Podcasts about mortgage professionals canada

The Empire Club of Canada Presents: Housing Affordability and Supply: How Governments Can Help With interest rates at the highest levels in more than a decade, Canadians are facing real challenges in the housing market. All levels of government can help ensure the dream of homeownership remains available to Canadians. We're going to talk about how. ​​​​​​​Join the Empire Club for a panel discussion with Lauren van den Berg, CEO and President of Mortgage Professionals Canada; Doug Porter, Chief Economist at BMO Financial Group and Tim Hudak, CEO and President of OREA on this issue that impacts all Canadians. Speakers: Tim Hudak, President & CEO, Ontario Real Estate Association (OREA) Douglas Porter, Chief Economist, BMO Lauren van den Berg, President & CEO, Mortgage Professionals Canada Moderator: Elaine Taylor, President, Mortgage Alliance *The content presented is free of charge but please note that the Empire Club of Canada retains copyright. Neither the speeches themselves nor any part of their content may be used for any purpose other than personal interest or research without the explicit permission of the Empire Club of Canada.* *Views and Opinions Expressed Disclaimer: The views and opinions expressed by the speakers or panelists are those of the speakers or panelists and do not necessarily reflect or represent the official views and opinions, policy or position held by The Empire Club of Canada.*

Have you downloaded the complete report from the MPC website?Are you on the Mortgage Professionals Canada email list?Either way, here are the top 10 highlights.

It seems all you hear about the real estate market lately is doom and gloom. Every time you turn on the news you're being bombarded with messages that the sky is falling, mortgage rates are higher than they've been in years, and the whole “bubble” is about to collapse. But it's a huge load of malarkey. The truth about these changing times is, yes some people are going to feel real pain in the very near future, and for others it couldn't be a better time to buy. The most recent buying frenzy happened in no small part because of the historically low interest rates. Everyone wanted in while the lending market was cheap. But those who didn't get properly educated before signing up for the largest purchase of their lives are going to feel the pain of higher rates… unless they prepared for future possibilities. See, no one should be buying a home at the top of their affordability bracket when the rates are as low as they've been. Even with the “stress test” on household income a lot of people are feeling the crunch of variable rates over the last six months, and they're now extremely cash poor with mortgage payments in some cases being double what they were less than a year ago. For folks in that position I fear there's no easy answer, aside from selling their current home and downsizing, or moving to a cheaper region. However… for the first time in years we've seen a normalization in the real estate world. Yes sales have slowed, but only back to a point of sanity. Buyers actually have time to shop and make decisions now. Let's not forget as well that even though rates are higher, in a lot of areas home prices have come down, so the math works out to be more or less the same. At the end of the day mortgage rates aren't nearly as important as we've been led to believe they are. A quarter of a percent difference on rate equates to maybe a $15 or $20 a month difference on your payment. It's not huge. What really matters though are the conditions. What's the price if you have to break your mortgage for some unseen reason? Is your mortgage portable? What's your pre-payment option? If you don't have the right conditions for your unique situation, and don't have the right contingencies in place, it could cost you waaaay more than a rate that's gone up a couple of percent. Here to talk all about what's going on in the mortgage market on this episode of “Guide 2 the Grind” is the Chair of Mortgage Professionals Canada, Veronica Love. As the top dog of Canada's mortgage industry association she has first hand knowledge of what's happening in the sector, and directly consults with government policy makers. You'll definitely want to hear insightful views on what's happening in the market.www.guidetothegrind.com

New job openings.35% down on rentals? Not so fast.Government policies; practical or optical?

As someone who decided to sell her townhouse and buy a new house in Toronto this year, I can vouch for how crazy the Canadian housing market is right now. Although my experience is specifically in Toronto, talking to people across the country every single day...I know that people have similar experiences from coast to coast. Since real estate has become such a hot topic, especially because of the pandemic, I wanted to gain some further insight into why the housing market has exploded in the past two years and hear some predictions for what we can expect in the future. To provide that insight, I've got John Webster, President & CEO of Scotiabank Mortgage Corporation, joining me for this episode. John has 30+ years of experience in mortgage lending, and in addition to being the President & CEO of Scotiabank Mortgage Corporation, he's also the Head of the Real Estate Secured Lending Unit at Scotiabank which includes Scotia Mortgage Authority and Home Financing Solutions. John was previously the President & CEO of Maple Trust Company which was purchased by Scotiabank in 2006. He is also a founding member of the Canadian Association of Accredited Mortgage Professionals (CAAMP) now called Mortgage Professionals Canada, and was inducted into the Canadian Mortgage Hall of Fame in 2009. In this episode, John shares how the pandemic put pressure on the housing market and why the demand for housing will continue to be greater than the supply into the future. John also shares how lenders have had to adapt to this new normal over the past 18 months and the digital products and services they've introduced since the start of the pandemic. I love talking about real estate and especially when I can get an insider perspective on how we can best navigate the market, so I am very excited to share today's episode with you! For full episode show notes visit: https://jessicamoorhouse.com/307

Show Notes   - The Grow Your Business and Grow Your Wealth podcast with Gary Heldt   - EP 073 Conrad Neufeldt, Mortgage broker   Conrad Neufeldt is a Nationally award winning mortgage broker from Saskatchewan, Canada. He is a top 10% mortgage producer in Canada, was one of the first persons from Saskatchewan to receive the Innovator of the Year Award from Mortgage Professionals Canada, and one of the youngest ever to be brought in as a speaker for the National Mortgage conference. Conrad brings almost a decade of experience as a mortgage broker, and is well versed in residentially securitized debt.   Conrad's insights include:    How Conrad became a mortgage broker Why problem solving and helping people is Conrad's favorite part of his job Why clients need to “trust but verify” their mortgage brokers The importance of creating relationships with clients Why you should beware of misinformation from social media platforms such as Tik Tok How the use of social media and YouTube has benefited Conrad Enjoy the show!   Connect with Conrad:   Website: https://skhomebuyersguide.ca/ LinkedIn: https://www.linkedin.com/in/conradneufeldt/ YouTube: https://www.youtube.com/c/ConradNeufeldt   Connect with Gary: Website: https://sbadvisors.cc/ Facebook: https://www.facebook.com/SmallBusinessAdvisors LinkedIn: https://www.linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Paul Taylor, President and CEO of Mortgage Professionals Canada, joins us to discuss the upcoming election and planks of each political parties platform. Time well invested for any industry professional.

Rapidly evolving expectations in the housing market. That is our topic for today. Mortgage Professionals Canada published a couple of reports about how people are feeling towards the housing market and the economy. This episode has interesting stats for both buyers and sellers. This is a good one so listen and subscribe! --- Send in a voice message: https://anchor.fm/yvrremoshow/message

A discussion with an Industry leader and advocate: Paul Taylor, President of Mortgage Professionals Canada.

We discuss our brand new partnership with MPC, the discounts it means for you, plus Chris goes deeper on the what and why of Mortgage Magnates, don't miss it!

The City of Hamilton has lit up it's sign in response to the Danforth shooting to show solidarity. Who makes those calls? What's the mayors thoughts on what happened? Guest - Fred Eisenberger, Mayor for the City of Hamilton Is the stress test making it too difficult for people to buy homes? According to a report, the stress tests disqualified 18% of Canadian home buyers. Guest - Paul Taylor, Mortgage Professionals Canada, The White House press corps has shown unity after a reporter was barred from an event in the Rose Garden. The Trump Administration barred CNN's Kaitlan Collins from attending an event, saying she asked ‘inappropriate questions' Guest - Brian J. Karem. Executive Editor - Sentinel Newspapers/ WH reporter for Playboy/ Political analyst at CNN

Is the stress test making it too difficult for people to buy homes? According to a report, the stress tests disqualified 18% of Canadian home buyers. Guest - Paul Taylor, Mortgage Professionals Canada

Episode 125 of ILMB is sponsored by Pioneer West Acceptance Corporation, a private lender located in BC and Alberta. Paul Taylor is the CEO of Mortgage Professionals Canada based in Toronto, ON. He began the position in January 2016. Prior to this, Paul was Director of Operations with the Insurance Brokers Association of Ontario. He graduated from the Ivey School of Business with an Executive MBA in Business Administration and Management. Paul talks about what led him to the position of CEO with MPC, his priorities moving forward, and his vision for the future of the organization. Stats 9 months in the industry Toronto, ON CEO of Mortgage Professionals Canada Paul's Quotes Mortgage Professionals Canada is a group of individuals that work in a particular industry that support each other in their own professional endeavors.  Good Stuff 1:34 Tell us a bit about your story. 4:08 How was your previous position with IBAO similar to MPC? 5:22 There are noticeable similarities in the day-to-day operations of value to its members, though the industry itself is quite different. 6:15 How long have you been at the helm of MPC? 6:26 Can you share something you've learned from a past experience of failure? 8:09 Investing time in the due diligence on the front end of a job saves a whole lot of time, and potential embarrassment, later on. 8:22 Hire slowly, fire quickly. Make sure you form partnerships slowly and understand their skill sets. 8:44 Can you expand on the terminology of agents and brokers in Ontario? 9:00 In Ontario, an insurance agent is "captive" and a broker can offer the products and services of numerous insurers. 9:49 How many members were a part of IBAO compared to MPC? 10:09 What led you to your current position with MPC? 11:44 Can you share a bit about yourself? 13:09 What's one thing people couldn't find out about you from Google? 14:10 What are you excited about for MPC, and what is your vision for the future? 15:57 Our priorities are to increase government relations, increase overall membership base and engagement, and increase consumer awareness of the value of using a mortgage broker (in no particular order). 18:13 MPC is a group of individuals that work in a particular industry that support each other in their own professional endeavors. 19:01 We want people to have the opportunity to ask questions in a peer-to-peer support group. 19:44 We also want to run more local educational events. 20:47 From a member engagement perspective, I want people to start seeing MPC as their local community. 21:01 We've increased our budget for consumer advertising. 22:42 What's something you're excited about for the upcoming Mortgage Professionals Canada National Conference in Vancouver this November? 24:25 Anything else to add? 25:31 The association works when it's a community.   Extras TMG wants to send you to the Mortgage Professionals Canada National Conference in Vancouver, B.C.! Click here to find out more. References Insurance Brokers Association of Ontario Mortgage Professionals Canada National Conference Contact Info Website: www.mortgageproscan.ca Email: info@mortgageproscan.ca "Paul on Twitter: @MortgageProsCEO Paul on LinkedIn MPC on Facebook Host Scott Peckford More Shows See more notes and other episodes at the I Love Mortgage Brokering website.

Here is your chance to get to know the President and CEO of Mortgage Professionals Canada. From insurance to mortgages we explore Paul's journey to leading the largest professional mortgage association in Canada.  Paul went on to take an executive MBA program and talks about what he felt he needed to succeed.  Paul is a great example of doing what it takes to get to where you want to be. We talk about the importance of improvisation when it comes to a sales role. "Relationships close deals" Paul talks about authenticity when it comes to building relationships.  We talk about the importance of honesty with yourself and with your customer.  Telling them when you can't actually help them and utilizing that to build trust.  It almost always pays off. "Deliver bad news early" nothing kills trust faster than delaying the inevitable.  This holds especially true when it comes to the mortgage sales process.  We tend to hide the bad news in the hope that we can solve the problem.  While this sometimes works out, more often than not this will blow up and destroy trust. Paul talks about how he utilizes creativity, specifically music, as a metaphor for his business endeavors. We dive into leadership and discuss a number of different leadership philosophies.  Paul talks about music and math and producing replicable leadership results.  He walks us through a step by step process for decision making. Fully understand the question that needs an answer Make sure you understand everything about the question before you  Understand what you know Understand what you don't know Figure out what you wish to know fill the gaps with information from the people you lead Remove the emotion as best you can Don't get caught up by someone else's sense of urgency If you need to wait a day to remove the emotion then do so Change your environment.  Go for a walk.  Change your physical space to change your head space We talk about some of the important character traits of successful leaders. "Courtesy costs nothing". Paul talks about the importance of respect and courtesy. We talk about Mortgage Professionals Canada and where Paul sees the future of the organization. This is a great discussion with some good stories that relate to both self improvement and leadership.  I hope you enjoy the conversation with Paul as much as I did.

Bud started as a broker with The Mortgage Centre. He met Lori Emde, and transitioned to TMG. Bud is on the provincial board at Mortgage Professionals Canada in Sask. He's now the Vice President at TMG in the Prairie region, and is providing leadership and mentorship to brokers and owners in the Prairies. Stats 14 years in the industry Saskatoon, SK TMG The Mortgage Group Bud's Quotes If you're worried about something, change it. If you can't change it, don't worry about it. Systems run business; people run systems. Good Stuff each broker has a unique style of running their business; there's no right or wrong. Just have a system. TMG has BrokerNet - their inside one-stop to operate your business. More About Bud Website: jointmg.com/contactpraries.asp Bud on Twitter: @BudJorgenson Bud on LinkedIn Bud on Facebook Show References E-Myth Revisited Host Scott Peckford More Shows See more notes and other episodes at the I Love Mortgage Brokering website.

Conrad won Mortgage Professionals Canada's 2015 Innovator of the Year award. He's half broker, and half technology builder. Conrad loves using data to measure results. He has partnered in a startup, and their first app helps borrowers pre-qualify, find the best mortgage lenders and rates for themselves, and upload documents to their brokers. It's a true digital mortgage. Stats 2.5 years in the industry Saskatoon, SK Mint Mortgage (The Mortgage Group) Conrad's Quotes There's a way to do it better - find it. Good Stuff stay top of mind with referrals and relationships Kasper helped a client determine that they'd qualify for a larger loan amount Kasper saved time for a builder with a non-qualified client More About Conrad Website: GetKasper.com Conrad on LinkedIn Show References Kasper - Instantly find out how much banks and mortgage lenders will lend you Kasper on the App Store Kasper on the Google Play Store Bold by Peter Diamandis Basecamp Sara Schiess Host Scott Peckford More Shows See more notes and other episodes at the I Love Mortgage Brokering website.