Podcasts about regulations

Pam Bondi seems determined to make the Department of Justice an ethics-free workplace. Bondi continues to tear down DOJ's ethical guardrails. First, she fired the DOJ's top ethics advisor and didn't replace him. Then, she fired the head of the Office of Professional Responsibility (OPR), that's the office responsible for investigating allegations of misconduct by DOJ lawyers, and she didn't replace him either.So we now have two rudderless ethical ships adrift at the Department of Justice.But Bondi's not done. She now is trying to block state bar ethics organizations from investigating allegations of misconduct by DOJ attorneys.Here's our call action: we have 30 days to go online at Regulations.gov and make our voices heard.Here is the link: https://www.regulations.gov/document/...Find Glenn on Substack: glennkirschner.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

To be an attorney at the Department of Justice, you have to have a license to practice law issued by one of the 50 states or the District of Columbia. Against this backdrop, let's turn to the new reporting: Pam Bondi is trying to get rid of all of the ethical guardrails at the Department of Justice. First, she fired the head DOJ ethics attorney. Then she fired the head of the Office of Professional Responsibility - OPR - the organization that investigates allegations of misconduct by DOJ attorneys.Now Bondi is trying to violate states rights by seeking to prohibit state bar ethics offices from investigating attorney misconduct of lawyers who hold law licenses in their state. But here's the good news: there's an opportunity for we the people to weigh in, make our voices heard, and oppose this latest effort by Bondi to destroy ethical guardrails at the Department of Justice. Glenn sat down with former pardon attorney Liz Oyer to discuss this latest attempt by Bondi to destroy ethical guardrails at the DOJ.See the link below for how you can weigh in and register your opposition.To submit your opposition to this DOJ rule change: Regulations.govSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of American Potential, host David From talks with South Carolina State Representative Jeff Bradley, chairman of the House Regulations and Administrative Procedures Committee, about a major push to rein in the administrative state and make government more accountable to the people. Bradley explains how South Carolina's Small Business Regulatory Freedom Act would force a regular review of regulations, create a seven-year sunset for rules that are no longer justified, strengthen protections for citizens challenging agency decisions, and put real checks on unelected bureaucrats. He shares how overregulation hurts small businesses, raises costs, slows growth, and makes it harder for entrepreneurs to succeed. The conversation also explores how South Carolina is using new tools, including artificial intelligence, to identify duplicative rules and modernize government. Bradley lays out why reducing red tape is not anti-regulation, but pro-accountability, pro-growth, and pro-freedom — and why this fight matters for every South Carolinian.

In this episode, Tall Cop Jermaine Galloway dives into the rapidly shifting landscape of kratom regulation across the United States. As more states, cities, and counties begin examining restrictions and outright bans, the conversation around kratom is changing fast. Tall Cop breaks down what drives these policy decisions, where regulations are emerging, and the growing concern surrounding 7-Hydroxymitragynine (7-Hydroxy) a powerful compound increasingly appearing in kratom products.Why should educators, communities, prevention professionals, and law enforcement pay attention? Because the kratom market is evolving quickly, and understanding these trends is critical. Buckle up for a fast-moving look at the who, what, where, and why behind the changing tides of kratom and 7-hydroxy regulation.

In this conversation, Daniel Daly shares his journey from the automotive industry to real estate investment, focusing on international opportunities, particularly in Portugal. He discusses the advantages of the Portugal Golden Visa program, the challenges of building a network abroad, and the importance of customer experience in hospitality. Daniel emphasizes the need for effective delegation and the impact of tourism on property values in Europe. He also addresses the evolving regulations in real estate investment and the benefits of having a visa or citizenship in another country, especially for retirement.TakeawaysBringing an outside perspective can be advantageous in real estate.The first year in real estate is crucial for learning and networking.Investing in international real estate can offer better returns.The Portugal Golden Visa allows for residency through investment.Finding the right local partners is essential for success abroad.Customer experience is key in the hospitality industry.Regulations in real estate are always changing; stay informed.Effective delegation is necessary for growth in business.Tourism significantly impacts property values in Europe.Visa benefits can enhance retirement options and travel flexibility.Chapters:00:00 Introduction to Daniel Daly and His Background01:54 Transitioning from Automotive to Real Estate04:44 The Learning Curve in Real Estate07:35 Investing in International Real Estate10:03 Understanding the Portugal Golden Visa12:46 Challenges in Building a Network Abroad15:14 The Importance of Customer Experience in Hospitality17:52 Navigating Changes in Investment Regulations20:29 Managing Properties and Delegating Tasks23:18 Identifying Investment Opportunities25:55 Visa Benefits and Retirement Options in Portugal28:30 Closing Thoughts and Rapid Fire Questions33:54 outro.mp4Keywordsreal estate, international investment, Portugal Golden Visa, hospitality, property management, investment strategies, multifamily real estate, tourism, networking, customer experienceWork With RealDealCrewIf you're already closing deals but your intake, follow-up, or visibility feels inconsistent, here are two ways to go deeper:Take the Deal Intake AssessmentSee how resilient your current operation actually is.→ https://assessment.realdealcrew.comBook a Fit CallIf you want to explore what a fully system-driven deal flow looks like, let's talk.→ https://realdealcrew.com/bookLIKE • SHARE • JOIN • REVIEWWebsiteApple PodcastsYouTubeYouTube MusicSpotifyAmazon MusicFacebookTwitterInstagramMentioned in this episode:intro to RealDealCrewbook a Fit Call at RealDealCrew.com

Welcome to episode 321 of Grow Your Law Firm, hosted by Ken Hardison. In this episode, Ken is joined by Alex Proctor, Chief Trust & Privacy Officer at Captain Compliance and a seasoned cybersecurity and privacy leader with more than 14 years of experience working in highly regulated industries including healthcare, finance, and critical infrastructure. Alex brings a practical, no-nonsense perspective on privacy compliance and the growing legal risks tied to law firm websites. The conversation focuses on how rapidly evolving state privacy laws, outdated wiretapping statutes, and aggressive litigation tactics are creating significant exposure for law firms that don't properly manage website tracking, consent, and data handling. Alex explains why privacy is no longer just a technical issue, how seemingly routine tools like analytics and search bars can trigger lawsuits, and what law firms should prioritize now to reduce risk without derailing their marketing efforts. What you'll learn in this episode:   1. Why Website Privacy Has Become a Legal Minefield    - How new state privacy laws and old wiretapping statutes intersect    - Why law firm websites are increasingly targeted for privacy litigation 2. The Real Risk Behind Website Tracking and Analytics    - How tools like cookies, pixels, and search bars can expose firms    - Why courts are scrutinizing tracking before consent is given 3. Consent Banners: What Works and What Fails    - Why many consent tools don't actually stop tracking    - How deceptive or broken consent mechanisms increase liability 4. The Rise of Privacy-Driven Class Action Lawsuits    - How plaintiffs use per-incident penalties to build massive claims    - Why many firms settle early rather than litigate   5. Practical Steps to Reduce Privacy Risk    - The importance of updated privacy notices and clear disclosures    - How proper consent technology can meaningfully lower exposure   Resources:  Website: captaincompliance.com LinkedIn: linkedin.com/in/alexanderproctor Additional Resources:    https://www.pilmma.org/the-mastermind-effect https://www.pilmma.org/resources https://www.pilmma.org/mastermind AI for PI Expo:   www.pilmma.org/ai-for-pi-expo

Program description: China Business Uncovered takes listeners inside China's business world through the eyes of reporters who investigate it firsthand. Featuring open conversations with Caixin journalists, each episode breaks down the most complex developments inside Chinese companies. Tune in to understand how critical stories are covered, what's really happening beneath the surface, and why it matters for businesses and investors operating in and around China. Recorded in Mandarin and produced in English with the help of AI, China Business Uncovered brings Caixin's in-depth investigative reporting to a global audience. Episode intro: Across e-commerce, EVs and mining, Brazil is having a Chinese moment. In this episode, Caixin Global Managing Director Li Xin speaks with reporter Zhao Xuan about how this investment wave is affecting Brazil's local economy and whether the long-promised "country of the future" is finally arriving. Chapters: (01:49): Which Chinese companies are expanding in Brazil? (04:58): Why China and Brazil fit together economically (06:55): How Chinese firms localize (12:18): Chinese carmakers move in (14:41): The battle for Brazil's market (21:40): Is Brazil ready for the AI boom? Read more about Chinese businesses in Brazil: Cover Story: How China Inc. Is Discovering Its New World in Brazil In Depth: How BYD Is Navigating Tariffs and Regulations in Brazil's Auto Market In Depth: How a Chinese Mining Giant Learned to Win in Brazil Subscribe now to unlock full access to Caixin Global and The Wall Street Journal for $200 a year. Group discounts are available — contact us for a customized plan.        

#SecurityConfidential #DarkRhiinoSecurityTiffini Smith is a strategic legal executive and board advisor with over 20 years of experience in privacy, cybersecurity, and AI governance. A U.S. Patent Attorney with bar admissions in the U.S. and England & Wales, she helps organizations navigate everything from breach preparedness to the EU AI Act. Tiffini has led global legal teams and provided global cybersecurity legal advice, including addressing issues such as incident response readiness, vendor risk programs, AI model risk reviews, and board-level briefings, and is known for translating complex legal and cyber risk into actionable guidance for executives. She also authors a newsletter.00:00 Intro02:28 Our Guest05:48 Regulation across states and countries09:48 Cybersecurity regulation culturally14:00 Employee training and teaching them the Why 23:07 How do you mitigate against AI?25:00 CISOs don't understand how the business works29:11 Does being compliant actually reduce your exposure? 34:00 Regulations on AI in your business50:10 More about Tiffini----------------------------------------------------------------------To learn more about Tiffini visit https://www.linkedin.com/in/tiffini-smith/To learn more about Dark Rhiino Security visit https://www.darkrhiinosecurity.com----------------------------------------------------------------------

Editor's note: Alberta Beef Producers announced today, March 5, after this interview was completed that they too were calling for a stop on the proposed regulations as written. Manitoba Beef Producers (MBP) says it supports strong livestock traceability in Canada, but believes proposed federal regulatory changes need further refinement to ensure they are practical and... Read More

The legal landscape for peptide therapy is changing. In this episode, Dr. Greg Jones talks with healthcare attorney Jeff Cohen about recent regulatory updates and their implications for providers. Jeff explains the risks of using "Research Use Only" products in a clinical setting and how to properly verify your suppliers' quality and safety. You will learn why it is important to focus on education rather than promotion on your website and how to improve your informed consent process to protect your license. Jeff also discusses the goals of the new American Peptide Association in setting industry standards. This conversation provides clear steps for clinic owners and practitioners to stay compliant while using compounded medications.

Guest post by Lee Bryan Tech leaders in regulated consumer product sectors who treat regulation as a game of hide and seek eventually get found. Across the UK and EU, the same pattern keeps repeating in sectors like consumer electronics, cosmetics, children's toys, PPE, sex toys, and novel nicotine products. A brand scales quickly, leans on a grey area in product classification, stretches a claims boundary, exploits a labelling technicality, or relies on an under-resourced enforcement body. Compliance, the Loophole Loop and Tech Leaders Revenue spikes. Marketplaces open up. Influencers amplify the product. Then enforcement catches up. Listings are removed. Products are detained. Responsible Persons are scrutinised. Documentation is demanded. Fines land. The same leadership team that once celebrated "moving fast" now scrambles to explain what went wrong. This is the Loophole Loop. It is the cycle of exploiting regulatory gaps, triggering scrutiny, reacting under pressure, and then searching for the next workaround. It feels strategic in the short term. It is structurally weak in the long term. The Cat-and-Mouse Illusion Many founders in regulated consumer markets see compliance as friction imposed by bureaucrats who do not understand innovation. Regulations feel slow. Guidance feels ambiguous. Enforcement feels inconsistent. So the internal logic becomes: The regulation is vague. The guidance is outdated. The enforcement body is stretched. There is no clear precedent yet. Therefore, we are safe. That assumption no longer holds. UK and EU authorities are increasingly deploying automation and AI-powered investigation and enforcement tools. What once required physical inspections or whistleblowers can now be identified remotely and at scale. Product listings are scraped automatically. Packaging artwork is analysed through image recognition. Claims are scanned for trigger words. Marketplace data is cross-referenced with customs records. Corporate structures are mapped across jurisdictions. The cost of being "under the radar" has collapsed. What used to be a slow-moving chess match is now algorithmic risk detection. Why the Loophole Loop Is Shrinking The gap between innovation and enforcement in regulated consumer products is narrowing for three structural reasons. First, digital transparency. Even physical product businesses are now digitally exposed. Websites, Amazon listings, TikTok ads, influencer partnerships, shipping data, and online reviews create an open data trail. Every aggressive claim leaves evidence. Second, cross-border intelligence. UK and EU authorities increasingly share information. A packaging issue flagged in one member state can trigger scrutiny elsewhere. The idea that a brand is "small" or "flying under the radar" rarely reflects reality in a digital marketplace. Third, automated triage. Enforcement bodies do not need to manually inspect every operator. They can prioritise risk using signals. Rapid sales growth. High-risk product categories. Missing UK Responsible Persons or EU Authorised Representatives. Inconsistent Declarations of Conformity. Unsupported marketing claims. These are patterns that machines can detect. If your growth strategy depends on staying invisible, it is already outdated. The Real Cost of Playing the Game The Loophole Loop produces four predictable outcomes for tech-enabled consumer brands. 1. Strategic instability. Product pivots become driven by regulatory panic rather than customer insight. 2. Investor friction. Serious investors now conduct regulatory diligence earlier. A business model built on definitional technicalities looks fragile. 3. Brand damage. In sectors involving children, safety, chemicals, or electronics, public enforcement action erodes trust quickly and permanently. 4. Margin destruction. Retrospective remediation is expensive. Relabelling. Reformulation. Product withdrawal. Storage fees. Legal advice. Emergency compliance audits. All destroy cash. The irony is s...

Electrification is accelerating across North America. Rebates are expanding. Regulations are tightening. And HVAC contractors are being asked to deliver higher efficiency, lower emissions, and better comfort all at the same time. So where does dual fuel fit in? In this episode of Service Business Mastery, recorded live at AHR Expo, Tersh Blissett sits down with Matt Schlegel and Charles Hurd to break down how dual fuel heat pumps are becoming a powerful solution for commercial and residential contractors. If you're trying to navigate electrification, cold climate performance, rebate programs, and evolving control requirements, this episode gives you clarity and strategy. What You Will Learn in This Episode • What dual fuel heat pumps are and how they operate • The difference between single heat operation and simultaneous heating • Why electrification incentives are driving commercial demand • How dual fuel helps avoid expensive electrical upgrades • Why gas can outperform electric strip heat in extreme cold • How adjustable changeover temperatures impact comfort and cost • How to calculate annual operating costs and emissions impact • How Controls Verification Protocol affects inverter systems • The growing push toward communicating equipment • What AHRI 1380 demand response compliance means for contractors • How manufacturers are using AI to improve troubleshooting and service Timestamps 00:00 Adjustable changeover temperature explained 05:23 What dual fuel solves in commercial applications 08:12 Gas vs electric strip heat in extreme cold 12:24 Utility cost and emissions comparison tool 16:02 How thermostats and changeover logic work 23:39 Brand loyalty after COVID shortages 28:24 Refrigerant transition challenges 33:01 CVP and communicating systems 35:31 Future of proprietary thermostats 40:49 AI in HVAC troubleshooting 44:09 Automation vs AI hype 48:15 How to become a dealer How to become a YORK dealer https://www.york.com/dealers/become-a-contractor  Follow the Host and GuestTersh Blissett: https://www.linkedin.com/in/tershblissett/ Josh Crouch: https://www.linkedin.com/in/josh-crouch/ Matt Schlegel: https://www.linkedin.com/in/matthew-schlegel/ Charles Hurd: https://www.linkedin.com/in/charlesrhurd/  Bosch: https://www.linkedin.com/company/boschhomecomfortgroup/ Connect with Us• LinkedIn - https://www.linkedin.com/company/service-business-mastery • TikTok - https://www.tiktok.com/@servicebusinessmastery • Facebook Group - https://www.facebook.com/groups/servicebusinessmasterypodcast • Instagram - https://www.instagram.com/servicebusinessmasterypodcast

#SecurityConfidential #DarkRhiinoSecurityTiffini Smith is a strategic legal executive and board advisor with over 20 years of experience in privacy, cybersecurity, and AI governance. A U.S. Patent Attorney with bar admissions in the U.S. and England & Wales, she helps organizations navigate everything from breach preparedness to the EU AI Act. Tiffini has led global legal teams and provided global cybersecurity legal advice, including addressing issues such as incident response readiness, vendor risk programs, AI model risk reviews, and board-level briefings, and is known for translating complex legal and cyber risk into actionable guidance for executives. She also authors a newsletter.00:00 Intro02:28 Our Guest05:48 Regulation across states and countries09:48 Cybersecurity regulation culturally14:00 Employee training and teaching them the Why 23:07 How do you mitigate against AI?25:00 CISOs don't understand how the business works29:11 Does being compliant actually reduce your exposure? 34:00 Regulations on AI in your business50:10 More about Tiffini----------------------------------------------------------------------To learn more about Tiffini visit https://www.linkedin.com/in/tiffini-smith/To learn more about Dark Rhiino Security visit https://www.darkrhiinosecurity.com----------------------------------------------------------------------

Eve Conway and Ciara Treacy are joined by F1 journalist and co-host of the Inside The Piranha Club Podcast Rebecca Clancy to look ahead to the new Formula One season, which begins this weekend in Australia. The 2026 season will see the largest regulation changes in F1 history, and Rebecca explains the ins and outs of the new aero and engine rules, who looks likely to succeed and who is at risk of failure, and gives us her predictions for this weekend.Watch this space for more expert F1 analysis throughout the season, as THE F1 POD returns! Sponsored by KitKat and hosted by Eve Conway and Ciara Treacy, episodes will air each Wednesday of race week, beginning next week. Available for free on Off The Ball's YouTube and wherever you get your podcasts.This week our live commentary game comes from Tallaght Stadium as Shamrock Rovers look to get their season back on track as they welcome Derry City to the capital.Kick off is at 8 o'clock on Friday and Stephen Doyle will be joined by Richie Towell in the commentary booth for that one, with build-up starting on Off The Ball on Newstalk and the GoLoud App from 7pm.

Regulations governing AI are more than likely on their way – but a lot of unknowns remain. Some might say too many unknowns remain, which isn't great for business. While clear, comprehensive regulations for AI are widely expected – and requested – by nearly every sector of the economy, there's plenty we don't know.  That said, business leaders can not and will not operate in the dark.  Executives in our orbit, whether leading drug manufacturers, major medical marketing agencies or health media companies, require at least a sense of what's on the horizon. This week, pharma editor Lecia Bushak speaks with Darshan Kulkarni, a pharma regulatory consultant and founding partner at his namesake law firm. Their conversation explores the potential of new laws and regulations around AI use cases in medical marketing, such as digital avatars. And for our Trends segment, we're talking about Bayer's lawsuit against Johnson & Johnson for its marketing practices around a prostate cancer drug. Plus, we are graced with a dramatic reading of Steve Madden's satirical FDA Untitled Letter to ESPN over their faux pharma ad for March Madness.   Check us out at: mmm-online.com Follow us: YouTube: @MMM-onlineTikTok: @MMMnewsInstagram: @MMMnewsonlineTwitter/X: @MMMnewsLinkedIn: MM+M To read more of the most timely, balanced and original reporting in medical marketing, subscribe here.Music: “Deep Reflection” by DP and Triple Scoop Music. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Europe is rolling out new cyber rules that shape how companies build products, manage risk, and run supply chains. Dr. Tommaso De Zan, Associate Director at Access Partnership, breaks down the EU's growing regulations set, explains where businesses face friction and overlap, and shows how leaders can prepare before enforcement hits. Watch or listen to the episode, and read the blog to see what these regulations mean in practice.

Want to work directly with me to close more deals? Go Here: https://www.titaniumu.comWant the Closer's Formula sales process I've used to close 2,000+ deals (FREE) Go Here: https://www.kingclosersformula.com/closeIf you're new to my channel my name is RJ Bates III. Myself and my partner Cassi DeHaas are the founders of Titanium Investments.We are nationwide virtual wholesalers and on this channel we share EVERYTHING that we do inside our business. So if you're looking to close more deals - at higher assignments - anywhere in the country… You're in the right place.Who is Titanium Investments and What Have We Accomplished?Over 10 years in the real estate investing businessClosed deals in all 50 states​Owned rentals in 12 states​Flipped houses in 11 states​Closed on over 2,000 properties​125 contracts in 50 days (all live on YouTube)​Back to back Closers Olympics ChampionTrained thousands of wholesalers to close more deals_________________________________With over 2,000 Videos, this is the #1 channel on YouTube for all things Virtual Wholesaling. SUBSCRIBE NOW!    https://www.youtube.com/@RJBatesIII_________________________________RESOURCES FOR YOU:If you want my team and I to walk you through how to build or scale your virtual wholesaling business from A to Z, click here to learn more about Titanium University: https://www.titaniumu.com(FREE) If you want to learn how to close deals just like me, The King Closer, then download the free King Closer Formula PDF: https://www.kingclosersformula.com/close(FREE) Click here to grab our Titanium fleet free PDF & training: Our battle tested strategies and tools that we actually use… and are proven to work: https://www.kingclosersformula.com/fleetGrab the King Closer Blueprint: My Step by Step Sales Process for closing over 2,000 deals (Only $37): https://www.kingclosersformula.com/kcblueprintGrab Titanium Profits: Our exact system we use to comp and underwrite deals in only 4 minutes. (Only $99) https://www.kingclosersformula.com/titaniumprofitsSupport the show

San Diego Police plan to step up protections around houses of worship in the city as U.S. military attacks continue in Iran. The City of San Diego is looking to spread the word about new fire prevention regulations that could impact a majority of homeowners across San Diego. Plus, unseasonably warm temperatures sticking around for one more day. NBC7'S Dana Williams & Angelica Campos have what you need to know to start your Sunday. 

In this episode of the Wildtalk Podcast, Eric and guest host John Darling talk about water control structures at Harsens Island. That's followed up with a chat about the mallard duck, before diving into the world of the muskrat. Episode Hosts: Caleb Eckloff and Eric HilliardProducer/editor: Eric HilliardAll things habitatCommercial forest programAll things feathersMichigan.gov/WaterfowlMississippi FlywayAll things furMooseQuestions or comments about the show? Contact the DNR Wildlife Division at 517-284-9453 (WILD) or email dnr-wildlife@michigan.gov.

Candidate filing season is underway, and the next few weeks will reveal not just who's running—but who can't get on the ballot. Chris and John flag what to watch: retirements, surprise re-runs by incumbents, and especially the volume (and seriousness) of primaries against sitting legislators—potentially on both sides of the carbon capture pipeline issue.They then revisit TIF (Tax Increment Financing) within Iowa's urban renewal framework and the renewed debate around it inside the Governor's property tax proposal. The core reforms discussed: (1) a 20-year limit (ending “perpetual TIFs”), and (2) narrowing eligible spending toward horizontal infrastructure (roads/utilities) rather than incentives that effectively boost developer profitability. The theme is not abolition—just enforceable guardrails.Next up: a Budget Continuation Act concept—essentially a “status quo” backstop that keeps government operating if a budget isn't passed on time (whether due to political deadlock or emergencies). They frame it as stability for taxpayers and a structural safeguard against D.C.-style shutdown politics and policy “hostage-taking” during endgame budget negotiations.Finally, they tease broader regulatory reform via the REINS Act approach—tightening legislative oversight of major regulations and reinforcing checks and balances over the administrative state. They also note movement on integrity/oversight legislation affecting SNAP and Medicaid, driven in part by federal rule changes and the need to reduce error and fraud exposure for Iowa.00:00:14 – Welcome + trivia setup00:01:12 – Trivia question: President + Chief Justice (only one person)00:02:13 – Candidate filing period: who's in, who's out, and what to watch00:05:04 – Primaries vs incumbents; carbon pipeline politics00:06:50 – Democrats: U.S. Senate primary chatter and endorsements00:09:04 – TIF recap: what it is and why it exists00:10:45 – Governor's TIF reforms: 20-year limit + guardrails00:12:33 – Restricting TIF uses: infrastructure vs developer incentives00:17:00 – Budget Continuation Act: how it works and why it matters00:21:25 – How budget brinksmanship drives bad policy add-ons00:24:16 – REINS Act: regulatory oversight and checks/balances00:27:54 – SNAP/Medicaid oversight bills: error rates and fraud control00:29:15 – Wrap + subscribe

In this episode of The MadTech Podcast, ExchangeWire editor Aimee Newell Tarín is joined by COO Lindsay Rowntree and co-founder & advisor Ciaran O'Kane to discuss streaming, retail, and out-of-home.They look into Ofcom's regulation of video-on-demand platforms, backlash over in-game ads on the Six Nations debut, and Walmart's AI-powered shopping assistant, Sparky.0:00 Introduction1:51 UK streamers face 'enhanced regulation'11:14 Rugby fans riled over in-game ads20:16 Walmart's AI boosts order value31:20 2025 out-of-home revenue

Meet Chai Kanda, CEO of Shiki Properties in Kyoto, who sits down to talk about Japan's short-term rental market. He talks about his work restoring machiya for vacation rentals, Japan's tourism boom, and how regulations affect Japan's tourism industry.--0:00 Intro0:45 Meet Chai1:07 What brought Chai to Japan2:07 Chai's childhood in Japan2:27 Leaving Sydney for Japan2:51 Chai's original vision for Japan3:52 Chai's first job in Japan4:11 Staying in Kansai long term4:36 Discovering real estate6:43 From rentals to acquisitions for Chai9:30 The pros and cons of machiya investment for Chai11:38 The charm of machiya12:15 Chai on Airbnb in Japan13:58 Chai on renovation budgets16:27 Chai navigating funding and partnerships17:35 Chai on customer demand for machiya18:55 Adapting to rapid growth20:17 How booming tourism affects regulations24:32 Kyoto-specific rules25:29 Expanding beyond Kyoto29:02 Expanding into Japan's "Little Venice"32:37 Chai comparing markets34:20 The usual process of starting in a new area36:56 Tourism and neighborhood change39:55 Evaluating sustainable tourism markets43:09 Chai on overtourism in Japan45:13 Crowded buses and local frustration47:27 Transit expansion challenges48:10 Untangling the tourism challenge50:27 Chai's long-term vision52:36 From real estate to hot sauce54:12 The reality of launching food products in Japan56:04 Chai's Scoville rating56:55 Key lessons from two decades in business58:25 The fear of failure in Japan1:00:39 Being prepared for business in Japan1:03:26 Wrapping up1:04:01 Outro____________Shiki Group:https://linktr.ee/shikigroupShiki Properties IG:https://instagram.com/shiki_propertiesShiki Real Estate:https://linktr.ee/shiki.realestateFollow us:https://unpacking.jp/https://www.instagram.com/unpacking_japanhttps://www.tiktok.com/@unpackingjapanhttps://www.facebook.com/unpackingjapanhttps://www.youtube.com/@unpackingjapanshortshttps://www.x.com/unpacking_japanhttps://creators.spotify.com/pod/profile/unpackingjapanSubscribe for more in-depth discussions about life in Japan! Interested in working at a global e-commerce company in Osaka? Our parent company ZenGroup is hiring! To learn more, check out https://careers.zen.group/en/

with Brad Friedman & Desi Doyen

Reviewing the article “How Long Has Industry Captures Vaccine?” by Jeffery Tucker

New visa and passport regulations have officially come into effect in the UK. Almost all visitors will need to apply for an Electronic Travel Authorisation, or present proof of their British citizenship. Travel correspondent Simon Calder spoke to Corin Dann.

What is the legal definition of a data broker? How is it different than most people think? What kind of privacy laws impact data brokers? What's the best way to navigate those regulations? We discuss all this and more with our guest, Zane Witherspoon. 

Preview for later today: Michael Toth attributes US economic superiority over Europe to "Eurosclerosis," arguing that excessive Brussels regulations stifle the market competition and growth found in America.1900 BRUSSELS

Mark Hamilton sits down to recap the first week of pre-season testing in Bahrain and talk about the latest news in the world of F1. Hit that subscribe button and tune in for the full, unfiltered breakdown! You don't wanna miss this!

Want to quit your job and build a real land investing business? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

For episode 679 of the BlockHash Podcast, host Brandon Zemp is joined by Erald Ghoos, CEO of OKX Europe.OKX is an innovative cryptocurrency exchange with advanced financial services. They rely on blockchain technology to provide everything you need for wise trading and investment. 

Jay Iyengar, EVP, Chief Technology and Strategic Sourcing Officer, Oshkosh joined Grayson Brulte on The Road to Autonomy podcast to discuss Oshkosh's approach to autonomy and the development of physical AI across their diverse industrial technology portfolio.The operational backbone of Oshkosh's strategy is a hybrid approach targeted towards moments of autonomy where autonomy adds the most immediate value. By addressing repetitive, hazardous tasks and mitigating driver fatigue, Oshkosh is building purpose-built solutions to increase safety and productivity for the everyday heroes who build, serve, and protect communities.In the field, Oshkosh is rigorously applying Physical AI across a diverse array of use cases, from automating airport jet bridges that align precisely with aircraft doors to developing automated cargo loaders for complex tarmac operations.Oshkosh's Physical AI ecosystem also includes the HARR-E robot for on-demand refuse collection in planned communities, as well as advancing autonomous capabilities for military leader-follower programs and next-generation delivery vehicles.Looking ahead, Jay envisions a future where Physical AI has its own transformative ChatGPT moment, becoming a ubiquitous and intuitive part of the industrial landscape. This evolution aims to fundamentally transform markets, ensuring that autonomous technology operates so seamlessly that operators can focus entirely on their work, ultimately saving lives, increasing productivity, and unlocking new economic activity.Episode Chapters00:00 Moments of Autonomy Philosophy 04:45 The Jet Bridge Bottleneck 07:20 Deploying Physical AI at the Gate 10:45 Navigating Tarmac Chaos and Regulations 14:15 Blueprint for the Airport of the Future 16:05 The Data Moat & Oshkosh's AI Stack 19:30 Weighing Trash with AI Side-Loaders 21:30 Meet HARR-E: The On-Demand Trash Robot 26:30 Revolutionizing the Postal Delivery Fleet 28:15 Why You Shouldn't Over-Engineer Sensors 30:30 The Hidden Power of Strategic Sourcing 32:20 Level 5 Military Learnings 35:10 Waiting for Physical AI's ChatGPT Moment36:30 The Next 100 Years of Oshkosh --------About The Road to AutonomyThe Road to Autonomy is the definitive media brand covering the Autonomy Economy™. Through our podcasts, newsletter, and proprietary market intelligence, we set the narrative for institutional investors, industry executives, and policymakers navigating the convergence of automation, autonomy, and economic growth.Join institutional investors and industry leaders who read This Week in The Autonomy Economy every Sunday. Each edition delivers exclusive insight and commentary on the autonomy economy, helping you stay ahead of what's next. Subscribe today for free: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the ASC Podcast with John Goehle, we discuss the impact of recent weather events, provide an update on the New York City Nurses strike and how it could impact ASCs, introduce our upcoming Director of Nursing and Administrators Bootcamps, and in our focus segment begin our year-long deep dive into artificial intelligence with Mat Giladi from Ambusun.   This episode is sponsored by Surgical Information Systems, RFX Solutions, Medserve and  Ambulatory Healthcare Strategies.     Notes and Resources from this Episode: Announcing our upcoming Bootcamps! Director of Nursing Bootcamp April 7-10  Administrator's bootcamp - May 26-29 For More Information, go to: https://conferences.asc-central.com/bootcamps/ ASC Central: ASC Central, a sister site to http://ascpodcast.com provides a link to all of our bootcamps, educational programs and membership programs! https://conferences.asc-central.com/ Join one of our Membership Programs! Our Patron Program: Patron Members of the ASC Podcast with John Goehle have access to ASC Central - an exclusive membership website that provides a one-stop  ASC Regulatory and Accreditation Compliance, Operations and Financial Management resource for busy Administrators, nurse managers and business office managers.  More information and Become Member The ASC-Central Premium Access Program A Premium Resource for Ambulatory Surgery Centers including access to bootcamps, education programs and private sessions More Information and Become a Premium Access Program Members Today! Important Resources for ASCs: Conditions for Coverage: https://www.ecfr.gov/cgi-bin/text-idx?c=ecfr&rgn=div5&view=text&node=42:3.0.1.1.3&idno=42#se42.3.416_150 Infection Control Survey Tool (Used by Surveyors for Infection Control) https://www.cms.gov/Regulations-and-Guidance/Guidance/Manuals/downloads/som107_exhibit_351.pdf Updated Guidance for Ambulatory Surgical Centers - Appendix L of the State Operations Manual (SOM) https://www.cms.gov/Regulations-and-Guidance/Guidance/Manuals/downloads/som107ap_l_ambulatory.pdf https://www.cms.gov/medicareprovider-enrollment-and-certificationsurveycertificationgeninfopolicy-and-memos-states-and/updated-guidance-ambulatory-surgical-centers-appendix-l-state-operations-manual-som Policy & Memos to States and Regions CMS Quality Safety & Oversight memoranda, guidance, clarifications and instructions to State Survey Agencies and CMS Regional Offices. https://www.cms.gov/Medicare/Provider-Enrollment-and-Certification/SurveyCertificationGenInfo/Policy-and-Memos-to-States-and-Regions Other Resources from the ASC Podcast with John Goehle: Visit the ASC Podcast with John Goehle Website Books by John Goehle Get a copy of John's most popular book - The Survey Guide - A Guide to the CMS Conditions for Coverage & Interpretive Guidelines for Ambulatory Surgery Centers 

Freight Industry Warning: The February 24 edition of the AgNet News Hour tackled a topic that affects every farmer, processor, retailer, and consumer in California — freight. Hosts Nick Papagni and Josh McGill devoted the program to a candid and urgent conversation with Mark Woods and Jose Nunez of Wildwood Express, who say the state's trucking industry is approaching a critical breaking point. Woods, who operates a 45-truck fleet based in Kings County, laid out the growing list of challenges facing California freight companies: rising fuel costs, increasing insurance premiums, emissions regulations, equipment mandates, licensing issues, and deteriorating road infrastructure. While growers often talk about water, labor, and regulation, Woods emphasized that none of it matters if product can't move. “If you can't get it to market, you're dead in the water,” McGill noted — a reality that applies to almonds, tomatoes, citrus, livestock, and every other commodity grown in the state. Fuel remains one of the largest burdens. California diesel prices run significantly higher than neighboring states, and with refinery closures looming, uncertainty around supply and future pricing adds another layer of stress. Woods warned that rising transportation costs inevitably trickle down to consumers — whether it's the price of produce, meat, or a restaurant meal. Insurance is another major pressure point. Freight companies are investing in advanced safety technology — including AI-powered monitoring systems and in-cab cameras — to reduce accidents and protect drivers. Yet despite those investments, insurance costs continue climbing. Woods said companies are doing everything they can to operate safely and efficiently, but margins remain razor thin. Regulatory complexity compounds the issue. Emissions testing requirements, equipment standards, and licensing enforcement create additional compliance hurdles. Woods expressed concern that smaller operators may not survive under the weight of expanding mandates, particularly as newer truck models become more expensive. The conversation also addressed workforce challenges. While interest in commercial driving remains steady, language requirements and licensing scrutiny are impacting available drivers. Meanwhile, California's poor road conditions accelerate wear and tear on already costly equipment. Papagni underscored a critical point: everything in your home — from food to furniture — was delivered by truck. Freight is not optional. It is foundational. As Woods put it, the trucking industry isn't asking for special treatment — just a level playing field and practical policies that allow companies to remain profitable while serving California agriculture. Part two of the freight discussion continues tomorrow.

Ohio ranks fifth in the nation for data centers. Does the development of this industry need more regulation?

Ohio ranks fifth in the nation for data centers. Does the development of this industry need more regulation?

This episode features Ivanny Franklin, Managing Partner at MedSight Capital, who brings a wealth of experience from her background in molecular biology and her decade-long tenure at NAMSA. The conversation centers on the shifting paradigms of medical device investment, specifically how the industry is moving away from service-based models toward a focus on clinical outcomes.Etienne and Ivanny explore the critical intersection of global regulatory bodies—such as the NMPA in China and the FDA in the US—and the necessity of a cohesive clinical evidence strategy. Ivanny emphasizes that for startups, understanding market-specific data requirements is not just a regulatory hurdle but a fundamental component of commercialization and investor conviction.The discussion also dives into the "patient empowerment" movement, fueled by the convergence of wearables, AI, and at-home monitoring. Ivanny shares her bullish outlook on technologies that give patients control over their data, while acknowledging the tension this creates for physicians and the ongoing need for rigorous regulatory oversight to ensure safety and effectiveness.Key Timestamps[03:15] Global Regulatory Strategy: Insights into the NMPA (formerly CFDA) and why China requires in-country clinical evidence.[07:42] Leveraging Data: How to run a single clinical trial to satisfy multiple global regulatory bodies.[10:18] The At-Home Monitoring Shift: The rise of wearables and OTC testing in the wake of COVID-19.[13:45] The "Data Gap": Addressing the friction between patient-gathered data and physician adoption.[18:22] Investment Non-Negotiables: Why revenue-generating companies and clear regulatory classifications are key for MedSight Capital.[23:10] Diligence and Deception: The importance of honesty regarding reimbursement codes and 510(k) vs. PMA paths.[27:45] SPV vs. Hedge Fund Models: A breakdown of how Special Purpose Vehicles allow family offices to be nimble in MedTech.Quotes"FDA and NMPA, for example, are quite strict in clinical evidence coming from in-country... as a startup, you really need to understand can we run a single trial with multiple global sites to achieve clearance cohesively." - Ivanny Franklin"I'm an advocate for [at-home monitoring]. I do think that's the future. However, there is concern around what types of information should patients be receiving and how are they going to act on that information?" - Ivanny FranklinTakeawaysRegulatory is the Roadmap: An investment is often "de-risked" based on the clarity of the regulatory path. If a founder cannot distinguish between a 510(k) and a PMA, it is a major red flag for investors.Harmonize Your Trials: To achieve "economies of scale" in clinical evidence, work with consultants to design trials that meet the stringent requirements of both the FDA and international bodies like the NMPA early on.

S6:E16 If you keep hearing about the short-term rental tax loophole but it feels confusing, this episode makes it easy-peasy to understand. We unpack how 100% bonus depreciation can create big paper losses that may offset active income when structured correctly. Loralyn Mears, PhD, aka "Dr. LL," brings you thoughtful conversations with entrepreneurs and small business leaders navigating visibility, leadership, and growth. Thank you for being here. Overview A lot of smart, high-earning people are trying to "do the right thing" financially, but they are quietly stuck in analysis paralysis, platform dependence, or bad assumptions about what's actually possible. This episode sits inside that tension: you want real assets and real leverage, but you also want clarity, guardrails, and a plan that does not take over your life. That's the difference between buying a property and building an asset that actually performs.

Where you host matters, but how you operate matters even more.In this episode of Thanks for Visiting, Sarah and Annette break down what it really means to host legally and responsibly in today's short-term rental landscape. From host-friendly states to high-risk markets, they explain why relying on outdated advice, spreadsheets, or assumptions can cost you everything.You'll learn how state and city regulations differ, why Airbnb won't protect you from illegal operations, and how professional hosts stay informed, compliant, and profitable long-term. This episode is a must-listen for anyone buying, operating, or scaling a short-term rental business.Resources mentioned:Thanks for Visiting Bootcamp: Join the waitlist!Mentioned in this episode:Working hard but not making the money you should? Join us for our live Priced & Profitable Bootcamp.Working hard but not making the money you should? Join us for our live Priced & Profitable Bootcamp.Working hard but not making the money you should? Join us for our live Priced & Profitable Bootcamp.

Parker Kligerman and Landon Cassill break down the Daytona weekend, dissecting fuel-saving strategies, pack racing dynamics, and Austin Hill's superspeedway dominance. They debate NASCAR's points system, the evolving Cup car package, and the impact of handling versus drag. The hosts also pitch a more objective licensing system for driver progression and touch on Formula 1's 2026 e-fuel regulations. Leave us a voicemail! https://moneylap.com Or email us! friends@themoneylap.com Timestamps: 00:00 - Intro 05:29 - Daytona Weekend Recap: Truck Series 07:12 - Handling at Daytona & O'Reilly Series 08:05 - Memorable Daytona 500 Weekend 10:51 - Fuel Saving & Pack Racing in Cup Series 15:21 - Drag, Downforce, and Racing Incentives 19:44 - Evolution of Fuel Saving Strategies 29:08 - Potential Solutions with Points Distribution 33:01 - Driver Licensing System Debate 40:26 - Team Resistance to Licensing Reform 45:04 - Licensing System Pros & Cons 48:30 - Daytona 500 Weekend Vibes & Attendance 49:59 - Tallest Owner, Shortest Driver 52:15 - Race Control & Caution Calls 56:27 - Points Racing & Playoff Implications 58:58 - Kyle Busch's High IQ Move 1:01:35 - O'Reilly Series: Beating Austin Hill 1:07:19 - Mental Edge & Superspeedway Psychology 1:11:52 - F1 2026 Regulations & Driver Reactions 1:18:32 - E-Fuels & F1's Sustainable Future 1:21:03 - Race Picks for Atlanta 1:24:00 - Outro (Timestamps are a rough timing and may require a little scrubbing to find the start of the topic) The Money Lap is the ultimate motorsport show (not a podcast) with Parker Kligerman and Landon Cassill professional racecar drivers and hilarious hosts taking you through the world of motorsports. Covering NASCAR, F1, Indycar, and more, they'll provide the scoop, gossip, laughs, and stories from the racing biz. With over 2400 unique products currently in stock, Spoiler Diecast boasts one of the largest inventories in the industry. We are NASCAR focused, offering a wide range of diecast and apparel options. But that's not all. We've expanded our catalog to include diecast for dirt/sprint cars, Indycar, and F1. As passionate racing fans ourselves, we're constantly growing our offerings to cater to different forms of racing. Use promo code "moneylap" for free shipping for orders over $20. https://www.spoilerdiecast.com/ Copyright 2026, Pixel Racing, LLC. All Rights Reserved.

Episode 338 hosts Chloe McGrath (Founder & Director of The Aesthetic Collective from Sydney, Australia)⁠ In this episode we explore how cosmetic clinics should market and brand themselves in 2026. Chloe shares her background in aesthetics and explains why her agency works exclusively within the sector, prioritising compliance and close alignment with the regulators. We discuss common misconceptions including the belief that clinical skills alone can build a successful clinic and the serious risk of regulatory breaches when using a non-aesthetic marketing agency. Our conversation covers key growth drivers including the limitations of word-of-mouth referrals, the importance of multiple patient touchpoints before booking, and the challenge of accurately tracking attribution. We on practical, capacity-based marketing strategies for solo injectors versus scaling clinics, highlighting Meta ads as a cost-effective option when geographically and demographically targeted. 00:00 Introduction 04:15 Regulations, Compliance & Why Conservative Marketing Wins 06:37 Clinician vs Entrepreneur: How Mature Are Clinics in 2026? 10:58 When Marketing Goes Wrong: Distressed Clinics, Debt & TGA Letters 13:36 What Actually Drives Growth: Word of Mouth Limits & 7–10 Touchpoints 16:45 Content Myths: Posting Frequency, Quality vs Spam & The Algorithm 19:17 Brand Foundations: Defining Your Identity, Values & Target Patient 22:41 Men in Aesthetics: Why It's Still 90% Women + The Longevity Angle 27:39 What Makes a Clinic Successful Now: Beyond Price & Chain Clinics 29:10 Scaling the Team: Getting Patients to Trust New Injectors 32:22 Capacity vs Growth: Balancing Regulars, New Patients & Rebookings 33:24 Choosing Your Business Model: Solo Injector vs Scaling a Clinic 37:28 Branding Beyond a Logo: Consistency Across Every Touchpoint 41:14 Culture Is the Brand: Team Energy, Retention & Patient Experience 44:12 From DIY to Pro: Rebrands, Diplomacy & Why Cohesion Builds Credibility 45:51 Marketing Budgets That Work: Meta Ads, Content Shoots & What to Spend 55:35 Word of Mouth vs Acquisition: Retention Math & Why You Still Need Marketing 57:49 Action Steps + The Future: Fix Your Basics, Sanity-Check Messaging & Wrap-Up ALL IA LINKS & CONTACT INFORMATION JOIN THE WAITING LIST FOR IA COMMUNITY (OUR NEW APP)  

On today's Consumer Finance Monitor podcast, we are releasing an episode about a timely and wide-ranging discussion on one of the most significant and fastest-evolving developments in commercial finance: the rapid "consumerization" of small business lending law. In this episode, host Alan Kaplinsky welcomes Louis Caditz-Peck, Executive Director of the Responsible Business Lending Coalition (RBLC), for an in-depth conversation about the proliferation of state small business lending protection statutes, the policy debates driving them, and what they mean for lenders, fintechs, banks, and small business borrowers. From Self-Regulation to State Law: How We Got Here For decades, commercial lending operated under a fundamentally different regulatory framework than consumer credit. The prevailing assumption was that business borrowers were sophisticated, negotiated their transactions, and did not need standardized disclosures or suitability-type protections. That assumption has eroded. As Louis explains, since the financial crisis, and particularly with the growth of online and fintech lending, small business financing has changed dramatically. Community banks have pulled back. Non-bank online platforms have expanded. New products, including merchant cash advances and other revenue-based financing arrangements, have proliferated. At the same time, concerns have grown about: Opaque pricing structures Misleading "interest rate" representations Broker incentives that steer borrowers into higher-cost products Repeated refinancing of unaffordable obligations These concerns led to the development of the Small Business Borrower's Bill of Rights, a set of industry standards first launched in 2015 at the Aspen Institute by a coalition of lenders, small business groups, and nonprofit advocates. What began as a voluntary, self-regulatory effort quickly became a blueprint for legislation. California's SB 1235 in 2018 marked the first major small business truth-in-lending law. Since then, according to Louis, 19 small business financial protection laws have been enacted across multiple states, with California and New York leading the way. The "Consumerization" of Small Business Lending A central theme of the episode is whether we are witnessing the "consumerization" of small business lending. Many of the new state laws borrow heavily from consumer credit concepts, including: APR-style cost disclosures Total cost of financing disclosures Payment schedule requirements Prepayment and fee transparency Restrictions on certain contractual provisions Some states have layered on licensing or registration requirements for small business finance providers. Others incorporate or supplement state UDAP (unfair and deceptive acts and practices) standards, which may apply to certain business-to-business transactions as well as consumer transactions. The policy rationale is straightforward: many "Main Street" businesses are effectively sole proprietorships or closely-held operations without in-house finance or legal teams. Legislators increasingly view these borrowers as closer to consumers than to large corporations with treasury departments and inside or outside counsel. As Alan and Louis discuss, the regulatory shift raises serious operational and compliance challenges, particularly given the state-by-state patchwork of requirements. The Compliance Conundrum: Patchwork and Harmonization A recurring concern is whether the proliferation of state laws imposes disproportionate burdens on smaller lenders and startups, especially compared to large institutions with robust legal and compliance infrastructures. Louis emphasizes that RBLC has actively worked to promote interstate harmonization, particularly between California and New York. For example: Advocating for standardized disclosure forms that can be used in multiple states Aligning definitions and disclosure triggers Encouraging estimated APR calculations for revenue-based financing However, not all states have followed a harmonized approach. Some laws, particularly those focused narrowly on merchant cash advances, have created divergent requirements, complicating multi-state compliance. As Alan notes, the trend presents both risk and opportunity for lenders and their counsel. The regulatory environment is no longer static. Companies offering small business financing must assume that: Cost disclosures will likely be required in more states Registration or licensing may apply Enforcement risk—particularly under state UDAP statutes—will increase Section 1071 and Federal Uncertainty The episode also explores the role of the CFPB under Section 1071 of the Dodd-Frank Act, which requires data collection on small business lending to: 1.     Identify potential discrimination, and 2.     Assess whether certain markets are underserved. The CFPB finalized its 1071 rule in 2023 under then Director Rohit Chopra. Multiple legal challenges followed. Under the current administration, a notice of proposed rulemaking has sought to scale back and slow implementation. At the same time, the Federal Trade Commission has signaled an interest in using its enforcement authority to address unfair or deceptive acts or practices affecting small businesses—underscoring an intriguing tension within federal regulatory policy. As Louis observes, the debate is not simply about reducing or expanding government. It is about how government authority will be used and whether transparency and enforcement will be advanced through rulemaking, litigation, or state initiatives. Merchant Cash Advances and Revenue-Based Financing A particularly nuanced part of the discussion focuses on merchant cash advances (MCAs) and other sales-based financing products. These arrangements typically involve: An advance of funds in exchange for a fixed repayment amount Payments tied to a percentage of daily or periodic sales Variable duration depending on business performance RBLC's position, as Louis explains, is product neutral. The coalition does not advocate banning product categories or imposing rate caps. Instead, it focuses on responsible practices, including transparent pricing and assessment of ability to repay. Importantly, none of the major state lending protection laws impose interest rate caps. The emphasis is on disclosure and market transparency rather than price regulation. Who Is Covered—and Who Is Not? Most state small business truth-in-lending statutes apply to financing of $500,000 or less (with some variation, such as New York's $2.5 million threshold following gubernatorial revision). Coverage often includes: Closed-end loans Open-end lines of credit Sales-based financing/MCAs Factoring (in some states) Banks are generally exempt from these statutes, though non-bank "providers" presenting the offer of credit may still have disclosure obligations even in bank partnership models. As Alan highlights, this raises interesting competitive and policy questions about level playing fields across banks and non-banks. Looking Ahead to 2026 Both speakers agree: this trend is not going away. With significant percentages of small business owners reporting difficulty accessing affordable capital—and a substantial minority reporting harm from predatory practices—state legislators remain motivated to act. The key policy question is not whether regulation will expand, but how. Well-designed transparency frameworks can: Promote price competition Reward responsible innovation Improve borrower decision-making Poorly harmonized or overly rigid frameworks, however, risk increasing compliance costs and reducing credit availability. As Alan notes in his closing remarks, small business finance regulation is becoming a core area of growth for law firms and compliance professionals historically focused on consumer financial services. The line between consumer and commercial finance continues to blur.  Alan noted that the Consumer Financial Services Group which he founded and chaired for 25 years has counseled and represented small business lenders for decades. For lenders, fintechs, banks, and their advisors, understanding these developments is no longer optional—it is essential. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

with Brad Friedman & Desi Doyen

Gregory Copley argues Europe suffers from a leadership vacuum caused by post-WWII dependency on the US and bureaucratic corrosion within the EU, with economic recovery requiring slashing regulations as current welfare models become unsustainable amidst geopolitical threats.1900 BRUSSELS PLACE OF MARTYS

Meg and Spanners are here to ask all the burning questions around this new round of testing and regulation sets. They are joined by Matthew Somerfield to get the technical perspective on all things Formula One concerning these new rules, what teams to look out for, and who will dominate this coming season. (00:00) Intro (01:31) Should We Be Worried, Really? (04:34) New Engines, New Problems? (13:58) New Vocab Lesson! (23:08) Top Tracks to Watch in 2026 (30:01) Is Red Bull All Hype? (33:32) Audi and Cadillac Outlooks (41:08) Will Mercedes Dominate? Hosts: Megan Schuster and Spanners Ready Guest: Matthew Somerfield Senior Producer: Steve Ahlman Learn more about your ad choices. Visit podcastchoices.com/adchoices

After the 2008 housing market crash, new rules required banks hold capital reserves proportional to the home loans they issued. In response, banks issued fewer mortgages and non-banks filled in the gap. Easing those rules — which the Fed is considering — could make it a bit easier for Americans to get a mortgage. Also in this episode: Vaccine research and development suffers under federal funding cuts, home builders give industry sentiment updates, and physical media sees a comeback.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

After the 2008 housing market crash, new rules required banks hold capital reserves proportional to the home loans they issued. In response, banks issued fewer mortgages and non-banks filled in the gap. Easing those rules — which the Fed is considering — could make it a bit easier for Americans to get a mortgage. Also in this episode: Vaccine research and development suffers under federal funding cuts, home builders give industry sentiment updates, and physical media sees a comeback.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

The Trump administration has rescinded the Environmental Protection Agency's “endangerment finding,” the scientific finding that greenhouse gas emissions harm the public. We discuss what's behind the change and what it could mean for Americans.This episode: senior White House correspondent Tamara Keith, climate correspondent Jeff Brady, and political correspondent Ashley Lopez.This podcast was produced by Bria Suggs and edited by Rachel Baye.Our executive producer is Muthoni Muturi.Listen to every episode of the NPR Politics Podcast sponsor-free, unlock access to bonus episodes with more from the NPR Politics team, and support public media when you sign up for The NPR Politics Podcast+ at plus.npr.org/politics.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

The administrator of the Environmental Protection Agency is expected on Thursday to repeal a scientific finding that requires the federal government to fight global warming. The move is the latest push by the Trump administration to wipe out climate regulations in the United States.Lisa Friedman, a New York Times reporter who covers climate policy, has spent the past few weeks piecing together the inside story of how a small group of activists turned its goal of rolling back environmental protections into reality.Guest: Lisa Friedman, a reporter covering climate policy and politics at The New York Times.Background reading: President Trump's allies are near a “total victory” in wiping out a central U.S. climate regulation.Four Trump allies have been a driving force behind the administration's efforts to rollback the rule.Photo: Evelyn Hockstein/ReutersFor more information on today's episode, visit nytimes.com/thedaily. Transcripts of each episode will be made available by the next workday.  Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.