The Christian Retirement Show

Hello! And welcome to this week's episode of the Christian Retirement Show. Today we are continuing our series on the hidden Retirement Killers lurking just under the surface for people who are retired or are preparing for retirement and how to beat them! This week we're talking about the biggest fear I hear from retirement savers which is longevity risk!   On today's show we cover what longevity risk is, it's causes, and how to overcome longevity risk so you can have a successful retirement!   Causes:   Over-spending- If your lifestyle over reaches your resources you are going to have a rough time in retirement. You may start depleting your savings & investments quickly or it may be a slow burn, but one way or another spending too much will be disastrous for your retirement plans.   Investment performance- Most retirees rely on investments to fund their retirement goals. In simple terms- inflation and the cost of living just can't usually be funded using savings in a checking account. If investment returns during your retirement do not reach certain benchmarks- whether from poor investment decisions or poor overall market performance. This can seriously jeopardize your retirement success and be a significant challenge to overcome.    Living longer than expected- As we discuss modern medical advancements and knowledge on how to take care of our bodies has led to quickly increasing life expectancies and higher quality of life. This means that you not only have a greater chance of living longer but also have living a high-quality lifestyle as well. Now while this is great news and the alternative is not great, this can be a cause of serious concern and anxiety when retirees must face the reality of funding a retirement that is much longer than they ever thought possible.    Retirement Solutions:   Budget realistic expectations of retirement spending prior to your retirement date- What this allows you to do is head into retirement with your eyes wide open as to how much you need to live your desired lifestyle and if the resources at your disposable can fund that lifestyle. A great way to do this is by looking at your current level of spending and using that is a gauge for how much you will likely spend once retired.   Have a quality investment plan in place- that is built to withstand ups and downs in the market. This means being well diversified and not taking more risk than you are a) comfortable taking and b) should take in order to not jeopardize your retirement savings.    Build a retirement plan- What a retirement plan allows you to do is take all of your lifestyle needs- daily spending, travel, big expenses; all of your resources including retirement savings, pensions, annuities, & social security. And then run calculations to ensure your desired lifestyle can be funded by your resources.   Resources in Show:   Christian Retirement Planner Website- https://www.christianretirementplanner.com/ Free Retirement Assessment- https://www.christianretirementplanner.com/your-free-retirement-assessment Weekly Money Bible Verse- https://www.biblegateway.com/passage/?search=Malachi%203%3A10&version=NIV Listen on Apple- https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100  Listen on Spotify- https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=izRw1lYiQqS0kOBE3hxUpQ

And welcome to this week's episode of the Christian Retirement Show. Today we are starting our series on The hidden Retirement Killers lurking just under the surface for people who are retired or are preparing for retirement and how to beat them! This means we are going to be spending the next few week's talking about 1 of 4 different retirement killers, what they are, why they are important and what you can do to combat them. To begin we are going to be talking about one of the biggest retirement killers out there and a risk that not many people know about!   First Hidden Retirement Killer- Sequence of Returns Risk   Sequence of return risk is the risk that you might retire right when the market takes a significant drop, leaving you to start taking income from your retirement savings when your account is significantly lower than its highest value.   To combat this retirement risk there are two great retirement strategies you can employ:   Start lowering the risk you are taking in your retirement investments as your near retirement and just after you retire. Keep 6 months to 2 years' worth of living expenses in cash in your retirement savings leaving the rest invested. What this allows you to do is to weather any bear markets or short-term downturns in the market without having to sell investments at a low price in order to fund your retirement income needs.   If you are looking for a Christian Financial Planner, you are in the right place. Visit Christianretirementplanner.com or email me at eric@schrumpw.com to start our no cost, no obligation free retirement assessment which allows you to gauge our firm and if we might be a great fit to help you in your retirement planning!   Resources in Show: Christian Retirement Planner Website: https://www.christianretirementplanner.com/ Free Retirement Assessment: https://www.christianretirementplanner.com/your-free-retirement-assessment Michael Kitces Sequence of Return Risks Article: https://www.kitces.com/blog/understanding-sequence-of-return-risk-safe-withdrawal-rates-bear-market-crashes-and-bad-decades/

Today I'm talking about if now is the right time for a retirement saver or retiree to invest in the stock market. But the answer to this question has a twist! So, if you're ready to hear unbiased retirement advice and not someone trying to sell you a product, then this episode is for you!   Key Take Aways:   Time in the market beats timing the market The future is unpredictable Personal finance needs to be just that- Personal   How to listen to today's show:   On Apple: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 On Spotify: https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=DnJ7cAotSai8yYTlNirRlw   Episode Links & Resources: Retired or nearing retirement? Get a Free Retirement Assessment: https://www.christianretirementplanner.com/your-free-retirement-assessment Christian Retirement Planner Website: https://www.christianretirementplanner.com/

Welcome to this week's episode of the Christian Retirement Show! In today's episode we discuss Biblically responsible investing- What it is, pros & cons, and how we at Schrum Private Wealth Management implement BRI for our clients.   Show Outline:   What is Biblically Responsible Investing?   Biblically responsible investing is the process of investing your money in companies whose business practices align with biblical values. Another way to think of BRI is screening out companies who engage in practices which are contrary to biblical values. Often these values are things such as companies who profit from abortion pharmaceuticals, engage in slavery within their supply chains, profit from pornography, the current gender trends, all the way to possible alcohol, tobacco, and gambling sales.   What are pros & cons of Biblically Responsible Investing?   Pros:  • Christian's now have an option to align their faith & finances • Be part of a growing movement with better investment selection • Enact change in the culture through investing   Cons: • Higher fees than average • Mostly Actively Managed Investments • Can be marketed in a legalistic way.   If you are interested in how you can implement Biblically Responsible Investing in your portfolio, we'd love to help. Visit Christianretirementplanner.com or email me at eric@schrumpw.com   Resources in Show:   Christian Retirement Planner Website: https://www.christianretirementplanner.com/ Free Retirement Assessment: https://www.christianretirementplanner.com/your-free-retirement-assessment Episode 7 with Robert Netzly: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100?i=1000515052460  Listen to the Show online: https://www.christianretirementplanner.com/blog-01 Listen to the show via apple: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 Listen to the show via Spotify: https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=DnJ7cAotSai8yYTlNirRlw 

Hello everyone and welcome to this week's show! For today's episode I thought we would discuss something that is always on everyone's mind and also is more light hearted than last week's episode. Which if you missed I highly recommend going back and listening to because we discussed the tragic situation in Ukraine happening right now and how that might affect your retirement. Plus, in that episode I share 2 strategies you can employ as a retirement saver or retiree to combat volatility and global uncertainty to ensure you are growing but also protecting your money for your future.   7 Best Ways to Save Money in 2022: Track your expenses not your budget Put together a plan to pay off debt Meal plan the week ahead Put together a savings plan Cancel unused subscriptions Don't shop at brand name stores Find fun things to do in your hometown that don't cost a fortune!   I had a blast putting together this list, so please share what you do to save money and enhance your life at the same time! If you are looking for a financial advisor in Raleigh, NC, a financial planner in Raleigh, NC, or a financial planner that has the ability to work with you wherever you are and shares your Christian Faith then you are in the right place. Visit www.christianretirementplanner.com to learn more.   Resources in Show:  Christian Retirement Planner: www.christianretirementplanner.com Free retirement assessment: https://www.christianretirementplanner.com/your-free-retirement-assessment Listen to the show online: https://www.christianretirementplanner.com/blog-01 Listen to the show on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 Listen to the show on Spotify: https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=DnJ7cAotSai8yYTlNirRlw   Last weeks show about the Ukraine and Russia Conflict: Online- https://www.christianretirementplanner.com/blog-01/how-russiaukraine-conflict-effects-your-retirement Via Apple Podcasts- https://podcasts.apple.com/us/podcast/ep-25-how-the-russia-ukraine-conflict-effects-your/id1530097100?i=1000552770195  Via Spotify- https://open.spotify.com/episode/7pgmLhIpurMTQB201LrwaO?si=94397a5c364d4b45   

Welcome to this week's episode of the Christian Retirement Show! This week we are discussing the conflict between Russia & Ukraine, what this means for your retirement ,and 2 retirement strategies you can implement in times such as these.   Show Outline: As I type, Russia has continued to escalate the conflict in Ukraine but has been frustrated by the valiant resistance of the Ukrainian military and civilian population. In addition, both Europe and the United States have imposed significant social and economic sanctions.  With all of this in mind, it may seem like a bleak outlook for the U.S. stock market but what we've seen is that on average the SP 500 has ben up by over 13% one year after global conflicts and while each conflict is different we don't foresee this war between Ukraine & Russia have a long-term effect on the U.S. stock market outside of oil/gas prices. As a retiree this means having a financial plan which can weather the short-term volatility conflicts like this cause is paramount. To help you in your retirement planning there are two retirement strategies I'd like to share with you. 1) Keep 6 months – 2 years of retirement income in cash in your portfolio. 2) Have different investment buckets for different time horizons. To explore working with a Christian Financial Advisor and CFP® professional got to www.christianretirementplanner.com or email Eric at eric@schrumpw.com.   Resources in today's show:   Christian Retirement Planner website: https://www.christianretirementplanner.com/ Get Your Free Retirement Assessment: https://www.christianretirementplanner.com/your-free-retirement-assessment How The Market Reacts to War: https://seekingalpha.com/article/4488660-how-stock-market-reacts-war-based-crash   How to Listen to today's show: Via Web: https://www.christianretirementplanner.com/blog-01 Via Apple: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 Via Spotify: https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=cdANypiGQcqroCk0ATQxgA&dl_branch=1  

On this week's Christian Retirement Show, CFP Professional Eric Schrum discusses what Retirement should look like for Christians. It's a question which is asked often and the answer is Yes, retirement should look different for Christians! During the episode Eric shares 2 take-aways from romans 15:15-24 for the retiree or for someone who is nearing retirement: 1. God has a calling for you now and in retirement, and that calling is different for everyone. 2. Your retirement is going to look different because of the hope and purpose you have on your life. If you are someone who is nearing retirement or in retirement and are in need of an investment plan, and retirement plan, or both, go to www.christianretirementplanner.com and click “Free Assessment” to start the process or simply email eric@schrumpw.com.     Resources in today's show:   Christian Retirement Planner website: https://www.christianretirementplanner.com/ Get Your Free Retirement Assessment: https://www.christianretirementplanner.com/your-free-retirement-assessment How to Listen to today's show- Via Web: https://www.christianretirementplanner.com/blog-01 Via Apple: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 Via Spotify: https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=cdANypiGQcqroCk0ATQxgA&dl_branch=1 Today's Bible Verse: https://www.biblegateway.com/passage/?search=Romans%2015%3A15-24&version=NIV Eric featured in Business Insider: https://www.businessinsider.com/personal-finance/what-financial-advisors-think-of-early-retirement-2021-11

Welcome to this week's episode of The Christian Retirement Show! Today we are talking about 3 ways to access your retirement savings early…penalty free! You heard that right!    Typically went it comes to retirement accounts and generating retirement income in an early retirement, a retiree must wait until the fateful age 59 ½ before accessing their funds. This is because withdraws prior to age 59 ½ incur a 10% penalty! But take hope, there are a number of strategies which allows retirement savers to start retirement income early.   1. The Rule of 72t allows you to take substantially equal payments early each year from an IRA account as long as you take those withdraws foe 5 years or until you reach age 59 ½ 2. The rule of 55 allows you to withdraw retirement money from your current employers 401k early as long as you retire age 55 or later. 3. You are able to access contributions in a roth ira at any time penalty and tax free! If you and a spouse saved $6k per year into a roth ira for 25 years that would amount to $300k you could access prior to age 59 ½. Not bad!   If you are in need of a retirement or investment plan, visit www.christianretirementplanner.com or email eric@schrumpw.com   Resources in today's show:   Christian Retirement Planner website: https://www.christianretirementplanner.com/ Get Your Free Retirement Assessment: https://www.christianretirementplanner.com/your-free-retirement-assessment Eric featured in Business Insider: https://www.businessinsider.com/personal-finance/what-financial-advisors-think-of-early-retirement-2021-11 How to Listen to today's show- Via Web: https://www.christianretirementplanner.com/blog-01 Via Apple: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 Via Spotify: https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=cdANypiGQcqroCk0ATQxgA&dl_branch=1

On this week's Christian Retirement Show CFP® Professional Eric Schrum talks about the number 1 threat to your retirement investments and how to thwart it!    Recently Dalbar, INC. released a shocking study that has high importance to retirement savers. Dalbar's study showed that while the SP 500 over a 20 year period returned over 6% per year, the average stock market investor returned just over 4%. A gap of almost 2% per year.    But the news get's worse. A a retirement investor and saver you are likely in that camp! But don't worry, Eric shares 3 ways to overcome this retirement risk.    First, Eric Shares that the foundation of winning in investing and retirement planning is to have a written financial plan that acts as a map for all of your financial decisions.   Second, Eric shares that often the best course of action is scary markets is actually taking no action at all! As Gene Fama says “Your money is like a bar of soap, the more you handle it the less you'll have.”   Finally, Eric shares that having a basic education on the history of the stock market can help demonstrate that although sometimes market downturns feel scary, history shows us markets recover and grow over the long term!   Resources in today's show:   Christian Retirement Planner website: https://www.christianretirementplanner.com/ Get Your Free Retirement Assessment: https://www.christianretirementplanner.com/your-free-retirement-assessment Link to Dalbar's study: https://www.thebalance.com/why-average-investors-earn-below-average-market-returns-2388519 How to Listen to today's show- Via Web: https://www.christianretirementplanner.com/blog-01 Via Apple: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 Via Spotify: https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=cdANypiGQcqroCk0ATQxgA&dl_branch=1

Welcome! To this week's episode of the Christian Retirement Show! We are jumping back into our Top 10 market Surprises for 2022 and why they are important for Retirement Savers!  Joining us during our show is the founder and president of Schrum Private Wealth Management-and my father! Owen Schrum. Owen, received is CIMA® and MBA designations from the Wharton School of Business at The University of Pennsylvania and brings over 30 years of wealth management experience to Schrum Private Wealth Management. How to Listen to Today's Episode:  Christian Retirement Planner: https://www.christianretirementplanner.com/blog-01 Apple: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 Spotify:https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=cdANypiGQcqroCk0ATQxgA&dl_branch=1 Resources in Today's Episode: Christian Retirement Planner Website: https://www.christianretirementplanner.com/ Free Retirement Assessment w/ Eric: https://www.christianretirementplanner.com/your-free-retirement-assessment Eric Featured in Business Insider: https://www.businessinsider.com/personal-finance/what-financial-advisors-think-of-early-retirement-2021-11 Byron Wein's 10 Surprises of 2022: https://www.businesswire.com/news/home/20220103005259/en/Byron-Wien-and-Joe-Zidle-Announce-the-Ten-Surprises-of-2022 Owen's article on U.S. News & World Report: https://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/articles/why-investors-should-know-byron-wien

This week we are diving into Byron Wein's 10 surprises for 2022 and why they may be important for retirement savers! Each year for the past 37 years, legendary investor Byron Wein shares 10 surprises that could happen in the stock market and economy in the year ahead. These surprises are not guarantees, but rather events he thinks have a greater chance of happening than the average investor believes, making it a fun exercise to expand our knowledge as retirement investors. How to Listen to today's episode: Via christianretirementplanner.com: https://www.christianretirementplanner.com/blog-01 Via Apple: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 Via Spotify: https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=cdANypiGQcqroCk0ATQxgA&dl_branch=1 Resources in today's episode: Christian Retirement Planner Website: https://www.christianretirementplanner.com/ Free Retirement Assessment w/ Eric: https://www.christianretirementplanner.com/your-free-retirement-assessment Eric Featured in Business Insider: https://www.businessinsider.com/personal-finance/what-financial-advisors-think-of-early-retirement-2021-11 Byron Wein's 10 surprises of 2022: https://www.businesswire.com/news/home/20220103005259/en/Byron-Wien-and-Joe-Zidle-Announce-the-Ten-Surprises-of-2022

The end of the year is upon us which means there is a lot to do to get ready for 2022. One thing you do not want to neglect is making sure your finances are in order. As someone in retirement or someone who is preparing for retirement, you want to make sure that you take care of all the various financial planning items that become due on 12/31 of each year. On today's episode we start a series where we will address 3 financial planning tips you should consider before the year is over. Show Outline: To begin the episode CFP Professional Eric Schrum discusses the benefits of maxing out your 401k if you have extra money left over. These benefits included tax breaks and super charging your retirement account. Next, Eric shares an often overlooked topic but something that is crucial to all of your advisors working on the same page- Scheduling a meeting with your CPA & Financial Advisor. Finally Eric discusses the often complex topic of Tax Loss Harvesting! Resources Provided in this episode: Eric's feature in Business Insider- https://www.businessinsider.com/personal-finance/what-financial-advisors-think-of-early-retirement-2021-11 Christian Retirement Planner Website- www.christianretirementplanner.com Email Eric- eric@schrumpw.com Link to Show on Apple- https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 Link to Show on Spotify- https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=cdANypiGQcqroCk0ATQxgA&dl_branch=1

Today I'm talking about Retirement Planning, but not like you've ever heard it before. While we can talk about retirement strategies and retirement income plans until the sun goes down, shouldn't we first stop to ask ourselves, when is it wise to save for retirement and when do our retirement goals turn into sinful idols? On today's episode we are addressing a question I hear often which is, I want to save and invest for retirement, but I know the Bible tells me I should give. Sometimes the Bible even tells people to give everything away! Is saving for retirement sinful or should I feel OK about my desires for a secure financial future? How to Listen to this week's show: Listen in Apple: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 Listen in Spotify: https://open.spotify.com/show/2CvP6jKwvQM9UHCVNbAmVI?si=cdANypiGQcqroCk0ATQxgA&dl_branch=1 Episode Links and Free Resources Randy Alcorn's Article: https://www.epm.org/blog/2019/Sep/20/balance-scripture-saving-giving Christian Retirement Planner Site: https://www.christianretirementplanner.com/ Eric's Twitter: https://twitter.com/EricSchrum Eric's Linkedin: https://www.linkedin.com/in/ericschrum/ Listen to more Episodes: https://www.christianretirementplanner.com/blog-01

On this week's show we discuss one of the craziest financial stories of the year, how an “investor” turned a $8,000 investment into $5.7 billion dollars! We also examine a retirement article from the Motley Fool about Dangerous Retirement Myths. Are the main stream financial media articles about retirement worth paying attention to? We'll let you know in this week's episode. Outline of this episode: [1:15] Weekly Money Bible Verse [2:00] Dangerous Retirement Myths [2:15] Retirement Myth 1 [3:53] Retirement Myth 2 [5:11] Retirement Myth 3 [6:30] Retirement Myth 4 [9:20] How to turn $8k into $6 billion In summary, it's always best to do the extra research or hire a respected financial planner when it comes to your retirement plans so that you do not fall into the trap of relying on inaccurate information that sounds true but will lead you to make costly mistakes with your hard-earned retirement money. If you missed last week's Christian Retirement Show all about Social Security, be sure to go back and check that episode out here. In the episode we dive into whether social security is something you can rely on as you plan for retirement despite the fact that the Social Security Administration has projected the social security trust fund to be insolvent within 15 years. While this may sound scary, as a financial planner I share my thoughts around why I think retirees can rest soundly knowing their social security benefits will not be taken away. Resources mentioned in this episode: Motley Fool Website: https://www.fool.com/ Motley Fool Article on Retirement Myths: https://www.fool.com/retirement/2021/11/09/dontbuy-into-these-dangerous-retirement-money-myt/ Last Podcast Episode on Social Security: https://www.christianretirementplanner.com/blog-01/christian-retirement-show-ep-16-social-security-going-run-out Christian Retirement Planner Website: https://www.christianretirementplanner.com/ Eric's Twitter: https://twitter.com/EricSchrum Linkedin: https://www.linkedin.com/in/ericschrum/

Are you a Christian who is diligently saving for Retirement and stay up at night with that nagging question….”Is Social Security going to be there when I retire?” Or maybe you are a Christian who is already retired and your question is “Wow, I'm taking Social Security right now, is it going to go away?!? Well today we tackle that very important Social Security question. We look at an article on Market Watch written by Brett Arends which examines the effect Covid has had on the Social Security Trust fund, as well as the health of Social Security overall! Spoiler, it's not great! We also hear from some listener reviews and I share some exciting news about the launch of our new website made for listeners of this show and Christian's who are planning or in retirement. www.christianretirementplanner.com   Outline of this episode: [1:50] New website announcement [2:33] Listener Reviews [3:30] Social Security Market Watch Article Overview [7:00] Wharton School of Business review on Social Security Running Out [11:50] Authors Opinion on how to fix the Social Security Crisis [13:45] Eric Schrum's opinion on what will happen to Social Security To begin, the author outlines the warning from Wharton Professor Olivia Mitchell who warns Social Security could become insolvent by early 2029! This is an accelerated timeline from official Social Security projections which predict social security to run out in 2034, still not an optimistic date. Olivia Mitchell believes that covid has caused job losses that are lowering the social security tax being payed into the social security trust fund and has caused many workers near retirement to retire early, thus drawing down social security benefits earlier than expected. The original author Brett Arends then offers his solutions for fixing this crisis including, increasing the social security age (again), lowering the payout retirees receive from social security, as well as having the most wealthy Americans foot the bill for retirees social security. Fina;ly, Eric offers his opinion and tells retirees in or entering retirement to rest easier than the doomsday picture outlined in the article depicts. Eric believes social security will get picked up by the government and remain a retirement mainstay for the long-term. Resources and people mentioned in this episode: Market watch article by Brett Arends: https://www.marketwatch.com/story/social-security-could-be-insolvent-within-8-years-economist-warns-11629891784 Listener Reviews: https://podcasts.apple.com/us/podcast/the-christian-retirement-show/id1530097100 New Christian Retirement Website: www.christianretirementplanner.com

This week on The Christian Retirement Show, Eric talks about a topic that is sure to make people in the wealth management industry mad! That topic is 3 types of financial advisors you should avoid to have the best retirement and relationship with your financial advisor! To work with Eric, please email eric@schrumpw.com or visit www.schrumpw.com to start the conversation.

Today we have an amazing show for you! I sit down with the one and only Tec Clark to talk about the amazing underwater world, his career in scuba, and what a different approach to retirement can look like for Christians.   Be sure to check out God's Underwater World and use code: "GUW25" for 25% off! https://www.scubaguruacademy.com/p/gods-underwater-world To work with Eric go to schrumpw.com or email eric@schrumpw.com

To work with Eric please visit www.schrumpw.com or email eric@schrumpw.com On today's episode, Eric discusses a recent Kiplinger article titled into "3 Retirement Mistakes You May Be Making Right Now." Eric explores whether the investment news out there is reliable by highlighting the good and bad in this retirement advice article. Eric also talks about the modern space race between Jeff Bezos & Sir Richard Branson. To explore the retirement article further you can find it linked here: https://www.kiplinger.com/retirement/retirement-planning/603135/3-retirement-mistakes-you-may-be-making-right-now    

On this week's Christian Retirement Show Eric sits down with Author and Scholar Todd Von Helms to discuss his newest book "Before You Leave: For College, Career, & Eternity." Eric & Todd also discuss what the Bible has to say about finance, money, and how to be a great steward while not giving into legalism. To order Todd's book visit Amazon or Todd's Website. To work with Eric please visit Schrumpw.com or email eric@schrumpw.com  

On this week's episode of The Christian Retirement Show, host Eric Schrum discusses the best retirement accounts to use for retirement savings and how to use them. To work with Eric, please visit schrumpw.com or email Eric at eric@schrumpw.com.

On today's Christian Retirement Show, Eric is joined by Lindsay Wrege. Lindsay started 321 Coffee while in college to employ people with special needs and make a great cup of coffee in the process. To learn more about working with Eric you can visit www.schrumpw.com To learn more about 321 coffee visit their location at the Raleigh Farmers Market and visit their website at https://321coffee.com/ 

On this week's episode Eric shares 5 rules every one needs to follow to be successful planning and investing for retirement.   Eric is a CFP® professional who specializes in helping Christians plan and invest for retirement. To learn more about working with Eric please visit www.schrumpw.com and click "Free Portfolio Review" to start the conversation

In this show Wealth Management Advisor and CFP® Professional Eric Schrum talks about the crazy week in Bitcoin, Elon Musk, and Basics you need to know about Traditional IRAs.   As always, Eric is here for your Retirement Planning and Investing needs. You can visit www.schrumpw.com and click free portfolio review for a free retirement assessment!

Learn exactly what Biblically Responsible Investing is and how you can implement it in your investments with the founder & CEO of the world's largest BRI ETF provider, Robert Netzley.

On this week's episode Eric sits down with former All-American wrestler, Team USA Olympic Trialist, Ivy League Alumn, Div. 1 Coach, and fellow believer Adam Hall to discuss the financial and life lessons he's learned through challenges and success.

In this week's episode Eric discusses 5 things which may have an impact on the markets and the economy in 2021!

Eric speaks with Summit Church Campus Pastor John Muller and ask him all the questions you've always wanted to ask your pastor but haven't had the chance or the nerves to ask!

Eric explores 5 ways tangible ways Christians can win with money and how to implement them into your life!

Eric talks with Colo-rectal surgeon Dr. Jason Mizell. Dr. Mizell is an accomplished surgeon who also teaches the highest attended elective class at UAMS about personal finance and investing. In this week's episode Dr. Mizell & Eric discuss the financial lessons Dr. Mizell has learned through his career, what he teaches new Doctors about their finances, and what it's like to work in a demanding profession!  

On this episode of The Faith First Advisor Eric talks with Adam Burt about his journey playing 14 seasons in the NHL, becoming a pastor in New York City right after 9/11, becoming the NY Jets team chaplain, and the financial lessons he learned along the way.