Podcast appearances and mentions of christie arkovich

Shownotes can be found at https://www.profitwithlaw.com/376.Student debt can be a significant financial burden for many people, but it is a challenge that can be overcome with the right strategies and mindset. One effective strategy is to create a budget and pay off high-interest loans first while exploring options for loan forgiveness or refinancing. Additionally, seeking resources and support from student loan specialists can provide valuable guidance and assistance in managing student debt.In this episode, Christie Arkovich joins us to share some valuable tips on how to pay off your student debt, including applying for an IDR waiver, the benefits of paying more than the minimum payment, refinancing your loans, and looking into forgiveness programs. If you've been struggling with student debt for years — or know someone who has, this episode is for you. You can pay off your debts — you just need the right strategy.00:00 Introduction4:24 Christie's Background12:41 What You Can Do to Pay Off Your Student Loan18:25 Don't Wait for the Deadline Before You Pay Off Your Debts21:12 New Repay vs. Old Repay25:57 How Public Service Can Grant Forgiveness29:01 Helping Clients with Student Loans Pay Off DebtResources mentioned:Check out the new Profit with Law YouTube channel!Want to implement what you've learnt in this episode? Download the Action Guide, a workbook designed to help you process and implement the knowledge gained from this interview.Learn more about the Profit with Law Elite Coaching Program here. Connect with Christie:  Website | LinkedIn | Facebook | YoutubeFederal Student Aid is the largest provider of financial aid for college in the U.S. Understand aid, apply for aid, and manage your student loans today. https://studentaid.gov/Join our Facebook Community: https://www.facebook.com/groups/lawfirmgrowthsummit/To request a show topic, recommend a guest or ask a question for the show, please send an email to info@dreambuilderfinancial.com.Connect with Moshe on:Facebook - https://www.facebook.com/moshe.amselLinkedIn - https://www.linkedin.com/in/mosheamsel/

In this episode of the Wealthy Woman Lawyer® podcast, I chat with Christie Arkovich, a Florida licensed attorney for more than 30 years, and a frequent presenter for continuing legal education seminars hosted by the American Bankruptcy Institute (“ABI”), the National Association of Consumer Advocates (“NACA”) and the Tampa Bay Bankruptcy Bar Association (the “TBBBA”). Christie also writes a quarterly column for the TBBBA, Student Loan Sidebar, and maintains a Youtube Channel for the Student Loan Sidebar at www.youtube.com/c/arkovichlaw about recent student loan related laws, regulations, and developments nationwide.Prior to starting her own law firm in 1995, Christie worked as trial counsel for Sallie Mae, ECMC and other student loan servicers or guarantors. She recently served on the Student Loan Committee for the new Student Loan Management Program in the Bankruptcy Court for the Middle District of Florida and was Chair of the Consumer CLE for the Tampa Bay Bankruptcy Bar Association for 2019-2022.“Most of our clients nowadays, you know, they want to repay what they borrow, they understand they signed a contract (and) they're good with that. What they can't pay is the excessiveness…because with the cost of interest with a default, which basically adds 25%collection costs on a federal loan, you end up with just something that's unpayable. We getrid of that excessiveness, and then we try to do it in a way that's tax free, or at least with anunderstanding of what that potential tax issue could be..” – Christie ArkovichListen in as Christi and I discuss… Why people were able to pay their student loans in the 80s and 90s (even with higher interest rates) and what's changed since (no, it's not your imagination) How to explain to your grandma why you are struggling to pay your student loan debt. How Arkovich Law helped a 70-year-old neurosurgeon get out from under $1.1M in debt so he could finally retire. The many ways high student loan debt can affect your ability to lead a rich life. Why forbearance is never the best solution (even though the lenders so kindly offer it—don't be fooled!) How the three-pronged Bruner test keeps you from discharging student loans in bankruptcy (A clear example of “good cases make bad law”). How to refresh your memory about what kind of loan you have so you can assess what type of relief may be available to you. One trick that will help you tell whether your student loan servicer is lying to you about what type of loan you have and the relief you may be entitled to Critical deadlines you need to know! (Write these down.) (Important update: Since we recorded this podcast episode on September 27th, the law has changed around consolidating FFEL loans—government-backed loans held by private lenders—in that effective September 29th, you can no longer consolidate these types of loans to Direct Loans and quality for the one-time $10,000 relief grant). And much, much more!The Wealthy Woman Lawyer® Podcast is sponsored by Wealthy Woman Lawyer.®  We help women law firm owners scale their law firm businesses to and thru $1M in gross annual revenue with total ease so they can fully fund—and still have time to enjoy—the lifestyle of their dreams! If you want to know more, visit our website at www.wealthywomanlawyer.comor follow us on Instagram @wealthywomanlawyer.  Also, you are invited to join our free Facebook group, Wealthy Woman Lawyer. See you on the inside!Warmly,DavinaMentioned in this episode: Visit Christie's website Connect with her on LinkedIn Listen to Christie's YouTube Channel If you are Tampa and need a meeting space check out: South Tampa Work Spaces Get more info on your loans and relief policies: www.studentaid.gov

Do you have a student loan owned by the Department of Education (rather than a private student loan) AND a finding of disability by the Social Security Administration?  There's been a change in the law to link those two things to provide a disability discharge of your student loan! On this week's episode of The Crushing Debt Podcast, we are happy to have returning guest Christie Arkovich to talk about discharging student loans for people with disabilities. Under the new law, a finding of total permanent disability (TPD) by the Social Security Administration or the Department of Education can lead to a discharge of your student loan debt. Christie has been helping people eliminate or negotiate student loans for years and has become one of the top attorneys in this area.  You can hear Christie on previous Crushing Debt episodes: 50 - Student Loan Debt 93 - Public Service Loan Forgiveness (PSLF) 99 - Parents Plus Loans 106 - Stopping the Robocalls 234 - Discharging Student Loans in Bankruptcy You can find out more by contacting Christie at her email address - info@christiearkovich.com, or finding her YouTube Channel by searching "Christie Arkovich." Some other topics we discuss: Tax impact of settling private student loans between now and 2025; Suspension of the 3-year monitoring requirement with a TPD application Extensions to Student Loan repayment under COVID Please remember to visit or refer an attorney or title company to our sponsor, Sam Cohen at Attorneys First Insurance at Sam@AttorneysFirst or www.AttorneysFirst.com. Please remember to check out my second book, Become Debt Free in Less Than One Hour at www.ShawnMYesner.com/BecomeDebtFree.

Join me and special guest Christie Arkovich who has specialized in helping clients get through financial hardships since 1995. Christie was a champion of the student loan system working for Sallie Mae during the early stages of her career but came to realize that the system is broken. We talk about her work for Sallie Mae and why she “switched sides” to help borrowers navigate the many complexities of the student loan industry. In today’s episode, you'll find out: How student loans used to work with government-guaranteed private lenders A brief history of FFEL loans and why they’re so profitable for lenders Why Direct Loans are the only ones getting government protection under the CARES Act What a student loan stimulus package might include What to expect on student loan forgiveness within the current administration How loan rehabilitation via the CARES Act could be a historic opportunity How COVID has accelerated total and permanent disability applications for student loans How to spot student loan forgiveness scams Why you need a student loan advocate on your side to navigate forgiveness of student loans Possible negative consequences for graduates of nonprofit schools applying for borrower defense to repayment What you need to know about statute of limitations and private student loans Who could benefit from the services of a student loan attorney like Christie Will forgiveness for income-based repayment programs eventually be tax-free Like the show? There are several ways you can help! Subscribe on Apple Podcasts, Spotify or Google Podcasts Leave an honest review on Apple Podcasts  Follow on Facebook, Twitter, or LinkedIn   Feeling helpless when it comes to your student loans? Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan  

Are your friends, loved ones or clients showing signs of impairment that is affecting their financial lives? On this week's episode of The Crushing Debt Podcast, we talk to Elder Law attorney and professional guardian Ha Thu Dao about the signs of cognitive loss and to suggest steps to take to help those who may suffer from having an impact on their financial well being. How can you recognize the signs of decline, physical and mental. Ha works with Christie Arkovich, who has been on the show five times discussing various aspects of Student Loan debt (episodes 50, 93, 99, 106, 234).  You can reach Ha by email at Ha@ChristieArkovich.com or visit her website at www.ChristieArkovich.com  Please also refer an attorney or title company you know to our sponsor, Sam Cohen at Sam@AttorneysFirst.com or www.AttorneysFirst.com. Finally, please order your free copy of my latest book, Become Debt Free in Less than One Hour, and come up with strategies to crush your debt: www.ShawnMYesner.com/BecomeDebtFree.  

"Purpose-Driven Partners" Segment Showcasing our Partners in the Everything Home Socially Conscious Referral Network! 12:06pm - Bill Ranshaw:  The Connected Being 12:17pm - Toni McLelland:  Transforming Your Biz & Leadership 12:27pm - Christie Arkovich:  Attorney For The People 12:38pm - Betsy Wurzel:  Helping Caregivers 12:48pm - Professor Pete Alexander:  Stress Be Gone We're going LIVE every Monday, Wednesday & Friday from 12pm to 1pm MT with experts, entrepreneurs, professionals and purpose-driven people to share their stories, passions and provide real-life tangible takeaways...all in 7 minute segments. ONE location with all the information to enhance the quality of your life, give yourself more professional, personal and financial freedom, and our favorite...Promote Patriotism! Everything Home - Patriotic Purpose Driven Resource Platform - Hosted by Michele Swinick "The Queen of Quality Content" VISIT  http://EverythingHomeResourcePlatform.com For our Guests & Partners' Info, All Episodes, To Subscribe, Like-Follow-Join Our Community, Read The Blogs, Sign Up For Our Newsletter, Become A Purpose-Driven Business & Our Partner, Book Your 7 Minute Live Segment On The Show, Learn About Our 5 Transformational Programs to Grow Your Business, Enhance the Quality of Your Life, Make A Difference & Much More! ONE Location With All The Information! Love The Show? Rate & Review  http://EverythingHomeRateUs.com & receive 1 entry to WIN our monthly giveaway

Today John and Joe talk about Funding College Education with Christie Arkovich from Student Loan Debt Specialists!            Credits:          Host: John Ubaldi          Host: Joe Bitz                    Editor: Jimmy Murray             

Have you lost your job because of COVID? Worried about Student Loan Collections? Or are you able to super-charge payment of your student loan debt? On this week's episode of The Crushing Debt Podcast, we have a returning guest, Christie Arkovich to talk about the different options available to address your student loans during COVID, like: Pay down your student loans while they incur NO INTEREST; Ask for a Total Permanent Disability forgiveness; or Discharge Private Student Loan Debt. You can contact Christie at www.ChristieArkovich.com or Christie@ChristieArkovich.com.  Remember, Become Debt Free has launched. Get your FREE copy of my second book at www.ShawnMYesner.com/BecomeDebtFree !!

Ms. Arkovich is a Florida licensed attorney for over 25 years. She was former trial counsel for Sallie Mae, and ECMC. She is a frequent Continuing Legal Education lecturer on student loans and consumer debt collection laws for other attorneys. Ms. Arkovich writes a quarterly column for the TBBBA, Student Loan Sidebar, about recent student loan related laws, regulations and developments nationwide. She helps many people struggling with student... Welcome to the Cognitive Rampage Podcast. The exploratory podcast pushing you to question yourself and everything else. Making you think with cerebral guests, and offering alternative and mental health help. I'm your host, Adam Lowery. I have published two books, appeared on the Joe Rogan Experience, MSNBC, NASDAQ Live, NBC, multiple podcasts and radio shows. I am a retired drug dealer, turned retired Mental Health Therapist turned Author, Podcaster, CEO, Comedy Club Owner and Comedian. I hold both, B.A. and B.S. Degrees, a Minor in Sociology, a Masters in Mental Health and a Doctorate from Sidewalk U. As a Therapist, I founded the integrative therapeutic approach Transrational Structural Behavior Theory (TSBT), and have also been credited with the discovery of the Athletes Depression Diagnosis. In my flow time you will find me doing stand-up comedy or producing comedy shows. I love the great outdoors. I surf, dive, kayak, spearfish, offshore and inshore fish. I’ve caught and hunted my own food since I was a child and have survived on a deserted island. If comedy or nature isn’t calling, you’ll find me training boxing and kickboxing. I enjoy cooking, podcasting, playing pool, frisbee or reading a physical book. I have a serious addiction to the ocean, listening to podcasts, new experiences and randomness. I talk to strangers, and too much. I love most people, including you. In my book series The Cognitive Rampage, I fuse the cognitive, behavioral, social and biological sciences into a self application to help you create and sustain change in your life, and to reveal the authentic you. Available on Amazon, Kindle and Barnes and Noble. I hope you’re taking care of you and living your Cognitive Rampage! What does that mean? It is about cultivating happiness through a passionate pursuit of life optimization, an enthusiastically persistent search for competence in mind, body and belief while building an optimistically rational life philosophy and living and growing your purposeful structure. I hope you'll stay around by subscribing to the podcast on iTunes, Spotify and YouTube, following me on Facebook, Twitter and IG, and buying my book on Amazon so we can keep exploring this amazing human experience together.

Paying off student loan debt can take years or even decades. That debt can act as an anchor that weighs you down financially. And if you're struggling with student loan debt, you're not the only one – there are some alarming statistics that reveal the extent of the student loan debt problem in this country. Currently, 45 million Americans owe student loan debt, and collectively, they owe 1.56 trillion dollars. What's more, 11.5% of student loans are 90 or more days delinquent or in default. For those people, achieving the financial life of their dreams will be difficult until they get the debt under control.  Today's guest, Christie Arkovich, is a student loan debt attorney in Tampa Bay. She specializes in representing borrowers who are struggling with student loans. Listen in to hear what she has to say about federal and private loans, options for people who are delinquent or in default on their loan, and how a student loan lawyer may be able to help borrowers who are struggling.  Topics Discussed in This Episode:  The impact student loan debt has on the economy The types of student loans available to borrowers When private loans are necessary What makes someone ineligible for federal loans Differences between federal and private loans Borrower's options when they're delinquent or in default Options that can help borrowers avoid default Christie's lawsuit against Navient What student loan servicers do How the student loan debt crisis compares to the housing crisis  Links and Resources:  Christie Arkovich The Student Loan Lawyer Quotes by Christie: “There's a lot of different federal programs designed to either sometimes partially eliminate or discharge the debt or allow for more reasonable payments, and ultimately forgiveness.”  “One of the bad things is that most people don't have one student loan. They might have four to fifteen or so.”  “What I have found is that one out of three families usually have student loans.”

Do you have private or federal loans?  Do you know?  Tune in to learn why it is critical to understand your student loan type. Looking to refinance?  Expert Christie Arkovich provides you tips to help you research your options.

Student Loans are becoming a huge issue for everyone from age 18 to 81.  Tune in as expert Christie Arkovich educates you why it is so critical to understand what you're signing up for when you apply for a student loan.

Leo Cannyn, Christie Arkovich, Ron FullerLeo-Beryl engineering offers services that all home owners require...know your roof condition_______________Christie-students need an advocate on their side, the lenders are not interested in helping students-as laws change, new strategies for paying off loans ,may arise...get a professional to evaluate your loan_______________Ron-materials are what makes the difference, customer service is a priority-while storms and wind create business, after a storm when folks need fences, most important is the timely response for the customer See acast.com/privacy for privacy and opt-out information.

Christie is back for her fourth episode of The Crushing Debt Podcast.  Bear with me this week, as I deal with some laryngitis. Christie and I have discussed student loans, but in this episode, we're going to talk about consumer law - the TCPA (Telephone Consumer Protection Act). The TCPA is designed to stop robocalling, and abuse or harassment of borrowers by creditors.  Creditors can pay damages of between $500  and $1,500 PER CALL if they are told to stop making calls and cease to do so. To contact Christie, visit her website www.ChristieArkovich.com or 813-258-2808. You can also reach us at Shawn@YesnerLaw.com or www.YesnerLaw.com.   

The Consumer Quarterback Show today is sure to make you a smarter consumer! We welcome a new expert to the mic as Christie Arkovich, a Student Loan Attorney talks about the alarming increase in average student loan debt. Long time friend of the program Fred Muth of Tampa Screens and Aluminum also joins us to explain an easy and practical way to turn empty space into a beautiful area that also increases the value of your home. The talented Cory Van Valin also joins Brandon in the studio to show off his magic skills. Our top ten features the top cities to see some street performers entertain and our Tell Me Something Good segment highlights a fathers intuition that helped save his sons life. See acast.com/privacy for privacy and opt-out information.

In this episode of the podcast we talk, again, to Christie Arkovich about student loan debt relief.  Did your parents co-sign for your student loan? Did your parents borrow money to pay for your education? Federal Parent Plus loans are exactly that, money that mom and/or dad borrow so their child can go to school.  In most cases, the child has an agreement to pay back mom and dad, but this agreement has no impact on the Federal Student Loan and its repayment.  So what happens if the child cannot pay back the loan, in other words pay back the parents?  Unfortunately mom and dad are still on the hook to the loan company. Christie has some good suggestions to help ease the pressure on mom and dad. Christie and I also talk about a new Fannie Mae program where the homeowner can borrow money secured by a second mortgage against their home, to pay off their student loans - basically converting student loan debt into mortgage debt.  You'll hear why I think this is a HORRIBLE idea, and you'll hear Christie's take on Fannie Mae's offer to help student loan borrowers with this new loan product. If you have questions, or if you're struggling to pay back your student loans, you can contact Christie at 813-258-2808, www.ChristieArkovich.com, www.TampaBankruptcyLawyer.com.  Or you can reach me at Shawn@YesnerLaw.com or www.YesnerLaw.com 

I interview Christie Arkovich, a bankruptcy lawyer in Tampa who has grown her student loan law practice to over 75% of her practice. Christie tells us exactly how she's been able to pivot from the shrinking bankruptcy market to the booming market for student loan lawyers. * How she's grown her student loan work--in and out of bankruptcy--to 75% of her practice. * Why bankruptcy creates ticking time bombs for clients with student loans (and exactly how to defuse those bombs). * How to make money setting up income-based repayment plans for federal loans, even if your clients are destitute. * The exact legal approach that lets you discharge private student loan debt when your clients have attended "unqualified" institutions. * And a whole lot more, including how student loans clients are "the happiest I've ever seen." You can also subscribe to get an email when we release new episodes of the Bankruptcy Law Success podcast: forms.aweber.com/form/76/985243976.htm

On today's The Consumer Quarterback Show, Brandon talks with Mortgage Expert Mario Larrea of Mutual Mortgage about 2018 trends in the real estate world. Making her debut on show is bankruptcy lawyer Christie Arkovich providing information for consumers to avoid drowning in student loan debt. 'The Tin Man' Fred Muth of Tampa Screens and Aluminum is also in house explaining how to add value to your home using the space between the home and yard. Name That Tune features Holiday Songs and Mario Larrea continuing his dominance in the segment, and Our Tell Me Something Good Segment features a MLB pitcher who donated his mansion and land to a charity helping children with chronic illnesses. . We also have a Top Ten list today about things Americans dread about Christmas. See acast.com/privacy for privacy and opt-out information.

In this week's episode, we have a returning guest, attorney Christie Arkovich, discussing student loan forgiveness under the Public Service Loan Forgiveness Program. Christie and I talked in Episode 50 about different ways to eliminate or negotiate student loan debt. Today, we talk about the Public Service Loan Forgiveness Program - which is a 2007 program instituted by President Bush, that allowed student loan borrowers to pay based on what they could afford, and satisfy the debt after a certain period of time (without paying it back in full) if they worked in a public service industry (versus working in the private sector). The problem is that many student loan borrowers are NOT in the program, even though they believe they are, and are being told by the student loan companies that they are in the program! Christie can help if you believe you are in one of these programs, or if you want to see if you qualify for one of these programs.  Christie can also help if you have other student loan issues. To contact Christie, please call 813-258-2808, or www.ChristieArkovich.com, or www.TampaBankruptcyLawyer.com. If you have questions for me, you can reach out to Shawn@YesnerLaw.com or www.YesnerLaw.com.

Student loan debt is becoming unduly burdensome.  Student loan debt is quickly becoming the biggest area of debt for borrowers who are having trouble making their monthly obligations. Christie and her firm can help people eliminate or negotiate student loan debt that was taken out by a parent or co-borrower for the student, or for schools that have closed. In addition, outside of bankruptcy court, there are other options to help students eliminate, reduce or negotiate their student loans.  Of course, if the borrower can prove "undue hardship" those cases may be dischargeable in bankruptcy court, but that is a high standard and rare. As you will hear there are many other avenues available to help people negotiate or eliminate their student loan debts, under various federal programs. We appreciate Christie being on the podcast. We have referred her clients who have been very happy with her services. Christie offers free consultations and phone consultations. To reach her, please call 813-258-2808 or www.ChristieArkovich.com, www.TampaBankruptcyLawyer.com.  Check out her student loan survival package on her website! If you have questions for me, or other topics that you would like to hear on the podcast, please contact me at Shawn@Yesnerlaw.com or www.YesnerLaw.com.