The Educated HomeBuyer

Waiting to buy a home could be costing you more than you think. While most buyers focus on mortgage rates, home prices, and monthly payments, very few stop to consider the true financial cost of waiting—and in many cases, it's significant.In this episode of The Educated Homebuyer, we break down the real math behind the “buy now vs wait” decision. From steady home price appreciation to competitive market dynamics, even modest increases in value can add up to thousands of dollars over time. And while many buyers are holding out for lower interest rates, the reality is you don't control both price and rate at the same time.If you're a first-time homebuyer or planning to purchase in today's housing market, this episode will help you better understand affordability, timing, and how to make a confident decision based on your personal situation—not headlines.In this episode, we cover: The hidden cost of waiting to buy a home How home price appreciation impacts your buying power Why timing the market is nearly impossible The relationship between mortgage rates and home prices How to decide if now is the right time for you to buyWhether you're debating buying your first home or making your next move, this episode gives you the clarity you need to move forward with confidence.✅ Ready to become a homeowner? Start your stress-free journey today:theeducatedhomebuyer.com/start

The FED just sent a warning that most people are completely missing and it could have a direct impact on the housing market. With inflation not cooling as fast as expected, rates staying higher for longer, and uncertainty rising from global events, the path forward just got a lot more complicated for homebuyers. In this video, we break down exactly what the FED said, what it really means for mortgage rates, and whether you should be buying now or waiting as the housing market shifts.Start your stress-free loan journey todayFREE Home Buying WorkshopJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

If you're thinking about buying a home and want to learn the smartest way to get started, visit https://www.theeducatedhomebuyer.com/start.Mortgage rates might not fall anytime soon — and oil prices could be the reason why.In this episode of The Educated Homebuyer, Jeb Smith and Josh Lewis break down the surprising connection between oil prices, inflation, and mortgage rates. While many buyers focus on the Federal Reserve, global energy markets may actually play a bigger role in where interest rates go next.With rising tensions in the Middle East pushing oil prices higher, the ripple effects could impact inflation expectations and keep mortgage rates elevated longer than many buyers expect.In this episode, we discuss:Why oil prices can influence mortgage ratesHow global conflicts affect inflation and financial marketsThe connection between energy prices and interest ratesWhy uncertainty in global markets can keep rates higherWhat homebuyers should actually be watching right nowIf you're waiting for mortgage rates to drop before buying a home, understanding these macro forces can help you make smarter decisions instead of reacting to headlines.Thinking about buying soon?Start here → https://www.theeducatedhomebuyer.com/startSubscribe to The Educated Homebuyer for weekly insights on buying right, borrowing smart, and building long-term wealth through real estate.

Mortgage interest rates are moving higher due to uncertainy in the Middle East and how it will impact oil prices and inflation going forward. In this LIVE episode, we're breaking down what's really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeowners heading into 2026 so you can make smart decisions and become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Is the housing market finally starting to improve? In this episode of The Educated Homebuyer, Jeb Smith and mortgage expert Josh Lewis break down Zillow's latest housing market forecast and what it means for home prices, affordability, and mortgage rates heading into 2026.Recent data suggests that housing affordability has improved, with the average buyer potentially able to afford about $30,000 more home compared to this time last year. But what's actually driving that shift? Is it falling mortgage rates, slowing home price growth, rising incomes, or something else entirely? In this episode, we dive into the three key factors that impact affordability: interest rates, home prices, and wages, and explain how each one could shape the housing market over the next 12 months.We also discuss Zillow's projection for home price growth, why housing market forecasts can change quickly, and what homebuyers and homeowners should really be paying attention to as the market evolves. If you're wondering whether now is the right time to buy a home, wait for lower mortgage rates, or prepare for a changing real estate market, this episode will help you cut through the headlines and focus on what matters most.Whether you're a first-time homebuyer, repeat buyer, homeowner, or real estate investor, this episode offers practical insight into where the housing market may be headed and how to make smarter decisions in today's environment.If you're thinking about buying a home and want to learn the smartest way to get started, visit www.theeducatedhomebuyer.com/start.Topics covered in this episode: Zillow's latest housing market predictions Why housing affordability may be improving Mortgage rate trends and what could happen next Home price forecasts for the next 12 months The three factors that drive housing affordability Should you buy a home now or wait for better conditions?The Educated Homebuyer Podcast is designed to help you buy right, borrow smart, and build wealth through real estate with expert insights on mortgages, housing trends, and smart homebuying strategies.

Housing affordability may finally be improving in 2026 — but what does that actually mean for homebuyers?In this episode of The Educated HomeBuyer, Jeb Smith and mortgage expert Josh break down new data suggesting that affordability is beginning to improve thanks to lower mortgage rates and rising incomes. They discuss what Zillow's latest analysis means for buyers, whether the improvement is meaningful in today's market, and what buyers should be watching as we move further into the year.If you're thinking about buying a home, this conversation will help you understand how affordability works, how mortgage rates impact your buying power, and why small shifts in rates can make a bigger difference than most people realize.Topics covered in this episode:Why housing affordability may improve in 2026How mortgage rates impact buying powerWhat Zillow's housing forecast means for buyersWhy more homes may be entering buyers' budgetsWhat to watch heading into the spring housing marketIf you're planning to buy a home and want expert guidance on the process, our team can help you build a strategy before you start shopping.Start here:www.theeducatedhomebuyer.com/startThe Educated HomeBuyer podcast focuses on helping buyers make smarter decisions when purchasing a home by understanding mortgages, market trends, and the strategies that experienced professionals use every day.

Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How do you know when is the right time? In this episode, we discuss the current mortgage interest rate environment and when it makes sense to refinance your mortage.Ready To Refinance? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage rates dropped sharply last week but will the trend continue? In this LIVE episode, we're breaking down what's really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeowners heading into 2026 so you can make smart decisions and become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

If you're self-employed and your tax returns show far less income than you actually make, you've probably been told you don't qualify for a mortgage. In this episode, we break down exactly how bank statement loans work, how lenders calculate income, what they cost, and when they actually make sense.Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The Federal Reserve Minutes just released confirmed a divided Fed indicating that further interest rate cuts should be paused for now. Does this mean interest rates won't go down? Could they possibly reverse course? In this LIVE episode, we're breaking down what's really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeowners heading into 2026 so you can make smart decisions and become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

If you can't confidently answer yes to these five checkpoints, you're not ready to buy a home. In this episode, we break down the hard truths about knowing your numbers, avoiding house-poor mistakes, and why draining your savings is a red flag, not a badge of honor . Homeownership is powerful, but only when your income, budget, and reserves align with reality. Get this wrong and the stress will outweigh the dream. Get it right and you set yourself up to build wealth the smart way.Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

If you're waiting for mortgage rates to calm down before making a move, you might be waiting longer than you think. Rates remain volatile as mixed economic signals continue to roll in, with inflation cooling but employment surprising to the upside and unemployment ticking down to 4.3%, leaving many wondering whether mortgage rates can actually move lower from here. In this LIVE episode, we're breaking down what's really driving mortgage rates, how the latest inflation and jobs data impact the housing market, and what it all means for buyers and homeowners heading into 2026 so you can make smart decisions and become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The next 60 days will significantly impact the 2026 housing market, as the period of January through March generally dictates the trajectory for interest rates, buyer confidence, and seller behavior. By late March, it will be clear whether 2026 will be a buyer's market, a seller's market, or a stagnant market. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

62% of home buyers last year purchased at discount to original listing price, highest proportion since 2019. Will this trend continue into the 2026 housing market? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

President TRUMP just elected a new FED chair, and many buyers are wondering what that actually means for mortgage rates. In this episode, we explain why the appointment of Kevin Warsh may not lead to the lower interest rates many people expect. We break down what the Federal Reserve can and cannot control, how Fed policy impacts mortgage rates, and what this means for today's housing market. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

More than 40,000 signed home purchase agreements were canceled in December, representing 16.3% of all homes that went under contract, according to Redfin. Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The housing market in 2026 is shaping up to be the most normal market buyers and sellers have seen in years. In this video, we break down how rising inventory and cautiously returning demand are stabilizing the housing market after a period of extreme volatility. We explain how interest rates, supply trends, and buyer behavior are influencing current conditions. The discussion also highlights why the housing market will look very different depending on where you live. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage Applications jumped 16% as home buyers come back to the market. At the same time, mortgage rates are sitting near 3 year lows causing pending sales to hit multi-year highs. This is setting up to be the most balanced housing market we've seen in years. In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer. Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Buying a home isn't one big payment—it's a series of cash moments that catch people off guard and create unnecessary stress. In this episode, Jeb and Josh break down exactly how much cash you really need beyond the down payment, what each cost is for, and when the money is actually due. From earnest money to inspections to closing, this walkthrough replaces uncertainty with clarity so you can move through the process with confidence. If you want fewer surprises and more control when buying a home, this is required listening. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

President Trump just made some bold calls that will have a huge impact on the 2026 housing market. In this episode, we break down how Trump's potential housing policies could impact mortgage rates, affordability, and buyer behavior heading into 2026. We separate real levers of power from political noise, so you know what actually matters if you're planning to buy or sell. If you want clarity instead of clickbait headlines, this is a must-watch. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Will the Housing Market become more affordable in 2026? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices move lower or will we see the Housing Market go higher as mortgage interest rates decline? Will it be easier as a first time home buyer? Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The housing market is largely dependent on mortgage rates and 2026 is going to be the year that interest rates finally shift. In this episode we discuss our 2026 mortgage interest rate forecast while also discussing where we were right and wrong with our 2025 forecast. If you're planning on buying a home in 2026 then you don't want to miss this one. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The housing market of 2026 is poised for significant changes, and we're providing our 2026 predictions to help you navigate it. We'll cover everything from home sales and home inventory to buyer demand and mortgage lenders, ensuring you're informed. This episode aims to equip potential homebuyers with strategy, considering the broader economy 2026 and current housing market trends, so you can plan your home buying journey effectively. Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Fed Chair Powell just sent one of the clearest signals yet about where interest rates are headed and it could reshape mortgage rates in the 2026 housing market. In this episode, we break down the latest Fed policy, the dot plot, and why the market may be seeing something very different than the Fed itself. We'll explain what “neutral rates” really mean, how inflation and employment factor in, and what this all signals for homebuyers and homeowners over the next 12–24 months. If you're planning to buy, refinance, or wait, this is a conversation you can't afford to miss. Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The housing market shift everyone's been talking about may already be behind us. Inventory is still rising, but the pace is slowing fast, and that changes the entire conversation for buyers and sellers. Tonight we break down what slowing inventory growth actually means, why some markets are stabilizing, and what to watch next as we head into 2026. Join us live to talk strategy, not headlines, and how this shift impacts your next move.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Buying a home in this market feels impossible for many people, but the real stories in this episode prove that buyers are still winning every single day. We walk through the exact hurdles real clients faced and how they overcame appraisal issues, tough negotiations, timing challenges, and rising rates. If you're feeling stuck, overwhelmed, or unsure whether you can buy right now, this episode will show you what's actually happening in the real world. Watch the full breakdown and learn how to put yourself in the best position to succeed. Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The Federal Reserve Cut Rates by .25 while also stating that the housing market faces significant challenges that they don't have the tools to fix. Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Buying a home with a small down payment is possible, but choosing the wrong loan could cost you thousands. In this video we break down the real differences between FHA, 3 percent down conventional, USDA, and VA loans so you know exactly which fits your financial situation. You will learn the credit rules, automated approval pitfalls, debt to income limits, and how lenders actually evaluate your file. Watch to the end so you can choose the minimum down program that sets you up for long term success. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The bigger the local boom, the greater the potential for a local bust. The biggest home price declines are hitting the housing markets that saw the biggest price gains during the pandemic. In this video, we discuss the latest market data on these markets while answering your mortgage and real estate questions LIVE. Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Most first time home buyers fail because they start the process the WRONG way. In this video, we show you how to actually buy a home in 2026 without falling into common traps like emotional offers, bad timing, or guesswork. Whether you're a first-time buyer or just want a better process, you'll learn the exact step-by-step plan to purchase with clarity, confidence, and zero regrets. Watch now to take control of your home buying journey the right way. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Think mortgage rates are about to drop? Not so fast. The Fed just sent a clear message that has big implications for anyone planning to buy a home in 2026. In this episode, we cut through the noise and break down exactly what the Fed is signaling and how it impacts your strategy. If you're preparing to buy, this is the episode that will help you move forward with confidence. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Redfin just reported "It's the Strongest Buyer's Market in Records Dating Back Over a Decade" with the number of homebuyers in the market at it's lowest level. Is this the right time to buy or should you wait? Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Trump just floated the idea of a 50-year mortgage. Is it the future of affordability or a financial trap disguised as a solution? In this episode, we break down who it helps, who it hurts, and what it really means for buyers. If you're in the market or just watching it closely, you need to hear this. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

President Trump proposed 50-year mortgages to improve housing affordability by lowering monthly payments. Is this a good idea for home buyers or a disaster waiting? Should you buy now or wait for the 50 year mortgage?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Markets thought mortgage rates were heading down — then Powell stepped in and slammed the brakes. No December rate cut (yet), stocks slid, and mortgage rates jumped. But the Fed also made a stealth move that could shape housing in 2026, and nobody's talking about it. In this episode, we unpack what the Fed really said, why it matters more than the headlines, and what smart buyers should be doing right now. FREE Online Workshop - Your Guide to Buying A Home In 2026Ready To Become A Homeowner? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Most homebuyers overlook the real cost of ownership. While your mortgage stays fixed, property taxes, insurance, and utilities are all surging and they're hitting harder than ever which is having a HUGE Impact on Housing Affordability. This episode breaks down the three biggest affordability shocks catching buyers off guard and explains how to get ahead of them.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Zillow just updated their 12 month forecast predicting home prices will likely rise between September of 2025 and September of 2026. While it's no longer negative, it's not exactly bullish either. Should you buy now or wait?Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage rates are finally trending lower but the experts aren't all aligned. In this episode, Jeb Smith and Josh Lewis break down the latest data, forecasts, and why inflation, tariffs, and Fed policy could push rates into the high 5s before year-end. Whether you're refinancing or buying your first home, this conversation reveals what to expect next and how to prepare.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

If you're planning to buy a home in 2026, waiting until spring will cost you. This episode is a step-by-step breakdown of what a real strategic pre-approval looks like and why most buyers blow it before they even start. Learn how to build confidence, win offers, and avoid working with amateurs who tank your deal.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

You've done everything right.......saved, budgeted, got pre-approved and now the government shuts down. So what does that mean for your home purchase? In this episode, we break down the real impacts of the government shutdown on the housing market, from delayed USDA loans and flood insurance hiccups to IRS transcript issues.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

We are seeing clear signs of softening as 15 states are now above pre-pandemic inventory levels. While manyregions are still tight, areas that overheated during the pandemic are seeing clear signs of softening. n this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer. Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Everyone thinks mortgage rates are the only factor that control home prices but the truth is way more complicated. In this episode, we dig into 25 years of real housing data to uncover when rates really moved the market… and when they didn't. We also break down the emotional side of buying, the myth of affordability, and how today's 6%–7% rates are reshaping buyer demand. If you're thinking of buying, selling, or just want to understand what's really happening, this is the episode to watch.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

KB Home admits it may have gone too far with home price cuts in Florida—and now the housing market is showing signs of stabilizing. In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.Article: https://www.resiclubanalytics.com/p/kb-home-cut-florida-home-prices-this-year-now-it-s-seeing-signs-of-housing-market-stabilization Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The Fed just cut rates, but mortgage interest rates went up. In this episode, we break down the tug of war inside the Fed, exposing why mortgage rates remain stubbornly high despite market expectations. Inflation, outdated employment data, and political uncertainty are clouding every decision, and the outcome could keep rates in the 6s or worse for longer than anyone hoped. Watch to get the full breakdown and plan your next move before the housing market shifts again.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Interest Rates jumped after sitting at 3 year lows. Where are interest rates going from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer. Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

What happens if mortgage rates drop after you've already locked yours in? In this episode, we break down rate lock float downs, explain how they work, and walk through when you might be able to renegotiate for a better rate. We also cover what lenders typically allow, the costs involved, and why timing matters. If you're buying or refinancing, this is a must-watch to help you borrow smart and stay informed. Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage Interest Rates Sit Near 3 Year Lows as the Federal Reserve Cuts Rates! Where are interest rates headed from here? Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

The White House is considering declaring a national housing emergency but will it actually make homes more affordable? In this episode, Jeb Smith and Josh Lewis break down what emergency powers could realistically change, the political theater behind it, and which proposals (like expanding capital gains exemptions or auctioning federal land) could truly impact housing supply. If you're a homebuyer feeling stuck, this episode cuts through the noise. Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage demand jumps to the highest level in three years, as interest rates drop sharply. Should you buy now or wait for lower mortgage interest rates? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer..Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

President Donald Trump is making moves to reshape the Federal Reserve—and it could mean big changes for mortgage rates. In this episode, we break down how Trump's potential Fed nominees could influence rate cuts, what it means for the housing market, and how it might actually backfire for homebuyers. Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Mortgage rates have dipped recently, but don't expect that trend to continue in 2025. Fannie Mae now projects rates will end the year around 6.5%—barely changed from today. Despite media hype, experts say a real plunge isn't coming anytime soon. In this LIVE episode we will discuss Fannie Mae's Mortgage Interest Rate Forecast while updating you on mortgage rates and the economy to help you in today's housing market.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us