American multinational financial services corporation
The Indian government plans to introduce a new crypto bill in Parliament. Some of the provisions in this bill are detrimental to India's bitcoin economy. In the midst of all of this, Paytm's founder, Vijay Shekhar Sharma, has a lot to say. BTW Paytm is a technology business based in India that specializes in digital payment systems, e-commerce, and finance. Bitcoin conducted 62 percent more transactions in terms of dollar value in 2021 than PayPal, according to a Blockdata research. The company also looked at how much money was traded on the Mastercard and Visa networks.
In this conversation, CNBC reporter Kate Rooney helps walk us through the big changes that have created headwinds for payment giants Visa and Mastercard. We talk about the significance of Visa's bid for Plaid; the rise of new rival payment networks; and which crypto names could also end up significantly disrupting this space.
Our expert host, Simon Taylor, is joined by some great guests to talk about all things sustainabilty in the financial services sector – in association with Mastercard. There's never been a better or more timely way to go green, and financial services is uniquely placed to have real impact in this space. Following COP26, Simon and the panel look at where we are now, the challenges and opportunities, as well as the role of fintech in driving big changes. This week's guests include: Scott Abrahams, SVP Business Development and Fintech, Mastercard Lee Brown, Operations Manager, Helpful Will Smith, Co-Founder, Tred All of this and much more on today's episode! This episode is sponsored by Temenos. Temenos is the world leader in banking software, serving over 3,000 financial institutions. SCALE 2021 is Temenos' dedicated, virtual developer event, including: insights from industry leaders on current technology trends and how they impact banking; customer presentations; product demonstrations and road-map sessions and opportunities to speak with Temenos experts. Whether you're a developer, consultant or business user, discover the latest technology opportunities and how this can help you deliver bigger, better, faster. Register to attend here. (https://tem.mn/3jYLZlm) This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utmsource=11fs&utmmedium=referral&utmcampaign=fintechinsider_) This episode is sponsored by SAS. SAS help their customers make banking simple, safe and rewarding for everyone. They support banks in their goal to treat every customer as an individual. Combining data from across the bank with external information and real-time context delivers unique insight and a deep understanding of customer needs. By applying this insight at the right time via the right channel, SAS help make every customer engagement with the bank a relevant, valuable, and seamless experience. SAS enables banks to embed real-time intelligence in every interaction, helping them make smarter, faster decisions that transform customer experience. To find out more, visit. https://www.sas.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email email@example.com! Special Guests: Lee Brown, Scott Abrahams, and Will Smith.
Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. The Great Product Owner: PO as the great motivator, a simple approach to motivating Agile teams Great PO's are able to share the vision they have for the product. But how do they do it? In this segment, we talk about the approaches that help great Product Owners be clear about, and share the vision of the product in a way that motivates the team! The Bad Product Owner: The PO as a manager anti-pattern and its impact on Agile teams When PO's take control and start acting like a manager, the team needs to stand back. This creates a series of anti-patterns that we explore in this segment. From the team being silent, to the PO starting to assign tasks to individual team members. Listen in to learn how Madhuri was able to help the PO and the team get out of this PO-as-a-manager anti-pattern. Are you having trouble helping the team work well with their Product Owner? We've put together a course to help you work on the collaboration team-product owner. You can find it at bit.ly/coachyourpo. 18 modules, 8+ hours of modules with tools and techniques that you can use to help teams and PO's collaborate. About Madhuri Korapati Madhuri a self-motivated servant leader with 14 years of software industry experience across Payments and Banking sectors. She is a Scrum Master at Mastercard, and enjoys helping teams in their agile transformation and showcasing their improvements. You can link with Madhuri Korapati on LinkedIn and connect with Madhuri Korapati on Twitter.
Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. Madhuri starts by sharing her vision for a great Agile team, and then lists some of the questions she asks herself, as well as the team to help gage her own success as a Scrum Master. We also talk about how “work in progress limits” can help teams move quickly towards self-organization. Featured Retrospective Format for the Week: Great team building retrospectives Madhuri starts by sharing with us that she prefers to use a different format every time, however, she also shares some of the formats she uses when starting off with a new team. We talk about the “Two truths and a lie” exercise, that helps team members know more about each other, and the “Candy Love” Agile retrospective format which helps create a positive atmosphere in the team. Do you wish you had decades of experience? Learn from the Best Scrum Masters In The World, Today! The Tips from the Trenches - Scrum Master edition audiobook includes hours of audio interviews with SM's that have decades of experience: from Mike Cohn to Linda Rising, Christopher Avery, and many more. Super-experienced Scrum Masters share their hard-earned lessons with you. Learn those today, make your teams awesome! About Madhuri Korapati Madhuri a self-motivated servant leader with 14 years of software industry experience across Payments and Banking sectors. She is a Scrum Master at Mastercard, and enjoys helping teams in their agile transformation and showcasing their improvements. You can link with Madhuri Korapati on LinkedIn and connect with Madhuri Korapati on Twitter.
Welcome to Mastering Cyber with Host Alissa (Dr Jay) Abdullah, PhD, SVP & Deputy CSO at Mastercard, and former White House technology executive. Listen to this weekly one-minute podcast to help you maneuver cybersecurity industry tips, terms, and topics. Buckle up, your 60 seconds of cyber starts now! Sponsored by Mastercard. https://mastercard.us/en-us.html
Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. Madhuri was an active part of an Agile transformation at a department. They started by focusing on one team, and as she worked with that team, she noticed that things were moving slow. This helped her understand that, even if the team adopts practices and processes, there's a deeper change that is needed, and each team member experiences the change in a different way, and at a different pace. Listen in to learn what is that deeper change, and learn more about the change curve model. About Madhuri Korapati Madhuri a self-motivated servant leader with 14 years of software industry experience across Payments and Banking sectors. She is a Scrum Master at Mastercard, and enjoys helping teams in their agile transformation and showcasing their improvements. You can link with Madhuri Korapati on LinkedIn and connect with Madhuri Korapati on Twitter.
There are more than 10 million nonprofits and non-governmental organizations worldwide. Nonprofit organizations account for 5-10 percent of the United States' economy and about 10 percent of U.S. employment.Nonprofits can be a force for good in the world, whether they are organized as charitable institutions, civic leagues, social welfare organizations, or social advocacy groups. They can tackle a variety of issues, ranging from healthcare to animal welfare to arts and culture. In a world where societal problems are aggravated by the pandemic, nonprofits give assurance that there are people ready to help those who are in need.Just in time to help you tweak and improve your year-end fundraising campaign, my guest this week is the small nonprofit whisperer, Sandy Rees. Sandy shows founders and leaders of small nonprofits how to fully fund their dream so they can make the difference they want to make in the world. She has helped dozens of small nonprofits go from “nickel-and-dime fundraising” to adding 6 figures to their bottom line. As the host of Fundraising TV, she shows her students how to find ideal donors, connect through authentic messaging, and build relationships that stand the test of time, so that fundraising becomes easy and predictable.Here are some of the topics we discussed:The biggest mistakes Sandy sees when people start a nonprofit - minefields to avoidActionable ways that even the smallest nonprofits can adjust their fundraising strategy The 3 pieces of the fundraising puzzle you need to get right How to combat the dreaded "overhead myth" and raise the money that you need to accomplish your missionConnect with Sandy: www.GetFullyFunded.com https://www.facebook.com/groups/FundraisingforFoundershttps://www.facebook.com/getfullyfundedhttps://www.instagram.com/getfullyfunded/ Do me a favor? Rate, Review, & Follow on Apple Podcasts (or your podcast player of choice) - it helps this podcast get seen by more people that would enjoy it!About Julia Campbell, the host of the Nonprofit Nation podcast:Named as a top thought leader by Forbes and BizTech Magazine, Julia Campbell (she/hers) is an author, coach, and speaker on a mission to make the digital world a better place.She wrote her book, Storytelling in the Digital Age: A Guide for Nonprofits, as a roadmap for social change agents who want to build movements using engaging digital storytelling techniques. Her second book, How to Build and Mobilize a Social Media Community for Your Nonprofit, was published in 2020 as a call-to-arms for mission-driven organizations to use the power of social media to build movements. Julia's online courses, webinars, and talks have helped hundreds of nonprofits make the shift to digital thinking and raise more money online. Clients include Mastercard, Facebook, GoFundMe Charity, Meals on Wheels America, the Make-A-Wish Foundation, and the Boys & Girls Clubs of America.
Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. The team we talk about in this episode was an example of a great team. They collaborated well, were able to tackle the challenges that came their way. However, after they were put on a bigger, higher pressure project, things started to change. Over time, in this new project, the team started to forget how to retrospect and improve as a team, and this started to affect their performance. Listen in to learn how Madhuri solved this slow developing, but high-impact anti-pattern. Featured Book of the Week: Speed of Trust by Stephen Covey Madhuri starts by introducing The Five Dysfunctions of a Team by Lencioni, to show how important it is for Scrum Masters to focus on building trust with their team members and other stakeholders. But how do you do that in practice? That's what the book Speed of Trust by Stephen Covey comes in. This book, which Madhuri acknowledges has changed her own way of acting, helps explain what trust is in practice, and how to build that in your Scrum team. How can Angela (the Agile Coach) quickly build healthy relationships with the teams she's supposed to help? What were the steps she followed to help the Breeze App team fight off the competition? Find out how Angela helped Naomi and the team go from “behind” to being ahead of Intuition Bank, by focusing on the people! Download the first 4 chapters of the BOOK for FREE while it is in Beta! About Madhuri Korapati Madhuri a self-motivated servant leader with 14 years of software industry experience across Payments and Banking sectors. She is a Scrum Master at Mastercard, and enjoys helping teams in their agile transformation and showcasing their improvements. You can link with Madhuri Korapati on LinkedIn and connect with Madhuri Korapati on Twitter.
Everyone seemed disappointed with the Glasgow climate summit. But maybe it was not as bad as it looked? That is the provocative insight of Isabel Hilton, an expert on both climate action and on one of the pivotal countries, China. Yes, it was “unhelpful,” as she put it, that India, with China's backing, changed the wording of the final communique to promise a “phase down” rather than a “phase out” of coal. But this language may have reflected the need to manage domestic politics while actually making progress. “I don't think coal is safe at all after Glasgow,” Hilton told co-host Edie Lush. More generally, Edie and co-host Claudia Romo Edelman explore a fascinating reversal. Where in the past political leaders overpromised and under delivered on climate action, Glasgow may mark a moment when what is actually happening exceeds what politicians feel able to talk about as they worry about nationalist and anti-climate forces. Not everyone, of course, shares this hopeful outlook. Edie describes conversations she had with several experts who expand on the widely held view that action on climate simply is moving too slowly to cap rising temperatures at 1.5 centigrade. The mayor of Dhaka North, Atiqul Islam, described how 1500 climate migrants were arriving in Dhaka every day as sea level rises in Bangladesh. Walter Roban, deputy premier and Home Minister of Bermuda, explained his vision to create a blue economy in the island nation and why help would be needed from the rich world. Anne Cairns, from our sponsor Mastercard, and Jude Kelly, from the Women of the World Foundation, describe the importance of gender equity in solving the climate emergency. “Climate change is a man-made problem and needs a female solution,” Kelly says.
Read the full Show Notes and search through the world's largest audio library on Scrum directly on the Scrum Master Toolbox Podcast website: http://bit.ly/SMTP_ShowNotes. Madhuri had had great success with a team where she helped visualize their workflow, and the blockers they were struggling with. Moving into a new team, she tried to apply the same solution. However, things were not that simple, there were dynamics in the team that made the newfound visibility more of a problem than a solution. Listen in to learn how Madhuri worked around this problem, and the key lessons from this story. About Madhuri Korapati Madhuri a self-motivated servant leader with 14 years of software industry experience across Payments and Banking sectors. She is a Scrum Master at Mastercard, and enjoys helping teams in their agile transformation and showcasing their improvements. You can link with Madhuri Korapati on LinkedIn and connect with Madhuri Korapati on Twitter.
Brian Roland is a Social Entrepreneur and Founder of Abenity, the 6x Inc. 5000 Company that's powering corporate perks for top brands including U.S. Bank and MasterCard. And while Abenity provides millions of subscribers with private discounts, the company's social mission is fighting extreme poverty with every program they deliver. Abenity recently exceeded a million dollars of total giving and hired a CEO to accelerate growth with their fully remote team. Brian lives in Scottsdale with his wife and 3 daughters and is investing his time in efforts that help like-minded entrepreneurs establish a social mission of their own. Most passionate about In 2006, my brother and I built a SAS company (software as a service) that helps large corporations offer employee perks and benefits to their people. We've negotiated discounts on everything from pizza and the zoo to movie tickets, oil changes, car rentals, and hotels. We put it all in one spot for our clients and brand it to look like the company and the employees saved coupons all over the United States and travel offers across the world where they can enjoy special corporate perks. When we founded our business, we really wanted to stand for something outside of our industry. So, we built our business with a social mission. There was an output to our cause for every input into the business. That is what gives me the most passion and mission at this point in my career. Brian's career and story As a third-grader, I was making laminated folders because my folders would tear apart. I started playing the trumpet when I was young. It teaches you to be the entrepreneurial solo artist, where you're running the show and everybody's looking at you. It teaches you to be a team player, where you're sitting in the symphony and blending in so that nobody notices your contribution, but they hear it, they see everything. That led to teaching trumpet lessons, which led to making a CD and moving to Nashville to go to school, which led me to sell cell phones—having the a-ha moment that the music industry is actually not that entrepreneurial. In that role, I discovered this gap: Companies would love to offer perks and benefits to their people but they had a hard time finding the perks to offer and vetting the purchase to make sure they were good. That's how we built Abenity. We've probably built five or six businesses inside of it. This is what led me, two years ago, to realize that the business had grown to a certain level of maturity where the number of businesses that I could launch within Abenity reached its peak in terms of what the team could have accomplished in a healthy way. There was this moment when it was like our business didn't need an entrepreneur anymore. It needed people to help execute and set standards and focus on growth. Those are areas that fell outside of my passion areas. So, there was time to put the right people in place to take the business to the next level. And that's what we did. Today I'm kind of the chief evangelist for the brand, which allows me to be available here talking to you. Best advice for entrepreneurs As an entrepreneur, you're really in a testing experimental process all the time. This means you have to be really sensitive to what is, and isn't, working. You have to be really present to what people's needs are. Part of the discovery process of becoming an entrepreneur is looking for gaps and thinking, ‘How can I fill that gap? How can I bridge that gap?' Wherever you are, you're looking for gaps. That's the makings of entrepreneurship. When you see a gap, how do you fill it? Think about how to fill it and if you're equipped to fill it. That's really step one for entrepreneurship. From there, it's being willing to take the risk, to take that first step and go for it. The biggest, most critical failure with customers A lot of failures looks like trial and error. It's an...
“It makes a lot of sense for us to be a crypto first firm.” That's Jess Turner, Executive Vice President of New Digital Infrastructure and Fintech at Mastercard. On this episode of the Scoop, Turner joined host Frank Chaparro to discuss how Mastercard is continuing to lean into crypto. More than ever, Mastercard and other traditional financial institutions are finding themselves involved with crypto, Turner said. “Whether traditional banks issue crypto in the way it's defined today or not, they're heavily involved today because many of their cards are being used to buy this cryptocurrency.” Mastercard's business includes providing companies with credit card infrastructure. But crypto has quickly become a strategic focus for the payments network giant. Mastercard is also testing how it can add stablecoins to its payment rails as evident in the news that it would serve as a bridge between consumers spending with USDC and merchants. CBDC and Stablecoins Turner thinks that stablecoins will serve as one financial rail among others. Said Turner: “If you think about what you're getting back for, whatever payment mechanism or money movement mechanism you're using, you want to use the one that's giving you the best value for what you're trying to do. And that's why you need kind of this multi-rail choice... Do I believe stablecoin will be part of those choices and continue to grow? I do.” Mastercard is also exploring how it can work with governments and central banks on launching central bank digital currencies. NFTs Mastercard is currently working adding partnerships with NFT companies, including with marketplaces such as Mintable. The company is eyeing an opportunity in expanding consumer access to NFTs as they go mainstream. Turner went on to say that Mastercard is also exploring ways to work directly with the technology, focusing on how NFTs can better create provenance and validity as well as how they can be programmed for value exchange ... For more visit theblockcrypto.com/https://www.theblockcrypto.com/podcasts Episode 75 of Season 3 of The Scoop was recorded remotely with The Block's Frank Chaparro and Jess Turner, EVP New Digital Infrastructure and Fintech at Mastercard. Listen below, and subscribe to The Scoop on Apple, Spotify, Google Podcasts, Stitcher or wherever you listen to podcasts. Email feedback and revision requests to firstname.lastname@example.org. This episode is brought to you by our sponsors Bakkt, Kraken and Masterworks Bakkt® unlocks the $1.2+ trillion of digital assets that is currently held in cryptocurrencies, rewards and loyalty points, gaming assets and merchant stored value. We began in 2018 with the vision to bring trust and transparency to digital assets. Through the Bakkt Warehouse and Bakkt Bitcoin Futures and Options contracts, we serve institutional clients in an end-to-end regulated market with true price transparency. For consumers, Bakkt aggregates digital assets to enable instant liquidity and to empower users to trade, transfer and pay however they want. Visit Bakkt.com for more information About Kraken Whether you're an experienced crypto trader or just starting out, Kraken has the tools to help you achieve financial freedom. With 50+ cryptocurrencies to choose from, industry-leading security and a wide variety of features to suit any investing strategy, Kraken puts the power in your hands to buy, sell and trade digital assets. Visit Kraken.com to get started today. About Masterworks Masterworks is democratizing the exclusive multi-trillion-dollar art world. Instead of needing to write a $10 million dollar check to buy one Picasso painting, you can buy shares of masterpiece paintings. Masterworks has securitized over $250 million worth of art for their 235,000 members and was recently valued at over $1 billion, making them the first and only unicorn in the alternative investing space. Invest like a billionaire today with a few easy clicks at masterworks.io/scoop
Nreal will begin selling its Light mixed reality glasses in the US, after launching in South Korea last year. Reuters reports that an Amazon spokesperson said the company is in talks with MasterCard and American Express– as well as Visa– about who it will continue to partner with in the future in the US. Axios reports that VP of gaming Phil Schiller is advocating video game preservation through emulation. Starring Tom Merritt, Sarah Lane, Justin Robert Young, Roger Chang, Joe, Amos MP3 Download Using a Screen Reader? Click here Multiple versions (ogg, video etc.) from Archive.org Follow us on Twitter Instgram YouTube and Twitch Please SUBSCRIBE HERE. Subscribe through Apple Podcasts. A special thanks to all our supporters–without you, none of this would be possible. If you are willing to support the show or to give as little as 10 cents a day on Patreon, Thank you! Become a Patron! Big thanks to Dan Lueders for the headlines music and Martin Bell for the opening theme! Big thanks to Mustafa A. from thepolarcat.com for the logo! Thanks to our mods Jack_Shid and KAPT_Kipper on the subreddit Send to email to email@example.com Show Notes To read the show notes in a separate page click here!
Nreal will begin selling its Light mixed reality glasses in the US, after launching in South Korea last year. Reuters reports that an Amazon spokesperson said the company is in talks with MasterCard and American Express– as well as Visa– about who it will continue to partner with in the future in the US. AxiosContinue reading "A Car Is Not A Phone – DTNS 4155"
Welcome to the podcast version of "Trading Spaces," a live Q&A with "On The Tape" co-hosts Dan Nathan and Guy Adami on Twitter Spaces every Monday and Wednesday at 1 pm eastern. On this episode, Dan and Guy are live at the CME Group LPGA Golf Tournament in Naples, Florida. The guys discuss Visa, Mastercard and PayPal selling off, the move in gold, rates and bitcoin, and insane Rivian options. Be sure to follow Trading Spaces on Twitter so you can join us live every Monday and Wednesday at 1 pm. ---- We're on social: Follow Dan Nathan @RiskReversal on Twitter Follow @GuyAdami on Twitter Follow us on Instagram @RiskReversalMedia Subscribe to our YouTube page
Welcome to Mastering Cyber with Host Alissa (Dr Jay) Abdullah, PhD, SVP & Deputy CSO at Mastercard, and former White House technology executive. Listen to this weekly one-minute podcast to help you maneuver cybersecurity industry tips, terms, and topics. To see your internet browser information, visit https://mybrowserinfo.com/ • Buckle up, your 60 seconds of cyber starts now! Sponsored by Mastercard. https://mastercard.us/en-us.html
In der heutigen Folge „Alles auf Aktien“ berichten die Finanzjournalisten Anja Ettel und Holger Zschäpitz über einen Chipgiganten, der ins Metaverse will, das Revival bei Qiagen und die Elektro-Träume der Tesla-Jäger. Außerdem geht es um ThermoFisher, Peloton, Qualcomm, Rivian, Volkswagen, Lucid, Fisker, BYD, Goldman Sachs Hedge Industry VIP ETF (WKN: A2DWAV), Krypto ETF Amplify Transformational Data Sharing (WKN: A2JB5E), Rize Digital Payments Economy UCITS ETF (WKN: A3CN9T), Green Sky, Nuvei, Coinbase, Adyen, Silvergate, Square, Mastercard und BIT Global Fintech Leaders (WKN: A2QJLA). "Alles auf Aktien" ist der tägliche Börsen-Shot aus der WELT-Wirtschaftsredaktion. Die Wirtschafts- und Finanzjournalisten Holger Zschäpitz, Anja Ettel, Philipp Vetter, Daniel Eckert und Nando Sommerfeld diskutieren im Wechsel über die wichtigsten News an den Märkten und das Finanzthema des Tages. Außerdem gibt es jeden Tag eine Inspiration, die das Leben leichter machen soll. In nur zehn Minuten geht es um alles, was man aktuell über Aktien, ETFs, Fonds und erfolgreiche Geldanlage wissen sollte. Für erfahrene Anleger und Neueinsteiger. Montag bis Freitag, ab 5 Uhr morgens. Wir freuen uns an Feedback über firstname.lastname@example.org. Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. Außerdem neu bei WELT: Im werktäglichen Podcast „Kick-off Politik - Das bringt der Tag“ geben wir Ihnen im Gespräch mit WELT-Experten die wichtigsten Hintergrundinformationen zu einem politischen Top-Thema des Tages. Mehr auf welt.de/kickoff und überall, wo es Podcasts gibt. +++Werbung+++ Hier geht's zur App: Scalable Capital ist der Broker mit Flatrate. Unbegrenzt Aktien traden und alle ETFs kostenlos besparen – für nur 2,99 € im Monat, ohne weitere Kosten. Und jetzt ab aufs Parkett, die Scalable App downloaden und loslegen. Hier geht's zur App: https://bit.ly/3abrHQm
In der heutigen Folge „Alles auf Aktien“ berichten die Finanzjournalisten Anja Ettel und Holger Zschäpitz über Holland in Not, Oprah Winfreys Irrtum und die geheimen Wetten der Profis. Außerdem geht es um Home24, Royal Dutch Shell, Unilever, Gamestop, Oatly, Deutsche Telekom, Goldman Sachs Hedge Industry VIP ETF (WKN: A2DWAV), Gingko Bioworks, Lucid Motors, AirBnB, Adobe, Alibaba, Nio, JD, Sea Lmt, Doordash, Cloudflare, Snowflake, Square, Salesforce, Intuitive Surgical, Ui Path, IHS Markit, Palantir, Microsoft, Docusign Adobe, Chipotle Mexican Grill,Visa, Mastercard, Robinhood, Warby Parker, Gingko Bioworks, Lucid Motors, AirBnB, Bank of America, Citi, JPM, Morgan Stanley, Wells Fargo, Ebay, Apple, Meta Platforms, Walt Disney, Amazon Roku, TuSimple, Goldman Sachs Hedge Industry VIP ETF (WKN: A2DWAV), Ark Innovation (WKN: A14Y8H), Tesla, Amplify Transformational Data Sharing ETF (WKN: A2JB5E), Silvergate, Galaxy Digital Holdings, Coinbase, Twitter, Visa, Paypal, IBM, Riot Blockchain, Marathon Digital Holdings, Wisdomtree. "Alles auf Aktien" ist der tägliche Börsen-Shot aus der WELT-Wirtschaftsredaktion. Die Wirtschafts- und Finanzjournalisten Holger Zschäpitz, Anja Ettel, Philipp Vetter, Daniel Eckert und Nando Sommerfeld diskutieren im Wechsel über die wichtigsten News an den Märkten und das Finanzthema des Tages. Außerdem gibt es jeden Tag eine Inspiration, die das Leben leichter machen soll. In nur zehn Minuten geht es um alles, was man aktuell über Aktien, ETFs, Fonds und erfolgreiche Geldanlage wissen sollte. Für erfahrene Anleger und Neueinsteiger. Montag bis Freitag, ab 5 Uhr morgens. Wir freuen uns an Feedback über email@example.com. Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. Außerdem neu bei WELT: Im werktäglichen Podcast „Kick-off Politik - Das bringt der Tag“ geben wir Ihnen im Gespräch mit WELT-Experten die wichtigsten Hintergrundinformationen zu einem politischen Top-Thema des Tages. Mehr auf welt.de/kickoff und überall, wo es Podcasts gibt. +++Werbung+++ Hier geht's zur App: Scalable Capital ist der Broker mit Flatrate. Unbegrenzt Aktien traden und alle ETFs kostenlos besparen – für nur 2,99 € im Monat, ohne weitere Kosten. Und jetzt ab aufs Parkett, die Scalable App downloaden und loslegen. Hier geht's zur App: https://bit.ly/3abrHQm
Oatly falls well below its IPO price on revenue challenges. WeWork issues its first report as a public company. Mastercard's predictions for holiday spending next week include big expectations for luxury goods and apparel. Jason Moser analyzes those stories and shares why he thinks physical store retail (and related REITs) will be worth watching.
Before we begin, let me tell you about a live training I'm giving on November 23, called How To Plan Your 2022 Social Media Marketing Calendar. You can get all the details and sign up at my website, www.jcsocialmarketing.com/calendar Hello, and happy November! The leaves are falling, the PSL is in full force, and that means one thing: I've been seeing a lot of articles pop up lately around whether or not nonprofits should participate in GivingTuesday. Vu Le famously called it the “nonprofit hunger games” - one of my favorite books - and many thought leaders and fundraising experts have come out on both sides of the fence as to whether or not it's worth the time and energy. I think GivingTuesday, both as a concept and in practice, is important, and I continue to defend it in the face of so many detractors for a few reasons. As a disclaimer, you should know that I have never been paid a cent by GivingTuesday, but I do have friends and colleagues that work there. I firmly believe that the debates around whether or not to participate in Giving Tuesdays are all completely missing the point. Here's my take. Do me a favor? Rate, Review, & Follow on Apple Podcasts (or your podcast player of choice) - it helps this podcast get seen by more people that would enjoy it!About Julia Campbell, the host of the Nonprofit Nation podcast:Named as a top thought leader by Forbes and BizTech Magazine, Julia Campbell (she/hers) is an author, coach, and speaker on a mission to make the digital world a better place.She wrote her book, Storytelling in the Digital Age: A Guide for Nonprofits, as a roadmap for social change agents who want to build movements using engaging digital storytelling techniques. Her second book, How to Build and Mobilize a Social Media Community for Your Nonprofit, was published in 2020 as a call-to-arms for mission-driven organizations to use the power of social media to build movements. Julia's online courses, webinars, and talks have helped hundreds of nonprofits make the shift to digital thinking and raise more money online. Clients include Mastercard, GoFundMe, Facebook, Meals on Wheels America, the Make-A-Wish Foundation, and the Boys & Girls Clubs of America.
In the second episode of the week, Joe Fischetti discusses the following:Part 1: Latest news around Napoli, including: Insigne's renewal negotiations, early mercato rumours, players on international duty, Maradona image rights and Mastercard partnership (~0:55)Part 2: Match Review - Napoli U19 vs Sassuolo U19 (~17:26)Part 3: Match Review - Lazio vs Napoli CF (~24:31)
Welcome to the third of three industry roundtables focusing on the future of sponsorship. In each of the roundtables, we hear from multiple guests, from rights holders, brands, and agencies, about how they think the future of sponsorship is shaping up. Each guest will share their views and opinions across the same six questions and, joining us in this episode, are: Stuart Ramsay, Head Of Brand Partnerships at the British Olympic Association Katherine Butterworth, Mastercard's, Marketing Director, Consumer, Partnership & Sponsorship Marketing Australasia Michael Israel, Senior Account Director, Client Consulting + Services at GMR Marketing Mark Thompson, co-Founder at Sports Rights Tech Jordan Rutner, Research Manager at KORE Software Enjoy. See omnystudio.com/listener for privacy information.
C. Frederic John enjoys a global reputation as a strategic researcher with a career spanning over 40 years. He specializes in melding profound insights into concrete recommendations for clients, and in crafting compelling research deliverables using story-telling techniques. Fred and I have a few things in common; we both worked in the market research industry, we both worked for MasterCard, and we both value the power of storytelling when it comes to presenting findings to clients. In fact, Fred is so passionate about storytelling in market research that he literally wrote a book called Storytelling and Market Research: A Practical User Guide. While the market research industry has gotten better about storytelling with regards to presenting research findings, the need for Fred's book is undeniable. In it, he discusses the importance of story to keep a reader's attention and gives practical and tangible advice for transforming mundane reports into page turners. I caught up with my former colleague just a few days before the book launched to discuss his career as a researcher, what compelled him to write this book, and how he went about finding a publisher and turning his idea into reality. Storytelling and Market Research: A Practical User Guide will be available for sale on Thursday, November 11, 2021.
In honor of Veterans Day in the U.S. and Remembrance Day in the United Kingdom and Canada, the latest episode of the "Inside the Circles" podcast pays tribute to the brave men and women at Mastercard who have served in the armed forces. For this episode, host Latoya Bennett-Johnson chats with Neil Parker and Jen Buckner. Buckner leads Mastercard's Technology Risk Governance and Standards team. She's also a recently-retired U.S. Army brigadier general who held numerous intelligence and leadership positions throughout her military career. Parker is a vice president in Corporate Security responsible for leading our Business Security Enablement team. Before joining Mastercard, he deployed to the Middle East as a corporal with the British Armed Forces. Tune in to hear more about their professional journeys, their experience moving from the military to civilian life and how they work on their mental fitness.
Welcome to Mastering Cyber with Host Alissa (Dr Jay) Abdullah, PhD, SVP & Deputy CSO at Mastercard, and former White House technology executive. Listen to this weekly one-minute podcast to help you maneuver cybersecurity industry tips, terms, and topics. Buckle up, your 60 seconds of cyber starts now! Sponsored by Mastercard. https://mastercard.us/en-us.html
Forbes has called Nancy A. Shenker a “bad girl” because she selectively breaks rules and takes calculated risks to help companies innovate and grow. Nancy had worked as a CMO for big brands like MasterCard and Citibank when she ventured to start her own business, TheONswitch. That was more than 18 years ago and she credits her client side work for providing the insight needed when she first started. Those experiences are what contributed to her still being in the agency world today. In her conversation with Jason, they talked about how staying in business through the years has meant adapting to different challenges. They also touched on some of the lessons learned in more than 18 years of owning her business, and why people shouldn't underestimate experience and the wisdom that can come from it. 3 Golden Nuggets On adapting to changes. Nancy actually credits the hard times of the 2008 recession for preparing her for the pandemic. “When the economy takes a downturn, you're sort of stuck throwing all of this stuff overboard,” she recalls. When it came time for everyone to welcome the new digital and minimalistic model, she had already adapted to it years ago. “I've been co-working and managing a virtual team for the last decade, so I was good.” In her opinion, the pivoters were the ones surviving and thriving. It was a time to do market research, to find out how customers were behaving, but many went into a state of inertia. Lessons learned over the years. After 18 years in the business, lesson number one for Nancy has been to always trust her gut. She doesn't have a lot of regrets, but she always regrets moving forward with projects where she felt like something didn't seem quite right. Another important lesson is to always watch your P&L. Hope is great but money in the bank is better. Always make sure to have that cushion because you never know when things can go south. Also, remember that a good profit margin for your business should be an average of 30%. And finally, invest in things that will bring you long-term value. Don't underestimate experience. Nancy is very passionate about calling out ageism in business. “I now bring to the table wisdom that I didn't have even 18 years ago,” she says. She calls for people not to assume that an older person cannot understand technology. She even challenges anyone a social media strategy contest, since she's been in the social media and digital media realm since the late nineties and feels that, at 65, she can offer a unique perspective. Sponsors and Resources Gusto: Today's episode is sponsored by Gusto, an all-in-one people platform for payroll, benefits, HR where you can unify your data. Gusto automatically applies your payroll taxes and directly deposits your team's paychecks, freeing you up to work on your business. Head over to gusto.com/agency to enjoy an exclusive offer for podcast listeners. Subscribe Apple | Spotify | iHeart Radio | Stitcher | Radio FM Lessons Learned After 18 Years in the Business & Why We Shouldn't Underestimate Experience Jason: [00:00:00] All right. What's up, agency owners? Today I have an amazing guest who has been in business for over 18 years. Actually, today is their 18th birthday. We're going to talk about the lessons learned about growing their agency. And let's go ahead and jump into the show. Hey, Nancy. Welcome to the show and happy birthday to the business. Nancy: [00:00:25] Thank you. How are you doing? Jason: [00:00:28] So, uh, tell us who you are and what do you do? Nancy: [00:00:32] Sure. My name is Nancy A. Shenker. And as you just said, today is the 18th birthday, so it's fortuitous timing, um, of my consulting company slash agency called TheOnswitch. Um, I was an early-stage entrepreneur. I left corporate life and started my own business long before it became popular to do that. Um, and previously I was a CMO at a company called Reed Exhibitions, the producers of Comicon. And then before that I was at MasterCard and Citibank. So the first part of my career was on the client-side. So when I got ready to start my own consultancy, I sort of knew what things look like from the other side of the desk, which gave me tremendous insight and probably contributed to my still being around 18 years later. Jason: [00:01:26] Yeah. What were… Going back to when you were the CMO and working with a lot of different agencies over the years, what were some things that really pissed you off? Nancy: [00:01:39] Um, I think that, um, account people who had never really worked in or on the business, um… Always seemed sort of whimsical to me. Like if you couldn't tell me specifically what was going on with a project or why I should be spending my money on direct rather than conventional print… Then you were really just like a host or a hostess. So that was like number one, that stuck in my craw that I didn't really need somebody to take me out to lunch or invite me to parties. I needed a person who was going to give me creative ideas to grow the business. Jason: [00:02:22] A strategist. Nancy: [00:02:22] Um, yeah. Yeah. The other thing, um, was, um, paying for people who weren't actually working on my account and the recession was a tipping point for me when I really had to take a long, long, hard look at my overhead as a business and to say, whoa, whoa, like my clients are paying for my equipment. They're paying for my toilet paper. They're paying for, you know, all of this stuff. And when the economy takes a downturn, you're sort of stuck throwing all of this stuff overboard that you just bought in the previous 10 years. So I was actually really in great shape to handle the pandemic. Because I went with this minimalistic virtual model back in 2008, which suddenly became popular in 2020. And I'm like, whoa, I've been doing this for 10-15 years. I'm all good. I don't have any stuff to throw overboard at this point. I'd been co-working for the last decade. I have been managing a virtual team for the last decade. So I was, I was good. I mean, no one was really good in the pandemic, but I was better than most. Jason: [00:03:47] Yeah. I saw a lot of agencies growing actually in the pandemic, just because, you know, there were so many businesses that… Traditional, their traditional way of getting business they couldn't get anymore. And they really needed, you know, that digital, um, expertise in order to reach their customers and really kind of make, get, get them through because you know, the, the loans of the government only goes so far. Nancy: [00:04:15] Yeah. I mean, I would say probably, you know, 20% of clients said... Oh my goodness, the world is changing. Human behavior is changing and my customer's changing and I'm going to get first-mover advantage by dealing with that. And then there was a whole other swath of the population that went into this like inertia state. So the nimble, the strong, the… I hate the word pivot, but the pivoters are surviving and thriving. And those people who sort of… pause. I mean, I just saw this statistic that was shocking that two-thirds of companies, you're talking about major companies, postponed or canceled market research during the pandemic. And I would argue that that was the time to really be all over how are my customers behaving? What are they buying? What are they clicking on? How are they shopping? Because if you understood that, like, if you really understood, basic human behavior, which shifted largely to digital... Um, you were way ahead of the game if you were on top of that. Which is what taught us this lesson that, you know, I've learned starting in, when I first started my career in the 1970s. You know, our tagline as a business is bright and timeless marketing. I've seen media change radically. Um, but, um… What has stayed the same is your understanding of basic human behavior. Um, that's timeless, whether it's B2B or B2C, if you really are inside the head and heart and wallet of your customer, you'll never be wrong. Jason: [00:06:08] Yeah. What were, what were some of the things that you've learned over the years of running your business? Nancy: [00:06:15] Um, well, my lesson number one for today, I'm doing a series of nine lessons learned over 18 years. And lesson number one, which is live on my LinkedIn profile today is trust your gut. You know, and I think that it's very easy when you're a business owner to be swayed by clients, by your team members… But at the end of the day, you know, if you're a successful business owner, your intuition is usually pretty good. So if you have the heebie-jeebies, as I say, about a client or about a prospective employee or a current team member. You know, the chances are probably better than even that your gut is right. So, um, you know, the biggest mistakes I've made or learning moments I've had in the last 18 years have been when something didn't feel right to me and I moved forward with it anyway. Jason: [00:07:14] Yeah, exactly. Cool. And what are, what are some of the other nine? Obviously we, we don't have time to go over all nine. Um, and I'm not gonna put you on the spot for that, but look, give us a hint for some other ones. Nancy: [00:07:26] Um, always watch your P&L. You know, especially if you're a creative, um, and a storyteller, it's pretty easy to delude yourself and say, well, things will turn around tomorrow. Or, you know, I'm, I'm spending $10,000 on this because I think it's a good, calculated risk. But, you know, that's one of the big lessons I learned from the recession is that, um… Hope is great, but money in the bank is better. Like always have that cushion. Also because you never know when things could go south and you don't want to be too leveraged when that happens. So, you know, as I like to say, especially for women, business owners, PNL does not stand for purses and lipstick. Um, when you're in a service business and your biggest expense is people, um, you really have to spend very, very wisely. Jason: [00:08:34] Taking care of your employees has never been more important than right now. And while paydays are great, running payroll is a major pain. Calculating taxes, deductions, compliance, none of it's easy. Unless of course you have Gusto. Gusto is a simple online payroll and benefits built for your small business. Gusto automatically applies your payroll taxes and directly deposits your team's paychecks, freeing you up to work on your business. Plus, with Gusto's help you can offer benefits like 401k's health insurance, workers' comp, and a lot more. And because you're a smart agency masterclass listener, you're going to get three months free once you run your first payroll. Go to gusto.com/agency. That's gusto.com/agency for three free months. Yeah, I always, when I work with agencies, I'm always surprised about how low their profit margins are. And they think in the agency business that 10% is good or 15%. I'm like the average is over 30%. And then they kind of get shocked a little bit and I'm like, that's the average. I was like, you can go over. And they're like, but when you get bigger, it goes down. I'm like, no, it doesn't. Only if you're, if you get dumber. Nancy: [00:10:02] Exactly. Exactly. Yeah. And, um, you know, when I first started my business, I think I was more into the creator comforts. Um, you know, I'd mentioned to you that I just moved to Arizona about three, four years ago. And I was kind of shocked at how many agencies have big spaces and their names on the door and big staffs. A lot of them did have to do some serious bloodletting when the pandemic started, you know. And you're right, there are some who didn't miss a beat and whose clients really needed them. And there are others that just could not sustain their expense base when things took a turn for the worse. So I'm a, I'm a minimalist both personally and professionally these days. Jason: [00:10:52] Yeah. I, I would always invest in anything that would be for the long-term that they would generate. And then personally, I would only invest in things, um, that were related to experiences. I would never buy a $50,000 watch, but I would buy a $50,000 experience. Nancy: [00:11:14] Oh yeah. I mean, you're talking to a woman who spent an insane amount of money on a 12th-row seats to see the rolling stones when they came through, um, a few years ago, pre-pandemic. And I will never, ever regret that expense. So, yeah. Memories, travel, experiences… And talent, you know, if you find people… I'm working with a couple of women now who I've known for years who are worth every penny, I pay them and then some. Because they are helping me scale the business and deliver great quality work and enabling me to sleep better at night, which at this stage of my life is super important. Jason: [00:11:58] Yeah, exactly. Uh, give us two other tips that you've learned over the years. Nancy: [00:12:04] Um, build a really… Another people tab is build a really strong inner circle. And that inner circle can change or evolve over time, but you really have to have people in your life who will tell you the truth, who aren't just bobbleheads. Um, operations is really key. You know, you could be doing the best creative in the world, but if stuff isn't happening on time and on budget, you're screwed. Um, and then, you know, this isn't one of my nine tips, but it's my, you know, one mini regret, in terms of how I started and scaled the business… I think having product, having tangible product is super important. Because being exclusively in a service business, no matter how much you productize your service, it's still a service. So, I mean, I'm not done yet. I have another 18 years at least ahead of me. And I have a few product concepts that I hope to launch over the next five to 10 years. Including, you know, I, I'm a writer and I have a bunch of books on Amazon and I have, um, some courses I'm developing. So yeah, I'm really into passive revenue these days. Jason: [00:13:24] Well, let me, let me tell you, the grass is not always greener on the other side. It's greener on the side you water. When I sold my agency, I thought just like you, I was like, ah, I've been in the service business for 12 years. Let me go develop a product. And I developed an iPhone app and I hated it. I literally wanted to… I put a gun to it and just blew it up behind the shed. And… Nancy: [00:13:46] Yeah, and that's one of the reasons why I haven't launched my… I have one product idea that's actually a physical, tangible product, a household product. And when I started delving into manufacturing and trademarking and distribution, I'm like, nah, I'm not, I'm not doing that. So I think that there is an opportunity and I think you've actually done it really well. You know, and I'm not just being, you know, a sycophant here. But like developing products that people in your industry truly need, you know, it's productizing your service, which is also a form of a product. I think smart, digital marketers are doing more and more of that these days. So kudos to you on that. Jason: [00:14:32] Thank you. Well, uh, is there anything Nancy, I did not ask you that you think would benefit the audience? Nancy: [00:14:39] Um, yeah, I mean, something that I think a lot about these days is, I turned 65 last February. Um, I have been very often told that I don't look 65, but what I say is this is the new 65. I would like to see the agency world and the marketing world become more age diverse. Um, it's something that I'm passionate about and you know, I now bring to the table wisdom that I didn't have even 18 years ago. So when you see that person who's old enough to be your mother or your grandmother, don't assume that they don't understand technology. Because I challenge any millennial to a social media strategy contest because I've been in the social media and digital media realm since the late nineties, early two thousands. I helped build the first website for MasterCard. I was on Twitter day one of the Twitter launch. And it's funny cause I recently said to one of our associates I've been using social media since 2005. And she said, oh my God, I was only six years old then. So yeah, don't assume that because somebody is older doesn't mean that they can't understand new tricks. So that's my final bit of anti-ageism bad-ass wisdom. Jason: [00:16:15] Awesome. And what's the URL. People can go and check the business out? Nancy: [00:16:20] theonswitch.com, T H E O N S W I T C H.com just like a light switch, but not. Um, my daughter actually helped me name the company and, um, feel free to follow me on LinkedIn because I'm, as I said, I'm a storyteller and that's where a lot of my content goes. Jason: [00:16:39] Awesome. Well, thanks so much, Nancy, for coming on the show. And if you guys want to really be around an amazing inner circle, kind of like Nancy mentioned, where they're all digital agency owners and we're all wanting to grow and scale up faster. I'd love to invite all of you to go to digitalagencyelite.com. Go and check that out and apply. And if we think it's right for you and vice versa, we'll have a conversation. So go to digitalagencyelite.com. And until next time have a Swenk day.
So what truly makes us hairless apes happy? Is it a brand new , a closet stacked to the roof with shoes, being a bizzillionaire, or having a billion followers on social media? Believe it or not, none of those are even close, but ironically we have been told the above are the road to complete happiness and bliss. Today, I want to discuss the thing that truly makes humans happy-- being a productive person. That is right; your path to happiness is actually based on building character by doing productive things. Not staring at your cell pone all day, or buying shiny objects you don't need. Here is the best part building character and being productive doesn't take a platinum MasterCard or overflowing bank account. All it takes is you getting off your butt and making things happen. Questions asked and answered: 1. Do you ever plan to live off the grid again? 2. What was the hardest thing you let go of when you started simplifying and did you ever regret selling or giving it away? 3. What do you think of preppers or survivalists since both types typically have to acquire and store a bunch of stuff to ride out the storm they think is coming. Does the effort and expense of preparing for armageddon? Episode Resources: * Special Coupon for Purchasing The Simple Life Journal Products: tsljournal10 * The Simple Life Website: https://www.thesimplelifenow.com *Make sure to signup and be a member of The Simple Life Insider's Circle at: https://www.thesimplelifenow.com/the-simple-life/
Rick Jones is “Captain” and Chief Creative Officer of FishBait Solutions, LLC, a lifestyle marketing, sponsorship and event-marketing consultancy and properties representation agency with an emphasis on college sports, country music, outdoor sports, food festivals and American Heritage clients. He founded the predecessor agency FishBait Marketing in 2003. He is also a managing partner at EngageMint, a firm that helps teams create and implement better fan engagement processes, and recently launched FishBaitBiz.com, an online resource to help small business owners become more successful and profitable. Rick is a leading expert on marketing, corporate sponsorship, events, sales techniques, team building, small business consulting, tourism, and travel. Over the course of his pioneering career, Rick has worked with many of the world's leading corporations, such as MasterCard and UPS, on the development and implementation of sports and entertainment programs. These include World Cup Soccer, The Olympic Games, and the NCAA Basketball Tournament, among countless others. Clients Rick is currently working with include Werner Co., Dollar General, Capital One, JTV, CMA, BMI, Opry Entertainment Group, The Mascot Hall of Fame, and The Country Music Hall of Fame, among others. Rick published his first book, ANALOG ADVICE IN A DIGITAL WORLD: A BABY BOOMER'S WORDS OF WISDOM FOR THE MILLENNIAL GENERATION in 2017 and released his second book, THE BUSINESS TITHE in 2019.
The crypto bull run is heating up as Bitcoin crossed $67,000 and Ethereum hit new all time highs. Mastercard launches Crypto-linked payment cards in Asia Pacific. All major financial institutions will soon be thinking about trading cryptocurrencies, according to former Citigroup CEO Vikram Pandit. BlockFi files for physically-backed Bitcoin ETF. Spain's Santander Bank to offer Bitcoin-based ETF. Zimbabwe government reportedly consulting private sector on legalizing Bitcoin. CityCoins is coming to NYC, CityCoins is activating NYCCoin mining! New updates with the SEC Ripple XRP news. Brave Browser has partnered with Solana.- Anthony Scaramucci - https://youtu.be/aRTkGoiYCpw
In this episode of the Road to Growth podcast, we are pleased to introduce you to Douglass and Lisa-Marie Hatcher. Douglass and Lisa-Marie are co-founders of communicate4IMPACT, a business storytelling training firm just north of New York City. Prior to co-founding their firm… Douglass led thought leadership and executive communications at Mastercard in Purchase, New York. Prior to Mastercard, he spent two decades in Washington, DC, working on Capitol Hill in senior positions in both the U.S. Senate and House of Representatives. Lisa-Marie worked in various roles in both the public and private sectors as well. Those roles ranged from working for the Comptroller of the Army at the Pentagon to managing global accounts for American Express to growing sales for two pharmaceutical companies. Learn more and connect with Douglass and Lisa-Marie Hatcher by visiting them on Website - https://communicate4impact.com/ ROAD2GROWTH for listeners to save 25% on Live Virtual Business Storytelling Workshop. Listeners can register on landing page: https://mailchi.mp/f719cf86f9b7/hl8yg7fwjh Be sure to follow us on Twitter: Twitter.com/to_growth on Facebook: facebook.com/Road2Growth Subscribe to our podcast across the web: https://www.theenriquezgroup.com/blog Spotify: https://spoti.fi/2Cdmacc iTunes: https://apple.co/2F4zAcn Castbox: http://bit.ly/2F4NfQq Google Play: http://bit.ly/2TxUYQ2 Youtube: https://www.youtube.com/channel/UCKnzMRkl-PurAb32mCLCMeA?view_as=subscriber
Brian Roland is a social entrepreneur and Founder of Abenity, the 6x Inc. 5000 company that's powering corporate perks for top brands like U.S. Bank and Mastercard. While Abenity provides millions of subscribers with private discounts, the company's social mission is fighting extreme poverty with every program they deliver. Abenity recently exceeded $1 million dollars of total giving and hired a CEO to accelerate growth with their fully remote team. Brian lives in Scottsdale, Arizona with his family and enjoys roasting coffee, flying drones, and helping impact-driven entrepreneurs establish a social mission of their own. Show Notes: Be okay with taking a leap of faith. Entrepreneurs look for a blocker and then find a way around it. The more niche it is, the slower the ramp-up period. Your why should be outside your company, brand, and products and services. There is no place to put identity in those categories. They will eat you down. Brian build a fully remote team and found that it needed a foundation of trust and respect. Roles must be clearly defined. Brian was looking for people to join his team that already knew them and what they stood for. Shared purpose aligns the culture to create community. Text IMPACT and/or RULES to (615) 802-6853 to access free resources from Brian. Brian is concerned that the bridge to remote work is retracting. There must be a cultural plan and purpose for remote work to continue to work. If you're successful, your baby is going to grow up and leave you. Brian thinks that people should work with the lens of high impact, low effort. Develop to the 90% point because things will gain traction and take off. Abandon the 91% - 100% range when developing something because it often wastes time and effort. Brian Roland's Recharge Round What habit do you think has led to success in your life? Brian makes his coffee with a slow pour over method which cuts down his coffee consumption and also gives him a rhythm and intentionality in the morning. What's the simple positive action that you take each day to move forward to achieve your goals? Brian used to be very sarcastic, but now he states his sarcastic statements in an opposite way which is still funny but builds people up and shifts the perspective. What's your biggest life lesson and what have you learned from it? Just show up. Connect with Brian: Brian's website BrianRoland.com Sign Up for Abenity! Use the code CHARGE150 to get your discount. Get Brian's Impact Plan by texting IMPACT to (615) 802-6853 Get Brian's Rules of Engagement for a Remote Team by texting RULES to (615) 802-6853 LinkedIn Twitter Other Twitter Learn more about Gary's Mastermind group at goascend.biz/mastermind/
For our eighth and final episode of Habitual Routine, we chat with Lauren Nazarieh. Lauren, a lifelong New Yorker from Kew Gardens, Queens, began running through circumstance. With gym closures and indoor activities non-existent, the COVID-19 pandemic pushed athletes outside creating a whole new group of people discovering the transformative power of running. After her grandfather passed away due to COVID-19 and the stressors of a pandemic, Lauren was looking for an outlet to help process the difficult emotions of a turbulent world. After her first race at the Mastercard New York Mini 10K in June of 2021, she was hooked and decided to take on the TCS New York City Marathon, only a year after taking her first running steps. We talk to Lauren about the journey of finding running, her deep roots as a New Yorker, and the excitement and emotions around running a marathon in her city. Thanks to Mastercard for supporting this episode of the podcast. Mastercard wishes runners of the TCS New York City Marathon a wonderful journey to the finish line. Your determination inspires us all to Start Something Priceless! --- Send in a voice message: https://anchor.fm/habitualroutine/message
Welcome to Mastering Cyber with Host Alissa (Dr Jay) Abdullah, PhD, SVP & Deputy CSO at Mastercard, and former White House technology executive. Listen to this weekly one-minute podcast to help you maneuver cybersecurity industry tips, terms, and topics. Buckle up, your 60 seconds of cyber starts now! Sponsored by Mastercard. https://mastercard.us/en-us.html
Our world needs transformational leaders more than ever. For a variety of reasons, nonprofit leaders tend to put their own professional development and growth last on their priority list. Sabine Gedeon helps leaders of all stripes - not just CEOs - work on their mindset, get over their own egos and fears, and truly embrace their role and excel. Sabine Gedeon is a Transformation Coach, Leadership Consultant, and Business Strategist, and the author of the book, Transformed, The Journey to Becoming. She supports organizations in the growth and development of their Emerging Leaders, and in return, helps to increase engagement, retention & profitability. Sabine's superpower is helping ambitious, purpose-driven leaders transform their thinking and actions to achieve greater results and experience more impact in life and business.Here are some of the topics we discussed: How can we as leaders better deal with and anticipate change?Ways that we can leave our comfort zone to pursue our purposeTips to embrace fear and turn it into a positive Examples of innovative nonprofits to learn from and emulate A Sabine Gedeon quotable: "My focus is transforming people into courageous leaders. Courage is not the absence of fear. It's doing the thing with the fear."Connect with Sabine: https://sabinegedeon.com/leadershipbranding/ https://www.linkedin.com/in/sabinegedeon https://www.instagram.com/sabinegedeon/Do me a favor? Rate, Review, & Follow on Apple Podcasts (or your podcast player of choice) - it helps this podcast get seen by more people that would enjoy it!About Julia Campbell, the host of the Nonprofit Nation podcast:Named as a top thought leader by Forbes and BizTech Magazine, Julia Campbell (she/hers) is an author, coach, and speaker on a mission to make the digital world a better place. She wrote her book, Storytelling in the Digital Age: A Guide for Nonprofits, as a roadmap for social change agents who want to build movements using engaging digital storytelling techniques. Her second book, How to Build and Mobilize a Social Media Community for Your Nonprofit, was published in 2020 as a call-to-arms for mission-driven organizations to use the power of social media to build movements. Julia's online courses, webinars, and talks have helped hundreds of nonprofits make the shift to digital thinking and raise more money online.Clients include Mastercard, Facebook, GoFundMe, Meals on Wheels America, the Make-A-Wish Foundation, and the Boys & Girls Clubs of America.
Big Cryptocurrency news today:- Mayor of Miami to take paycheck in Bitcoin- Microsoft to create its own metaverse - Singapore wants to become a crypto hub- Thai oldest bank buys 51% of an exchange- Australia's largest bank offers BTC services- Nike hiring for 2 metaverse jobs- DCG raises $700M/10B valuation- McDonald's launches NFTs- Aaron Rogers to get paid in BTC- STAR Bank offers Bitcoin services- Burger King giving $2.6M in crypto - Cryptocom reaches #1 on Google Store
Summary On this special episode of COMMERCE NOW, Steve Kremer, Director of Sales in the Payments division at Diebold Nixdorf, and Sarah Grotta, Director of Debit and Alternative Products Advisory Service at Mercator Advisory Group, sat down with PaymentsJournal to discuss the most popular payment method, both in the United States and globally: Debit. Listen in for a discussion of why modernizing debit payments is crucial in both the banking and retail sectors. Related Content: https://www.dieboldnixdorf.com/en-us/banking/insights/blog/get-your-message-out https://www.dieboldnixdorf.com/-/media/diebold/files/banking/insights/qa-faq/mindshare-payments-innovation.pdf Related Links: https://www.paymentsjournal.com/the-time-to-revitalize-debit-rails-is-now/ LinkedIn Profiles - Steve Kremer Sarah Grotta Transcription: Speaker 1: On this special episode of COMMERCE NOW, DN Steve Creamer, Director of Sales in the Payments Division joins the PaymentsJournal's, Ryan Mac, for a discussion on why modernizing debit payments is crucial in both the banking and retail sectors. Speaker 2: Welcome to the PaymentsJournal Podcast. In here is your host, Ryan Mac Ryan: Welcome to the PaymentsJournal Podcast, I'm your host Ryan Mac. Now, debit is the most popular form of payment in the US and globally and it is influenced by the growing popularity of digital payments and preferences of millennials. Now, it is projected that debit transactions will continue to grow and remain the highest transaction type of consumer payment. Now, modernizing these payment systems will become table stakes. And solutions that have reusable technology that can support multiple channels are key when implemented in phases, especially when starting with one that has the high rewards and low risks, AKA debit. To unpack this further, I'm joined by Steve Creamer, who is the Director of Sales for the Payments Division at Diebold Nixdorf and Sarah Grotta who is the Director of the Debit and Alternative Products Advisory Service at Mercator Advisor Group. So, there's certainly a lot of information to unpack on today's episode. Ryan: So, without any further delays, let's start the show. So, Steve and Sarah, it's an absolute pleasure to have you on today's episode. And I'm really excited to talk about our subject to hear today that's really focusing around debit because of all of the interesting news and statistics that we've started to see come out of just the debit side of the paintings' ecosystem here. Now, to get our conversation started here today, we've got this fantastic chart provided to us by Mercator Advisor Group that's taking a look at MasterCard and Visa Debit and prepaid volumes versus credit and charge card volumes in the United States. So, Steven, if you could, maybe you could kind of unpack this chart for our audience here today and maybe pull out some of the kind of the key highlights or what you find interesting of what this data is representing. Steve: Thanks, Ryan. In seeing this data, I really had to pause for a moment and let this information sink in. It certainly is very interesting that in United States, the dollar amount spent with debit cards increased by 14% in 2020, and also that debit card transactions continued to outpace credit cards two to one, the terms of number of transactions. We may all have our own personal bias on preference between debit and credit and some of us may have a preference for using credit over debit for certain types of transactions, but we need to be careful not to our own views, to administer relevance of the data on the continued strong debit usage. Steve: Did the impact of the pandemic and stimulus money have some impact on increase of debit usage in 2020? I think it did, but I also think that the pandemic also accelerated the consumer migration to digital payment channels and debit is still the most popular form of retail payment, and it's not going away at any time soon. Once you really look at the information that Sarah summarized so well, it really makes a lot of sense, especially when including the influence of younger generations that are growing in importance and how debit is leveraged on a global basis. Close to 83% of younger consumers use a debit card and not credit and that's understandable at their age. Many may have not had the ability to obtain credit, and they also seen or heard so many negative stories about how credit card debt that they formulate a consumer behavior outside of credit usage. Steve: Given the high percentage use of debit now, and with the ever-growing payment e-commerce options, we can really see why debit usage continues to grow. An important note is that the continued popular debit is by no means unique to United States. For instance, in India, I think there are 900 million debit cards versus only 55 million credit cards. And in Europe it varies by country, but debit continues to make a very, very strong showing. From a consumer convenience standpoint, we can see the advantages of using debit over other payment rails. And then finally for the retailer, there are real economic advantages of debit based processing solutions as debit interchange fees are typically much lower than for credit cards. I think at this point, it probably be good to turn over to Sarah and allow her to provide some additional insights into her report. Sarah: Yeah. Thanks so much for that. And really, I liked your overview, particularly the comparison with other countries. Certainly, I think the US is somewhat unique in its history, its legacy of being very credit card-focused that isn't necessarily the case around the world. And certainly, things like the economics play into that. The fact that particularly in the US, we really, really love those credit card rewards. So, it was kind of interesting, I agree, I think this was really pushed by the pandemic when we saw the debit card volumes for the first time tip over in above the credit card numbers. And let me clarify, looking at this chart, that we are looking at debit card purchases. We did make some calculations to extract some of the debit push payments, right? So, that would be MasterCard send or Visa Direct. Sarah: So, we're really looking at something closer to an apples-apples comparison of just debit card purchases from MasterCard and Visa in comparison to what's happening on the credit card side. So, I think as we look forward and as we start to see purchasing habits maybe coming back to something that looked a little bit more like pre-pandemic patterns, so more things like purchases for eating out purchases, for travel in particular, I think that we'll start to see the credit card numbers start to come back up again. But I do think for many of the reasons that you pointed out Steve, I think that we will still continue to see very, very strong debit card growth for the foreseeable future. Ryan: Steven and Sarah, thank you so much for that. Now, to kind of just recap a lot of what was said there, obviously historically, in the US we have seen debit cards outpace credit in terms of transaction volumes. But also, then as we were kind of pointing out, in 2020, we did see that percentage gap changed dramatically with debit card volume seeing that 14% growth over 2019 numbers. Now, Steven, as you pointed out, I think that there's a fair amount of that double digit growth was related and due to the pandemic. And as Sarah kind of stated there at the end that she foresees this growth in debit being a continuing trend. But beyond the pandemic, are there other reasons that you could kind of sight or maybe glean to, of why it is that debit may remain a preferred payment method of choice for consumers? Steve: Yeah. Ryan, I think that's a great question. And in that, I think it's always important to keep the customer experience in the forefront. And the thing about debit is that it's a 24/7 always-on experience. Consumers expect to seamlessly get cash out of, if they're using an ATM or if they're making a purchase, they expect it to be approved right away. And that's true if it's in-person or if it's a debit being used online. As noted in Sarah's report, 40% of debit transactions, I think in US were made in a card-not-present mode. So, consumers want to make sure their cards and data are safe and that they can quickly pay for what they want. But what we're hearing from our customers, both banks and retailers, but primarily the banks, are that the debit networks are being challenged with new payment types and they're spending a lot of time and money on the overall upkeep and maintenance of their debit networks. Steve: As you know, the debit system has been around since the early 1970s and many of the systems that are used to process these cards have really not changed since, or if they have, it's been for band aid updates for their old technology. Legacy debit payment platforms were designed to quickly and securely approve and process of payment or withdrawal, which has always been authenticated with a card. The future payments is not so straightforward. The method of authentication may be different based on the channel, for example, tokens, biometrics, things like that. And the funding could combine payment methods including 'buy now pay later', or other variations. Modernizing this payment infrastructure, and not necessarily just the debit side, is really the key for banks to remain relevant. Steve: Diebold Nixdorf has been a global leader in the processing of debit-based solutions for the last 40 years. And now we're leveraging this experience with our Vynamics payment solution. Vynamics payments is a modern system that it's built using cloud-native technology and microservices architecture that allows banks and processors to not only improve their debit channel, but quickly and efficiently handle other newer payment types and innovations like request to pay and buy now pay later. Which is where we see things moving, will help kind of perpetuate the predominance of debit going forward. Just time out. I'll turn it back over to Sarah for her insights on that same question. Sarah: Yeah. I think that the whole idea of core and payment modernization is really very interesting. And sort of tying that back to debit, it is kind of interesting even though to your point, debit has been around for a really long time. There are still things that we can do as an industry to improve that user-experience, that kind of dovetails into the ideas and concepts around modernizing the infrastructure. So, I talk to issuers about things like making sure that they can digitally issue debit cards as an example, so that they could really make that seamless transition for immediate account acquisition or provide a really great experience should a debit card ever get lost or stolen, or for whatever reason needs to be replaced. So, I think that's a very interesting part of the payment ecosystem right now, is sort of the intersection of things like debit cards and more modern infrastructure. Ryan: Yeah. So, I think that it's really interesting. And one of the keywords that I kind of hear a lot is that the modernization side of things here, and obviously as we continue to look as Sarah pointed out to kind of add enhancements to kind of really improve that consumer experience here. And then Steven, at the end of your commentary, you had broadened up a little bit about your organization, Diebold Nixdorf here, and how it's kind of going through a little bit of modernization here and what it's doing to help their consumers. So, I want to dive into that a little bit more because I think it's certainly fine to talk about it at a high level, but I really kind of want to get into some specifics. And with your insight into the industry, maybe you can give us a few more examples of what you're seeing that your customers are doing to revitalize kind of their debit rails, so to speak. Steve: Yeah, that's a great point, Ryan. Thank you for asking. Really when, when Diebold Nixdorf set out to develop our next generation payments platform, we try to approach payments with a fresh perspective. We ask where would it make the biggest impact and provide the greatest opportunities for our clients? And as you ask, as an example, we recently began a multi-year, multi-phase implementation with a top 10 US bank. This bank is using Vynamic payments to deliver substantial TCO benefits to their organization. They are currently using our terminal software as well as our device handling in the Vynamic's platform for approximately 16,000 ATM's. And the bank has also started to deliver on their roadmap to provide switching and cloud processing as the next phase in their migration to Vynamic payments. Steve: And by doing this, they're taking a modular multi-phase approach and we have successfully maximized their greatest opportunity, which in their case started with the debit rails. And now, we have laid a foundation to scale for the future. In the age of technology, limitations on handling the current demand of transactions and the expense for trying to keep it up-to-date has oftentimes made the debit network the best place to start. And at Diebold Nixdorf, our cloud-native microservices architecture has enabled new functionality, such as handling the card-not-present transactions and digital wallet-based transactions. Steve: We also add the ability to reuse certain components or services such as authorization, routing, and authentication, that provides a single platform that can easily transition to credit or real-time payments or other payment rails. It's truly a build once but use often design that will reduce over-operational costs and pre-speeder market for alternative payment methods. And I'll turn over to Sarah for her perspective on that. Sarah: Yeah, actually, I think I've got another question for you given those comments, if you don't mind. I hear a lot of financial institutions in particular, talking about the need to modernize their technology infrastructure so that they can be more responsive, particularly at the user-experience layer, thinking about things like breaking down silos to better manage data and better manage data for fraud. But when financial institutions are thinking about modernizing their infrastructure, do you see that payments is often an instigator for a lot of these modernization demands or the idea that financial institution wants to move forward with a modernization project? Steve: Sarah, I think it does. And I know I threw on this term 'build once, use often' is kind of a code word for modernization, and it does sound simple enough to build once and use often. However, really the benefits are very, very powerful and widespread. As we talked about with mobile and contact-less payments, continuing to grow and support for QR codes, digital currencies, request to pay and peer to peer payment applications are added, many larger banks are opting to build separate in-house silos to process these new payment types. And given the large number of dedicated channels that are required to process this vast array of payments, it quickly becomes a very complex undertaking that generates significant cost to support. Steve: Meanwhile, smaller banks are tackling the same challenge by outsourcing services to vendors. While this may work in a short term, it too, can become very expensive and really stifles differentiation and creates barriers to innovation with this 'build once, use often' as the goal to consolidate these single use channels by deploying a payments platform, it is built with the microservice architecture and API connectivity. These platforms really do enable banks to realize the desired end state of building once, but using across multiple payment rails. And to be a bit more specific, if a bank's priority is to start with the modernization of their debit platform, which is part of our topic today, and by the way, often is a logical place to start given that 1st Generation debit payment platforms are quite cumbersome and channel specific. Steve: And really these older debit platforms are edging closer to critical [Inaudible], and effectively the end of life. There are many ways that 'build once, use often' methodology yields significant benefits to the deploying institution. And some examples of that is to add credit to the same system that's used for debit, the settlement and clearing services can really be reused. Another example is in the fraud area where fraud mitigation and some of the limiting safeguards can be implemented once and then used often across multiple channels. Steve: So, with Vynamic payments, we're able to later on the promise of 'build once, use often'. And Diebold Nixdorf is really kind of moving digital payments processing to a new era, introducing an open APIs integrating with best of breed FinTech solutions across banking and retail, and really delivering seamless customer-centric journeys on a state of the art platform. So, quite simply, it is a great time to speak with Diebold Nixdorf about the future of retail payments. Ryan: Excellent Steven, I think that was absolutely fantastic. And I think we'll end it there on that note. Oh, so, Steven, Sarah, thank you so much for taking the time today for speaking to us about the debit rail here and also the very interesting consumer changes that we've seen in the industry of the debit versus credit. And I hope to have you both back on the podcast real soon. Steve: Pleasure. Sarah: Thanks Ryan.
Dr. Michele Borba is an educational psychologist, best-selling author, and TODAY show contributor who has spoken to over one million participants on five continents and to countless media about child development issues. She blends 40 years of teaching and consulting experience with latest science to offer sound, realistic advice to parents teachers and child advocates about helping children thrive. Dr. Borba is an NBC contributor who has appeared 150 times on the TODAY show and countless shows including Dateline, Dr. Phil, The View, NBC Nightly News, The Doctors, Dr. Oz, Anderson Cooper, MSNBC, Fox & Friends, Countdown, Fox, The Early Show, and CNN. Her work is featured in TIME, Washington Post, Newsweek, People, Boston Globe, U.S. News & World Report, The New York Times. Reader's Digest and Globe and Mail. Dr. Borba is recognized globally for her work in bullying and youth violence prevention. She's a media spokesperson for major corporations including 3M, Office Depot, Unilever, Similac, General Mills, Mastercard, All, Galderma, V-Tech, Cetaphil, Splenda, Walmart, Johnson & Johnson and consultant to Apple TV, McDonalds and Disney. To learn more about Dr. Borba connect with her on YouTube by CLIKCING HERE or visit her website https://www.micheleborba.com/ GET YOUR ONLINE COURSE TODAY (Promo code ROMINA) VISIT WWW.CONNECTWITHROMINA.COM TO LEARN MORE ABOUT THE SHOW AND ROMINA
So what truly makes us hairless apes happy? Is it a brand new , a closet stacked to the roof with shoes, being a bizzillionaire, or having a billion followers on social media? Believe it or not, none of those are even close, but ironically we have been told the above are the road to complete happiness and bliss. Today, I want to discuss the thing that truly makes humans happy-- being a productive person. That is right; your path to happiness is actually based on building character by doing productive things. Not staring at your cell pone all day, or buying shiny objects you don't need. Here is the best part building character and being productive doesn't take a platinum MasterCard or overflowing bank account. All it takes is you getting off your butt and making things happen. Topics Discussed: * How we have been duped into being unhappy * What is happiness and how we can all obtain it * What did Aristotle mean by “eudaemonia” * Why I am working my ass off and loving every moment of it * Understanding what “Maslow's Hierarchy of Needs” really means for achieving happiness * Why realizing you will never reach perfection is rational but not striving for it is not * What does work/life balance really mean * Why finding that Life Purpose thing (the third leg of The Simple Life Three-Legged Stool) is so important. Episode Resources: * Special Coupon for Purchasing The Simple Life Journal Products: tsljournal10 * The Simple Life Website: https://www.thesimplelifenow.com *Make sure to signup and be a member of The Simple Life Insider's Circle at: https://www.thesimplelifenow.com/the-simple-life/
On this week's episode of Industry Focus: Financials host Jason Moser sits down with Motley Fool analyst Jason Hall. Tune in as they take a look at the most recent earnings reports from Mastercard, Visa, and Robinhood!
Mastercard is compelling adult content providers to know their customer... and their content. If not, access will be withheld to payment processing. But Mastercard is an oligopolist, its censorship affects everyone. Is that proper? A reading, by Emil Kalinowski.----------WHO----------John Paul Koning believes thinking about money is more interesting than making money. He writes about monetary economics, economic history, finance, and fintech at his his Moneyness blog as well as for the Sound Money Project, Breaker, Coindesk, and Bullionstar. Koning also designs economics and financial wallcharts at Financial Graph & Art. Read by Emil Kalinowski. Art by David Parkins. Intro/outro is "Alegro" by TAGE at Epidemic Sound.----------WHAT----------MasterCard as censor: https://bit.ly/3nxXphK----------WHERE----------Koning's Blog: http://jpkoning.blogspot.com/Koning's Twitter: https://twitter.com/jp_koningEmil's Twitter: https://twitter.com/EmilKalinowskiDavid's Art: https://davidparkins.com/---------HEAR IT----------Vurbl: https://bit.ly/3rq4dPnApple: https://apple.co/3czMcWNDeezer: https://bit.ly/3ndoVPEiHeart: https://ihr.fm/31jq7cITuneIn: http://tun.in/pjT2ZCastro: https://bit.ly/30DMYzaGoogle: https://bit.ly/3e2Z48MReason: https://bit.ly/3lt5NiHSpotify: https://spoti.fi/3arP8mYPandora: https://pdora.co/2GQL3QgBreaker: https://bit.ly/2CpHAFOCastbox: https://bit.ly/3fJR5xQPodbean: https://bit.ly/2QpaDghStitcher: https://bit.ly/2C1M1GBPlayerFM: https://bit.ly/3piLtjVPodchaser: https://bit.ly/3oFCrwNPocketCast: https://pca.st/encarkdtSoundCloud: https://bit.ly/3l0yFfKListenNotes: https://bit.ly/38xY7pbAmazonMusic: https://amzn.to/2UpEk2PPodcastAddict: https://bit.ly/2V39Xjr
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Elon Musk needs a rocket ship to find Tesla's PE. Bakkt Holdings rises on crypto partnership with MasterCard. Jack Dorsey warns of imminent hyperinflation. Stanley Druckenmiller doesn't realize the Fed is the problem. When politicians aim their weapons at the billionaires, they always hit the middle class the hardest. Free $75 credit to upgrade your post at https://indeed.com/peter. Terms and conditions apply. Offer valid through December 31, 2021. Go to https://bambee.com/gold to schedule your FREE HR audit. INVEST LIKE ME: https://schiffradio.com/invest RATE AND REVIEW on Facebook: https://www.facebook.com/PeterSchiff/reviews/ SIGN UP FOR MY FREE NEWSLETTER: https://www.europac.com/ Schiff Gold News: http://www.SchiffGold.com/news Buy my newest book at http://www.tinyurl.com/RealCrash Follow me on Facebook: http://www.Facebook.com/PeterSchiff Follow me on Twitter: http://www.Twitter.com/PeterSchiff Follow me on Instagram: https://Instagram.com/PeterSchiff
Earnings season is in full swing... and some of the largest companies report this week. I highlight a few winners and losers—like Tesla, Facebook, UPS, and Intel—and the most important characteristics to pay attention to as companies report. [0:40] Gold—which has been out of favor for some time—is quietly moving higher… and conditions are perfect for certain stocks to explode from current levels. [3:05] As cryptocurrencies continue towards new highs… the biggest story in the space this week has been the partnership between Mastercard and crypto payments network Bakkt—which will bring bitcoin access to more than two million people. [5:25] Next, I share some exciting news in the security token industry... and how investors can take advantage of this multitrillion-dollar opportunity. [12:20] Plus, I recap an incredible offer on my Crypto Intelligence advisory—including how to lock in a free crypto pick. [20:50] Crypto exchange Exodus recently began trading on tZERO. I give my take on the recent price action in Exodus and explain why both companies have bright futures... Plus, I share a simple rule to keep emotions—and your portfolio—in check. [26:00] Finally, with several recommendations trading on different exchanges, a subscriber wants to know why I typically only discuss a few. This is a great question and it's nothing personal... I break down some of the features of different exchanges… and my goal to get as many people into the space as possible. [31:45] Enjoyed this episode? Get Wall Street Unplugged delivered FREE to your inbox every Wednesday: https://www.curzioresearch.com/wall-street-unplugged/ Wall Street Unplugged podcast is available at: --: https://itunes.apple.com/us/podcast/wall-street-unplugged-frank/ -- : https://www.stitcher.com/podcast/curzio-research/wall-street-unplugged-2 -- : https://www.curzioresearch.com/category/podcast/wall-street-unplugged/ : https://twitter.com/frankcurzio :. https://www.facebook.com/CurzioResearch/ : https://www.linkedin.com/in/frank-curzio-690561a7/ : https://www.curzioresearch.com
My guest today is Alex Rampell, General Partner at Andreessen Horowitz. Alex has a long history in fintech, having co-founded six companies in his career, including Affirm and TrialPay. During our conversation, we cover Alex's framework for positive selection in investing, why the best investments are often operating systems or systems of record, and Alex's views on the future of fintech. For those that have listened to our Business Breakdown on Visa with Alex - you know the intellectual horsepower he brings to every discussion. This conversation is no exception. For the full show notes, transcript, and links to the best content to learn more, check out the episode page here. ------ This episode is brought to you by Tegus. Tegus has built the most extensive primary information platform available for investors. With Tegus, you can learn everything you'd want to know about a company in an on-demand digital platform. Investors share their expert calls, allowing others to instantly access more than 20,000 calls on Affirm, Teladoc, Roblox, or almost any company of interest. All you have to do is log in. Visit tegus.co/patrick to learn more. ------ This episode is brought to you by Hall Capital Partners. Hall Capital is always looking for exceptional investment talent at any stage and size, so if you are raising capital or looking for a career change in the San Francisco or New York areas, you should check them out at hallcapital.com or e-mail at firstname.lastname@example.org. ------ Invest Like the Best is a property of Colossus, LLC. For more episodes of Invest Like the Best, visit joincolossus.com/episodes. Past guests include Tobi Lutke, Kevin Systrom, Mike Krieger, John Collison, Kat Cole, Marc Andreessen, Matthew Ball, Bill Gurley, Anu Hariharan, Ben Thompson, and many more. Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @patrick_oshag | @JoinColossus Show Notes [00:03:32] - [First question] - Lean into positive selection and avoid adverse selection [00:07:48] - Thoughts on growing capital formation in private markets [00:14:01] - Why it's useful for investors to think in terms of bonds and call options instead of equity [00:18:39] - Doing more with less and hunting for operating systems to invest in [00:28:08] - His views on infrastructure and the presentation layer conundrum [00:33:32] - The sequencing involved in building an operating system over time [00:40:11] - Rise of the creator class and the coming tailwind post-cloud technology; the rise of the solopreneur [00:43:32] - The pig joke and his thoughts on the FinTech space [00:47:47] - Big financial services functions that will be embedded in non-financial businesses [00:51:07] - Deciding which functions and financial services models are most attractive [00:57:01] - What a shift towards data and FinTech might unlock for the world writ large [01:02:40] - How to improve payment profits by reducing credit rates [01:04:12] - The threat that Buy-Now-Pay-Later companies pose to Visa and Mastercard [01:12:17] - How the struggle between distribution and innovation continues to change [01:15:04] - The kindest thing that anyone has ever done for him
We examine the policy and management decisions revealed in documents released by Facebook whistleblower Frances Haugen. Mastercard announced a deal with the cryptocurrency firm Bakkt to provide crypto options for merchants and banks on its payment network. And Hertz, the rental car service, will buy a 100,000 Tesla Model 3s for its rental fleet. Starring Tom Merritt, ALlison Sheridan, Roger Chang, Joe, Amos MP3 Download Using a Screen Reader? Click here Multiple versions (ogg, video etc.) from Archive.org Follow us on Twitter Instgram YouTube and Twitch Please SUBSCRIBE HERE. Subscribe through Apple Podcasts. A special thanks to all our supporters–without you, none of this would be possible. If you are willing to support the show or to give as little as 10 cents a day on Patreon, Thank you! Become a Patron! Big thanks to Dan Lueders for the headlines music and Martin Bell for the opening theme! Big thanks to Mustafa A. from thepolarcat.com for the logo! Thanks to our mods Jack_Shid and KAPT_Kipper on the subreddit Send to email to email@example.com Show Notes To read the show notes in a separate page click here!
We examine the policy and management decisions revealed in documents released by Facebook whistleblower Frances Haugen. Mastercard announced a deal with the cryptocurrency firm Bakkt to provide crypto options for merchants and banks on its payment network. And Hertz, the rental car service, will buy a 100,000 Tesla Model 3s for its rental fleet.Starring Tom Merritt, Allison Sheridan, Roger Chang, Joe.Link to the Show Notes. See acast.com/privacy for privacy and opt-out information.