Podcasts about Moody

Continuing the AI series, the Inside Economics team talks with ConstructConnect Chief Economist Michael Guckes about the data center boom. Michael's granular view of the buildout sheds light on both the opportunities and risks, including whether financing has outpaced construction and whether cheaper AI models could leave some premium data centers stranded. And as a bonus, he has some thoughts on construction in Area 51. Guest: Michael Buckes, Chief Economist, ConstructConnect View our latest articles and research on AI- https://www.economy.com/ai-insight-hub Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today On The Eric Metaxas Show, Pastor Erwin Lutzer joins Eric to discuss his new book Marx and Moody: Two Contemporaries, Two Gospels, Two Tombstones. Lutzer explores Karl Marx's writings about Satan, hell, revolution, religion, family, private property, and the ideas behind the Communist Manifesto. He contrasts Marx with evangelist D.L. Moody, whose Christian preaching reached enormous audiences in Britain and America, and examines why the battle between Marxism and Christianity remains relevant today.⭐ ORDER NOW:Revolution: The Birth of the Greatest Nation in the History of the World

Mason Moody joins Jason DeRusha on the WCCO Radio Porch. They chat about the bull riding lifestyle, what it's like competing in the arena and the upcoming Cinch World's Toughest Rodeo here in February!

Stripe Chief Economist Ernie Tedeschi joins the Inside Economics team to separate the signal from the noise in a busy week for the economy and financial markets. The group discusses Kevin Warsh's recent speech and the market's reaction, unpacks the latest PCE inflation data and what it means for the Fed, and explores the remarkable surge in business formations. Are more Americans becoming entrepreneurs because of shifts in how firms are organized, or is technology making it easier than ever to launch and run a business? Ernie shares insights on the rise of solopreneurs and what it could mean for the future of work, productivity, and economic growth. Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Chris Moody and Jackson Rhees both continued their recent strong play with victories in the Utah Section Senior Chjampionship and Utah Section Assistants Championship. Moody and Rhees join the pod. Sponsored by Goldenwest Credit Union. 

Two regional sources told Axios that in recent days Iran has shown renewed interest in negotiationsUS equity futures trade mixed as Nvidia pulls back from its record-setting day.DXY rangebound; G10s lack direction ahead of Fed Chair Warsh's Jackson Hole address.Fixed income benchmarks await a busy speaker slate; OATs steady after the presidential debate.Energy benchmarks subdued amid a lack of escalation.Looking ahead, highlights include Canadian GDP (Jul), US Non-Farm Payrolls Annual Revision Prelim, Fed Jackson Hole Symposium (27th-29th). Speakers include Fed Chair Warsh, Hammack, Goolsbee, BoE's Bailey, Mann, ECB's Schnabel and Kocher. Credit Ratings including Fitch on France, Moody's on Switzerland, S&P on Portugal, and Morningstar DBRS on the Netherlands.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

US President Trump's administration has repeatedly told mediators it has no interest in going back to the terms of the MoU it reached with Iran in June, WSJ sources said.Any agreements concluded between Iran and Oman are of no importance to the US, and there are no ongoing or scheduled negotiations with Iran, according to a US source cited by Al Jazeera.Chinese executives may join Chinese President Xi's US trip, as a trade truce extension is almost certain, according to SCMP.APAC stocks were mostly positive but with gains capped following the varied performance stateside; European equity futures indicate a positive cash market open.Looking ahead, highlights include French/Spanish Prelim CPI (Aug), German Unemployment Rate (Aug), Canadian GDP (Jul), US Non-Farm Payrolls Annual Revision Prelim, Fed Jackson Hole Symposium (27th-29th). Speakers include Fed Chair Warsh and ECB's Schnabel. Supply from Italy. Credit Ratings including Fitch on France, Moody's on Switzerland, S&P on Portugal, and Morningstar DBRS on the Netherlands.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Nvidia delivers its best day of the year after earnings out Wednesday night. It added the equivalent of an Intel in market cap during the trading session. So is that the green light for investors to climb back into AI winners? Katie Klingensmith, Chief Investment Strategist at Edelman Financial Engines, breaks down the market outlook and where opportunities remain. Mark Zandi, Chief Economist at Moody's, analyzes the economic outlook and the latest developments surrounding Fed Chair Kevin Warsh ahead of his first Jackson Hole speech as Fed chair. Dana Telsey of Telsey Advisory Group breaks down results from Gap and the growing divergence across consumer stocks. Werner Enterprises CEO Derek Leathers discusses shipping demand from major retailers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Adam Waters is a living testimony that God can rescue and redeem a life headed for self-destruction. He tells his story to Wayne Shepherd.  (click for more)              Website: https://www.gracebiblechurchelmhurst.comAdam Waters shares a powerful testimony of transformation from atheism, rebellion, drug addiction, broken relationships, and imprisonment to faith in Jesus Christ and pastoral ministry. Raised in the Chicago suburbs, Waters rejected Christianity as a teenager and became deeply involved in drugs and alcohol, eventually serving in the military as a highly trained medical corpsman while secretly struggling with addiction. After reaching a desperate point that led him to consider suicide, he confessed his addiction, was discharged, and eventually returned to Chicago, where his addiction worsened and ultimately resulted in prison. While incarcerated, reading the writings of Martin Luther, Calvin, Augustine, and other theologians opened his eyes to his spiritual brokenness, and he experienced a profound conversion to Christianity. After prison, with the support of his parents, mentors, and his wife Elaine, Waters pursued theological education at Moody, sensed a call to ministry, and eventually became lead pastor of Grace Bible Church in Elmhurst, Illinois. Today, he views his suffering and recovery as preparation to speak truth and hope into the lives of others, emphasizing the power of prayer, God's ability to redeem broken lives, and the truth that even the most unlikely people can be transformed and called to serve Him.                                         NEXT WEEK:  Jeremy FarleySend your support for FIRST PERSON to the Far East Broadcasting Company:FEBC National Processing Center Far East Broadcasting CompanyP.O. Box 6020 Albert Lea, MN 56007Please mention FIRST PERSON when you give. Thank you!

In this episode: A scathing grand jury report — one that some of the most powerful politicians in Florida tried to keep hidden from voters — says that the administration of Gov. Ron DeSantis “misappropriated” $10 million in taxpayer money “as part of a sophisticated scheme to fund political activities.” The grand jury broadly laid blame for the Hope Florida scandal with James Uthmeier, the former DeSantis chief of staff who since been appointed attorney general of Florida. It also exposed the hidden role in the affair played by U.S. Sen. Ashley Moody. The grand jury ultimately declined to issue any criminal indictments in part because “nobody will take responsibility” for key decisions. But Uthmeier and Moody are both on the ballot this fall — which means the final verdict now lies with Florida voters. Show notesBefore you do anything else, read Jim DeFede's scoop at CBS Miami, which includes the full text of the Hope Florida grand jury report: Grand jury finds DeSantis administration "misappropriated" $10 million in taxpayer money to Hope FloridaTo make a donation to Seeking Rents, click here.To register for the Amendment 3 town hall I'll be moderating, click here.For more details on the Brevard County panel on all the November constitutional amendments that I'll be participating on, click here. Other stories discussed in today's show: The net tightens around key figures in the Hope Florida scandalThe attorney general has some explaining to do. Will anyone make him?Hidden consultants and hurried payments: Records reveal details of DeSantis' campaign against abortion and marijuana amendmentsDid Florida's attorney general break the law during a Martin Luther King Day legal stunt?Judge finds Florida attorney general in contempt for defying court order in major immigration caseFormer federal prosecutors see potential charges in Hope Florida sagaCaruso's old sexual abuse allegations are easy to find. Why didn't DeSantis know?The best and worst of Florida's 2025 session (so far)The bills discussed in today's show: House Bill 1445 — Public Employees and Public OfficersPassed the Florida House of Representatives by a 97-1 vote (vote sheet) and the Florida Senate by a 37-0 vote (vote sheet)Questions or comments? Send ‘em to Garcia.JasonR@gmail.comListen to the show: Apple | SpotifyWatch the show: YouTube Get full access to Seeking Rents at jasongarcia.substack.com/subscribe

Join the conversation with C4 & Bryan Nehman.  Glenn Clark sat in for Bryan this morning. The constitutional amendment will not appear on the ballot. Some schools will not allow busses to cross over the Warren Rd. Bridge.  Moody's has downgraded the city credit rating.  Delegate Kathy Szeliga, Councilman Jermain jones & Council President Zeke Cohen joined the show.  Listen to C4 & Bryan weekdays from 5:30-10am on WBAL News Radio 1090, FM 101.5 & the WBAL Radio app!!

Today, on Karl and Crew, we continued our weekly theme, “Spiritual Gifts.” Millie Stalling and Dr. Eric Redmond joined us today. Millie Stalling, the Administrative Services & Events Manager with the Stewardship & Development team at Moody Bible Institute, shared how God has used her gift of faith through prayer and encouragement. Then Dr. Eric Redmond, the Executive Director of Moody’s Theological Seminary Center for Compelling Biblical Preaching, unpacked how spiritual gifts can be discovered through serving, affirmed by others, and used together for the growth of the church. We then turn to our listeners who took the assessment and ask, “How have you benefited from someone else’s spiritual gift?” You can hear the highlights of today’s program on the Karl and Crew Showcast. If you're looking to hear a particular segment from the show, look at the following timestamps:Call Segment [ 03:14 ]Dr. Eric Redmond [ 04:42 ]Millie Stalling [ 17:28 ]Ally Thinks It's Funny [ 30:55 ]Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Today, on Karl and Crew, we continued our weekly theme, “Spiritual Gifts.” Millie Stalling and Dr. Eric Redmond joined us today. Millie Stalling, the Administrative Services & Events Manager with the Stewardship & Development team at Moody Bible Institute, shared how God has used her gift of faith through prayer and encouragement. Then Dr. Eric Redmond, the Executive Director of Moody’s Theological Seminary Center for Compelling Biblical Preaching, unpacked how spiritual gifts can be discovered through serving, affirmed by others, and used together for the growth of the church. We then turn to our listeners who took the assessment and ask, “How have you benefited from someone else’s spiritual gift?” You can hear the highlights of today’s program on the Karl and Crew Showcast. If you're looking to hear a particular segment from the show, look at the following timestamps:Call Segment [ 03:14 ]Dr. Eric Redmond [ 04:42 ]Millie Stalling [ 17:28 ]Ally Thinks It's Funny [ 30:55 ]Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Capital Group economist Darrell Spence, who has covered the U.S. economy for more than three decades, separates AI hype from the evidence, explaining how much growth the current capital-spending boom is actually buying, where productivity gains are most likely to show up, and who benefits when they do. He also looks to earlier investment cycles for a sense of how long this one will last. The spending is real, but Spence makes the case that enthusiasm and economic resilience are not the same thing — a distinction that matters more as consumer spending softens, inflation persists, and tariffs push up costs. Check out the link to Capital Group's 2026 outlook: 2026 Midyear Investment Outlook View our latest articles and research on AI- Is AI a Miracle or a Mirage? Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, on Karl and Crew, we continued our weekly theme, “Spiritual Gifts.” Dr. Rick Melson and Dr. Drew Dickens joined us today. Dr. Rick Melson, the New President of Moody Bible Institute, shared his heart for Moody’s future, the importance of staying anchored in Scripture, and why Spirit-led leadership is essential for lasting gospel impact. Then Dr. Drew Dickens, an AI expert, shared encouraging developments in AI, demonstrated how thoughtful prompting can turn an idea into a practical tool, and gave listeners a spiritual gifts assessment to help them identify their gifts. We then turn to our listeners who took the assessment and ask, “What did you think? What was confirmed for you? What surprised you?” You can hear the highlights of today’s program on the Karl and Crew Showcast. If you're looking to hear a particular segment from the show, look at the following timestamps: Drew Dickens [ 07:01 ]Call Segment [ 26:00 ]Dr. Rick Nelson [ 41:45 ]Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

In this episode of Making Risk Flow, host Juan de Castro brings together eight leaders from across insurance, technology, insurtech, and brokerage to explore how AI, operating model transformation, and modern technology architecture are reshaping the future of insurance.Ann Haug, David McMillan, Christian Stobbs, Kristoffer Lundberg, Greg Brown, Sam Lewis, Allison Hamilton, and Nick Zerbib examine why insurers need more than new technology to gain a competitive advantage. The discussion explores building operating models for scale, creating decision-led technology architectures, accelerating underwriting workflows, and using AI to augment human judgment rather than simply automate existing processes.The group also considers AI-driven claims transformation, intelligent submission routing, the future role of underwriters, customer obsession, and how brokers can prepare for growing market and private equity pressures. Together, these perspectives reveal how culture, technology, speed, and strategic clarity can help insurers become more agile, scalable, and resilient in an increasingly competitive market.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Ketaki Sodhi is Head of AI Enablement at Moody's Corporation. In this episode, Ketaki shares her perspective on what it really takes for organizations to move beyond individual AI productivity toward enterprise-wide transformation. They discuss why the biggest barriers to AI adoption are no longer technical, but organizational, spanning culture, workflows, leadership, data, and incentives. Finally, Ketaki shares how leading companies are building the systems, operating rhythms, and knowledge infrastructure needed to scale AI responsibly inside of organizations.LinksLinkedin Profile: https://www.linkedin.com/in/ketakisodhi/

Today, on Karl and Crew, we continued our weekly theme, “Spiritual Gifts.” Dr. Rick Melson and Dr. Drew Dickens joined us today. Dr. Rick Melson, the New President of Moody Bible Institute, shared his heart for Moody’s future, the importance of staying anchored in Scripture, and why Spirit-led leadership is essential for lasting gospel impact. Then Dr. Drew Dickens, an AI expert, shared encouraging developments in AI, demonstrated how thoughtful prompting can turn an idea into a practical tool, and gave listeners a spiritual gifts assessment to help them identify their gifts. We then turn to our listeners who took the assessment and ask, “What did you think? What was confirmed for you? What surprised you?” You can hear the highlights of today’s program on the Karl and Crew Showcast. If you're looking to hear a particular segment from the show, look at the following timestamps: Drew Dickens [ 07:01 ]Call Segment [ 26:00 ]Dr. Rick Nelson [ 41:45 ]Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

Send us Fan MailAaron, Trent, and Peaches sit down with Justus, a Security Forces airman out of Moody Air Force Base, to talk about one of the nastiest, coolest, and most under-discussed opportunities in the Air Force: jungle warfare training in Panama.Justus walks through how he ended up in the Air Force, why Security Forces was not what he expected, and how a career field that gets roasted constantly can still open doors if you are fit, positive, prepared, and willing to say yes when opportunities show up.He breaks down life in Security Forces, deploying to Prince Sultan Air Base, supporting the F-22 demo team, competing in Defender Challenge, and eventually getting to the 820th Base Defense Group at Moody — a unit built around defending and opening forward air bases in contested environments.Then the episode gets into the real reason he is here: Panama Jungle School.We talk tents, heat, humidity, malaria meds, mosquitoes, botflies, leaf cutter ants, black palm, trench foot, dysentery, wet boots, wet uniforms, and the harsh reality that the jungle itself is usually the hardest enemy. Justus explains the combat water survival assessment, jungle 5K, knot tests, survival phase, food and water procurement, firecraft, shelter building, rope systems, Z-pulley, one-rope bridge, jungle tactics, and the final Green Mile.The best part? He is not bitter, negative, or trying to scare anyone away. His message is simple: Security Forces has opportunities everywhere, but you have to be ready when they appear. Be in shape. Ask questions. Find the people doing hard things. Say yes.If you are in Security Forces, stop telling yourself the job is just gates and patrol cars. There is more out there. Go find it.00:00 - Intro and Ones Ready01:04 - Panama Jungle School Preview03:44 - Justus Joins the Team Room04:20 - How Justus Joined the Air Force06:08 - Security Forces Is More Than the Jokes06:42 - Basic Training and Tech School09:10 - Langley, Gates, Patrols, and Reality11:44 - Defender Challenge Opportunity12:21 - What Is the 820th Base Defense Group?14:12 - Mindset Changes the Career Field17:36 - Base Defense Group Mission and Schools20:28 - Air Assault on Short Notice22:05 - Panama and the Jungle School Opportunity24:23 - Training, Tryouts, and Preparation27:07 - Arriving at Fort Sherman29:18 - Bugs, Plants, and Things That Want You Dead33:25 - Wet Boots for Three Weeks34:16 - Combat Water Survival Assessment36:38 - Fail Early, Stay Anyway37:04 - The Jungle 5K Gut Check40:18 - Why Jungle Movement Is Different42:05 - Survival, Tactics, and the Jungle Is Neutral44:44 - Food, Water, Traps, Fire, and Shelter46:27 - Finding Fun in the Suck47:04 - Jungle Tactics Are Different48:51 - Rope Systems and the Z-Pulley50:48 - Boot and Training Recommendations52:58 - Can Airmen Outside the 820th Go?54:09 - Culminating Exercise Prep54:58 - Accepting the Jungle59:12 - The Green Mile01:01:44 - What Is Next for Justus?01:03:10 - 824th Base Defense Squadron Shoutout01:03:52 - Why More Airmen Should Go01:04:16 - Final ThoughtsSupport the showJoin this channel to get access to perks: HEREBuzzsprout Subscription page:  HERERegister for our Operator Training Summit:  OperatorTrainingSummit.comFind an Air Force Recruiter: AirForce.comCollabs:Ones Ready - OnesReady.com 18A Fitness - Promo Code:  ONESREADY ATACLete - Follow the URL (no promo code):  ATACLeteDanger Close Apparel - Promo Code:  ONESREADYDFND Apparel...

How can a marriage remain strong under relentless pressure? What does it look like for husband and wife to reflect Christ and His Church through faithful love? Together we are encouraged by the testimony of Charles and Susie Spurgeon, whose life exemplified Christ's design for marriage. As they faced demanding ministry, physical suffering, personal trials, and public criticism, they chose to draw nearer to Christ rather than drift apart from one another. Susie joyfully strengthened, encouraged, and supported her husband's calling, becoming an indispensable partner in the work God entrusted to him. Their lives remind us that a Christ-centered marriage is sustained not by human strength but by God's grace.

Top of mind for the Inside Economics team this week is the surge in long-term interest rates. Colleague Martin Wurm joins the conversation to unpack why rates have risen so sharply, assess whether the U.S. Treasury's efforts to stem the increase will work, and consider the risk of a much more serious bond market sell-off. Fundamentally, the only real solution is for the nation to address its darkening fiscal outlook. Hmmm…. Guest: Martin Wurm Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Christine Riccio & Natasha Polis talk all things nerdy in the book, tv, movie, pop culture, fandoms, and how they integrate into their adult lives. Today they're talking about the cover and title reveal for ACOTAR books 6 & 7 - A Court of Splintered Harmony and A Court of Forgotten Melody by Sarah J. Maas! Plus they chat Sterling Point, Moody's Point, Adversary to the Villian, Vera Stein is Fine, Taylor Swift, and more!The Main discussion start at: 53:16Today in Fangirl Tea Time : Join Christine and Natasha for more stories about their recent life escapades. Support the pod by joining the Forking Fangirls Patreon community: http://patreon.com/thoseforkingfangirls TEAM EDWARD: The first five Heated Rivalry episode commentaries are up now! Follow the visual show on our Youtube: http://youtube.com/@thoseforkingfangirls  Get Christine's new book THIRTY, FLIRTY, & FOREVER ALONE: https://www.amazon.com/dp/1662532156Add Thirty Flirty & Forever Alone on Goodreads:https://www.goodreads.com/book/show/230393104-thirty-flirty-and-forever-aloneCheck out Natasha's sewing classes: https://www.natashapolis.com/Join our patron to get 10 dollars off the classes!Website: https://thoseforkingfangirls.com/ Email us feedback: thoseforkingfangirls@gmail.com Instagram: https://www.instagram.com/thoseforkingfangirls/Twitter: https://twitter.com/forkfangirlspod TikTok: https://www.tiktok.com/@thoseforkingfangirlsGet Christine's novel Attached at the Hip: https://a.co/d/grmPeVy Check out the Selkie Collection and get 10% off your order with code TASHAPOLIS https://selkiecollection.com/collections/all

US equity futures rebound heading into the final trading session of the week.DXY returns to Thursday's low; Antipodeans outperform, EUR and GBP muted following broadly strong PMIs.US 30yr yield slips below 5.25%, lifting Spot Gold and Bitcoin to key levels.Energy benchmarks lower amid light geopolitical newsflow.Looking ahead, highlights include Canadian Retail Sales (Jun), US S&P Flash PMIs (Aug), EU Consumer Confidence Flash (Aug), BoC SLOS (Q2). Credit rating updates from Fitch on Poland, Moody's on the Netherlands and Sweden.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

APAC stocks were mixed as the region attempted to shrug off the broadly negative handover from Wall Street; European equity futures indicate an uneventful open.In FX, DXY marginally softened, and USD/JPY was choppy overnight following the mostly in-line Japanese inflation data for July.10yr UST futures lingered around the prior day's trough, Bund futures mildly retreated, and 10yr JGB futures tracked previous declines in global peers.Crude futures were contained overnight amid a lack of major fresh developments; spot gold resumed its recent choppy performance above the USD 4,500/oz level.Looking ahead, highlights include Global S&P Flash PMIs (Aug), UK Retail Sales (Jul), PSNB (Jul), EU Negotiated Wage Growth (Q2), Canadian Retail Sales (Jun), EU Consumer Confidence Flash (Aug), BoC SLOS (Q2). Credit rating updates from Fitch on Poland, Moody's on the Netherlands and Sweden.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

The U.S. economy has remained remarkably resilient, but beneath the headline numbers, consumers are experiencing very different realities. Moody's Analytics economist Justin Begley joins Equifax's Olivia Voltaggio to examine the outlook for the labor market, growing stress among subprime borrowers, the persistent K-shaped economy and the housing affordability challenge. They also discuss what these trends mean for credit demand, delinquencies and the economic indicators lenders should be watching as they balance risk with opportunities for growth.

Primary election night delivers major wins, surprising losses, and plenty of controversy. We break down the Florida results, including Byron Donalds' victory, the DeSantis legacy, Randy Fine's race, Corey Mills' loss, and the upset involving Angie Nixon and Alexander Vindman.We also react to CNN's coverage of the results, the DSA's role in the Democratic primaries, Ashley Moody's numbers, the Michigan Senate race, Texas political developments, and the South Carolina runoff.Then we dig into a Minnesota poll-worker training video and the latest immigration and international headlines before turning to some of the internet's biggest controversies. That includes the Lindsay Clancy case and the online debate surrounding it, Candace Owens' commentary, viral TikTok trends, astrology conspiracy theories, and reactions from Phil Labonte, Jeremy Boring, and others.Plus: Scott Bessent assassination-attempt sentencing news, David Morens' guilty plea, ICE fines, TPS changes, Iran, China, MTG, the Pope, Sophie Cunningham's national anthem moment, and some of the strangest viral posts making the rounds.From election-night surprises to culture, politics, viral TikToks, and internet insanity, we're breaking down the stories everyone is talking about.SUPPORT OUR SPONSORS TO SUPPORT OUR SHOW!Be confident in your portfolio with Bulwark! Schedule your free Know Your Risk Portfolio review. Go to https://KnowYourRiskPodcast.com Ready to give MASA a try? Get 25% off your first order by going to https://MasaChips.com/CHICKS and using code CHICKS.Give $26 today to the Human Coalition. Be her lifeline. Create a life saving moment. Give today at https://HumanCoalition.org/ChicksSubscribe and stay tuned for new episodes every weekday!Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramTikTokXLocalsMore InfoWebsite

1 hour and 49 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, The Aretha Franklin Amphitheatre, Radecki Oral Surgery, Long Road Distillers, and Venue by 4M where recorded this. 1. Defensive Line Starts at 0:54 The defense is older and more experienced overall compared to the offense, but there are some holes to fill. John Henry Daley transfers from Utah and claims to be ready to go. Aidan Hutchinson as his ceiling might be tough coming off of an injury, but Aidan Hutchinson's 2021 season was also coming off of an injury. There's also a version of JHD where he's not all the way back and is only pretty good. The other starter is either Cam Brandt or Dom Nichols. We're not hearing a lot about Nate Marshall. Benny Patterson, on the other hand, could be a guy that's coming on. A lot of the defensive ends have some experience and are just waiting for their turn. Defensive tackle is not as deep, has some question marks, and doesn't have an established star. Trey Pierce could be solid. Enow Etta has a chance of taking a big step forward. By the end of the season he was the one still standing up against Ohio State. Seth is not high on Jonah Lea'ea. Palepale is probably the 3rd defensive tackle, he's a big dude. Don't give up on defensive tackles. Everyone wants Alister Vallejo to be the high riser, the Mason Graham comparisons are out there. Bobby Kanka flashed in the spring game. Defensive tackle seems like a not great situation overall - there are a couple guys who are serviceable to good and then a lot of questions marks. You always need at least four.  [The rest of the writeup and the player after THE JUMP]  2. Linebackers Starts at 33:40 The group that is probably the most uncertain, more-so than defensive tackle. They had a first and second team of linebackers that have left after last season. We get to see Cole Sullivan again this year after he transferred to Oklahoma. Nate Staehling is the guy we're most excited about, the transfer from North Dakota State. It would be so lovely if he was a generic Iowa linebacker! He has the ability to take on a lead block. The other portal takes are much less inspiring. Troy Bowles, Chase Taylor, and Nathaniel Owusu-Boateng are the other major contributors. A lot of them look like safeties. Chase Taylor has high shoulder pads! Staehling probably starts with Bowles? After these three it drops off pretty quickly. The recruiting class has three guys that all ranked in flyer territory. Nobody in the program is complaining about defensive tackle, but there are a lot of concerns about linebackers. Keep the top guys mostly healthy and you've got a shot, though. 3. Hot Takes and Secondary Starts at 53:56 Takes hotter than that other week this summer that wasn't even Art Fair but it was like 100 billion degrees and Brian was sitting outside watching his kids play tennis badly. This is a surprisingly veteran group! Not a lot of questions at cornerback, your starters are Jyaire Hill, Zeke Berry, and they import Smith Snowden from Utah. Jyaire Hill has first round upside and this year should be a star. Zeke Berry is at least solid but is he better than that? Could Shamari Earls start over Zeke by the end of the season? The other cornerbacks are Jo'Ziah Edmond, I'Marion Stewart, and Jamarion Vincent. Vincent is a freshman and Stewart is a flip from wide receiver; they're not generating a lot of buzz. Seth is ridiculously high on Smith Snowden at nickel. At safety - is Rod Moore going to be healthy? He says he's healthy but he's on a pitch count. If he's healthy and he's Rod Moore he's one of the best safeties in the country, but he might not be Rod Moore. Chris Bracy transfers in from Memphis and is one of the best transfers in the country. He's a huge asset in stopping the run. Too bad he's not big enough to play linebacker. Mason Curtis got a lot of experience last year and is the 3rd safety, he'll get a lot of opportunities this year. Jordan Young has some upside despite inexplicable snaps last season.  4. Special Teams and Overall Thoughts Starts at 1:28:04 This defense feels like it's going to be pretty decent but there are a lot of questions. If you get the ceiling of a lot of guys on the edge and maybe Staehling then they could be really good. But the middle of the field and the backup defensive tackles are shaky. Will it be fine and are we just spoiled as Michigan fans? There are a lot of guys that will be big pieces on the defense in two or three years and they're on the roster right now. The secondary will be especially exciting if Rod Moore is back, but could weird teams like Iowa take advantage of what Michigan's missing? Also, Michigan has a college defensive coordinator and not Wink Martindale. Michigan imported Trey Butkowski (kicker) and Cam Brown (Aussie punter). Pat Narduzzi was really mad that he lost his kicker so he must be really good. He's not Moody or Zvada but he makes a lot of kicks. The 25 yard line is probably field goal range now, rather than the 35, Justin Turner is your likely comparison. Cam Brown's an odd one. He's a Hudson Hollenbeck comparison but kicks it a little further. Michigan's long snapper, Gavin Magorien, is the only Michigan player on the Freaks List this year. Who do you want returning kickoffs, Moa? And Andrew Marsh on punts?  MUSIC: "Take It"—Donnie and Joe Emerson "Rabbits"—Thomas Dollbaum "Dog Bite"—Mickey Leao “Across 110th Street”—JJ Johnson and his Orchestra   

Mike celebrates a major primary victory for Ashley Moody in Florida while taking aim at the Democratic Party's increasingly progressive wing. He also sounds off on the stark differences between red and blue states, arguing that Florida's approach to elections, public safety, and governance continues to attract Americans fleeing places like California, New York, and Illinois. In South Carolina, Mike breaks down a contentious Senate debate that left many Republicans questioning whether Darlene Graham Nordone is prepared for the job, while Congressman Ralph Norman's criticism of outside Democratic money adds even more fuel to the race. Plus, Mike reacts to Senator John Ossoff's controversial comments about a Trump aide, asking just how far political attacks are willing to go.See omnystudio.com/listener for privacy information.

Nick is joined by Rishi Persad for a canter through today's racing headlines. At York, on the eve of the famous Ebor Festival, they hear from clerk Anthea Leigh about the rainfall and likely conditions of the track ahead of the week's feature race, the Juddmonte International. Timeform's Dan Barber tees up the Ombudsman-Constitution River clash through the ratings organisation's lens, while Almaqam's rider Kieran Shoemark welcomes the rain while previewing an excellent book of Group Race rides this week. We also hear from trainers Paddy Twomey - who still has a strong squad despite the enforced absence of Moody in the Yorkshire Oaks - and James Owen, who has high hopes of City of York representative Rogue Diplomat.

MIT professor David Autor, one of the world's leading labor economists, separates AI hype from evidence, explaining which jobs are most likely to be augmented rather than automated, what that means for wages and middle-skill work, and what past technological shifts teach us about the adjustment ahead. While big changes in the labor market are coming quickly, Autor makes the case that they are manageable—and outlines the policies that could ease the transition. View our latest articles and research on AI- Is AI a Miracle or a Mirage? Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this Greatest Hits episode of Making Risk Flow, host Juan de Castro is joined by Jean-Jacques Henchoz (JJ), Non-Executive Director, Brit Insurance, and a non-executive director across the insurance value chain, to explore the future of insurance. With over 25 years of industry experience, JJ shares his perspectives on how insurers can remain relevant by addressing protection gaps, improving affordability, and embracing cultural and technological transformation. The discussion highlights how AI, automation, and innovation are reshaping customer experience while reducing inefficiencies. Juan and JJ also examine the importance of attracting tech-savvy talent, breaking down silos, and fostering collaboration across the sector. Packed with insights, this conversation offers a roadmap for insurers seeking to stay customer-centric and resilient in a rapidly evolving world.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

This encore episode of The Joyful Friar podcast has over 10,000 views! This episode features Dr. Raymond Moody's groundbreaking book, "Life After Life." As the International Association for Near Death Studies (IANDS) Conference begins next week, Fr. Nathan and Dr. Moody reflect on the origins of this influential research and share insights into what first inspired the study of near-death experiences. My Prayer Partner Kimberly Sharp, LMFT, is speaking at the IANDS Conference on Saturday, August 29, 2026, at 3:15 pm on a panel: "Mental Health Support for Near-Death and Related Experiences." It qualifies for the Academic and Professional Track.Dr. Raymond Moody Jr. is an American psychiatrist, philosopher, and author widely known as the "father of the near-death experience" (NDE). He coined the term "near-death experience" and wrote the 1975 landmark bestseller "Life After Life," which sold over 13 million copies.Connect with Dr. Raymond Moody: https://www.lifeafterlife.comhttps://www.facebook.com/DrRaymondMoodyhttps://www.instagram.com/Life__AfterLifehttps://www.youtube.com/channel/UCYbMoyl1QHvJVidKWIOiVbghttps://www.tiktok.com/@afterlifeexplorersClick this link and let us know what you love about The Joyful Friar Podcast! Support the show​Connect with Father Nathan Castle, O.P.: http://www.nathan-castle.com https://www.facebook.com/fathernathancastle https://www.instagram.com/father_nathan_castle https://www.youtube.com/@FatherNathanCastleOPListen to the podcast: https://apple.co/3ssA9b5Purchase books: https://tinyurl.com/34bhp2t4Donate: https://nathan-castle.com/donateMy Dominican brothers and I live a vow of poverty. That means we hold our goods in common. If you enjoy this podcast, please donate https://nathan-castle.com/donate. 501©3 of the Western Dominican Province.Father Nathan Castle, O.P., is a Dominican Friar, author, podcast host, and retreat leader. Over the past 27 years, his unique ministry rooted in the Catholic Church's mystical tradition has helped more than 700 souls transition from one afterlife plane to a more joyful one. Father Nathan believes that providing such help is something the Holy Spirit has given him and his prayer partners to do.     Theme music: Derek Gust      ...

Nick is joined by Rishi Persad for a canter through today's racing headlines. At York, on the eve of the famous Ebor Festival, they hear from clerk Anthea Leigh about the rainfall and likely conditions of the track ahead of the week's feature race, the Juddmonte International. Timeform's Dan Barber tees up the Ombudsman-Constitution River clash through the ratings organisation's lens, while Almaqam's rider Kieran Shoemark welcomes the rain while previewing an excellent book of Group Race rides this week. We also hear from trainers Paddy Twomey - who still has a strong squad despite the enforced absence of Moody in the Yorkshire Oaks - and James Owen, who has high hopes of City of York representative Rogue Diplomat.

Thank you to Jurlique for sponsoring this week of Mini Scroll. You can find the Holy Basil & Aloe Hydrating Mist here: https://kolsq.io/blafiThe biggest stories on the internet from August 18th, 2026.Please consider buying us a coffee: https://buymeacoffee.com/centennialworld/ Timestamps:00:00 Intro2:01 Milly is Moody perm disaster explained17:25 TikTok's newest fastest growing creator24:40 KATESEYE Hootie Frutti video backlashFind our podcast YouTube channel here: https://www.youtube.com/channel/UC18HclY7Tt5-1e3Z-MEP7Jg Subscribe to our weekly Substack: https://centennialworld.substack.com/ Follow us on Instagram: https://www.instagram.com/infinitescrollpodcast/ Follow Lauren on Instagram: https://www.instagram.com/laurenmeisner_/ 

JP and BMitch react to Washington releasing kicker Jake Moody. Does this mean Drew Stevens will be the Commanders' kicker?

-Commanders cut K Jake Moody and G&D react to preseason opener - Commanders Game Balls & Gassers: Preseason Week 1 vs Miami - More Game Balls & Gassers + Marcus Mariota injury

Send us Fan MailIn this episode, we discuss the season finale of season four of Tea Leaves, our version of the Harry Potter TV show. Harry and the champions face the final task in the Tri-Wizard Tournament, and the Dark Lord returns. Enjoy!Topics/Summary:·      2:16 Aftermath of the Second Task. Ron is a hero (and gets more heroic with each version of the story), and Harry just can't shake the nagging feeling of the crushing task in the lake.·      10:37 Rita Skeeter and Karkaroff are stirring the pot. Rita writes an article about Hermione playing with the hearts of Krum and Harry. Karkaroff barges into a potions class and flashes the dark mark at Snape, but Harry catches a glimpse.·      18:08 The trio go to Hogsmeade and Sirius tells them everything about Crouch's past. They learn that he was in line to become the next minister but was cast aside after his son, Barty Crouch Jr., was convicted of being a Death Eater.·      23:59 Moody, Crouch(es), and Karkaroff all implode. Mr. Crouch appears in a bad state but disappears when Dumbledore comes to help him. Harry goes into the pensive and watches the trial of Barty Crouch Jr.·      35:08 The trio discuss what just happened to open the last episode. Then, families arrive and everything prepares for the third task.·      49:17 We're back in the forest in Albania. We follow Voldemort as he gains his power back and moves to the Riddle house, turning the light on in the living room and planning to kill Harry. Eventually, he emerges from the house and sees Harry and Cedric standing in the graveyard. ThePotterDiscussion@gmail.comthepotterdiscussion.comNox

The Inside Economics crew is joined by colleague Matt Colyar to run down the week's slate of inflation and consumer data. Following the recap and a brief detour about lettuce consumption, each puts forward probabilities that the Fed will cut rates, hike rates, or stay put in the near term. The numbers game leads to a discussion of the series the group would put on their Mount Rushmore – an exercise Mark is completely unfamiliar with and blames on the group's generational divide.  Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Oaxaca tendrá más plazas docentes y apoyos para estudiantes Moody's pide ajuste fiscal de 2.4% del PIB en MéxicoBrasil prepara medidas contra aranceles de EE.UU.Más información en nuestro Podcast#grc

When Dwight L. Moody preached in New York in the late 1870s, thousands gathered to hear him proclaim the gospel of Jesus Christ to the masses. Out of those meetings came The Faithful Saying – this collection of wonderful, powerful sermons. With warmth, urgency, and simplicity, Moody calls believers to repentance, deeper faith, and personal revival. He reminds us that God chooses the weak to confound the mighty, that He honors the faith of His people, and that courage and wholehearted service are essential for anyone called to work in His vineyard. The Faithful Saying overflows with encouragement for every Christian who longs to see true revival – in the heart, in the home, and in the world. Its message is as powerful today as when Moody first delivered it to the crowds of New York, for God has chosen the foolish things of the world to shame the wise, and God has chosen the weak things of the world to shame the things which are strong, and the base things of the world and the despised God has chosen, the things that are not, so that He may nullify the things that are, so that no man may boast before God (1 Corinthians 1:27-29). About the Author Dwight L. Moody, determined to make a fortune, arrived in Chicago and started selling shoes. But Christ found him and his energies were redirected into full-time ministry. And what a ministry it was. Today, Moody's name still graces a church, a mission, a college, and more. Moody loved God and people, and the power of a love like that impacts generations.

When Dwight L. Moody preached in New York in the late 1870s, thousands gathered to hear him proclaim the gospel of Jesus Christ to the masses. Out of those meetings came The Faithful Saying – this collection of wonderful, powerful sermons. With warmth, urgency, and simplicity, Moody calls believers to repentance, deeper faith, and personal revival. He reminds us that God chooses the weak to confound the mighty, that He honors the faith of His people, and that courage and wholehearted service are essential for anyone called to work in His vineyard. The Faithful Saying overflows with encouragement for every Christian who longs to see true revival – in the heart, in the home, and in the world. Its message is as powerful today as when Moody first delivered it to the crowds of New York, for God has chosen the foolish things of the world to shame the wise, and God has chosen the weak things of the world to shame the things which are strong, and the base things of the world and the despised God has chosen, the things that are not, so that He may nullify the things that are, so that no man may boast before God (1 Corinthians 1:27-29). About the Author Dwight L. Moody, determined to make a fortune, arrived in Chicago and started selling shoes. But Christ found him and his energies were redirected into full-time ministry. And what a ministry it was. Today, Moody's name still graces a church, a mission, a college, and more. Moody loved God and people, and the power of a love like that impacts generations.

When Dwight L. Moody preached in New York in the late 1870s, thousands gathered to hear him proclaim the gospel of Jesus Christ to the masses. Out of those meetings came The Faithful Saying – this collection of wonderful, powerful sermons. With warmth, urgency, and simplicity, Moody calls believers to repentance, deeper faith, and personal revival. He reminds us that God chooses the weak to confound the mighty, that He honors the faith of His people, and that courage and wholehearted service are essential for anyone called to work in His vineyard. The Faithful Saying overflows with encouragement for every Christian who longs to see true revival – in the heart, in the home, and in the world. Its message is as powerful today as when Moody first delivered it to the crowds of New York, for God has chosen the foolish things of the world to shame the wise, and God has chosen the weak things of the world to shame the things which are strong, and the base things of the world and the despised God has chosen, the things that are not, so that He may nullify the things that are, so that no man may boast before God (1 Corinthians 1:27-29). About the Author Dwight L. Moody, determined to make a fortune, arrived in Chicago and started selling shoes. But Christ found him and his energies were redirected into full-time ministry. And what a ministry it was. Today, Moody's name still graces a church, a mission, a college, and more. Moody loved God and people, and the power of a love like that impacts generations.

When Dwight L. Moody preached in New York in the late 1870s, thousands gathered to hear him proclaim the gospel of Jesus Christ to the masses. Out of those meetings came The Faithful Saying – this collection of wonderful, powerful sermons. With warmth, urgency, and simplicity, Moody calls believers to repentance, deeper faith, and personal revival. He reminds us that God chooses the weak to confound the mighty, that He honors the faith of His people, and that courage and wholehearted service are essential for anyone called to work in His vineyard. The Faithful Saying overflows with encouragement for every Christian who longs to see true revival – in the heart, in the home, and in the world. Its message is as powerful today as when Moody first delivered it to the crowds of New York, for God has chosen the foolish things of the world to shame the wise, and God has chosen the weak things of the world to shame the things which are strong, and the base things of the world and the despised God has chosen, the things that are not, so that He may nullify the things that are, so that no man may boast before God (1 Corinthians 1:27-29). About the Author Dwight L. Moody, determined to make a fortune, arrived in Chicago and started selling shoes. But Christ found him and his energies were redirected into full-time ministry. And what a ministry it was. Today, Moody's name still graces a church, a mission, a college, and more. Moody loved God and people, and the power of a love like that impacts generations.

When Dwight L. Moody preached in New York in the late 1870s, thousands gathered to hear him proclaim the gospel of Jesus Christ to the masses. Out of those meetings came The Faithful Saying – this collection of wonderful, powerful sermons. With warmth, urgency, and simplicity, Moody calls believers to repentance, deeper faith, and personal revival. He reminds us that God chooses the weak to confound the mighty, that He honors the faith of His people, and that courage and wholehearted service are essential for anyone called to work in His vineyard. The Faithful Saying overflows with encouragement for every Christian who longs to see true revival – in the heart, in the home, and in the world. Its message is as powerful today as when Moody first delivered it to the crowds of New York, for God has chosen the foolish things of the world to shame the wise, and God has chosen the weak things of the world to shame the things which are strong, and the base things of the world and the despised God has chosen, the things that are not, so that He may nullify the things that are, so that no man may boast before God (1 Corinthians 1:27-29). About the Author Dwight L. Moody, determined to make a fortune, arrived in Chicago and started selling shoes. But Christ found him and his energies were redirected into full-time ministry. And what a ministry it was. Today, Moody's name still graces a church, a mission, a college, and more. Moody loved God and people, and the power of a love like that impacts generations.

When Dwight L. Moody preached in New York in the late 1870s, thousands gathered to hear him proclaim the gospel of Jesus Christ to the masses. Out of those meetings came The Faithful Saying – this collection of wonderful, powerful sermons. With warmth, urgency, and simplicity, Moody calls believers to repentance, deeper faith, and personal revival. He reminds us that God chooses the weak to confound the mighty, that He honors the faith of His people, and that courage and wholehearted service are essential for anyone called to work in His vineyard. The Faithful Saying overflows with encouragement for every Christian who longs to see true revival – in the heart, in the home, and in the world. Its message is as powerful today as when Moody first delivered it to the crowds of New York, for God has chosen the foolish things of the world to shame the wise, and God has chosen the weak things of the world to shame the things which are strong, and the base things of the world and the despised God has chosen, the things that are not, so that He may nullify the things that are, so that no man may boast before God (1 Corinthians 1:27-29). About the Author Dwight L. Moody, determined to make a fortune, arrived in Chicago and started selling shoes. But Christ found him and his energies were redirected into full-time ministry. And what a ministry it was. Today, Moody's name still graces a church, a mission, a college, and more. Moody loved God and people, and the power of a love like that impacts generations.

Those familiar with Dr. Bart Ehrman's career trajectory will know that he attended Moody Bible Institute, where he received his early training in textual criticism - but what is a "bible institute", exactly, and why do people attend them?

In this episode of Making Risk Flow, host Jake Harding brings together ten leaders from across insurance, data, and technology to explore how spatial intelligence, real-time data, and climate modeling are reshaping risk assessment and underwriting. Mark Varley, Simon De La Hoyde, Izik Lavy, Jacob Grob, Joan Saladich, Caroline Grey, Pierre-Henri Janssens, Bryan Falchuk, Jay Wallace, and Nick Franz examine why insurers need more than greater data volumes to gain an advantage. The discussion explores point-of-quote accumulation, property-level geospatial analysis, probabilistic climate intelligence, and the value of embedding spatial context early in underwriting workflows. The group also considers emerging opportunities in post-binding cyber intervention and agricultural risk data, while examining how integrated technology, proactive portfolio analysis, and clean-sheet thinking can improve risk selection, profitability, and long-term competitive advantage across insurance markets.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

If you enjoy this episode, we're sure you will enjoy more content like this on The Occult Rejects.  In fact, we have curated playlists on occult topics like grimoires, esoteric concepts and phenomena, occult history, analyzing true crime and cults with an occult lens, Para politics, and occultism in music. Whether you enjoy consuming your content visually or via audio, we've got you covered - and it will always be provided free of charge.  So, if you enjoy what we do and want to support our work of providing accessible, free content on various platforms, please consider making a donation to the links provided below.  Thank you and enjoy the episode!Links For The Occult Rejectshttps://linktr.ee/theoccultrejectsOccult Research Institutehttps://www.occultresearchinstitute.org/Substackhttps://substack.com/@theoccultrejects?r=7auau0&utm_campaign=profile&utm_medium=profile-pageCash Apphttps://cash.app/$theoccultrejectsVenmo@TheOccultRejectsBuy Me A Coffeebuymeacoffee.com/TheOccultRejectsPatreonhttps://www.patreon.com/TheOccultRejectsDarkness, Sensory Deprivation, Caves, and Visionary ConditionsUstinova, Yulia. Caves and the Ancient Greek Mind: Descending Underground in the Search for Ultimate Truth. Oxford: Oxford University Press, 2009.Use for: caves, descent, darkness, ancient Greek revelation, incubation, inspired prophecy, and altered states in underground sacred settings.Lewis-Williams, David. The Mind in the Cave: Consciousness and the Origins of Art. London: Thames & Hudson, 2002.Use for: caves, prehistoric imagery, altered consciousness, visual phenomena, and symbolic environments. Use carefully because some interpretations of prehistoric religion remain debated.Eliade, Mircea. The Sacred and the Profane: The Nature of Religion. New York: Harcourt, 1959.Use for: sacred space, threshold, the difference between sacred and profane space, and the way religious environments reorganize orientation and meaning.Zuckerman, Marvin, and Nathan Cohen. “Sources of Reports of Visual and Auditory Sensations in Perceptual-Isolation Experiments.” Psychological Bulletin 61, no. 1, 1964: 1–20.Use for: sensory deprivation, perceptual isolation, visual/auditory sensations, and internally generated experiences under reduced stimulation.Wackermann, Jiří, Peter Pütz, and Carsten Allefeld. “Ganzfeld-Induced Hallucinatory Experience, Its Phenomenology and Cerebral Electrophysiology.” Cortex 44, no. 10, 2008: 1364–1378.Use for: Ganzfeld states, reduced/uniform sensory fields, pseudo-hallucinatory imagery, altered perception, and EEG findings.Metzger, Wolfgang. “Optische Untersuchungen am Ganzfeld.” Psychologische Forschung 13, 1930: 6–29.Use for: early Ganzfeld research and the effect of homogeneous visual fields on perception.Shenyan, O., et al. “Visual Hallucinations Induced by Ganzflicker and Ganzfeld Differ in Frequency, Complexity, and Content.” Scientific Reports 14, 2024.Use for: modern comparison between Ganzfeld and flicker-induced visual phenomena. Useful if connecting this episode back to the earlier flicker-light show.Candlelight, Firelight, Sacred Atmosphere, and the Agency of LightBille, Mikkel, and Tim Flohr Sørensen. “An Anthropology of Luminosity: The Agency of Light.” Journal of Material Culture 12, no. 3, 2007: 263–284.Use for: light as a social, material, emotional, and cultural agent; how light shapes atmosphere, social meaning, and movement.Bille, Mikkel, and Tim Flohr Sørensen, eds. Elements of Architecture: Assembling Archaeology, Atmosphere and the Performance of Building Spaces. London: Routledge, 2016.Use for: architecture, atmosphere, materiality, embodied space, and how built environments shape experience.Pallasmaa, Juhani. The Eyes of the Skin: Architecture and the Senses. Chichester: Wiley, 1996; later editions.Use for: architecture as multisensory experience, not just visual design; helpful for sacred architecture, embodied space, and sensory atmosphere.Barrie, Thomas. “Sacred Space and the Mediating Roles of Architecture.” European Review 20, no. 4, 2012: 505–514.Use for: sacred architecture as a mediating threshold between ordinary and sacred worlds.Kieckhefer, Richard. Theology in Stone: Church Architecture from Byzantium to Berkeley. Oxford: Oxford University Press, 2004.Use for: Christian sacred architecture, spatial theology, light, ritual orientation, and the way buildings teach belief through space.Do, Michael T. H. “Melanopsin and the Intrinsically Photosensitive Retinal Ganglion Cells: Biophysics to Behavior.” Neuron 104, no. 2, 2019: 205–226.Use for: melanopsin, intrinsically photosensitive retinal ganglion cells, non-image-forming vision, and the biological effects of light beyond ordinary sight.Hattar, Samer, H. W. Liao, Motoharu Takao, David M. Berson, and King-Wai Yau. “Melanopsin-Containing Retinal Ganglion Cells: Architecture, Projections, and Intrinsic Photosensitivity.” Science 295, no. 5557, 2002: 1065–1070.Use for: retinal ganglion cells that detect light for non-image-forming functions, including circadian-related pathways.Blume, Christine, Corrado Garbazza, and Manuel Spitschan. “Effects of Light on Human Circadian Rhythms, Sleep and Mood.” Somnologie 23, 2019: 147–156.Use for: light, circadian rhythms, sleep, mood, and why sunlight, darkness, dawn, and dusk matter biologically.Cajochen, Christian. “Alerting Effects of Light.” Sleep Medicine Reviews 11, no. 6, 2007: 453–464.Use for: light's alerting effects beyond image-forming vision.Stained Glass, Religious Light, and Visual TheologyBinski, Paul. Gothic Wonder: Art, Artifice, and the Decorated Style, 1290–1350. New Haven: Yale University Press, 2014.Use for: Gothic visual culture, sacred display, ornament, and the emotional force of medieval religious space.Camille, Michael. Gothic Art: Glorious Visions. New York: Harry N. Abrams, 1996.Use for: Gothic imagery, religious seeing, visual devotion, and sacred art as visionary environment.Kessler, Herbert L. Seeing Medieval Art. Peterborough, Ontario: Broadview Press, 2004.Use for: medieval Christian theories of seeing, devotional image use, sacred art, and vision as religious practice.Hamburger, Jeffrey F. The Visual and the Visionary: Art and Female Spirituality in Late Medieval Germany. New York: Zone Books, 1998.Use for: visionary art, devotional seeing, mystical imagery, and the relationship between images and religious experience.Freedberg, David. The Power of Images: Studies in the History and Theory of Response. Chicago: University of Chicago Press, 1989.Use for: why images provoke emotion, devotion, fear, desire, reverence, and acts of ritual engagement.Scrying, Black Mirrors, Crystal Gazing, and Reflective VisionCaputo, Giovanni B. “Strange-Face-in-the-Mirror Illusion.” Perception 39, no. 7, 2010: 1007–1008.Use for: mirror-gazing under low light, face distortion, visual instability, and apparitional perception.Caputo, Giovanni B. “Apparitional Experiences of New Faces and Dissociation of Self-Identity During Mirror Gazing.” Perceptual and Motor Skills 110, no. 3, 2010: 1125–1138.Use for: mirror-gazing, dissociation, altered self-recognition, and strange-face experiences.Caputo, Giovanni B. “Strange-Face Illusions During Inter-Subjective Gazing.” Consciousness and Cognition 22, no. 1, 2013: 324–329.Use for: prolonged eye-to-eye gazing, face alteration, dissociative effects, and interpersonal gaze phenomena.Caputo, Giovanni B. “Visual Perception During Mirror-Gazing at One's Own Face in Patients with Depression.” The Scientific World Journal, 2014.Use for: mirror-gazing research and altered self-perception. Useful for grounding black mirror and psychomanteum discussion, but do not overgeneralize.Moody, Raymond A., with Paul Perry. Reunions: Visionary Encounters with Departed Loved Ones. New York: Villard, 1993.Use for: modern psychomanteum practice, mirror-gazing, grief, and visionary encounters. Use cautiously; this is experiential/parapsychological material, not mainstream neuroscience.Roll, William G. “Psychomanteum Research: A Pilot Study.” Journal of Near-Death Studies 22, no. 4, 2004: 251–270.Use for: psychomanteum research, bereavement visions, mirror-gazing, and altered perception. Use cautiously.Northcote, Thomas. “Scrying.” In The Encyclopedia of Occultism and Parapsychology, edited by J. Gordon Melton. Detroit: Gale, various editions.Use for: general historical overview of scrying traditions, crystal gazing, mirror gazing, and divinatory seeing.Agrippa, Heinrich Cornelius. Three Books of Occult Philosophy. Translated by James Freake; edited and annotated by Donald Tyson. St. Paul, MN: Llewellyn, 1993.Use for: Renaissance magical imagination, correspondences, planetary symbols, spirits, and visual/ritual operations.Barrett, Francis. The Magus. London, 1801.Use for: later ceremonial magic, mirrors, spirits, correspondences, and visual ritual imagination. Use historically, not as scientific evidence.Magical Gaze, Concentration, Visualization, and Ceremonial PracticeCrowley, Aleister. Liber E vel Exercitiorum. In The Equinox.Use for: concentration, posture, breath, mental discipline, and the training of attention as a magical foundation.Crowley, Aleister. Magick: Liber ABA, Book 4. York Beach, ME: Samuel Weiser, various editions.Use for: ceremonial magic, concentration, visualization, ritual method, symbols, and disciplined magical practice.Regardie, Israel. The Golden Dawn. St. Paul, MN: Llewellyn, variousAlso want to remind people about the website, if you're into reading we have tons of information by multiple contributors, and we got t-shirts up on the site if you're interested. Fun fact, the art is all based on the eyeball. 

Marriage is not just a fairytale of finding the one meant for you. On In The Market with Janet Parshall this week, Dr. Donald Welch provided guidance for addressing and overcoming the challenges that come from combining two unique lives into one cohesive union. Dr. Michael Rydelnik was back as we continued digging into the increase of antisemitism and why nearly half of Americans surveyed want Netanyahu arrested. Ending depression is not just about living a better life, Dr. David Carreon says it is about creating new lifestyle changes and leaving old habits behind. He provided a road map to guide on that journey. What does it mean to find true rest in God? Adam Mabry explained what biblical rest is and is not and why it should not be an option but an essential part of the believer’s faith walk. D.L. Moody’s “straight stick of truth” reference to God’s word has never been more needed than in today’s compromising and conflicted time. Janet and Craig once encouraged us by example on using that straight stick as a measure against the crooked and divisive idea permeating our world today.Become a Parshall Partner: http://moodyradio.org/donateto/inthemarket/partnersSee omnystudio.com/listener for privacy information.