Podcasts about grow your wealth

Jeremy Keil explores Kiplinger magazine's article “11 Ways to Grow Your Wealth” and how to apply these strategies to retirement planning.

How Do Operating Environments Impact Business Risk and Investment Decisions? In this insightful episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Ryan Zabrowski, Director of Investment Committee at Krilogy. Ryan shares valuable wisdom from his decades of financial experience, as outlined in his book "Time Ahead: The Investor's Guide to Prosperity and Impact," and explains why understanding operating environments is crucial for achieving business success. Key Takeaways: → The risk of starting a business varies dramatically based on timing and operating environment, just as walking down stairs is different when they're covered in ice versus when they're dry → Business owners often overestimate future cash flows due to natural optimism - creating realistic scenario analyses with probability assessments is critical for long-term success → Understanding accounting is fundamental for business owners - it's the language of business that allows effective communication with bankers, investors, and financial partners → Young professionals must take responsibility for their growth and be committed to putting in extraordinary effort - successful careers require sacrifice and dedication → Having the right financial team in place (financial advisor, tax preparer, and estate planning attorney) who communicate effectively with each other can dramatically impact long-term wealth preservation Quote from Ryan: "I think we're a bit in the hand-holding culture. What we need to explain to young professionals is they have to take responsibility, or the majority of the responsibility, for their professional growth. Those goals associated with large amounts of income are very hard to achieve, and they take sacrifice, commitment, and hard work." How to Reach Ryan: Book: Time Ahead: The Investor's Guide to Prosperity and Impact (available on Amazon) Company: Krilogy Follow on social media by searching for "Ryan Zabrowski" or "Equity Tree" Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on the show we welcome Janine Firpo, an accomplished speaker, author, and social entrepreneur, dedicated to empowering women through values-aligned investing. She has a relentless drive to make a difference and poured it all into her book, 'Activate Your Money: Invest to Grow Your Wealth and Build a Better World'. In this episode, you will learn: How Janine transitioned from a lucrative career in big tech to impact investing The importance of aligning financial goals with social values How to integrate ethical considerations into your investment portfolio Practical steps you can take to manage your finances ethically and effectively  

In this episode of the Grow Your Wealth podcast, host Travis Miller chats with Harry Hyslop, a dynamic force in the world of property origination and private credit. Harry shares his journey from the northern beaches of Sydney to leading real estate investment deals and building a reputation in Australia's evolving private credit market. They dive into lessons from early career risks, the value of relationships, and how hustle and local insight drive success in origination. Harry also offers practical advice on creating long-term wealth, the importance of calculated risks, and the mindset needed to thrive in entrepreneurial finance. A must-listen for anyone interested in the intersection of real estate, private credit, and building lasting investor value. [00:00:00] - Introduction: Meet Harry Hyslop and His Path in Real Estate [00:01:28] - From Manly to Finance: Surfing, Study, and Social Networks [00:03:00] - Early Career: Property Consulting, Colliers, and Exposure at JLL [00:04:35] - Discovering Capital Markets: Relationships, Revenue, and Reputation [00:06:05] - Mentors and Influences: Family, Guidance, and Career Shifts [00:07:37] - Taking the Leap: Moving to Private Credit and Entrepreneurial Risk [00:09:20] - The Evolution of Private Credit: Market Growth and Maturity [00:10:31] - Pivotal Moments: Confidence, Appointments, and Fear as Motivation [00:12:08] - What Drives Success: Deals, Money, and the Adrenaline of Origination [00:13:15] - Advice to the Young: Learn, Build a Network, and Take Educated Risks [00:14:12] - Navigating Challenges: Syndication, Capital, and Market Volatility [00:16:19] - Structuring for Uncertainty: Exit Strategies and Clear Communication [00:17:06] - Documentation is Power: Managing Risk Through Terms [00:18:09] - Top Tips for Origination: Hustle, Market Insight, and Constant Learning [00:20:15] - Private Market Edge: Information Advantage and Qualitative Inputs [00:21:13] - What Success Looks Like: Asymmetric Returns and Investor Alpha [00:22:23] - Building a Legacy: Growth Mindset, Colleagues, and Future Aspirations [00:25:00] - Quickfire Round: First Job, Best Advice, and Driving Long-Term Wealth [00:28:02] - Common Mistakes: Overleveraging and the Risk of Inaction [00:29:05] - Life Outside of Work: Engagement, Surfing, and Balance [00:29:34] - Final Thoughts and Connecting with Harry on LinkedIn iPartners Website: www.ipartners.com.au Register Here: https://ipartners.iplatforms.com.au/register/register-as-wholesale/ iPartners LinkedIn: https://www.linkedin.com/company/ipartners-pty-ltd Follow Travis Miller: https://www.linkedin.com/in/travismilleripartners

In this conversation, John Harcar interviews Cacey Stone about his journey in real estate, focusing on note origination and owner financing. Casey shares his experiences flipping houses, the challenges he faced, and how he transitioned to providing financing for families who cannot qualify for traditional loans. He discusses the importance of understanding property values, the crazy stories from his flipping days, and his current business model, which includes holding properties and selling them through notes. The conversation highlights the ethical considerations in real estate investing and the satisfaction of helping families achieve homeownership.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat     Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Tim Smith, the founder and CEO of Aura Private Wealth, shares insights on financial literacy, fraud prevention, and wealth management for high net worth individuals as well as everyday investors. He discusses the devastating impact of fraud within his company and provides strategies to identify and avoid financial fraud.Connect with Tim WebsiteLinkedInWorldwise Capital Links⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YoutubeWebsitePrivate Community AccessStrategy Session

How Can Marketing Automation and AI Transform Your Small Business? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt interviews Chris Troka, founder of Focused-Biz, a marketing and automation agency helping small businesses access the same powerful tools and resources as large corporations. Chris Troka shares his entrepreneurial journey from running an award-winning wedding DJ business to pivoting during COVID-19 to launch Focused-Biz, a marketing and automation agency. With a background in marketing and a passion for helping small businesses compete with larger corporations, Chris explains how he's leveraging AI and marketing automation to level the playing field for entrepreneurs and solopreneurs. 5 Key Takeaways → Marketing expertise is often what business owners lack most - they may excel at their craft but struggle with marketing and sales fundamentals. → When optimizing websites, focus on customer experience rather than keyword stuffing - reducing friction in the buyer's journey is essential. → AI tools can dramatically improve content creation, personalization, and customer service efficiency without requiring deep technical knowledge. → B2B (business-to-business) sales cycles typically take 8-15 months, while B2C (business-to-consumer) decisions happen within 3-4 weeks - requiring different marketing approaches. → Business owners don't need to understand everything about new technologies - partner with experts who can guide implementation while you focus on your core business. Quotes from Chris "I see AI as another great tool. The more training that we put into it, the better it will be... With that shift and disruption in the labor market, that just becomes a new opportunity for people to learn a new skill." How to Connect with Chris LinkedIn: Christopher Troka Website: focused-biz.com and christroka.com Podcast: "Brain Work Framework" - available on all podcast platforms Facebook Group: Join Chris's Facebook Community for entrepreneurs interested in sales, marketing, automation, and AI Learn more about your ad choices. Visit megaphone.fm/adchoices

Is your constant desire for continued learning actually holding you back from financial freedom?It's possible that your are stuck in a cycle of constant learning without real progress—and you jump from strategy to strategy without giving anything time to work—this episode is for you. Many wealth journey and F.I.R.E seekers fall into the trap of chasing new ideas but never letting compounding take its full effect. It's time to flip that script and make your learning work for you.In this episode, you'll discover:The two biggest missteps wealth builders make when trying to gain momentumHow to balance exploration and execution using a “20% rule” without sabotaging your core strategyA simple mindset shift to finally move from idea collection to meaningful action and real resultsHit play now to stop spinning your wheels and start building sustainable wealth with focused, intentional strategies.Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereDiscover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Achieving financial independence requires smart planning, especially when it comes to growing your net worth and generating passive income. We explore conservative leverage strategies such as the Smith Maneuver to convert non-tax deductible interest on your primary mortgage to tax deductible interest as well as conservative leveraged life insurance strategies including immediate financing arrangements (IFA). For business owners, navigating the complexities of corporate structures, tax implications, and investment strategies can feel overwhelming. From understanding capital gains rules to leveraging life insurance for wealth optimization, the right approach can transform your financial future. By aligning your strateReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

“Want to find the real investment gems? Start here.” In this episode, Jaspreet reveals the Investment Trio—three key steps that help you uncover hidden opportunities and grow real wealth without falling for the hype: Why being financially prepared matters more than chasing the next hot stock How financial education helps you avoid rookie mistakes (and fake deals) Where to look for upcoming trends before they go mainstream The simple system to start investing—even if you're not rich Examples from the obesity drug market and sports betting boom The difference between looking rich and building wealth Most people wait for the perfect time to invest. Smart investors? They prepare, study, and pounce when the time is right. Learn how to do the same. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Could Your Business Benefit From Crowdfunding Beyond Kickstarter? In this episode of "Grow Your Business & Grow Your Wealth," Gary Heldt interviews Paul Jossey, principal attorney at Jossey, PLLC, who specializes in investment crowdfunding. Unlike traditional crowdfunding platforms like Kickstarter or GoFundMe, Paul focuses on securities crowdfunding (Regulation CF), which allows businesses to raise capital by offering investors actual securities - whether equity, debt, or revenue share opportunities. This revolutionary funding avenue, which went live in 2016, enables businesses to turn their customers into investors and create a movement around their brand. Key Takeaways → Securities crowdfunding differs from platforms like Kickstarter in that it offers investors actual securities (equity, debt, or revenue shares) regulated by the SEC, creating investor-customers who are financially invested in your success. → The crowdfunding campaign approach turns your company into a "movement" with loyal customers who become investors and ambassadors for your brand, compelling for B2C businesses. → Anyone can invest in crowdfunding opportunities (not just accredited investors), with statutory limits based on income protecting smaller investors while allowing broader participation. → A successful crowdfunding raise requires the business owner to be the primary salesperson, actively engaging their existing network first before expanding outward - the campaign won't succeed by simply posting online. → The timeline from preparation to launch typically takes 30-45 days (working with financial and legal professionals), with campaigns ideally running for no more than 3 months to maintain momentum. Notable Quotes "You turn your company into a movement. You get people that are not just a loan officer, but a bunch of people who want to see you do well." - Paul Jossey "This is a campaign. It is not easy, and you can't just throw something on the internet and people will come. I don't care if you are the next Steve Jobs, it does not matter." - Paul Jossey How to Reach Paul Jossey Website: The Crowdfunding Lawyers LinkedIn: Paul Jossey | LinkedIn Free Consultation: Schedule a free 30-minute consultation through his website Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textOn this episode of The Get Ready Money Podcast, I spoke with Tanya Taylor, author, TedX speaker and Founder of Grow Your Wealth about changing the way we think about money and growing your wealth.In this episode we discussed:Dreams to Disability.Every woman can take control of their money.Don't be fearful.Why we need to shift our mind completely about our money stories.Align our spending with our goals.The importance of a safety net with the right amount of disability insurance. Tanya Taylor, CPA, MBA. With over two decades of helping people improve their financial lives, Tanya is on a mission to stop the cycle of poverty and build generational wealth.  She is an author, TEDx speaker, and the founder and CEO of Grow Your Wealth. This financial education platform empowers women to achieve confidence in managing their finances so that they can retire worry-free. Tanya infuses her knowledge from learning and teaching about wealth building, wealth with her 24 years on Wall Street in the banking and insurance industries. She has been featured in publications such as Business Insider and Black Enterprise, sharing her story from an undocumented immigrant as an impoverished Jamaican traveling to the U.S. alone at 16 to capitalizing on the opportunity to build wealth and changing the trajectory of her and her family's lives.  Tanya's core belief relies on the balance of wealth building and personal goals, in which she continues to jet-set the world with more than 60 countries visited.Connect with Tanya Taylor: WebsiteLinkedInInstagramTiktokFacebook GroupYouTubeBooks:Broke to Wealth: How To Build a Strong Financial Foundation, Implement Effective Strategies, and Sustain Financial Growth (Amazon)Broke to Wealth Companion Workbook: How to Build a Strong Financial Foundation, Implement Effective Strategies, and Sustain Financial Growth (Amazon)Limitations To Limitless: Seven Proven Strategies to Protect Your Finances From Life's Curveballs (Amazon)Your Roadmap to 850: The Ultimate 6-Step Guide to a Perfect Credit Score (Amazon)Mentioned in this episodeThe Power of Compound Interest - The Get Ready Money Podcast (here)IRS Tax Withholding Estimator (W-4 calculator and information)CNBCMarket WatchMotley FoolNerdwalletSupport the showThe Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

In this episode of The She Believed She Could podcast, host Allison Walsh sits down with financial strategist Michelle Taylor, founder of Women in Wealth, to talk about the keys to financial empowerment for ambitious women. Michelle shares expert advice on wealth-building, tax strategies, investment planning, and estate protection, helping you take control of your financial future. Whether you're a business owner, executive, or someone ready to make smarter money moves, this conversation will give you the tools to build lasting wealth, gain financial confidence, and create a legacy that lasts for generations.

Today's guest is Janine Firpo, an accomplished speaker, author, and entrepreneur who consistently challenges gendered norms in the finance world. She joins us to chat about impact investing and how aligning your investing with your values is key to feeling empowered on your money journey. We chat about the stigmas facing women as investors and ways to begin growing wealth that don't sacrifice your ethics and your morals. This is such a timely episode for this current political climate so we couldn't be more thrilled to share Janine with you all. Enjoy!   In this episode, we chat about:   Impact investing The importance of money conversations  Women and investing power   MENTIONED IN THIS EPISODE: Empowered Money Academy As you Sow, Invest Your Values  Activate Your Money book CONNECT WITH TODAY'S GUEST:  Today's guest is JANINE FIRPO an accomplished speaker, author, and social entrepreneur, with a long history of working at the intersection of women and their money. From the early years of Apple to senior positions with HP, the World Bank, and the Bill & Melinda Gates Foundation, Janine has always found herself making an impact.   She is the author of Activate Your Money: Invest to Grow Your Wealth and Build a Better World and the co-founder of Invest for Better, a nonprofit that is catalyzing a movement in which millions of professional women are educated, enabled, and empowered to activate the power of their money for themselves and for the world.  In 2024, Forbes named Janine one of “50 Over 50” female leaders who continue to make an impact later in life. LinkedIn  Invest for Better Membership ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis

Are You Ready to Transform Your Business with Tech-Enabled Accounting Solutions? In this episode of Grow Your Business & Grow Your Wealth, guest host Eli Mizrahi speaks with Lucas Matson, founder of LDC Financial and former Deloitte Tax professional. Lucas shares his journey from corporate accounting to entrepreneurship, offering valuable insights into modern accounting practices, the cannabis industry, and how technology reshapes financial services. Drawing from his extensive experience with major tech companies and M&A transactions, Lucas provides a unique perspective on building a location-independent practice while maintaining high professional standards. Key Takeaways: → The accounting industry is evolving toward tech-enabled solutions, with automated tools reducing the need for large departments while maintaining accuracy and compliance. → Starting at a big accounting firm provides invaluable experience and expertise that can be leveraged to serve diverse clients effectively as an independent practitioner. → Cannabis industry accounting presents unique challenges due to complex regulations and tax codes (like 280E), requiring specialized knowledge and careful structuring of financial statements. → Digital nomad entrepreneurship is possible in accounting, but proper system and technology setup is required to maintain efficient operations while working remotely. → Small businesses should prioritize proper accounting setup from the start. Investing in professional CPA services early can prevent costly mistakes and provide better financial insights. Notable Quotes from Lucas: "Don't let the tax tail wag the dog. You have to do what's best for your business. You shouldn't have less active control." "If you're trying to start a business and you're serious about it, make sure you're properly capitalized, and bring in a CPA to be your partner because a CPA will be invaluable to you." Connect with Lucas Matson: Website: https://www.ldc.financial/ Email: lucas@LDC.financial Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered how to build a successful business empire? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with John Hewitt, a serial entrepreneur and franchising expert who has founded two of the top 100 retail brands in the country, including Jackson Hewitt and Liberty Tax. John shares his journey from building his first tax software for an Apple computer in 1981 to creating Loyalty Brands, a company with eight franchises in various industries. He discusses the common mistakes people make when getting into a franchise and the importance of following the system. John also talks about the importance of culture, attitude, and perseverance in achieving success as a franchisee.   Key Takeaways: → John Hewitt, founder of Jackson Hewitt and Liberty Tax, shares his journey and insights on building successful franchises. → John emphasizes the importance of following the franchise system, stating that those who deviate often face challenges. → He highlights the significance of culture, attitude, and drive in achieving success as a franchisee. → John discusses the importance of perseverance and hard work in overcoming obstacles and achieving long-term success. → He shares his mission of having fun, improving lives, and creating opportunities for others through franchising. Quotes from guest: “My job as a franchisor is to give you the best system in the industry, and I've been doing that for 55 years, so that's what my expertise is.”   “The journey is the joy, the the payment at the treasure at the end of the rainbow is anti climatic.”   Visit website: https://loyaltybrands.com/ Relevant hashtags: #franchising #entrepreneurship #businesssuccess #loyaltybrands #podcastinterview Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Jack Bosch Show, Jack sits down with seasoned commercial real estate investor Ben Reinberg to discuss wealth-building through hard assets. Ben shares insights from his new book, Hard Assets and Hard Money for Hard Times, diving into why investing in medical real estate, multifamily properties, and other hard assets is key to financial security. They explore strategies for young and seasoned investors alike, the impact of AI on real estate, and why passive investment can be a game-changer.

In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Eli Mizrahi, President of Pacific Group Advisors and a seasoned fiduciary with over 40 years of experience in financial planning. Eli shares his personal journey into the world of finance, inspired by his parents' retirement challenges, and the lessons he's learned helping families navigate complex financial decisions. He provides valuable insights on retirement planning, investment strategies, wealth preservation, and long-term care solutions.   Key Takeaways: → The importance of starting financial planning early, regardless of age or income.  → Common mistakes people make in retirement planning include not having a plan, not considering long-term care, and not preparing for contingencies like taxes and market downturns.  → Strategies for retirement planning include maximizing tax-advantaged accounts like 401(k)s and IRAs, considering insurance options with living benefits, and diversifying investments to protect against market volatility.  → Long-term care planning is crucial, with 7 out of 10 people likely needing some form of care in their lifetime. Options like specially structured universal life insurance can provide living benefits for care needs.  → Social Security planning is essential, including understanding when to start collecting benefits to maximize your income.   Quotes from Eli → "Retirement is when you have more income than expenses, if you can get there young, great." → "Most people spend more time planning a two-week vacation than they spend on preparing for a 20-30 year retirement."   More from Eli Mizrahi: Eli Mizrahi, President of Pacific Group Advisors, is a seasoned fiduciary with over four decades of experience in financial and estate planning. Inspired by personal experiences with his parents' retirement challenges, Eli is dedicated to helping families make informed financial decisions. His expertise spans retirement and income planning, investment strategies, wealth preservation, and long-term care solutions.  Connect with Eli: (27) Eli Mizrahi | LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered why some financial advisors insist everyone needs a trust, even if you're not wealthy? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Katherine Sheehan, Managing Director and Wealth Strategist at Crestwood Advisors LLC. With nearly 30 years of experience in estate planning, Katie shares her expertise on why everyone needs an estate plan, regardless of their wealth level, and breaks down common misconceptions about trusts and estate planning. Key Takeaways: → Estate planning is not just for the wealthy - everyone needs essential planning documents, including a will, revocable trust, power of attorney, and healthcare documents. → Revocable trusts offer multiple benefits, including probate avoidance, protection for minor children, and flexibility in asset management while maintaining complete control. → Don't let cost concerns prevent proper estate planning - while fees vary by location and complexity, the cost of improper or no planning can be much higher for families. → Healthcare documents (healthcare proxy, HIPAA authorization, living will) and power of attorney are essential for life planning, not just end-of-life planning. → Long-term care planning may involve special trusts and strategies like Medicaid trusts or life estate deeds, which require careful consideration of five-year lookback periods. Quotes from Katie: "Everyone needs estate planning, whether you have $2 or $200 million. Let's just talk about what you need and why you need it." "Life is uncertain. We want to protect our beneficiaries from themselves, from their creditors, from their potential spouses..." More from Katherine Sheehan: Katherine Sheehan is the Managing Director and Wealth Strategist at Crestwood Advisors LLC. With almost three decades of experience in estate planning, she helps families develop comprehensive estate plans that protect their assets and loved ones. Contact: ksheehan@crestwoodadvisors.com Website: https://www.crestwoodadvisors.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Kevin Quinn, Founder and President of Legacy Counsellors, P.C., an estate and business planning law firm. Kevin discusses the importance of estate planning and generational wealth, explaining his unique "My Family, My Wealth" process, which helps families understand and plan for their wealth.   Key Takeaways: → Estate planning is not just about taxes but also about the impact of wealth on a family. → The "My Family, My Wealth" process helps families understand their wealth and its role in their lives.  → Open communication about wealth and family values is crucial for successful estate planning.  → Family meetings are essential for discussing and planning wealth transfer.  → It's never too early to start planning for the future of your family's wealth.   Quote from Kevin:  "What we hope our inheritance does is create a little bit of a fallback, a little bit of a safety net."   "The half a million dollar dollars that that I leave to my daughters is just as important as the half a billion dollars that someone else leaves to their daughters."   More from Kevin Quinn: Founder and President of Legacy Counsellors, P.C.  Creator of the "My Family, My Wealth" process   Website: https://legacycounsellors.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you maximizing efficiency and user adoption in your IT projects? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with David Luria, author of "The Failure of I.T. Project Management: Why It's Broken and How to Fix It With 11 Ironclad Requirements You Have Never Heard Of." David shares his expertise on how to avoid costly IT project failures and ensure successful implementation.    Key Takeaways: → The biggest mistake in IT projects is misalignment between business and IT objectives.   → Define "adoption requirements" to ensure transparency and successful user onboarding.   → Focus on "ready, willing, and able" users who understand the why, impact, and training needed for the new system.   → AI tools like ChatGPT can help businesses with content generation, strategic thinking, and even automating tasks.   → Re-skilling and prompt engineering are crucial to stay relevant in the evolving job market.   More from David Luria: David's groundbreaking book, The Failure of I.T. Project Management: Why It's Broken and How to Fix It With 11 Ironclad Requirements You Have Never Heard Of, offers a people-centric approach to IT project planning. His work focuses on solving the challenges that often derail enterprise software rollouts, such as low user adoption and inefficient onboarding processes. In addition to his role as a tech executive, David is a sought-after speaker and consultant, sharing his insights on how companies can transform their IT operations with practical, user-focused solutions. Connect with David on LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you paying too much for healthcare? This episode will change how you think about employee benefits! Summary: In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Louis Bernardi, founder of Bright Path Benefits and known as The Benefits Whisperer. Louis shares his decades of experience in the healthcare benefits industry, helping business owners navigate high costs, complex regulations, and alternative healthcare solutions. From debunking myths about the Affordable Care Act to highlighting strategies like direct primary care, self-insurance, and telemedicine, Louis explains how business owners can provide top-tier benefits without breaking the bank. He also discusses his initiative, Benefit Champions Network, which empowers HR leaders and business owners with knowledge to make smarter decisions. Key Takeaways: → The hidden costs of traditional healthcare plans and how insurers profit. → Alternative healthcare models that provide quality care at a lower cost. → The power of direct primary care, telemedicine, and minimum essential coverage. → Why self-insurance might be a game-changer for some businesses. → How businesses can reduce healthcare costs by 20-25% while improving benefits. Louis C. Bernardi, CHFC®, CHVA, is the Founder of BritePath and "The Benefits Whisperer." He helps businesses cut healthcare costs by 20-30% while improving employee benefits. As a Certified Health Value Advisor and Healthcare Fiduciary Coach, he creates cost-effective, compliant health plans with CFOs and HR leaders. Through his podcast, LinkedIn newsletter, and Benefit Champions Network, Louis educates employers on navigating the healthcare system to enhance financial and human capital outcomes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to learn how to turn debt into wealth and achieve financial freedom? Discover alternative financial solutions and tax-efficient strategies with CFP, Mark Willis.   In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt sits down with Mark Willis, CFP and owner of Lake Growth Financial Services. Mark shares his incredible journey from struggling with student loan debt to becoming a financial expert who helps clients find more predictable and secure ways to reach their financial goals.   Key Takeaways: Mark's personal experience with overcoming six-figure student loan debt and discovering a path to financial freedom.   The importance of having a financial plan and seeking guidance from a qualified professional.   Understanding alternative financial solutions and tax-efficient strategies that can help you achieve your goals faster.   How to regain control of your financial future and make informed decisions about your money.   The role of mindset and discipline in achieving financial success.   Quote from Mark Willis: "You are perfectly designed to achieve the results you're currently achieving.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you a professional or small business owner feeling overwhelmed by your finances? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Alvin Carlos, CFP®, CFA, Managing Partner of District Capital, a fee-only financial planning firm. They discuss the importance of a holistic approach to financial planning, focusing on tax efficiency, retirement planning, and debt management. Key Takeaways: → Financial planning is not just about investments; it's about aligning your money with your values and goals.  → Tax planning is crucial for maximizing wealth and should be integrated with your overall financial plan.  → Retirement planning requires a long-term perspective and a disciplined approach to saving and investing.  → Managing debt effectively is essential for financial freedom, and there are strategies to minimize its impact.  → Working with a fee-only fiduciary advisor ensures you receive unbiased advice in your best interest. More from Alvin Carlos: Alvin Carlos, CFP®, CFA, is the Managing Partner of District Capital, a fee-only financial planning firm based in Washington, D.C. His firm specializes in helping professionals and small business owners maximize their money through comprehensive financial planning and investment management. With a focus on reducing taxes, retirement planning, and debt management, Alvin's team provides clear, actionable advice. As a fiduciary, Alvin's approach is entirely client-focused, offering unbiased financial guidance without commissions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to grow your wealth through real estate without the headaches of flipping or managing rentals? Private lending could be your path to passive income and financial freedom!

We're back with part two of our Empowered CEO Series, and this time, we're diving into how to strategize like a CEO in your calligraphy business. If you're a creative business owner who is ready to shift from simply creating beautiful work to making strategic, CEO-level decisions that drive business growth, this episode is for you!In this episode, we talk all things business strategy - from big-picture vision planning to using financial data to make smarter decisions. We'll talk about how to understand and leverage your profit and loss statement (P&L), make data-driven decisions, and focus on your zone of genius so you can build a thriving, sustainable business.Plus, we're sharing personal experiences, practical frameworks, and real-life examples to help you align your goals with your daily actions. Because being the leader of your business isn't just about working harder—it's about working smarter.What You'll Learn in This Episode:Big-Picture Thinking: How to create a strategic vision for your calligraphy business and stay focused on long-term growth.Understanding Your P&L and Other Key Data Points: Why knowing your numbers is key to making confident, data-driven decisions as an empowered CEO.Optimizing Your Strengths: How to maximize your zone of genius and delegate or streamline the rest.If you're ready to stop guessing and start making more intentional, informed decisions as a business owner, grab a notebook (and your favorite latte) and tune in! 

Are you ready to revolutionize your retirement planning? This episode dives into actionable strategies business owners can use to optimize benefits and ensure a secure future. Intro: In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with James LaFleur, a senior plan advisor with Sentinel Group. James brings over 20 years of expertise in retirement planning, offering insights into innovative financial solutions and critical strategies for business owners to maximize their retirement plans. Key Takeaways: → The importance of fiduciary responsibility in managing retirement plans. → How to leverage tax benefits from the Secure 2.0 Act. → Why cash balance plans are a powerful option for small businesses. → Common mistakes business owners make in retirement planning and how to avoid them. → The future of retirement planning and emerging trends. More from James LaFleur: Bio: James LaFleur is a retirement planning expert with extensive experience advising businesses and individuals on creating optimized financial futures. Website: Sentinel Group LinkedIn: James LaFleur LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Divorce can be a complex and emotionally charged process, especially when it comes to finances.   In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt speaks with Melissa Murphy Pavone, a Certified Financial Planner and Certified Divorce Financial Analyst. They discuss the common financial pitfalls of divorce, how to protect yourself financially, and the importance of financial communication in a relationship.   Key Takeaways: → Understand the tax implications of dividing different assets during a divorce.   → Consider the impact of divorce on business ownership, including valuation and cash flow.   → Ensure you have adequate life insurance coverage to protect your financial future in case of a spouse's death.   → Address health insurance coverage and costs as part of your divorce settlement.   → Engage in open financial communication with your spouse to avoid potential conflicts and ensure both partners are informed.    More from Melissa Murphy Pavone: Connect with Melissa:   https://mindfulfinancialpartners.com/  https://tidycal.com/mindfulfinancialpartners  https://www.linkedin.com/in/melissamurphypavone/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you prepared to navigate the complexities of elder law and estate planning? Discover essential insights that could save your family from costly mistakes. Summary In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Richard Miller, a highly respected Certified Elder Law Attorney. Richard dives into the critical aspects of elder law, including asset protection, Medicaid planning, and probate litigation. He shares practical advice, real-life stories, and strategies to help families make informed decisions while preserving dignity and financial stability. 5 Key Takeaways → Planning ahead ensures your assets are used to support you and your spouse with dignity and autonomy. → Understand the difference between probate and non-probate assets to avoid unexpected pitfalls. → Beneficiary designations are crucial; they often determine where assets go, regardless of a will's intentions. → Trusts, both revocable and irrevocable, play significant roles in asset protection and estate planning. → Complex family dynamics, like second marriages or estranged family members, require thorough estate planning to avoid disputes. 2 Quotes from Richard Miller "Planning isn't just about money; it's about dignity, autonomy, and making choices that matter in the final years of life." "The biggest mistake people make in estate planning is overlooking beneficiary designations—they can make or break your entire plan." How to Reach Richard Miller Richard Miller is the Chair of the Elder Law Department at Mandelbaum Barrett. Licensed in New Jersey, New York, and Colorado, he offers nationwide elder law and estate planning services. Email: RMiller@MBLawFirm.com Phone: 973-243-7916 Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know that 90% of life insurance policies lapse or are surrendered, leaving untapped value behind? In this episode, discover how life settlements can unlock hidden wealth. Episode Overview In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Adam Lippman, Executive Vice President of Sales and Marketing Operations at Lighthouse Life and Director of Consumer Insights for Harbor Life Settlements. With over 20 years in the life settlement industry, Adam shares insights into how policyholders can maximize the value of their life insurance policies on the secondary market. Key Takeaways → Life settlements explained: selling policies for more than their surrender value. → Understanding policy underwriting and health projections. → Regulatory protections and ensuring ethical transactions. → Leveraging AI to streamline the life settlement process. → How to find a reputable buyer and avoid common mistakes. More from Adam Lippman "Most people don't know they can sell their life insurance policies. It's a hidden opportunity." "Life insurance is often the second-largest asset people own after their home, yet it's rarely utilized effectively." Guest Bio Adam Lippman is a seasoned founder and executive in the life settlement industry, having facilitated over 1,000 transactions with a combined face value of more than $1 billion. He is passionate about educating consumers and advisors on maximizing policy value. Connect with Adam: Harbor Life Settlements https://www.lighthouselife.com/company/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you unknowingly losing money through "financial termites"? In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Jude Wilson, founder of Centrist Financial Strategies. Jude shares his journey from corporate America to entrepreneurship, discusses the principles of comprehensive financial planning, and highlights critical strategies for tax efficiency and risk management. Key Takeaways: → Why comprehensive financial planning beats the transactional approach. → Understanding "financial termites" and how to combat them. → The importance of tax diversification and strategies for creating tax-free money. → Avoid costly mistakes with retirement account titling and beneficiary updates. → Proactively preparing for tax changes in 2026 and beyond. More from Jude Wilson: Website: Centris Financial Strategies Additional Resources: The Tax Bomb Podcast: The Roth Guy Learn more about your ad choices. Visit megaphone.fm/adchoices

YMYW friends, welcome to 2025. Today on Your Money, Your Wealth® podcast number 511, we're revisiting your favorite topics of 2024 as Joe Anderson, CFP® and Big Al Clopine, CPA spitball on strategies for building up tax-free retirement income in Roth accounts, determining your appropriate mix of taxable, tax-deferred, and tax-free savings (also known as tax diversification), and whether YMYW viewers and listeners can retire as soon as possible. Access free financial resources and the episode transcript: https://bit.ly/ymyw-511 DOWNLOAD the 2024 Key Financial Data Guide for free CALCULATE your Free Financial Blueprint SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter LISTEN to the Best of the YMYW Podcast 2021,  2022,  2023 LISTEN to the Top Funniest Moments from the YMYW Podcast Vol. 1, Vol. 2 Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:59 - Can We Afford to Spend $120k/Year Inflation Adjusted in Retirement? (Joe & Angelina Jolie, Strawberry Plains, TN) From ep. 503: YMYW Most Plays in 2024 on Apple Podcasts, YMYW Most Streamed in 2024 on Spotify 08:14 - Can I Contribute to My Wife's Roth IRA? Can I Max Out Multiple Roth Accounts? Should We Do Roth Conversions? (Theodore & Louise, Seattle, WA) From ep. 504: YMYW Most Consumed in 2024 on Apple Podcasts, YMYW Most New Subscribers in 2024 on YouTube 15:21 - Download the 2024 Key Financial Data Guide for free. Subscribe to the YMYW podcast, the YouTube channel, and the YMYW newsletter, and get the 2025 guide as soon as it's released! 16:46 - We Want to Retire As Soon as Humanly Possible. Brokerage vs. Solo 401(k) for Surplus Funds? (Ricochet J, CO) From ep. 505: YMYW Most Engaged Listeners in 2024 on Apple Podcasts, YMYW Most Listeners in 2024 on Spotify 31:05 - How Much Money Do We Need to Retire ASAP? (Barney and Betty, NE New Jersey) From ep. 493: YMYW Most Engaged Listeners in 2024 on Amazon Music 44:20 - Calculate your Financial Blueprint, Schedule a Financial Assessment 45:39 - Ed Slott: How Much Money Can You Save in Taxes With Good Tax Planning? What About People Who Don't Have the Money to Pay the Tax on a Roth Conversion? From ep. 489: YMYW Most Views & Watch Time in 2024 on YouTube 51:51 - Tax Diversification General Guidelines? (Brian, Naperville, IL) From ep. 468: YMYW Most Downloaded Across All Podcast Platforms in 2024 57:33 - Andi's Favorite Derail of 2024: Clark & Ellen Griswold, Tuktoyaktuk reading Derail from ep. 498 1:01:07 - Outro: 2024 YMYW Podcast Stats

Are your accounting books holding your business back? Discover how proper accounting can transform your business's success in this episode. In this episode of Grow Your Business & Grow Your Wealth, guest host Ed de la Rosa speaks with guest Susan Brill, an experienced accountant and business consultant with 20 years of expertise. Susan specializes in helping small and medium-sized businesses clean up accounting books, streamline workflows, and navigate complex financial challenges. From law firms to wealth management companies, Susan brings a wealth of knowledge and solutions to her clients. Key Takeaways: → Why proper bookkeeping is essential for business success. → Common accounting pitfalls and how to avoid them. → The cost of poor bookkeeping and the ROI of getting it right. → How Susan transformed a struggling business with over $100,000 in errors. → Practical tips for building trust with financial professionals. More from Susan Brill: Susan Brill is a seasoned accountant with over two decades of experience in various industries. She has helped businesses overcome bookkeeping challenges, improve financial transparency, and easily prepare for audits. Susan earned her Bachelor of Arts in Communications from Bowling Green State University. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to craft branding and messaging that truly stand out? In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt dives into impactful strategies with Glenn Rudin, The Message Master. Learn how to define your Unique Selling Proposition, create memorable elevator pitches, and build a brand that resonates with customers for long-term success. Key Takeaways: → How to identify and articulate your Unique Selling Proposition (USP). → The importance of clear, concise messaging in making lasting first impressions. → Tips for creating a memorable elevator pitch that engages customers. → Strategies for aligning your branding with your business values and goals. → Lessons from Glenn's experience developing and selling over 250 products to major retailers. → Why consistent branding is crucial for long-term business growth. More from Glenn Rudin: Website: alwaysbeencreative.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What are the secrets to scaling your business and leading with impact? In this episode of Grow Your Business & Grow Your Wealth, Gary Heldt dives into these topics with Rebecca Macieira-Kaufmann, an accomplished business leader and author. Rebecca shares practical strategies for growth, hiring the right teams, and managing risks to achieve long-term success. Key Takeaways → The importance of focus when scaling a business and avoiding distractions. → Why hiring for both aptitude and attitude is key to building high-performing teams. → Steps to identify and mitigate business risks effectively. → Insights from Rebecca's book FitCEO on maintaining balance and resilience as a leader. → How to develop clear roles and responsibilities to support growth and harmony in founder-led businesses. More from Rebecca Macieira-Kaufmann Website: RMKGroupLLC.com Book: FitCEO: Be the Leader of Your Life FitCEOBook.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out this episode wherever you like to listen or watch podcasts! Episode Page: https://vinneychopra.com/podcast/ Youtube: https://youtu.be/JiGIXADjei8 Spotify: https://spoti.fi/423B4fz iTunes: https://apple.co/3tQ9Tsf   —— Connect, Invest & Learn with Vinney: https://vinneysbizcard.com   FREE BOOKS HERE:  https://vinneychopra.com/freebenefits/   JOIN MY FREE WEBINARS: https://www.eventbrite.com/o/vinney-chopra-91176286423   -----    

In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt sits down with Jacqueline Ryan, founder of Your Independent Financial Solutions. As a seasoned tax and business strategist, Jacqueline shares her journey as a "serial entrepreneur". She offers essential advice for entrepreneurs seeking to avoid financial pitfalls, maximize tax strategies, and ensure their businesses thrive. Key Takeaways → Choose the right entity for your business: Understanding the differences between LLCs, S-Corps, and C-Corps can save you money and headaches. → Track all financial activity: Use accounting software to monitor expenses, and don't overlook small but impactful costs like subscriptions or product samples. → Leverage underutilized tax strategies: From reimbursing employees through accountable plans to properly deducting mileage, many business owners leave money on the table. → Separate personal and business finances: Establishing a dedicated business bank account is crucial for protecting your assets. → Think long-term: Plan your financial and tax strategies with your business goals in mind, whether for scaling, securing funding, or leaving a legacy. Quotes "Tailored advice can make or break your business. Don't settle for one-size-fits-all solutions." "The key to success is starting strong and knowing where you want to end up." More from Jacqueline Ryan Jacqueline Ryan is a tax and business strategist, published author, and filmmaker dedicated to helping entrepreneurs achieve financial success. Her experience spans multiple industries, making her a trusted advisor for small business owners. Website: ITSYIFS.com Phone: 407-512-5854 Email: admin@itsyifs.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we're joined by Pascal Wagner, founder of Grow Your Cashflow, to explore the untapped potential of private investments. Pascal breaks down how real estate syndications and alternative investments can help investors achieve financial freedom by creating consistent, passive income streams. We dive into the strategies behind identifying lucrative private investment opportunities, the critical role of due diligence, and how these investments can reduce reliance on traditional W-2 income. Pascal also shares insights from his Cashflow Academy, where he helps investors navigate the world of private investments and build a diversified portfolio for long-term wealth. If you've ever wondered how private investments can unlock new levels of financial security and freedom, this episode is packed with actionable insights to help you start or scale your investment journey.  RESOURCESDo you need financing for your next home or investment property purchase? Click HERE to schedule a pressure free consultation call with our personal mortgage lender Travis David of CMG Home Loans. He will help assess your current situation and will work with you to map out a plan for the future! ** Looking to buy real estate WITHOUT bank loans, credit, or significant cash? Click HERE to schedule a call with creative finance coaches Jenn and Joe DelleFave. **If you enjoy the show, please leave us a review on Apple Podcasts or Spotify! It takes less than a minute and makes a huge difference in helping us land high profile guests to best serve our audience. Previous Guests Include:Brandon Turner, Tarek El-Moussa, David Greene, Tony J. Robinson, Mike Ayala, Jamie Gruber, Robert Croak, Mark Simpson, Chad “Coach” Carson, Heather Blankenship, Tim Bratz, J. Scott, Matt Faircloth, Michael Elefante, Devon Kennard, Paula Pant, Jake Harris, and Avery CarlSocial Channels:Instagram: instagram.com/wealthjuiceofficialYouTube: youtube.com/@wealthjuiceofficial**Disclaimer: The information provided on this podcast is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity. The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up to date. Financial markets and investments carry inherent risks. Individuals should conduct their own research and seek certified professional advice before making any financial decisions. The links in the episode descriptions may include referral or affiliate commissions, and we may receive compensation from partner websites.

In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt speaks with Mario Zumbo, founder of Preserve Private Wealth. They discuss Mario's pivot from government contracting to wealth management, the importance of building meaningful client relationships, and his entrepreneurial insights for business owners. Are you ready to learn how to take control of your financial future and balance risk with stability? Tune in as Gary and Mario discuss personalized wealth management and actionable strategies for growing your business and wealth. Key Takeaways: → The impact of combining entrepreneurial risk-taking with conservative financial planning. → How to overcome psychological barriers to starting your own business. → The advantages of personalized financial advising for high-net-worth individuals. → Why assembling a strong advisory team is critical for entrepreneurs. → Advice for selecting the right financial advisor tailored to your unique needs. Quote from Mario Zumbo: "The hardest decision was making the leap into entrepreneurship—but once you're all in, the rewards are unmatched." "The earlier you bring in the right advisors and team, the greater your chances for long-term success and growth." How to Reach Mario Zumbo: Email: mario@preserveprivatewealth.com Website: www.preserveprivatewealth.com LinkedIn: Mario Zumbo Learn more about your ad choices. Visit megaphone.fm/adchoices

Is your business unknowingly at risk due to IT blind spots? Discover how to protect your operations and leverage technology for growth in this must-listen episode!" In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt dives into IT strategy with Jeff Roberts, founder and CEO of Innovation Vista. Jeff shares his expertise on pressing IT challenges small and medium-sized businesses face, including cybersecurity threats, blind spots in IT management, and leveraging AI for competitive advantages. With actionable insights and real-world examples, Jeff explains how businesses can secure their data, streamline processes, and create value through technology. Key Takeaways: → Why cybersecurity is a critical priority for businesses of all sizes. → The value of fractional IT services to maximize expertise while minimizing costs. → The importance of addressing IT blind spots before they lead to costly mistakes. → How small businesses can use AI tools to gain a competitive edge. → Best practices for securing cloud-based infrastructure effectively. Quotes from Jeff: "Cybersecurity is the fastest-moving, highest-risk area of business today. If you haven't reassessed your protections recently, you're behind." "For the cost of one employee, you can access a network of 400+ IT experts who bring real industry experience." Connect with Jeff Roberts:

Tanya Taylor on Building Generational Wealth Join Tanya Taylor, financial expert and CEO of "Grow Your Wealth," as she reveals key strategies for achieving financial success. Discover how to overcome limiting beliefs, set realistic financial goals, and implement effective systems for wealth building. From budgeting tips to long-term planning, Tanya provides actionable advice for protecting and growing your wealth. Tune in to learn how to take control of your finances and secure a brighter financial future.

→ What happens when you skip essential legal agreements in your business? In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt dives into the legal must-haves for entrepreneurs with Brian Meltzer, a partner at Saul Ewing LLP. Discover how to protect your assets, navigate joint ventures, and avoid legal nightmares. In this episode, Gary Heldt speaks with Brian Meltzer, a business attorney specializing in mergers, acquisitions, and joint ventures. They discuss the importance of operating agreements, what to include, and how to structure partnerships to avoid future disputes. Brian emphasizes the risks of skipping proper documentation and highlights the value of hiring specialized legal counsel. Whether you're starting a business or navigating a complex deal, this conversation is packed with actionable advice to help you safeguard your success. Key Takeaways: → The importance of operating agreements: These documents protect your contributions, define roles, and provide governance for resolving disputes in partnerships and joint ventures. → Risks of skipping contracts: Using generic templates or failing to read agreements can lead to significant legal and financial issues, like losing control of assets or ownership. → Specialized legal expertise matters: Hiring an attorney experienced in business law, particularly mergers and acquisitions, can help prevent costly mistakes. → Setting up joint ventures for success: A well-structured agreement ensures clear responsibilities, protects assets, and defines an exit strategy for all parties. → Start with NDAs and LOIs: Non-Disclosure Agreements and Letters of Intent are critical first steps in protecting sensitive information during business transactions. Quote from Brian Meltzer: "An operating agreement is the Bible of your business. It governs everything—what's in it defines how your business operates, resolves disputes, and ultimately protects what's yours." How to Reach Brian Meltzer: Email: brian.meltzer@saul.com Phone: 410-332-8613 Firm: Saul Ewing LLP, Baltimore Office Learn more about your ad choices. Visit megaphone.fm/adchoices

What if donating to charity was as easy as tapping on your phone? Discover how Adam Nash and Daffy are making generosity simple and accessible for everyone. Summary: In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt dives into a compelling conversation with Adam Nash, co-founder and CEO of Daffy. Adam shares how Daffy is redefining charitable giving by leveraging innovative technology and a membership-based model that works for everyone—from individuals donating $10 a week to high-net-worth donors. Learn how Daffy makes giving easier, more intentional, and impactful. Key Takeaways: → Daffy's flat-fee model makes donor-advised funds accessible to everyone. → How Daffy integrates family and community into giving decisions. → The tax advantages of using donor-advised funds. → Why automation and goal-setting lead to more consistent giving. → Adam Nash's vision for the future of Daffy and charitable giving. More from Adam Nash: Linkedin Learn more about Daffy: www.daffy.org Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on the Life Changing Money Podcast, I am thrilled to have Whitney Aronoff join us to share her incredible entrepreneurial journey!If you're passionate about health, food quality, and want to understand the intricacies of building a successful food product business from the ground up...Then you do not want to miss this episode!Whitney shares her nearly two-decade-long process of creating her organic spice blends and her mission to empower others through high-vibrational living.Topics covered:The inspiration behind creating homemade spice blendsThe journey from idea to product launchOvercoming challenges in food labeling and commercial kitchen spacesUsing social media for massively growing her businessPlus so much more!CONNECT WITH WHITNEY HERE ON INSTAGRAMLISTEN TO WHITNEY'S PODCAST—High Vibration Living PodcastJoin the waitlist for Minted Wealth Live™ 2025How To Get Involved:Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others, and how it can do the same for you. Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the Creator of the Write Off Your Life Course. She is a kickass tax strategist, business coach, and all-around master when it comes to wealth and finances. Barbara aids business owners and high net-worth individuals in saving tens of millions of dollars in taxes while also growing their profits.When she's not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!Do you have a burning question that you'd love to hear answered on a future show?Please email it to: podcast@yourtaxcoach.bizSign Up For Our NewsletterLife Changing Money PodcastGet Tax Help! 

Episode 164 of The Hitstreak, a podcast where we talk about anything and everything!  This week we are joined by the Founder and CEO of Ateamamy, Titanium Capital Solutions, and Titanium Business Solutions, Amy Mauk!!About our guest: Amy Mauk is a seasoned entrepreneur, financial strategist, and mentor with over 25 years of experience in sales, leadership, and business development. As the founder and CEO of Titanium Capital Solutions, she provides innovative funding solutions to help businesses and individuals grow financially. Amy also owns Titanium Business Solutions, offering credit-building strategies and business solutions for entrepreneurs.Through partnerships with Kamboj Ventures, Mother of Motivation, and Novae Credit & Money Co.,  Amy is dedicated to promoting financial literacy and providing accessible credit and money solutions to families across America. She also leads efforts to create an all-inclusive brand offering comprehensive financial services.Follow and contact:Instagram: ⁠@ateamamy⁠ | ⁠@titaniumcapitalsolutions⁠⁠https://titaniumcapitalsolutions.com/⁠About Our Sponsors:Hitlab: We specialize in the creation, marketing, and promotion of Podcasts and other serial content. ⁠http://hitlabstudio.com/⁠Team Hiter: Our mission is to protect our customers from financial hardship due to unforeseen illness or injury. Simply stated, we provide peace of mind in keeping the promise of financial protection afforded by our health coverages. ⁠https://teamhiter.com/⁠RAC Financial has the integration of partner solutions that every business owner needs to be successful. They help make payment processing simple, secure, and reliable by using state-of-the-art tokenization standards that are required of all businesses. RAC Financial cares about you and your business, and they will do their very best to serve you. Your success is RAC Financial's success. They've processed over $3B annually in transactions in less than three years!Get a FREE RAC Financial Cost Savings Analysis for your business ⁠here⁠.Sign Up To Be A RAC Financial Agent

Are you ready to elevate your financial consciousness and design a life of abundance and fulfillment? This week on the Conscious Living Podcast, I'm thrilled to welcome the remarkable Tanya Taylor, CPA, MBA—a powerhouse in the world of financial education and an inspiration to women worldwide.Tanya is not just an expert in wealth building; she's a storyteller with a transformational journey. From her beginnings as an undocumented immigrant from Jamaica to her rise as an award-winning author, speaker, and CEO of Grow Your Wealth, Tanya embodies resilience, determination, and the power of conscious choices.Here's What You Will Discover in This New Podcast Episode:1. Conscious Living through Financial Self-Regulation2. Setting Financial Goals That Align with Long-Term Aspirations.3. Resilience, Accepting Limitations, and Adapting to Life's Curveballs4. The Importance of Financial Planning5. Strategies for Conscious BudgetingTanya's wisdom is a game-changer for anyone seeking financial freedom and a life of purpose. Plus, you'll get a peek into her adventures around the globe—61 countries and counting!Join us for this empowering conversation, and discover how conscious living begins with conscious wealth-building.

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What if your relationship with money could transform your entire financial future? In this insightful episode, Julia Carlson, CEO of Financial Freedom Wealth Management Group and author of Money Loves You, reveals the mindset shifts and strategies that lead to lasting wealth. Learn the difference between financial freedom and independence, uncover how money scripts impact your financial behavior, and explore the empowering anti-budget framework. Julia also shares her expertise on tax planning, digital assets, AI in finance, and adapting to a changing economic landscape. Tune in for actionable advice to elevate your financial game. To check out Julia's book, "Money Loves You: Transform Your Relationship with Money and Grow Your Wealth", visit Amazon (affiliate): https://amzn.to/4fZce6g To check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphd/streams Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.   Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphd If you enjoyed the audio and video quality of this episode, enhance your own productions by signing up through our Descript affiliate link: https://get.descript.com/gaei637mutik Click here to check out our Amazon product of the day (affiliate): https://amzn.to/4fVUqt6 We couldn't do it without the support of our listeners. To help support the show: CashApp- https://cash.app/$drchrisloomdphd Venmo- https://account.venmo.com/u/Chris-Loo-4 Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/support Buy Me a Coffee- https://www.buymeacoffee.com/chrisJx Click here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-online Click here to check out our e-courses and bookstore here: https://www.drchrisloomdphd.com/shop Click here to purchase my books on Amazon: https://amzn.to/2PaQn4p For audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F Follow our YouTube channel: https://www.youtube.com/chL1357 Follow us on Twitter: https://www.twitter.com/drchrisloomdphd Follow us on Instagram: https://www.instagram.com/thereal_drchrisloo Follow us on Threads: https://www.threads.net/@thereal_drchrisloo Follow us on TikTok: https://www.tiktok.com/@drchrisloomddphd Follow our Blog: https://www.drchrisloomdphd.com/blog Follow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18 Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1 Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphd Subscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233 Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/ Thank you to all of our sponsors and advertisers that help support the show! Financial Freedom for Physicians, Copyright 2024 --- Support this podcast: https://podcasters.spotify.com/pod/show/christopher-loo/support

We're so excited to welcome Erinn Bridgman, money management and mindset coach for female entrepreneurs, to this episode of Calligraphy Biz Corner! Erinn brings her expertise in business and personal finance to help you understand how to manage money effectively and start paying yourself consistently as a business owner. She's passionate about helping calligraphers and creatives make their businesses work for them financially and achieve lasting stability!In this episode, we discuss essential strategies for building a financially healthy creative business. Erinn dives into... common money mistakes creative entrepreneurs makethe importance of separating personal and business financeshow to craft a 12-month revenue plan that aligns with both business and personal goalsher favorite tools and systems to make financial management easy and actionablesetting up regular paydaysand exercises for building a money mindset that supports both business growth and personal well-beingIf you're ready to elevate your financial game, make informed, confident money decisions for your creative business, transform your relationship with money, then this episode is for you! Grab your notebook, as Erinn's financial wisdom and insights will help every creative business owner achieve the financial freedom to thrive in your journey!

How do you balance the legacy of a family business while embracing innovation and new trends? Rustin Yasavolian, a second-generation owner of Masina Diamonds, shares his journey in running a family-owned jewelry business and the challenges of taking over from his father. In this episode of Grow Your Business & Grow Your Wealth, host Gary Heldt interviews Rustin Yasavolian, who took over Masina Diamonds, a business his parents started in 1984. Rustin talks about the challenges of succeeding in a family business, how he balances honoring his father's legacy with introducing modern innovations like technology and social media, and the importance of setting boundaries to preserve both business and family relationships. He also discusses his plans for expanding the business while maintaining its high-quality customer service. Key Takeaways:  ✅ Rustin learned the value of hard work and patience through his experience starting from the bottom in the family business. ✅ Technology integration, including new inventory systems, has been a game-changer for improving efficiency and data tracking. ✅ Family dynamics in business can be tricky, but setting clear boundaries is essential for preserving relationships. ✅ Rustin emphasizes the importance of leveraging social media for branding and engaging a larger audience. ✅ Succession planning and teaching family members through hands-on experience are key strategies Rustin uses to prepare for the business's future. Quote: "Starting from the bottom gives you a real understanding of how the entire business works, from sales to management." "You have to be patient and listen—family businesses are built on relationships, but the way forward is through innovation." How to Reach Rustin: You can learn more about Masina Diamonds and reach Rustin through their website: Masina Diamonds. Learn more about your ad choices. Visit megaphone.fm/adchoices

Host: Matty A Guest: Mark J. Kohler, CPA, Attorney, and Financial Expert     Episode Summary: In this episode, Matty A welcomes tax expert Mark J. Kohler to share powerful tax-saving strategies for entrepreneurs, business owners, and investors. They dive deep into real-world tactics for maximizing tax savings, the fastest ways to accumulate tax-free wealth, and how to play the long-term wealth-building game. Mark simplifies complex tax strategies and explains how small businesses can keep more money in their pockets while growing their wealth. Whether you're a seasoned entrepreneur or just starting out, this episode will provide actionable insights to help you optimize your tax strategies, protect your wealth, and create a plan that aligns with your financial goals.     Key Topics Covered: The Power of Tax Strategy: Understanding why taxes are the number one cost for small business owners and how focusing on tax savings can be as important as making more money. Fastest Way to a Million Dollars, Tax-Free: Mark shares the importance of Roth IRAs, self-directed IRAs, and the strategy to maximize tax-free growth. Real Estate Tax Strategies: From real estate professional status to short-term rental loopholes, Mark outlines the best tax strategies for real estate investors. Business Tax Hacks: Mark highlights key strategies for business owners, including S Corps, home office deductions, auto write-offs, and family payroll tactics. Backdoor Roth Strategies: Explaining how high-income earners can still maximize Roth IRA contributions using the backdoor method and how to turbocharge savings with mega backdoor Roths. Maximizing Compliance and Documentation: How to ensure you are audit-proof while leveraging aggressive but legal tax-saving strategies.     Time-Stamped Sections: [00:00:00] – The Biggest Expense: Taxes: Matty and Mark start the conversation on why taxes are the biggest lifetime cost and how small business owners can make strategic decisions to lower this burden. [00:03:00] – Critical Questions to Ask Your CPA: Mark rattles off key questions business owners should be asking their tax advisors, from S Corp elections to maximizing payroll and family deductions. [00:08:00] – The Fastest Path to $1 Million Tax-Free: How to use Roth IRAs and self-directed IRAs to create tax-free income streams over time. [00:16:00] – Real Estate Professional Status: Breaking down how to qualify for real estate professional status and use rental property depreciation to offset high incomes. [00:21:00] – Maximizing Small Business Deductions: Mark shares top tax tactics, from auto deductions and home office write-offs to medical strategies for small business owners. [00:29:00] – Roth and Backdoor Roth Strategies: Understanding the mega backdoor Roth strategy and how to contribute up to $76,000 tax-free in retirement accounts. [00:33:00] – Playing the Tax Game: Mark's philosophy on pushing the envelope, staying compliant, and how to audit-proof your business while using advanced tax-saving tactics.     Notable Quotes: Mark J. Kohler: "It's easier to save money than to make money. If you're not focusing on taxes, you're leaving thousands of dollars on the table every year." Matty A: "This game of money has levels, and understanding the tax game is a critical part of playing it right."     Links & Resources: Mark J. Kohler's Website: MarkJKohler.com Financial X-Ray with Ryan's Team: Text 'Xray' to 844-447-1555 Directed IRA: Learn more about self-directed retirement accounts at DirectedIRA.com Free Business & Tax Content: Subscribe to Mark J. Kohler's YouTube Channel for tax strategies, updates, and live Q&A sessions.     Calls-to-Action: Get Your Tax Strategy Right: Check out Mark's certified tax advisors and build a tax plan that keeps more money in your pocket. Maximize Tax-Free Growth: Open a self-directed Roth IRA and start building your tax-free wealth. Listen to More Tax-Saving Tips: Tune in to Mark's Main Street Business Podcast for the latest in tax and financial planning strategies.   Episode Sponsored By: Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/ MY FIRST 50K!: Visit https://wiseinvestorcollective.com/ and submit your application to join!