Podcasts about retirement funds

Are you ready to roll over your 401k without falling into tax pitfalls? Mike Douglas goes through the complexities of 401k rollovers. He explores essential questions to ask, such as understanding the type of money in your account and evaluating fees. He also discusses whether it’s better to leave some money behind for early access and how identifying the right fiduciary can impact your retirement strategy. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

Did you know that you can use your retirement funds to buy a business? Jeremy Ames, co-founder and CEO of Guidant Financial, explains how individuals can invest in a business using a 401(k) rollover. This episode of M&A Talk covers the basics of a 401(k) rollover, including the requirements, the risks, and how to replenish your 401(k) after the sale is done. View the complete show notes for this episode.   Want To Learn More?  Retirement Funds Financing When Buying or Selling a Business Small Business Acquisition Financing Morgan & Westfield's Buyer's Guide Guidant Financial   Additional Resources Selling your business? Schedule a free consultation today. Download The Art of The Exit: The Complete Guide to Selling Your Business Download Acquired: The Art of Selling a Business With $10 Million to $100 Million in Revenue   If you have any topic or guest suggestions, please email them to podcast@morganandwestfield.com.  

In this episode, we explore the possibilities of using retirement accounts to purchase real estate investments, including your primary residence. Topics include Roth IRAs, cashing out a 401k, and taking a 401k loan. We'll discuss the advantages, limitations, and real-world applications of each method. Olivia shares their personal experience of using a 401k loan to buy a duplex with minimal out-of-pocket costs and offers practical advice on making the best financial decisions. Make sure to listen until the end to hear the exact strategy used! Check out the Nuuly website! Free Masterclass: How to Buy Your First Investment Property for Less Than $25K Apply for Wanderlust Wealth Academy Book a call to see if you would be a good fit for Wanderlust Wealth Academy: https://calendly.com/theoliviatati/wanderlustwealthacademy Learn more about WWA here: https://www.oliviatati.com/wwa Hang out with me on IG: @theoliviatati / @wanderlustwealth.show  Watch this episode on Youtube: https://www.youtube.com/@Theoliviatati/

To rollover or not to rollover... It shouldn't be a surprise by now to learn that the answer depends on your individual circumstances. We peel back the advantages and disadvantages of aggregating retirement accounts within IRA / Roth IRA environments and discuss some of the circumstances that could point an individual in one direction over another.Contact: Ben@abundancewm.comWebsite: Abundance Wealth ManagementShow music: Can We Go by The Violet NinesDISCLAIMERThe discussions contained in and referred to in this podcast are provided for educational, informational, and entertainment purposes only. The information, statements, comments, views, and opinions expressed or provided are not necessarily those of Abundance Wealth Management LLC and may not be current. Abundance Wealth Management LLC does not make any representation or warranty as to the accuracy or completeness of any of the information, statements, comments, views, or opinions contained in this podcast, and any liability therefore (including in respect of direct, indirect or consequential loss or damage of any kind whatsoever) is expressly disclaimed. Abundance Wealth Management LLC does not undertake any obligation whatsoever to provide any form of update, amendment, change or correction to any of the information, statements, comments, views, or opinions set forth in this podcast.You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented in this podcast without undertaking independent due diligence and consultation with a professional wealth management advisor. You understand that you are using all information available on or through this podcast at your own risk. Hosted on Acast. See acast.com/privacy for more information.

In this conversation, Warren Ingram and Pieter de Villiers discuss the complexities of retirement funds, including pension funds, provident funds, and retirement annuities. They explore the recent regulatory changes that have made retirement funds more accessible and beneficial for individuals. The discussion highlights the tax advantages of these funds, the importance of understanding fees, and the necessity of making informed investment decisions. TakeawaysRetirement funds are essential for self-provisioning in old age.Recent regulations have improved the accessibility of retirement funds.Tax benefits of retirement funds include tax-free growth and deductions.Understanding fees is crucial for maximizing retirement savings.Retirement funds offer protection from creditors in case of debts.The ability to invest a significant portion internationally is a recent change.The two-pot system allows for emergency access to funds.Investing in retirement funds can lead to significant long-term growth.Choosing the right retirement fund can mitigate high fees.Informed decision-making is key to successful retirement planning.Send us a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Al Gordon explores the idea of "imploding" your 401(k). He presents a scenario in which someone has $244,000 in their 401(k), which could be used for real estate investments. Al suggests using this amount to acquire single-family properties, leveraging hard money loans and contributing $25,000 as the initial investment for each property. This approach allows the investor to purchase approximately eight properties, generating around $1,600 in passive income per month, or $19,200 annually. The strategy highlights the potential of 401(k) funds for wealth creation through real estate, emphasizing the ability to reinvest and grow passive income over time.  Click to Listen Now

In today's conversation, Warren Ingram and David Hurford discuss the critical topic of what happens to retirement funds upon the death of an individual, particularly focusing on the implications for young children and dependents. The discussion covers the differences between approved and unapproved life insurance policies, the management of funds for minor dependents, and the advantages of using beneficiary funds as a secure and regulated option for managing these assets.TakeawaysIt's critical to have a will to guide your beneficiaries.Retirement funds have specific rules regarding beneficiary nominations.Trustees have a legal obligation to ensure fair distribution of benefits.Your dependents, not just nominated beneficiaries, will receive benefits.Keeping your nomination form updated helps trustees make informed decisions.Retirement funds are excluded from your estate for tax purposes.Approved life insurance policies are managed by the retirement fund trustees.Beneficiary funds provide a regulated way to manage funds for minors.Proper estate planning is essential for managing dependents' funds.Beneficiary funds are a tax-free environment for managing retirement fund benefits.Send us a textLead-Lag Live - Hosted By Michael A. Gayed, CFA of The Lead-Lag ReportConversations with thought leaders in the world of finance, economics, and investing.Listen on: Apple Podcasts SpotifyHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Retirement: the word conjures up images of leisurely pursuits, travel, and finally having the time to do the things you've always dreamed of. But for many Indians, the reality is far from idyllic. With a significant portion of the population yet to start saving, and existing savers plagued by anxiety about their financial future, retirement looms as a distant and uncertain prospect.In this episode, we delve into the anxieties and aspirations surrounding retirement in India. We'll explore:Retirement Reality: Why are so many unprepared?Retirement Products: NPS, PPF, and other options.Best Fit: Finding the right products for you.Planning Better: Setting goals, budgeting, and investing.Listen to full conversation with Rajani Tandale: https://youtu.be/Nv4QhBsn0AI?si=0oUCfH7WwE2qJOApListen to full conversation with Kuldeep Parashar: https://youtu.be/QQdYu66zMr8?si=tkKBru-OhGzUaYneListen to full conversation with Sriram Iyer: https://youtu.be/H2laCAidZcc?si=_dweY-fRwHffyY*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

What if achieving financial freedom isn't just about earning more and building investments that align with your values and goals? Spencer Hilligoss, CEO of Madison Investing, joins Dr. Felecia Froe to share his journey from corporate FinTech to becoming a leader in alternative investments.   In this episode, Spencer reveals how to create multiple income streams, keep passive investments genuinely passive, and confidently navigate real estate's complexities. He emphasizes the importance of selecting trustworthy partners, valuing long-term impact, and staying resilient through challenges.   Curious how to build a life of financial independence while making a difference? Don't miss the actionable insights and inspiring stories in this conversation. Tune in today!   01:12 - The Journey to Financial Awareness 06:24 - Exploring Alternative Investments 14:40 - Investing with Strategy and Confidence 25:04 - Keeping Passive Investments Truly Passive 36:00 - Values-Driven Investing and Long-Term Impact   Connect with Spencer! Website: https://www.madisoninvesting.com/ LinkedIn: https://www.linkedin.com/in/shilligoss/   Be the Boss of Your Own Money and Own Your Future. Connect with us and Discover Investment Strategies Designed to make a Difference. Website: https://moneywithmission.com Linkedin: https://www.linkedin.com/in/moneywithmission   Key Quotes: "Competence creates confidence. The more you learn, the more confident you become in making big decisions." - Spencer Hilligoss   "Diversification isn't just smart—it's essential. A single income stream can leave you in hot water faster than you realize." - Spencer Hilligoss

What if achieving financial freedom isn't just about earning more and building investments that align with your values and goals? Spencer Hilligoss, CEO of Madison Investing, joins Dr. Felecia Froe to share his journey from corporate FinTech to becoming a leader in alternative investments.   In this episode, Spencer reveals how to create multiple income streams, keep passive investments genuinely passive, and confidently navigate real estate's complexities. He emphasizes the importance of selecting trustworthy partners, valuing long-term impact, and staying resilient through challenges.   Curious how to build a life of financial independence while making a difference? Don't miss the actionable insights and inspiring stories in this conversation. Tune in today!   01:12 - The Journey to Financial Awareness 06:24 - Exploring Alternative Investments 14:40 - Investing with Strategy and Confidence 25:04 - Keeping Passive Investments Truly Passive 36:00 - Values-Driven Investing and Long-Term Impact   Connect with Spencer! Website: https://www.madisoninvesting.com/ LinkedIn: https://www.linkedin.com/in/shilligoss/   Be the Boss of Your Own Money and Own Your Future. Connect with us and Discover Investment Strategies Designed to make a Difference. Website: https://moneywithmission.com Linkedin: https://www.linkedin.com/in/moneywithmission   Key Quotes: "Competence creates confidence. The more you learn, the more confident you become in making big decisions." - Spencer Hilligoss   "Diversification isn't just smart—it's essential. A single income stream can leave you in hot water faster than you realize." - Spencer Hilligoss

Kurt Power discusses the often-overlooked potential of investing in real estate through retirement accounts, particularly IRAs. He explores the logistics of transferring funds from 401k accounts to IRAs, the role of Quest Trust Company in facilitating these investments, and the importance of education in making informed financial decisions. Kurt shares his personal journey into the real estate investment world and emphasizes the need for a supportive community and professional guidance in navigating the complexities of self-directed IRAs. The discussion highlights the significance of understanding IRS regulations and the various investment opportunities available within retirement accounts. Takeaways • You can invest real estate assets in your IRA. • Many financial advisors may not be aware of IRA options. • Self-directed IRAs allow for diverse investment opportunities. • Education is key to understanding retirement account options. • Quest Trust Company provides support for IRA investments. • Networking is crucial for finding capital in real estate. • The IRS does not restrict many types of investments in IRAs. • Documentation is essential for all IRA transactions. • Investors should have a team of professionals for guidance. • The most educated client becomes the best client. Sound Bites • You can invest real estate assets in your IRA. • Self-directed is just a marketing term. • We can't give you tax legal or investment advice. • You can invest in so many things in real estate. • You can do it either way. • You have to have a good lawyer and CPA.

In this episode of Ask Farnoosh, we tackle some of your most pressing money questions about retirement planning, investing, and managing finances in relationships. First, we dive into the pros and cons of converting a Traditional 401(k) to a Roth IRA, discussing how to weigh current tax impacts against long-term growth benefits. Next, we explore strategies for helping a loved one preserve and grow their retirement savings, including balancing accessibility and investment growth for someone relying on Social Security. Lastly, we address the complexities of merging finances as a couple—whether you're cohabiting, buying a home, or just starting to have those “big” money talks.References: Article: What My College Friendships Taught Me About Socioeconomic StatusArticle: The Perimenopause Gold Rush Join the So Money Members Club.Download Farnoosh's free investing blueprint.Hang out with Farnoosh on Instagram.

Paul brings an article about an investor who has almost $800,000 in an investment hoping it would turn around his financial situation amid health complications. Today, Paul talks about what happened to this investor, what red flags all investors should be looking out for, and why the best thing you can do is learn from others' mistakes instead of learning the hard way.    For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Welcome to a New Episode of Get Creative! Today, we're joined by industry leaders Linda Spychalski and Colin Yeap, with our host Keola Keala. In this episode, we dive into the fascinating world of using retirement funds in real estate, the power of community in learning and investing, and the steps to creating generational wealth through creative financing methods.   Highlights: "I realized how much people wanted to help... it's what people need to succeed."    "This community is about helping each other make money, not the banks."    "The more people that you help, money will come. Focus on how you can help others."   "Don't do this yourself; share it with others, even people outside the community."    Timestamps: 00:01 - Introduction  00:59 - Meet the Guests: Linda Spychalski & Colin Yeap 02:03 - Linda's Journey into Real Estate 04:01 - Linda Discusses Motivation for Joining Gator 06:26 - Linda's Real Estate Strategy and Family Influence 10:24 - The Community's Impact on Personal and Professional Growth 14:01 - Colin Describes a Noteworthy Deal 20:33 - The Financial Mechanics of a Mobile Home Park Deal 23:02 - Return on Investment Details 28:16 - Final Thoughts and Advice   ► Join The Subto Community & Learn Creative Finance Directly from Pace:  https://paceapproves.com/subto-gc  ► Want to Become a Private Money Lender? Join Us For The Upcoming LIVE Training this Saturday to Learn How to Lend Money on Real Estate Deals: http://joingatortribe.com/yt    ► Join Our Free Facebook Group to Connect with Pace and his Students: https://paceapproves.com/freefb-yt    ► Become a Top Tier Transaction Coordinator and Make Money Doing The Paperwork For Real Estate Transactions: https://paceapproves.com/tttc-gc    ► Listen To Pace and His Students Share Insider Secrets To Real Estate Investor Success: https://getcreativepodcast.com/    PLUG IN & SUBSCRIBE Instagram: https://www.instagram.com/pacemorby/  TikTok: https://www.tiktok.com/@pacemorby   

Severe weather events are increasingly frequent and costly, and they can lead to declines in credit scores, increased debt collection, and mortgage delinquencies. Today's Stocks & Topics: RIO - Rio Tinto PLC ADR, XOM - Exxon Mobil Corp., Energy Diversification, TFII - TFI International Inc., Market Wrap, HIMS - Hims & Hers Health Inc., The Financial Impact of Natural Disasters: What You Need to Know, SAMG - Silvercrest Asset Management Group Inc. Cl A, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Annuities, New Sectors, Retirement Funds, AXS - AXIS Capital Holdings Ltd., Inflation and Social Security.Our Sponsors:* Check out PrizePicks: https://prizepicks.onelink.me/LME0/INVESTAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Stephen Grootes speaks to Guy Chennells from Discovery Corporate and Employee Benefits about the primary drivers of Two-Pot withdrawal requests, including household debt and vehicle expenses.See omnystudio.com/listener for privacy information.

Discover how to use your retirement funds to build a passive stream of income through multifamily investing. Whether you are a beginner or a seasoned investor, this podcast will help you understand the pros and cons of using retirement funds for real estate investing and the best way to mitigate taxes and penalties.

Sometimes an organization's backstory speaks volumes, which is definitely true of The Women's Foundation of the South (WFS). It was co-created into existence by a cohort of women, all accomplished grant makers of color who were compelled to build what the philanthropic sector lacked, a public foundation dedicated to the advancement of women and girls of color in the American south. They started to dream together in 2019 and launched in 2021 with Carmen James Randolph, its exceptional founder, at the helm. In this episode of Power Station, Carmen shares what it takes to start a foundation without major institutional donors, forging ahead through the Covid 19 pandemic and the devastation of Hurricane Ida, both of which exacerbated profound inequities in communities of color. These challenges shaped WFC's approach: investing in nonprofits and small businesses that serve those who are most vulnerable. She has garnered significant philanthropic support and is lifting up a powerful network of women who lead, without adequate recognition or resources, nonprofits in regions struggling with shattering maternal and infant mortality rates. As Carmen says, the WFC is exercising a vital tool of philanthropy, women's voice and leadership.

So Kamala Harris and her team, the people who run her, the people who boss her around, they've got some tax increases and some of this is starting to take form. They  want the Trump tax cuts to expire leading to 62% of houses seeing a tax hike. Plus, how about a billion dollar secret migrant spending and what is the most important stock in the entire world?What does God's Word say? 1 Corinthians 1:26-3126 Brothers and sisters, think of what you were when you were called. Not many of you were wise by human standards; not many were influential; not many were of noble birth. 27 But God chose the foolish things of the world to shame the wise; God chose the weak things of the world to shame the strong. 28 God chose the lowly things of this world and the despised things—and the things that are not—to nullify the things that are, 29 so that no one may boast before him. 30 It is because of him that you are in Christ Jesus, who has become for us wisdom from God—that is, our righteousness, holiness and redemption. 31 Therefore, as it is written: “Let the one who boasts boast in the Lord.”[d]Episode Links:Massachusetts GOP demands information on state's $1 billion in 'secret' migrant spending: 'Veil of secrecy'; Republicans allege state's Democrat supermajority has led to lack of transparencyNvidia has become world's ‘most important stock,' adding pressure to upcoming earnings reportIf you don't own Nvidia stock, you are missing a revolution, tech investor saysTelegram Founder's Arrest Signals Dangerous Times for Online Free SpeechAI Vs Human Leadership: Debate Over Plan To Govern Cheyenne Heats UpAlan's Soaps alansartisansoaps.comUse coupon code ‘TODD' to save an additional 10% off the bundle price.Bioptimizershttps://magbreakthrough.com/toddfreeGet your 30-capsule bottle of Magnesium Breakthrough for FREE!  No promo code needed. ONLY at magbreakthrough.com/toddfreeBonefroghttps://bonefrogcoffee.com/toddMake Bonefrog Cold Brew at home!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Bulwark CapitalBulwark Capital Management (bulwarkcapitalmgmt.com)Learn about Bulwark's strategies with their FREE Common Cents Investing Guide.  Get yours by calling 866-779-RISK or go to KnowYourRiskRadio.com.EdenPUREhttps://edenpuredeals.comUse code TODD3 to save $200 on the Thunderstorm Air Purifier 3-packGreenHaven Interactive Web Marketinghttps://greenhaveninteractive.comGet more leads & customers! Show up on Google. Dave is here to help.  Native Pathhttps://getnativepath.com/toddStock up on NativePath Collagen for up to 45% off plus free shipping.  Renue Healthcarehttps://renue.healthcare/toddYour journey to a better life starts at Renue Healthcare.  Visit https://renue.healthcare/todd

In this episode of Financial Straight Talk, Jim and Jerry discuss the importance of financial independence and how it allows individuals to pursue their passions in retirement. They share stories of clients who have achieved financial independence and highlight the role of proper financial planning in ensuring a comfortable retirement. The conversation also touches on the challenges of supporting adult children and the need to educate them about financial responsibility. Overall, the episode emphasizes the importance of making wise financial decisions and seeking professional guidance to achieve financial independence. Ready to connect with Jim today?  Get some Financial Straight Talk!See omnystudio.com/listener for privacy information.

Scott Smith, CEO of Royal Legal Solutions, joins Tony Lopes to discuss asset protection and growing financial freedom through real estate. Scott shares his personal journey to financial freedom and how he got into real estate. He emphasizes the importance of asset protection and explains the concept of having separate companies for asset holding and operations. Scott also discusses the significance of anonymity and compartmentalization in asset protection. He provides insights on setting up a dream investment team and investing retirement funds in real estate. Scott offers valuable resources and encourages listeners to seek professional help in structuring their assets and reducing taxes. Takeaways Asset protection is crucial to safeguarding your wealth and ensuring its durability. Separate companies for asset holding and operations provide anonymity and compartmentalization. Building a dream investment team can help streamline your wealth-building process. Investing retirement funds in real estate can provide higher returns and tax benefits. Seek professional help to structure your assets correctly and reduce taxes. Chapters 00:00: Introduction 01:30: Scott's Journey to Financial Freedom 05:23: Asset Protection: Safeguarding Your Wealth 09:39: Anonymity and Compartmentalization in Asset Protection 16:22: Building Your Dream Investment Team 20:32: Investing Retirement Funds in Real Estate 23:47: Structuring Your Assets and Reducing Taxes 27:09: Conclusion

In this episode of Financial Straight Talk, Jim and Jerry discuss the importance of financial independence and how it allows individuals to pursue their passions in retirement. They share stories of clients who have achieved financial independence and highlight the role of proper financial planning in ensuring a comfortable retirement. The conversation also touches on the challenges of supporting adult children and the need to educate them about financial responsibility. Overall, the episode emphasizes the importance of making wise financial decisions and seeking professional guidance to achieve financial independence. Ready to connect with Jim today?  Get some Financial Straight Talk!See omnystudio.com/listener for privacy information.

In the latest episode of The Capitalist Investor, hosts Derek, Luke, and Tony discuss a variety of crucial topics that resonate with both seasoned investors and newcomers to the financial world. Let's break down the five hot topics that dominated this episode:1. Taking Unnecessary RisksTony brings to light the often-overlooked issue of unnecessary risk-taking in investment portfolios. He recounts a story of a client whose portfolio consisted of 20% Nvidia stocks. The advisor insisted on "letting it ride," despite the client's concerns about concentration risk. The discussion underscores the importance of understanding one's portfolio and actively managing risk to avoid potential pitfalls.2. Tax Implications in Investment DecisionsOne of the salient points discussed is the role of taxes in investment decisions. Derek emphasizes that avoiding selling stocks solely to evade capital gains taxes is not a sound strategy. Notably, taxes are a "penalty of success," and managing one's portfolio should be a higher priority than dodging tax bills. Luke adds that tax regulations might change, making it wiser to manage investments proactively rather than reactively.3. Balancing Risk Based on Age and Financial GoalsLuke dives into the nuanced approach to risk management, tailored to the investor's age and financial goals. Younger individuals in their 20s and 30s have the luxury of time to recover from financial setbacks, making it more feasible to take on higher risks. Conversely, those nearing retirement should focus on preserving their capital, opting for safer investment strategies. This age-based strategy exemplifies a balanced approach to risk and reward.4. Diversification and Risk Mitigation StrategiesIn discussing ways to manage investment risk, Luke and Tony touch on practical strategies like writing covered calls or swapping individual stocks for ETFs. Whether it's selling Nvidia stocks and investing in a semiconductor ETF for broader exposure or trimming holdings to maintain an appropriate risk level, diversification is key. Tony elaborates on how their actively managed portfolios consistently trim holdings in volatile stocks like Nvidia to keep risk in check.5. Football and Financial Planning AnalogiesTowards the end of the episode, the hosts make an interesting pivot to football analogies to explain financial planning. Tony likens managing investments to football teams grinding down the clock to win a game. Just as a football team adjusts its strategy based on the game situation, investors should manage their portfolios dynamically to align with their financial goals. The engaging discussion even rolls into NFL talk, touching on team performances and player speculation, adding a refreshing and relatable layer to the financial discourse.This episode of The Capitalist Investor offers a blend of serious financial advice and light-hearted sports banter, making complex topics accessible and engaging. From understanding unnecessary risks and tax implications to age-based risk balancing and diversification strategies, the hosts provide a comprehensive guide to prudent financial management. Tune in to stay informed and make savvy investment decisions.

Firefighters in Dolton, Illinois, are raising serious concerns about the management of their retirement funds and health care benefits. According to the International Association of Firefighters Local 3766, deductions for retirement plans intended to go to Nationwide have not been properly allocated for over six months. Additionally, premiums for their health insurance, paid by the village, have reportedly not been received, leading to denied claims. These issues arise amid a lack of contract negotiations for nearly five years. Village officials claim they are working to resolve these problems, but union members express frustration over the lack of transparency and fear retaliation for speaking out. This situation highlights significant mismanagement and financial misallocation concerns within the village administration, impacting the firefighters' financial security and well-being. #FirefighterRights #GovernmentAccountability #UnionStrong --- Send in a voice message: https://podcasters.spotify.com/pod/show/darien-dunstan3/message

Did you know that you can use retirement funds to invest in real estate under certain conditions? In today's episode, Randy explains the different strategies that allow you to diversify your retirement account and gain exposure to real estate investments. Join Our Investor Club: https://rebrand.ly/8bblcxo 

This week's theme on the Retirement Quick Tips Podcast is: Listener questions, answered! Today's listener question is: Can I Invest My Entire Investment Portfolio Into Target Date Retirement Funds?

S&C coaches change jobs A LOT. That means we have an old 401k from prior employer. This old 401k can be turned into a Self Directed IRA. I have personally done this with the company Horizon Trust. I did this back in Aug 2023. I had the founder of Horizon Trust on the show to talk about this process.If you are interested in contacting them here is their info - and tell them Strength Coach Network sent ya.https://www.horizontrust.com/https://www.horizontrust.com/self-directed-ira/Original airdate 05.06.2024

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Today I chat with Greg Herlean, a close friend and financial wizard, who sheds light on the potential of self-directed IRAs for entrepreneurs. Greg walks us through how these retirement accounts can be creatively utilized for investments far beyond the stock market, including in real estate, cryptocurrencies, and even unique assets like cutting horses, offering significant tax benefits and the possibility of substantial returns. He shares his journey of founding Horizon Trust to demystify and facilitate the process for investors, urging listeners to explore self-directed IRAs as a strategic tool for financial growth and tax savings, ultimately encouraging entrepreneurs to broaden their investment horizons and seize control of their financial futures. --- Book a call with Horizon Trust - https://horizontrust.com/justin/ Connect with Greg! Instagram - @gregherlean Website - https://horizontrustsdira.com/  

Learn to take control of your retirement account and invest in anything! ---If you want to level up, text me at 725-444-5244! Get access to our community, coaching, courses, and events at Wealthy University https://wealthyuniversity.com/Secure your spot at the #1 conference for real estate, entrepreneurship, and social media here - https://www.wealthcon.org/---Connect with Greg! Instagram - https://www.instagram.com/gregherlean/Website - https://horizontrustsdira.com/Greg Herlean, the founder of Horizon Trust, embarked on his entrepreneurial journey in real estate investing when he faced challenges obtaining loans for his deals. Recognizing the untapped potential of utilizing retirement funds for investments, Greg pioneered self-directed retirement options through trust companies. Dissatisfied with existing services, he set out to revolutionize the industry.Greg and Ryan underscore the widespread lack of awareness about investing retirement funds, emphasizing that financial advisors often overlook this option to protect their own interests. Despite being commonly utilized by the wealthy, self-directed retirement remains largely untapped by middle-class individuals.With over 35% of Americans possessing retirement accounts, Greg's firm offers a unique opportunity for individuals to take control of their investments. Horizon Trust manages a substantial portfolio exceeding $1 billion, providing expert guidance and education to investors navigating the intricacies of self-directed retirement.Whether you're a seasoned investor or new to retirement planning, Greg and his team offer comprehensive support to help individuals leverage their retirement accounts for optimal returns. Tune in as Greg and Ryan delve into the nuances of utilizing retirement funds for investment opportunities, offering invaluable insights for prospective investors.

Quick Take - (Full Episode - #80 - Link Below to Full Episode) Did you know that you can purchase real estate using your Self-Directed IRA? For a lot of the people interested in financial independence and retiring early, having money locked away into an IRA or 401k can feel relatively daunting. Self-directed IRAs empower investors to grow their retirement accounts with alternative assets such as private equity, private placements, precious metals, and - our favorite asset class - real estate. Meet our guest Tony Unkel, Business Development Manager for The Entrust Group. Tony works with investors throughout the US, helping them understand the possibilities of self-directing their retirement plans and purchasing rental properties with their Self-Directed IRAs and tax-advantaged plans. The Entrust Group has worked with investors for over 40 years, assisting them by purchasing alternative investments with retirement funds and administer the buying and selling of assets that are typically unavailable through banks and brokerage firms. Self-Directed IRAs provide investors with the freedom to invest in almost anything. With that said, each investment strategy has a set of rules that you'll need to abide to keep your Self-Directed IRA in good standing, and Tony walks us through all of that. In this episode, we discussed: - How real estate professionals can help their clients invest in property tax-free. - Breaking into your imprisoned retirement funds and using them for real estate and other investments - What can and can't you invest in with your Self-Directed IRA? - Who should consider making a portion of their retirement funds self directed? - What level of due diligence will a custodian record keeper administrator do for any individual investments within Self-Directed IRAs? - Who are disqualified persons and why is it prohibited to enter into a transaction with these individuals? - Not being able to perform any degree of sweat equity on real estate purchased through a Self-Directed IRA. - Purchasing property in retirement destinations (Florida, Mexico, Costa Rica), using Self-Directed IRAs. - The difference between a Direct Purchase and a Checkbook IRA :: Link to Full Episode - https://youtu.be/0KWLHgwQyGA Where you can find Tony: Website - https://www.theentrustgroup.com/ Facebook - https://www.facebook.com/EntrustGroup/ LinkedIn - https://www.linkedin.com/in/tonyunkel/ Join Jason Muth from Straightforward Short-Term Rentals and Attorney / Broker Rory Gill of NextHome Titletown and UrbanVillage Legal in Boston, Massachusetts for another episode of The Real Estate Law Podcast! #realestatepodcast #nexthome #humansoverhouses #realestate #realestatelaw #realestateinvesting #realestateinvestor #realestateagent #selfdirectedira #retirementplanning #retirementinvesting #401k #irainvesting Follow us! Following and subscribing to The Real Estate Law Podcast not only ensures that you'll get instant updates whenever we release a new episode, but it also helps us reach more people who could benefit from the valuable content that we provide. The Real Estate Law Podcast on Instagram and YouTube NextHome Titletown Real Estate on Facebook and LinkedIn Straightforward Short-Term Rentals on Instagram Attorney Rory Gill on LinkedIn Jason Muth on LinkedIn Help us Spread the Word If you've found our podcast helpful, entertaining, or informative, please consider leaving us a rating and review. It only takes a minute and can make a huge difference in helping us reach more listeners. Hospitality.FM The Real Estate Law Podcast is part of Hospitality.FM, a podcast network dedicated to bringing the best hospitality-focused podcasts to those in and around the industry, from Food + Beverage, Guest Experience, Diversity & Inclusion, Tech, Operations, Hotels, Vacation Rentals, Real Estate Law, and so much more!

In this off script episode, I get real about the lies they tell you about 401Ks, IRAs, Superannuation funds, etc.  I explain what they promised and what was delivered and why it is far from optimal for retirement vs. residential rental real estate properties.

In this off script episode, I get real about the lies they tell you about 401Ks, IRAs, Superannuation funds, etc.  I explain what they promised and what was delivered and why it is far from optimal for retirement vs. residential rental real estate properties.

In this off script episode, I get real about the lies they tell you about 401Ks, IRAs, Superannuation funds, etc.  I explain what they promised and what was delivered and why it is far from optimal for retirement vs. residential rental real estate properties.

In this off script episode, I get real about the lies they tell you about 401Ks, IRAs, Superannuation funds, etc.  I explain what they promised and what was delivered and why it is far from optimal for retirement vs. residential rental real estate properties.

In this off script episode, I get real about the lies they tell you about 401Ks, IRAs, Superannuation funds, etc.  I explain what they promised and what was delivered and why it is far from optimal for retirement vs. residential rental real estate properties.

In this off script episode, I get real about the lies they tell you about 401Ks, IRAs, Superannuation funds, etc.  I explain what they promised and what was delivered and why it is far from optimal for retirement vs. residential rental real estate properties.

In this off script episode, I get real about the lies they tell you about 401Ks, IRAs, Superannuation funds, etc.  I explain what they promised and what was delivered and why it is far from optimal for retirement vs. residential rental real estate properties.

In this off script episode, I get real about the lies they tell you about 401Ks, IRAs, Superannuation funds, etc.  I explain what they promised and what was delivered and why it is far from optimal for retirement vs. residential rental real estate properties.

Explanation of target date retirement funds and how they work, what their fees are, when they can make sense, pros and cons, etc.Links in this episode:Episode #060 of the Retirement Planning Education podcast about mutual fundsTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Fidelity Investments reports that workers taking out a so-called “hardship withdrawal” from their retirement accounts — one used to cover emergency expenses — ticked up in the third quarter. Thing is, those who make those withdrawal are the ones most likely to need the cash in their older years. We explore the consequences. Plus, what durable goods orders can reveal about the economy and how kimchi grew to be a global phenomenon.

Fidelity Investments reports that workers taking out a so-called “hardship withdrawal” from their retirement accounts — one used to cover emergency expenses — ticked up in the third quarter. Thing is, those who make those withdrawal are the ones most likely to need the cash in their older years. We explore the consequences. Plus, what durable goods orders can reveal about the economy and how kimchi grew to be a global phenomenon.

In this compilation program, Steve Peasley and Justin Klein field a variety of finance and investment questions from callers across the United States and around the world.Today's Stocks & Topics: Investment Options, Buying Bonds Instead of Buying Stocks, Value Stocks with Dividends, Mid and Small Caps, Insider Buying, 403b Retirement Funds, Mortgages, Utility Companies and Electric Vehicles, The Market and 401Ks, Peer-to-Peer Lending, Bonds, Diversified Account, Recession, Corporate Bond Offerings, Retirement, Social Security Payments, Value Stocks and Growth Stocks, IPOs.Our Sponsors:* Check out Rosetta Stone and use my code TODAY for a great deal: https://www.rosettastone.com/Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

We're kicking off the week by answering your listener questions! And if you have a question that you'd like for us to answer on the show, we'd love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Should I draw on my Thrift Savings Plan to use as seed money for my new business? 2 - What advice would you have for me as a 16 year old who wants to start investing now so I don't have to work forever? 3 - Do y'all think it's a good idea to pay $50,000 cash for a new car when I currently have a car loan? 4 - Are all of my Roth 401k funds accessible penalty free, before age 59.5, after rolling them to a Roth IRA? 5 - I'm currently in Money Gear #7, should I pay off my home early or invest over the next couple of years?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear' is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It's fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a JREAM by Burley Oak Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you're not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.