Podcasts about Moody

Moody and Groo are back in the family business—talking Tulsa King Season 3. Was it a hit, a miss, or just a bad cannoli? We're breaking down Stallone's underworld empire, the finale that split the fans, and the rumors swirling about Season 4. This episode's chaos includes: Could Dwight's crew stab him in the back? Samuel L. Jackson as NOLA King? John Cena taps out for good Howard Stern signs on for 3 more years (because why not?) Scrubs comeback—does anyone care? Billy Joel's Carnegie Hall tribute… meh NFL on Netflix: disaster incoming Jake Paul vs. Anthony Joshua—seriously? Groo's sitcom rabbit hole & Moody's Novocain adventure Next up: Our Nothing Worthwhile New Year's Resolutions—what we want in wrestling, music, TV, and film for 2026. Rip 'Em!

Gregg Quiggle, author of BREAD AND BIBLES, talks with Wayne Shepherd about 19th century evangelist D.L. Moody and his focus on not only evangelism but social action as well.  (click for more...)  Website:  www.moodypublishers.com/bread-and-biblesDr. Greg Quiggle joins First Person to discuss his book Bread and Bibles, which reframes the legacy of D. L. Moody as a figure who integrated evangelism with extensive social action. Drawing from letters, biographies, and contemporary records, Quiggle explains that Moody not only preached the gospel but also addressed poverty through job placement, education, aid to the poor, Civil War relief work, and ministries for children, orphans, and the urban disadvantaged. While acknowledging Moody's moral failures—particularly his compromises on racial segregation and silence on lynching—Quiggle presents a balanced portrait of a deeply influential yet imperfect Christian leader whose life challenges today's polarized debates by demonstrating that faith-driven evangelism and social responsibility need not be opposed but can, and should, work together.                                            NEXT WEEK:  Phil ReaserSend your support for FIRST PERSON to the Far East Broadcasting Company:FEBC National Processing Center Far East Broadcasting CompanyP.O. Box 6020 Albert Lea, MN 56007Please mention FIRST PERSON when you give. Thank you!

"The Moodys" is a holiday-themed sitcom that premiered on Fox in 2019. It was adapted from the Australian series "A Moody Christmas". The show centers on the wildly dysfunctional Moody family as they gather for Christmas. The series leans hard into awkward silences & brutal honesty. The show is full of the kind of family arguments that feel a little too real. Critics appreciated The Moody's dry tone and Leary's perfectly calibrated cynicism. The Moodys lasted two seasons before Fox pulled the plug, leaving it as one of those modern network comedies that quietly came and went, but feels tailor-made for modern binge-watching during a stressful family visit. Now the boys sit down with the pilot to see if this holiday meltdown comedy delivers genuine laughs or just hits a little too close to home. Starring: Denis Leary, Elizabeth Perkins, Francois Arnaud, Chelsea Frei, Jay Baruchel, Josh Segarra, María Gabriela de Faría, & Gerry Dee www.S1E1POD.com Instagram & X (Twitter): @S1E1POD

The other Warriors young players and how they impact the game, Moody, Pat Spencer impact, The Warriors positions and trade possibilities, game preview for tomorrow and more!

HOUR 1: Draymond Green and Steve Kerr make amends, fading dynasty comments, Jeff Pearlman joins the show and talks sports Barry Bonds, Aiyuk and writing Tupac and more! HOUR 2: Steve Kerr and the Warriors, the legendary Chuck Walter joins and gives his perspective on the Warriors Dan also talks Draymond Green performance, Draymond arguing with refs and his antics and Shomari Block joins the show! HOUR 3: The other Warriors young players and how they impact the game, Moody, Pat Spencer impact, The Warriors positions and trade possibilities, game preview for tomorrow and more! HOUR 4: The 49ers performances, upcoming playoffs, the race in the NFC West, Brock Purdy performances, Shanahan coaching, the offense clicking together and executing and more!

Is the veil between life and the afterlife finally breaking down? What could that mean for the way we live our lives? In this jaw-dropping episode of Mayim Bialik's Breakdown, Dr. Raymond A. Moody Jr., MD, PhD—the world's leading authority on Near Death Experiences and author of the groundbreaking bestseller Life After Life—reveals the most mind-blowing NDE he has ever encountered in his 50 years of pioneering research. For decades, Dr. Moody watched NDEs go from “fringe pseudoscience” to a serious, respected field of study. In this episode, he explains exactly what changed, why he believes NDEs represent the crumbling veil between our current reality and the afterlife, and why believing these accounts has nothing to do with religion, and everything to do with evidence. Dr. Moody also breaks down: - His astonishing Psychomanteum Research, reviving the ancient ritual of mirror gazing to communicate with deceased loved ones - Why he feels “forced” to believe in an afterlife - His powerful message to hardcore skeptics - Why NDEs may be humanity's first measurable bridge to another dimension - The stunning phenomenon of Shared Death Experiences (including his own personal encounter!) - Why SDEs may offer irrefutable proof of the validity of NDEs - The spiritual exercise he uses to help skeptics open to afterlife evidence - Why we're on the verge of a breakthrough in the rational investigation of life after death - How skeptics & parapsychologists may actually be more aligned than they think Mayim and Jonathan also unpack the different categories of NDEs, why proving the science of the afterlife is so difficult, the eerie phenomenon of multiple people having parallel dreams at the same time, the impact of family constellation work on healing and ancestral patterns, and the profound power of unconscious belief and how it shapes our reality. If you've ever wondered whether consciousness survives death…this episode of MBB will challenge everything you think you know! Take your personal data back with Incogni! Use code MAYIM at the link below and get 60% off an annual plan: https://incogni.com/mayim Go to shopremi.com/BREAK and use code BREAK at checkout for 50% off. Learn more about Dr. Raymond Moody at https://www.lifeafterlife.com/ Subscribe on Substack for Ad-Free Episodes & Bonus Content: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bialikbreakdown.substack.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BialikBreakdown.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/mayimbialik⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe world is moving away from wind and solar, coal demand is up, China was never going along with the green new scam. Trump is moving carefully through the [CB] minefield economy. Gold is on the move. Trump is moving the country out of the old system. The [DS] try to get Trump with the Epstein hoax, now that the information dropped the people can now see what the [DS] was planning. Ship building is coming back to the US. Trump signs the NDAA that has additional protections for the election. Every step of the way Trump is countering the [DS] cheating system. Economy https://twitter.com/KobeissiLetter/status/2003156645388406992?s=20   consumption, or 4.95 billion tonnes. By comparison, US coal demand stands at 410 million tonnes, just ~5% of the world's total. Meanwhile, the IEA projects a gradual decline in demand over the next 5 years, to ~8.60 billion tonnes by 2030. However, past forecasts of peak coal demand have repeatedly proven wrong, as consumption continues to rise. Coal remains in high demand 23 US States Are At High Risk Of (Or In) Recession Currently  In 2025, states responsible for about a third of U.S. GDP are in recession, or face high recession risk. Another third are expanding, including Florida and Utah, based on payrolls, employment, and other key economic data. This graphic, via Visual Capitalist’s Dorothy Neufeld, shows recession risk by state in 2025, based on analysis from Mark Zandi, chief economist at Moody's Analytics. In Recession/High Risk Treading Water Expanding State/District Business Cycle Status Share of U.S. GDP (%) Georgia In Recession/High Risk 3.03 Montana In Recession/High Risk 0.25 Wyoming In Recession/High Risk 0.18 Michigan In Recession/High Risk 2.44 Massachusetts In Recession/High Risk 2.73 Mississippi In Recession/High Risk 0.53 Minnesota In Recession/High Risk 1.70 Kansas In Recession/High Risk 0.80 Rhode Island In Recession/High Risk 0.28 Delaware In Recession/High Risk 0.34 Washington In Recession/High Risk 3.02 Illinois In Recession/High Risk 3.85 West Virginia In Recession/High Risk 0.36 New Hampshire In Recession/High Risk 0.42 Maryland In Recession/High Risk 1.86 Virginia In Recession/High Risk 2.66 South Dakota In Recession/High Risk 0.25 Connecticut In Recession/High Risk 1.27 Oregon In Recession/High Risk 1.14 Iowa In Recession/High Risk 0.86 New Jersey In Recession/High Risk 2.93 Maine In Recession/High Risk 0.33 District of Columbia In Recession/High Risk 0.64 Missouri Treading Water 1.54 Ohio Treading Water 3.14 Hawaii Treading Water 0.39 Arkansas Treading Water 0.65 New Mexico Treading Water 0.49 Tennessee Treading Water 1.87 New York Treading Water 7.92 Vermont Treading Water 0.16 Alaska Treading Water 0.24 Colorado Treading Water 1.92 California Treading Water 14.50 Nevada Treading Water 0.86 South Carolina Expanding 1.18 Texas Expanding 9.41 Oklahoma Expanding 0.92 Idaho Expanding 0.43 Kentucky Expanding 0.99 Alabama Expanding 1.10 Indiana Expanding 1.81 Nebraska Expanding 0.63 North Carolina Expanding 2.86 Louisiana Expanding 1.11 Florida Expanding 5.78 North Dakota Expanding 0.26 Pennsylvania Expanding 3.54 Arizona Expanding 1.88 Wisconsin Expanding 1.53 Utah Expanding 1.02 Currently, many coastal, Northeastern states are facing some of the worst economic conditions. In Maine, for instance, year-over-year GDP growth is just 0.8% as of Q2 2025, compared to the U.S. average of 2.1%. Meanwhile, Washington, D.C.'s unemployment rate was 6.4% in July, significantly higher than the 4.6% U.S. average given sweeping federal cuts. According to Zandi's analysis, New York and California are “Treading Water”, together responsible for driving over 22% of U.S. GDP. In comparison, Texas, which fuels 9.4% of U.S. economic growth is expanding. Unemployment rates of 4.0% in July remain below the U.S. average. Additionally, the Texas economy is growing faster than the nation, while income growth rose 6.3% annually as of Q2 2025, outpacing the national average.   Source: zerohedge.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/unseen1_unseen/status/2003254895143461092?s=20   caused by falling home prices while increasing the affordability of homes. Home builders aren’t going to build more homes if they are losing money. Trump can’t force them to build homes. This is where thinking outside the box comes in play and things like the 50 year mortgage, interest rate cuts, lower down-payments, salt taxes etc get proposed. With deportations and the decline of the boomer generation from old age, supply will be increasing. Prices will come down. The trick is not to allow them to go into a free fall and keep demand high enough to soak up a great deal of that supply. Trump’s proposed $2,000 tariff rebate checks depend on Congress   President Donald Trump needs Congress to take action to make good on a proposal to send some Americans $2,000 tariff rebate checks next year. Director of the National Economic Council Kevin Hassett said the U.S. House and Senate will need to take up the matter. “I would expect that in the new year, the president will bring forth a proposal to Congress to make that happen,” Hassett said on “Face the Nation” on Sunday. Details about Trump’s tariff rebate proposal remain sparse. Trump has said he wants to issue the rebate checks and use the rest of the tariff revenue to pay down the nation’s $38 trillion debt, even as the U.S. Supreme Court has not yet determined whether he has the authority to impose tariffs. Source: thecentersquare.com US Industrial Production Rises At Strongest Annual Rate Since Apr 2022 Following the much-stronger-than-expected GDP print, US Industrial Production also surprised to the upside, rising 0.2% MoM in November and pulling the YoY change up to 2.52% – the strongest annual growth since April 2022… Source: zerohedge.com Trump Boom: U.S. Economy Grows 4.3%, Fastest in Two Years, Smashing Expectations The U.S. economy grew this summer at the fastest pace in two years, far outpacing economists' forecasts. The Commerce Department said U.S. gross domestic product—the government's official economic scorecard—rose at a seasonally and inflation-adjusted 4.3 percent annual rate in the third quarter. The report on the July through September period was delayed due to the shutdown. Consumer spending grew much faster than expected, expanding at a seasonally and inflation-adjusted annual rate of 3.5 percent. That's up from 2.5 percent in the second quarter and above the 2.7 percent expected. Source: breitbart.com    FULL steam ahead — “You haven't seen anything yet!” Thank you for your attention to this matter. MAKE AMERICA GREAT AGAIN! DONALD J. TRUMP PRESIDENT OF THE UNITED STATES OF AMERICA https://twitter.com/EricLDaugh/status/2003149733158588868?s=20 This list is just the table setting for the coming booming economy. Wait till Trump transforms the entire fiat world debt system. A Golden Age for the world approaches. https://twitter.com/KobeissiLetter/status/2003285919668011147?s=20    good news, the Market went up. Nowadays, when there is good news, the Market goes down, because everybody thinks that Interest Rates will be immediately lifted to take care of “potential” Inflation. That means that, essentially, we can never have a Great Market again, those Markets from the time when our Nation was building up, and becoming great. Strong Markets, even phenomenal Markets, don't cause Inflation, stupidity does! I want my new Fed Chairman to lower Interest Rates if the Market is doing well, not destroy the Market for no reason whatsoever. I want to have a Market the likes of which we haven't had in many decades, a Market that goes up on good news, and down on bad news, the way it should be, and the way it was. Inflation will take care of itself and, if it doesn't, we can always raise Rates at the appropriate time — But the appropriate time is not to kill Rallies, which could lift our Nation by 10, 15, and even 20 GDP points in a year — and maybe even more than that! A Nation can never be Economically GREAT if “eggheads” are allowed to do everything within their power to destroy the upward slope. We are going to be encouraging the Good Market to get better, rather than make it impossible for it to do so. We are going to see numbers that are far more natural, and far better, than they have ever been before. We are going to, MAKE AMERICA GREAT AGAIN! The United States should be rewarded for SUCCESS, not brought down by it. Anybody that disagrees with me will never be the Fed Chairman! Political/Rights https://twitter.com/libsoftiktok/status/2003309528805470611?s=20 https://twitter.com/MrAndyNgo/status/2003266300832038926?s=20 https://twitter.com/libsoftiktok/status/2003271819705389139?s=20   interfere with immigration operations. https://twitter.com/libsoftiktok/status/2003378383862817224?s=20 https://twitter.com/BillMelugin_/status/2002573015142576350?s=20 https://twitter.com/TriciaOhio/status/2002801058897142114?s=20   This was a targeted operation to arrest Fernandez Flores, a criminal illegal alien from Honduras with a criminal conviction for making a false police report. Flores entered the United States illegally at unknown date and location without inspection by an immigration officer. He will remain in ICE custody pending further immigration proceedings. If you come to our country illegally and break our laws, we will find you, we will arrest you, and you will not return. https://twitter.com/DHSgov/status/2003130997198713329?s=20https://twitter.com/MJTruthUltra/status/2003214521419333695?s=20 https://twitter.com/MJTruthUltra/status/2003214521419333695?s=20 WATCH: Justice Department Releases Shocking Recreation Video of Jeffrey Epstein Trying to Kill Himself The Justice Department on Monday released recreation video of Jeffrey Epstein inside of his jail cell trying to kill himself. The video – which was revealed to be computer-generated – is timestamped August 10, 2019 at 4:29 am ET – Epstein was found dead at 6:30 am ET on August 10, 2019. Prosecutors previously said that the two CCTV cameras positioned outside of Epstein's cell had malfunctioned. The 10-second recreation video shows Epstein sitting on the floor of his cell attempting to kill himself. WATCH:  Source: thegatwaypundit.com  https://twitter.com/MarioNawfal/status/2003476301970133417?s=20  “a circular line of erythema at the base of the neck” along with other marks of friction and bruising on his knee. Epstein told prison staff he didn't remember what happened but was afraid to return to the Special Housing Unit, saying it was “where he had gotten marks on his neck and he does not know why it happened.” He said he had only slept 30 minutes a night for five days due to noise and stress. His cellmate, ex-cop Nicholas Tartaglione, had reportedly been harassing him, and Epstein claimed “he tried to kill me.” Staff noted Tartaglione had been aggressive and was seen mocking Epstein with a string around his neck. Despite these signs, the incident was labeled a “possible suicide attempt.” https://twitter.com/MarioNawfal/status/2003292687835787393?s=20  were actively tracking and attempting to contact 10 individuals connected to Epstein’s crimes. The email references attempts to contact Brunel (modeling agent Jean-Luc Brunel, who later died in prison), Maxwell (Ghislaine, now serving 20 years), and mentions “Ohio contacting Wexner.” Les Wexner is the billionaire L Brands founder who gave Epstein his $77 million NYC mansion and served as his primary financial benefactor for years. A separate confidential document from law firm Debevoise & Plimpton lists SDNY matters they appeared in, including one entry: “Wexner: Epstein investigation.” 10 co-conspirators. Only Maxwell was ever charged. The names behind those black boxes are the real story here. https://twitter.com/MikeBenzCyber/status/2003358231780032675?s=20 https://twitter.com/MarioNawfal/status/2003480729624412240?s=20  and his residence as Dammam, Saudi Arabia. Profession listed: “Manager.” It's part of a trove of thousands of Epstein-related files released overnight. https://twitter.com/MarioNawfal/status/2003436034709995730?s=20   from Epstein's properties – computers, hard drives, disks, the digital nervous system of the operation. And they can't get it. At one point, frustration boils over into honesty: “The FBI is completely fucking us on this.” That's not a tweet. That's an internal DOJ message. Translation: the prosecutors responsible for bringing cases did not have a clear, reliable accounting of the evidence in the FBI's possession. Not what was seized. Not what was imaged. Not what was searchable. Not what was missing. This isn't incompetence in a vacuum. It's structural. Evidence control is power. Whoever controls the data controls the pace, the scope, and the fallout. And remember: Epstein died before trial. Maxwell was prosecuted narrowly. No broader conspiracy case ever materialized. Prediction: this is why. Not because the evidence didn't exist- but because it never cohered into something prosecutors could safely touch without detonating their own case. The scandal isn't just who was on the tapes. It's that even the feds couldn't tell you where the tapes went. That's not a cover-up movie plot. That's a system quietly eating itself. https://twitter.com/sentdefender/status/2003457025695719784?s=20  and sensationalist claims made against President Trump that were submitted to the FBI right before the 2020 Election. To be clear: the claims are unfounded and false, and if they had a shred of credibility, they certainly would have been weaponized against President Trump already.” New: More Epstein Files Drop, and Donald Trump Appears to Be the Star This Time Around So, what incriminating evidence against President Trump is to be found in this latest drop? Apparently, an email from January 2020 in which a federal prosecutor from New York – of course – to an “undisclosed person” claiming Trump had flown on Jeffrey Epstein’s private plan at least eight times during the 1990s, and one time there was a 20-year-old woman on the flight.  Here’s more: The email, which was sent in January 2020 from a federal prosecutor in New York to an undisclosed person, says, “For your situational awareness, wanted to let you know that the flight records we received yesterday reflect that Donald Trump traveled on Epstein's private jet many more times than previously has been reported (or that we were aware), including during the period we would expect to charge in a [Ghislaine] Maxwell case.”  This big revelation is that Trump traveled a few more times than we previously knew, although this was during a time period that the president has already acknowledged having had an association with Epstein. Note the timing of the email – January 2020 is when the presidential election would be kicking into full swing. This anonymous federal prosecutor clearly thought they had a gotcha moment, but there’s a pesky little detail that puts things in perspective: “[Trump] is listed as having traveled with, among others and at various times, Marla Maples, his daughter Tiffany, and his son Eric.”  Source: redstate.com The specific document you’re referring to appears to be the complaint filed in the 2020 civil lawsuit Doe v. Indyke et al. (Case No. 1:20-cv-00484, S.D.N.Y.), which was part of the recently released Epstein files by the U.S. Department of Justice.  This lawsuit was brought by an anonymous plaintiff (“Jane Doe”) against the executors of Jeffrey Epstein’s estate (Darren Indyke and Richard Kahn) and Ghislaine Maxwell, seeking compensation for alleged sexual abuse and trafficking by Epstein.How Trump’s Name Appears in the DocumentOn page 4 of the complaint, the plaintiff alleges that during one of her encounters with Epstein (around the 1990s), he took her to Trump’s Mar-a-Lago resort in Florida when she was 14 years old. Epstein reportedly introduced her to Donald Trump (then the owner of Mar-a-Lago), elbowed him playfully, and asked, referring to the girl, “This is a good one, right?” Trump is described as smiling and nodding in agreement, after which they both chuckled. The plaintiff states she felt uncomfortable but was too young to understand why at the time. The document does not accuse Trump of any criminal wrongdoing or involvement in Epstein’s abuse; it frames this as part of the broader context of her grooming and exploitation by Epstein.How the Name Got Into the DocumentTrump’s name was included as part of the plaintiff’s personal allegations detailing her experiences with Epstein. The complaint is a legal filing where the victim recounts specific incidents to support her claims against Epstein’s estate and associates. It reflects her firsthand account, not a court-verified fact or evidence from other sources.  There is no mention of independent corroboration (e.g., witnesses, photos, or records) in the filing itself, and it has not been adjudicated in court as true.Source of the AllegationThe source is the anonymous plaintiff (“Jane Doe”), who claims to be a victim of Epstein’s abuse starting from age 13 or 14.  She was reportedly recruited at a summer camp in Michigan and alleges ongoing grooming and assaults by Epstein over several years. This Doe is distinct from other known accusers like Virginia Giuffre, though a similar incident (Epstein introducing a 14-year-old to Trump at Mar-a-Lago without the “good one” comment) was testified to by another accuser (“Jane”) during Ghislaine Maxwell’s 2021 criminal trial.  https://twitter.com/disclosetv/status/2003236602374713557?s=20 DOGE Geopolitical https://twitter.com/BreannaMorello/status/2003196698974191914?s=20   that are protected under the Constitution. Under D.C. law, anyone wishing to own a firearm must register it with the MPD. However, the D.C. Code imposes a sweeping ban on the registration—and thus the legal possession—of a wide range of firearms. This broad prohibition, the Justice Department argues, infringes on the Second Amendment rights of law-abiding citizens who seek to keep and bear commonly owned firearms for lawful purposes. Trump's DOJ Sues Washington, D.C. Police Department Over Unconstitutional Ban on Semi-Automatic Firearms The Department of Justice has filed a lawsuit against the District of Columbia's Metropolitan Police Department for enforcing a ban on semi-automatic firearms in violation of the Second Amendment. The lawsuit alleges that D.C.'s gun laws require registration of all firearms with the MPD; however, the D.C. Code imposes a sweeping ban on numerous protected weapons, making it legally impossible for residents to own them for self-defense or other lawful purposes. The DOJ said in a press release announcing the lawsuit: “MPD's current pattern and practice of refusing to register protected firearms is forcing residents to sue to protect their rights and to risk facing wrongful arrest for lawfully possessing protected firearms.” “Today's action from the Department of Justice's new Second Amendment Section underscores our ironclad commitment to protecting the Second Amendment rights of law-abiding Americans,” said Attorney General Pamela Bondi. Bondi continued, “Washington, DC's ban on some of America's most popular firearms is an unconstitutional infringement on the Second Amendment — living in our nation's capital should not preclude law-abiding citizens from exercising their fundamental constitutional right to keep and bear arms.” Echoing this sentiment, Assistant Attorney General Harmeet K. Dhillon of the Civil Rights Division added, “This Civil Rights Division will defend American citizens from unconstitutional restrictions of commonly used firearms, in violation of their Second Amendment rights. The newly established Second Amendment Section filed this lawsuit to ensure that the very rights D.C. resident Mr. Heller secured 17 years ago are enforced today — and that all law-abiding citizens seeking to own protected firearms for lawful purposes may do so.” The case draws directly from the landmark 2008 Supreme Court decision in District of Columbia v. Heller, where the Court affirmed that the Second Amendment protects the right of law-abiding citizens to own semi-automatic weapons in their homes for self-defense. Source: thegatewaypundit.com https://twitter.com/CynicalPublius/status/2003192220753723840?s=20 https://twitter.com/disclosetv/status/2003238094057955337?s=20 War/Peace https://twitter.com/WarClandestine/status/2003334956479558072?s=20 there will be no escalation into broader conflict, and the decision has already been made. However, precision air strikes on cartel assets seems like a probable outcome. Trump is neutralizing Deep State assets around the globe, and South/Central American drug cartels are assets of the Deep State. They are transnational criminal organizations responsible for the drug, weapon, and human trafficking of the Western hemisphere, and their racket feeds the Deep State machine. My guess is, that cartel drug factories and assets are going to get smoked by the US MIL via precision air strikes, and the other powerful leaders of the world have already agreed to some sort of deal with Trump and no one will interfere. Just like Iran and Syria. I think most of the leaders/nations of the world agree with Trump that these transnational criminal organizations must be eradicated, and stability must be brought to the world. President Unveils ‘Trump Class’ Of Warships, Huntington Ingalls Shares Jump    build two new “Trump-class” battleships, to acquire 20-25 of these ships in the coming years.   In his address, the President noted these 30,000-40,000 ton ships will carry a large quantity of missiles, including hypersonic missiles, and will also be outfitted with electromagnetic rail guns and directed energy lasers. Trump-class battleships will also carry nuclear-armed sea launched cruise missiles (currently under development) adding an additional element of nuclear deterrence to the Navy. Trump-class destroyers appear to be designed as the center of enhanced command and control networks at sea, as the Navy looks to field more autonomous assets and traditional vessels in the coming years.   The first “Trump-class” battleship will be named USS Defiant, and it will be even longer than the Iowa-class battleships of the World War II era. However, at 35,000 tons, it will only weigh about half as much, and have a smaller crew of between 650 and 850 sailors; the Iowa had some 2,700 sailors. The new ships — which are being called “guided missile battleships” —  are part of larger vision for a “Golden Fleet.” The Navy has rolled out a website to promote that concept. Sources tell AP that construction of the Defiant is expected to start in the early 2030’s, with another 19 to 24 Trump-class ships to follow.   Source: zerohedge.com https://twitter.com/EricLDaugh/status/2003231263520379120?s=20   that kind of money, they HAVE to build quickly!”   “We want the dividends to go into the creation of production facilities. We’ll be talking about CapEx, dividends and the pay.” “Also, buybacks…they want to buy back their stock. I want them to put their money in plants and equipment! So they can build these planes FAST, like, IMMEDIATELY!” Medical/False Flags https://twitter.com/FBIDirectorKash/status/2003224842078675311?s=20  of American institutions or threats to our food supply, economy, or public safety. Protecting the homeland means vigilance: every time, no exceptions. https://twitter.com/ThomasMoreSoc/status/2003262595566850541?s=20  precedent-setting victory, a federal court has permanently blocked California AG Rob Bonta and the CA Dept. of Education from forcing teachers to lie to parents about their own children’s secret gender transitions—declaring parents have a constitutional right to know and teachers have a constitutional right to share the truth. [DS] Agenda https://twitter.com/CynicalPublius/status/2003205278796501397?s=20  larger scale. Don't forget that the Malthusians are antihuman and that they believe that 7 out of every 8 human lives on the planet must be terminated in order to save the world. Nearly 100 Minnesota Mayors Send Panicked Letter to Lawmakers Complaining About Fraud Scandal and the Leadership of Tim Walz Almost 100 mayors in the state of Minnesota have sent a letter to state lawmakers complaining about the fraud scandal and how it is going to impact the communities they serve. They are clearly not happy with the leadership of Governor Tim Walz and his connections to the fraud scandal that has rocked the state in recent weeks. The scandal is still unfolding and it's unclear what the final tally will be, but it's looking like something in the tens of billions. FOX News reports:  You can see the full letter here. These mayors should have demanded that Tim Walz resign. Source: thegatewaypundit.com https://twitter.com/elonmusk/status/2002771316345327905?s=20 Our crooked politicians have set up the biggest money laundering operation in the world and that 38 trillion in debt is almost all tied to fraud. this is the tip of the iceberg. Buckle up, its all being exposed. Your harder earned money was used to support a criminal syndicate.  President Trump's Plan  https://twitter.com/DcLidstone/status/2003338615917806050?s=20 John Brennan Lawyers Confirm Their Client is a “Target” of a Grand Jury Investigation Lawfare lawyer Kenneth Wainstein representing former CIA Director John Brennan confirmed in a proactive litigation letter to Chief Judge Cecilia M. Altonaga of the Federal District Court for the Southern District of Florida, their client is a “target” of a grand jury investigation. The word “target” is important here, because the letter specifically outlines how Brennan has received subpoenas for documents and information surrounding his construct of the 2017 Intelligence Community Assessment. The letter notes that prosecutors from the Office of the United States Attorney for the Southern District of Florida, Jason Reding Quiñones, have advised Mr. Brennan that he is “a target” of a grand jury investigation.   [SOURCE] Pay attention to the footnotes being cited by Brennan's lawyers as they begin to pull in some of the commentary by voices who have publicly given opinion about the overall Trump targeting operation.  Mike Davis name appears frequently in this letter, as the Brennan defense team begins to frame the conspiratorial nature of some claims against their client. In essence, the Brennan legal team are attempting to refute the evidence by pointing to the blanket of some crazy commentary that covers it. This is exactly what I have been cautioning about {SEE HERE}. Source: theconservativetreehouse.com https://twitter.com/TheStormRedux/status/2003448097930662069?s=20  Cannon's courtroom. FANTASTIC. https://twitter.com/amuse/status/2003133420021424297?s=20   Thune objected the president would be able to adjourn Congress for ten days and get his full team on the field. https://twitter.com/DavidShafer/status/2002953961595449763?s=20 National Defense Authorization Act (NDAA) Contains Hidden Election Integrity Gem – Could Have Huge Implications for Voting Machines    With the National Defense Authorization Act signed by President Donald Trump on December 18th, 2025, a little-known section was snuck into the 3000+ page bill:  Section 6805. Requiring Penetration Testing As Part Of The Testing And Certification of Voting Systems. This section amends the Help America Vote Act of 2002 by adding a “Required Penetration Testing” section that “provides for the conduct of penetration testing as part of the testing, certification, decertification, and recertification of voting system hardware and software” by an accredited laboratory. The amendment now requires the penetration testing as a condition of certification from the U.S. Election Assistance Commission (EAC) and allows consultation with the National Institute of Standards and Technology or any other federal agency on “lab selection criteria” and “other aspects of the program.” While this is still short of a legitimate attempt at ensuring election integrity, it is an effort toward scrutinizing the voting systems by finally requiring cybersecurity experts to do what Clay Parikh was restricted from doing during his time as a VSTL contractor. Hand-marked paper ballots hand-counted at the precinct level, is being utilized in Dallas County, TX for the 2026 midterm primaries, and is still the ultimate goal of the election integrity community to ensure free and fair elections in the United States. Source: thegatewaypundit.com Penetration testing, often abbreviated as “pen testing,” is a cybersecurity practice where authorized experts simulate real-world cyberattacks on a computer system, network, or application to identify and exploit vulnerabilities before malicious actors can do so. The goal is to uncover weaknesses in security measures, such as software flaws, misconfigurations, or inadequate defenses, and provide recommendations for remediation. It typically involves several stages: Planning and reconnaissance: Gathering information about the target system. Scanning: Using tools to probe for potential entry points. Gaining access: Attempting to exploit vulnerabilities to breach the system. Maintaining access: Testing how long access can be sustained without detection. Analysis and reporting: Documenting findings, risks, and fixes. In the context of Section 6805 of the Fiscal Year 2026 National Defense Authorization Act (NDAA), which incorporates provisions from the SECURE IT Act (H.R. 6315), penetration testing is mandated as part of the testing, certification, decertification, and recertification process for voting system hardware and software. The Election Assistance Commission (EAC) must implement this requirement within 180 days of enactment, with accreditation of testing entities handled through recommendations from the National Institute of Standards and Technology (NIST). This ensures that voting systems used in federal elections undergo rigorous cybersecurity assessments to detect and mitigate vulnerabilities, enhancing election security Poll: Trump's Approval Rating Lands at 50 Percent, 9 Points Above Water President Donald Trump enjoys a 50 percent approval rating, with a net approval rating of plus 9 points, according to the latest polling from InsiderAdvantage.  Source: breitbart.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Mark and Cris are joined by Natalie Gochnour, associate dean in the David Eccles School of Business and director of the Kem C. Gardner Policy Institute at the University of Utah, and Moody's Analytics' head of regional economics Adam Kamins to learn some of the secrets behind one of the nation's most successful states.  From demographics to governance to the ski slopes, Natalie shares lessons learned from her decades working in and for Utah, including what to call residents of the Beehive State (hint: don't even think about adding a second “a.”).The gang also talks about newly-released third quarter GDP data and The Conference Board's most recent consumer confidence survey. Finally, Mark capitalizes on his knowledge of Cris's mannerisms to claim victory in the stats game.Guest: Natalie Gochnour, Associate Dean in the David Eccles School of Business and Director of the Kem C. Gardner Policy InstituteHosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. The series is a collection of our top episodes from this year. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday.In this episode replay, host Juan de Castro sits down with Carl Bach, CEO of Hartford Underwriting Agency, about how a 200-year-old insurer is modernising for the future. They discuss Hartford's brand refresh, maintaining its historic stag emblem while evolving its global identity. Carl outlines the company's strategic transformation since 2019, which is focused on streamlining operations and ramping up specialisation in marine, energy, and financial lines. The conversation also covers Hartford's international growth ambitions through Lloyd's syndicate 1221, its approach to serving diverse market segments, and its use of AI and intelligent document processing in underwriting. Carl shares insights on balancing tradition with innovation, underscoring Hartford's values, especially "own it with pace," as the company embraces change and seizes new opportunities in a fast-evolving industry.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

For a lot of Americans right now, the economy feels uncertain. There's a lot of noise and politics around what's happening, but what does the data actually show? In this episode, Moody's Analytics Chief Economist Mark Zandi breaks down where the U.S. economy really stands, from the job market and inflation to Federal Reserve decisions, trade policy, and the growing role of AI. He explains what matters most for everyday Americans and what he's watching closely as we head into 2026.   Learn more about our guest(s): https://www.theNewsWorthy.com/shownotes Join us again for our 10-minute daily news roundups every Mon-Fri!  Become an INSIDER and get ad-free episodes here: https://www.theNewsWorthy.com/insider Get The NewsWorthy MERCH here: https://www.theNewsWorthy.com/merch Sponsors: You can get an additional 15% off their 90-day subscription Starter Kit by going to fatty15.com/NEWSWORTHY and using code NEWSWORTHY at checkout. To advertise on our podcast, please email: ad-sales@libsyn.com      

It's with joy and gladness that we celebrate the birth of Jesus at this time of year on Moody Presents. Today Mark Jobe has some very special music from the recent Moody Bible Institute Candlelight Carols held just a couple short weeks ago on our campus. Then, Pastor Mark tackles one of the biggest topics to hit the Moody Radio prayer line...prodigal children. Stay with us for worship of the risen King and a message of hope and healing. Become part of our Advance Team: http://moodyradio.org/donateto/moodypresents/partnersSee omnystudio.com/listener for privacy information.

Moody, Stressed People Who Panic...How to deal with them? If you are a parent, teacher, coach or leader, do we have an option to be moody, stressed or to panic? How to handle them all in yourself and in the people around you?

With the lowest numbers he’s ever had, and hypocrisy galore, things just keep getting better for Steel Toe! Join Patrick and Moody as they discuss the hilarity of the week from Aaron Imholte and his Steel Toe Morning Show. The man who refuses to get a job never ceases to captivate while ratcheting up his lies and sperg-sessions for our amusement.

What if meeting physical needs and sharing the Gospel weren’t two separate missions? Today on BOLD STEPS, Mark Jobe welcomes author Gregg Quiggle for a special TV edition exploring D.L. Moody’s incredible ministry in Chicago. Discover how one man fed thousands while transforming lives through the power of bread and Bibles. This Christmas story will inspire you to serve on Bold Steps with Mark Jobe. Bold Step Gift: Bread and Bibles - Dr. Gregg QuiggleBecome a Bold Partner: https://www.moodyradio.org/donateto/boldstepsSee omnystudio.com/listener for privacy information.

Moody's Analytics economist Matt Colyar weighs in on the government-shutdown flawed consumer price data for October and November, and teases his own CPI that will better represent what's happening with inflation. Stay tuned. And Robert Dietz, chief economist of the National Association of Homebuilders, joins the conversation to provide his outlook on the housing market. Housing will have another tough year, but Rob finds some bright spots.Guest: Robert Dietz, Chief Economist of the National Association of Home BuildersHosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today's guest is Nina Edwards, Vice President of Emerging Technology and Innovation at Prudential Insurance. With decades of experience driving strategy, innovation, and AI-enabled growth at leading financial and consulting firms, Nina brings deep expertise in applied intelligence and emerging technology.​​ Nina joins Emerj Editorial Director Matthew DeMello to unpack why 95% of AI pilots fail to deliver enterprise value and reveal strategies for translating productivity gains into measurable ROI by ditching pre-AI metrics.​ Nina also shares practical takeaways, including protected sandboxes that slash approval cycles from months to days, unified KPI glossaries standardizing cycle time and exception rates, outcome charters targeting business value, and human-centered operating models shifting teams from doing to deciding to scale pilots enterprise-wide. This episode is sponsored by Moody's. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast!

Mark Zandi is one of the few economists who can do two things at once: explain what is happening in the data, and explain why households experience it so differently. He is the chief economist at Moody's Analytics, and in our conversation, the last of my podcast series this year and the second of two Holiday Specials, he connected inflation, affordability, market structure, and geopolitics in a way CRE professionals will recognize immediately.   The theme was simple, but not comforting: affordability is no longer a "cycle" story - it is becoming structural. And the US economy is increasingly dependent on a relatively narrow slice of consumers continuing to spend.   Zandi's framing matters for sponsors and investors because it changes what "risk" looks like. If the top of the income distribution is carrying demand while the middle and bottom are constrained, the economy can keep moving - but it can also become unusually fragile if equity markets stumble or confidence shifts.   He also made a point many people avoid saying plainly: even if AI is transformative, markets may be pricing in an adoption curve that is too fast. That is how you get corrections - not because the technology is useless, but because expectations got ahead of diffusion.   Five questions we get into: Why has affordability re-emerged so forcefully in 2025 - and why does it feel like it is not going away? What does a "K-shaped economy" mean in practical terms for spending, jobs, and social stability? If the top 10% accounts for nearly half of spending, what breaks the expansion? Is today's AI boom more like 1997 or 2000 - and what would cause a valuation reset? Why does deglobalization threaten America's "exorbitant privilege," and what does that mean for markets? If you are underwriting 2026 with a clean, mean-reversion narrative, you will want to hear this conversation.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

On this podcast: Dave, Payton, Kev, and David are back as the guys welcome in CFB podcaster and writer Ty Schiner to talk:-Michigan in another scandal-Where do they go from here-Lane Kiffin -Tulane/Ole Miss and JMU/Oregon chances for chaos-What happens if Bama loses and more (2:00-28:35)Kev and David give their takes on Pat. (28:35-41:40)Plus talk about Tua being benched and what do we make of Joe Burrow's comments to the media. (41:41-END)

Kevin Belmonte, a biographer of D.L. Moody, shares Moody's thoughts about Christmas with host Wayne Shepherd.     (click for more...)              Website:  https://kevinbelmonte.wordpress.comThe First Person Christmas episode features Wayne Shepherd in conversation with author and biographer Kevin Belmonte, reflecting on how famed evangelist D. L. Moody understood and celebrated Christmas. Through personal stories, historical anecdotes, and direct quotations, Belmonte presents Moody as a warm, humorous, deeply relational figure whose faith made spiritual truths accessible and vivid. The discussion highlights Moody's love of family, home life in Northfield, simple pleasures like games and carriage rides with his grandchildren, and his ability to connect Christmas with themes of hope, heaven, and reunion. Moody's descriptions of Christmas as a “lamp of promise” and heaven as a “great Christmas” reveal his gift for expressing profound theology through everyday imagery, culminating in a heartfelt prayer from 1870 that underscores his evangelistic passion and enduring spiritual legacy.Next Week:  Gregg Quiggle, Author of Bread and BiblesSend your support for FIRST PERSON to the Far East Broadcasting Company:FEBC National Processing Center Far East Broadcasting CompanyP.O. Box 6020 Albert Lea, MN 56007Please mention FIRST PERSON when you give. Thank you!

In this special holiday edition, Emmaline Aliff is joined by Equifax Advisors Tom O'Neill, Dave Sojka, Jesse Hardin, and Maria Urtubey for a “Santa Scorecard” look back at what was naughty or nice in the 2025 economy, and what may change in 2026. The group unpacks AI adoption, rate cuts, equity market resiliency, and rising consumer stress signals—from student loans to auto and mortgage delinquencies. They close with 2026 resolutions, including what they're watching most closely.Economist Shandor Whitcher from Moody's Analytics provides this episode's macroeconomic update.What are the key economic themes discussed?·       AI adoption at the personal and industry level—and its economic impact·       The state of inflation, growth, and consumer sentiment·       Federal Reserve rate cuts and what they mean for credit, housing, and auto loans·       Equity market resiliency and the role of higher-income households·       Rising delinquencies in student loans, auto, and mortgages·       Government shutdowns and gaps in economic data·       The persistence—and possible evolution—of the K-shaped economyWhat are the biggest risks heading into 2026?The panel highlights labor market softening, affordability pressures, consumer reliance on credit, and uncertainty around policy, tariffs, and inflation.What are the key takeaways for businesses and lenders?·       Consumer financial health is increasingly uneven across income tiers·       Credit performance signals require closer monitoring in 2026·       AI and alternative data sources are becoming essential for economic insight·       Adaptability and resilience will be critical as uncertainty continuesHave feedback or want to be a guest?Contact the Equifax Advisors team at riskadvisors@equifax.com. 

Today, on Karl and Crew, we continued our “All-Star Week”. We're inviting some of your favorite guests back to discuss key updates in their ministries and work. Plus, we are asking them, and you, an important question this season: "If the birth of Christ never happened, what part of your life would be most different? We had R. York Moore join us to discuss his strategy and call to share the gospel on TikTok, as well as the reach of his content. York is a gifted speaker, a revivalist, an abolitionist, and an accomplished TikToker. He currently serves as President, CEO, and National Evangelist for the Coalition for Christian Outreach. York is also the co-founder of the “Every Campus Movement,” a coalition of organizations and churches seeking God's revival. Then we had Dr. Eric Redmond join us to discuss the importance of understanding the Bible in its context and then applying it to our lives. Dr. Redmond is a Professor of Bible at Moody Bible Institute, and he is the Executive Director of Moody’s Theological Seminary Center for Compelling Biblical Preaching. We also had Dr. Mark Jobe join us to discuss the importance of applying scripture to our lives. He is the 10th President of the Moody Bible Institute. He is also the Founding Pastor of New Life Community Church in Chicago and the Founder of New Life Centers. He also hosts the podcast and program, Bold Steps. You can hear the highlights of today's program on the Karl and Crew Showcast. If you're looking to listen to a particular segment from the show, look at the following time stamps: R. York Moore Interview [02:41] Dr. Eric Redmond Interview [26:39] Dr. Mark Jobe [40:59] Karl and Crew airs live weekday mornings from 5-9 a.m. Central Time. Click this link for ways to listen in your area! https://www.moodyradio.org/ways-to-listen/Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

We're on day three of the Greece trip, and Meredith wakes up mopey and just gets mopier. Half the group ride donkeys and the other half go to a cooking "class" where Meredith finally confronts the other ladies after crying because of Mother's day.If you enjoyed this episode please share it with your Real Housewives of Salt Lake City and Bravo friends and follow us on Instagram at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@taglinetwinks⁠⁠

Today, on Karl and Crew, we continued our “All-Star Week”. We're inviting some of your favorite guests back to discuss key updates in their ministries and work. Plus, we are asking them, and you, an important question this season: "If the birth of Christ never happened, what part of your life would be most different? We had R. York Moore join us to discuss his strategy and call to share the gospel on TikTok, as well as the reach of his content. York is a gifted speaker, a revivalist, an abolitionist, and an accomplished TikToker. He currently serves as President, CEO, and National Evangelist for the Coalition for Christian Outreach. York is also the co-founder of the “Every Campus Movement,” a coalition of organizations and churches seeking God's revival. Then we had Dr. Eric Redmond join us to discuss the importance of understanding the Bible in its context and then applying it to our lives. Dr. Redmond is a Professor of Bible at Moody Bible Institute, and he is the Executive Director of Moody’s Theological Seminary Center for Compelling Biblical Preaching. We also had Dr. Mark Jobe join us to discuss the importance of applying scripture to our lives. He is the 10th President of the Moody Bible Institute. He is also the Founding Pastor of New Life Community Church in Chicago and the Founder of New Life Centers. He also hosts the podcast and program, Bold Steps. You can hear the highlights of today's program on the Karl and Crew Showcast. If you're looking to listen to a particular segment from the show, look at the following time stamps: R. York Moore Interview [02:41] Dr. Eric Redmond Interview [26:39] Dr. Mark Jobe [40:59] Karl and Crew airs live weekday mornings from 5-9 a.m. Central Time. Click this link for ways to listen in your area! https://www.moodyradio.org/ways-to-listen/Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Risk is no longer confined to a single department—it's a business-wide challenge. In this episode, we explore how organizations can move from siloed approaches to a unified risk management strategy that drives resilience and competitive advantage. Host Alex Pillow is joined by Paul Nola, Partner at We Live Context, who shares insights from Moody's latest study on unified risk management. This research draws on 50 in-depth interviews with senior executives across industries and regions. Their discussion explores what unified risk management means, why it matters now, and how organizations can move from siloed compliance to integrated, strategic risk management. Key highlights include: The five factors that most influence an organization's risk approach Why continuity and resilience are top priorities today How organizations prioritize risks that are both high-impact and difficult to manage The critical role executive leadership plays in shaping risk management strategies The structural, cultural, and technological challenges that prevent companies from adopting unified risk management Visit our website to read the full report. Register for our webinar to hear insights from the study on Thursday, January 22, 2026 | 2:00 PM UTC | 9:00 AM ET  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, on Karl and Crew, we continued our “All-Star Week”. We're inviting some of your favorite guests back to discuss key updates in their ministries and work. Plus, we are asking them, and you, an important question this season: "If the birth of Christ never happened, what part of your life would be most different? We had R. York Moore join us to discuss his strategy and call to share the gospel on TikTok, as well as the reach of his content. York is a gifted speaker, a revivalist, an abolitionist, and an accomplished TikToker. He currently serves as President, CEO, and National Evangelist for the Coalition for Christian Outreach. York is also the co-founder of the “Every Campus Movement,” a coalition of organizations and churches seeking God's revival. Then we had Dr. Eric Redmond join us to discuss the importance of understanding the Bible in its context and then applying it to our lives. Dr. Redmond is a Professor of Bible at Moody Bible Institute, and he is the Executive Director of Moody’s Theological Seminary Center for Compelling Biblical Preaching. We also had Dr. Mark Jobe join us to discuss the importance of applying scripture to our lives. He is the 10th President of the Moody Bible Institute. He is also the Founding Pastor of New Life Community Church in Chicago and the Founder of New Life Centers. He also hosts the podcast and program, Bold Steps. You can hear the highlights of today's program on the Karl and Crew Showcast. If you're looking to listen to a particular segment from the show, look at the following time stamps: R. York Moore Interview [02:41] Dr. Eric Redmond Interview [26:39] Dr. Mark Jobe [40:59] Karl and Crew airs live weekday mornings from 5-9 a.m. Central Time. Click this link for ways to listen in your area! https://www.moodyradio.org/ways-to-listen/Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Today, on Karl and Crew, we continued our “All-Star Week”. We're inviting some of your favorite guests back to discuss key updates in their ministries and work. Plus, we are asking them, and you, an important question this season: "If the birth of Christ never happened, what part of your life would be most different? We had R. York Moore join us to discuss his strategy and call to share the gospel on TikTok, as well as the reach of his content. York is a gifted speaker, a revivalist, an abolitionist, and an accomplished TikToker. He currently serves as President, CEO, and National Evangelist for the Coalition for Christian Outreach. York is also the co-founder of the “Every Campus Movement,” a coalition of organizations and churches seeking God's revival. Then we had Dr. Eric Redmond join us to discuss the importance of understanding the Bible in its context and then applying it to our lives. Dr. Redmond is a Professor of Bible at Moody Bible Institute, and he is the Executive Director of Moody’s Theological Seminary Center for Compelling Biblical Preaching. We also had Dr. Mark Jobe join us to discuss the importance of applying scripture to our lives. He is the 10th President of the Moody Bible Institute. He is also the Founding Pastor of New Life Community Church in Chicago and the Founder of New Life Centers. He also hosts the podcast and program, Bold Steps. You can hear the highlights of today's program on the Karl and Crew Showcast. If you're looking to listen to a particular segment from the show, look at the following time stamps: R. York Moore Interview [02:41] Dr. Eric Redmond Interview [26:39] Dr. Mark Jobe [40:59] Karl and Crew airs live weekday mornings from 5-9 a.m. Central Time. Click this link for ways to listen in your area! https://www.moodyradio.org/ways-to-listen/Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Today, on Karl and Crew, we continued our “All-Star Week”. We're inviting some of your favorite guests back to discuss key updates in their ministries and work. Plus, we are asking them, and you, an important question this season: "If the birth of Christ never happened, what part of your life would be most different? We had R. York Moore join us to discuss his strategy and call to share the gospel on TikTok, as well as the reach of his content. York is a gifted speaker, a revivalist, an abolitionist, and an accomplished TikToker. He currently serves as President, CEO, and National Evangelist for the Coalition for Christian Outreach. York is also the co-founder of the “Every Campus Movement,” a coalition of organizations and churches seeking God's revival. Then we had Dr. Eric Redmond join us to discuss the importance of understanding the Bible in its context and then applying it to our lives. Dr. Redmond is a Professor of Bible at Moody Bible Institute, and he is the Executive Director of Moody’s Theological Seminary Center for Compelling Biblical Preaching. We also had Dr. Mark Jobe join us to discuss the importance of applying scripture to our lives. He is the 10th President of the Moody Bible Institute. He is also the Founding Pastor of New Life Community Church in Chicago and the Founder of New Life Centers. He also hosts the podcast and program, Bold Steps. You can hear the highlights of today's program on the Karl and Crew Showcast. If you're looking to listen to a particular segment from the show, look at the following time stamps: R. York Moore Interview [02:41] Dr. Eric Redmond Interview [26:39] Dr. Mark Jobe [40:59] Karl and Crew airs live weekday mornings from 5-9 a.m. Central Time. Click this link for ways to listen in your area! https://www.moodyradio.org/ways-to-listen/Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Today, on Karl and Crew, we continued our “All-Star Week”. We're inviting some of your favorite guests back to discuss key updates in their ministries and work. Plus, we are asking them, and you, an important question this season: "If the birth of Christ never happened, what part of your life would be most different? We had R. York Moore join us to discuss his strategy and call to share the gospel on TikTok, as well as the reach of his content. York is a gifted speaker, a revivalist, an abolitionist, and an accomplished TikToker. He currently serves as President, CEO, and National Evangelist for the Coalition for Christian Outreach. York is also the co-founder of the “Every Campus Movement,” a coalition of organizations and churches seeking God's revival. Then we had Dr. Eric Redmond join us to discuss the importance of understanding the Bible in its context and then applying it to our lives. Dr. Redmond is a Professor of Bible at Moody Bible Institute, and he is the Executive Director of Moody’s Theological Seminary Center for Compelling Biblical Preaching. We also had Dr. Mark Jobe join us to discuss the importance of applying scripture to our lives. He is the 10th President of the Moody Bible Institute. He is also the Founding Pastor of New Life Community Church in Chicago and the Founder of New Life Centers. He also hosts the podcast and program, Bold Steps. You can hear the highlights of today's program on the Karl and Crew Showcast. If you're looking to listen to a particular segment from the show, look at the following time stamps: R. York Moore Interview [02:41] Dr. Eric Redmond Interview [26:39] Dr. Mark Jobe [40:59] Karl and Crew airs live weekday mornings from 5-9 a.m. Central Time. Click this link for ways to listen in your area! https://www.moodyradio.org/ways-to-listen/Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Today, on Karl and Crew, we continued our “All-Star Week”. We're inviting some of your favorite guests back to discuss key updates in their ministries and work. Plus, we are asking them, and you, an important question this season: "If the birth of Christ never happened, what part of your life would be most different? We had R. York Moore join us to discuss his strategy and call to share the gospel on TikTok, as well as the reach of his content. York is a gifted speaker, a revivalist, an abolitionist, and an accomplished TikToker. He currently serves as President, CEO, and National Evangelist for the Coalition for Christian Outreach. York is also the co-founder of the “Every Campus Movement,” a coalition of organizations and churches seeking God's revival. Then we had Dr. Eric Redmond join us to discuss the importance of understanding the Bible in its context and then applying it to our lives. Dr. Redmond is a Professor of Bible at Moody Bible Institute, and he is the Executive Director of Moody’s Theological Seminary Center for Compelling Biblical Preaching. We also had Dr. Mark Jobe join us to discuss the importance of applying scripture to our lives. He is the 10th President of the Moody Bible Institute. He is also the Founding Pastor of New Life Community Church in Chicago and the Founder of New Life Centers. He also hosts the podcast and program, Bold Steps. You can hear the highlights of today's program on the Karl and Crew Showcast. If you're looking to listen to a particular segment from the show, look at the following time stamps: R. York Moore Interview [02:41] Dr. Eric Redmond Interview [26:39] Dr. Mark Jobe [40:59] Karl and Crew airs live weekday mornings from 5-9 a.m. Central Time. Click this link for ways to listen in your area! https://www.moodyradio.org/ways-to-listen/Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Dante joins Mark and Cris for an unusual jobs Tuesday podcast to break down the November employment report. Due to the prolonged government shutdown, the report delivered two months of payroll data, which continues to signal that the labor market is grinding to a halt. With the unemployment rate on the rise, the team discusses their updated recession probabilities, and Marisa's absence is felt as they struggle through the stats game.  Guest: Dante DeAntonio, Senior Director of Economic Research, Moody's AnalyticsHosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. The series is a collection of our top episodes from this year based on views, downloads, and overall engagement. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday.In this episode, host Juan de Castro sits down with Marcus Ryu, former CEO and current strategic adviser at Guidewire Software. Marcus shares his journey from management consulting to co-founding one of the leading software providers for the property and casualty insurance industry. He offers candid insights into the trials and triumphs of entrepreneurship, including pivotal moments such as navigating a competitive lawsuit and transitioning to the public markets.A central aspect of Marcus's story is Guidewire's contrarian belief in the power of vertical solutions. By developing mission-critical software tailored to the specific needs of the P&C insurance sector, Guidewire revolutionized how insurers manage claims, policies, and billing. Now a partner at Battery Ventures, Marcus discusses how his experiences at Guidewire inform his approach to investing in the next generation of startups. From the importance of customer-centricity to leveraging technology to solve real-world problems, this conversation is packed with actionable insights for founders and industry professionals alike.Whether you're revisiting the episode or viewing it for the first time,  this episode offers tactical guidance for actionable insights for founders and industry professionals alike.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Is your teen snapping at you, glued to their phone, or arguing over every little thing this December? The holiday season can push everyone to the edge—especially your teen. With disrupted routines, overstimulation, and mounting pressure, moods are volatile. If you're a single parent feeling overwhelmed by conflict and chaos, this episode brings relief.Learn a 3-second strategy that stops arguments before they even startGet a communication reset script that works—even with prickly teensDiscover how small connection moments can build emotional safety during high-stress weeks Press play to learn practical ways to stay calm, avoid power struggles, and feel more grounded while parenting your teen through the holidays.⭐Got screen time problems at home, get the Tech Reset Agreement here

Phillip Bliss and his wife were headed from their home in Rome, Pennsylvania, to Chicago to reunite with the evangelist D. L. Moody. On December 29th, 1876, their train, the Pacific Express was crossing a trestle bridge near Ashtabula, Ohio. The bridge collapsed, and the train cars fell into the ravine. In that day, each train car had a stove to heat the vehicle, and with the fall the train cars eventually caught fire. While Bliss initially survived, he went for his wife, and neither survived. This was the greatest loss of life in a train crash to date, and known to history as the Ashtabula River Railroad Disaster. The human remains were moved to Chestnut Grove cemetery and buried in a mass grave. In his baggage was found the words to the hymn, I Will Sing of My Redeemer and His Wondrous Love to Me, set to music after his death.

Carl Quintanilla, Sara Eisen, and David Faber kicked off the hour with new housing data and fresh developments in the race for the next Fed Chair - before breaking down one Chief Market Strategist's sky-high S&P price target into the year ahead. Plus: longtime market veteran Ruchir Sharma joined the team with what he calls "the 4 O's of a bubble" that are flashing warning signs right now... while Moody's Chief Economist Mark Zandi brought his expectations for tomorrow's blockbuster double jobs report.  Also in focus: a fresh read on the consumer out of CNBC's latest All-America Survey - hear the surprising results, this hour...  Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On this date in 1911, the Wahpeton–Breckenridge community was still reeling from the events of the previous week. Word-of-mouth versions of the story circulated until the weekly newspapers came out.

1. Úrad na ochranu oznamovateľov už môže zachrániť iba Ústavný súd 2. Európska komisia pripravila reformu energetickej infraštruktúry 3. Finančná neistota zvyšuje úzkosť, riešením je podľa odborníkov plánovanie a odstup 4. Krátko o najnovšom ratingu od Moody's, dohode Únie o zmrazení ruských aktív a ďalšom raste dvoch českých miliardárov

The US economy has faced many challenges in 2025: the direct effects of a government shutdown and the associated uncertainty because of the unavailability of economic statistics; the imposition of high, and varying, tariffs; concerns about affordability; and plunging consumer confidence. But, as Mark Zandi points out in this episode of EconoFact Chats, the economic fortunes of people vary across income groups, with the top third of the distribution benefitting from the strong stock market, the middle third concerned about their jobs and the cost of living, and the bottom third facing painful price increases, cuts in government support, and stalled hiring. Much remains uncertain as we finish the year and look ahead to 2026, and Mark discusses what to look for and how things may play out. Mark is Chief Economist at Moody's Analytics. He serves on the board of directors of MGIC, the nation's largest private mortgage insurance company, and is the lead director of Reinvestment Fund, one of the nation's largest community development financial institutions.

The Inside Economics team unpacks the Federal Reserve's latest rate decision and the divergence of views among policymakers as they navigate the final stretch of 2025. Mark, Cris, and Marisa debate whether the FOMC's messaging was hawkish or dovish, assess whether a labor market shedding jobs can avoid recession, and explore what it all means for the path of interest rates in the year ahead. After a quick stats game, the trio tackles a few provocative listener questions. Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I opened the refrigerator and there it was again - the pig! Yes, years ago someone bought it, put it in the refrigerator for a while and then it disappeared. I thought maybe he'd gone to the bacon factory, but then the pig was back. See, this pig was actually plastic, and whenever you would open the door, the plastic pig started oinking at you. It's annoying, but it does make you think about what you're about to do to yourself. I'm Ron Hutchcraft and I want to have A Word With You today about "The No Regrets Alarm." Our word for today from the Word of God - very familiar verses from Matthew 6, beginning at verse 9: "This then is how you should pray." And this is what we commonly call The Lord's Prayer of course. Remember this phrase? Of course you do. "Lead us not into temptation but deliver us from the evil one." How many times have you prayed that? "Lead us not into temptation but deliver us from evil." Or as some translations say, "the evil one." That's an important prayer. We almost don't think about those words. "Lead me not into temptation; deliver me from evil." In other words, "Lord, help me see where the temptation is. Help me steer away from it. Keep me from anything that the Devil might be trying to get me to do." Well, how do you do that? That's through His Holy Spirit. In fact, Jesus said that the Holy Sprit, who He called the Comforter would do that. He said it in John 16:8. He promises "that the Holy Spirit - the Comforter - when He is come, He will convict the world of sin." He also said in John 14:26 He will "bring to your remembrance all the things that I have taught you." In other words, the Holy Spirit's going to bring to mind how Jesus feels about this. The day you put your trust in Jesus as your Savior, God plants in your soul a sin alarm. Now somebody planted a gluttony alarm in our refrigerator - this noise that makes you stop and think before you reach for something. It was annoying, but the pig could keep you from doing something you would regret later; like how you'll feel when you step on the scale tomorrow. We do need some noise inside of us when we're about to reach for something we're going to later regret. And God delivers us from evil if we will listen to the inner alarms He triggers when we are about to sin. He says something like, "That's not the truth; don't lie. That's not pure; don't watch it. That's going to hurt; don't say it. That's going too far; don't do it." See, one alarm in us is what I call Scripture brakes. God brings to your mind a statement from the Word of God that keeps you from making a mistake if you listen. It's the brakes; step on the brakes. D. L. Moody said that "When you think sin you ought to think Scripture." That's why it's important to commit to memory verses that God can later use to warn you away from the edge. Psalm 119: "I have hidden Your Word in my heart that I will not sin against You." Now, another sin alarm is what I call shame warnings. See, many of us don't carry a sense of shame from the sins of the past, and God erased those from His books if you've brought those sins to Jesus. But sometimes the shame feelings are there a long time after God has forgiven us. And that's actually not all bad, because God can remind you of the damage that comes from saying yes to that temptation, using the shame warnings from the past. Listen to those. One other sin alarm that God uses when you're reaching for something that could hurt you is Spirit tremors. It's an uneasiness in your spirit that says, "This just isn't right." That's probably the stirring of the Holy Spirit. Listen to that inner warning. But respond immediately and put on the Scripture brakes, respond to the shame warnings, to the Spirit tremors before sin drowns them out and you grab a plateful of regrets. After a while, I have to admit I got immune to that pig warning in the fridge. I finally just put it away. Don't do that with the Holy Spirit alarm system inside you. In God's words, "Do not quench the Spirit," because He knows the price tag for what you are about to grab.

In 2015, almost 200 countries signed the Paris agreement in a landmark commitment to limit the impact of global warming. Ten years on, Rahul Ghosh, global head of sustainable finance at Moody's Ratings, and Umar Ashfaq, research director for the Americas at the MSCI Institute, join Sarah Moloney, editorial director at OMFIF, to examine how much progress has been made in the decade since and whether there is still a place for such international agreements in a more divided world.

Welcome to a bonus episode of Inside Economics. This is a recording that took place between Mark Zandi and our most recent podcast guest, Daleep Singh at the Aspen Ideas Festival a couple of months ago. Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

AI is fueling a boom in data centers, and the world's biggest hyperscalers are pouring billions into building up their capacity.  But risks of an AI bubble and circular deals involving companies like OpenAI and Microsoft are worrying investors. Learn more about data center growth in 2026 and other sector outlooks: moodys.com/outlooks Host: Paloma San Valentin, Managing Director, North America Corporate Finance, Moody's Ratings  Guests: John Medina, Senior Vice President, Moody's Ratings; Raj Joshi, Senior Vice President, Moody's Ratings Related Research: Artificial Intelligence – Global - 2026 Outlook - Risks are rising in a shifting AI landscape 08 Dec 2025Artificial Intelligence - Global - OpenAI's huge footprint is a risk for the AI value chain 05 Dec 2025Data Centers – US - Broadening array of financing approaches attract new capital as data centers scale up 03 Dec 2025  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Daleep Singh, Vice Chairman and Global Chief Economist of investment manager PGIM, joins the Inside Economics team to discuss the seismic shifts occurring in the global economy and financial system. The unipolar global economy, which the U.S. dominated for decades after the collapse of the Soviet Union, has given way to the old normal, a world much like that of the Gilded Age that only ended with World War I. Listen in to hear if Daleep believes this time will be different.Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We welcome Moody's Mark Zandi, Moody's Chief Economist and one of the most influential and trusted macroeconomic voices shaping markets, policy, and business strategy worldwide. Zandi begins by explaining how today's consumer landscape is defined by a widening K-shaped economy—an income and wealth split decades in the making and now intensified by rising asset values and post-pandemic dynamics. Households at the top of the income spectrum are spending freely, while middle-class consumers remain pressured and those at the bottom struggle to keep up, borrowing to sustain purchases.Zandi also connects the affordability crisis to structural issues like housing supply, wage pressures, labor shortages, and the unpredictable impact of tariffs—which are simultaneously slowing job creation, lifting inflation, and clouding retailers' pricing strategies. He warns that delayed tariff pass-through may soon accelerate and that upcoming legal decisions could radically alter retail margins.Perhaps most striking is Zandi's analysis of AI's fingerprints on the labor market. He highlights rapidly rising unemployment among younger workers and the risk that productivity gains arrive faster than hiring can adjust—potentially tipping the economy toward recession just as retail faces profit pressure, concentration of growth among a handful of giants, and shifts in category performance.Before joined by Zandi, Steve and Michael dig into the retail headlines: strong BFCM e-commerce results , Buy Now Pay Later surging again, and evidence that AI-driven traffic is now materially influencing online demand. They examine the evolving performance of dollar stores, with Five Below delivering standout comps, the ongoing stampede to value, and whether the end of de minimis rules may reshape the bargain landscape.They then break down Macy's mixed but improving traction, tariff lawsuits led by Costco, and the broader retail question of whether top-line growth is increasingly profitless prosperity—a theme reinforced by margins squeezed across beauty, off-price, and specialty retail formats.In a quick recap of the most remarkable stories of the week Steve is stunned that Meta still invests heavily in the metaverse—even while shrinking budgets Michael questions whether defunct brands like Bed Bath & Beyond can meaningfully return in the Canadian retail market dominated by TJX, HomeSense, and IKEA.Expect the annual game of holiday discount chicken to intensify as promotions escalate, plus intriguing experiments like Netflix House in former department-store spaces—potentially hinting at new opportunities for mall real estate. SPECIAL OFFER for our listeners! SAVE 20% on registration for the all new Shoptalk Luxe event in Abu Dhabi January 27-29.For more info go to https://luxe.shoptalk.com/page/get-ticket and then register using our special code : RRLUXE20 About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling authro of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is the president and founder of M.E. LeBlanc & Company Inc, a senior retail advisor, keynote speaker and now, media entrepreneur. He has been on the front lines of retail industry change for his entire career. Michael has delivered keynotes, hosted fire-side discussions and participated worldwide in thought leadership panels, most recently on the main stage in Toronto at Retail Council of Canada's Retail Marketing conference with leaders from Walmart & Google. He brings 25+ years of brand/retail/marketing & eCommerce leadership experience with Levi's, Black & Decker, Hudson's Bay, CanWest Media, Pandora Jewellery, The Shopping Channel and Retail Council of Canada to his advisory, speaking and media practice.Michael produces and hosts a network of leading retail trade podcasts, including the award-winning No.1 independent retail industry podcast in America, Remarkable Retail with his partner, Dallas-based best-selling author Steve Dennis; Canada's top retail industry podcast The Voice of Retail and Canada's top food industry and one of the top Canadian-produced management independent podcasts in the country, The Food Professor with Dr. Sylvain Charlebois from Dalhousie University in Halifax.Rethink Retail has recognized Michael as one of the top global retail experts for the fourth year in a row, Thinkers 360 has named him on of the Top 50 global thought leaders in retail, RTIH has named him a top 100 global though leader in retail technology and Coresight Research has named Michael a Retail AI Influencer. If you are a BBQ fan, you can tune into Michael's cooking show, Last Request BBQ, on YouTube, Instagram, X and yes, TikTok.Michael is available for keynote presentations helping retailers, brands and retail industry insiders explaining the current state and future of the retail industry in North America and around the world.

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday. In this episode, Juan de Castro is joined by his colleagues, Rich Lewis, Cytora's Sales Director, and Zaheer Hooda, Head of North America, for a deep dive into what makes proof-of-concept (POC) initiatives in risk digitisation succeed or fail.Drawing on firsthand experience from working with leading carriers, they break down five essential capabilities insurers need to get right when implementing digitisation initiatives, from extraction accuracy and full-spectrum intake handling to scalable deployment and human-in-the-loop exception management.They also provide a practical, inside look at how insurers structure effective proof of concept processes, including live workshops, data preparation, success metrics, and how to align POC design with measurable business outcomes.Whether you're revisiting the episode or viewing it for the first time,  this episode offers tactical guidance to ensure your technology investments deliver meaningful impact.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode Panos sits down with Simon, “The Mutt Nut”, a UK-based trainer who's worked at both extremes of the dog-training world — from sled dogs in Norway, to street dogs across Europe, to guide dogs, pet dogs and heavy-duty aggression cases through rescue organisations. Simon's known for his no-nonsense motto: “Cut the fluff and focus on what works.”We dive deep into his journey, the lessons he's collected from wildly different environments, and how those experiences shaped his training philosophy. Simon opens up about industry myths, why trainers conflict, where owners go wrong, and how he blends motivation, play, and tools to get real-world results. We also unpack reactivity and aggression, the lifestyle vs training debate, what play really means to a dog, and why modern pet owners are struggling more than ever. If you're a trainer, an owner, or someone trying to navigate the noise in today's dog-training landscape, this episode will give you clarity, perspective, and a whole lot of practical gems. Find Simon- www.themuttnut.com   Find us online >> Panos @ www.npdogtraining.com >> Luke @ www.instagram.com/itslukebadman >> www.facebook.com/lifewithyourdogpodcast >> www.instagram.com/lifewithyourdogpodcast >> www.lifewithyourdogpodcast.com

We recently spent three weeks in North Wales, and TBH, we left a big part of our hearts in Cymru. From the mystical borderlands to the rugged coastline and the top of Snowdon, Wales is thick with friendly sheep, genial locals, alluringly dark folklore, and natural-born storytellers. A few bits and bobs about Wales: It's symbolized by a ferocious red dragon (and the yellow daffodil). Its lakes, rivers, and mountains are home to the fair folk (the Tylwyth Teg). And it's known as the Land of Castles (more than 600 of them on hilltops, overlooking the sea and millions of sheep). Wales is the place for you if you want to ramble around outside under moody skies; it's also the place for you if you prefer to be cozy — perhaps whilst drinking tea or whisky and feeding your mind with literary pursuits. In this episode, we highlight the literary hijinks that abound in Wales: libraries, bookshops, legendary authors, and ancient tales. We learn about a Christmas tradition that's equal parts silly and spooky — and a madcap endurance race with unusual participants. Then we recommend great books that took us there on the page, including a literary story on a rugged Welsh island, a gripping mystery in Cardiff, a travelogue stuffed with delicious food stories, a rock-n-roll memoir, and a modern retelling of Dracula set in a Welsh village. Twenty Thousand Saints by Fflur Dafydd My Family and Other Rock Stars by Tiffany Murray Welsh Food Stories by Carwyn Graves Rubbernecker by Belinda Bauer The Madness by Dawn Kurtagich For more on the books we recommend, plus the other cool stuff we talk about, visit show notes. Sign up for our free Substack to connect with us and other lovely readers who are curious about the world. Transcript of Wales: Castle Ruins, Moody Skies, and Stories by the Fire Do you enjoy our show? Do you want access to awesome bonus content? Please support our work on Patreon! Strong Sense of Place is an audience-funded endeavor, and we need your support to continue making this show. Get all the info you need right here. Thank you! Parts of the Strong Sense of Place podcast are produced in udio. Some effects are provided by soundly. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aaron’s riding high after his big win last week, but will it end up coming back to bite him? Join Patrick, Karl from Who Are These Podcasts? and Moody as they discuss the hilarity of the week from Aaron Imholte and his Steel Toe Morning Show. The man who refuses to get a job never ceases to captivate while ratcheting up his lies and sperg-sessions for our amusement.

The Inside Economics team laments the lack of a November jobs report but dives into the wealth of data released this week about the labor market, income, and consumer spending. The discussion then turns to affordability and whether it's a con job or whether households are feeling a real financial pinch. A listener question turns the conversation toward Federal Reserve independence and whether Jerome Powell's successor is likely to have outsize influence on interest rate decisions.Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.