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Did you hear about the guy who tried to pay his taxes with a smile? Unfortunately for him, the IRS still prefers cash.All jokes aside, failing to file your taxes for several years is no small matter—but it's not the end of the road, either. Kevin Cross joins us today with practical steps to help you get back on track.Kevin Cross is a Certified Public Accountant (CPA) who has headed CPA firms in Florida and now Georgia. He has studied the tax code extensively and specializes in representing taxpayers before the Internal Revenue Service (IRS).Start With the Present, Not the PastThe further you fall behind, the more difficult it is to catch up. But rather than beginning with the year you first missed, he recommends filing your most recent return first—say, 2024—and working backward as needed. This shows the IRS that you're attempting to come into compliance, not ignoring your obligations.Falling behind on taxes is more common than most people think. Life events like divorce, disability, job loss, or even the rise of gig work can trigger tax complications. For example, many gig workers receive a 1099 for the first time, try to file using online software, and are shocked to discover they owe thousands. Rather than seek help, they freeze—and the following year's return also goes unfiled.Of course, COVID didn't help as many people have been struggling since then to get back on track.Do You Always Have to File?A common misunderstanding is that you must always file. If you're not going to owe anything, you don't have to file. That includes many senior citizens who live solely on Social Security.However, if you're due a refund, you have up to three years to file and claim it. Miss that window, and the refund is forfeited.Importantly, there's a difference between not filing and not paying. Sometimes you don't know what you owe—or if you owe—until you file.Even if you don't owe taxes on the sale of a primary residence, for example, the IRS won't know that unless you file. If you don't, you might receive a letter saying you owe thousands in capital gains tax—money you could've avoided paying.How to Begin the ProcessIf you're unsure how many years you've missed, a good first step is to request a Wage and Income Transcript from the IRS. This document shows all your reported income—W-2s, 1099s, Social Security, retirement distributions, and more. You can request it through the IRS website by searching for “IRS wage and income transcript.”Even with transcripts in hand, deciphering them can be complicated. That's why we strongly recommend seeking help from a CPA or tax professional familiar with IRS representation. You may not know what to do with what you find. You can find a Certified Kingdom Advisor (CKA) in your area who specializes in tax planning and preparation by going to FaithFi.com and clicking “Find a Professional”. Also, it's helpful to know that the IRS's own handbook, the Internal Revenue Manual, usually requires only the last six years of returns to be filed. That's a helpful limit for those unsure where to begin.The IRS Will Work With YouDon't let fear keep you stuck. The IRS can work with you. Options include payment plans or even an offer in compromise, which may reduce your total tax liability.Filing late taxes doesn't have to be terrifying. With the right help and a step-by-step plan, you can get back on track—and even experience peace of mind. The IRS just wants to see you trying. Start with today, and take it one step at a time.On Today's Program, Rob Answers Listener Questions:I have a TIAA retirement account from my husband's time as an adjunct professor at a local community college. It's a small amount. As I'm 76, I'm required to set aside a certain amount each year. I would like to give this to my son now so that those amounts can stay in the account and start accruing interest. Can I do that?We have a credit card balance of $15,000 with an interest rate of 11%. We try to pay $2,000 a month, but the balance keeps increasing. Part of the reason is that our 29-year-old daughter, who lives and works in London, has a card on our account. We initially gave her the card for emergencies and plane tickets home, but she's using it for other expenses, such as occasional Ubers and travel. We want to pay off this card, but we're making no progress. What can we do?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Kevin Cross (CPA)Internal Revenue Service (IRS.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
“The wicked borrow but do not pay back, but the righteous is generous and gives.” – Psalm 37:21When someone owes you money and doesn't repay it, emotions can run high—frustration, hurt, and even resentment. Whether it's a friend, family member, or fellow believer, unpaid debt can strain even the strongest relationships. So, how should we respond when repayment never comes? Let's explore that together.Start with CompassionIt's natural to assume the worst when someone avoids repaying a debt. But Scripture calls us to pause and lead with understanding.“Whoever is slow to anger has great understanding, but he who has a hasty temper exalts folly.” – Proverbs 14:29The person who owes you might be experiencing genuine hardship, such as job loss, medical emergencies, or family struggles. Begin by asking how they're doing. Show empathy. Offer flexibility, if possible, such as a revised payment plan. This can foster honest dialogue and reflect Christ's love in action.Before confronting the situation, pray. Ask God for wisdom, peace, and soft hearts on both sides. When you enter the conversation with prayerful humility, your response becomes a witness, not just a reaction.Follow Biblical Steps for ConflictIf the debtor is a fellow believer and continues to avoid the issue, Jesus outlines a redemptive process in Matthew 18:Speak privately to them.If unresolved, bring one or two others.If the issue remains unresolved, involve the church leadership.The goal isn't shame—it's restoration. Seek truth and preserve the relationship, creating a path forward instead of building a wall.Should Christians Ever Take Legal Action?In 1 Corinthians 6, Paul warns believers not to sue one another over civil matters, saying, “Why not rather be wronged?” Unity and love matter more than financial recovery. However, this doesn't mean legal action is never appropriate.If fraud, abuse, or serious legal injustice is involved, Romans 13 affirms that civil authorities exist to uphold justice. Seeking legal recourse in these situations may be necessary, especially if livelihoods are at stake. Just be sure your motivation is fairness, not revenge.The Bigger PictureRegardless of the outcome, Jesus commands us to forgive:“Whenever you stand praying, forgive, if you have anything against anyone…” – Mark 11:25Forgiveness doesn't ignore the debt—it chooses not to hold bitterness. Sometimes it leads to repentance; other times, it simply frees your heart.Unpaid debt is frustrating—but temporary. Relationships, witness, and Christlike character endure. Ask not only, “How can I get this money back?” but “How can I reflect Jesus in this moment?” Generosity and forgiveness point to a Savior who forgave us when we had nothing to repay.Want to Go Deeper?This topic is explored further in our Faithful Steward magazine. You can receive each quarterly issue by becoming a FaithFi Partner—just $35/month or $400/year at FaithFi.com/Give. Your support helps equip more believers for faithful stewardship.On Today's Program, Rob Answers Listener Questions:I'm in my 50s and want to buy a house. I have money saved for a down payment, but I'm unsure about two things. First, should I continue saving for a larger down payment or buy now with the money I have? Second, I want a mortgage, but I would like to know whether I should choose a shorter or longer mortgage term. I'm 54 years old, so I'm thinking about my timeline for paying off the mortgage.My brother and sister had a trust together with three houses. My sister has since passed away, and my brother is still alive. The trust already has money in it, and my brother is thinking about selling one of the houses. I would like to know: Does the money from the house sale have to be returned to the trust, or can my brother keep it?I'm about to start Social Security at my full retirement age in two months. My wife is considering taking Social Security at age 62. My question is about what happens if I pass away before her. If she's already receiving a reduced spousal benefit, will she then get 100% of my benefit at the new reduced amount, or will she be stuck with the same reduced percentage?My wife and I have a local revocable trust with property and investments. We're considering relocating to an Illinois senior living facility. I'm concerned: Will the state have any way to access our money and property?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
To celebrate the Summer Solstice Taylor talks with Water Priestess Annwyn Avalon about the water element, Water Spirits, water rituals you can try, ways that we can be stewards for water and so much more on this weeks episode of Magic Hour. #magichour #witchypodcast #intuition #spirituality #summersolstice #watermagic #waterspirits Connect with Annwyn and find out more about her offerings at her websites annwynavalon.com waterpriestess.com waterwitchcraft.com ------------------------- Connect with Taylor further on Instagram @angels_and_amethyst or on her website www.angelsandamethyst.com. Follow @MagicHourPod on instagram for more Magic Hour content. If you have any questions about, intuition, spirituality, angels, or anything and everything magical, please email contact@magichourpod.com. We will answer listener questions once a month in our solo episodes Don't forget to leave us a 5 sparkling star review, they help more people find the pod and remember their magic. Please screenshot and email your 5 star reviews to contact@magichourpod.com and we will send you a free downloadable angelic meditation, and enter you to win an angel reading with Taylor Paige! The next Angel Reading giveaway will happen when we hit 222 5 star reviews on both Spotify and Apple Podcasts. Join the waitlist for a reading with Taylor here: angelsandamethyst.com/offerings Find Taylor's 3 part workshop series on Angelic Connection, Attracting a Soulmate Connection, and Healing the Witch wound here: angelsandamethyst.com/workshops Code 333 gives $33 off, plus, each student can email Taylor one question on the subject material per lesson. Join Taylor's email list at www.angelsandamethyst.com to know when her monthly gatherings of Earth Angel Club are open for registration. Earth angel club is a monthly meeting of like-minded and magical people across the world. EAC includes an astrological and energetic overview, a guided meditation attuned to the current zodiac season, and for the highest ticket tier, a mini email angel reading. Each EAC member also has the option to skip the waitlist and sit with Taylor sooner for a reading. Are you an aligned business owner that would like to advertise to our beautiful community of magical people? Please email contact@magichourpod.com ****** Editing by Ashley Riley Music by Justin Fleuriel and Mandie Cheung. For more of their music check out @goodnightsband on instagram.
Major Jackson is a poet, author, and professor who is the recipient of fellowships from Guggenheim Foundation, National Endowment for the Arts, Academy of American Poets, Fine Arts works Center in Provincetown, and the Radcliffe Institute for Advanced Study at Harvard, he has been honored by the Pew Fellowship in the Arts, and the Witter Bynner foundation in conjunction with the Library of Congress, awarded the Pushcart Prize, has been published in American Poetry Review, the New Yorker, Paris Review, Orion Magazine, is an elected member of the American Academy of Arts and Sciences and serves as the Poetry Editor of The Harvard Review, and is the Gertrude Conaway Vanderbilt Chair in the Humanities and Director of Creative Writing at Vanderbilt University. We touch on stewardship, curiosity being emblematic of being human, art in a time of upheaval, human expression, AI, art monsters, and a whole lot more.Get more access and support this show by subscribing to our Patreon, right here.Links:Major JacksonEp 96 - Maggie SmithParnassusPeabody InstituteRobert FrostPhiladelphia Museum of ArtMarcel Duchamp“A Love Supreme”Ezra Klein & Rebecca Winthrop - ‘Rethinking Education'Humanities TennesseeMichaela Anne - “Is This What Mama Meant?”Hunter S ThompsonMichael RuhlmanClick here to watch this conversation on YouTube.Social Media:The Other 22 Hours InstagramThe Other 22 Hours TikTokMichaela Anne InstagramAaron Shafer-Haiss InstagramAll music written, performed, and produced by Aaron Shafer-Haiss. Become a subscribing member on our Patreon to gain more inside access including exclusive content, workshops, the chance to have your questions answered by our upcoming guests, and more.
Jeff Ustin is the Vice President of Western Bagel, the first bagel shop in Los Angeles. He helps carry on his great-grandfather's 75-year legacy while leading the brand's national and international expansion. Under his leadership, Western Bagel has become a West Coast staple, blending New York tradition with LA innovation. Carrying on a rich 75-year legacy, Jeff is the great-grandson of David Ustin, a union bagel baker from New York City who founded Western Bagel in 1947. Jeff grew up immersed in the business, learning every aspect from sweeping floors at 3 AM with his father, Steve, to managing retail stores. Under his leadership, Western Bagel continues to blend New York tradition with LA innovation, expanding its reach nationally and internationally while preserving its strong family values and commitment to employeeSHOW SUMMARYIn this episode of the Disruptive Successor Podcast, host Jonathan Goldhill talks with Jeff Ustin, Vice President of Western Bagel. Jeff shares the fascinating history of his family's 75-year-old bagel business, from its New York roots to becoming a West Coast staple. The conversation explores the unique challenges and triumphs of generational transitions, maintaining a strong company culture based on loyalty and respect, and the ongoing efforts to modernize and expand the brand in a competitive market. Jeff offers valuable insights into balancing tradition with innovation, adapting to consumer trends, and navigating market shifts like the COVID-19 pandemic, all while staying true to Western Bagel's core values.KEY TAKEAWAYSA Legacy Built on Hard Work and Family: Jeff highlights how Western Bagel's 75-year success is rooted in the tireless dedication of his great-grandfather and father, who instilled a strong work ethic and passion for the business from a young age.The Backbone of Employee Loyalty: The longevity and success of Western Bagel are largely attributed to their deep respect for employees, many of whom have been with the company for decades, fostered by an open-door policy and a family-like culture.Balancing Tradition with Innovation: Western Bagel masterfully combines its New York bagel heritage with an LA touch, creating a less dense bagel that appeals to the local market while continuously exploring new products and adapting to modern consumer preferences like high-protein options.Modernizing for the Next Generation: The company is actively investing in social media, hiring PR firms, and exploring new concepts to connect with younger customers and expand its brand presence, ensuring relevance in a constantly evolving market.Strategic Expansion in a Competitive Landscape: Jeff discusses the deliberate planning behind market expansion, emphasizing the need to "hit hard" when entering new areas and the constant evaluation of opportunities in wholesale, private label, and potential new factory locations.Lessons from Adversity: Navigating COVID-19: The pandemic, while challenging, pushed Western Bagel to adapt and grow, particularly in delivery services, leading to valuable operational improvements and a stronger, more resilient business.Sticking to Your Core and Giving Back: Jeff emphasizes the importance of focusing on what the company does best – making authentic bagels – and its unwavering commitment to community involvement and stewardship through charitable giving.QUOTES"You're only as good as your employees that you have. You need to be loyal to them. They're the backbone of your company.""If you don't change with the times, you're gonna fail.""You gotta know what you know and what you don't know... you gotta put that ego aside and, and trust people and learn.""We know we have the best bagel out there. We take pride in our bagel. We use the highest quality ingredient. I mean, it's a, it matters to us.""There's always something good that comes outta something horrific.""You gotta help those that need help... we believe that's our job as a, as a company, is to help those in need."Connect and learn more about Jeff Ustin and his company:Jeff Ustin's LinkedIn: https://www.linkedin.com/in/jeff-ustin-307a1710b/Western Bagel: https://westernbagel.com/If you enjoyed today's episode, please subscribe, review, and share with a friend who would benefit from the message. If you're interested in picking up a copy of Jonathan Goldhill's book, Disruptive Successor, go to the website at www.DisruptiveSuccessor.com
Links:National Cattlemen's Beef AssociationBeef Quality Assurance - BQAMasters of Beef AdvocacyEnvironmental Stewardship Award ProgramStockmanship & StewardshipCattlemen's CollegeRancher's Resilience GrantU S Roundtable for Sustainable BeefJosh White serves as the Sr. Executive Director - Producer Education & Sustainability for the National Cattlemen's Beef Association (NCBA). He is a fourth-generation cattleman whose first experiences with cattle trace back to helping with his grandfather's commercial Hereford cows in central Georgia as a child. By age twelve Josh had purchased his first heifer, began building his own herd and became a self-professed cattle nerd. After graduating with honors from Berry College ('95) in northwest Georgia with a degree in Animal Science, Josh worked in private industry and grew his cattle herd, while also serving as a volunteer leader in several county, state and national ag and cattle organizations. In 2009 Josh took the opportunity to move from a volunteer leader role to full time industry service and joined the Georgia Cattlemen's Association and Georgia Beef Board as Executive Vice President, serving there until joining NCBA in 2014. In his current role as Sr. Executive Director – Producer Education & Sustainability with NCBA, Josh and his team are working to capitalize on the rich histories of the Beef Quality Assurance, Masters of Beef Advocacy, Environmental Stewardship Award Program, Stockmanship & Stewardship, and Cattlemen's College programs while moving these initiatives forward to deliver even greater value to NCBA members and the cattle industry. New programs like the Rancher's Resilience Grant are a true passion for Josh and the team – finding ways to empower even more producers to participate in impactful educational opportunities. In addition to overseeing numerous programs, Josh provides leadership for NCBA's policy funded sustainability efforts and supports beef checkoff funded efforts associated with sustainable cattle production. Josh was recently awarded the Continuing Service Award by the Beef Improvement Federation for his passionate service to BIF over the past decade. He currently serves on the Beef Focus group for the USDA Meat Animal Research Center (Clay Center, NE) and on the Animal Science Advisory Council at his alma mater. He also represents NCBA on the U S Roundtable for Sustainable Beef and serves as co-chair of the Cattle Health & Welfare committee at the Global Roundtable for Sustainable Beef. Josh continues to own cattle on the family farm in Georgia. He and his wife of 29 years, Erin, live in Highlands Ranch, Colorado. Their three children are scattered around the country in early career or college, and they have one exceptional grandchild.
Hosts: Emma Stark, Phil Sanderson, Louise ReidIn this rich and often humorous conversation, Emma, Phil, and Louise unpack what God truly means by leadership — contrasting worldly authority with the biblical model of rulership that looks more like gardening than domination. They share personal stories from their Irish childhoods (including firework misadventures!), then dive deep into mantles of leadership, the shock when leaders fall, and the crucial need for an authentic inner life.Key takeaways include:Biblical leadership is about tending, nurturing, and bringing fruitfulness — not controlling others.Leaders must steward their private life with honesty and death to self, casting crowns before God rather than seeking earthly applause.Honor and appreciation for leaders is healthy — but becomes toxic when shaped by worldly entitlement or obsession with awards.True leaders must learn to laugh at themselves and stay humble.As Phil reminds: “If you get your claim here on earth, you're sacrificing it in heaven.”This episode is a clarion call for leaders to live congruently before God and people — gardening souls, stewarding truth, and resisting the temptation of earthly rewards.
Generosity isn't just about money, it's about living open-handed with your time, talents, experiences, and even your words. In this episode, Robert sits down with Lucas Cooper, Sun Valley's Stewardship and Generosity Pastor, to talk about the joy of giving, the spiritual power of serving, and how generosity fuels Kingdom impact.Subscribe to receive our latest videos!Website: https://www.sunvalleycc.com/Facebook: https://www.facebook.com/sunvalleycc/Instagram: https://www.instagram.com/sunvalleycc/Tiktok: https://www.tiktok.com/@sunvalleyccTo support Sun Valley and help us continue to reach people all around the world click here: https://www.sunvalleycc.com/givingGod loves you no matter who you are, what you've done, or what's been done to you. This is the vision of Sun Valley Community Church, led by Pastor Chad Moore and based in Gilbert, AZ with multiple locations throughout the Phoenix valley.Chapters:00:00:00 – Embracing Generosity in Faith00:03:07 – Luke's Ministry Journey00:06:13 – Returning Home: How Luke Landed at Sun Valley00:09:11 – Healing, Purpose, and Finding Joy Through Serving00:12:26 – Why Generosity Reflects the Heart of God00:15:35 – Life Detours: From Bible College to Portland00:18:23 – “Kingdom Vision Moves at the Speed of Generosity”00:21:32 – Growth Challenges and the Need for Generous Leadership00:24:36 – Whole-Life Generosity: Encouragement for Every Season
“All his days are full of sorrow, and his work is a vexation. Even in the night his heart does not rest. This also is vanity.” — Ecclesiastes 2:23That verse from Ecclesiastes reveals a painful truth: even a productive life can feel empty when the wrong purpose drives our work. Wealth on its own doesn't bring peace—often, it brings more pressure. But Scripture offers a better way.What's Driving All That Effort?It's easy to admire someone who plans wisely, saves consistently, and builds steadily over time. Our culture praises that kind of discipline as responsible and virtuous—and often, it is. But Ecclesiastes challenges us to ask: What's driving all that effort?In Ecclesiastes 2:18, the Preacher writes, “I hated all my toil... seeing that I must leave it to the man who will come after me.” He isn't condemning hard work—he's grieving that all he's built will one day be handed off, possibly to someone who won't value or steward it well.That's where sorrow begins—not in failure, but in success without peace. “All his days are full of sorrow, and his work is a vexation. Even in the night his heart does not rest” (Ecclesiastes 2:23). The more we accumulate, the more we fear losing it. What promised security only multiplies anxiety.What a striking image—someone lying awake at night, not from failure, but from success. The more he possesses, the more he worries. This is the irony of accumulation: it convinces us that security is just one more achievement away, while quietly making us more anxious the more we gain.Jesus' Warning About Bigger BarnsJesus echoes this same warning in Luke 12. He tells the parable of a rich man who reaped such a bountiful harvest that he decided to build bigger barns to store it all. His conclusion? “Take life easy—eat, drink, and be merry.” To the world, that sounds like winning. But Jesus calls him a fool. Why? Because that very night, his life would be demanded of him. Then comes the haunting question: “The things you have prepared, whose will they be?”What's even more interesting is the context of that parable. Jesus tells it in response to a man asking Him to settle an inheritance dispute. This wasn't someone who earned the wealth—he simply wanted his share, and maybe more. Jesus' warning is clear: a greedy heart isn't the only danger. An entitled heart is just as spiritually destructive. And that's exactly what the Preacher feared in Ecclesiastes—wealth falling into the hands of someone who didn't labor for it and may not know how to handle it wisely.We see this all the time in real life. Many financial advisors and estate planners will tell you that inherited wealth, especially when passed down without spiritual or emotional maturity, can do more harm than good. It can fracture families, distort priorities, and erode purpose. The problem isn't money itself, it's the absence of wisdom alongside it.A Better Definition of SuccessThat's why this lesson matters. You can save well, build wealth, and still feel anxious and unsatisfied—not because you failed, but because you expected your efforts to give you what only God can: peace, joy, and purpose.But here's the good news—Ecclesiastes doesn't leave us in despair. In verse 26, we read, “To the one who pleases Him, God has given wisdom and knowledge and joy.” The solution isn't to stop working or saving. The solution is to stop worshiping our work. Stop defining success by the size of your bank account and start defining it by your faithfulness to the One who owns it all.When we live as stewards instead of owners, the pressure lifts. We begin to see wealth not as a prize to secure our future, but as a tool to serve God's Kingdom. Accumulation loses its grip, and generosity takes root. That's when real joy begins.So, ask yourself today: Am I building bigger barns, or am I faithfully stewarding what God has already entrusted to me? Am I chasing peace through my possessions, or receiving it from the Prince of Peace Himself?Because in the end, peace doesn't come from what we've earned. It comes from who we trust.A Resource to Go Deeper: Wisdom Over WealthNow, if you're wrestling with these questions, we'd love to help. That's why we're excited to offer our brand-new Bible study based on Ecclesiastes called Wisdom Over Wealth. It dives deeper into this theme of dethroning the idol of accumulation and learning to live with contentment and purpose.This month, when you support the ministry of FaithFi with a gift of $35 or more, we'll send you Wisdom Over Wealth as our way of saying thank you. Just head over to FaithFi.com/wisdom to request your copy.On Today's Program, Rob Answers Listener Questions:I bought a house a year ago, and my primary goal is to pay off the mortgage as quickly as possible. I'm wondering if I should pause my 15% retirement contributions to accelerate my debt payoff goal or continue contributing to retirement while also working towards being debt-free.I want to understand the right markup for my business. I'm an electrician. What would be a reasonable general number for a company like mine to ensure I'm covering my costs and generating a profit?I opened a Roth IRA because I don't have to make required minimum distributions. When my children inherit my Roth IRA, do they have to make withdrawals? I want to understand the inheritance.I'm wondering about the $8,000 maximum Roth IRA contributions for those over 50. Is the $150,000 income limit based on my income alone or my combined income with my wife?I'm considering retiring at 65 even though my full Social Security retirement age is 67. If I live off my 401(k) for 2 years and don't register for Social Security, will my benefits continue to grow?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageSocial Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
What if being great with money doesn't guarantee you're doing great with your spouse?If you're the “money person” in your marriage, you may think you're doing everything right. But what if your spouse feels shut out of the process? It happens more than you think. Shaunti Feldhahn joins us today to talk about how you can avoid that disconnect or fix it if need be.Shaunti Feldhahn is a Harvard graduate, former Wall Street analyst, social researcher, best-selling author, and a prominent public speaker. She is the co-author of Thriving in Love and Money: 5 Game-Changing Insights about Your Relationship, Your Money, and Yourself, written with her husband, Jeff, and has co-authored several books with him, revealing impactful truths about relationships at home and in the workplace.Honor What Your Spouse ValuesMoney-minded individuals often unknowingly send the message that their spouse's financial opinions don't matter. Even with good intentions and solid planning, failing to honor what your spouse values can damage not just your finances but your marriage.Spouses who handle the finances might assume they're right and the other is wrong. That unspoken belief, even if subtle, can lead one partner to feel dismissed—and that's a dangerous place to be.About two-thirds of spouses believe they know better than their partner how to manage finances. This is similar to how most people think they're above-average drivers—statistically improbable, but psychologically common.While it's okay to have differing financial opinions, it becomes a problem when one partner consistently feels unheard or undervalued. Many “money people” may not even realize they're doing this, but over time, it fosters resentment and undermines trust.Different Values, Different PrioritiesMore than 80% of couples have differing financial values, which are often rooted in their childhood experiences, temperaments, or faith priorities.For instance, one spouse may believe saving for college is urgent and non-negotiable. The other may feel that making memories with their children while they are young, such as taking a trip to Disney, is equally important. Neither is wrong. They're just different.The danger lies in assuming that one value system is superior. If one spouse feels their values are constantly being overlooked, resentment can quietly grow until it spills over into other areas of the relationship.The real danger isn't only in the budget—it's in the relationship.If one person starts to feel like their opinions don't matter, it doesn't just affect money decisions. It becomes a marriage issue.And this dynamic can even show up in financial advisor meetings, where professionals may unintentionally direct conversations toward the more financially-minded spouse. This reinforces the problem and risks charting a course toward relational misalignment.Three Steps Toward Greater Financial UnityIn her article for Faithful Steward, Shaunti offers three practical steps to bring both voices to the table:Ask Each Other a Simple QuestionAt a neutral time—say, over morning coffee—ask:“On a scale of 1 to 5, how heard and valued do you feel in our financial decisions?”If the answer isn't a 5, it's a red flag—time for a deeper conversation. Treat Less-than-Perfect Answers SeriouslyA “3” or “4” means something isn't connecting. Don't ignore it. The goal is for both spouses to feel their voice and values are part of the plan, even when you disagree. Explore Your Financial Values TogetherChapter 3 of her book, Thriving in Love and Money, maps out different “money values”—how people view experiences vs. things, time vs. money, or convenience vs. frugality. Shaunti encourages couples to read the chapter together (or separately with notes in the margins) to uncover hidden assumptions.Real-Life Insight: The $1.50 LessonShaunti also shares a personal example: she values time and convenience, so she's happy to pay an extra $1.50 per movie ticket to reserve seats in advance. Jeff, her husband, sees that as unnecessary—he'd rather arrive early to save money.Neither is “right.” However, understanding each other's values helped them approach decisions with greater ease and grace, rather than conflict.Remember, resentment is like a slow leak—it can go unnoticed until the tire blows out. But the antidote is simply listening with love and curiosity.You can read her full article in Faithful Steward, our quarterly magazine designed to help you connect your faith with your finances. To receive four issues a year, along with our newest Bible studies and devotionals, become a FaithFi partner at FaithFi.com/Give.On Today's Program, Rob Answers Listener Questions:I'm a veteran receiving $1900 a month in benefits. I recently paid a penalty on my Social Security premium. I would like to know if there is any way this penalty can be waived due to my hardship situation.I have some stock that I want to sell, but I want to donate it to a charity so I don't have to pay taxes. Can you tell me how to do this?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Thriving in Love and Money: 5 Game-Changing Insights About Your Relationship, Your Money, and Yourself by Shaunti and Jeff FeldhahnNational Christian Foundation (NCF)Fidelity | Charles SchwabWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
How do people build wealth? In this episode, Art reveals the secret sauce behind wealth-building. Additionally, he addresses a generosity question about why Christians should make the local church their primary place of giving. Tune in!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!
6/08/25 - Stewardship of a Talent - Matthew 25:14-30 - Pastor Darryl DelHousaye
Get updates: https://www.markkprater.comMark Prater serves as Executive Director of Sovereign Grace Churches, a community of congregations built on strong commitments, faithful theological convictions, and generous support. Mark uses this channel to encourage and equip the leaders he serves in local churches around the world.Find us at https://www.markkprater.com
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Connecting people to a Life-Changing relationship with Jesus.
Just Try It - "Stewardship" 6/15/25 (Jason Swain) by TwoRiversChurch FoCo
“For you know how, like a father with his children, we exhorted each one of you and encouraged you and charged you to walk in a manner worthy of God, who calls you into his own kingdom and glory.” - 1 Thessalonians 2:11-12With Father's Day approaching, we're asking a deeper question: What kind of legacy are we leaving as men, as dads, and as stewards of what God has entrusted to us? Jonathan Lewis from Fathers for Fathers joins us to talk about fatherhood, faith, and the financial discipleship that shapes generations.Jonathan Lewis is a Certified Exit Planning Advisor (CEPA®), a Certified Kingdom Advisor (CKA®), and President of Eastport Financial Group Inc. He is also the founder of Fathers for Fathers, a faith-based organization dedicated to restoring hope, healing, and purpose in the lives of men, especially fathers. A Story RedeemedWhen Jonathan was 15, he experienced a trauma no child should face—dragging his father's lifeless body onto a beach in Nova Scotia after a drowning accident. That moment became a fracture point in his life, leading to years of instability, homelessness, guilt, and emotional isolation.But out of those ashes came clarity: a calling to reach other men who feel lost, alone, and ashamed. His ministry, Fathers for Fathers, is a direct response to the epidemic of fatherlessness and emotional isolation plaguing men today.The Epidemic Few Talk About84% of men say they don't have a single person they can talk to.Guys have been trained to withdraw, but we need each other. If you're listening and feel like you've failed as a father, or you don't even have the strength to keep going, you're not alone. You can do this, but not by yourself.The solution is community and accountability. And for men who do have a support system, pursue others. Don't take the first 12 ‘no's as a brush-off. Broken men want to be pursued. They're just afraid.What Does Faithful Fatherhood Look Like?So, what does it mean to be a successful father?First, if you're still breathing, your story isn't over. You haven't missed your chance.Using a football analogy from Fathers for Fathers' upcoming study, life can be described as a game we're all born into—on the wrong team. But we don't have to stay there. Through Jesus Christ, we're invited to join the winning team. But it requires repentance, humility, and a willingness to fight.And it often starts with small steps.Practical Steps Toward RestorationFor divorced dads and those estranged from their children, you may think there's no way back. But there is. If you're not in your kids' lives, start. If you haven't supported their mom, own it. If you've been battling secret sin—confess it.These are hard words, but they're spoken with deep compassion. God will honor you when you honor Him. This ministry isn't about beating men up. It's about helping them get back in the game.Stewardship Starts at HomeStewardship isn't just about money. If you're generous with your wealth but not your love or your time, you've missed the point.Stewardship begins with the way a man loves and leads his family, especially his wife. When reading Ephesians 5, men might say, ‘I'd take a bullet for my wife.' But Christ calls us to something harder: dying to ourselves daily.Stewardship, then, is about priorities: honoring God with your money, your time, your attention, and your affection.A Prayer for DadsIf you're a father or a man who feels discouraged, who is ready for more, and who is just hanging on. Pray this out loud:“Lord, I pray that Your Spirit would touch the heart of the man listening who thinks he's too far gone. Remind him that nothing can separate us from Your love, not even failure. Let him know Jesus already put on the jersey for him. I pray for courage, for repentance, and for grace. Thank you for the scandalous grace that says You would've sent Jesus for just one man. You sent Him for all of us.”If you're a father who feels broken, or if you know one, visit FathersForFathers.org. You'll find tools, encouragement, and a brotherhood of men committed to healing and hope.This Father's Day, let's not just celebrate the dads who've done it right. Let's rally around the men who are trying to get it right, one step at a time.On Today's Program, Rob Answers Listener Questions:I'm curious about nursing home costs and what happens to my parents' assets. I learned that Medicare covers limited skilled nursing care, and Medicaid restricts asset access, meaning my siblings and I likely won't be able to access their money while they're in a nursing home.I'm currently working and planning to retire soon. How could I invest in ways that align with my faith and ensure I'm not supporting companies that go against my beliefs?I wanted clarification on fixed indexed annuities. I wasn't familiar with them and wanted to understand if they were a good investment option.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Fathers For FathersList of Faith-Based Investment FundsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
What happens when churches, governments, and communities work together across differences in opinion for the common good? In this episode, Dr. Walter Kim, President of the National Association of Evangelicals, joins us to talk about how different parts of the evangelical church are responding to shifts in humanitarian aid and funding, and why these varied responses matter. We dig into the Biblical precedent for and history of public-private partnerships, the importance of government support, and how different Christian views of society and culture impact how churches engage with humanitarian work. Dr. Kim brings biblical insight, historical context, and practical wisdom for how the Church can stay grounded in compassion while navigating complexity. Read more from Walter Kim and the NAE: National Association of Evangelicals Calls for Renewed Commitment to Stewardship, Global Compassion Compassion for a World in Need Podcast: Difficult Conversations Bio: Walter Kim Walter Kim is President of the National Association of Evangelicals. He earned his PhD at Harvard, was a chaplain at Yale, and has served in diverse pastoral ministries. He is on the board of World Relief, Christianity Today, and The Salvation Army, USA. He is often sought out for his theological and cultural commentary on issues facing the church and society. —-- The Better Samaritan podcast is produced by the Humanitarian Disaster Institute at Wheaton College, which offers an M.A. in Humanitarian & Disaster Leadership and a Trauma Certificate. To learn more and apply, visit our website. Jamie Aten, Ph.D., and Kent Annan, M.Div., co-direct the Humanitarian Disaster Institute at Wheaton College and are the Co-Founders of Spiritual First Aid. This episode was produced by WildfireCreative Theme Song: “Turning Over Tables” by The Brilliance Subscribe: Apple Podcasts | Google Podcasts | Spotify | TuneIn | Stitcher | RSS Follow us on Twitter: @drjamieaten | @kentannan Follow on Instagram: @wildfirecreativeco @wheaton_hdi (Note to the listener: In this podcast, sometimes we'll host Evangelicals, and sometimes we won't. Learning how to “do good, better” involves listening to many perspectives with different insights and understanding. Sometimes, it will make us uncomfortable; sometimes, we'll agree, and sometimes, we won't. We think that's good. We want to listen for correction–especially in our blind spots.) Learn more about your ad choices. Visit podcastchoices.com/adchoices
What would you do if you suddenly became homeless and couldn't find a job? Or were experiencing a mental health crisis? Or could no longer afford to feed your family? 211 Ontario is a social service center that helps people navigate the complications of social services and advocates for people in their search for help in many different areas. Episode #433 of “Let's Talk Money with Dave and Reb” invites John Hoyle to discuss the importance of 211 and how the changing needs of the communities are making social services and centers like 211 more necessary. John shares the importance of community and connection to support one another, not just financially, but emotionally, socially, and mentally. To learn more about 211, go to 211.ca or watch here: https://youtu.be/JmqdOQtyBfM. Tune in to the show today to hear their conversation which is sponsored by Ottawa-based LTR Industries Architectural Millwork. You can learn more about this custom millwork and cabinet shop that enables innovation and creativity at https://ltrindustries.com/. To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition. To listen to the audiobook please find it here: Cultivating Trust Audiobook. #morethanenough #finances #money #financialfitness #211 #socialservice #crisis
Proverbs 16:16 says, “How much better to get wisdom than gold! To get understanding is to be chosen rather than silver.”In a world that chases wealth as the ultimate goal, Scripture calls us to something better—wisdom. Because without godly wisdom, even abundance can lead us astray. Today, Jim Newheiser joins us to explore why wisdom, not money, is the true measure of success in God's economy. Dr. James (Jim) Newheiser, Jr., is the Director of the Christian Counseling Program and Professor of Christian Counseling and Pastoral Theology at RTS Charlotte. He is also the author of several books on the subject of counseling, as well as Money: Seeking God's Wisdom (31-Day Devotionals for Life).Investing in What SatisfiesIsaiah 55:2 details an account where the Lord asks, “Why do you spend money for what is not bread, and your wages for what does not satisfy?” It's a poignant reminder that many of us chase things that leave us empty. How we spend our time and money reflects what we value. Yet so often, those values are shaped by a world that overpromises and underdelivers.Instead of finding fulfillment in wealth, ultimate satisfaction comes from our relationship with God and the good gifts He provides. Time spent in Scripture, prayer, and worship is far more nourishing than any financial gain. Even the principle of rest in Scripture is God's reminder that we don't need to fill every waking moment with striving.Wisdom or Wealth? A Tale of Two WomenThe book of Proverbs is interesting because in this compilation in Scripture, wisdom is personified as a noble woman worth pursuing, while folly appears as a seductive but destructive adulteress. Proverbs sets up a contrast because Lady Wisdom is like the soul's true bride. She brings joy and delight. But Madame Folly, who represents false promises like the pursuit of money for its own sake, is spiritual adultery, and she leads to misery.The point is clear: what we pursue will shape us. Chase wisdom, and you'll find joy and lasting purpose. Chase wealth, and you may find yourself grasping at the wind.Applying Wisdom in Daily LifeHow do we actually live out this pursuit of wisdom over wealth? For someone who's not used to reading Scripture regularly, it can start with just two pages a day or with a chapter of Proverbs a day. Ask God to speak to you through it.God has promised something far better than material wealth—His presence, His wisdom, and His joy.There's such a huge connection between our hearts and our money, and God is ultimately after our hearts.If you're ready to go deeper in your walk with God by rethinking your financial life through the lens of biblical wisdom, Wisdom Over Wealth is a great place to start. This new 12-lesson study from FaithFi, based on Ecclesiastes, unpacks how true joy isn't found in accumulation but in reverence, surrender, and trust.You can receive a copy of Wisdom Over Wealth when you become a FaithFi Partner. Your monthly gift of $35, or annual gift of $400, helps us continue to share biblical financial wisdom across the globe. Visit FaithFi.com/give to partner with us today.On Today's Program, Rob Answers Listener Questions:I have a TIAA retirement account from my husband's time as an adjunct professor at a local community college. It's a small amount. As I'm 76, I'm required to set aside a certain amount each year. I would like to give this to my son now so that those amounts can stay in the account and start accruing interest. Can I do that?We have a credit card balance of $15,000 with an interest rate of 11%. We try to pay $2,000 a month, but the balance keeps increasing. Part of the reason is that our 29-year-old daughter, who lives and works in London, has a card on our account. We initially gave her the card for emergencies and plane tickets home, but she's using it for other expenses, such as occasional Ubers and travel. We really want to pay off this card, but we can't make any progress. What can we do?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Money: Seeking God's Wisdom (31-Day Devotionals for Life) by Dr. Jim NewheiserSelectQuoteNational Christian Foundation (NCF)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
1 Cor 4:1-4, 1 Pet 4:8-10
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Missionary Amy Carmichael once expressed a powerful truth: “You can give without loving, but you cannot love without giving.”That quote reminds us that generosity isn't just something we do—it reflects who we are in Christ. So, how do we grow into more joyful, intentional givers? Today, we'll talk with Ron Blue about what he calls “living giving”— and how that mindset can bring real financial freedom.Ron Blue is the Co-Founder of Kingdom Advisors and the author of many books on biblical finance, most notably Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment.Giving Is a Spiritual DecisionGiving reflects our trust in God. When we give—and give first—we're saying, “Lord, You gave this to me, and I'm returning to You what's already Yours. I trust You to meet my needs.”It's a profound shift in perspective. Instead of centering our financial lives on ourselves, giving reorients our hearts toward God's purposes. It stretches our faith and loosens money's grip on our hearts. It doesn't shrink your life—it expands it.Ron Blue classically says, “Do your giving while you're living so you're knowing where it's going.” That's more than a catchy phrase. It's a philosophy rooted in joy. Too many people wait until death to make significant gifts, missing the delight of seeing God work through their generosity in real time.There's something deeply joyful about watching God use what you've given. It's not just about writing a will—it's about living with open hands.True Financial Freedom Starts With Open HandsThink of your money like a closed fist or an open hand. When your fist is closed, you're trying to control or keep what you think is yours. But when you open your hand, you're saying to God, “This is Yours. Use it as You will.”That's what true financial freedom looks like—not merely having enough, but being free from money's control altogether. God doesn't need our money, He wants our hearts. And He knows that money is one of the greatest competitors for our love.As you reflect on your own financial life, maybe it's time to stop asking, “How much do I have to give?” And start asking, “How can I use what I've been given to glorify God—right now?”You can find Ron's book Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment wherever books are sold.On Today's Program, Rob Answers Listener Questions:I use a donor-advised fund for charitable contributions and would like to contribute to a mission trip that my church is organizing. I'm wondering if it's legal from an IRS standpoint to contribute directly to an individual going on a mission trip, or do I give it to the mission fund?I'm paying off a credit card after my mom's death, which costs me $320 a month. I have two options: continue with my current plan or have my wife assist me in paying it off. I wanted to get advice on which approach would be the best to help pay it off.I sell items on eBay, and I'm confused about my tax reporting. When preparing my 2024 taxes, eBay flagged me about my 1099-K, stating that I didn't make enough to require the form. Do I need to add this to my Social Security? As I look online, I've just gotten more confused about different reporting requirements.I'm taking an early retirement, and I understand that I can only earn $24,300 before it impacts my Social Security. It looks like I'm going to go over that amount by just a bit. Do they tax anything over the $24,300, or do they tax the whole amount?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron BlueChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
In this episode of The Steward Chair, Steve Carse, Co-founder and CEO of King of Pops, shares his journey of building a joyful, community-driven business from a popsicle stand into an iconic Atlanta brand. He explores how intentional culture, community stewardship, and long-term thinking drive meaningful, sustainable growth. We discuss navigating the balance between fun and responsibility, maintaining culture through growth, and creating impact beyond profit, providing actionable takeaways for leaders committed to stewardship, integrity, and impact. Key Takeaways Intentional culture-building: How creating space for joy, fun, and community can fuel a purpose-driven business. Stewardship through scaling: Lessons learned in maintaining culture and stakeholder relationships while growing King of Pops into a multi-city brand. Balancing joy and responsibility: How to lead a business that brings happiness to customers and meaning to employees, while being accountable to the broader community. Resources Mentioned Visit King of Pops official website Follow King of Pops on Instagram X/Twitter LinkedIn Follow Steve Carse on LinkedIn Join the ConversationThe Steward Chair is about equipping and inspiring business leaders to build organizations that stand the test of time. If this episode resonated with you, share your biggest takeaway and tag us on LinkedIn: Chat With Leaders Media https://www.linkedin.com/company/chatwithleaders/ End of the Line Productions https://www.linkedin.com/company/end-of-the-line-productions/ Elevate your podcast, company meeting, or industry event strategies to better engage stakeholders and drive meaningful growth! Visit ChatWithLeaders.com to learn more about how we can help.See omnystudio.com/listener for privacy information.
Belinda Brown, Director of Tribal Partnerships and Chair of the Inter-Tribal Ecosystem Restoration Partnership joins the Exchange.
The Backstory - Stewardship of Money
A message from our Mandurah Location Pastor, Marty I'Anson. For more information, visit hills.elevationchurch.com.au/ --- Follow Elevation Church Hills: Instagram: @elevationchurchhills http://hills.elevationchurch.com.au/
What does it look like to steward a diversified organic farm across six generations? On this episode of the Thriving Farmer Podcast, Michael is joined by John Bell, managing owner of Elmwood Stock Farm in Georgetown, Kentucky. John and his wife Melissa are raising the farm's seventh generation while managing over 400 acres of USDA Certified Organic vegetables, poultry, pork, and grass-fed beef. Since becoming certified organic in 2000, Elmwood Stock Farm has focused on sustainable rotations of crops and livestock to build soil health, reduce off-farm inputs, and nourish their community with nutrient-dense food. Tune in to hear how this legacy farm continues to thrive in a modern marketplace. In This Episode, You'll Hear: Farm history – When Elmwood Stock Farm was established and how it's evolved [0:59] Animal integration – How and when livestock were added to the operation [8:29] Customer base – Who buys their diverse organic products and how they connect with their market [21:17] Vision for the future – John's thoughts on where Elmwood is headed in the coming years [29:49] Location advantage – Why their Kentucky location works for organic sales [33:28] Team dynamics – What their year-round and seasonal staffing looks like [40:59] Favorite tool – The tool John relies on most in his daily work [42:59] Don't miss this episode if you're curious about running a truly diversified, multi-generational organic farm that continues to innovate while staying true to its roots. About the Guest: John Bell has spent his life working on Elmwood Stock Farm, a sixth-generation family farm in Georgetown, Kentucky. As a managing owner, John leads organic vegetable production and oversees their pastured pork and grass-fed Wagyu-Angus cattle operations. He's an active voice in regional agricultural leadership and a past board chair of the Organic Association of Kentucky. Alongside his wife Melissa, John is raising the farm's next generation while advancing a vision of ecological farming and community nourishment. Connect with Elmwood Stock Farm:
Award-winning journalist Hal Herring joins Brandon Butler and Nathan McLeod for a deep dive into the critical issues facing public lands and conservation in America today. As a veteran writer for Field & Stream, The Atlantic Monthly, The Economist, and more, Herring brings a sharp perspective and years of investigative reporting to this no-holds-barred conversation.In this episode, the trio tackles the controversial attempted sale of public lands in Utah, the deceptive legislation that threatens our natural resources (a.k.a. the “big beautiful bill”), and how conservation is being caught up in political narratives and culture wars. They also discuss the problem of misinformation in outdoor media, answer the “mystery bait bucket" question and more. This thought-provoking discussion underscores the importance of staying informed and engaged in protecting wild places — and what's at stake if we don't.For more info:Hal Herring WebsiteHal Herring PodcastSpecial thanks to:Living The Dream Outdoor PropertiesSuperior Foam Insulation LLCDoolittle TrailersScenic Rivers TaxidermyConnect with Driftwood Outdoors:FacebookInstagramYouTubeEmail:info@driftwoodoutdoors.com
“Why is my daughter starving an hour after practice?”“How do I teach her to cook when we're always rushing to games?”“What should she actually be eating to perform her best?”If these questions sound familiar, you're in the right place. This episode is your game plan for turning food from an afterthought into your athlete's secret weapon, while teaching her life skills that go way beyond the kitchen.What You'll Learn:
“I said in my heart, ‘Come now, I will test you with pleasure; enjoy yourself.' But behold, this also was vanity.” — Ecclesiastes 2:1What happens when someone has the power to indulge in every pleasure the world can offer? In Ecclesiastes, we find one of Scripture's boldest experiments: a search for lasting joy through earthly delights. The Preacher—often thought to be Solomon—pursues laughter, wine, work, wealth, sex, and success, all in an effort to answer one question: Can pleasure truly satisfy the human soul?A Culture Chasing the WindToday, we live in a world that echoes the Preacher's experiment. “Treat yourself.” “Follow your heart.” “Do what makes you happy.” These aren't just slogans—they're mantras for modern living. From the vacations we plan to the gadgets we unbox, we're told that happiness is just one more swipe, scroll, or splurge away.But Ecclesiastes challenges that narrative. It forces us to wrestle with a deeper question: What if pleasure doesn't lead where we think it does?The Preacher's pursuit wasn't careless. It was a deliberate, calculated test. He writes, “Whatever my eyes desired I did not keep from them” (Ecclesiastes 2:10). He built houses, planted vineyards, created lush gardens, hired singers, amassed wealth, surrounded himself with comfort—even concubines.This wasn't indulgence for indulgence's sake. It was a methodical pursuit of happiness. Today, we might say: “If it looked fun, I bought it. If it felt good, I did it.” The experiment was thorough, and the results were heartbreaking.“Behold, all was vanity and a striving after wind.” — Ecclesiastes 1:14The Thrill FadesTo picture this, imagine a bag of old receipts. Each one once captured a moment of excitement—a new purchase, a fancy dinner, a spontaneous trip. But now? They're just scraps. The joy is gone.That's exactly what the Preacher realized. Pleasure was never meant to carry the weight of our deepest needs. It promises fulfillment but delivers only fleeting escape. It's like trying to hold smoke in your hands—real for a moment, then gone.The Preacher's story finds a parallel in Jesus' parable of the prodigal son. The younger son squandered his inheritance chasing worldly pleasures, only to end up broke and broken. The twist? The Preacher had everything the prodigal son dreamed of—wealth, opportunity, indulgence—and yet he ended up just as empty.Different paths. Same conclusion.A Warning That Leads to FreedomHere's the grace in all this: We don't have to repeat the experiment. The Preacher's pain can be our wisdom. He's waving us down from the road ahead, saying, “There's nothing here. Don't waste your life chasing shadows.”That's a gift. It frees us to reflect:What am I turning to when I feel tired or discouraged?What “quick fixes” do I reach for without thinking?What would it look like to seek joy in God instead?God is not against pleasure. He is the Creator of joy and the Giver of every good and perfect gift (James 1:17). But those gifts were never meant to replace Him. When we look to pleasure as the destination rather than a signpost to the Giver, we miss the point—and our hearts remain restless.So next time you reach for something to lift your spirits, ask: Is this joy, or just escape? Is this feeding my soul, or simply distracting it?A Better Way to LiveEcclesiastes doesn't just warn—it redirects. It helps us tear down the idol of pleasure and place our hope in a Person, not a product. And that Person—our God—is the only source of joy that doesn't fade.At FaithFi, we want to help you explore this truth more deeply. That's why we created Wisdom Over Wealth, a Bible study on Ecclesiastes that unpacks themes like pleasure, wealth, and contentment from a biblical lens.This month, when you support FaithFi's ministry with a gift of $35 or more, we'd love to send you a copy as our way of saying thank you. Just visit FaithFi.com/wisdom to request your copy today.On Today's Program, Rob Answers Listener Questions:I'm wondering if it's better for my husband, who just retired, to take Social Security now or wait two more years, which would mean withdrawing about $96,000 from our 401(k) during those two years to cover our living expenses.I have a nonprofit property I want to sell, and I'm planning on giving the proceeds to another 501(c)(3) organization. Since I'm not very experienced with this process, are there any specific forms or steps I need to take at the closing of the sale? I recently made a claim for a new roof, and my insurance went up. Do insurance companies research when you've made a claim on the internet or through a database? I was told by two roofers I didn't need a new roof, but the insurance company insisted I did. I have some money in a credit union that I want to move somewhere to earn more interest. I just discovered I can use my Fidelity account for investing, and they're offering 4%. I'm wondering about the difference between keeping my money in my Fidelity account or moving it to an online bank, and what the benefits might be.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Comprehensive Loss Underwriting Exchange (C.L.U.E.)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
The privilege each of us has—each and every day—is to be a good steward in each and every role we're appointed to! And that's exactly what most everyone who pursues excellence puts their mind to—being a great steward! That's because we find ourselves attracted to what great minds accomplish. To be sure, we see there seems to be a strong correlation between great minds and great stewardship. But the evidence is that God has a different take on that! Join Kevin as we dive into the believer's reality that a right heart begets extraordinary stewardships! // Download this episode's Application & Action questions and PDF transcript at whitestone.org.
What if the financial stress you're experiencing isn't actually a money problem at all? The root issue many faith-based entrepreneurs face isn't about cash flow or revenue—it's about stewardship.This episode challenges the common belief that God promotes hustle. Contrary to popular entrepreneurial thinking, God doesn't reward constant motion and frantic activity. He rewards faithful management of what He's already entrusted to you. Drawing from the parable of the talents in Matthew 25, we explore how stewardship proves to God that we're ready for more, and how this shift in perspective can transform not only your finances but your entire approach to business.Most entrepreneurs don't need more income—they need clarity, accountability, and systems. We break down three distinct money mindsets: fear-based (avoiding accountability), control-based (clenching resources tightly), and faith-based (trusting God's guidance for your resources). Through powerful real-life examples of divine appointments and generous giving, you'll see how faithful stewardship opens doors to multiplication and impact.The episode provides a practical stewardship operating system with three key components: knowing exactly what's going in and out financially, conducting weekly financial reviews, and taking ownership of how you're stewarding what God has entrusted to you. Plus, two critical questions to help you identify areas where your stewardship needs improvement.Whether you're struggling with financial anxiety or simply looking to honor God more faithfully with your business resources, this episode will equip you with both the mindset shift and practical tools needed to move from stress to structure in your financial stewardship journey. Transform your approach to money management and watch as God multiplies not just your resources, but your impact.Welcome to the ATLG podcast I am your host Ken Joslin, former pastor turned coach & host of CREATE, the #1 Faith-based Entrepreneur conference in America. My mission is to help faith-based entrepreneurs become the best version of themselves by growing in our Core 5: Faith, Health, Relationships, Business & Finances. You can get more information as well as join our FREE Facebook group at https://www.facebook.com/groups/676347099851525
“For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich.” - 2 Corinthians 8:9This powerful verse is often quoted when we talk about generosity, and rightly so. It shows us that generosity isn't just a financial principle—it's rooted in the very heart of the Gospel. Today, Dr. Nathan W. Harris joins us to explore that connection more deeply.Dr. Nathan W. Harris is the Vice President of Strategic Initiatives at The University of Mobile in Mobile, Alabama. He is also the author of A Short Guide to Gospel Generosity: Giving as an Act of Grace.What Is Gospel Generosity?Gospel generosity is giving rooted in the good news of salvation through Jesus Christ. Generosity is not merely a virtue for the Christian life but a cheerful disposition that springs forth from the gospel. This kind of generosity arises from new life in Christ, is empowered by the Holy Spirit, and reflects the Father's model of grace throughout creation.At its core, gospel generosity isn't just about giving—it's about proclaiming and portraying Christ's saving work in our lives. It signifies a radical transformation of a believer's heart and mind, leading to joyful stewardship of resources in service to God's kingdom.Beyond the Tithe: A Higher CallingOne of the most debated topics surrounding generosity is the concept of tithing. Are Christians called to tithe, or is there a greater expectation?While tithing—giving 10%—is not explicitly required for Christians, the gospel calls us to something far greater. We aren't obligated to give; instead, Christians have an incredible gospel opportunity. We are called to live generously, humbly, selflessly, and with the kingdom of God in mind.This perspective reframes giving not as a rule to follow but as an act of grace and worship, rooted in gratitude for what Christ has done.How the Gospel Transforms Our View of MoneyThe gospel transforms our hearts and minds and revolutionizes how we approach money and stewardship. Martin Luther once said:“There are three conversions in one's life—the conversion of the heart, the mind, and the pocketbook.” When we encounter Christ, our hearts are filled with affection for Him, and our minds are set on heavenly things. However, many Christians struggle to surrender their finances to God fully. You can't hold on to Christ while also holding on to your money.A heart transformed by the gospel desires to honor Christ above wealth. A mind renewed by the gospel prioritizes kingdom values over worldly ones. This transformation shapes every aspect of our financial lives, from earning and saving to spending and giving.Living as Stewards of God's ResourcesWhen our hearts and minds are fully surrendered to Christ, our finances naturally follow. Giving becomes not just an obligation but an act of worship and a reflection of the gospel's transforming power.To explore these ideas further, check out Dr. Nathan W. Harris's book, A Short Guide to Gospel Generosity: Giving as an Act of Grace. This concise guide offers biblical wisdom and practical insights into living a life of joyful, gospel-rooted generosity.On Today's Program, Rob Answers Listener Questions:I have a whole life insurance policy for my mom that we've been paying on for about nine years. I'm wondering if I should just cash it in since we're almost at the full policy amount.What is the best educational investment account to use for my 10 and 8-year-olds when they're ready for college? I've just been saving money in savings accounts.I wanted to ask about the Windfall Elimination Provision and the Government Pension Offset - are they still in effect? I'm a firefighter and paramedic who worked in the public service and private sector for 30 years.My wife and I don't have a retirement plan yet. I'm 53 and my wife doesn't work. We have a vacant lot worth $45,000, and I'm wondering what we can do with the money from selling it to help prepare for our retirement.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)A Short Guide to Gospel Generosity: Giving as an Act of Grace by Dr. Nathan W. HarrisSavingForCollege.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Gospel Baptist Church, Bonita Springs, FL - Fundamental, Independent, Bible Believing
June 1,2025
Psalms | Psalm 8 | Trent Elliott
Here's my question: when given a gift, is there any obligation to that gift? You say, "of course not, a gift is a gift!" But, what if it's a gift entrusted? You may ask, "What do you mean by that?" It's a gift that has a responsibility to do something with it. This is a parable about the entrustment of talents.In Israel, a talent was not a coin, it was a weight. The value of the weight depended on whether the coinage involved was copper, silver, or gold. The value of a talent differed from place to place. Here, in this context, the talent was the largest unit of currency in that day. A talent amounted to no less than 6,000 denarii. One denarius was a day's wage. An ordinary laborer took almost 20 years to earn that amount.This enormous amount says something of the Master's confidence in His servants and the responsibility they were given. The expectation is for one to use the talent they had received.We may not be equal in talent, but we are to be equal in effort. What is faithfulness to the stewardship of that gift?I look forward to seeing you this Sunday as we navigate this question and learn from Matthew 25:14—30.
Shrewdness, Stewardship & Submission in the KingdomLuke 16:1-13The Village Chapel - 06/08/2025In the three parables of Jesus in Chapter 15 of Luke's gospel, we saw how precious lost people are to God. The parable of the prodigal son ended with the father explaining to his older son that all the father has already belongs to him. In Chapter 16, Jesus speaks to his disciples about faithfulness with money, a small thing compared to eternal treasure. We are reminded that righteous stewardship begins with the acknowledgement that all we have been given by our Father still belongs to Him and we are accountable for how we use it in His kingdom.To find more resources like these, follow us:Website: https://thevillagechapel.comYouTube: https://www.youtube.com/channel/UCQVTzDbaiXVUAm_mUBDCTJAInstagram: https://www.instagram.com/tvcnashville/Facebook: https://www.facebook.com/tvcnashvilleX: https://twitter.com/tvcnashvilleTo support the ongoing mission of The Village Chapel go to https://thevillagechapel.com/give/. If you are a regular giver, thank you for your continued faithfulness and generosity!
Back To Basics // Week 6 // StewardshipPastors JF and Ashley WilkersonStewardship: the responsible management of something entrusted to one's careLuke 19:12-13 NIV12 He said: “A man of noble birth went to a distant country to have himself appointed king and then to return. 13 So he called ten of his servants and gave them ten minas. ‘Put this money to work,' he said, ‘until I come back.'“1. Culture says it's all for you.Scripture says it's all God's, but available to you.Psalm 24:1 NIV1 The earth is the Lord's, and everything in it, the world, and all who live in itDeuteronomy 8:17-18 NIV17 You may say to yourself, “My power and the strength of my hands have produced this wealth for me.” 18 But remember the Lord your God, for it is he who gives you the ability to produce wealth, and so confirms his covenant, which he swore to your ancestors, as it is today.Luke 19:12-13 NIV12 He said: “A man of noble birth went to a distant country to have himself appointed king and then to return. 13 So he called ten of his servants and gave them ten minas. ‘Put this money to work,' he said, ‘until I come back.'“1. Culture says it's all for you.Scripture says it's all God's, but available to you.2. Culture says to focus on your RIGHTS.Scripture says focus on your RESPONSIBILITIES.Ephesians 5:15-17 NIV15 Be very careful, then, how you live—not as unwise but as wise, 16 making the most of every opportunity, because the days are evil. 17 Therefore do not be foolish, but understand what the Lord's will is.1. Culture says it's all for you.Scripture says it's all God's, but available to you.2. Culture says to focus on your RIGHTS.Scripture says focus on your RESPONSIBILITIES.3. Culture says look out for number one.Scripture says use what you are given to reach the one.Luke 19:15b-19 NIV15b Then he sent for the servants to whom he had given the money, in order to find out what they had gained with it. 16 “The first one came and said, ‘Sir, your mina has earned ten more.' 17 “‘Well done, my good servant!' his master replied. ‘Because you have been trustworthy in a very small matter, take charge of ten cities.' 18 “The second came and said, ‘Sir, your mina has earned five more.' 19 “His master answered, ‘You take charge of five cities.'Luke 19:20 NIV20 “Then another servant came and said, ‘Sir, here is your mina; I have kept it laid away in a piece of cloth.Luke 19:23-26 NIV23 “Why then didn't you put my money on deposit, so that when I came back, I could have collected it with interest?' 24 “Then he said to those standing by, ‘Take his mina away from him and give it to the one who has ten minas.' 25 “‘Sir,' they said, ‘he already has ten!' 26 “He replied, ‘I tell you that to everyone who has, more will be given, but as for the one who has nothing, even what they have will be taken away.1. Culture says it's all for you.Scripture says it's God's but available to you.2. Culture says to focus on your RIGHTS.Scripture says focus on your RESPONSIBILITIES.3. Culture says look out for number one.Scripture says use what you are given to reach the one.
On this episode, theological anthropologist Dr. Drew Dickens shares redemptive and destructive uses of artificial intelligence and offers guidance to Christian business professionals on how to use AI for God's glory. Dr. Drew and Darren also discuss whether the various AI models espouse specific worldviews.
We all have things that try to hold us back—guilt from past mistakes or temptations that we can't seem to overcome. It's easy to learn to live with these problems and accept them as who we are. But God has called us to reach forth and fulfill a greater calling in life. In this series, Reaching Forth, Dr. Chappell encourages you to leave behind negative mindsets and the limitations others have put on you and to reach forth to new levels of victory.
Connecting people to a life-changing relationship with Jesus.
Summer is here—and while kids are counting down the days until school's out, parents and grandparents might be counting something else: the cost.The good news? Some of the best family memories don't require a big budget. In fact, many of them are completely free. With a little creativity and intention, you can enjoy a summer that builds connection and joy without adding financial stress. Here are ten fun, meaningful, and no-cost activities to try this season.1. Visit Your Local LibraryLibraries today are vibrant community hubs, not just quiet places for books. Many offer summer reading programs, puppet shows, craft days, and even LEGO clubs. It's a screen-free space that fosters imagination and learning—and it won't cost a dime.2. Host a Themed Movie NightMovie nights are a classic, but turning them into themed events can make them feel extra special. Dress up like your favorite characters, make popcorn at home, and stream free movies from your library or other no-cost platforms. It's cozy, creative, and fun for all ages.3. Check Out Community EventsMany cities and towns host free concerts, movie nights, festivals, or farmers' markets during the summer. These events offer fun, fellowship, and a chance to connect with your community.4. Camp in Your BackyardYou don't need to travel far to enjoy the great outdoors. Set up a tent in your yard, roast marshmallows, and tell stories under the stars. Take time to reflect on God's handiwork with your kids. Psalm 8:3–4 reminds us how the majesty of creation points us to the Creator who cares for us deeply.5. Host a Yard SaleLet your kids gather items, make signs, and manage a mini storefront. It's not only a great way to declutter—it also teaches stewardship, contentment, and even generosity. If your kids choose to give a portion of the proceeds to someone in need, you're planting seeds of compassion early.6. Try GeocachingIf your family enjoys treasure hunts or geocaching, it's a great way to explore the outdoors. All you need is a smartphone and a free app to search for hidden “caches” in your area. It's adventurous, educational, and completely free.7. Plan a Neighborhood Game DayBring back the joy of simple play. Organize a kickball game, water balloon fight, or capture the flag in your neighborhood. Partner with other families to rotate homes and activities—it's a no-cost way to foster community and make memories that stick.8. Make a Summer Bucket ListSit down as a family and dream up a list of simple activities—things like catching fireflies, building a fort, or learning a new skill. Writing them down and checking them off together adds a sense of excitement and shared accomplishment.9. Explore NatureNature is one of God's most generous gifts. Visit local parks, walk trails, or bike together through a nearby preserve. Psalm 19:1 reminds us, “The heavens declare the glory of God.” Whether it's birdsong or wildflowers, creation invites us to slow down and worship.10. Serve TogetherServing others is one of the most meaningful things a family can do. Volunteer at a local shelter, visit a nursing home, or make cookies for your neighbors. Jesus said, “It is more blessed to give than to receive” (Acts 20:35). A summer of service can have an eternal impact.The Riches of a Simple SummerIt's easy to believe that a fun summer must come with a hefty price tag, but God often surprises us with joy in the simplest things. Sunshine, laughter, love, and time together are among His most generous gifts—and they're completely free.So, as you make your summer plans, don't focus on what you can spend. Instead, focus on how you can wisely steward the time and relationships God has given you. After all, the best summer memories are built with presence, not purchases.On Today's Program, Rob Answers Listener Questions:I'm looking into annuities, and I know nothing about the risks. When they say 6% for three years, is that rate guaranteed to remain locked in? I looked up the rating, and it's a B++ rating by AM Best.I have a long-term insurance policy from Genworth that started in 1999. The premiums have increased dramatically from $1,500 to $11,000 annually. We're in our early 80s and nearing the time to use the policy. The company wants us to sell, but we have a clause that stops premium payments if one of us dies. I'm unsure whether to keep the policy. I'm 60 years old and have worked at the same job for 40 years. I've become chemically sensitive to the product we manufacture and can no longer work with it. I'm basically at retirement, with all bills paid and a house paid off. I have $500,000 saved in CDs, $60,000 in the bank, and I'm thinking of putting half of the $500,000 in a lifetime mutual fund. Is that a wise decision?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
On this episode of Discover Lafayette, we welcome Jude David, managing partner of Final Ascent, a mergers and acquisitions advisory firm that helps mid-market business owners—typically with $5 million or more in annual revenue—prepare their companies for sale and successfully transition for maximum value. But Jude's passion goes far beyond business mechanics. He's also a philanthropist and one of the founders of the Catholic Legacy Foundation of Acadiana, a donor-advised fund that enables people of all faiths to support charitable causes in perpetuity—while enjoying significant tax advantages in the process. "People don't want to plan their succession in life, and they don't want to plan their succession in business. It's emotional. It's scary. And it's always something they plan to think about 'one day.'" Jude shares stories of helping longtime business owners who've spent decades building their companies and are now looking to exit—but often haven't thought about what comes next. He draws clear parallels between business transition and end-of-life planning, noting that in both areas, far too many people fail to prepare. "It's shocking how many successful people don't have wills or estate plans. Even people of great means often haven't taken the time to protect what they've built—or considered how to give back." That's where Jude's second passion comes into play: philanthropic giving as part of a business exit strategy. Through smart planning, owners can donate a portion of their company prior to selling, reducing capital gains taxes and simultaneously funding charitable initiatives through a donor-advised fund. "When you're selling a mid market business, there's going to be a substantial amount of taxes to pay. So our clients are constantly looking for ways to avoid those taxes or defer those taxes. There are several strategies you can use if you have ways of offsetting losses against those gains. It can be very helpful if you can write off new assets that you're acquiring against the old assets that you've sold. For instance, if you sell one business and buy a new one in the same year, you can depreciate the assets on the new business against the old business that you sold. There are several other strategies. One that I really like for owners that are charitably inclined is to give to a foundation or other charities. Why does that matter? Well, if you can structure that kind of transaction appropriately, it saves you significant taxes on your sale. That's why I'm involved with Catholic Legacy Foundation." Jude walks us through real-world examples of how this works, explaining how the Catholic Legacy Foundation is helping build endowments that will support Catholic ministries, seminarian education, pro-life efforts, and poverty alleviation—whether the recipient organization is Catholic or simply aligned with Catholic values. “We house the seminarian bursary (scholarship) funds for the Diocese. You can give to support a specific seminarian or the entire class. It's one of the most direct ways to impact the future of the Church. To get the foundation off the ground, we are taking donations for a Founder's Circle. So we're looking for donations of a minimum of $15,000 for Founder's Circle members. That's $5,000 a year for three years, and the goal is for us to get the foundation to a size in three years so that it never needs another donation again." Jude also reflects on the importance of reducing business owner dependence before sale—a common value driver in M&A. He explains how owner involvement, earnings growth, and recurring revenue models (like those used in HVAC and plumbing industries) all affect valuation multiples. "If a business is built around the owner and you can't pluck the owner from the business, it makes the business a lot less valuable. So if we deal with a business 3 or 4 years before sale, we'll help them to identify all of their roles in the business and t...
We all have things that try to hold us back—guilt from past mistakes or temptations that we can't seem to overcome. It's easy to learn to live with these problems and accept them as who we are. But God has called us to reach forth and fulfill a greater calling in life. In this series, Reaching Forth, Dr. Chappell encourages you to leave behind negative mindsets and the limitations others have put on you and to reach forth to new levels of victory.
What if I told you that giving money to good causes won't necessarily change your heart?Many assume that if they invest their finances in the right places, their affections will follow. But what if the real issue isn't where our money goes, but what we treasure most?The Words of Jesus: Treasure and the HeartIn His Sermon on the Mount, Jesus offers one of the most profound insights into money and the human heart:"For where your treasure is, there your heart will be also." (Matthew 6:21)Many interpret this to mean that if we direct our money toward good causes, such as ministries or charities, our hearts will naturally follow. And often, generosity does strengthen our connection to what we support. However, if money itself remains our treasure, even generous giving can leave our hearts tied to wealth rather than to God.What if Jesus wasn't just telling us to redirect our money but inviting us to reexamine what we treasure most? The real challenge isn't simply choosing better causes; it's choosing a better treasure. If our hearts cling to money, even when giving it away, we remain captive. But if we treasure God above all, our money will naturally reflect that devotion.The Widow's Offering: A Heart Aligned with GodConsider Jesus' observation of the widow's offering in Mark 12:"And he sat down opposite the treasury and watched the people putting money into the offering box. Many rich people put in large sums. And a poor widow came and put in two small copper coins, which make a penny." (Mark 12:41–42)The wealthy gave much more than the widow, but their giving didn't free them from money's grip. Their treasure was still rooted in their wealth.Jesus exposes a similar heart issue when He rebukes the Pharisees in Matthew 23:"Woe to you, scribes and Pharisees, hypocrites! For you tithe mint and dill and cumin, and have neglected the weightier matters of the law: justice and mercy and faithfulness." (Matthew 23:23)The Pharisees gave meticulously, yet their hearts were enslaved to pride and status. Their giving wasn't born from a love for God, but from a desire to maintain religious appearances.True Freedom in Treasuring GodIn contrast, the widow's tiny offering flowed from deep trust and surrender to God. She gave not to be seen, but because her greatest treasure was the One standing before her. Jesus praised her, not for the amount she gave, but because her heart fully belonged to Him.If giving alone could free us from money's hold, the Pharisees would have been the most spiritually free people of their day. But they weren't. True freedom comes not from giving more but from treasuring God most.As Pastor John Piper puts it:“God is most glorified in us when we are most satisfied in Him.”How Do We Shift Our Hearts?So, if the issue isn't where we put our money but what we treasure, how do we shift our hearts?Recognize God as Your Greatest Treasure - Until God is our highest joy, we will always cling to lesser things.Seek First His Kingdom - When God's Kingdom is our priority, everything else—including money—falls into place.View Money As A Tool, Not A Treasure - If we treasure God, we will steward it wisely without being controlled by it.Store Up Treasures in Heaven - This means prioritizing what truly lasts—growing in Christ, loving others, and living generously.When our treasure is in God, our relationship with money changes. We give not to force our hearts to care, but because our desires are already aligned with what God cares about. We are freed from financial anxiety because our security is in God, not wealth (Matthew 6:25–34).If money is our treasure, our hearts will forever remain enslaved to it, no matter how generously we give. But if we treasure God, our hearts will be free, and our relationship with money will reflect that reality.The real question isn't, “Where is my money going?” but “What do I treasure most?” Because where your treasure is, there your heart will be also.Partner with FaithFiThat's the heart behind everything we do at FaithFi. We're here to help people not just manage money wisely, but treasure God above all else—because when He's our greatest treasure, everything changes.If you believe in that mission, would you consider becoming a FaithFi partner?With a gift of $35 a month or more or $400 a year, you'll help more Christians find freedom in Christ through biblical financial wisdom. As a thank you, you'll receive:Early access to all our studies and devotionalsA subscription to our quarterly Faithful Steward magazineAccess to the Pro Version of the FaithFi appYou can learn more and become a FaithFi Partner today at FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:I would like to know if I can cash in a CD and gift the money to a family member without incurring a penalty. Also, would you feel guilty about drawing out some money from my 401(k) to buy myself a little gift instead of going into debt?I've paid tithe on the gross amount my whole life. Now that I'm retired and drawing Social Security, pension, and business income, I'm wondering if I should continue to tithe. Some people say it's already been tithed, so why tithe it again?I want to sell my almost 70-year-old home and move into a senior residence that's handicap accessible. I'm on Social Security Disability, and I was told that selling a home is considered income and will stop my disability benefits. Is this true? I heard you talk about the $19,000 gift limit per person per year. I want to know if the same limitations apply if I give to a 501(c)(3) organization and I'm not planning to claim it on my taxes.I would like to leave our paid-off house to my children if both my wife and I have passed. Should I get a will, put them on the deed, or establish a trust and incur the associated expense? Can I just put them on a deed, and when we pass, it goes to them?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
“The wisdom of the prudent is to give thought to their ways, but the folly of fools is deception.” - Proverbs 14:8When it comes to saving, spending, and talking about money, our God-given temperament plays a bigger role than we think. Today, Kathleen Edelman shares how understanding your wiring can lead to better financial decisions and healthier money conversations.Kathleen Edelman is the author of “I Said This, You Heard That: How Your Wiring Colors Your Communication.” She is certified in Biblical Studies and Christian Counseling Psychology and has spent over 30 years coaching clients in the art of effective communication.What Is Temperament—And Why Does It Matter?Temperament was studied by Hippocrates 2,000 years ago. It's innate, unchangeable, and part of your design by God, like your eye color or fingerprint. In contrast, “personality” evolves based on culture, upbringing, education, and environment.This foundational understanding is essential not just in relationships but also in how we approach money.Temperament influences how we budget, spend, save, and even how we talk about money. Here's how each temperament—Yellow, Red, Blue, and Green—sees financial decisions through a unique lens:YELLOW (Sanguine): The Fun-Loving GiverWiring: Optimistic, relational, in-the-moment.Financial Outlook: Sees money as a way to connect and create experiences. Often spontaneous and generous, but may avoid serious conversations about finances out of fear of conflict or damaging relationships.Growth Tip: Build guardrails around spending while leaving room for joy. Schedule regular money conversations to reduce anxiety.RED (Choleric): The Visionary LeaderWiring: Goal-driven, results-oriented, confident.Financial Outlook: Excels at goal setting, budgeting for success, and achieving results. May be impulsive or steamroll others in decision-making.Growth Tip: Invite feedback and take the time to consider other perspectives. Collaboration builds trust.BLUE (Melancholic): The Cautious PlannerWiring: Detail-oriented, safety-driven, analytical.Financial Outlook: Needs detailed plans, emergency savings, and financial security. Prefers structure and predictability.Growth Tip: Communicate your need for time to process financial decisions. Allow room for flexibility while maintaining your desire for order.GREEN (Phlegmatic): The Peaceful StabilizerWiring: Calm, steady, conflict-avoidant.Financial Outlook: Values simplicity, consistency, and low-stress systems. May avoid decisions that involve conflict or complexity.Growth Tip: Don't be afraid to speak up about your financial opinions. Take the time you need, but be intentional about engaging.Why Temperament Matters in Money ConversationsMost miscommunication is not intentional. For instance, it could be that you're speaking ‘blue,' and they're hearing ‘yellow.'” That misalignment can be costly, both relationally and financially.To bridge the gap, learn to recognize both your own temperament and the temperament of the person you're speaking with. Then, speak their language.Example: A Yellow Talking to a BlueA Yellow might say: “Hey _______, I know details matter to you. Can we sit down together and make a plan that gives us both a vision with a little room for fun?” This honors the Blue's need for order and gives space for the Yellow's desire for connection.Example: A Red Talking to a GreenRather than saying, “We need to figure this out now,” a Red could say: “I'd love us to make a simple plan together so that we both feel secure. We can talk it through at your pace.” This respects the Greens' need for harmony and time.Next Steps for Growth and StewardshipKathleen's workbook, I Said This, You Heard That, is designed to help you better understand your wiring—and live it out in strength, not weakness. It's not about changing your temperament but becoming fluent in the languages of others.Inside the 2025 edition, you'll find tools to help you:Name your tendencies and choose healthier responsesDiscover your “innate needs” (which she calls a game-changer)Revisit conversations with grace and self-awarenessBecome fluent in your own and others' communication stylesWhen we understand our design, we communicate better. When we communicate better, we make wiser financial decisions. And when our finances reflect intentional, Christ-centered communication, our relationships and witness grow stronger.Learning to speak the language of others says: I care about you. That changes everything.I Said This, You Heard That: How Your Wiring Colors Your Communication (2025 Edition) is available now wherever books are sold. Let it be a guide for building stronger relationships and becoming a more faithful steward of what God has entrusted to you.Become a FaithFi PartnerAlso, if you'd like to read Kathleen's full article featured in the second issue of Faithful Steward Magazine, consider becoming a FaithFi Partner. With a monthly gift of $35 or an annual gift of $400, you'll receive the magazine each quarter delivered directly to your mailbox—plus these exclusive benefits:Access to the Pro Version of the FaithFi AppBulk discounts on additional copies of FaithFi studies and magazinesEarly access to every new FaithFi study and devotional before they're released to the publicJoin us in equipping believers to steward God's resources faithfully.On Today's Program, Rob Answers Listener Questions:I'm seeking advice about managing my 66-year-old mother's finances after her Alzheimer's diagnosis. She has a limited income, a $300,000 TSP, and a home with $220,000 in equity, but her monthly expenses total $6,500. I need help strategizing how to best care for her financially.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)I Said This, You Heard That: How Your Wiring Colors Your Communication by Kathleen EdelmanWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Some pastors receive their pay as a lump sum and must decide how to allocate it themselves. In this episode, Art and Matt discuss why that approach might not be ideal for pastors and answer a listener's question. Plus, they kick off some summer fun with music trivia. Tune in!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!