Podcasts about home financing

Todd and Clinton discuss the evolving landscape of mortgage lending, highlighting its complexities and the importance of staying informed. They emphasize the necessity of monitoring credit and bank accounts to avoid fraud. They also discuss the challenges faced by first-time homebuyers and the impact of regulatory changes, such as the foreign buyers ban, on the Halifax market. The conversation concludes with a focus on the need for new home construction and the role of densification in urban development.

Sandi Burns, Chief Credit Officer at Manulife Bank, discusses the increasing prevalence of mortgage fraud, particularly in Atlantic Canada. She highlights "fraud for shelter," where individuals alter documents to qualify for mortgages, and "fraud for profit," involving organized crime. The conversation also touched on the importance of regulatory compliance and the evolving landscape of mortgage fraud.

Todd and Clinton are joined by Sandi Burns, Chief Credit Officer at Manulife Bank, to discuss her role in setting mortgage guidelines and managing the lending portfolio. She highlights Manulife's unique mortgage product, the Manulife One, which combines a checking account and mortgage, allowing customers to pay down their mortgage faster. Burns also notes the impact of economic uncertainty on consumer confidence, particularly in the residential market, and the rise in non-mortgage debt. 

In this episode of The Mortgage Show, Randy and Beds break down the latest in mortgage news and home financing. They dig into what the latest inflation data means for rates, how to properly compare lenders using the Loan Estimate, and why it's crucial to watch out for fluff numbers. They also cover recent updates to the MaineHousing program income limits and go deep on mobile home financing—what's allowed, what kills a deal, and what borrowers need to know. Plus, some Celtics talk gets mixed in as they process the Jayson Tatum injury and try to stay optimistic.00:00 Introduction and Casual Banter00:16 Discussing Jason Tatum's Injury01:02 Celtics' Playoff Hopes01:40 Frustrations with Jalen Brown03:26 Transition to Mortgage Talk04:00 Economic News and Mortgage Rates06:39 Main State Housing Program13:25 Mobile Homes: Key Considerations17:09 Loan Eligibility for Mobile Homes17:33 Engineer's Certification and Costs19:06 Interest Rates and Down Payments19:49 Comparing Lenders and Loan Estimates21:06 Understanding Closing Costs27:59 Escrow and Property Taxes34:32 Market Predictions and Inventory Levels36:02 Conclusion and Final ThoughtsRandy Forcier Loan Officer I NMLS 322749 CMG Home Loans 9 Beach St, 2nd FloorSaco, ME 04072 207-590-0337 l rforcier@cmghomeloans.comChris Bedard Loan Officer l NMLS 323290 CMG Home Loans 9 Beach St, 2nd Floor Saco, ME 04072 207-229-4731 l cbedard@cmghomeloans.comTHE MORTGAGE SHOW

Todd Veinotte and Clinton Wilkins discuss the impact of the federal election, economic factors, such as interest rates, inflation, and tariffs, and their effects on the housing market and construction materials.

Wondering if now's finally your moment to buy a home? Host Joe Cucchiara says YES, it is officially a buyer's market! In this episode of Real Estate Radio Live, Joe reveals why today's market is tilting in buyers' favor for the first time in years. He unpacks the surge in inventory, shifting demand, and how smart buyers can snag deals even in pricey Silicon Valley. Learn how to tackle rising interest rates, boost your negotiating edge, and why condos could be an unexpected game-changer. Whether you're a first-timer or seasoned investor, this is your signal to get off the fence and into the market!       To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.  

Todd Veinotte and Clinton Wilkins discuss the current state of the mortgage market, highlighting the busy spring real estate season and the impact of interest rates. Clinton notes that interest rates are trending downward but are influenced by various factors, including federal government policies and inflation. He emphasizes the importance of building long-term relationships with clients and providing personalized advice rather than just offering the lowest rates. Clinton also stresses the value of consistent advice and the importance of being proactive in addressing financial issues.

Todd Veinotte and Clinton Wilkins discuss the Halifax real estate market with special guest Keith Kenny, a realtor from Century 21 Optimum. They highlight Dartmouth downtown and Fairview as good investment opportunities, noting the city's urban development and infrastructure challenges. They discuss the impact of urban sprawl on municipal services and the importance of transit and road infrastructure. Keith mentions the demand for one-level living among older buyers and the lack of affordable options in HRM. They also touch on the influence of national reports on local markets and the role of military relocations in the real estate sector. 

Keith Kenny, a realtor from Century 21 Optimum with 13 years of experience, discussed the Halifax real estate market. He noted a slight increase in inventory, cautious optimism among buyers, and the impact of political and economic uncertainties. Buyers are now more cautious, with many offers being rejected. The average home price in HRM is around $633,000, with anything below $600,000 being highly competitive. Kenny emphasized the importance of accurate listing prices to avoid wasting time and setting unrealistic expectations. He also highlighted the need for transparency in transactions to avoid buyer's remorse. 

Todd Veinotte and Clinton Wilkins discuss the mortgage industry and its challenges. Clinton talks about managing his 20,000+ clients, and the impact of external factors like elections and tariffs on client mental health. They explore the potential impact of political promises to reduce GST on new homes under $1.3 million, explaining how it could lower purchase prices. Clinton notes the need for more housing inventory in Halifax to meet demand and discusses the affordability issues.

Todd Veinotte and Clinton Wilkins discuss the role of a mortgage broker, emphasizing their ability to offer tailored mortgage advice and access to multiple lenders. Clinton highlights his extensive experience, having managed $2 billion in mortgages, and notes the shift from branch-based mortgages to broker-assisted ones, especially for first-time homebuyers. The two also talk about the importance of a good credit score, with Clinton reviewing the best advice to achieve one. 

Todd Veinotte and Clinton Wilkins discuss the benefits of home equity lines of credit (HELOCs) for renovations and investments. Clinton explains the role of CMHC insurance for those with less than 20% down payment, and the associated premiums. Clinton also discusses the advantages of energy-efficient upgrades, such as heat pumps and mini-splits, and the potential to refinance up to 80% of a home's value. 

This case study demonstrates that Implementation The company integrated a mortgage calculator with the following features: Loan amount input: Users enter their desired loan amount. Stable Interest City: Den Haag Address: 40A Thomsonlaan Website: https://stableinterest.com

Todd Veinotte and Clinton Wilkins discuss the upcoming spring real estate market, noting it as the busiest time of year due to improved weather and increased buyer activity. They also discuss the impact of lower interest rates on mortgage renewals, with buyers focusing more on monthly payments than rates. The two also talk about the popularity of home equity lines of credit (HELOCs) for home upgrades.

In this episode of From Waterloo to the Alamo, host Traci Turnquist-Wilson sits down with Brian Hurd, Senior Vice President at Cardinal Financial, to explore the evolving landscape of mortgage lending, new home construction financing, and the future of manufactured housing.As the son of a custom homebuilder in Austin, TX, Brian has been immersed in the homebuilding industry from an early age. His deep-rooted knowledge of residential construction, combined with his expertise in lending, gives him a unique perspective on what it takes to bring homeownership within reach—whether it's through traditional financing or innovative solutions in the manufactured housing (MH) sector.Beyond working with builders and developers to finance new home construction, Brian is also a key advocate in advancing MH housing initiatives. He has been instrumental in working with municipalities to streamline regulations, making it easier for MH communities to thrive and for consumers to access more affordable housing options. With a focus on policy improvements, consumer education, and financing strategies, Brian is helping reshape the conversation around manufactured homes as a high-quality, viable path to homeownership.Join us as we discuss interest rates, lending innovations, regulatory challenges, and the role of MH housing in solving the affordability crisis. Whether you're a builder, buyer, or industry professional, this episode offers invaluable insights into the future of home financing.Don't miss this engaging discussion on the intersection of lending, development, and housing policy!

Todd Veinotte and Clinton Wilkins discuss the potential economic impact of tariffs on the Canadian housing market, noting the uncertainty caused by political volatility in the U.S. They also discuss the upcoming Canadian federal leadership race, comparing the economic strategies proposed by Liberal frontrunner Mark Carney with those of Conservative Leader Pierre Poilievre. The conversation touches on the shift towards buying local products and the broader implications of political decisions on the economy and culture.

 In today's episode, we break down real-world real estate challenges, from dealing with hesitant buyers and overprotective parents to navigating investment strategies. Learn how to regroup stubborn clients, guide buyers through decision-making, and use persuasive communication techniques to close more deals. Plus, we discuss leveraging personal connections to secure contracts and avoiding common pitfalls when working with investors. If you're ready to sharpen your real estate skills, this is the episode for you!What you'll learn on this episodeHow to handle hesitant buyers getting them to commit without pushing too hardRegrouping difficult clients to shift their mindset and move forwardThe psychology of real estate decisions and what's really holding them back?Why emotions drive transactions and how to guide buyers through themUsing your network and personal connections to build trust and close dealsInvestment strategies for new buyers: how to spot real opportunitiesCommon real estate client objections and how to overcome them effectivelyResources mentioned in this episodeCPI Community – Join live coaching sessions & real estate training To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan Rochon

Clinton and Todd are joined again by special guest Leigh Davis, family lawyer from MDW Law. This time, they're digging into the Matrimonial Property Act, it's provisions, and what kinds of relationship arrangements are covered under this legislation. 

Clinton and Todd are joined by Leigh Davis, family lawyer with MDW Law. The three talk about what it means to practice financial literacy in a matrimonial setting, emphasizing the importance of having tough conversations before the wedding bells ring, and what services are available should matrimonial breakdown occurs. 

The news lately has been challenging to a lot of Canadians. With the threat of tariffs looming over the economy, what can borrowers expect as far as mortgage rates go? In this episode, Clinton and Todd cut through the headlines and clickbait to give borrowers the advice they need to keep themselves and their assets safe over the next four years. 

It's February, which means it's time to talk about loving your home! Clinton and Todd discuss the many aspects that go into loving your home, emphasizing that renovations should be enjoyed by the current owners, discouraging homeowners from renovating right before a sale. 

To wrap up their Merry Debtmas conversation, Todd and Clinton invite Tina Powell from MNP Limited to discuss the next steps borrowers need to take after filing for bankruptcy or a consumer proposal.The three explore the challenges and strategies for reestablishing credit and staying clear of additional trouble. They emphasize the importance of paying out discharges on time and the consequences of missing payments, including annulment of proposals. They also discuss the impact of bankruptcy on co-signers and the importance of not co-signing.

Todd and Clinton continue chatting on the subject of Merry Debtmas, inviting a friend of the show to share some information that may be helpful to borrowers facing challenging financial situations. Tina Powell, a licensed insolvency trustee from MNP Limited, discusses personal insolvency options such as bankruptcy and consumer proposals. She emphasizes the importance of confidentiality and empathy in her role, highlighting that financial stress impacts all areas of life. Tina explains the differences between bankruptcy and consumer proposals, their allowances and demands, and reasons why a borrower may want to chose one over the other. 

Todd and Clinton's Merry Debtmas conversation continues, this time discussing the ins and outs of mortgage refinancing and renewals, highlighting recent changes to Canadian mortgage rules. Key points include the introduction of high-ratio insured mortgages with a 30-year amortization and an increased limit to $1.5 million. They also cover the return of high-ratio insured refinances up to 90% of the home's value, specifically for adding secondary units. Clinton emphasizes the importance of timing refinances during renewals and the complexities involved, such as zoning and financial incentives. 

It's a new year which can only mean one thing: Merry Debtmas!Todd and Clinton discuss the challenges of home ownership and financial planning in this time of rising costs and inflation. Clinton emphasizes the importance of financial literacy and planning, noting that 60% of Canadians are facing mortgage renewals with potentially strained finances. They highlight the necessity of having a fallback plan, such as savings, and the benefits of tools like the First Home Savings Account and TFSAs. The conversation also touches on the dream of home ownership, the impact of lifestyle choices on financial health, and the role of government policies in supporting home buyers.

Mario Cloutier from Manulife joins Clinton Wilkins and Dan Ahlstrand again to discuss risk coverage for borrowers who are looking to build and the high cost of construction today. The three wrap the show by taking a listener's call, answering the questions he had on the subject of creditor insurance. 

Clinton Wilkins and Dan Ahlstrand are joined again by Manulife's Mario Cloutier. They discuss the types of insurance coverage borrowers should look into as they move through different phases of life. The three also field a range of call-in questions from Mortgage 101 listeners. 

"From everyone who has been given much, much will be demanded; and from the one who has been entrusted with much, much more will be asked." - Luke 12:48When the housing market collapsed in 2008, more than 10 million Americans experienced crashing home values and foreclosures. But out of that financial chaos, a new company arose with a mission to do things differently. Harlan Accola joins us today to talk about it.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, which is an underwriter of this program. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement. A Vision Born in CrisisMovement Mortgage stands out in the world of residential lending for more than its exceptional service. Founded during the tumultuous 2008 housing crisis, this company has defied the odds, growing into one of the largest mortgage providers in the nation. With financial institutions collapsing and the housing market in turmoil, Casey Crawford, a former NFL player, saw an opportunity to do things differently. Together with mentor Toby Harris, Casey envisioned a company that would not only provide world-class mortgage services but also glorify God and give back to communities. This bold vision became the bedrock of Movement Mortgage.Faith at the CoreCasey Crawford's faith played a pivotal role in shaping the mission of Movement Mortgage. Having witnessed poverty and systemic challenges across the nation, Casey felt called to address the needs of the disadvantaged. Inspired by the legacy of Christians historically building hospitals and schools, he sought to create a company that would embody these values in modern times. Movement Mortgage was designed to be more than a business—it was a vehicle to serve “the least of these” and bring hope to struggling communities.Innovative Programs with PurposeFrom the beginning, Movement Mortgage has been about more than profits:Love Works Program: Employees contribute to a fund to assist colleagues in times of need, fostering a culture of mutual support. Grace Works Grants: These grants provide resources to hundreds of organizations nationwide, impacting local communities directly.Despite its unique mission, Movement's success is rooted in its ability to deliver exceptional service. By prioritizing faster, better, and more efficient mortgage processes, Movement has earned trust and loyalty from clients and industry professionals alike. This commitment to excellence has attracted top talent and allowed the company to thrive.Transforming Lives Through the Movement FoundationCentral to Movement's impact is the Movement Foundation, which channels 50% of the company's profits into charitable initiatives. This unprecedented commitment has resulted in $377 million given to transformative causes worldwide. Some key initiatives include:Movement Schools: Seven charter schools in underserved areas provide free, high-quality education. These schools aim to break cycles of poverty by equipping children and families with resources for success. Disaster Relief: Whether it's distributing water to homeless populations during heatwaves or aiding hurricane recovery efforts, Movement responds to crises with compassion and action. Global Outreach: From clean water projects in Uganda to combating sex trafficking in Thailand, the Movement Foundation's global reach demonstrates its commitment to being the hands and feet of Jesus.Movement Mortgage's impact extends beyond financial transactions. Employees are encouraged to participate in vision trips and engage with the communities they serve. These experiences not only foster personal growth but also bring tangible hope to those in need. By aligning profits with purpose, Movement has cultivated a team united by a shared mission.Why Movement Mortgage?Choosing Movement Mortgage means more than securing a home loan. It's an opportunity to contribute to life-changing work, both locally and globally. Each mortgage funds efforts to combat poverty, provide education, and restore dignity to vulnerable populations.Movement Mortgage embodies the idea that business can be a force for good. With its unwavering commitment to excellence and dedication to advancing God's Kingdom, Movement is redefining what it means to lead with faith in the marketplace.To discover how Movement Mortgage can serve your home financing needs while supporting impactful initiatives, visit movement.com/faith.On Today's Program, Rob Answers Listener Questions:I'm 61 years old and currently drive about a 2-hour round-trip to work. We will sell our house and move closer to work, church, and the grandkids. Would it make more sense for us to purchase another home or maybe just rent instead?I have a $250,000 settlement coming in, and I understand I need to speak to a Certified Kingdom Advisor (CKA). But in the short term, besides my giving to the church, where should I park that money to try to get some short-term gains?Resources Mentioned:Movement MortgageMovement SchoolsMovement FoundationBankrate.comLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

When the housing market collapsed in 2008, more than 10 million Americans experienced crashing home values and foreclosures. But out of that financial chaos, a new company arose with a mission to do things differently. On today's Faith & Finance Live, Rob West will welcome Harlan Accola to talk about a company that does home financing for community impact. Then Rob will tackle your financial questions and Harlan will stick around to answer your mortgage questions. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here. To support the ministry of FaithFi, click here. To learn more about Rob West, click here. To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Dan Ahlstrand and Clinton Wilkins are joined by Mario Cloutier, from Manulife, to discuss how to keep your finances protected. Cloutier advises that insurance premiums are often affordable and can be maintained at a fixed rate throughout the mortgage term, recommending both creditor and life insurance for comprehensive protection.

Clinton Wilkins and Dan Ahlstrand talk about financial literacy, highlighting the importance of understanding finances beyond just bank balances, noting that Canadians are at an all-time high of 180% debt-to-income ratio.

Dan Ahlstrand and Clinton Wilkins discuss the changing landscape of income and housing in Nova Scotia. They focus on the recent federal government announcements allowing up to 90% home equity borrowing for secondary suites.

What is the current state of affairs and what will be the impact in regards to mortgages and interest rates post-election? Join us on Women Lead Radio as John Burroughs, your host of Your Financial Fitness, has a conversation with Michelle Bergquist, Co-Founder and CEO of Connected Women of Influence (www.connectedwomenofinfluence.com), on the future state of interest rates and mortgages going forward since the election.    Sponsor Appreciation! Thank you to our partner and show sponsor, Microsoft (www.microsoft.com)!   Interested in Learning More About Connected Women of Influence? Click Here (https://connectedwomenofinfluence.com/attend-an-event-as-our-guest/) to Be Invited as Our Special VIP & Guest to a Future Event!   Interested in Becoming a Member of Our Professional Community!? Click Here (https://connectedwomenofinfluence.com/membership-application/) to Apply for Membership!

Chris Johnson from Sagen joins us on Mortgage 101 to discuss the importance of high-ratio mortgage insurance, which allows buyers to access homeownership with as little as 5% down, making it more affordable for Canadians. 

Derek Bellefontaine, Real Estate Appraiser, with Mari Tech joins us as our guest to discuss the role of appraisers in valuing homes, which is crucial for purchasing, refinancing, and separations.

Special host Dan Ahlstrand joins Clinton Wilkins to kick off Financial Literacy Month, emphasizing education on income, assets, and credit. 

Clinton Wilkins reflects on this year's discussions of the impact of interest rate cuts on consumers, noting that rates have declined by 0.25% and are predicted to reduce further by 125 to 175 basis points by the end of next year. This could potentially bring prime rates to around 4%. Clinton also highlights the importance of being organized and prepared for real estate transactions, emphasizing the need for flexibility and the right professionals. 

Your host, Clinton Wilkins recaps this year's conversations with Todd Veinotte on the housing market in Halifax. Clinton reminds us of the need for densification due to urban sprawl and limited land availability. In 2024 we have multiple offers, but less frequently as in 2021-2022. Prefabricated homes are considered a potential solution to reduce housing costs, with economies of scale and controlled environments being key.  Clinton recaps his conversation earlier this year with local realtor James Dwyer who notes a 20% increase in listings and sales, with entry-level properties remaining competitive. 

The average American spends $1,000 on December holiday gifts, decor, and more. Throw in Thanksgiving and travel dollars- and the costs can soar! This week, Sarah and Tennille review the different expense categories that we can expect to include in the budget.

He's back! Nima Wedlake, Managing Director at ThomVest Ventures, about the current state of Proptech and the themes he is tracking for 2024. We focused on an essay Nima penned, covering several topics including control point software, AI's impact on construction productivity, and the rise of home services businesses. Nima discusses the challenges and opportunities in scaling tech-enabled service businesses and the potential of AI in the construction industry. The conversation also touches on the impact of COVID-19 on real estate tech investments and the future of venture capital in the space. We also explore the role of real estate agents in a changing market and the impact of technology on the industry (spoiler: uncertainty exists, but so will the agent). More about Nima and Thomvest VenturesNima has published his 2024 proptech themes and would love to discuss them with you. Here is the link to the full report: https://blog.thomvest.com/real-estate-technology-themes-were-tracking-in-2024-124a5280c3ddBelow is a very quick overview of the three key themes that will play a dominant role in 2024 for Nima.“Control point” software businesses in real estate: These crucial systems are core to how businesses operate and are difficult to displace. Three strategies for new entrants to compete in this space include targeting new customer segments, building value around existing control points, and selling complete tasks or processes instead of just software tools.AI's impact on construction productivity: There is growing excitement around startups focused on using AI in various aspects of construction, from pre-development analysis and permitting automation to design cycle shortening and physical robot automation on construction sites.Residential real estate in a post-NAR world: Following the NAR settlement on residential real estate, lower commissions may lead to agents seeking efficiency measures and could pose challenges for existing real estate companies, while also creating opportunities for innovation and competition in the industry.Nima Wedlake is a Managing Director at Thomvest Ventures, focusing on investment opportunities across the real estate & financial technology verticals. He spearheaded Thomvest's investments in Baselane, Blend, Glide (acquired by Compass), Keyway, Maxwell, Mynd, Obie, Pine & Tala. Thomvest Ventures is a San Francisco-based $750M evergreen venture capital fund by Peter Thomson (Thomson Reuters). Follow Nima on TwitterConnect with Nima on LinkedInCheck out Thomvest

This is the third episode in the Strong Towns Podcast's special Member Drive series. Every day, Chuck is reading one of his best articles that you might've missed. Today, he's reading “How Fannie Mae Puts a Chokehold on Local Home Financing Solutions.” This article explains how mortgage financiers rose to dominance through an “orgy of debt and price appreciation” and how they continue to twist the conversation around housing to further increase prices and debt. Make sure to check back in tomorrow to catch the next installment of this special series. If you enjoy this podcast, or any of the other work Strong Towns does, become a member today. Be the change your city needs. ADDITIONAL SHOW NOTES Become a member today! Chuck Marohn (Twitter/X).

Excel Financial Mortgage Brokers- Fort Collins is a home loan and mortgage company that provides outstanding, unsurpassed mortgage and refinance services at the lowest local rates available to clients all over Northern Colorado. Excel Financial Mortgage Brokers - Fort Collins, Loveland, Colorado City: Fort Collins Address: 123 N College Ave Suite #230, Website: https://www.excelmortgagebrokers.com/fort-collins-mortgage/ Phone: +1-970-818-9280 Email: info@excelfg.com

In this latest podcast Move iQ founder Phil Spencer talks to Charlotte Harrison, CEO of Home Financing at Skipton Building Society. We wanted to find out what might happen to mortgage rates in 2024; what lenders are doing to help people who want to buy a home for the first time, as well as home owners with existing mortgages that might be coming to an end. We also wanted to look closer at the 99% & 100% mortgages - who do they suit? Tune in and you'll also hear more on: Rate stability & positive signs Repricing to support new & existing mortgage customers How rental payment are part of affordability assessment at Skipton Lending on properties with cladding You can find out more about Skipton mortgage products here Or speak to our recommended mortgage brokers  More FREE advice on buying a home on the Move iQ website You can also download a FREE eBook 'No-nonsense Guide to Buying Your Home'  Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. Where else you can find advice from Move iQ You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk.

Think mobile home financing is too complicated? Let us change your mind with simple, effective strategies!Hey everyone, it's Jose Luis Morales here, and in today's eye-opening episode, we're diving into the often-overlooked world of mobile home financing. I'm thrilled to have Kathy Gray with us, a seasoned expert in this unique field.We start by unraveling the complexities of mobile home loans, shedding light on how they differ from traditional mortgages.Kathy and I explore the broader implications of these financing options within the real estate market, offering a fresh perspective for potential buyers.Learn the ins and outs of purchasing mobile homes, especially on lease land, and discover why this might be your best move yet!We delve into the specifics of manufactured mortgages, breaking down the jargon to give you clear, actionable information.This episode is packed with practical tips and expert advice, making it a must-watch for anyone considering a mobile home purchase. Kathy Gray's insights, combined with our in-depth discussion, will equip you with the knowledge to navigate this niche market confidently.Remember to like, share, and subscribe for more real estate wisdom. Together, let's demystify the world of mobile home financing!If you want to learn more or get in contact with Kathy, reach out to her at 805-701-7467.Let us know in the comment section below if you have any questions and don't forget to SUBSCRIBE to our channel to learn everything you need to know to grow your real estate business and become a successful real estate agent!

Home mortgages are a necessary and confusing problem for countless homeowners. Many homeowners, to their financial detriment, don't fully understand the terms and conditions of their mortgage.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

In this engaging episode of Market Pulse by SmartTouch® Interactive, host Aaron Fichera sits down with Logan Sampsel, an experienced Loan Officer at V.I.P. Mortgage. Together, they delve into the current 2024 dynamics of residential real estate financing, unpacking how the latest trends and challenges are influencing both homebuyers and industry professionals. This episode offers a comprehensive look at the variety of mortgage options available, the impact of credit history and employment status on loan approvals, and the crucial role of down payments and private mortgage insurance.  We will also venture into the technological advancements reshaping mortgage processing and their benefits for buyers and industry stakeholders. Additionally, Logan provides valuable insights into loan servicing, addressing post-mortgage concerns, and how industry professionals can adapt to the changing landscape.   This episode is a must-listen for anyone involved in the real estate industry, from buyers to builders, offering practical advice and expert insights to navigate the complexities of today's financing world. 

Find out more at https://www.rushtoreason.com/show-notes/10-19-2023/

The following guests sit down with host Justin White:•   Luiza Nikoghosyan – Nations Trust Mortgage•   Jose Blanchard – Nations Trust MortgageHow to Help Immigrants and Foreign Nationals Break Through Barriers to Achieve  HomeownershipFor many people who come to this country, the prospect of owning a home can seem out of reach. In fact, some don't even know it's a possibility. How can mortgage brokers educate immigrant borrowers about their home financing options? Tune into Episode #54 of Good. Better. Broker. to hear how a pair of South Florida loan originators are serving their community through first-hand knowledge as immigrant homeowners themselves.In this episode of the Good. Better. Broker. podcast, you'll learn how to open doors for immigrant borrowers who may not know about their opportunities to own a home.In this episode, we discuss ...•   1:50 – Luiza on why her journey as an immigrant inspired her to become an LO•   2:53 – Jose on how his experience in getting a mortgage impacts his job•   3:39 – Luiza and Jose on helping non-English-speaking borrowers through the loan process•   4:46 – Jose on helping immigrants understand their opportunities for home financing•   5:43 – How Luiza helped educate real estate agents on products for foreigners•   6:20 – Luiza and Jose on helping self-employed borrowers•   8:21 – Luiza on overcoming obstacles for her self-employed borrowers•   9:46 – How Jose educates his borrowers on their loan product options•   10:56 – Luiza on how she creatively structures non-agency loans•   12:59 – Luiza on the importance of understanding her clients' full profile•   15:00 – Luiza and Jose on how they educate real estate agents on non-agency loans•   17:50 – Luiza on eligibility misconceptions about foreign nationals•   20:52 – Luiza and Jose's advice to other LOs on finding loan programs for immigrantsShow Contributors:Luiza NikoghosyanConnect on LinkedInConnect on FacebookConnect on InstagramJose BlanchardConnect on LinkedInConnect on FacebookConnect on InstagramJustin White is UWM's in-house brand journalist and the host of the daily news video, Inside Pass. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University.Connect with Justin on LinkedIn, Instagram or TwitterConnect with UWM on Social Media:•   Facebook•   LinkedIn•   Instagram•   Twitter•   YouTubeHead to uwm.com to see the latest news and updates.

While homeownership has been a reliable way for families to build wealth in the U.S., the path to homeownership is more complicated for many observant Muslims. Paying interest — like you would in a traditional mortgage — goes against Islamic rules governing finance. Now, more institutions are offering Islamic financing to meet what they see as growing demand. Plus, what happens if the UAW strike grows?

While homeownership has been a reliable way for families to build wealth in the U.S., the path to homeownership is more complicated for many observant Muslims. Paying interest — like you would in a traditional mortgage — goes against Islamic rules governing finance. Now, more institutions are offering Islamic financing to meet what they see as growing demand. Plus, what happens if the UAW strike grows?