Podcasts about Cima

Advisors and co-hosts Zachary Bouck, CIMA®, CFP®, and Austyn Garcia, recap our September portfolio meeting, discussing what happened in the markets over the last month, our approach to traditional asset allocation (cash, fixed-income, equities, and alternatives), and our general outlook for the next 6-12 months in the markets. Austyn and Zak also delve into the decision-making process about purchasing real estate. 

In this episode of the Thoughtful Entrepreneur, your host Josh Elledge speaks to the Business Coach, Entrepreneur CEO and Founder of TRG International, Rick Yvanovich.Rick's core belief is that we all have the potential to be architects of change in this era of constant transformation. He emphasizes actively shaping a path forward, drawing from his transformation journey and continuous learning.Rick believes we are in a new era, driven by trends such as generative AI. While some may find AI intimidating or confusing, Rick sees it as a tool that underscores the importance of human qualities and skills.He believes that the unique qualities of humans make us extraordinary and different. AI is a certainty that touches nearly everything, and we need leaders who can harness these tools to innovate and change lives.Rick adds that leaders must be decisive, embrace change, and be employee role models. Drawing from his background as an accountant and his transition into coaching and mentoring, Rick emphasizes the need for leaders to guide their teams through the changing landscape.Key Points from the Episode:Rick's belief in the potential for individuals to be architects of change in the current eraDiscussion on the concept of the new renaissance and the role of generative AIEmphasis on the importance of human qualities and skills in relation to AIAI as an inevitability and its impact on leadership and innovationOverview of TRG International and their focus on accounting and performance management systemsMention of TRG International's work with various industries, particularly hotelsIntroduction of TRG International's offshore development center and software engineering servicesExplanation of TRG International's assessment services, including psychometrics and 360 surveysAbout Rick Yvanovich:Rick Yvanovich is a seasoned entrepreneur and finance professional with over 40 years of experience in various industries across the UK, China, Singapore, Switzerland, and Vietnam. As a fellow of the Chartered Institute of Management Accountants (CIMA) and CPA Australia, he holds prestigious qualifications, including a Chartered Global Management Accountant (CGMA) and an MSc in Strategic Business Management from Manchester Metropolitan University.Rick has significantly impacted Vietnam, where he's been based since 1990, contributing to the business community in various roles. He serves as Treasurer and Board Member of BritCham Vietnam, Vice-Chair of the AMCHAM HCMC ICT Group, and Chairman of the Industry Advisory Committee at RMIT Vietnam. He's also actively involved as a CIMA assessor and co-founder of the International Project Management Association of Vietnam, with a history of founding and investing in multiple startups.Rick is known for his Talent, Accounting, ICT, Digital Transformation, Project Management, and international trade and investment expertise. He's a frequent speaker on these topics and has a notable coaching journey, including Emotional Intelligence and OKR Champion certifications. Rick's extensive experience and contributions make him a respected figure in Vietnam's business landscape.About TRG International:TRG International is a prominent global professional services company that delivers top-tier technical solutions. With a focus on technical excellence, TRG stands out in the ever-evolving and demanding market by providing IT solutions that seamlessly operate in the background, allowing their clients to concentrate on their core business activities. As a trusted consultant and partner, TRG possesses an...

As you approach retirement, it becomes much harder to course correct from errors in planning. Nathan takes us through some of the most common retirement planning mistakes, including: underestimating your longevity, favoring accumulation over distribution, ignoring the effects of inflation, uncertainty about Social Security, incorrectly titling your assets, failing to account for changes in tax law, mistaking diversification for asset allocation, and allowing yourself to be influenced by the media.Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 9/15/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Um homicídio em 1993 deu origem a conflitos que resultaram em 156 mortes em cinco anos. Esse dado, incluído em "A Fé e o Fuzil", de Bruno Paes Manso, sintetiza o cenário de violência nas periferias de São Paulo na época: um assassinato levava a ciclos de vingança intermináveis, produzindo um efeito bola de neve. A situação, que parecia não ter saída, foi pouco a pouco se distensionando. Não de cima para baixo, a partir das polícias ou da Justiça, mas principalmente de baixo para cima, argumenta o jornalista em seu livro recém-lançado. Manso chama a atenção para o novo sistema de valores difundido por igrejas pentecostais e por facções criminosas e afirma que a reprogramação de mentes por meio da conversão permitiu que o Brasil popular das periferias inventasse mecanismos para se governar. Neste episódio, o autor diz que a onda pentecostal recorre à imagem do Deus vingativo do Antigo Testamento e impulsiona discursos de batalha espiritual e perseguição a infiéis, em que a pretensa guerra do bem contra o mal logo passa a influenciar os rumos da política nacional. Produção e apresentação: Eduardo Sombini Edição de som: Raphael Concli See omnystudio.com/listener for privacy information.

We are seeing large inflows to fixed guaranteed rate investments due to the high rate environment we find ourselves in, but when you look at the real rate of return on these products, they can start to appear a bit less attractive. Donna and Nathan discuss the importance of maintaining diversification when using fixed guaranteed rate investments. Also on MoneyTalk, why crypto investor Mike Novogratz believes digital currency is the only solution for instability and inequality in global currency markets.This podcast is intended strictly for educational purposes only, and is not a recommendation for or against cryptocurrency. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/14/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation! See omnystudio.com/listener for privacy information.

Live do Conde! Patético e medíocre: em acesso de fúria, Moraes vai para cima de advogado by TV 247

Planning for retirement involves so much more than a sound asset allocation strategy, and too often we find that these are the decisions that get the least attention. Donna and Nathan discuss some of the best non-investment moves you can make in your retirement preparation, including pushing the next generation to start their own retirement planning, facilitating spouse participation in the planning process, exploring partial transitions to retirement, and more.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/12/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

The reverse mortgage earned a stigma during its early years as under-regulated brokers pushed them on the public as a universal solution for lifetime retirement income, but the product does offer some real benefits to individuals under the right circumstances. Donna and Nathan discuss how the reverse mortgage works, who it may be right for, and what features applicants need to understand before considering one. Also on MoneyTalk, how mutual fund manager Ron Baron's approach to corporate analysis has carried his fund's performance for decades. This material is intended for informational/educational purposes only and should not be construed as investment advice, a solicitation, or a recommendation. Reverse mortgages are subject to risk, including possible foreclosure, high fees, and interest payments, and they may negatively affect your eligibility for various state and federal benefits. Please contact your financial professional for more information specific to your situation. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/7/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

The Dow Jones Industrial Average, S&P500, and Nasdaq are the three primary indices where stocks are traded, and understanding their various components and weightings can give us a better understanding of how and why they move. Nathan takes us through the mechanics of the big three stock indices. Also on MoneyTalk, how to choose your approach to investing, and the history of interest rate policy in the developed world. Target Outcome ETFs® (the “funds”) are actively managed exchange-traded funds (“ETFs”) that are designed to help equity investors maintain a level of protection in down markets, while taking advantage of growth opportunities in up markets. The funds seek to provide targeted market exposure to equity ETFs that are based on market indexes such as the S&P 500 index, while providing a defined downside buffer level, over a specified Target Outcome Period, which removes some of the uncertainty associated with equity investing. Losses can have a greater impact on investments than gains because the money remaining after the loss must work harder to get back to its original level. The math of percentages shows that as losses get larger, the return necessary to recover to the break-even point increases at a much faster rate. A loss of 10% necessitates an 11% gain to recover. Increase that loss to 25%, and it takes a 33% gain to get back to break-even. A 50% loss requires a 100% gain to get back to where the investment value started. Target Outcome ETFs® may encourage investors to stay invested by providing a defined buffer against potential losses. Traditionally, investment strategies that offer specific payoff profiles have been offered through structured products, typically issued by banks or other financial institutions. The funds offer a way to gain access to outcome-based investing—specifically to buffer against a level of downside risk while allowing growth to a maximum cap—eliminating bank credit risk, in a convenient, flexible investment vehicle. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 9/8/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

A good financial advisor will ask you qualifying questions that go well beyond how much money you have to invest, and if they truly have your best interest at heart, they will be the first ones to tell you if you don't actually need them. Donna and Nathan discuss how to know if active money management isn't something that you need at this stage in your life. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel recount the events that took place during the Panic of 1907.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/6/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation! See omnystudio.com/listener for privacy information.

No Morning Call de hoje, Henrique Esteter destaca a abertura positiva dos índices futuros em semana marcada por dados de inflação. O petróleo corrige brevemente, enquanto o minério de ferro avançar consideravelmente. Dentre os principais destaques: (i) Americanas acusa Bradesco de conluio com ex-CEO e revela emails com discussão sobre crise; (ii) Petroquímica: XP prefere Unipar à Braskem; (iii) Argentina é condenada a indenizar ex-acionistas da YPF em US$ 16 bi.

One of the reasons memory can be so deceiving is that we tend to think in straight lines while history moves in waves, and many of the regrets we carry over our “missed opportunities” fail to account for decisions we might've made along the way. Donna and Nathan discuss the importance of keeping a realistic perspective on those opportunities we let slip by. Also on MoneyTalk, lessons from fabled investor Stanley Druckenmiller.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/5/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

We're joined by Richmond Adu Addo, a Tax Associate at Deloitte based in Ghana, West Africa. Richmond has recently completed his CGMA studies via the CGMA Finance Leadership Programme and shares his thoughts on the value of CGMA and his experience of using the FLP platform.          The CGMA Finance Leadership Programme (FLP) is the online pathway to the prestigious Chartered Institute of Management Accountants' Professional Qualification. Find out more about the FLP at https://enroll.cgma.org and explore the CIMA Study Hub at hub.cimaglobal.com              CONNECT Our guest is Richmond Adu Addo Connect with show host Kevin Gormley via LinkedIn. Send feedback and comments to podcast@aicpa-cima.com This is a podcast from AICPA & CIMA, together as the Association of International Certified Professional Accountants. To enjoy more conversations from our global community of accounting and finance professionals, explore our network of free shows here.

You don't have to be a financial expert to understand why maxing out your company's 401K match is a good idea, but where you choose to invest your money beyond that can be a trickier question to answer. Donna and Nathan discuss how to best contribute to your retirement savings once you've maxed out your company match. Also on MoneyTalk, how Ray Dalio built one of the most successful hedge funds in history.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/31/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Beatriz Vilasboas, moradora de Muçum em cima do telhado por conta das fortes chuvas - 04/09/2023 by Rádio Gaúcha

Annuities have developed a reputation over the years for being oversold due to their high fees and commissions, but one particular type of annuity, the fixed annuity, hasn't had this problem, and due to the high rate environment we find ourselves in, they are having a moment. Steve and Nathan offer some strategies for individuals looking for guaranteed income with fixed immediate annuities. Also, on our MoneyTalk Moment in Financial History, the hosts take us back to the early days of the NYSE when fixed commissions stifled competition and forced high prices on investors.Hosts: Steven Beauvais & Nathan Beauvais CFP®, CIMA®; Air Date: 8/30/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Apoie o jornalismo independente.  O Antagonista está concorrendo ao prêmio IBEST 2023.  Categoria 'Canal de Política' vote: https://app.premioibest.com  Categoria 'Canal de Opinião' vote:  https://app.premioibest.com  Contamos com a sua ajuda para trazer o troféu para casa.  Assine o combo O Antagonista + Crusoé:  https://assine.oantagonista.com/ Siga O Antagonista nas redes sociais e cadastre-se para receber nossa newsletter:  https://bit.ly/newsletter-oa Leia mais em www.oantagonista.com.br  |  www.crusoe.com.br

No Morning Call de hoje, Henrique Esteter destaca outra abertura positiva dos índices futuros mesmo com feriado que impede as aberturas das bolsas dos EUA. O petróleo e o minério de ferro avançam mais uma vez. Dentre os principais destaques: (i) Petrobras apresenta projetos ao Banco dos Brics para financiamento; (ii) Mubadala abocanha 51% da rede de academias Bluefit por R$ 464 milhões; (iii) Lula vai à Índia para assumir presidência do G20.

Money decisions have a way of haunting us, particularly because many of life's curve balls have a direct impact on our finances. Donna and Nathan discuss financial planning issues that tend to keep people up at night, including outliving your money, potential long-term care needs, financial clutter, when to take social security, and more.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/29/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

The amount of time you have from now until the day you retire is arguably the most important factor in determining your investment strategy, and with a short time horizon your allocation recommendations may vary broadly due to the unique market conditions we find ourselves in. Donna and Nathan discuss how to approach your investment strategy if you are closing in on your retirement date. Also on MoneyTalk, how the Roth 5 year rule applies to your situation.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/24/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Análise do cenário do dia com a economista Lorena Dourado.

When receiving an inheritance it can be life changing, but it can also be a major responsibility that you may not be prepared for. Donna and Nathan discuss the decisions that go into the placement and distribution of inheritance money. Also on MoneyTalk, the power of collaborative family budgeting,Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/22/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Bonds historically have been a good hedge against stock market risk, but during periods of rising inflation, fixed income tends to get punished, leaving investors searching for alternatives. Nathan discusses using precious metals as part of a hedging strategy in your portfolio. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel take us back to the time of FDR, with insight into his unprecedented package of sweeping reforms: The New Deal.Host: Nathan Beauvais CFP®, CIMA®; Guest: Daniel Sowa; Air Date: 8/23/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Apoie o jornalismo independente.  O Antagonista está concorrendo na categoria 'Canal de Política'. Contamos com a sua ajuda para trazer o troféu para casa.  Vote em: https://app.premioibest.com O Antagonista está concorrendo na categoria 'Canal de Opinião'. Contamos com a sua ajuda para trazer o troféu para casa.  Vote em: https://app.premioibest.com Assine o combo O Antagonista + Crusoé:  https://assine.oantagonista.com/ Siga O Antagonista nas redes sociais e cadastre-se para receber nossa newsletter:  https://bit.ly/newsletter-oa Leia mais em www.oantagonista.com.br  |  www.crusoe.com.br

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#JasmineCamachoQuinn #CriollosBSN #RobertoClemente21 Hoy es el natalicio de Roberto Clemente | Regresa el BSN a Caguas | Las Explosivas de Moca siguen ganando y esta noche se inaugura el Clemente con las Cangrejeras recibiendo a las Atenienses | A definir de una vez y por todas las semifinales de la Doble A | A escena el Mundial de Atletismo en Hungría y diez boricuas estarán activos ¡Sintoniza y comparte! #BonitaDeportes #TiempoDeDeportes #DeporteEsMásQueJuego #Anótalo #MásDeUnaMilla

With earnings season coming to a close, our Co-Chief Investment Strategists Emily R. Roland, CIMA, and Matthew D. Miskin, CFA, join podcast host John P. Bryson to share their market outlook. They discuss the latest data pointing to an economic slowdown in China and the contagion risks that it poses for other markets. The strategists also explore the continued easing of U.S. inflationary pressures, top investment opportunities that they're seeing now, and risks that investors may wish to watch heading into the fall.

Real estate is the only asset class that has historically produced returns comparable to equities, and one way to gain passive exposure is through REITS. Steve and Nathan discuss the pros and cons of generating income with real estate investment trusts. Also, our MoneyTalk Moment in Financial History tells the story of how the Great Depression came to pass, and some of the lessons we've learned from it.Hosts: Steven Beauvais & Nathan Beauvais CFP®, CIMA®; Guest: Daniel Sowa; Air Date: 8/16/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

In this final installment discussing Q2 of 2023, we dive into current events, and their potential effects on the Stock Market. Our hosts, Tom Romano, Head of Strategic Relationships & Product Development and Casey Dylan, CIMA®, Consultant sit down for a discussion of the "magnificent seven" growth stock winners, the current state of inflation, interest rates, heavily tilted tech stocks, changes among international markets, and the recent repeal of the Black Sea grain deal by Russia.  Click here to watch the full Quarter-in-Perspective on YouTube. If you have any questions or would like more information, reach out to us at https://symmetrypartners.com/contact-us/ You can also find us on Facebook, YouTube, Twitter, and LinkedIn. As always, we remain invested in your goals. Symmetry Partners, LLC, is an investment advisory firm registered with the Securities and Exchange Commission. The firm only transacts business in states where it is properly registered, excluded or exempted from registration requirements. Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. No one should assume that future performance of any specific investment, investment strategy, product or non-investment related content made reference to directly or indirectly in this material will be profitable. As with any investment strategy, there is the possibility of profitability as well as loss. Due to various factors, including changing market conditions and/or applicable laws, the content may not be reflective of current opinions or positions.   Please note the material is provided for educational and background use only. Moreover, you should not assume that any discussion or information contained in this material serves as the receipt of, or as a substitute for, personalized investment advice. 

We take it for granted that Social Security will be there for us when we retire, but what you may not know it the US was the last of the developed nations to adopt a Social Security program, and even then it took some major concessions to get it passed. Nathan covers the history of social security, from the early social safety nets created by the guilds and fraternal orders of the 16th century, to the adoption of military and old age pensions, through to the government response to the Great Depression: the Social Security Act.Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 8/9/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

I For most of us, our mortgage is the greatest liability we will ever have, and if you are near retirement and still carrying a mortgage, the decision to pay-off or not to pay-off may be a legitimate toss up. Donna discusses the decision making factors for those choosing whether to pay off their mortgage or put their money to work in the market. Also on MoneyTalk, our hosts go over the top 10 reasons to save more for retirement.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/11/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

There are far too many things we should be thinking about when nearing retirement, and how you approach that challenge is where the final act of your story is written. Donna and Nathan discuss the different questions you should ask yourself in that last 5 to 10 years leading up to retirement.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/14/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

When planning to retire early, the sources of income you choose to draw from will have a direct impact on your ability to qualify for income dependent programs like private health insurance and Medicare. Donna and Nathan discuss strategies early retirees can use to minimize their taxable income in those years leading up to full retirement age. Also on MoneyTalk, after a year fraught with headwinds that had little influence on the resilient markets, are we approaching cyclical pullback territory?Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/8/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Income seeking investors often make the mistake of focusing too much on dividend yield, without accounting for the underlying causes for that high yield. Nathan and Donna talk about the inverse relationship between dividend yield and total return on investment, the unique features of preferred stocks, and why using alternative investments for portfolio diversification can increase your risk exposure.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 8/3/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Javier y Pedro otra vez andan de viaje, emotivo reencuentro de por medio, y nos cuentan sus nuevas experiencias. Luego hacen un ecléctico recorrido por la historia la comida favorita de todos y que da medio nombre a este podcast: la pizza. Por último Javier nos cuenta la simpática historia de un inesperado one-hit wonder noventoso.Referencias del episodioKakigōri, postre de verano japonés (Wikipedia)Mundial del heladoFresco de “pizza” de la antigua Pompeya (National Geographic en español)Antica Pizzeria Port'Alba (Wikipedia)Pizza en Argentina (Wikipedia)John Paul Larkin (Wikipedia)Show de jazz en vivo de John Paul Larkin (YouTube)Scatman (YouTube)Scatman en vivo (YouTube)

Despite a somewhat lackluster April and May, equities markets ended one of the better first halves of a year in quite some time by the end of June. The Nasdaq, S&P 500, and Dow were up 32.32%, 16.89%, and 4.94% for the year, respectively. It was the Nasdaq's best first half of a year since 1983, primarily due to growth in tech stocks driven by the surge in artificial intelligence. In this first of two parts, we discuss quarterly returns for Q2 2023. Casey Dylan, CIMA®, Consultant, and Tom Romano, Head of Strategic Relationships and Product Development, will provide timely insights and analysis on what happened in markets and economies around the world in the second quarter and what this means for long-term term investors. Click here to watch the full Quarter-in-Perspective on YouTube. If you have any questions or would like more information, reach out to us at https://symmetrypartners.com/contact-us/ You can also find us on Facebook, YouTube, Twitter, and LinkedIn. As always, we remain invested in your goals. Symmetry Partners, LLC, is an investment advisory firm registered with the Securities and Exchange Commission. The firm only transacts business in states where it is properly registered, excluded or exempted from registration requirements. Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. No one should assume that future performance of any specific investment, investment strategy, product or non-investment related content made reference to directly or indirectly in this material will be profitable. As with any investment strategy, there is the possibility of profitability as well as loss. Due to various factors, including changing market conditions and/or applicable laws, the content may not be reflective of current opinions or positions.   Please note the material is provided for educational and background use only. Moreover, you should not assume that any discussion or information contained in this material serves as the receipt of, or as a substitute for, personalized investment advice. 

There are 3 basic asset allocation strategies that investors use according to their risk tolerance and investment objectives, and understanding their differences can help us to regulate our behavior and keep us on track. Nathan discusses the differences between strategic, tactical and dynamic asset allocation strategies, and who they are most appropriate for. Also on MoneyTalk, Nathan tackles the exestential question, "what is money?", and takes us through some recent changes to 401K rules.Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 7/28/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Nasheen Wuisman, Senior Manager- Academic Progression at AICPA & CIMA,  discusses the 'little book of secrets'. This is a new resource available to our students that are preparing for the Case Study exams. The key benefit of this resource is to assist in targeting students attention to key preparation tools and techniques if they are short on time. LINKS View 'The Little Book of Secrets' here. Connect with episode guest Nasheen Wuisman. The CGMA Finance Leadership Programme (FLP) , is the online pathway to the prestigious Chartered Institute of Management Accountants' Professional Qualification. Find out more about the FLP at https://enroll.cgma.org/ You'll find show host Kevin Gormley on LinkedIn. Your feedback and comments welcomed at podcast@aicpa-cima.com This is a podcast from AICPA & CIMA, together as the Association of International Certified Professional Accountants. To enjoy more conversations from our global community of accounting and finance professionals, explore our network of free shows here.  

With an aging population, increased life expectancy, and uncertainty about the future of social security, its safe to say that tomorrow's retirees will have a very different set of challenges to negotiate than those of their parents. Donna and Nathan discuss how we can account for some of these changes in our retirement plan, and explain why tactical investing is typically not appropriate for your retirement accounts.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/27/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Errores en el camino espiritual. Cualquier persona que siga el camino del desarrollo espiritual puede tropezar y rodar hacia abajo. Aparecen en ella la pereza, el deseo de poder, la sustitución de la realidad y el egoísmo expreso. A menudo se entrega a ilusiones, sobre todo acerca de sí mismo, de su "estatus" descabellado y sus capacidades. Pero no hay que restregar eso en la cara a una persona y no hay que juzgarla. Es mejor poner las cosas en orden en sí mismo. Hay que aprender de todos: de los que siguen el camino espiritual y de los que caen. "Y a veces ni siquiera puedes tenderles la mano porque es su elección, y tu mano tendida sólo le enfada, y la aparta. Sin embargo, es su elección, y hay que respetarla. Y merece la pena aprender de una persona así.

 Análise do cenário do dia com o economista Pedro Renault.

Now that we are officially back in a bull market, we are able to look back on the bear market of 2022 with a historical lens to get a better sense of where this period lands on the pain scale. Donna and Nathan draw comparisons between non-recessionary bear markets like 2022, and those leading up to periods of recession like 1929, 2000, and 2008, and how the Fed response has evolved over time. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/25/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

If you ask when the right time is to claim your social security benefits, you may hear "wait until 70 to maximize your benefit", or "don't wait, because it has no estate value and who knows what tomorrow will bring". Steve and Nathan explain why both of these social security claiming strategies are valid, but neither accounts for the whole picture. Also, our MoneyTalk Moment in Financial History covers Charles Schwab and the advent of retail investing. Hosts: Steven Beauvais & Nathan Beauvais CFP®, CIMA®; Guest: Daniel Sowa; Air Date: 7/26/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Gaby es licenciada en Literatura Latinoamericana por la Universidad Iberoamericana. Es Orientadora Familiar por la Universidad de Navarra y tiene Maestría en Tanatología por el Instituto Mexicano de Tanatología en conjunto con la Facultad de Medicina de la UNAM.  tiene especialidad en Logoterapia por la casa Victor Frankl y Codependencia, Familia y Espiritualidad por el Monte Fenix. También es parte del Consejo Médico de Fundación CIMA, Diplomada en Suicidología por el Instituto Hispanoamericano de suicidología y diplomada en Grafología por el Colegio Mexicano de Grafología.  Certificada además por el experto en duelo David Kessler en Estados Unidos.    Este episodio es una acaricia al alma para reconocer, transitar y caminar en el duelo y las pérdidas. Acompáñanos a escuchar aquello que necesitamos para poder continuar con los siguientes capitulos de nuestra vida una vez que hemos sanado los duelos.  Gracias por estar aquí, recuerda que si sanas tú, sanamos todxs.    Mis redes sociales:  Instagram: @avtarsaraswati @podcastvibrandoalto Tiktok: @avtarsaraswati  FB: @avtarsaraswati Youtube: Vero Fuentes    Redes sociales de Gaby:  FB, Youtube, Instagram y Twitter:  @gabytanatologa  

When we think of the rich and famous we often assume that they have a team of experts working for them to handle their important money decisions, but the many iconic figures from history who failed to properly plan for the future of their massive estates provide us with extreme examples of the importance of proactive estate planning. Donna and Nathan talk about some of the specific focus areas that should be addressed when planning for your estate, and visit the topics of strategic investing, tactical investing and market timing.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/20/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Our Co-Chief Investment Strategists Emily R. Roland, CIMA, and Matthew D. Miskin, CFA, return to the podcast to discuss their market outlook at midyear 2023. Among the topics covered: How will the U.S. Federal Reserve keep inflation in check without risking a recession and what are the implications for fixed-income investors? Where does the U.S. economy stand relative to those of other developed nations? What's ahead for the U.S. equity market and international markets in the wake of recent gains? Which economic indicators are the key ones to watch now? How does this all affect portfolio positioning for the third quarter and beyond?

As the financial system grows in complexity, new opportunities for fraud continue to emerge, and if you've ever fallen victim to financial fraud in the past you understand that it can happen to anyone. Nathan references Ben Carlson's book, “Don't Fall For It: A Short History of Financial Scams”, to touch on some of the more famous examples of financial fraud. Also, our MoneyTalk Moment in Financial History covers the history of the American banking system before the Fed.Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 7/19/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Putting together a strategic retirement plan is not a set-it-and-forget-it process, partly because it is hard to know what specific challenges we'll be faced with as life evolves. Donna and Nathan offer some of the important strategic moves we can make along the retirement planning journey. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 7/18/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

Esta semana analizamos:

Mensagem do dia 09 de Julho de 2023 por Roseni Welmerink Olhe Para Cima, Olhe Para Baixo, Olhe Para Dentro| Salmo 19 www.ibab.com.br Nos acompanhe nas redes sociais: www.instagram.com/oficialibab www.facebook.com/oficialibab www.twitter.com/oficialibab