The Educated HomeBuyer

Redfin's headlines about a collapsing housing market are grabbing attention, but the full story is more nuanced. Jeb and Josh break down what the data really shows and explain why it doesn't signal a crash in most markets. They walk through local trends, pricing behavior, and smart strategies for today's buyers. Watch to understand how to navigate a confusing market with confidence..Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage rates are expected to drop, but not as quickly as many hope. Fannie Mae projects 30-year rates will fall to 6.1% by the end of 2025 and 5.8% in 2026, while others warn a market correction may be coming. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2025 housing marketStart your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Fannie Mae's latest mortgage forecast suggests a potential shift, forecasting lower rates for 2025 and 2026. This adjustment, though modest, could lead to a major refi boom, according to experts. Stay informed on how mortgage rates and the housing market are evolving to make the best financial decisions for your future and consider if you should refinance now or wait.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Will the Housing Market become more affordable with higher interest rates or will house prices continue to rise? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices climb or will we see the Housing Market slow down as housing affordability remains a problem? Will it be easier as a first time home buyer? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2025 housing market.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Curious about how Trump's 2025 budget could impact the housing market? In this video, we break down how proposed policies might affect your ability to buy or own a home, from potential tax cuts and deregulation to changes in mortgage rates and housing demand. Forget the headlines—this is a practical analysis of what it all means for your path to homeownership..Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Home-price appreciation is still rising in 2025, though the pace is starting to cool. The S&P CoreLogic Case-Shiller Index shows a 3.37% annual increase in March, with Midwest and Northeast cities leading gains. Rising inventory is giving buyers more leverage, but recent tariff-driven rate hikes may slow momentum. In this live, we break down what's happening in the housing market to make you a better first time home buyer or seller.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

You can earn $200K a year and still be denied for a mortgage, that's the harsh reality for self-employed borrowers. This episode unpacks why lenders don't care what you make, only what you can prove, and how your tax return is the real deciding factor. Josh Lewis breaks down exactly what underwriters look for and why having the right loan officer makes all the difference.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage Rates have been climbing since March even in the face of better than expected inflation. Will will we see mortgage rates decline? How long can this continue? In this live, we break down what's happening in the housing market to make you a better first time home buyer or seller.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Most people think real estate is about timing, but the real win is staying in the game. Over the last 30 years, homeowners have survived crashes, inflation, and uncertainty while building massive equity. In this episode, Jeb and Josh break down why a 30-year mindset beats market timing every time. Learn how fixing your housing cost today can lead to long-term financial freedom.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Foreclosures are rising—and one loan type just hit its highest rate since 2019. The national mortgage delinquency rate climbed to 4.04% in Q1 2025, and while overall foreclosure rates remain below historical norms, VA loans saw a surge. In this live, we break down what's happening with mortgage delinquencies, the economy, The FED, inflation, mortgage rates, inventory and demand to help you determine whether you should buy now or wait.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Buying your first home is easy when you understand what the process looks like. In this episode, we go through the entire home buying process from A to Z for first time home buyers. If you are a first time home buyer, watch this before you buy!Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The FED Just left the Federal Funds rate unchanged signaling that mortgage rates will likely stay higher for longer. The Federal Reserve sees uncertainty withinflation and employment leading them to due exactly as the market was expecting, nothing. In this live, we break down what's happening with the economy, The FED, inflation, mortgage rates, inventory and demand to help you determine whether you should buy now or wait.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage rates are reacting more volatile than ever before, creating an environment full of uncertainty. In this video, we break down what's driving rate volatility and why even positive news can push rates higher fast. With Fannie Mae projecting a gradual decline, the reality is that short-term rate moves remain unpredictable. If you're in the market, understanding this landscape is critical to making the right decision.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The Housing Market is FINALLY Moving In Favor of Buyers But Is Now The Right Time To Buy? In this live, we break down what's happening with the economy, The FED, inflation, mortgage rates, inventory and demand to help you determine whether you should buy now or wait.✅ Ready to take the next step?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Home prices, interest rates, and affordability are colliding in 2025 and the housing market's shifting fast. In this episode, we break down how mortgage rates are impacting supply, demand, competition, and long-term wealth-building. We show you why affordability isn't just about monthly payments, and how smart buyers are navigating today's uncertainty.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Home prices are now projected to decline nationally, with Zillow forecasting a drop in house prices through March 2026. Inventory is climbing, buyer options are growing, and sellers are losing some of their leverage. While mortgage rates remain volatile, this shift could create opportunity for buyers who are prepared. In this live, we break down what's driving mortgage rates higher and what you should expect moving forward as a buyer or seller in 2025 so that you can become The Educated HomeBuyer.✅ Ready to take the next step?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

FHA loans offer low down payments and flexible credit requirements, BUT most buyers don't understand how they really work. In this episode, we break down the facts, from qualification myths to hidden costs like mortgage insurance and lender overlays. You'll learn how FHA compares to conventional loans, when it makes sense to use, and the surprising truths most lenders won't tell you.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage interest rates just hit the highest levels we've seen in months while inventory continues to grow. Is this the new normal or just a temporary blip on the radar? Should you buy now or wait? In this live, we break down what's driving mortgage rates higher and what you should expect moving forward as a buyer or seller in 2025 so that you can become The Educated HomeBuyer. ✅ Ready to take the next step?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Tariffs are back and they're shaking up the housing market fast. In this episode, we break down how rising mortgage rate volatility is impacting buyers, sellers, and affordability. If you're in the market or just watching from the sidelines, here's what you need to know now before things shift again.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage interest rates just saw one of the biggest single-day jumps since 2022—up nearly 0.30% in just 24 hours. In this video, we break down what caused the spike, why volatility like this matters, and what it could mean for homebuyers and the housing market moving forward. ✅ Ready to take the next step?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage rates are high, affordability feels impossible, and many buyers are frozen by fear and misinformation. In this episode, Jeb and Josh break down what's really holding people back from buying even when they're financially ready. We dig into buyer psychology, survey data, and why waiting for a “perfect” rate like 5.5% might actually cost you more in the long run. If you're serious about buying a home in 2024, this is the clarity you need to move forward with confidence.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Delinquency rates are rising but is it time to panic? In this video, we break down the real story behind recent headlines and viral posts claiming homeowners are in trouble. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions LIVE!Article related to this post - https://www.housingwire.com/articles/no-homeowner-delinquency-rates-arent-elevated/ ✅ Ready to take the next step?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

A recession changes the game for first-time homebuyers, and not always in the way you'd expect. As the economy slows, we're seeing early signs of softening interest rates, flattening home prices, and tighter lending standards. While that can open doors for some buyers, it could slam them shut for others.In this episode, Jeb and Josh break down what a potential recession means for affordability, job security, consumer confidence, and loan qualifications. They dive deep into how economic shifts impact both opportunity and risk, so you can prepare now and make smart moves when the time is right. ✅ Ready to take the next step?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Housing supply is up 30% from last year, with 30% of that inventory located in Florida and Texas. So if you're located in Maine, do you really care what the housing market is doing in Florida? In this episode, we discuss what's currently happening in the 2025 housing market while answering your mortgage and real estate questions LIVE! ✅ Ready to take the next step?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage rates are stuck, affordability is brutal, and the market is being pulled in every direction by economic uncertainty. With recession fears, Fed inaction, and global trade tensions—especially tariffs—heating up, volatility is the name of the game. This episode breaks down what's really driving mortgage rates, why they're likely to stay high longer than expected, and how tariffs could be the tipping point that reshapes buyer behavior.===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

Inventory is up 29% causing 34% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions LIVE!===========================================✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch

I refinanced my loan twice last year without paying a dime out of pocket. If you've been wondering how to lower your interest rate without upfront costs or adding to your loan balance, this is the video you need. Josh and I break down the power of lender credits, explaining how you can leverage them to avoid hefty closing costs and keep more cash in your pocket. Don't miss out on these valuable insights that could save you thousands! ===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

The income needed to purchase a typical U.S. home has skyrocketed by 79% in just five years, rising from $51,646 in January 2020 to $92,538 in January 2025. This rapid increase is driven by soaring home prices and higher mortgage rates, while average weekly earnings have only grown by 25% and inflation by 23% during the same period. The housing market's affordability crisis has led to constrained home sales, with many homeowners unable or unwilling to trade their lower mortgage rates for today's costs.===========================================✅ - Ready to find the right loan? Start your stress-free journey today: theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch

Foreclosures are rising, but the media isn't telling you the full story. The housing market is shifting, but this is not 2008 all over again. Homeowners have equity, lending standards are tighter, and inventory remains low. Watch now to get the real data, the expert analysis, and what this means for homebuyers and sellers in 2025.===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

The fear of a slowing economy has the bond hitting the lowest levels we've seen in months with interest rates following right behind. Could we see 5% mortgage rates again? In this episode we dive into the current housing market while updating you on the economy and mortgage rates to help you stay infored as a buyer or seller in this real estate market.===========================================✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch

Mortgage interest rates are dropping fast, and the market is shifting. The 10-year yield just fell from 4.80% to 4.28%, signaling major changes ahead. Economic slowdown fears, stock market declines, and consumer pessimism are shaping what happens as we move forward in the 2025 housing market.===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

Mortgage rates are dropping fast, but the window to lock in lower rates could slam shut at any moment. Over the past four business days, we've seen a rare and rapid decline—one that typically takes weeks to unfold. If you're waiting for rates to fall even further, you might be making a costly mistake. This pace of improvement isn't normal, and if the momentum shifts, rates could snap back just as quickly. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE.===========================================✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch

The rent vs own debate is more intense than ever, with home prices high and affordability stretched thin. In this episode, we cut through the noise and break down the real numbers, the hidden costs, and the financial arguments most people overlook. Renting isn't always throwing money away, and owning isn't always the golden ticket but there is a smarter way to make the decision. If you're wondering which path is best for you, watch until the end this could be one of the most important financial choices you ever make!===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

Will the housing market collapse as housing inventory rises? Social media is buzzing with claims of skyrocketing inventory, but is it real or just hype? Before you believe the doomsday predictions, let's break down the actual data. We'll dive into inventory levels, new listings, price cuts, and the impact of job cuts along with what it all means for buyers and sellers in 2025. Stay ahead of the market with the facts!===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

Do NOT Buy A House until you can confidently answer these 5 questions. Are you a first time home buyer wondering what is important when deciding to buy a house? What questions should be be asking? In this video, we discuss the 5 Questions You Must Ask Before Buying in This Housing Market===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

Mortgage rates have peaked, and while volatility remains, we're seeing clear signs of stabilization. Improved mortgage spreads in 2024 and 2025 are helping to prevent rates from climbing as high as they did in 2023, when spreads widened dramatically due to economic uncertainty​. With the 10-year yield fluctuating but mortgage spreads tightening, rates are expected to range between 5.75% and 7.25% this year, signaling a more controlled lending environment​. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE===========================================✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start➡️Let Us Contact You When Rates Move Lower -http://www.theeducatedhomebuyer.com/ratewatch

Trump is making headlines by demanding lower mortgage rates, but will it actually happen? In this video, we break down what he said, how much influence he really has over interest rates, and what it means for homebuyers in 2024. The Federal Reserve controls rates based on inflation and economic data, not political pressure, but market psychology plays a role. Whether rates drop or not, waiting to buy a home could backfire—here's what you need to know to make a smart move.===========================================✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

The 25% tariffs on Canadian and Mexican imports are a disaster for housing affordability. With homebuilders already struggling with rising costs, these tariffs will drive up prices even more, making it harder for Americans to afford a home. Instead of fixing the housing crisis, these policies will increase costs for buyers, slow down construction, and worsen the nationwide housing shortage =========================================== ✅ Ready to find the right loan? Start your stress-free journey today: - https://www.theeducatedhomebuyer.com/start ➡️Let Us Contact You When Rates Move Lower - http://www.theeducatedhomebuyer.com/ratewatch

Trump's new housing policies are set to shake up the market in a major way. His executive orders aim to cut regulations, lower housing costs, and increase supply, but the impact may not be as straightforward as it seems. While builders and developers are cheering, potential labor shortages, economic volatility, and uncertain implementation could mean these policies Will Have A HUGE Impact On The Housing Market =========================================== ✅ Ready to find the right loan? Start your stress-free journey today: http://www.theeducatedhomebuyer.com/start ⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

President Donald Trump has publicly stated he will "demand" that the Federal Reserve lower interest rates immediately. President Trump's second-term housing priorities focus on reducing regulatory burdens, expanding housing supply, and combating inflation. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE. Article: https://www.cnbc.com/2025/01/23/president-donald-trump-says-hell-demand-that-interest-rates-drop-immediately.html =========================================== ✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive ✅ First Time Home Buyer Webinar - http://www.jebsmith.net/seminar ➡️Let Us Contact You When Rates Move Lower - http://www.theeducatedhomebuyer.com/ratewatch

Despite headlines about rising inventory, we're still far from pre-pandemic levels nationally, and regional disparities paint an uneven picture. Factors like insurance market instability, migration shifts, and pandemic pricing corrections are reshaping opportunities. In this video, we discuss the 2025 housing market trends and insights shaping the housing market today and what they mean for buyers and sellers in 2025. Should you buy now or wait? =========================================== ✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert ⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

Regulatory requirements currently add 25% to new home costs, but Trump plans to cut red tape and reverse $50,000 in household costs attributed to previous administration policies. President Trump's second-term housing priorities focus on reducing regulatory burdens, expanding housing supply, and combating inflation. His executive order aims to lower construction costs, eliminate unnecessary regulations, and restore purchasing power for American families. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE. Article: https://www.housingwire.com/articles/trumps-executive-orders-and-the-policies-that-could-affect-housing/ https://www.whitehouse.gov/presidential-actions/2025/01/delivering-emergency-price-relief-for-american-families-and-defeating-the-cost-of-living-crisis/ =========================================== ✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive ✅ First Time Home Buyer Webinar - http://www.jebsmith.net/seminar ➡️Let Us Contact You When Rates Move Lower - http://www.theeducatedhomebuyer.com/ratewatch

Do NOT lock your interest rate before asking your lender these 5 questions. Are you a first time home buyer wondering about the process of locking your mortgage rate when buying a house? What questions should be be asking? In this video, we discuss the 5 Questions You Must Ask Your Lender Before Locking Your Interest Rate =========================================== ✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert ⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

The future of the housing market largely depends on the direction of mortgage rates which are hitting the highest levels we've seen in nearly a year. How will this impact house prices? In this episode, we will discuss what's impacting the current housing market while answering your mortgage and real estate questions LIVE. =========================================== ✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive ➡️Let Us Contact You When Rates Move Lower - http://www.theeducatedhomebuyer.com/ratewatch

The future of the housing market largely depends on mortgage rates which at the moment seem to be getting worse. While the market is expecting lower rates in 2025, the reality is that rates are likely to keep going higher before they move lower. Today, we're breaking down exactly how rates will reshape housing in 2025 and what you need to do NOW to be ready. =========================================== ✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert ⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

There are 4 Challenges currently impacting housing affordability in a HUGE Way. In this episode, we will discuss how these challeges may influence the 2025 housing market while answering your mortgage and real estate questions LIVE. =========================================== ✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive ➡️Let Us Contact You When Rates Move Lower - http://www.theeducatedhomebuyer.com/ratewatch

Curious about how a potential The Federal Reserves Decisions could impact the housing market and mortgage rates? In this video, how FED Policies Will Have A HUGE Impact On The Housing Market =========================================== ✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert ⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

Will the Housing Market become more affordable in 2025? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices set record highs or will we see the Housing Market slow down as mortgage interest rates hover around 7%? Will it be easier as a first time home buyer? =========================================== ✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive ➡️Let Us Contact You When Rates Move Lower - http://www.theeducatedhomebuyer.com/ratewatch

The 2025 Housing Market Is About To SHIFT in a way that should be BETTER for home buyers with stable house prices and improved housing affordability. In this video, we discuss our 2025 housing market forecast to help you answer the question of Should you Buy Now or Wait? =========================================== ✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert ⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

Are you a first time home buyer wondering what you should focus on BEFORE buying a house? What questions should be be asking? In this video, we discuss the 5 Questions You MUST Answer Before Buying A Home. =========================================== ✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert ⏩ - Let us contact you as rates drop- http://www.theeducatedhomebuyer.com/ratewatch

The FED just cut rates by another .25% BUT it's likely to leave the housing market Unchanged. Mortgage rates tend to respond more to inflation trends and economic data rather than Fed rate changes. So what would cause a change in the housing market? Join us and let's discuss =========================================== ✅ - Connect Directly With Our Team - https://workwithourteam.net/WeeklyLive ➡️Let Us Contact You When Rates Move Lower - http://www.theeducatedhomebuyer.com/ratewatch