Podcasts about Cima

Imagina guerreros que luchaban desnudos, aullaban como lobos, mordían sus escudos y atacaban con una ira tan ciega que podían destrozar a amigos y enemigos por igual. Los berserkers vikingos fueron las tropas de élite más temidas de la Edad Media, pero ¿qué se escondía detrás de su comportamiento enloquecido? Un etnobotánico esloveno ha desvelado el secreto: un cóctel letal de hongos alucinógenos y beleño negro, la misma hierba que usaban las brujas medievales. Una pócima que provocaba alucinaciones, fuerza sobrehumana y una rabia homicida incontrolable. Hoy descubrimos la química detrás del mito, el ritual chamánico que los convertía en hombres lobo y por qué terminaron siendo declarados ilegales por sus propios compatriotas. Bienvenidos a DÍAS EXTRAÑOS. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

We typically only hear about bonds when we experience spikes in interest rates or inflation, but understanding how bonds work helps us to better understand how the economy functions. Nathan takes us through 10 things you should know about bonds. Also on MoneyTalk, how different business entities function, and choosing your investment vehicles. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 11/14/2025; Original Air Dates: 1/26/2024 & 4/26/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Social safety nets have existed in one form or another since the Middle Ages, but no government entitlement program has touched more people or enjoyed more longevity than Social Security. On this edition of our MoneyTalk Moment in Financial History, Nathan takes us through the events that led to the unlikely passing of the Social Security program, and why it's been so critical to the ongoing welfare of our nation. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 11/12/2025; Original Air Date: 8/9/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Conviértete en un brothercito premium haciendo clic aquí:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3q3YDBl⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#ALERTAHumorNegro⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#HablandoHuevadas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠#PorqueHablarHuevadasEsUnArte⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Canción oficial: Historia de un inadaptado de LOS STEREOTRIPS.  -ADVERTENCIA DE  HUMOR NEGRO- Learn more about your ad choices. Visit megaphone.fm/adchoices

James Breaks down the 5 ways investment professionals get information before YOU, the retail investor, and how you can start getting information just as fast as them! That way, you can make informed decisions off the data, instead of off their headlines! 15 Minutes of Finance is your quick, easy to understand take on markets, taxes, and making smarter financial decisions! The show is produced by West and Walters Tax and Wealth Management, an RIA and tax firm based in Carlsbad, California. Hosted by James Walters, CIMA®, CRPC®, and Brandon West, CPA, co-owners of West and Walters, each episode gives you clear, honest, and actionable financial talk in the time it takes to drink your morning coffee! All Information is educational in its intent and distribution! Please do not consider this personal financial advice. We believe all clients have unique situations and thus require unique advice.

In this episode, we discuss CIMA surveys, frozen assets reporting, the VASP regulatory forum, year-end reminders, and Cayman FSPs – preparing for the FATF fifth-round review.SPEAKERS:Adam Huckle, Partner | +1 345 814 5318 | adam.huckle@maples.com | View bioAnthony Mourginos, Partner | +1 345 814 5155 | anthony.mourginos@maples.com| View bioJo Ottaway, Associate | +1 345 814 5511 | jo.ottaway@maples.com | View bioRESOURCES:Visit our Regulatory Round-Up Blog for the latest developments and insights in the regulatory landscapeRELATED SERVICES:Maples Group Regulatory and Financial Services AdvisoryWith a depth of experience across all regulated sectors, the Maples Group Regulatory and Financial Services team is positioned to address client needs and sensitivities. We have the largest dedicated Cayman Islands Regulatory and Financial Services team in the offshore market.Follow Us: LinkedIn: https://www.linkedin.com/company/maplesgroup/Instagram: https://www.instagram.com/maplesgroup/Twitter: https://twitter.com/maplesgroupFacebook: https://www.facebook.com/maplesgroup/Website: https://maples.com/podcasts/15-15 Blog: https://maples.com/regulatory-round-up

EM CIMA DO LANCE 14-11-25

Welcome back to Open The Voice Gate! Case (https://twitter.com/_inyourcase) and Mike (https://twitter.com/fujiiheya) are back with an update on the comings and goings of Dragongate.As King of Gate 2025 continues to finish it's first round, OTVG is back to talk about the tournament so far. Case and Mike give their spoiler free recommendations before breaking down the tournament stops in Kobe (11/8), Matsuyama (11/9) and Tottori (11/10), including more Gianni Valletta greatness, a historical match for Hyo, the return of Homecoming matches on the network and more. To close out the show, they discuss El Lindaman vs CIMA from Gleat's 11/3 Ver.Mega show, CIMA”s injury, and how to interpret what might come next.Our podcast provider, Red Circle, offers the listeners the option to sponsor the show. Click on “Sponsor This Podcaster” at https://redcircle.com/shows/open-the-voice-gate and you can donate a single time, or set up a monthly donation to Open The Voice Gate!Please Rate and Review Open The Voice Gate on the podcast platform of your choice and follow us on Twitter at https://twitter.com/openvoicegate.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

EM CIMA DO LANCE 13-11-25

One of the most common things new clients want to know is how their retirement assets measure up against their peers, and one of the first jobs of the advisor is to steer them away from this kind of thinking. Donna and Nathan discuss the process of assessing your financial health, and how to appropriately measure your progress. Also on MoneyTalk, income investing and the downsides of living off dividends. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/6/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

How you choose to structure your business will have great bearing over how you are taxed, and how much liability you take on. Nathan discusses how each of the various types of business entities operate, how they differ, and why it is important to seek professional guidance when deciding which formation is right for you. Also on MoneyTalk, the diversification challenge, and understanding investment categories. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 11/7/2025; Original Air Date: 12/10/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

EM CIMA DO LANCE 12-11-25

Meditação de 11 de novembro de 2025Leitura do Manancial, publicação da UFMBBTítulo: Chore para cimaTexto: Rebeca AndradeLeitura e Edição: Samuel LimaBG: Sê minha vida (363 HCC) - "Be thou my vision", com arranjo de Josh Snodgrass

EM CIMA DO LANCE 11-11-25

EM CIMA DO LANCE 10-11-25

The great Notorious B.I.G. once said, “Mo money, mo problems”, and while some of us may scoff at this as something only rich people say, it is true that many of the worlds wealthiest people do not consider themselves happy. Donna and Nathan discuss this and other lessons offered by writer, Ben Carlson, in his blog post, “17 Thoughts About Money”. Also on MoneyTalk, big mistakes made by some history's most iconic investors. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/5/2025; Original Air Dates: 2/15/2024 & 10/2/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

En Capital Intereconomía, los Desayunos Capital han estado protagonizados por Inma Cima, Country Manager de Fastned España, compañía europea líder en recarga ultrarrápida de vehículos eléctricos, que acaba de inaugurar sus dos primeras estaciones en el país, ubicadas en Garraf Norte y Garraf Sur (Barcelona), con un total de 16 puntos de carga de hasta 400 kW, capaces de ofrecer 300 kilómetros de autonomía en tan solo 15 minutos. Cima ha subrayado que este lanzamiento marca el inicio de un ambicioso plan de expansión, con el objetivo de alcanzar una docena de estaciones a corto plazo y hasta 80 infraestructuras en 2030. Para Fastned, España “juega un papel clave en la transición hacia una movilidad eléctrica más avanzada” gracias a su posición estratégica y al creciente compromiso con la descarbonización. La directiva ha destacado también los principales retos del sector, entre ellos la burocracia y la falta de un marco regulatorio homogéneo, que siguen ralentizando el despliegue de la red de recarga. “Tenemos la tecnología y la inversión, pero necesitamos agilidad administrativa”, señaló. Además, defendió la importancia de la colaboración público-privada como motor del cambio hacia una movilidad más sostenible. Fastned se diferencia por su modelo de recarga ultrarrápida abierta y universal, disponible para todos los vehículos eléctricos, y por el diseño de sus estaciones —amplias, cubiertas y con energía 100% renovable— que busca mejorar la experiencia del usuario. Cima apuntó que España tiene “una gran oportunidad para liderar la movilidad eléctrica en Europa”, si logra acelerar la implantación de infraestructura de alta calidad. En la segunda parte del programa, Carlos Cruzado, portavoz de GESTHA, explicó los motivos detrás de la huelga convocada por los Técnicos de Hacienda para el 26 de noviembre, que incluirá una manifestación en Madrid con profesionales llegados de toda España. Cruzado denunció la falta de reconocimiento profesional y retributivo del colectivo, reclamando una reestructuración interna y mejoras en las condiciones laborales. Finalmente, Ángel Barajas, presidente de la Sociedad Española de Economía del Deporte, analizó “El poder del dinero en el deporte”, reflexionando sobre el creciente peso de fondos de inversión y magnates internacionales en la propiedad de clubes y competiciones. Barajas advirtió que, aunque estos capitales aportan liquidez y profesionalización, también plantean riesgos de pérdida de identidad y sostenibilidad a largo plazo, señalando la necesidad de una regulación más equilibrada en el sector.

¡Batalla por la Cima de la NFC West! Los Rams viajan a Santa Clara para enfrentar a los 49ers con el primer lugar de la división en juego. Los Rams llegan en racha de tres victorias, impulsados por Matthew Stafford y Puka Nacua, así como de una muy buena defensiva. Los 49ers se mantienen en la lucha, gracias a un impresionante Christian McCaffrey, líder de la liga en yardas desde la línea de golpeo. Analizamos algunas de las claves más importantes de este partido. ¡No te lo pierdas! Suscríbete al canal: YT: https://www.youtube.com/c/LosNiners?sub_confirmation=1 Sigue nuestras redes: FB: https://www.facebook.com/L0SNINERS IG: https://www.instagram.com/los.niners X: https://twitter.com/los_niners

Olá! Você está ouvindo o Espiadinha, o podcast que tem 70 câmeras e o Brasil tá vendo! Eu sou o Athilas, e hoje estaremos comentando sobre a nova temporada da Fazenda 17, com novidades bombásticas.Siga o Espiadinha nas redes sociais!Facebook:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://web.facebook.com/EspiadinhaPodcast/?_rdc=1&_rdrInstagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://instagram.com/espiadinhapodcast#AFazenda #AFazenda17 Hosted on Acast. See acast.com/privacy for more information.

EM CIMA DO LANCE 07-11-25

With many homeowners now saddled with unsustainably high mortgage payments, some are looking to adjustable rate mortgages as an alternative, gambling on the prospect of lower rates coming down the pipe. Donna and Nathan discuss the flawed assumptions and risks behind this strategy. Also on MoneyTalk, the shift back to active bond funds, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 11/4/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Become a supporter of this podcast: https://www.spreaker.com/podcast/forum-onze-e-meia--5958149/support.

O governador de Goiás e pré-candidato da União Brasil à Presidência da República, Ronaldo Caiado, reagiu na terça-feira, 4, a Lula após o petista falar em "matança" na megaoperação da semana passada contra o Comando Vermelho. Em vídeo divulgado em seu perfil no Instagram, Caiado afirmou que o comentário de Lula mostra a “verdadeira face dele” e destacou que o enfrentamento ao crime organizado será "referência" nas eleições de 2026. Felipe Moura Brasil, Duda Teixeira e Ricardo Kertzman comentam:Papo Antagonista é o programa que explica e debate os principais acontecimentos do   dia com análises críticas e aprofundadas sobre a política brasileira e seus bastidores.     Apresentado por Felipe Moura Brasil, o programa traz contexto e opinião sobre os temas mais quentes da atualidade.     Com foco em jornalismo, eleições e debate, é um espaço essencial para quem busca informação de qualidade.     Ao vivo de segunda a sexta-feira às 18h.    Apoie o jornalismo Vigilante: 10% de desconto para audiência do Papo Antagonista  https://bit.ly/papoantagonista  Siga O Antagonista no X:  https://x.com/o_antagonista   Acompanhe O Antagonista no canal do WhatsApp. Boletins diários, conteúdos exclusivos em vídeo e muito mais.  https://whatsapp.com/channel/0029Va2SurQHLHQbI5yJN344  Leia mais em www.oantagonista.com.br | www.crusoe.com.br 

If you receive all of your income by W-2, most tax filing software will likely give you results similar to what you would get if you had filed through a CPA, but for 1099 employees or those with mixed income sources, having the guidance of a professional can make a world of difference. Nathan speaks with CPA, John Briggs, Founder of Incite Tax, about the value of using a CPA for certain tax filers, some non-tax accounting services offered by CPAs that you can take advantage of, common tax deduction myths, and much more. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: John Briggs, CPA; Air Date: 10/31/2025; Original Air Date: 1/6/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

You pay into the social security system your whole life, and when it's finally time to claim your benefits, what should feel like a moment to celebrate often becomes a moment of confusion where the wrong decision can carry life long consequences. Donna and Nathan discuss mistakes people make with their social security benefits, and how to avoid them. Also on MoneyTalk, the good and the bad of using target date funds, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/30/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

A Roth conversion can be a great strategic tool for reducing overall tax burden, minimizing RMDs, and achieving certain estate planning goals, but only under very specific circumstances. Donna and Nathan run through the variables in the Roth conversion decision process, who benefits most, and the consequences of getting it wrong. Also on MoneyTalk, balancing competing goals, and Special Guest Stock Trivia. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/28/2025; Original Air Dates: 11/27/2022 & 10/19/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Great reward typically comes with an equal measure of risk, and investing is no different. Nathan discusses the various forms of investment risk, including: loss of principal, purchasing power, liquidity, geopolitical, currency risk, and more. Also on our MoneyTalk Moment in Financial History, we cover the story of May Day, when regulators removed fixed commissions from stock trading, upending the power structure among the big banks and bringing price competition to Wall Street for the first time. Hosts: Nathan Beauvais CFP®, CIMA®, CPWA® & Steven Beauvais; Air Date: 10/29/2025; Original Air Dates: 8/30/2023 & 1/26/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

¿Por qué las fortunas de la élite son inquebrantables? Descubre el secreto a voces de la CDMX: la aterradora Leyenda del Club de la Cima o la S3ct4 de la Opulencia.Este no es un cuento de fantasmas, sino la historia de una s3cta s4t4nic4 en Lomas de Chapultepec, Jardines del Pedregal, Club Campestre, Polanco, entre otros de los residénciales más exclusivos de CDMX renovando su riqueza con el sacr1fic1o humano.Revelamos los métodos de c4ptu4a: el Cebo Romántico para atr4p4r a estudiantes de la UNAM y el IPN, y el engaño del "fallo en el pago" usado con repartidores de Uber Eats, Didi y Rappi.Conoce el testimonio de un sobreviviente que vio el Altar de Obsidiana. Entiende por qué las desapariciones en la capital son el precio de la opulencia y el poder. ¡Una de las leyendas más oscuras de la Elite de CDMX!Suscríbete a mi canal de Youtube para más contenido: https://youtu.be/nxXOo-EOHUM

For over 25 years, Tyson Ray has sat in the same seat many entrepreneurs find themselves in today: running a successful business, serving clients at the highest level, and facing the question of what comes next.As co-founder and CEO of FORM Wealth Advisors, Tyson has led through market cycles, built a multigenerational team, acquired firms, and guided clients through every kind of transition. He spent years focused on everyone else's future until he realized his own succession plan wasn't where it needed to be.That moment became the foundation for the SPACE Framework™ (See, Prepare, Act, Commit, Exit), which Tyson shares in his latest book Total Succession. Built for advisors who care deeply about their clients, their teams, and the legacy they leave behind, it offers a clear path to exit with confidence and full compensation.Tyson holds advanced credentials from the Yale School of Management and the Business Enterprise Institute, along with his CFP®, CIMA®, and CExP® designations. His work has earned national recognition, including:• Barron's Top 1,200 Advisors (2021–2024)• Forbes Best-in-State Wealth Advisor (2018–2024)• AdvisorHub Top 150 Advisors to Watch Under $1B (2024)• Chairman's Council Advisor (2005–2024)Beyond the business, Tyson is co-founder of Children's World Impact, a nonprofit providing global humanitarian aid. His leadership there has been recognized with the Invest in Others Global Community Impact Award and REP. Magazine's Advisor with a Heart.Learn more: http://totalsuccession.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-tyson-ray-co-founder-and-ceo-of-form-wealth-advisors

For over 25 years, Tyson Ray has sat in the same seat many entrepreneurs find themselves in today: running a successful business, serving clients at the highest level, and facing the question of what comes next.As co-founder and CEO of FORM Wealth Advisors, Tyson has led through market cycles, built a multigenerational team, acquired firms, and guided clients through every kind of transition. He spent years focused on everyone else's future until he realized his own succession plan wasn't where it needed to be.That moment became the foundation for the SPACE Framework™ (See, Prepare, Act, Commit, Exit), which Tyson shares in his latest book Total Succession. Built for advisors who care deeply about their clients, their teams, and the legacy they leave behind, it offers a clear path to exit with confidence and full compensation.Tyson holds advanced credentials from the Yale School of Management and the Business Enterprise Institute, along with his CFP®, CIMA®, and CExP® designations. His work has earned national recognition, including:• Barron's Top 1,200 Advisors (2021–2024)• Forbes Best-in-State Wealth Advisor (2018–2024)• AdvisorHub Top 150 Advisors to Watch Under $1B (2024)• Chairman's Council Advisor (2005–2024)Beyond the business, Tyson is co-founder of Children's World Impact, a nonprofit providing global humanitarian aid. His leadership there has been recognized with the Invest in Others Global Community Impact Award and REP. Magazine's Advisor with a Heart.Learn more: http://totalsuccession.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-tyson-ray-co-founder-and-ceo-of-form-wealth-advisors

Believe it or not, 150 years ago the average male only lived to age 65 and most worked until they died, so the concept of retirement is still a relatively new idea. Donna and Nathan discuss retirement revelations outlined in Ben Carlson's book, “Everything's You Need to Know About Retirement”, including: how family history helps forge your money habits, how saving money is really about buying time and freedom, and much more. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/22/2025; Original Air Date: 9/28/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

If you are one of the millions pof Americans who doesn't have a will, trust, or other estate planning tool in place, your assets are left at the mercy of the laws of the state in which you live, which can lead to unintended costs, headaches, and conflicts for your loved ones. On this Best of MoneyTalk episode, we revisit a conversation with estate planning attorney and long time friend of the show, Paul Brule, to discuss some of the most common estate planning mistakes and how to avoid them. Hosts: Nathan Beauvais CFP®, CIMA®, CPWA® & Steven Beauvais; Special Guest: Paul Brule; Air Date: 10/24/2025; Original Air Date: 3/24/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Hosts Michael Connaughton and Kevin Williams are joined by Annalee Kruger. Annalee started Care Right Inc, a VIRTUAL consultancy, in 2011, after working in Continuing Care Retirement Communities (CCRC's) for 22 years. Families were constantly blind-sided and ill-prepared for medical crisis (strokes, dementia progression, urinary tract infections, etc.) and were thrust into making major care decisions on behalf of aging parents. Families had no idea how to navigate senior care, dementia, changing roles within the family, how to manage their own lives plus new needs of aging parents, and they also had no idea what their aging parents had in order. She is a national speaker on aging, caregiving, dementia, family dynamics/mediation, and end-of- life. Major financial services conferences she has presented at: IWI, FPA, NAPA, NAIFA, AICPA, CIMA, Truist, D.A. Davidson, and many other conferences in the healthcare/senior care industry. She authored, The Invisible Patient: The Emotional, Financial, and Physical Toll on Family Caregivers. Annalee also offers training packages for the financial services and healthcare industries—which include in-person, webinar, and masterminds. Annalee also created the Elder Planning Specialist certification program, specifically for CFP's who want to earn a certificate to better identify and address the needs of their aging book of business. They discuss:  Caregiving options and the challenges  Creating an Ageing plan  Navigating family crisis And much more. Care Right Inc.'s website: https://carerightinc.com/ Annalee's LinkedIn: https://www.linkedin.com/in/annaleekruger/ Her book, The Invisible Patient: the Emotional, Financial, and Physical Toll on Family Caregivers - https://www.invisiblepatientbook.com/

A Lei da Nacionalidade vai ser votada amanhã em plenário e precisa de 116 votos. Na sexta-feira, AD e Chega aproximaram posições e o PS anunciou que estava fora do consenso. Ventura não garante o voto favorável, e sem ele não há nova lei, mas parece bluff para ganhar mais alguma coisa em cima da metaSee omnystudio.com/listener for privacy information.

Advisors and co-hosts Zachary Bouck, CIMA®, CFP®, and Austyn Garcia, recap our October 2025 portfolio meeting, discussing what happened in the markets over the last month, our approach to traditional asset allocation (cash, fixed-income, equities, and alternatives), and our general outlook for the next 6-12 months in the markets.  0:00 – Introduction 2:20 – Action Items 3:03 – Charitable Giving & Tax Strategies 4:33 – Market Overview & Recent Trends 7:05 – Investor Behavior & Market Pullbacks 12:57 – Risk Tolerance & Investment Strategies 16:15 – Potential Causes for Market Pullbacks 22:35 – Opportunities in Tech & Robotics 25:51 – The Future of Jobs & AI Impact 37:07 – Closing Thoughts Visit www.denverwealthmanagement.com to schedule a free consultation. 

What are your goals for retirement? What will your retirement expenses look like? Is your retirement income structured to keep up with inflation? These are just a few of the questions you will need to be ready to answer when first meeting with a financial advisor, and for many people, that may be the first time they've even thought about them. Donna and Nathan discuss how to prepare for the retirement planning process with your advisor. Also on MoneyTalk, the critical role of social security for our retirement community. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 10/20/2025; Original Air Date: 9/23/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

We try to take a calculated approach to decision making with our money, but more often than not, those decisions are driven by emotions. Donna and Nathan use the framework of behavioral finance to explain the role the investment advisor can play in helping to offset some of our counterproductive tendencies. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/21/2025; Original Air Date: 1/27/2023. Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Toda vez que começa a chover, Ágata fica em alerta. Ela tem só 6 anos, mas já sabe o que precisa fazer: guardar os brinquedos, levantar os cadernos e separar suas roupas. A água entra rápido na casa onde mora com o pai, Rafael, e eles aprenderam a reagir depressa para tentar salvar o que podem.Rafael mora na Baixada da Sobral, bairro periférico e o mais populoso de Rio Branco, no Acre, em uma área que alaga quase sempre. Atrás da casa dele passa um córrego estreito, que recebe água da chuva e também a água suja liberada pela empresa de abastecimento. O resultado é sempre o mesmo: o córrego transborda, as ruas desaparecem e muitas famílias ficam ilhadas.Ele e a filha já perderam fogão, cama, armário. Hoje, vivem com tijolos empilhados em casa para levantar os móveis quando a água sobe. Mesmo assim, muitas vezes passam horas presos dentro de casa, sem luz, sem internet e sem como sair. Quando a escola de Ágata alaga, ela perde aula. Cansado de ver a situação se repetir, ele começou a usar o humor como forma de protesto e transformar isso em ferramenta de denúncia. Gravou o primeiro vídeo satirizando as enchentes do bairro, o conteúdo viralizou e o tornou uma voz entre os vizinhos.Rafael também organizou manifestações pacíficas para cobrar ações do poder público. Em uma delas, acabou sendo agredido e detido por um policial. No mesmo dia, à noite, o bairro voltou a alagar. Mesmo assim, ele não parou de cobrar.Hoje, Rafael usa as redes sociais para mostrar a realidade das mais de 100 mil pessoas que vivem em seu bairro. Fala sobre os impactos ambientais, o descaso das autoridades e a falta de saneamento. E, no meio de tudo isso, tenta ensinar à filha que vale a pena continuar tentando.A história completa do Rafael e da Ágata você assiste no site historiasdeterapia.com.A história dos dois faz parte da parceria entre o UNICEF e o Histórias de ter.a.pia para alertar sobre os efeitos das mudanças climáticas na vida de crianças e adolescentes no Brasil. As pessoas retratadas não necessariamente são beneficiárias de programas implementados pelo UNICEF ou por parceiros.

No Fórum Onze e Meia de hoje: Lesa-Pátria: Flávio Bolsonaro pede para Trump bombardear barcos no Rio; Fux parte para briga contra Gilmar MendesConvidados do programa de hoje: Cynara Menezes e José FernandesApresentação: Dri Delorenzo e Yuri FerreiraBecome a supporter of this podcast: https://www.spreaker.com/podcast/forum-onze-e-meia--5958149/support.

While index funds have their benefits, customization has never been one of them, that is - until now. Donna and Nathan discuss how the technology behind direct indexing is allowing investors to design their own specialized portfolio to benchmark an index, while using sophisticated tax efficiency strategies unavailable with traditional index funds. Also on MoneyTalk, getting your ducks in a row before retirement, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®, CPWA®; Air Date: 10/16/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

When we plan for retirement, we tend to spend the majority of our time thinking about money, but research shows that there is much more to a happy retirement than dollars and cents. Nathan interviews Morningstar columnist Christine Benz, author of “How to Retire: 20 Lessons for a Happy, Successful and Wealthy Retirement”, to discuss perspectives from thought leaders on what contributes to a truly successful retirement. Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Christine Benz, Morningstar; Air Date: 10/17/2025; Original Air Date: 11/1/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

A Patrícia se apaixonou pelo Nicolas, um homem que parecia ser o cara certo, mas logo mostrou o contrário. Mesmo vendo sinais de desconfiança, curtidas, mensagens e mentiras, ela insistiu no relacionamento, e os dois foram morar juntos. Durante a gravidez, ele se mostrou cada vez mais ausente e frio, até que ela descobriu uma traição com uma colega de trabalho. Depois de expulsá-lo de casa, Patrícia enfrentou a gravidez sozinha, com a autoestima destruída, mas determinada a se reconstruir. Hoje, ela tenta recuperar o amor-próprio e entende que antes de amar alguém, é preciso aprender a se amar primeiro!

It's Observer Hall of Fame season, and you know what that means: With Kris having to take the week off, David figured this would be a good week of a HOF show, so he's joined here by our dear friend John Pollock of POST Wrestling to go over the ballot! The focus is on new/returning candidates and our ballot shortlists for the most part to keep our sanity, but there's a ton of ground covered, with topics including:David's new research into the Von Erichs and how it affects their candidacy as a group.Decoding the criteria as it applies to teams vs. singles acts.The underrepresentation of historically marginalized groups in the HOF.Junkyard Dog getting unfairly made out to be a far inferior candidate than he actually is in a lot of HOF discussions.Sabu's case coming into focus in the aftermath of his death.What's the threshold for high level in-ring longevity candidates like the Briscoes, Masaaki Mochizuki, and Meiko Satomura?Between last year's inductions of CIMA and Shingo Takagi and this year's addition of Mochizuki to the ballot, is it time to put a lot more focus on Dragongate candidates, whether individually or as groups?Is Becky Lynch's candidacy losing stream?Did CM Punk deliberately sabotage AEW, and if so, how does that reflect on his otherwise strong case for induction?The Randy Orton problem: Right now, it's easy to make the case for why he's a weak candidate. Will voters lost sight of that years down the line?Batista needing reconsideration under the current rule set when he's a far superior candidate to almost everyone else on the modern U.S./Canada ballot.Did Cody Rhodes' pec injury rob him of the credit he deserves for being the catalyst for the 2020s WWE boom period?Aew we overvaluing in-ring work when it comes to candidates like Tiger Jeet Singh?Trying to figure out the areas where the WON HOF should be more like the Rock 'n' Roll HOF than sports halls of fame, including whether or not feuds should be considered as much of an “act” as tag teams are since it's all a work.The problem with candidates like Zane Bresloff and Rossy Ogawa where we're largely relying on a friend or two to make the case for them. The glut of candidates like Morris Sigel, Bobby Bruns, and Roy Welch that arguably shouldn't be up to a vote in the first place.The rise of “non-standard” candidates like Jim Johnson and Reggie Parks.Mike Tenay arguably having much more actual stylistic influence on the style taken up by successor announcers than Jesse Ventura did.Dave Brown being unfairly punished for being the sidekick of the GOAT, Lance Russell despite being an HOF-level announcer himself and fans in the Memphis territory tending to put them over as a team.…and much more. Enjoy!To support the show and get access to exclusive rewards like special members-only monthly themed shows, go to our Patreon page at Patreon.com/BetweenTheSheets and become an ongoing Patron. Becoming a Between the Sheets Patron will also get you exclusive access to not only the monthly themed episode of Between the Sheets, but also access to our new mailbag segment, a Patron-only chat room on Slack, and anything else we do outside of the main shows!If you're looking for the best deal on a VPN service—short for Virtual Private Network, it helps you get around regional restrictions as well as browse the internet more securely—then Private Internet Access is what you've been looking for. Not only will using our link help support Between The Sheets, but you'll get a special discount, with prices as low as $1.98/month if you go with a 40 month subscription. With numerous great features and even a TV-specific Android app to make streaming easier, there is no better choice if you're looking to subscribe to WWE Network, AEW Plus, and other region-locked services.For the best in both current and classic indie wrestling streaming, make sure to check out IndependentWrestling.tv and use coupon code BTSPOD for a free 5 day trial! (You can also go directly to TinyURL.com/IWTVsheets to sign up that way.) If you convert to a paid subscriber, we get a kickback for referring you, allowing you to support both the show and the indie scene.You can also use code BTSPOD to save 25% on your first payment — whether paying month to month or annually — when you subscribe to Ultimate Classic Wrestling Network at ClassicWrestling.net!To subscribe, you can find us on iTunes, Google Play, and just about every other podcast app's directory, or you can also paste Feeds.FeedBurner.com/BTSheets into your favorite podcast app using whatever “add feed manually” option it has.Support this podcast at — https://redcircle.com/between-the-sheets/donationsAdvertising Inquiries: https://redcircle.com/brands

It's Observer Hall of Fame season, and you know what that means: With Kris having to take the week off, David figured this would be a good week of a HOF show, so he's joined here by our dear friend John Pollock of POST Wrestling to go over the ballot! The focus is on new/returning candidates and our ballot shortlists for the most part to keep our sanity, but there's a ton of ground covered, with topics including:David's new research into the Von Erichs and how it affects their candidacy as a group.Decoding the criteria as it applies to teams vs. singles acts.The underrepresentation of historically marginalized groups in the HOF.Junkyard Dog getting unfairly made out to be a far inferior candidate than he actually is in a lot of HOF discussions.Sabu's case coming into focus in the aftermath of his death.What's the threshold for high level in-ring longevity candidates like the Briscoes, Masaaki Mochizuki, and Meiko Satomura?Between last year's inductions of CIMA and Shingo Takagi and this year's addition of Mochizuki to the ballot, is it time to put a lot more focus on Dragongate candidates, whether individually or as groups?Is Becky Lynch's candidacy losing stream?Did CM Punk deliberately sabotage AEW, and if so, how does that reflect on his otherwise strong case for induction?The Randy Orton problem: Right now, it's easy to make the case for why he's a weak candidate. Will voters lost sight of that years down the line?Batista needing reconsideration under the current rule set when he's a far superior candidate to almost everyone else on the modern U.S./Canada ballot.Did Cody Rhodes' pec injury rob him of the credit he deserves for being the catalyst for the 2020s WWE boom period?Aew we overvaluing in-ring work when it comes to candidates like Tiger Jeet Singh?Trying to figure out the areas where the WON HOF should be more like the Rock 'n' Roll HOF than sports halls of fame, including whether or not feuds should be considered as much of an “act” as tag teams are since it's all a work.The problem with candidates like Zane Bresloff and Rossy Ogawa where we're largely relying on a friend or two to make the case for them. The glut of candidates like Morris Sigel, Bobby Bruns, and Roy Welch that arguably shouldn't be up to a vote in the first place.The rise of “non-standard” candidates like Jim Johnson and Reggie Parks.Mike Tenay arguably having much more actual stylistic influence on the style taken up by successor announcers than Jesse Ventura did.Dave Brown being unfairly punished for being the sidekick of the GOAT, Lance Russell despite being an HOF-level announcer himself and fans in the Memphis territory tending to put them over as a team.…and much more. Enjoy!To support the show and get access to exclusive rewards like special members-only monthly themed shows, go to our Patreon page at Patreon.com/BetweenTheSheets and become an ongoing Patron. Becoming a Between the Sheets Patron will also get you exclusive access to not only the monthly themed episode of Between the Sheets, but also access to our new mailbag segment, a Patron-only chat room on Slack, and anything else we do outside of the main shows!If you're looking for the best deal on a VPN service—short for Virtual Private Network, it helps you get around regional restrictions as well as browse the internet more securely—then Private Internet Access is what you've been looking for. Not only will using our link help support Between The Sheets, but you'll get a special discount, with prices as low as $1.98/month if you go with a 40 month subscription. With numerous great features and even a TV-specific Android app to make streaming easier, there is no better choice if you're looking to subscribe to WWE Network, AEW Plus, and other region-locked services.For the best in both current and classic indie wrestling streaming, make sure to check out IndependentWrestling.tv and use coupon code BTSPOD for a free 5 day trial! (You can also go directly to TinyURL.com/IWTVsheets to sign up that way.) If you convert to a paid subscriber, we get a kickback for referring you, allowing you to support both the show and the indie scene.You can also use code BTSPOD to save 25% on your first payment — whether paying month to month or annually — when you subscribe to Ultimate Classic Wrestling Network at ClassicWrestling.net!To subscribe, you can find us on iTunes, Google Play, and just about every other podcast app's directory, or you can also paste Feeds.FeedBurner.com/BTSheets into your favorite podcast app using whatever “add feed manually” option it has.Support this podcast at — https://redcircle.com/between-the-sheets/donationsAdvertising Inquiries: https://redcircle.com/brands

For over a century, gold wasn't just a symbol of wealth—it was the backbone of the U.S. dollar. From the discovery of gold in California to the creation of the Federal Reserve and the dramatic shift under President Nixon, the gold standard shaped not only how America did business, but how it saw itself on the global stage. On this edition of our MoneyTalk Moment in Financial History, Nathan and Daniel uncover the myths, the politics, and the economics behind one of the most influential—and controversial—chapters in monetary history: The U.S. Gold Standard. Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Daniel Sowa; Air Date: 10/15/2025; Original Air Date: 7/2/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Being mortgage free is the dream for most homeowners, but even if you have the available cash to pay off your house, it may be a tough decision in a high savings rate environment. Donna and Nathan answer a MoneyTalk hotline question from a listener who is grappling with this very decision. Also on MoneyTalk, deciding whether to rent or buy, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 10/14/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Growth in life is largely about learning from your mistakes, but at a certain point in our journey we will no longer have the benefit of time to recover from those mistakes, so having a plan is essential. Nathan discusses some common mistakes to be mindful of as we prepare for retirement, including: outliving your assets, favoring accumulation over distribution, failing to account for inflation, and much more. Also on MoneyTalk, valuable takeaways from Hans Rosling's book, “Factfulness: Ten Reasons We're Wrong About the World-and Why Things Are Better Than You Think.” Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: Daniel Sowa; Air Date: 10/10/2025; Original Air Date: 6/12/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

The Health Savings Account is a uniquely designed product combining some of the key tax benefits of both tax deductible and tax deferred accounts, so if your employer offers an HSA as part of your benefits package, you should strongly consider taking advantage if you qualify. Donna and Nathan discuss how to use the HSA to its full benefit. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel explain how FDR used the aftermath of the Great Depression to pass the most progressive and influential package of political and social reforms in our nation's history: the New Deal. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: Daniel Sowa; Air Date: 10/8/2025; Original Air Dates: 4/5/2023 & 4/11/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

If you receive 100% of your income from your salary, the manner in which you are taxed is relatively straightforward, but a growing number of Americans today receive income from multiple sources, each of which may be taxes a little differently. Donna and Nathan discuss how your tax liability is calculated on different types of income, including: social security, pensions, dividends and interest, capital gains, retirement accounts, life insurance proceeds, annuities, and real estate sales. Also on MoneyTalk, a social security refresher. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 10/9/2025; Original Air Dates: 4/9/2024 & 9/23/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Welcome back to Open The Voice Gate! Case (https://twitter.com/_inyourcase) and Mike (https://twitter.com/fujiiheya) are back with an update on the comings and goings of Dragongate.OTVG is back with an extra end-of-the-week episode leading off with the turmoil of GLEAT, CIMA, news about Tokio Bad Boys, and a question of what's next for the Dragon System Splinter promotion. After that, it's time to get back into Dragongate with their big Gate of Victory (10/8) show at Korakuen Hall, including Kikuta vs Ben-K, a very deep impromptu King of Gate preview, Who is the new third man?, The Panther Brothers excellent debut, are we entering a Fall of Susumu?, Pudge's comments on this Sunday's show in Hakata, and a whole lot more! Our podcast provider, Red Circle, offers the listeners the option to sponsor the show. Click on “Sponsor This Podcaster” at https://redcircle.com/shows/open-the-voice-gate and you can donate a single time, or set up a monthly donation to Open The Voice Gate!Please Rate and Review Open The Voice Gate on the podcast platform of your choice and follow us on twitter at https://twitter.com/openvoicegate.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy