Podcasts about Stewardship

“Everyone also to whom God has given wealth and possessions and the power to enjoy them, and to accept his lot and rejoice in his toil—this is the gift of God.”  - Ecclesiastes 5:19What if true joy doesn't come from gaining more, but from gratefully receiving what God has already provided? Today, John Cortines joins us to explore what he calls the Cycle of Grateful Living—and how it transforms our approach to money and contentment.John Cortines is the Director of Grantmaking at The Maclellan Foundation. He is the author of our new study on the book of Ecclesiastes, Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money, as well as the co-author of God and Money: How We Discovered True Riches at Harvard Business School and True Riches: What Jesus Really Said About Money and Your Heart.The Heart of Ecclesiastes: Joy as a GiftEcclesiastes 5:18–20 forms the foundation of our new Wisdom Over Wealth study:“It is good and fitting to eat and drink and find enjoyment in all the toil... this is God's gift to man... God keeps him occupied with joy in his heart.” - Ecclesiastes 5:18–20These verses, nestled within the longest section on money in the book, offer a radical invitation: rather than striving for more, we're called to enjoy what we've already received. Even the ability to enjoy life's blessings is a divine gift.Introducing the Cycle of Grateful Living: E.A.T.To help us live out this vision, here's a simple acronym from Ecclesiastes 5:19: E.A.T.—Enjoy, Accept, Toil.Enjoy God's ProvisionEverything we have—our wealth, relationships, health, and even the capacity to enjoy them—is a gift from God. Acknowledging this turns entitlement into gratitude and replaces striving with trust. Accept Life's BrevityEcclesiastes frequently reflects on death, not to breed fear, but to awaken us to the preciousness of life. Acceptance of our limits and mortality grants deeper purpose and contentment in the present moment. Toil with JoyWork is not something to escape from. Ecclesiastes calls us to rejoice in our toil. True fulfillment isn't found in early retirement or unending leisure, but in the meaningful work God places before us.What Gets in the Way?Gratitude can often feel elusive in the routines of everyday life. Often, we slip into discontent when we:Take God's provision for grantedIgnore life's brevity and live mindlesslyComplain about work instead of finding purpose in itThe world's promises—especially those of financial independence or early retirement (FIRE)—can become mirages. We've probably all been there, dreaming that if we work hard and save enough, we will someday be free. But that vision of life can be so hollow because the human condition is to be oriented to purpose, to work. Even if you're retired, it's not so you can sit on a beach for 20 years.We were made to participate in God's creative, redemptive work. That's why embracing our toil with joy brings far more satisfaction than escaping it.Wealth Without Joy: A Modern ParadoxWhile many of us live more comfortably than royalty of past centuries—with cars, clean water, air conditioning, and vacations—anxiety and discontent remain widespread.Billionaires are often no happier than the rest of us. Without a grateful heart, even abundance can feel empty.The Cycle of Grateful Living isn't just about how much we have—it's about how we relate to what we have. It teaches us to stop chasing wealth and start engaging with it through the lens of joy, acceptance, and purpose.From Ecclesiastes to Jesus: A Unified MessageJesus echoes the wisdom of Ecclesiastes in Luke 12. He reminds us of the birds and flowers—simple creatures that don't worry, yet are lovingly provided for by God.“Consider the lilies, how they grow... If God so clothes the grass... how much more will he clothe you, O you of little faith!” - Luke 12:27–28James 1:10–11 also makes a similar connection where riches are likened to wildflowers—beautiful for a moment, but quickly fading. The message is clear: our time is brief, but God is faithful.So, how should we respond? By living present to God's provision, content in our limitations, and faithful in our work.Ecclesiastes 5:20 offers a powerful conclusion:“He will not much remember the days of his life, because God keeps him occupied with joy in his heart.”What does this look like practically? It's about presence. A life that's not dominated by worry or comparison, but one that's centered on Jesus. It's a heart too full of gratitude to be caught up in regret.Invite Jesus Christ into this moment. Ask for help to enjoy what He's provided, to accept this season, and to do today's work with joy.Every generation has had its turn. Ours is now. The call of Ecclesiastes is to live wisely in the present, not with frantic striving, but with deep joy, humble acceptance, and faithful effort.We're like the birds and flowers. Here for a precious moment, sustained by the generous hand of God. Let's embrace the Cycle of Grateful Living.Want to Go Deeper?If you're ready to experience joy in the everyday and live a grateful life rooted in God's wisdom, check out Wisdom Over Wealth, written by John Cortines. This month, when you give a gift of $35 or more, we'll send you a copy as our way of saying thank you for supporting this ministry. Visit FaithFi.com/wisdom to learn more.On Today's Program, Rob Answers Listener Questions:I'm retired and own my home, but I'm facing some financial trouble. A lien was just placed on my house, and I'm worried I might lose it. I also have more than $3,000 in credit card debt, and I'm unsure of the following steps to take.I was recently at the bank and they offered me a HELOC, even though I don't really need one. They ran a hard credit check, and I noticed the credit score they showed was over 20 points lower than what I had seen on my own report. Why is there such a big difference?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

“If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches?” - Luke 16:11What if managing money is about more than just numbers and budgets—what if it's a window into something eternal? Afton Phillips joins us today as we explore the mission behind the message you hear every day on this program, and how you can be a part of it.Afton Phillips is the Head of Content at FaithFi: Faith & Finance. The Heart Behind the MissionSo why focus so much on finances?Because how we handle money reveals what we treasure most. At FaithFi, we want to help people experience freedom, peace, and generosity—not just from better budgeting, but from surrendering their hearts to God.It's a message that resonates with people in all seasons of life. Whether you feel boxed in by a budget or anxious about a financial decision, each of those moments is an invitation to reflect on your heart and trust in Christ. We are already living in abundance with the love of Christ.The Common Struggles We All FaceHere are the three biggest challenges that Christians often face when it comes to faithful money management:Trust vs. Security–It's easy to place our hope in financial stability rather than in God.Comfort vs. Generosity–Culture tells us to accumulate, but God calls us to live open-handedly.Identity vs. Worth–We're constantly tempted to measure our value by our bank accounts rather than who we are in Christ.That's why the resources we offer—from our studies to our podcast—aren't just about financial literacy. They're about spiritual formation. The concepts we talk about are an intentional reset. They help us move away from the emptiness of accumulation and toward peace that's rooted in Christ.Why Ecclesiastes Still Speaks TodayFaithFi's newest Bible study, Wisdom Over Wealth, takes readers through the book of Ecclesiastes. This book speaks directly to our modern struggles with meaning, anxiety, and financial pressure.There may not be another book in the Bible that talks about death more, so it really forces you to ask: What really matters? When you realize how short life is, you start to live more intentionally, and that includes how you manage your finances.Rather than treating money as ultimate, Ecclesiastes helps us see it as a gift. Something to be enjoyed, yes—but also stewarded wisely under God's authority.FaithFi's Tools for the JourneyIf you're new to FaithFi, here's a quick look at the resources we offer to help believers apply biblical wisdom to their financial lives every day:Radio + Podcast: Our daily conversations bring timeless biblical wisdom into your financial life.FaithFi App: A free, easy-to-use budgeting tool that helps you align your spending with eternal values—and includes a community of other believers on the same journey.High-Quality Articles and Content: Each week, we share insightful content from leading voices in Christian finance, designed to help you connect your faith with everyday financial decisions.Bible Studies + Devotionals: Deep dives into Scripture that explore God's heart for money and stewardship.Faithful Steward Magazine: A beautifully designed quarterly publication filled with quick reads, practical tips, and theological insights.How You Can Support the MissionAs we approach the end of our fiscal year (June 30), FaithFi is inviting listeners to join our mission by becoming a FaithFi Partner.Here's what your partnership makes possible:Continued production of biblical, practical resources like this radio program.Expansion of studies and devotionals that transform lives.Investment in tools like the FaithFi app that meet people where they are.A monthly gift of $35 or an annual gift of $400 qualifies you for our FaithFi Partner Program. That means you'll receive:Two studies or devotionals each yearThe Faithful Steward magazine, each quarterPro access to the FaithFi appMinistry updates and a sense of shared purpose in Kingdom workWe know this message has the power to change lives because we've seen it. When Christians align their hearts with God's design for money, they can have a global impact.We're incredibly grateful for those who make this ministry possible. If you'd like to become one of the 50 new partners we're praying for this month, visit FaithFi.com/give today. Let's help more people see God as their ultimate treasure.On Today's Program, Rob Answers Listener Questions:Besides the annual percentage rate, what other factors should I compare when shopping for a mortgage? Additionally, is there a typical range for origination fees and closing costs?My husband and I are struggling to tithe because we disagree with how our church is spending the money. We feel like we're the only ones concerned, and it's hard to give when we believe the funds could be used more wisely. Are we in the wrong for feeling this way? Should we continue tithing anyway?I contributed to a traditional IRA, thinking it was a wise move, but now that I'm retired, I'm in a higher tax bracket than when I earned the income. Are there any strategies to reduce the tax burden in this situation?I want to help my child purchase their first home. Would it be more cost-effective to cosign on their mortgage, or take out a home equity loan myself and pay off the mortgage directly while they repay me? I'm trying to minimize closing costs and fees.I've been hearing more about deed fraud lately. What steps can homeowners take to protect their property from being targeted?Someone told me I might be eligible to collect Social Security based on my husband's record. Is that true, and how does it work?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Stewardship is an understanding that everything we have, we have been entrusted with in order to be productive. And what is productivity? It's definitely not squandering, nor is it preserving, or hoarding. Productivity is an output of effort that brings value to others. This is the work of a business owner. Taking everything you own and have, and making a profit on it by turning it into value for others. And we can do this when we have worked out the issue of authority.

“Then I saw that all toil and all skill in work come from a man's envy of his neighbor. This also is vanity and a striving after wind.” — Ecclesiastes 4:4Ecclesiastes shows us how even good work can go wrong when driven by envy. What starts as diligence can quickly become a pursuit of status. Today, we'll look at how chasing approval leaves us empty—and how God invites us into something much greater.The Idol of StatusThe Bible Project says Ecclesiastes “targets all the ways we try to build meaning and purpose in life apart from God.” It gives voice to the Preacher, who carefully exposes the emptiness of paths like pleasure, wealth, and status. In recent weeks, we've looked at the idols of pleasure and accumulation. Today, we turn to the idol of status.This one can be harder to spot. The line between excellence and envy is thin. Ecclesiastes 4:4 says, “Then I saw that all toil and all skill in work come from a man's envy of his neighbor.” That's a striking thought. Our motivation may not be love of the work or calling—it's often the quiet urge to compete. To keep up. To be seen.That's what status does. It whispers, You're not enough—unless others notice you. And without realizing it, our careers, spending, and even our generosity, can become ways of proving our worth.“Keeping up with the Joneses” isn't just a saying—it's a way of life for many. We compare houses, vacations, schools, and the pressure to match others can lead to debt, burnout, and dissatisfaction with what God has already provided.And in our digital age, the pressure's amplified. Social media showcases only the highlight reel, not the debt, exhaustion, or stress that often accompany it. But we still scroll and wonder, “Why not me?”A Better Way ForwardEcclesiastes answers that longing with honesty. In verse 8, the Preacher describes someone who works tirelessly, builds wealth, but has no one to share it with: “There is no end to all his toil, and his eyes are never satisfied with riches…” It's a picture of success without joy. Activity without peace. A full schedule, but an empty soul.However, he then offers a better alternative. In verse 6, we read: “Better is a handful of quietness than two hands full of toil and a striving after wind.” In other words, it's better to have less with peace than more with anxiety. That's not laziness—it's wisdom. A life lived with margin, grounded in God's provision.Work as Worship, Not PerformanceThis is the invitation Ecclesiastes extends: not to give up on excellence, but to anchor it in the right place. When our work flows from a love for God and a desire to serve others, it becomes a blessing, not a burden. It becomes worship.We don't need applause—we need peace. And in Christ, we already have it. His approval is not based on performance. It's based on grace. That frees us from striving to be seen and lets us rest in being known.Maybe that's where you are—tired, overextended, wondering what you're chasing. Ecclesiastes invites you to step off the treadmill of comparison. You don't have to strive for identity. You already have it in Jesus.We often see examples of this. A professional sacrifices evenings and weekends to climb the corporate ladder, only to feel lonely at the top. A family maxes out their budget to project an image, while tension quietly builds at home. These aren't just stories—they're warnings. And they echo Ecclesiastes' caution about what we're trading in our pursuit of more.Sometimes this isn't just about envy. It's about fear—fear of being unseen, of being left behind. So we push harder, hoping success will quiet that fear. But only God can give the peace we're looking for.Redefining SuccessContentment doesn't mean quitting. It means redefining success. It means anchoring your worth in something that lasts. When you stop striving in vain, your ambition gets reoriented. Your work becomes more joyful. Your giving becomes more meaningful.So ask yourself today: Who am I trying to impress? What am I really chasing?If your hands are full but your heart is empty, Ecclesiastes invites you to trade performance for peace. True success isn't about being noticed or admired—it's about being faithful with what God has given you. And your worth? It's not something you have to earn or achieve. In Christ, you have nothing to prove because in Him, you are deeply loved, fully known, and eternally valued.Want to Go Deeper?If you want to dig deeper into these themes, we've created a new study just for you. It's called Wisdom Over Wealth, and it explores what Scripture—especially the book of Ecclesiastes—has to say about money, work, and living for what really matters.This month, when you give $35 or more to support the ministry, we'll send it to you as our thanks. Just visit FaithFi.com/wisdom to request your copy.On Today's Program, Rob Answers Listener Questions:A few commercial solar companies have approached us about leasing part of our land for a solar farm. We've got around 40 acres of farmland. I'm trying to understand what pitfalls or risks we should be aware of before moving forward.I recently left my job as a teacher because I felt the Lord calling me to go to seminary. I have about $35,000 in a retirement fund from my teaching years. Should I leave it where it is, or should I use it to pay off my car and some credit card debt?I have a Medicaid-related question. A family member of mine has a terminal illness and needs more care than we can provide. She doesn't have any assets, and we're hoping to get her on Medicaid. If she's approved, who would be responsible for the medical bills?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Parents, you're raising the next generation of faithful stewards! Dr. Shane Enete joins Art to answer key questions about teaching kids biblical stewardship. If you have kids, this is a must-listen episode! Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

Stewardship is an understanding that everything we have, we have been entrusted with in order to be productive. And what is productivity? It's definitely not squandering, nor is it preserving, or hoarding. Productivity is an output of effort that brings value to others. This is the work of a business owner. Taking everything you own and have, and making a profit on it by turning it into value for others. And we can do this when we have worked out the issue of authority.

What happens when two forward-thinking Iowa farmers team up to help others grow better businesses? This week on the Thriving Farmer Podcast, Michael is joined by Tanner Winterhof and Corey Hillebo, hosts of the Farm4Profit Podcast. With backgrounds in finance, crop and livestock production, and agribusiness leadership, Tanner and Corey are on a mission to help farmers treat their operations like profitable, resilient businesses. Through the Farm4Profit platform, they share tools, technology, and mindset shifts to help farms succeed in today's complex ag economy. Tune in to hear how they balance tradition with innovation, and why they're passionate about sharing the lessons they've learned along the way.   In This Episode, You'll Hear: Why Farm4Profit?: How they chose their name and why profit is a key focus for farmers [1:26] Crop Innovation: How real crop farming has changed in recent years [3:56] Tech & Inputs: The evolving role of technology and chemical use in modern agriculture [9:37] Farm as a Business: What trips farmers up and how to stay focused on profitability [19:50] Family Farm Dynamics: The challenges and opportunities of working within a family operation [27:06] Looking Ahead: Corey and Tanner's plans for future crops and business growth [32:57] Don't miss this episode if you want practical, honest insights into treating your farm like a business while staying grounded in stewardship and legacy.   About the Guests: Tanner Winterhof grew up on a farm in northwest Iowa and has blended his passion for agriculture with a successful career in banking and agribusiness. He co-hosts the Farm4Profit Podcast, helping farm businesses grow through financial literacy, innovation, and sustainability. Corey Hillebo is a fourth-generation farmer in Polk City, Iowa. As Farm Manager for Hillebo Family Farms and President of Big Creek Seed, Corey brings leadership and technical knowledge to both his operation and the Farm4Profit Podcast. His focus includes row crops, swine, and seed production, as well as helping other farmers embrace new opportunities.   Connect with Farm4Profit:

This episode is presented by Create A Video – Andrew Dunn is the publisher of Longleaf Politics and a contributing columnist to The Charlotte Observer, and he joins me to discuss the unfurnishing of the NC Lt. Governor's office and the Age of Acrimony. Plus, the Charlotte City Council votes to remove Tesla from its list of potential vendors. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: If you choose to subscribe, get 15% off here! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.

Dr. Jack Trieber preached a message entitled “Stewardship” during the Sunday Evening service on June 22, 2025, at North Valley Baptist Church in Santa Clara, California. View Archived Services at nvbc.org

A crypto enthusiast once wrote on Reddit, “Bitcoin is like winning the lottery in slow motion.” That might be a stretch, but one thing's clear: Bitcoin and other cryptocurrencies aren't going anywhere. Today, Mark Biller joins us to unpack how crypto is moving into the mainstream and what that means for investors trying to make wise decisions.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance.Two Big Takeaways for Crypto InvestorsHere are two key insights to help investors make sense of today's crypto market:Bitcoin Stands Apart – It's critical to understand that Bitcoin is not like the rest of the crypto world. It has emerged as a unique and dominant force, with widespread adoption, while other cryptocurrencies remain highly speculative. Bitcoin Has Reached Critical Mass – Thanks to regulatory shifts and institutional adoption, Bitcoin seems to be here to stay. In just a few years, we've gone from government hostility toward crypto to SEC-approved Bitcoin ETFs and even a pro-crypto administration in the White House.Bitcoin was the original cryptocurrency, launched in 2008, and today it represents about 60% of the entire crypto market. It's gained institutional interest and widespread regulatory acceptance. By contrast, the remaining 40% of the crypto universe is fragmented, filled with thousands of projects, many of which will not survive.Think of most other cryptos not as currencies but as startup tech ventures. That helps frame their high risk and their potential for failure. Bitcoin, meanwhile, has arrived. The rest? They're still trying to prove themselves.Bitcoin as an Investment: What's Changed?Many early Bitcoin advocates hoped it would serve as a usable currency outside of traditional financial systems. But that vision has mostly faded. Today, most investors treat Bitcoin like digital gold—a store of value designed to hedge against inflation and the devaluation of fiat currencies.It's volatile, yes. But its built-in scarcity (only 21 million bitcoins will ever exist) appeals to those who fear government overreach or reckless monetary policy. Bitcoin's not just for tech enthusiasts anymore—it's becoming a strategic asset for serious investors.Generational preferences also shape Bitcoin's rise. Younger investors, raised in a digital world of apps and virtual marketplaces, are far more comfortable with digital assets. What gold has long been to older generations, Bitcoin is becoming to younger ones: a hedge against inflation and a symbol of financial independence.In fact, Bitcoin's correlation with gold has grown significantly in recent years, signaling that institutions are viewing it in similar terms.Institutions and Even Nations Are Paying AttentionIt's not just individuals diving into Bitcoin. Global events—especially the 2022 freezing of Russian reserve assets—have prompted many nations to reassess their reliance on U.S. Treasury bonds. The result? A surge in gold buying by central banks, and increasing openness to alternatives like Bitcoin among private investors.While governments aren't yet buying Bitcoin, there's reasonable evidence to suggest that gold investors are starting to “skate to where the puck is going,” diversifying small portions of their portfolios into Bitcoin as a forward-looking strategy.With that being said, should we be concerned about the global shift away from U.S. treasuries?Not immediately. While a shift away from U.S. Treasuries could eventually raise interest rates and borrowing costs, the dollar still holds dominant status in global transactions. But it's a trend worth watching. It's a slow-motion problem—more of a simmer than a flashpoint.So…Should You Invest in Bitcoin?It depends. Investors with a strong risk tolerance and a positive outlook on gold might allocate a small portion (less than 5%) of their portfolio to Bitcoin or Bitcoin ETF's. The key is position sizing—keeping it small due to Bitcoin's extreme volatility.However, we want to be crystal clear: this only applies to Bitcoin, not to the rest of the crypto space, which still carries a high risk of going to zero.If you're curious to explore more, check out the full article, Bitcoin (& Crypto) Go Mainstream: What You Need To Know, at SoundMindInvesting.org. The SMI team also offers a Bitcoin-inclusive ETF for those looking to dip a toe into this asset class as part of a broader, biblically informed strategy.At the end of the day, financial stewardship isn't about chasing trends—it's about making wise, measured decisions rooted in truth. And with the right knowledge, even complex topics like crypto can be approached with confidence.On Today's Program, Rob Answers Listener Questions:I currently have about $1 million in an active 401(k) with a major financial institution. I'd like to transfer those existing funds to another custodian, where I can earn a guaranteed interest rate. However, I also want to continue contributing to my current 401(k) through my employer, taking on more investment risk with those new contributions. Is that possible?My husband and I live with my father-in-law, and the house needs some repairs. He's offered to loan us the money from his retirement account to cover the costs, but he's asking us to help pay the taxes he would owe on the distribution. Is that a wise arrangement?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Bitcoin (& Crypto) Go Mainstream: What You Need To Know by Mark Biller (Sound Mind Investing Article)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textGod has given every single one of us things to steward & diligently tend to that He desires for us to bear fruit in and multiply for the kingdom. And the realty is that we will ALL have to stand before Christ one day in regards to our stewardship. There, He will test the work we did with the time He gave us. The question is, will our work be worthless and burned up? Or will it have been of value and therefore stand the test of fire? That's for us to take a sobering look at today. VersesRomans 14:102 Corinthians 5:101 Corinthians 3:13-15Matthew 12:36James 2:12Romans 14:12Luke 19:11-26Matthew 25:14-30Luke 16:10Luke 12:48Ephesians 5:15-171 Corinthians 9:24-25WorshipTake You At Your WordThat's Who I PraiseEncouragement

Are you using prayer to build your relationship with God and surrender to Him in business and life? In this episode, Jeff and Gary discuss: Using prayer as personal time with your Father in Heaven.Surrendering your all to God.Seeking the mysteries of God's will.Using business as a movement and a mission.  Key Takeaways: When you don't know what's going to happen, pray.God is in control. He knows the hairs on your head, He knows the circumstances of your life. He shows up in unusual ways.Adoption is a reasonable small investment up front to change a life.If you want to experience God, see where He's moving and join in that movement.  "Begin with the end in mind, think what you want to do, write it down, and have some people hold you accountable to that." —  Gary Ringger About Gary Ringger: Gary is the founder of Lifesong for Orphans, but his preferred title is Orphan Advocate. His passion is developing radical businesses to create “perpetual giving engines” and employment opportunities for orphans and vulnerable children. He has the blessing of being an entrepreneur (which sometimes, when running unchecked, becomes a curse) and has been involved (at last count) in 11 start-ups. Gary has been married to Marla for 41 years, and they have been blessed with 3 children and 15 grandchildren. Connect with Gary Ringger:Website: http://lifesong.org/LinkedIn: https://www.linkedin.com/in/gary-ringger-53a1619Book: Radical Business: From Ownership to Stewardship - https://store.lifesong.org/product/radical-business/  Connect with Jeff Thomas: Website: https://www.arkosglobal.com/Podcast: https://www.generousbusinessowner.com/Book: https://www.arkosglobal.com/trading-upEmail: jeff.thomas@arkosglobal.comTwitter: https://twitter.com/ArkosGlobalAdvFacebook: https://www.facebook.com/arkosglobal/LinkedIn: https://www.linkedin.com/company/arkosglobaladvisorsInstagram: https://www.instagram.com/arkosglobaladvisors/YouTube: https://www.youtube.com/channel/UCLUYpPwkHH7JrP6PrbHeBxw

Welcome to the Unconventional Ministry Podcast, hosted by Dennis Wiens, where we explore innovative approaches to sharing the Gospel. In this episode, Dennis interviews Todd Michaels, the founder of the Story Stewardship Initiative. Todd makes a bold claim: that over 95% of believers will take their stories to the grave. He calls this “the greatest missed Kingdom opportunity of our time.” In a church culture saturated with sermons, promotions, and devotionals, he points to the quiet absence of something essential, the stories of ordinary believers, bearing witness to the extraordinary grace of God. This episode challenges leaders to move beyond content creation to story cultivation, intentionally creating space where testimonies are not only celebrated but also stewarded. Through presence, prayer, and practice, Todd invites churches to equip believers to share their stories vulnerably and authentically, captured on video and shared online for Kingdom impact. This conversation will awaken a new vision: a church where no story of God's grace is wasted and every testimony becomes a tool for spiritual formation, community building, and digital outreach. Click HERE to get your free book and take the 2-minute survey.

“For everything there is a season, and a time for every matter under heaven…” – Ecclesiastes 3:1God has designed life to unfold in seasons, and with each one comes new challenges, opportunities, and sometimes, new finish lines. Today, Cody Hobelmann joins us to talk about why it's not only okay to adjust your financial finish line—it's often the wise and faithful thing to do.Cody Hobelmann is a Certified Financial Professional (CFP®), a Certified Kingdom Advisor (CKA®), and a Wealth Advisor at Wealth Squared. He and his brother, Kealan, founded the Finish Line Pledge and also co-host the Finish Line Podcast, where they discuss the intersection of faith, generosity, and personal finance.What Is a Financial Finish Line?A financial finish line is simply an answer to the question, How much is enough? It helps us define what we need for our lifestyle so that everything beyond that can be redirected toward building God's Kingdom.There are two kinds of finish lines:Lifestyle (or Spending) Finish Line – The amount needed to fund your personal lifestyle.Accumulation (or Net Worth) Finish Line – The total assets needed to sustain that lifestyle for the rest of your life.These lines aren't rigid—they're tools to help us hold God's money with open hands, growing in both contentment and generosity.However, there's often a lot of pressure to get it exactly right, but what matters more is having a starting point. You'll grow and refine it as your life and faith journey progress.We recommend revisiting your finish line at least annually—or sooner if significant life changes occur, such as a new dependent, a move to a more expensive area, or a shift in health.The Four Buckets of MoneyTo help clients visualize their financial decisions, Cody teaches a simple framework that divides money into four “buckets”:Personal Spending – Covering day-to-day lifestyle costs.Future Planning – Savings and investments for future needs.Taxes – Obligations to the government.Kingdom Giving – Resources designated for generosity.A lifestyle finish line determines what belongs in the first two buckets, freeing the rest for eternal purposes.The Net Worth Finish Line: How Much Is Enough to Save?A net worth finish line is the amount we believe is appropriate to accumulate over a lifetime. The parable deeply informs us of the rich fool in Luke 12—the man who tore down barns to build bigger ones but failed to consider the brevity of life and the weight of eternal priorities.To set a net worth finish line, Cody walks clients through three core considerations:Lifestyle Needs – How much do you need each year?Wealth Transfer Goals – What will you leave to heirs or ministries?Conservative Margin – A buffer for life's unknowns—but not a replacement for trust in God.What Happens When You Cross the Finish Line?If you find yourself exceeding your finish line—accumulating more than necessary—we encourage asking yourself one essential question:“Why am I holding on to these resources in the first place?”God may have given you more not for personal security, but to fund the “good works He prepared in advance for you” (Ephesians 2:10). In that light, generosity becomes more than a response—it becomes a calling.Rather than letting a higher income raise our standard of living, it becomes an opportunity to increase our standard of giving.Not sure where to start? Try setting a finish line for 90 days. Just set a lifestyle finish line for three months and see what you learn.That short-term experiment opens the door to deeper financial freedom, greater contentment, and a stronger sense of purpose.A Finish Line That Leads to WorshipWe also should remember that at the end of the day, it's not just about money—it's about worship. 2 Corinthians 9:8 reminds us:“And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work”To set a financial finish line, we must first recognize that everything belongs to God. It's not about figuring out how much of our money to give to Him—it's about learning to steward His money faithfully.Your finish line isn't a limit—it's an invitation to freedom, joy, and a deeper life of generosity.Want to Learn More?Ready to take the next step? Visit FinishLinePledge.com to access helpful tools, real-life stories, and free resources that will guide you in defining what “enough” looks like in your financial journey.You can also read Cody's full article, “A Spending Finish Line Is Just the Beginning,” in the latest issue of Faithful Steward magazine. To receive the magazine at your doorstep each quarter, become a FaithFi Partner with a monthly gift of $35 or an annual gift of $400. Learn more at FaithFi.com/Give.On Today's Program, Rob Answers Listener Questions:My father-in-law passed away in March. Next week, we have an appointment with Social Security, and we want to ensure we come prepared, along with my mother-in-law, who will turn 65 next year. She wants to take over his Social Security.I heard about a government program that allows you to consolidate your credit card debt and repay it with no interest, but I'm not sure how to access it. My debt is about $25,000.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Finish Line PledgeChristian Credit CounselorsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD. Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

This episode is all about used cars—busting five common myths, revealing the top used cars under $20,000, and sharing a powerful story of two very different car-buying decisions. Whether you're car shopping or just love a good financial lesson, you won't want to miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

A few weeks ago, something special happened as we kicked off a podcast recording—Joe DeFazio held up a first edition copy of Becoming Your Own Banker by Nelson Nash. It had just arrived in his hands, passed down like a sacred trust. https://www.youtube.com/live/4MpwxirBpGA We weren't in the same room, so Bruce and I couldn't flip through the pages or feel its weight for ourselves—but even through the screen, we felt the gravity. Because legacy isn't just a word. It's a responsibility. A principle to be protected. A baton handed from one generation to the next. That moment with Joe sparked a powerful conversation—one that led us straight into one of the most debated and misunderstood topics in the Infinite Banking world: Single Premium Paid-Up Additions (SPUA). So we hit record. What This Article Will Help You UnderstandWhat Are Single Premium Paid-Up Additions (SPUA)?Why Single Premium Paid-Up Additions Sound So AttractiveThe Hidden Risks of SPUA-Focused Policy DesignWhat Nelson Nash Actually TaughtWhen Might Single Premium Paid-Up Additions Make Sense?Designing Policies with Stability, Not Just SpeedWhy This Matters to Your LegacyLearn More in the Full EpisodeBook A Strategy Call What This Article Will Help You Understand Whether you're new to Infinite Banking or already several policies in, the way your policy is designed will either set you up for long-term success or put you on shaky ground. In this article, you'll learn: What a Single Premium Paid-Up Addition (SPUA) actually is Why it's used and how it can be beneficial in certain scenarios The hidden risks of designing your policy with a large SPUA The difference between short-term cash value and long-term capital building What Nelson Nash really taught—and why his principles are more relevant than ever How to make smart, future-focused decisions about your family's financial system This is for anyone who wants clarity, not confusion. Stewardship, not hype. And legacy, not just liquidity. What Are Single Premium Paid-Up Additions (SPUA)? Let's define this clearly. A Single Premium Paid-Up Addition, or SPUA, is a one-time lump sum payment you make into your whole life insurance policy. This premium increases your death benefit and creates immediate cash value—without any future obligation to continue funding that specific rider. It's often marketed as a fast way to “supercharge” your cash value in the first year of your policy. But here's what we want you to know: while that may be true in the short term, SPUAs come with trade-offs that must be understood before you jump in. Why Single Premium Paid-Up Additions Sound So Attractive In theory, Single Premium Paid-Up Additions are incredibly appealing: You get immediate access to a large chunk of cash value You avoid the need to commit to an ongoing payment You increase the policy's death benefit right away You can “jumpstart” the banking process sooner If you just received a windfall—or you want liquidity right now—this can sound like the perfect fit. And that's why it's being marketed so heavily. But we urge you: don't just ask what sounds good today. Ask what still works 30 years from now. Because when you dig into the details, you realize it's not about how fast your policy can go. It's about how well it can hold up when the storms come. The Hidden Risks of SPUA-Focused Policy Design Here's where we need to slow down and talk about the bigger picture. When a policy is designed to accept a large SPUA, a few things must happen under the hood: The policy's base premium is minimized A significant term rider is added to prevent MEC (Modified Endowment Contract) status The design often pushes the illustration right up to the IRS limits for tax-advantaged treatment This creates a fragile foundation. Think of it like this: if your policy is a sailboat, the base is the hull. The PUA is the sail.

Connecting people to a life changing relationship with Jesus.

Did you hear about the guy who tried to pay his taxes with a smile? Unfortunately for him, the IRS still prefers cash.All jokes aside, failing to file your taxes for several years is no small matter—but it's not the end of the road, either. Kevin Cross joins us today with practical steps to help you get back on track.Kevin Cross is a Certified Public Accountant (CPA) who has headed CPA firms in Florida and now Georgia. He has studied the tax code extensively and specializes in representing taxpayers before the Internal Revenue Service (IRS).Start With the Present, Not the PastThe further you fall behind, the more difficult it is to catch up. But rather than beginning with the year you first missed, he recommends filing your most recent return first—say, 2024—and working backward as needed. This shows the IRS that you're attempting to come into compliance, not ignoring your obligations.Falling behind on taxes is more common than most people think. Life events like divorce, disability, job loss, or even the rise of gig work can trigger tax complications. For example, many gig workers receive a 1099 for the first time, try to file using online software, and are shocked to discover they owe thousands. Rather than seek help, they freeze—and the following year's return also goes unfiled.Of course, COVID didn't help as many people have been struggling since then to get back on track.Do You Always Have to File?A common misunderstanding is that you must always file. If you're not going to owe anything, you don't have to file. That includes many senior citizens who live solely on Social Security.However, if you're due a refund, you have up to three years to file and claim it. Miss that window, and the refund is forfeited.Importantly, there's a difference between not filing and not paying. Sometimes you don't know what you owe—or if you owe—until you file.Even if you don't owe taxes on the sale of a primary residence, for example, the IRS won't know that unless you file. If you don't, you might receive a letter saying you owe thousands in capital gains tax—money you could've avoided paying.How to Begin the ProcessIf you're unsure how many years you've missed, a good first step is to request a Wage and Income Transcript from the IRS. This document shows all your reported income—W-2s, 1099s, Social Security, retirement distributions, and more. You can request it through the IRS website by searching for “IRS wage and income transcript.”Even with transcripts in hand, deciphering them can be complicated. That's why we strongly recommend seeking help from a CPA or tax professional familiar with IRS representation. You may not know what to do with what you find. You can find a Certified Kingdom Advisor (CKA) in your area who specializes in tax planning and preparation by going to FaithFi.com and clicking “Find a Professional”. Also, it's helpful to know that the IRS's own handbook, the Internal Revenue Manual, usually requires only the last six years of returns to be filed. That's a helpful limit for those unsure where to begin.The IRS Will Work With YouDon't let fear keep you stuck. The IRS can work with you. Options include payment plans or even an offer in compromise, which may reduce your total tax liability.Filing late taxes doesn't have to be terrifying. With the right help and a step-by-step plan, you can get back on track—and even experience peace of mind. The IRS just wants to see you trying. Start with today, and take it one step at a time.On Today's Program, Rob Answers Listener Questions:I have a TIAA retirement account from my husband's time as an adjunct professor at a local community college. It's a small amount. As I'm 76, I'm required to set aside a certain amount each year. I would like to give this to my son now so that those amounts can stay in the account and start accruing interest. Can I do that?We have a credit card balance of $15,000 with an interest rate of 11%. We try to pay $2,000 a month, but the balance keeps increasing. Part of the reason is that our 29-year-old daughter, who lives and works in London, has a card on our account. We initially gave her the card for emergencies and plane tickets home, but she's using it for other expenses, such as occasional Ubers and travel. We want to pay off this card, but we're making no progress. What can we do?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Kevin Cross (CPA)Internal Revenue Service (IRS.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Jeff Ustin is the Vice President of Western Bagel, the first bagel shop in Los Angeles. He helps carry on his great-grandfather's 75-year legacy while leading the brand's national and international expansion. Under his leadership, Western Bagel has become a West Coast staple, blending New York tradition with LA innovation. Carrying on a rich 75-year legacy, Jeff is the great-grandson of David Ustin, a union bagel baker from New York City who founded Western Bagel in 1947. Jeff grew up immersed in the business, learning every aspect from sweeping floors at 3 AM with his father, Steve, to managing retail stores. Under his leadership, Western Bagel continues to blend New York tradition with LA innovation, expanding its reach nationally and internationally while preserving its strong family values and commitment to employeeSHOW SUMMARYIn this episode of the Disruptive Successor Podcast, host Jonathan Goldhill talks with Jeff Ustin, Vice President of Western Bagel. Jeff shares the fascinating history of his family's 75-year-old bagel business, from its New York roots to becoming a West Coast staple. The conversation explores the unique challenges and triumphs of generational transitions, maintaining a strong company culture based on loyalty and respect, and the ongoing efforts to modernize and expand the brand in a competitive market. Jeff offers valuable insights into balancing tradition with innovation, adapting to consumer trends, and navigating market shifts like the COVID-19 pandemic, all while staying true to Western Bagel's core values.KEY TAKEAWAYSA Legacy Built on Hard Work and Family: Jeff highlights how Western Bagel's 75-year success is rooted in the tireless dedication of his great-grandfather and father, who instilled a strong work ethic and passion for the business from a young age.The Backbone of Employee Loyalty: The longevity and success of Western Bagel are largely attributed to their deep respect for employees, many of whom have been with the company for decades, fostered by an open-door policy and a family-like culture.Balancing Tradition with Innovation: Western Bagel masterfully combines its New York bagel heritage with an LA touch, creating a less dense bagel that appeals to the local market while continuously exploring new products and adapting to modern consumer preferences like high-protein options.Modernizing for the Next Generation: The company is actively investing in social media, hiring PR firms, and exploring new concepts to connect with younger customers and expand its brand presence, ensuring relevance in a constantly evolving market.Strategic Expansion in a Competitive Landscape: Jeff discusses the deliberate planning behind market expansion, emphasizing the need to "hit hard" when entering new areas and the constant evaluation of opportunities in wholesale, private label, and potential new factory locations.Lessons from Adversity: Navigating COVID-19: The pandemic, while challenging, pushed Western Bagel to adapt and grow, particularly in delivery services, leading to valuable operational improvements and a stronger, more resilient business.Sticking to Your Core and Giving Back: Jeff emphasizes the importance of focusing on what the company does best – making authentic bagels – and its unwavering commitment to community involvement and stewardship through charitable giving.QUOTES"You're only as good as your employees that you have. You need to be loyal to them. They're the backbone of your company.""If you don't change with the times, you're gonna fail.""You gotta know what you know and what you don't know... you gotta put that ego aside and, and trust people and learn.""We know we have the best bagel out there. We take pride in our bagel. We use the highest quality ingredient. I mean, it's a, it matters to us.""There's always something good that comes outta something horrific.""You gotta help those that need help... we believe that's our job as a, as a company, is to help those in need."Connect and learn more about Jeff Ustin and his company:Jeff Ustin's LinkedIn: https://www.linkedin.com/in/jeff-ustin-307a1710b/Western Bagel: https://westernbagel.com/If you enjoyed today's episode, please subscribe, review, and share with a friend who would benefit from the message. If you're interested in picking up a copy of Jonathan Goldhill's book, Disruptive Successor, go to the website at www.DisruptiveSuccessor.com

“The wicked borrow but do not pay back, but the righteous is generous and gives.” – Psalm 37:21When someone owes you money and doesn't repay it, emotions can run high—frustration, hurt, and even resentment. Whether it's a friend, family member, or fellow believer, unpaid debt can strain even the strongest relationships. So, how should we respond when repayment never comes? Let's explore that together.Start with CompassionIt's natural to assume the worst when someone avoids repaying a debt. But Scripture calls us to pause and lead with understanding.“Whoever is slow to anger has great understanding, but he who has a hasty temper exalts folly.” – Proverbs 14:29The person who owes you might be experiencing genuine hardship, such as job loss, medical emergencies, or family struggles. Begin by asking how they're doing. Show empathy. Offer flexibility, if possible, such as a revised payment plan. This can foster honest dialogue and reflect Christ's love in action.Before confronting the situation, pray. Ask God for wisdom, peace, and soft hearts on both sides. When you enter the conversation with prayerful humility, your response becomes a witness, not just a reaction.Follow Biblical Steps for ConflictIf the debtor is a fellow believer and continues to avoid the issue, Jesus outlines a redemptive process in Matthew 18:Speak privately to them.If unresolved, bring one or two others.If the issue remains unresolved, involve the church leadership.The goal isn't shame—it's restoration. Seek truth and preserve the relationship, creating a path forward instead of building a wall.Should Christians Ever Take Legal Action?In 1 Corinthians 6, Paul warns believers not to sue one another over civil matters, saying, “Why not rather be wronged?” Unity and love matter more than financial recovery. However, this doesn't mean legal action is never appropriate.If fraud, abuse, or serious legal injustice is involved, Romans 13 affirms that civil authorities exist to uphold justice. Seeking legal recourse in these situations may be necessary, especially if livelihoods are at stake. Just be sure your motivation is fairness, not revenge.The Bigger PictureRegardless of the outcome, Jesus commands us to forgive:“Whenever you stand praying, forgive, if you have anything against anyone…” – Mark 11:25Forgiveness doesn't ignore the debt—it chooses not to hold bitterness. Sometimes it leads to repentance; other times, it simply frees your heart.Unpaid debt is frustrating—but temporary. Relationships, witness, and Christlike character endure. Ask not only, “How can I get this money back?” but “How can I reflect Jesus in this moment?” Generosity and forgiveness point to a Savior who forgave us when we had nothing to repay.Want to Go Deeper?This topic is explored further in our Faithful Steward magazine. You can receive each quarterly issue by becoming a FaithFi Partner—just $35/month or $400/year at FaithFi.com/Give. Your support helps equip more believers for faithful stewardship.On Today's Program, Rob Answers Listener Questions:I'm in my 50s and want to buy a house. I have money saved for a down payment, but I'm unsure about two things. First, should I continue saving for a larger down payment or buy now with the money I have? Second, I want a mortgage, but I would like to know whether I should choose a shorter or longer mortgage term. I'm 54 years old, so I'm thinking about my timeline for paying off the mortgage.My brother and sister had a trust together with three houses. My sister has since passed away, and my brother is still alive. The trust already has money in it, and my brother is thinking about selling one of the houses. I would like to know: Does the money from the house sale have to be returned to the trust, or can my brother keep it?I'm about to start Social Security at my full retirement age in two months. My wife is considering taking Social Security at age 62. My question is about what happens if I pass away before her. If she's already receiving a reduced spousal benefit, will she then get 100% of my benefit at the new reduced amount, or will she be stuck with the same reduced percentage?My wife and I have a local revocable trust with property and investments. We're considering relocating to an Illinois senior living facility. I'm concerned: Will the state have any way to access our money and property?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

To celebrate the Summer Solstice Taylor talks with Water Priestess Annwyn Avalon about the water element, Water Spirits, water rituals you can try, ways that we can be stewards for water and so much more on this weeks episode of Magic Hour. #magichour #witchypodcast #intuition #spirituality #summersolstice #watermagic #waterspirits  Connect with Annwyn and find out more about her offerings at her websites annwynavalon.com  waterpriestess.com  waterwitchcraft.com -------------------------   Connect with Taylor further on Instagram @angels_and_amethyst or on her website www.angelsandamethyst.com.  Follow @MagicHourPod on instagram for more Magic Hour content. If you have any questions about, intuition, spirituality, angels, or anything and everything magical, please email contact@magichourpod.com. We will answer listener questions once a month in our solo episodes Don't forget to leave us a 5 sparkling star review, they help more people find the pod and remember their magic. Please screenshot and email your 5 star reviews to contact@magichourpod.com and we will send you a free downloadable angelic meditation, and enter you to win an angel reading with Taylor Paige! The next Angel Reading giveaway will happen when we hit 222 5 star reviews on both Spotify and Apple Podcasts. Join the waitlist for a reading with Taylor here: angelsandamethyst.com/offerings Find Taylor's 3 part workshop series on Angelic Connection, Attracting a Soulmate Connection, and Healing the Witch wound here: angelsandamethyst.com/workshops Code 333 gives $33 off, plus, each student can email Taylor one question on the subject material per lesson. Join Taylor's email list at www.angelsandamethyst.com to know when her monthly gatherings of Earth Angel Club are open for registration. Earth angel club is a monthly meeting of like-minded and magical people across the world. EAC includes an astrological and energetic overview, a guided meditation attuned to the current zodiac season, and for the highest ticket tier, a mini email angel reading. Each EAC member also has the option to skip the waitlist and sit with Taylor sooner for a reading.   Are you an aligned business owner that would like to advertise to our beautiful community of magical people? Please email contact@magichourpod.com ****** Editing by Ashley Riley  Music by Justin Fleuriel and Mandie Cheung. For more of their music check out @goodnightsband on instagram.

Major Jackson is a poet, author, and professor who is the recipient of fellowships from Guggenheim Foundation, National Endowment for the Arts, Academy of American Poets, Fine Arts works Center in Provincetown, and the Radcliffe Institute for Advanced Study at Harvard, he has been honored by the Pew Fellowship in the Arts, and the Witter Bynner foundation in conjunction with the Library of Congress, awarded the Pushcart Prize, has been published in American Poetry Review, the New Yorker, Paris Review, Orion Magazine, is an elected member of the American Academy of Arts and Sciences and serves as the Poetry Editor of The Harvard Review, and is the Gertrude Conaway Vanderbilt Chair in the Humanities and Director of Creative Writing at Vanderbilt University. We touch on stewardship, curiosity being emblematic of being human, art in a time of upheaval, human expression, AI, art monsters, and a whole lot more.Get more access and support this show by subscribing to our Patreon, right here.Links:Major JacksonEp 96 - Maggie SmithParnassusPeabody InstituteRobert FrostPhiladelphia Museum of ArtMarcel Duchamp“A Love Supreme”Ezra Klein & Rebecca Winthrop - ‘Rethinking Education'Humanities TennesseeMichaela Anne - “Is This What Mama Meant?”Hunter S ThompsonMichael RuhlmanClick here to watch this conversation on YouTube.Social Media:The Other 22 Hours InstagramThe Other 22 Hours TikTokMichaela Anne InstagramAaron Shafer-Haiss InstagramAll music written, performed, and produced by Aaron Shafer-Haiss. Become a subscribing member on our Patreon to gain more inside access including exclusive content, workshops, the chance to have your questions answered by our upcoming guests, and more.

Jeff Ustin is the Vice President of Western Bagel, the first bagel shop in Los Angeles. He helps carry on his great-grandfather's 75-year legacy while leading the brand's national and international expansion. Under his leadership, Western Bagel has become a West Coast staple, blending New York tradition with LA innovation. Carrying on a rich 75-year legacy, Jeff is the great-grandson of David Ustin, a union bagel baker from New York City who founded Western Bagel in 1947. Jeff grew up immersed in the business, learning every aspect from sweeping floors at 3 AM with his father, Steve, to managing retail stores. Under his leadership, Western Bagel continues to blend New York tradition with LA innovation, expanding its reach nationally and internationally while preserving its strong family values and commitment to employeeSHOW SUMMARYIn this episode of the Disruptive Successor Podcast, host Jonathan Goldhill talks with Jeff Ustin, Vice President of Western Bagel. Jeff shares the fascinating history of his family's 75-year-old bagel business, from its New York roots to becoming a West Coast staple. The conversation explores the unique challenges and triumphs of generational transitions, maintaining a strong company culture based on loyalty and respect, and the ongoing efforts to modernize and expand the brand in a competitive market. Jeff offers valuable insights into balancing tradition with innovation, adapting to consumer trends, and navigating market shifts like the COVID-19 pandemic, all while staying true to Western Bagel's core values.KEY TAKEAWAYSA Legacy Built on Hard Work and Family: Jeff highlights how Western Bagel's 75-year success is rooted in the tireless dedication of his great-grandfather and father, who instilled a strong work ethic and passion for the business from a young age.The Backbone of Employee Loyalty: The longevity and success of Western Bagel are largely attributed to their deep respect for employees, many of whom have been with the company for decades, fostered by an open-door policy and a family-like culture.Balancing Tradition with Innovation: Western Bagel masterfully combines its New York bagel heritage with an LA touch, creating a less dense bagel that appeals to the local market while continuously exploring new products and adapting to modern consumer preferences like high-protein options.Modernizing for the Next Generation: The company is actively investing in social media, hiring PR firms, and exploring new concepts to connect with younger customers and expand its brand presence, ensuring relevance in a constantly evolving market.Strategic Expansion in a Competitive Landscape: Jeff discusses the deliberate planning behind market expansion, emphasizing the need to "hit hard" when entering new areas and the constant evaluation of opportunities in wholesale, private label, and potential new factory locations.Lessons from Adversity: Navigating COVID-19: The pandemic, while challenging, pushed Western Bagel to adapt and grow, particularly in delivery services, leading to valuable operational improvements and a stronger, more resilient business.Sticking to Your Core and Giving Back: Jeff emphasizes the importance of focusing on what the company does best – making authentic bagels – and its unwavering commitment to community involvement and stewardship through charitable giving.QUOTES"You're only as good as your employees that you have. You need to be loyal to them. They're the backbone of your company.""If you don't change with the times, you're gonna fail.""You gotta know what you know and what you don't know... you gotta put that ego aside and, and trust people and learn.""We know we have the best bagel out there. We take pride in our bagel. We use the highest quality ingredient. I mean, it's a, it matters to us.""There's always something good that comes outta something horrific.""You gotta help those that need help... we believe that's our job as a, as a company, is to help those in need."Connect and learn more about Jeff Ustin and his company:Jeff Ustin's LinkedIn: https://www.linkedin.com/in/jeff-ustin-307a1710b/Western Bagel: https://westernbagel.com/If you enjoyed today's episode, please subscribe, review, and share with a friend who would benefit from the message. If you're interested in picking up a copy of Jonathan Goldhill's book, Disruptive Successor, go to the website at www.DisruptiveSuccessor.com

Links:National Cattlemen's Beef AssociationBeef Quality Assurance - BQAMasters of Beef AdvocacyEnvironmental Stewardship Award ProgramStockmanship & StewardshipCattlemen's CollegeRancher's Resilience GrantU S Roundtable for Sustainable BeefJosh White serves as the Sr. Executive Director - Producer Education & Sustainability for the National Cattlemen's Beef Association (NCBA). He is a fourth-generation cattleman whose first experiences with cattle trace back to helping with his grandfather's commercial Hereford cows in central Georgia as a child. By age twelve Josh had purchased his first heifer, began building his own herd and became a self-professed cattle nerd.  After graduating with honors from Berry College ('95) in northwest Georgia with a degree in Animal Science, Josh worked in private industry and grew his cattle herd, while also serving as a volunteer leader in several county, state and national ag and cattle organizations. In 2009 Josh took the opportunity to move from a volunteer leader role to full time industry service and joined the Georgia Cattlemen's Association and Georgia Beef Board as Executive Vice President, serving there until joining NCBA in 2014. In his current role as Sr. Executive Director – Producer Education & Sustainability with NCBA, Josh and his team are working to capitalize on the rich histories of the Beef Quality Assurance, Masters of Beef Advocacy, Environmental Stewardship Award Program, Stockmanship & Stewardship, and Cattlemen's College programs while moving these initiatives forward to deliver even greater value to NCBA members and the cattle industry. New programs like the Rancher's Resilience Grant are a true passion for Josh and the team – finding ways to empower even more producers to participate in impactful educational opportunities. In addition to overseeing numerous programs, Josh provides leadership for NCBA's policy funded sustainability efforts and supports beef checkoff funded efforts associated with sustainable cattle production. Josh was recently awarded the Continuing Service Award by the Beef Improvement Federation for his passionate service to BIF over the past decade.  He currently serves on the Beef Focus group for the USDA Meat Animal Research Center (Clay Center, NE) and on the Animal Science Advisory Council at his alma mater. He also represents NCBA on the U S Roundtable for Sustainable Beef and serves as co-chair of the Cattle Health & Welfare committee at the Global Roundtable for Sustainable Beef. Josh continues to own cattle on the family farm in Georgia.  He and his wife of 29 years, Erin, live in Highlands Ranch, Colorado. Their three children are scattered around the country in early career or college, and they have one exceptional grandchild. 

Hosts: Emma Stark, Phil Sanderson, Louise ReidIn this rich and often humorous conversation, Emma, Phil, and Louise unpack what God truly means by leadership — contrasting worldly authority with the biblical model of rulership that looks more like gardening than domination. They share personal stories from their Irish childhoods (including firework misadventures!), then dive deep into mantles of leadership, the shock when leaders fall, and the crucial need for an authentic inner life.Key takeaways include:Biblical leadership is about tending, nurturing, and bringing fruitfulness — not controlling others.Leaders must steward their private life with honesty and death to self, casting crowns before God rather than seeking earthly applause.Honor and appreciation for leaders is healthy — but becomes toxic when shaped by worldly entitlement or obsession with awards.True leaders must learn to laugh at themselves and stay humble.As Phil reminds: “If you get your claim here on earth, you're sacrificing it in heaven.”This episode is a clarion call for leaders to live congruently before God and people — gardening souls, stewarding truth, and resisting the temptation of earthly rewards.

Generosity isn't just about money, it's about living open-handed with your time, talents, experiences, and even your words. In this episode, Robert sits down with Lucas Cooper, Sun Valley's Stewardship and Generosity Pastor, to talk about the joy of giving, the spiritual power of serving, and how generosity fuels Kingdom impact.Subscribe to receive our latest videos!Website: https://www.sunvalleycc.com/Facebook: https://www.facebook.com/sunvalleycc/Instagram: https://www.instagram.com/sunvalleycc/Tiktok: https://www.tiktok.com/@sunvalleyccTo support Sun Valley and help us continue to reach people all around the world click here: https://www.sunvalleycc.com/givingGod loves you no matter who you are, what you've done, or what's been done to you. This is the vision of Sun Valley Community Church, led by Pastor Chad Moore and based in Gilbert, AZ with multiple locations throughout the Phoenix valley.Chapters:00:00:00 – Embracing Generosity in Faith00:03:07 – Luke's Ministry Journey00:06:13 – Returning Home: How Luke Landed at Sun Valley00:09:11 – Healing, Purpose, and Finding Joy Through Serving00:12:26 – Why Generosity Reflects the Heart of God00:15:35 – Life Detours: From Bible College to Portland00:18:23 – “Kingdom Vision Moves at the Speed of Generosity”00:21:32 – Growth Challenges and the Need for Generous Leadership00:24:36 – Whole-Life Generosity: Encouragement for Every Season

“All his days are full of sorrow, and his work is a vexation. Even in the night his heart does not rest. This also is vanity.” — Ecclesiastes 2:23That verse from Ecclesiastes reveals a painful truth: even a productive life can feel empty when the wrong purpose drives our work. Wealth on its own doesn't bring peace—often, it brings more pressure. But Scripture offers a better way.What's Driving All That Effort?It's easy to admire someone who plans wisely, saves consistently, and builds steadily over time. Our culture praises that kind of discipline as responsible and virtuous—and often, it is. But Ecclesiastes challenges us to ask: What's driving all that effort?In Ecclesiastes 2:18, the Preacher writes, “I hated all my toil... seeing that I must leave it to the man who will come after me.” He isn't condemning hard work—he's grieving that all he's built will one day be handed off, possibly to someone who won't value or steward it well.That's where sorrow begins—not in failure, but in success without peace. “All his days are full of sorrow, and his work is a vexation. Even in the night his heart does not rest” (Ecclesiastes 2:23). The more we accumulate, the more we fear losing it. What promised security only multiplies anxiety.What a striking image—someone lying awake at night, not from failure, but from success. The more he possesses, the more he worries. This is the irony of accumulation: it convinces us that security is just one more achievement away, while quietly making us more anxious the more we gain.Jesus' Warning About Bigger BarnsJesus echoes this same warning in Luke 12. He tells the parable of a rich man who reaped such a bountiful harvest that he decided to build bigger barns to store it all. His conclusion? “Take life easy—eat, drink, and be merry.” To the world, that sounds like winning. But Jesus calls him a fool. Why? Because that very night, his life would be demanded of him. Then comes the haunting question: “The things you have prepared, whose will they be?”What's even more interesting is the context of that parable. Jesus tells it in response to a man asking Him to settle an inheritance dispute. This wasn't someone who earned the wealth—he simply wanted his share, and maybe more. Jesus' warning is clear: a greedy heart isn't the only danger. An entitled heart is just as spiritually destructive. And that's exactly what the Preacher feared in Ecclesiastes—wealth falling into the hands of someone who didn't labor for it and may not know how to handle it wisely.We see this all the time in real life. Many financial advisors and estate planners will tell you that inherited wealth, especially when passed down without spiritual or emotional maturity, can do more harm than good. It can fracture families, distort priorities, and erode purpose. The problem isn't money itself, it's the absence of wisdom alongside it.A Better Definition of SuccessThat's why this lesson matters. You can save well, build wealth, and still feel anxious and unsatisfied—not because you failed, but because you expected your efforts to give you what only God can: peace, joy, and purpose.But here's the good news—Ecclesiastes doesn't leave us in despair. In verse 26, we read, “To the one who pleases Him, God has given wisdom and knowledge and joy.” The solution isn't to stop working or saving. The solution is to stop worshiping our work. Stop defining success by the size of your bank account and start defining it by your faithfulness to the One who owns it all.When we live as stewards instead of owners, the pressure lifts. We begin to see wealth not as a prize to secure our future, but as a tool to serve God's Kingdom. Accumulation loses its grip, and generosity takes root. That's when real joy begins.So, ask yourself today: Am I building bigger barns, or am I faithfully stewarding what God has already entrusted to me? Am I chasing peace through my possessions, or receiving it from the Prince of Peace Himself?Because in the end, peace doesn't come from what we've earned. It comes from who we trust.A Resource to Go Deeper: Wisdom Over WealthNow, if you're wrestling with these questions, we'd love to help. That's why we're excited to offer our brand-new Bible study based on Ecclesiastes called Wisdom Over Wealth. It dives deeper into this theme of dethroning the idol of accumulation and learning to live with contentment and purpose.This month, when you support the ministry of FaithFi with a gift of $35 or more, we'll send you Wisdom Over Wealth as our way of saying thank you. Just head over to FaithFi.com/wisdom to request your copy.On Today's Program, Rob Answers Listener Questions:I bought a house a year ago, and my primary goal is to pay off the mortgage as quickly as possible. I'm wondering if I should pause my 15% retirement contributions to accelerate my debt payoff goal or continue contributing to retirement while also working towards being debt-free.I want to understand the right markup for my business. I'm an electrician. What would be a reasonable general number for a company like mine to ensure I'm covering my costs and generating a profit?I opened a Roth IRA because I don't have to make required minimum distributions. When my children inherit my Roth IRA, do they have to make withdrawals? I want to understand the inheritance.I'm wondering about the $8,000 maximum Roth IRA contributions for those over 50. Is the $150,000 income limit based on my income alone or my combined income with my wife?I'm considering retiring at 65 even though my full Social Security retirement age is 67. If I live off my 401(k) for 2 years and don't register for Social Security, will my benefits continue to grow?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageSocial Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

What if being great with money doesn't guarantee you're doing great with your spouse?If you're the “money person” in your marriage, you may think you're doing everything right. But what if your spouse feels shut out of the process? It happens more than you think. Shaunti Feldhahn joins us today to talk about how you can avoid that disconnect or fix it if need be.Shaunti Feldhahn is a Harvard graduate, former Wall Street analyst, social researcher, best-selling author, and a prominent public speaker. She is the co-author of Thriving in Love and Money: 5 Game-Changing Insights about Your Relationship, Your Money, and Yourself, written with her husband, Jeff, and has co-authored several books with him, revealing impactful truths about relationships at home and in the workplace.Honor What Your Spouse ValuesMoney-minded individuals often unknowingly send the message that their spouse's financial opinions don't matter. Even with good intentions and solid planning, failing to honor what your spouse values can damage not just your finances but your marriage.Spouses who handle the finances might assume they're right and the other is wrong. That unspoken belief, even if subtle, can lead one partner to feel dismissed—and that's a dangerous place to be.About two-thirds of spouses believe they know better than their partner how to manage finances. This is similar to how most people think they're above-average drivers—statistically improbable, but psychologically common.While it's okay to have differing financial opinions, it becomes a problem when one partner consistently feels unheard or undervalued. Many “money people” may not even realize they're doing this, but over time, it fosters resentment and undermines trust.Different Values, Different PrioritiesMore than 80% of couples have differing financial values, which are often rooted in their childhood experiences, temperaments, or faith priorities.For instance, one spouse may believe saving for college is urgent and non-negotiable. The other may feel that making memories with their children while they are young, such as taking a trip to Disney, is equally important. Neither is wrong. They're just different.The danger lies in assuming that one value system is superior. If one spouse feels their values are constantly being overlooked, resentment can quietly grow until it spills over into other areas of the relationship.The real danger isn't only in the budget—it's in the relationship.If one person starts to feel like their opinions don't matter, it doesn't just affect money decisions. It becomes a marriage issue.And this dynamic can even show up in financial advisor meetings, where professionals may unintentionally direct conversations toward the more financially-minded spouse. This reinforces the problem and risks charting a course toward relational misalignment.Three Steps Toward Greater Financial UnityIn her article for Faithful Steward, Shaunti offers three practical steps to bring both voices to the table:Ask Each Other a Simple QuestionAt a neutral time—say, over morning coffee—ask:“On a scale of 1 to 5, how heard and valued do you feel in our financial decisions?”If the answer isn't a 5, it's a red flag—time for a deeper conversation. Treat Less-than-Perfect Answers SeriouslyA “3” or “4” means something isn't connecting. Don't ignore it. The goal is for both spouses to feel their voice and values are part of the plan, even when you disagree. Explore Your Financial Values TogetherChapter 3 of her book, Thriving in Love and Money, maps out different “money values”—how people view experiences vs. things, time vs. money, or convenience vs. frugality. Shaunti encourages couples to read the chapter together (or separately with notes in the margins) to uncover hidden assumptions.Real-Life Insight: The $1.50 LessonShaunti also shares a personal example: she values time and convenience, so she's happy to pay an extra $1.50 per movie ticket to reserve seats in advance. Jeff, her husband, sees that as unnecessary—he'd rather arrive early to save money.Neither is “right.” However, understanding each other's values helped them approach decisions with greater ease and grace, rather than conflict.Remember, resentment is like a slow leak—it can go unnoticed until the tire blows out. But the antidote is simply listening with love and curiosity.You can read her full article in Faithful Steward, our quarterly magazine designed to help you connect your faith with your finances. To receive four issues a year, along with our newest Bible studies and devotionals, become a FaithFi partner at FaithFi.com/Give.On Today's Program, Rob Answers Listener Questions:I'm a veteran receiving $1900 a month in benefits. I recently paid a penalty on my Social Security premium. I would like to know if there is any way this penalty can be waived due to my hardship situation.I have some stock that I want to sell, but I want to donate it to a charity so I don't have to pay taxes. Can you tell me how to do this?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Thriving in Love and Money: 5 Game-Changing Insights About Your Relationship, Your Money, and Yourself by Shaunti and Jeff FeldhahnNational Christian Foundation (NCF)Fidelity | Charles SchwabWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

How do people build wealth? In this episode, Art reveals the secret sauce behind wealth-building. Additionally, he addresses a generosity question about why Christians should make the local church their primary place of giving. Tune in!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

6/08/25 - Stewardship of a Talent - Matthew 25:14-30 - Pastor Darryl DelHousaye

Get updates: https://www.markkprater.comMark Prater serves as Executive Director of Sovereign Grace Churches, a community of congregations built on strong commitments, faithful theological convictions, and generous support. Mark uses this channel to encourage and equip the leaders he serves in local churches around the world.Find us at https://www.markkprater.com

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Just Try It - "Stewardship" 6/15/25 (Jason Swain) by TwoRiversChurch FoCo

“For you know how, like a father with his children, we exhorted each one of you and encouraged you and charged you to walk in a manner worthy of God, who calls you into his own kingdom and glory.” - 1 Thessalonians 2:11-12With Father's Day approaching, we're asking a deeper question: What kind of legacy are we leaving as men, as dads, and as stewards of what God has entrusted to us? Jonathan Lewis from Fathers for Fathers joins us to talk about fatherhood, faith, and the financial discipleship that shapes generations.Jonathan Lewis is a Certified Exit Planning Advisor (CEPA®), a Certified Kingdom Advisor (CKA®), and President of Eastport Financial Group Inc. He is also the founder of Fathers for Fathers, a faith-based organization dedicated to restoring hope, healing, and purpose in the lives of men, especially fathers. A Story RedeemedWhen Jonathan was 15, he experienced a trauma no child should face—dragging his father's lifeless body onto a beach in Nova Scotia after a drowning accident. That moment became a fracture point in his life, leading to years of instability, homelessness, guilt, and emotional isolation.But out of those ashes came clarity: a calling to reach other men who feel lost, alone, and ashamed. His ministry, Fathers for Fathers, is a direct response to the epidemic of fatherlessness and emotional isolation plaguing men today.The Epidemic Few Talk About84% of men say they don't have a single person they can talk to.Guys have been trained to withdraw, but we need each other. If you're listening and feel like you've failed as a father, or you don't even have the strength to keep going, you're not alone. You can do this, but not by yourself.The solution is community and accountability. And for men who do have a support system, pursue others. Don't take the first 12 ‘no's as a brush-off. Broken men want to be pursued. They're just afraid.What Does Faithful Fatherhood Look Like?So, what does it mean to be a successful father?First, if you're still breathing, your story isn't over. You haven't missed your chance.Using a football analogy from Fathers for Fathers' upcoming study, life can be described as a game we're all born into—on the wrong team. But we don't have to stay there. Through Jesus Christ, we're invited to join the winning team. But it requires repentance, humility, and a willingness to fight.And it often starts with small steps.Practical Steps Toward RestorationFor divorced dads and those estranged from their children, you may think there's no way back. But there is. If you're not in your kids' lives, start. If you haven't supported their mom, own it. If you've been battling secret sin—confess it.These are hard words, but they're spoken with deep compassion. God will honor you when you honor Him. This ministry isn't about beating men up. It's about helping them get back in the game.Stewardship Starts at HomeStewardship isn't just about money. If you're generous with your wealth but not your love or your time, you've missed the point.Stewardship begins with the way a man loves and leads his family, especially his wife. When reading Ephesians 5, men might say, ‘I'd take a bullet for my wife.' But Christ calls us to something harder: dying to ourselves daily.Stewardship, then, is about priorities: honoring God with your money, your time, your attention, and your affection.A Prayer for DadsIf you're a father or a man who feels discouraged, who is ready for more, and who is just hanging on. Pray this out loud:“Lord, I pray that Your Spirit would touch the heart of the man listening who thinks he's too far gone. Remind him that nothing can separate us from Your love, not even failure. Let him know Jesus already put on the jersey for him. I pray for courage, for repentance, and for grace. Thank you for the scandalous grace that says You would've sent Jesus for just one man. You sent Him for all of us.”If you're a father who feels broken, or if you know one, visit FathersForFathers.org. You'll find tools, encouragement, and a brotherhood of men committed to healing and hope.This Father's Day, let's not just celebrate the dads who've done it right. Let's rally around the men who are trying to get it right, one step at a time.On Today's Program, Rob Answers Listener Questions:I'm curious about nursing home costs and what happens to my parents' assets. I learned that Medicare covers limited skilled nursing care, and Medicaid restricts asset access, meaning my siblings and I likely won't be able to access their money while they're in a nursing home.I'm currently working and planning to retire soon. How could I invest in ways that align with my faith and ensure I'm not supporting companies that go against my beliefs?I wanted clarification on fixed indexed annuities. I wasn't familiar with them and wanted to understand if they were a good investment option.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Fathers For FathersList of Faith-Based Investment FundsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

What happens when churches, governments, and communities work together across differences in opinion for the common good? In this episode, Dr. Walter Kim, President of the National Association of Evangelicals, joins us to talk about how different parts of the evangelical church are responding to shifts in humanitarian aid and funding, and why these varied responses matter. We dig into the Biblical precedent for and history of public-private partnerships, the importance of government support, and how different Christian views of society and culture impact how churches engage with humanitarian work. Dr. Kim brings biblical insight, historical context, and practical wisdom for how the Church can stay grounded in compassion while navigating complexity. Read more from Walter Kim and the NAE: National Association of Evangelicals Calls for Renewed Commitment to Stewardship, Global Compassion Compassion for a World in Need Podcast: Difficult Conversations Bio: Walter Kim  Walter Kim is President of the National Association of Evangelicals. He earned his PhD at Harvard, was a chaplain at Yale, and has served in diverse pastoral ministries. He is on the board of World Relief, Christianity Today, and The Salvation Army, USA. He is often sought out for his theological and cultural commentary on issues facing the church and society.   —-- The Better Samaritan podcast is produced by the Humanitarian Disaster Institute at Wheaton College, which offers an M.A. in Humanitarian & Disaster Leadership and a Trauma Certificate. To learn more and apply, visit our website. Jamie Aten, Ph.D., and Kent Annan, M.Div., co-direct the Humanitarian Disaster Institute at Wheaton College and are the Co-Founders of Spiritual First Aid. This episode was produced by WildfireCreative  Theme Song: “Turning Over Tables” by The Brilliance Subscribe: Apple Podcasts | Google Podcasts | Spotify | TuneIn | Stitcher | RSS Follow us on Twitter:  @drjamieaten |  @kentannan Follow on Instagram: @wildfirecreativeco @wheaton_hdi (Note to the listener: In this podcast, sometimes we'll host Evangelicals, and sometimes we won't. Learning how to “do good, better” involves listening to many perspectives with different insights and understanding. Sometimes, it will make us uncomfortable; sometimes, we'll agree, and sometimes, we won't. We think that's good. We want to listen for correction–especially in our blind spots.) Learn more about your ad choices. Visit podcastchoices.com/adchoices

Proverbs 16:16 says, “How much better to get wisdom than gold! To get understanding is to be chosen rather than silver.”In a world that chases wealth as the ultimate goal, Scripture calls us to something better—wisdom. Because without godly wisdom, even abundance can lead us astray. Today, Jim Newheiser joins us to explore why wisdom, not money, is the true measure of success in God's economy. Dr. James (Jim) Newheiser, Jr., is the Director of the Christian Counseling Program and Professor of Christian Counseling and Pastoral Theology at RTS Charlotte. He is also the author of several books on the subject of counseling, as well as Money: Seeking God's Wisdom (31-Day Devotionals for Life).Investing in What SatisfiesIsaiah 55:2 details an account where the Lord asks, “Why do you spend money for what is not bread, and your wages for what does not satisfy?” It's a poignant reminder that many of us chase things that leave us empty. How we spend our time and money reflects what we value. Yet so often, those values are shaped by a world that overpromises and underdelivers.Instead of finding fulfillment in wealth, ultimate satisfaction comes from our relationship with God and the good gifts He provides. Time spent in Scripture, prayer, and worship is far more nourishing than any financial gain. Even the principle of rest in Scripture is God's reminder that we don't need to fill every waking moment with striving.Wisdom or Wealth? A Tale of Two WomenThe book of Proverbs is interesting because in this compilation in Scripture, wisdom is personified as a noble woman worth pursuing, while folly appears as a seductive but destructive adulteress. Proverbs sets up a contrast because Lady Wisdom is like the soul's true bride. She brings joy and delight. But Madame Folly, who represents false promises like the pursuit of money for its own sake, is spiritual adultery, and she leads to misery.The point is clear: what we pursue will shape us. Chase wisdom, and you'll find joy and lasting purpose. Chase wealth, and you may find yourself grasping at the wind.Applying Wisdom in Daily LifeHow do we actually live out this pursuit of wisdom over wealth? For someone who's not used to reading Scripture regularly, it can start with just two pages a day or with a chapter of Proverbs a day. Ask God to speak to you through it.God has promised something far better than material wealth—His presence, His wisdom, and His joy.There's such a huge connection between our hearts and our money, and God is ultimately after our hearts.If you're ready to go deeper in your walk with God by rethinking your financial life through the lens of biblical wisdom, Wisdom Over Wealth is a great place to start. This new 12-lesson study from FaithFi, based on Ecclesiastes, unpacks how true joy isn't found in accumulation but in reverence, surrender, and trust.You can receive a copy of Wisdom Over Wealth when you become a FaithFi Partner. Your monthly gift of $35, or annual gift of $400, helps us continue to share biblical financial wisdom across the globe. Visit FaithFi.com/give to partner with us today.On Today's Program, Rob Answers Listener Questions:I have a TIAA retirement account from my husband's time as an adjunct professor at a local community college. It's a small amount. As I'm 76, I'm required to set aside a certain amount each year. I would like to give this to my son now so that those amounts can stay in the account and start accruing interest. Can I do that?We have a credit card balance of $15,000 with an interest rate of 11%. We try to pay $2,000 a month, but the balance keeps increasing. Part of the reason is that our 29-year-old daughter, who lives and works in London, has a card on our account. We initially gave her the card for emergencies and plane tickets home, but she's using it for other expenses, such as occasional Ubers and travel. We really want to pay off this card, but we can't make any progress. What can we do?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Money: Seeking God's Wisdom (31-Day Devotionals for Life) by Dr. Jim NewheiserSelectQuoteNational Christian Foundation (NCF)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Missionary Amy Carmichael once expressed a powerful truth: “You can give without loving, but you cannot love without giving.”That quote reminds us that generosity isn't just something we do—it reflects who we are in Christ. So, how do we grow into more joyful, intentional givers? Today, we'll talk with Ron Blue about what he calls “living giving”— and how that mindset can bring real financial freedom.Ron Blue is the Co-Founder of Kingdom Advisors and the author of many books on biblical finance, most notably Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment.Giving Is a Spiritual DecisionGiving reflects our trust in God. When we give—and give first—we're saying, “Lord, You gave this to me, and I'm returning to You what's already Yours. I trust You to meet my needs.”It's a profound shift in perspective. Instead of centering our financial lives on ourselves, giving reorients our hearts toward God's purposes. It stretches our faith and loosens money's grip on our hearts. It doesn't shrink your life—it expands it.Ron Blue classically says, “Do your giving while you're living so you're knowing where it's going.” That's more than a catchy phrase. It's a philosophy rooted in joy. Too many people wait until death to make significant gifts, missing the delight of seeing God work through their generosity in real time.There's something deeply joyful about watching God use what you've given. It's not just about writing a will—it's about living with open hands.True Financial Freedom Starts With Open HandsThink of your money like a closed fist or an open hand. When your fist is closed, you're trying to control or keep what you think is yours. But when you open your hand, you're saying to God, “This is Yours. Use it as You will.”That's what true financial freedom looks like—not merely having enough, but being free from money's control altogether. God doesn't need our money, He wants our hearts. And He knows that money is one of the greatest competitors for our love.As you reflect on your own financial life, maybe it's time to stop asking, “How much do I have to give?” And start asking, “How can I use what I've been given to glorify God—right now?”You can find Ron's book Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment wherever books are sold.On Today's Program, Rob Answers Listener Questions:I use a donor-advised fund for charitable contributions and would like to contribute to a mission trip that my church is organizing. I'm wondering if it's legal from an IRS standpoint to contribute directly to an individual going on a mission trip, or do I give it to the mission fund?I'm paying off a credit card after my mom's death, which costs me $320 a month. I have two options: continue with my current plan or have my wife assist me in paying it off. I wanted to get advice on which approach would be the best to help pay it off.I sell items on eBay, and I'm confused about my tax reporting. When preparing my 2024 taxes, eBay flagged me about my 1099-K, stating that I didn't make enough to require the form. Do I need to add this to my Social Security? As I look online, I've just gotten more confused about different reporting requirements.I'm taking an early retirement, and I understand that I can only earn $24,300 before it impacts my Social Security. It looks like I'm going to go over that amount by just a bit. Do they tax anything over the $24,300, or do they tax the whole amount?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Master Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron BlueChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode of The Steward Chair, Steve Carse, Co-founder and CEO of King of Pops, shares his journey of building a joyful, community-driven business from a popsicle stand into an iconic Atlanta brand. He explores how intentional culture, community stewardship, and long-term thinking drive meaningful, sustainable growth. We discuss navigating the balance between fun and responsibility, maintaining culture through growth, and creating impact beyond profit, providing actionable takeaways for leaders committed to stewardship, integrity, and impact. Key Takeaways Intentional culture-building: How creating space for joy, fun, and community can fuel a purpose-driven business. Stewardship through scaling: Lessons learned in maintaining culture and stakeholder relationships while growing King of Pops into a multi-city brand. Balancing joy and responsibility: How to lead a business that brings happiness to customers and meaning to employees, while being accountable to the broader community. Resources Mentioned Visit King of Pops official website Follow King of Pops on Instagram X/Twitter LinkedIn Follow Steve Carse on LinkedIn Join the ConversationThe Steward Chair is about equipping and inspiring business leaders to build organizations that stand the test of time. If this episode resonated with you, share your biggest takeaway and tag us on LinkedIn: Chat With Leaders Media https://www.linkedin.com/company/chatwithleaders/ End of the Line Productions https://www.linkedin.com/company/end-of-the-line-productions/ Elevate your podcast, company meeting, or industry event strategies to better engage stakeholders and drive meaningful growth! Visit ChatWithLeaders.com to learn more about how we can help.See omnystudio.com/listener for privacy information.

Belinda Brown, Director of Tribal Partnerships and Chair of the Inter-Tribal Ecosystem Restoration Partnership joins the Exchange.

What does it look like to steward a diversified organic farm across six generations? On this episode of the Thriving Farmer Podcast, Michael is joined by John Bell, managing owner of Elmwood Stock Farm in Georgetown, Kentucky. John and his wife Melissa are raising the farm's seventh generation while managing over 400 acres of USDA Certified Organic vegetables, poultry, pork, and grass-fed beef. Since becoming certified organic in 2000, Elmwood Stock Farm has focused on sustainable rotations of crops and livestock to build soil health, reduce off-farm inputs, and nourish their community with nutrient-dense food. Tune in to hear how this legacy farm continues to thrive in a modern marketplace. In This Episode, You'll Hear: Farm history – When Elmwood Stock Farm was established and how it's evolved [0:59] Animal integration – How and when livestock were added to the operation [8:29] Customer base – Who buys their diverse organic products and how they connect with their market [21:17] Vision for the future – John's thoughts on where Elmwood is headed in the coming years [29:49] Location advantage – Why their Kentucky location works for organic sales [33:28] Team dynamics – What their year-round and seasonal staffing looks like [40:59] Favorite tool – The tool John relies on most in his daily work [42:59]  Don't miss this episode if you're curious about running a truly diversified, multi-generational organic farm that continues to innovate while staying true to its roots.   About the Guest: John Bell has spent his life working on Elmwood Stock Farm, a sixth-generation family farm in Georgetown, Kentucky. As a managing owner, John leads organic vegetable production and oversees their pastured pork and grass-fed Wagyu-Angus cattle operations. He's an active voice in regional agricultural leadership and a past board chair of the Organic Association of Kentucky. Alongside his wife Melissa, John is raising the farm's next generation while advancing a vision of ecological farming and community nourishment.   Connect with Elmwood Stock Farm:

Award-winning journalist Hal Herring joins Brandon Butler and Nathan McLeod for a deep dive into the critical issues facing public lands and conservation in America today. As a veteran writer for Field & Stream, The Atlantic Monthly, The Economist, and more, Herring brings a sharp perspective and years of investigative reporting to this no-holds-barred conversation.In this episode, the trio tackles the controversial attempted sale of public lands in Utah, the deceptive legislation that threatens our natural resources (a.k.a. the “big beautiful bill”), and how conservation is being caught up in political narratives and culture wars. They also discuss the problem of misinformation in outdoor media, answer the “mystery bait bucket" question and more. This thought-provoking discussion underscores the importance of staying informed and engaged in protecting wild places — and what's at stake if we don't.For more info:Hal Herring WebsiteHal Herring PodcastSpecial thanks to:Living The Dream Outdoor PropertiesSuperior Foam Insulation LLCDoolittle TrailersScenic Rivers TaxidermyConnect with Driftwood Outdoors:FacebookInstagramYouTubeEmail:info@driftwoodoutdoors.com

“Why is my daughter starving an hour after practice?”“How do I teach her to cook when we're always rushing to games?”“What should she actually be eating to perform her best?”If these questions sound familiar, you're in the right place. This episode is your game plan for turning food from an afterthought into your athlete's secret weapon, while teaching her life skills that go way beyond the kitchen.What You'll Learn:

“I said in my heart, ‘Come now, I will test you with pleasure; enjoy yourself.' But behold, this also was vanity.” — Ecclesiastes 2:1What happens when someone has the power to indulge in every pleasure the world can offer? In Ecclesiastes, we find one of Scripture's boldest experiments: a search for lasting joy through earthly delights. The Preacher—often thought to be Solomon—pursues laughter, wine, work, wealth, sex, and success, all in an effort to answer one question: Can pleasure truly satisfy the human soul?A Culture Chasing the WindToday, we live in a world that echoes the Preacher's experiment. “Treat yourself.” “Follow your heart.” “Do what makes you happy.” These aren't just slogans—they're mantras for modern living. From the vacations we plan to the gadgets we unbox, we're told that happiness is just one more swipe, scroll, or splurge away.But Ecclesiastes challenges that narrative. It forces us to wrestle with a deeper question: What if pleasure doesn't lead where we think it does?The Preacher's pursuit wasn't careless. It was a deliberate, calculated test. He writes, “Whatever my eyes desired I did not keep from them” (Ecclesiastes 2:10). He built houses, planted vineyards, created lush gardens, hired singers, amassed wealth, surrounded himself with comfort—even concubines.This wasn't indulgence for indulgence's sake. It was a methodical pursuit of happiness. Today, we might say: “If it looked fun, I bought it. If it felt good, I did it.” The experiment was thorough, and the results were heartbreaking.“Behold, all was vanity and a striving after wind.” — Ecclesiastes 1:14The Thrill FadesTo picture this, imagine a bag of old receipts. Each one once captured a moment of excitement—a new purchase, a fancy dinner, a spontaneous trip. But now? They're just scraps. The joy is gone.That's exactly what the Preacher realized. Pleasure was never meant to carry the weight of our deepest needs. It promises fulfillment but delivers only fleeting escape. It's like trying to hold smoke in your hands—real for a moment, then gone.The Preacher's story finds a parallel in Jesus' parable of the prodigal son. The younger son squandered his inheritance chasing worldly pleasures, only to end up broke and broken. The twist? The Preacher had everything the prodigal son dreamed of—wealth, opportunity, indulgence—and yet he ended up just as empty.Different paths. Same conclusion.A Warning That Leads to FreedomHere's the grace in all this: We don't have to repeat the experiment. The Preacher's pain can be our wisdom. He's waving us down from the road ahead, saying, “There's nothing here. Don't waste your life chasing shadows.”That's a gift. It frees us to reflect:What am I turning to when I feel tired or discouraged?What “quick fixes” do I reach for without thinking?What would it look like to seek joy in God instead?God is not against pleasure. He is the Creator of joy and the Giver of every good and perfect gift (James 1:17). But those gifts were never meant to replace Him. When we look to pleasure as the destination rather than a signpost to the Giver, we miss the point—and our hearts remain restless.So next time you reach for something to lift your spirits, ask: Is this joy, or just escape? Is this feeding my soul, or simply distracting it?A Better Way to LiveEcclesiastes doesn't just warn—it redirects. It helps us tear down the idol of pleasure and place our hope in a Person, not a product. And that Person—our God—is the only source of joy that doesn't fade.At FaithFi, we want to help you explore this truth more deeply. That's why we created Wisdom Over Wealth, a Bible study on Ecclesiastes that unpacks themes like pleasure, wealth, and contentment from a biblical lens.This month, when you support FaithFi's ministry with a gift of $35 or more, we'd love to send you a copy as our way of saying thank you. Just visit FaithFi.com/wisdom to request your copy today.On Today's Program, Rob Answers Listener Questions:I'm wondering if it's better for my husband, who just retired, to take Social Security now or wait two more years, which would mean withdrawing about $96,000 from our 401(k) during those two years to cover our living expenses.I have a nonprofit property I want to sell, and I'm planning on giving the proceeds to another 501(c)(3) organization. Since I'm not very experienced with this process, are there any specific forms or steps I need to take at the closing of the sale? I recently made a claim for a new roof, and my insurance went up. Do insurance companies research when you've made a claim on the internet or through a database? I was told by two roofers I didn't need a new roof, but the insurance company insisted I did. I have some money in a credit union that I want to move somewhere to earn more interest. I just discovered I can use my Fidelity account for investing, and they're offering 4%.  I'm wondering about the difference between keeping my money in my Fidelity account or moving it to an online bank, and what the benefits might be.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Comprehensive Loss Underwriting Exchange (C.L.U.E.)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The privilege each of us has—each and every day—is to be a good steward in each and every role we're appointed to! And that's exactly what most everyone who pursues excellence puts their mind to—being a great steward! That's because we find ourselves attracted to what great minds accomplish. To be sure, we see there seems to be a strong correlation between great minds and great stewardship. But the evidence is that God has a different take on that!  Join Kevin as we dive into the believer's reality that a right heart begets extraordinary stewardships! // Download this episode's Application & Action questions and PDF transcript at whitestone.org.

What if the financial stress you're experiencing isn't actually a money problem at all? The root issue many faith-based entrepreneurs face isn't about cash flow or revenue—it's about stewardship.This episode challenges the common belief that God promotes hustle. Contrary to popular entrepreneurial thinking, God doesn't reward constant motion and frantic activity. He rewards faithful management of what He's already entrusted to you. Drawing from the parable of the talents in Matthew 25, we explore how stewardship proves to God that we're ready for more, and how this shift in perspective can transform not only your finances but your entire approach to business.Most entrepreneurs don't need more income—they need clarity, accountability, and systems. We break down three distinct money mindsets: fear-based (avoiding accountability), control-based (clenching resources tightly), and faith-based (trusting God's guidance for your resources). Through powerful real-life examples of divine appointments and generous giving, you'll see how faithful stewardship opens doors to multiplication and impact.The episode provides a practical stewardship operating system with three key components: knowing exactly what's going in and out financially, conducting weekly financial reviews, and taking ownership of how you're stewarding what God has entrusted to you. Plus, two critical questions to help you identify areas where your stewardship needs improvement.Whether you're struggling with financial anxiety or simply looking to honor God more faithfully with your business resources, this episode will equip you with both the mindset shift and practical tools needed to move from stress to structure in your financial stewardship journey. Transform your approach to money management and watch as God multiplies not just your resources, but your impact.Welcome to the ATLG podcast I am your host Ken Joslin, former pastor turned coach & host of CREATE, the #1 Faith-based Entrepreneur conference in America. My mission is to help faith-based entrepreneurs become the best version of themselves by growing in our Core 5: Faith, Health, Relationships, Business & Finances. You can get more information as well as join our FREE Facebook group at https://www.facebook.com/groups/676347099851525

“For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich.” - 2 Corinthians 8:9This powerful verse is often quoted when we talk about generosity, and rightly so. It shows us that generosity isn't just a financial principle—it's rooted in the very heart of the Gospel. Today, Dr. Nathan W. Harris joins us to explore that connection more deeply.Dr. Nathan W. Harris is the Vice President of Strategic Initiatives at The University of Mobile in Mobile, Alabama. He is also the author of A Short Guide to Gospel Generosity: Giving as an Act of Grace.What Is Gospel Generosity?Gospel generosity is giving rooted in the good news of salvation through Jesus Christ. Generosity is not merely a virtue for the Christian life but a cheerful disposition that springs forth from the gospel. This kind of generosity arises from new life in Christ, is empowered by the Holy Spirit, and reflects the Father's model of grace throughout creation.At its core, gospel generosity isn't just about giving—it's about proclaiming and portraying Christ's saving work in our lives. It signifies a radical transformation of a believer's heart and mind, leading to joyful stewardship of resources in service to God's kingdom.Beyond the Tithe: A Higher CallingOne of the most debated topics surrounding generosity is the concept of tithing. Are Christians called to tithe, or is there a greater expectation?While tithing—giving 10%—is not explicitly required for Christians, the gospel calls us to something far greater. We aren't obligated to give; instead, Christians have an incredible gospel opportunity. We are called to live generously, humbly, selflessly, and with the kingdom of God in mind.This perspective reframes giving not as a rule to follow but as an act of grace and worship, rooted in gratitude for what Christ has done.How the Gospel Transforms Our View of MoneyThe gospel transforms our hearts and minds and revolutionizes how we approach money and stewardship. Martin Luther once said:“There are three conversions in one's life—the conversion of the heart, the mind, and the pocketbook.” When we encounter Christ, our hearts are filled with affection for Him, and our minds are set on heavenly things. However, many Christians struggle to surrender their finances to God fully. You can't hold on to Christ while also holding on to your money.A heart transformed by the gospel desires to honor Christ above wealth. A mind renewed by the gospel prioritizes kingdom values over worldly ones. This transformation shapes every aspect of our financial lives, from earning and saving to spending and giving.Living as Stewards of God's ResourcesWhen our hearts and minds are fully surrendered to Christ, our finances naturally follow. Giving becomes not just an obligation but an act of worship and a reflection of the gospel's transforming power.To explore these ideas further, check out Dr. Nathan W. Harris's book,  A Short Guide to Gospel Generosity: Giving as an Act of Grace. This concise guide offers biblical wisdom and practical insights into living a life of joyful, gospel-rooted generosity.On Today's Program, Rob Answers Listener Questions:I have a whole life insurance policy for my mom that we've been paying on for about nine years. I'm wondering if I should just cash it in since we're almost at the full policy amount.What is the best educational investment account to use for my 10 and 8-year-olds when they're ready for college? I've just been saving money in savings accounts.I wanted to ask about the Windfall Elimination Provision and the Government Pension Offset - are they still in effect? I'm a firefighter and paramedic who worked in the public service and private sector for 30 years.My wife and I don't have a retirement plan yet. I'm 53 and my wife doesn't work. We have a vacant lot worth $45,000, and I'm wondering what we can do with the money from selling it to help prepare for our retirement.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)A Short Guide to Gospel Generosity: Giving as an Act of Grace by Dr. Nathan W. HarrisSavingForCollege.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

June 1,2025

We all have things that try to hold us back—guilt from past mistakes or temptations that we can't seem to overcome. It's easy to learn to live with these problems and accept them as who we are. But God has called us to reach forth and fulfill a greater calling in life. In this series, Reaching Forth, Dr. Chappell encourages you to leave behind negative mindsets and the limitations others have put on you and to reach forth to new levels of victory.