Podcasts about Stewardship

When markets soar, investors face a subtle but dangerous temptation: trading wisdom for excitement.With headlines touting record highs and optimism running wild, it's easy to get swept up in the momentum. But is now the time to double down—or to take a step back and exercise caution? Today, Mark Biller joins us to unpack the dangers of investing with emotion instead of wisdom.Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance. Bull Market Optimism: Proceed with CautionThe stock market has staged a remarkable comeback since spring, and many investors are feeling hopeful about the year ahead. But while optimism is natural, there's a fine line between healthy confidence and dangerous overconfidence.Just a few months ago, fear dominated the market. Now, investor sentiment has swung in the opposite direction—toward excessive optimism. History shows us that both extremes can lead to poor decision-making. Just as fear prompts panic-selling in downturns, overconfidence during bull markets can drive people to take unnecessary risks.The late 1990s provide a clear example. The dot-com bubble fueled euphoric investing in internet companies, but when the bubble burst, enormous wealth evaporated. While the internet did transform the world, many early investors paid a steep price for ignoring caution.The Risk of Projecting the PresentOptimism in the long term is typically rewarded—stocks have trended upward for more than a century despite wars, recessions, and downturns. But short-term overconfidence is dangerous. Since October 2023, the stock market has gained about 60%—roughly six years of typical returns compressed into less than two. It's unrealistic to assume such momentum will continue indefinitely.In environments like this, investors often fall into two traps:Doubling down on every dip. Rather than seeing pullbacks as a chance to pause, many rush to “buy the dip” without considering long-term goals. Abandoning diversification. When some holdings lag behind, it's tempting to dump them in favor of high-flyers like gold or crypto. This shortsightedness often backfires.Diversification: A Biblical PrincipleKing Solomon offered timeless wisdom in Ecclesiastes 11:2: “Give a portion to seven, or even to eight, for you know not what disaster may happen on earth.” Diversification is, at its core, an act of humility. Since no one knows the future, spreading investments across asset classes is the most reliable defense against both downturns and emotional decision-making.While diversification may feel “boring” during bull markets, it provides stability that helps investors stay committed to their plan when volatility inevitably returns.A strong investment strategy accounts for risk tolerance, life stage, and long-term goals. For a younger investor, this might mean a higher allocation to stocks, consistent 401(k) contributions, and the discipline to stay invested through ups and downs. For others, it may involve gradual adjustments, such as including gold or bonds. The key is making changes based on thoughtful, long-term reasoning—not fear of missing out.Confidence vs. OverconfidenceHealthy confidence comes from setting reasonable goals, understanding fundamentals, and staying the course. Overconfidence, on the other hand, assumes you can predict what's coming next—a trap no investor avoids for long.Optimism has its place, but unchecked euphoria can cloud judgment. By remembering history, practicing diversification, and committing to a steady long-term plan, investors can avoid the pitfalls of emotional decision-making and pursue lasting financial fruitfulness.If you'd like to learn more about becoming a Sound Mind Investing (SMI) member, you can visit them at SoundMindInvesting.org. On Today's Program, Rob Answers Listener Questions:I'm 72, still running my business, and I have both an IRA and a Roth that I've never touched. What's the most tax-efficient way to start taking money out while minimizing what goes to the government?I need to withdraw from two retirement accounts with about $9,000 each. They're planning to withhold 20% plus fees—around $2,200 per account. Is that normal, and what are my options since I need the cash quickly?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bull Market? Great! But Don't Get Carried Away by Joseph Slife (Sound Mind Investing Article)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Do you ever feel like you need to be “on” as a coach 24/7? In this episode of REALIFE Conversation for Christian Coaches, we unpack the myth that constant hustle equals success. We look at what Scripture says about time (hello, Psalm 90:12), name the mindset traps that speed us up, and walk through a practical, grace-filled way to steward your time so your business grows—and your soul can breathe.We Talk AboutThe difference between busyness and fruitfulnessHow comparison and community can unintentionally speed us upWhy “constant hustle” is a false belief for Christian coaches Stewarding time vs. managing time—partnering with God in your businessThe 4 Time Blocks from the REALIFE Process:Present Blocks (soul care/self-care, time with God, health)People Blocks (life-giving relationships, connection, community)Project Blocks (90-day priorities with real action steps)Prep Blocks (admin/tasks with clear start/stop)Practical guardrails: deciding weekly coaching capacity, pre-deciding booking windows, and noticing signs you're overworking (sleep, resentment, constant multitasking)Naming your unique voice and choosing aligned ways to be in the marketplace (social presence, teaching, local connections, etc.)A gentle invitation to pause and notice where God is inviting you to steward time differently this weekScripture + QuotesPsalm 90:12 — “Teach us to number our days, that we may gain a heart of wisdom.”“Busyness is not the same as fruitfulness.”Resources MentionedREALIFE Process® Book Resources (time framework, mind map, more): therealifeprocess.com/bookresourcesREALIFE Process® Coach Certification (use our tools in your practice): [link in show notes]The Prayer Powered Entrepreneur by Kim AveryTime Stamps00:00 – Welcome + why this topic matters03:10 – Busyness vs. fruitfulness (and how tech keeps us “on”)08:25 – Comparison, community, and the hustle myth15:30 – Stewardship > grind: partnering with God in your business20:45 – Capacity, boundaries, and booking rhythms that fit your life27:40 – The 4 Time Blocks (Present, People, Project, Prep)41:10 – Signs you're overworking—and how to course-correct47:20 – A permission slip to pause + this week's reflectionTry This This WeekAsk: “Where is God inviting me to steward my time differently?”Pick one small, loving change (a Present Block, a People Block, or a tighter coaching window) and live it for seven days.Connect with UsLearn more / Get Certified: therealifeprocess.com/getcertifiedBook Resources & Free Tools: therealifeprocess.com/bookresorucesFREE RESOURCES:Take the FREE Intro to Needs & Values AssessmentReady to discover what uniquely matters to YOU? CLICK HERE to take our FREE Intro to the Needs & Values Assessment.FREE Download: 4 Steps to Simplify Your CalendarReady to uncover more time on your calendar? This FREE download will help you remove what doesn't matter, so you have space for what does. Click here to get this FREE resource!OTHER RESOURCES:Check out our YouTube Channel!Prefer to watch AND listen? Check out our YouTube channel for the podcast episode on video! Make sure to subscribe so you get all the latest updates.My Book LinkMy new book, Do What Matters, is available NOW! Banish busyness and discover a new way of being productive around what truly matters. Learn more at DoWhatMattersBook.com.LifeMapping ToolsWould you life to discover  Life Mapping tools to help you recognize and respond to God in your Story. Check out these tools here https://www.onelifemaps.com/JOIN OUR COMMUNITY & CONNECT WITH ME:Become part of the FREE REALIFE Process® Community! Connect with Teresa and other podcast listeners, plus find additional content to help you discover your best REALIFE.Connect with your host, Teresa McCloy, on:Facebook - The REALIFE Process® with Teresa McCloyInstagram - teresa.mccloyLinkedIn - teresamccloyAbout Teresa McCloy:Teresa McCloy is the founder and creator of the REALIFE Process®, a framework designed to empower individuals and groups with the tools, training, and community needed for personal and professional growth. Through the REALIFE Process®, Teresa is on a mission to help others grow in self-awareness, establish sustainable rhythms, and enhance their influence and impact by integrating faith and work into their everyday lives. She lives with her husband of 42 years on their 5th generation family farm in central Illinois and enjoys great coffee, growing beautiful flower gardens and traveling as much as possible. About Erica Vinson:Erica Vinson helps clients walk through defining moments with confidence and courage enabling them to move forward in freedom and embrace fearless living. As an ACC Credentialed and Certified Professional Life & Leadership Coach, she uses wisdom from all 3 Centers of Intelligence to help clients gain deeper self-awareness and grow in relationships with others both personally and professionally. Erica is a certified REALIFE Process® Master Coach, an ©iEnneagram Motions of the Soul Practitioner, and has a certificate in Spiritual Transformation through the Transforming Center. She lives in the Metro East St. Louis area and enjoys spending quality time with friends and family, golfing, tennis, boating/water skiing, traveling, is a bit of a technology nerd and loves learning!

"Yours, Lord, is the greatness and the power and the glory and the majesty and the splendor, for everything in heaven and earth is yours." - 1 Chronicles 29:11If God owns it all, what does that mean for the way we manage money? Brian Holtz is here to unpack the Five Pillars of Financial Discipleship—principles that, when embraced by families, bring freedom and joy to their finances.Brian Holtz is the CEO of Compass Financial Ministry and the author of Financial Discipleship for Families: Intentionally Raising Faithful Children.More Than Money ManagementWhen it comes to managing money as followers of Christ, the Bible calls us to more than financial freedom or peace of mind. It calls us to financial discipleship—a life of stewardship, surrender, and multiplication for God's Kingdom. Here are five key pillars that shape this journey.Pillar One: OwnershipEverything begins with recognizing who truly owns it all. Scripture reminds us in Psalm 24:1, Haggai 2:8, and 1 Chronicles 29:11 that God is the Creator and ultimate Owner of everything. Our role is not ownership but stewardship. This mindset shift—from “mine” to “His”—brings both relief and challenge. It's freeing to know the responsibility doesn't all rest on us, but humbling to realize our lives and resources are not ultimately ours to control.Pillar Two: SurrenderAcknowledging God's ownership requires surrender. Luke 14:33 makes this clear: discipleship means yielding everything back to God, not just intellectually but in our hearts. This surrender extends beyond giving—it includes how we spend, save, and plan. Trusting God's plan over our own is an act of daily obedience.Pillar Three: ChoiceIn Matthew 6:24, Jesus tells us we cannot serve both God and money. Every financial decision—whether saving, giving, or spending—reveals who we serve. Choosing God requires aligning daily habits with His Word, even when it feels counterintuitive. As Isaiah reminds us, God's ways are higher and better than ours.Pillar Four: MultiplicationDiscipleship is never meant to stop with us. In the Parable of the Talents, Jesus calls us to multiply what He has entrusted to us. This means sharing what we've learned and inviting others into the journey. Financial discipleship involves helping others apply biblical wisdom so that God's Kingdom continues to grow.Pillar Five: Eternal FocusFinally, discipleship means setting our eyes on eternity. Jesus said in Matthew 6:19–21 to store up treasures in heaven, not on earth. But these treasures aren't material—they're about our relationship with Christ. Living with an eternal focus keeps us from being distracted by temporary wealth and anchors our hope in Him alone.How Financial Discipleship DiffersIt's easy to confuse financial discipleship with financial stewardship or freedom. Stewardship may stop at wise resource management, but discipleship goes further—it's about helping others learn, apply, and multiply biblical truth for God's glory. True discipleship always leads to transformation, both personally and in community.Compass Financial Ministry exists to equip believers to live this way. Through resources, training, and community, they help people break free from the love of money and serve God more fully. Financial discipleship is really about helping others learn, apply, and multiply everything for God's glory, rather than for our own. To learn more, visit CompassFinancialMinistry.org.On Today's Program, Rob Answers Listener Questions:I'm about to receive money from a relative's trust and want to place it in a high-yield money market account. How can I find a reputable option, especially since I don't recognize many of the online banks?I'm 47 and just starting my career after years as a stay-at-home mom. My employer offers a 403(b), but the 3% match doesn't kick in until after a year. Should I start contributing now or wait? I'm also still working on paying off debt.I'm newly married, expecting our first child, and we're in the process of house hunting. Should we go through a mortgage broker or a bank for our loan? And can you share advice on budgeting as we start our family?I have a Roth portion in my 401(k). When I retire in a few months, can I withdraw that money tax-free?I just sold an RV for $40,000 that I bought five years ago for $30,000. The title agency issued me a 1099—what does that mean for my taxes?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Compass Financial MinistryFinancial Discipleship for Families: Intentionally Raising Faithful Children by Brian C. HoltzMoney and Marriage God's Way by Howard DaytonChristian Community Credit Union (CCCU)Bankrate.comMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this conversation, Allan Dion discusses the nuances of property management, emphasizing the importance of communication and trust in building relationships with both investors and residents. He highlights the challenges faced in the current real estate market and the need for genuine interactions in business. Allan also shares insights on how to navigate these challenges while maintaining a focus on property stewardship rather than just management.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of The Steward Chair, Miren Oca, Founder and CEO of Ocaquatics Swim School, shares how she transformed a small backyard business into a certified B Corp and 100% employee-owned swim school. She explores how stewardship, employee ownership, and embedding social responsibility into business can redefine ROI and create ripple effects of impact. We discuss her journey as an “accidental entrepreneur,” the importance of developing people through mentorship and leadership training, and the lessons she learned during COVID that shaped her approach to connection and resilience. Key Takeaways Employee ownership fosters a culture of responsibility and pride. Mentorship programs can significantly impact young team members' lives. Measuring impact is as important as measuring profit. Resources Mentioned Visit https://www.ocaquatics.com/ Follow Miren on LinkedIn at https://www.linkedin.com/in/miren-oca-80561261/ Follow Jackson Healthcare on social media at: LinkedIn: https://www.linkedin.com/company/ocaquatics-swim-school/ Instagram: https://www.instagram.com/ocaquatics/?hl=en Join the ConversationThe Steward Chair is about equipping and inspiring business leaders to build organizations that stand the test of time. If this episode resonated with you, share your biggest takeaway and tag us on LinkedIn: Chat With Leaders Media https://www.linkedin.com/company/chatwithleaders/ and End of the Line Productions https://www.linkedin.com/company/end-of-the-line-productions/. Elevate your podcast, company meeting, or industry event strategies to better engage stakeholders and drive meaningful growth! Visit ChatWithLeaders.com to learn more about how we can help.See omnystudio.com/listener for privacy information.

In this episode of Drifting Outdoors, hosts Brandon Butler and Nathan “Shags” McLeod sit down with Missouri farmer, rancher, realtor, and outdoorsman Bob Parker for a wide-ranging conversation that goes far beyond Facebook debates.Together they dig into chronic wasting disease, habitat management, property rights, and the often messy relationship between conservation policy and life on the ground. Bob also shares the story of his viral canoe and metal wildlife art, his early start in land stewardship, and how growing up in Kansas shaped his love for the outdoors.At its heart, this episode is about finding common ground — even when disagreements run deep — and keeping conservation conversations rooted in respect, experience, and a shared passion for the natural world.For more info:Trophy Quest Outdoor Adventures Bob Parker Fine Art Special thanks to:Living The Dream Outdoor PropertiesSuperior Foam Insulation LLCDoolittle TrailersScenic Rivers TaxidermyConnect with Driftwood Outdoors:FacebookInstagramYouTubeEmail:info@driftwoodoutdoors.com

Charles Spurgeon once said, “Consider how precious a soul must be, when both God and the devil are after it.” The story of the Rich Young Ruler in Matthew 19 shows us just how true that is. This young man approached Jesus with a pressing question: “Teacher, what good thing must I do to get eternal life?”What followed was a conversation that revealed not only his heart but also the way possessions can grip any of us more deeply than we realize.A Revealing QuestionAt first glance, the man seemed sincere. But notice his words: “What good thing must I do?” He assumed that eternal life could be earned—checked off like an item on a list. Jesus, however, had just finished telling the crowd that the Kingdom belongs to those who receive it like children, wholly dependent on God's goodness. The man either missed or resisted that truth.When Jesus pointed him to the commandments, it wasn't because those could save him. It was to reveal what held the highest place in his heart. Outwardly, he looked moral. Inwardly, his wealth had become his god.When the man pressed further, Jesus cut to the core: “Go, sell your possessions and give to the poor, and you will have treasure in heaven. Then come, follow me.” Matthew 19:22 records the heartbreaking result: “When the young man heard this he went away sorrowful, for he had many possessions.”The issue wasn't money—it was devotion. Jesus loved him enough to name the one thing keeping him from life. For him, it was wealth. For us, it might be something else—career, reputation, control. Whatever we prize above Christ must be surrendered.What This Means for UsDoes this mean every believer is called to sell everything? Not necessarily. As the NIV Study Bible notes, Jesus's command applied directly to this man's spiritual condition. But the principle still stands: anything we cling to more tightly than Christ can become a barrier to faith.After the man walked away, Jesus warned His disciples: “It is easier for a camel to go through the eye of a needle than for a rich person to enter the kingdom of God.” Wealth is not evil, but it has the unique power to enslave us.So the question for us is this: What competes for your devotion? What gives you a sense of identity or security apart from Christ?Jesus's words to the Rich Young Ruler are both sobering and full of hope. Wealth can blind us to our need for God, but surrendering to Christ leads to true life. The invitation is the same today: Will we cling to temporary treasures, or embrace the eternal treasure of knowing Him?Because the problem isn't wealth, the problem is worship.———————————————————————————————————————At FaithFi, we often talk about being “rich toward God,” a phrase Jesus used in Luke 12 when warning about the Rich Fool. It means treasuring Christ above all else, practicing generosity, and holding our resources with open hands.That's why we've created the Rich Toward God study, designed to help you see money and possessions from God's perspective and reorient your heart toward eternal treasure. You can order a copy—or even place a bulk order for group study—at FaithFi.com/Shop.On Today's Program, Rob Answers Listener Questions:My husband and I have a blended family with some grown kids and some still at home. How should we set up the beneficiaries on our term life insurance?Our bank suggested that we keep our HELOC open even after the mortgage is paid off, as protection against fraudulent title transfers. Is that sound advice?I have savings bonds that have matured, and I'd like to add a co-owner. Since banks no longer handle this, how can I update the registration?I'm trying to help my 81-year-old mother understand reverse mortgages, and also explain to my siblings how it would work if she gets one—especially what happens to the home's value after she passes away.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)TreasuryDirectUnderstanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Water stewardship has a critical role to play in the fight against the climate crisis - it's one of the key threads connecting climate action, environmental health, and community resilience. In this episode, we discuss regional water stewardship, technological opportunities and perceptions within the business community. We hear from the host of this episode, Beatrice Bizarro,  Water Stewardship Technology Lead at HPC Italy and the Inogen Alliance Global Water Working Group Leader, along with Annika Taylor, Senior Consultant at Peter J. Ramsay & Associates in Australia, Natalya Holm, Climate Risk & Water Stewardship Services Lead at Antea Group USA, and Chris Shanks, Environmental Discipline Manager and Environmental Scientist at Tonkin + Taylor in New Zealand.---------Guest Quotes“ We need to always keep in mind that climate and water, they go hand in hand and so do their solutions.” - Beatrice“ Climate mitigation can't succeed without water. So that's really one of the first things that you have to look at, and that's one of the first things that's really affected by climate change.” - Annika“ Water is that big mechanism in a way that we both experience effects of climate change, but it is also the mechanism in which we can mitigate a lot of those risks” - Natalya “ I saw the social harm that comes from not managing water supplies. That is a constant driver for me that, you know, we don't let that happen again ever.” - Chris---------Time Stamps01:02 Meet the Experts: Water Professionals from Around the World05:37 Challenges and Solutions in Water Management11:03 Technological Innovations in Water and Climate Action15:15 Global Perspectives on Water and Climate Risks25:38 The Importance of Simplifying Water Stewardship Communication30:06 Untapped Opportunities in Water Stewardship---------Sponsor copyRethinking EHS is brought to you by the Inogen Alliance. Inogen Alliance is a global network of 70+ companies providing environment, health, safety and sustainability services working together to provide one point of contact to guide multinational organizations to meet their global commitments locally. Visit http://www.inogenalliance.com/ to learn more. ---------Links Inogenalliance.com/resourcesInogenalliance.com/podcast Beatrice on LinkedIn: https://www.linkedin.com/in/beatrice-bizzaro/Annika on LinkedIn: https://www.linkedin.com/in/annikataylor/ Chris on LinkedIn: https://www.linkedin.com/in/chris-shanks-7b557544/ Natalya on LinkedIn: https://www.linkedin.com/in/natalyaholm/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Finding a job in today's economy can feel overwhelming, but you don't have to face it alone. With interest rates remaining high and the job market slowing, this is a strategic moment to refresh your job search. By combining diligence, adaptability, and prayerful preparation, you can approach this season with confidence rooted in God's wisdom.Proverbs 27:12 reminds us: “The prudent sees danger and hides himself, but the simple go on and suffer for it.” Preparation matters—not just in life but in your job search. With the right approach, you can steward your time, skills, and relationships wisely while trusting God to guide your steps.A great place to start is your resume. Applicant Tracking Systems (ATS) filter applications before a human ever reviews them, so tailoring your resume to each job description is essential. Use specific keywords, highlight measurable results, and connect your experience directly to the role. Think of it as stewardship—presenting your God-given abilities thoughtfully and effectively.Building Relationships That Open DoorsEven in a digital age, networking is still king. Studies show up to 85% of jobs are filled through referrals, and many roles are never posted publicly. Reconnect with colleagues, reach out to mentors, and don't overlook your church community. Genuine, relational conversations—built on curiosity rather than transaction—often lead to opportunities you couldn't find otherwise.Employers are also seeking adaptable learners. Developing skills in areas like AI, digital communication, or project management shows you're willing to grow. Affordable platforms like Coursera, edX, and Google Career Certificates make it easy to build new skills that employers value.Standing Out in a Digital WorldYour online presence is often the first impression an employer has. More than 70% of hiring managers review social media profiles, and nearly half say what they find influences their decision. Clean up questionable content, complete your LinkedIn profile, and stay active with thoughtful updates. Treat it as your digital business card—when you remain visible, opportunities are more likely to find you.Interviews have also shifted online. Prepare your space, dress professionally, and look into the camera to build connection. Small details—like lighting, posture, and a thank-you note afterward—leave a lasting impact.Trusting God in the ProcessA slowing job market can stir up fear, but Philippians 4:6–7 offers comfort: “Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God. And the peace of God, which surpasses all understanding, will guard your hearts and your minds in Christ Jesus.”Preparation and diligence matter, but so do prayer and trust. God orders your steps. Every interview, every connection, and every opportunity is part of His greater story for your life. Search faithfully, not fearfully, knowing He is your ultimate provider.On Today's Program, Rob Answers Listener Questions:What is the statute of limitations for a collection agency to pursue a debt I still owe?I'm thinking about applying for Social Security Disability because of a physical condition from my recent job. What are the advantages and disadvantages of doing that?I still owe $31,000 on my mortgage, but I've been paying an extra $2,000 each month. A friend told me I shouldn't rush to pay it off. What's your advice?I'm 70 years old and live in a busy part of Chicago. Due to my age and zip code, I'm being charged very high rates by insurance companies. Is that legal, and what can I do to get the best coverage for my money?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Policygenius | NerdWallet | Insurify | The ZebraCoursera | edX | Google Career Certificates | LinkedIn LearningConsumer Financial Protection BureauWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode of The SHEA Podcast, Dr. Katie Chiotos (Children's Hospital of Philadelphia) and Dr. Trevor Van Schooneveld (University of Nebraska Medical Center) discuss the stewardship of metagenomic sequencing (mNGS) in infectious disease care. They explore how to make results clinically actionable, avoid overuse or misinterpretation, and integrate mNGS into stewardship and infection prevention programs. The conversation also looks ahead to the future of mNGS and the role stewardship leaders will play in guiding its responsible use.

As human beings, it's tempting to take pride in what things we own, what jobs we do, and what abilities we possess. But the Bible reminds us that God is the source of everything. If you want joy and fulfillment as follower of Jesus, what three foundational facts do you need to understand about Christian stewardship? (Entrusted: The Joys of Stewardship, part 1)

On this episode, Darren sits down with Dr. Michael Cafferky (former Ruth McKee Chair for Entrepreneurship and Business Ethics at Southern Adventist University) to discuss how to reflect God's character in business. 

As a baby boomer, I'm part of a generation that believed that adulthood began at age eighteen, which usually coincided with the time a teenager graduated from high school and went into the work force or off to college. For generation z – those born between 1997 and 2012 – there's the belief that adulthood doesn't begin until sometime around the ages of twenty-seven to thirty. Researchers found that only eleven percent of Gen Z-ers say they feel like adults. One reason for this is that they don't have the financial stability they believe they need to be considered adults, including being able to pay all their own bills, contributing to a retirement account, and having a life insurance policy. In fact, forty percent of those surveyed don't think they'll ever be financially stable. Perhaps we need to be more intentional about raising our kids to take on responsibility, coddling them less, requiring them to learn the value of work, and teaching them principles of biblical stewardship.

By Charlie Sharp

By Will Axon

Listen in to round out our conversation about anticoagulation, by hearing from two Anticoagulation Stewardship Pharmacists - Hadley Bortz from the Alfred in Melbourne and Julianne Chong from Concord Hospital. Find out more about ACS programs in Australia and overseas and the benefits that these programs can bring to your health service. Anticoagulant patient care plan Anticoagulation Forum Advancing Anticoagulation Stewardship: A Playbook CATAG Medicines Stewardship Toolkit 

What can ancient wisdom teach us about modern retirement? From budgeting with freedom to preparing for life's surprises, tackling debt, planning wisely, and redefining generosity in retirement, insights of the past can show how true wealth goes beyond dollars.  In this episode, we discuss:  The importance of having a budget, even in retirement Emergency fund: How much do you need? Debt and dependence Generosity in retirement: Stewardship, legacy planning, and the “Die with Zero” philosophy Today's article is from our very own blog post titled, Five Timeless Proverbs for a Wise and Wealthy Retirement. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/521

You track your steps. Maybe even your calories. But do you know what it really costs to live each month?Your personal cost of living is one of the most important numbers in your financial life. Without it, you may be spending in ways that don't reflect your values—or your faith. Let's explore why this number matters, how to calculate it, and how it ties into faithful stewardship.The Basics of StewardshipNo matter your income level or stage of life, the same principles apply. There are five things you can do with money:Earn itLive on itGive it awayOwe it to othersGrow it through saving and investingToday, we're focusing on “living on it”—what it really takes to cover your day-to-day needs. And remember: it's not just rent and groceries. A true cost of living includes less frequent expenses too—insurance premiums, car repairs, or even Christmas gifts.Why Tracking MattersInflation may be slowing, but most of us are still paying more than before. The government reports a national “cost of living,” but that number doesn't reflect your personal circumstances. That's why tracking your own cost of living is crucial—it provides clarity, and clarity is the foundation of stewardship.A practical tool for this is the FaithFi app, which helps you track your income, giving, saving, and spending—all in one place. Here's where to start:1. Begin with GivingFor believers, giving isn't just another line item. It's the first priority—an act of worship and trust in God's provision.2. Add Savings GoalsWhether building an emergency fund, saving for retirement, or preparing for a large expense, set targets you can track monthly.3. List Your ExpensesExpenses fall into three categories:Fixed: Rent, mortgage, insurance, subscriptions.Variable: Groceries, gas, utilities.Irregular: Property taxes, holiday gifts, car repairs. Spread these out by assigning a monthly average.When you add it all up, you'll have a clear picture of your total monthly needs—your true cost of living.If your expenses exceed your income, don't panic. The process reveals problem areas so you can adjust—cutting back on non-essentials, reevaluating fixed costs, or pausing discretionary spending. Stewardship isn't about guilt—it's about faithfulness.Proverbs 27:23–24 says, “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever.” In modern terms: know your financial condition and manage it wisely.Living With Clarity and FaithTracking your cost of living isn't just a budgeting exercise. It's about living intentionally, aligning every dollar with God's purposes. Needs will shift, life will happen, but clarity allows you to walk with confidence, generosity, and purpose.That's why I encourage you to download the FaithFi app today. With FaithFi Pro, you'll gain access to tools, articles, Bible studies, and daily encouragement to help you manage money with wisdom. Find it at FaithFi.com or in your app store.So, do you know your personal cost of living? If not, there's no better time to find out.On Today's Program, Rob Answers Listener Questions:I'm 67 and single. Should I start taking Social Security now, or wait until age 70 for the larger benefit? I'm also worried about whether Social Security will even be around in the future. On top of that, I worked many years for a nonprofit that provided housing, so my reported income was low. Now I'm earning more—will that help increase my Social Security amount?I'm retired and already drawing Social Security, but I also have earned income from pastoring two rural churches. With that income, am I allowed to contribute to a Roth IRA or another type of retirement account?My husband and I don't have much debt besides our mortgage and a 0% interest loan we used for a heat pump. Should we pay off the heat pump early, add more to our emergency fund, or focus on paying down the mortgage?My online savings account was compromised, and someone tried to transfer money out. What steps can I take to protect myself when using online accounts? And do you recommend using a password keeper?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)1Password | LastPassWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode of Crazy Wisdom, host Stewart Alsop sits down with Hannah Aline Taylor to explore themes of personal responsibility, freedom, and interdependence through her frameworks like the Village Principles, Distribution Consciousness, and the Empowerment Triangle. Their conversation moves through language and paradox, equanimity, desire and identity, forgiveness, leadership, money and debt, and the ways community and relationship serve as our deepest resources. Hannah shares stories from her life in Nevada City, her perspective on abundance and belonging, and her practice of love and curiosity as tools for living in alignment. You can learn more about her work at loving.university, on her website hannahalinetaylor.com, and in her book The Way of Devotion, available on Amazon.Check out this GPT we trained on the conversationTimestamps00:00 Stewart Alsop welcomes Hannah Aline Taylor, introducing Loving University, Nevada City, and the Village Principles.05:00 They talk about equanimity versus non-duality, emotional mastery, and curating experience through boundaries and high standards.10:00 The focus shifts to desire as “who do I want to be,” identity as abstraction, and relationships beyond monogamy or labels.15:00 Hannah introduces the Empowerment Triangle of anything, everything, nothing, reflecting on reality as it is and the role of perception.20:00 Discussion of Nevada City's healing energy, community respect, curiosity, and differences between East Coast judgment and West Coast freedom.25:00 Responsibility as true freedom, rebellion under tyranny, delicate ecosystems, and leadership inspired by the Dao De Jing.30:00 Love and entropy, conflict without enmity, curiosity as practice, and attention as the prerequisite for experience.35:00 Forgiveness, discernment, moral debts, economic debt, and reframing wealth consciousness through the “princess card.”40:00 Interdependence, community belonging, relationship as the real resource, and stewarding abundance in a disconnected world.45:00 Building, frontiers, wisdom of indigenous stewardship, the Amazon rainforest, and how knowledge without wisdom creates loss.50:00 Closing reflections on wholeness, abundance, scarcity, relationship technology, and prioritizing humanity in transition.Key InsightsHannah Taylor introduces the Village Principles as a framework for living in “distribution consciousness” rather than “acquisition consciousness.” Instead of chasing community, she emphasizes taking responsibility for one's own energy, time, and attention, which naturally draws people into authentic connection.A central theme is personal responsibility as the true meaning of freedom. For Hannah, freedom is inseparable from responsibility—when it's confused with rebellion against control, it remains tied to tyranny. Real freedom comes from holding high standards for one's life, curating experiences, and owning one's role in every situation.Desire is reframed from the shallow “what do I want” into the deeper question of “who do I want to be.” This shift moves attention away from consumer-driven longing toward identity, integrity, and presence, turning desire into a compass for embodied living rather than a cycle of lack.Language, abstraction, and identity are questioned as both necessary tools and limiting frames. Distinction is what fuels connection—without difference, there can be no relationship. Yet when we cling to abstractions like “monogamy” or “polyamory,” we obscure the uniqueness of each relationship in favor of labels.Hannah contrasts the disempowerment triangle of victim, perpetrator, and rescuer with her empowerment triangle of anything, everything, and nothing. This model shows reality as inherently whole—everything arises from nothing, anything is possible, and suffering begins when we believe something is wrong.The conversation ties money, credit, and debt to spiritual and moral frameworks. Hannah reframes debt not as a burden but as evidence of trust and abundance, describing her credit card as a “princess card” that affirms belonging and access. Wealth consciousness, she says, is about recognizing the resources already present.Interdependence emerges as the heart of her teaching. Relationship is the true resource, and abundance is squandered when lived independently. Stories of Nevada City, the Amazon rainforest, and even a friend's Wi-Fi outage illustrate how scarcity reveals the necessity of belonging, curiosity, and shared stewardship of both community and land.

Some people think being rich means owning a lot of things—when in reality, being “rich” often means a lot of things owning you. The signs of wealth are all around us: luxury cars, upscale neighborhoods, designer clothes, vacation homes. But do possessions really make people rich in a way that matters?It's hard to keep a Christ-centered perspective on wealth when our culture constantly pressures us to want more, buy more, and accumulate more. But this isn't a new problem. Jesus warned in Luke 12:15:“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.”Money and possessions aren't inherently bad, but they often tempt us toward greed, selfishness, and discontent. We need money to live, but when money becomes the main thing, it becomes a dangerous master.When Possessions Begin to Possess YouJesus doesn't just warn against greed—He offers us the key to true life: don't make your existence all about “the abundance of possessions,” or your possessions will start to possess you. Proverbs 23:4–5 echoes this wisdom:“Do not wear yourself out to get rich; do not trust your own cleverness. Cast but a glance at riches, and they are gone…”Material things can never give your heart what it truly craves.In Luke 12, Jesus tells the story of a wealthy man who tears down his barns to build bigger ones, dreaming of a long, comfortable retirement. But before he can enjoy it, God says:“You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?”Jesus concludes, “This is how it will be with whoever stores up things for themselves but is not rich toward God.”The man's tragedy wasn't just that his life ended suddenly—it was that he invested his soul in temporary abundance instead of eternal riches.Eternity Written on Our HeartsEcclesiastes 3:11 reminds us that God has “set eternity in the human heart.” Deep down, we long for meaning, purpose, and eternal life—not just more stuff. C. S. Lewis put it well:“Aim at Heaven and you will get Earth ‘thrown in': aim at Earth and you get neither.”True abundance is found in knowing God, walking with Him, and letting His love overflow into the way we love others.Jesus said in John 10:10, “I came that they may have life and have it abundantly.” And in John 15:5, He promised, “Whoever abides in me and I in him, he it is that bears much fruit.”The abundant life isn't about bigger barns or fuller closets—it's about abiding in Christ. When we do, our lives bear fruit that blesses others and glorifies God.Where Is Your Treasure?So ask yourself: What are you depending on to give your life meaning? Could some of those things be quietly taking God's place in your heart?Pray for the Lord to uproot those desires and refocus your attention on Him. Because true wealth isn't found in what you own—it's found in who owns you.That's why we created Rich Toward God—a 4-week study on the Parable of the Rich Fool. It unpacks what it means to live open-handed with your finances, showing how biblical wisdom doesn't just transform your bank account—it transforms your heart.You can order your copy—or place a bulk order for your group—by visiting FaithFi.com and clicking “Shop.”On Today's Program, Rob Answers Listener Questions:I'm unsure how to handle requests for financial help from my husband's son and his family. They face ongoing money struggles and sometimes ask us for assistance, but I'm concerned that giving could be enabling poor decisions, like spending on things that don't reflect our values. How can we approach this situation with wisdom and biblical discernment?I already have a financial advisor and some investments in place, but I want to make sure my money is supporting companies that align with my faith. Is there a tool or resource that can help me evaluate whether my investments are consistent with biblical values?I have a will, and all my investments already list beneficiaries. My advisor says a trust isn't necessary, but my children believe it's the best way to avoid probate. Do I really need a trust? Also, since my husband passed away, should I update my will and the deed to my home?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)List of Faith-Based Investment FundsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D.Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

You don't want to just look successful.You want to build legacy-level wealth — the kind that funds your freedom and shifts your family tree.But if your business still relies on YOU for every sale, you're not building wealth, you're building overwhelm.In this episode, I'm pulling back the curtain on the real missing piece between your hustle and your harvest.Inside, we talk about:

It's easy to forget how something as simple as a pair of shoes can change a life. But for vulnerable children around the world, shoes mean protection, dignity, and the chance to dream.Today, we'll hear how Buckner Shoes for Orphan Souls is meeting this need with the love of Christ. Shawn Spurrier joins us to share the incredible impact that is being made all around the world, one pair of shoes at a time.Shawn Spurrier is the Director of Buckner Shoes for Orphan Souls at Buckner International, an underwriter of Faith & Finance. The Heart of Buckner InternationalFounded in Dallas, Texas, Buckner International has been serving vulnerable children, families, and seniors for more than 146 years. Their mission is clear: to follow the example of Jesus by serving the most vulnerable in every phase of life. From foster care and adoption to family-strengthening programs and senior care, Buckner demonstrates Christ's love in tangible ways.The Shoes for Orphan Souls initiative began 25 years ago in Dallas as a small effort to provide children in orphanages with something they lacked: their own pair of shoes. Many had to borrow communal shoes from a basket just to attend school.Since then, the ministry has distributed more than 5 million pairs of shoes in 86 countries. These shoes do more than protect feet—they open doors to health, education, dignity, and the hope of Christ.Why Shoes MatterA new pair of shoes provides more than comfort:Health Protection – In many regions, shoes prevent devastating illnesses like hookworm or podoconiosis.Access to Education – In many countries, schools require shoes as part of their uniform, making footwear a key factor in attending class.Economic Stability – Protecting children from illness reduces financial strain on families already in vulnerable situations.Hope and Dignity – Every pair is delivered with prayer, encouragement, and the gospel, often through partnerships with local churches.Stories of TransformationShawn shared two moving stories that reveal the ministry's impact:Romina in Mexico – A seven-year-old girl was overwhelmed with tears when she realized someone cared enough to give her a pair of shoes. That moment reminded Sean why this work matters—it's a tangible expression of Christ's love. Dulce in Guatemala – An eight-year-old girl received pink-and-white shoes so she could attend school. That simple gift opened the door for her family to receive housing, literacy training for her mother, and ultimately, salvation and discipleship for her father.A small act of generosity became the seed of a transformed family story.Your Opportunity to GiveThis month, we're partnering with Buckner to put shoes on the feet of 1,000 children worldwide. Each pair represents health, education, dignity, and an opportunity for children and families to hear the gospel.$15 provides a pair of shoes.$150 provides shoes for 10 children.You can be part of this life-changing work by visiting GiveShoesToday.org. Together, we can share the love of Christ one pair of shoes at a time.On Today's Program, Rob Answers Listener Questions:I'm retiring and turning 65 in February. Right now, I'm covered by my employer's health insurance, but I'm running into issues with prescription coverage. Should I sign up for Medicare now, keep my employer insurance as primary, and then wait until my younger wife becomes eligible for Medicare?I've managed to pay off all my credit card debt, but now my mortgage company has started foreclosure proceedings. They're demanding $2,160, and I'm not sure how to handle it. The FDIC says they shouldn't be taking this action, but I haven't received any formal notification yet.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Buckner Shoes for Orphan SoulsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

TheRedemptionOfZion.org

There's a story in the Bible most people overlook… but it's actually a blueprint for multiplying money. In just a few verses, Jesus shows us that making money is a game—one with rules, risks, and rewards. Some play to win. Others bury their chance and lose it all. But the ones who get it? They unlock an unfair advantage that changes everything. Once I saw it—I couldn't unsee it. Let's unpack it together. Chapters 00:00 The Biblical Blueprint for Wealth 02:52 Understanding the Game of Money 08:25 The Importance of Multiplication 12:54 Stewardship vs. Ownership 18:57 The Unfair Advantage of Multipliers 25:46 The Consequences of Playing It Safe 31:24 Identifying and Multiplying What You Have

Businessman and author T. Harv Eker once wrote, “Financial freedom is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.”It's tempting to think that financial independence is the ultimate goal of life—but what does the Bible say? God's Word points us toward a far better kind of freedom.In recent years, financial independence has become a cultural ideal. People long to be self-sufficient, debt-free, and free to pursue their passions. While these desires can be wise, they also carry a subtle danger: believing we don't need anyone—including God.The Warning of the Rich FoolThis temptation isn't new. In Luke 12, Jesus told a parable about a wealthy man who thought he had “made it”:“I will tear down my barns and build larger ones, and there I will store all my grain and goods. And I will say to my soul, ‘You have ample goods laid up for many years; relax, eat, drink, and be merry.'”But God's response was sobering:“Fool! This night your soul is required of you, and the things you have prepared, whose will they be?”The man's sin wasn't wealth itself—it was trusting in wealth instead of God. His independence became his idol. In contrast, Proverbs 30 records a prayer from Agur:“Give me neither poverty nor riches; feed me with the food that is needful for me, lest I be full and deny you and say, ‘Who is the Lord?' or lest I be poor and steal and profane the name of my God.”Agur understood the heart of stewardship: daily dependence on God. Too little can lead to desperation; too much can lead to pride. The goal isn't independence, but faithful reliance on the Lord.Three Questions to Evaluate Your GoalsAs you think about your own financial journey, consider these questions:Am I placing my trust in money? Retirement savings and emergency funds are wise, but security must come from God, not a balance sheet.Am I trying to eliminate work entirely? Work is part of God's good design. Even in retirement, we're called to meaningful contribution.Am I paying off debt just for myself? Debt-free living is good, but its ultimate purpose is to gain the freedom to serve, give, and advance God's Kingdom.So, is financial independence biblical? It depends.If independence means replacing God with money, then no.If independence means freedom for generosity, stewardship, and dependence on God, then yes—it reflects something greater than wealth: a life rich toward God.Scripture reminds us that “He richly provides us with everything to enjoy” (1 Timothy 6:17) and that “every good and perfect gift is from above” (James 1:17). But those gifts were never meant to replace the Giver.A Resource for Going DeeperIf you'd like to explore this more, check out our 4-Week study, Rich Toward God. This study walks through Jesus' Parable of the Rich Fool in Luke 12, helping you discover what truly drives your financial decisions and how to align your resources with God's Kingdom purposes.You can get your copy—or place a bulk order for your church or small group—by visiting FaithFi.com and clicking the Shop tab.On Today's Program, Rob Answers Listener Questions:I've had multiple jobs with 401(k) benefits over the years, but I've struggled to stay organized with my finances. How can I get a handle on everything, and would it be wise to work with a financial advisor?My 16-year-old daughter received a $200,000 settlement after being hit by a car. Once she turns 18, she'll gain full access to the money, and I'm very concerned she'll misuse it. What options do I have to protect her from receiving it all at once?I have an adult son with autism who is on the Florida Med Waiver, which limits him to $2,000 in his checking account. I'm worried about how he'll be provided for in the future. Is there a way to set aside money for his care without affecting his benefits?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceABLE National Resource CenterUnderstanding ABLE Accounts With Matt Syverson (Faith and Finance Episode)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Quinn Mendelson is Conservation Program Director of Rocky Mountain Youth Corps, a nonprofit that trains young adults to do conservation work in the "outdoor classroom" of New Mexico's landscapes. Not only do they learn skills like trail building, watershed restoration, and wildfire mitigation, but they also receive training that helps them to get jobs—as well as less quantifiable but just as important life skills like getting along with each other, finding their own authentic voices, and being in nature for long periods. The program has been going for three decades, and has led many of its alumni into fulfilling conservation careers.  TIMELINE   3'27 what the corps is all about 4'18 conservation skills, professional skills, life skills 5'52 example of a river project 6'59 so good for young people to have these outdoor opportunities 7'33 adjusting to outdoor work 9'30 people slowing down in the wilderness, and building self-confidence  11'31 paying living wages so the they can recruit from all demographics 13'50 bonding with people for life, and a tight alumni base, and those people work in every related field 15'43 the projects themselves, some using Bill Zeedyk techniques 18'13 showing the young people to see the big picture 18'46 creating a blueprint for post-fire restoration 19'52 coming back for additional years of work 21'12 relationship between the Corps and the surrounding communities  22'54 the connection between this work and regenerative agriculture 24'54 young people with an ag background, or wanting to get into ag through learning conservation work 26'10 learning about soil is central to all the work they do 27'36 as Corps alumni take their place in agency and roles of responsibility, this could change how policy is shaped  28'13 the way people are talking about fire now has evolved a lot in the last few decades 28'57 using beaver biomimicry 29'19 restoring firefly habitat in Chimayó, NM  31'06 people coming back to see the work they've done in future years 32'38 other similar corps all over the US 33'07 there are fewer than 100,000 young people doing this work; there should be millions 33'51 scholarships for higher education 34'20 dream job for a young person 35'32 this is part of Americorps 37'27 Quinn's work on therapeutic ranches 39'01 this is so much about hope for him and the org 40'43 potential careers 43'05 the need for an educated conservation workforce is and will continue to be great 44'37 what kinds of knowledge each generation is given 46'33 passing the torch to younger generations 48'02 working easily with partners, and providing labor for projects   

Jimmy Peña is a hospitality executive, best-selling author, and nonprofit leader whose career spans luxury hotels, estate operations, publishing, and ministry. A graduate of Baylor University and the University of Texas at Tyler, Jimmy began in the world of health and fitness — becoming Worldwide Fitness Editor for Muscle & Fitness and M&F Hers, co-writing the New York Times bestseller Extra Lean with Mario Lopez. But as he explains in this episode, a childhood experience of “radical hospitality” shaped his view of service and ultimately led him to the Ritz-Carlton, where he earned the prestigious Leader of the Year Award and discovered hospitality as his true calling.Today, Jimmy serves as Director of Estate Operations for a private, ultra-high-net-worth individual, overseeing world-class service standards and asset management. He also consults with families, estates, and businesses, helping them elevate their operations and culture by drawing on Ritz-Carlton–inspired practices.In this conversation, Jimmy reflects on what he's learned along the way — from the role of structure and standards in elevating service, to why stewardship is central to hospitality, and how caring for people, places, and moments brings both delight and dignity to the work we do. Listeners will come away with a deeper understanding of service as stewardship — and how to lead with both heart and excellence in every guest experience. A few more resources: If you're new to Hospitality Daily, start here. You can send me a message here with questions, comments, or guest suggestions If you want to get my summary and actionable insights from each episode delivered to your inbox each day, subscribe here for free. Follow Hospitality Daily and join the conversation on YouTube, LinkedIn, and Instagram. If you want to advertise on Hospitality Daily, here are the ways we can work together. If you found this episode interesting or helpful, send it to someone on your team so you can turn the ideas into action and benefit your business and the people you serve! Music for this show is produced by Clay Bassford of Bespoke Sound: Music Identity Design for Hospitality Brands

As geopolitical tensions rise, responsible investors are asking tough questions: Is there a case for responsible investment in defence? In this episode, Nathan Fabian, Chief Sustainable Systems Officer at PRI, is joined by Mark Wade (Allianz Global Investors), Estelle Parker (Responsible Investment Association Australasia), and Torben Möger Pedersen (Danish Foreign Policy Society; former CEO, PensionDanmark) to explore whether defence can be considered part of responsible investment, and if so, under what conditions. Overview The discussion examines the complexities of defence in the environmental, social and governance context. With NATO members increasing their budgetary commitments and European states boosting spending, defence is becoming a more prevalent part of the investment landscape. Yet reputational, human rights, and environmental risks remain at the forefront of investor concerns. The panel unpacks exclusion versus inclusion approaches, the rise of dual-use technologies, transparency challenges, and the role of stewardship in shaping defence practices.Detailed CoverageThe case for defence investment: Torben argues that democracy and national security are foundational, making military capacity essential to safeguarding rights and advancing long-term societal goals.Human rights and environmental risks: Estelle highlights investor obligations for heightened due diligence, noting reputational, environmental, corruption, and legal risks tied to weapons.Evolving client expectations: Mark outlines shifting European regulation and investor sentiment, with non-labelled funds more open to limited defence exposure under strict conditions.Dual-use technologies: The blurred line between civilian and military innovation (cyber, AI, drones, green energy) challenges investors to navigate benefits and risks.Transparency and disclosure: All panelists agree that investors need clearer reporting from defence companies — not on classified technology, but on customers, contracts, and safeguards.Stewardship opportunity: Rather than blanket exclusion, investors could push for higher standards by engaging directly with defence companies and shaping industry norms.Chapters00:44 – Why defence is back on the agenda02:09 – Democracy, defence, adding the “D” into ESG?05:26 – Human rights, reputational, and environmental risks08:53 – Ukraine, NATO, and the defence boom11:47 – Client expectations and regulatory shifts16:08 – Responsible investing frameworks: defence as social necessity?18:24 – Due diligence, customers, and sanctions23:31 – Stewardship, standards, and defence bonds28:33 – Dual-use technologies and transparency37:36 – Human rights due diligence in practice40:04 – Policy, regulation, and long-term certainty45:00 – Final reflections on the future of defenCe investing47:16 – The responsibility of investors in today's worldKeywords responsible investment, defence sector ESG, PRI podcast, democracy and defence, sustainable investing, fiduciary duty, NATO defence spending, human rights due diligence, reputational risk, dual-use technologies, defense bonds, military ESG risks, transparency in defence, systemic stewardship, long-term investment strategies, ethical investing, exclusion vs inclusion, autonomous weapons, investor stewardship, sustainable finance regulationRisk Disclaimer Your capital is at risk. The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is...

The stablecoin wars have arrived at HyperLiquid's doorstep.In today's episode, we dive into the USDA showdown that took over crypto Twitter this weekend. HyperLiquid opened up their native stablecoin ticker to community proposals, triggering a fierce competition between major players.We sit down with three key contenders: Nick from Agora, Bo from Paxos Labs, and Sam from Frax. Each brings their own vision for scaling USDA beyond HyperLiquid's $5.5 billion ecosystem - from institutional partnerships to DeFi-native coalition building.This isn't just about a ticker. It's about who becomes the steward of flows for one of crypto's most important trading platforms, with proposals offering 95-100% revenue sharing back to the community.---

 Jesus is locked in!  (Luke 14:25-33).  As he turns toward Jerusalem, where he will be crucified, he is no longer interested in drawing crowds, but his interested in making disciples.  To winnow out those not focused, he challenges his disciples to pick up their cross. Pastor Rob reflects on what it means to pick up our cross.  This does not mean to die for the sins of the world like Jesus.Rather, carrying our cross means doing challenging things, even sacrificial things, for others. But with this command also comes the pitfall of thinking that every person's suffering and challenge is ours to redeem.  It is not.  Following Jesus also means entrusting others and situations to his cross, not ours.This is a hard thing to figure out - when to carry the burden and when to entrust it to God.  For this reason, we must follow Jesus, because working through this decision involves time with Jesus, in prayer, holding to the promise that in the cross of Christ, there is finally redemption.

Billy Graham once said, “Tell me what you think about money, and I will tell you what you think about God, for these two are closely related.”In Jesus' Parable of the Talents, we see that stewardship isn't just about money—it's about how we view God. Today, Taylor Standridge joins me to explore how our image of God influences the way we give, spend, and live.Taylor Standridge is the Production Manager here at Faith and Finance, co-author of Look at the Sparrows, our 21-Day Devotional on Financial Fear and Anxiety, and a frequent contributor to our quarterly magazine, Faithful Steward, as well as other FaithFi studies and devotionals.Our View of God Shapes EverythingA.W. Tozer once wrote, “What comes into our minds when we think about God is the most important thing about us.” This truth has enormous implications for stewardship. How we see God determines how we handle what He has entrusted to us.If we see Him as generous, trustworthy, and sovereign, we will hold our resources with open hands and joyful hearts, confident that He is both our provider and our treasure. But if we see Him as distant, demanding, or indifferent, we may fall into reluctant giving, fearful hoarding, or selfish spending.Stewardship is far more than budgets and giving—it is about trust, worship, and living in light of who we believe God to be. A distorted view of God is like setting sail with the wrong coordinates: you may move with confidence, but you'll end up in the wrong place.Lessons from the Parable of the TalentsIn Matthew 25, the tragedy of the third servant wasn't his lack of ability—it was his lack of trust. Believing his master to be a “hard man,” he buried what was given to him. His fear led to inaction.This parable isn't only about money. The “talents” represent everything God entrusts to us—time, relationships, opportunities, gifts, and resources. Faithful stewardship flows not from skill, but from trust. The first two servants stepped out boldly because they trusted their master's character. Their faith led to joy, not judgment: “Enter into the joy of your master.”The deeper warning is this: when we misjudge God's heart, we hold back. When we trust His goodness, we invest boldly for His Kingdom.Obedience as God's GiftMany believers think of obedience as something they give to God. But Scripture reminds us that even obedience is a gift of grace. “It is God who works in you to will and to act according to His good purpose” (Phil. 2:13). He not only prepares good works for us (Eph. 2:10)—He empowers us to walk in them.This truth transforms stewardship from a burden into a blessing. We're not managing resources to prove ourselves; we're participating in the good works God has already prepared. Stewardship becomes a relational act of grace, not a transactional duty.The Sobering Warning—and the Joyful InvitationIn Matthew 7, Jesus warns that some will say, “Lord, Lord,” but hear Him reply, “I never knew you.” The issue wasn't activity—it was relationship. Faithful stewardship begins with knowing God as gracious, faithful, and abundantly generous.If you feel stuck or fearful—like the third servant—remember this: God isn't waiting to punish you. He invites you to trust Him. Start small. Ask Him to reshape your view, to see Him not as a harsh master, but as a loving Father.As 2 Timothy 1:7 declares, “God gave us a spirit not of fear but of power and love and self-control.” When we live from that truth, stewardship becomes delight, not duty. We don't just manage money; we step into joy, walking with the One who is our ultimate treasure.On Today's Program, Rob Answers Listener Questions:I'm a retired senior and recently heard about the new $6,000 tax break. How does this affect my overall tax liability? Should I consider withdrawing a larger amount from my 401(k) to maximize this deduction?I used to work in the financial field selling tax-sheltered annuities, and I've always thought they were strong investment options. Lately, I've noticed some advisors speaking negatively about annuities. What's your perspective on annuities as an investment today?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this week's sermon, we begin a new series on stewardship entitled "Open Hands." In this week we look at what it means to have faithful and active stewardship and how we can be good and faithful servants to God. We're glad that you made it to this sermon! We are also available on Youtube. For more information on our worship services and church as a whole, visit fbcwest.com

Welcome to the message, "Stewardship 101: Ownership" in our "In Us He Entrusts" message series! In this message, Pastor Clint discusses the importance of recognizing that everything we have is God's. We hope God inspires you through this message!Click here to watch the message on YouTube:https://youtu.be/0-GqPkqiZps

September 8, 2025Stewarding our time is a vital part of our calling, and key to all other areas of Stewardship.  Time cannot be stored up or saved or earned - it can only be invested.  How are you investing yours?Scripture:Luke 12:15-46Luke 19:41-44Resources:FaceBook- FCC Young AdultsInstagram- @fccyaEmail- fccyadmin@fccsantamaria.orgWebsite- fccsantamaria.org

Send us a textToday we are releasing a bonus episode!This is my recent appearance on the The Faithful Fitness by Better Daily Podcast with Coach Alex Van Houten!Alex VanHouten is a returning guest on our show! Be sure to check out his first appearances on episode 135 and 853 of Boundless Body Radio!Alex VanHouten is an Exercise Scientist, Nutritionist, and Performance Coach with nearly two decades of experience in human optimization, metabolic health, and strength development.His upcoming book Faithful Fitness: A 40-Day Journey of Stewardship for Christians bridges spiritual and physical disciplines, challenging believers to honor God by strengthening their bodies and renewing their minds.Find Alex at-https://betterdaily.live/YT- @Faithful FitnessPodcast- Faithful Fitness PodcastAs always, it was a fun chat, and I'm always so grateful to be a guest on someone else's show!Find Boundless Body at- myboundlessbody.com Book a session with us here!

Michigan State University unveiled a new strategic plan -- MSU 2030 – in September 2021, articulating a shared vision for the university and six bold priorities for continuous improvement. As originally planned, and now under the leadership of President Kevin Guskiewicz, the strategic plan is being refreshed to reflect on lessons learned, adjust course and make progress toward becoming a more contemporary institution focused on cross-cutting priorities and solutions – with “synergy unleashed.” The refreshed, reframed and reimagined strategic plan, MSU 2030: Excellence for Global Impact, reaffirms leadership's commitment to a shared vision for the university through the end of the decade. Here to discuss the evolution of MSU 2030 are MSU President Kevin Guskiewicz and MSU Vice President for Strategic Initiatives Bill Beekman.Conversation Highlights:(1:15) – Kevin, you've said that the compelling vision of an institution taking on the challenges of the 21st century is among the things that attracted me to Michigan State. How so?(2:08) – Bill, you've been involved with the plan's development and implementation since the start. What strikes you about the plan's refresh?(4:11) – Kevin, you've often referred to MSU 2030 as a roadmap. Why is it important for MSU to have this plan and to refresh it now? And what do you mean by “synergy unleashed?(6:24) - The newly revised MSU 2030 plan maintains as foundational elements six strategic and cross-cutting themes and priorities — Student Success, Staff and Faculty Success, Discovery and Innovation for Impact, Sustainable Health, Stewardship for a Sustainable Future, and Access, Opportunity and Excellence.Let's talk about the cross-cutting themes that are injecting new energy into these ongoing efforts and uniting key areas. How do they complement the themes? How and why were they developed and elaborate on what you mean.First, Grow Talent for Michigan and Beyond.(9:10) - Drive Health Transformation.(11:27) - Enroll for the Future.(14:27) - Build Community Together.(17:05) - Achieve Next-Generation Operations and Organization.(18:50) - Access, Opportunity and Excellence.(20:15) - What's next? How will implementation proceed, and how will we measure progress and success?(21:48) – Final thoughts.Listen to “MSU Today with Russ White” on the radio and through Spotify, Apple Podcasts, and wherever you get your shows.Conversation Transcript:Russ White:Michigan State University unveiled a new strategic plan MSU 2030 in September, 2021, articulating a shared vision for the university and six bold priorities for continuous improvement as originally planned. And now under the leadership of President Kevin Kasowitz, the strategic plan is being refreshed to reflect on lessons learned, adjust course and make progress toward becoming a more contemporary institution focused on cross-cutting priorities and solutions. With Synergy Unleashed, the refreshed, reframed, and re-imagined strategic plan MSU 2030 Excellence for Global Impact reaffirms leadership's commitment to a shared vision for the university through the end of the decade. Here to discuss the evolution of MSU 2030, our MSU President, Kevin Guskiewicz and MSU, vice President for Strategic Initiatives, bill Beekman and Kevin and Bill, great to have you back in the state of the art studios of Impact Radio here on campus. And Kevin, you've said that the compelling vision of an institution taking on the challenges of the 21st century is among the things that attracted you to Michigan State. How so, and why?Kevin Guskiewicz:Well, Michigan State University is a proudly public university, one that fills a commitment to the people of Michigan. We rely on taxpayer dollars to transform the lives and improve the quality of life for Michiganders. And so much of the work that's done here through our teaching research and outreach is about the common good. I mean, the new strategic plan that we're here talking about, it's woven throughout the entire roadmap. It's about all that we do is for the public good, the common good. And we felt that the first time we touched down here in East Lansing. And 18 months in, I feel even better about where we're headed than what I did two years ago when I started exploring the opportunity.Speaker 1:And Bill, you've been involved with the plan's development and implementation from the start. What strikes you about the refresh?Bill Beekman:Well, I think one of the most important things about the refresh is the fact that we're actually doing it. So often you have strategic plans that get built and there's inordinate amounts of time spent working on them, and then they sort of drift away. And I think what's really wonderful about the creation of this plan and those that were there at the start, is that they very intentionally decided that we should have a refresh that about a third 40% of the way into the implementation of the plan, that we should pause, take a look at the environment, what's changed, what's going well, what should we be thinking about changing based on internal and external factors and recalibrate. And so it's really a living plan. And to me that's one the most important aspects of the plan is that it does change. It does adapt to our circumstances and our environment.(03:08):It allows for us to think about where should we be course correcting? What things should we be doing differently? How should we learn from what we've done? And that constant course correcting and a living plan, I think continues to make it relevant to what we're doing. And so the process has really been wonderful and allowed our team to focus on the future. It was fortuitous that it happened as Kevin had been here for about nine months or thereabouts, so his energy and vision could be incorporated into the work we're doing. And so yeah, it's been a wonderful process and it's great to see it finished and the work of implementation goes on.Speaker 1 (03:57):Yes. And Kevin, you've often referred to MSU 2030 as a roadmap in addition to a strategic plan. Why is it important for MSU to have this plan and to refresh it now? And what do you mean by synergy unleashed?Speaker 2 (04:12):Well, I've always used the word roadmap rus because I think you need a roadmap to get to a destination. And the destination that was agreed upon back in 2021 were set of established goals and priorities and how we were going to get there needed to be sort of re-imagined. But again, I think as Bill's already said, it's sort of reaffirming those six initial prio...

For years, the Windfall Elimination Provision and Government Pension Offset reduced benefits for those who had rightfully earned them. Now that those policies are gone, many are left with questions. Eddie Holland joins us to help clarify what's changed and what it means for your retirement.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Quick History of WEP and GPOThe Windfall Elimination Provision (WEP), enacted over 40 years ago, reduces Social Security benefits for individuals receiving a non-covered pension—a pension from which no Social Security taxes were withheld. This often included employees in state and local government jobs, such as teachers, police officers, and firefighters.Similarly, the Government Pension Offset (GPO) reduced a spousal or survivor benefit for individuals in the same situation. These rules were designed to prevent “double-dipping,” but they often unfairly penalized modest-income workers, sometimes reducing their monthly Social Security checks by hundreds of dollars—or even eliminating their spousal or survivor benefits entirely.The Social Security Fairness Act of 2025That changed on January 5, 2025, when President Joe Biden signed the Social Security Fairness Act. This legislation repealed both WEP and GPO, effective retroactively as of January 2024. As a result:Nearly 3 million Americans became eligible for retroactive benefits.Future monthly benefits for those affected have also been adjusted upward.This marks a significant win for many retired public servants who had long felt the weight of these provisions.What to Expect if You're AffectedThere are two phases of payments:Retroactive Payments – Starting in March 2025, some individuals received large one-time deposits representing the benefits they should have received since January 2024. These payments often arrived with little to no explanation, leaving many confused. Adjusted Monthly Benefits – Beginning in April 2025, Social Security began increasing ongoing monthly benefits for those impacted.It's important to note that these changes only apply to individuals with a non-covered pension, not all civil service employees.Steps to Take if You Think You QualifyIf you believe these changes may apply to you, Eddie recommends two simple steps:Check Your Account Online. Visit SSA.gov to log in to your account (or create one if you haven't already). Contact the Social Security Administration. If your account doesn't show any updates or you have questions, call 1-800-772-1213 or schedule an appointment at your local SSA office to speak directly with an agent.If navigating these changes feels overwhelming, consider consulting a Certified Kingdom Advisor (CKA) who specializes in matters related to Social Security, who can help you make informed, faith-based financial decisions. You can find one in your area by visiting FaithFi.com and clicking “Find a Professional”. On Today's Program, Rob Answers Listener Questions:I'm 60 years old and planning to retire early at 62. I'd also like to pay off my house before I retire. Is that a smart move, and is it realistic given my current financial situation?I understand that retiring before my full retirement age will result in a reduction of approximately 8% per year in my Social Security benefit. How do Social Security cost-of-living adjustments factor into that reduction?My grandson wants to be added as an authorized user on my credit card to take advantage of my good credit score so he can get a lower interest rate on a car loan. Is that a wise decision?At what age am I required to start taking distributions from my 401(k)? Also, I have two family members—one with dementia and another recovering from a stroke. How can we protect their assets, such as their house and 401(k), if they need long-term care?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

What if your portfolio could help advance justice, compassion, and human flourishing?Aligning your investments with your faith isn't just about avoiding harm—but actively shaping the world around them for good. Stella Tai joins us to talk about how investors are putting their values to work in the marketplace.Stella Tai is the Stewardship Investing Impact and Analysis Manager for Praxis Investment Management, an underwriter of Faith & Finance.Faith-Based Investing in Action: Praxis' 2024 Impact ReportFor many believers, investing isn't just about building wealth—it's about aligning financial decisions with faith values. Praxis Investment Management, a pioneer in faith-based investing since 1994, continues to demonstrate how Christians can utilize their investments to promote justice, compassion, and tangible change in the world. In its latest Impact Report, Praxis highlights how investor dollars are transforming communities and influencing some of the world's largest companies.Shaping a more just and compassionate world is something that's important to many investors, particularly those of faith. Praxis' annual report reveals where the money goes and how it's used, inspiring others to view their investments as powerful tools for making a difference.Praxis organizes its efforts around seven “impact strategies,” which support underserved communities, promote responsible business practices, and bring faith into everyday financial decisions.Speaking Truth to Power: Shareholder AdvocacyOne highlight of the report is Praxis's work in shareholder advocacy with global brands like Nike.Nike employs over a million people worldwide, many of whom are based in vulnerable regions. Praxis is part of a coalition pushing for stronger human rights protections in the supply chain, including safeguards against wage theft and exploitation. Every worker deserves to have their God-given dignity respected.Praxis is also collaborating with companies such as Coca-Cola and Nestlé to address child labor and wage theft in the global sugar supply chain, advocating for third-party audits and increased transparency.Positive Impact Bonds: Financing ChangeBeyond advocacy, Praxis invests in bonds that directly benefit communities. Recent purchases include:World Bank IDA Program Bonds, targeting extreme poverty with measurable results.Green and Sustainable Bonds from Freddie Mac, which expand affordable housing and environmental stewardship.These investments generate jobs, improve access to healthcare, and help communities thrive—all while providing competitive financial returns.Real Stories of TransformationPraxis' report also shares stories of hope, such as the expansion of Always Keep Progressing, a Miami therapy center that serves children with special needs. Through investment partnerships, the clinic now helps more than 400 families.This is redemptive investing in action. It's about fostering human flourishing, not just financial gain.Praxis also partners with Community Development Financial Institutions (CDFIs) and credit unions that serve neighborhoods often overlooked by traditional banking systems. These organizations offer small business loans, enhance access to healthcare, and provide support to underserved rural and urban areas.Whether here in the U.S. or abroad, CDFIs are helping communities gain access to capital and create opportunities.The Momentum of Faith-Based InvestingMore Christians are realizing that their portfolios can reflect their values.Scripture calls us to care for the poor, the widow, the orphan, and the foreigner. When our faith aligns with our financial actions, even small changes can move markets toward justice.This includes proxy voting, which Praxis views as a form of corporate discipleship—using investor influence to advocate for fair labor, environmental stewardship, and other critical issues.How to Get StartedStart by asking yourself a simple but important question: “Do my investments reflect my faith values?” If the answer is no—or you're not sure—consider talking with a financial professional who understands faith-based investing. Every investor, whether managing a little or a lot, can play a role in shaping a redemptive economy. That's why we recommend connecting with a Certified Kingdom Advisor (CKA). To find one near you, visit FaithFi.com and click “Find a Professional.”Praxis' Impact Report offers practical insights and inspiring stories of transformation. You can access it at PraxisInvests.com, along with quarterly updates and resources to help you make informed, faith-driven investment decisions.On Today's Program, Rob Answers Listener Questions:I'd like to set up a trust that distributes money to my children monthly after my death, rather than giving them a lump sum. How is a trust manager typically compensated? Are they paid with each monthly distribution, or do they take a percentage?I'm 71, retired, and using a managed account to supplement my retirement income by withdrawing about 4.2% annually. Is this a wise approach for sustaining my retirement, or should I consider other strategies?I just turned 66 and plan to file for Social Security soon. My goal is to be debt-free by the time I retire. Should I use my Social Security benefits over the next couple of years to pay off my mortgages so I can enter retirement without debt?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Praxis Investment ManagementWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Some things change with the times—but God's financial principles never do. They're not only timeless; they work in every situation, for every person, at every income level.Whether you're barely making ends meet or managing significant wealth, the Bible's wisdom for handling money is always right on target. Today, Ron Blue will unpack five proven principles for managing your money well.Ron Blue is a nationally recognized financial expert, co-founder of Kingdom Advisors, and author of more than 20 books on biblical money management. With decades of experience advising families and leaders, he has dedicated his life to equipping Christians to manage their resources wisely and steward them for God's kingdom purposes.A Lesson From the Senate FloorBack in the early 1990s, Ron Blue was invited to testify before a U.S. Senate subcommittee on family and money matters. When asked what advice he would give American families, his response was simple yet profound:Spend less than you earn.Avoid debt.Build liquidity or margin.Set long-term goals.Give generously.To Ron's surprise, the senator responded, “That would work for every family—at any income level.” Ron smiled and added, “Yes, Senator, including the United States government.”These five principles, he says, are universal. They apply not just to families, but also to businesses, communities, and even nations.Principle 1: Spend Less Than You EarnThis is the foundation of wise financial decision-making.It's the “slow road to wealth,” but it's also the surest way to financial freedom. This principle enables families to establish stability without pursuing risky shortcuts or falling into the trap of trying to become wealthy quickly.Principle 2: Avoid DebtDebt can be both a practical and spiritual burden. From a financial standpoint, debt always mortgages the future. Any borrowed money becomes a priority expense—one that takes precedence over all others until it's repaid.Not all debt is created equal—some can be strategic, like a mortgage—but even “good” debt ties up future income and limits financial flexibility.Principle 3: Build Liquidity (Margin)Margin is what allows families to weather life's inevitable surprises—a medical bill, car repair, or job loss—without spiraling into crisis.People with cash flow margin are always more secure. They know they can meet the unexpected, and that creates peace of mind and security. An emergency fund isn't just about financial stability; it's about emotional and spiritual calm when life throws curveballs.Principle 4: Set Long-Term GoalsShort-term thinking often leads to financial stress and impulsive decisions. By setting long-term goals, families can prioritize spending and align their financial choices with their values.The longer term your perspective, the better your decision today. Goals give direction and help families measure progress—not just in wealth, but in stewardship and Kingdom impact.Principle 5: Give GenerouslyFinally, generosity breaks the power of money. Jesus taught that we cannot serve both God and money (Matthew 6:24). By giving, we release our grip on wealth and keep our hearts anchored in Christ rather than in material security.Generosity is the only way to break money's hold on you.Timeless Wisdom for Every HouseholdWhether you're just starting your financial journey or seeking a reset, these five principles offer a roadmap to freedom and peace. They are not about complicated strategies or quick fixes—they're about faithful, steady stewardship rooted in biblical wisdom. If you do these five things, you'll position yourself for God's best in your finances.On Today's Program, Rob Answers Listener Questions:I recently started a new job, but I still have a 401(k) from my previous employer. Since I'm over 55, I was told I can withdraw from it without a penalty. My husband thinks we should withdraw $15,000 to cover some home repairs, but I'm nervous about dipping into my retirement savings.I'm 51 and planning to retire at the end of next year. I have a state pension, along with several 401(k) and 403(b) accounts I've accumulated over the years. What's the best way to handle these accounts once I retire?My husband and I have been married for 12 years, and we have a prenup that keeps our finances separate. I have around $700,000 in savings and a terminal illness. How should I decide how much to leave for my husband and how much to give to the Lord?I've had a reverse mortgage since 2010, and my house has increased significantly in value. I'd like to know how much equity I can access now and whether I need to refinance, or if it's possible to expand my line of credit simply.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)FamilyLife | FamilyLife BlendedWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

What does making tamales have to do with running a world-class movie studio? In this inspiring conversation, host Jeff Bond sits down with Frank Patterson, President and CEO of Trilith Studios, a name synonymous with the booming film industry in Georgia. Trilith is now the largest production facility in Georgia and the largest purpose-built studio outside of Hollywood. In this conversation, Jeff and Frank unlock the critical importance of leveraging your values to build a purpose-driven community and business. Frank’s leadership journey is defined by connection, creativity, and conscious capitalism. He shares how early influences shaped his philosophy of stewardship, the incredible story behind Trilith's intentional "placemaking," and discusses the future of AI as a tool for human flourishing. This conversation is for every business leader who knows that true competitive advantage isn’t just about what you do, but how you do it. Key Takeaways Stewardship Through Connection: How Frank’s Uncle Oscar used tamales to connect his community, providing a foundational lesson on leadership. The Power of Empowerment: Why great leaders must be fans of their team's talent and create an environment that empowers them to execute on their ideas. Building with Purpose: The vision behind Trilith to create a "place,” not just a facility, that cares for the well-being of the creative community. An Optimistic View of AI: Why Frank believes AI and other emerging technologies are powerful tools that will enhance, not replace, genuine human creativity and connection. The Leader as a "Rung on the Ladder": A powerful perspective on a leader's obligation to lift up the next generation. Resources Mentioned Learn more about Trilith https://www.trilith.com/ Trilith was designed by Lew Oliver. Learn more here: https://www.lewoliverinc.com/ Join the ConversationThe Steward Chair is about equipping and inspiring business leaders to build organizations that stand the test of time. If this episode resonated with you, share your biggest takeaway and tag us on LinkedIn @ChatWithLeaders. Elevate your podcast, company meeting, or industry event strategies to better engage stakeholders and drive meaningful growth! Visit ChatWithLeaders.com and eotlproductions.com to learn more about how we can help.See omnystudio.com/listener for privacy information.

In this episode of Drifting Outdoors, the crew dives into what it really means to be a hunter in today's world. Brandon returns from Indiana after keynoting a Backcountry Hunters & Anglers event, reflecting on conservation, community, and the responsibility modern hunters carry.Jameson Hibbs — BHA regional coordinator — shares insights on the organization's mission, growth, and the fight for public lands. From the infamous Missouri Four corner-crossing battle to the culture shift from tradition to trophy obsession, the conversation explores hunting's past, present, and uncertain future. It's a candid, passionate, and sometimes controversial look at why we hunt, what's at stake, and how hunters can protect both their legacy and the wild places we all share.For more info: BHA WebsiteBHA FacebookBHA InstagramSpecial thanks to:Living The Dream Outdoor PropertiesSuperior Foam Insulation LLCDoolittle TrailersScenic Rivers TaxidermyConnect with Driftwood Outdoors:FacebookInstagramYouTubeEmail:info@driftwoodoutdoors.com

Cutting your budget doesn't have to mean cutting joy out of your life. With a bit of creativity and intention, you can save money while still enjoying what truly matters. Here's how to bring more purpose—and even fun—into your spending plan.Before diving into practical steps, begin with prayer. Ask God to help you cultivate contentment, because wise spending starts with a heart that trusts Him. As Paul reminds us in 1 Timothy 6:6, “But godliness with contentment is great gain.” Budgeting isn't just about numbers; it's about aligning your heart with gratitude for what God has already provided.1. Try a “Pantry Challenge” MonthCommit to eating what you already have in your fridge, freezer, and pantry for an entire month. You'll reduce grocery spending and uncover forgotten items—maybe even a few surprises. Free apps like SuperCook or Cooklist can help you find creative recipes using your existing ingredients, turning the challenge into a fun family adventure.2. Create a Family Fun FundEntertainment doesn't have to be expensive. Set a monthly cap for fun activities and get the whole family involved in choosing them. One week could be a hike and picnic at the park; another, a cozy movie night at home with popcorn and dollar-store candy. This approach teaches that joy isn't tied to a price tag.3. Swap Babysitting with Another FamilyChildcare can be costly, but community is a gift. Partner with another family you trust to take turns watching each other's kids. One week, you get a date night, the next they do—and no one spends a dime. You'll save money, build relationships, and create margin in your budget.4. Take On One Service YourselfPick one recurring expense and try handling it yourself for a season—such as washing the car, mowing the lawn, or grooming the dog. You may save more than you expect and even gain a new skill or appreciation for the task.5. Declare a Monthly “No-Spend” WeekendChoose one weekend a month to spend nothing beyond the essentials. Use the time to rest, reconnect, and enjoy free or low-cost activities, such as playing board games, going for a hike, or visiting the library. Turn it into a family challenge by deciding together how to use the extra savings for giving, saving, or a future treat.6. Practice the 30-Day RuleWhen tempted by a big purchase—like a gadget or appliance—write it down with the date and wait 30 days. If you still want it and it fits the budget after a month, you can move forward with confidence. More often than not, the urge will pass, and you'll keep your money where it belongs.None of these ideas is earth-shattering—and that's the beauty of them. Real transformation often comes from small, consistent decisions: choosing contentment over consumption, planning over impulse. Each intentional step strengthens your financial stewardship and, even more importantly, your trust in God.When your kids see you making wise choices, they learn the importance of being a good steward. When your spouse feels included, it builds unity. And when you invite God into your day-to-day financial decisions—even the small ones—you'll see His faithfulness in significant ways.A Tool to Help You Stay on Track: The FaithFi AppIf you're ready to take the next step in intentional budgeting, the FaithFi app is a great place to start. It helps you track spending, build margin, and grow in biblical wisdom—all in one place. Visit FaithFi.com and click “App” to get started.With a little creativity and a lot of intentionality, you can cut costs without cutting out what matters most.On Today's Program, Rob Answers Listener Questions:I'd like to understand the difference between prepaid cards and credit cards—the pros and cons of each. My primary concern is avoiding debt, so I'm trying to determine which prepaid card would be the best option for me.I recently received $20,000 and need advice on the best way to invest it. My goal is to strengthen my emergency savings while still making wise financial decisions.I'm 12 and get a $100 monthly allowance. I want to learn how to save and invest my money wisely.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Buckner Shoes For Orphan SoulsBankrate.com | NerdWalletStashWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Yayy! Final guest segment of Empowered to Empower You features the phenomenal Mrs. Ashley Edwards on Systems, Strategies & Stewardship—and whew, it's a game-changer.

This month we are joined by Jackson Stansell, Founder and CEO of Sentinel Ag. Following our previous episode on nitrate issues in drinking water with Crystal Powers, Andy and Nate chat with Jackson about how his team at Sentinel is tackling the nitrate issue head on – while also helping farmers be more profitable and efficient. From being good stewards of our land and natural resources to the importance of rural prosperity for the benefit of all, we cover the ins and outs of nitrogen in farming and how new innovations are helping to build a healthier future for people, wildlife, and the land. Resources: Sentinel Ag UNL Water – Nitrate   Jackson Stansell [website, X, Facebook, Instagram, LinkedIn, YouTube] Dr. Andrew Little [academic profile, @awesmlabdoc] Nathan Pflueger [website] AWESM Lab [website, @awesmlab] Nebraska Pheasants Forever [website, @pheasants_quailforever_of_ne]   Watch these podcasts on YouTube If you enjoy this podcast, leave a rating and review so others can find us!   We are dedicated to bringing important information and new ideas to listeners just like you. Help us keep WildAg going by donating to the podcast: https://nufoundation.org/fund/01155570/ Or, learn more about how your organization can sponsor episodes: https://awesmlab.unl.edu/wildag-sponsorship/   Music by Humans Win Produced and edited by Iris McFarlin

What if your work isn't just a job—but part of God's bigger story for your life?For some, work is a source of stress, struggle, or simply something to endure. But what if we're seeing it all wrong? What if God designed work to be a vital part of how we worship Him and serve others? Dr. Tom Nelson joins us today to talk about that. Dr. Tom Nelson is the President of Made to Flourish and has served as the Senior Pastor of Christ Community Church, a multi-site congregation across Kansas City, for over 30 years. He is also the author of Why Your Work Matters: How God Uses Our Everyday Vocations to Transform Us, Our Neighbors, and the World.False Narratives About WorkCulture tells us many things about work—most of them untrue.“Thank God it's Friday” reflects the belief that work is a curse and that our real lives happen only on weekends.Work as mere productivity reduces our calling to a paycheck or to-do list.Sacred vs. secular divide suggests ministry work matters more than other vocations.However, if we return to Genesis 1 and 2, we find that work is not a curse. Work is God's good design. Whether paid or unpaid, our work is part of how we glorify Him.The Four-Chapter Story of WorkDr. Tom Nelson uses a “four-chapter” framework to show how the Bible shapes a proper view of work:Creation – What Ought to Be. God designed work as a gift and a reflection of His image. Work and worship were never meant to be separate.The Fall – What Is. Sin corrupted work, introducing toil, frustration, and broken relationships.Redemption – What Can Be. Through Christ, our work can be redeemed. Whether changing diapers, leading a company, or volunteering, we bring God's presence into every environment.New Creation – What Will Be. One day, we will experience work in its perfect form—creative, joyful, and without sin—in God's restored Kingdom.One of the most transformative ideas to remember is that all work done for God's glory is sacred. Work is contribution, not just compensation. We carry God's presence with us into our workplaces because the Holy Spirit dwells within us.This perspective breaks down the artificial barrier between “spiritual” and “secular” work. It gives believers a seamless life of worship—Sunday through Monday.Hope for the FutureWe won't spend eternity sitting on clouds. Revelation offers us a glimpse of a garden city where we will worship Jesus and engage in creative, joyful work—free from sin, frustration, and the need for perfect relationships with God and others.If you've believed that your work doesn't matter, be encouraged that you were created with work in mind. God is with you in your work. When you embrace Jesus and become His apprentice, you'll learn to live a seamless life where every task, big or small, can glorify Him.Dr. Tom Nelson's latest book, Why Your Work Matters: How God Uses Our Everyday Vocations to Transform Us, Our Neighbors, and the World, is available wherever books are sold. To learn more about integrating faith and work, visit MadeToFlourish.org.On Today's Program, Rob Answers Listener Questions:I'd like advice on how to invest between $30,000 and $60,000 to generate steady monthly or quarterly dividends. My goal is to cover about $150 a month to help with some expenses.I've been on SSDI for about five or six years due to health issues, and I also earn about $1,400 a month from a part-time job. Am I allowed to contribute to an IRA with this income?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Made to FlourishWhy Your Work Matters: How God Uses Our Everyday Vocations to Transform Us, Our Neighbors, and the World by Dr. Tom NelsonCommon Good MagazineBankrate.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.