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Conviértete en un brothercito premium haciendo clic aquí: https://bit.ly/3q3YDBl #ALERTAHumorNegro #HablandoHuevadas #PorqueHablarHuevadasEsUnArte Canción oficial: Historia de un inadaptado de LOS STEREOTRIPS. -ADVERTENCIA DE HUMOR NEGRO- Learn more about your ad choices. Visit megaphone.fm/adchoices
There is a common misconception that estate planning is exclusively for the wealthy, but many of the legal tools that estate attorneys prepare for their clients are useful for people from all walks of life. Nathan speaks with estate attorney and longtime MoneyTalk contributor, Andy Nault, to discuss some estate planning documents that you should consider having in place, how to avoid some common mistakes, and much more. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: Andy Nault; Air Date: 12/5/2025; Original Air Date: 6/6/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
With fewer companies paying dividends today than in the past, dividend paying ETFs and mutual funds have become less diversified. Donna and Nathan discuss some of the trade-offs investors make with dividend paying securities. Also on Money Talk, what to do with your home in retirement, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 12/4/2025; Original Air Date: 12/12/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
Your home is both a financial and an emotional investment, which is one of the reasons why real estate can be such a uniquely risky asset class. Nathan discusses the financial tug of war that often occurs around home investment decision making, and some of the risks that homeowners fail to prepare for. Also, on our MoneyTalk Moment in Financial History we tell the story of Charlie Merrill's contributions to the democratization of the stock market and the rise of the American middle class. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: Daniel Sowa; Air Date: 12/3/2025; Original Air Date: 10/9/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
La historia de la familia Baglietto es muy conocida. Representa una de las simas más profundas de la barbarie de ETA. El 21 de septiembre de 1962 Ramón Baglietto vio a una mujer que cruzaba la calle con dos niños y un camión que se dirigía hacia ellos a toda velocidad. No dudó en intervenir y logró rescatar al bebé que la mujer llevaba en brazos, pero no pudo hacer nada por ella ni por el hijo mayor, de dos años. Kandido Azpiazu, de tan solo unos meses, salvó la vida aquel día gracias a Ramón. El 12 de mayo de 1980, 18 años después, convertido en miembro de ETA, Kandido Azpiazu participó en el atentado que costó la vida a Ramón Baglietto. «Él mismo le remató de un tiro en la cabeza», cuenta un documental sobre el crimen, producido por la Fundación Miguel Ángel Blanco. Fue acribillado en el alto de Azkarate, a su regreso de un viaje a Elgoibar. Ramón Baglietto notó que le seguían y anotó en un papel -que se encontró en su ropa- la matrícula del coche de los etarras. Solo un mes antes había descubierto a Kandido Azpiazu haciendo una pintada en el garaje de su casa: «Morirás». «Tendrás que matarme», le replicó él. El documental 'Una familia vasca: Los Baglietto' recorre las semanas anteriores al atentado, que llegó precedido de otros ataques y atentados contra militantes de UCD y otras formaciones de la órbita del centroderecha. La cinta contextualiza el acoso a ese sector de la población vasca gracias a la voz, entre otros, del exministro Jaime Mayor Oreja, líder de UCD en el País Vasco, y del periodista Gorka Angulo, autor del libro 'La persecución de ETA a la derecha vasca'. Mayor Oreja recuerda que «se hizo en casa de mis padres» la rueda de prensa de presentación del partido en Euskadi para las primeras elecciones democráticas. Cuatro años después de asesinar a Baglietto, ETA acabó también con la vida de su vecino y gran amigo José Txiki Larrañaga. Ese acoso sistemático tiene múltiples ejemplos previos y comenzó, según Gorka Angulo, con el asesinato del alcalde de Galdakao, Victor Legorburu. Durante hora y media, la cinta, dirigida por Felipe Hernández Cava, conduce al espectador a otras simas del dolor. «No me lo podía creer», confiesa Pilar Elías, la mujer de Ramón, cuando se le pregunta por el hecho de que el asesino de su marido y su pareja compraran al salir él de prisión la cristalería que había en los bajos de su casa. La propia Elías rememora que la amenaza en Azkoitia no terminó tras el asesinato porque ella tomó el relevo y, «cuando mis hijos cumplieron 18 años», fue elegida edil del PP en esa localidad. El documental homenajea también a su hermano, Pedro María Baglietto, pionero en la transmisión de la memoria en las aulas, y a quienes «asentaron la democracia con su resistencia cívica».
Se quiser mandar novas perguntas ou votar, use esse link: https://forms.gle/iGfVfiBHELzpAeVf6Para seguir o canal: https://www.youtube.com/@pergunteaovcPara seguir no Spotify : https://spoti.fi/2sonEONPara seguir no Itunes: https://podcasts.apple.com/us/podcast/id1489205902Hoje respondo:O que voce acha de business criados em cima do Whatsapp?
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Warren Buffett remains one of the most seasoned and prolific investors, and with over 7 decades of experience, we can learn much from his wisdom on the markets. Donna and Nathan discuss lessons shared by the Oracle of Omaha himself. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel tell the story of how an oil crisis, post war inflation, and a presidential scandal plunged the nation into a bear market in 1973. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 11/26/2025; Original Air Date: 4/18/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
When dealing with insurance companies it can often feel the chips are stacked against you, and it's the insurance adjuster's job to even the scales. Nathan welcomes Andy Gurczak, Founder and CEO of Allcity Adjusting, back to the show to discuss state property insurance laws, mistakes people make during the claims process, and strategies used by public adjusters to ensure customers get a fair settlement. Host: Nathan Beauvais CFP®, CIMA®; Guest: Andy Gurczak; Air Date: 11/21/2025; Original Air Date: 2/28/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
As you age, your financial priorities will change with you, so it is often useful to segment your financial plan into decades, allowing your plan to evolve to meet the needs of the moment. Donna and Nathan discuss the typical areas of focus that come with each decade as you journey toward retirement. Also on MoneyTalk, Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 11/25/2025; Original Air Date: 2/7/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
This week, Josh and Lucas sit down with Lina Ren, an emerging leader in senior living whose journey into the industry has moved at remarkable speed. Lina shares how her graduate studies at USC, a personal family experience with dementia, and a pivotal scholarship opportunity through NIC opened doors she didn't even realize existed, ultimately connecting her with Cima Senior Living, where she now serves as an analyst. The conversation explores generational misconceptions about senior housing, the power of mentorship and networking, the role of technology in shaping the future of senior living, and the workforce challenges facing the industry. This week, we share:The role of NIC scholarships in shaping career pathwaysThe gaps between public perception and the realities of senior housingThe growing role of AI and emerging technologies in care environmentsHow the industry can attract younger talentMeet the Hosts:Josh CrispLucas McCurdyConnect with Our GuestLina RenLearn more about the NIC Sponsorship ProgramProduced by Solinity Marketing.Sponsored by Aline, NIC MAP, Procare HR, Sage, Hamilton CapTel, Service Master, The Bridge Group Construction and Solinity. Become a sponsor of Bridge the Gap.Connect with BTG on social media:YouTubeInstagramFacebookTwitterLinkedInTikTokThis episode was recorded at the NIC Fall Conference
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Advisors and co-hosts Zachary Bouck, CIMA®, CFP®, and Austyn Garcia, recap our November 2025 portfolio meeting, discussing what happened in the markets over the last month, our approach to traditional asset allocation (cash, fixed-income, equities, and alternatives), and our general outlook for the next 6-12 months in the markets. 0:00 – Introduction 0:54 – Action Items 1:55 – Mortgage Rates & Refinancing Tips 3:01 – October Market Recap & Federal Reserve Updates 4:36 – Government Shutdown: Impacts on Markets & Travel 6:38 – Data Reliability During Shutdowns 8:58 – Tech Stocks, Valuations & Michael Burry's Bet 14:07 – The Role of AI & The Future of Work 19:09 – End-of-Year Investment Startegies 25:23 – Direct Indexing & Diversification 27:41 – Opportunities Beyond Tech: Materials & Other Sectors 35:40 – Closing Thoughts Visit www.denverwealthmanagement.com to schedule a free consultation.
A treta entre o governo Lula e o presidente do Senado, Davi Alcolumbre (União Brasil), envolvendo a indicação de Jorge Messias ao STF ganhou novos capítulos nos últimos dias.Alcolumbre marcou para 10 de dezembro a sabatina de Messias — o que foi interpretado como uma tentativa de dificultar a aprovação do escolhido de Lula. O governo, por sua vez, tenta ganhar tempo, e não enviou ao Senado a mensagem necessária para encaminhar a sabatina. No fim de semana, Alcolumbre, que atuou pela indicação de Rodrigo Pacheco, criticou a postura do Planalto. Madeleine Lacsko, Duda Teixeira e Ricardo Kertzman comentam:Papo Antagonista é o programa que explica e debate os principais acontecimentos do dia com análises críticas e aprofundadas sobre a política brasileira e seus bastidores. Apresentado por Madeleine Lacsko, o programa traz contexto e opinião sobre os temas mais quentes da atualidade. Com foco em jornalismo, eleições e debate, é um espaço essencial para quem busca informação de qualidade. Ao vivo de segunda a sexta-feira às 18h. Apoie o jornalismo Vigilante: 10% de desconto para audiência do Papo Antagonista https://bit.ly/papoantagonista Siga O Antagonista no X: https://x.com/o_antagonista Acompanhe O Antagonista no canal do WhatsApp. Boletins diários, conteúdos exclusivos em vídeo e muito mais. https://whatsapp.com/channel/0029Va2SurQHLHQbI5yJN344 Leia mais em www.oantagonista.com.br | www.crusoe.com.br
Trento e Bolzano guidano nuovamente la classifica della Qualità della vita de Il Sole 24 Ore, giunta alla 36esima edizione e basata su 90 indicatori certificati. Trento conquista il primo posto, seguita da Bolzano, spinta dai risultati in "Affari e lavoro" e dal primato nella natalità, e da Udine, terza grazie ai risultati in "Ambiente e servizi" e alla densità di impianti fotovoltaici. La spaccatura territoriale resta evidente: la prima provincia del Sud è Cagliari al 39° posto, mentre le ultime 22 posizioni sono occupate da province meridionali, confermando un divario che persiste da decenni nonostante fondi europei, Pnrr e vantaggi strutturali come clima e costo della vita. Le classifiche tematiche premiano Milano in "Ricchezza e consumi" e "Affari e lavoro", Brescia per "Ambiente e servizi", Bologna per "Demografia, salute e società", Oristano per "Giustizia e sicurezza" e Trieste per "Cultura e tempo libero", mentre Siena vince l'indice della Qualità della vita delle donne. Il confronto con il 2024 mostra una crescita delle retribuzioni medie, un calo delle famiglie povere e un miglioramento del benessere economico, ma anche un aumento della cassa integrazione e una lieve contrazione delle startup, mentre l'Italia resta un Paese anziano con natalità in ulteriore calo. Ne parliamo con Marta Casadei, Il Sole 24 OreNovembre nero nell'autotrasporto: morti sul lavoro e pressioni illecite sul carico-scaricoSette morti in dieci giorni, tutti autisti over 60, segnano un novembre nero per l'autotrasporto e riportano al centro l'invecchiamento della forza lavoro, ancora priva del riconoscimento di attività usurante. Le dinamiche degli incidenti evidenziano rischi diffusi, dalla guida notturna alla congestione autostradale fino alle operazioni di carico e scarico, aggravate da cantieri, divieti di sorpasso e carenza di autisti qualificati. In questo contesto diventa cruciale la norma dell'art. 6-bis, che prevede una franchigia di 90 minuti e indennizzi obbligatori oltre questo limite, non rinunciabili e a carico sia del committente sia del gestore del sito. Proprio su questa norma FIAP denuncia pressioni illecite sui trasportatori affinché rinuncino agli indennizzi, con minacce di revoca degli incarichi e richieste contrarie alla legge. «Una situazione inaccettabile e lesiva della legalità», afferma il segretario generale Alessandro Peron, che annuncia una segnalazione formale all'AGCM, l'invio delle prime diffide e l'avvio dell'Osservatorio FIAP per monitorare la corretta applicazione della norma e impedire che la filiera venga riportata "indietro di vent'anni". Il commento è di Alessandro Peron, Segretario Generale FIAPNomisma, export agroalimentare a fine anno supererà i 70 miliardiL'export agroalimentare italiano si avvia a superare per la prima volta i 70 miliardi di euro entro il 2025, come evidenziato al IX Forum Agrifood Monitor di Nomisma. A settembre la crescita segna +5,7%, confermando l'Italia come nono esportatore mondiale e seconda per aumento percentuale nell'ultimo quinquennio, con boom in Polonia, Spagna e Stati Uniti. Gli USA restano partner chiave, con acquisti in aumento del 66% dal 2019, ma il 2025 registra un rallentamento dovuto alla svalutazione del dollaro e alle incertezze sui dazi, che hanno frenato l'export fino al -22% in agosto. Da qui l'invito a diversificare puntando su Paesi ad alta crescita come Messico, Romania, Corea del Sud e sulle opportunità dei nuovi accordi di libero scambio, incluso il negoziato con l'Indonesia. Le prospettive restano positive, ma il settore deve attrezzarsi contro volatilità geopolitica e commerciale per mantenere la traiettoria di crescita. Interviene Paolo De Castro, presidente Nomisma.Mps-Mediobanca: nessun accertamento su Mef, indagine avanzaL'inchiesta della procura di Milano sulla scalata di Mps a Mediobanca coinvolge Caltagirone, Milleri e l'AD Lovaglio per presunta manipolazione del mercato e ostacolo alla vigilanza, spingendo l'opposizione a chiedere chiarimenti al governo e al ministro Giorgetti. Le fonti giudiziarie chiariscono che il Mef non è indagato né oggetto di accertamento e che l'indagine è tuttora in corso, con molto materiale da analizzare dopo i sequestri dei giorni scorsi. Gli inquirenti ritengono che la scalata non sia stata fatta nell'interesse della banca e stanno ricostruendo il ruolo giocato nei collocamenti e nell'assemblea di Mediobanca dell'agosto scorso, considerata dagli investigatori un "passaggio rivelatorio" per la possibile formazione di una maggioranza concertata contraria all'operazione su Banca Generali. La notizia ha avuto immediate ripercussioni in Borsa, con Mps che ha toccato i minimi dal 24 settembre e perdite fino al 4%. Ne parliamo con Stefano Elli, Il Sole 24 Ore
Siga nosso canal de CORTES: https://www.youtube.com/@IconografiadaHistoria-cortesAJUDE-NOS A MANTER O CANAL ICONOGRAFIA DA HISTÓRIA: Considere apoiar nosso trabalho, participar de sorteios e garantir acesso ao nosso grupo de Whatsapp exclusivo: https://bit.ly/apoiaoidhSe preferir, faz um PIX: https://bit.ly/PIXidhSiga ICONOGRAFIA DA HISTÓRIA em todas as redes: https://linktr.ee/iconografiadahistoriaoficialSiga o JOEL PAVIOTTI: https://bit.ly/joelpaviottiApresentação: Joel PaviottiTexto e roteirização: Adriana de PaulaRevisão: Adriana de PaulaCâmera e produção: Fernando ZenerattoEdição: Eduardo GoesDireção: Fernando Zeneratto / Joel Paviotti
¿Cowboys de vuelta al Super Bowl? Podría pasar. Aquí hablamos de eso y cómo los Broncos podrían ser el mejor equipo de la AFC, y los equipos que nos acostumbramos a ver en postemporada en los últmos años están en posibilidades de quedar fuera.
Episode 74: Cayman Funds with Patrick Colegrave, Forbes Hare Patrick Colegrave joins me in the Tokens of Wisdom Studio to discuss all things Cayman funds. From local regulatory requirements to investor expectations to setup costs, Patrick covers the ins and outs of Cayman fund formation. Key Points From This Episode: Why should I choose Cayman over BVI (or should I?)?Does my Cayman fund always need to register with CIMA?What does the formation process cost/involve?What are the most common entity types for Cayman fund vehicles?Is there a specific type of entity that works best for specific types of fund?Local regulatory requirements for a Cayman fund.How should I choose the right offshore counsel? Disclaimer: This show is for informational purposes only. Nothing presented here constitutes legal, investment or tax advice. The guests that join us share their considerable fund-related wisdom, but everything they share here is their personal opinion and for educational purposes only. On this show, they are speaking for themselves, and not for their employer or any affiliated entity. Tokens of Wisdom is produced by Dave Rothschild, partner at Cole-Frieman & Mallon LLP headquartered in San Francisco, California. For more information, visit https://colefrieman.com/ Links Mentioned in Today's Episode: Dave Rothschild - https://www.linkedin.com/in/davidcrothschild/Patrick Colegrave - https://www.linkedin.com/in/patrickcolegrave/ Cole-Frieman & Mallon LLP - https://colefrieman.com/Forbes Hare - https://forbeshare.com/ Music by Joe Ginsberg - https://www.instagram.com/thejoeginsbergFor any questions or comments, email: tow@colefrieman.com
Year-end is a time to remind ourselves what’s important…like where our money is going, and whether we’re on track for our financial goals. Donna and Nathan go over some of the items on your year-end planning checklist, including auditing unused subscriptions, maxing out tax advantaged accounts, doing a Roth conversion assessment, and much more. Also, on MoneyTalk, the unique benefits of HSAs, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/20/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
Retirement has the potential to make up 1/3 of your life, so naturally your experience will change as you pass through its various phases. Nathan discusses how we evolve through the three phases of retirement, and what we can do to prepare ourselves for the journey. Also, on our MoneyTalk Moment in Financial History, Nathan and Steve tell the story of how John Pierpont Morgan built the first US industrial empire and carried the weight of a nation on his shoulders. Hosts: Nathan Beauvais CFP®, CIMA®, CPWA® & Steven Beauvais; Air Date: 11/19/2025; Original Air Date: 6/26/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
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Imagina guerreros que luchaban desnudos, aullaban como lobos, mordían sus escudos y atacaban con una ira tan ciega que podían destrozar a amigos y enemigos por igual. Los berserkers vikingos fueron las tropas de élite más temidas de la Edad Media, pero ¿qué se escondía detrás de su comportamiento enloquecido? Un etnobotánico esloveno ha desvelado el secreto: un cóctel letal de hongos alucinógenos y beleño negro, la misma hierba que usaban las brujas medievales. Una pócima que provocaba alucinaciones, fuerza sobrehumana y una rabia homicida incontrolable. Hoy descubrimos la química detrás del mito, el ritual chamánico que los convertía en hombres lobo y por qué terminaron siendo declarados ilegales por sus propios compatriotas. Bienvenidos a DÍAS EXTRAÑOS. Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals
We typically only hear about bonds when we experience spikes in interest rates or inflation, but understanding how bonds work helps us to better understand how the economy functions. Nathan takes us through 10 things you should know about bonds. Also on MoneyTalk, how different business entities function, and choosing your investment vehicles. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 11/14/2025; Original Air Dates: 1/26/2024 & 4/26/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
Social safety nets have existed in one form or another since the Middle Ages, but no government entitlement program has touched more people or enjoyed more longevity than Social Security. On this edition of our MoneyTalk Moment in Financial History, Nathan takes us through the events that led to the unlikely passing of the Social Security program, and why it's been so critical to the ongoing welfare of our nation. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 11/12/2025; Original Air Date: 8/9/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
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James Breaks down the 5 ways investment professionals get information before YOU, the retail investor, and how you can start getting information just as fast as them! That way, you can make informed decisions off the data, instead of off their headlines! 15 Minutes of Finance is your quick, easy to understand take on markets, taxes, and making smarter financial decisions! The show is produced by West and Walters Tax and Wealth Management, an RIA and tax firm based in Carlsbad, California. Hosted by James Walters, CIMA®, CRPC®, and Brandon West, CPA, co-owners of West and Walters, each episode gives you clear, honest, and actionable financial talk in the time it takes to drink your morning coffee! All Information is educational in its intent and distribution! Please do not consider this personal financial advice. We believe all clients have unique situations and thus require unique advice.
In this episode, we discuss CIMA surveys, frozen assets reporting, the VASP regulatory forum, year-end reminders, and Cayman FSPs – preparing for the FATF fifth-round review.SPEAKERS:Adam Huckle, Partner | +1 345 814 5318 | adam.huckle@maples.com | View bioAnthony Mourginos, Partner | +1 345 814 5155 | anthony.mourginos@maples.com| View bioJo Ottaway, Associate | +1 345 814 5511 | jo.ottaway@maples.com | View bioRESOURCES:Visit our Regulatory Round-Up Blog for the latest developments and insights in the regulatory landscapeRELATED SERVICES:Maples Group Regulatory and Financial Services AdvisoryWith a depth of experience across all regulated sectors, the Maples Group Regulatory and Financial Services team is positioned to address client needs and sensitivities. We have the largest dedicated Cayman Islands Regulatory and Financial Services team in the offshore market.Follow Us: LinkedIn: https://www.linkedin.com/company/maplesgroup/Instagram: https://www.instagram.com/maplesgroup/Twitter: https://twitter.com/maplesgroupFacebook: https://www.facebook.com/maplesgroup/Website: https://maples.com/podcasts/15-15 Blog: https://maples.com/regulatory-round-up
Welcome back to Open The Voice Gate! Case (https://twitter.com/_inyourcase) and Mike (https://twitter.com/fujiiheya) are back with an update on the comings and goings of Dragongate.As King of Gate 2025 continues to finish it's first round, OTVG is back to talk about the tournament so far. Case and Mike give their spoiler free recommendations before breaking down the tournament stops in Kobe (11/8), Matsuyama (11/9) and Tottori (11/10), including more Gianni Valletta greatness, a historical match for Hyo, the return of Homecoming matches on the network and more. To close out the show, they discuss El Lindaman vs CIMA from Gleat's 11/3 Ver.Mega show, CIMA”s injury, and how to interpret what might come next.Our podcast provider, Red Circle, offers the listeners the option to sponsor the show. Click on “Sponsor This Podcaster” at https://redcircle.com/shows/open-the-voice-gate and you can donate a single time, or set up a monthly donation to Open The Voice Gate!Please Rate and Review Open The Voice Gate on the podcast platform of your choice and follow us on Twitter at https://twitter.com/openvoicegate.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
One of the most common things new clients want to know is how their retirement assets measure up against their peers, and one of the first jobs of the advisor is to steer them away from this kind of thinking. Donna and Nathan discuss the process of assessing your financial health, and how to appropriately measure your progress. Also on MoneyTalk, income investing and the downsides of living off dividends. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/6/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
How you choose to structure your business will have great bearing over how you are taxed, and how much liability you take on. Nathan discusses how each of the various types of business entities operate, how they differ, and why it is important to seek professional guidance when deciding which formation is right for you. Also on MoneyTalk, the diversification challenge, and understanding investment categories. Host: Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 11/7/2025; Original Air Date: 12/10/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
The great Notorious B.I.G. once said, “Mo money, mo problems”, and while some of us may scoff at this as something only rich people say, it is true that many of the worlds wealthiest people do not consider themselves happy. Donna and Nathan discuss this and other lessons offered by writer, Ben Carlson, in his blog post, “17 Thoughts About Money”. Also on MoneyTalk, big mistakes made by some history's most iconic investors. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/5/2025; Original Air Dates: 2/15/2024 & 10/2/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
With many homeowners now saddled with unsustainably high mortgage payments, some are looking to adjustable rate mortgages as an alternative, gambling on the prospect of lower rates coming down the pipe. Donna and Nathan discuss the flawed assumptions and risks behind this strategy. Also on MoneyTalk, the shift back to active bond funds, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 11/4/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
O governador de Goiás e pré-candidato da União Brasil à Presidência da República, Ronaldo Caiado, reagiu na terça-feira, 4, a Lula após o petista falar em "matança" na megaoperação da semana passada contra o Comando Vermelho. Em vídeo divulgado em seu perfil no Instagram, Caiado afirmou que o comentário de Lula mostra a “verdadeira face dele” e destacou que o enfrentamento ao crime organizado será "referência" nas eleições de 2026. Felipe Moura Brasil, Duda Teixeira e Ricardo Kertzman comentam:Papo Antagonista é o programa que explica e debate os principais acontecimentos do dia com análises críticas e aprofundadas sobre a política brasileira e seus bastidores. Apresentado por Felipe Moura Brasil, o programa traz contexto e opinião sobre os temas mais quentes da atualidade. Com foco em jornalismo, eleições e debate, é um espaço essencial para quem busca informação de qualidade. Ao vivo de segunda a sexta-feira às 18h. Apoie o jornalismo Vigilante: 10% de desconto para audiência do Papo Antagonista https://bit.ly/papoantagonista Siga O Antagonista no X: https://x.com/o_antagonista Acompanhe O Antagonista no canal do WhatsApp. Boletins diários, conteúdos exclusivos em vídeo e muito mais. https://whatsapp.com/channel/0029Va2SurQHLHQbI5yJN344 Leia mais em www.oantagonista.com.br | www.crusoe.com.br
You pay into the social security system your whole life, and when it's finally time to claim your benefits, what should feel like a moment to celebrate often becomes a moment of confusion where the wrong decision can carry life long consequences. Donna and Nathan discuss mistakes people make with their social security benefits, and how to avoid them. Also on MoneyTalk, the good and the bad of using target date funds, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/30/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
If you receive all of your income by W-2, most tax filing software will likely give you results similar to what you would get if you had filed through a CPA, but for 1099 employees or those with mixed income sources, having the guidance of a professional can make a world of difference. Nathan speaks with CPA, John Briggs, Founder of Incite Tax, about the value of using a CPA for certain tax filers, some non-tax accounting services offered by CPAs that you can take advantage of, common tax deduction myths, and much more. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Special Guest: John Briggs, CPA; Air Date: 10/31/2025; Original Air Date: 1/6/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
Great reward typically comes with an equal measure of risk, and investing is no different. Nathan discusses the various forms of investment risk, including: loss of principal, purchasing power, liquidity, geopolitical, currency risk, and more. Also on our MoneyTalk Moment in Financial History, we cover the story of May Day, when regulators removed fixed commissions from stock trading, upending the power structure among the big banks and bringing price competition to Wall Street for the first time. Hosts: Nathan Beauvais CFP®, CIMA®, CPWA® & Steven Beauvais; Air Date: 10/29/2025; Original Air Dates: 8/30/2023 & 1/26/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.
For over 25 years, Tyson Ray has sat in the same seat many entrepreneurs find themselves in today: running a successful business, serving clients at the highest level, and facing the question of what comes next.As co-founder and CEO of FORM Wealth Advisors, Tyson has led through market cycles, built a multigenerational team, acquired firms, and guided clients through every kind of transition. He spent years focused on everyone else's future until he realized his own succession plan wasn't where it needed to be.That moment became the foundation for the SPACE Framework™ (See, Prepare, Act, Commit, Exit), which Tyson shares in his latest book Total Succession. Built for advisors who care deeply about their clients, their teams, and the legacy they leave behind, it offers a clear path to exit with confidence and full compensation.Tyson holds advanced credentials from the Yale School of Management and the Business Enterprise Institute, along with his CFP®, CIMA®, and CExP® designations. His work has earned national recognition, including:• Barron's Top 1,200 Advisors (2021–2024)• Forbes Best-in-State Wealth Advisor (2018–2024)• AdvisorHub Top 150 Advisors to Watch Under $1B (2024)• Chairman's Council Advisor (2005–2024)Beyond the business, Tyson is co-founder of Children's World Impact, a nonprofit providing global humanitarian aid. His leadership there has been recognized with the Invest in Others Global Community Impact Award and REP. Magazine's Advisor with a Heart.Learn more: http://totalsuccession.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-tyson-ray-co-founder-and-ceo-of-form-wealth-advisors
For over 25 years, Tyson Ray has sat in the same seat many entrepreneurs find themselves in today: running a successful business, serving clients at the highest level, and facing the question of what comes next.As co-founder and CEO of FORM Wealth Advisors, Tyson has led through market cycles, built a multigenerational team, acquired firms, and guided clients through every kind of transition. He spent years focused on everyone else's future until he realized his own succession plan wasn't where it needed to be.That moment became the foundation for the SPACE Framework™ (See, Prepare, Act, Commit, Exit), which Tyson shares in his latest book Total Succession. Built for advisors who care deeply about their clients, their teams, and the legacy they leave behind, it offers a clear path to exit with confidence and full compensation.Tyson holds advanced credentials from the Yale School of Management and the Business Enterprise Institute, along with his CFP®, CIMA®, and CExP® designations. His work has earned national recognition, including:• Barron's Top 1,200 Advisors (2021–2024)• Forbes Best-in-State Wealth Advisor (2018–2024)• AdvisorHub Top 150 Advisors to Watch Under $1B (2024)• Chairman's Council Advisor (2005–2024)Beyond the business, Tyson is co-founder of Children's World Impact, a nonprofit providing global humanitarian aid. His leadership there has been recognized with the Invest in Others Global Community Impact Award and REP. Magazine's Advisor with a Heart.Learn more: http://totalsuccession.com/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-tyson-ray-co-founder-and-ceo-of-form-wealth-advisors
It's Observer Hall of Fame season, and you know what that means: With Kris having to take the week off, David figured this would be a good week of a HOF show, so he's joined here by our dear friend John Pollock of POST Wrestling to go over the ballot! The focus is on new/returning candidates and our ballot shortlists for the most part to keep our sanity, but there's a ton of ground covered, with topics including:David's new research into the Von Erichs and how it affects their candidacy as a group.Decoding the criteria as it applies to teams vs. singles acts.The underrepresentation of historically marginalized groups in the HOF.Junkyard Dog getting unfairly made out to be a far inferior candidate than he actually is in a lot of HOF discussions.Sabu's case coming into focus in the aftermath of his death.What's the threshold for high level in-ring longevity candidates like the Briscoes, Masaaki Mochizuki, and Meiko Satomura?Between last year's inductions of CIMA and Shingo Takagi and this year's addition of Mochizuki to the ballot, is it time to put a lot more focus on Dragongate candidates, whether individually or as groups?Is Becky Lynch's candidacy losing stream?Did CM Punk deliberately sabotage AEW, and if so, how does that reflect on his otherwise strong case for induction?The Randy Orton problem: Right now, it's easy to make the case for why he's a weak candidate. Will voters lost sight of that years down the line?Batista needing reconsideration under the current rule set when he's a far superior candidate to almost everyone else on the modern U.S./Canada ballot.Did Cody Rhodes' pec injury rob him of the credit he deserves for being the catalyst for the 2020s WWE boom period?Aew we overvaluing in-ring work when it comes to candidates like Tiger Jeet Singh?Trying to figure out the areas where the WON HOF should be more like the Rock 'n' Roll HOF than sports halls of fame, including whether or not feuds should be considered as much of an “act” as tag teams are since it's all a work.The problem with candidates like Zane Bresloff and Rossy Ogawa where we're largely relying on a friend or two to make the case for them. The glut of candidates like Morris Sigel, Bobby Bruns, and Roy Welch that arguably shouldn't be up to a vote in the first place.The rise of “non-standard” candidates like Jim Johnson and Reggie Parks.Mike Tenay arguably having much more actual stylistic influence on the style taken up by successor announcers than Jesse Ventura did.Dave Brown being unfairly punished for being the sidekick of the GOAT, Lance Russell despite being an HOF-level announcer himself and fans in the Memphis territory tending to put them over as a team.…and much more. Enjoy!To support the show and get access to exclusive rewards like special members-only monthly themed shows, go to our Patreon page at Patreon.com/BetweenTheSheets and become an ongoing Patron. Becoming a Between the Sheets Patron will also get you exclusive access to not only the monthly themed episode of Between the Sheets, but also access to our new mailbag segment, a Patron-only chat room on Slack, and anything else we do outside of the main shows!If you're looking for the best deal on a VPN service—short for Virtual Private Network, it helps you get around regional restrictions as well as browse the internet more securely—then Private Internet Access is what you've been looking for. Not only will using our link help support Between The Sheets, but you'll get a special discount, with prices as low as $1.98/month if you go with a 40 month subscription. With numerous great features and even a TV-specific Android app to make streaming easier, there is no better choice if you're looking to subscribe to WWE Network, AEW Plus, and other region-locked services.For the best in both current and classic indie wrestling streaming, make sure to check out IndependentWrestling.tv and use coupon code BTSPOD for a free 5 day trial! (You can also go directly to TinyURL.com/IWTVsheets to sign up that way.) If you convert to a paid subscriber, we get a kickback for referring you, allowing you to support both the show and the indie scene.You can also use code BTSPOD to save 25% on your first payment — whether paying month to month or annually — when you subscribe to Ultimate Classic Wrestling Network at ClassicWrestling.net!To subscribe, you can find us on iTunes, Google Play, and just about every other podcast app's directory, or you can also paste Feeds.FeedBurner.com/BTSheets into your favorite podcast app using whatever “add feed manually” option it has.Support this podcast at — https://redcircle.com/between-the-sheets/donationsAdvertising Inquiries: https://redcircle.com/brands