Podcasts about lose money

You finish the job, look at the numbers, and somehow you're $3,000 short of where you thought you'd be. Again.That's scope creep — and it's the biggest hole in most contractors' buckets. In part 1 of this two-part series, Clark and James break down why it keeps happening, the four different ways it sneaks in, and why "I'll just eat it" is quietly killing your margins, your timelines, and your relationships with your crews.They cover:The "while you're here" trap that turns into hundreds of unbilled hoursWhy fear of conflict trains your clients to expect freebiesThe four types of scope creep — and why most contractors don't even see them happeningThe assumption game between you and the client that always costs you moneyWhy gray-area scope language is your biggest enemy on every estimateHow client-driven creep builds resentment that explodes mid-projectThe real triple cost of every freebie — money, timeline, and your subsThe one habit you can start using today to flip the dynamic completelyIf you've ever ended a job feeling like you got nickel-and-dimed by your own scope, this is the episode that opens your eyes.Part 2 drops next week — full systems, CEA language, change order culture, and the bank line item that protects every dollar.If you're doing $350K–$2M a year in revenue, coaching pays for itself. A 5% efficiency gain alone covers the cost — and that's before we even talk about growth. We help contractors stop losing money on crews, change orders, and inefficient operations — and start scaling. Ready to have the conversation? Set up a free call at contractorcuts.comContractor Cuts is a weekly podcast for contractors who want to build a better business — covering sales, operations, hiring, finances, and everything in between.

This podcast is powered by Klean Freaks University.com — where real cleaners build real empires. From mop buckets to million-dollar systems, we teach you how to clean smarter, lead stronger, and scale faster.https://klean-freaks-university.newzenler.com/courses/the-move-out-cleaning-master-class-copyMove-out cleanings are one of the most misunderstood services in the cleaning industry.People assume:“It's empty, so it should be easier.”But experienced cleaning business owners know the truth.Empty homes often expose years of neglect, hidden labor, unrealistic expectations, and massive scope creep that can quietly destroy profitability.In this episode of Cleaning Business Life, Shannon breaks down:why move-outs are frequently underbidhow cleaners accidentally donate laborwhy empty homes are NOT easierthe operational chaos behind vacant propertiesutility shutoff nightmaresemotional pricing mistakeswhy systems and boundaries matterThis is the first episode in the new “Move-Out Files” series — real conversations about the business, psychology, and operational reality behind profitable move-out cleaning.Because move-outs are not maintenance cleans.#CleaningBusinessLife #MoveOutCleaning #CleaningBusiness #CleaningIndustry #CleaningBusinessCoach #ProfessionalCleaning #MoveOutFiles #CleaningSystems Support the showThanks for tuning in to Cleaning Business Life — the podcast for cleaning business owners who want to build a profitable, sustainable company without burning out.Hosted by Shannon Miller and Jamie Runco, each episode pulls back the curtain on what it really takes to start, grow, and scale a cleaning business — covering pricing, systems, leadership, boundaries, and the real conversations most people avoid.

Kris Krohn discusses how to treat your finances like a business to maximize tax returns and build wealth. By coordinating with experts like CPAs and CFOs, Kris explains how to identify unique write-offs and why starting a real estate business is one of the most effective ways to protect your income from unnecessary taxes.

During the 5pm hour of today's show Chuck & Chernoff talked about Braves, the NBA Draft and what is fun to lose money at. See omnystudio.com/listener for privacy information.

During the 5pm hour of today's show Chuck & Chernoff talked about Braves, the NBA Draft and what is fun to lose money at. See omnystudio.com/listener for privacy information.

In this episode, Sebastian Jania from Ontario Property Buyers shares his journey into real estate, focusing on off-market acquisitions in Ontario's competitive market. Discover his strategies for finding hidden value, leveraging marketing channels like SEO and PPC, and expanding into broader markets while managing risks and regulations.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Today's episode is a MUST watch.This is one of the most important conversations you will ever hear about money, AI, identity, and the next economy you are about to live inside.If you are working harder than ever and watching your income stay flat, if you feel AI breathing down the neck of your industry, if you carry a gift inside you that has not yet found its way to the bank account, this episode gives you something most conversations don't. Real diagnosis, backed by 33 years of applied research, and a clear system you can start using this week.In this powerful episode, Dr. Martine Wilkie, Th.D., Founder of the Limitless Interface System™, opens the full architecture of the 4D Limitless Interface Protocol™. The same architecture she used to come out of bankruptcy, lose 70 pounds in four months without dieting, restore her marriage, and rebuild her income from the inside out. The same architecture that has transformed over 1,000 leaders, entrepreneurs, and people of faith across multiple nations.Dr. Martine breaks down what is actually happening to the global economy right now, why the rules of money from 1990 to 2020 are no longer producing results in 2026, and why AI is dividing humanity into two groups, the replaced and the amplified. The line between the two has nothing to do with intelligence, hustle, or talent. The line is drawn at the level of the inner interface.She explains the 80/20 truth about money in the AI economy. Why 80 percent of your financial result comes from the invisible part of you, the inner code your subconscious has been running for thirty years, and why most people spend 100 percent of their energy on the visible 20 percent that AI now does faster, cheaper, and sometimes better than the human who used to be paid for it.Dr. Martine walks you through the 4 dimensions of recoding, Psycho, Neuro, Spiritual, and Strategic with AI as your amplifier. She names the password your soul uses to log into life, the bloodline memory science calls epigenetics, the 18 laws of Heaven that govern manifestation whether you believe in them or not, and the strategic dimension that finally brings your inner work into the visible economy.If you have ever felt that your great grandparents are still running your bank account from generations ago, this episode explains why, and how to break the inherited financial code carried in your blood.In this episode you'll learn:How to recognize the seven reasons most people will lose money to AI in 2026 unless they shift the inner interface nowThe 80/20 truth about money in the AI economy and why effort alone cannot move the ceiling anymoreThe full 4D Limitless Interface Protocol™ broken open dimension by dimensionWhy genetics and family history are not your destiny when it comes to wealth, calling, and identityHow to use AI as your amplifier instead of letting AI replace what only you can carryThe sentence to memorize that draws the line between being replaced and being amplified in 2026The exact first step you can take this week to begin recoding the inner interfaceThere is so much good news in the science and in the system.There are simple, accessible steps you can start using today, even while watching, that begin rewiring the inner interface and producing visible results across every sphere of your life.If you are concerned about your income, your calling, your identity, or your future in the AI economy, this is the conversation you need.

Scam emails used to be obvious. Bad grammar, generic messaging, easy to ignore. That version is gone.Today's scams sound like a real professional—someone who's “read your book,” understands your audience, and has a polished, confident plan to grow your sales, land media, or build your platform. It feels legitimate because it's designed to. AI has fundamentally changed the scam landscape, and authors are now a prime target.We see these pitches every day—forwarded by authors who aren't quite sure what feels off, but know something isn't right. Fake PR firms. Fake podcast booking services. Fake reader communities. Even impersonators posing as established marketers and recognizable industry names. The volume is up, the quality is higher, and the financial risk is real.In this episode, we break down exactly how these scams are built so you can recognize them before you engage. You'll hear how flattery is engineered to disarm you, why vague “big picture” strategies are a deliberate tactic, and how scammers create just enough surface credibility to pass a quick Google search. We also walk through the critical moment every scam converges on: pushing you to pay quickly, before you've had time to verify anything.More importantly, we give you a clear, practical framework to protect yourself. What unsolicited outreach actually signals. Why free email domains should immediately slow you down. How artificial urgency (“only two spots left”) is used to bypass your judgment. And why “guaranteed results” without defined deliverables is one of the biggest red flags in book marketing.We also cover payment risk—where things like wire transfers and crypto remove your ability to recover funds—and the proactive steps you should be taking now to protect your author identity, including locking down your domain and social handles before someone else does.If you've ever received a pitch that felt a little too polished, a little too perfect, this episode will recalibrate how you evaluate every offer that lands in your inbox.Listen now, then share this with an author who needs it.Subscribe, leave a review wherever you listen, and text PODCAST to 888-402-8940 with the strangest (or most convincing) scam message you've received.Send us your feedback!Help shape our 2026 content by taking our 30-second listener poll!

The SEC just dropped a major barrier to entry—no more $25K minimum to start day trading. Sounds like a win, right? Not so fast. In this eye-opening breakdown, Zach Abraham explains why easier access doesn't mean easier profits—and why most new traders are walking into the most competitive game in the world completely unprepared. From […]

The SEC just dropped a major barrier to entry—no more $25K minimum to start day trading. Sounds like a win, right? Not so fast.In this eye-opening breakdown, Zach Abraham explains why easier access doesn't mean easier profits—and why most new traders are walking into the most competitive game in the world completely unprepared.From the dangerous illusion of “easy money” in crypto and bull markets to the brutal reality that 90–95% of day traders lose, this is the reality check nobody on TikTok is giving you.Before you open that trading app… watch this.Schedule your FREE risk review from Bulwark Capital at https://KnowYourRiskPodcast.comSubscribe and stay tuned for new episodes every weekday!Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramTikTokXLocalsMore InfoWebsite

The fastest way to lose money in multifamily isn't a bad market—it's buying without knowing exactly why.Most investors don't fail because they lack deals… they fail because they never defined what a deal actually is.In this conversation, we break down the moment where growth stops being about hustle—and starts being about discipline. Because once you scale past your first few properties, the rules change fast… and ignoring that shift can cost you years.If you're serious about building a real multifamily business—not just collecting units—this is the kind of thinking that separates operators from dabblers.If you're ready to apply this at a higher level, join us inside the Tribe of Titans community: → https://www.thetribeoftitans.comWhat You'll Learn Why most investors hit a wall right after early success  The hidden danger behind “just getting your next deal”  How one bad deal can shape your entire investing philosophy  The real reason scaling too fast creates long-term risk  What disciplined investors do differently in hot markets  Why passing on deals can actually accelerate your growth Why This MattersThere's always pressure to move faster, go bigger, and chase the next opportunity.But the investors who last aren't the ones doing the most deals… they're the ones who understand exactly which deals to do—and which ones to walk away from.This episode is about building that filter.Because no deal is better than a bad one.Gino BarbaroGino Barbaro is a real estate investor, Certified Money Coach®, entrepreneur, and podcast host. He has built a multifamily portfolio of over 1,900 units, representing more than $450 million in assets under management.Through his platform, Barbaro 360, Gino's mission is to help families create lasting legacies by restoring traditional values around family, finances, and developing a healthier relationship with money.He is the best-selling author of Happy Money Happy Family Happy Legacy and lives in St. Augustine, Florida with his wife Julia and their six children.Learn more about him at: https://barbaro360.com/ or https://tinyurl.com/29bw3p7z About the Host:Brian Briscoe is an apartment operator and founder of Streamline Capital, focused on acquiring and operating multifamily properties in the greater Salt Lake City metro. He hosts the Diary of an Apartment Investor podcast, where he shares real-world operator insights and decision frameworks for aspiring multifamily investors.If this conversation resonated, there's more happening inside the Tribe of Titans. It's where serious investors move beyond surface-level content and into real discussions that drive action. Visit https://www.thetribeoftitans.com/ to learn more.

A deal can look profitable at first glance—but hidden costs, weak systems, and poor research can quickly change the outcome. In this episode, R. Kenner French and Paul Lizell break down what investors often miss when evaluating real estate and crypto opportunities.Paul explains why real estate returns are not only about purchase price. Insurance, taxes, utilities, flood zones, and local market conditions can quietly reduce profit. He shares how rising insurance costs in places like Louisiana and flood risks in Florida affect investment decisions.The conversation also moves into crypto, where Paul emphasizes the importance of choosing assets with real-world utility instead of relying on hype. He discusses projects like XRP and HBAR as examples of crypto assets connected to practical use cases.Kenner and Paul also talk about remote real estate investing—how to find reliable agents, evaluate bank-owned properties, use auction platforms, and decide when a deal is too risky. Paul shares why comparable sales matter, how he approaches rural markets, and when it's smarter to walk away from a deal.What You'll Learn• Why hidden real estate costs can destroy returns• How insurance and flood zones affect investment decisions• Why crypto utility matters more than speculation• How to evaluate remote real estate markets• Why comps are essential before buying• How renegotiation can protect your downsideWho This Episode Is ForThis episode is for real estate investors, crypto investors, entrepreneurs, and anyone looking to make smarter financial decisions. It is especially helpful for those who want to understand risk before committing capital.

Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationJoin Bronson Hill on the Mailbox Money Show as Paul Moore reveals why so many investors lose money—and how to avoid the common pitfalls. Paul shares his candid story of building millions after selling his staffing company, only to lose it all by 2008 through speculation rather than true investing. He explains the key lessons that shaped Wellings Capital's disciplined approach: focusing on conservative structured deals (preferred equity and JV hybrid), strong operators, and durable assets in multifamily, self-storage, mobile home parks, and more.The conversation covers the risks of over-leverage and lofty projections, the power of base-hit returns, visionary-integrator dynamics, and why capital preservation beats chasing high IRRs.Paul Moore is the founder of Wellings Capital and author of The Perfect Investment and Storing Up Profits. He has interviewed hundreds of investors to uncover what creates lasting success in real estate.TIMESTAMPS00:45 - Welcome to the Mailbox Money Show!01:29 - Paul Moore's Journey: From Staffing Exit to Losing Millions by 200803:09 - Life Happens For Us: Learning from Failures03:55 - Interviewing 238 People on "How to Lose Money"04:25 - Discovering Traction & EOS – Finding Integrator Ben06:37 - Visionary-Integrator Relationship in Business07:36 - How Paul Hired & Promoted Ben to 50% Partner10:43 - Shifting from Operator to Fund Model at Wellings Capital12:49 - Preferred Equity & JV Hybrid Equity Structures15:14 - Investor Demand for Cash Flow & Safer Deals16:24 - 2022 Rate Hikes Exposed Market Problems18:34 - Buffett & Munger Approach: Focus on Intrinsic Value21:18 - Recommended Books & Resources for Investors25:23 - Why 15% Risk-Adjusted Returns Are Strong in Today's Market28:17 - Base Hits Philosophy: Don't Lose Money30:43 - Closing Takeaways & How to ConnectCONNECT WITH THE GUESTWebsite: wellingscapital.comGet Paul's Book: wellingscapital.com/resources#RealEstateInvesting#CapitalPreservation#PreferredEquity#InvestorMindset#MultifamilyInvesting#VisionaryIntegrator#WealthBuilding

In this episode of The Patti Brennan Show, Patti is joined by Eric Fuhrman, Chief Planning Officer at Key Financial, to tackle one of the most misunderstood – and potentially dangerous – issues in investing: concentration risk. Using powerful statistics, real-life stories, and 100 years of market data, Patti and Eric break down why having "too many eggs in one basket" can lead not just to portfolio volatility, but to true financial ruin. They explore research showing that 60% of individual stocks have been net wealth destroyers, while a tiny fraction of companies created most of the market's long-term gains. Ultimately, this episode is about one question: Are you going to be okay? Learn how to protect your lifestyle, your legacy, and your peace of mind by managing concentration risk intelligently.

I did everything right. Hundreds of photos. Every message documented. Every step followed.Airbnb still took $800 from me.This episode is the full breakdown of a 7-day nightmare with Airbnb support — multiple agents, contradicting decisions, and a senior case manager who finally said the quiet part out loud.It started with a backyard and some wind. It ended with a cancelled reservation, a penalty I didn't deserve, and a hard lesson most hosts learn the expensive way.I'm walking you through every step — what happened, where Airbnb got it wrong, and exactly what I'd do differently to protect myself if I had to do it over.If you're still counting on Airbnb to have your back… this episode is for you.

Most people focus on making money… but very few know how to keep it. In this episode of Everything Is Personal, we welcome Peter Merrick to discuss the crucial aspects of wealth preservation and estate planning. He shares his insights into what first sparked his interest in this field, highlighting the importance of financial planning for peace of mind. We also explore the intricacies of asset protection and inheritance planning, offering practical advice for securing your future. From entrepreneurs and lottery winners to everyday individuals, this conversation explores how mindset, planning, and life decisions impact financial outcomes more than most people realize. This episode goes beyond money — diving into purpose, legacy, relationships, and what truly matters over time. EndoDNA: Where Genetic Science Meets Actionable Patient Care EndoDNA bridges the gap between complex genomics and patient wellness. Our patented DNA analysis platforms and AI technology provide genetic insights that support and enhance your clinical expertise. Click here to check out to take control over your Personal Health & Wellness   Connect with EndoDNA on SOCIAL: IG | X | YOUTUBE | FB Connect with host, Len May, on IG     Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In today's Ask Abundance, I'm joined by Abundance consultant Rebecca A. E. Smith, Ph.D., and we're talking about the exhausting math of a practice that requires you to keep showing up at full speed just to stay afloat. You're tired, you miss your life, but every time you think about cutting back, the fear of losing income stops you cold. We get into why that fear is actually a sign something needs to change, and how to work less without blowing up everything you've built. If you've been telling yourself you'll slow down eventually, this episode is going to light a fire. Sponsored by TherapyNotes®: Looking to switch EHRs? Try TherapyNotes® for 2 months free by using promo code ABUNDANT at therapynotes.com. Links You'll Love: Have a full practice but feel like you're running on empty? Limitless Practice helps you work less and make more. Spots per cohort are limited. Get on the waitlist and be first in line when doors open April 21st: www.abundancepracticebuilding.com/limitlesswaitlist. Get your FREE weekly worksheet and other helpful practice-growing tools here: www.abundancepracticebuilding.com/links. Need help building & filling your practice? Check out the Abundance Party and use promo code PODCAST at checkout to get your first month for just $1: https://www.abundancepracticebuilding.com/party

What you'll learn in this episode: ● The difference between short-term and long-term rental markets ● Why vacation-driven markets with limited hotels are the best investment ● How to choose markets that maximize cash flow ● The #1 mistake investors make when buying their first Airbnb ● Why Avery avoids “emerging markets” everyone is hyping online ● How to scale a short-term rental business efficiently (even with a full-time job) ● How to out-host the competition and treat rentals like a real business ● How regulations impact profitability—and how to choose markets that protect you ● Avery's journey from one rental to a 250+ property empire To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook Page: https://www.facebook.com/NoBrokeMonths/Facebook: Dan RochonLinkedIn: Dan RochonTeach to Sell Preorder: Teach to Sell: Why Top Performers Never Sell – And What They Do Instead

Thinking about upgrading your RV but not sure what to do with the one you already have? In this episode of RV Small Talk, Lindsey and PJ talk through the two main options RV owners face: trading it in or selling it yourself. After the excitement of RV show season, it's a question that comes up all the time. They share what really happens during a trade in, why dealerships offer the numbers they do, and what kind of work goes into getting a used RV ready to sell. They also talk about the other route, selling it yourself. That can mean more money in your pocket, but it also means cleaning the camper, listing it online, answering messages, meeting buyers, and handling the paperwork. Along the way they discuss things like trade in tax credits, why custom upgrades don't always increase resale value, and the small details people don't think about until they're actually trying to sell a camper. It's a practical, honest conversation meant to help you figure out which option makes the most sense for you.

Welcome to season 4, episode 13 of the Stock Trading for Beginners Podcast!In this episode, we talk about one of the biggest reasons beginner traders lose money — and surprisingly, it's not always because the stock itself was a bad investment.Join the Free Trading CommunityJoin our free trading community (full course + weekly live Q&A):

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In this episode of the Real Estate Investing School Podcast, Joe Jensen sits down with Matt Lavender, founder and president of New Again Houses, one of the fastest-growing home-flipping franchise systems in the country. What started in a tiny roofing shop in 2008 has grown into a nationwide network of 50+ franchise locations powered by proprietary software, in-house lending, and a model designed to help everyday entrepreneurs flip houses consistently and profitably. Before building this national operation, Matt was a college professor and soccer coach—and he shares how his unconventional background shaped his philosophy on leadership, perseverance, and building a business instead of just flipping a house. Matt breaks down the metrics that actually matter when analyzing deals (including the "risk factor" most investors ignore), why consistent volume is the key to reducing risk, and how partnerships—with contractors, suppliers, and even Lowe's corporate—drive competitive advantage. He also explains why real estate is never passive, how to scale without sacrificing your life, the difference between building a business vs. chasing deals, and why most investors fail without a clear strategy. From franchise insights to hard-earned flipping lessons, this conversation is a masterclass in creating sustainable success—whether you flip 2 houses a year or 30. Book a free real estate investing strategy call! No experience necessary. Check out the Real Estate Investing School Youtube Real Estate Investing School Instagram Brody's Instagram Joe's Instagram

Get Jeff Dudan's book FOR FREE! Most businesses don't have a people problem — they have a clarity problem. In this episode, Jeff Dudan sits down with Steve Baker (VP, The Great Game of Business | co-author of Get in the Game and the 20th Anniversary edition of The Great Game of Business) to break down why “open-book management” isn't about spreadsheets… it's about building ownership, accountability, and a winning culture. ✅ What you'll learn: Why leaders hide financials (and why it backfires) The real goal of open-book management: education + transparency How to get employees to think like owners without “boss energy” Why forecasting beats quotas (and kills sandbagging) Mini-games: the 90-day system to drive results and engagement How this applies to franchisees, franchisors, and operators

Get Jeff Dudan's book FOR FREE! Most businesses don't have a people problem — they have a clarity problem. In this episode, Jeff Dudan sits down with Steve Baker (VP, The Great Game of Business | co-author of Get in the Game and the 20th Anniversary edition of The Great Game of Business) to break down why “open-book management” isn't about spreadsheets… it's about building ownership, accountability, and a winning culture. ✅ What you'll learn: Why leaders hide financials (and why it backfires) The real goal of open-book management: education + transparency How to get employees to think like owners without “boss energy” Why forecasting beats quotas (and kills sandbagging) Mini-games: the 90-day system to drive results and engagement How this applies to franchisees, franchisors, and operators

In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Eugene Gershman, a Real Estate Development Manager. Eugene shares his journey from a construction family to becoming a development manager, highlighting the complexities of real estate development and the importance of relationships in business. He emphasizes the need for continuous learning and curiosity in the industry, as well as his aspirations to be a go-to resource for landowners considering development. The conversation is rich with insights on personal growth, the intricacies of project management, and the value of authentic relationships in business.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this week's episode of The Wrap, Chris Whalen analyzes the Blue Owl situation as part of a broader pattern in private credit. He argues that private credit firms purchasing insurance companies is "the fox getting into the hen house" since insurance assets are held at book value rather than marked to market, beyond easy regulator reach. Chris makes the case that public markets are superior due to transparency and liquidity, while private markets mainly benefit Wall Street through higher fees, and predicts roughly half of private equity managers will struggle to raise capital due to poor performance. From his Washington visit, Chris notes redistricting has left few genuinely competitive House seats, discusses a Supreme Court case on Voting Rights Act enforcement, and predicts 2028 will be Rahm Emanuel versus Marco Rubio. He explains Vice Chair Michelle Bowman's proposal to roll back Basel III mortgage restrictions that have discouraged bank housing finance for 15 years. On silver, Chris describes Chinese exchanges imposing trading limits due to supply constraints, commercial buyers sourcing from artisanal mines, and potential COMEX cash settlement, noting he continues adding to gold and silver positions despite volatility.Use the code TheWrap2026 for 25% off your first year of The Institutional Risk Analyst https://www.theinstitutionalriskanalyst.com/plans-pricingLinks:    The Institutional Risk Analyst: https://www.theinstitutionalriskanalyst.com/  Inflated book (2nd edition): https://www.barnesandnoble.com/w/inflated-r-christopher-whalen/1146303673Twitter/X: https://twitter.com/rcwhalen    Website: https://www.rcwhalen.com/   Timestamps:0:00 Preview: The fox getting into the hen house 0:38 Welcome back — Blue Owl and the private credit blowup 1:23 Chris's reaction to Blue Owl restricting redemptions 3:19 Why this matters for retail investors and retirees 4:21 Two reasons this matters — volatility and annuity risk 5:59 How many people truly understand this risk? 6:47 It's not a headline issue until it becomes one 9:22 The Modigliani-Miller Theorem explained 11:12 Do you dabble in private markets at all? 12:18 How do you see this ultimately playing out? 13:05 Half of all PE managers will go out of business 15:12 Do you get pushback from the industry? 16:06 Moving to DC — upcoming midterms 16:45 The disconnect between media narrative and reality 18:22 Supreme Court case on Voting Rights Act 20:33 Base case for midterms — who takes the House? 22:42 Trump administration's communication problems 23:30 Bold call: Rahm Emanuel for Democratic nomination 2028 24:56 The case for Rahm Emanuel 27:09 Marco Rubio vs Rahm Emanuel prediction 28:23 Michelle Bowman's significant speech on Basel III 30:07 How Basel III distorted the mortgage market for 15 years 32:15 What's going on in silver specifically? 34:55 The silver squeeze — producers going to artisanal mines 36:01 Still long gold and silver, adding positions 37:01 What Chris is watching next week

Here are 10 stock tips and 4 reasons why you lose money while trading.- Wrong Broker- Not Using Logic- Going Against Trends- Not Using Tools10 stocks for your watchlist- BigBear AI- Rigetti- Lulu- Starbucks- Chipotle- Adobe- Aeva Technologies- DoorDash- Dollar General- American AirlinesTune in to this week's episode of "Trading Tips With Jim" for more information!

AI deep‑fakes are helping weight‑loss scams slim down the truth and bulk up the lies. Jordan Wright with the Better Business Bureau's Tip-Off to the Rip-Off® on WBBM Newsradio has the details.

AI deep‑fakes are helping weight‑loss scams slim down the truth and bulk up the lies. Jordan Wright with the Better Business Bureau's Tip-Off to the Rip-Off® on WBBM Newsradio has the details.

AI deep‑fakes are helping weight‑loss scams slim down the truth and bulk up the lies. Jordan Wright with the Better Business Bureau's Tip-Off to the Rip-Off® on WBBM Newsradio has the details.

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Welcome to episode 230 of Sports Management Podcast. Today's guest has lived football from every angle - player, coach, owner, executive, and advisor. Matt Driver is the founder of Soccer Universities and Football Club Advisory Group, and he's worked across Europe and the U.S. helping clubs move from survival mode to scalable success. In this episode, we talk about: Why most soccer clubs struggle financially What American sports get right that football often ignores How fan engagement, data, and commercial thinking will define the future of the game And much more! This is a masterclass in the business of football. SPONSOR: Listeners of the Sports Management Podcast get an exclusive 20% off on SportsPro+ with the code SMPOD20. All you need to do is head to sportspro.com/membership and start exploring today. Time stamps: 00:00 Intro 01:38 Why College Soccer Doesn't Create Pros 03:18 The Wake-Up Call Playing La Liga Clubs 05:30 Creating Real Player Pathways 08:10 Why Most Clubs Are Structurally Broken 11:13 A Bulgarian Club Case Study 15:09 Why Vertical Silos Kill Clubs 16:41 What American Sports Get Right 18:30 Why Fans Jump Between Sports 20:08 Why "We've Always Done It This Way" Fails 26:21 Turning Fan Phones Into Revenue 30:23 Monetizing Club Assets 35:47 Why Fans Must Be Entertained 55:26 Career Advice for Sports Professionals 01:05:54 Why the USL Could Explode Next 01:10:00 Outro Follow Sports Management Podcast on social media Instagram Twitter LinkedIn YouTube www.sportsmanagementpodcast.com

What you'll learn in this episode:● The difference between short-term and long-term rental markets● Why vacation-driven markets with limited hotels are the best investment● How to choose markets that maximize cash flow● The #1 mistake investors make when buying their first Airbnb● Why Avery avoids “emerging markets” everyone is hyping online● How to scale a short-term rental business efficiently (even with a full-time job)● How to out-host the competition and treat rentals like a real business● How regulations impact profitability—and how to choose markets that protect you● Avery's journey from one rental to a 250+ property empire To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan RochonTeach to Sell Preorder: Teach to Sell: Why Top Performers Never Sell – And What They Do Instead

Most traders don't lose money because of bad strategies — they lose money because of when they trade. In this episode, Akil Stokes breaks down why the first hour of the trading day is so dangerous and shares a simple routine to help traders avoid costly mistakes.Support the show by leaving a Rating & Review!Your Trading Coach - Akil

How does a state lose money on gambling well Missouri figured it out HR 1 full 2517 Mon, 02 Feb 2026 15:58:44 +0000 hzkQ65kVfJpVLSNoLSuw4otworYCaCF3 news MIDDAY with JAYME & WIER news How does a state lose money on gambling well Missouri figured it out HR 1 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News False https://player.ampe

Most Investors Lose Money in Bad Markets - Here's What the Smart Ones Do breaks down how experienced operators stay profitable when the market shifts—by building multi-cycle businesses, stacking multiple marketing channels, and keeping several exit strategies ready at all times. Jason Lewis shares why "one-trick" deal flow collapses fast, how to adapt between wholesale and flips as spreads change, why staying in the first-time-buyer price range can protect margins, and how AI could reshape housing demand and the middle class over the next decade. The conversation also gets tactical on direct mail: fresh data, high-performing niche lists, predictive modeling, and creative split-testing that improves results over time. It wraps with a key business lesson—running with a clearer vision and stronger execution systems so the business doesn't break when conditions do. _______________________________ If you want to learn how to run your business in 5 hours or less.... Go to https://www.5HourBusiness.com Subscribe to my YouTube channel:    / @tonyjavierbiz   And if you're into flying and want to follow my Aviation journey, check out my other YouTube channel at    / @tonyjaviertv   _______________________________ Follow me on Social Media: Tiktok -   / tonyjavier.tv   Instagram -   / tonyjavier.tv   Facebook Personal -   / tonyejavier   Facebook Business -   / realtonyjavier   ________________________________________ If you want to dominate your Real Estate Market with TV commercials, go here: https://www.ClaimMyMarket.com If you want to connect with me and my network, go to https://tonyjavier.com/connect If you want to check out Tony's Real Estate Resources and Vendors go to https://www.TonyJavier.com/resources ________________________________________ Tony is the owner of an INC 5000-rated Real Estate Investment Company. He has been featured in Bigger Pockets, Wholesaling INC, Steve Trang's Real Estate Disruptors, Joe Fairless' Best Ever Podcast, and many other top podcasts and platforms. When Tony is not working on his business, he enjoys flying his plane. You can see videos on that and how he uses airplanes to save money on taxes. Don't forget to like the video, comment, subscribe to my channel, and share this with a friend if I'm doing my job and providing value to you and your network. If I'm not doing my job please let me know in the comments how I can be better, your feedback is greatly appreciated. See you in the next video!

In this solo episode, we break down the most common ways investors lose money in apartment investing. And, more importantly, how to avoid them. While multifamily is a powerful wealth-building vehicle, it's not foolproof. We walk through real-world examples from my own portfolio to highlight where deals go wrong, from negative cash flow and over-leverage to bad partners and poor business planning. This episode is a practical guide for investors who want to protect capital, reduce risk, and build durable multifamily portfolios.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand how negative cash flow quietly erodes deals over time Learn why conservative underwriting matters more than optimistic projections See how improper insurance coverage can magnify catastrophic losses Recognize how leverage, partners, and market selection impact long-term outcomes     Topics Negative Cash Flow and Poor Underwriting Cash flow equals income minus expenses, debt service, and CapEx Renovations, rising expenses, and miscalculations can quickly create losses Trailing 12-month statements often understate true operating costs Investors must model realistic expenses and conservative income assumptions Catastrophic Events and Insurance Coverage Fires, storms, and other disasters can shut down buildings for months Insurance must cover both property damage and lost business income Understanding deductibles, exclusions, and coverage details is critical Proper insurance makes unavoidable events survivable from a business standpoint Over-Leverage and Loan Risk High loan-to-value ratios reduce flexibility during refinancing or sale Properties that fail to create value can become impossible to exit Conservative leverage (around 65% LTV or lower) preserves options Loans must match the business plan and hold strategy Bad Partners and Weak Teams Poor property managers, contractors, or partners can destroy deals Fraud, negligence, or lack of accountability creates hidden risk Due diligence, references, and checks and balances are essential Quality partners cost more, but reduce long-term losses Market Selection and Long-Term Growth Cash-flow-only markets may lack appreciation Aging properties require reinvestment over time Markets and submarkets must support long-term value growth Cheap properties without upside can become capital traps Over-Improving and Flawed Business Plans Renovations must align with market rent ceilings Over-improving units doesn't guarantee higher returns Class B and C properties have natural rent limits Staying disciplined with budgets and numbers protects returns    

Most new tax sale investors lose money long before they ever sell a property, and it has nothing to do with luck or county secrets. It comes from avoidable mistakes, bad assumptions, and blind spots that quietly drain profits and kill deals. In this episode, I break down the ten most common ways investors lose money every single day in the tax sale space and how to avoid becoming one of them. If you're thinking about getting into this business or you're already trying to figure it out, this episode will give you the awareness and perspective most beginners never get. Watch until the end before you place a single bid.Come join our community, take our trainings and start making money from Tax Sales at http://TaxSaleAcademy.com

Welcome to the Minority Mindset Show! Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link2.briefs.co/gie Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

The newly-renamed Trump-Kennedy Center is facing canceled performances and plummeting ticket sales. Amna Nawaz discussed the turmoil with Richard Grenell, the man President Trump handpicked to lead the institution. Grenell also served in Trump's first term, including as ambassador to Germany and acting director of national intelligence. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

You're hustling. You're working hard. You're making sales. But somehow, you're not seeing the profit you expected. Sound familiar? Today we're diving into the hidden money leaks that are quietly draining your business, and most of them have nothing to do with your P&L.I'm breaking down the five major areas where scaling businesses are burning through money: operations, team structure, offers and pricing, marketing and sales, and you. We're talking about manual processes that should be automated, paying for hours you're not using, not knowing if your packages are actually profitable, burning through leads with a 10% close rate, and saying yes to misaligned clients that take 4x longer to serve. I'm sharing why you had to burn through $90,000 in potential revenue to generate $10,000, the $50,000 client that almost slipped away because of no follow-up, and how one team member saved us years of work by finding one platform.This episode will make you uncomfortable, but it will also give you a clear roadmap to plug the leaks keeping you from scaling profitably.00:44 Introduction03:12 Understanding Operational Inefficiencies05:05 Real-Life Example: Saving Costs with Automation07:59 The Importance of Efficient Processes12:45 Defining Roles and Responsibilities with RACI15:36 The Role of Operations in Scaling Your Business21:32 Team Inefficiencies: Common Pitfalls and Solutions34:29 Evaluating Team Contributions35:49 Auditing Offers and Pricing37:54 Client Retention Strategies39:21 The Pitfalls of Overdelivery44:26 Optimizing Marketing and Sales53:38 The Cost of Misaligned ClientsTo join the Ambitious Network for free, click HERE. To connect with Kate on Instagram, click ⁠HERE⁠. To apply for ITI, click ⁠HERE⁠.To submit a question to be answered on the podcast, click HERE.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.If you've ever wondered why so many options traders blow up their accounts, this video breaks it all down in a way that actually makes sense. The reality is uncomfortable but important. Roughly 90 percent of options traders lose money, not because they're stupid, but because they're trading without a real framework, without position sizing, and without understanding how risk actually works.This walkthrough digs into the real reasons traders fail and what separates disciplined traders from people just chasing screenshots on social media. You'll hear honest explanations about leverage, capital efficiency, psychology, and why getting lucky early can actually be one of the most dangerous things that happens to a trader.Instead of hype or shortcuts, the focus stays on what actually matters long term. Risk per trade. Position sizing using ATR. Why deep in-the-money options can dramatically change the math. Why blowing up an account is common, but not inevitable. And why trading without a plan turns even a high win rate into a losing strategy.There's also a real-world breakdown of how traders get trapped by probability metrics, earnings volatility, and false confidence. The Palantir example alone is a masterclass in how “high probability” trades can still wipe you out if you don't understand context, expected moves, and event risk.Midway through the video, things get practical fast. You'll see exactly how the same dollar risk can be applied across wildly different stocks, from slow movers to high-flyers, without gambling the entire account. This is where capital efficiency becomes a weapon instead of a liability.Here's what you'll walk away with:✅ Why most traders lose money even with “good” strategies✅ How proper position sizing keeps losses survivable✅ The real role of ATR in defining risk, not profit✅ Why deep in-the-money options change the leverage equation✅ How emotions quietly destroy accounts without traders noticingThe conversation also gets brutally honest about discipline. Cutting losers. Avoiding FOMO. Not doubling down out of hope. Following a predefined plan even when it feels uncomfortable. This isn't about winning every trade. It's about staying in the game long enough for an edge to actually work.If you're serious about trading, this isn't motivational fluff. It's a reality check paired with a framework that prioritizes survival first, consistency second, and growth last. That mindset shift alone can be the difference between blowing up and building something sustainable.This video is especially valuable if you're new to options, transitioning from paper trading, or struggling to understand why your results don't match your win rate. It connects the dots between math, psychology, and execution in a way most trading content avoids.Watch it all the way through, take notes, and revisit the sections on risk and position sizing. These concepts compound over time, just like bad habits do if they're ignored.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.If you have ever wondered why so many traders get crushed trading options, this breakdown will hit hard. In this video, we walk through a real conversation about the truth behind options trading, why most retail traders struggle, and how a smarter, data-driven approach can tilt the odds in your favor. There are wild stories here, from someone turning 88,000 dollars into 415 million only to lose it all, to the hard reality that over 75 percent of option trades lose money for most people. It is intense, but also eye opening.This isn't just a warning. It is a deep dive into the difference between gambling disguised as trading and actually having a systematic plan that gives you a real edge. You will see why embedded leverage can be both powerful and dangerous, how retail behavior resembles a casino more than an investment strategy, and what it actually takes to flip the script. If you have been treating options like a video game or chasing hype trades, this is the reality check you need.And yes, OVTLYR University comes up a lot because the whole point is helping traders shortcut the painful learning curve. When you understand risk, expectancy, and what real planning looks like, everything changes. You stop acting like a gambler and start acting like someone with a repeatable framework for wealth building.Here are a few standout moments from the video:✅ Why a 70 percent win rate can still destroy a trading account✅ How expectancy actually determines long term success✅ The real reason retail traders blow up accounts within 90 days✅ What systematic, backtested rules look like in practice✅ Why complex multi leg strategies often have negative expectancyThe conversation gets into hedging, bid ask spreads, expectancy math, backtesting insights, and even how emotional cycles like euphoria and denial trap most traders into buying at the top and panic selling at the bottom. You'll also hear a candid breakdown of strategies that seem smart but fail in real life, like iron condors with high win rates that still lead to massive losses. The honesty here is refreshing, especially compared to the hype driven content that floods the internet.This video also touches on the reality of watching successful traders online. Seeing someone win can trick you into taking more risk without understanding the downside. But when you have a real trading plan, you learn how to enter, exit, size your position, and respond to volatility instead of reacting emotionally. The message is simple: trading should be boring. If it feels exciting, you are probably doing something wrong.There is also a practical section showing how to use ATR, how to roll positions correctly, how to manage order blocks, and how to avoid adding unnecessary risk. These are the small details that separate consistent traders from the crowd that keeps blowing up accounts.If you want a smarter, more disciplined way to approach options trading, this walkthrough is going to help you see exactly where most people go wrong and how you can avoid the same traps.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

In this episode of the Real Estate Pros Podcast, host Kristen interviews veteran real estate investor Jamaal Richard, who shares his journey from being a novice landlord to a successful acquisitions expert. Jamaal discusses the importance of learning from mistakes, the value of networking and mentorship, and how adaptability in strategy is crucial in the ever-changing real estate market. He emphasizes the need to trust oneself and to forgive losses as part of the learning process. The conversation wraps up with practical advice for aspiring investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What you'll learn in this episode: ● The difference between short-term and long-term rental markets● Why vacation-driven markets with limited hotels are the best investment● How to choose markets that maximize cash flow● The #1 mistake investors make when buying their first Airbnb● Why Avery avoids “emerging markets” everyone is hyping online● How to scale a short-term rental business efficiently (even with a full-time job)● How to out-host the competition and treat rentals like a real business● How regulations impact profitability—and how to choose markets that protect you● Avery's journey from one rental to a 250+ property empire To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan RochonTeach to Sell Preorder: Teach to Sell: Why Top Performers Never Sell – And What They Do Instead

Worried about what could go wrong in real estate investing? In this episode, Kris Krohn reveals the proven strategies that protect investors from losses while maximizing long-term returns. You'll learn how to avoid common pitfalls, choose the right properties, and structure deals that reduce risk. If you want to build wealth confidently and safely through real estate, this episode gives you the blueprint.

Did Superman Lose Money At The Box Office?! | The Kristian Harloff Show On today's episode of The Kristian Harloff Show, we dive into the big question — did Superman actually lose money at the box office? A new report might finally clear up whether the first DC Studios movie under James Gunn and Peter Safran was a hit or a flop. We also cover the latest headlines in the world of movies and entertainment, including: George Miller says AI is here to stay and will change filmmaking forever. Stranger Things final season rumored to cost a massive $480 million. Warner Bros. renews Michael De Luca and Pamela Abdy after major box office success. John Lithgow spotted on set as Dumbledore. Ocean's 14 reportedly gearing up to film next year. Kristian breaks it all down with his signature insight and humor — don't miss this episode of The Kristian Harloff Show! SPONSORS: FACTOR: Eat smart at https://www.FactorMeals.com/kristian5... and use code kristian50off to get 50% off your first box, plus Free Breakfast for 1 Year. Get delicious, ready-to-eat meals delivered—with Factor. *Offer only valid for new Factor customers with code and qualifying auto-renewing subscription purchase. BRUNT: Get $10 Off at BRUNT with code KRISTIAN at https://www.bruntworkwear.com/KRISTIAN #Bruntpod  RAYCON: Go to https://www.BUYRAYCON.com/KRISTIAN to get 20% off the Everyday Earbuds Classic.