Joe Average Millionaire

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I am a Millionaire, a Multimillionaire. I don't drive a nice car. My cars are old. I live in a nice house, but there are people that are living in houses much nicer than mine. I am very frugal. My wife and I have made great choices in our lives that have lead to us to becoming very successful and wealthy. My goal is to share the information that I have learned in this podcast so that all the Joe Average, Joe Lunchbox people out there can have access to the knowledge I have gained. I want success and wealth to all the Joe average guys and Jane Average gals who want success as much as my wife and me.

Karl Johnson


    • Aug 4, 2021 LATEST EPISODE
    • infrequent NEW EPISODES
    • 8m AVG DURATION
    • 45 EPISODES


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    Latest episodes from Joe Average Millionaire

    Slay the Eviction Moratorium Monster - (JAM) Joe Average millionaire EP045

    Play Episode Listen Later Aug 4, 2021 11:02


    The Eviction Moratorium is a monster created by the Government.  Now It Must be slayed.  People will be hurt

    7 strategies once your portfolio reaches $500K - (JAM) Joe Average millionaire EP044

    Play Episode Listen Later Aug 3, 2021 25:33


    I was on Facebook and downloaded the guide to retirement.  I wanted to review it and see what it says.   Is there any valuable information.   Listen and find out. 7 strategies once your portfolio reaches $500K

    You Have Two Ears And One Mouth- (JAM) Joe Average millionaire EP043

    Play Episode Listen Later Aug 2, 2021 6:08


    Have you ever heard the phrase.  God gave you two ears and one mouth.  You need to listen twice as much as you talk.   Those are wise words.  Find out why....

    Learn To Read Body Language- (JAM) Joe Average millionaire EP042

    Play Episode Listen Later Aug 1, 2021 5:09


    The Subtle art of reading body language.   It is easy for people to verbally lie.  It is very have to get your body Language to lie.  Learning Body language is an invaluable skill.

    Find a Need - (JAM) Joe Average millionaire EP041

    Play Episode Listen Later Jul 31, 2021 4:11


    If you are starting a business.  You must find a need.  Don't fall into the mistakes that most do!

    Money is like a woman. Gordon Gecko - (JAM) Joe Average millionaire EP040

    Play Episode Listen Later Jul 27, 2021 9:59


    Gordon Gecko from the 1980's Movie Wallstreet has some great line

    Junk food index of inflation - (JAM) Joe Average millionaire EP039

    Play Episode Listen Later Jul 26, 2021 8:22


    Understand inflation and how your money works through the Junk Food Index for Inflation

    1 oz of Gold buys a tailor made suit - (JAM) Joe Average millionaire EP038

    Play Episode Listen Later Jul 25, 2021 10:40


    A great example of inflation and what it is.

    Fear is a natural reaction from the primitive part of the brain- (JAM) Joe Average millionaire EP037

    Play Episode Listen Later Jul 24, 2021 8:25


    We are programmed through evolution to process fear.   It is processed on the most primitive part of our brain.  It is a survival instinct.   Most people will never overcome this obstacle.  The this is in todays society we are still affected by fear but for all the wrong reasons.  Overcome this and you will change your life.

    Whining and Complaining - (JAM) Joe Average millionaire EP036

    Play Episode Listen Later Jul 23, 2021 8:50


    I have compiled three episodes into one.  These need to be mentioned, but don't take long to talk about.51. Don't be a winer or complainer52. Most things are not worth arguing about.                   Winning an argument is like winning a battle,  but you can lose the war.53. Winning a debate and crushing someone never changes anyone mind.54. It's easy to fool someone. It's hard to change the mind of someone who has been fooled.

    Say Yes and figure out how to do it later - (JAM) Joe Average millionaire EP035

    Play Episode Listen Later Jul 22, 2021 8:20


    I love this quote from Sir Richard Branson, the Billionaire

    Most People do not want to hear your opinion - (JAM) Joe Average millionaire EP034

    Play Episode Listen Later Jul 21, 2021 7:28


    If you want to derail yourself.   Start telling people your opinion when they are unsolicited.  You may think that you are building rapore.  You are usually doing the opposite.

    You will have family and friends that are idiots - (JAM) Joe Average millionaire EP033

    Play Episode Listen Later Jul 20, 2021 8:13


    It's hard to stay consistent and be successful.  Don't let your family and friends stop you!You will have family and friends that are idiots - (JAM) Joe Average millionaire

    Most people are slackers and you likely are too - (JAM) Joe Average millionaire EP032

    Play Episode Listen Later Jul 19, 2021 5:34


    It natural and easy to be a slacker. Most everybody is a slacker.  You will have to fight not to be a slacker

    You will have different friends for different occasions - (JAM) Joe Average millionaire EP031

    Play Episode Listen Later Jul 18, 2021 6:16


    46 Not all of your friends will have things in common.  You will create friendships with different kinds of people.  Not all occasions will be suitable for all of you friends.

    When you succeed you will leave your old friends - (JAM) Joe Average millionaire EP030

    Play Episode Listen Later Jul 17, 2021 8:10


    When you succeed you will leave old friends and create new ones.  It is just nature.  

    Social Security will not keep you from living under a bridge- (JAM) Joe Average millionaire EP029

    Play Episode Listen Later Jul 17, 2021 6:54


    If you think that you can live on Social Security...  You will have a rude awaking.  Number 44: Social Security will not keep you from living under a bridge- (JAM) Joe Average millionaire

    Separate yourself from the crowd by getting licensed - (JAM) Joe Average millionaire EP028

    Play Episode Listen Later Jul 15, 2021 5:34


    One way to separate yourself from the crowd by getting into a licensed profession

    You are only paid for what you can be replaced for - (JAM) Joe Average millionaire EP027

    Play Episode Listen Later Jul 14, 2021 5:15


    Sorry, but you will eventually only be paid at your job for what you can be replaced for.   JAM discusses the 150+ rules he has learned while becoming wealthy.

    The Fallacy: Legal Scams - (JAM) Joe Average Millionaire EP026

    Play Episode Listen Later Mar 31, 2021 8:50


    There is no such thing as a legal scam.  People will tell you that an opportunity  is a scam.  Opportunities that have been vetted by the legal System are not scams.   JAM discusses the 150+ rules he has learned while becoming wealthy.

    The Fallacy: I'm Not A Salesman - (JAM) Joe Average Millionaire EP025

    Play Episode Listen Later Mar 29, 2021 10:45


    We are all Sales Professionals.  Salesman, Saleswoman.  Everyone we connect with daily we are selling.  Something, or ourselves.  Develop the skill of Sales to succeed.JAM discusses the 150+ rules he has learned while becoming wealthy.

    The Fallacy: One Job, 1 Income - (JAM) Joe Average Millionaire EP024

    Play Episode Listen Later Mar 28, 2021 7:30


    Prepare to lose at life by buying into the Fallacy of one job, one Income.  That is a recipe for failure.  You will never get rich and free at your job.JAM discusses the 150+ rules he has learned while becoming wealthy.

    The Fallacy: Money Doesn't Buy Happiness - (JAM) Joe Average Millionaire EP023

    Play Episode Listen Later Mar 28, 2021 4:32


    You've heard your friends and family tell you that Money doesn't Buy Happiness.  Some time they mean well.  They don't understand you.  They may truely believe that they are trying to  help you.  but don't fall for it.JAM discusses the 150+ rules he has learned while becoming wealthy.

    The Fallacy: Money Isn't Everything - (JAM) Joe Average Millionaire EP022

    Play Episode Listen Later Mar 26, 2021 4:35


    You've Heard it before.  Money Isn't everything!  What is wrong with this statement and how does it hurt your success.  JAM discusses the 150+ rules he has learned while becoming wealthy.

    Don't Lose Money - (JAM) Joe Average Millionaire EP021

    Play Episode Listen Later Mar 22, 2021 8:56


    Warren Buffet the Oracle Of Omaha.  3rd Richest Man in the World.  He says Don't lose Money.  What does that mean?  JAM discusses the 150+ rules he has learned while becoming wealthy.

    Prepare For The Worst Case - (JAM) Joe Average Millionaire EP020

    Play Episode Listen Later Mar 17, 2021 9:56


    What is the Worst thing that can happen to you on your journey through life.  That is anything.  Physically, Financially.  Everything.   If you don't Prepare,  What could happenJAM discusses the 150+ rules he has learned while becoming wealthy.

    Prepare For Your Children's Education - (JAM) Joe Average Millionaire EP019

    Play Episode Listen Later Mar 15, 2021 11:25


    You have to have a plan for your children's education and you need to start as soon as they are born.   You also need to decide what kind of an education is important to you and figure out how to afford it.  You must plan for this JAM discusses the 150+ rules he has learned while becoming wealthy.

    Prepare For The Day You Die - (JAM) Joe Average Millionaire EP018

    Play Episode Listen Later Mar 14, 2021 9:04


    Remember the Saying, "Not Everybody lives, but everybody dies!"    Some day you will die and you must prepare for it.     Some think that it is bad luck to think about death, but it will surely knock on your door one day.  Preparing for the day you die is not for you, but for the living that   count on you.  Even if they don't count on you,  Your death will impact them.JAM discusses the 150+ rules he has learned while becoming wealthy.

    Prepare For When You Can Not Work - (JAM) Joe Average Millionaire EP017

    Play Episode Listen Later Mar 12, 2021 5:46


    One day you may not be able to work.  You need to prepare for that day.  You may not be the one to make that choice.   It could be financially devastating if you are not prepared.OOP's. Got a phone call while recording towards the end.JAM discusses the 150+ rules he has learned while becoming wealthy.

    Prepare For Your Retirement - (JAM) Joe Average Millionaire EP016

    Play Episode Listen Later Mar 10, 2021 4:42


    One day you will be too old to work.  You need to prepare for that day.  You may not be the one to make that choice.JAM discusses the 150+ rules he has learned while becoming wealthy.

    Prepare For The Rainy Day - (JAM) Joe Average Millionaire EP015

    Play Episode Listen Later Mar 8, 2021 3:57


    Prepare for the Rainy Day.  Winter is coming. It always comes!JAM discusses the 150+ rules he has learned while becoming wealthy.

    Be Consistent - (JAM) Joe Average Millionaire EP014

    Play Episode Listen Later Mar 6, 2021 2:07


    To be successful, you must be consistent.  Consistency is vital.JAM discusses the 150+ rules he has learned while becoming wealthy.

    You Must Bring Value To The Table - (JAM) Joe Average Millionaire EP013

    Play Episode Listen Later Mar 5, 2021 3:32


    Everyone is looking for something for nothing...   You have to bring value to the table!JAM discusses the 150+ rules he has learned while becoming wealthy.

    Understand ROI- (JAM) Joe Average Millionaire EP012

    Play Episode Listen Later Mar 3, 2021 6:16


    You have to Understand ROI.  Return On Investment. JAM discusses the 150+ rules he has learned while becoming wealthy.

    Be An Influencer- (JAM) Joe Average Millionaire EP011

    Play Episode Listen Later Mar 2, 2021 3:17


    You have to learn how to be an influencer.  We all have to learn how to influence others.  We do it from the day we are born.   JAM discusses the 150+ rules he has learned while becoming wealthy.

    Higher Education is Big Business- (JAM) Joe Average Millionaire EP010

    Play Episode Listen Later Feb 27, 2021 6:20


    University/College is big business first and an educator secondProfessors are there to do research first and educate secondMost College/university education that pay the best in the market place involves getting some sort of Certification with the State.JAM discusses the 150+ rules he has learned while becoming wealthy.

    Don't Sell Yourself Into Slavery - (JAM) Joe Average Millionaire EP009

    Play Episode Listen Later Feb 24, 2021 6:36


    You sell yourself into slavery when you borrow money.You probably have to pay for mentorship.College Education is about learning to be a critical thinkerJAM discusses the 150+ rules he has learned while becoming wealthy.

    Understand Debt and Its Risks - (JAM) Joe Average Millionaire EP008

    Play Episode Listen Later Feb 17, 2021 13:00


    Is all debt bad.  Is there good debt and bad debt.   JAM discusses debt and its risks.JAM discusses the 150+ rules he has learned while becoming wealthy.

    Save At Least 30% Of Your Income - (JAM) Joe Average Millionaire EP007

    Play Episode Listen Later Feb 15, 2021 17:54


    JAM Talks about saving money,  and how the Government wants you to take every available tax deductions.   JAM discusses the 150+ rules he has learned while becoming wealthy.

    Green Yellow Red Conversations & Passive Income - (JAM) Joe Average Millionaire EP006

    Play Episode Listen Later Feb 12, 2021 10:30


    JAM talks about Green, Yellow, Red Conversations.  Passive income and what passive income really is.(JAM) Joe  Average Millionaire and the 150+ rules for success and Wealth.

    Time Is Your Most Valuable Asset - (JAM) Joe Average Millionaire EP005

    Play Episode Listen Later Feb 10, 2021 12:21


    Time is your most valuable asset.   Guard your time passionately!   He discusses how time is your greatest ally and your greatest enemy.(JAM) Joe Average Millionaire discusses the 150+ rules he has learned while becoming wealthy. 

    Surround Yourself With People Better than You - (JAM) Joe Average Millionaire EP004

    Play Episode Listen Later Feb 8, 2021 11:14


    JAM  discusses building and maintaining Financial  and Business Relationships.  Relationships are a core part of your success in building wealth. Always be building a better network.  Everyone deserves 5 minutes of help.JAM discusses the 150+ things he has learned while becoming wealthy.  

    Love To Learn - (JAM) Joe Average Millionaire EP003

    Play Episode Listen Later Feb 5, 2021 12:55


    Learning does not stop after school ends.  In fact it is just beginning.   You must become passionate about learning.  Also he discussed how Entertainment affects your time and the positive and negative aspects of loaning money vs borrowing money.(JAM) Joe Average Millionaire discusses the 150+ rules he has learned while becoming wealthy. 

    Understand Financial Instruments - (JAM) Joe Average Millionaire EP002

    Play Episode Listen Later Feb 3, 2021 14:19


    You must understand the financial Instruments.  Especially those that you use.  We school ourselves and study our professions and Trades,  but most of us have no understanding of the financial industry and the financial instruments used to build wealth.  (JAM) Joe Average Millionaire discusses the 150+ rules  he has learned while becoming wealthy.   

    Build A Financial Team of Experts - (JAM) Joe Average Millionaire EP001

    Play Episode Listen Later Feb 2, 2021 8:47


    JAM talks about Building a financial team of experts around you.  If you try to Do It all Yourself, you will become frustrated. You will also put at risk the pursuit of your financial goals.(JAM) Joe Average Millionaire discusses the 150+ rules he has learned while becoming wealthy.  

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