Podcasts about Stewardship

Beyond the Bumper Sticker: What It Really Means When God Owns Your BusinessJoin host Justin Forman as he sits down with Bertie Lourens, founder of a waste management company that has transformed the lives of 2,300 people across South Africa. Bertie shares his extraordinary journey from near bankruptcy to transferring majority ownership of his company to God—not as a symbolic gesture, but as a legally binding decision that fundamentally changed how he runs his business.This episode moves beyond the bumper sticker phrase "God owns my business" to explore what actually happens when you transfer 51% of shares to a non-profit entity representing God as your majority shareholder. Bertie vulnerably shares how pride nearly destroyed everything, how two miracles gave his business a second chance, and why the most freeing decision he ever made was giving up control.Key Topics:From pride to bankruptcy: How success became Bertie's greatest spiritual dangerThe radical obedience of legally transferring majority ownership to GodSetting up Neko Capital: Making God a legal shareholder through proper structureHow boardroom questions change when asking "What does our Shareholder want?"The Elon Musk thought experiment: Understanding the value proposition of divine partnershipWhy stewardship "with Him" is fundamentally different than "for Him"Raising children without entitlement when God owns the family businessBreaking free from the founder's burden: The unexpected freedom of surrenderNotable Quotes:"Whatever I do for Jesus is wrong. Whatever I do with him is right. That just changed my world." - Bertie Lourens"I have never in my life been more free than after the moment when I transferred those shares." - Bertie Lourens"The comfort of the security—the financial security that I have, that I can see in my future because of this—is what entraps us." - Bertie Lourens

Ever wonder why money so often reveals what we truly value? Today, we'll find out.You probably know that on Faith and Finance, Rob West is usually the one asking the questions. But today, we're turning the tables. Afton Phillips (Head of Content at FaithFi: Faith and Finance) is here to interview Rob West about a devotional project that he has been working on—one that goes straight to the heart of our financial lives.Afton Phillips is the Head of Content at FaithFi: Faith & Finance. The Heart Behind Our Ultimate TreasureWhen Rob first started writing Our Ultimate Treasure: A 21-Day Devotional to Faithful Stewardship, he didn't set out to create another resource about money management. He wanted to create a journey of the heart—a way for believers to rediscover what Scripture truly says about money and how it reflects our relationship with God.Over the years, Rob has had thousands of conversations with people who genuinely want to honor God with their finances but feel stuck or uncertain about how to begin. That longing—to be faithful, yet unsure how—has shaped everything about this devotional.Rob has spent his entire career at the intersection of faith and finance. Early on, he noticed something that changed how he viewed everything: it didn't matter whether someone had $60,000 in credit card debt or $60 million in investments—the struggles were the same. Money issues are heart issues.That's why Jesus spoke about money more than almost any other topic. Not because He needed our resources, but because He knew how easily our hearts become tangled up in them. The goal of this devotional is to help readers slow down and realign their hearts with God's purposes—to see money not as a source of stress or identity, but as a tool for worship.Jesus said, “Where your treasure is, there your heart will be also.” That simple truth sits at the foundation of everything we teach at FaithFi. How we spend, save, and give reveals what we treasure most.If we focus only on the surface—budgeting better, saving more, paying down debt—we might improve our circumstances but still remain captive to worry or pride. The real transformation happens when God changes our hearts. When our relationship with money is shaped by trust in Him, freedom begins to flow naturally.Moving from Ownership to StewardshipOne of the most freeing shifts in a believer's financial life is learning to see ourselves not as owners, but as stewards. When we live as if we own it all, we carry the crushing weight of control—every financial decision feels like it rests on our shoulders. But when we recognize that God owns it all and we're simply managers of His resources, everything changes.Stewardship invites us to ask a new question: “Lord, what do You want me to do with Your money?” That posture leads to peace, not pressure. It transforms spending into gratitude, saving into preparation, and giving into worship. When we release ownership, we stop building our own kingdoms and start participating in God's.Biblical wisdom provides a framework for every financial decision we make. The world tells us to chase comfort and security; Scripture calls us to pursue faithfulness. God's financial principles aren't restrictive—they're protective.When we live within our means, avoid debt, plan diligently, and give generously, we're reflecting the nature of an orderly, generous, trustworthy God. Over time, those choices form habits—habits that produce margin, contentment, and generosity. Wisdom doesn't just shape our money; it shapes our hearts, making us look more like Christ.The Gift of Margin, Generosity, and LegacyOne of the devotionals in Our Ultimate Treasure focuses on the concept of margin. In our culture, we tend to fill every dollar, every minute, and every ounce of energy. But when our lives are maxed out, there's no space left for God to move.Creating margin is an act of faith. It's how we say, “Lord, I trust You enough not to live at the edge.” When we budget below our income or leave breathing room in our schedules, we acknowledge that God—not us—is the provider. In that space, we often experience His peace, His provision, and His direction in powerful ways.At FaithFi, we often say that generosity isn't just about giving—it's about joining God in His redemptive work. When we give, we participate in something far greater than ourselves.Generosity becomes a reflection of God's heart and a visible expression of His love in the world. The fruit of generosity isn't measured in numbers but in lives changed, needs met, and faith strengthened. 2 Corinthians 9:11 reminds us that God enriches us “in every way to be generous in every way.” Our giving is a response to grace—a way to align our hearts with His purposes and trust that every act of faithfulness has eternal impact.Ron Blue has often said, “Is the next steward chosen and prepared?” That question has also shaped how we should think about legacy.Legacy isn't about wealth—it's about faithfulness. Preparing the next steward means intentionally helping the next generation understand that everything belongs to God. If we pass on money without passing on wisdom, we've missed the point. Our responsibility is to model open-handed living, teaching those who follow us to hold God's gifts lightly and use them for His glory.A Hope for Every ReaderOur prayer for Our Ultimate Treasure is simple: that it would help readers see money through God's eyes and experience a renewed relationship with Him.When we understand that everything we have belongs to a generous Father, our posture shifts from fear to trust. We move from striving to surrender. Financial stewardship becomes less about mastering money and more about walking in freedom with God.If these 21 days lead someone to treasure Christ above all else—to trust Him more deeply and handle money in a way that honors Him—then this devotional has done its work.Our Ultimate Treasure is available to all who become a FaithFi Partner by December 31. Partners will also receive the latest issue of Faithful Steward magazine as well as an early release copy of Rob's new devotional whenever it is released in January 2026. Join us at FaithFi.com/Partner. On Today's Program, Rob Answers Listener Questions:I'm planning to remodel two bathrooms for about $35,000–$36,000. I have $10,000 saved for repairs, $25,000 in emergency savings, and $45,000 in dividend-producing stocks. Should I use some of the dividend money or take out a low-interest loan to cover the rest?I've enrolled in Medicare Part A but not Part B. My company has fewer than 20 employees and will soon only have one. I've heard conflicting advice about penalties for delaying Part B, even with proof of insurance. Should I enroll now or wait?If someone saves $10 a week for 30 years, how much would that grow to over time?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Schwab Intelligent Portfolios | BettermentWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

1 Timothy 6:17–19 - How to “Be Rich”  |  Series: Beyond 2025 |  Sam Holm, Lead Pastor  |  Preached 11-09-25 10:45am   Tag: Beyond, Mission, Mission Trip, Pray, Give, Go, Servant, Serve, Community, Globe, Global, Ministry, Missional, Steward, Stewardship, Tithe, Give, Giving, Sacrifice, Wisdom, Money

On this episode, Darren sits down with Stefanie Gass to discuss her faith-first entrepreneurial journey as podcast coach, boy mom, and seven-figure CEO.

1 Timothy 6:17–19 - How to “Be Rich”  |  Series: Beyond 2025 |  Sam Holm, Lead Pastor  |  Preached 11-09-25 10:45am   Tag: Beyond, Mission, Mission Trip, Pray, Give, Go, Servant, Serve, Community, Globe, Global, Ministry, Missional, Steward, Stewardship, Tithe, Give, Giving, Sacrifice, Wisdom, Money

“As workers who tend a fig tree are allowed to eat the fruit, so workers who protect their employer's interests will be rewarded.”- ‭‭Proverbs‬ ‭27‬:‭18‬ ‭NLT

High performers often confuse responsibility with control — and call it stewardship. This episode explores burnout recovery through faith, revealing how surrender and trust recalibrate your nervous system from pressure to peace.When you've built your life on excellence, it's easy to mistake control for calling — and pressure for purpose. But what if your faithfulness has quietly turned into self-salvation?In Episode 184: Faithful Stewardship vs. Self-Salvation, Julie Holly guides high-capacity humans through the sacred transition from performance-based identity to purpose-based partnership.Drawing on Identity-Level Recalibration (ILR) — the psychology-backed, faith-rooted pathway that addresses transformation at the identity level — this episode reframes stewardship not as control, but as co-creation. You'll learn how surrender functions as the highest form of nervous system regulation, and how the body itself begins to rest when trust replaces tension.Through the story of Eric Liddell, the Olympic runner who said “I feel His pleasure” when he ran, Julie reminds us that excellence is worship, not worth. Faithful stewardship means partnering with the Sovereign who began the work — not performing to prove your devotion.From a neuroscience lens, this conversation explores how surrender rewires the nervous system for peace, and how releasing control signals safety at a cellular level. From a spiritual lens, it reminds us that we're not self-made — we're Spirit-shaped.This isn't another mindset tactic — it's the root-level recalibration that makes every other strategy sustainable.Key Insights:The difference between stewardship and self-salvationHow trust rewires the nervous system for peaceWhy surrender is the highest form of regulationWhat happens when excellence flows from partnership, not pressureHow to live from alignment instead of anxietyMicro Recalibration:“I'm not self-made; I'm Spirit-shaped.”Ask yourself: “Where am I still trying to prove what God has already affirmed?”Rest isn't rebellion — it's reverence.Scripture Reference: Colossians 3:23–24 (NLT):“Work willingly at whatever you do, as though you were working for the Lord rather than for people... The Master you are serving is Christ.”If this episode gave you language you've been missing, please rate and review the show so more high-capacity humans can find it. Explore Identity-Level Recalibration→ Follow Julie Holly on LinkedIn for more recalibration insights → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Download the Misalignment Audit → Subscribe to the weekly newsletter → Join the waitlist for the next Recalibration cohort This isn't therapy. This isn't coaching. This is identity recalibration — and it changes everything.

Did you know having a grateful heart keeps you out of trouble & keeps joy flowing in your life? It all starts with our very philosophy about how we view life! Join us as Pastor BJ Sullivan begins a new series, A Grateful Heart, at Freedom Church Gastonia!

Sunday Worship Service | November 9th, 2025 Sermon: Taking the Stew Out of Stewardship - Bishop Mary Ann SwensonScripture Reading: Luke 16:1-13Music from Musical Director/Organist John West, the HUMC Chancel Choir, and the Angel & Cherub Choir--LINKS: Bulletin: https://qrco.de/bfQliPCheck-in: https://qrco.de/bdKf0RGiving: https://hollywoodumc.churchcenter.com/giving/to/general-giving-online#HollywoodUMC #AllAreWelcome #SundayService #WorshipLive

SummaryIn this conversation, Cathy and Bryon discuss various updates from their work in Guatemala, including cultural celebrations, educational challenges, the impact of aftercare programs, team restructuring, and new giving opportunities. They emphasize the importance of community support and the positive changes they are witnessing in the lives of children and families.TakeawaysThe quinceañera celebration was a significant cultural event.Educational challenges persist due to high turnover of teachers.Aftercare programs are crucial for supporting former students.Team restructuring is necessary to adapt to changes in staffing.New giving opportunities allow donors to support various programs.The Barnabas Family Care program helps families stay connected and supported.Community involvement is essential for the success of their initiatives.Witnessing the growth of the programs is rewarding.The importance of adapting to the needs of the children is paramount.Chapters00:00 Celebrating Cultural Traditions03:23 Educational Challenges and Solutions06:24 The Impact of Aftercare Programs09:10 Team Restructuring and New Roles12:22 Foundational Partnership Opportunities12:42 Year-End Giving Challenges12:44 Transparency and Stewardship in Donations19:08 pod out.mp4KeywordsGuatemala, education, aftercare, cultural celebration, fundraising, community support, team dynamics, giving opportunities, social work, youth programs

In this week's message, Matthew Balentine explores Jesus' Parable of the Talents from Matthew 25:14–30, reminding us that everything we have—our time, our talents, and our treasures—belongs to God. Through this story, we learn that God entrusts each of us with different resources, not equally but intentionally. The question isn't what we've been given—it's what we're doing with what we've been given. Matthew challenges us to examine whether we're investing our blessings for God's glory or burying them in fear and excuses. True faithfulness isn't about quantity or comparison—it's about obedience, gratitude, and action.

~ This is the audio from the November 9, 2025 sermon, “Knowing the Stewardship: Your GIFT!”, shared by Tom Lemler at the Deer Run Church of Christ. Text: 2 Corinthians 9:6-15   “For we are God’s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.”Ephesians 2:10 […]

Facing the Future with Faith In this Address to the Diocesan Convention of the Diocese of the Rio Grande, Bishop Michael Hunn address the pressing challenges facing the world and our communities today—from political division and economic fragility to environmental crises and immigration issues. Within this context, the Episcopal Church stands as a beacon of hope and unity. Bishop Michael emphasizes the crucial role of clergy in guiding us through these turbulent times, urging support for the church's future through phases of spiritual renewal, financial planning, and strategic resource management. Discover how we can ensure the continued presence and mission of the Episcopal Church in the Diocese of the Rio Grande for generations to come. 00:00 Introduction and Current Challenges 00:30 Political and Social Unrest 03:07 Environmental Concerns and Stewardship 04:25 Role of the Episcopal Church 05:40 The Importance of Clergy 09:09 Phases of Diocesan Renewal 15:19 Facing Financial Realities 18:13 Strategic Changes for the Future 21:18 Conclusion and Call to Action

Can we help you with your walk with God? We'd love to hear from you! https://www.thebibleway.com/contact.

“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” - Edmund BurkeIt's a familiar thought: If I just had a little more money, life would be better. We've all been there—believing that one more raise, one more purchase, one more upgrade will finally bring contentment. But as many have discovered, that thought rarely delivers what it promises.The question “Can money buy happiness?” isn't new, and neither is the answer. From philosophers to billionaires to biblical writers, the conclusion is the same: wealth can make life comfortable, but it cannot make life complete.Why Money Can't Deliver What It PromisesWe don't know how much Edmund Burke studied Scripture, but his words echo a timeless truth. Paul warned Timothy, “For the love of money is a root of all kinds of evils” (1 Timothy 6:10). When we expect money to solve our problems or satisfy our hearts, disappointment always follows.Financial author Ron Blue explores this in his book, Generous Living: Finding Contentment Through Giving, pointing out a deep disconnect between what we believe and how we behave. Most of us would agree that “money can't buy happiness,” yet nearly every message in our culture insists that it can. The world doesn't just tempt us to spend more—it trains us to depend on more.Advertising drives this message home. Every commercial suggests that joy is only one purchase away. The right car, the latest phone, the perfect vacation—each one whispers that happiness is for sale. But when our hearts attach to things that fade, anxiety soon takes root. Instead of owning our possessions, our possessions begin to own us.John D. Rockefeller, worth billions in today's dollars, once admitted, “I have made many millions, but they have brought me no happiness.” Henry Ford echoed the same sentiment: “I was happier when I was doing a mechanic's job.” And long before them, King Solomon—the wealthiest man of his day—wrote, “He who loves money will not be satisfied with money; this also is vanity” (Ecclesiastes 5:10).Three men, three eras, one truth: money can't satisfy the soul.Two Myths About WealthRon Blue identifies two common lies about money:More money brings more freedom and satisfaction. In reality, more money brings more complexity. As Ron Blue also notes in his book, “Since there are always unlimited ways to spend limited dollars, it doesn't matter whether you make $20,000 or $200,000—you will always have choices to make.” With greater wealth comes greater responsibility and potential stress.More money removes fear and worry. The opposite is often true. The more we have, the more we have to lose. Market downturns and unexpected crises reveal that our sense of security is fragile when it's built on wealth.In those moments, God invites us to a deeper trust—not in our accounts or assets, but in His character. His provision is measured not by our portfolios but by His promises.So how do we break free from financial fear? It begins with a shift in perspective: realizing it's not your money. You're a steward, not an owner. Everything you have belongs to God.Philippians 4:19 assures us, “And my God will supply every need of yours according to his riches in glory in Christ Jesus.” God promises provision, not luxury. He gives enough for His purpose in your life, not necessarily for every preference.Our role is faithfulness—to manage His resources wisely, give generously, and hold loosely what He entrusts to us. Enjoy His gifts, but never expect them to give you peace or identity. Those belong to God alone.Finding Joy That LastsPsalm 37:3–5 gives us the pathway to contentment: “Trust in the Lord, and do good… Delight yourself in the Lord, and he will give you the desires of your heart.”When we delight in God, He reshapes our desires. We stop chasing what fades and start finding joy in what lasts. True wealth isn't measured by net worth but by contentment.So, can money buy happiness? Not the kind that endures. It can buy comfort and convenience—but not peace, purpose, or joy. Those come only from trusting the One who provides.When your hope rests in Christ and not your paycheck, you'll experience what Edmund Burke described centuries ago: true freedom that never fades.On Today's Program, Rob Answers Listener Questions:I'm 30 and trying to be proactive about my financial future. Should I consider getting long-term care insurance this early, or wait until later in life? And would adding annuities make sense at my age?I'm a veteran with a VA loan at 6.75%, and I keep getting offers to refinance through a VA IRRRL. I've only been in my home for about a year, but as a single mom, lowering my payment would really help. Should I go ahead and refinance now, or wait?My employer offers both a traditional 401(k) and a Roth option. If I switch to contributing to the Roth, will my employer match still go there, and would it also be tax-free when I withdraw it?I recently replaced my old truck with a 2023 model, and the seller is offering an extended warranty for $4,000. It sounds comprehensive, but I've read many negative reviews about these plans. Are extended warranties on vehicles generally worth it?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Generous Living: Finding Contentment Through Giving by Ron Blue with Jodie BerndtWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As we come to a close on our time in 1 Kings for now, we're finishing with one of the most sobering chapters of the Bible, charting Solomon's downfall.This episode is sponsored by StewardshipStewardship is a UK-based charity that helps over 30,000 Christians be the best stewards of the resources God gives them.Whether you're supporting a friend in mission, your local church, or a cause close to your heart, Stewardship makes it easy to give wisely, generously, and in a tax-effective way.  And if you don't live in the UK, you can still support many UK Christian charities through their international partner network. Find out more at stewardship.org.ukIf you enjoyed this episode, please do rate and review us where you listen - it really does help us to get the word out.

A Regnum Christi Daily Meditation. Sign up to receive the text in your email daily at RegnumChristi.com

Bill Stormont has worked in Hawaiian land stewardship for more than forty years. Born to a multi-generational Hāmākua family and raised on Hawaiʻi Island, Bill started in high school building trails and fences beginning in 1976 through the Youth Conservation Corps. His career within the Department of Land and Natural Resources has taken him from natural areas preservation, to trails and access, and Mauna Kea stewardship. Bill gets into the controversies around feral pig removal in sensitive ecosystems, as well as managing eucalyptus stands for commercial ventures on Hawaiʻi Island, and why coming into any endeavor with heart first is always an essential approach.

Be Wise in the Stewardship of the Gift of Human Life! Scripture Reflection for Nov. 7, 2025 by Priests for Life

As Remembrance Day in Canada approaches, Dave and Reb talk about the importance of remembering and reflecting on your financial journey. On episode #454 of “Let's Talk Money with Dave and Reb”, the co-hosts specifically reflect on the goodness and faithfulness of God through the years. They encourage listeners to do the same, as this kind of remembrance encourages daily choices in the direction of financial freedom. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1uI9_HBqWQlnPySUgf62Ik9smNv5IQUJVSYBOXp4dhvsmfU3vzJivqJWwrvkTfyLe4uDWay18JChGQ1QWENY4FXHjdhLEkWMLQT8BHP9Lz18vRbIHFrvkyO6ocnHFx7rS2jtZ7WVzmIhw0U7cFRtGtRdvaw7gj3W2qigq_7EBTDZBOEfMVxxeuk405kn921-o-irE3XdWX2KrJ8e0G9W1usTiTi2j-EANx4MC_ygttzlzwj_1qmQC8MCk5LxF6jXTDr1ETe1v3O1q5o0rO4H2g.pybaC103ktXcDYR0puZtPXOBpswpMjPmU0vYc-KTAnc&dib_tag=se&keywords=cultivating+trust&qid=1732127878&sprefix=cultivating+trust%2Caps%2C117&sr=8-3. To listen to the audiobook please find it here: https://open.spotify.com/show/7FCzANDapS7Eni6YIdIWM5?si=6dc65d94c1c44a2c&nd=1&dlsi=cbb53cbd7ccf4e02.

The best gift you can give yourself this season might not come wrapped in paper or tied with a bow.The holiday season—from Thanksgiving through Christmas—can be one of the most joyful times of the year, but also one of the most stressful, especially when money's tight. What if you could celebrate the whole season without the financial regret that debt brings? The good news is—you can. With a few simple steps, you can enjoy the season, bless others, and keep peace in your heart and home.Start With a Spending PlanFrom the turkey to the tinsel, the holidays bring both delight and pressure. We want to give, to gather, and to make memories. But if we're not careful, the bills that follow can overshadow the joy.Begin by setting a total spending limit. Start with what you can afford, not what you wish you could. That number becomes your guardrail for the season. You're not being stingy—you're being wise. Every dollar you keep out of debt stays available for future generosity.Next, divide that total into categories—food, travel, gifts, decorations, charitable giving—whatever matters most to your family. Writing it down makes the plan tangible and easier to follow.If you're hosting Thanksgiving dinner, include the cost of groceries. If you're traveling, plan for gas or airfare now so you're not caught off guard later.Pay With Cash or DebitStudies show we spend about 30% more when paying with credit. Whenever possible, pay with cash or a debit card. If you must use a credit card, set a firm limit and stick to it.Some families even open a separate account just for holiday spending. It creates a natural boundary and helps avoid impulse purchases. There's real freedom in knowing you've already decided what's enough.Get Creative With GivingWhether it's hosting Thanksgiving dinner or wrapping Christmas gifts, remember—it's not about the price tag. A handwritten note, a framed photo, or a homemade pie can carry far more meaning than something store-bought.Acts 20:35 reminds us, “It is more blessed to give than to receive.” That blessing isn't about the cost—it's about the heart.If your children are old enough, invite them to help bake cookies for neighbors or make handmade gifts for grandparents. These shared experiences create memories that last far longer than the presents themselves.You can also use what you already have—redeem unused reward points or gift cards. It's one more way to keep spending within your means.Plan Ahead for Next YearWhen January rolls around, start setting aside a little each month for the next holiday season. Even $50 a paycheck can make a big difference. By next November, you'll be ready to give and celebrate without anxiety.If you prefer automation, set up a small transfer to a dedicated savings account. You'll hardly notice it leaving your budget—but you'll be grateful when the holidays return.Partner With a Faith-Based Financial InstitutionIf you're looking for a trusted place to save, consider our friends at Christian Community Credit Union (CCCU)—a financial institution that's been serving believers and ministries for over 68 years.They share your faith and are committed to helping you manage money in a way that honors God. Their savings accounts, digital tools, and personalized service can help you stay on track during the busiest time of the year.Right now, as a special offer to FaithFi listeners, you can receive up to a $400 bonus when you open a high-yield checking, savings, or Visa cash-back card. Visit FaithFi.com/Banking and enter the code “FaithFi” when you apply.Keep Your Focus on What Matters MostAs you prepare for Thanksgiving, take a moment to thank God for His provision. Gratitude is where wise stewardship begins. And as Christmas draws near, let your giving reflect the joy of God's greatest gift—His Son, Jesus Christ.When we give with grateful hearts and live with margin, we reflect His generosity to the world around us. Ultimately, this creates space for what matters most: faith, family, gratitude, and the celebration of Christ's birth.Even when finances feel tight, remember—lasting peace isn't found in numbers or careful planning, but in resting on God's faithful provision. That is the heart of faithful stewardship: learning to live not from scarcity, but from trust in the One who provides abundantly.And when you do, you'll find a joy that lasts long after the holidays are over.On Today's Program, Rob Answers Listener Questions:I've been on and off Social Security disability after a head injury, but was later able to return to work. They kept sending me payments even after I notified them I was earning more than allowed. Now that my cancer has returned and I may need to stop working again, how should I handle this with Social Security? Should I visit their office in person to get it sorted out?My wife and I own our home outright, but have built up significant credit card debt over the past few years. We're debating whether to take out a home equity loan or a reverse mortgage to get back on track. Which option would you recommend?We're selling our home and deciding whether to use all the proceeds to buy our next house or invest some of them in our retirement accounts to increase our monthly income. Which choice makes the most financial sense?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Corticosteroids have been the effective, accessible, and familiar backbone of dermatologic therapy for decades. But with great power comes great responsibility. In this episode, podcast host Dr. Adam Friedman, Professor... The post Steer-oid Stewardship: Reining In and Reinforcing the Guardrails on Dermatology's Workhorse appeared first on JDDonline - Journal of Drugs in Dermatology.

In this episode, Master Gardeners Tim Kennelty and Jean Thomas sit down with all four authors of the most comprehensive field guide available of a single county in New York State: From the Hudson to the Taconics”An Ecological and Cultural Field Guide to the Habitats of Columbia County by Anna Duhon, Gretchen Stevens, Claudia Knab-Vispo, and Conrad Vispo for the HAWTHORNE VALLEY FARMSCAPE. This conversation is in two parts because of, not only the number of participants in the interview, but the size of the topic. The interview begins with an introduction to the organizations responsible for making such an effort possible. The Hawthorne Valley Association is the overriding organization, and supports the Farmscape Ecology Program. Hudsonia is the other organization participating in the production of the guide. Hudsonia is a non-advocacy group focusing on data collection and guidance to local governments and advocates in land use decisions. The authors are:  Conrad Vispo, wildlife ecologist with 21 years of experience at Hawthorne Valley with the goal of exploring and sharing research results;  Claudia Knab-Vispo, Botanist studying plants/animals/people interactions for the last twenty years, especially wild plants and how they grow and interact;  Anna Duhon, since 2009 specializing in cultural research and outreach, weaving ecology and culture; and  Gretchen Stevens, Emerita from Hudsonia, thirty five years in the Hudson Valley, specializing in biodiversity assessment in the Hudson Valley.  The guide is informed by decades of original research and enables readers to get to know 36 distinct habitats including:  Information on how to identify and distinguish each habitat in the landscape  Maps of public areas where habitats can be experience  What to look for, including lists of associated wild plants and animals  Stewardship ideas and considerations  Habitat history in the context of human history  Perspective from people interacting with the habitats Interactive suggestions for engaging with different habitats  When asked why and how they were able to assemble such vast amounts of data, Conrad explained that it was the way they found to communicate informed compassion for the natural world. They devised the concept of habitat descriptions to best express the sense of place, describing the specific geography clearly while remaining aesthetically pleasing. Interestingly, the scope included agricultural habitats and suburban ecology as well as “wild” places. The volume of historic data collection in Columbia County is staggering, dating back as far as the early 1800s, and continuing to the present. The researchers talked to hunters and farmers, foragers and conservationists, and even children in their quest to reference all types of people using the land. Their idea was that the more users were consulted, the wider the audience for the field guide. People with different perspectives who used the land differently could all use the guidebook successfully. The goal was to raise awareness of differing habitats and connect with each. The layout of the book is divided into thirty two habitats, each describing the plant and animal life, interrelations between the organisms, then bringing in the history of its land uses and discussion of possible future use. There is often a perspective from the people who actually make use of the habitat, and each section closes with an interactive suggestion to invite reader participation. Tim was curious about the value of the guide in other New York counties and whether it was transferable. The immediate answer is that while features of some habitats are universal, it's better to take the information as a suggestion in another region. While many things are the same, the type of habitat can often be blended in another site. The idea of the guide is to be able to study as deeply or casually as one chooses. It is meant to be a tool used as the user wishes. Hosts: Tim Kennelty and Jean Thomas  Guests: Anna Duhon, Gretchen Stevens, Claudia Knab-Vispo, and Conrad Vispo  Photo by: Teresa Golden. Production Support: Linda Aydlett, Deven Connelly, Teresa Golden, Tim Kennelty, Amy Meadow, Xandra Powers, Annie Scibienski, Jean Thomas  Resources

Clinton Baptist Church, 11/5.

Everything we have; our time, talents, treasures, and even our very breath, is a trust from God.

Why do so many Christians want to give more—but feel like they can't?Most of us want to be generous, but there are often barriers—spiritual, financial, or even emotional—that hold us back. Today, Ron Blue joins us to unpack five key reasons why Christians don't give more, and how we can begin climbing toward greater generosity.Ron Blue is a financial teacher, author, and co-founder of Kingdom Advisors. He has helped countless Christians apply biblical wisdom to their finances and is best known for his bestselling book, Master Your Money: A Step-by-Step Plan for Financial Contentment.Five Barriers to Generosity—and How to Overcome ThemGenerosity is one of the greatest marks of spiritual maturity, yet many Christians find themselves wanting to give more but feeling unable to do so. Over the years, most believers face five primary barriers to generosity. These form a kind of “pyramid,” with each level building on the one below it. The journey toward greater giving begins with the heart and ends with intentional planning.1. Spiritual Condition: The Foundation of GenerosityBefore generosity ever shows up in our bank accounts, it begins in our hearts. When we grasp who God is, who we are, and the grace that has been extended to us, generosity naturally flows from that understanding.The more we understand God's ownership and our role as stewards, the more we want to give. Spiritual maturity is the foundation—without it, our giving will always feel like an obligation instead of an act of worship.2. Financial Health: Creating Margin to GiveEven when our hearts are in the right place, poor financial habits can make generosity difficult. Many believers simply can't give more because they're weighed down by debt, overspending, or disorganization.It often takes time—sometimes even years—to align our finances with our convictions. That might mean getting out of credit card debt, restructuring a business, or learning to live within our means. When we get our financial house in order, we create margin for generosity to flourish.3. Vision: Seeing Where God Is WorkingPeople don't give to spreadsheets or buildings—they give to vision. When we can picture the impact of our giving, we're motivated to invest more deeply.A clear vision fuels generosity. Ask yourself: Where has God stirred my heart? What Kingdom work do I feel most passionate about? When we see how our resources can change lives—whether feeding children, funding missions, or supporting local ministries—we begin to give with joy and purpose.4. Community: Encouragement from OthersGenerosity rarely happens in isolation. We need relationships that encourage us to live open-handedly. When we surround ourselves with generous people—friends who talk about giving, pray about giving, and celebrate giving—we're inspired to do the same.Scripture reminds us that we are to “spur one another on toward love and good deeds” (Hebrews 10:24). Community reminds us that generosity isn't just an individual act—it's part of how the body of Christ functions together.5. Planning: Giving with IntentionFinally, generosity grows through intentional planning. I've seen it over and over in my work as a financial planner: when people create a plan for their giving, their generosity increases dramatically—sometimes fivefold.A plan brings clarity and purpose. It helps you set a “finish line” for lifestyle and accumulation so you can redirect more toward eternal purposes. Without a plan, even well-intentioned believers often give sporadically or reactively. With one, generosity becomes a consistent and joyful part of life.Moving Toward Greater GenerosityThese five layers—spiritual condition, financial health, vision, community, and planning—build upon each other. Each represents a step toward living and giving as God intended.So, which one are you ready to work on today?The journey toward generosity isn't about guilt—it's about grace. As we align our hearts, habits, and plans with God's purposes, we discover the joy of giving that truly reflects His character.On Today's Program, Rob Answers Listener Questions:I'm considering a reverse mortgage and wondering—if I were to get one—whether my creditors could come after the proceeds.How can younger people today start building wealth? What are some practical strategies to grow financially—and how can we stay positive and motivated when so many in our generation don't seem to think that way?I run a small architecture business, but my income has been inconsistent over the past few years. My financial advisor suggested I take a salaried job to help pay down debt and stabilize our family's finances. If I do that, how should I communicate with a potential employer that I'd like to keep my business on the side—and is that even wise to do?I've been researching digital currencies and the broader move toward electronic money. With more people, including political figures, showing support for it—and with lower fees and more direct transactions—what's your take on where this is heading?My husband is 65 and retired, and I'm 56 and still working. I've heard that a spouse can collect half of the other's Social Security benefit once they reach a certain age. Is that true, and how does it work?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Kabir Tumber joined the Journey to discuss his background in economics and retail, and how that informs him in his current role in supply chain strategy at Blue Diamond Growers. Tumber grew up on a family farm in Yuba City where his family grew peaches, walnuts and prunes. After earning a bachelor's and master's in economics from UC Davis, he worked as a consultant at the intersection of agriculture, water and economics. “I think the best transfer of knowledge is amongst the grower community. Hearing from those early adopters of, ‘Hey, this is my experience, and this is why I continue to do it.' That's what I try to support or help facilitate in my role.” - Kabir Tumber In Today's episode:Meet Kabir Tumber, the senior manager of membership development and sustainable agriculture at Blue Diamond GrowersDiscover the many macro and micro trends that are taken into account to determine what products are the best fit for grocery shelves and consumersExplore the nuance of incorporating sustainability not only into farming practices but into marketing opportunitiesThe Almond Journey Podcast is brought to you by the Almond Board of California. This show explores how growers, handlers, and other stakeholders are making things work in their operations to drive the almond industry forward. Host Tim Hammerich visits with leaders throughout the Central Valley of California and beyond who are finding innovative ways to improve their operations, connect with their communities, and advance the almond industry.ABC recognizes the diverse makeup of the California almond industry and values contributions offered by its growers, handlers, and allied industry members. However, the opinions, services and products discussed in existing and future podcast episodes are by no means an endorsement or recommendation from ABC. The Almond Journey podcast is not an appropriate venue to express opinions on national, state, local or industry politics. As a Federal Marketing Order, the Almond Board of California is prohibited from lobbying or advocating on legislative issues, as well as setting field and market prices.

TOPIC FAITH FOR DOMINION| PEC 2025 GRAND FINALE PREACHER Rev. Dr. Ebenezer Okronipa SCRIPTURES Genesis 1:26 Romans 5:17 Joel 2:28–32 Psalm 8:4–6 Ephesians 2:6 Luke 10:19 KEY POINTS 1. Dominion Is the Core of the Believer's Identity Every believer was created with a mandate to rule, reign, and represent God on earth. Dominion is not optional—it is the believer's original design and responsibility. “Your significance and value in life are tied to your dominion mandate.” Until a believer understands and walks in dominion, their full potential remains hidden. Dominion is about managing and influencing the world according to divine order. 2. The True Meaning of Dominion Dominion is not ownership—all things belong to God. Dominion is not control over people, but governance through love and stewardship. True dominion expresses itself through: Influence — shaping environments for God's glory. Stewardship — managing divine resources faithfully. Capacity — developing strength to handle divine responsibility. Dominion is not about pride or power—it is about reflecting God's character and authority in humility. 3. The Faith and Spirit of Dominion Dominion operates by faith—believing and acting on God's Word with confidence. Faith gives believers the boldness to take charge and enforce divine promises. The Spirit of dominion empowers believers with wisdom, creativity, and authority. Poverty, fear, and limitation have no place in the dominion life. A believer walking in faith for dominion becomes a channel of divine influence and transformation. 4. Dominion Is About Effective Management Dominion is responsibility—faithfully handling what God has entrusted to you. Managing your time, gifts, finances, and opportunities determines your level of dominion. Poor management leads to loss of authority; wise management multiplies influence. Dominion is maintained through obedience, discipline, and excellence. 5. Dominion Is a Lifestyle of Faith Dominion must reflect in every sphere of life—family, business, ministry, and society. Faith for dominion is expressed through everyday obedience and persistence. God calls His people to live as ambassadors of His Kingdom in the earth. Dominion is not a moment—it's a mindset, a culture, and a continuous walk of faith. CONCLUSION The Grand Finale of PEC 2025 was a prophetic celebration of faith and dominion in full display. Rev. Dr. Ebenezer Okronipa reminded believers that true dominion flows from faith in God's Word, the Spirit's power, and wise stewardship. Believers were charged to live beyond fear and limitation, walking boldly in their identity as kings and priests. Many left the convocation not just inspired but empowered to live by faith for dominion—ruling and reigning with Christ in every aspect of life. Faith is the key to dominion. Walk in it, live by it, and let the world see the Kingdom through you.   

Do you ever feel like budgeting is impossible because your income changes from month to month? If you're self-employed, work on commission, or depend on tips, you're not alone. Living on a variable income can feel like riding a financial roller coaster—one month you're doing fine, and the next, you're wondering how to make ends meet.But the good news is that God's Word offers wisdom that applies even in seasons of financial uncertainty. Proverbs 21:5 reminds us:“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”No matter how steady—or unpredictable—your income is, a plan is essential.Build Your Budget on What You Know, Not What You HopeMany people make the mistake of budgeting around their best month. Wise stewardship means basing your plan on your lowest or average month, rather than your highest month.Start by reviewing your income over the past 6 to 12 months. Identify your lowest earning month, and use that as your “bare minimum” budget—what it takes to cover essentials like housing, utilities, groceries, transportation, and basic giving.For example, if your income ranges from $3,000 to $6,000, plan your budget around $3,000. When you earn more, that extra income becomes your margin—money you can use to pay down debt, save, or plan ahead for slower seasons.This approach protects you from overcommitting when income drops and helps you live within your means.Create an Income-Holding AccountWhen your income arrives irregularly, timing can be just as stressful as the amount. One simple solution is to use an income-holding account.Here's how it works:Deposit all income into one central account—your “holding tank.”Once a month, transfer your budgeted amount into your regular spending account.This method smooths out your cash flow, allowing you to “pay yourself” a steady income each month. Proverbs 27:23 gives this timeless reminder:“Know well the condition of your flocks, and give attention to your herds.”In today's world, that means knowing where your money is, where it's going, and when it's available.Also, if your income fluctuates, an emergency fund isn't optional—it's essential.Start by saving enough to cover one month's expenses, then aim for three to six months over time. Use “boom” months to grow your buffer before adding new spending. When slower seasons come, you'll be able to keep paying yourself consistently.Differentiate Between Fixed and Flexible ExpensesAnother key to managing a variable income is learning to distinguish between fixed and flexible expenses.Fixed expenses—like rent, insurance, and loan payments—stay the same.Flexible expenses—like dining out, entertainment, or travel—can adjust with your income.During lean months, trim flexible spending. When income increases, you can replenish your savings or increase your giving. Remember, self-control is one of the fruits of the Spirit (Galatians 5:22–23), and that includes how we handle our finances.One of the easiest ways to get off track is through “surprise” expenses that shouldn't be surprises—car repairs, insurance premiums, or property taxes.List all your irregular expenses for the year and divide each by twelve. Set that amount aside monthly in a sinking fund, so when those bills come, you're ready. No scrambling. No stress. Just peace that comes from faithful planning.Trust the Provider, Not the PaycheckEven when your income is unpredictable, God is not. Matthew 6 reminds us that our Heavenly Father knows what we need before we ask. He feeds the birds and clothes the flowers—and He will provide for His children.So whether your income changes weekly or seasonally, rest in this truth: stability isn't found in your paycheck—it's found in God's faithful provision.If you're ready to build a flexible, faith-filled budget, the FaithFi app can help. It offers tools to manage cash flow, track spending, and grow as a faithful steward of God's resources.Learn more at FaithFi.com by clicking “App” or searching for FaithFi in your app store.On Today's Program, Rob Answers Listener Questions:I've been able to save about $170,000 and add around $10,000 each month. Once I reach $200,000, I'd like to start investing $10,000 a month in something with greater growth potential, even if it carries a bit more risk. Right now, I'm earning about 4% at the bank. What would be a wise next step for that money?I've just moved into an independent living facility and am in the process of selling my condo, which should close soon. I'll need the proceeds to help cover my living expenses, but I'm wondering—how should I handle tithing on that money?I just wanted to express my gratitude for the way you and your team share wisdom so respectfully and thoughtfully. Listening to your program has really deepened my understanding and helped me grow.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When Hurricane Melissa tore through the Caribbean as a Category 5 storm, many rushed to blame its strength on manmade climate change. But is that claim supported by the data? In this episode of Created to Reign, Dr. E. Calvin Beisner, President of the Cornwall Alliance for the Stewardship of Creation, examines what history and science actually reveal about hurricanes and climate change. Join him as he challenges popular narratives, offers a Biblical perspective on God's sovereignty over the weather, and reminds us that fear should never replace facts—or faith.Visit our podcast resource page: https://cornwallalliance.org/listen%20to%20our%20podcast%20created%20to%20reign/Our work is entirely supported by donations from people like you. If you benefit from our work and would like to partner with us, please visit www.cornwallalliance.org/donate.

This week, Jerry sits down with Chris McAlpin to discuss budgeting, generosity, and how ministry leaders can think through how to steward their resources well. 

In this episode, KP engages in a heartfelt conversation with Wisdom Moon, exploring his journey from a church kid in South Korea to a prominent figure in the Christian music industry. Wisdom shares how Christian music provided hope during his struggles with depression and loneliness, leading him to start a podcast and eventually work with various music labels. The discussion delves into the impact of COVID-19 on the music industry, the importance of marketing as stewardship, and the role of social media in serving communities. Wisdom also introduces his current venture, Pure Mosaic, emphasizing the need for diversity and hope in worship music. Connect with Wisdom: Instagram: @wisdommoon Web: https://puremosaicrecords.com/ https://lulamusicgroup.com/   +++++ Worshipology with Kurtis Parks is a part of the Worship Leader Magazine Podcast Network. WL Mag exists to equip Spirit-led worship leaders with practical tools, theological insight, and encouragement for the local church. This episode was brought to you by PraiseCharts. If you are a Worship leader or musician, when it comes to leading in church or playing worship music, you need reliable, high-quality music resources. Check out PraiseCharts.com today and see how it can transform your worship ministry! ++++++++++ To learn more about Kurtis and his book Worshipology: www.worshipologybook.com or www.kurtisparks.com 

Parents, the world is full of distractions for our teens, and some can be more dangerous than they appear. While we teach them values rooted in faith, we must also be aware of the modern cultural challenges they face. One of those is gambling. Aggressive and pervasive marketing for online platforms along with social media and peer pressure are making it easier for young people to be drawn into sports betting and gaming with real money. This can quickly spiral into addiction, leading to financial hardship and compromising the integrity we strive to instill. The Bible tells us in Hebrews 13:5, “Keep your lives free from the love of money and be content with what you have.” Let's have open, honest conversations with our teens about the financial, addictive, and moral risks of gambling, grounded in the wisdom of biblical truth and a desire to be obedient followers of Jesus Christ. Remind them that true contentment isn't found in placing bets, but in the blessings God has already provided.

In the following weeks, we will be replaying the keynote messages from CDMDS 2025, on the theme "Oikonomia: Heaven's Graces in Your Hands". This transformative series will explore what it truly means to be entrusted with God's gifts. From time, talents, and treasure to relationships, tongue, and spiritual gifts, each episode dives into a different area of stewardship—showing how everything we have is a grace from heaven meant to serve God's purposes on earth. Join us as we rediscover the joy and responsibility of managing heaven's treasures with wisdom and faithfulness.

Losing a spouse can shake every part of life—but God promises to walk with you through each next step.When loss turns life upside down, even simple financial decisions can feel overwhelming. But with God's help—and a few practical steps forward—there is hope and healing ahead. Today, Valerie Hogan joins us to share guidance for navigating the financial journey after losing a spouse.Valerie Hogan is an attorney, a Certified Financial Planner (CFP®), a member of Kingdom Advisors, and the co-author of Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More with Miriam Neff. Grief and Finances Are Deeply ConnectedWhen grief hits, clarity often disappears. You may feel pressure to “get everything settled” or, on the other hand, find it impossible to make even small decisions. Both reactions are normal.Grief colors everything. It's difficult to separate financial choices from emotional pain. And that's okay. The key is to give yourself permission not to have all the answers right away.Statistics show that about 80% of women will outlive their husbands. That means most of us will one day find ourselves managing finances alone. And many women, especially from earlier generations, weren't as involved in financial decisions during marriage.After loss, that reality can be intimidating. Suddenly, you're faced with choices about investments, taxes, home maintenance, and budgets—often with less income and more years of life ahead. Those early months matter, but they shouldn't be rushed.Start with This Truth: God Owns It AllBefore any practical steps, I want to anchor you in a truth that has carried me and countless others through difficult seasons: God owns it all.Everything we have belongs to Him, and He is with us as we steward it. Remembering that doesn't erase the pain, but it reminds us we're not alone. It shifts the weight of control off our shoulders and invites God's wisdom into our decisions.That truth gives us permission to move slowly and prayerfully. Stewardship is not about perfection—it's about trust.Steps for Navigating the Early DaysHere are some guiding steps I often share with widows who ask, “Where do I even begin?”1. Take One Step at a TimeYou don't need to fix everything today. Unless a change is absolutely urgent, give yourself space to rest and recover. Grief has a way of making even simple tasks feel monumental. Be patient with yourself.2. Avoid Major Financial Moves Too SoonTry not to make significant financial decisions while emotions are raw. Some women have sold homes, moved away, or invested large sums during intense grief—only to regret it later. Wait until your heart is steadier before making big changes.3. Get Organized, Little by LittleLoss often leaves behind a mountain of paperwork. Start small—maybe one pile, one folder, one hour. Ask a trusted friend or advisor to help if it feels overwhelming. Progress comes one decision at a time.4. Track What's Coming In and Going OutAwareness brings peace. You don't have to overhaul your budget immediately—just begin noticing where money is going. Clarity grows with consistency.5. Lean on Trusted AdvisorsChoose people who will look out for your best interest—those with integrity and experience, not pressure or sales motives. A trusted financial planner, attorney, or advisor can help you think clearly when emotions run high.6. Anchor Everything in PrayerThis is the most important step. God cares deeply when His people are hurting. Invite Him into every conversation, every decision, every bill you open. He is your provider and your comforter.Build a “Personal Board of Directors”Form a personal board of directors—a small circle of wise people you can lean on for different kinds of counsel.You might include:A spiritually mature friend who prays with youA financial professional with integrityAn encourager who helps you stay hopefulA practical helper who can sit with you through paperworkEach one brings something valuable. Just remember: not every encourager is a financial guide, and not every advisor is a prayer partner. Surround yourself with a balanced mix of wisdom and compassion.Know It. Own It. Like It. Change It.In their book Wise Women Managing Money, Miriam Neff and Valerie Neff Hogan use a simple four-part framework that applies beautifully here:Know it—Gather the facts. What do you own? What do you owe?Own it—Accept responsibility for your new role as steward.Like it—Evaluate your current situation honestly.Change it—Begin making small, steady adjustments that align with your goals and faith.You don't need to have it all figured out. Start by knowing where you are—and trust that God will guide each next step.If you've recently lost your spouse, please hear this: there are brighter days ahead. It may not feel that way now, but God will give you strength and wisdom in time. I've seen hundreds of widows rebuild, heal, and even thrive again.Take one step at a time. Pray often. Surround yourself with wise, loving people. And remember—you're not alone.On Today's Program, Rob Answers Listener Questions:A friend once told me they only tip 10% at restaurants, so they don't end up giving a server more than they give to God. Now that's stuck with me—every time I eat out, I think about it. Am I looking at this the wrong way? What's the right, biblical way to think about tipping and giving?I recently set up a trust, and I own two homes—one's paid off and the other still has a mortgage. Both properties are titled in my name. Do I need to transfer or re-deed those homes into the trust, or can I leave them as they are since they're already in my name?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D. Widow ConnectionWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We follow Ezra through anxiety, fasting, and a risky journey with sacred wealth, then pivot to a piercing call to reject syncretism and return to Jesus as Lord. Practical steps help us guard the garden at home, in marriage, and in singleness, ending with consecration and a fresh filling of the Spirit.• Ezra's fasting, humility, and strategy under pressure• Stewardship lessons from weighing sacred wealth• Faith decision to refuse royal protection• Syncretism defined and unmasked in modern forms• The “compassion gospel” versus love with truth• The “me gospel,” lordship, and daily presence with God• Power and policy idols alongside justice idolatry• Guarding the garden in marriage, parenting, and home life• A vision for singles: undivided devotion and holy purpose• Corporate repentance, consecration, and fresh filling of the Spirit

Episode Overview-Honor in Transition-Trust God's Calling-Decision-Making Principles-Coaching Before Letting Go-Authenticity and Perspective-Balance Grace and StewardshipShownotes and resources

Today I have the privilege to be sitting down with our previous guest Silas Rossi..Silas is an IFMGA Certified Mountain Guide and President of the AMGA organization. After Silas and I's last conversation in April, I've been jotting down a list of questions and reflections in preparation for our inevitable next conversation. So simply put, this conversation is a culmination of that list. We dive into a wide variety of topics; including nuanced gear questions surrounding rappelling, anchor building, fixed point belays, and clipping cams in sequence. We also explore more thoughtful questions like what it means to move away from fear and towards joy in our climbing. Or how we can balance learning through our own experience vs learning from the experie nce of others. We also get to hear about a guided trip early in Silas' career involving an epic with an older client in freezing whiteout conditions.As many of you already know, Silas is such a wealth of knowledge and wisdom and being able to sit down with him to pick his brain on such specific nuanced topics… was just really special.Last thing before we jump into the conversation. Just in case you're not aware, Silas Rossi has created an online community and mentorship program where you can learn from the experts in the best way possible. With Silas' Ascend Membership Program you get access to professional level mentorship, in depth education focusing on the why behind applying techniques, in person calls with Silas, and a wide variety of ever growing education modules around equipment, technical systems, physical training, philosophy, mindset and much much more. In a world where it can be hard to find a mentor and super expensive to hire a guide directly. Silas's ascend membership might just be the perfect middle ground you've been looking for to expand your climbing. Best of all. Silas has generously offered our community 15% off his annual Ascend Membership. All you have to do is click the link in our show notes or use code TCM2025 at check out. I genuinely hope you take advantage of this rare opportunity to access the depths of Silas's wealth of knowledge and experience in the mountains. If I were to ever want a mentor in the climbing space…Silas is the man I would trust. Just to be transparent I get ZERO kickback from sharing Silas's membership. I just genuinely think it's a rare and valuable resource in today's climbing community and am proud to offer my community a discount to such a valuable source of information. Watch The Climbing Majority on Youtube---Thanks to our sponsors!LIVSN DesignsCheckout their Ecotrek Overalls HEREUse Code "TCM15" At Checkout for 15% OFF Your OrderHot Chillys Performance Base LayersCheckout their Micro Elite Chamois Base Layer Systems HEREUse Code "TCM15" At Checkout for 15% OFF Your Order---Get Access to Exclusive Episodes, Unlock Ad-Free Podcast, & MORE!Get 15% OFF Silas' Annual Ascend Membership HERE"Enrollment will require a credit card to receive your 15% discount. If you choose to remain an Ascend member, you will continue to receive 15% off of your recurring annual membership until you choose to cancel it. You can easily unsubscribe anytime to avoid being charged. If you need help with this just reach to me at silas@alpine-logic.com" - Silas

Caring for other people who are experiencing trauma can cause a trauma exposure response in us. In Trauma Stewardship, Laura van Dernoot Lipsky and Connie Burk dive into the warning signs for trauma exposure and how to respond to those signs in a way that sustains and fuels us. This is a great read for anyone who works or spends time with people experiencing trauma.I hope this podcast motivates you to read the book so that you can be more self-compassionate and find a sustainable path while caring for others.

What will you do with what your master gives you? In “Legacy Stewardship", Pastor Craig continues our series "The Forward Gospel", in our 2025 LEGACY season! Stewardship isn't just about money, but encompasses everything that God has given us in our lives. When He returns, will you hear "Well done good and faithful servant"?If you want to contribute to support the ministry of CONVO Church, you can give securely online at http://convochurch.com/give​​​​​Scripture References | NLTMatthew 25, verses 14-30CONVO Church is led by Pastors Craig & Cara Dyson. We exist to lead people in becoming passionate Jesus followers bringing the love, grace, and truth of God into everyday convos, influencing every sphere of life. We are here to Inspire Purpose, Encourage Life, and Build Faith in you.

Pastor Michael BangAre you new to Faith Family? We'd love to connect with you! Simply fill out this form: https://faithfamilychurchsd.churchcenter.com/people/forms/209342?source=ccaTo give online, go to https://faithfamilychurch.com/giveTo give through texting, simply text the amount to 84321You can also download the Church Center App to give on your phone and to register for any upcoming events, just select Faith Family Church as your home church when you first open the appiPhone Users Click Here to Download: https://apple.co/2YjPvw7Android Users Click Here to Download: https://bit.ly/3sX8St7Sunday, November 2nd, 2025

First Corinthians Week 39 | 1 Corinthians 16:1-9

Episode Summary: Paul taught Timothy that genuine Christian leaders are focused not on philosophical speculation or useless theological debate but upon being faithful stewards of what God has entrusted to us. He instructed Timothy, Charge certain persons not to teach any different doctrine, nor to devote themselves to myths and endless genealogies, which promote speculations rather than the STEWARDSHIP from God that is by faith. This term, stewardship, is a very rich word, with an enormous biblical theme behind it to describe our mission as Christ-followers. In fact, Jesus taught that it is being faithful stewards that leads to hearing “well done” from the Master. This episode provides a rich biblical overview of this concept and 5 ways to rule our lives for Jesus.For Further Prayerful Thought:Which aspects of being made in God's image most point to us being made to order every aspect of human life FOR the king, in your opinion? How would you support the idea that the Great Commission, “Go and make disciples of the nations,” is a renewal of Adam's original commission, “Be fruitful, fill the earth and subdue it?”How would you defend the idea that if our outer world is ever going to be ordered for God, the reason will be that we've become convinced that the inner world of the spiritual must govern the outer world of activity?Which of the 5 steps given to govern our outer world from the inner world do you most want to remember? For the printed version of this message click here.For a summary of topics addressed by podcast series, click here.For FREE downloadable studies on men's issues click here.To make an online contribution to enable others to hear about the podcast: (Click link and scroll down to bottom left)

11/02/2025 Gary Chesser "Taking the Stew out of Stewardship: Part 4" "The Problem with Prosperity: Part 2" Luke 12

We're so glad you are here! Thanks for checking out Sunday's message!-- SUNDAY'S NOTES --Stewards not ownersStewardship: the careful, responsible use of God-given resources in a manner that honors God and accomplishes God-given goals1 Peter 4:10-11 NIV Each of you should use whatever gift you have received to serve others, as faithful stewards of God's grace in its various forms. If anyone speaks, they should do so as one who speaks the very words of God. If anyone serves, they should do so with the strength God provides, so that in all things God may be praised Talents and Time (gifts) Treasure (next week) Testimony (you words and speaking)Temple (what you do with your strength)THT: Bumps, delays and disappointments can cause us pause and consider how we are stewarding our life currencyActs 9:1-6 Then Saul, still breathing threats and murder against the disciples of the Lord, went to the high priest 2 and asked letters from him to the synagogues of Damascus, so that if he found any who were of the Way, whether men or women, he might bring them bound to Jerusalem.3 As he journeyed he came near Damascus, and suddenly a light shone around him from heaven. 4 Then he fell to the ground, and heard a voice saying to him, “Saul, Saul, why are you persecuting Me?”5 And he said, “Who are You, Lord?”Then the Lord said, “I am Jesus, whom you are persecuting.”6 So he, trembling and astonished, said, “Lord, what do You want me to do?”Then the Lord said to him, “Arise and go into the city, and you will be told what you must do.”Acts 9:20 NIV At once he began to preach in the synagogues that Jesus is the Son of God.Testimony _____________________________________________________________________THT: A testimony is any story that gives God gloryExamples of Testimonies1 recent: stagnant on Bible reading - novel interesting - God's stories - interleavedLet me share one: Sunny day trip, Sarah, let's plan, DR!John 15:7 RRP (Ron's Rough Paraphrase) If you abide in me, and my words abide in you, you ''ll want what I want you to want and I'll give you what you want, because I wanted you to want it! Leave this up a bit! People want to write it downTime _____________________________________________________________________“If we really have too much to do, there are some items on the agenda which God did not put there. Let us submit the list to Him and ask Him to indicate which items we must delete. There is always time to do the will of God. If we are too busy to do that, we are too busy.”― Elisabeth Elliot, Secure in the Everlasting ArmsTalent _____________________________________________________________________Romans 12:6-8 NLTIn his grace, God has given us different gifts for doing certain things well. So if God has given you the ability to prophesy, speak out with as much faith as God has given you. 7 If your gift is serving others, serve them well. If you are a teacher, teach well. 8 If your gift is to encourage others, be encouraging. If it is giving, give generously. If God has given you leadership ability, take the responsibility seriously. And if you have a gift for showing kindness to others, do it gladly.Not for screen: Ephesians 4:12 (leader's) responsibility is to equip God's people to do his work Marketplace, ministry, or missions - we are all called to use our giftings to empower and equip the gospelTemple _____________________________________________________________________ 1 Corinthians 6:19-20 Do you not know that your bodies are temples of the Holy Spirit, who is in you, whom you have received from God? You are not your own; you were bought at a price. Therefore honor God with your bodies.THT: Our bodies are meant to be tended places of His presence, not neglected, polluted, or prized.ClosingMatthew 25:21 NIV“His master replied, ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things'“When you steward what He's already placed in your hands, He can trust you with more. Stay faithful. Steward well, Let God bring the increase.” - John Bevere-------------------------------------------------Download the 828 Church app!To view our latest e-newsletter, the Midweek Momentum, and subscribe to our weekly updates, go here! https://linktr.ee/828church

In this follow-up to his deep dive on protein, Darin exposes the other side of the protein story: where your food comes from, what's really in it, and how the system itself affects your health, the planet, and the animals. From factory farm contamination to antibiotic resistance, industry lobbying, and why plants still win on every level — Darin breaks down the research, ethics, and environmental data so you can make conscious choices that fuel a truly SuperLife. What You'll Learn [00:00] Welcome + sponsor message: plastic waste, conscious products, and Bite Toothpaste [02:47] Introduction — the real protein conversation continues [03:00] The source of your food matters more than macros [03:10] Contamination, ethics, and the reality of factory farming [03:30] Stewardship vs. dominion — a call for responsibility [04:01] EPA data: confined animal operations and environmental chaos [05:00] Foodborne illness: salmonella, E. coli, and what contamination really means [05:57] Antibiotics, resistance, and hormones in animal agriculture [06:42] Persistent pollutants (PFOAs) showing up in food and milk [07:10] How animal feed (soy and corn) drives ecological damage [07:57] USDA marketing boards + industry lobbying against plant alternatives [08:38] Darin's 17 years vegan — data and lived experience [09:00] The numbers: amino acids, LDL, fat swaps, and longevity [09:47] Common plant-based protein myths answered [12:59] Patreon message — upgrade your operating system and join the tribe [14:03] The cancer connection: processed and red meat research [14:47] Iron, B12, and what vegans actually need to know [15:37] Soy, testosterone, and thyroid myths debunked [16:08] Protein quality: why mixing plant foods covers all bases [16:31] Feeling better on moderate meat? Understanding the trade-offs [17:18] Substitution data: even small swaps improve health outcomes [17:57] Processed vs. ultra-processed: why Beyond Meat isn't the enemy [18:09] Environmental impact: why beef's footprint dwarfs plant protein [19:05] Food miles myth — what you eat matters more than distance [19:29] Cost and accessibility: the cheapest protein sources are plants [20:08] Contamination and antibiotic resistance rising annually [21:03] Anti-nutrients and the myth of plant dangers [21:47] Real-world evidence: fiber, polyphenols, and legume-based longevity [22:00] Final recap — all essential amino acids come from plants [22:17] Strongest evidence: plant protein wins ethically, environmentally, and scientifically Thank You to Our Sponsors: SuperLife Patreon: Go towww.patreon.com/DarinOlien and sign up to start changing your life today Bite Toothpaste: Go to trybite.com/DARIN20 or use code DARIN20 for 20% off your first order. Connect with Darin Olien: Website: darinolien.com Instagram: @darinolien Book: Fatal Conveniences Platform & Products: superlife.com Key Takeaway "All plants contain all essential amino acids. The more you swap red meat for plants, the longer, stronger, and cleaner your life becomes."

Allie and Quint take a deep dive into the topic of stewardship. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.