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07/23 Hour 3: Penalty For A Botched First Pitch Tonight - 1:00 Chris Russell Joins The Junkies - 19:00 Entertainment Page: Paige Spiranac's Return - 33:00
From 07/23 Hour 3: The Sports Junkies are throwing out the ceremonial first pitch at the Baysox game tonight! What should the punishment be if one of them botches their pitch?
Kentucky's Attorney General gets involved in the FCPS case, Gov. Beshear discusses the death penalty, Congressman Massie on Epstein Files Transparency Act 2.0, how changes to Daylight Saving Time could impact your health and wallet, and protestors against a data center interrupt a news conference in Louisville.
Stuart Codling joins Autosport's editor-in-chief, Kevin Turner for another in depth review of the Formula 1 weekend in Spa. It was another nail biter at the iconic circuit with plenty of action from qualifying through to the race. We go through all the key points, such as Lewis Hamilton's potentially unjust penalty after contact with Mercedes' George Russell on lap 1, should it have been a racing incident and what issues did Russell actually have. Andrea Kimi Anrtonelli put on another stellar performance fighting off Ferrari's Charles Leclerc, who seems to be on great form as of late, and Red Bull's Max Verstappen. We dive into all these topics and more, so don't miss this episode of our F1 race review. Learn more about your ad choices. Visit podcastchoices.com/adchoices
The Utah Golf Radio host on last week's Open Championship, Ryan Fox coming out on top, Bryson DeChambeau's controversial 2 stroke penalty + more
Drew Butler analyzes the controversial two-stroke penalty assessed to Bryson DeChambeau at the Open Championship following a rules violation. They discuss Rory McIlroy's scathing criticism of DeChambeau's conduct and compare it to the more diplomatic response from Scottie Scheffler. 01:45 - DeChambeau's Rules Violation 05:17 - McIlroy's Scathing Comments 09:09 - Scheffler's Reaction Comparison
Steak Shapiro and Drew Butler break down the controversy surrounding Bryson DeChambeau's penalty at the Open Championship and the subsequent verbal volleys from Rory McIlroy. They explore the fallout of the Atlanta Hawks' draft choices and celebrate the offensive surge of the Atlanta Braves over the weekend. The conversation also covers a heated dispute over a local restaurant's refusal to air World Cup matches. 01:14 - Intro and Opening Sports Updates 01:45 - DeChambeau's Open Championship Penalty 05:41 - McIlroy's Sharp Comments on DeChambeau 13:00 - World Cup Final and Halftime Review 16:29 - Hawks and Zaccharie Risacher Talk 19:14 - Braves Weekend Series Analysis 31:10 - Steak's Dispute with Houston's Restaurant 37:30 - Three Strikes Listener Call-In Segment
Smylie Kaufman and Charlie Hulme recap the 154th Open Championship at Royal Birkdale, where 39-year-old Ryan Fox closed with an aggressive nine-iron to 11 feet on the 72nd hole and drained the birdie to win his first major, clearing Cam Young by a shot. They break down his decisive back nine and journey to the top: turning pro at 25, not reaching the PGA Tour full-time until age 37.Plus: Cam Young's fateful bunker gamble on 18 and the way his narrative has shifted rhe past year, heartbreak for Sam Burns with another near-miss at a major, controversy surrounding Scottie Scheffler's 17th-hole TIO ruling, a bigger picture discussion about rules enforcement in the wake of Bryson DeChambeau's two-shot penalty, and whether Royal Birkdale's firm-and-fast setup played as a true links test.Don't forget to like, comment, subscribe, and follow us on socials @thesmylieshow! Thanks for watching our major championship coverage all year long.Chapters0:00 Intro — Smylie's last dispatch from Royal Birkdale2:11 Ryan Fox's Open Championship win, recapped3:25 Cam Young's early charge sets the clubhouse target7:05 Sam Burns' back-nine bogeys + live show bloopers10:11 Scottie, Fleetwood, and Bryson fall out of contention12:40 Fox's decisive back nine and winning approach16:39 Ryan Fox's Swing and Background18:22 Sam Burns' heartache and the "can he close" question20:06 Cam Young29:53 Scottie Scheffler's major-less season, dissected33:36 Scottie's TIO ruling and the Bryson "careless" debate39:14 Rules consistency47:07 Golf's mental game and controlling emotions on tour51:12 Tommy Fleetwood, Si Woo Kim, and Royal Birkdale's true links test59:14 Ryan Gerard and sign-off from Major season!#theopen #golf #ryanfox #smylieshow #smyliekaufman #camyoung #samburns #scottiescheffler
The Belgian Grand Prix might not have been a classic......but what happened AFTER the race certainly was.Lewis Hamilton's opening-lap collision with George Russell sparked one of the biggest arguments we've ever had on Everything Trackside.Was it a slam-dunk penalty?Was it just a lap one racing incident?Or are the FIA completely inconsistent?It quickly descended into accusations of bias, conspiracy theories, semantics, and complete chaos.Alongside that we discuss:
Andy returned to join Brendan! for this beefy recap of moving day at Royal Birkdale. The two went LIVE on YouTube right after play ended to discuss the fallout from Bryson's two-stroke penalty, Rory McIlroy's response, and the actual golf tournament that's unfolding. Andy gives his take on the Bryson situation and the two-time major champion's impressive Saturday round that still has him in contention for his first Claret Jug. Rory McIlroy, pending insanity, is not in contention to win, but did offer some pointed thoughts about the penalty and the penalized player in his post-round press conference. Kevin Van Valkenburg stops in to share more thoughts from the ground, including some comments from other players about the penalty and how it was handled by the R&A. Brendan spent the day following the tournament's leader, Sam Burns, who looks to move past the heartbreak of Oakmont, Augusta, and Shinnecock and secure his first major on Sunday afternoon. Andy and Brendan play a lengthy game of Contender or Pretender, highlighting a strong top of the leaderboard after big Saturday rounds from Si Woo Kim and Ludvig Åberg. PJ is called to the carpet to explain Cameron Young's failure to launch despite his place in the penultimate group on Saturday and provides some context for Kevin Kisner's mid-day tweet-spree. To close things out, Brendan once again quizzes Andy on some of the insane official slogans of the Open Championship, found in various places around the golf course this week. We will return on Sunday evening with a comprehensive recap of the 2026 Open Championship and continued coverage of Bryson DeChambeau's latest exploits! Mercedes-Benz is proud to be an Official Patron of The Open Championship. Visit mbusa.com for more details.See omnystudio.com/listener for privacy information.
On a new episode of The Fellas with Anthony Gargano & Geoff Schwartz, the guys talk about LeBron James appearance at Fanatics Fest and if he gave any hints of his next team. The guys then discuss The FIFA World Cup Final and the race for the Golden Boot Award. The fellas review ESPN’s NFL top 10 player rankings at each position. They then break down Bryson DeChambeau’s controversial 2 stroke penalty at the 2026 Open Championship where the golfer was caught on video saying “I’m not playing tomorrow!”See omnystudio.com/listener for privacy information.
11:30am Hour 1: Derek gives his thoughts to Bryson's two stroke penalty
0:00: It was another eventful day following Bryson DeChambeau 04:30: Rory takes Bryson to task over the "performative" sideshow on Friday night 09:00: Is this Sam Burns' time to claim a major? 15:00: What to expect from Birkdale on the final day Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Bryson DeChambeau's 2-stroke penalty. What to expect at the 154th Open Championship. Live from Land Run Links.
7-17-26 Hinkle Law Offices Top Five - Dechambeau gets a 2-stroke penalty as he heads into the weekend at 'The Open'
Despite two record-tying rounds of 62 on Friday at Royal Birkdale, Bryson DeChambeau remains the lead story yet again. Brendan, Kevin Van Valkenburg, and Joseph LaMagna went LIVE on YouTube to recap the second round of the 2026 Open Championship, only to have a two-shot penalty assessed to DeChambeau, then in second place, derail the entire show. The three reacted in real-time to the theatrics playing out on the fifth hole, where DeChambeau re-enacted his movements from earlier in the day in front of rules officials from the R&A. Kevin went to go scout out the scene on the ground, leaving Joseph and Brendan to make sense of what was unfolding. The two-shot penalty moved DeChambeau from solo second, just one shot back of Lucas Herbert, down to a tie for fifth alongside Sam Burns and Si Woo Kim. Joseph, Brendan, and PJ do highlight standout the two 62s from Burns and Herbert, as well as the continued strong play of Cameron Young and Ryan Gerard, but the majority of this episode is spent on Bryson and the ensuing ruling that could cost him his third major championship. The three mention notable missed cuts before setting the scene for a weekend at Royal Birkdale that is sure to deliver, even more than we originally thought! Mercedes-Benz is proud to be an Official Patron of The Open Championship. Visit mbusa.com for more details.See omnystudio.com/listener for privacy information.
Charlie Hulme and Smylie Kaufman break down a wild Friday at The Open Championship, headlined by Bryson DeChambeau's two-shot penalty for improving his lie in the fescue on the par-4 5th. Smylie was on-site chasing the story in real time — he walks through racing out to the hole, tracking down the actual divot, and simulating Bryson's swing to assess whether the penalty was warranted. The ruling drops Bryson to T5 at 5 under, three back of the lead heading into the weekend.Plus: two Royal Birkdale course records as Lucas Herbert and Sam Burns both card 62s, the tied-lowest round in major championship history; a bigger-picture debate on whether rules enforcement is consistent across the PGA Tour, USGA, and R&A (with the Wyndham Clark, Joaquin Niemann, Jon Rahm, and Sam Burns/Oakmont cases all on the table); real questions about whether Bryson tees it up Saturday; a driver-strategy breakdown comparing Tommy Fleetwood and Jon Rahm's approaches on the 10th hole; and score predictions for the cut line and the weekend leader.Don't forget to like, comment, subscribe, and follow us on socials @thesmylieshow!Chapters1:25 Bryson DeChambeau's penalty controversy breaks2:18 Smylie's on-the-ground chase to the 5th hole5:22 Breaking down Bryson's backswing and the fescue lie8:43 Bryson's agent statement and the intent question10:03 Big picture: is rules enforcement consistent across tours?13:37 Would Bryson withdraw from The Open?17:00 Debate: is the two-shot penalty too harsh?22:46 Friday's other big stories: course records & leaderboard23:55 Driver strategy: Tommy Fleetwood vs. Jon Rahm on 1028:45 Cut line prediction, Ryan Gerard shoutout & weekend outlook#brysondechambeau #theopen #smylieshow #golf
TSN Golf Analyst Bob Weeks joins the show to break down Bryson DeChambeau's two-stroke penalty at The Open Championship, Corey Conners impressive second round at Royal Birkdale, and Lucas Herbert and Sam Burns tying major championship history on Friday.
What if the biggest barrier to women's success isn't confidence, ambition, or negotiating skills?In this episode, I'm joined by Stefanie O'Connell, award-winning journalist and author of The Ambition Penalty, to unpack the hidden systems that continue to hold ambitious women back, even as we've become more educated and accomplished than ever.Together, we explore:* Why the gender gap isn't caused by a lack of ambition* The myths we've been told about women in the workplace* Why self-improvement alone can't solve systemic problems* How community creates more change than individual achievement* What it really takes to build workplaces and cultures that work for everyoneThis conversation challenges the narratives we've accepted for decades and offers a new way of thinking about ambition, burnout, leadership, and collective action.If you've ever wondered why doing everything “right” still doesn't always lead to equal opportunities, this episode is for you.If this conversation gave you a new perspective on ambition, leadership, and the systems shaping our lives, I'd love to hear what resonated with you.Subscribe to Like Nobody's Business so you never miss an episode.If you enjoyed this conversation, I'd be so grateful if you left a rating and review. Your support helps more people discover these conversations about leadership, business, and creating meaningful change.Share this episode with a friend, colleague, book club, or anyone who cares about creating more equitable workplaces and communities.Connect with Stefanie O'Connell* Instagram: @stefanieoconnell* Book: The Ambition PenaltyYou can also follow me for more conversations on leadership, business, and building a life aligned with your values.Thanks for listening, and I'll see you in the next episode of Like Nobody's Business. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit emilyinyourbusiness.substack.com
0:00: The Bryson DeChambeau saga takes an unprecedented turn 05:00: Did Bryson's reaction cross the line? 11:00: Jon Rahm receives a warning, Scottie can't buy a putt and other Day 2 storylines Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
On a day where the major championship scoring record was equalled twice, day two of the Open Championship was all about Bryson DeChambeau who was assessed a two shot penalty for inadvertently improving his lie on the fifth. That caused a debacle not seen for many a year and it remains to be seen whether the American will tee it up tomorrow.This was all happening as David Howard narrowly missed out on making the cut and winning the silver medal as Shane Lowry and Rory McIlroy remained on the fringes of contention heading into the weekend.
Ryan Blaney owned Atlanta Motor Speedway, but his dominant performance is only the beginning of a jam-packed episode of The Final Lap Weekly! Kerry Murphey and Toby Christie break down Blaney's Atlanta victory and the costly penalty that derailed Bubba Wallace's race. What happened, how much did it hurt, and could it have major playoff implications? Then, Rowdy Dragon joins the show with his Fantasy NASCAR picks for North Wilkesboro, but with many of the elite A-list drivers likely running low, it may be time to dig deeper into the mid-pack and find some hidden fantasy value. Plus, MASSIVE Daytona news has dropped! NASCAR is making major changes to the Next Gen racecars ahead of the late-August Daytona race, and championship-winning crew chief Cole Pearn does not hold back with his opinion on the updates. And get ready for an endurance test at North Wilkesboro Speedway—because this weekend's race is scheduled for a staggering 450 laps! Yes, 450! We preview the historic short track, the tire strategy, the potential chaos, and which drivers could survive the marathon. Ryan Blaney's Atlanta dominance Bubba Wallace's costly penalty explained Rowdy Dragon's Fantasy NASCAR sleeper picks Huge Next Gen car changes coming to Daytona ️ Cole Pearn's brutally honest reaction A wild 450-lap North Wilkesboro preview Hosted by Kerry Murphey and Toby Christie, The Final Lap Weekly delivers NASCAR race recaps, breaking news, analysis, fantasy picks, hot takes, and race previews every week. NASCAR News Provided By: http://tobychristie.com -Listen on Spotify -Listen on Apple Podcasts -Click To Play Fantasy NASCAR With Us! -Giving Fun Is Here: Patreon.com/thefinallap NASCAR, The Final Lap Weekly, Ryan Blaney, Ryan Blaney Atlanta win, Atlanta Motor Speedway, Bubba Wallace penalty, Bubba Wallace NASCAR, NASCAR penalty news, Daytona NASCAR news, Daytona Next Gen changes, NASCAR Next Gen racecar, Cole Pearn, Cole Pearn NASCAR, North Wilkesboro Speedway, North Wilkesboro 450 laps, NASCAR race preview, NASCAR race recap, Fantasy NASCAR picks, Rowdy Dragon, Fantasy NASCAR sleepers, mid-pack NASCAR picks, NASCAR podcast, NASCAR news, NASCAR analysis, NASCAR playoffs, NASCAR Cup Series, Kerry Murphey, Toby Christie, stock car racing, Daytona race changes Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Deze week praten Wout Funnekotter, Jurian Ubachs, Arnoud Wokke en Dennis de Vries over Siri, hoe echt voetbal steeds meer lijkt op games, tinkeren aan een 3d-printer, AI gebruiken in een smarthome en het mogelijke verdwijnen van OnePlus. 0:00 Intro0:19 Opening1:15 .post9:39 Knipjes in Siri17:31 Penalty's nemen als in een game22:36 Kant-en-klare 3d-printer blijkt klusproject34:53 Toekomst van smarthome is AI50:23 OnePlus zou verdwijnen, hoezo dan?1:12:02 SneakpeekSee omnystudio.com/listener for privacy information.
Aujourd'hui, Charles Consigny, avocat, Joëlle Dago-Serry, coach de vie, et Ophélie Roque, prof de lettres et essayiste, débattent de l'actualité autour d'Olivier Truchot.
Aujourd'hui, Charles Consigny, avocat, Joëlle Dago-Serry, coach de vie, et Ophélie Roque, prof de lettres et essayiste, débattent de l'actualité autour d'Alain Marschall et Olivier Truchot.
"Christopher was conceived because of The Hand of God." Greg Cote has a challenge ahead of him with a penalty shootout, and he's feeling confident while wearing his wife's shoes. Plus, the World Cup has been a universal success, UM's wide receivers are better than you think, and the Heat may assemble the oldest team ever. Today's cast: Dan, Greg, Zaslow, Roy, Chris, Jeremy, Mike, and Tony. Learn more about your ad choices. Visit podcastchoices.com/adchoices
The World Cup semifinals start tonight, and they may or may not end with penalty shootouts. When this possibly happens, what are the mental aspects that affect the game?Ian Robertson is a Neuropsychologist and author of ‘How Confidence Works', and joins Seán to discuss.
The DBC gang is back in studio again today after an early Monday morning finish to a thrilling Cup race in Atlanta. Karsyn Elledge, Tommy Baldwin, and Eric Brennan are joined by JR Motorsports wheelman Rajah Caruth to talk through all the headlines from Trucks at Lime Rock to Cup at Hot-lanta. Rajah dives into what his season's been like split between the No. 88 and No. 32, his chances at making The Chase, and what it's like having Dale Jr himself come over the radio and give him some advice in the middle of the race. Tommy finally has nothing egregious to say about Carson Hocevar's driving after The Hurricane scored another Top-5 finish after nearly winning the Cup race. Karsyn explains how she wishes the JR Motorsports drivers had worked closer together at the end of the O'Reilly race, but Allgaier still got them the beer toast anyway. In Spot On, Spot Off, we cover: Did Hocevar not get a push because of his attitude? The Bubba Wallace below-the-line penalty... Was worn-out Atlanta the cause for the O'Reilly chaos? Does Rajah Caruth think he's making the NOAPS Chase? Should NASCAR always have some form of practice? Plus, does NASCAR need practice at drafting tracks? And could we see a new rules package for the Cup Series as soon as Daytona next month? Reaction Theatre, Ask DBC, and S*** Show Hall of Fame wrap up another fantastic episode. Want more DBC? Check out and subscribe to the new DBC YouTube channel! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Welkom bij aflevering negenentwintig van FC Afkicken Komt Z’n Nest Uit! De ochtendshow waarin Lars van Velsum, Mart ten Have en Sieb Uenk je in dertig minuten bijpraten over het laatste WK-nieuws! Met vandaag Frankrijk dat gemakkelijk won van Marokko, ondanks een gemiste strafschop van Kylian Mbappé. De Fransman scoorde later alsnog en staat dit toernooi al op acht goals. Vandaag reizen we af naar Antwerpen, dus blikken we uitgebreid vooruit op Spanje - België! Ook is er weer een quiz en wordt er weer voorspeld. Speel mee in de YouTube-comments en win een Brian Rompoe-sjaal! Namens Lars, Mart en Sieb: Veel luisterplezier! (00:00) Intro (02:54) Frankrijk - Marokko (14:20) Quiz (17:17) BeNeLux-blokje (21:32) Rondje om de wereld (25:02) Voorspellingen Matt Sleeps Het Matt Original matras is voor de 13e keer op rij uitgeroepen tot Beste uit de Test door de Consumentenbond en mag zich daarmee het beste matras van Nederland noemen! Ga naar mattsleeps.com/fcafkicken en krijg daar met de code FCA extra korting boven op de lopende acties. De nieuwste aflevering van The Skybox vind je hier: https://www.youtube.com/watch?v=jNnlCxIKr50 De video van Ed Sheeran: https://x.com/mercado_ingles/status/2074934596181922068?s=48 John Lion - Alleen in Dallas: https://www.youtube.com/watch?v=pEBVxIyN_1g See omnystudio.com/listener for privacy information.
Adam Hurrey is joined on the Adjudication Panel by Charlie Eccleshare and David Walker. On the agenda: the enjoyable chaos of Argentina vs Egypt, the exact noise Javier Aguirre made to Anthony Gordon, co-commentators with Alan Shearer's voice, a listener's very niche World Cup spreadsheet, the evergreen haplessness of centre-backs in penalty shootouts, the international managerial merry-go-round and the threshold for a "lungbusting" run. Play the Happy Hunting Grounds daily quiz at games.footballcliches.com Sign up for Dreamland, the members-only Football Clichés experience, to access our exclusive show and much more: dreamland.footballcliches.com Visit nordvpn.com/cliches to get four extra months on a two-year plan with NordVPN Learn more about your ad choices. Visit podcastchoices.com/adchoices
Episode 92 of The Mental Game features renowned sport and performance psychologist Dr. Paul McCarthy.Based in Glasgow, Scotland, Dr. McCarthy is a world-renowned psychologist and senior lecturer with over 25 years experience with athletes, coaches, and teams, including a role as the inaugural resident sport psychologist at St Andrews, the “home of golf.”In the midst of a FIFA World Cup full of dramatic penalty shootouts (Paraguay v. Germany, Morocco v. The Netherlands, Egypt v. Australia, Switzerland v. Colombia), Dr. McCarthy joins to discuss the mental game of the penalty kick, an area in which he's considered an expert.In this episode, Dr. McCarthy:Explains why success rates drop as pressure mounts later in shootoutsBreaks down the effect of “emotional contagion” as it relates to celebrations during shootoutsDives into “self-fulfilling prophecies” regarding national shootout histories of countries like England, Spain and GermanyAnd much moreThe Mental Game podcast is produced by Sam Brief and music is courtesy of David Brief and Channel J. You can subscribe on Apple Podcasts, Spotify, and YouTube.
Welcome back to World Cup Daily #37! Today, John is joined by Graham Homer to break down a breathtaking final pair of Round-of-16 matches. We navigate high-stakes tactical shifts, late-game collapses, and boiling touchline controversies while celebrating the tournament's first official day of rest!We break down the final whistle analysis and elite upcoming previews unfiltered:The 11-Minute Response: Argentina books a thrilling quarterfinal spot against Switzerland after erasing a shock 2-0 deficit to eliminate Egypt 3-2. Ibrahim handed the Pharos a stunning 15th-minute lead before Mostafa Shobeir saved a Lionel Messi penalty. While Egypt doubled their lead through Zico in the 67th minute, Argentina flipped the script. Cristian Romero, Messi, and Enzo Fernández struck three times in 11 minutes to complete a breathtaking comeback.The Post-Match Farce: We analyze Egypt manager Hossam Hassan's fiery post-match comments slamming the tournament system and alleging a rigged bracket. We track the Egyptian Football Association's official FIFA complaint against French referee François Letexier and dissect Egypt's negative 5-4-1 defensive substitutions that completely invited the champions back into the game.The Pacific Coast Snorfest: Switzerland edges out Colombia on penalties (0-0, 4-3 pens) to lock down the final quarterfinal berth. Played at BC Place in Vancouver, it was a pure clash of opposite philosophies—Colombia's aggressive attacking winger channels versus a highly disciplined Swiss block. Despite Switzerland missing core attacking stars due to pre-match injuries, their stable defensive know-how neutralized Luis Díaz to drag the game to the penalty lottery.⏱️ MID-SHOW HYDRATION BREAK
The Messi Effect | Episode 35 | Wednesday, July 8, 2026Argentina's incredible 3-2 comeback win over Egypt at Mercedes-Benz Stadium: down 2-0 with 13 minutes left, Messi's 83rd-minute volley, Romero's 79th-minute header, and Enzo Fernandez's 90'+2 winner. Egypt's five stoppage-time yellow cards as they melted down. Switzerland 0-0 Colombia at BC Place — Swiss win 4-3 on penalties (Quintero, Xhaka, Amdouni, Campaz, Itten convert). Thursday preview: France vs Morocco.Subscribe and follow The Messi Effect for daily 2026 FIFA World Cup coverage.AI was used for news gathering and production assistance.#WorldCup2026 #FIFAWorldCup #MessiEffect #Argentina #Messi #Egypt #RoundOf16 #Switzerland #Colombia #AmericasWorldCup #WorldCupPodcast #Soccer #Football #CalorogaSharkMedia
Die Schweiz steht an der Fussball-WM im Viertelfinal – nach einem Sieg im Penaltyschiessen gegen Kolumbien. Nur ein Schweizer verschiesst: Manuel Akanji. Bereits zum dritten Mal gelingt es ihm an einem Grossanlass nicht, den Penalty zu versenken. Nach dem Spiel sagt er: «Ich schiesse nie mehr». «So kenne ich Manu», sagt Sportpsychologe und Mentalcoach Alain Meyer. «Er ist extrem klar und konsequent in den Aussagen, die er macht». Trotzdem ist Meyer überzeugt, dass Akanjis Entscheid nicht zwingend in Stein gemeisselt ist. Mit dem Sportpsychologen sprechen wir bei News Plus darüber, was das Penaltyschiessen so schwer macht und wie man mit bewusstem Training dafür sorgen kann, dass negative Gedanken kurz vor dem grossen Moment gar nicht erst aufkommen. Und es gibt einen Tipp für Hobbyfussballerinnen und Breitensportler. ____________________ In dieser Episode zu hören: - Alain Meyer, Sportpsychologe und Mentalcoach ____________________ Team: - Moderation: Dominik Brand - Produktion: Martina Koch - Mitarbeit: Claudia Pfister ____________________ Das ist «News Plus»: In einer Viertelstunde die Welt besser verstehen – ein Thema, neue Perspektiven und Antworten auf eure Fragen. Unsere Korrespondenten und Expertinnen aus der Schweiz und der Welt erklären, analysieren und erzählen, was sie bewegt. «News Plus» von SRF erscheint immer von Montag bis Freitag um 16 Uhr rechtzeitig zum Feierabend.
This Day in Legal History: Sandra Day O'Connor Nominated to the Supreme CourtOn July 7, 1981, President Ronald Reagan announced that he was nominating Sandra Day O'Connor to the Supreme Court of the United States. If confirmed, she would become the first woman ever to serve on the Court in its then-191-year history. The Senate confirmed her later that summer by a vote of 99 to 0, and she took her seat in September 1981.O'Connor's path to the Court was, in its own way, a commentary on the barriers women faced in the legal profession. She had graduated near the top of her class at Stanford Law School in 1952—ahead of, among others, William Rehnquist, who would one day be her Chief Justice—and yet law firms in California would not hire her as a lawyer. One offered her a job as a legal secretary. She built her career instead in public service and in Arizona politics, eventually rising to become the majority leader of the Arizona state senate, the first woman in the country to hold such a post, before moving to the bench as a state judge. When Reagan, who had promised during his campaign to appoint a woman to the Court, chose her, he was reaching past the federal appellate judiciary—which had almost no women on it—into state government.On the Court, O'Connor became famous as a pragmatic, case-by-case decision-maker who resisted sweeping rules, and for roughly a quarter century she sat at the ideological center, casting decisive votes on abortion, affirmative action, campaign finance, religion, and the limits of federal power. Her approach frustrated those who wanted bright-line doctrines from either side, but it made her, for a generation, arguably the most powerful jurist in the country—the swing vote whose reasoning lower courts and litigants had to anticipate.Her nomination matters in legal history not only because it broke a barrier that had stood since 1789, but because of what came after it. Once one woman had sat on the Court and served with distinction, the question was no longer whether a woman could do the job but why it had taken so long. O'Connor herself was characteristically understated about the symbolism, insisting that she wanted to be judged on the quality of her arguments rather than her place in history. But the two are not really separable. The fact that a brilliant lawyer could be turned away from every firm that interviewed her, and then go on to become the deciding vote on the highest court in the land, is a reminder of how much talent the profession wasted for how long—and of how quickly a barrier that seems permanent can fall once someone is finally allowed through it.Meta has disclosed that four states are seeking as much as $1.4 trillion in penalties heading into an August trial over claims that the company deliberately designed Facebook and Instagram to addict young users. The figure—close to Meta's entire market value of around $1.5 trillion—came out in a court filing in which Meta argued the number is wildly excessive and, in its words, “has no analog in the history of consumer protection enforcement.”California, Colorado, Kentucky, and New Jersey are among the states suing Meta, alleging that the company engineered features to keep teenagers compulsively engaged—infinite scroll, autoplay, manipulative notifications—while publicly downplaying the harm to young users' mental health. The case is set for trial in Oakland in August. The eye-popping penalty number comes from how state consumer-protection laws are structured: they typically set a fixed statutory fine per violation, and the states arrive at $1.4 trillion by multiplying that per-violation fine by an enormous number of alleged violations, one for roughly every affected young user, across years of conduct.Think about how that math works and why it produces such a staggering figure. If a law says you owe, say, a few thousand dollars per violation, that sounds modest—until the “violations” are counted in the tens or hundreds of millions because each affected teenager, each exposure, is its own violation. Statutes written to punish a corner store for mislabeling a product start to generate astronomical numbers when applied to a platform that touches nearly every teenager in a state. That's the tension at the heart of this filing: the states say they're simply applying the law as written, and Meta says applying it that way produces a number no legislature could possibly have intended.The significance here isn't really the trillion-dollar headline, which almost no one expects to be the actual outcome. It's what the fight over the number reveals. Penalty calculations like this are leverage—they shape settlement negotiations and signal how seriously a court might treat the underlying conduct. The case is one of the most important tests yet of whether decades-old consumer-protection statutes can be turned against the design choices of social media platforms, and whether “we built it to be addictive” can be treated as a deceptive or unfair business practice. However the penalty question resolves, the theory of liability is the thing to watch.Meta says US states are seeking $1.4 trillion in penalties in August youth safety trial | ReutersA coalition of twenty-two Democratic state attorneys general has come out against the Trump administration's plan to impose tariffs of up to 12.5% on 59 countries and the European Union, tariffs the administration justifies as a response to trade in goods made with forced labor. The attorneys general, led by California's Rob Bonta, call the levies unlawful and describe them as a pretext to resurrect tariff authority the Supreme Court has already rejected.Tariffs are taxes on imports, and the Constitution gives the power to levy taxes primarily to Congress. Presidents can impose tariffs, but only when Congress has delegated them that authority through a specific statute, and each of those statutes comes with its own conditions and limits. Earlier tariffs from this administration were struck down when courts found the President had stretched his delegated power past what the law allowed. Now the administration is invoking forced-labor concerns as the legal basis for a new round. The Democratic attorneys general argue that this is the same overreach in a new costume—that dressing tariffs up as a human-rights measure doesn't cure the underlying problem, which is that the President is claiming a taxing power Congress never handed him.Consider the practical reach of what's proposed. The attorneys general say these tariffs would hit roughly 99% of imports. A tariff, whatever its stated purpose, is ultimately paid by importers and passed along to consumers in higher prices. So the debate isn't only an abstract argument about the separation of powers—it's about who gets to decide to raise the cost of nearly everything Americans buy from abroad, and whether that decision belongs to one person in the executive branch or to Congress. The forced-labor rationale is genuinely important on its own terms; forced labor in global supply chains is a real and serious problem. But the attorneys general are making a structural point: even a good goal doesn't authorize a power the law doesn't grant.The significance is that this is another front in an ongoing constitutional struggle over how far presidential trade power extends. The attorneys general are signaling they will litigate, and the courts have already shown, in striking down the earlier tariffs, that they are willing to police the boundary. Watch for whether this dispute follows the same path to the Supreme Court, because the answer will shape not just this set of tariffs but how much unilateral economic power any president can claim by pointing to a sufficiently sympathetic justification.Democratic AGs oppose Trump plan to impose tariffs on forced labor concerns | ReutersThe U.S. Patent and Trademark Office has abandoned an unusual set of trademark applications it had filed to register the phrase “Board of Peace” on behalf of President Trump, walking away from the filings after sharp criticism from congressional Democrats and questions about whether the agency had any legal authority to file them in the first place. The government filed an express abandonment of the applications, ending what one member of Congress called an unlawful venture.A trademark protects a brand—a word or logo used to identify the source of goods or services in commerce. Normally, a person or company files their own application, or has their lawyer file it for them. What happened here is that the Director of the Patent and Trademark Office, the head of the very agency that examines and grants trademarks, filed applications to register “Board of Peace” on the President's behalf. And that raised an immediate legal problem: the Lanham Act, the federal trademark statute, generally forbids filing an application on behalf of another person unless you are that person's attorney—and the Director specifically was not acting as Trump's lawyer.Think about why that rule exists and why the arrangement looked so troubling. The agency that decides who gets a trademark is supposed to be a neutral referee. When the head of that agency personally files an application for the President, the referee has stepped onto the field to play for one team. Even setting aside the specific statutory bar, it collapses the distinction between the government official who grants rights and the private party who receives them. Critics questioned not just the legality but the transparency of the whole exercise—who authorized it, on what authority, and why the trademark office was branding a presidential initiative at all.The significance is less about the phrase “Board of Peace” and more about the guardrails around a powerful administrative agency. Trademark law has technical rules about who may file and on whose behalf, and those rules are part of what keeps the system credible. The abandonment—prompted by oversight from the House Judiciary Committee's Democrats—shows those guardrails still functioning: an irregular filing was flagged, its legal basis questioned, and the agency backed down before a court had to intervene. It's a small episode in the scheme of things, but a clean illustration of how ordinary statutory limits and legislative oversight can check an official who reaches beyond his role.US trademark office abandons ‘Board of Peace' branding rights applications | ReutersIn my column for Bloomberg Tax this week, I take on the administration's threat to hit countries that have digital services taxes with 100% tariffs. My argument, in short, is that this is an ill-advised response—it isn't really a defense of the U.S. tax system at all, but an attempt to use consumer-funded trade pain to shield big tech from foreign tax bills.Let me set up the problem. A digital services tax, or DST, is a levy some foreign governments impose on the local digital revenue of companies like Alphabet, Meta, Apple, Amazon, or Netflix. These firms can earn enormous revenue from users in a country without ever having the kind of physical presence that the traditional international tax system was built to tax. Netflix can stream into a jurisdiction, pull revenue out of it, and never owe local tax. So foreign governments invented DSTs to capture some of that. The U.S. response, apparently, is to threaten tariffs on that country's completely unrelated goods until the tax goes away. The logic is that if Google has to pay France a modest tax on its digital revenue, someone in Cleveland might have to pay more for their champagne.I want to be fair to both sides here, because I actually think both have a point. DSTs genuinely deserve criticism—they're blunt instruments that tax gross revenue rather than profit, which means they can overtax low-margin business, and they're often designed with revenue thresholds conveniently set to catch every big U.S. tech firm while sparing domestic companies. So the U.S. complaint that these taxes are tailored to skim revenue from American firms is not baseless. But foreign governments also have a legitimate grievance: the old international tax rules really do struggle to tax digital businesses that earn a fortune from local users without setting foot in the country.Here's where I think the tariff response falls apart. A blanket 100% tariff doesn't fix any of a DST's design flaws. It doesn't determine where digital value is actually created, it doesn't allocate taxing rights, and it doesn't even fall on the foreign government. Tariffs are paid by importers, and most of that cost gets passed along to consumers. With last year's tariffs, as much as ninety percent of the economic burden landed on domestic firms and consumers. So think about how strange this is as tax policy: the companies facing the foreign tax are the largest and richest technology firms in the world, but the companies and consumers who'd actually feel the tariff are unrelated domestic players. No one is literally cutting Meta a reimbursement check, but the effect is the same—American consumers and importers become the leverage used to protect Silicon Valley from foreign tax exposure.And the bilateral approach has a nasty structural problem. The administration seems emboldened by the Canada episode—Canada moved to collect its DST, the U.S. threatened trade consequences, and Canada backed down. The apparent lesson the administration drew is that a big enough threat can make any foreign tax disappear. But if the U.S. treats tariff threats as a standing veto over other countries' tax policy, then every DST becomes a bilateral confrontation—France, Spain, Italy, the UK, one hostage negotiation after another—and it invites everyone else to adopt the same playbook the moment U.S. firms need something from them.So what I argue for instead is a binding, multilateral framework, and I lay out three pieces it would need. First, countries with DSTs agree to repeal them once a replacement is in place—the goal is to swap the ad hoc levies for something coherent, not stack a new rule on top of them. Second, market jurisdictions get, and help design, a predictable formula for their share of taxing rights over digital multinationals—something administrable and tied to a defensible theory of where digital profits are earned. And third, the U.S. keeps its powder dry: retaliation stays in reserve for countries that refuse the framework or discriminate against U.S. firms, applied with due process and proportionality, not as a one-size-fits-all tariff bazooka every time a foreign tax annoys Silicon Valley. Until we build that kind of system, the DST fight is just going to keep coming back.US Tariff Threat Is an Ill-Advised Digital Services Tax Reaction | Bloomberg Tax This is a public episode. 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It's one of the most dramatic - thrilling - devastating occasions in modern sport. The football pentalty shootout. We've already seen a few of them already in this year's FIFA World Cup - most notably - Paraguay booting out Germany. Professor Robbie Wilson is an ecologist from the University of Queensland, who also has an obsessive love of football. He's been writing about the science behind penalties. He chats to Emile. [picture id="4K2OWVB_AFP__20250813__69GZ2W2__v1__HighRes__FblEurSupercup2025PsgTottenham_jpg" crop="16x10" layout="full"]
America 250 proves how far we are from knowingthe price our forefathers paid for freedom. We think that our privilege is free, but our price is much more consequential thenthe one our forefathers paid. We just think privilege is free too.
Does rising margin debt really signal an imminent stock market crash? Not necessarily. Lance Roberts examines why many commonly cited margin debt charts can be misleading, which measures deserve investors' attention, and how leverage should be interpreted within the context of liquidity, economic growth, and market trends. 0:00 INTRO 0:50 - July 4th Recap, FIFA Soccer, & Earnings Season Launch 5:31 - Market Set up for July 9:46 - Market Futures & Economic Surveys 12:23 - Wage Growth as a Leading Economic Indicator 15:10 - Correlation of Wages to Inflation 20:13 - Real Wages' Effect on Economy 22:44 - Margin Debt Risk - The Ratios that Mislead 28:02 - Margin Debt Makes Great Clickbait 30:00 - Margin Debt & Market Cap 33:33 - Indicators that Matter (to the markets) 35:52 - Net Credit Balances 39:11 - Margin Debt vs Personal Savings (cash) 41:16 - What Year-over-year Change Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/qz2YPAd-qPI ------- Watch our previous show, "The Widow's Penalty in Social Security" https://youtube.com/live/iHJLWOZY4NQ ------- Articles mentioned in this report: "Margin Debt Risk: The Ratios That Mislead Investors," https://realinvestmentadvice.com/resources/blog/margin-debt-risk-the-ratios-that-mislead-investors/ "Wage Growth As A Leading Inflation Indicator" https://realinvestmentadvice.com/resources/blog/wage-growth-as-a-leading-inflation-indicator/ "Mag 7 Stocks: Risk Or Opportunity In The Making?" https://realinvestmentadvice.com/resources/blog/mag-7-stocks-risk-or-opportunity-in-the-making/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #EarningsSeason #MarketOutlook #SP500 #MarginDebt #Investing #MarketAnalysis #FinancialPlanning
Does rising margin debt really signal an imminent stock market crash? Not necessarily. Lance Roberts examines why many commonly cited margin debt charts can be misleading, which measures deserve investors' attention, and how leverage should be interpreted within the context of liquidity, economic growth, and market trends. 0:00 INTRO 0:50 - July 4th Recap, FIFA Soccer, & Earnings Season Launch 5:31 - Market Set up for July 9:46 - Market Futures & Economic Surveys 12:23 - Wage Growth as a Leading Economic Indicator 15:10 - Correlation of Wages to Inflation 20:13 - Real Wages' Effect on Economy 22:44 - Margin Debt Risk - The Ratios that Mislead 28:02 - Margin Debt Makes Great Clickbait 30:00 - Margin Debt & Market Cap 33:33 - Indicators that Matter (to the markets) 35:52 - Net Credit Balances 39:11 - Margin Debt vs Personal Savings (cash) 41:16 - What Year-over-year Change Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/qz2YPAd-qPI ------- Watch our previous show, "The Widow's Penalty in Social Security" https://youtube.com/live/iHJLWOZY4NQ ------- Articles mentioned in this report: "Margin Debt Risk: The Ratios That Mislead Investors," https://realinvestmentadvice.com/resources/blog/margin-debt-risk-the-ratios-that-mislead-investors/ "Wage Growth As A Leading Inflation Indicator" https://realinvestmentadvice.com/resources/blog/wage-growth-as-a-leading-inflation-indicator/ "Mag 7 Stocks: Risk Or Opportunity In The Making?" https://realinvestmentadvice.com/resources/blog/mag-7-stocks-risk-or-opportunity-in-the-making/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #EarningsSeason #MarketOutlook #SP500 #MarginDebt #Investing #MarketAnalysis #FinancialPlanning
Episode Summary: In this episode, Mark Holthe and Alicia Backman-Beharry examine one of the most controversial elements of Canada's proposed Express Entry reforms—the planned removal of the spousal points grid that currently reduces Comprehensive Ranking System (CRS) scores for applicants with accompanying spouses. They explain how the current system penalizes many married and common-law couples, why IRCC's own economic research suggests the policy does not accurately predict immigrant success, and what applicants should consider while waiting for the proposed changes to be implemented. Key Topics Discussed How the current spousal points grid reduces CRS scores for accompanying spouses Why IRCC's own research suggests spouse factors have little impact on long-term economic success The proposed removal of the spousal points grid and what it could mean for families Practical strategies for couples deciding whether to include a spouse on an Express Entry application Key Takeaways Under the current CRS system, applicants with accompanying spouses can lose up to 40 human capital points, depending on their spouse's education, language ability, and Canadian work experience. IRCC's own longitudinal research indicates that a spouse's education, language ability, and Canadian work experience have little measurable impact on the principal applicant's long-term economic outcomes. Removing the spousal grid would allow applicants to be assessed on their own human capital rather than their spouse's qualifications, helping reduce unintended penalties for families. Although the proposed reform has been announced, applicants must continue planning under the current rules until IRCC officially implements the changes. Quotes from the Episode: Mark Holthe: "It wasn't the spouse that reduced a family's success—the system simply assumed it did." Alicia Backman-Beharry: "The evidence doesn't support the spousal grid. It really functions as a penalty that doesn't reflect actual economic outcomes." Links and Resources How to list your Canadian spouse in an Express Entry Application Watch this episode on YouTube Canadian Immigration Podcast Book a consult Enroll in the Express Entry Accelerator and Masterclass Subscribe for MoreStay up-to-date with the latest in Canadian immigration by subscribing to the Canadian Immigration Podcast on iTunes, Spotify, or YouTube. Don't miss future episodes on policy changes, strategies, and practical advice for navigating Canada's immigration process. Disclaimer This episode provides general information about Canadian immigration and is not intended as legal advice. For personalized assistance, consult an immigration lawyer.
Joyce discusses FIFA taking a second look at a red card penalty issued to the USA's premier player in this tournament. FIFA decides to suspend the suspension and both USA & Belgium will now play tonight with full rosters. FIFA has a historical reputation for corruption, yet some Democrats at the President for getting involved at all.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
MEDICARE ADVANTAGE MINUTE: MEDICARE ADVANTAGE HEALTH PLANS MAY CUT EXTRA BENEFITS IN 2027 HE THOUGHT COBRA COUNTED AS COVERAGE; MEDICARE SAID OTHERWISE FOR LIFE; THE KEY IS BEING "ACTIVELY AT WORK" MEDIGAP (MEDICARE SUPPLEMENT) RATES ARE INCREASING AND SOME PLANS ARE HARDER TO QUALIFY FOR CHRIS ASKS WHETHER A MORE EXPENSIVE PART D DRUG PLAN WILL PROVIDE BETTER COVERAGE FOR COSTLY DRUGS MARK BECAME A BELIEVER IN HIGH DEDUCTIBLE PLAN G WHEN HE SAW THE SAVINGS TO BE ENJOYED. STILL, HE WONDERS WHAT TO EXPECT IN THE WAY OF FUTURE RATE INCREASES FINALLY, ENJOY SOME ACCURACY IN A WALLETHUB LIST FOR A CHANGE! Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+) Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055 Review Us On Google For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers. Official website: https://www.MedicareForTheLazyMan.com.
Email: bidemiologunde@gmail.comIn this episode, host Bidemi Ologunde examines one of the most interesting trends of the 2026 FIFA World Cup: the relationship between mandatory hydration breaks, longer matches, player fatigue, missed penalties, and the new Adidas Trionda ball. Are the three-minute breaks protecting players, disrupting match rhythm, or quietly giving coaches a new tactical weapon? Why have penalty misses become such a visible knockout-stage storyline? Could heat, pressure, ball design, and extra time be combining in ways that change how players execute under stress? Bidemi breaks down the evidence, the psychology, and the likely trends to watch as the tournament continues.
The loss of a spouse is one of life's most difficult transitions, and for many retirees, it can also result in a significant reduction in Social Security income. Richard Rosso & Jonathan McCarty explain the Social Security "Widow's Penalty," why survivor benefits often leave widows and widowers with less household income, and the planning strategies that can help protect your retirement. We discuss the importance of delaying Social Security when appropriate, planning for life as a surviving spouse, Roth conversions, IRA withdrawal strategies, qualified charitable distributions (QCDs), and estate planning fundamentals that can help preserve wealth for the next generation. You'll also learn why communication between spouses is essential, how the step-up in basis can benefit heirs, why holding assets with large unrealized losses may create unintended consequences, and how thoughtful planning today can reduce financial stress tomorrow. If you're married, widowed, approaching retirement, or helping aging parents prepare for the future, this episode offers practical guidance on protecting both your income and your legacy. 0:00 INTRO 0:19 - America's 250th & Buc-cee's 5:42 - Narrative Busters & Stock Stories 6:48 - Commemorative SS Card 8:16 - American Ingenuity - Automotive Deep Scrub, Carpet Cleaning 12:40 - Widows' Penalty with Social Security 16:30 - How to plan for living single as Senior - Roth Conversions & IRA Withdrawals 18:25 - Importance of Delaying Social Security 22:41 - Importance of Estate Planning Basics 26:23 - Qualified Charitable Distributions to Reduce IRA RMD's 28:45 - Keeping the exemption for Two 31:02 - Importance of Communication - Who's Left Behind? 33:40 - Maximizing w Step Up in Basis - taking the losses before you pass 35:21 - Don't Die with Assets Holding Losses 39:21 - Closing thoughts - Plan Ahead & Catch Up Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/iHJLWOZY4NQ ------- Watch our previous show, "Milton Friedman Was Mostly Right" https://youtube.com/live/qDTBlhH8YGY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurity #WidowsPenalty #RetirementPlanning #EstatePlanning #FinancialPlanning
The loss of a spouse is one of life's most difficult transitions, and for many retirees, it can also result in a significant reduction in Social Security income. Richard Rosso & Jonathan McCarty explain the Social Security "Widow's Penalty," why survivor benefits often leave widows and widowers with less household income, and the planning strategies that can help protect your retirement. We discuss the importance of delaying Social Security when appropriate, planning for life as a surviving spouse, Roth conversions, IRA withdrawal strategies, qualified charitable distributions (QCDs), and estate planning fundamentals that can help preserve wealth for the next generation. You'll also learn why communication between spouses is essential, how the step-up in basis can benefit heirs, why holding assets with large unrealized losses may create unintended consequences, and how thoughtful planning today can reduce financial stress tomorrow. If you're married, widowed, approaching retirement, or helping aging parents prepare for the future, this episode offers practical guidance on protecting both your income and your legacy. 0:00 INTRO 0:19 - America's 250th & Buc-cee's 5:42 - Narrative Busters & Stock Stories 6:48 - Commemorative SS Card 8:16 - American Ingenuity - Automotive Deep Scrub, Carpet Cleaning 12:40 - Widows' Penalty with Social Security 16:30 - How to plan for living single as Senior - Roth Conversions & IRA Withdrawals 18:25 - Importance of Delaying Social Security 22:41 - Importance of Estate Planning Basics 26:23 - Qualified Charitable Distributions to Reduce IRA RMD's 28:45 - Keeping the exemption for Two 31:02 - Importance of Communication - Who's Left Behind? 33:40 - Maximizing w Step Up in Basis - taking the losses before you pass 35:21 - Don't Die with Assets Holding Losses 39:21 - Closing thoughts - Plan Ahead & Catch Up Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/iHJLWOZY4NQ ------- Watch our previous show, "Milton Friedman Was Mostly Right" https://youtube.com/live/qDTBlhH8YGY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurity #WidowsPenalty #RetirementPlanning #EstatePlanning #FinancialPlanning
In this edition of Penalty Trend-Out, Miles and special guest co-host Jacquis Neal discuss Trump's 2025 financial disclosures, the passing of that guy from the Village People, GTA 6's "physical" release, Bryan Adams' Canada Day protest song and much more!See omnystudio.com/listener for privacy information.
Vinnie is loving summer dadhood. Being a kid in the summer these days just isn't the same. Penalty kicks at the World Cup are a special kind of pressure.
Professor Geir Jordet flips everything you think you know about high-stakes performance on its head, revealing that a penalty shootout is won or lost long before the foot ever hits the ball.In this episode, the world's leading football psychologist breaks down the meticulous psychological warfare of the 2022 World Cup Final and explains how England transformed from the world's worst shootout team into the absolute best through structural changes like the "buddy system." He exposes the hidden mechanics of pressure, from Harry Kane's unpredictable dual technique and Erling Haaland's surprising admission of fear, to why overthinking for twelve seconds cost Marcus Rashford at the Euros. Jordet also debunks major football myths, unpacking the subtle manipulation tactics used by players like Emiliano Martínez and explaining why trying to fake a smile under immense pressure will backfire. This episode offers a sophisticated masterclass in process-over-outcome thinking, delivering powerful lessons on anxiety, team-wide psychological safety, and how to master your mind when the eyes of the world are on you.Revolut Business
Every year, thousands of retirees pay an extra penalty to the IRS — and almost none of them see it coming. What catches them off guard isn't a penalty for owing too much. You can do everything right — claim Social Security at the right age, run picture-perfect Roth conversions, manage your withdrawals down to the dollar — and still get a letter from the IRS charging you extra. I reworked a framework from an article by Sheryl Rowling at Morningstar into four clean, completely legal ways to avoid getting tax penalties. After that, we've got a listener question: A retiree writes in and says, "I don't want to think about money. My plan is tested, I have enough — so what's a simple checklist I can use to stay on track?" And to close the show, our Retire To Something segment where Clif traded his to-do list for a garden plot — and found community, leadership, and a whole lot of homegrown vegetables in the process. Resource: Article by Sheryl Rowling at Morningstar: 5 Ways to Avoid Tax Penalties Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart