Podcasts about Cima

For as long as we've had written history, money has held three important functions in our society: as a medium of exchange, a unit of account, and a store of value. But that last function has come under pressure over time due to the presence of inflation. Nathan discusses how our understanding of money has evolved over the millennia, and why it matters for our future. Also on MoneyTalk, what to look for when researching mutual funds. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 8/8/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

There are few periods in the 20th century that were more impactful to the global economy than the Iranian oil crisis and the revolution that followed. On this edition of our MoneyTalk Moment in Financial History, Nathan and Daniel tell the story of how Iran seized control of their oil industry from the British, and the ripple effects that it caused across the globe. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Special Guest: Daniel Sowa; Air Date: 8/6/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Mark Twain famously said, “There are lies, damn lies, and statistics“, and while it's true that numbers are often used creatively to benefit one party or another, statistics are one of the primary tools of a functioning society. Donna and Nathan walk us through some of the critical elements of our daily lives that rely on statistics, and why the firing of the head of the Bureau of Labor Statistics has garnered so much negative attention. Also on MoneyTalk, lessons from famed investor, Ray Dalio, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 8/7/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

EM CIMA DO LANCE 08-08-25

Com Renan Santos

Advisors and co-hosts Zachary Bouck, CIMA®, CFP®, and Austyn Garcia, recap our June 2025 portfolio meeting, discussing what happened in the markets over the last month, our approach to traditional asset allocation (cash, fixed-income, equities, and alternatives), and our general outlook for the next 6-12 months in the markets.  0:00 – Introduction to Weath Management & Action Items 3:07 – Lazy Money & Financial Spring Cleaning 6:29 – Market Overview & Economic Outlook 9:;22 – Investment Strategies & Market Predictions 12:10 – Emerging vs. Developed Markets 15:06 – The Future of Tech & Investment Opportunities 18:07 – Interest Rates & Economic Speculation 21:15 – Closing Thoughts & Future Trends Visit www.denverwealthmanagement.com to schedule a free consultation. 

Bienvenida de regreso a un nuevo episodio de Hacia la Cima!Hoy te comparto una historia personal sobre una situación que estoy atravesando y cómo la disciplina se ha convertido en mi ancla para seguir adelante. Te invito a reflexionar en qué áreas de tu vida has estado postergando actuar, esperando a que llegue la motivación o la inspiración.Este episodio es un recordatorio de que la disciplina puede ser una medicina poderosa y un llamado a tomar acción con intención.Gracias por Ser y por Estar! Este camino se recorre mejor acompañadas. Respira. Vamos despacio, juntas, Hacia la Cima.links:⁠⁠⁠⁠hacialacimapodcast/⁠⁠⁠⁠⁠⁠⁠Unete a la Comunidad: hacialacimapodcast⁠⁠⁠hacialacimapodcast@gmail.comMusic: Birds' forest song by ShidenBeatsMusic from Pixabay. Forest Lullaby by Lesfm from Pixabay

Back when most people earned pensions, retirement planning was pretty straightforward, but as soon as the 401(k) shifted the responsibility to the worker, mistakes were inevitable. Donna and Nathan cover some of the common mistakes they see people make with their 401(k). Also on MoneyTalk, saving for your non-retirement needs, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 8/5/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

EM CIMA DO LANCE 07-08-25

Joining me this week on the Grainmaker Wrestling Podcast, Andrew Delgado!   Andrew and I talk about how he first got involved with wrestling, what it was like participating in his first Wrestlemania Weekend, battling through injuries, dream opponents, training with Cima and so much more!!   Check it out!

EM CIMA DO LANCE 06-08-25

Brenda Cannon, Partner at Cannon & Associates, CPAs, shares how her firm rethought busy season by scheduling every tax return to prepare and control the workflow. From setting clear boundaries and prioritizing ideal relationships, to encouraging clients to file extensions, Brenda breaks down how intentional change can create a healthier, more sustainable work environment. Tune in to learn how to normalize a better busy season.  To find out more about transforming your business model, explore our business model transformation resources at aicpa-cima.com/tybm. You'll also see a link there to all of our previous podcast episodes. This is a podcast from AICPA & CIMA, together as the Association of International Certified Professional Accountants. To enjoy more conversations from our global community of accounting and finance professionals, explore our network of free shows here. Your feedback and comments welcomed at podcast@aicpa-cima.com

We often talk about the importance of promoting financial literacy in our society, but sometimes it can be hard to know where to look for good content. Nathan offers highlights from two books that offer valuable insights on managing money: Ben Carlson's “Don't Fall For It: A Short History of Financial Scams”, and Scott Patterson's “Chaos Kings: How Wall Street Traders Make Billions in the New Age of Crises”. Also on MoneyTalk, why many companies today choose to stock buybacks over paying dividends. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 8/1/2025; Original Air Dates: 7/19/2023, 8/23/2023 & 4/10/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

EM CIMA DO LANCE 05-08-25

Letâs be honest, none of us like thinking about our mortality, and this blind spot can often lead to procrastination with addressing important estate planning matters. Donna and Nathan discuss some of the more common estate planning mistakes and some simple steps you can take to ensure that your assets are protected for the long haul. Also on MoneyTalk, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/31/2025; Original Air Date: 7/25/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

En este episodio exploramos cómo las grandes tecnológicas como Microsoft, Meta, Apple y Amazon están redefiniendo el panorama con inversiones históricas en inteligencia artificial. Hablamos del sorpresivo impulso de OpenAI y Nvidia, la presión creciente sobre Google tras su disputa legal con Epic Games, y cómo la tecnología está impactando desde Wall Street hasta el sistema de salud británico. También analizamos la entrada de la NFL al mundo del high-tech con Hawk-Eye. Prepárate para una dosis intensa de innovación y estrategia corporativa.

Each year on Black Friday American shoppers spend billions of dollars on goods, but what you may not know is that the original black Friday was anything but a boon for the economy. On this edition of our MoneyTalk Moment in Financial History, Nathan covers the events of Black Friday 1869, the historic market crash driven by plummeting gold prices, and the greed and ambition of one of the wealthiest and most infamous characters of the time, Jay Gould. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 7/30/2025; Original Air Date: 8/14/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

The global finance function is undergoing profound transformation, driven by technology (AI, automation, blockchain), evolving regulations (ESG, cryptocurrency, data privacy), and heightened demands for strategic insight. In this dynamic landscape, professional certifications and continuous education are no longer merely advantageous; they are fundamental to relevance, competence, and career progression.In this PodChats for FutureCFO, we are joined by Guru Balasubramanian, chairman, CIMA Hong Kong SAR to share with us his observations and perspective on the finance profession in Hong Kong.1.       With AI automating core tasks (reconciliation, reporting), which advanced technical skills (data science, predictive analytics, blockchain auditing) will become essential for accountants to remain indispensable in 2025/2026? 2.       How can professionals effectively navigate the cost barrier of prestigious certifications (CIMA, ACCA, CPA) while managing living expenses in high-growth but sometimes lower-wage Asian economies? 3.       What innovative learning formats (micro-credentials, AI-powered personalised learning, virtual reality simulations) will best address the severe time constraints faced by working professionals across Asia? 4.       Beyond technical skills, which critical 'soft' skills (strategic communication, ethical leadership in complex environments, cross-cultural collaboration) will be paramount for finance leaders in Asia's diverse markets? 5.       How can professional bodies and employers better collaborate to make continuous learning genuinely integrated, affordable, and recognised within career progression paths? 6.       With ESG reporting becoming mandatory in more Asian jurisdictions, how can accountants swiftly gain the necessary expertise in sustainability accounting frameworks and assurance? 7.       What strategies are most effective for maintaining the relevance and portability of my existing qualifications amidst rapid technological and regulatory change across different Asian markets? 8.       How will the rise of alternative credentials (digital badges, specialised nano-degrees) complement or challenge traditional accountancy certifications? 9.       What ethical considerations and new risk management competencies are emerging due to increased data usage, AI in finance, and cybersecurity threats specific to the Asian operational context? (Future Focus: Ethics & Risk)10.   What is your advise for finance professionals in the AI digital era?11.   How should a finance professional approach the fear of losing relevance with AI? (rewrite)

EM CIMA DO LANCE 01-08-25

Buying a single family home today is harder than ever, and one reason is the increase in corporate investors coming to the table with cash to flip or acquire these homes as rental property. Donna and Nathan discuss how competition from corporate investors is making home ownership nearly unattainable for first-time buyers, and measures that some state governments are taking to attempt to even the scales. Also on MoneyTalk, common IRA misconceptions, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 7/29/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Uma mosca morta, um gato gordo e um gato gatuno!

There is a common misconception that estate planning is exclusively for the rich, but many of the legal tools that estate attorneys provide are useful for people from all walks of life. Nathan speaks with estate planning attorney and long time friend of the show, Andy Nault, to discuss some estate planning documents that you should consider having in place, how to avoid some common mistakes, and much more. Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Andy Nault; Air Date: 7/25/2025; Original Air Date: 6/6/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

¡Hola, hola! En este episodio conversamos sobre la herramienta de Journaling, que es basicamente llevar un diario, escribir para conocerte, para liberar, para sanar y para sacar lo que llevas en lo mas profundo.Estamos juntas creando nuestro bolso de herramientas en este camino de conexion interior. Espero que lo disfrutes y que logres conectar contigo. Te envio un abrazo!Gracias por Ser y por Estar! Este camino se recorre mejor acompañadas. Respira. Vamos despacio, juntas, Hacia la Cima.links:⁠⁠⁠hacialacimapodcast/⁠⁠⁠⁠⁠Unete a la Comunidad: hacialacimapodcast⁠⁠hacialacima@gmail.comMusic: Birds' forest song by ShidenBeatsMusic from Pixabay. Forest Lullaby by Lesfm from Pixabay

Choosing your financial advisor is a decision a that should not be taken lightly, because any professional relationship that could span decades is worthy of a formal vetting process. Donna and Nathan discuss the questions you should ask when shopping around for a new financial advisor. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/22/2025; Original Air Date: 3/21/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

The steam engine was among the first major innovations of the industrial era, and also one of the first monopolies in our nation's history. On this edition of our MoneyTalk Moment in Financial History, Nathan and Daniel take us through the history of the steam engine from the innovations of James Watt, to the monopoly that fed the early growth of the Industrial Revolution, they explore how steam power reshaped industries, transportation, and society itself. Also on MoneyTalk, budgeting best practices, and some unique takes on retirement living. Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Daniel Sowa; Air Date: 7/23/2025; Original Air Dates: 5/24/2023 & 10/24/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Ever since the advent of index funds and ETFs, the industry has debated the value provided by mutual fund managers, especially with passive alternatives available at lower cost to investors. Donna and Nathan consult the data and discuss the benefits and drawbacks of active and passive investments. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/17/2025; Original Air Date: 12/20/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

We try to take a calculated approach to decision making with our money, but more often than not, those decisions are driven by emotions. Donna and Nathan use the framework of behavioral finance to explain the role the investment advisor can play in helping to offset some of our counterproductive tendencies. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/18/2025; Original Air Date: 1/27/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

On this episode of MoneyTalk, Nathan discusses a new strategies for unused 529 savings, how to lower your tax bill with qualified charitable distributions, challenges with budgeting, and how to determine your risk tolerance. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 7/21/2025; Original Air Date: 8/22/2023 & 3/18/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Com uma atuação consistente, Inter é feliz em estratégia para anular Neymar e conquista mais uma vitória no Brasileirão, a terceira seguida desde a retomada. Roger cumpre promessa, time mostra evolução a cada jogo e anima não só para o restante do nacional, como também para os duelos eliminatórios nas copas. Aperte o play e ouça!

En este episodio ascendemos junto a Pablo Neruda hasta las Alturas de Machu Picchu, uno de los cantos más elevados y conmovedores de la poesía latinoamericana. A través de su palabra, Neruda reconstruye la memoria de los pueblos originarios, denuncia la injusticia y enaltece la dignidad humana que habita en las piedras milenarias de la ciudad sagrada de los incas.Exploramos el trasfondo histórico, simbólico y espiritual de este poema —el segundo canto del Canto General—, en el que el poeta chileno une su voz con la de los hombres anónimos que construyeron civilizaciones y sufrieron silencios. Además, escuchamos algunas versiones musicales que han llevado estos versos a nuevas alturas, desde interpretaciones sinfónicas hasta adaptaciones folklóricas, demostrando la potencia universal de sus imágenes y su vigencia emocional.

Cercado de expectativas, o novo filme do Superman chegou aos cinemas marcando um reinício para o Universo DC Cinematográfico! O diretor James Gunn, que também está à frente da DC Studios, dá inicio aos seus planos apresentando o Home de Aço de uma maneira nunca antes visto nas salas de cinema: fortemente inspirado na mitologia […] O post Confins do Universo 229 – Olha pra cima, Superman! apareceu primeiro em UNIVERSO HQ.

Trump's One Big Beautiful Bill has been criticized for disproportionally benefiting the wealthy, but it also included some changes for retirees and other key groups that could make a real impact. Donna and Nathan discuss some of the positive provisions of new spending bill, including: an additional tax deduction for seniors, student loan reform, and investment contributions for newborns. Also on MoneyTalk, when it does (and doesn't) make sense to take social security early, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/15/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Ever since the advent of index funds and ETFs, the industry has debated the value provided by mutual fund managers, especially with passive alternatives available at lower cost to investors. Donna and Nathan consult the data and discuss the benefits and drawbacks of active and passive investments. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/17/2025; Original Air Date: 12/20/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

GuestJulina Ogilvie, CIMA®, CPWA®, CEPA®Partner | Wealth AdvisorPrinciple Wealth Author & Host Money Confident Girls Book & Podcast Firm Websitehttps://www.principlewealthpartners.com/Firm AUM $2.5BBio:Julina manages wealth for high-net-worth individuals and families in addition to guiding successful advisors through the firm's succession planning strategy. Prior to joining Principle Wealth Partners, Julina held executive roles at J.P. Morgan Asset Management and Lord Abbett & Co. In these roles, she used her extensive knowledge of the capital markets to educate the country's top advisors.Julina is an accomplished speaker and strategist who has presented wealth management concepts to thousands of financial professionals and clients. She has been recognized for her outstanding achievements and serves as a mentor for young women entering the business. With a passion for financial literacy she created a podcast, Women On Wealth, to empower women on financial concepts. Additionally, she authored Money Confident Girls: A Parents Roadmap to Raising Financially Confident Children (From Toddlers to Teens), further solidifying her commitment to fostering financial competence from an early age.Julina resides in Fairfield, CT with her husband Doug, their daughters Kaylin and Sidney, and two dogs Mudd and Sierra. She currently sits on the Ethics Board of the Investments & Wealth Institute, serves as VP of Finance at the Westport Women's Club, and sits on the Board of Directors at River House Adult Day Center. Julina is an avid skier and triathlete whom qualified for the lronman World Championship in 2024.Disclaimer: The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. The statements and opinions expressed in this podcast are those of the author. PWP cannot guarantee the accuracy or completeness of any statements or data. For current PWP information, please visit the Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov by searching with PWP's CRD #290180.

Júlio Rock, Miquéias e Carcará se reúnem para o Fala Glauber News, apresentado por Glauber. O programa vai ao ar de terça a quinta-feira, das 18h00 às 20h00.QUER FAZER PARTE DISSO? ENTÃO BOOORAAA. VEM COM A GENTE E INTERAJA NESSA TRANSMISSÃO AO VIVO!!!VIIIIIIIIBRA!!! CONHEÇA MAIS DOS NOSSOS PATROCINADORES:

¡Hola, hola! En este episodio hablamos sobre cómo medir nuestro avance una vez que tenemos claras nuestras metas. Para saber si vamos por buen camino, es clave detenernos a reflexionar:¿Qué significa el éxito para ti?Te comparto una práctica sencilla para reconocer tus valores personales y cómo se relacionan con tu definición de éxito. Desde ahí, podrás confirmar si las metas en tu "lista" realmente resuenan contigo.Gracias por Ser y por Estar! Este camino se recorre mejor acompañadas. Respira. Vamos despacio, juntas, Hacia la Cima.links:⁠⁠hacialacimapodcast/⁠⁠⁠Unete a la Comunidad: hacialacimapodcast⁠hacialacima@gmail.comMusic: Birds' forest song by ShidenBeatsMusic from Pixabay. Forest Lullaby by Lesfm from Pixabay

Un seismil es una cima que supera los seis mil metros. Subirla requiere esfuerzo extremo, pero también puede ser una metáfora de la superación personal más dolorosa. 'Seismil' es el título del primer libro de Laura C. Vela, un breve pero contundente texto autobiográfico en el que narra el chantaje sexual que sufrió durante su adolescencia. La autora lo cuenta sin rodeos, con un estilo directo, crudo, honesto. El relato aborda una experiencia de violencia sostenida en el tiempo, que incluyó múltiples violaciones, ocurridas cuando ella todavía estaba en el instituto. La escritura, aquí, se convierte en herramienta de resistencia, memoria y transformación.Desde Portugal, Raúl Losánez comparte las claves de la 48.ª edición del Festival de Teatro de Almada, que concluye mañana. Han participado algunos de los nombres más destacados del teatro europeo: la compañía 'La Schaubühne' y 'Familie Flöz' (Alemania), 'Joël Pommerat' (Francia) o el 'Teatro Biondo' (Italia), entre otros. La programación ha mantenido su apuesta por la diversidad escénica y la reflexión social.También nos acercamos a Belchite, un lugar marcado por la memoria de la Guerra Civil, que acoge una nueva edición del concurso de cortometrajes 'Belchite de cine'. El certamen, que arranca mañana, desafía a sus participantes a rodar una historia en 24 horas con una palabra y un objeto como puntos de partida. Nos lo cuenta su director, José Ramón Mareñu.Escuchar audio

Most retirees prepare financially, but still feel lost when they step away from work. Why? Because emotional readiness is just as critical as a fully funded retirement account. Tony Hixon, CIMA®, RFC® knows this firsthand. After a personal tragedy reshaped his view of retirement, he realized that wealth without purpose leaves a void. Fortunately, Tony created an innovative solution.  In this episode, he shares how his Refocus Coaching Academy helps retirees find meaning, fulfillment, and purpose in life after work.  He also reveals the four emotional pillars that guide his process—and how adding a life coach to the financial planning team has transformed client outcomes. You'll Learn:  How a life coach fits into financial planning  The four pillars of emotional retirement preparation A step-by-step process to create a purpose-driven retirement How his mom's retirement changed his outlook on retirement Why 89% of clients are emotionally unprepared for retirement  *To sign up for Brendan's newsletter packed with resources to master the human side of advice → Click Here Resources: Retirement Stepping Stone: Find Meaning, Live With Purpose, and Live a Legacy by Tony Hixon Refocus Coaching Academy Connect with Brendan Frazier:  RFG Advisory LinkedIn: Brendan Frazier Connect with Tony Hixon:  Hixon Zuercher LinkedIn: Tony Hixon TonyHixon.com About Our Guest:  Mr. Hixon is Co-Founder and Chief Executive Officer of Hixon Zuercher Capital Management. In addition to leading the firm, Tony also serves on the firm's Wealth Management Team and is a Co-Portfolio Manager on the Asset Management Team. Tony has had experience providing investment services since 2003 and providing financial advisory services since 1999. Prior to co-founding Hixon Zuercher Capital Management, Tony worked at a CPA firm for nearly four years specializing in accounting, tax planning, and tax preparation for high-net-worth individuals. In 2021, Tony released his book: Retirement Stepping Stones: Find Meaning, Live with Purpose and Leave a Legacy.  In it, he shares the heartbreaking story of his mom, Pam Hixon, who tragically took her own life after struggling to find purpose in retirement. Tony instructs his readers on how they can prepare for a meaningful retirement beyond the numbers.  He continues to write weekly articles on topics like family, finances, faith, and retirement at TonyHixon.com. – Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy. Information here may be provided, in part, by third-party sources. These sources are generally deemed to be reliable; however, neither our guest nor RFG Advisory guarantee the accuracy of third-party sources. The views expressed here are those of our guest. They do not necessarily represent those of RFG Advisory, its employees, or its clients. This commentary should not be regarded as a description of advisory services provided by RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice. Securities offered by Registered Representatives of Private Client Services. Member FINRA / SIPC. Advisory services offered by Investment Advisory Representatives of RFG Advisory, LLC (“RFG Advisory or “RFG”), a registered investment advisor. Private Client Services and RFG Advisory are unaffiliated entities. Advisory services are only offered to clients or prospective clients where RFG Advisory and its representatives are properly licensed or exempt from licensure. No advisory services may be rendered by RFG Advisory unless a client agreement is in place. RFG Advisory is an SEC-registered investment adviser. SEC registration does not constitute an endorsement of R...

Lodovica Cima"L'estate del tesoro nascosto"Gallucci Editorewww.galluccieditore.comFederica, Carlo e Daniele si trovano a dover trascorrere, per scelta dei genitori, un mese in una “casa d'artista”, un luogo di vacanza in cui pittori, scrittori e cantantisi rifugiano per riposare, ma anche creare le proprie opere.Il grande casale è isolato su una collina, immerso nel bosco e circondato da terrazzamenti. Un posto unico e incontaminato in cui i tre ragazzi si scontreranno con la voglia di diventare grandi e le difficoltà che la crescita stessa comporta.Sarà un'estate di amicizie, primissimi amori e un pizzico di avventura e mistero: in una stanza segreta verrà scoperto un tesoro che porterà tutti gli abitanti della casa, grandi e piccini, a indagare.Anche su se stessi.«Sono sicuro che sia un segnale, un segnale del destino per dirci che sarà un'estate fantastica» ribatte subito papà con la sua voce entusiasta. Oh mamma, proprio quello che mi ci voleva. Un'estate da dimenticare.Lodovica Cima, nata a Lecco, vive e lavora a Milano. È autrice di oltre duecento libri per bambini e ragazzi, e da più di quindici anni lavora nell'editoria per ragazzi, dapprima come redattrice poi come autrice e consulente editoriale. Collabora con riviste specializzate del settore e insegna al Master in Editoria dell'Università degli Studi di Milano. Nel 2017 fonda Pelledoca, casa editrice per ragazzi specializzata in thriller, noir e mistero. Tra i numerosi romanzi ricordiamo Il club antilettura e La voce di carta, viIL POSTO DELLE PAROLEascoltare fa pensarewww.ilpostodelleparole.itDiventa un supporter di questo podcast: https://www.spreaker.com/podcast/il-posto-delle-parole--1487855/support.

Believe it or not, 150 years ago the average male only lived to age 65 and most worked until they died, so the idea of retirement is still a relatively new concept. Donna and Nathan discuss retirement revelations outlined in Ben Carlson's book, “Everything's You Need to Know About Retirement”, including: how family history helps forge your money habits, how saving money is really about buying time and freedom, and much more. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/11/2025; Original Air Date: 9/28/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Fechou a lei da imigração, a da nacionalidade está a caminho. A AD continua a dizer que fala com “todos, todos”, mas ainda não há sinais de conversas com os socialistas — de José Carneiro só protestos e lamentos. Será Ventura o aliado estável de Montenegro? E o que vai acontecer no Orçamento? Este episódio de 'Comissão Política' tem comentários de Paula Caeiro Varela, João Pedro Henriques e Hélio Carvalho, com sonoplastia de Salomé Rita e ilustração de Carlos Paes.See omnystudio.com/listener for privacy information.

Financial advisors live in a world of numbers, but when it comes to determining client suitability and risk tolerance, a fiduciary must go beyond the numbers to explore the qualitative factors that drive decision making. Donna and Nathan dive into the realm of behavioral finance to help you better understand the psychology behind how you spend and save, and the biases that help to form your money habits. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/10/2025; Original Air Date: 3/28/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Hola, Hola!! Estamos de vuelta!Después de tres años de pausa, este espacio vuelve a cobrar vida. En este episodio te comparto un poco sobre qué me llevó a hacer una pausa, cómo ha sido el camino de regreso, y por qué decidí volver ahora.También reflexionamos juntas sobre nuestras metas, deseos auténticos y la importancia de reconectar con lo que realmente queremos experimentar en esta etapa de la vida.Gracias por Ser y por Estar! Este camino se recorre mejor acompañadas. Respira. Vamos despacio, juntas, Hacia la Cima.links:⁠hacialacimapodcast/⁠Unete a la Comunidad: hacialacimapodcast⁠Libro de Marie Forleo (en inglés) : ⁠https://everythingisfigureoutable.com/

There are traders, and then there are investors, and the major difference is that traders focus on short term market tends, while investors seek value with a long-term outlook. Donna and Nathan discuss strategies employed by famed investor Ron Baron, founder of Baron Capital, and how patience and thoughtful analysis guided his companyâs success. Also, on our MoneyTalk Moment in Financial History, we tell the story of how Standard Oil shaped American industry, and sparked the birth of modern antitrust law. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/9/2025; Original Air Dates: 1/4/2023 & 9/7/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Social Security is the backbone of the US retirement system, but even though it effects nearly every American at some point, it wasn't designed to be easily understood by the majority. Donna and Nathan break down some of the commonly misunderstood provisions of the Social Security system to help you more confidently plan your retirement income. Also on MoneyTalk, why more and more people are planning to claim their Social Security benefits early, and how this could impact the future stability of the system. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/8/2025; Original Air Dates: 7/1/2024 & 4/29/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

Social Security is a core component of most Americans' retirement plans, but it may surprise you to hear that it was highly controversial when initially proposed, and to get it passed Congress had to include complex provisions which still exist to this day. Donna and Nathan discuss the intricacies of the Social Security system, and the reasons why it has been so difficult to reform. Also on MoneyTalk, how to determine if the IRMAA will effect your Medicare premium, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/3/2025; Original Air Dates: 4/1/2024 & 7/1/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

For over a century, gold wasn't just a symbol of wealth—it was the backbone of the U.S. dollar. From the discovery of gold in California to the creation of the Federal Reserve and the dramatic shift under President Nixon, the gold standard shaped not only how America did business, but how it saw itself on the global stage. On this edition of our MoneyTalk Moment in Financial History, Nathan and Daniel uncover the myths, the politics, and the economics behind one of the most influential—and controversial—chapters in monetary history: The U.S. Gold Standard. Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Daniel Sowa; Air Date: 7/2/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

¿Qué conclusiones se pueden sacar de los anuncios? Análisis del economista Luciano Magnífico.

Gelado ou sorvete? E ainda a saga do "queria? já não quer...?"