Podcasts about Scotiabank

In this episode of The Canadian Investor Podcast, we break down the latest earnings from major U.S. retailers, Canadian banks, and one beaten-down software company. We start with Walmart and Target, where the results show that the consumer may be starting to feel more pressure. Walmart continues to perform well overall, but its comparable sales growth slowed sharply, and management noted that higher gas prices are changing consumer behaviour. Target showed stronger comparable sales than expected, but both retailers are leaning on price cuts and grocery strength as discretionary spending remains under pressure. We then turn to Canadian bank earnings, including Bank of Montreal, Scotiabank and National Bank. We discuss provisions for credit losses, improving margins, strong capital markets results, wealth management growth, and why the banks continue to deliver despite concerns about the Canadian economy. Finally, we look at Intuit after its latest earnings, including the pressure facing TurboTax and Mailchimp, the continued strength of QuickBooks, and whether AI and pricing pressure are starting to disrupt parts of the business. Tickers discussed: WMT, TGT, BMO.TO, BNS.TO, NA.TO, INTU, HD Subscribe to Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

Kyle Romaniuk is a serial entrepreneur, keynote speaker, and author of EMBARK: Providing the Refraction Pathway, a Proven Framework for Organizational Growth. Over a full career spanning more than 30 years, Kyle has built businesses across industries, worked with iconic brands including Red Bull, Scotiabank, and GoodLife Fitness, and earned a spot on WIRED Magazine's Top 100 New Products of the Year list. A career shaped by many rich influences, he now channels that experience as founder of FRAKXION, helping founder-led businesses scale with intention.In today's episode of Smashing the Plateau, you will learn how fractional leadership can help your business scale smarter — and why it might be the most overlooked growth strategy for founder-led companies.Kyle and I discuss:How Kyle's entrepreneurial journey started [02:31]What motivated Kyle to build FRAKXION [05:01]How Kyle recognized he was the bottleneck in his own business [06:01]The key difference between fractional leaders and consultants [07:40]Why hiring fractional may be smarter than hiring full-time [08:15]A real client success story [10:50]How fractional leaders bring impartiality to complex decisions [14:01]Trends in mid-career professionals choosing the fractional model [16:46]How to build a support community as an independent professional [20:04]Learn more about Kyle at https://www.frakxion.com/.______________________________________________________________About Smashing the PlateauSmashing the Plateau is a podcast for experienced independent leaders who have left corporate roles to build sustainable, expertise-based businesses.Each episode features a thoughtful, experience-driven conversation about what changes when you no longer have the infrastructure of an organization behind you.We explore judgment, decision-making under uncertainty, growth plateaus, identity shifts, and the role of trusted thinking partners in sustaining long-term success.______________________________________________________________Take the Next Step• Experience the power of peer perspective.Join a live guest session and connect with experienced professionals navigating similar challenges:https://smashingtheplateau.com/guest• Stay connected to the conversation.Get new episodes, reflections, and invitations delivered to your inbox:https://smashingtheplateau.com/news

Interview with Mark Selby, CEO of Canada NickelOur previous interview: https://www.cruxinvestor.com/posts/nickels-next-chapter-tight-supply-steady-demand-and-higher-price-floors-11311Recording date: 13th August 2026Canada Nickel Company Inc. (TSXV:CNC) has reached a milestone that few Canadian mining developers achieve: a positive federal decision statement for its 100%-owned Crawford Nickel-Cobalt Sulphide Project, the first project to complete Canada's Impact Assessment Act process from application through to decision since the legislation came into force in 2019. CEO Mark Selby frames the approval as a de-risking event on three fronts: it differentiates Crawford from peer projects still mid-permitting when courting strategic partners; it removes a major source of hesitation for larger institutional investors who had been waiting on permitting clarity; and it strengthens Canada Nickel's standing with government funding bodies already engaging with the company.That standing is reflected in Crawford's selection as one of five projects referred to the federal Major Projects Office, the earliest-stage project among that group, and as one of three projects named to Ontario's One Project, One Process fast-track framework, alongside a Thunder Bay lithium project and Kinross's Great Bear gold project.On financing, Selby laid out a capital stack in which government-linked sources do much of the heavy lifting. Of the approximately $1 billion in equity Canada Nickel needs to build Crawford, $600 million is covered by refundable investment tax credits, and a further $100 million comes from a Samsung commitment. The company is working with Scotiabank and Deutsche Bank on an additional $100-200 million through a further project stake sale or structured offtake financing. On the debt side, a letter of intent from Export Development Canada is progressing toward a term sheet, backed by four years of dialogue with global export credit agencies, and a roughly two-month-old mandate with Scandinavian bank SB1 Markets is intended to produce a bridge facility that draws on tax credits during construction rather than after.The company closed a $20 million financing overnight ahead of this interview, taken up entirely by a single family office, and separately upsized a non-brokered private placement on  from C$15.0 million to up to C$21 million in gross proceeds, scheduled to close around August 28, 2026. Selby flagged further financing initiatives expected in October and November 2026.With funding in hand, Canada Nickel is moving into detailed engineering and long-lead procurement, targeting a construction decision by mid-2027 and breaking ground by the end of that year, a schedule that has slipped from the year-end 2026 target in Crux's earlier coverage. Seasonal construction constraints in the Abitibi region mean any further delay risks pushing activity into the following year's window.Beyond Crawford, Selby pointed to the Reid Nickel Sulphide Project, roughly 39 kilometres northwest of Timmins, where August 2026 drilling returned the highest-grade intervals reported to date: 1.01% nickel over 4.5 metres within a broader 576.6-metre interval averaging 0.29% nickel. Reid's current resource stands at 0.87 billion Indicated tonnes and 1.45 billion Inferred tonnes, part of what Selby describes as a wider Timmins Nickel District pipeline behind Crawford.View Canada Nickel's company profile: https://www.cruxinvestor.com/companies/canada-nickelSign up for Crux Investor: https://cruxinvestor.com

This week, we're diving into the banking sector, from the investment banking giants of Wall Street to the retail and commercial banking powerhouses of South Africa. Mohammed Nalla takes us on a global tour of the sector, unpacking strong results from US banks, the surprising resilience of European lenders and why Canadian banks continue to quietly outperform their peers. Along the way, we explore the key themes driving performance, including capital markets activity, buybacks, net interest margins and pockets of consumer weakness that investors should be watching closely. On the local front, The Finance Ghost breaks down the latest developments ahead of a busy South African bank reporting season. With Nedbank's results already in the market and Standard Bank, Absa and FirstRand still to report, there are important signals emerging around credit losses, vehicle finance, home loans, insurance earnings and African growth opportunities. In this episode, we cover: Why investment banking, trading and wealth management are powering earnings growth at major US banks like Goldman Sachs, Morgan Stanley and JPMorgan. How European and Canadian banks are performing, with HSBC standing out in Europe and Canadian banks quietly outperforming many global peers. What Nedbank's results reveal about South Africa's banking sector, including rising credit losses and pressure in home loans. Why vehicle finance and bancassurance have become important growth drivers for local banks. How South African bank valuations compare to global peers, and where investors may be finding value ahead of a busy reporting season. Get in touch: The Magic Markets Website @MagicMarketsPod, @FinanceGhost, and @MohammedNalla (all on X) Pop us a note on LinkedIn Disclaimer: This podcast is for informational purposes only and does not constitute financial or investment advice. Please speak to your personal financial advisor. Chapters (00:00:00) - Intro(00:00:54) - Growth engines in the global banking sector(00:01:26) - Looking at the US: Goldman Sachs, Morgan Stanley, JPMorgan(00:04:00) - Looking at Europe: HSBC, Deutsche Bank(00:05:34) - Results season in South Africa: Capitec, First Rand, Standard Bank, Absa, Nedbank(00:08:05) - SA growth engines: vehicle finance & commercial property (WesBank, MFC)(00:12:43) - Interesting exposure in Canada: Bank of Montreal, TD, Scotiabank(00:14:31) - Outro

Nuestros amigos del podcast: Scotiabank. Consulta términos, condiciones y Aviso de Privacidad en scotiabank.com.mx/singular-by-scotiabank. En este episodio analizamos el fascinante y polémico mundo de los péptidos, desde la ciencia básica que explica cómo funcionan moléculas como el retatrutide hasta el sofisticado mercado gris que mueve cientos de millones de dólares a nivel global. Exploramos cómo un vacío legal sostenido por la frase "Research use only" permitió el surgimiento de una industria farmacéutica paralela, alimentada por cadenas de suministro desde China, plataformas de venta instantáneas, laboratorios independientes de control de calidad y la creciente aceptación cultural de los tratamientos inyectables. Además, profundizamos en el papel que juegan las farmacias de preparación magistral (compounding pharmacies), la influencia de figuras públicas y redes sociales en el consumo de estas sustancias, y las recientes y contradictorias decisiones de regulación tomadas por la FDA. Un recorrido imperdible para entender los dilemas éticos, los riesgos de calidad y el futuro de una obsesión social por la optimización personal y la estética que no deja de crecer. Lo que verás: 00:00 El ascenso de los péptidos en la industria farmacéutica 03:01 Entendiendo los péptidos: Definición y función 06:01 El mercado gris de los péptidos: Oportunidades y riesgos 08:52 La revolución de las inyecciones: Cambios en la percepción pública 12:02 El impacto de los influencers y la cultura de la salud 14:53 La ciencia detrás de los péptidos: Mitos y realidades 18:13 El vacío legal: Cómo funciona el mercado de investigación 20:59 El futuro de los péptidos: Tendencias y desafíos 29:42 El vacío legal en la venta de medicamentos 30:51 Farmacias de preparación magistral: Orígenes y funciones 34:56 El auge de las farmacias de compounding y su regulación 38:10 El crecimiento acelerado del mercado gris de péptidos 40:51 La producción de péptidos en China y su impacto global 44:15 El incremento de importaciones y su marco legal 45:55 Casos de éxito y modelos de negocio en el mercado de péptidos 50:41 El control de calidad en el mercado de péptidos 01:00:31 Pruebas de calidad y análisis en productos peptídicos 01:03:07 El papel de las redes sociales en los riesgos para la salud 01:04:48 Postura de la FDA sobre los péptidos y regulación del mercado 01:10:40 La ética detrás del uso de péptidos sin aprobación 01:14:57 La obsesión social con la apariencia y la optimización corporal Learn more about your ad choices. Visit podcastchoices.com/adchoices

Suscríbete a nuestro Youtube, Spotify y Apple Podcasts ☝️ para no perderte un capítulo y visita https://www.dirige.com para formar parte de nuestra membresía para dueños de negocios. Todo lo que necesitas para crecer: Aprende, recibe asesoramiento y contrata los mejores asesores y proveedores de servicios. Gonzalo es Co-Fundador y CEO de Chazki. La plataforma que ofrece soluciones logísticas end-to-end, desde la optimización de la cadena de suministro hasta la entrega.Actualmente, Chazki ofrece servicios en México, Perú, Colombia, Argentina y Chile. Con servicios primera, media y última milla (Express, Same Day y Next Day) y con clientes como Amazon, Mercado Libre, Mercado Pago, Nespresso, Walmart, Tottus, Nestlé, Yape, Coppel y Unilever entre muchos otros.Conoce más de Chazki: https://www.chazki.com/════════════════Este capítulo es traído gracias a nuestros partners:Buk:El software de recursos humanos que centraliza y automatiza planillas, nómina y evaluaciones, potenciado con IA para convertir la data en decisiones estratégicas. Resultado: equipos más productivos y lugares de trabajo más felices. Más de 10,000 empresas en Latinoamérica ya usan Buk. Ponte en contacto: Perú: https://www.buk.pe/ , Colombia: https://www.buk.co/ , Chile: https://www.buk.cl/ , México: https://www.buk.mx/Cabify para Empresas:Las empresas que buscan escalar necesitan operaciones modernas, eficientes y preparadas para el futuro. Por eso, hoy más de 3000 compañías líderes ya confían en Cabify para Empresas y Cabify Logistics para centralizar su movilidad y logística, con reportes automatizados, trazabilidad total, conductores verificados y soporte 24/7 para operar con mayor control y eficiencia.Ponte en contacto: https://www.somoscabify.com/PE-eradig...Scotiabank para Empresas:Gestiona correctamente el flujo de caja y gestión de efectivo de tu negocio con Scotiabank para Empresas. Scotiabank te ayuda a lograrlo de maneras:La primera: acortar el ciclo de cobro. Con el financiamiento de ventas de Scotiabank, factoring, descuento de facturas, entregas la factura, el banco te adelanta los fondos con desembolso rápido y tasas competitivas. La segunda: visibilidad y control. Maneja pagos, cobranzas e impuestos, todo en una sola plataforma, Telebanking de Scotiabank.Ponte en contacto: https://public.scotiabank.com.pe/doct...Comunal Coworking:Este capítulo fue grabado en https://www.comunal.co, una empresa que ofrece espacios de trabajo en Perú y México. Ideal para independientes, equipos chicos y grandes.Espacios Comunes, Oficinas Privadas, Escritorios Dedicados y Salas a demanda: Reserva, paga y disfruta de todas las salas de reuniones de Comunal en el momento que las necesites. Visita: https://comunal.co/es-PE/════════════════Si eres dueñ@ de negocio visita DIRIGE.COM para formar parte de nuestra membresía para dueños de negocio. Todo lo que necesitas para crecer: Aprende, recibe asesoramiento y contrata los mejores asesores y proveedores de servicios. Si quieres ser un Partner de Era Digital visita: http://eradigitalstudios.com/Ayudamos a empresas a contar historias que generan confianza e impulsan demanda.Hemos tenido la oportunidad de trabajar con empresas increíbles como HP, Audi, Cabify, Samsung, Rappi, Epson, Prosegur, ON, Sony y muchas más.════════════════Canales de Era DigitalSpotify: https://spoti.fi/3F9GkUiApple Podcasts: https://apple.co/3PQ3qV6Intragram: https://bit.ly/3rKXjt9Tiktok: https://bit.ly/46mvjelLinkedIn: https://bit.ly/3RS5LS8

Meghan Chin is Chief Executive Officer of BIMM, a digital experience and technology agency within the kyu Collective.With more than 20 years of experience across customer experience, loyalty, and enterprise digital platforms, Meghan has partnered with brands including Ford, Scotiabank, Scene, Tangerine, and Audi, leading complex, multi-market programs across automotive and financial services.Since joining BIMM in 2020, she has advanced the agency's digital platform capabilities and led large-scale, multi-market experience initiatives for global enterprise clients.As CEO, Meghan is focused on evolving BIMM into an AI-native experience and technology company, embedding intelligent systems into design, production, and delivery while scaling the agency's operating model for its next phase of growth.

What if the biggest banks in Canada showed up to the same party and couldn't agree on anything? In this episode of Make Money Count, Marcus and Justin imagine exactly that: RBC, TD, BMO, and Scotiabank, all in one room, all asked the same question about where rates go next. Three of them show up with nearly the same answer. One of them shows up ready to argue. We break down: Why RBC, TD, and BMO all point to weak labor force growth and US trade tariffs as the reason rates are likely on hold Scotiabank's outlier call for stronger growth and two rate hikes, and why this bank always seems to be the hawk in the room A chart on Canadian firms' long-run inflation expectations, and why it's holding steady even after a hundred-dollar oil price shock The role oil prices are playing behind the scenes in keeping inflation above target Why Justin is still making the case for variable right now, and the math behind that call Where mortgage rates actually stand today, and the real spread between fixed and variable Four banks. One question. Only one real disagreement. Watch till the end to find out which bank is the outlier, and what it means for your mortgage. #CanadaMortgage #MortgageRates #MortgageTalk #Cannect #MakeMoneyCount #CanadianEconomy

Artificial intelligence has quickly become part of everyday life. It helps people write emails, summarize meetings, generate code, and answer questions in seconds.  But the next phase of AI may be less about generating information and more about taking action.  In this episode, Ty Panagoplos, Executive Vice President and Chief Technology Officer at Scotiabank, explains how AI has evolved from a specialized technology used by experts into a mainstream tool available to almost anyone. He explores one of the biggest trends shaping the industry today: Agentic AI.  Ty breaks down what Agentic AI actually is, how it differs from generative AI, and why organizations are paying close attention to its potential to automate increasingly complex tasks. He also discusses how banks are approaching AI adoption, balancing innovation with security, governance, and trust.  He also discusses:  Why ChatGPT changed the public conversation around AI and accelerated adoption  The difference between Generative AI, AI agents, and fully autonomous Agentic AI  How AI is already improving productivity across organizations  Why Scotiabank joined an AI consortium focused on safe AI deployment  The guardrails banks need before autonomous AI can be widely adopted  The risks posed by misinformation, hallucinations, security threats, and bad actors  The emerging role of AI agents in customer service and software development  How AI could help create more personalized banking experiences in the future  What the next three to five years of AI innovation may look like    For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures  Key moments this episode:  00:01:45 Ty Panagoplos' background in technology and banking  00:02:50 Why AI suddenly became mainstream  00:04:45 The biggest opportunities AI creates for businesses  00:06:05 How AI is already being used across banking  00:07:55 What Scotia Intelligence is and how it works  00:09:55 Generative AI versus agentic AI explained  00:12:00 Why Scotiabank joined an AI consortium  00:15:05 The risks of AI and the importance of guardrails  00:16:50 Privacy, hallucinations, scams and other concerns  00:18:00 The next wave of AI tools  00:19:30 Frontier models and the future of cybersecurity  00:20:55 What AI could look like over the next three to five years

Suscríbete a nuestro Youtube, Spotify y Apple Podcasts ☝️ para no perderte un capítulo y visita https://www.dirige.com para formar parte de nuestra membresía para dueños de negocios.Kenneth López es fundador de Boring Holding, un holding de empresas enfocado en adquirir y escalar negocios mediante tecnología, y de Tekton Labs, una consultora de desarrollo de software con más de 15 años de experiencia en EE. UU. y Latinoamérica. Desde los 21 años ha construido empresas desde cero sin capital externo. Conoce más de sus empresas:Boring Holding: https://boringholding.com/Tekton Labs: https://www.tektonlabs.com/════════════════Este capítulo es traído gracias a nuestros partners:Buk:El software de recursos humanos que centraliza y automatiza planillas, nómina y evaluaciones, potenciado con IA para convertir la data en decisiones estratégicas. Resultado: equipos más productivos y lugares de trabajo más felices. Más de 10,000 empresas en Latinoamérica ya usan Buk. Ponte en contacto: Perú: https://www.buk.pe/ , Colombia: https://www.buk.co/ , Chile: https://www.buk.cl/ , México: https://www.buk.mx/Cabify para Empresas:Las empresas que buscan escalar necesitan operaciones modernas, eficientes y preparadas para el futuro. Por eso, hoy más de 3000 compañías líderes ya confían en Cabify para Empresas y Cabify Logistics para centralizar su movilidad y logística, con reportes automatizados, trazabilidad total, conductores verificados y soporte 24/7 para operar con mayor control y eficiencia.Ponte en contacto: https://bit.ly/cabifyparaempresasScotiabank para Empresas:Gestiona correctamente el flujo de caja y gestión de efectivo de tu negocio con Scotiabank para Empresas. Scotiabank te ayuda a lograrlo de maneras: con dos palancas.La primera: acortar el ciclo de cobro. Con el financiamiento de ventas de Scotiabank, factoring, descuento de facturas, entregas la factura, el banco te adelanta los fondos con desembolso rápido y tasas competitivas. La segunda: visibilidad y control. Maneja pagos, cobranzas e impuestos, todo en una sola plataforma: Telebanking de Scotiabank.Ponte en contacto: https://www.scotiabank.com.pe/EmpresasComunal Coworking:Este capítulo fue grabado en https://www.comunal.co, una empresa que ofrece espacios de trabajo en Perú y México. Ideal para independientes, equipos chicos y grandes.Espacios Comunes, Oficinas Privadas, Escritorios Dedicados y Salas a demanda: Reserva, paga y disfruta de todas las salas de reuniones de Comunal en el momento que las necesites. Visita: https://comunal.co/es-PE/════════════════Si eres dueñ@ de negocio, visita https://www.dirige.com para formar parte de nuestra membresía. Todo lo que necesitas para crecer: Aprende, recibe asesoramiento y contrata a los mejores. Si quieres ser un Partner de Era Digital visita: http://eradigitalstudios.com/Ayudamos a empresas a contar historias que generan confianza e impulsan demanda.Hemos tenido la oportunidad de trabajar con empresas increíbles como HP, Audi, Cabify, Samsung, Rappi, Epson, Prosegur, ON, Sony y muchas más.════════════════Canales de Era DigitalSpotify: https://spoti.fi/3F9GkUiApple Podcasts: https://apple.co/3PQ3qV6Intragram: https://bit.ly/3rKXjt9Tiktok: https://bit.ly/46mvjelLinkedIn: https://bit.ly/3RS5LS8════════════════

Stijn Schmitz welcomes Rory Johnston to the show. Rory Johnston is a Commodity Market Research Specializing in Oil and Gas. Johnston describes an unprecedented period of volatility in oil markets, where the supply-demand balance swung radically within a single month. Following a ceasefire in the Strait of Hormuz, a surge of previously stranded tankers created a temporary mini-glut, flipping market structures from severe backwardation into contango. However, this glut proved fleeting as inbound empty tankers, initially driven by the most risk-tolerant owners, have dried up, leaving Gulf loadings constrained by available shipping capacity. Consequently, supply is tightening aggressively again. The most significant factor absorbing the supply shock is China, which swung its crude imports down by five million barrels per day without clear economic damage domestically. Johnston explores speculative explanations, including massive refined product stock releases, a coal-to-petrochemical feedstock switch, or a geopolitical understanding with the US. He also suggests China may be using the crisis as a successful dry run for weathering a potential blockade in a Taiwan conflict scenario. This swing, totaling roughly half a billion barrels, dwarfs the collective releases from IEA member states. Beyond crude, the refined products market, particularly diesel, is critically tight. Diesel crack spreads have soared to staggering levels, driven by drone attacks damaging Russian refineries, prior damage in the Middle East, and China slashing product exports. Johnston clarifies that strategic petroleum reserves function as a supply boost, not passive inventory, and that operational tank minimums at hubs like Cushing primarily affect regional price differentials to discourage exports, not trigger infinite crude spikes. He concludes that the overriding vulnerability is refining capacity, which is easy to target and hard to defend, making North American facilities a potentially valuable geopolitical safe haven in the current drone warfare era. Timestamps: 00:00:00 – Introduction 00:00:29 – Guest Rory Johnson Introduction 00:01:06 – Energy Supply Demand Dynamics 00:04:30 – Mini-Glut and Market Flip 00:07:45 – Hormuz Traffic and Tankers 00:10:44 – China Import Swing Explained 00:15:00 – China Inventory Releases Analyzed 00:20:45 – Western SPR and Inventories 00:25:30 – Commercial vs Strategic Stocks 00:29:00 – Global Oil Deficit Calculation 00:34:00 – Refining Capacity Tightness 00:42:00 – Product Shortages and Prices 00:48:00 – Refinery Investment Outlook 00:52:50 – Concluding Thoughts Guest Links: Substack: https://www.commoditycontext.com/ X: https://x.com/Rory_Johnston Rory Johnston is a Toronto-based oil market researcher, the founder of Commodity Context, a lecturer at the University of Toronto's Munk School of Global Affairs and Public Policy, host of the Oil Ground Up podcast, as well as a Fellow with both the Canadian Global Affairs Institute and the Payne Institute for Public Policy at the Colorado School of Mines. He is a leading voice on oil market analysis, advising institutional investors, global policy makers, and corporate decision makers. His views are regularly quoted in major international media including the Financial Times, New York Times, Wall Street Journal, Bloomberg News, Reuters, BNN Bloomberg, CBC, and Financial Post, and he frequently appears on numerous market and industry podcasts (e.g., Bloomberg's Odd Lots, Hidden Forces, etc.). Prior to founding Commodity Context, Rory led commodity economics research at Scotiabank where he set the bank's energy and metals price forecasts, advised the bank's executives and clients, and sat on the bank's senior credit committee for commodity-exposed sectors.

Send us Fan MailWhen Candice Troupe, the Senior Vice President of Marketing & Partnerships at Scene+, assesses the loyalty space in Canada, one word comes to mind: crowded. She notes that the average Canadian has about 15 loyalty cards in either their physical or digital wallet.  While this growth in loyalty is a welcome development for Canadians, an increasingly crowded marketplace can also make things a little more complicated for consumers to find the rewards and benefits that fit their needs. This is where Scene+ comes in.  Started almost 20 years ago as a partnership between Cineplex and Scotiabank, Scene+ has grown into a 15-million-member customer loyalty ecosystem spanning entertainment, grocery, fuel, home improvement, travel, and more.  

With a slightly more positive but cautious tone, the Bank of Canada announced Wednesday that interest rates would stay put, marking its sixth consecutive hold.   As part of the decision announcement, Bank of Canada Governor Tiff Macklem outlined three key messages for the country's population. First, after a rough start to the year economic growth looks to have resumed. Secondly, that inflation is poised to ease and, lastly, that uncertainty remains high.   Two uncertain factors the central bank will be monitoring closely are the Canada-US-Mexico Agreement (CUSMA) negotiations and how the war in Iran is impacting global oil prices.   "We've been looking through the direct effects of higher oil prices on inflation, but the longer they remain elevated, the bigger the risk they spill over to other goods and services," Macklem said.  To help break down what Canadians should make of the decision and expect in the coming months, Olivier Gervais, the Director of Modelling and Forecasting at Scotiabank joins the podcast.     For legal disclosures, please visit http://bit.ly/socialdisclaim and www.gbm.scotiabank.com/disclosures    Key moments this episode:  00:00:00 Introduction 00:01:46 Olivier's Bank of Canada Experience 00:03:02 Why the Bank Held Rates 00:05:13 Canadian Business Resilience 00:05:58 Iran Conflict and Oil Prices 00:07:11 CUSMA Renegotiation Outlook 00:08:15 What Employment Data Tells Us 00:09:29 Inflation and Grocery Prices 00:10:27 What Would Lower Inflation? 00:10:57 Canada's Housing Market 00:13:04 Mortgage Renewals 00:13:57 Rate Outlook for the Months Ahead 00:15:42 Looking Ahead to September 00:16:05 Key Takeaways for Canadians

In Episode 43 of Miles Ahead: The Canadian Points Podcast, Daniel, Jeff, and Josh from FrugalFlyer.ca kick the episode off by reviewing recent Qatar Airways Privilege Club changes that make it much harder to book award flights for family and friends. The hosts discuss how Alaska Airlines raised its non-refundable partner award booking fee to $20 USD per person per direction and how Philippine Airlines is set to join Oneworld in 2027. They cover Chase Sapphire Preferred changes, the very meaningful Tim Hortons' card discontinuation, new Scotiabank and RBC credit card offers, targeted Amex Cobalt-to-Gold upgrades, and Porter Airlines and Cathay Pacific fuel surcharge reductions for award flights. The episode wraps up with listener comments and questions on the RBC Air Travel Redemption Schedule, an ITIN executive order, a battle of frequent flyer programs, prioritizing transferable currencies, and opening a first Chase card.

Oil market expert Rory Johnston provides a comprehensive analysis of the current global energy landscape and recent supply disruptions. He examines the Strait of Hormuz crisis, the impact of Ukrainian drone strikes on Russian refineries, and the surprising resilience of the market due to China’s massive reduction in crude imports. The discussion explores potential geopolitical shifts, such as the UAE's departure from OPEC and Iran's attempts to control vital shipping lanes. Ultimately, Johnston highlights a transition toward a more interventionist era where nations must prioritize energy sovereignty and infrastructure diversification to survive future shocks. Escape the Technocracy Live Workshop (w/ Geopolitics & Empire)! https://escapethetechnocracy.com/product-escape-the-technocracy-live-workshop-season-2 Watch on BitChute / Brighteon / Rumble / Substack / YouTube *Support Geopolitics & Empire! Become a Member https://geopoliticsandempire.substack.com Donate https://geopoliticsandempire.com/donations Consult https://geopoliticsandempire.com/consultation **Listen Ad-Free for $4.99 a Month or $49.99 a Year! Apple Subscriptions https://podcasts.apple.com/us/podcast/geopolitics-empire/id1003465597 Supercast https://geopoliticsandempire.supercast.com ***Visit Our Affiliates & Sponsors! Above Phone https://abovephone.com/?above=geopolitics American Gold Exchange https://www.amergold.com/geopolitics Escape The Technocracy (15% off w/ GEOPOLITICS!) https://escapethetechnocracy.com/geopolitics Expat Money (FREE “WW3 Plan-B” Report!) https://expatmoney.com/geopolitics PassVult https://passvult.com Sociatates Civis https://societates-civis.com StartMail https://www.startmail.com/partner/?ref=ngu4nzr Wise Wolf Gold https://www.wolfpack.gold/?ref=geopolitics Websites Commodity Context https://www.commoditycontext.com X https://x.com/Rory_Johnston Oil Ground Up Podcast https://open.spotify.com/show/6TmpuAGFd9FVFCFJdpk2iB About Rory Johnston Rory Johnston is a Toronto-based oil market researcher, the founder of Commodity Context, a lecturer at the University of Toronto's Munk School of Global Affairs and Public Policy, host of the Oil Ground Up podcast, as well as a Fellow with both the Canadian Global Affairs Institute and the Payne Institute for Public Policy at the Colorado School of Mines. He is a leading voice on oil market analysis, advising institutional investors, global policy makers, and corporate decision makers. His views are regularly quoted in major international media including the Financial Times, New York Times, Wall Street Journal, Bloomberg News, Reuters, BNN Bloomberg, CBC, and Financial Post, and he frequently appears on numerous market and industry podcasts (e.g., Bloomberg's Odd Lots, Hidden Forces, etc.). Prior to founding Commodity Context, Rory led commodity economics research at Scotiabank where he set the bank's energy and metals price forecasts, advised the bank's executives and clients, and sat on the bank's senior credit committee for commodity-exposed sectors. *Podcast intro music used with permission is from the song “The Queens Jig” by the fantastic “Musicke & Mirth” from their album “Music for Two Lyra Viols”: http://musicke-mirth.de/en/recordings.html (available on iTunes or Amazon)

VLOG July 7 Epoch Times trial US v Guan, anti CCP, crypto. Nadine Menendez health delay docs https://matthewrussellleeicp.substack.com/p/gold-bar-bob-fall-out-after-bob-menendez Halkbank cooperator Zarrab threatened by "big people" in Turkey https://www.patreon.com/MatthewRussellLee/posts/jail-threats-on-163077975 @FinanceWatchOrg v Scotiabank/TX. UN abuser now @UNDP Gaza

It's time to wax on, wax off as Daniel Sanchez Griborio joins us to talk about his lifelong love of karate. He describes how his parents enrolled him at age five, and how the structure and rigor created a sense of belonging. Daniel explains karate's core philosophy of seeking perfection while understanding it's unattainable, and how focusing on incremental progress sustained him through five consecutive years of losing in the first round of nationals before finally winning at age 17. He talks about karate becoming an anchor and a reminder that "what you put in, you get out," shaping how he approaches everything from work to parenting.Guest BioDaniel Sanchez Griborio (he/him) is a design leader at Scotiabank and a lead instructor in User Experience Design at BrainStation. With over 15 years of experience in various design roles, he has held positions such as Director of Product Design and Senior Manager of User Experience at Scotiabank, guiding the creation of user-centric digital banking solutions. Daniel has also contributed to organizations like The Felt Store and TD, where he has focused on enhancing design strategies and e-commerce experiences. He possesses a passion for empowering future designers with industry insights and real-world applications.LinksDaniel on LinkedIn: https://www.linkedin.com/in/danielsanchezgriborio/Daniel on Instagram: https://www.instagram.com/therealdanielsan/CreditsCover design by Raquel Breternitz.

What happens when one of Jamaica's oldest banks decides it no longer wants public shareholders? Dr. Matthew Preston and Dr. Thaon Simms break down Scotia Group Jamaica's $61.50 per share buyout offer and the $56 billion scheme of arrangement that would take the bank private after 137 years on the JSE. They unpack the difference between a takeover bid and a scheme of arrangement, question whether the price reflects fair book value, and explore a possible arbitrage play before the deal closes.Chapters:00:00 The $61.50 Number Every Scotia Shareholder Needs to Know00:32 Why Scotia Group Wants to Leave the Jamaica Stock Exchange02:53 Inside the Notice: Breaking Down the $56 Billion Buyout05:20 Is NCB Next? The Domino Effect Theory09:13 Who Actually Owns Scotia: NIF, Sagicor, and Donovan Lewis11:58 Takeover Bid vs Scheme of Arrangement Explained21:06 The Liquidity Question: Is There an Arbitrage Play Here30:17 The Book Value Math: Why $61.50 Might Be Too Low31:58 Remembering Mr. Staple's Shareholder Activism34:12 Where Will Scotia's $56 Billion Go Next38:57 CIBC Sells, Scotia Buys: Two Bank Deals, Opposite Directions46:54 Final Verdict: Would They Buy Scotia Stock Now

In this episode of The Impostor Syndrome Files, we explore why uncertainty feels so uncomfortable for so many of us and how we can build a healthier, more productive relationship with it. My guest this week is Scott Stirrett, author of The Uncertainty Advantage.Scott shares how his own experiences navigating major career risks, leading a national nonprofit and managing anxiety during the pandemic shaped his thinking about uncertainty. He explains why our brains are wired to fear the unknown, why many people would rather know a bad outcome than face uncertainty and how building “risk-taking muscles” helps us become more resilient over time.In our conversation, we discuss the concept of anti-fragility, the hidden risks of staying too comfortable and why action is often the best antidote to anxiety. Scott also shares practical strategies for strengthening confidence, including creating a “hype document” to track wins and reconnect those successes to moments of uncertainty and growth. Finally, we explore the impact of AI on the future of work, why learning to learn is becoming one of the most important professional skills and how self-compassion helps us navigate change more effectively.About My GuestScott Stirrett is an entrepreneur, author, and advocate for young people. As Founder and CEO of Venture for Canada, he's raised $80M+ to support entrepreneurial talent, backed by RBC, TD, Scotiabank, and the Government of Canada. His work has been featured in Forbes, The Washington Post, The Globe and Mail, CBC, and BNN Bloomberg. He is also an Ashoka Fellow, former Goldman Sachs analyst, and committed to helping people navigate uncertainty with clarity and compassion. ~Connect with Scott:Book: https://www.amazon.com/Uncertainty-Advantage-Launching-Career-Change/dp/1459753224 LinkedIn: https://www.linkedin.com/in/scottstirrett/Website: https://www.scottstirrett.com/ and https://ventureforcanada.ca/Past podcast appearances: https://open.spotify.com/playlist/1xarZbEJGnncpUs3AlPE4e?si=umdVGEaeRBu_DOrek3ma-A&pi=hqkWxSVGQHyeE~Connect with Kim and The Impostor Syndrome Files:Join the free Impostor Syndrome Challenge:https://www.kimmeninger.com/challengeLearn more about the Leading Humans discussion group:https://www.kimmeninger.com/leadinghumansgroupJoin the Slack channel to learn from, connect with and support other professionals: https://forms.gle/Ts4Vg4Nx4HDnTVUC6Join the Facebook group:https://www.facebook.com/groups/leadinghumansSchedule time to speak with Kim Meninger directly about your questions/challenges: https://bookme.name/ExecCareer/strategy-sessionConnect on LinkedIn:https://www.linkedin.com/in/kimmeninger/Website:https://www.kimmeninger.com

When a company changes its name, sharpens its focus and adds technical leadership with deep Nevada experience, the change is worth noting. Maverick Gold and Silver did not simply rebrand in April 2026. It began building a more focused precious metals story around Nevada, one of North America's most established gold producing jurisdictions.Ian Foreman, VP Exploration, said Nevada was a major reason he joined Maverick. Peter Baxter, Senior Technical Advisor, brings decades of geological and capital markets experience, including extensive field experience in Nevada and 15 years in mining investment banking at Scotiabank. Together, they are helping advance Jericho and Gator, two Nevada gold-silver projects with strong surface indicators, historic work and clear next steps toward drill targeting.WHAT YOU NEED TO KNOWNevada Focus: Jericho expanded 370% to 1,683 acres on April 30, 2026, after Maverick staked 62 new claims to cover more of the mineralized system.Historic Validation: Jericho has seen small-scale mining and historic exploration, but according to Peter Baxter, it has no recent drilling. Management believes the project was overlooked due to portfolio history, not a negative geological conclusion.Systematic Work Underway: Maverick has 170 samples in the lab from Jericho from systematic sampling across the property. Historic samples cited in the interview included approximately highs of 3.4 g/t gold and 1,200 g/t silver.Gator sits near Battle Mountain in Nevada, with year-round access, a hydrothermal system extending over 7 kilometers and multiple target areas. The company has an existing drill permit in place and is working on permit modifications for GSX and Gator South.Third Project Advancing: Silver Vista in British Columbia remains a key part of the portfolio. Maverick has completed a flow-through financing, has a funded drill program planned and is only awaiting the required drill permit before the drill turns.STRATEGIC IMPLICATIONSFor junior explorers, jurisdiction matters as much as geology. Grade can attract attention, but location can determine how efficiently a project moves from concept to exploration, and eventually through more advanced stages if results justify it. Nevada offers a rare combination of gold endowment, infrastructure, mining history, technical expertise and an established regulatory framework.That is why Maverick's pivot to Nevada is important. The company is not trying to tell a broad, scattered story. It is concentrating on two projects in a jurisdiction where large gold systems are well understood and where experienced geologists can use modern tools to revisit ground that may not have been fully tested.Peter Baxter pointed to Nevada's major gold belts as mature but not exhausted. He noted that much of the production in north central Nevada has occurred within recent decades, while deeper exploration continues to change how known districts are understood. In his view, modern geophysics, detailed mapping and deeper drill testing can still create meaningful new exploration opportunities in areas with the right surface evidence.The timing is also important. Stronger precious metals markets have increased investor attention on gold and silver exploration, especially in established jurisdictions. Maverick is positioning itself around a simple question: can modern fieldwork and disciplined drilling unlock value from Nevada projects that have surface evidence, historic validation and limited modern testing?VP Exploration Ian Foreman, discussing the company's current fieldwork:“We've got about 170 samples in the lab right now from Jericho… As for Gator, the decision to drill has been made… There is a drill permit in place for the property… we are going to modify that drill permit so that we can put a couple of drill holes down into the GSX target and into Gator South. So, what work we're doing now is, in fact, not for a drill decision, but where the drill holes are going to go.”

The CEO of Saks Global joins after the company received court approval for its bankruptcy restructuring plan. Then, the CEO of Scotiabank, one of the largest banks in Canada, joins with his outlook for the global economy. We also discuss what to expect from Apple WWDC which kicks off today. Plus, we break down new weight loss drug results from Eli Lilly and Zealand Pharma. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

En este episodio de la séptima temporada de Análisis BIVA, nos acompaña Eduardo Suárez, Economista en Jefe en Latinoamérica en Scotiabank, quien nos habla sobre el panorama de inversión y el potencial de la Copa del Mundo de Fútbol como catalizador de infraestructura, turismo, consumo y crecimiento económico de largo plazo para México. Conducido por María Ariza, Directora General de BIVA.

In this episode, we break down a wide range of market stories, starting with SpaceX’s potential IPO and what its S-1 reveals about the business. We look at the company’s major segments, including Starlink, launch services, and xAI, while discussing the massive valuation being floated and why investors may want to be cautious around the hype. We also cover Nvidia’s latest blockbuster earnings, the continued strength in AI infrastructure demand, and why the stock’s muted reaction says a lot about how much growth is already priced in. From there, we turn to Walmart, Lowe’s, and Home Depot to see what they are saying about the consumer, higher fuel costs, and the pressure still hitting DIY and housing-related spending. Finally, we discuss the start of Canadian bank earnings season with Scotiabank, including its improving return on equity, lower provisions, and why Canadian banks continue to show resilience despite concerns around the broader economy. Tickers of stocks discussed: NVDA, WMT, LOW, HD, BNS.TO Subscribe to Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Watch the 5 Retirement Plan Vulnerabilities webinar: https://retirementloop.ca/webinar Today, we talk about ScotiaBank (BNS), BMO (BMO) and National Bank (NA) Q2 Earnings It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/

Over three-quarters of the global population has never lived through a major global energy crisis, such as those of the 1970s. In early 2026, that is about to change as the world faces the largest energy disruption in history, measured by the daily loss of oil output. This crisis won't be evenly distributed but will be felt everywhere – and is guaranteed to have ripple effects we won't see coming. How much oil remains in circulation, and what level of damage has already been inflicted on our global energy infrastructure? In this episode, Nate is joined by oil market analyst Rory Johnston to discuss how the Strait of Hormuz closure has led to the largest oil supply shock in history, and what the exact numbers and cascading effects are. He also breaks down the primary strategies countries will have to use to adapt to energy losses, including resorting to demand destruction, and what the disastrous risks are if shortages are allowed to persist. Rory also explains the lag between the closure, the real world impact of oil not being able to enter global circulation, and the market's response. Ultimately, Rory and Nate explore the impact of this situation on international trust and cooperation, and what that might mean for a global market system predicated on interdependence and free trade.  Who are the energy winners and losers in this war so far, and how are our global leaders accounting for the exponential risks of continued warfare? In what way can average people prepare for the energy shocks soon to ripple out across the globe? And lastly, if we do recover from this scenario, how might we treat these disruptions as a dress rehearsal for a future of lower material throughput by building greater resilience and interconnection at the local level? (Conversation recorded on April 23rd, 2026)     About Rory Johnston: Rory Johnston is a Toronto-based oil market researcher, the founder of Commodity Context, a lecturer at the University of Toronto's Munk School of Global Affairs and Public Policy, host of the Oil Ground Up podcast, as well as a Fellow with both the Canadian Global Affairs Institute and the Payne Institute for Public Policy at the Colorado School of Mines. He is a leading voice on oil market analysis, advising institutional investors, global policy makers, and corporate decision makers.  Prior to founding Commodity Context, Rory led commodity economics research at Scotiabank where he set the bank's energy and metals price forecasts, advised the bank's executives and clients, and sat on the bank's senior credit committee for commodity-exposed sectors.   Show Notes and More   Watch this video episode on YouTube   Want to learn the broad overview of The Great Simplification in 30 minutes? Watch our Animated Movie.   ---   Support The Institute for the Study of Energy and Our Future   Join our Substack newsletter   Join our Hylo channel and connect with other listeners

What happens when one of the world's most heavily regulated industries starts moving at AI speed? At Google Cloud Next in Las Vegas, I sat down with Sid Nadella, Director of Financial Services and Market Leader at Google Cloud, to talk about how AI is reshaping banking, wealth management, and capital markets from the inside out. With more than 20 years of financial services experience, including a long career at Goldman Sachs, Sid brings a rare perspective on how traditional institutions are balancing innovation with regulation, trust, and zero tolerance for error. We explore why the industry is moving beyond simple AI pilots and into what he calls the "doing era," where agentic AI is helping firms move from static dashboards and fragmented workflows toward intelligent systems that can reason, anticipate, and act in real time. Sid shares where he sees the biggest business impact today, from fraud detection and risk management to operational efficiency and unlocking new growth. We also discuss real-world examples from firms like Citi Wealth, Citadel, Scotiabank, and Starling Bank, and why the real opportunity lies in building the right foundations first: governance, compliance, observability, and strong data access across increasingly complex environments. We also tackle one of the biggest concerns around AI adoption, the fear that it replaces people. Sid explains why the real story is augmentation, helping teams remove repetitive work and focus on better decisions, stronger customer relationships, and higher-value outcomes. If you work in financial services, enterprise technology, or simply want to understand what agentic AI looks like beyond the headlines, this is a conversation packed with practical insight. How close is your organization to becoming truly agentic? Useful Links Connect with Sid Nadella, Director of Financial Services and Market Leader at Google Cloud. Google Cloud Next 26 Visit the Sponsors of Tech Talks Network and learn more about the NordLayer Browser.

Muy buenos días, una fusión energética se pone a prueba, ahora que Grupo México juntará sus activos con los de una empresa que le pertenece a una gestora propiedad de BlackRock. Tenemos nuevo relevo en la banca, con el regreso de un clásico al Consejo de Scotiabank. Cambios en ENI y se confirma la salida del embajador mexicano. El Maratón de Londres está salvando la acción de Adidas y viene la pelea entre Elon Musk y Sam Altman. Día nueve de 15 para votar por La Estrategia del Día en los Spotify Podcast Awards. ¡Vota aquí! ⁠https://open.spotify.com/playlist/37i9dQZF1DWXhF7LvcCzpf?si=8sICN4uMTwuUdwqibbVxBg⁠ Patrocinado | Aeroméxico, la aerolínea más puntual del mundo por segundo año consecutivo. Conoce más aquí.

Cybersecurity debates tend to center on tools, frameworks, and threats. But Rob Knoblauch has built a 25-year career in global security leadership by focusing on the soft skills that determine whether a CISO survives, thrives, or burns out. In this episode of The New CISO, Rob joins Steve Moore to trace the through-line from running a multi-node BBS as a kid to serving as Deputy CISO of one of the world's largest banks — and the career lessons he's carried through every chapter.Rob's path wasn't engineered. It began with a VIC-20, a love of video games, and a side passion for DJing that eventually clinched his first big bank interview. Running a BBS taught him identity management, patching, and infrastructure long before those were industry terms, and responding to the Melissa and “I Love You” outbreaks as a twenty-something Toronto Stock Exchange analyst launched his pivot into information security.The conversation turns to leading at scale. Rob walks through the three mentors who shaped him — “the teacher” who grounded him in fundamentals at Bank of Montreal, “the coach” who taught him the collaborative nature of global operations at Scotiabank, and “the general” who sharpened his leadership edge. He frames these not as phases but as lenses he still applies situationally today.Rob and Steve dig into incident response — from taking down Canada's first phishing site with no playbook to running tabletop exercises at the board, C-suite, and technical levels. Rob argues every organization needs a breach coach and that communications is the biggest make-or-break factor in a breach. He also offers a candid take on CISO politics — short tenures, CIO friction, and why trust with your boss matters more than being right.The episode closes with Rob's take on why this may be the best time in history to be a new CISO. AI is stripping away the commodity work that defined earlier generations of the role, leaving more room for strategy, leadership, and real influence. For anyone stepping into the seat, Rob's message is simple: the most valuable skills aren't technical at all.Key Topics• Rob's path from a VIC-20 and a grade-school BBS to the CISO seat• How DJing as “Robbie Knobs” clinched his first big bank interview — and why “notables” matter on a resume• Taking down the first phishing website in Canada with no playbook and a lot of cold calls• The three mentors who shaped his leadership: the teacher, the coach, and the general• Why tabletop exercises at the board, C-suite, and technical levels each matter — and how they differ• The case for engaging a breach coach before a breach happens, not during one• Why communications is the single biggest make-or-break factor in incident response• How AI is reshaping the CISO role by stripping away commodity workGuestRob Knoblauch — Chief Information Security OfficerRob Knoblauch is a seasoned CISO with 25+ years of global information security leadership. He began his career at the Toronto Stock Exchange during the Y2K era and later held increasingly senior roles at Bank of Montreal and Scotiabank, where he spent years as Deputy CISO and VP of Global Security Services. Rob is also a startup advisor and longtime house music DJ performing as “Robbie Knobs.” Connect with Rob on LinkedIn.GET A DEMO:

This episode is sponsored by Points, a Plusgrade company. Read more about their Exchange solution as a growth channel for loyalty programs here.Scene+ is a Canadian customer loyalty the program that was born from the union of Cineplex's SCENE program and Scotiabank's Scotia Rewards, and it has grown dramatically since. Today, Scene+ has more than 15 million members and is co-owned by Scotiabank, Empire Company Limited (2nd largest food retailer, Sobeys and other brands), and Cineplex (largest movie theatre operator). It spans categories including entertainment, groceries, travel, banking, home improvement — and now, as of early 2026 in partnership with Shell, fuel — making it one of the most comprehensive loyalty ecosystems in Canada.Wise Marketer Group's CMO Aaron Dauphinee sits down with the President of Scene+, Tracey Pearce to have a candid conversation about the growth at Scene+, how and why the loyalty landscape has shifted in Canada, and her focus on maximizing value for her members.Show Notes:1) Tracey Pearce2)Scene+3) Wolf Hall - Book Recommendation

Stijn Schmitz welcomes Rory Johnston to the show. Rory Johnston is Commodity Market Research who specializes in oil and gas. This episode delves into the complex dynamics of the current oil market crisis stemming from the closure of the Strait of Hormuz, exploring the profound implications for global energy supply and geopolitical tensions. Johnston provides a detailed analysis of the current oil market situation, highlighting that approximately 20 million barrels of oil per day typically transit through the Strait of Hormuz, with about 13 million barrels currently disrupted. Despite this massive supply shock, oil prices remain surprisingly low, which Johnston attributes to several factors, including market resilience, slow-moving commodity markets, and complex geopolitical negotiations. The discussion reveals the potential devastating consequences of prolonged strait closure, particularly for developing countries. While advanced economies might absorb price increases, many regions in the global south could experience complete fuel shortages, causing significant economic and humanitarian challenges. Johnston predicts that if the situation continues, demand destruction will become inevitable, potentially forcing prices to astronomical levels. Interestingly, the conversation also explores the nuanced motivations of key players like the United States, Iran, and Israel. Johnston suggests that Iran potentially benefits from prolonging the conflict, while the United States appears increasingly desperate to reach a resolution. He believes the crisis will likely conclude with Iran gaining some recognized control over the Strait of Hormuz. Johnston’s base case scenario anticipates the strait potentially reopening by mid-May, but warns that the market will require months to rebalance. The cumulative oil supply loss could reach over 1.2 billion barrels, fundamentally altering the global oil market’s dynamics. He emphasizes that what was previously an oversupplied market will likely transform into a tighter, potentially higher-priced environment. Timestamps: 00:00:00 – Introduction 00:00:48 – Strait of Hormuz Basics 00:01:55 – Supply Rerouting Efforts 00:02:57 – Total Supply Losses 00:06:09 – Replacing Lost Production 00:08:46 – Demand Destruction Scenario 00:11:15 – Price Reaction Analysis 00:19:23 – Trump’s Market Interventions 00:23:43 – US Treasury Intervention? 00:25:24 – Regional Shortage Timelines 00:30:41 – Global South Impacts 00:32:20 – War Incentives Discussion 00:41:40 – Iran, Trump, & Israel 00:46:11 – Base Case Outlook 00:51:56 – Refinery Fire Concerns 00:55:54 – Wrap Up Guest Links: Substack: https://www.commoditycontext.com/ X: https://x.com/Rory_Johnston Rory Johnston is a Toronto-based oil market researcher, the founder of Commodity Context, a lecturer at the University of Toronto's Munk School of Global Affairs and Public Policy, host of the Oil Ground Up podcast, as well as a Fellow with both the Canadian Global Affairs Institute and the Payne Institute for Public Policy at the Colorado School of Mines. He is a leading voice on oil market analysis, advising institutional investors, global policy makers, and corporate decision makers. His views are regularly quoted in major international media including the Financial Times, New York Times, Wall Street Journal, Bloomberg News, Reuters, BNN Bloomberg, CBC, and Financial Post, and he frequently appears on numerous market and industry podcasts (e.g., Bloomberg's Odd Lots, Hidden Forces, etc.). Prior to founding Commodity Context, Rory led commodity economics research at Scotiabank where he set the bank's energy and metals price forecasts, advised the bank's executives and clients, and sat on the bank's senior credit committee for commodity-exposed sectors.

How is Carney's War Bank and the Ontario Teachers Pension Plan (OTPP) connected? Through investments in weapons and genocide, as well as the activists and organizations fighting for a Free Palestine.Teacher and organizer with OTPP Divest, James Campbell gives an overview of the movement to get the OTPP to divest from weapons manufacturers.With a collection of success stories, it is clear the campaign resonates with teachers in the Province - with two of the largest unions overwhelmingly voting YES to divestment when given the chance.So where does the resistance come from? Where it usually does - Capital. But also from the CEO of the $300 billion OTPP, Joe Taylor, who has refused calls from the ranks to stop using their name to line the pockets of war profiteers.As it turns out, OTTP CEO Taylor is also a big supporter of the Defence, Security and Resilience Initiative (DSRB), or as second guest Tyler and his fellow activists with Stop the DSRB call it - the War Bank.What is it? Its a project of Carney's to get the G7 nations to sign on to this slush fund for the weapons industry. Its clearly stated purpose is to bypass popular (democratic) demands for social service spending and basic rights, in order to secure an endless supply of 'defence' funding. Its all being sold alongside Carney's Canadian militarism narratives, which has made it easier for him to line up supportive politicians from across the spectrum.This makes the job of activists harder, but not impossible. James and Tyler talk about the tactics they've deployed, and the alliances they are building along the way. There are accessible pressure points to be pushed, tarnishing the reputation of unethical investments being one of them. Another is opposing the pitch for Toronto to serve as the headquarters for the DSRB.Be sure to stay until the end to hear what else these activists have up their sleeve and learn more about the impacts divestment campaigns are having on the economic and political landscapes.Hosted by: Jessa McLeanCall to Action: SIGN ON TO STOP THE WARBANKRelated Episodes:UNIFOR's Hot Cargo: Labour Internationalism (Aug 2025) Labour for Palestine on their campaign to have any goods or services coming from, or going to Israel, declared 'hot cargo'.Nationalism and the Working Class (Mar 2023) Chris Fairweather, academic, activist and labour organizer, talks about the pervasiveness of nationalism and the impact is has on the working class No Arms in the Arts (Aug 2024) Hear how the successful campaign to pressure Scotiabank and the Giller Prize to do the right thing.More Resources: Pension Divestment FAQ - Google DrivePACBI: Palestinian Campaign for the Academic and Cultural Boycott of Israel | BDS MovementReferenced Report: Special Rapporteur Report on GazaVIDEO: World Beyond War Action Reel (IG)Ontario Government's Statement on Bid for DSRB HQTop 100 arms-producing and military services companies in the world, 2024 | SIPRIOur Call to Workers Everywhere – Stop the Genocide — Workers in PalestineFor more content from these creators, be sure to subscribe to the Blueprints SUBSTACK.All of our content is free - made possible by the generous sponsorships of our Patrons. If you would like to support our work through monthly contributions: PatreonFollow us on Instagram or on Bluesky

FCC just dropped the 2025 farmland numbers. Canada up 9.3%. Manitoba leading at 12.2. Saskatchewan at 9.4. West Central Saskatchewan at 4.8 — roughly half the provincial move. That split is what this episode is about. Dan hosts a live panel with four guests who are in the data, closing deals, and financing purchases right now. Not forecasting from a distance. Actually in it. Together they work through what the headline number isn't telling you, why buyers are getting more selective, what lenders are seeing at Q1, and what comes next for a market that has run hard for twenty-five years. The honest answer from every person on the panel: the market is not the same everywhere, and it hasn't been for a while. Topics and timestamps: 0:00 — Introduction. The division forming between good land and everything else. FCC 2025 numbers across the prairies. 5:00 — Panel introductions: Tim Hammond (Hammond Realty), Bobby Montreuil (Hammond Realty / active producer), Courtney Thevenot (Scotiabank Ag), Conrad Olson (FCC, West Central Saskatchewan) 6:00 — What the market is telling the people actually closing deals — that the FCC report won't show until next year 8:00 — Why 30 pre-approvals per tender became 4 or 5. Less players. Not less land moving. 10:00 — West Central at 4.8% vs. the provincial 9.4%. What tighter margins and rougher crop years look like in the numbers, lagged. 13:00 — Live audience poll: where do you think farmland values are going in your area in the next 12 months? Results: 53% flat, 18% down, 24% up. 17:00 — How fortunes get made in land. The cap rate reality. Why the guy who paid $2,100 when everyone said $1,800 was the ceiling was right. 19:00 — Where are producers actually getting their local farmland values? Neighbors and coffee shop vs. realtor vs. lender vs. FCC. (Spoiler: coffee shop was first pick for 26%.) 23:00 — The Saskatchewan Comparable Farmland Reports and Farmland Security Board database as a tool for area-specific data. 28:00 — "They're not making any more land." How land buyers pencil it out when input costs keep rising and commodity prices stay uncertain. 29:00 — The lender's view: it's never about one parcel. It's about the whole operation. Cash flow. Equity. Fit. 33:00 — Large land packages and what potential Manette-scale offerings might signal for market dynamics. 37:00 — Next audience poll: what is your most likely land move in the next 12 months? 45% hold. 25% buy. 11% sell. 20% rent before purchase. 38:00 — Strategic efficiency purchases. Buying to right-size. Selling what's far away and consolidating closer to home. 41:00 — The Pareto Principle and farmland: 80% of what's for sale is weaker land. Was true in the 2000s. Still true now. 44:00 — Succession pressure and what it means for supply. 65% of Saskatchewan farmland owned by someone 65 or older. What happens when no one's taking over? 46:00 — Lending health check. Are declines increasing? Short answer from both Scotia and FCC: not really. Agriculture is holding stronger than the general business community. 51:00 — Creative financing structures for land that doesn't pencil on its own. Interest-only periods. Phased purchases. Part-buy, part-rent. 54:00 — Final round: one takeaway from each panelist. Bobby: still long on farmland. Courtney: Canadian ag is set up to shine. Conrad: hesitancy with a strong dose of optimism — know your numbers and stay agile. 58:00 — Audience takeaways read live, plus upcoming episodes: Drew Lerner on spring weather, non-farming siblings and succession, Steffes auction on whether now is the time to buy iron. What makes this one worth your time: You have an FCC lender, a Scotiabank ag lender, a real estate professional who is also actively farming, and one of Saskatchewan's most experienced farm real estate agents — all in the same room at the same time. No rehearsed answers. No unified talking point. Just four people telling you what they're actually seeing in Q1 2026, with an audience of producers pushing back in real time. The takeaway isn't a prediction. It's a map. Good land in good areas is behaving differently than average land in average areas. Lenders are still lending. Buyers are getting more selective. And succession is quietly building pressure underneath all of it that the headline numbers don't capture yet. Guests: Tim Hammond — Founder and CEO, Hammond Realty. 25 years in Saskatchewan farm real estate. Expert in farmland transactions, succession advisory, and M&A. Based in Biggar, Saskatchewan. hammondrealty.ca Bobby Montreuil — Farm real estate agent with Hammond Realty and active prairie producer. Both sides of the deal, every day. Courtney Thevenot — Agricultural Lender, Scotiabank. Part of the Build Your Ag Dream Team. Sees the deals before they close and the ones that don't. Conrad Olson — Agricultural Lender, FCC Rosetown. A decade financing West Central Saskatchewan land purchases. Knows the dirt. Stay connected: Growing the Future Productions — growingtthefuture.ca LinkedIn: Growing the Future YouTube: Growing the Future Podcast available on Spotify, Apple Podcasts, and all major platforms. Hammond Realty — hammondrealty.ca Scotiabank Agriculture — scotiabank.com/agriculture Farm Credit Canada (FCC) — fcc.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

This week on Conflict Managed we welcome Bruce Mayhew. Together we explore: Getting your job done vs developing your career Constructing policies that encourage growth Creativity as a fundamental goal Evolving (instead of changing) What are we measuring (and why?) Figuring out how people can be their best vs fitting people into preexisting molds Bruce's new book, The Path of the Inspired Leader   Conflict Managed is available wherever you get your podcasts and on YouTube @3pconflictrestoration Bruce Mayhew has a passion for helping his clients achieve their professional development goals. He is a corporate trainer, keynote speaker, and author who has spent more than two decades helping leaders and teams build empowering cultures that turn good intentions into everyday behaviors that build trust, engagement, and results. As president and founder of Toronto-based Bruce Mayhew Consulting, Bruce delivers practical, people-first and research-informed programs and keynotes covering Leadership and new-leader development, Difficult conversations, Generational differences / Generational dynamics, Time management, and Email etiquette. A former Scotiabank leader, Bruce spent 11 years in roles spanning sales & marketing, corporate marketing, and cash management. Today, clients value Bruce for his clear frameworks, energizing delivery, and immediately usable tools. His training anchors custom solutions that match each organization's culture, strategy, and goals. In his debut leadership book, The Path of an Inspired Leader which launched in February 2026, Bruce distills years of practice into a practical, uplifting roadmap for leading with clarity, courage, and care—so people feel safe, proud of the work they do, and connected to why it matters. Whether coaching one-to-one or engaging a ballroom, Bruce's mission is constant: help leaders create the conditions where people flourish—and performance follows.   Conflict Managed is produced by Third Party Workplace Conflict Restoration Services and hosted by Merry Brown.

Rory Johnston is a Toronto-based oil market researcher, the founder of Commodity Context, a lecturer at the University of Toronto's Munk School of Global Affairs and Public Policy, as well as a Fellow with both the Canadian Global Affairs Institute and the Payne Institute for Public Policy at the Colorado School of Mines. Prior to founding Commodity Context, Rory led commodity economics research at Scotiabank. In this podcast, we discuss: The Billion-Barrel Supply Gap Physical Insurance and Pipelines The "Toll Booth" Strait Sanctions as a Safety Valve Wealth vs. Shortages China's Strategic Resilience The "Unilateral Taco" Scenario Long-Term Energy Optionality 

Summary Most leaders step into their role without formal training. That gap often leads to uncertainty, hesitation, and missed opportunities to build trust early. In this episode of The Leadership Habit, Bruce Mayhew shares practical leadership skills for new leaders, focusing on building confidence, establishing trust, and creating a strong team culture from day one. Meet Bruce Mayhew Bruce Mayhew is a corporate trainer, keynote speaker, and author with over 20 years of experience helping leaders improve team performance and workplace culture. After working in leadership roles at Scotiabank, he saw how leadership directly impacts engagement, trust, and results. His latest book, The Path of an Inspired Leader, is designed as a practical guide covering more than 18 real-world leadership scenarios. Each chapter focuses on situations leaders face, from hiring and feedback to building trust and managing change. Why Leadership Skills for New Leaders Matter More Than Ever Many professionals are promoted into leadership roles without the tools to succeed. They are expected to lead, but never taught how. As Bruce explains, this creates hesitation: “They don't want to ruffle any feathers… they think they have to sit back and really learn the ropes for two months or six months.” The problem is not capability. It is a lack of clarity. New leaders often wait for permission instead of setting direction. But strong leadership requires stepping in early to shape the environment your team operates in. What Confidence Really Means in Leadership One of the most important leadership skills for new leaders is confidence. But confidence is often misunderstood. It is not about having all the answers. Bruce reframes it clearly: “Confidence isn't control… confidence isn't knowing everything.” Instead, confidence looks like: – Being clear about the environment you want to create – Being willing to make mistakes – Trusting your team before they prove themselves Strong leaders do not walk in trying to prove their worth. They walk in reinforcing the value of others. How to Build Trust as a New Leader If there is one skill that defines effective leadership, it is trust. Trust is not built through speeches or titles. It is built through behavior. Bruce shares a powerful example of a leader who transformed a disengaged team in just weeks by focusing on trust and transparency. What did that leader do? – Spoke to people directly and consistently – Created a relaxed, human environment – Asked for input and feedback – Clearly shared a vision for the team The shift was immediate because people felt seen, heard, and safe. One simple but powerful reminder: “You can't command respect. You have to give respect to get respect.” The same is true for trust. Set the Tone Early Instead of Waiting A common mistake new leaders make is waiting too long to establish expectations. They observe. They analyze. They hold back. But your team is forming opinions immediately. Strong leaders take action early by: – Introducing themselves personally – Sharing how they lead – Setting expectations around communication and accountability – Creating clarity around team culture Even small actions, like where you sit or how often you engage, send strong signals. Leadership is always being interpreted. Turn Company Values Into Real Leadership Tools Many organizations have values posted on a wall or website. Few teams actually use them. Bruce offers a simple exercise that every leader can apply: Take your company values and discuss them with your team. Ask: – What does this value actually mean in our daily work? – What does it look like in action? – Where do we see gaps? This creates shared understanding and reduces confusion. You can go further by asking: – What additional values do we want to define as a team? When people help define expectations, they are far more likely to follow them. How to Handle Difficult Conversations as a Leader Avoiding difficult conversations is one of the fastest ways to lose credibility as a leader. Relationship building is crucial to becoming an effective leader. Bruce makes an important distinction: “Difficult conversations don't have to be conflict… if you leave them alone, then they will become conflict.” The goal is not to avoid discomfort. It is to address it early. A simple leadership approach: – Set expectations for feedback from the beginning – Ask for permission to give input – Focus on improvement, not blame For example: If I see something that could help you improve, do I have permission to share it? This creates a culture where feedback is normal, not threatening. Leadership Is About Creating the Right Environment At its core, leadership is not about control. It is about creating the conditions where people can succeed. That includes: – Psychological safety – Clear expectations – Open communication – Accountability in both directions When those conditions exist, performance improves naturally. Without them, even strong teams struggle. Key Takeaways: Leadership Skills for New Leaders 1. Confidence comes from clarity, not control. 2. Trust is built through consistent, everyday actions. 3. Leaders should set the tone early, not wait. 4. Values should be defined and discussed as a team. 5. Difficult conversations prevent larger issues. 6. Leadership is about creating an environment for success. Where to Find More from Bruce Mayhew Bruce leaves leaders with a simple reminder: You do not need to have everything figured out to lead. You just need to start.  Listen to the full episode today! Then, to learn more from Bruce Mayhew, you can:  – Visit his website: brucemayhewconsulting.com – Connect on LinkedIn – Get his book: The Path of an Inspired Leader What's Next?  If you are developing new leaders or stepping into a leadership role yourself, the right tools make all the difference. Crestcom's Leadership Skills Workshop helps leaders build confidence, improve decision-making, and strengthen team performance in just two hours. Request a complimentary workshop at crestcom.com/freeworkshop The post Essential Leadership Skills for New Leaders with Bruce Mayhew appeared first on Crestcom International.

Darren Blasutti, EVP of Corporate Development at Minera Alamos, covers the company's recent financing achievements, strategic growth plans, and the evolving landscape of bank financing for mid-tier mining companies. The company did announce a new term sheet with ScotiaBank and National Bank for US$75M. Darren explains how recent developments have transformed Minera Alamos into a more robust, fully financed producer poised for growth.

Somewhere on the prairies, there's a producer trying to do it all. The agronomy. The marketing. The books. The succession. The banking. The strategy. And they're wearing every hat at once — running hot, making decisions with incomplete information, and wondering why the numbers never quite tell the full story. The top farms? They stopped doing that a long time ago. This Growing the Future Productions live event puts Dan Aberhart at the table with seven of the most plugged-in financial and business minds working in Canadian agriculture right now: Evan Shout (Maverick Ag / Farmer Coach), Brian Mack and Justin Simpkins (Grow Lytics), Travis Gerrard and Roxanne Olynick from MNP, and Courtney Thevenot and Tanner Gerwing from Scotiabank Agricultural Banking. The conversation runs nearly 90 minutes and covers the full spectrum — from bookkeeping basics to billion-dollar family legacy questions. Not a panel of polished talking points. A real room of real advisors who already work together behind closed doors, and now you get to hear it. What gets covered in this episode: The 2% / 18% / 80% Split — Where Does Your Farm Land? Evan Shout opens with a number that should stop people cold: over the last 20 years, as farm revenues have gone up and risk has increased, financial acumen in the industry has actually gotten worse. The top 2% aren't just profitable — they're operating with a completely different level of financial sophistication. The next 18% are closing the gap. The other 80% are still treating finance as a back-seat discipline. (00:07:00) — Evan breaks down what separates the top tier, and why building a team is the single most powerful thing an operation can do to move up that ladder. Access to Capital vs. Strategic Advice — They're Not the Same Thing Grow Lytics started by reverse-engineering the perfect credit deal. Not by handing out money — by working backward from what a lender actually needs to say yes, and building the farm's story from there. Brian Mack draws a clear line between knowing your costs and knowing what the bank is looking at when you walk through the door. (00:10:00) — The panel unpacks the difference between getting financed and being financially positioned. You don't want your banker to tell you it's a bad deal. You want to already know that before you show up. What Scotiabank Actually Looks For — And It's Not Just the Numbers Courtney Thevenot is direct: lending decisions aren't just financial. Management strength, character, who you've got in your corner, whether you're trying to do it all yourself — that all goes into the picture. A farm that walks in with a team behind them sends a completely different signal than one that shows up with a stack of paper and no story. (00:12:00) — Courtney makes the case for the banking relationship as an ongoing partnership, not a transactional event. Quarterly calls. Farm visits. The relationship should be built long before you need something. The Mental Health Moment Nobody Planned — But Everybody Needed An audience member, Harry Siemens, drops a question about the farm suicide rate — 3.5 times higher than any other industry. Dan opens the floor. What follows is one of the most honest conversations this panel has. Evan doesn't give the diplomatic answer. He gives the hard one: farming culture has tied identity and legacy to a business in a way that makes failure feel unsurvivable. That's not the truth. But it's the pressure people are carrying. (00:27:00) — Justin Simpkins adds context from time spent in Australia, where the numbers are even more stark. Courtney mentions the Canadian Centre for Agriculture Wellbeing as a real resource. Roxanne talks about peer groups as one of the most underrated tools for connection and permission to be honest. This segment wasn't on the agenda — but it might be the most important twelve minutes in the episode. Benchmarking, Peer Groups & the Trucker Who Blew Everyone's Mind Travis Gerrard talks about what happens when you put a trucking company's operational metrics in front of a room full of grain farmers. Nobody expected it. Everyone walked away wanting to know their numbers that much better. The benchmarking group MNP runs is covering 14% of Saskatchewan farmland — and the data is clear on what the best operations have in common. (00:19:00) — Travis and the panel dig into the power of cross-industry benchmarking, and why getting outside the agriculture bubble — like Dan's example of Strategic Coach — can be the jolt that resets how a producer sees their own operation. AI, Data & the Role of the Farm's Next Hire The panel lands on something the audience was clearly hungry for: the missing seat at the table isn't another accountant or banker. It's a CTO. A tech integrator. Someone who can get real-time data flowing — from grain cards, JD Ops, harvest profit, bookkeeping — so that the advisors in the room can do insight work instead of cleanup work. (00:44:00) — Evan lays out the vision clearly: AI isn't replacing thought leadership, but it will replace data entry, and that changes everything about how fast good decisions can get made. The Third Generation Curse — And the Harder Question Nobody's Asking John Gibson brings it live from the audience floor: why do so many family farm operations succeed through two generations and fall apart in the third? The panel doesn't flinch. Evan talks about the knowledge that gets lost when the generation that built through hard times doesn't transfer that context. Brian Mack says something that stops the room: are you trying to preserve the farm, or are you trying to preserve wealth for future generations? Because sometimes those are two different decisions. (00:49:00) — Evan makes the case for the family office model — keeping the farm intact across generations rather than selling it off every 40 years to settle estates. The math at today's land prices makes the traditional approach nearly impossible. Succession Planning — Separate Rooms, Real Conversations Travis's point lands hard: get the kids in a separate room. Get the parents in a separate room. Because what the next generation actually wants — and what mom and dad assume they want — are often two very different things. That gap, unaddressed, is where farm transitions collapse. (00:38:00) — Roxanne talks about seeing a generational shift in how clients are bringing younger family members into meetings earlier. Evan talks about farm operations actively recruiting external CEOs to run the business while family members stay involved as shareholders. The structure is changing. Who's Missing from the Dream Team? Lawyers. The panel admits it freely. Wills, shareholder agreements, prenups, joint venture agreements — verbal handshakes between multimillion-dollar operations. Evan doesn't mince words: Walmart isn't doing verbal agreements anymore. Neither should you. (01:23:00) — The closing segment also touches on life insurance, climate advisors, agronomists as financial team members, and the AI-specific skill set that's becoming the next frontier for farm advisory teams. Featured in this episode: Dan Aberhart — Host, Growing the Future Productions Evan Shout — Maverick Ag / Farmer Coach Brian Mack & Justin Simpkins — Grow Lytics Travis Gerrard & Roxanne Olynick — MNP Courtney Thevenot & Tanner Gerwing — Scotiabank Agricultural Banking Resources mentioned: Canadian Centre for Agriculture Wellbeing (CCAW) — free counseling and support resources for ag producers across Canada Sask Ag Matters — crisis line and no-cost counseling for Saskatchewan farmers Do More in Ag — mental health resources for the agricultural community Connect with the panelists: Maverick Ag / Farmer Coach: maverickg.com or farmercoach.ca Grow Lytics: growlytics.ca MNP: mnp.ca Scotiabank Agricultural Banking: Contact your local Scotiabank ag banking team More from Growing the Future: Podcast: growingthefuturepodcast.ca YouTube: Growing the Future Productions Ground Truth Daily: Available wherever you listen to podcasts Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

En entrevista para MVS Noticias con Luis Cárdenas, Carlos Vargas, vicepresidente y director general adjunto de banca empresarial de Scotiabank México, habló sobre la Convención Bancaria 2026.See omnystudio.com/listener for privacy information.

En este programa les tenemos preparados temas muy interesantes ¡No se lo pierdan! Inclusión financiera y seguridad: Los retos clave de la Convención Bancaria 2026. Inclusión financiera: la clave para la movilidad social en México. ¿Qué esperar de la Convención Bancaria 2026? El plan de Scotiabank para México.Sin orden ni pruebas: La historia detrás del arresto fallido de la hija de El Mayo Zambada. Esto y más aquí con LUIS CÁRDENAS. See omnystudio.com/listener for privacy information.

In one of the biggest BDS victories in Canada to date, Scotiabank no longer holds any shares in the Israeli weapons maker Elbit Systems, according to its latest financial statements released in February. The coalition No Arms in the Arts was centrally involved in the divestment campaign. We speak with Michael DeForge, an author and a cartoonist and an organizer with No Arms in the Arts.

Mujer hace historia como General de Brigada en el EjércitoSRE y Secretaría de las Mujeres impulsan acuerdo por igualdadProcesan a presunto responsable de desaparición en MorelosMás información en nuestro Podcast

Las voces de la banca en México vuelven a La Estrategia del Día en esta serie de entrevistas que cada año realizamos hasta dar inicio al encuentro de los líderes del sector financiero mexicano en el país: la Convención Bancaria. Buscando siempre hablar con quienes están moviendo el tablero de juego, continuamos la edición 2026 con Pablo Elek, director general de Scotiabank en México y los avances en el cambio de estrategia del banco en el país. 

La recaudación tiene su mejor enero en una década gracias al aumento de impuesto a los refrescos y cigarros, las acciones que suben y las que caen tras el conflicto en Medio Oriente, el CEO de Scotiabank en México, Pablo Elek, habla de los impulsores de crecimiento para el banco, los planes de Paramount tras la compra de Warner y los lanzamientos de Apple.

The award-winning Compliance into the Weeds is the only weekly podcast that takes a deep dive into a compliance-related topic, literally going into the weeds to explore it more fully. Looking for some hard-hitting insights on compliance? Look no further than Compliance into the Weeds! In this episode of Compliance into the Weeds, Tom Fox and Matt Kelly look at three recent stories to draw compliance lessons for the future. They discuss significant developments in compliance, focusing on Jay Clayton's recent speech regarding FCPA enforcement and the implications for companies. They also analyze a case involving the termination of compliance officers at Scotiabank for failing to escalate concerns about insider trading. The conversation concludes with a reflection on athlete decision-making in the context of injuries and the lessons for corporate compliance practices. Key highlights: Jay Clayton's Speech and White Collar Crime Prosecution Compliance Officers and Escalation Failures at Scotiabank Ethics in Sports: Decision-Making and Compliance Lessons Resources: Matt in Radical Compliance Tom Instagram Facebook YouTube Twitter LinkedIn A multi-award-winning podcast, Compliance into the Weeds was most recently honored as one of the Top 25 Regulatory Compliance Podcasts, a Top 10 Business Law Podcast, and a Top 12 Risk Management Podcast. Compliance into the Weeds has been conferred a Davey, a Communicator Award, and a W3 Award, all for podcast excellence. Learn more about your ad choices. Visit megaphone.fm/adchoices

Enjoy this special feed drop of our sister show 'In This Economy?!'One of the original travel rewards programs in the Canadian market is getting a major rebrand.Air Miles, which has been around since 1992, will soon be called Blue Rewards, as owner BMO refreshes the brand to highlight that it's about more than just travel. At the same time, a longtime Air Miles partner, Shell, is making a move of its own—joining the Scene+ program operated by Scotiabank.Host Mike Eppel speaks to Patrick Sojka, founder of RewardsCanada.ca which is a Canadian loyalty rewards database, to break down what these changes mean for consumers, and take a broader look at the more than 180 loyalty brands competing for Canadians' attention. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or @thebigstory.bsky.social on Bluesky

Rory Johnston is a Toronto-based oil market researcher, the founder of Commodity Context, a lecturer at the University of Toronto's Munk School of Global Affairs and Public Policy, as well as a Fellow with both the Canadian Global Affairs Institute and the Payne Institute for Public Policy at the Colorado School of Mines. Prior to founding Commodity Context, Rory led commodity economics research at Scotiabank. In this podcast, we discuss:   Trump's Bullish Paradox   Importance of China's SPR Why OPEC+ Hiked Production The "Oil on Water" Overhang   Venezuela and Iran 2026 Outlook   US Shale's H2 Roll-over Long term demand outlook 

Canadian journalist Nora Loreto reads the latest headlines for Friday, January 9, 2026.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

In this episode of Tank Talks, host Matt Cohen is joined by Avinash Chidambaram, the CEO of Cybrid, to dive into the evolving role of stablecoins in global trade. Avinash, a pioneer in the world of FinTech, shares his journey from working with Blackberry and Interac to leading Cybrid's mission to bridge stablecoins with traditional banking infrastructure. He discusses the growing importance of stablecoins as a fast, secure, and efficient method of cross-border payments, especially in an era marked by geopolitical tensions. Recurring guest John Ruffolo also joins the conversation to provide his expert perspective on the implications of stablecoin adoption and how it's reshaping the financial ecosystem globally.With insights into the regulatory shifts happening globally and the potential of blockchain to solve longstanding issues in the financial sector, this episode offers a deep dive into the future of money and its role in cross-border transactions. Whether you're a fintech enthusiast or a business leader looking to stay ahead of the curve, this conversation is packed with valuable insights.The Evolution of Payments & Stablecoin Adoption (04:55)From his experience at Blackberry and Interac, Avinash discusses the historical challenges of digital payments and how stablecoins are solving the efficiency problem.How Stablecoins Differ from Traditional Banking (06:08)Avinash compares traditional payment systems like Zelle and Interac with stablecoins, highlighting the advantages of decentralization and real-time settlement without intermediaries.The Role of Canadian Banks in the Stablecoin Revolution (10:23)Avinash discusses the role of Canadian banks in adopting stablecoin infrastructure, focusing on how they can enhance cross-border payments and gain a competitive edge.Tokenized Deposits vs. Stablecoins: What's the Difference? (13:36)John and Avinash explore the distinction between tokenized deposits and stablecoins, examining how both concepts will evolve in the Canadian market and globally.Stablecoin Interoperability & Global Trade (18:17)Avinash elaborates on the need for interoperable stablecoins, ensuring businesses can transact globally without the constraints of traditional payment systems.The Future of Stablecoin Integration with Traditional Financial Systems (22:44)How Cybrid's infrastructure is designed to bridge the gap between stablecoins and fiat currencies, enabling businesses to transact across multiple stablecoins and blockchains seamlessly.Banks vs. Crypto Platforms: Who Will Win the Stablecoin Battle? (25:59)Matt, Avinash, and John discuss the competition between traditional banks and crypto platforms like Coinbase, debating which will dominate the future of global payments.The Geopolitical and Economic Implications of Stablecoins (35:40)John discusses how stablecoin adoption is becoming a geopolitical issue, with countries like China and the U.S. influencing global trade through their stablecoin policies.The Shift in Financial Infrastructure & What's Next for Stablecoins (39:50)Avinash predicts the future of stablecoins in financial systems, highlighting how regulations and technological advancements will shape the industry's evolution.About Avinash ChidambaramAvinash Chidambaram is the co-founder and CEO of Cybrid, a Toronto-based fintech company that specializes in stablecoin infrastructure. With over two decades of experience in financial technology, Avinash has worked with top institutions like RBC, Scotiabank, and Blackberry. Under his leadership, Cybrid has grown rapidly and is playing a pivotal role in enabling faster, more secure cross-border payments through stablecoins.Connect with Avinash Chidambaram on LinkedIn: https://www.linkedin.com/in/avinashchidambaram/Visit the Cybrid website: https://cybrid.xyz/Connect with John Ruffolo on LinkedIn: https://ca.linkedin.com/in/joruffoloConnect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

"Money is one of my languages, real estate is a dialect, and the islands are one of my tongues."Are you dreaming of waking up to the sound of the ocean, or perhaps you're looking for a strategic investment that pays for itself while you're back in the States? In this episode of Exit Strategies Radio Show, host Corwyn J. Melette sits down with Kathy Colon, the Founder and CEO of Nova Lux DR Properties.Kathy bridges the gap between public health expertise and luxury Caribbean real estate. She shares how her boutique firm specializes in "wellness-focused" properties and why the Dominican Republic is currently the "crown jewel" of Caribbean investment. Whether you are planning for retirement, seeking a vacation home, or looking for high-yield short-term rental opportunities, this episode provides the roadmap to making the island life a reality.Key Takeaways:03:26 The Nova Lux Difference: Kathy explains her unique approach to real estate, focusing on health, wellness, longevity, and "aging in place" criteria for every property she vets.04:37 Geography 101: A quick breakdown of the Dominican Republic's location in the Caribbean and why its size and proximity to Puerto Rico and Cuba make it a central hub.07:45 The "Wellness Checklist": Why Kathy uses a strict public health lens to select properties and how it protects investors looking for long-term value.09:23 Navigating the Buying Process: From vetting communities to handling the "daunting" legal aspects, Kathy describes how her boutique firm curates a list tailored to your lifestyle (golf, beach, or mountains).12:05 The Power of Pre-Construction: How international buyers can benefit from 15-year tax exemptions (CONFOTUR) and see immediate equity growth of 30-40% by the time a project is completed.13:51 Stress-Free Transactions: Why you don't have to worry about currency exchange (transactions are in USD) and how to navigate financing with international banks like Scotiabank.16:11 Hands-Off Investing: A look at the "Rental Pool" model where major brands like Wyndham manage maintenance and cleaning while you collect a return on investment (ROI).22:41 The Next "Big Thing" in the DR: Kathy reveals why Cap Cana is the best-kept secret and where celebrities like Alex Rodriguez are putting their money.The Legacy Building Moment:Kathy shares that Nova Lux was born from caring for a loved one, redefining real estate as a tool for longevity and generational living—choosing homes that support families aging in place and building a legacy that lasts.Connect with Kathy:Website: www.novaluxdrproperties.comInstagram: @novaluxdrpropertiesEmail: Kathy@novaluxdrproperties.comPhone: 917-419-9090Connect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Country Boy HomesDo you remember your grandma's front porch? You know that spot where stories were told, kisses were stolen, and sweet tea was always being sipped. Now imagine giving your family a place to make those same memories, but in a brand new, energy-efficient, and home that was built just for you. At Country Boy Homes, we help folks just like you find that forever feeling.Whether it's your first home, your next home, or your, we're done with rent forever, like,  seriously home, we specialize in affordable, durable, manufactured, and modular homes, the kind that make room for muddy boots, big dreams, and second helpings. Come see what coming home really feels like. Call 843-574-8979 today.Country Boy Homes, Built to Last, Priced for You.

On this episode of The Canadian Investor Podcast, Simon and Dan cover a packed slate of major Canadian market moves — from dividend shocks to CEO shakeups and a long-awaited bank sale. We break down Telus’ dividend growth pause and DRIP phase-out, why the company says the payout is safe, and what 2026 free cash flow could mean for investors. Then we look at Goeasy, where CEO Dan Rees is stepping down amid rising provisions, a short report, and widespread management turnover. Simon also explains Allied Properties’ 60% distribution cut, highlighting the three warning signs that dividend investors should always watch for. Then we dive into Laurentian Bank’s split sale to Fairstone and National, and what this means for Quebec’s banking landscape. Finally, we review Scotiabank’s strong quarter and whether the bank is starting to pull off a real turnaround. Tickers Discussed: T, BCE, GSY, AP.UN, NA, LB, BNS Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.