Grow Your Business and Grow Your Wealth

From Debt to Seven Figures: How Jeanne Omlor Built a Thriving Online Business Without Ads How does a single parent go from deep debt to a seven-figure business in less than two years without spending on advertising? In this compelling episode, host Gary Heldt welcomes Jeanne Omlor, a Business Strategist, Seven-Figure Online Business Coach, and Certified Servant Leadership Executive Coach who shares her remarkable transformation. Jeanne Omlor shares her journey from struggling offline coach to successful online business owner. After eight years of working as a coach and facing mounting debt after a life change, Jeanne decided to pivot to online business. Despite initially investing in Facebook ads training, she discovered the power of organic marketing instead. By developing a system based on human relationships, she built a seven-figure business in just 17 months with approximately 92% profit margin. Five and a half years later, she maintains a sustainable business that has helped nearly 500 coaches, consultants, and service providers thrive through her organic marketing methods. Key Takeaways → Following up properly with leads is essential for business success. Most business owners fail to implement a systematic approach to follow-up, letting potential clients slip away. → Organic social media marketing on platforms like LinkedIn, Instagram, and Facebook presents enormous opportunities that many businesses aren't properly harnessing. → Fear of judgment and concern about professional image often prevents business owners from taking the necessary actions to grow their client base. → Business anxiety affects quality of life - when you're constantly worried about finances, you can't be fully present with loved ones even when physically with them. → Success brings freedom from financial anxiety, which significantly contributes to overall happiness and life satisfaction. Quotes from Jeanne "There's not a worse feeling in the world than not fulfilling your potential. You're doing all the things, you're doing everything to be a good parent... but it doesn't feel good because you're just worried." "Thriving wasn't really the order of the day with me. Because I'm emotionally connected to that, I don't want people to go through what I went through. I want it to happen for them." Connect with Jeanne Omlor Website: jeanneomlor.com LinkedIn: linkedin.com/in/jeanneomlor Facebook: facebook.com/jeanneomlor Podcast: Business Wealth Impact Learn more about your ad choices. Visit megaphone.fm/adchoices

What's the real legacy of your business—just profits, or a thriving family and future-ready wealth? In this powerful episode, Gary Heldt welcomes Lori Van Dusen, founder of LVW Advisors and a trailblazer in fiduciary financial planning. Lori shares her extraordinary path from working in the South Tower of the World Trade Center with Lehman Brothers to leading a $6 billion independent advisory practice. She reveals the challenges and triumphs of creating a business that aligns with her values, mentoring the next generation, and serving multigenerational families. Lori also discusses personal growth, the importance of proactive financial planning, and the moving story behind her Wall Street Journal bestselling book, Born from Resilience after Personal Loss.

Are you prepared to weather unexpected financial storms while building lasting wealth for retirement? In this enlightening episode, Gary Heldt sits down with Harry Abrahamsen, a leading financial strategist specializing in personal financial economics and retirement planning. Harry shares his journey from building a family business to founding the Abrahamsen Financial Group, inspired by the life-changing events of September 11, 2001. Drawing from his extensive experience working with clients at all stages of retirement planning, Harry reveals his philosophy on creating personalized financial strategies that protect against unexpected life events while building sustainable wealth. Key Takeaways: → Financial planning must be personalized to each individual's unique situation, whether they're thinking about retirement, preparing to retire, or already retired → Unexpected life events can derail financial plans - proper protection strategies are essential for controlling your financial destiny → Building a network of trusted experts (attorneys, CPAs, bankers) creates comprehensive financial plans that consistently over-deliver for clients → Entrepreneurial thinking and continuous reinvention are vital components of financial success and career growth → Financial strategies should focus on both wealth building and wealth protection to ensure long-term security Notable Quotes: "After September 11, 2001, I realized the critical importance of properly protecting oneself from unexpected life events and controlling one's own destiny." - Harry Abrahamsen "Throughout my career, my clientele has consistently shared one common objective: to receive expert advice and guidance from someone they trust." - Harry Abrahamsen Connect with Harry Abrahamsen: Book: "Money Rules - 9 Rules to Massive Wealth" Company: Abrahamsen Financial Group Location: Little Silver, New Jersey Learn more about your ad choices. Visit megaphone.fm/adchoices

How Do Operating Environments Impact Business Risk and Investment Decisions? In this insightful episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Ryan Zabrowski, Director of Investment Committee at Krilogy. Ryan shares valuable wisdom from his decades of financial experience, as outlined in his book "Time Ahead: The Investor's Guide to Prosperity and Impact," and explains why understanding operating environments is crucial for achieving business success. Key Takeaways: → The risk of starting a business varies dramatically based on timing and operating environment, just as walking down stairs is different when they're covered in ice versus when they're dry → Business owners often overestimate future cash flows due to natural optimism - creating realistic scenario analyses with probability assessments is critical for long-term success → Understanding accounting is fundamental for business owners - it's the language of business that allows effective communication with bankers, investors, and financial partners → Young professionals must take responsibility for their growth and be committed to putting in extraordinary effort - successful careers require sacrifice and dedication → Having the right financial team in place (financial advisor, tax preparer, and estate planning attorney) who communicate effectively with each other can dramatically impact long-term wealth preservation Quote from Ryan: "I think we're a bit in the hand-holding culture. What we need to explain to young professionals is they have to take responsibility, or the majority of the responsibility, for their professional growth. Those goals associated with large amounts of income are very hard to achieve, and they take sacrifice, commitment, and hard work." How to Reach Ryan: Book: Time Ahead: The Investor's Guide to Prosperity and Impact (available on Amazon) Company: Krilogy Follow on social media by searching for "Ryan Zabrowski" or "Equity Tree" Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you create a financial plan that withstands market volatility and economic fears? Gary Heldt speaks with Melissa Bouchillon, Managing Partner at Sound View Wealth Advisors in this episode. With 21 years in wealth management and a background in psychology and education, Melissa shares insights on creating cohesive financial plans that connect all aspects of wealth management. She emphasizes the importance of having trusted professionals who communicate with each other to ensure your financial goals stay on track despite market fluctuations and economic uncertainty. Key Takeaways ➡️ Create a cohesive plan connecting all financial components ➡️ Build a "bomb shelter" with 3-5 years of accessible funds ➡️ Focus on controllable factors: spending, saving, debt management ➡️ Work with professionals who speak clearly, not in jargon ➡️ Have a cohesive team of advisors who communicate with each other Notable Quotes "After somebody's health, their family, their faith, their finances really allow them to do the things they want to do and help the people they want to help." "What would you do if you knew you couldn't fail?" How to Reach Melissa Phone: 912-844-7563 Email: Melissa@svadvice.com Location: Sound View Wealth Advisors, Skidaway Island, Savannah, Georgia Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you protecting your business and your people, or are you one complaint away from chaos?

How Can Marketing Automation and AI Transform Your Small Business? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt interviews Chris Troka, founder of Focused-Biz, a marketing and automation agency helping small businesses access the same powerful tools and resources as large corporations. Chris Troka shares his entrepreneurial journey from running an award-winning wedding DJ business to pivoting during COVID-19 to launch Focused-Biz, a marketing and automation agency. With a background in marketing and a passion for helping small businesses compete with larger corporations, Chris explains how he's leveraging AI and marketing automation to level the playing field for entrepreneurs and solopreneurs. 5 Key Takeaways → Marketing expertise is often what business owners lack most - they may excel at their craft but struggle with marketing and sales fundamentals. → When optimizing websites, focus on customer experience rather than keyword stuffing - reducing friction in the buyer's journey is essential. → AI tools can dramatically improve content creation, personalization, and customer service efficiency without requiring deep technical knowledge. → B2B (business-to-business) sales cycles typically take 8-15 months, while B2C (business-to-consumer) decisions happen within 3-4 weeks - requiring different marketing approaches. → Business owners don't need to understand everything about new technologies - partner with experts who can guide implementation while you focus on your core business. Quotes from Chris "I see AI as another great tool. The more training that we put into it, the better it will be... With that shift and disruption in the labor market, that just becomes a new opportunity for people to learn a new skill." How to Connect with Chris LinkedIn: Christopher Troka Website: focused-biz.com and christroka.com Podcast: "Brain Work Framework" - available on all podcast platforms Facebook Group: Join Chris's Facebook Community for entrepreneurs interested in sales, marketing, automation, and AI Learn more about your ad choices. Visit megaphone.fm/adchoices

Could Your Business Benefit From Crowdfunding Beyond Kickstarter? In this episode of "Grow Your Business & Grow Your Wealth," Gary Heldt interviews Paul Jossey, principal attorney at Jossey, PLLC, who specializes in investment crowdfunding. Unlike traditional crowdfunding platforms like Kickstarter or GoFundMe, Paul focuses on securities crowdfunding (Regulation CF), which allows businesses to raise capital by offering investors actual securities - whether equity, debt, or revenue share opportunities. This revolutionary funding avenue, which went live in 2016, enables businesses to turn their customers into investors and create a movement around their brand. Key Takeaways → Securities crowdfunding differs from platforms like Kickstarter in that it offers investors actual securities (equity, debt, or revenue shares) regulated by the SEC, creating investor-customers who are financially invested in your success. → The crowdfunding campaign approach turns your company into a "movement" with loyal customers who become investors and ambassadors for your brand, compelling for B2C businesses. → Anyone can invest in crowdfunding opportunities (not just accredited investors), with statutory limits based on income protecting smaller investors while allowing broader participation. → A successful crowdfunding raise requires the business owner to be the primary salesperson, actively engaging their existing network first before expanding outward - the campaign won't succeed by simply posting online. → The timeline from preparation to launch typically takes 30-45 days (working with financial and legal professionals), with campaigns ideally running for no more than 3 months to maintain momentum. Notable Quotes "You turn your company into a movement. You get people that are not just a loan officer, but a bunch of people who want to see you do well." - Paul Jossey "This is a campaign. It is not easy, and you can't just throw something on the internet and people will come. I don't care if you are the next Steve Jobs, it does not matter." - Paul Jossey How to Reach Paul Jossey Website: The Crowdfunding Lawyers LinkedIn: Paul Jossey | LinkedIn Free Consultation: Schedule a free 30-minute consultation through his website Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you overwhelmed by tax debt and unsure where to turn? Stephen A. Weisberg, a dedicated tax attorney, joins the podcast to share expert strategies for resolving tax debt, avoiding IRS pitfalls, and confidently navigating audits. In this episode, Gary Heldt speaks with tax resolution attorney Stephen A. Weisberg, founder of The W Tax Group. With over a decade of experience in IRS tax debt resolution, Stephen provides invaluable insight into the myths surrounding tax settlements, the realities of dealing with the IRS, and how business owners and individuals can take control of their tax situations. 5 Key Takeaways ➡ Not everyone qualifies for an Offer in Compromise – It's a selective process requiring a detailed financial assessment.  ➡ IRS installment agreements can reduce your liability – Understanding options like partial pay agreements is crucial.  ➡ Filing taxes, even if you can't pay, is essential – Avoiding failure-to-file penalties can save thousands.  ➡ The IRS has a 10-year statute of limitations – Knowing when the clock starts is critical for long-term tax planning.  ➡ Work with a specialist, not just a tax preparer – Expertise in IRS collections, audits, and negotiations makes a huge difference. Navigating tax debt can be daunting, but with the proper guidance, it's manageable.  Contact Stephen Weisberg for expert assistance if you're dealing with IRS issues.

What inspired a former Cincinnati Bengals employee to become an independent wealth manager and how did he build a successful practice focused on helping business owners? Peter Hiltz shares his journey from corporate finance to independent wealth management, highlighting how his early exposure to finance through his father's stock market interests shaped his career path. He discusses the challenges and rewards of transitioning to business ownership, the importance of building strong professional networks, and his client-first approach to wealth management. Key Takeaways → Time management is crucial for business owners - they need to build the right team of advisors to support growth → Successful business transitions require openness to change and willingness to adapt traditional practices → Building a coordinated team of professionals (CPA, attorney, insurance agent) is essential for comprehensive planning → The transition from employee to business owner requires wearing multiple hats and constant learning → Authentic relationships and professional networking from an early age are fundamental to long-term success How to Reach Peter LinkedIn: Peter Hiltz Email: philtz@kingsview.com Phone: 513-401-8513 Website: kingsview.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you a high-income earner, high-net-worth individual, or successful business owner looking to reduce your tax burden, protect your assets, and build a lasting legacy? In this episode, Terry DuPont, founder of DuPont Advisory Group, discusses the concept of a virtual family office and how it can benefit Main Street clients. He shares common financial mistakes, emphasizes the importance of tax reduction strategies, and explains how his firm's unique approach helps clients achieve financial success and significance. 5 Key Takeaways: 1. The benefits of a virtual family office for comprehensive financial planning. 2. Common mistakes high-net-worth individuals and business owners make. 3. The importance of tax reduction strategies in retirement planning. 4. How DuPont Advisory Group's unique process prioritizes client relationships and understanding. 5. Strategies for wealth preservation, asset protection, and legacy planning.  Terry encourages listeners to reach out and explore how a virtual family office can help them achieve their financial goals and build a lasting legacy. Quote from Terry:   Estate Planning and legacy planning are not all about money. It's about your values, family values, business values, etc., that you also want to pass on.  How to reach the guest: Website: https://dupontadvisoryvfo.com/ Tel: (800) 234-4452 Podcast: Better Business, Better Life: Building on Your Success (available on Apple Podcasts and YouTube) Learn more about your ad choices. Visit megaphone.fm/adchoices

Are You Ready to Transform Your Business with Tech-Enabled Accounting Solutions? In this episode of Grow Your Business & Grow Your Wealth, guest host Eli Mizrahi speaks with Lucas Matson, founder of LDC Financial and former Deloitte Tax professional. Lucas shares his journey from corporate accounting to entrepreneurship, offering valuable insights into modern accounting practices, the cannabis industry, and how technology reshapes financial services. Drawing from his extensive experience with major tech companies and M&A transactions, Lucas provides a unique perspective on building a location-independent practice while maintaining high professional standards. Key Takeaways: → The accounting industry is evolving toward tech-enabled solutions, with automated tools reducing the need for large departments while maintaining accuracy and compliance. → Starting at a big accounting firm provides invaluable experience and expertise that can be leveraged to serve diverse clients effectively as an independent practitioner. → Cannabis industry accounting presents unique challenges due to complex regulations and tax codes (like 280E), requiring specialized knowledge and careful structuring of financial statements. → Digital nomad entrepreneurship is possible in accounting, but proper system and technology setup is required to maintain efficient operations while working remotely. → Small businesses should prioritize proper accounting setup from the start. Investing in professional CPA services early can prevent costly mistakes and provide better financial insights. Notable Quotes from Lucas: "Don't let the tax tail wag the dog. You have to do what's best for your business. You shouldn't have less active control." "If you're trying to start a business and you're serious about it, make sure you're properly capitalized, and bring in a CPA to be your partner because a CPA will be invaluable to you." Connect with Lucas Matson: Website: https://www.ldc.financial/ Email: lucas@LDC.financial Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you struggling to talk about money, even with your financial advisor?   In this episode, Nick Garofalo, founder and chief compliance officer of Openhanded Wealth LLC, discusses the importance of open communication in financial planning, common financial mistakes, and how to empower clients to make informed decisions. He emphasizes a faith-based approach, integrating Biblical wisdom into financial planning to help clients align their life goals and vision with their faith.   5 Key Takeaways: The importance of open communication in financial planning. Common financial mistakes people make. How to empower clients to make informed financial decisions. The power of small steps in financial planning. Integrating Biblical wisdom into financial planning. Nick encourages listeners to schedule a discovery call with a fee-only financial advisor to discuss their financial goals and concerns.   Quote: "I believe everything we have is a gift from God, entrusted to us to manage wisely—not just our money, but our time, attention, relationships, and all our resources." - Nick How to reach the guest: Website: openhandedwealth.com   Podcast: https://podcasts.apple.com/us/podcast/one-degree/id1728707319 LinkedIn: (25) Nick Garofalo | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered how to build a successful business empire? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with John Hewitt, a serial entrepreneur and franchising expert who has founded two of the top 100 retail brands in the country, including Jackson Hewitt and Liberty Tax. John shares his journey from building his first tax software for an Apple computer in 1981 to creating Loyalty Brands, a company with eight franchises in various industries. He discusses the common mistakes people make when getting into a franchise and the importance of following the system. John also talks about the importance of culture, attitude, and perseverance in achieving success as a franchisee.   Key Takeaways: → John Hewitt, founder of Jackson Hewitt and Liberty Tax, shares his journey and insights on building successful franchises. → John emphasizes the importance of following the franchise system, stating that those who deviate often face challenges. → He highlights the significance of culture, attitude, and drive in achieving success as a franchisee. → John discusses the importance of perseverance and hard work in overcoming obstacles and achieving long-term success. → He shares his mission of having fun, improving lives, and creating opportunities for others through franchising. Quotes from guest: “My job as a franchisor is to give you the best system in the industry, and I've been doing that for 55 years, so that's what my expertise is.”   “The journey is the joy, the the payment at the treasure at the end of the rainbow is anti climatic.”   Visit website: https://loyaltybrands.com/ Relevant hashtags: #franchising #entrepreneurship #businesssuccess #loyaltybrands #podcastinterview Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Eli Mizrahi, President of Pacific Group Advisors and a seasoned fiduciary with over 40 years of experience in financial planning. Eli shares his personal journey into the world of finance, inspired by his parents' retirement challenges, and the lessons he's learned helping families navigate complex financial decisions. He provides valuable insights on retirement planning, investment strategies, wealth preservation, and long-term care solutions.   Key Takeaways: → The importance of starting financial planning early, regardless of age or income.  → Common mistakes people make in retirement planning include not having a plan, not considering long-term care, and not preparing for contingencies like taxes and market downturns.  → Strategies for retirement planning include maximizing tax-advantaged accounts like 401(k)s and IRAs, considering insurance options with living benefits, and diversifying investments to protect against market volatility.  → Long-term care planning is crucial, with 7 out of 10 people likely needing some form of care in their lifetime. Options like specially structured universal life insurance can provide living benefits for care needs.  → Social Security planning is essential, including understanding when to start collecting benefits to maximize your income.   Quotes from Eli → "Retirement is when you have more income than expenses, if you can get there young, great." → "Most people spend more time planning a two-week vacation than they spend on preparing for a 20-30 year retirement."   More from Eli Mizrahi: Eli Mizrahi, President of Pacific Group Advisors, is a seasoned fiduciary with over four decades of experience in financial and estate planning. Inspired by personal experiences with his parents' retirement challenges, Eli is dedicated to helping families make informed financial decisions. His expertise spans retirement and income planning, investment strategies, wealth preservation, and long-term care solutions.  Connect with Eli: (27) Eli Mizrahi | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered why some financial advisors insist everyone needs a trust, even if you're not wealthy? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Katherine Sheehan, Managing Director and Wealth Strategist at Crestwood Advisors LLC. With nearly 30 years of experience in estate planning, Katie shares her expertise on why everyone needs an estate plan, regardless of their wealth level, and breaks down common misconceptions about trusts and estate planning. Key Takeaways: → Estate planning is not just for the wealthy - everyone needs essential planning documents, including a will, revocable trust, power of attorney, and healthcare documents. → Revocable trusts offer multiple benefits, including probate avoidance, protection for minor children, and flexibility in asset management while maintaining complete control. → Don't let cost concerns prevent proper estate planning - while fees vary by location and complexity, the cost of improper or no planning can be much higher for families. → Healthcare documents (healthcare proxy, HIPAA authorization, living will) and power of attorney are essential for life planning, not just end-of-life planning. → Long-term care planning may involve special trusts and strategies like Medicaid trusts or life estate deeds, which require careful consideration of five-year lookback periods. Quotes from Katie: "Everyone needs estate planning, whether you have $2 or $200 million. Let's just talk about what you need and why you need it." "Life is uncertain. We want to protect our beneficiaries from themselves, from their creditors, from their potential spouses..." More from Katherine Sheehan: Katherine Sheehan is the Managing Director and Wealth Strategist at Crestwood Advisors LLC. With almost three decades of experience in estate planning, she helps families develop comprehensive estate plans that protect their assets and loved ones. Contact: ksheehan@crestwoodadvisors.com Website: https://www.crestwoodadvisors.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Kevin Quinn, Founder and President of Legacy Counsellors, P.C., an estate and business planning law firm. Kevin discusses the importance of estate planning and generational wealth, explaining his unique "My Family, My Wealth" process, which helps families understand and plan for their wealth.   Key Takeaways: → Estate planning is not just about taxes but also about the impact of wealth on a family. → The "My Family, My Wealth" process helps families understand their wealth and its role in their lives.  → Open communication about wealth and family values is crucial for successful estate planning.  → Family meetings are essential for discussing and planning wealth transfer.  → It's never too early to start planning for the future of your family's wealth.   Quote from Kevin:  "What we hope our inheritance does is create a little bit of a fallback, a little bit of a safety net."   "The half a million dollar dollars that that I leave to my daughters is just as important as the half a billion dollars that someone else leaves to their daughters."   More from Kevin Quinn: Founder and President of Legacy Counsellors, P.C.  Creator of the "My Family, My Wealth" process   Website: https://legacycounsellors.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you maximizing efficiency and user adoption in your IT projects? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with David Luria, author of "The Failure of I.T. Project Management: Why It's Broken and How to Fix It With 11 Ironclad Requirements You Have Never Heard Of." David shares his expertise on how to avoid costly IT project failures and ensure successful implementation.    Key Takeaways: → The biggest mistake in IT projects is misalignment between business and IT objectives.   → Define "adoption requirements" to ensure transparency and successful user onboarding.   → Focus on "ready, willing, and able" users who understand the why, impact, and training needed for the new system.   → AI tools like ChatGPT can help businesses with content generation, strategic thinking, and even automating tasks.   → Re-skilling and prompt engineering are crucial to stay relevant in the evolving job market.   More from David Luria: David's groundbreaking book, The Failure of I.T. Project Management: Why It's Broken and How to Fix It With 11 Ironclad Requirements You Have Never Heard Of, offers a people-centric approach to IT project planning. His work focuses on solving the challenges that often derail enterprise software rollouts, such as low user adoption and inefficient onboarding processes. In addition to his role as a tech executive, David is a sought-after speaker and consultant, sharing his insights on how companies can transform their IT operations with practical, user-focused solutions. Connect with David on LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you paying too much for healthcare? This episode will change how you think about employee benefits! Summary: In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Louis Bernardi, founder of Bright Path Benefits and known as The Benefits Whisperer. Louis shares his decades of experience in the healthcare benefits industry, helping business owners navigate high costs, complex regulations, and alternative healthcare solutions. From debunking myths about the Affordable Care Act to highlighting strategies like direct primary care, self-insurance, and telemedicine, Louis explains how business owners can provide top-tier benefits without breaking the bank. He also discusses his initiative, Benefit Champions Network, which empowers HR leaders and business owners with knowledge to make smarter decisions. Key Takeaways: → The hidden costs of traditional healthcare plans and how insurers profit. → Alternative healthcare models that provide quality care at a lower cost. → The power of direct primary care, telemedicine, and minimum essential coverage. → Why self-insurance might be a game-changer for some businesses. → How businesses can reduce healthcare costs by 20-25% while improving benefits. Louis C. Bernardi, CHFC®, CHVA, is the Founder of BritePath and "The Benefits Whisperer." He helps businesses cut healthcare costs by 20-30% while improving employee benefits. As a Certified Health Value Advisor and Healthcare Fiduciary Coach, he creates cost-effective, compliant health plans with CFOs and HR leaders. Through his podcast, LinkedIn newsletter, and Benefit Champions Network, Louis educates employers on navigating the healthcare system to enhance financial and human capital outcomes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to learn how to turn debt into wealth and achieve financial freedom? Discover alternative financial solutions and tax-efficient strategies with CFP, Mark Willis.   In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt sits down with Mark Willis, CFP and owner of Lake Growth Financial Services. Mark shares his incredible journey from struggling with student loan debt to becoming a financial expert who helps clients find more predictable and secure ways to reach their financial goals.   Key Takeaways: Mark's personal experience with overcoming six-figure student loan debt and discovering a path to financial freedom.   The importance of having a financial plan and seeking guidance from a qualified professional.   Understanding alternative financial solutions and tax-efficient strategies that can help you achieve your goals faster.   How to regain control of your financial future and make informed decisions about your money.   The role of mindset and discipline in achieving financial success.   Quote from Mark Willis: "You are perfectly designed to achieve the results you're currently achieving.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you a professional or small business owner feeling overwhelmed by your finances? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Alvin Carlos, CFP®, CFA, Managing Partner of District Capital, a fee-only financial planning firm. They discuss the importance of a holistic approach to financial planning, focusing on tax efficiency, retirement planning, and debt management. Key Takeaways: → Financial planning is not just about investments; it's about aligning your money with your values and goals.  → Tax planning is crucial for maximizing wealth and should be integrated with your overall financial plan.  → Retirement planning requires a long-term perspective and a disciplined approach to saving and investing.  → Managing debt effectively is essential for financial freedom, and there are strategies to minimize its impact.  → Working with a fee-only fiduciary advisor ensures you receive unbiased advice in your best interest. More from Alvin Carlos: Alvin Carlos, CFP®, CFA, is the Managing Partner of District Capital, a fee-only financial planning firm based in Washington, D.C. His firm specializes in helping professionals and small business owners maximize their money through comprehensive financial planning and investment management. With a focus on reducing taxes, retirement planning, and debt management, Alvin's team provides clear, actionable advice. As a fiduciary, Alvin's approach is entirely client-focused, offering unbiased financial guidance without commissions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to revolutionize your retirement planning? This episode dives into actionable strategies business owners can use to optimize benefits and ensure a secure future. Intro: In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with James LaFleur, a senior plan advisor with Sentinel Group. James brings over 20 years of expertise in retirement planning, offering insights into innovative financial solutions and critical strategies for business owners to maximize their retirement plans. Key Takeaways: → The importance of fiduciary responsibility in managing retirement plans. → How to leverage tax benefits from the Secure 2.0 Act. → Why cash balance plans are a powerful option for small businesses. → Common mistakes business owners make in retirement planning and how to avoid them. → The future of retirement planning and emerging trends. More from James LaFleur: Bio: James LaFleur is a retirement planning expert with extensive experience advising businesses and individuals on creating optimized financial futures. Website: Sentinel Group LinkedIn: James LaFleur LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Divorce can be a complex and emotionally charged process, especially when it comes to finances.   In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Melissa Murphy Pavone, a Certified Financial Planner and Certified Divorce Financial Analyst. They discuss the common financial pitfalls of divorce, how to protect yourself financially, and the importance of financial communication in a relationship.   Key Takeaways: → Understand the tax implications of dividing different assets during a divorce.   → Consider the impact of divorce on business ownership, including valuation and cash flow.   → Ensure you have adequate life insurance coverage to protect your financial future in case of a spouse's death.   → Address health insurance coverage and costs as part of your divorce settlement.   → Engage in open financial communication with your spouse to avoid potential conflicts and ensure both partners are informed.    More from Melissa Murphy Pavone: Connect with Melissa:   https://mindfulfinancialpartners.com/  https://tidycal.com/mindfulfinancialpartners  https://www.linkedin.com/in/melissamurphypavone/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to legally safeguard your business and avoid costly mistakes? In this episode, we dive into the legal essentials for entrepreneurs with Amira Irfan, founder of A Self Guru. Amira shares her inspiring journey from helping her father through a devastating lawsuit to becoming an internationally recognized business lawyer and coach. Learn how to avoid common legal pitfalls, protect your business, and set yourself up for long-term success with practical, accessible solutions. ✅ 5 Key Takeaways: ➤ Legal Is Your Business Glue: Don't overlook legal protections—they are the foundation of a sustainable business. ➤ Avoid Common Mistakes: Amira's 23 Legal Mistakes to Avoid as an Entrepreneur outlines errors that could cost you money and peace of mind. ➤ Empower Yourself Through Education: From legal templates to one-on-one consultations, there's a way to protect your business at every level. ➤ AI and Legal Considerations: AI is a helpful tool but comes with risks—always use it cautiously, and never rely on it for critical legal needs. ➤ Take Action Despite Fear: Amira's advice for aspiring entrepreneurs—confidence and preparation can transform your dreams into reality.

What if transforming your financial mindset could unlock your path to wealth and a more fulfilling life? In today's episode, we're joined by Thomas Blottenberger, CFP, ChFC, ABFP, and Co-founder of Paradigm Shift Financial. Thomas is also an American Dream Experience Leader, and he's here to share his journey of shifting from the impersonal, commission-driven world of traditional financial advising to a mindset-focused approach that helps individuals and families achieve their greater purpose through financial success. Since entering the industry in 2010, Thomas has provided breakthrough education and tools to help people align their financial decisions with their goals and dreams. 5 Key Takeaways: ➡️ Mindset Matters: Thomas emphasizes the importance of shifting from a scarcity mindset to one of abundance to make smarter financial decisions. ➡️ The Science Behind Investments: Most advisors lack the depth of knowledge about the economic science behind financial strategies. Thomas shares how he applies Nobel Prize-winning principles to investment strategies. ➡️ Client-Centric Approach: Paradigm Shift Financial focuses on helping clients define what they truly want—beyond simply avoiding loss—and uses that clarity to create wealth-building strategies. ➡️ Passive Investing: Understanding how to design investments with the least risk and the highest growth potential is key. Thomas teaches how passive investing strategies can align with long-term goals. ➡️ Education is Key: Thomas believes in empowering clients through education, giving them the tools to make informed financial decisions and question their current strategies. How to Reach Thomas Blottenberger: Website: Paradigm Shift Financial Social Media: Search for Thomas Blottenberger on Facebook for personal connections and discussions American Dream Experience: Explore Thomas's educational course at Paradigm Shift Financial's website under the American Dream Experience tab Additional Information: Thomas's approach isn't just about money—it's about helping people live their American Dream by aligning their financial actions with their life's purpose. If you're looking to change the way you think about money, investments, and personal growth, Thomas offers the tools to make that shift. Don't miss out on his transformative insights! Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you looking to transform your financial future? Learn how Paul Gabrail applies Warren Buffett's principles to real estate and personal finance to build long-term wealth. In this episode, Gary Heldt sits down with Paul Gabrail, co-host of Everything Money, to discuss the art of value investing, building a successful real estate portfolio, and teaching financial literacy. Paul shares his journey from investing as a teenager to running a YouTube channel with over 278,000 subscribers, offering unconventional but effective strategies for financial success. Key Takeaways: ➤ How Paul started his investing journey and what sparked his passion for value investing. ➤ Why teaching financial literacy is crucial and how Paul plans to impact the next generation. ➤ The importance of dollar-cost averaging and compounding interest for long-term returns. ➤ Tips for getting started in real estate, including evaluating risks and leveraging small investments. ➤ Why Paul believes in managing properties directly and avoiding third-party managers. ➤ Lessons on balancing work and life while maintaining high productivity. Quote from Paul Gabrail: "Successful investing isn't about following someone else's strategy—it's about understanding and applying your money to what you truly know." "Don't get caught up in looking like you're working hard. Focus on being effective. The person who gets the most done the fastest wins." How to Connect with the Guest: Watch Paul's content on YouTube, where he posts multiple videos weekly. Follow him on X (formerly Twitter) at @EMPaulG. Engage with his videos for fresh insights on finance and investing. Closing Statement: Join us next week for more insights to grow your business and wealth. Thanks for tuning in! Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you prepared to navigate the complexities of elder law and estate planning? Discover essential insights that could save your family from costly mistakes. Summary In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Richard Miller, a highly respected Certified Elder Law Attorney. Richard dives into the critical aspects of elder law, including asset protection, Medicaid planning, and probate litigation. He shares practical advice, real-life stories, and strategies to help families make informed decisions while preserving dignity and financial stability. 5 Key Takeaways → Planning ahead ensures your assets are used to support you and your spouse with dignity and autonomy. → Understand the difference between probate and non-probate assets to avoid unexpected pitfalls. → Beneficiary designations are crucial; they often determine where assets go, regardless of a will's intentions. → Trusts, both revocable and irrevocable, play significant roles in asset protection and estate planning. → Complex family dynamics, like second marriages or estranged family members, require thorough estate planning to avoid disputes. 2 Quotes from Richard Miller "Planning isn't just about money; it's about dignity, autonomy, and making choices that matter in the final years of life." "The biggest mistake people make in estate planning is overlooking beneficiary designations—they can make or break your entire plan." How to Reach Richard Miller Richard Miller is the Chair of the Elder Law Department at Mandelbaum Barrett. Licensed in New Jersey, New York, and Colorado, he offers nationwide elder law and estate planning services. Email: RMiller@MBLawFirm.com Phone: 973-243-7916 Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that 90% of life insurance policies lapse or are surrendered, leaving untapped value behind? In this episode, discover how life settlements can unlock hidden wealth. Episode Overview In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Adam Lippman, Executive Vice President of Sales and Marketing Operations at Lighthouse Life and Director of Consumer Insights for Harbor Life Settlements. With over 20 years in the life settlement industry, Adam shares insights into how policyholders can maximize the value of their life insurance policies on the secondary market. Key Takeaways → Life settlements explained: selling policies for more than their surrender value. → Understanding policy underwriting and health projections. → Regulatory protections and ensuring ethical transactions. → Leveraging AI to streamline the life settlement process. → How to find a reputable buyer and avoid common mistakes. More from Adam Lippman "Most people don't know they can sell their life insurance policies. It's a hidden opportunity." "Life insurance is often the second-largest asset people own after their home, yet it's rarely utilized effectively." Guest Bio Adam Lippman is a seasoned founder and executive in the life settlement industry, having facilitated over 1,000 transactions with a combined face value of more than $1 billion. He is passionate about educating consumers and advisors on maximizing policy value. Connect with Adam: Harbor Life Settlements https://www.lighthouselife.com/company/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you unknowingly losing money through "financial termites"? In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Jude Wilson, founder of Centrist Financial Strategies. Jude shares his journey from corporate America to entrepreneurship, discusses the principles of comprehensive financial planning, and highlights critical strategies for tax efficiency and risk management. Key Takeaways: → Why comprehensive financial planning beats the transactional approach. → Understanding "financial termites" and how to combat them. → The importance of tax diversification and strategies for creating tax-free money. → Avoid costly mistakes with retirement account titling and beneficiary updates. → Proactively preparing for tax changes in 2026 and beyond. More from Jude Wilson: Website: Centris Financial Strategies Additional Resources: The Tax Bomb Podcast: The Roth Guy Learn more about your ad choices. Visit megaphone.fm/adchoices

Are your accounting books holding your business back? Discover how proper accounting can transform your business's success in this episode. In this episode of Grow Your Business & Grow Your Wealth, guest host Ed de la Rosa speaks with guest Susan Brill, an experienced accountant and business consultant with 20 years of expertise. Susan specializes in helping small and medium-sized businesses clean up accounting books, streamline workflows, and navigate complex financial challenges. From law firms to wealth management companies, Susan brings a wealth of knowledge and solutions to her clients. Key Takeaways: → Why proper bookkeeping is essential for business success. → Common accounting pitfalls and how to avoid them. → The cost of poor bookkeeping and the ROI of getting it right. → How Susan transformed a struggling business with over $100,000 in errors. → Practical tips for building trust with financial professionals. More from Susan Brill: Susan Brill is a seasoned accountant with over two decades of experience in various industries. She has helped businesses overcome bookkeeping challenges, improve financial transparency, and easily prepare for audits. Susan earned her Bachelor of Arts in Communications from Bowling Green State University. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to craft branding and messaging that truly stand out? In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt dives into impactful strategies with Glenn Rudin, The Message Master. Learn how to define your Unique Selling Proposition, create memorable elevator pitches, and build a brand that resonates with customers for long-term success. Key Takeaways: → How to identify and articulate your Unique Selling Proposition (USP). → The importance of clear, concise messaging in making lasting first impressions. → Tips for creating a memorable elevator pitch that engages customers. → Strategies for aligning your branding with your business values and goals. → Lessons from Glenn's experience developing and selling over 250 products to major retailers. → Why consistent branding is crucial for long-term business growth. More from Glenn Rudin: Website: alwaysbeencreative.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the secrets to scaling your business and leading with impact? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt dives into these topics with Rebecca Macieira-Kaufmann, an accomplished business leader and author. Rebecca shares practical strategies for growth, hiring the right teams, and managing risks to achieve long-term success. Key Takeaways → The importance of focus when scaling a business and avoiding distractions. → Why hiring for both aptitude and attitude is key to building high-performing teams. → Steps to identify and mitigate business risks effectively. → Insights from Rebecca's book FitCEO on maintaining balance and resilience as a leader. → How to develop clear roles and responsibilities to support growth and harmony in founder-led businesses. More from Rebecca Macieira-Kaufmann Website: RMKGroupLLC.com Book: FitCEO: Be the Leader of Your Life FitCEOBook.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt sits down with Jacqueline Ryan, founder of Your Independent Financial Solutions. As a seasoned tax and business strategist, Jacqueline shares her journey as a "serial entrepreneur". She offers essential advice for entrepreneurs seeking to avoid financial pitfalls, maximize tax strategies, and ensure their businesses thrive. Key Takeaways → Choose the right entity for your business: Understanding the differences between LLCs, S-Corps, and C-Corps can save you money and headaches. → Track all financial activity: Use accounting software to monitor expenses, and don't overlook small but impactful costs like subscriptions or product samples. → Leverage underutilized tax strategies: From reimbursing employees through accountable plans to properly deducting mileage, many business owners leave money on the table. → Separate personal and business finances: Establishing a dedicated business bank account is crucial for protecting your assets. → Think long-term: Plan your financial and tax strategies with your business goals in mind, whether for scaling, securing funding, or leaving a legacy. Quotes "Tailored advice can make or break your business. Don't settle for one-size-fits-all solutions." "The key to success is starting strong and knowing where you want to end up." More from Jacqueline Ryan Jacqueline Ryan is a tax and business strategist, published author, and filmmaker dedicated to helping entrepreneurs achieve financial success. Her experience spans multiple industries, making her a trusted advisor for small business owners. Website: ITSYIFS.com Phone: 407-512-5854 Email: admin@itsyifs.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Reflect, Celebrate, and Grow: A Year-End Holiday Special Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Mario Zumbo, founder of Preserve Private Wealth. They discuss Mario's pivot from government contracting to wealth management, the importance of building meaningful client relationships, and his entrepreneurial insights for business owners. Are you ready to learn how to take control of your financial future and balance risk with stability? Tune in as Gary and Mario discuss personalized wealth management and actionable strategies for growing your business and wealth. Key Takeaways: → The impact of combining entrepreneurial risk-taking with conservative financial planning. → How to overcome psychological barriers to starting your own business. → The advantages of personalized financial advising for high-net-worth individuals. → Why assembling a strong advisory team is critical for entrepreneurs. → Advice for selecting the right financial advisor tailored to your unique needs. Quote from Mario Zumbo: "The hardest decision was making the leap into entrepreneurship—but once you're all in, the rewards are unmatched." "The earlier you bring in the right advisors and team, the greater your chances for long-term success and growth." How to Reach Mario Zumbo: Email: mario@preserveprivatewealth.com Website: www.preserveprivatewealth.com LinkedIn: Mario Zumbo Learn more about your ad choices. Visit megaphone.fm/adchoices

Is your business unknowingly at risk due to IT blind spots? Discover how to protect your operations and leverage technology for growth in this must-listen episode!" In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt dives into IT strategy with Jeff Roberts, founder and CEO of Innovation Vista. Jeff shares his expertise on pressing IT challenges small and medium-sized businesses face, including cybersecurity threats, blind spots in IT management, and leveraging AI for competitive advantages. With actionable insights and real-world examples, Jeff explains how businesses can secure their data, streamline processes, and create value through technology. Key Takeaways: → Why cybersecurity is a critical priority for businesses of all sizes. → The value of fractional IT services to maximize expertise while minimizing costs. → The importance of addressing IT blind spots before they lead to costly mistakes. → How small businesses can use AI tools to gain a competitive edge. → Best practices for securing cloud-based infrastructure effectively. Quotes from Jeff: "Cybersecurity is the fastest-moving, highest-risk area of business today. If you haven't reassessed your protections recently, you're behind." "For the cost of one employee, you can access a network of 400+ IT experts who bring real industry experience." Connect with Jeff Roberts:

→ What happens when you skip essential legal agreements in your business? In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt dives into the legal must-haves for entrepreneurs with Brian Meltzer, a partner at Saul Ewing LLP. Discover how to protect your assets, navigate joint ventures, and avoid legal nightmares. In this episode, Gary Heldt speaks with Brian Meltzer, a business attorney specializing in mergers, acquisitions, and joint ventures. They discuss the importance of operating agreements, what to include, and how to structure partnerships to avoid future disputes. Brian emphasizes the risks of skipping proper documentation and highlights the value of hiring specialized legal counsel. Whether you're starting a business or navigating a complex deal, this conversation is packed with actionable advice to help you safeguard your success. Key Takeaways: → The importance of operating agreements: These documents protect your contributions, define roles, and provide governance for resolving disputes in partnerships and joint ventures. → Risks of skipping contracts: Using generic templates or failing to read agreements can lead to significant legal and financial issues, like losing control of assets or ownership. → Specialized legal expertise matters: Hiring an attorney experienced in business law, particularly mergers and acquisitions, can help prevent costly mistakes. → Setting up joint ventures for success: A well-structured agreement ensures clear responsibilities, protects assets, and defines an exit strategy for all parties. → Start with NDAs and LOIs: Non-Disclosure Agreements and Letters of Intent are critical first steps in protecting sensitive information during business transactions. Quote from Brian Meltzer: "An operating agreement is the Bible of your business. It governs everything—what's in it defines how your business operates, resolves disputes, and ultimately protects what's yours." How to Reach Brian Meltzer: Email: brian.meltzer@saul.com Phone: 410-332-8613 Firm: Saul Ewing LLP, Baltimore Office Learn more about your ad choices. Visit megaphone.fm/adchoices

What if donating to charity was as easy as tapping on your phone? Discover how Adam Nash and Daffy are making generosity simple and accessible for everyone. Summary: In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt dives into a compelling conversation with Adam Nash, co-founder and CEO of Daffy. Adam shares how Daffy is redefining charitable giving by leveraging innovative technology and a membership-based model that works for everyone—from individuals donating $10 a week to high-net-worth donors. Learn how Daffy makes giving easier, more intentional, and impactful. Key Takeaways: → Daffy's flat-fee model makes donor-advised funds accessible to everyone. → How Daffy integrates family and community into giving decisions. → The tax advantages of using donor-advised funds. → Why automation and goal-setting lead to more consistent giving. → Adam Nash's vision for the future of Daffy and charitable giving. More from Adam Nash: Linkedin Learn more about Daffy: www.daffy.org Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, host Gary Heldt speaks with Michael Mendelson, a partner at Outside GC, a unique virtual law firm. Michael shares his journey from mechanical engineering to law, explains the innovative business model of Outside GC, and offers actionable insights for small and medium-sized businesses. This conversation is packed with practical advice on managing legal risks, building trust with advisors, and navigating the complexities of modern business law. 5 Key Takeaways: The Unique Model of Outside GC: Outside GC is a virtual law firm specializing in business law for entrepreneurs and established businesses, offering flexibility without compromising expertise. Importance of Legal Foundations: Michael emphasizes the importance of proper business formation, founder agreements, and understanding regulatory requirements to avoid costly mistakes later. Strategic Legal Advice: Lawyers at Outside GC prioritize efficiency and clarity, helping clients focus on major risks and business goals while avoiding unnecessary complexity. Leveraging Technology in Law: While AI and online tools like LegalZoom can help small businesses, they often fall short for more complex legal needs. Consult a professional when navigating high-stakes situations. Building Strong Client Relationships: A good attorney not only provides legal advice but also becomes a trusted advisor, proactively checking in and tailoring strategies to fit the client's evolving needs. Notable Quotes from Michael Mendelson: “Our job isn't to fight over every comma; it's to help you sleep at night while you focus on growing your business.” “Don't just download a template—consult someone who can align your legal framework with your long-term goals.” How to Reach Michael Mendelson: Website: www.outsidegc.com Learn more about Michael and his partners, their services, and how they can help you navigate your legal challenges and grow your business. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you truly prepared to protect your business from unexpected challenges? Today's episode with host Gary Heldt and guest attorney Rachel King explores essential legal and financial strategies for business owners, from assembling a professional support team to proactive planning and avoiding common pitfalls in business structuring and asset protection. Gain actionable advice on safeguarding business and personal assets, reducing stress, and preventing costly mistakes. Key Takeaways: ✔ Build a Team of Professionals: Rely on a trusted attorney, CPA, and insurance agent to cover legal, financial, and risk management needs. ✔ Use Buy-Sell Agreements: Ensure buy-sell agreements are in place to handle ownership transitions smoothly and prevent conflicts. ✔ Separate Personal and Business Assets: Keep personal assets out of the business entity to protect against liability in case of legal actions. ✔ Invest in Proactive Planning: Spend on professional advice upfront to avoid high costs and stress from potential lawsuits later Quote: "Nothing is more expensive and more stressful than having to defend a lawsuit." Get in touch with Rachel King:  Website: RachelKingAttorney.com Upcoming Book: Getting Divorced, Now What? (October 2024) on financial independence during and after divorce. Learn more about your ad choices. Visit megaphone.fm/adchoices

 Are you confident your business is taking advantage of every tax break and staying audit-proof, or could you be leaving money on the table?   In this episode, Gary Heldt welcomes Sherry Peel Jackson, a seasoned CPA, former IRS agent, and founder of SP Jackson Consulting, LLC. Sherry shares insights from her extensive experience in the tax and financial fields, focusing on strategies for small business owners to improve tax compliance, protect against audits, and maximize deductions. From record-keeping tips to tax-saving methods like hiring family members, Sherry offers practical advice that empowers entrepreneurs to achieve financial success. Key Takeaways: Sherry's Background: Transitioning from IRS agent to CPA and consultant, Sherry leverages her knowledge of the IRS and tax law to help business owners avoid common pitfalls. Tax Mistakes to Avoid: Sherry discusses frequent errors small business owners make, such as poor record-keeping, misunderstanding deductible expenses, and relying on inadequate tax preparation services. Strategies to Reduce Tax Liability: Effective strategies like the “Augusta Rule,” hiring family members, and utilizing Roth IRAs for children's savings. Audit Triggers and Preparation: Learn about common red flags that can trigger an IRS audit and the importance of thorough documentation. Cryptocurrency and Unrealized Gains: Sherry touches on evolving tax laws concerning cryptocurrency and shares her concerns about potential legislation taxing unrealized gains. Quotes: “If we could get business owners to focus on record-keeping, they would save so much money in the long run.” “Don't rely on your debit card statements for audits. Keep detailed receipts and documentation to back up your expenses.” Resources: Connect with Sherry Peel Jackson: connect@sherrypeeljackson.com Tune in for Practical Tax Tips and Business Growth Strategies! Learn more about your ad choices. Visit megaphone.fm/adchoices

Struggling to find the right talent for your business? Discover hiring secrets from Steve Rothberg, founder of College Recruiter, as he shares innovative strategies to attract and retain top early-career candidates, streamline your recruitment process, and make smarter hiring decisions for long-term success.  In this insightful episode, Gary Heldt speaks with Steve Rothberg, founder of College Recruiter, a niche job search site connecting employers with candidates with zero to five years of experience. Steve shares the journey of College Recruiter from its beginnings as a print publication to becoming an online job board that emphasizes cost-per-click and cost-per-application pricing models. Together, they dive into strategies and best practices for small businesses looking to make smarter hiring decisions. Key Takeaways:

Are you tired of the high costs and inefficiencies of traditional accounting services? Discover how Dr. Ryan Moriarty is leveraging technology to revolutionize bookkeeping and tax preparation for entrepreneurs. In this episode, Gary Heldt interviews Dr. Ryan Moriarty, President of Done For You Tax, a company that offers cutting-edge tax and bookkeeping services at a fraction of the traditional cost. With a background in Computer Science, Ryan brings a unique tech-savvy approach to financial management. Learn how his company empowers small business owners by simplifying the bookkeeping process, reducing costs, and offering innovative tax strategies. From his base in Puerto Rico, Ryan shares insights on the future of tech-driven accounting and how small businesses can benefit from his services. 5 Key Takeaways:

How do you balance the legacy of a family business while embracing innovation and new trends? Rustin Yasavolian, a second-generation owner of Masina Diamonds, shares his journey in running a family-owned jewelry business and the challenges of taking over from his father. In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt interviews Rustin Yasavolian, who took over Masina Diamonds, a business his parents started in 1984. Rustin talks about the challenges of succeeding in a family business, how he balances honoring his father's legacy with introducing modern innovations like technology and social media, and the importance of setting boundaries to preserve both business and family relationships. He also discusses his plans for expanding the business while maintaining its high-quality customer service. Key Takeaways:  ✅ Rustin learned the value of hard work and patience through his experience starting from the bottom in the family business. ✅ Technology integration, including new inventory systems, has been a game-changer for improving efficiency and data tracking. ✅ Family dynamics in business can be tricky, but setting clear boundaries is essential for preserving relationships. ✅ Rustin emphasizes the importance of leveraging social media for branding and engaging a larger audience. ✅ Succession planning and teaching family members through hands-on experience are key strategies Rustin uses to prepare for the business's future. Quote: "Starting from the bottom gives you a real understanding of how the entire business works, from sales to management." "You have to be patient and listen—family businesses are built on relationships, but the way forward is through innovation." How to Reach Rustin: You can learn more about Masina Diamonds and reach Rustin through their website: Masina Diamonds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you ready to scale your business with cutting-edge technology? Discover how Ingennicom helps businesses streamline operations and future-proof their growth. In this episode, Gary Heldt interviews Maureen Edwards, the founder and CEO of Ingennicom. Maureen shares her insights on how businesses can scale effectively by leveraging technology solutions, such as AI, to enhance efficiency and operations. With over 12 years of experience, Maureen discusses how Ingennicom empowers companies to overcome challenges associated with growth by providing tailored technology strategies. She also introduces Ingennicom's new AI Empowerment Solutions division. She addresses the common fear that AI will replace jobs, assuring listeners that AI can enhance business operations, not replace human input. Key Takeaways: ✅ Ingennicom focuses on scaling businesses through tailored technology solutions that support sustainable growth. ✅ The Fourth Industrial Revolution is here, and businesses need to adapt quickly to maintain their competitive edge. ✅ Maureen's AI Empowerment Solutions division offers re-skilling programs to help individuals and businesses embrace AI. ✅ Stay ahead of the competition in the future to meet your unique needs. Quote: "AI isn't here to replace you—it's here to collaborate with you, making your business more efficient and helping you grow." — Maureen Edwards How to Reach Maureen: You can connect with Maureen Edwards and learn more about Ingennicom's technology solutions at https://www.ingennicom.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is your business legally prepared for success? Find out the essential steps to protect your business from common legal mistakes. In this insightful episode, Gary Heldt interviews Hillary Johns, managing partner of Hillary Johns Trial Lawyers, with offices in Beverly Hills, the Bay Area, and New York City. With over 100 civil trial cases under her belt, Hillary shares her extensive knowledge in business law, intellectual property, defamation, media law, and employment law. She emphasizes the importance of regularly reviewing business contracts, having proper insurance, and ensuring compliance with evolving regulations. Hillary also discusses how businesses can avoid expensive legal issues by taking proactive measures and building a solid relationship with legal counsel. Key Takeaways:

Are you relying on your business as your sole retirement plan? Discover why diversification is critical to financial security and how to build a wealth strategy that works beyond your company. In this episode, host Gary Heldt interviews Jake Falcon, founder of Falcon Wealth Advisors. Jake discusses the importance of financial planning for business owners, especially those nearing retirement. He shares insights on why it's risky for business owners to rely solely on selling their business as their retirement strategy and highlights the value of diversifying wealth early on. Jake also covers tax planning, risk management, and how his team approach at Falcon Wealth Advisors helps clients navigate complex financial landscapes. ✅ Key Takeaways: Diversification is critical: Don't rely solely on your business sales for retirement. Start planning and saving independently to secure your future. Get a business valuation early: Independent valuations help owners understand their company's worth and identify improvements for a smoother exit strategy. Financial literacy matters: Jake emphasizes educating yourself on tax planning, investment strategies, and exit planning. Build a team: Surround yourself with professionals like wealth advisors, CPAs, and attorneys to ensure a holistic approach to your financial well-being. Proactive planning: Regularly meet advisors to adjust your strategies based on changing tax laws and financial goals. How to Reach Jake Falcon: Email: jake@falconwealthadvisors.com Website: falconwealthadvisors.com Book: Retiring Right: Smart Steps for Exiting Corporate America, available on Amazon. Podcast: Upticks on YouTube, Apple Podcasts, and Spotify. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to grow a family business into a global enterprise and successfully pass it on? In this episode of Grow Your Business & Grow Your Wealth, guest host Danny Bullock interviews Jim Nooney, former CEO and owner of Nooney Controls Corp. Jim shares his inspiring story of transforming a small, family-run business into a global player in the industrial control valve industry. He discusses the importance of finding a business niche, taking calculated risks, and the leadership transition when it is time to sell the company. Jim offers actionable insights on building a solid team, managing international growth, and ensuring a smooth transition for future success.

Have you ever wondered what it takes to manage family wealth across generations? This week, on Grow Your Business & Grow Your Wealth, host Gary Heldt and guest Elliot Kallen, CEO of Prosperity Financial Group, will discuss the strategies behind creating and sustaining generational wealth. Elliot Kallen, the CEO of Prosperity Financial Group, shares his journey from entrepreneurship to wealth management. With a strong focus on family wealth, Elliot discusses the challenges of business succession, financial literacy, and ensuring the next generation is prepared to inherit and grow family wealth.  Key Takeaways include"