wonderful examples of successful stocks and companies of his generation and I thought somebody needed to write one about our generation and you know these phenomenal money-making we know wealth-creating stocks that have. [6:19] That have soared the charts top the charts over the last 20 10 5 and even two years that have been dramatic dramatic winners from the covid crisis to I try to keep it long term in duration and frankly that's one of the big lessons I have in my book is. Is you know long-term I've found stocks do follow fundamentals they just do companies get bigger more Revenue more profits their stocks go higher almost always that's the case if you're a patient long-term investor so you can make money just investing you don't need to day trade and I think that was the last thing that really inspired me to write this book there about 15 million new. [6:53] Trading accounts that have opened up over the last two years you know the mean Traders the Robin Hood accounts and I just wanted to step back and say look you can have very good returns in the markets by buying high quality companies especially Tech and growth companies you don't have to day trade you can sleep better at night I got plenty of examples of companies that created wonderful. Shareholder returns over time and their stories you can take your time and really understand and stick with and anyway that's it this is this book is a little bit of little bit of personal Memoir but really more of a history of the Great. Companies and the ones that failed and then what are the lessons you can draw to apply going forwards. Jason: [7:32] Got it so I know it's not in your coverage area but you would have a buy on GameStop is that what you're saying no. I Nostalgia requires me to ask though I am staring right now at a pets.com. Puppet still in the box that's like sort of a Memento I have on my on my desk like we're you covering like those guys at the at the. Dot-com boom. Mark: [8:00] No no I didn't but I refer to that in the book and I make this I draw the comparison you know pets.com and smoke you know pets.com went public with trailing 12 month month revenues of 5 million I don't know if you heard that right five million dollars. [8:16] Trailing 12 months they had been an operating company for under two years I mean how that thing got out you know in hindsight is is is pretty shocking but wait a second go you know go forward 15 years and what came out. To e.com chewy.com went public with 3 billion in trailing sales and you knows the same sort of basic value proposition to Consumers it's just that the market was a lot bigger it allowed for a lot more scale and a bunch of other things came out o like cell phones smartphones cloud computing which allowed companies to scale up at much lower costs and so the markets really were proved out at that you know the time of pets.com there were three unknowns is there really an internet Market are there really good management teams and other really good business models today the first question is emphatically yes they are huge Market opportunities and they've been proven in in the Internet space advertising retail entertainment a lot of different ways you can cut it and there's some business models have generated enormous amounts of free cash flow and then there are yes of course there's always a few select excellent management teams who find that right combination it can be it's proven to be a great path to making money in stocks and chewy has been a stock that I've really liked since its IPO even though it's the next pets.com and that's the cynicism that people be placed in front of it when they went public. This was a very different puppy. Jason: [9:39] Yeah it does it seems like timing it seems obvious but timing is such a big. Part of all that you referenced Peter Lynch and I know you know there's. There's all the old Netflix stuff I actually started my career at Blockbuster entertainment and so in my in my industry everyone makes fun of Blockbuster that we got Netflix stand and all those sorts of things and I always have to point out. You know we sold Blockbuster for 18 billion dollars in 1995 like five years before Netflix was invented. Then it was a good business with a good exit you know every every business has it it's it's moment and it's time and you know the the railroads aren't the investment that they once were either. Mark: [10:28] Netflix is a fascinating story so let me let me let me jump to it a little bit you know one of the things the punchline of I asked people if you're going to remember one thing for my book I hope you'll still buy it but if you're going to remember one thing from my book it's dhq it's not DQ That's Dairy Queen dhq is dislocated high-quality companies and. You know time you mentioned timing I was thinking in terms of stock timing I thought those were your going to take us I think it's very hard to the time stocks but you know you can clearly see when stocks are dislocated I either traded off twenty Thirty forty percent so that's usually you know time if you think it's high quality asset and it dislocates them they all dislocate from time to time even the best highest quality names. That's when you can kind of Step In add the positions by the stock knowing that you in a way mitigated some of the valuation risk as investors your tries an investor you're trying to do two things mitigate valuation risk and mitigate fundamentals risk you know the chance that Revenue falls off a cliff margins get crushed the way you mitigate that fundamentals. Risk is to focus on companies with large Tam's excellent management teams great product Innovation and superb customer value prop and Netflix screen so well for me on those four things I'll just take this off super quickly if you don't mind. [11:42] The industry Vision so let's see Reed Hastings invented or started Netflix back in 1997 Netflix the name itself sort of implies that somehow we're going to be doing some streaming thing and this is a 1997 when it would have taken you four hours to download the first five minutes of Terminator like there was no streaming Market there but yet. [12:02] That was the premise of the company in 10 years later you know you look at the first initial interviews with Reed Hastings I mean this is where he was going to take the company all along so I was just giving him kudos for industry vision and the fact that he was willing to cannibalize his existing DVD business first dreaming business very few entrepreneurs can do that so management you know checks My Box customer value proposition the best way to tell whether a customer a company has a great value proposition is do they have pricing power will do people love it so much that they'll pay more for starting in 2014 Netflix started increasing pricing just about every other year and there's some ads accelerated that's a compelling that's evidence of compelling value proposition third is this product Innovation and you know they just don't have a lot of things not just streaming but there's a lot of these little tweaks that the side like binge watching you know kudos to Netflix for just rolling out new series all at once I mean practically invented binge-watching and of course you know they sort of invented the streaming thing or the people who founded music really did that but but Reed comes in a close close second on that and then you know I'm finally in terms of Tam's large Tam's total addressable markets. [13:13] You can add it up a couple of different ways but you know home entertainment video consumption it's it's a couple of hundred billion dollars in total you know Market opportunity and then who knows these things come along like smartphones and all of a sudden the majority of usage is on smartphones that tells you that these markets could be a lot bigger than we traditionally thought just like Spotify blew out the market for what really could be music advertising revenue and music subscription Revenue Netflix is did the same thing with me with Video subscription Revenue they blew up the tan they made it a lot bigger so that's right you know I love that story about the stories about Netflix I gave him a tremendous amount of Kudos I think the sometimes people under appreciate just because it's kind of a singular company just you know video video streaming I think they I think they don't get enough credit for what they've done and what they could still do because I think there's still one more one more trick up Reed Hastings sleeve and I think it's gaming and he's reached they've received such so much skepticism about this pivot or missing expansion in the gaming but you know management team to figured out dvd-by-mail streaming original content International expansion mount give them the benefit of the doubt that they can figure out an Innovative new way. To deliver gaming and therefore further increase their value proposition you'd want to stick with a company like that I stick with the stock like that. Scot: [14:34] Ever kind of a random question let's say there was I'll pick something at random a company that was Reinventing Car Care and making it mobile and digital would you call that a dhq. Mark: [14:45] I think that yes yes absolutely. Scot: [14:51] All right leading the witness. I do have to give you Kudos because in the Netflix section you do have a Star Wars reference you talk about the Disney death star which is which is appropriate because they now own the Death Star it's got a part of there is one of their IPs. Mark: [15:09] But by the way that was you know there were a couple of Netflix there's a rocky stock Rocky stock here that's right that's a that's a rocky stock for you it's had there were two times they miss Subs because of uncertainty over the price increases and they got some pushback it was an obvious that they had pricing power but they proved it over time and then they've got this great competitor risk with Disney and I think what the market missed on that this is just kind of leaving aside the book of just talking about stock picks is you know people are going to sign up for multiple streaming services now not now not five six or seven but they'll sign up for two or three if there's original content and they have original content I mean there's some things you will you have to sign up for Disney Plus for if you if people are like use God and you know dramatic. [15:52] Star Wars fans of course you can sign up for Disney plus but you know there's because its original content if you want to watch squid game there's one and one only place you can go for that and you know there's going to be another squid game or you know another show that just kind of breaks through the site-geist and by the way that's where Netflix is so I'll leave Netflix aside but I'm so struck by is this company shapes the Zeitgeist whether they can cause a run on chess board sales worldwide with the Queens Gambit a year ago where they can cause more people start studying Korean on Duolingo a language app which I actually like is the stock because they can you know they've introduced this show squid games like when a company reaches the Zeitgeist when they when they become almost like a lucky lexicon like they become a verb like I'm gonna google that or you know it's the Uber of this that or that you know that's that's something special and those are usually stocks that have gotten very long runways. Scot: [16:44] Yeah and I'm here in North Carolina and we have all these MBA we have all these universities and I was actually speaking earlier this week at MBA class over at Duke. And you know I have this whole little joke track that I do where I talk about my first company was profitable and I learned I could never raise VC because get the TV season that's a your profit we don't invest in property companies so yeah I often joke that I've been doing it wrong and ever since then I haven't made a dime. And I kind of thought it was those funny because you kind of. The internet sector was kind of early before SAS where and you point this out where there's kind of you know what we learned is there is an investor that loves Revenue growth and in a way that the opposite side of that coin is it can actually hurt you if you start to make profits maybe share with listeners that that you know probably many of them come from traditional businesses where that sounds nonsensical maybe maybe explain kind of what happened there. Mark: [17:41] Well I want to be I want to be on to get nuanced here which is you know I that chapter that says the most important thing out there is revenue revenue revenue you know for tech stocks and growth stock. But of course earnings and free cash flow matter it's that sometimes the public market is a lot longer term focused than people give it credit for Netflix is a great example that also is Amazon. I mean those those businesses had if you look at near-term valuation PE metrics price to free cash flow there's no way you would have bought those stocks. But what I think long-term growth investors realized is there's this you know when these get these assets that can grow their Top Line twenty to thirty percent Plus. From scale for multiple years like that can that creates an enormous amount of value over time and it's so rare I came up with something of a 20% rule you know it's one to two percent of the S&P 500 that can consistently grow at from scale their Top Line 20% which is like five times faster or six times faster than Global GDP growth so it's rare for good reasons but those companies dramatically outperformed the market because they're rare and it's not like growth and scale solve everything but geez they solve a lot of things I've yet to see it's got you know you go way back on this I'm sure you had these comments like Amazon will never turn a profit my first year on the street. [19:04] There's a person who's not one of the most influential investors out there put his finger in my chest. And said you know Amazon will never be profitable and you know I guess he must have been writing he was so smart but he was wrong because he didn't realize just what how powerful Amazon could be as it's scaled over time I mean you generate billions and billions in revenue and you can you can run over a lot of your fixed costs as long as you're not selling dollars for 95 cents you know if you're you know if you're selling them for a dollar and two cents and then you get scale against your fixed cost yeah scale will solve just about anything and I look at what happened with Amazon and I've looked at more much more recently its bring it up to up to date to Uber Uber just printed its first free cash flow quarter ever even though it's Rideshare businesses like down 40% since Pre-K covid levels how the heck did they do that because it took a lot of costs out of the business and then they had this delivery business that really scaled so look earnings matter it's just that when we look at tech stocks and growth stocks you know especially early on is IPOs they rarely go public. As profitable businesses the question you have to answer yourself is can they be profitable long-term are there companies that are already you know similar business models that are already are that's one way or their segments of the business that are already profitable. [20:19] Is there a reason that scale can't drive profitability for the company and the fourth what I call profitability Action question that detail this in a book is yo Are there specific steps steps that the management team can take to bring the product the company to profitability so I've yet to see a company. [20:36] And I'm sure there are some but I've yet to see one that hit the public markets that couldn't scale itself to profitability now some blew up. Well you know that's because they couldn't hit the enough scale so that's that's kind of my answer to the question of yes of course earnings and free cash flow matter at the end of the day that's what they're going to be valued on but just watch these companies that they really execute well they can take what looks like really aggressive valuations and overtime those valuations can turn awfully awfully attractive and a lot of times the stock wealth creation goes from point A to point B it doesn't start at point B. Jason: [21:10] Yeah the you know it's you mentioned then the Netflix. Effect on the cultural zygous fun fun stat on Queen's gamut it drove the sale of millions of chessboard and caused hundreds of people to start playing chess. I do one of the things that comes out strongest in in the book to me and that you alluded to upfront is sort of the difference between trading and investing. You know I always have people come up to me and they're like hey you know a lot about these retail companies what's a good investment and I'm like. I have no idea can you can you talk a little bit about sort of what you mean by sort of fundamental investing versus trading. Mark: [21:56] Well I sum it all up in the pithy expression don't play quarters I find playing quarters is almost a Fool's game the number of times I get questions you know what should I buy for the quarter and for little sophisticated institutional investors that could be I've got a position in. [22:15] Amazon or Google or Twitter and you know do I should I be you know heading into the position prior to earnings or you know facing back and adding to it more afterwards okay that's a different setup but if you're just playing a company for that quarter pop the problem is quarterly earnings reactions there's two things that drive them. Fundamentals great get the fundamentals right that it's expectations so the quarter trades are really about expectations you may get the quarter right you may be right that Nvidia or Roblox are going to have super strong quarters because I see how many of my friends kids are all over Roblox you maybe well right on that but you have to know you know what the market is actually expecting and numbers can go Revenue can accelerate but if the bar is higher than that then you're going to see these stocks trade off it happens a lot so I just unless you're unless you're a pro less you're in day in and day out. You know working working these stocks and really have a sense of where the expectations are. I think it's just a Fool's game to play play stocks just four quarters instead you know you want to stick with stocks for the you know you want to find an asset that you think is going to be. [23:29] Materially bigger in two to three years down the road and you think it's high quality based on some of the screens I threw out then stick with that name and don't try to play around the quarters and it's in fact sometimes you can use weakness or strength around the quarter to adjust your position but don't use it too initiator close out a position at the then you fall trap to these expectations game that is very hard to participate in if you're just a regular you know retail investor and you can make just as much money just staying invested in some of these great assets. Jason: [23:59] That is great advice and it's I certainly resonate with the sticking with the Investments I am curious though on the other end of that on the really long Horizon you mentioned you've you've been had a buy on Amazon for like 15 years. Wait. Like are you going to have a buying them for the next 15 years is that how I mean like does there come a point when they achieve their potential and you have to start worrying about them getting on the other side of the Hill. Mark: [24:26] Yeah I think you can I think you can one look for the fundamental towel and so I'm going to I'm going to spin over to another stock I talked about in the book Priceline. Which is actually the single best performing S&P 500 stock for like a 10 year period 2005 to 2015 phenomenal stock travel name everybody knows it William Shatner excetera although they're real secret sauce with what they did in European markets but. But that's a company that you know sustained premium growth like they were growing their bookings in the revenue 40 percent year over year for years and years and years and years and that's what powered that that that stock and when it stopped materially ah performed Market was when the growth rate decelerate it below 20%. [25:10] And so I don't want to you know create a hard and fast rule but I do feel strongly about this twenty percent rule 20 percent you know we're close to it you know don't don't Nick me at 19.8% you know could close to twenty percent is unusual rare growth. [25:23] And the markets usually pay up for that and when you see a company over time either because of Miss execution it happens or Market maturity and their growth rates you know kind of slide below 20% then that's when you reconsider your position that's a simplistic rule as a lot of caveats to that when I see with Amazon here is despite the size of this business I think they're still growing 20% for the next five years so in that if that's the case. [25:48] You know the simple rule of thumb is companies that can grow like. They can I like to see stocks that can double in in three years in order to do that you kind of have to do you know 20 to 25 percent earnings growth that's what a Maps out too. And you know you can double a stock in 3 years your handily beating the market in almost all time periods. And so when I see what it'll change my opinion really on Amazon is if I believe that this company is going to go X growth it's going to go you know well below 20 percent Revenue growth I just don't see that in the next couple of years given how much growth they have in retail in NE ws and cloud computing and in some of these really newer areas that I'm really interested in whether they really can crack the code on groceries and they can that's a large opportunity and business supplies Industrial Supplies I think that's a very underappreciated part of Amazon's business so I don't see myself changing my opinion on Amazon although you don't want things that we talked about this earlier that I love to see your founder LED companies that's no longer the case with with Amazon so that's you know at some level I've got slightly less conviction than the in the by case but I'm going to stick with it as long as the numbers prove out right and long as I can see this path that's consistent 20% Revenue. Scot: [26:59] Yeah and this is kind of breaking out of the book thing but since you brought up Amazon it wouldn't be a Jason Scott show if we didn't kind of double click on that what did any thoughts on the Q2 and Q3 earnings feels like they're slowing down a bit and feeling some of the labor and see what we call Supply pain on the show are you are you getting nervous about it or you think it's just a little one of their little kind of investment phases. Mark: [27:23] I called the six billion dollar kitchen sink that's how much lower their guidance was for operating income in the December quarter then then what the street was looking for like she was looking for close to eight billion and they guided to billions six billion dollar kitchen sink and they threw it all in there wage inflation you know you right you drive that route 95 on the east coast and you'll see Amazon Amazon is hiring Billboards up and down the East Coast Seaboard I did it recently so yeah they're aggressively hiring at higher wages that's impacting their margins there still some covid related cost shipping they're just not able to a sufficiently source and bring in product and so they have to bring in product into the the ports that aren't optimized for their distribution Network so just a lot of. [28:14] Positive blowing up now the question you have to ask yourself as an investor is are those are those cost increases elective structural discretionary temporary it's kind of like which of those are they the more that you can make a determination that the cost bikes are temporary the more you stick with the name if you think there's something structurally changed about Amazon okay that's different I don't think there's anything structurally changed about Amazon and certainly not its competitive position and then the last thing what I really like to see. [28:44] Frankly is this company. I mean the level of investment this company is making its distribution Network you know you talked about Facebook earlier they're dumping 10 billion into the metaverse which I think there's a there there but I don't know Amazon is dumping billions and billions into its own Logistics Network like they're doubling down on their core competency you bet I'll stick with that and what they're going to what's going to come out of that is even faster and faster delivery and they're going to prove out this concept what I call shipping elasticity the faster you ship the more that people are going to use you in a more of their of the more of their wallet and per-share you're going to Amazon's going to get so we're going to actually going to Super up one day delivery and then they're going to Super up super same day delivery and I think they'll be able to just grab more and more and offer more and more products to people so I like those kind of investment initiatives so I think a lot of that margin pressure by the way it was really due to these kind of elective investments in the infrastructure they added more distribution capacity the last two years than Walmart has in its history. That's how aggressive Amazon is being an eye you know my guess is that third we're going to see dramatic market share gains from Amazon in the next 12 months so I like those companies that kind of really lean in bendin and the double down on our core competency that's what the Amazon is doing now. Scot: [30:00] Yeah. The Press is making a lot of noise around Shopify versus Amazon and Shopify is kind of amplifying that with they're arming the rebels and everything. Jason Connor makes our I won't say his thing but he's not a believer in that I think it's kind of interesting in there's definitely no love lost between the company's what what's your take on that is that a real battle or is that just kind of genda by to kind of raise awareness for Shopify. Mark: [30:26] You have a quick point of view on that Scott. Scot: [30:29] I think Shopify becomes a Marketplace adjacent thinks that's crazy Jason what do you what I'll let you state your own opinion. Jason: [30:38] Yeah I mean I think Shopify is a phenomenal company and a good executor so I'm not throwing rocks at Shopify. They're to me they're not a competitor to Amazon they don't acquire customers they have no traffic there there. Piece of infrastructure and a great valuable piece of infrastructure but a piece of infrastructure. Doesn't draw any customers in so I call these people that are like oh man they're like Amazon they have all this aggregated gmv and they could sell ads to it and they can you know recruit more sellers because they have this this audience and all these things will they don't have any of those things they don't have a single b2c marketer. In their company and I would argue that's that's been one of Amazon's Court competencies is they've they use the flywheel to build this this huge audience that they get to sell all the. Their goods and services to so I just I don't think. They compete in any in any meaningful way and I think if Shopify were to try to become a true b2c company like Amazon. It would just be a phenomenal pivot it would be you know. Can't you know obviously they have the resources to fund trying for it but I'm not sure that's the best move for them. Mark: [31:57] Yeah I don't so I Do cover Shopify I've been really impressed with them I don't know them as well as I know Amazon but I've been super impressed. With them and terms of the product development and they are just providing more and more services to small Merchants so I think there's an are now bigger than eBay in terms of GM vo but I can never there's not enough disclosure to figure out so where's that GM D coming because I think some of that probably does come through eBay so a little bit of double counting that goes on in there but it's really impressive what they've pulled together whether they can actually aggregate demand in a way that Amazon has I think that's I think that's unlikely I think that's a very hard thing to do it's possible they do have a shop app I just, yeah I guess that's the action question we often ask ourselves do you think you're going to use the shop app to shop. [32:45] I don't think so I don't think people are going to do that but you know if they can get enough people to do that boy they will have really they will have some really circled it that you know because they got the infrastructure okay they're talking about building out fulfillment and doing fulfillment for people and spending a billion dollars on it sorry my friends you're gonna have to spend a heck of a lot more than a billion if you if you really want to you know compete. Because the bar is getting higher it's not getting lower it's getting higher in terms of funeral the speed of delivery eBay learn this the hard way and so shockfights Memphis spend a lot more than that so anyway there's a lot of wonderful things about Shopify and I don't know whether if you listening to slammed on by if you think they can build up an aggregate an audience I don't think they can so does it make doesn't make it a slam dunk by it's it's you know it's a deep three point shot put it that way. And you're not Steph Curry. Jason: [33:41] I think we're going back to the basketball references in the book. Yeah it you know I tend to agree I'm not I don't think the shop app you know has attracted an audience that uses it for shopping yet it's a shipping trapping tracking app at the moment. But the it is funny like there are lots of companies that facilitate huge amounts of gmv so I think of like. Excuse me and Akamai is a. Is a CDN that's that used by almost every retailer to help help sell stuff right and so if you said well what's the CD the gmv of Akamai well it's bigger than Amazons. Um but that doesn't mean that Akamai can compete with Amazon so yeah I don't know. [34:28] I do want to go back to Amazon earnings just briefly because I you know I think a lot of the Slowdown is kind of a covid blip and I don't know if you ever think of it this way but. They're there their times in history when. It feels like the external factors aren't a big influence and and you know some companies perform really well and other companies struggle so you know there could be a year when you see Home Depot doing really well and lows struggling and you say. There's something special about Home Depot that I might be interested in investing in at the moment it feels like the external environment for retail is having a. [35:07] Sort of a consistent effect on everyone right and so you look at the industry average is you look at all of them is on Spears and they all have sort of the same shape of deceleration. That Amazon has so it's to me it's hard to attribute that to some. Some fundamental flaw in Amazon but there is one thing I noticed this quarter that it was interesting and I wanted to get your opinion about because I know as an investor you like seeing companies that have pricing power. And you know of course Amazon famously raise the price of prime a while back and seems like that was wildly successful this quarter. They've raised the price for grocery delivery there now charging ten dollar delivery fees even for Prime members. And then this week we saw that they made a pretty substantial increase to the cost of f ba which is you know the fundamental service used by almost all marketplace hours and they they just raise the price of that by like five percent and I'm curious do you look at that as a good sign that hey. They have pricing power and they're doing so well that they can command those prices or to me it's a potential warning sign because I feel like Amazon is so. Zealous an advocate of the flywheel in the flywheel is all about driving costs down to get scale up I just was surprised to see some of these like price increases in in you know. Especially grocery which isn't super mature yet. Mark: [36:33] Well I'm not sure really of the answer to your question Jason it's a it's a it's a really good thoughtful question on the on the groceries I think they raised it because the unit economics were just not working for them in terms of grocery delivery that's that's my guess they also you know yet to have that get to really crack the code on the grocery business and so I sort of see that as they tried it and it just can't right size the economics of they got to charge more for it so I read that kind of negatively what did the raising fees to sellers. But my guess is it's a mixture of things but it's largely driven that my guess is that this largely driven off of Just Rising. [37:17] You know Rising infrastructure costs have been rising shipping costs I mean Rising the two costs that they called out specifically on the earnings call my recall is correct is our steel costs because of all of that dish construction they're doing with their fulfillment centers and trucking services and so my guess is that they've they're doing is not necessarily the right size the economics is I think the economics are working but because they want to try to keep their unit economics relatively intact. And that's sort of the way I think they thought about the raising the price of prime it wasn't they did it because they could. It's they did because they sort of had to like the costs are rising it's just that what I found interesting in terms of pricing power is van acceleration in in Prime ads you know post that price increase like that and so does Netflix to me Netflix is essentially raise fees use the fees to you know generate more Revenue by more content is like a flywheel that they've worked with their make the service more bringing more users allows them to get a little bit raised money just a little bit more so it's not so much raising fees to extract excess profits it's raising fees to further accelerate growth and the value proposition is strong enough that they can do that and not lose customers that's that's that that there's this is subtle nuance and maybe it's too salty but but I think it's an important it's important difference it's not it's no it's raising pricing not to raise margins it's raising pricing to fuel growth. [38:46] And when you so either way it's good I happen to think you you want to the the better one is the latter one is a more impressive the latter one is more impressive because you're raising pricing just to Goose your margins you know you just put a Target on your back. Scot: [39:03] Reading the book made me nostalgic and maybe we'll do a little bit of a lightning round but one of the companies you wrote about that I kind of forgot about and those interesting was Zulily I remember when they came on the scene and we were all like. They were all blown away by how fast they could just get product up right they had this thing where they could. They could have most of those kids so they'd get like all these little kid models in there and throw some clothes on them take a picture and then like changed outfit take another so they could do something like you know thousand different products an hour or something. What's your recollection on Zulily. Mark: [39:40] She really is that was one of my calls that didn't work and. So I and I learned some lessons from that I think to me the lesson I drew a to do with value proposition they had wonderful cohort disclosure in their S1 when they went public I mean it was truly impressive. And you know the they also raise kind of an analytical question because the first it's not too dissimilar to stitch fix today the first three or four million customers were extremely happy the question is. Were there another three to four million customers that could be extremely happy and the problem that Zulily faced is that it customer value proposition had one major flaw which is that you couldn't return product if you didn't like it they didn't they didn't accept returns oh I'm sorry there were two problems and there was no Speedy Delivery you know you could get stuff in seven days and 20 days. That was good for the first day of the first three to four million customers who are fine with that you break into the mainstream and you mean I can't return something if I don't like it you mean I gotta wait how many days until I get something like that ended up. [40:45] And it was very hard being the survey you really had to go with gut instinct on that to realize in advance that they were going to hit a wall in their growth. Geez when you saw what happened to their growth rate when they went public it was Triple digits six quarters later they were doing 10 percent Revenue growth they hit the wall because the value proposition. Wasn't strong enough and then they end up going going private that to me was kind of a lesson which is you know the. [41:10] Growth was impressive but that value proposition if it's not if they hadn't they didn't have it nailed down and you knew from the beginning I knew from the beginning what the two Falls were I just I didn't know when it would hit them and hit them earlier than I thought so you know it gives us another reason to really focus on how compelling do you think this value proposition is how many you know will that can the can a customer base double given the existing value prop. And that's one of the big lessons if I spin it a little bit I mean that's to me is and Scott you look through this entire history like you know the first decade of the internet the king of online retail wasn't Amazon it was eBay and they had like six times seven times the market cap of Amazon that's completely changed and why is it change and I think in part it's because of the value prop I mean Amazon just beat him on price selection and convenience year in and year out and that really mattered but a more recent example in my book. [42:02] In literally and figuratively is doordash and GrubHub and that's example many people will will know but grub have that great business model wonderful investor Centric business model High margins and doordash had this you know generating tons of losses but they had the better value prop because they had more restaurants selection and the end of the day that they want and they were able to scale up and generate serve reasonable profits over time that was the case where my quick tag line is you know customer-centric companies. Beat investor Centric companies most of the time in market cap and market share Amazon versus eBay, GrubHub versus doordash those two examples really drilled that less than to me. Jason: [42:48] Yeah I've been fighting those companies because you know there. They're like increasingly overlapping with a lot of my Commerce clients and like you know a big. A big sort of disruption and commerce right now is all these ultra-fast delivery services and you know it seems pretty clear that doordash and Uber are both gonna want to play directly in that space so it seems like some of those those sectors are on a collision course to chase that Tam. Mark: [43:15] I think you're right Jason I also think Amazon I mean you're talking about logistics like that's Amazon's competency so whether you need to. Whether you're going to vertically integrate and do that or whether you going to do that virtually you know Foo you know a gig economy Network. I don't know which which is going to work better long-term but yeah and you know it's going to raise the bar and make it more and more expensive for anybody to operate in that in that segment I have a bias that Amazon in the end wins that but it's big enough of a market it's so early stage that you can have multiple winners for the next five years I don't know that you can have multiple winners for the next 10 years. Jason: [43:56] Yeah there was a funny question in the Amazon earnings call someone asked about ultra-fast delivery in the CFO kind of I thought brilliantly threw some shade on it he's like. He said something to the effect of we like where we are and ultrafast like we have one hour delivery on about 178,000 skews right now and we're you know we're going to continue to scale that and I don't know how many people follow this but all of the competitors in this space are are desperately trying to figure out how to do one hour delivery for like 7000 skus. So so like they're you know they definitely are gonna be able to leverage the infrastructure there and I'm sure they're making some big investments in that space too. Another area that's that's been kind of interesting lately and I know you've been following this little bit is obviously there are all these privacy changes and the depreciation of the third-party cookies and especially the IDF a you know mobile privacy changes. That Apple has instituted and that obviously had a pretty pronounced impact on the value of some companies like Snap recently A View you have a opinion there is that. Is that a blip or is that a systemic change. Mark: [45:08] I think it's a big pothole in the road. But it's not there but the but the it's a big pothole in the road but it's not a bridge that it's not a collapsed bridge that get that mountain out. Yeah so poor that hey yes. Yes it is yeah that's it that's pretty I mean that's a big pothole that idea Fay allowed Facebook to offer amazing attribution to millions and millions and millions of businesses and now that's gone and and and to their credit to Facebook's credit they warned about it for a year two snaps discredit they didn't warn about it ever and so that's why their stock went off you know 22 decline 25 percent whereas Facebook stock even the numbers came in weaker than expected you know kind of fell off to the 3% and by the way then is traded up above where it was at earnings time so what I mean very intrigued by is I think it will be a son of that idea of a. [46:12] You know child of idea say I like I think there's so much at stake here both from the advertising platforms like Facebook you know and Google's to some extent a little bit and Snapchat but also for you know the millions of marketers out there who you don't you were able to thank thanks to Facebook use of people's privacy data you know from right or wrong I mean that's what that's what they they did I mean this help Merchants really know which of their campaigns worked and allow them to you know run creative and that creative could be automatically you know a be tested abcdefgh like 8 times 8 different ways in which ever those creatives work best. You could actually beat successful one of them then you can just pivot all of the dollars behind that one campaign you know campaign h for campaign be your campaign e.e. and that's just a wonderful way to help these small businesses you know really succeed and that's been taken away now you know there's I think there's first a little bit of shock shoot I can't get the attribution I had I'm going to pull a my marketing dollars but marketers got a market. [47:13] And I think you're going to see those dollars come back and my guess is that Facebook and other companies are going to find some way to do. Better targeting they may not quite get to idea that a type of levels but they were going to be able to do some sort of audience targeting they also have a lot of first-party data but they'll be able to do it in a way that doesn't that you know respect people's privacy and yeah you'll see those dollars come back so that's why I referred to as a pothole I it's a big pothole it's but it's not that it's not a bridge that just collapsed you know you're going to be you can they can they got stuck in that pothole more than anybody else but you know the cranes there whatever they're getting a tow trucks they're they're getting out of it they got to do some nobody work they'll fix the car and it'll be back on the road in part because they've got the talent to do it but in part because there are millions of small businesses that are given to going to give them the incentive to do it because they'll get those marketing dollars back once they figure out some of the idea that a. Jason: [48:09] Yeah I always like to remind people that are like The Skys Falling on the advertising industry that you know. It wasn't very long ago that we had much worse targeting than than we have in digital even with idea of a I mean targeting used to be deciding which publication you were going to print your ad in. And they still got a lot of money in the advertising industry so like I kind of suspect that that marketers are going to figure out you know the best ways to invest their money even if it maybe isn't quite as. As real-time as people got used to for a short while. Mark: [48:42] I think you're right Jason. Scot: [48:45] So Mark you in the book you recap kind of this awesome 25-year career and you know one of the things I've learned is if you're in the game of making predictions you know that it's kind of humbling but then you kind of slowly but surely get better at it right you never get to kind of you know a hundred percent but over time you get better and like like for example you learned the lesson of. The companies that are customer focused to do better than investor focused think founder based in that kind of as you as you take those backward 25-year learnings and project them forward what are some of the things that you get excited about looking out the next five or ten years. Mark: [49:23] Well in terms of Trends even the next year or two I think whoever solves. Marketing attribution is going to be worth a lot more in two years than they are today just because there's so many businesses so many marketers that will pay for that. So I you know so that's that's kind of a debt that whoever whoever fills in the pothole that's going to be a very valuable company it's going to be a lot more valuable to years and it is today my guess is that there's gonna be Facebook so I'm interested in that then there's thing this thing called The Medic verse which I don't know this is just virtual reality just renamed do a Google Trends search on metaverse just watch that just spiked up in the last love so you know you kudos to the person who came up with that idea may be excited maybe Jason or Scott maybe was you I. Jason: [50:09] It's just a rebranded second life. Mark: [50:12] Okay and. But but you know the fact that it was two things that kind of struck me there's some pretty big companies throwing a lot of big money at metaverse you know Facebook Microsoft there's a bunch of others and then there's this Roblox generation people young people who are perfectly comfortable living in the meta verse in virtual reality and. [50:38] You know participating in concerts safely and you know and shopping and communicating and entertaining and learning. [50:49] And learning through the metaverse and so you know we knows 8 18 year olds you know get out into the real world you know they're going to be perfectly comfortable in the meadow verse maybe not the way you know not the way that we will naturally be but you know though they'll help us figure it out and so so I'm really intrigued by the metaverse I think it is going to take 5 to 10 years because that to really develop and I'm trying to trying to figure it out who the big winners are but but I'm very intrigued by that. [51:18] Yeah I'm also got one of those oculist you know I've gotten two different versions Generations the it's the iterations of the Oculus Rift and you know i-i've always it's kind of like when I first saw the Kindle you know the first Kindle I ever got was pretty darn kludgy but you know I just love the idea that you could just download any book on the your kludgy device will you know whenever you whenever you were in a Wi-Fi area and and I and you and you just saw how that device got better and better each iteration and so I just think about that with these with these virtual reality headsets I mean they're clumpy their clunky their kludgy it's kind of embarrassing to be have a picture of you taking them but you know just you can imagine already know how much they've improved over the last couple of years and just think ahead is it possible the next five to seven years it's going to be just it's going to be like putting on a pair of sunglasses I think that's what we should be thinking about if you can easily put on a pair of sunglasses and and enter the metaverse and have you know share a virtual you know in presence experience that sounds but that sounds odd or not but you can do that, I think a lot of people will do that and you know the education the work applications around that so I'm very intrigued by that. Jason: [52:28] So you're saying that that could be chewy.com to Google Glasses pets.com. Mark: [52:36] Yes yes I love that yes I hadn't thought about that way yeah and by the way I've got my Google Glass here you know I'm. Got that I got that early version I got the Amazon Fire Phone you know but just be the the early failures sometimes see these I mean they're kind of in the right direction I don't know exactly what there's a there's a backstory to Google Glass that we only partially know but anyway they have the concept is there and and you know the big iterations that these products do get better and as they get better easier cheaper lighter cooler you know like Main Street cooler not Silicon Valley cooler then then markets can appear. Scot: [53:17] I think that's something the three of us have in common I think the three of us are probably the only people that ordered and probably still own an Amazon Fire Phone. Jeff Ellis. Mark: [53:29] And I've Got My Socks.com puppet to it's in my office I put the hits I got it as a warning. Scot: [53:31] I have one of those too yeah we all I guess we all have one of those too. Jason: [53:36] That that puppet ended up being the most valuable asset from pets.com sidenote like I don't know if you followed it but there was there was there was a whole intellectual property fight with Triumph the comedy dog and all that stuff yeah. Unattended value unintended value creation. Scot: [53:53] Mark were you you know we've used up about an hour of your time we really appreciate you coming on the show to tell us about the book when's it come out where can people find it do you do you want them to order from that Seattle bookstore that we've been chatting about. Mark: [54:09] So yeah and thanks Scott Jason I've always enjoyed listening to your show I did tell you it beginning I your analysis recently all birds and Warby Parker I took the heart because I initiated Warby Parker as an analyst but I after after I've seen what your thoughts were on it. So thanks for having me on the show and to talk about the book nothing but Net 10 Timeless stock-picking lessons from one of wall Street's top Tech analyst I just like to nothing but net on a big Hoops fan. And my kids are hoops and that's been my email pack lines there's a lot of meaning for me in that that title it is available wherever fine literature is sold it is available on Amazon it's the it's a top bestseller now and in the business category so I've been I've been just it was just a it was a labor of love for me and throw like a chance to talk with both of you about it because you've lived through the sister just as much as I have and it's fascinating the lessons we can draw from. Jason: [55:01] Well Mark is been entirely our privilege and it's a great sign that you know just halfway through your career you had enough material for an amazing book so I can't wait to read the the sequel after the next half. Mark: [55:13] All right I will talk with will do it again in 25 years. Jason: [55:18] I'm booking it right now. Scot: [55:20] Bring our sock puppet are and pets.com puppets in our Amazon Fire Phone. Mark: [55:24] That's. Jason: [55:25] Yeah everyone else will be living in the metaverse at that point in no one's going to get it but it's cool. But Mark really appreciated your time and until next time happy commercing!

Midrats
Episode 608: Time for a Maritime Department?

Midrats

Play Episode Listen Later Nov 15, 2021 67:48


All you need to do is look at a map to tell that we are a maritime nation. A strong Navy is only part of being a maritime power. As everyone is starting to appreciate as they look at empty shelves, rising prices, and fleets of merchant ships waiting for their turn off overburdened ports - the other side of a maritime power can impact everyone's quality of life overnight.If most Americans knew the relative weakness - and in areas complete absence - of America in the maritime trade that keeps up employed, fed, and secure, they would probably have a mild panic attack.Is part of the problem simply that we lack a national focus? Could a solution be to establish a cabinet-level Maritime Department with a mission of integrating applications of national power to ensure maritime security and prosperity?Making a return to visit, our guest for the full hour will be Lieutenant Commander Jimmy Drennan, U.S. Navy, and we'll use his recent article, "Beyond Defense: America's Past and Future Interests at Sea" as a starting point for a broad ranging discussion.Jimmy is a surface warfare officer and the soon to be outgoing president of the Center for International Maritime Security - a topic we may discuss as well.

The Libertarian Institute - All Podcasts
Merchants of Death ft. Hunter DeRensis Ep. 191

The Libertarian Institute - All Podcasts

Play Episode Listen Later Nov 13, 2021 78:49


https://youtu.be/h-QMxXAwRk8 Hunter DeRensis joins me to discuss his recent featured article at the American Conservative. This piece tells the little remembered story of a congressional inquest into war profiteering during the first World War. Hunter's piece also traces the history of the military industrial complex and public opinion regarding the US militarism into the present day. Hunter is the editor for the Libertarian Institute, the Communications Director for the veterens organization Bring Our Troops Home, a former senior reporter at the National Interest, and a contributor to the American Conservative. You can also find Hunter's work at Hunter DeRensis – Political Writer and Reporter Episode 191 of the Liberty Weekly Podcast is Brought to you by: Join Liberty Weekly and tons of your favorite creators on Rokfin for one low subscription fee! Liberty Weekly Subscribestar Rakuten Cash Back Referral Link Liberty Weekly Substack The Liberty Weekly Patreon Page: help support the show and gain access to tons of bonus content! Become a patron today! Liberty Weekly on Flote. Patreon Bonuses for Crypto! Show Notes: Wall Street, Banks, and American Foreign Policy | Mises Institute Wall Street and the Rise of Hitler - Antony Sutton : Antony Sutton : Free Download, Borrow, and Streaming : Internet Archive Merchants of Death - A Study of the International Armament Industry : H. C. Engelbrecht : Free Download, Borrow, and Streaming : Internet Archive Merchants of Death - The American Conservative Happy 140th Birthday, Smedley Butler | The Libertarian Institute

Liberty Weekly - Libertarian, Ancap, & Voluntaryist Legal Theory from a Rothbardian Perspective

Hunter DeRensis joins me to discuss his recent featured article at the American Conservative. This piece tells the little remembered story of a congressional inquest into war profiteering during the first World War. Hunter's piece also traces the history of the military industrial complex and public opinion regarding the US militarism into the present day. Hunter is the editor for the Libertarian Institute, the Communications Director for the veterens organization Bring Our Troops Home, a former senior reporter at the National Interest, and a contributor to the American Conservative. You can also find Hunter's work at Hunter DeRensis – Political Writer and Reporter Episode 191 of the Liberty Weekly Podcast is Brought to you by: Join Liberty Weekly and tons of your favorite creators on Rokfin for one low subscription fee! Liberty Weekly Subscribestar Rakuten Cash Back Referral Link Liberty Weekly Substack The Liberty Weekly Patreon Page: help support the show and gain access to tons of bonus content! Become a patron today! Liberty Weekly on Flote. Patreon Bonuses for Crypto! Show Notes: Wall Street, Banks, and American Foreign Policy | Mises Institute Wall Street and the Rise of Hitler - Antony Sutton : Antony Sutton : Free Download, Borrow, and Streaming : Internet Archive Merchants of Death - A Study of the International Armament Industry : H. C. Engelbrecht : Free Download, Borrow, and Streaming : Internet Archive Merchants of Death - The American Conservative Happy 140th Birthday, Smedley Butler | The Libertarian Institute

Unreached of the Day
Pray for the Gujarati in Australia

Unreached of the Day

Play Episode Listen Later Nov 11, 2021 1:01


  People Group Details:  https://joshuaproject.net/people_groups/11982 Listen to "A Third of Us" podcast with Greg Kelley, produced by the Alliance for the Unreached: https://alliancefortheunreached.org/podcast/ Watch "Stories of Courageous Christians" w/ Mark Kordic https://storiesofcourageouschristians.com/stories-of-courageous-christians  

Behavioral Grooves Podcast
Conspiracy Theories: How To Talk to A Science Denier | Lee McIntyre

Behavioral Grooves Podcast

Play Episode Listen Later Nov 7, 2021 88:01


Our Conspiracy Theories Series continues this month with Lee McIntyre, author of the new book "How to Talk to a Science Denier". To gather research for the book, Lee attended a flat earth convention to understand more about the followers who believe in the flat earth conspiracy. He shares what he learnt with with us. Lee is a Research Fellow at the Center for Philosophy and History of Science at Boston University and an Instructor in Ethics at Harvard Extension School. He's had a distinguished career in teaching and researching issues that we found fascinating. Topics  (9:33) Speed Round (11:36) Lee's experience attending a Flat Earth Convention. (14:56) How people become convinced by conspiracy theories. (17:09) The value of having face to face conversations. (22:10) How to have those difficult conversations with your family and friends. (26:08) The 5 common traits of science deniers. (31:31) Is the educational system really teaching us about how science works? (36:23) Why should we take science deniers seriously? (38:53) Why is science denial growing? (43:27) Political identity and science denial.  (58:14) The music that got Lee through Covid (1:06:14) Grooving Session with Tim and Kurt discussing what they talked about with Lee. © 2021 Behavioral Grooves Links “How to Talk to a Science Denier: Conversations with Flat Earthers, Climate Deniers, and Others Who Defy Reason” by Lee McIntyre: https://amzn.to/3qaV134 McIntyre, L. “Calling all Physicists” American Journal of Physics 87, 694 (2019); https://doi.org/10.1119/1.5117828 Beyond the Curve documentary: https://www.netflix.com/title/81015076 “Merchants of Doubt: How a Handful of Scientists Obscured the Truth on Issues from Tobacco Smoke to Climate Change” by Naomi Oreskes and Erik M. Conway: https://amzn.to/3q39Y7m Cranky Uncle: https://crankyuncle.com/ You're Not So Smart Podcast: https://youarenotsosmart.com/podcast/ Behavioral Grooves Patreon page: https://www.patreon.com/behavioralgrooves  Musical Links The Beatles “Here Comes the Sun”: https://www.youtube.com/watch?v=KQetemT1sWc The Beatles “While My Guitar Gently Weeps”: https://www.youtube.com/watch?v=VJDJs9dumZI The Beatles “Something”: https://www.youtube.com/watch?v=UelDrZ1aFeY The Beatles “Blackbird”: https://www.youtube.com/watch?v=Man4Xw8Xypo The Beatles “Hide your Love Away”: https://www.youtube.com/watch?v=V8nLraecPRY The Beatles, The Medley on the Flipside of Abbey Road: https://www.youtube.com/watch?v=pAIUxGn9lCI The Beatles “Because”: https://www.youtube.com/watch?v=hL0tnrl2L_U The Beatles “Strawberry Fields Forever”: https://www.youtube.com/watch?v=HtUH9z_Oey8

The David Knight Show
Wed 27Oct21 Child Hospitalizations Plummet, So FDA Moves to Approve 5 yr olds Get Untested Jab

The David Knight Show

Play Episode Listen Later Oct 27, 2021 181:38


* “We'll never know it's safe unless we start giving it” — Vaccine Cult targets 5-11 yr oldsChild hospitalizations plummet even as vaccine is rolled out. It's NOT an emergency, just an excuse* If a Pelosi “wealth tax” precedent wasn't bad enough, Yellen says it will be on fantasy wealth — “unrealized capital gains”. Don't worry it's only for billionaires (like the income tax originally was sold)* GreatReset/UN climate conference — we only have 8 yrs to save the planet. Here's a look at their endless, failed doom/gloom prophecies* Deliberate sabotage of supply chain* Military contractors of missiles, helicopters, etc warn they can't function with mandated jab firings as Biden pushes conflict with ChinaTOPICS by TIMECODE2:04 “Emergency”? FDA Committee Approves Jabs Down to 5 yo. The usual suspects — FDA, PlannedParenthood, Univ of Pittsburgh — have been killing kids as an experiment for a long time. Even Bloomberg shows HHS data that child hospitalizations plummet, as FDA says “we'll never know [jabs] are safe unless we start giving it”.31:33 C2PA — a communist coalition of BigTech & BigMedia for censorship33:30 Merchants of Death Push Mix-N-Match Jab “Boosters”. CDC is NOT an oversight agency. It's a private marketing arm of BigPharma now pushing Mix-N-Match injections. Anything goes for money but there's SOMETHING ELSE at play here40:47 MANY are asking why it took a puppy story to out Fauci as a psychopath — there's denial of cheap life saving drugs now and in the past, running a lethal experiment on ALL humanity — to name of few of the more obvious issues52:40 Listeners' letters — family split as vaxed want unvaxed isolated from the family — listener asks how to respond58:33 IMPORTANT NEWS FOR TEXANS: This Tuesday, a Constitutional Amendment is on the ballot to STOP government from EVER SHUTTING DOWN churches during an emergency 1:00:40 Biden's staff tries to walk back his Taiwan statement. Meanwhile, earthquake has damaged major semiconductor facility there, potentially sending more shock waves through supply chain1:04:53 A Tax on “Wealth”? Yellen: Tax on “Unrealized Gain”. A wealth tax would be a dangerous new precedent but this is even worse — taxing you on the “paper value” of assets that you haven't sold. It's only for billionaires? That's what they said about the “income” tax at the start1:23:08 “False Profits”: Climate Prophets of Doom Give Yet Another Final Warning. Now you've got 8 yrs left. Here's a look at their “end of world” projections for the last 51 yrs.1:41:25 Alec Baldwin shooting brings out the gun control lunatics1:50:44 “Women's Rights”? Get an Abortion or Get Fired. DC cops, one who is now the Assistant Police Chief, say they were forced by the superiors to have an abortion or leave the force. NYT warns pregnant women about Tylenol and “other dangerous, under studied health risks” as Biden is forcing pregnant women to take the Soylent Gene TrumpJuice or lose their jobs.1:55:27 Even major military industrial complex federal contractors are warning Biden they won't be able to continue producing if he continues with his economy-destroying jab mandates2:08:12 Washington governor (D) issues state jab mandate for private businesses; Alabama governor (R) does head-fake protection, prohibiting only state agencies from jab passport/mandates but allowing private employers to do it2:14:02 Jabbed Firefighter Leads Fight Against Jab Mandate. “If they're able to get away with this, there will be no end to the humiliating violations of bodily autonomy in the future." 2:40:02 Who Knew? Big Tech censors come for the Left. 2:44:55 US supply chain disruptions are deliberate, no question about it. The question is who's giving the orders and how much more damage they'll do as multiple officials say they see no end in sight.Find out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughZelle: @DavidKnightShow@protonmail.comCash App at:  $davidknightshowBTC to:  bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Mail: David Knight POB 1323 Elgin, TX 78621