Podcasts about crushing debt podcast

What documents need to be notarized? What can a notary do or sign, or not? How or when can notarized documents help you to get or remain debt free? On today's episode of The Crushing Debt Podcast, Shawn & George interview our friend, Amanda Loeffler, owner of I Need a Notary, a remote online notarization company.  That means Amanda can notarize documents anywhere and you do not need to be sitting with her physically to get something notarized (but you do need to prove your identity prior to signing). Amanda Loeffler is a wife to LCDR Jake Loeffler, USNR. (Go Navy!). Jake and Amanda have 5 awesome kids together. Amanda holds a Bachelor's Degree in Business and Organizational Leadership and Entrepreneurship from St. Petersburg College.    You can find Amanda and her team at www.ineedanotary.us.  Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  The Pancreatic Cancer Action Network (PanCAN) Purple Stride Walk 2025 is now over, but you can still support research and education surrounding this disease, by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  For 2025, we raised over $6,000 as a team, becoming the #7 largest fundraising team in Tampa Bay.  Thank you to everyone that participated, walked, or just sent positive thoughts. The link will be active until June 1, 2025.  After that, we'll start raising money for the 2026 Purple Stride Walk.

Why are grocery prices so high? Is it because of tariffs? Is it because of supply chain costs, or the Bird Flu? And how can you continue to budget while the cost of most products continue to increase? On today's episode of The Crushing Debt Podcast, Shawn & George discuss these issues, including some strategies to deal with the rising cost of goods, including Budgeting Using Cash Envelopes (or a similar system) Buying off-brand products Using coupons or loyalty discounts Buying in bulk Eating everything you buy (no waste) Creating a meal plan Using a meal delivery service Making a list and sticking to it and More! Let us know what budget-conscious tools you use. If you enjoy this episode, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  The Purple Stride Walk is THIS SATURDAY, April 26, 2025.  

How does your financial life change when you are childfree? What is the difference between FIRE and FILE? How does your investing change when you are childfree? How does childfree impact your estate planning and long-term financial goals change? How often have you asked a newlywed couple, "so when are you having kids?" How often have you asked a couple married long-term, "any plans for kids soon?"  There is a growing number of married couples who are childfree, sometimes for medical reasons, and sometimes by voluntary choice. How can people with kids be supportive of their friends who have chosen (voluntarily or involuntarily) to live a childfree life. On this week's episode of the Crushing Debt Podcast, Shawn and George interview Jay Zigmont, PhD, MFA, CFP. Dr. Jay and his wife are childfree, and it has profoundly shaped how they approach their finances. When Dr. Jay searched for financial advice, he realized that most of it assumes you have kids, which didn't align with their goals. That's why he founded Childfree Wealth®—to offer financial planning tailored specifically to the unique needs of the childfree community. You can reach Dr. Jay at his website, www.childfreewealth.com, and check out his book, The Childfree Guide to Life & Money, available on the website and wherever your favorite books are sold. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.   And please consider a donation to Pancreatic Cancer research and education. The Purple Stride walk is just a few weeks away, on April 26, 2025! You can join Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8. 

They took care of us, but what do we do when it's time to take care of them? Can you help care for your aging parents or grandparents, while also taking care of your kids? Do you find yourself a part of the "sandwich generation?" In this week's episode of the Crushing Debt Podcast, Shawn & George discuss the hidden costs and other pitfalls of helping the older generation, while still potentially taking care of a younger generation, and all while maintaining your sanity! We discuss topics like: Rising Medical Bills; Preventing Fraud and other Scams; Assisting with Financing and Budgeting; Whether you should be on your parents' bank accounts; Whether you should be on the title to your parents' home; How to responsibly spend savings or retirement; and What to do when siblings are involved. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

How does a single mom, with a minor child, recover from overwhelming debt? Does more income, and multiple businesses solve financial problems? On this week's episode of the Crushing Debt Podcast, Shawn & George talk to Shannon Miller-Lutz, the founder of SML Coaching, who empowers individuals to shift their mindset, overcome obstacles, and take bold action toward success. Known for her natural ability to coach, mentor, and be the “big sister” everyone needs, she combines real-world experience with deep personal development insights. Shannon found herself contemplating the legacy she wanted to leave behind. After building a successful, award-winning real estate business, she experienced burnout and felt a deep yearning for something more meaningful. But her journey wasn't always smooth—Shannon has started multiple businesses, faced deep financial struggles, and even filed for bankruptcy.  Listen to her story of struggle, sacrifice, and ultimately redemption, from a financial, emotional, health and spiritual perspective. You can reach Shannon at www.SMLCoaching.com.  Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

What happens if you are in a situation where you need to sell your house?  You're in foreclosure? Or you've filed a bankruptcy? How can you avoid predators and scams if you're in a situation where you're forced to sell your home, or if you're in financial distress? This week's guest on the Crushing Debt Podcast is Sandra Cantu, who brings over 25 years of real estate expertise and a deeply personal understanding of homeowner challenges. Her journey from facing foreclosure as a single mom to becoming a trusted cash home buyer across New York, Arizona, and Florida has fueled my passion for helping homeowners in distress. You can reach Sandy at info@SandyBuysHouses.com or Info@FloridaProbatecare.com. Please let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - https://www.magicmind.com/CD20. Being sick is terrible, but Shawn has been using Magic Mind to focus when the sinus medicine causes some cloudiness! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   Also check out George's webinar on Money Mindset, on Tuesday, February 25th at 6 PM EST: From Overdrawn to Abundance: https://www.shawnahuber.com/money-mindset-webinar  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

What are the five money personas? What are the four "F's" of money (nots this is not an explicit] episode). How do dopamine, endorphins, oxytocin and seratonin factor in to your attitudes about money? On this week's episode of The Crushing Debt Podcast, Shawn & George talk to Gino Barbaro of the Jake & Gino Show to talk about your attitudes towards and relationship with money.  Gino is a published author, Wheelbarrow Profits, The Honey Bee, Family Food and the Friars, and his latest book Happy Money, Happy Family, Happy Legacy.  Gino is also a real estate investor, having grown his real estate portfolio to over 2,000 multifamily units and $250 million in Assets under management.  When dealing with money, are you Amy the Avoider, Steve the Saver, Gary the Gambler, Ivan the Investor, or Sara the Spender.  Once you identify your attitutde towards money, you can then better take control of your money. You can find more information about Gino and his books at his website, www.Barbaro360.com. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - https://www.magicmind.com/CD20. Recently, Shawn battled a sinus bug. Magic Mind helped him focus on those days when the bug wanted to keep him in bed! No sugar rush, no sugar crash, all natural ingredients to help you focus. And Magic Mind now has a sleep formula too! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

Do you want an extra hour each day for yourself? For your employees? Do you know the purpose of work meetings? Who spends more time working on priority activities? How is AI changing productivity? The three areas of life that people tend to focus on the most: (1) body image, (2) time management and (3) financial management. On this week's episode of the Crushing Debt Podcast, Shawn & George spend a very efficient amount of time talking to productivity expert Mark Ellwood.  Mark is the president of Pace Productivity Inc., and the author of A Complete Waste of Time, Cut the Glut of Email, and The Poetic Path to Getting More Done, which can all be found on his website, www.GetMoreDone.com.  We talk about measuring productivity, how emails are an unnecessary waste of time (unless you're reading the email about this episode), and how everyone at the meeting has the right & responsibility to improve the dynamics of the meeting.  We talk about how time management and financial management relate, and how improving your time management can help improve your financial management. You can also reach Mark via email at Mark@GetMoreDone.com Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

Happy New Year! What Resolutions did you set for yourself this year? What is it about the New Year that makes us want to set Resolutions? How can you ensure that your resolutions don't drift away after a few weeks or months? On this week's episode of the Crushing Debt Podcast, the first of 2025, George and Shawn talk about mindset, momentum and motivation, celebrating small victories, learning from setbacks and measuring yourself after where you started rather than your goal. How much do you need in emergency funds?  Check out this site: https://www.nerdwallet.com/article/banking/emergency-fund-calculator?msockid=2dc6f4b8f8c961fc04a4e6cdf959609d What are some of your New Year's Resolutions?  Let us know and we can hold each other accountable together! Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - https://www.magicmind.com/CD20. Look for a new promotion from Magic Mind, coming soon! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

Merry Christmas, Happy Hanukkah, and Happy Holidays from all of us at The Crushing Debt Podcast.  We hope you had a great holiday season. This is our last episode of 2024, but we'll be back next week with all new episodes and some great content for 2025. The holiday season brings a lot of things - family, presents, food, songs, and especially movies! There are some great holiday movies - Home Alone, Christmas Vacation, Elf, Scrooged, The Grinch, It's a Wonderful Life, A Christmas Story, Jingle All the Way, Polar Express, The Santa Clause, and others. What money lessons do we get from these movies?  That is the topic of today's episode.  Plus, we answer the age-old question, is Die Hard a Christmas Movie (and what money lesson does it teach us)? Let us know some of your favorite movies and the money lessons learned from those movies. If you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - https://www.magicmind.com/CD20.  It's still not too late to get someone a late present - the present of focus, without the sugar high or the sugar crash, with all natural and great-tasting ingredients! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's 2025 PanCAN team, Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

Happy Thanksgiving from all of us at the Crushing Debt Podcast! What financial milestones did you hit this year? What financial wins did you have this year? Do you look forward to Black Friday, or do you dread it (and do you notice that it gets longer and longer every year)? How do you save money or stretch your budget every year during the holidays? George and Shawn talk about all of these topics and more on today's episode. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - https://www.magicmind.com/CDBF Magic Mind is running a Black Friday special, only through December 6, 2024. If you're listening to this episode before that day, use the special code attached to this email to get FIFTY PERCENT (50%) off your order of Magic Mind.  Magic Mind makes great stocking stuffers and, at 50% off, you can't go wrong! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders. 

Happy Fourth of July! What are some ways that you celebrate this, or any other holiday, and save money? On today's episode of the Crushing Debt Podcast, Shawn & George talk about a few different ways that you can celebrate a holiday without breaking the bank. We would love to hear your tips, or if we forgot anything. Please also visit our sponsors: Magic Mind - https://www.magicmind.com/CRUSHING20, the World's First Mental Performance Shot. Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. You can also support Pancreatic Cancer education and research by joining Shawn's team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

What is the secret to holistic success? How to get holistic success? What are the five E's to holistic success? This week's guest on the Crushing Debt Podcast is Jesse Johnson, Founder and CEO of Champion Empire. We talk to Jesse about his amazing story and why he does what he does. Jesse and his companies have helped his clients pay off over $5 million in personal debt, and increase their take-home income.  You can contact Jesse at: Jesse@championempire.net LinkedIn @jesse-johnson-champion www.ChampionEmpire.net Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Magic Mind - https://www.magicmind.com/CRUSHING20 The World's First Mental Performance Shot!  Use our code for 20% off! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. You can also support Pancreatic Cancer research and detection by joining Shawn's team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

What in the heck does "Spaving" mean?  Should you buy the BOGO? Should you buy something just because it is on sale? Buy 3, get the fourth free - good deal or no? This is a week of returns for the Crushing Debt Podcast.  George is back after a one-week hiatus. And we welcome back a former sponsor - Magic Mind!  I'm sipping my Magic Mind as I post today's show. I drink it with my morning coffee and it helps me to stay focused all day, without the jitters! You can learn more about spaving by listening to this week's episode, and you can check out these articles: Americans can't stop ‘spaving' — here's how to avoid this financial trap (aol.com) Here's how 'spaving' could hurt your finances (msn.com) Let us know if you get caught Spaving and, if you enjoy the podcast, please share it with your friends! Please also visit our sponsors: Magic Mind - https://www.magicmind.com/CRUSHING20  Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com, and to support Pancreatic Cancer education and research, please join our team - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Do you enjoy paying taxes to the government? Do you want to keep more of your profit or gain from the sale of assets? Do you know the Tax Code Section, that has been in existence for a little more than 100 years to help (at first) farmers to defer gains on the sale of assets? This week's guest on the Crushing Debt Podcast is Dave Foster, a nationwide qualified intermediary for 1031 exchanges. Dave has built his business around a model of education, teaching continuing education courses for Realtor associations throughout the country, as well as educational investor webinars for title companies, attorneys, and real estate brokerages.  Dave advocates for the strategic use of defering tax gains using section 1031 of the Internal Revenue Code (the 1031 Exchange). Dave is an example of using the tax code to his advantage  over the years to position his investment portfolio to buy and live on a sailboat for 10 years raising his children. Dave didn't start with 1031 Exchanges, but learned the hard way when the government took 40% of the profits from one of his first sales in the form of taxes.  Shawn talks to Dave about some of the benefits of using Section 1031 as an investment strategy. You can contact Dave at Dave@The1031Investor.com or visit his website www.The1031Investor.com.  Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And we are always accepting donations to support Pancreatic Cancer education, detection and research by joining Shawn's PanCAN team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

What are the benefits of owning your commercial building? What are the drawbacks of owning your commercial building? Are you a small business owner, worried about how you're going to fit in your current lease space? Maybe it's too small, maybe it's too big, and maybe your space could provide an additional source of revenue to your business! Finally, what special milestone is the Crushing Debt Podcast celebrating with this episode? Shawn & George have talked before about the pros and cons of owning versus leasing when it comes to your primary residence and your car, but today, we talk to Paul Neal, author of the book "Un-Lease Your Business: Unlock Wealth, Autonomy and Control By Buying Your Building and Firing Your Landlord." Paul is a commercial real estate financing expert specializing in guiding business owners just like you to buy their first piece of commercial real estate.  George and Shawn talk to Paul about owning versus leasing, business credit, the availability of space for your business, and other related topics. You can find Paul, and get a copy of his book at: www.OwnYourBuildingNow.com, or on Amazon. As we celebrate George's two-year anniversary as co-host of the podcast, let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. We are proud to have raised over $12,000 to support Pancreatic Cancer research and education. Although the Purple Stride walk is over for 2024, there's still an opportunit to join Shawn's team for next year's walk and to continue to support the families impacted by this terrible disease. Visit MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Can you become debt free with just a few hundred dollars left at the end of the month? If you could eliminate the payment of interest, would that help you to be debt free? Would you want to be out of debt in five to ten years? How is the payment of debt more like a GPS than a paper map? This week, Shawn & George talk to Brian Nates and Tammy Gardner about the Money Max Account system of paying off debt sooner, therefore savings tens of thousands, or hundreds of thousands of dollars in interest! The Money Max Account is a way to tangibly predict when you will be debt free by following the system, but more important it will also tell you the financial impact of various purchases, like: How will buying that investment home impact your ability to become debt free? Should we put our vacation on credit, or save and pay cash, and should we take that vacation 2 months in the future? Six months? Ten months? Brian has been in the financial industry for 18 years. He is the owner of Nates Financial Group, LLC, a coach & mentor to over 2,000 agents and an "outside the box" thinker in Financial Services, Business Development and Product Development. Brian is driven to educate, consult and be involved with programs that make a real tangible impact for people and the community as a whole. Tammy lives in Clearwater, Florida (home of the Crushing Debt Podcast), and was an Economics major in College at the University of New Mexico. Tammy spent 35 years in the lending industry, initially as a Mortgage loan officer, then spent 10 years behind the scenes in loan servicing, audits and compliance. About 10 years ago, after seeing how the lending industry is truly set up for the banks to win at the expense of consumers, Tammy became a financial advisor. She is passionate about empowering individuals and businesses to make informed financial decisions that put their money to work for them, rather than the banks! Shawn was so impressed by the Money Max Account, that we signed up as an Affiliate of the system, which Shawn has also signed up for to truly become debt free (including mortgages and car payments). If you want to learn more about the Money Max Account, visit Shawn's affiliate link at: https://www.moneymaxaccount.com/yesner Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. We only have a few weeks left before the PanCAN Purple Stride walk and you can join Shawn's team in honor of his late wife Melanie at MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08   #MoneyMax #MoneyMaxAccount #YesnerWins #CrushingDebt #CrushingDebtPodcast #BecomeDebtFree #DebtFree 

What is the "Cash Stuffing" method? What is Home Equity Sharing, or a Home Equity Appreciation Agreement? Should you get a HELOC? How can you become a gazillionaire overnight? Are there any useful tips on Tik Tok? This week Shawn & George are reviewing advice from Tik Tok because, everything on the internet is true! In this week's episode, we play a clip from Tik Tok and then talk about whether the advice is good, bad or ugly.  We hear Tik Tok advice from: @Rochelleadamsonbudgets @cnbcselect @grantcardone @Maconomics @Jaiferrell_realestate @Timbargfrede_mortgages @Robweinberg @Jackchenderson @OfficialBiggerPockets @realkingkhang You can judge for yourself which advice is spot on, which advice is scary, and which advice is just plain wrong!  Please note that we play these clips for entertainment purposes only and neither Shawn, George nor the Crushing Debt Podcast are endorsing any strategy or Tik Tok clip that we play. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com  or visit www.YesnerLaw.com.  The PanCAN Purple Stride walk is just a few weeks away and there is still time to support MY Legacy Striders. Any donation, no matter how small, helps!  http://support.pancan.org/goto/MYLegacyStriders08  

"Sign, sign, everywhere a sign." -Five Man Electrical Band What are the signs that you might need some financial help? What are some things to look for or listen for to determine whether you might want to talk to a financial coach? Signs that you might need to seek legal counsel? On this week's episode of the Crushing Debt Podcast, George and Shawn talk about the various signs that someone might need help, or might be in trouble financially.  There are some common signs, like living paycheck to paycheck. There are some signs that suggest you may need some coaching or accountability, like help creating a budget, being on the "hamster wheel," avoiding your mail, using cards for necessities, and feeling like you need to "keep up with the Joneses." There are some signs that you need to seek out legal counsel, like getting sued, getting calls from creditors, bouncing checks or overdrawing your account, or an inability to pay for necessities.  "Do this don't do that. Can't you read the sign?" Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. Plus, there is still time to join Shawn's Purple Walk team to support PanCAN - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08    

Happy Spring Break! How did you spend your Spring Break? On this week's episode of The Crushing Debt Podcast, Shawn & George talk about: Vacation spending Vacation technology Reverse Mortgage issues When to start planning Housing rates & Interest rates Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. You can also support research & prevention of Pancreatic Cancer by joining Shawn's team, MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

Should you lease or buy? What happens when your lease is over? Should you buy out your lease?  Buy a new car?  Lease a new car?  Buy a pre-owned car? Shawn was recently faced with these questions when his lease was at the end of its term. Find out what Shawn did and some of the questions he faced in this week's episode of the Crushing Debt Podcast. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com plus you can help support pancreatic cancer research and education by joining Shawn's PanCAN Purple Stride team - MY Legacy Striders: http://support.pancan.org/goto/MYLegacyStriders08  

After a one-month hiatus, we are back with new episodes of The Crushing Debt Podcast! Have you experienced any life changes recently? How did those changes impact your budget? Our apologies for our silence during the month of January. In this epsidoe, we explain our absence and how it relates to both the Podcast, our daily lives, budgets, debts, medical bills, and other issues related to major life changes. This episode is dedicated to the memory of Melanie Yesner. To donate or join MY Legacy Striders, raising money for PanCAN on the Purple Stride Walk on April 27, 2024, visit the following link: http://support.pancan.org/goto/MYLegacyStriders08  Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Welcome to our bi-annual Garage Sale lesson episode of the Crushing Debt Podcast! In this week's episode, we put it all together into one over-arching sales presentation. Each year, in October and May, Shawn's neighborhood hosts a community-wide garage sale. Shawn has tested and practiced different sales techniques at these bi-annual events in a low-risk, low-pressure environment! You can listen to our previous garage sale episodes: 68 - negotiations 86 - preparation 118 - patience 168 - preparation 241 - approach 270 - target market 373 - delegate Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

What is the best way to pay for college? How do college visits factor into the cost of college? What is the total price of college? Is it the same as listed on the schools' websites? What price should parents or students expect to pay for college? What is the real price difference between private and public universities? What is late-stage college planning? On this week's episode of The Crushing Debt Podcast, Shawn & George talk to Brad Baldridge, one of the nation's leading financial experts on the best ways to plan, save and pay for college without wiping out their finances. You can find Brad on his website - www.TamingTheHighCostOfCollege.com, or listen to his podcast, also called Taming The High Cost of College.  You can also find him on social media @TamingTheHighCostOfCollege. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: www.MagicMind.com/CrushDebt. Use Code CRUSHDEBT for a discount on their focus drinks and get more focused to help eliminate your debt! Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

There's been a bit of news lately on President Biden's plan to cancel student loan debt, especially after the United States Supreme Court ruled that the President has no authority to cancel the debt without Congressional action. What are your thoughts?  Are you in favor of cancelling debt?  Against it? Recently, the New York Times came under fire for suggesting that "death" is a way to cancel student debt. Unfortunately, they are correct.  Note that neither the article, nor Shawn & George are suggesting that people hurt themselves in any way to avoid paying back student loan. From a legal and contractual perspective, if a student loan borrower (any borrower really) passes and there is no co-signor on the debt, then the debt is eliminated - subject to the borrower's estate having no money. What are some of the other ways the New York Times suggests cancelling student loan debt: Income Driven Repayment Plans (IDR) Public Service Loan Forgiveness (PSLF) Bankruptcy (which is a better option after input from the US Dept of Education) Consolidate the loans Forbearance plans Interstingly, the LA Times followed up that article by suggesting that student loan borrowers could move back in with mom & dad, or skip meals to save money ... One other way to tackle student loan debt is to save money for college, and also explore scholarships. You can listen to an old Crushing Debt Podcast episode about that if you follow this link: https://yesnerlawpodcast.libsyn.com/episode-77-the-scholarship-system The two articles Shawn & George discuss can be found with the following links: The New York Times Really Listed 'Death' as a Way to Cancel Student Debt (yahoo.com) Student loan borrowers panic over money after Supreme Court decision - Los Angeles Times (latimes.com) Remember, we're now two full weeks into the Crushing Debt No Spend Challenge.  How are you doing?  How many points have you earned?  What have you learned about yourself, and about your spending habits? You can find a link to the challenge here: Crushing Debt Spending Challenge | Facebook Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com  or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com  or visit www.YesnerLaw.com. 

The Fourth of July was a few days ago! How did you celebrate? How did you say "thank you" to those that protect us and our freedoms? This week's guest on the Crushing Debt Podcast is C. David Cain, CEO and Chief Hero Evangelist of Heroes Home Advantage. He has 24 years' experience as a top-producing Loan Officer, and is on a mission to create brand awareness for the largest hero rebate program in the country when buying or selling real estate! George, Shawn & David talk about: How the program works and why buyers and partners both benefit. Why HHA is different from other similar programs. Who is eligible for the program. Why the program was founded and exists today. You can reach David at David@HeroesHomeAdvantage.com or connect with them at www.HeroesHomeAdvantage.com. You can also connect with David on LinkedIn, Facebook, and Instagram. Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt Remember, our No Spend Challenge for July is officially underway! Join the group here. To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Today, on this episode of The Sub2Deals Show, we talk with Shawn Yesner, attorney and host of The Crushing Debt Podcast. Shawn M. Yesner is a Florida native, born in Tampa and raised in Miami. Prior to starting his own practice, Shawn was an associate attorney at one of the largest lender foreclosure firms in Florida. In 2004, Shawn left the plaintiff's side of the practice to form a law firm focused on helping homeowners keep their homes or get rid of their homes while incurring minimal liability. After building a successful multi-practice firm, Shawn founded Yesner Law, P.L., again with the focus of helping homeowners, consumers and others eliminate the financial bullies in their lives. Shawn has been a speaker at multiple Continuing Legal Education Seminars, Realtor® Education Seminars and Networking Seminars. In November 2015, The Crushing Debt Podcast was launched and can now be heard on Apple Podcasts, Spotify, Stitcher, Google Play, iHeartRadio, and other podcast players. The podcast supports the lawfirm, with the message that “everything will be okay.”  In September 2018, Shawn's book, Crushing Debt: 9 Strategies to Eliminate Financial Bullies was released and in 2020, his second book, Become Debt Free in Less Than One Hour was released. Both books are available on Amazon.com. What You Will Learn * How to Avoid the Due on Sale * The Best Way to Structure Your Deals * What Contracts to Use Mentioned in This Episode Listen to Shawn's Podcast! The Crushing Debt Podcast Just Getting Started & on a Budget? Get the BEST Deal on Creative Finance & Sub2 Coaching on the PLANET! http://www.7dollarcoaching.com Want to Take Your Investing to the MAX? Take a look at Sub2MAX! Our Premium Group Coaching with William! Learn more and join us at: http://www.Sub2MAX.com Looking for the Absolute BEST Sub2 & Creative Financing Training on the PLANET? Check out https://www.Sub2University.com

What are the 14 steps to financial freedom? What is your financial personality? Your financial health? The TTCI Method? Today's guest on the Crushing Debt Podcast is a CPA, speaker, course creator, and passionate about helping people become financially free.  Bruce Scott is the territory leader of (senior partner) at PricewaterhouseCoopers Jamaica. He has an MBA, FCA, FCCA, CPA (Colorado), chartered  accountant (Jamaica), and chartered certified accountant (UK). Bruce is passionate about financial intelligence leading to financial independence, and he offers financial training in several countries on strategies and behavioral changes required to pursue a path of financial freedom. Bruce, Shawn & George talk about: Being Obsessed with Financial Goals Your Financial GPS (Grow, Protect & Sow) TTCI (Track, Trim, Chop & Income) Rainy-Day Fund Reducing Debt Rules of Investing You can connect with Bruce at www.14stepstofinancialfreedom.com, as well as pick up a copy of his book there. You can connect with Bruce on Facebook and LinkedIn as well. Some memorable quotes from today's episode: "Excuses are just diagnosed lies." "When your Why makes you Cry." Let us know if you enjoy this episode and, if so, please get a copy of Bruce's book and share this episode with your friends! Please also visit our sponsor Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

What questions do you have for us here on The Crushing Debt Podcast? In today's episode, Shawn & George answer some of the most popular questions they receive, like: My landlord died. Is my lease still valid? Can I shut down my business to avoid paying back business debt? Should I stay in a bad job just because they offer a 401k (or any other benefits)? Should I pay debt or invest the money? Some of these questions are blog posts that you can find at the links below: My Landlord Died, Is My Lease Still Valid? | Florida Landlord Tenant Law (yesnerlaw.com) Can I Avoid Paying Business Debts By Shutting Down The Old Business And Opening A New Business? (yesnerlaw.com) Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

Welcome to the last Crushing Debt Podcast episode ... of 2022 !! Do you set goals every year? Did you accomplish what you set out to do in 2022? What are your 2023 Goals? In this week's episode, Shawn and George talk about 2023 goals, how to set your goals and why they should be S.M.A.R.T.Y. pants goals. They also discuss some of their 2023 goals, specifically around the podcast, personally, for their families and for their businesses. It's also that time of year - Podfest 2023 is just around the corner. For more information, visit the Podfest website at www.Podfestexpo.com and if you're going to Podfest, let us know. You may be able to meet up with George in Orlando! Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt  To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach  To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. 

What is the charitable gifting of real estate? Who would give away their valuable real estate? Is the charitable gifting of real estate only for the super wealthy? In the calendar year 2021, approximately $9 Billion was donated in real estate alone, and that is only a small fraction of all donations given to organizations nationwide. Real Estate giving is through various organizations, include Realty Gift Fund, which our guest talks about on this week's episode of The Crushing Debt Podcast. Originally from Washington State, Cherie Buell relocated to the Tampa Bay area in 2006 and have become deeply rooted in the area as an accomplished Realtor holding multiple designations, including Accredited Buyer Representative, Seller Representative Specialist, Certified Luxury Home Marketing Specialist and the FIRST Charitable Real Estate Champion in Pinellas County. Cherie and I discuss charitable gifting of real estate, what properties qualify, who are the Real Agents of Change, and how you can help benefit your favorite charitable organization. You can reach Cherie at 727-266-6530, CherieBuell.Realtor@gmail.com or www.YourLuxuryHomeSold.com. Let me know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

Are you a ghost in the public records? Do you need to be? Do you get your asset protection advice from TikTok (any advice for that matter)? Have you completed your business succession planning, or business estate planning? On this week's episode of the Crushing Debt Podcast, George and Shawn welcome Jason Sampson, co-founder of Fortress Asset Protection, and founder of Venerable Law. Jason focuses on a wide array of business matters, from start-ups to business succession planning, and everything in between.  Jason has been a practicing attorney for well over two decades. His focus is on building long term relationships with business owners to structure their business organizations for success. You can contact Jason by email at Jason@FortressAssetProtection.com or visit his website at www.FortressAssetProtection.com. You may recall Fortress's co-founder, and the owner of Mortellaro Law, Michelangelo Mortellaro as a guest on Episode 292 of the podcast talking about personal asset protection and estate planning. You can listen to that episode here: https://yesnerlawpodcast.libsyn.com/fortress-asset-protection-episode-292  Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.  Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.  Or, you can support the show by visiting our new Patreon page: https://www.patreon.com/crushingDebt To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com, or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

This week, Lauren interviews Tampa bankruptcy lawyer and host of the Crushing Debt podcast, Shawn Yesner. Obviously, this man knows about debt. And it turns out, a lot of people have debt. It's nothing to be ashamed about, and there are ways to take care of it long before you need to get to bankruptcy discussions. There are a lot of kinds of debt out there: credit cards, medical debt, student loan debt, car accident debt, government and SBA loans, IRS debt...it goes on. Shawn provides us with tangible ways to get out of debt and stay out of debt in this episode. Shawn and Lauren talked about debt consolidation, negotiating and modifying loans, hardship discharges, and much more. You'll walk away from this one motivated to pay off debt or stay out of it in the first place. About Shawn Yesner: He was once an associate attorney at one of the largest lender foreclosure firms in Florida. In 2004, Shawn left the plaintiff's side of the practice to focus on helping homeowners keep their homes or get rid of their homes while incurring minimal liability. In November 2015, The Crushing Debt Podcast, which supports the lawfirm, with the message that “everything will be okay.” In 2018, Shawn's book, Crushing Debt: 9 Strategies to Eliminate Financial Bullies was released, and in 2020 he released his second book, Become Debt Free in One Hour or Less. Shawn is a Florida native, born in Tampa and raised in Miami. He has a Bachelor's in Accounting from Florida State University and a JD from Samford University. Connect with Shawn: https://www.yesnerlaw.com/ Listen to the podcast: https://www.yesnerlaw.com/podcasts/

What is "full coverage" with regard to car insurance? What coverage is required under Florida law? What coverage should you have?  Or avoid? In this week's episode of The Crushing Debt Podcast, we talk to Walt Blenner of Blenner Law Group about the different types of auto insurance coverages, subrogation, fault and no-fault, and what happens to insurance when the driver is ticketed (or not). Walt moved to Tampa Bay "temporarily" 30 years ago until he figured out where he wanted to practice - turns out it was here in Tampa Bay! Walt's practice encompasses both personal injury and a niche he's carved for himself representing lottery winners (which we talk to him about too). You can reach Walt at walt@blennerlawgroup.com or www.blennerlawgroup.com. Email Walt to get a free electronic copy of his tri-fold Florida's Car Insurance Mistakes. Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com.  Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening! To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com. To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

As housing prices have appreciated, we have seen less foreclosures and short sales - they're not gone, but clearly reduced in number recently. The trend we've seen in an increase in other types of lawsuits with the increase in property values. In particular, I have many more partition lawsuits in the office than I did a year or even six months ago. In a partition lawsuit, two co-owners are fighting over whether to sell a jointly owned home, and when sold how much does each owner receive from the sale. Typically, partition lawsuits arise between unmarried individuals that own property - siblings or extended family, non-married individuals that co-own a home, and people who acquire a home jointly as heirs of a deceased person. Along with partition lawsuits, we have also seen a rise in quiet title lawsuits. The purpose of a quiet title lawsuit is to have the Court determine whether someone's interest in a house is legitimate - maybe an heir omitted from probate, or maybe a "wild deed" in the title. On this week's episode of the Crushing Debt Podcast, George and Shawn talk about real estate, partition and quiet title lawsuits. For more information on these topics, check out previous episodes: 207 - Never Give a House as a Gift 13 - What is a Partition Lawsuit? 75 - Quit Claim Deeds and Quiet Title Lawsuits 296 - A Guide to Title Insurance Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com. Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening! To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com. To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com / www.YesnerLaw.com.

When should we teach financial literacy lessons to our kids, and what should we teach them? What does "financial literacy" really mean? What are the common financial problems people are facing today? Why do so few states teach personal finance in public schools? Today's guest on the Crushing Debt Podcast is Vince Shorb, one of the country's leading advocates for promoting financial wellness and a thought leader in teaching and scaling financial education programming. Vince founded the National Financial Educators Council, an organization dedicated to combating the financial literacy epidemic. Vince's mission is to create a world where people are informed to make qualified financial decisions and confidently take effective financial action that best helps them meet their basic human needs while moving towards fulfilling their personal, family and global community needs. George and I talk to Vince about his financial journey and the lessons he learned along the way. We answer all of the questions above. Also we talk about the Florida Personal Finance Education Bill, which took effect July 1, 2022. You can find Vince at: Website: https://www.financialeducatorscouncil.org/ LinkedIn: https://www.linkedin.com/in/vinceshorb/ Facebook: https://www.facebook.com/NationalFinancialEducatorsCouncil/ Twitter: https://twitter.com/NFEC_FinEdu Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com. Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening! To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com. To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com / www.YesnerLaw.com.  

The Fed raised interest rates. What does that mean for you? In this week's episode of The Crushing Debt Podcast, we discuss: The Fed's rate increase and its impact on inflation and interest rates. What you can do to curb the impact of inflation on your finances. Governor DeSantis's veto of the increase of the automobile exemption to $5,000. and other topics. You can find the article we discuss at this link: https://news.yahoo.com/five-ways-fed-interest-rate-100000962.html Let us know how you are or will be impacted by these changes? Do you think a recession is coming? Are we in a recession now? Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com. Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening! To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com. To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com / www.YesnerLaw.com. 

Why are money myths so popular on social media? How can you avoid falling prey to the "get rich quick" messages? How do we convince the younger generation to save and invest? This week's guest on The Crushing Debt Podcast is Rachel Nohlgren of Mustard Seed Advisors of Raymond James. Rachel began her career in financial services in 2005, earned her Series 7 security license in 2011, and became a partner in Mustard Seed Advisors in 2017 - from the smallest of seeds, grow the largest of trees. You can reach Rachel at Rachel.Nohlgren@RaymondJames.com or www.MustardSeedAdvisors.com. Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com. Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening! To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com. Shawn@Yesnerlaw.com / www.YesnerLaw.com 

Do you know how to find the mistakes in your medical bills and then fix those mistakes? Do you know how to find the mistakes in your medical coverage and then fix those mistakes? Knowing those two things could save you hundreds or thousands of dollars on your annual medical expenses! This week's guest on the Crushing Debt Podcast is Dr. Virgie Bright Ellington, author of the Crush Medical Debt book (we LOVE the title). Dr. Virgie also hosts a live show on Thursdays at 5 PM Eastern called Ask a Doctor on the www.VoiceAmerica.com network. You can pick up a copy of Dr. Virgie's book at www.CrushMedicalDebt.com and email her at support@CrushMedicalDebt.com.  Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com. Let me know if you enjoy this episode and, if so, please share it with your friends that might gain value out of listening! To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com. Shawn@Yesnerlaw.com / www.YesnerLaw.com 

What happens when life gets in the way - winning the lottery, sending kids (or yourself) to college, new babies, marriage, sickness, loss of job or income, divorce, and other life events? This week's guest on the Crushing Debt Podcast is George Curbelo of Curbelo Financial Coaching. As a financial coach, George helps you create a judgment-free environment that will help guide you from struggling to thriving with your money! A few weeks ago, I put out a request that I was looking for a co-host for the show and George contacted me, so I thought we would record some episodes to see if we have any chemistry. What do you think? You can contact George at GCFinancialCoach21@gmail.com. Please also visit our sponsors: Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com. Mark Purvis to help retirees who are looking for a fun and rewarding project  by capturing wisdom and stories that will bless their families today and for generations to come. www.LegacySpotlight.com. Let me know what you think of George and if you enjoy this episode or past episodes, please share them with your friends that might gain value out of listening! Shawn@Yesnerlaw.com / www.YesnerLaw.com   

What will be the impact of blockchain technology on real estate transactions? What role will title companies play in a closing in the future? What are smart contracts in Real Estate? My guest this week on the Crushing Debt Podcast is a fellow alumni of Cumberland School of Law at Samford University in Birmingham, Alabama, where she still resides today. Megan Templeton is a contract attorney with Scott Smith and Royal Legal Solutions. Megan and I discuss the benefits of blockchain technology, specifically with respect to investing in real estate, including tokenization, digital securitization, reducing fraud and other benefits. Links for today's show: Episode 154 - Scott Smith: https://yesnerlawpodcast.libsyn.com/episode-154-asset-protection-for-real-estate-investors Contact Megan: Megan@RoyalLegalSolutions.com Please also visit our sponsors: Sam Cohen of Attorneys First Insurance if you want malpractice coverage for your law firm or title company, anywhere in the Country: www.AttorneysFirst.com. Mark Purvis with www.LegacySpotlight.com to capture and preserve your legacy in video format for current and future generations. Questions or comments for me: Shawn@Yesnerlaw.com or www.YesnerLaw.com. 

Why is the majority of the mortgage industry geared against the self-employed business owner? Why is it more difficult to get a mortgage when you're self-employed? What types of real estate loans are available to business owners? On this week's episode of The Crushing Debt Podcast, we talk to Alejandro Szita, a California mortgage broker and real estate broker since 2005. Alejandro is the co-owner of Prosperity Lending, a boutique mortgage brokerage that specializes in self-employed borrowers, including artists, business owners and creative entrepreneurs. Alejandro and I discuss the key to improving credit scores for the self-employed borrower and business owner. You can reach Alejandro at info@prosperitylending.us. Please also support our sponsors: Mark Purvis, our show editor, who also owns www.legacyspotlight.com, where you can capture the life stories of your retired parents and create legacy videos to spark meaningful family conversations for generations to come. Sam Cohen owner of www.AttorneysFirst.com, who provides malpractice insurance to attorneys and title companies throughout the U.S. with a focus on Florida and Texas attorneys and title companies. For future topics you would like to hear on the Crushing Debt Podcast, you can also contact me at www.YesnerLaw.com. I would also appreciate it if you enjoy today's show (or any previous or future week's show) if you would share the show with someone else!

What is the difference between owning land versus owning a house? How can you create passive income using raw land investment? Today's guest on the Crushing Debt Podcast is Mark Podolsky, the Land Geek.  In today's episode, Mark and I talk about his journey into the world of buying, selling and leasing raw land as an investment. Mark has actively invested in real estate and raw land for almost twenty years, completing more than 5,000 transactions in that time. For more information about Mark, you can email him at Mark@thelandgeek.com, or get more information about his free course at www.thelandgeek.com/quickdeals. You can also find Mark on social media @thelandgeek. Please also support our sponsors: www.LegacySpotlight.com by our friend and editor, Mark Purvis, where you can capture the wisdom, knowledge and stories of your parents or grandparents to pass on to your kids or grandkids! www.AttorneysFirst.com owned by our friend Sam Cohen, where he helps attorneys and title companies protect themselves from malpractice claims through insurance. If you have questions for me, you can reach me at www.YesnerLaw.com.   

How do you create safe, reliable, passive income from the stock market? How is crypto-currency going to massively change our lives? Why is mindset 90% of investing? My guest this week is Mark Yegge, the Wealth Architect. Mark is a lifelong learner, author, course creator, mentor and fund manager. He has traded over $14 Billion worth of securities. Using his experience and expertise, Mark is on a mission to change the way we invest. Mark started investing at age 12, bought his first car at age 16 and "retired" at 39 after starting, building and selling his Wall Street Software Company. Look for a special offer from Mark at the following web address: Crushing Debt Podcast (destinycreation.com) Please also visit or support our sponsors: - Sam Cohen, owner of Attorneys First Insurance, who is looking for attorneys and title companies in Florida or Texas who are starting their companies and want a quote for malpractice or professional liability coverage. Sam@AttorneysFirst.com or www.AttorneysFirst.com. - Mark Purvis with www.LegacySpotlight.com, who is looking for retirees who are looking for a fun and rewarding project that will bless their families today and for generations to come. Please also visit my website, www.YesnerLaw.com, for more information and if you have any comments about today's episode, you can email me at Shawn@YesnerLaw.com. 

What do the wealthy do differently in regards to their money and their investments? Why would you not want to put your money in a 401k? This week's guest on The Crushing Debt Podcast is Stephanie Walter, CEO of Erbe Wealth. Stephanie is a legacy cash flow specialist, capital raiser, syndicator and real estate investor. Stephanie's passion is teaching people to "unlearn" what most of us have been wired to think about money, and she educates people on attaining wealth that can be passed on to the next generation. You can reach Stephanie at: skw@erbewealth.com www.erbewealth.com LinkedIn - stephanie-walter-057594196 Facebook - erbewealth Please also support our sponsors: Sam Cohen of Attorneys First Insurance will help new and existing attorneys and title companies to review, purchase or compare malpractice insurance. Sam@attorneysfirst.com or www.attorneysfirst.com. Mark Purvis (our editor) who created www.LegacySpotlight.com to help retirees who are looking for a fun and rewarding project that will bless their families today and for generations to come, by recording and capturing the wisdom within life's stories. You can reach us at Shawn@Yesnerlaw.com or www.yesnerlaw.com. 

What is Cryptocurrency and why will it impact everyone globally? What are investors missing when it comes to blockchain technology and cryptocurrency? What is a crypto hedge fund and how does it work? This week's guest on the Crushing Debt Podcast is Zach Morrow, a real estate and crypto investment expert. Zach is the VP of Investor Relations at Boron Capital. I am excited to pick his brain in this week's episode to give you listeners the insider track on how to successfully produce strong returns in cryptocurrency investments. You can contact Zach by texting the word "Info" to 877-771-0615. When you do, ask how to register for Zach's Crypto 101 Masterclass. Please also support our sponsors (plural): Sam Cohen of Attorneys First Insurance if you want to obtain malpractice or E&O coverage for your new lawfirm or title company anywhere in the Country - Sam@AttorneysFirst.com or www.attorneysfirst.com.  Mark Purvis, an Emmy award-winning videographer with over 23 years in marketing and advertising. You can reach Mark as his new website, www.LegacySpotlight.com, and capture your relatives and loved-ones recording their life stories to ensure your family's history is preserved in a professional and fun format! If you have any questions for me, you can reach me at Shawn@Yesnerlaw.com or www.YesnerLaw.com. 

How much money does your spouse make? What about your significant other? What about your roommate or kids? Many clients get confused that bankruptcy is based on their income alone. Unfortunately, when someone files bankruptcy, whether they can file Chapter 7 or 13 is based on the household income whether or not the spouse, significant other, roommate, etc. files bankruptcy. Unfortunately, this can cause issues when the person filing makes no money, but others in the house make a significant amount of money. How do we calculate how many people are in the household? That's the subject of today's Crushing Debt Podcast episode. I also provide an update on the Paskay Memorial Bankruptcy Seminar, as well as the proposed increase in the automobile exemption in Florida to $5,000. We have a second sponsor, who has actually been with the show from the very beginning. Mark Purvis, owner of Real Time Productions, Inc. is the audio editor for the show. Mark has also helped with various videos on the Yesner Law website (www.YesnerLaw.com) and our YouTube channel (Yesner Law - YouTube). You can visit Mark's website at www.RealTimeTelevision.com. We also want to mention our long-time sponsor, Sam Cohen of Attorneys First Insurance. If you know an attorney starting his or her own law firm, or a brand new title company, that would be a great referral to Sam to write their professional liability coverage (malpractice coverage). You can reach Sam at Sam@AttorneysFirst.com or www.AttorneysFirst.com. 

Episode 313 of the Crushing Debt Podcast means Week 1 of Year 7 of content!! Plus we're back in the office after taking my recording equipment home after COVID shut everything down in March 2020 (although I understand I may need to tweak my sound). I'm speaking again at Podfest 2022 in Orlando and have the ability to take up to FIVE (5) listeners with me FOR FREE. If you're interested in a free ticket to Podfest 2022, please let me know. You can visit the Podfest website at www.podfestexpo.com. One of my goals at or before Podfest will be to explore potential co-hosts for the Crushing Debt Podcast. If you're interested, please email me Shawn@YesnerLaw.com. Finally, if there a bankruptcy tsunami coming? We explore article written by Jeremy L. Retherford, Esq., and Walter E. Jones, Esq., both of Balch & Bingham, LLP, titled "What the Latest COVID-19 Surge Means for Filings in 2022" for the March 22 issue of the American Bankruptcy Institute Journal. Please also remember to refer an attorney or title company that you know to our sponsor, Sam Cohen of Attorneys First Insurance. Sam helps attorneys and title companies all over the country, but particularly in Florida and Texas, to get fair and affordable malpractice insurance.  Sam@AttorneysFirst.com or www.AttorneysFirst.com.  You can email me for more information about anything covered on this week's episode or any previous episodes!

Do you want improved quality of life? Do you want to get a handle on any financial challenge or problem? Do you want an objective third party to help with financial decisions, or a guide to ease your financial decision-making? Our guest on the Crushing Debt Podcast this week is Financial Coach, Dan Bobick. Dan is NOT a financial advisor, he is the owner of Money Works Coaching, a company focused on helping its clients to create a clear path of action to organize and streamline their lifestyle to help get or keep their finances under control. Dan thinks about finances like three legs of a stool - each one is necessary to have a solid foundation - Mindset, Mechanics and Accountability. You likely didn't accrue a ton of debt overnight, so you're not going to solve or pay off your debt overnight. Dan can help you create a plan to become debt free, and then hold you accountable to working that plan! You can find Dan at his website: www.MoneyWorksCoaching.com or email him at Dan@MoneyWorksCoaching.com. A great way to support the Crushing Debt Podcast is to refer an attorney or title company that you know to our sponsor, Sam Cohen. Sam helps attorneys and title companies with their malpractice insurance. Sam can work with attorneys or title companies all over the United States, but has a particular focus right now on Florida and Texas. Would you hire a financial coach? Would you work with someone to hold you accountable to your financial goals? Let me know at Shawn@YesnerLaw.com or www.YesnerLaw.com. 

On today's Best Deals episode of The Real Estate Nerds Podcast, Scott chats with fellow attorney-investor Sean Yesner. Yesner was investing to get to know his clients' situations and frustrations better. And he made a great deal that survived the Recession specifically because he avoided it. How? He got out of real estate investing just in time. If you've ever wanted to hear a couple of real estate attorneys talk shop in a way you can understand, this episode is for you.Tune in to Episode 47 of The Real Estate Nerds Podcast now to hear the full conversation.Listen To Episode 47 of The Real Estate Nerds Podcast NowSean Yesner on The Best Deal That Helped Him Survive the RecessionSean Yesner joins our host and attorney Scott Smith. The two attorney-investors chat about one of Sean's best deals.[1:00] Sean, like Scott, practices law and also invests in real estate. He finds his experience with owning real estate has helped him related to his clients: “As a real estate attorney representing real estate investor clients, I need to have some kind of frame of reference for what they're going through. To practice without having owned real estate would be a disservice to them.”[3:45] Sean also hosts a podcast, the Crushing Debt Podcast, which is informed by his practice of consumer law. Both attorneys capitalize off of attacking the “business end” of lawsuits and briefly share their experiences.[6:30] Sean rented out his first home, placed inside of a Land Trust with an LLC as its beneficiary. When he saw the crash coming, he sold his investment property in 2007. He points out that one of the harbingers of the crash was “people who weren't in real estate giving me investment advice.” He recounts a story of meeting an IHOP waitress who owned a $300-400,000 house and knowing it was a bad sign. [10:00] While he sees fewer ill-advised loans in today's market, Sean explains why he believes that not everyone should own a house. He does feel banks are loosening standards a bit at the moment.[12:00] Scott pins Sean down on what exactly persuaded Sean to pull out of the market before the crash. “You make money when you buy, not when you sell,” Sean explains [13:37]. If you make the purchase right, it should not matter when you sell.[15:00] Sean points out that he and Scott have the benefit of their clients' collective experience as well as their own.[17:00] Sean was also getting married around the time he sold. His lifestyle was changing in a way that no longer lended itself to being a landlord. He also is just conservative by nature[18:20] In addition to being Sean's hero, Sean's CPA father has also influenced his career. Sean started his law firm in part because of his father's inspiration and because of his experience working on the other side of the equation in foreclosures. When his law firm shut down, he did the same thing his CPA father did and struck out on his own.Sean Yesner and Scott Smith Chat Mentorship, The Value of Professionals, and How to Solve Poor Decision-Making in InvestingThe two attorneys shift focus and give us some great legal points to keep in mind about asset protection for real estate investors. These guys learned real estate law so that you don't have to. Tune in to hear the full inside scoop on how you can make the most out of your professionals, what good professionals do for you, and the importance of proactivity with asset protection strategies. [21:00] Scott and Sean touch on the importance of mentorship in building good decision-making. Scott points out that who we listen to can be a huge factor in developing the right mentality for real estate and business success.[24:00] Sean shares about a client who always has a “deal pending” that will fix everything, and how this is the same type of gambling logic that gets people in trouble with investing. He points out that we hire professionals to remove emotion from our decisions, and shares an example of when he had to do exactly that for himself with a creditor. Fortunately, he also had his legal structures in place to keep his assets protected.[28:00] The two attorneys share on the importance of being proactive with asset protection.[30:00] Circling back to the importance of impartiality, Scott speculates that sometimes the best question isn't how you feel about an investment, but how someone smarter or more experienced than you feels. [31:30] Sean points out the value in hiring a competent professional: “One reason to hire an attorney is to let us do what we're trained to do while you go out and make money.”Lessons Learned From Sean's StorySean and Scott wrap up the show with their favorite takeaways from Sean's story.[32:50] Scott's biggest takeaway from Sean's story is to check your motivations.[34:00] Sean sums up his biggest lesson learned with a quote from his father: “If opportunity knocks, you don't have to let it in, but you're a fool if you don't answer the door.”