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Stu Burguiere has the latest on both the Bondi Beach shooting in Australia and an FBI-foiled terror plot from the Turtle Island Liberation Front and poses the question: Why are we seeing such an incredible increase in anti-Semitic and anti-capitalist attacks in the U.S.? Then, “The Drive with Lauren and Karl” host Lauren Fix joins with a warning for all you speeders out on the highways of Arizona. And Stu discusses the possibility of yet ANOTHER Democrat-led shutdown in January. TODAY'S SPONSOR BEAM ORGANICS PRODUCTS Get up to 40% off Beam's Dream Powder when you use the discount code STU at http://www.shopbeam.com/stu Learn more about your ad choices. Visit megaphone.fm/adchoices
Doing It Online : The Doable Online Marketing Podcast with Kate McKibbin
Hey there! I'm Kate from Hello Funnels, and in this episode of The Doing It Online podcast, I'm pulling back the curtain on my AI-powered content system—the one that lets me create all my content for the month in about 25 minutes a week.Here's the problem: the amount of content we're expected to create now is completely out of control. Emails, Instagram, LinkedIn, podcasts, YouTube, blog posts—it's exhausting.And even when people are batching and staying organized, it all ends up feeling disconnected. Which means you're confusing your audience instead of guiding them on a journey.So I built a system that fixes this. An AI system that helps me create cohesive, strategic, high-converting content—fast. And it sounds like me.Today, I'm walking you through exactly how it works, step by step.The truth? I've been using this for a couple of months now, and our conversions have gone through the roof. It's not just easier and faster—it actually works better.And because I wouldn't be me if I didn't share something this game-changing, I turned it into a mini-course called Cash Money Content.Right now, it's on a special pre-launch offer—normally $197, you can grab it for just $47.Grab it before the price goes up!This is going to change the way you create content. I can't wait to see what you do with it.
The power sector is at an inflection point. Skyrocketing load growth and rising energy prices are converging with an aging electric grid, inadequate power supply, and regulatory hurdles. It's a perfect storm that's forcing utilities to take a serious look at their business models. But new innovations focused on meeting energy demand and confronting the affordability crisis are tackling these challenges head on.If you've been a With Great Power listener over the past five seasons, you've heard stories from many of the people behind those innovations. This season, we're digging even deeper.You'll hear from some of the leading voices in the power sector, from utilities and energy management companies to developers, community advocates, and grid planners.Stay tuned for all new episodes about the superheroes building the future electric grid, today. Season 6 launches soon. Subscribe to With Great Power on Apple, Spotify, or wherever you get your podcasts.With Great Power is a co-production of GridX and Latitude Studios. Subscribe on Apple, Spotify, or anywhere you get podcasts. For more reporting on the companies featured in this podcast, subscribe to Latitude Media's newsletter.Credits: Hosted by Brad Langley. Produced by Mary Catherine O'Connor. Edited by Anne Bailey. Original music and engineering by Sean Marquand. Stephen Lacey is executive editor. The Grid X production team includes Jenni Barber, Samantha McCabe, and Brad Langley.
Millions of Americans face skyrocketing healthcare premiums come January 1. Now, Republicans on Capitol Hill are scrambling for a plan, any plan. Plus, U.S. forces repel from helicopters and seize an oil tanker off the coast of Venezuela. Will Venezuela do anything about it? The prosecution has rested now in the murder trial of Brian Walshe. Now, the big question for the defense, is he going to testify in his own defense? Learn more about your ad choices. Visit podcastchoices.com/adchoices
The housing crisis isn't a mystery — it's a political disaster. This episode dives into:
This time on Code WACK! Join us on a deep dive into the hidden forces behind soaring out-of-pocket costs, from rising medical costs to pandemic aftershocks and corporate profit pressures. Our guest, health insurance agent Sherry Davis Johnson, shares eye-opening stories from the front lines. We'll also explore how the Affordable Care Act has saved lives, what protections still matter most, and what it really takes to navigate today's healthcare maze. This is the second episode in a two part-series. Sherry Davis Johnson - a former nurse turned long–time insurance agent in Southern California - has seen our challenging healthcare system from every angle, as a nurse and home health provider, insurance agent and patient. Today, she's here to help us make sense of it all. Check out the Transcript and Show Notes for more! And please keep Code WACK! on the air with a tax-deductible donation.
EPISODE 334 - Clark and Hyung start the show by talking about the pros and cons of selling the Topps Chrome Basketball First Day Issue boxes via Dutch Auction. For Hobby Headlines, the guys discuss 5 athletes whose card values have been going up, and decide whether they are worth still investing in (or hoping for a dip later on.)Then they play Quiz Show using the November grading data from gemrate.com before ending the episode with their regular weekly segment called "Pick 1."--------------------------CONNECT WITH US!Instagram: @cardstothemoon | @fivecardguys (Clark) | @yntegritysportscards (Hyung) | @tradeyouatrecess (John)Website: https://fivecardguys.com/podcastDaily Auctions (w/ affiliate links): https://fivecardguys.com/dailyauctionsIf you have any questions about the hobby that you would like addressed, email us at hello@fivecardguys.com or DM us on Instagram at @cardstothemoon or @fivecardguys.
This time on Code WACK! Join us on a deep dive into the hidden forces behind soaring out-of-pocket costs, from rising medical costs to pandemic aftershocks and corporate profit pressures. Our guest, health insurance agent Sherry Davis Johnson, shares eye-opening stories from the front lines. We'll also explore how the Affordable Care Act has saved lives, what protections still matter most, and what it really takes to navigate today's healthcare maze. This is the second episode in a two part-series. Sherry Davis Johnson — a former nurse turned long–time insurance agent in Southern California — has seen our challenging healthcare system from every angle, as a nurse and home health provider, insurance agent and patient. Today, she's here to help us make sense of it all. Check out the Transcript and Show Notes for more! And please keep Code WACK! on the air with a tax-deductible donation.
This time on Code WACK! Join us on a deep dive into the hidden forces behind soaring out-of-pocket costs, from rising medical costs to pandemic aftershocks and corporate profit pressures. Our guest, health insurance agent Sherry Davis Johnson, shares eye-opening stories from the front lines. We'll also explore how the Affordable Care Act has saved lives, what protections still matter most, and what it really takes to navigate today's healthcare maze. This is the second episode in a two part-series. Sherry Davis Johnson — a former nurse turned long–time insurance agent in Southern California — has seen our challenging healthcare system from every angle, as a nurse and home health provider, insurance agent and patient. Today, she's here to help us make sense of it all. Check out the Transcript and Show Notes for more! And please keep Code WACK! on the air with a tax-deductible donation.
GOP Analyst Bob Clegg discusses the issue as well as the attacks on cocaine boats
Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support.Need help in Portugal? Contact Carl by phone/WhatsApp on (00 351) 913 590 303, email carl@carlmunson.com or join the Portugal Club community here - www.theportugalclub.com
Grab The Blueprint here: https://bit.ly/TheFantasyBlueprintGet my free Top Waiver Add at each position here: https://waiverwins.com/7 Players Skyrocketing Up The Fantasy Rankings Right Now(Data source credits: Player Profiler)Gambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. See terms at draftkings.com. Sponsored by DK.
H2-Wed12/03/25- " Calls on the WORD Talk line about the Afghan Natl who pled Not Guilty " , "Why did Aftyn Behn put up a good race in the TN 7th Congressional District " , "In Minneapolis they started noticed the Medicare cases skyrocketing" , "When you and I went to school we knew what a disability was "
The biggest catalyst for both stocks and crypto is monetary policy and the Fed is expected to cut interest rates in December. Quantitative Tightening (QT) has officially ended, a process where the Fed had been shrinking its balance sheet since April 2022.~This episode is sponsored by Uphold~Uphold Get $20 in Bitcoin - Signup & Verify and trade at least $100 of any crypto within your first 30 days ➜ https://bit.ly/pbnuphold00:00 Intro00:10 Sponsor: Uphold01:00 Biggest daily gain since May01:45 CNBC: Can stocks rally to year-end?03:45 Global reshuffle05:20 Vanguard bends the knee06:45 Trump announcement07:00 Fed chair flop09:00 BTC $150K in 2025 hope gone10:10 Bloomberg: Likely more pain coming13:00 Brad Gerstner (Altimeter): We have to be honest about Bitcoin14:30 BitMine not blinking15:30 Paul Atkins16:00 Paul Atkins: Progress without regulation?17:40 Raoul Paul: its not a 4 but a 5-year cycle20:50 Boomers ALL IN on crypto22:30 Charts23:00 Outro#Crypto #federalreserve #Bitcoin~Fed Sparks Rally?
Join host Alyssa McNamara Reed and guest Everett Henderson as they discuss the current state of the insurance market, particularly focusing on the dramatic rise in costs during the open enrollment period. The central theme revolves around the soaring premiums for health insurance, with the host citing a shocking 35% increase in her small business plan, reflecting a wider trend of double-digit rate hikes. Henderson attributes these issues largely to the high cost of medical services, low market competition following the Affordable Care Act (ACA), and the mandatory coverage of expensive procedures for an increasingly unhealthy population. Henderson offers his expertise to individuals seeking non-group insurance plans, especially early retirees, noting that monthly premiums can range widely from $500 to $2,000 depending on the coverage chosen. The two contrast these high costs with the significantly lower, income-tiered costs associated with Medicare for those 65 and older. The conversation briefly concludes by acknowledging the substantial cost increases also seen in property and casualty insurance (home and auto) due to natural disasters and expensive, complex vehicle repairs. Alyssa McNamara Reed, CFP®is a financial planner with passion for the intersection of taxes and investing. Alyssa works with motivated savers, beneficiaries of estates, business owners, divorcees, and pre-retirees. To schedule a visit with the team at McNamara Financial, be sure to visit: https://mcnamarafinancial.com/contact McNamara Financial is an Independent, family-owned, fee-only investment management and financial planning firm, serving individuals and families on the South Shore and beyond for over 30 years. COME SEE WHAT IT'S LIKE TO WORK WITH A FIDUCIARY. http://mcnamarafinancial.com/
According to several recent studies of health care systems across the globe, the U.S. health care system lags far behind those in other developed nations. The system is more expensive per person, but also for the nation as a whole. This high cost doesn't translate into good access, high quality, or favorable outcomes. Many in the nation have no insurance at all, and many can't find a primary care provider, or access much beyond basic emergency care. Our very expensive system does not do well at preventing death, either. Skyrocketing insurance costs are likely to make matters worse, leaving more people uninsured, and dying for lack of care. It is likely to create a ripple effect, as high health care costs will increase food insecurity and exacerbate the homelessness crisis. These effects may even touch those who are comfortably well-off, as more care facilities close due to lack of funds. Activists, lobbyists, policy-makers, and analysts have been calling for some form of universal care for Americans for decades, to bring us in line with the less expensive and more equitable systems in other nations. But what should Catholics think about this question? Would universal health care access be in line with Catholic social teaching? What would a truly just health care system look like? This episode of Just Politics is a collaboration with the Glad You Asked podcast. Sister of the Humility of Mary Eilis McCulloh, one of the Just Politics hosts, talks here with U.S. Catholic editors Emily Sanna and Rebecca Bratten Weiss about Catholic teaching on health care. Glad You Asked brings in theologians, activists, scholars, and other experts to tackle a range of questions about Catholicism that don't have easy, obvious answers. You can learn more about this topic in these links: International Comparison of Health Systems How does the quality of the U.S. health system compare to other countries? Mirror, Mirror 2024: A Portrait of the Failing U.S. Health System "Kristen Whitney Daniels on why health care access is a matter of faith and justice," Just Politics "As the inauguration approaches, U.S. health care is on the line," by Kevin Clarke Glad You Asked is sponsored by the Claretian Missionaries USA, a congregation of Catholic priests and brothers who live and work with the most vulnerable among us. To learn more, visit claretians.org.
According to several recent studies of health care systems across the globe, the U.S. health care system lags far behind those in other developed nations. The system is more expensive per person, but also for the nation as a whole. This high cost doesn't translate into good access, high quality, or favorable outcomes. Many in the nation have no insurance at all, and many can't find a primary care provider, or access much beyond basic emergency care. Our very expensive system does not do well at preventing death, either. Skyrocketing insurance costs are likely to make matters worse, leaving more people uninsured, and dying for lack of care. It is likely to create a ripple effect, as high health care costs will increase food insecurity and exacerbate the homelessness crisis. These effects may even touch those who are comfortably well-off, as more care facilities close due to lack of funds. Activists, lobbyists, policy-makers, and analysts have been calling for some form of universal care for Americans for decades, to bring us in line with the less expensive and more equitable systems in other nations. But what should Catholics think about this question? Would universal health care access be in line with Catholic social teaching? What would a truly just health care system look like? To discuss this topic, the hosts of Glad You Asked collaborated with Sister of the Humility of Mary Eilis McCulloh of the Just Politics podcast. In Just Politics, Catholic sisters and their coworkers at the NETWORK Lobby for Catholic Social Justice discuss pressing political issues from the standpoint of Catholic teaching. McCulloh currently serves as NETWORK's Grassroots Education and Organizing Specialist. You can learn more about this topic in these links: International Comparison of Health Systems How does the quality of the U.S. health system compare to other countries? Mirror, Mirror 2024: A Portrait of the Failing U.S. Health System "Kristen Whitney Daniels on why health care access is a matter of faith and justice," Just Politics "As the inauguration approaches, U.S. health care is on the line," by Kevin Clarke Glad You Asked is sponsored by the Claretian Missionaries USA, a congregation of Catholic priests and brothers who live and work with the most vulnerable among us. To learn more, visit claretians.org.
The numbers are brutal and they're hitting New Mexico families right now: average health insurance premiums jumping more than 35%, with some silver plans spiking over 50%. We unpack why rates are soaring, how subsidy design can unintentionally reward insurers, and why middle-income families often get hammered despite “help.” From malpractice pressures to physician shortages and thin competition, we connect the policy dots that quietly decide what you pay and what care you actually get.Safety takes center stage next. A new ranking labels New Mexico the most dangerous state for solo travelers, a gut punch to a tourism economy that depends on trust. We talk candidly about violent crime, the day-to-day realities for residents and visitors, and how enforcement, sentencing, and services either reinforce stability or erode it. That tension shows up in Bernalillo County's anti-ICE ordinance debate and in the Albuquerque mayor's race, where a controversial ad drew sharp pushback from police. When politics turns officers into villains or reframes violent-offender removals as fear campaigns, the public loses clarity—and safety.We close with kids and the attention economy. Drawing on Jonathan Haidt's work, we explore how adolescence migrated to smartphones and TikTok, why teen girls and boys are affected differently, and what parents can do right now to restore structure: later phones, device-free nights, shared screen spaces, real jobs, and faith or community anchors. The through-line is simple: policy and design choices matter. Health costs, crime trends, and youth mental health don't fix themselves; they respond to incentives, accountability, and honest leadership.If this resonated, follow the show, share it with a friend, and leave a review. Your feedback helps more New Mexicans find real talk and practical solutions.Website: https://www.nodoubtaboutitpodcast.com/Twitter: @nodoubtpodcastFacebook: https://www.facebook.com/NoDoubtAboutItPod/Instagram: https://www.instagram.com/markronchettinm/?igshid=NTc4MTIwNjQ2YQ%3D%3D
Listen up - because your healthcare costs are about to increase! ACA tax credits are set to expire by the end of 2025, and millions are at risk of becoming uninsured. Learn about how our system leaves so many behind on how we got here, from Dr. Ricardo Nuila, author of “The People's Hospital: Hope and Peril in American Medicine.” He shared with the PT team about the Texas healthcare system, Medicaid, and more on living in the state with the highest uninsured rate in the country. Dr. Nuila works as an internal medicine doctor and hospitalist in his hometown of Houston, is an associate professor of medicine at Baylor College of Medicine, and has written for Texas Monthly, VQR, The New York Times Sunday Review, The Atlantic.com, and The New England Journal of Medicine. Learn more about Dr. Ricardo Nuila at https://www.ricardonuila.com.Thanks for listening! Learn more about Progress Texas and how you can support our ongoing work at https://progresstexas.org/.
The news of Texas covered today includes:Our Lone Star story of the day: Business in Texas: Google announces massive $40 billion dollar investment in Texas for data centers with big investment coming to West Texas in Haskell County.Also, the Austin American-Statesman has a get-you-up-to-date story on Samsung's giant chip fab project in Taylor that has seen much delay.Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.Immigration enforcement & border news: Court blocks Trump bid to bar illegals from getting trucking licenses – these are the type of things that boggle the minds of the American people. If they are illegal how can they have any possible right to a commercial driver license? Plano woman, jogger, allegedly attacked with hammer by illegal immigrant in park – when I reported on this last week something just told me it was an illegal alien! Indian Man on Student Visa in Texas Sent to Prison for Financial Scheme Targeting Elders Suspected illegal immigrant allegedly sent nude photos to minor boy in Jasper Texas A&M doctoral student, green card holder finally released – another Hearst sob story that downplays the fact that the green card holder broke our laws. Listen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com
We kicked off the program with four news stories and different guests on the stories we think you need to know about! Skyrocketing veterinary bills are hitting Massachusetts pet parents hard.Guest: Dana Gerber – Boston Globe reporter A Celtic Christmas brings holiday cheer to Massachusetts this December, featuring a line-up of world Irish dance champions to share the spirit of Christmas! Production by A Taste of Ireland (an Irish Music & Dance Group)Guest: Cian Walsh – professional dancer in A Celtic Christmas The history and evolution of Thanksgiving the holiday. Also throwing in some turkey cooking tips.Guest: Marc Sheehan - food historian/chef/owner of Northern Spy in Canton From 'Ghost’ to ‘Credit Thief’: 7 toxic bosses and how to deal with themGuest: Duane Deason - business strategist and heads up The Efficacy Group See omnystudio.com/listener for privacy information.
Between so many interruptions - the politicking and the Chinese food, phone calls from friends and parts percolating in the garadtch - White Mark the Diversity Hire and Hostus Maximus Justin Fort were lucky to get through this one at all. What's in it? Skyrocketing values of old 911s and the cost of our buddy the Doc's new pistachio GT2; strange new clunks in the new Grenader; comfortable old clunks in a 300K 4Runner. Then it's all about the sauce: the Real Dill's Bloody Mary mix, Pizza Port's Chronic Amber Ale, Stone Brewing in Pt. Loma, and the return of Gilark Bourbon with batch #6 (vanilla and maple and oh so smooth) Then it's the fun outside interestingness that makes the Garage Hour more than human: Mark's pal Adam Duce of MachineHead, Justin's pal Jaimz of Off-Road.com, Dennis Combs (the Luckiest Man in the World) and tales of brine shrimp and junk bonds, plus Sen. McCarran versus Harry Reid, warthog moats, JF Summit 4, Fatso Jetson and the Truckfighters.
Between so many interruptions - the politicking and the Chinese food, phone calls from friends and parts percolating in the garadtch - White Mark the Diversity Hire and Hostus Maximus Justin Fort were lucky to get through this one at all. What's in it? Skyrocketing values of old 911s and the cost of our buddy the Doc's new pistachio GT2; strange new clunks in the new Grenader; comfortable old clunks in a 300K 4Runner. Then it's all about the sauce: the Real Dill's Bloody Mary mix, Pizza Port's Chronic Amber Ale, Stone Brewing in Pt. Loma, and the return of Gilark Bourbon with batch #6 (vanilla and maple and oh so smooth) Then it's the fun outside interestingness that makes the Garage Hour more than human: Mark's pal Adam Duce of MachineHead, Justin's pal Jaimz of Off-Road.com, Dennis Combs (the Luckiest Man in the World) and tales of brine shrimp and junk bonds, plus Sen. McCarran versus Harry Reid, warthog moats, JF Summit 4, Fatso Jetson and the Truckfighters.
Speaker: Pastor Dudley Rutherford
As Congress debates whether to extend subsidies for the Affordable Care Act (ACA) coverage, Hayden Rooke-Ley, lawyer and senior fellow at the Brown University School of Public Health, explains how the infighting is already driving up costs and narrowing networks.
The energy prices in Mass. are skyrocketing in a new report it is revealed that Maura Healey's policies are driving them up. Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.
Dive into the week's explosive headlines on The Alan Sanders Show! AG Pam Bondi and FBI Director Kash Patel drop the "Clinton Corruption Files," exposing pay-to-play schemes and foreign influence at the Clinton Foundation, evidence long-buried by whistleblower stonewalling. The new J6 Select Committee just asked to talk to 7 members of then VP-elect Harris's Secret Service detail related to the pipe bomb found at the DNC. Chaos erupts at UC Berkeley as Antifa-fueled riots mar a Turning Point USA event, sparking federal probes amid bloody brawls and arrests. Plus, ACA's crumbling facade: Skyrocketing premiums hit $27K for families amid shutdown fallout and blocked GOP fixes. Truth, accountability, and no holds barred! Tune in for Ep. 216. Please take a moment to rate and review the show and then share the episode on social media. You can find me on Facebook, X, Instagram, GETTR, TRUTH Social and YouTube by searching for The Alan Sanders Show. And, consider becoming a sponsor of the show by visiting my Patreon page!
Skyrocketing specialist costs are forcing a growing number of Australians to delay or stop critical medical care and treatment. A new investigation by The Guardian has found a concerning lack of transparency regarding why specialists are charging so much. In this episode of The Briefing, Natarsha Belling is joined by The Guardian Health reporter Natasha May, who explains what’s behind the increase in the costs and what your rights are as a patient. Headlines: The retiring RSL President has called for more Australian Defence Force support, Donald Trump has reportedly asked the Supreme Court to overturn a sexual assault verdict, and The Wiggles may have breached consumer law. Follow The Briefing: TikTok: @thebriefingpodInstagram: @thebriefingpodcast YouTube: @TheBriefingPodcastFacebook: @LiSTNR Newsroom See omnystudio.com/listener for privacy information.
Read about the ACA & pre-existing conditions here
As an eBay seller, you count on Promoted Listings to get your listings seen and your items sold faster. In this episode of the I Love to Be Selling podcast, you'll get the dirty lowdown on upcoming changes to Promoted Listings — and find out how to keep eBay from stealing your profits. Tune in to discover how to work around the skyrocketing cost of promoting your listings. You'll also gain access to I Love to Be Selling's exclusive free guide Get my free guide, The eBay Seller Sleigh List: Christmas Tips that Sell! It's packed with smart strategies to boost visibility, top-selling product ideas, and insider tips from power sellers. Grab your free copy now at https://ilovetobeselling.com/ebay-seller-sleigh-list-christmas-tips-that-sell/. I'm Kathy, and I love to be selling!
Alcohol-related deaths have nearly doubled in 25 years, claiming over 54,000 lives in 2021 alone The steepest rise in alcohol-related deaths is seen among Native Americans, women, and young adults. Aggressive marketing, cultural shifts, and limited access to support make these groups especially vulnerable The COVID-19 pandemic magnified this emergency. Isolation, stress, and disrupted recovery services fueled relapses and dangerous drinking patterns Alcohol's long-term effects on the body are anything but benign. It damages your brain, destroys your liver, disrupts your ability to heal, and raises your risk of cancer Cutting off alcohol completely is the most powerful step you can take for health. Eliminating it restores resilience, prevents premature death, and gives your body the chance to thrive again
You're listening to American Ground Radio with Louis R. Avallone and Stephen Parr. This is the full show for November 6, 2025. 0:30 We take a look at Speaker Mike Johnson's warning that today’s Democratic Party has been overtaken by an ideological movement far removed from its working-class roots. Once the party that called itself the party of the middle class and moderation, Democrats have shifted so sharply to the left that traditional voices are nearly extinct. 9:30 Plus, we cover the Top 3 Things You Need to Know. Former Speaker of the House, Nancy Pelosi will not run for another term in Congress. The FAA is ordering 40 of the biggest airports in the country to begin restricting flights. The US Supreme Court ruled that the federal government does have the right and the power to insist only biological sex can be listed on US issued passports. 12:30 Get Prodovite Plus from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 13:00 We unpack Ronald Reagan’s iconic declaration that “government is not the solution to our problem; government is the problem,” then contrast it with Mamdani’s modern-day claim that “there is no problem too large for government to solve and no concern too small for it to care about.” If you want to see what happens when government tries to solve everything, look at cities like New York, San Franscisco, Chicago, and Portland. Skyrocketing taxes, tent cities, rampant crime, and deepening inequality despite billions in government spending. 16:30 American Mamas Teri Netterville and Kimberly Burleson react to the stunning — but not surprising — election of Zoran Mamdani as mayor of New York City. The Mamas discuss the fiery tone of Mamdani’s victory speech, where he quoted socialist figures like Eugene V. Debs rather than American founders, and how his words reflect what they see as a deeper ideological shift in American politics. If you'd like to ask our American Mamas a question, go to our website, AmericanGroundRadio.com/mamas and click on the Ask the Mamas button. 23:00 We discuss the surge of over 35,000 Americans applying to become “Homeland Defenders” — a new initiative under the U.S. Citizenship and Immigration Services within the Department of Homeland Security. The goal? Strengthen the nation’s immigration system by ensuring that only those who meet legal standards are granted entry or benefits. 25:30 We Dig Deep into one of the most shocking takeaways from the week’s elections — the erosion of political accountability. We reflect on a time when personal misconduct or moral scandal could end a political career, pointing back to Gary Hart’s downfall in the 1980s as a stark contrast to today. From Zoran Mamdani’s incendiary rhetoric, to Virginia’s new attorney general Jay Jones and his disturbing text messages, to Mikie Sherrill’s Naval Academy cheating scandal, and even an admitted illegal immigrant elected mayor in St. Paul, the discussion paints a picture of a political culture where outrage no longer matters — at least, not for one side of the aisle. 32:00 Get TrimROX from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 32:30 We turn to Clearwater, Kansas, where Mayor Joe Sabalas, a non-citizen permanent resident from Mexico, has not only served as mayor—but was just reelected. Even more troubling, records show he voted illegally in U.S. elections multiple times, leading to felony charges of election perjury and unlawful voting. 35:30 Plus, a new Christianity Today report shows Gen Z now leads all generations in church attendance, and that's a Bright Spot. This hunger for truth and spiritual grounding contrasts sharply with the moral confusion shaping politics and culture. It looks like Gen Z realizes that the next generation’s hope isn’t found in movements or ideologies, but in the gospel itself. 40:00 For the sixth straight month, U.S. Border Patrol has reported zero illegal immigrant releases into the country—a stark contrast to the 150,000–200,000 monthly releases under the Biden administration. Trump looked at all the people coming across the border and said, "Whoa!" 41:30 And we finish off with a story about Abraham Lincoln and a letter that was discovered earlier this year that shows his character. Follow us: americangroundradio.com Facebook: facebook.com / AmericanGroundRadio Instagram: instagram.com/americangroundradio See omnystudio.com/listener for privacy information.
The dollar is accelerating and not in the direction most people were anticipating, to the point it has rattled the entire cryptocurrency space. That's why cryptocurrencies like Bitcoin just got hit with a major selloff this week as the dollar debasement theme which had driven their latest surge comes up completely empty. More important than that, however, the dollar is accelerating higher which signals quite a lot all its own. But what? You can see how this gets confusing with all this unnatural noise. Eurodollar University's Money & Macro AnalysisWhat is a Eurodollar University membership? It's where understanding the monetary world isn't a mystery—it's a method. If you're serious about your financial education and want clarity in a world of volatility and massive uncertainty, you're in the right place. Mainstream education has left so many massive gaps on the most foundational concepts, making sense of everything is practically impossible otherwise. With our memberships, we'll fill in everything that you've been missing. https://eurodollar.university/memberships https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU
11/5/25: Children's Advoc Ctr Ex Dir Carol Conragan: child sexual abuse cases skyrocketing. Brian Adams w/ Smith's Dir of Sustainability Beth Hooker: the College's $210 million (!) geothermal project. Larry Hott w/ Mark Roessler, author of “Fairsted: …how (Frederick Law) Olmsted helped heal a fractured democracy” on” Olmsted Panoramic” – a multi-media & musical presentation -- coming to AoM.
11/5/25: Children's Advoc Ctr Ex Dir Carol Conragan: child sexual abuse cases skyrocketing. Brian Adams w/ Smith's Dir of Sustainability Beth Hooker: the College's $210 million (!) geothermal project. Larry Hott w/ Mark Roessler, author of “Fairsted: …how (Frederick Law) Olmsted helped heal a fractured democracy” on” Olmsted Panoramic” – a multi-media & musical presentation -- coming to AoM.
The economy the past 5 years have been really rough. High food prices. Skyrocketing housing prices. Unemployment rates are creeping up. The government shutdown has escalated economic precarity even more. At the root of all of this is the billionaire class. In our latest, we talk with author and policy analyst Chuck Collins (@inequalityorg) about the billionaire class and how they ruining our lives and planet. Bio//Chuck Collins is the Director of the Program on Inequality and the Common Good at the Institute for Policy Studies, where he co-edits Inequality.org. He is an expert on U.S. inequality and the racial wealth divide and author of over ten books and dozens of reports about inequality, climate disruption, philanthropy, the racial wealth divide, affordable housing, and billionaire wealth dynasties. He is the author at Oligarch Watch at The Nation.His new book is Burned by Billionaires: How Concentrated Wealth and Power is Ruining Our Lives and Planet.-----------------
Skyrocketing ACA premiums were already going to crush families, exposing the healthcare crisis under Democratic policies and why they are desperate for taxpayer subsidies to try to hide those increases. In Ep. 209 of The Alan Sanders Show, uncover why Dems desperately need fraud claims to cling to power amid election chaos. Witness the ICE ramp-up intensifying border enforcement and deportations. From Arctic Frost's chilling grip on the nation to a collective waking up to political truths, this unfiltered breakdown reveals the real threats facing America. Don't miss these eye-opening insights—subscribe and listen today! Please take a moment to rate and review the show and then share the episode on social media. You can find me on Facebook, X, Instagram, GETTR, TRUTH Social and YouTube by searching for The Alan Sanders Show. And, consider becoming a sponsor of the show by visiting my Patreon page!
Top Stories for November 1st Publish Date: November 1st From the BG AD Group Studio Welcome to the Gwinnett Daily Post Podcast. Today is Saturday, November 1st and Happy Birthday to Lyle Lovett I’m Peyton Spurlock and here are your top stories presented by Gwinnett KIA Mall of Georgia. More than 300 apartments OKed near Gas South District Peachtree Corners to hold dedication ceremony for historic Jones Bridge marker Atlanta area schools win $85,000 in great band challenge All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe! Break 1: KIA Mall of Georgia STORY 1: More than 300 apartments OKed near Gas South District Big changes are coming near the Gas South District—more than 300 new apartments, to be exact. Last week, Gwinnett County commissioners gave Hanover Company the green light to build a 306-unit complex at 1855 Satellite Boulevard, right across from Cross Pointe Church. The site? It’s currently home to two aging office buildings, one of which will be torn down to make room. The new apartments will include four five-story buildings, with 190 one-bedroom units and 116 two-bedrooms. Plans also feature a pool, fire pits, outdoor gathering spaces, and even resort-style patios. Access will be from Satellite Boulevard and the Kroger shopping center nearby. Brick and fiber cement exteriors, plus detached garages and carports, round out the design. Change is definitely on the horizon. STORY 2: Peachtree Corners to hold dedication ceremony for historic Jones Bridge marker Peachtree Corners is honoring a piece of its past with a new historical marker dedicated to the original Jones Bridge—the inspiration behind the city’s iconic pedestrian bridge. In partnership with PTC Arts, a nonprofit focused on bringing the community together through the arts, the city will unveil the marker on Friday, Nov. 7, at 11 a.m., right at the pedestrian bridge by Town Center. The original Jones Bridge, built in 1904, was more than just steel and wood—it was a lifeline, connecting farmers, merchants, and travelers across the Chattahoochee River. But time wasn’t kind. By the Great Depression, it was falling apart, and in 1945, most of the structure was dismantled and sold off under shady circumstances. The final piece collapsed into the river in 2018, ending its story—or so we thought. The pedestrian bridge, opened in 2020, keeps that legacy alive with its design, and now, the marker will ensure future generations know the history. Funded by PTC Arts, it tells the story of connection, resilience, and a bridge that once brought two counties together. The public’s welcome to join the ceremony. Details? Check out peachtreecornersga.gov. STORY 3: Atlanta area schools win $85,000 in great band challenge Ten Atlanta-area high school bands just walked away with a total of $85,000 in prizes, thanks to the fifth annual Great Atlanta Band Challenge. Sponsored by 1-800TruckWreck and Witherite Law Group, alongside Hot 107.9 and Majic 107.5/97.5, the competition celebrated the grit and talent of student musicians. South Gwinnett High snagged first place—and $20,000. Griffin High and Douglas County High followed, earning $15,000 each. The other seven finalists? They didn’t leave empty-handed, each taking home $5,000. Winners were announced on Oct. 24 with pep rally check presentations, complete with Hot 107.9’s Partyboi Deuce hyping up the crowd. This challenge, now in its fifth year, has become a lifeline for local music programs, helping fund instruments, uniforms, and more. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We’ll be right back Break 2: Ingles Markets STORY 4: Carr joins other attorneys general in call for crackdown on intoxicating hemp products Georgia lawmakers are weighing tighter rules on intoxicating hemp products, but Attorney General Chris Carr? He’s going bigger—joining 38 other Attorney General’s in calling for a federal crackdown to pull these products off shelves entirely. Here’s the issue: gas stations and convenience stores are selling gummies, vapes, and drinks made from hemp that can get you just as high as marijuana. Why? A loophole in the 2018 federal law that legalized industrial hemp. Carr and his peers say bad actors are exploiting this “inadvertent ambiguity” to flood the market with unregulated, high-THC products. Carr’s office sounded the alarm Wednesday, citing a rise in kids accidentally ingesting these substances. But not everyone’s on board. Christopher Lackner, CEO of the Hemp Beverage Alliance, called the Attorney Generals’ letter “concerning.” He agrees dangerous, kid-targeted products need to go but argues that banning all intoxicating hemp products could crush a thriving industry. Meanwhile, Georgia lawmakers are trying to balance public safety with supporting the state’s growing hemp industry. It’s a messy debate. STORY 5: Housing Matters: Data says few housing options for Gwinnett’s poorest Skyrocketing housing costs are pushing Gwinnett residents into impossible situations—cramped hotels, couch-surfing, even homelessness. A new report from Builders Patch Housing Count shows just how bad it is: for every 100 renters in Gwinnett’s lowest income bracket (earning less than 30% of the area’s median income, or about $89,000), there are only 9 affordable units. Nine. And it doesn’t get much better as incomes rise—12 units for very-low income renters, 5 for low-income, and just 1 for middle-income families. The county needs 100,000 affordable units to close the gap. Meanwhile, rents are down 13% this year, but still average $1,900 for a two-bedroom. Median home prices? $412,000. STORY 6: Political shutdown fight over food stamps comes to Georgia The federal shutdown is about to hit hard. Starting today, over a million Georgians, many of them kids, could lose access to food stamps. No federal funding, no groceries. Governor Brian Kemp? He’s not budging. Despite $14 billion in state reserves, he’s refused to step in, calling it a “Schumer shutdown” and blaming Democrats in Congress. Meanwhile, families are bracing for empty plates. Food pantries like Feeding GA Families are already overwhelmed, with demand up 50%. Thanksgiving? It’s looking grim. And the blame game? It’s in full swing. Republicans point fingers at Democrats for blocking a funding resolution, while Democrats say Republicans are holding SNAP hostage over tax credits. STORY 7: Gwinnett SWAT team captures Marietta murder suspect A man accused of killing his stepfather in a Marietta apartment shooting is now in custody after a SWAT team arrested him in Gwinnett County. Pharron Carlos Banks, 26, had been on the run since Monday night, when police say he shot and killed 58-year-old Michael Jackson during a domestic dispute at the Briggs at Power Park apartments on Franklin Gateway. Officers arrived to find Jackson with multiple gunshot wounds. He was rushed to Wellstar Kennestone Hospital but didn’t make it. Banks had already fled. His car turned up in Atlanta near the university center, but Banks wasn’t with it. By Wednesday, Marietta police tracked him to a home in Gwinnett. After securing a warrant, Gwinnett’s SWAT team moved in, ordering Banks to surrender. He came out just after 5 p.m. and was taken into custody without incident. We’ll have closing comments after this Break 4: Ingles Markets Signoff – Thanks again for hanging out with us on today’s Gwinnett Daily Post Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.gwinnettdailypost.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com www.kiamallofga.com NewsPodcast, CurrentEvents, TopHeadlines, BreakingNews, PodcastDiscussion, PodcastNews, InDepthAnalysis, NewsAnalysis, PodcastTrending, WorldNews, LocalNews, GlobalNews, PodcastInsights, NewsBrief, PodcastUpdate, NewsRoundup, WeeklyNews, DailyNews, PodcastInterviews, HotTopics, PodcastOpinions, InvestigativeJournalism, BehindTheHeadlines, PodcastMedia, NewsStories, PodcastReports, JournalismMatters, PodcastPerspectives, NewsCommentary, PodcastListeners, NewsPodcastCommunity, NewsSource, PodcastCuration, WorldAffairs, PodcastUpdates, AudioNews, PodcastJournalism, EmergingStories, NewsFlash, PodcastConversations See omnystudio.com/listener for privacy information.
Shanmuganathan Nagasundaram gives us an update on why he thinks the American Empire is on its last legs as the dollar is collapsing amidst a coming inflationary depression. He believes gold is going to skyrocket, and is extremely bearish on bitcoin. America might balkanize and a good war is always part of the cycle. It's likely China is going to become the new global juggernaut. Watch on BitChute / Brighteon / Rumble / Substack / YouTube *Support Geopolitics & Empire! Become a Member https://geopoliticsandempire.substack.com Donate https://geopoliticsandempire.com/donations Consult https://geopoliticsandempire.com/consultation **Visit Our Affiliates & Sponsors! Above Phone https://abovephone.com/?above=geopolitics easyDNS (15% off with GEOPOLITICS) https://easydns.com Escape The Technocracy (15% off with GEOPOLITICS) https://escapethetechnocracy.com/geopolitics Outbound Mexico https://outboundmx.com PassVult https://passvult.com Sociatates Civis https://societates-civis.com StartMail https://www.startmail.com/partner/?ref=ngu4nzr Wise Wolf Gold https://www.wolfpack.gold/?ref=geopolitics Websites RIP USD: 1971 - 202X https://www.amazon.com/RIP-USD-1971-202X-Forward/dp/B0D6PFJ2C7 LinkedIn https://www.linkedin.com/in/shanmuganathan-n-40b8901 X https://x.com/RIP_USD_202X About Shanmuganathan Nagasundaram Shanmuganathan Nagasundaram is an investor, economist, and author of "RIP USD: 1971 - 202X ...and the Way Forward". *Podcast intro music is from the song "The Queens Jig" by "Musicke & Mirth" from their album "Music for Two Lyra Viols": http://musicke-mirth.de/en/recordings.html (available on iTunes or Amazon)
Bill Gates flipped on climate change, now claims that it "will not lead to humanity's demise." Why the sudden change? Also, Amazon is set to cut 30,000 jobs. Glenn lays out why these two stories are related. Is there a massive global blackout coming? Glenn fell victim to doomscrolling on social media, where he encountered the craziest conspiracy theories. Who's funding this insane disinformation campaign? Glenn and Stu discuss the latest in the New York City mayoral race between Andrew Cuomo and Zohran Mamdani. Former investment banker Carol Roth joins to discuss the currency swap America did with Argentina. Glenn and Carol also discuss the impact of Trump's tariffs and the effect of the government shutdown. Rep. Marlin Stutzman (R-Ind.) joins to discuss the slaughter of Christians in Nigeria. Learn more about your ad choices. Visit megaphone.fm/adchoices
Rising gold prices don't have to mean panic or shrinking profits. In this episode, I'm sharing five powerful strategies to help you navigate this market shift with confidence and turn it into serious cash flow for your jewelry business.You'll learn how to announce price increases without losing customers, audit your pricing to protect margins, refine unused metals for instant revenue, create a customer-winning trade-in program, and use desire-driven storytelling to communicate the true value of your work.This is your moment to lead, elevate your messaging, and step into premium positioning. Gold might be rising, but so are you.In this episode, you'll learn:[02:15] Why announcing your price increase early (with a grace period) actually builds trust and urgency with your best customers[08:30] The exact pricing audit framework to ensure your margins are protected and your brand is positioned as premium[11:45] How to refine unused gold and silver to generate instant cash flow, and why this is the perfect time to do it[14:22] A creative trade-in program strategy that brings customers back, increases lifetime value, and beats the competition[17:41] The storytelling mistake that's costing you sales (and the desire-driven content framework that fixes it)[21:10] How to shift your messaging from "cost" to "craftsmanship" so customers feel the value instead of the price[24:49] Why daily revenue-generating activities are the antidote to stress, and how to get into the energy of daily salesHere are the resources mentioned in the show:Join the 21-Day Creativity to Cash Flow ChallengeDownload the Jewelry Pricing CalculatorDesire AI DemoThe Jewelry Sales AcceleratorAre you enjoying the podcast? We'd be so grateful if you gave us a rating and review! Your 5 star ratings help us reach more businesses like yours and allows us to continue to deliver valuable content every single week. Click here to review the show on Apple podcast or your favorite platformSelect “Ratings and Reviews” and “Write a Review”Share your favorite insights and inspirationsIf you haven't done so yet, make sure that you subscribe to the show wherever you listen to podcasts and on Apple Podcast for special bonus content you won't get elsewhere.xo, Tracy MatthewsFollow on Social:Follow @Flourish_Thrive on InstagramFollow @iamtracymatthews InstagramFollow Flourish & Thrive Facebook
President Trump said hostages could be released early as Monday, as details about how the peace deal between Israel and Hamas will proceed come to light. The BBC reports on what was agreed. Border czar Tom Homan is required to recuse himself from business dealings with former associates for a year after entering government. ProPublica’s Avi Asher-Schapiro details how Homan remains deeply entrenched and why that may violate ethics rules. The Wall Street Journal’s David Uberti explains why the recent spike in gold prices is a signal investors are worried about the state of the global economy. Plus, New York Attorney General Letitia James was indicted on bank-fraud and false-statement charges, a federal judge blocked Trump from deploying the National Guard to Illinois, and why your favorite NFL team’s kicker might be hitting longer field goals. Today’s episode was hosted by Yasmeen Khan.
Could your fatigue, bloating, or random skin rashes be more than “just stress” or IBS? You might be shocked to learn they could actually be signs of inflammatory bowel disease (IBD) or even colon cancer — yes, it's possible without having obvious digestive symptoms.It's unfortunately common to discover that you have Crohn's or ulcerative colitis in your 60s, and not because of gut issues… but during a routine colonoscopy screening. Others are misdiagnosed for years while battling brain fog, thyroid problems, skin issues like psoriasis, vitiligo, eczema, or even unexplained anemia — all while the real problem quietly worsens.I'm joined by Dr. Ilana Gurevich, a naturopathic gastroenterologist who specializes in complex GI disorders. We dive into the hidden signs of IBD, how it differs from IBS, sneaky signs of colon cancer (especially with skyrocketing rates), and the TRUTH about colonoscopies – why you should absolutely stop putting it off and never use a stool test for gut health as a replacement.If you've been brushed off, gaslit, or still searching for answers, you don't want to miss this.⭐️Mentioned in This Episode:- See all the references
Dynasty Fantasy Football | Married to The Game | The FF Dynasty
The FFD Football Show, Season 1, Episode 10: Casey + @Chev90 bring you their Week 6 NFL Power Rankings (and bottoms) for your pleasure. We also jump into some NFL News +! Injury fall outs...we highlight all of but not limited to (Joe Flacco/Omarion Hampton/Jacksonville Jaguars/Drake Maye) -- Analytical Models + Predictions powered by @KoalityStats https://koalatystats.substack.com -- • SIGN UP TODAY FOR up to $200 in Prophet Cash BACK -USE CODE: FFD WHEN SIGNING UP AT https://prophetx.onelink.me/E5Yi/FFD or DOWNLOAD THE PROPHETX APP #ProphetX -- Fantasy Football Survivor (NEW GAME!) Free Patreon + Discord 5 Star Contest here! YouTube - Twitter - Insta - TikTok --
Welcome back to "First Draft." Hosted by Mike Greenberg, Field Yates and Mel Kiper Jr., we discuss the revelation of "second-act" NFL quarterbacks, and evaluate 2026 NFL Draft prospects who continue to put incredible film on tape! (0:00) Welcome to First Draft (1:00) Evaluating "second-act" QBs (13:54) Miami QB Carson Beck (18:34) Louisville WR Chris Bell (20:16) Ohio State WR Carnell Tate (21:25) Notre Dame RB Jeremiyah Love (23:10) Baylor TE Michael Trigg (24:20) Cincinnati's Brendan Sorsby & Jake Golday (28:14) Final thoughts! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Repo fails have jumped to more than $320 billion as of the final full week in September, the highest since the very start of January. More importantly, the timing. While there are technical reasons for rising fails, they have been increasing since the first week in August, right when the July payroll report came out. There's also been substantial selling of foreign reserve assets, an enormous amount which likewise is timed to the release of payroll estimates. Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------This is all exactly why Eurodollar University is holding a webinar on Tuesday October 14, at 6pm ET. To help you begin to unlearn the garbage that Economics has taught you and the financial media keeps repeating day after day after day. We're going to dive into the hidden story, really the hidden truth of interest rates to uncover the wealth of information they contain which is otherwise inaccessible to you and everyone else thanks to Economics and central banks. https://webinar.eurodollar-university.com/home---------------------------------------------------------------------------------------------------------------------What is a Eurodollar University membership? It's where understanding the monetary world isn't a mystery—it's a method. If you're serious about your financial education and want clarity in a world of volatility and massive uncertainty, you're in the right place. Mainstream education has left so many massive gaps on the most foundational concepts, making sense of everything is practically impossible otherwise. With our memberships, we'll fill in everything that you've been missing. https://eurodollar.university/memberships---------------------------------------------------------------------------------------------------------------------https://eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU
Let me revisit something I talked about in the first hour. (12:00) Adam Silver had to respond to so many things happening right now in the NBA and the WNBA. Aspiration. The WNBA CBA negotiations. Kawhi Leonard. Cathy Engelbert. The All-Star Game. (24:00) Conor McDavid re-signed with the Edmonton Oilers. And he shocked everyone by taking far less money to do so. He was set to be a free agent after next season, but signed a 2-year extension for $25 million. Not per year. Total! (34:00) LeBron James is having another Decision. Nice. Can't wait. Is it an ad deal? (40:00) We have another lawsuit in Cleveland. That's what the new Browns stadium has become. (48:00) UEFA is mad. But not mad enough that it stopped La Liga teams from playing in America. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Let me revisit something I talked about in the first hour. (12:00) Adam Silver had to respond to so many things happening right now in the NBA and the WNBA. Aspiration. The WNBA CBA negotiations. Kawhi Leonard. Cathy Engelbert. The All-Star Game. (24:00) Conor McDavid re-signed with the Edmonton Oilers. And he shocked everyone by taking far less money to do so. He was set to be a free agent after next season, but signed a 2-year extension for $25 million. Not per year. Total! (34:00) LeBron James is having another Decision. Nice. Can't wait. Is it an ad deal? (40:00) We have another lawsuit in Cleveland. That's what the new Browns stadium has become. (48:00) UEFA is mad. But not mad enough that it stopped La Liga teams from playing in America. Learn more about your ad choices. Visit podcastchoices.com/adchoices