Podcasts about Moody

What if the climate risk data you're using to underwrite policies is fundamentally flawed?In this first of two-part episode of Making Risk Flow, host Jake Harding speaks with Joan Saladich, CEO and co-founder of Geoskop, about why traditional climate risk scores often fail insurers and what a more sophisticated approach looks like. Joan explains how deterministic ratings and traffic-light systems oversimplify complex climate realities, making them unsuitable for underwriting decisions. He explores the value of probabilistic climate modeling, AI-powered analysis, and uncertainty quantification in assessing evolving risks. The conversation also examines changing reinsurance dynamics, which are pushing more climate-related exposure onto commercial insurers. Joan discusses the importance of validating climate models through measurable accuracy and transparency, while highlighting how outdated scenario assumptions can distort risk assessments. Together, they show how embracing data complexity can create a meaningful competitive advantage in modern insurance underwriting. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Seattle's housing crisis is getting harder to hide. Mass tech layoffs are draining the high-income renters and buyers who kept the market propped up — and what's left is a progressive housing agenda with nothing to show for years of zoning fights, upzone mandates, and developer fees.The city's leadership bet everything on endless tech-sector growth to subsidize their affordability schemes. Now that the sector is contracting, the math doesn't work — and ordinary residents are the ones paying the price in higher costs, emptier storefronts, and a housing ladder with no bottom rung.This is what happens when policy is built for optics instead of economics. Seattle's progressive machine spent a decade making it harder and more expensive to build, then called it a housing plan. The layoffs just pulled back the curtain.CHAPTERS0:00 Progressive Seattle's Housing Crisis…1:34 Seattle Home Listings Double Normal2:12 Seattle Businesses Flee to Bellevue3:12 Inventory Spikes But Supply Stays Tight4:04 Layoffs Drive Seattle's Inventory Surge6:29 Seattle's Million Dollar Homes Drain…7:37 Iran War Killed Seattle's Rate Rally9:08 Tech Layoffs Behind Seattle's…9:54 Microsoft Workers Keep Seattle Market…10:58 Washington Tax Model Needs High Earners11:36 Starbucks Picks Nashville Over Seattle12:48 Moody's Warns Washington Into Doom Loop14:03 Seattle Mayor Runs Anti-Business…14:41 Rising Debt Forces Seattle Tax Hikes15:20 Amazon and Starbucks Fled Seattle's…16:01 Seattle Mirrors New York's Millionaire…17:10 East Side Holds as Rates Stay High19:09 Thank You for WatchingSubscribe to @reasonablenews for daily coverage of the stories the mainstream press won't touch.#WashingtonState #BusinessExodus #ConservativeNews

En esta edición de El Brieff del lunes 1 de junio, Sheinbaum defiende la estabilidad económica en su segundo aniversario mientras Banxico recorta crecimiento. El AICM concluye su primera fase de remodelación con 6,500 mdp antes del Mundial 2026. México recibe 47.7 millones de turistas, pero el gasto cayó 3.4% en marzo. Los ingresos tributarios bajan 4.8% en abril y el ISR se desploma 12.9%. Banorte pierde 52,409 mdp en valor de mercado tras rebaja de Moody's. Trump exige 50% de valor de autos en EE.UU. y 82% regional. Cárteles lavan hasta 312 mil mdd con redes chinas.STRTGY ayuda a desarrolladores e inversionistas inmobiliarios a decidir qué construir, dónde invertir y qué proyecto desarrollar en su terreno. Nuestra plataforma combina análisis geoespacial, señales de mercado e insights estratégicos para identificar oportunidades, reducir riesgos y tomar mejores decisiones con mayor certeza. Para conocer más, escríbenos a arturo@strtgy.ai.Recibe gratis nuestro newsletter con las noticias más importantes del día.Si te interesa una mención en El Brieff, escríbenos a arturo@strtgy.ai Hosted on Acast. See acast.com/privacy for more information.

Audio Transcript How are we this morning? Excellent. All right. It's my privilege to bring the word to you this morning, so let's get into it. Recently I read a story about a young man who never wanted to be a soldier. He had no visions of fame or ambitions of glory. When his father announced that he'd secured him an appointment to West Point, the boy protested. He wanted to be a farmer or perhaps work the river trade. But his father was not a man to be argued with, and so the 17 year old boarded a coach east. Sick with dread, he got off to a rough start. Through a clerical error, his name was copied incorrectly and it would stick permanently. He hated the academy. He finished 21st of 39 cadets, distinguished only in horsemanship and mathematics. The Mexican War found him a reluctant quartermaster, competent, but unnoticed afterward posted to lonely garrisons on the Pacific coast. Far from his wife Julia and the children he barely knew, he began to drink. In 1854, facing either court martial or resignation over his drinking, he resigned his commission in disgrace and went home with empty pockets. What followed were the worst years of his life. He tried farming on land his father in law gave him outside St. Louis, and the crops failed. He hauled firewood through the city streets in a worn army overcoat, occasionally passing former West Point classmates who looked away embarrassment. He pawned his gold watch one Christmas to buy presents for his children. He tried bill collecting and was terrible at it. He tried real estate and failed at that, too. By 1860, at 38 years old, he was working at a clerk in his younger brother's leather goods store in Galena, Illinois, earning $800 a year. He was a man whose life, by every visible measure, had failed. Then Fort Sumter fell. The quiet clerk who couldn't sell harnesses turned out to understand something that most West Point polished generals did not. The war was not about elegant maneuvers or reputation, but about pressing forward relentlessly, accepting losses and refusing to stop. Donaldson, Shiloh, Vicksburg, Chattanooga, the Wilderness, Appomattox. The failures had taught him things that successful men never learned. What it was to be underestimated, to be written off, to keep moving even when the odds looked long. The boy who didn't want to be a soldier, the the lieutenant who resigned in shame, the farmer who failed, and his brother's store. Hiram Ulysses Grant, or as the West Point Clerk mistakenly wrote, U.S. grant, ended the war as General of the armies, the man who had saved the Union and later President of the United States. It turned out that the long road had been the training. Weeks before his death, Grant wrote the preface to his personal memoirs, saying, man proposes and God disposes. There are but few important events in the affairs of men brought about by their own choice. Most of us at some point will know what it is to be in our own wilderness. We will know what it is to wait, to wait through years that seem to lead nowhere, to feel forgotten by God, to look out at a landscape that gives no sign that he is at work. And we will be tempted in those years to conclude that nothing is happening, that God has misplaced us, that our life is being spent in vain. This morning, as we come to a passage in the Book of Exodus that speaks directly into that experience. It is the story of 40 silent years in the life of Moses and 400 silent years in the life of Israel. It is the story of a God who appears to all human eyes to be doing nothing. And it is the story of how, beneath that silence, he was doing everything. So if you would with me open your Bibles, please, to the Book of Exodus. And this morning we're going to finish chapter two, verses 11 to 25. One day, when Moses had grown up, he went out to his people and looked on their burdens. He saw an Egyptian beating a Hebrew, one of his people. He looked this way and that, and seeing no one, he struck down the Egyptian and hid him in the sand. When he went out the next day, behold, two Hebrews were struggling together. And he said to the man in the wrong, why do you strike your companion? He answered, who made you a prince and a judge over us? Do you mean to kill me as you killed the Egyptian? Then Moses was afraid and thought, surely the thing is known. When Pharaoh heard of it, he sought to kill Moses. But Moses fled from Pharaoh and stayed in the land of Midian. And he sat down by a well. Now, the priest of Midian had seven daughters. And they came and drew water and filled the troughs to water their father's flock. The shepherds came and drove them away. But Moses stood up and saved them and watered their flock. When he came home to their father, Reuel, he said, how is it that you have come home so soon today? They said, an Egyptian delivered us out of the hand of the shepherds, and even drew water for us and watered the flock. He said to his daughters, then where is he? Why have you left the man? Call him that he may eat bread. And Moses was content to dwell with the man. And he gave Moses his daughter Zipporah. She gave birth to a son, and he called his name Gershom, for he Said I have been a sojourner in a foreign land. During those many days. The king of Egypt died and the people of Israel groaned because of their slavery and cried out for help. Their cry for rescue from slavery came up to God, and God heard their groaning. And God remembered his covenant with Abraham, with Isaac and with Jacob. God saw the people of Israel and God knew. Let's pray. Father. May the words of my mouth and the meditations of our hearts this morning be acceptable in your presence. Lord, I pray, after my words are long forgotten, that your word would be remembered. Jesus name. Amen. Exodus is an epic of God's love and redemption of his people. Every scene reads like an action novel. The baby in the basket, the burning bush, the plagues, the angel of death. The parting of the Red Sea, the thunder and lightning around Mount Sinai, the covenant with the Almighty. Before we dive into our text, we must read Exodus rightly. We have to read it Christologically, that is, in relation to Jesus Christ, who is our perfect sacrifice, who saved us out of our bondage to sin and delivered us into a right relationship with God. When Jesus appeared to his disciples on the road to emmaus in Luke 24:27 Records beginning with Moses and all the prophets, he interpreted to them in all the scriptures the things concerning himself. If Jesus started with Moses when describing himself, perhaps we can also we also read it historically. Scholars debate whether the Exodus took place around 1446 BC or around 1260. Good evidence exists for both dates and ancient Israel did not work with an absolute calendar the way we do. But what matters for us this morning is not the precise year, but the fact that it is history, not myth. The renowned Old Testament scholar Nahum Sarna observed that no nation would invent for itself and then faithfully transmit for thousands of years an inglorious origin story of slavery, grumbling and and idolatry. Israel did not flatter itself into existence. This happened. Exodus 2:11 to 25 sits at 1 of the great hinge moments of redemptive history. The book opens with the sons of Jacob settling in Egypt under the protection of Joseph. But there arose a new king over Egypt who did not know Joseph. What begins as refuge becomes bonding. Hebrews multiplied, and Pharaoh, fearing them, enslaved them and decreed that every male child be cast into the Nile. Into that decree Moses is born. Wes laid out for us last week that Moses mother hides him, his sister watches over him, and then Pharaoh's daughter draws him out of the water. He grows up in the palace, Stephen tells us in Acts 7:22 that he was instructed in all the wisdom of the Egyptians and was mighty in his words and deeds. And that is where our passage begins. The structure that we will use this morning breaks down into four movements. Verses 11 to 14 Moses takes matters into his own hands. Verses 15 to 17 Moses flees and is shaped at a well. 18:22 Moses is welcomed and becomes a sojourner. 23 To 25 While Moses tends sheep, Israel groans and God acts. Start with 11 to 14. Moses has grown. Now the infant in the basket has become a man in Pharaoh's court, raised as Egyptian royalty. How much did he know about his true background growing up? Wes mentioned last week that Moses mother was allowed to nurse him. So did they still have a relationship? Certainly possible. There are so many unanswered questions. Did he live with a divided heart for years? Did he spend endless nights pleading with Pharaoh? Was he embarrassed by his background and didn't want to believe it? We have no idea. What we do know is that he was raised to be a prince of Egypt. But by the time he was 40, he knew exactly who he was and who his brothers and sisters truly were. Were. One day he goes out to his brothers, the Hebrews, and he looks on their burdens. And what he sees he cannot unsee. An Egyptian beating a Hebrew, one of his own. He looks this way and that, and when he sees no one watching, he strikes. Strikes the Egyptian down and buries him in the sand. Now this raises a nagging question for me. If Moses was a member of Pharaoh's household in the royal family, so to speak, why would he have feared killing someone? Wouldn't a royal be able to kill a lowly Egyptian taskmaster with little to no reprisal? This goes into the historical context at the time. Exodus 1:8 says, now there arose a new king over Egypt who did not know Joseph. Commentators note that this likely indicates a dynastic change. A new royal house with no political or familial loyalty to the previous regime. In fact, during either time period, you believe royal houses at that time were very politically unstable, with different factions having different claims to the crown. The princess who had adopted him was almost certainly aging or dead. And the reigning pharaoh would have viewed an adopted Hebrew with suspicion, not affection. And the man Moses killed was not a slave. He was an Egyptian official, a representative of Pharaoh's economic and political authority. This is crucial. In ancient Egypt, killing a Hebrew slave was something an Egyptian could do with little consequence. But a member of the royal household killing one of Pharaoh's taskmasters. This probably would not have looked so much like murder. It would have looked like the potential beginning of an insurrection. The next day, Moses goes out and this time he finds two Hebrews fighting each other. He steps in to make peace, and the man in the wrong rounds on him with words that must have cut deeply. Who made you a prince and a judge over us? Do you mean to kill us as you killed the Egyptian? And Moses is afraid. The secret is out. Beneath these interactions is something deeper that the New Testament helps us understand. The writer of Hebrews tells us this whole episode began in faith. By faith. Moses, when he was grown up, refused to be called the son of Pharaoh's daughter, choosing rather to be mistreated with the people of God than to enjoy the fleeting pleasures of sin. He considered the reproach of Christ greater wealth than the treasures of Egypt, for he was looking to the Reward. That's Hebrews 11:24-26. When Moses walked out of the palace, he was not slumming, he was choosing. He looked at the gold of Egypt on the one hand and the suffering of God's people in the other. And he chose the suffering. That is faith. So what went wrong? Well, it can be summed up in the next phrase. He looked this way. That a long line of preachers have lingered over those words and noticed what was missing. As Chuck Swindoll says, he looked east, he looked west, he looked over his shoulder, but he didn't look up, did he? He looked in both directions horizontally, but he left the vertical completely out of it. Moses was a man with a true call, but a glance still fixed on the ground. Here is the heart of the problem. Moses tried to bring about by his own hand what God had promised to bring about by his covenant. The deliverer was right, the cause was right, the method was wrong, and the time was not yet. And the proof is what he is in what he does next. He hides the body in the sand, as if sand could keep a secret from God. Within a day, the rumor was loose. Within a week, Pharaoh wants him dead. Three things to take from these opening verses. First, a true call from God does not exempt a man from from the discipline of God's timing. Moses had the right cause and the right collar. But he ran ahead. And it will take 40 years in the desert to refine him. Second, hidden sin is a poor investment. Sand is a thin grave. What God means to expose, no man can keep buried. Third, there is mercy for those with juvenile or immature faith. John Calvin's pastoral word on this passage is really helpful. Even the obedience of the saints, stained as it is by sin, is still sometimes acceptable to God through his mercy. So Moses runs, but God was not finished with him. He was only beginning verses 15 through 17. Verse 15 begins with collapse. However noble Moses motives may have been, when he took matters into his own hands, he was outside the will of God. And yet God still had a plan for him. This is one of the great promises of Scripture. God uses sinners for his glory. It's the only kind he has to work with. When you read the heroes of the faith, they read a lot more like a Alcoholics Anonymous meeting than a catalog of superheroes. I can almost see them in a church basement, sitting in a circle on folding chairs, sipping bad coffee, introducing themselves. Hi, I'm Abraham and I'm a liar who pimped out my wife. Hi, I'm Jacob. I'm a deceiver and I'm a thief. How? Hi, I'm Samson and I'm a lust addicted vow breaker. Hi, I'm David. I'm an adulterer and a murderer. Hi, I'm Jonah and I'm a racist runaway. Hi, I'm Peter and I'm a coward who denied my Savior. Hi, I'm Moses and I'm a murderer. When Janet and I lived in Atlanta, we had a pastor who was fond of saying that God doesn't look for ability, he looks for availability. God uses broken people because it's his strength, it's his wisdom, it's his power, and it's for his glory. God would be using Moses, but he had some seasoning yet to experience. Verse 15. When Pharaoh heard of it, he sought to kill Moses. But Moses fled from Pharaoh and stayed in the land of Midian. There's no firm consensus on where exactly Midian was, but the traditional and most widely accepted location is in northwest Arabia, east of the Gulf of Agapa, in what is now northwestern Saudi Arabia. The Midianites appear to have been a semi nomadic people, so Midian may refer to an area where the tribe ranged rather than a specific location. Calvin, commenting here, sees in Moses flight not cowardice, but the sovereign hand of God, breaking a man down before he builds him up. Calvin's instinct is that the Lord put his servant through a long banishment precisely so that he would learn humility and dependence, because the work for which he was designed was greater than human strength could compass. 40 Years of palace training had to be matched by 40 years of desert undoing. Augustine, in a different connection, spoke of being in the region of unlikeness that far country, where the soul learns who it is by losing what it had. Moses, sitting by that well is in the region of unlikeness. Verse 15 ends noting that Moses, obviously exhausted, sat down by a well. One of the beauties of Scripture is the inclusion of what so often to us seems like pointless details. But wells, as it turns out, is an important location in the Bible, specifically, if you are looking for a wife. In Genesis 24, Abraham's servant meets Rebekah, Isaac's future wife, at a well. In Genesis 29, Jacob meets Rachel at a well. This time, who is Moses going to meet? Verses 16 and 17. Now, the priest of Midian had seven daughters, and they came and drew water and filled the troughs to water their father's flock. The shepherds came and drove them away, but Moses stood up to save them and watered their flock. Moses is once again faced with injustice. Has he learned anything? A group of young women have come to the well to draw water, and a group of shepherds is going to give them a hard time. Moses, again courageously rises to their defense. Already we see clues that he is learning from his past mistakes. The text does not record that he killed the shepherds, and not only that he served the young women by watering their flock. For the first time, he was learning what it was to be a deliverer. He stands firm for what is just and begins to practice true leadership, which is born out of service. It would have been unthinkable at the time for a man to perform a menial task for women. But Moses stooped to serve. And by learning to serve, he was learning to lead. For all God's leaders are servants. He, in time, the one who is the true and better. Moses would himself kneel and wash 12 pairs of dirty feet and tell his disciples that whoever wants to be great must be a servant of all. Service is always one of the first courses in God's leadership training. Anyone who aspires to spiritual leadership, especially in the church, should begin by finding a place of humble service. If you travel to my alma mater, Wheaton College, one of the most striking little buildings on campus is the Marion E. Wade center, which houses the largest collection of C.S. Lewis writings in the world. Its namesake, Marian Wade, was an American businessman and founder of the large company Servicemaster. Wade was a man of deep faith who established a tradition called six weeks on the front lines. Every future executive at the company would spend six weeks scrubbing floors on hands and knees, doing the work of those they would later lead. Wade believed that those who refused to serve had no business leading. One of the other blessings of servant leadership is that when kids watch authentic service from their parents, it has a tendency to be passed down through the generations. The other founder of Service Master was a gentleman by the name of Ken Hanson. Ken's son, Walter Hanson, when he grew up, would move to Cleveland. He started a little church in his living room. And it grew, and it grew to about a thousand. In 10 years, the church would grow into what is now called Parkside Church. And if that name rings a bell, it would be because it's the church that Alistair Begg just retired from. It's amazing how these things pass down. Moses is being molded. Though he must feel lost and alone, God is right there, directing the most salient detail, refining his champion. God creates this dress rehearsal. The stage is a backwater. Well, the cast is seven anonymous girls, but the script is the same script that would one day be played out at the Red Sea. This is how God so often works. CS Lewis, in his collected letters, wrote that the great thing, if one can, is to stop regarding all the unpleasant things as interruptions of one's own or real life. The truth is, of course, that what one calls the interruptions are precisely one's real life, the life God is sending one day by day, Moses thought his real life had ended at the border of Egypt. In fact, his real life was just beginning in Midian. There are seasons of our lives where it seems to have been derailed, where the calling we thought we had has collapsed and we find ourselves sitting by a well in some unfamiliar place. The temptation is to read those seasons as God's absence. But this text invites us to read them as God's curriculum. The God who is going to deliver Israel is at this very moment teaching his deliverer how to stand up for seven helpless women at a watering trough. Nothing in your wilderness is wasted. Turn to verses 18 to 22. The daughters return home and their father called Ruel here or Jethro elsewhere, most likely the same man. So don't get confused. Very common at the time for there to be multiple names for somebody. And he asked why they're early, and they say, an Egyptian delivered us. It's a quietly ironic line. Moses has gone out to deliver Hebrews and was rejected as a meddling Egyptian. He flees to Midian and is received as a generous Egyptian. The man cannot escape his identity, and yet his identity is not what God will make of it. Ruel rebukes his daughters for leaving the man unhosted. Call him that. He may eat bread and Moses is brought in. Verse 21 simply says Moses was content to dwell with the man. The Hebrew verb here ya all carries the sense of consenting, of being willing, even of resigning oneself. Moses is not striving anymore. He has come to the end of his striving. He sits down and he stays. The Book of Acts tells us that 40 years passed between Moses flight to Midian and his encounter with God at the burning bush. D.L. Moody is often quoted as saying Moses spent 40 years in Egypt learning to be something. 40 Years in the desert learning to be nothing. And 40 years in the wilderness proving God to be everything. Philip Reichen notes that whenever we are tempted to grow impatient with God's timetable for our lives, we should remember Moses, who spent two years of preparation for every year of ministry. Zipporah is given to Moses as a wife and a son is born. Moses names him Gershom new meaning I have become an alien in a foreign land. The name comes from the Hebrew verb garash, which means to drive out or expel. It may refer to Moses own experience of being driven out of Egypt. It also sounds like the Hebrew words ger and sham, which is a pun that means an alien there. Every time Moses speaks his son's name, he confesses that he does not belong. Midian is not home. Egypt is not home. He is a man between worlds. The Puritans loved this theme of sojourning. John Owen described the believer as a stranger and a pilgrim traveling through a country not his own, with his heart fixed on a city whose builder and maker is God. Jonathan Edwards preached a famous sermon called the Christian Pilgrim, in which he said that the true Christian travels on through this world as a wayfaring man and looks not upon any of the enjoyments of this world as his own. GK Chesterton, with his usual paradox, put it this way. How can we contrive to be at once astonished at the world and and yet at home in it? The answer of Scripture is that we cannot. Not fully, not yet. We are pilgrims. Gershom is the name of every saint. But notice Moses, sojourning is not a punishment, it is a preparation. RC Sproul emphasized that the entire 40 year sojourn in Midian was God's way of thinking. Moses for leadership, a man trained only in Pharaoh's court could not lead Israel through Pharaoh's wilderness. But a man who had himself become a shepherd of sheep in that very wilderness could one day shepherd God's people through it. The geography of Midian is the geography of the Exodus. Route. The skills Moses learned watering Reuel's flock are the skills he would use leading Israel's flock. God was not killing time. God was forging an instrument. And Moses doesn't know he names his son after his displacement. He doesn't name him soon to be deliverer or heir of promise. He names him Sojourner. The man cannot see what God is doing. Alistair Begg has spoken movingly of how God's people are very often in the dark about the brightness of God's plan for them. Moses is in the dark, but the brightness is gathering. If you are a Christian, you are a Gershom. You are a sojourner in a foreign land. The disquiet you feel, the restlessness, the sense that this world is not home is not a defect of your discipleship. It is a feature of it. CS Lewis spoke of this often when he talked about the pilgrim longing in Mere Christianity. He wrote, if we find ourselves with a desire that nothing in this world can satisfy, the most probable explanation is that we were made for another world. The long ordinary years in which it seems nothing of eternal weight is happening to you are very likely the years in which God is doing his deepest work. Verses 23 and 20 through 25. And now the camera pulls back, just like in a movie. We get a break from the action in Midian and the screen flashes. Meanwhile, back in Egypt. Verse 23. During those many days, the king of Egypt died and the people of Israel groaned because of their slavery and cried out for help. 40 Years have passed. A Pharaoh has died, another has come. Nothing has changed for Israel. They are still in chains. Bricks still must be made, whips still fall. And from those brick fields raises a sound. The text uses the strongest words in Hebrew for it. A groaning, a crying, a shrieking that goes up out of the dust. Where does the cry go? To all human eyes, the cry goes nowhere. Pharaoh doesn't hear it. The Egyptians don't hear it. Moses doesn't hear it. And then come four of the most precious verbs in the Old Testament. Their cry for rescue from slavery came up to God, and God heard their groaning. And God remembered his covenant with Abraham, with Isaac and with Jacob. God saw the people of Israel, and God knew. God heard. God remembered. God saw. God knew. John Piper has called these four verbs the Gospel before the Gospel, the announcement hundreds of years before Bethlehem that the God of heaven is not a deistic clock maker, but a covenant father who hears the groaning of his enslaved children. Each verb carries a war world. God heard, not merely overheard, the Hebrew implies attentive, responsive, hearing the cry that no human ear answered, the cry that seemed to die in the air over the Egyptian sky. The cry arrived at the throne of heaven. The silence of God is never the deafness of God. When his people cry, he hears with the ears of a father. God remembered. This does not mean that God had forgotten and now recalled. To remember in the covenantal sense is to act upon a prior commitment. When Scripture says God remembered Noah, the next thing is that the waters subside. When it says he remembered Hannah, the next thing is that she conceives. When it says he remembered his covenant with Abraham, the next thing is the Exodus. God's remembrance is the prelude to his deliverance, the covenant he made 400 years before. I will be a God to you and to your offspring after you has not faded. He was about to honor it. God saw. The verb is the same verb used in Genesis 1. And God saw that it was good. It is the verb of attentive, evaluating, sight. He saw the bruises, he saw the broken backs. He saw the widows, the unburied babies. There is no suffering of his people that is hidden from him. The Scottish divine Samuel Rutherford, writing from his imprisonment in Aberdeen, often returned to the image of God as the watchman over Israel, who never slumbers, whose people's tears are gathered in heaven long before they fall to the ground. God sees and God knew. Interestingly, the verb stands alone in the Hebrew. There is no object God knew. Some translations may supply one. God knew their condition, but the Hebrew leaves it bare. Why? Perhaps because what God knows here is larger than any object can contain. He knows their pain, he knows their bondage, he knows their names, and he knows what he is about to do. Jonathan Edwards taught that every act of God in history is the unfolding of a purpose conceived before time began. God knew. While Moses sits in Midian thinking he had been forgotten, and while Israel cries in Egypt, thinking that they have been forgotten, neither has been forgotten. God is doing two things at once. In Midian, he is shaping his deliverer. In Egypt, he is hearing their cries. The two threads are converging towards a burning bush in the next chapter. But neither Moses nor Israel can see it. Yet Augustine in his Confessions, wrote this sentence. Thou, O Lord, wert more inward to me than my most inward part and higher than my highest. That is the God of Exodus 2. He is closer to Israel's groaning than the chains on their wrists. He is closer to Moses weariness than the dust on his sandals. He is not far off. He is not distracted, he is at work. Four thoughts to close. First, be still and know that he is God. What we are very often is people who run ahead of God. Moses is not alone in this. Abraham had the promise of a son and and couldn't wait until he took Hagar. And the household of faith has lived with the consequences ever since. Jacob had the blessing already promised to him, but couldn't wait, and so he stole it with a goatskin and a lie. Peter had a lord he loved and couldn't bear to see him arrested. So he drew a sword in Gethsemane and cut off a man's ear. The pattern is older than Moses, and it is as new as this morning. The right cause can be pursued in the wrong way and the wrong time. Bradley Gray puts it bluntly. Nothing good happens when you get ahead of God and take matters into your own hands. Second, the silence of God is not the absence of God. 40 Years passed in Midian and 400 years in Egypt before God spoke from the bush. But not one of those years was empty. God was hearing, he was remembering. He was seeing, he was knowing. If your life feels like a wilderness right now, if you have been sitting by your own well in Midian waiting for a word from heaven that just doesn't come, take this passage and press it to your heart. The silence is not absence. The God who shaped Moses in obscurity is shaping you now. In his 1967 book Spiritual Leadership, J. Oswald Sanders quoted this anonymous poem. When God wants to drill a man and thrill a man, and skill a man. When God wants to mold a man to play the noblest part, when he yearns with all his heart to create so great and bold a man that all the world shall be amazed. Watch his methods, watch his ways, how he ruthlessly perfects whom he royally elects. How his hammer he hammers him and hurts him and with mighty blows converts him into trial shapes of clay which only God understands. While his tortured heart is crying and he lifts beseeching hands, how he bends but never breaks when his good he undertakes, how he uses whom he chooses and with every purpose him by every act induces him to try his splendor out. God knows what he's about. Third, your sojourning has a destination. Moses named his son Gershom because he felt the foreignness of his life. But the foreignness was not the end of the story. It was the prelude to a calling. The writer of Hebrews tells us that all the saints acknowledged that they were strangers and exiles on the earth. They desired a better country. That is a heavenly one. Your pilgrimage is not a pointless one wandering. It is a movement towards a country God has prepared for you. Fourth, and most importantly, the God who heard Israel has heard you in a fuller way still. The end of Exodus 2 is a foreshadowing. The four verbs heard, remembered, saw new, find their final fulfillment not at Sinai, but at Calvary. There the Father heard the cries of his people. There he remembered the covenant he had made before the foundations of the world. There he saw his Son lifted up between heaven and earth, bearing the groaning of every enslaved soul in his own body. And there he knew in a way only the triune God could know the cost of redeeming a people for himself. If God heard Israel groaning under Pharaoh and he sent Moses, how much more has he heard your groaning and sent his son? The exodus from Egypt is the shadow. The exodus from sin and death is the substance. And the same four verbs hover over the cross. Today God hears your cries that come up from the dust of this fallen world. God remembers his covenant with you. God sees you right now in this room, in your struggle, in your brokenness. And God knows exactly what he's doing. Let's pray. Father, thank you for this text. Father, thank you for your covenant with us. That you know us, that you love us, that you see us, that no prayer goes unheard, no silence is a waste. And that wherever we are in our life, whatever burdens we are carrying, that you're right here. That you are molding us and you are creating us in just the way that you had planned for us before the creation of the world. Thank you for who you are. In Jesus name, amen. The post Moses Flees to Midian – Exodus 2: 11-25 appeared first on Red Village Church.

Amid a series of legal setbacks for the administration, a judge temporarily blocks the president's $1.8 billion so-called 'anti-weaponization' fund. Plus, a judge orders Trump's name to be taken down from the Kennedy Center in 2 weeks. And new analysis from Moody's shows the average American household has spent $450 on gas and energy due to the Iran war. David Rohde, Ron Insana, Anthony Fisher, and Ahmed Baba join The 11th Hour this Friday night.    To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Mischke is in a mood, and the show erupts with naked guys running, football fans singing, and holy men hollering. All that and a phone call to Bruce.Enter the Breaker Box Retirement Party Contest to win a brand new breaker box courtesy of MSP Plumbing Heating Air: ENTER HERESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mischke is in a mood, and the show erupts with naked guys running, football fans singing, and holy men hollering. All that and a phone call to Bruce.Enter the Breaker Box Retirement Party Contest to win a brand new breaker box courtesy of MSP Plumbing Heating Air: ENTER HERESee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Three economists. Three opinions. The Inside Economics team worked through a panoply of fresh releases, covering GDP, spending, income, new-home sales, durable goods orders, and inflation, to piece together the true state of the economy. Three tricky statistics tested the team in the stats game before a three-part listener question closed things out. Stay tuned for Cris' paper mentioned in the episode here Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

“So we are always confident, even though we know that as long as we live in these bodies we are not at home with the Lord. For we live by believing and not by seeing. Yes, we are fully confident, and we would rather be away from these earthly bodies, for then we will be at home with the Lord. So whether we are here in this body or away from this body, our goal is to please him.” (2 Corinthians 5:6–9 NLT) What happens to us as believers when we die? We go straight into the presence of God. The apostle Paul wrote that when we are “away from these earthly bodies . . . then we will be at home with the Lord” (2 Corinthians 5:8 NLT). There’s no waiting period or shipping delays. The moment our time on earth ends, our time in God’s presence begins. That’s why Paul wrote, “For to me, living means living for Christ, and dying is even better. But if I live, I can do more fruitful work for Christ. So I really don’t know which is better. I’m torn between two desires: I long to go and be with Christ, which would be far better for me. But for your sakes, it is better that I continue to live” (Philippians 1:21–24 NLT). He wanted to continue his work on earth, but the thought of Heaven was irresistible. When Stephen was being martyred for his faith, he was given a glimpse of glory, which he then described to the people who were putting him to death. “But Stephen, full of the Holy Spirit, gazed steadily into heaven and saw the glory of God, and he saw Jesus standing in the place of honor at God’s right hand. And he told them, ‘Look, I see the heavens opened and the Son of Man standing in the place of honor at God’s right hand!’” (Acts 7:55–56 NLT). According to Acts 6:15, “Everyone in the high council stared at Stephen, because his face became as bright as an angel’s” (NLT). Because Stephen was seeing the other side, his face radiated God’s glory. When the great evangelist D. L. Moody was on his deathbed, his last words were, “Is this dying? Why, this is bliss. There is no valley. I have been within the gates. Earth is receding; Heaven is opening; God is calling; I must go.” After saying this, Moody soon breathed his last breath and passed into eternity. It comforts me to think that when my son Christopher left this world, he was carried by angels into God’s presence. I believe that with all my heart. And I believe that’s true of all Christians when their lives on earth come to an end. When we leave this world, we’ll be carried by angels into the presence of the Lord, where we’ll stay forever, filled with utter peace, fulfillment, joy, and awe. If we, too, could see how glorious Heaven is, I’m sure that it would change everything about how we view death. Enjoy this life while you can but never lose sight of what lies beyond it. Reflection question: What are you most excited about when it comes to Heaven? Discuss Today's Devo in Harvest Discipleship! The Harvest Crusade is coming to Angel Stadium on July 11! Stay updated on all important event details. — The audio production of the podcast "Greg Laurie: Daily Devotions" utilizes Generative AI technology. This allows us to deliver consistent, high-quality content while preserving Harvest's mission to "know God and make Him known." All devotional content is written and owned by Pastor Greg Laurie. Listen to the Greg Laurie Podcast Become a Harvest PartnerSupport the show: https://harvest.org/supportSee omnystudio.com/listener for privacy information.

Senator McConnell and Congressman Guthrie announce millions in funding for upgrades to a Kentucky county's water system, Congressman McGarvey proposes guaranteeing income for young adults, dozens paddle the Ohio River to highlight its recreational opportunities and restoration needs, and meet two Kentuckians participating in the Transplant Games of America.

Part 3: In this episode of Mystery and Murder: Analysis by Dr. Phil, the heartbreaking truth about Brittanee Drexel's disappearance finally comes to light. After years of false leads, jailhouse rumors, and suspicion cast on innocent people, investigators returned to the beginning — Brittanee's final walk alone after leaving the Bluewater Resort in Myrtle Beach. Dr. Phil examines how the case was pulled in the wrong direction for years, why uncertainty can cause families to cling to theories, and how suspicion can damage innocent lives when evidence is missing. Then the real answer emerges: Raymond Moody Jr., a convicted sex offender, encountered Brittanee alone on Ocean Boulevard and exploited a brief window of vulnerability. With his signature behavioral analysis, Dr. Phil breaks down the psychology of predator opportunity, the danger of isolation, and the moment this case shifted from speculation to evidence when Moody led investigators to Brittanee's remains. After 13 years, her family finally learned what happened and brought Brittanee home. This episode is brought to you by:Get up to $20,000 in FREE Gold & Silver with a qualified purchase. Text ASKPHIL to 50505 or visit https://DrPhilgold.comThis episode is brought to you by:Don't wait! If you're on Medicare or will be soon, reach out to Chapter: Call: (352)-845-0659 or go to https://askchapter.org to learn about your Medicare options and get help finding ways to save money.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Samirah Moody is a professional runner for On, recednt USC graduate, and a founding member of the newly minted OAC (On Athletics Club) Sprint team. Coming off a stellar collegiate career—including a 2025 NCAA championship in the 100 meters—Samirah is stepping onto the global pro circuit with a fresh perspective, a deeply hardened sense of resilience, and a powerful inner drive. In this episode, Samirah pulls back the curtain on the intense physical and mental grind of elite training under renowned head coach John "JB" Bolton. She details the dramatic shift from the college routine to the professional world, where the job requires balancing world-class track workouts with photo shoots, media appearances, and constant networking. Samirah opens up about the devastating meniscus injury that threatened her trajectory, the grueling rehabilitation process that followed, and the exact moment she shifted her mindset from "I have to do this" to "I get to do this." Plus, she shares what it’s like to navigate a high-pressure environment as the only short sprint woman on the OAC roster, and how journaling helps her process the weight of big expectations. IN THIS EPISODE The Leap to the Pros: Samirah breaks down what it really looks like to move from a collegiate schedule to the OAC Sprint team, balancing elite physical training with the commercial obligations of a professional athlete. Finding Your "No": Why learning to set boundaries and protect her personal bandwidth has been an essential part of stepping into her own power on and off the track. Overcoming the Hurdle: A transparent look at her severe meniscus injury during her junior year, leaving the stadium in a wheelchair, and the psychological journey of rebuilding her body from ground zero. Mindset Shift: How she reframed her inner dialogue from a place of obligation to an appreciation for the opportunity to compete at the highest level. Being the Only One: What it feels like to hold down the short sprints on the OAC roster, staying even-keeled through high stakes, and the everyday power of processing pressure through a personal journal. QUOTABLE MOMENTS "If I could do all that, why not me?" "You have to believe that you’re a big dog to really line up with the best of the best." "I don’t know when something’s going to click, but I’m just going to keep chugging along because I’ve seen really, really highs and really, really lows, and I’ve been everywhere in between." "The world can put a lot of pressure on you ... but it is really about how much do you want something? I need that pressure to succeed." SOCIAL@samirahmoody_@on@emilyabbate@iheartwomenssports JOIN: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Daily Hurdle IG Channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SIGN UP: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Weekly Hurdle Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ASK ME A QUESTION: Email hello@hurdle.us to with your questions! Emily answers them every Friday on the show. Listen to Hurdle with Emily Abbate on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. See omnystudio.com/listener for privacy information.

Today, on Karl and Crew, we kicked off our weekly theme, “Best of 1 Peter.” Dr. Jim Coakley joined us to unpack 1 Peter 2 and explain how believers can live as sojourners, submit to authority, and honor God in a watching world. Dr. Coakley is a professor of Bible at Moody Bible Institute and has authored several books, including “14 Fresh Ways to Enjoy the Bible.” We then had Dr. Eric Redmond join us to unpack 1 Peter 1 and explain how believers can set their hope fully on Christ and pursue holiness even in a hostile world. Dr. Redmond is a Professor of Bible at Moody Bible Institute, and he is the Executive Director of Moody’s Theological Seminary Center for Compelling Biblical Preaching. You can hear the highlights of today’s program on the Karl and Crew Showcast. If you're looking to hear a particular segment from the show, look at the following time stamps:Dr. Jim Coakley [ 23:15 ]Dr. Eric Redmond [ 35:42 ]Donate to Moody Radio: http://moodyradio.org/donateto/morningshowSee omnystudio.com/listener for privacy information.

What if the data you needed to price complex agricultural risks were available in near-real time instead of months later?In this episode of Making Risk Flow, host Jake Harding speaks with Caroline Grey, co-founder and CRO at Treefera,  about how satellite imagery, AI, and scientific modelling are reshaping the future of insurance risk assessment. Caroline explains why the industry is moving beyond broad regional assumptions towards plot-level intelligence that enables faster underwriting, more accurate pricing, and entirely new insurance products. The conversation explores how insurers can use near-real-time agricultural and climate data to reduce claims exposure, improve operational efficiency, and respond proactively to supply chain volatility. Caroline also shares practical guidance on structuring complex datasets for different business stakeholders, building scalable partnerships, and validating new solutions through low-risk pilots. This episode offers valuable insight into how data-driven underwriting is creating a competitive advantage across commercial insurance markets. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Pan Global Resources CEO Tim Moody discusses the company's growing copper and gold portfolio in Spain, led by the Escacena Project and its La Romana copper-tin-silver resource. Moody outlines the strategy to scale La Romana from a 36-million-tonne starter resource toward a larger VMS cluster, supported by newly won ground at Escacena South. A strategic investment from Alpayana boosts funding for a 20,000-meter drill program across multiple targets, while the Carmenes project in northern Spain adds early-stage gold upside.

SpaceX comes to market on 12 June at a $1.75 trillion valuation — 94 times sales, where Amazon trades at four. Simon walks through where to actually buy it (Robinhood, Charles Schwab, Fidelity), why xAI is a rounding error in the AI race, and why Tesla is likely to be rolled into SpaceX within two to three years. Plus the Dow Jones turns 130, Moody's lifts South Africa's outlook from stable to positive, Balwin delists at below NAV with Calgro M3* potentially next, and stocks on the move including Shoprite*, AB InBev, Impala Platinum, and Gold Fields. Topics: SpaceX IPO, Dow Jones, Moody's, Balwin delisting, Calgro M3, Canal Plus, Pope Leo XIV on AI, oil, Shoprite, AB InBev, Implats, Gold Fields, Anglo Gold Ashanti. WorldWideMarkets is part of JustOneLap.com.

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: SpaceX just revealed it holds more Bitcoin than Tesla — and didn't sell a single coin through a 50% crash Mark Cuban sold his Bitcoin and called it a "failed hedge"  Moody's just stripped the U.S. of its last perfect credit rating — what it means for Bitcoin Strive hit record trading volume on $SATA and bought another 382 BTC — Saylor took notice Trump Media quietly moved $205M in Bitcoin to Crypto.com — is the treasury unraveling? ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Order my new intro to Bitcoin book "Bitcoin is For Everyone": https://amzn.to/3WzFzfU  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  —- References mentioned in the episode: Musk's SpaceX Holds 18,712 Bitcoin at Fair Value of $1.29 Billion, IPO Filing Shows SpaceX is Poised to be the Biggest IPO Ever. Here Are the Top U.S. Deals to Date SpaceX Discloses 18,712 BTC, Set to Become 7th Largest Public Bitcoin Holder Elon Musk: "Bitcoin is based on energy... it is impossible to fake energy" Phong Le's Tweet on the Mag 8, SpaceX, and Bitcoin Cuban Says He Sold Most of His Bitcoin After Failed Hedge Narrative 'Disappointed' Video Clip of Mark Cuban on Bitcoin, Gold, and the Iran War JPMorgan Says Bitcoin Shows Safe-Haven-Like Demand During Iran War Strive Buys 382 BTC for ~$30 Million, Holding Spot as 9th-Largest Bitcoin Treasury Strive's Bitcoin-Backed Preferred Shares Hit Record Volume Strive's SATA to Become First U.S.-Listed Security to Pay Daily Cash Dividends Michael Saylor's Tweet on the Rise of SATA and ASST Coin Stories: Inside the Bitcoin Treasury Trade with Michael Saylor & Phong Le ---- Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU  ---- Upcoming Events: Learn about holding Bitcoin in a tax-advantaged retirement account. Join this free webinar with BitcoinIRA on May 28th: https://streamyard.com/watch/xRTAvysyCPiX  Join us at the largest Bitcoin conference in Europe: BTC Prague this June 10-13th! Use code HODL for discounted passes at https://www.btcprague.com  The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL  ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

México arranca la semana con un mensaje incómodo: la política ya está entrando a Fiscalía. Rubén Rocha Moya y Maru Campos fueron citados por la FGR en dos casos distintos, mientras el Hot Sale 2026 se perfila como una prueba fuerte para el e-commerce y las pymes. En finanzas, Moody's recortó la nota de Coca-Cola FEMSA y de varios bancos tras la baja al soberano mexicano. Afuera, Trump asegura que el acuerdo con Irán está casi cerrado, Asia ya siente el golpe energético y China sigue empujando su carrera espacial con una misión de un año.STRTGY ayuda a desarrolladores e inversionistas inmobiliarios a decidir qué construir, dónde invertir y qué proyecto desarrollar en su terreno. Nuestra plataforma combina análisis geoespacial, señales de mercado e insights estratégicos para identificar oportunidades, reducir riesgos y tomar mejores decisiones con mayor certeza. Para conocer más, escríbenos a arturo@strtgy.ai.Recibe gratis nuestro newsletter con las noticias más importantes del día.Si te interesa una mención en El Brieff, escríbenos a arturo@strtgy.ai Hosted on Acast. See acast.com/privacy for more information.

593. The God-Sponsored Adventure into Audacity 1 Samuel 17: 17-19, 23-29, 33-36, 38-40, 48-54 Tolulope Moody 24052026 by City Church Lagos

Monday, May 19th, 2025 The supreme court extends  its temporary block on the removal of detainees in the Northern District of Texas under the Alien Enemies Act proclamation; the Republican bill for billionaires is killed in committee; Trump's FEMA admits it has no plan for hurricane season; DHS asks for 20K National Guard troops to assist ICE;  HHS reinstates hundreds of health care workers; an appeals court has lifted the block on Trump's executive order targeting federal worker unions; the DoJ is going to permit the sale of a device that turns guns into automatic weapons; a car bomb explodes at a Palm Springs fertility clinic; Georgia is forcing a brain dead woman to carry her pregnancy to term; Kegseth tricks transgender troops into health checks that will get them kicked out of the military; the government is planning on moving a million Gazans to Libya; Moody's downgrades the US credit rating for the first time; a freshman at Yarmouth High School pens a letter in support of trans athletes; and Allison delivers your Good News. MSW Media, Blue Wave California Victory Fund | ActBlue Guest: Leah Litman Lawless | Book by Leah Litman | Official Publisher Page | Simon & Schuster Strict Scrutiny Podcast | Crooked Media @leahlitman.bsky.social on Bluesky Stories: Republican hard-liners defy Trump, Johnson as megabill fails to advance | ABC News Moody's downgrades U.S. credit as Congress considers bill that could add to deficits | The Washington Post Trump admin permits sale of device that allows standard firearms to fire like machine guns | NBC News Appeals court lifts block on Trump executive order targeting federal worker unions | POLITICO FEMA Head Admits in Internal Meetings He Doesn't Yet Have a Plan for Hurricane Season | WSJ Georgia Is Forcing a Brain-Dead Woman to Complete Her Pregnancy | The New Republic DHS asks for 20,000 National Guard troops to assist in deportations | NPR Suspect identified in deadly blast outside Palm Springs fertility clinic, per FBI | ABC News HHS backtracks on firing hundreds of federal health workers | NBC News Charlotte Clymer | Well done, Miss Feldman. | Instagram Good Trouble: The USFWS and the NMFS are accepting public comments on these ESA changes. If people are able, please leave a response! These comments are public, so be aware names may be displayed with each comment. Rescinding the Definition of Harm under the Endangered Species Act Write a Comment Federal Register :: Rescinding the Definition of “Harm” Under the Endangered Species Act Reminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode 232Dr. Phil Stringer joins us on the Removing Barriers podcast to discuss whether dispensationalism is biblical. Critics say it is merely a theological fad of the 20th century that we must abandon for the frameworks of early church fathers. Increasingly, dispensationalism has come under intense scrutiny as a conduit to wrong theology, wrong eschatology, and even wrong politics. Are the critics right? What is dispensationalism and is it really just a new-fangled framework popularized in the U.S. by  Moody, Scofield, and Darby? What are the arguments for and against it? Is this a scenario where good Christian folks can just agree to disagree, or is it a salvific issue that demands immediate clarity and dogmatic adherence? Dr. Phil Stringer lends his wisdom, knowledge, and expertise on this subject with the hope that we can at the very least provide a starting point for Christians to study this for themselves. Dr. Stringer is the Vice-President of the King James Bible Research Council and vice president of Dayspring Bible College in Mundelein, Illinois. He is a nationally respected author and lecturer with a new book about Israel due for release in the summer of 2026.Listen to the Removing Barriers Podcast here:Spotify:⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cutt.ly/Ega8YeI⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Apple Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cutt.ly/Vga2SVd⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Edifi: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cutt.ly/Meec7nsv⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cutt.ly/mga8A77⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podnews: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podnews.net/podcast/i4jxo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠See all our platforms: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://removingbarriers.net⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Contact us:Email us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://removingbarriers.net/contact⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Financially support the show: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://removingbarriers.net/donate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Affiliates:Book Shop: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bookshop.org/shop/removingbarriers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Christian Books . com: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.christianbook.com/Christian/Books/home?event=AFF&p=1236574⁠⁠⁠⁠⁠⁠⁠⁠Fastmail: ⁠⁠⁠https://join.fastmail.com/8e23c12b⁠⁠⁠See all our affiliates: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://removingbarriers.net/affiliates⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Notes:dbc.edu: https://dbc.edu/King James Bible Research Council: https://kjbrc.org/

After two failed attempts at recording the podcast due to technical issues, the team finally nails it on the third try. In a light data week, the team discusses the wide disparity in sentiment between consumers, stock investors, and business leaders. The team discusses Mark's recent meetings with Brazilian clients, Marisa's trip to Silicon Valley, and Cris's meeting with banking clients and their takeaways about the moods among those audiences. The podcast concludes with a set of thought-provoking listener questions, most of which are related to AI. Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Broadcasting from Acme Radio Live, it's Moody Joody!Check out their music on Spotify (https://open.spotify.com/artist/0ndpuECxVStTsHhzq4Euxz)

This episode of the How We Got There podcast features a conversation with Mark Rutledge, Chief Storyteller | Global ISV Partner Solutions at Salesforce. The builder advocacy program that he works on is one that every ISV should learn about and explore if they might be a fit for working with them.Fun fact - I worked with Mark Rutledge when he as a client of my former business, GTM Guides, while he was building on the Salesforce platform for at Moody's. Thanks to Codescience (now Bridgenext) for bringing us together.Mark shares his journey of being in the ecosystem to working at Salesforce to bring the human aspect to partners - contemplate who we are building for vs. just what we are building. PDOs are an essential part of the ecosystem as they have a view of the technology and the market to help an ISV's vision come to production - especially important for composite apps who don't have Salesforce dev and architecture talent internally.One of my favorite parts of the conversation was hearing Mark talk about constructing a hero story around the pain end customers will be feeling all the way to “the universe has been saved” in the narrative. It all starts with spending time listening to customers, approaching it with empathy. If you're just getting started, try to end a demo of a feature with “…so you can _________” as an easy way to integrate what it actually means to your customers.We touch on the shift from per-seat pricing to consumption-based pricing and how ISVs should be looking to adapt to the model where Salesforce is goring towards.This episode is brought to you by ISVApp. ISVapp the usage analytics platform built specifically for Salesforce ISV and OEM applications. ISVapp is your central toolbox for reducing churn, increasing renewals, uncovering upsell opportunities, and closing more deals. #salesforce #isv #gtm #salesforcepartners #appexchange

Moody's mantiene calificación de Pemex Continúa abierta convocatoria ambiental en CDMXOMS eleva alerta por brote de ébola en RDCMás información en nuestro podcast#grc

Segob dialogará con estudiantes del IPNONU condena masacre en HondurasMás información en nuestro Podcast#grc

Al Arabiya and Al Hadath exclusively report the text of the anticipated US-Iran agreement in case of its approval. A Pakistani source said that cautious optimism is the prevailing sentiment in the ongoing discussions regarding the planned agreement.However, another Pakistani source said the US and Iran's insistence on raising the bar for their demand regarding uranium and the Strait of Hormuz has led to a "crisis in negotiations." Crude on a firmer footing despite diplomatic efforts.Global equities set to end the week with gains, ahead of the UK/US extended weekend.FX broadly within Thursday's wide ranges; GBP unfazed by PSNB and retail sales, AUD weaker as banks shift tightening call.Fixed income higher, Gilts benefit from cooler-than-expected Retail Sales.Looking ahead, highlights include Canadian Retail Sales (Mar), University of Michigan Consumer Sentiment Final (May), BoC SLOS (May), Kevin Warsh sworn in as Fed Chair with US President Trump to attend. Speakers include Fed's Waller. Credit Ratings: Scope Ratings on China, S&P on Norway, Moody's on Hungary, Portugal & UK.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

US stocks ultimately closed higher in what was another choppy session dominated by contradictory geopolitical headlines surrounding the Middle East conflict.Al Arabiya TV was initially reported to have obtained the final draft of a prospective Pakistani-mediated US-Iran agreement, although it was later stated that these reports were fabricated.A senior Iranian source said no deal had been reached yet, but gaps have narrowed, with Iran's uranium enrichment and its control over the Strait of Hormuz among the sticking points.A high-level source familiar with the matter later said the Iranian Supreme Leader's final decision is not to hand over the enriched uranium to Washington, according to Al Hadath.APAC stocks were mostly higher; European equity futures indicate a higher cash market open with Euro Stoxx 50 futures up 1.0%.Looking ahead, highlights include German GfK Consumer Confidence (Jun), GDP Final (Q1) & Ifo Business Climate (May), UK Retail Sales (Apr), PSNB (Apr), Canadian Retail Sales (Mar), University of Michigan Consumer Sentiment Final (May), BoC SLOS (May), and Kevin Warsh sworn in as Fed Chair. Speakers include ECB's Lane & Fed's Waller. Credit Ratings: Scope Ratings on China, S&P on Norway, Moody's on Hungary, Portugal & UK.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

It's Q&A time! We're back, answering YOUR burning questions! If you and your longtime platonic friend have been secretly crushing on each other, is it now or never to make a move, even if he's started dating someone new? (Speak now or forever hold your peace?) If your friend has volunteered YOU to help her move, can you worm your way out of it, or is it best to roll up your sleeves and help? And what can be done if your partner of 16 years has become a moody grump? Can people actually change, or must you grin and bear it? Come join us in our living room for good conversation and the Shandy take!Interested in getting the Shandy take but don't want to appear on the podcast? Email dearshandy@gmail.com for information about Shandy Off The Record sessions.Thanks to our lovely sponsors...- Go to https://quince.com/shsandy for free shipping on your order and 365-day returns!- Go to https://dupe.com and tell it what you're looking to buy!- Go to https://www.squarespace.com and use code SHANDY for 10% off your first website or domain!Time Stamps:0:00 - Housekeeping2:14 - Q1: My Longtime Friend And I Are Secretly Crushing But Timing Isn't Our Friend—Help!16:54 - Q2: My “Friend” Has Assumed I'll Help Her Move Homes—Can I Get Out Of This?26:03 - Q3: My Boyfriend & I Are Finally Moving In Together But I Fear Compromising On This One Thing—Help!34:12 - Q4: I'm An Adult But These Former Colleagues Make Me Feel Like I'm In Junior High—Help!44:58 - Q5: My Husband Is Moody And It's Driving Me Nuts!If you have a relationship question, write us at: dearshandy@gmail.comSubscribe and watch the episodes on YouTube! https://bit.ly/SubscribeDearShandyFollow us!Dear Shandy - https://www.instagram.com/dearshandySharleen Joynt - https://www.instagram.com/sharleenjoyntAndy Levine - https://www.instagram.com/machinelevineSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

En el episodio de hoy de VG Daily, Andre Dos Santos y Juan Manuel de los Reyes analizan la baja en la calificación crediticia soberana de México y lo que implica para su posición frente a los mercados de deuda.En el bloque macro, se revisa el recorte de Moody's a México de Baa2 a Baa3 con outlook estable, y el cambio de outlook de S&P a negativo semanas antes; se discute el tablero de calificaciones de las tres grandes agencias y el escenario en que México quedaría al borde del grado especulativo con dos de ellas.En el bloque corporativo, NVIDIA reportó su trimestre de mayor revenue en la historia de la compañía, con Data Center como motor principal y una guía para el siguiente trimestre que excluye explícitamente ingresos de China; Walmart superó expectativas de revenue pero publicó una guía de EPS por debajo del consenso, con eCommerce alcanzando rentabilidad global por primera vez; el cierre cubre los grants del gobierno de los EE.UU. a nueve empresas de computación cuántica, con IBM como principal receptor y participaciones accionarias del gobierno incluidas en los acuerdos.

Buenos días. Hoy México recibió un golpe que no es sólo técnico, ni sólo financiero. Moody's recortó la calificación soberana del país a Baa3, el último escalón antes de salir del grado de inversión. Y aunque la perspectiva quedó estable, el mensaje de fondo es incómodo: el país crece poco, el presupuesto está rígido y Pemex sigue pesando demasiado en las cuentas públicas. Pero el día no se quedó ahí. El gobierno también cerró un acuerdo con productores de maíz para desactivar protestas antes del Mundial. Harfuch volvió a mover la operación Enjambre en Morelos y capturó a varios alcaldes y funcionarios ligados a una red de corrupción. La reforma judicial volvió a mostrar que necesita ajustes. Y afuera, Estados Unidos metió otro golpe político contra Cuba, mientras Meta, Google y el mundo tech siguen reconfigurando cómo trabajamos, buscamos y usamos inteligencia artificial.STRTGY es un servicio de inteligencia territorial para empresas que necesitan decidir dónde crecer, qué zonas priorizar y cómo invertir mejor. Convertimos datos complejos del mercado en recomendaciones claras para expansión, cobertura y estrategia comercial. Contáctanos en este correo: arturo@strtgy.aiRecibe gratis nuestro newsletter con las noticias más importantes del día.Si te interesa una mención en El Brieff, escríbenos a arturo@strtgy.ai Hosted on Acast. See acast.com/privacy for more information.

El tope a las gasolinas reduce la presión inflacionaria, pero incentiva el robo a Pemex, Estados Unidos presenta cargos contra Raúl Castro y el primer tren de la ruta AIFA-Pachuca llegará en septiembre de 2026, con Alberto Verdusco y Diana Gante.00:00 Introducción01:26 Moody's baja la calificación crediticia de México por debilidad fiscal07:03 El tope a las gasolinas reduce la presión inflacionaria, pero incentiva el robo a Pemex13:54 El costo de la deuda rebasa la inversión en infraestructura en vísperas del Plan México17:05 EU presenta cargos contra Raúl Castro, en una escalada de su conflicto con Cuba20:00 El primer tren de la ruta AIFA-Pachuca llegará en septiembre de 2026

Muy buenos días, México está a punto de perder el grado de inversión con Moody's, de una semana a otra pasamos de las perspectivas negativas a las rebajas, aunque con diferente calificadora. Hablamos de ello. SpaceX alista su salida a bolsa en Nasdaq, hay cambios de mando en el entorno del capital privado en México y Anthropic se acerca a su primer trimestre rentable. Patrocinado | Aeroméxico, la aerolínea más puntual del mundo por segundo año consecutivo. Conoce más aquí.

Marco Rubio aseguró a los cubanos que la crisis que viven no se explica por el embargo ni por el bloqueo energético, sino por quienes controlan la isla. Paralelamente, el Departamento de Justicia de Estados Unidos hizo pública una acusación formal contra Raúl Castro, por conspiración para matar a estadounidenses, cuatro cargos de asesinato y dos cargos por destrucción de aeronaves. ¿Qué sigue para Cuba? Ricardo Pascoe, ex embajador de México en Cuba, nos habla al respecto. En otros temas: Moody's recortó la calificación de México. Y estamos a un paso del “bono basura” / Estados Unidos eleva la presión financiera: sanciones, más vigilancia y nuevas reglas que podrían afectar directamente el envío de remesas / El Operativo Enjambre se expande a Morelos.

WBZ NewsRadio’s James Rojas reports.See omnystudio.com/listener for privacy information.

Morelos respalda detenciones en la zona oriente Presentan iniciativa para realizar la elección judicial en 2028California ordena evacuaciones por incendios forestalesMás información en nuestro Podcast#grc

Supply chain risk has moved from a back-office concern to a boardroom priority. In this episode of Risk Reframed, we dig into the foundations to understand what supply chain risk management really means in today's interconnected world. Carolina Azar, Senior Director and Lead Strategist for Supply Chain Risk Management at Moody's, joins host, Alex Pillow, to break down the fundamentals and explain why the discipline has rapidly evolved over recent years. Their conversation explores how modern supply chain risk management goes beyond third‑party due diligence and supplier onboarding to deliver resilience, foresight, and enterprise‑wide decision support. Key topics discussed include: What supply chain risk management is today, and how it differs from traditional third‑party due diligence Why risks can originate anywhere in the supply network, from sub‑tier suppliers to logistics and can be impacted by everything from geopolitics to extreme weather events The essential building blocks of an effective supply chain risk program, including mastered data, risk assessments, workflows, and timely reporting How supply chain risk management is becoming a strategic input into enterprise decision‑making, including market entry, capital allocation, and M&A The growing role of technology and AI, alongside the continued importance of human judgment, in managing uncertainty and resilience Additional resources: Supply and command video Moody's blog posts on supplier risk Supply chain in the spotlight | Risk Reframed episode To learn more about Moody's please visit our website or get in touch; we would love to hear from you.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you want to get the skinny on anything related to financial markets or the financial system, then you need to talk with Samim Ghamami, Chief Economist of the New York state Insurance Fund.  That's what Mark and Cris do on this podcast. The conversation begins with the outlook for interest rates, turns to a perspective on a popular AI narrative that artificial intelligence will push rates up further by spurring investment and reducing household savings, and closes with a timely look at private credit and the risks it may pose to the broader financial system. Check out the report mentioned in this episode titled, "Private Credit & Systemic Risk" by Samim Ghamani, Damien Moore, Antonio Weiss, Martin Wurm, and Mark Zandi: Click Here. Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if the insurance industry could move at the speed of modern technology?In this episode of Making Risk Flow, Christian Stobbs, Chief Strategy & Corporate Development Officer at Markel, joins host Juan de Castro to discuss what it takes to build a preeminent specialty insurer in an increasingly technology-driven market. Christian explains why speed, customer obsession, technical expertise, and principled decision-making must work together as a unified competitive advantage. The conversation explores how insurers can localize strategy across international markets, reduce costly operational inefficiencies, and deploy AI to enhance underwriting and claims without losing critical human judgment. Christian also shares why transformational technology initiatives should operate with startup-style urgency, how AI will reshape underwriting roles, and why the insurers that adapt fastest will define the future of specialty insurance. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Imagine standing in a busy train station, asking strangers to answer a few questions. How many people would you need to approach before five say yes? In a now-classic study, Vanessa Bohns predicted twenty. The actual number was ten. People were almost twice as likely to agree as she expected, and two decades and more than 14,000 requests later, the finding still holds. We consistently underestimate how often others will say yes to us, and how hard it is for them to refuse. This is really a conversation about trust. We tend to assume that when someone agrees to a request, they have thought it through and decided the person asking can be trusted. Vanessa's research suggests something different. People often say yes in the moment because saying no is hard, not because they have decided to trust. The judgment about trust comes later, sometimes much later, and sometimes the trust we thought was there was never really there at all. In this episode we talk about why gratitude letters mean more than we expect, why Monica Lewinsky could call the same relationship consensual in 2014 and question it in 2018, how a single phone call from Countrywide Financial moved Moody's to reverse a credit rating overnight, and why telling people they have the right to refuse changes almost nothing, but giving them the words to do so changes a great deal. We also look at how moving so much of our professional and political life into email and text quietly erodes the trust we build with each other. Vanessa Bohns is the Braunstein Family Professor and Chair of Organizational Behavior at the ILR School at Cornell University. She is the author of You Have More Influence Than You Think, and her next book, Should I Say Something?, is out later this year.

This episode draws on experimental and review literature on mirror-gazing, strange-face illusions, anomalous self-experience, dissociation, agency, face pareidolia, and face-distortion disorders, especially the work of Giovanni B. Caputo, Caputo/Lynn/Houran, Mash et al., Bregman-Hai and Soffer-Dudek, Derome et al., Palmer and Clifford, and Blom et al. Historical and occult context comes from research on catoptromancy, John Dee's angelic scrying records, the British Museum's “Dr Dee's Magical Mirror,” Campbell et al.'s Antiquity study on the mirror's Mexican/Aztec obsidian origin, and Mesoamerican material on Tezcatlipoca and the “Smoking Mirror.”Links For The Occult Rejectshttps://linktr.ee/theoccultrejectsOccult Research Institutehttps://www.occultresearchinstitute.org/Cash Apphttps://cash.app/$theoccultrejectsVenmo@TheOccultRejectsBuy Me A Coffeebuymeacoffee.com/TheOccultRejectsPatreonhttps://www.patreon.com/TheOccultRejectsCore Scientific Sources: Mirror-Gazing, Strange Faces, and Altered Self-ExperienceCaputo, Giovanni B. “Strange-Face-in-the-Mirror Illusion.” Perception 39, no. 7, 2010, 1007–1008.Key use: This is the main science anchor for the episode. Caputo showed that prolonged mirror-gazing under low illumination can produce strange-face apparitions, including distortions, unknown faces, monstrous faces, animal-like faces, archetypal faces, and faces of relatives or deceased people.Caputo, Giovanni B., Steven Jay Lynn, and James Houran. “Mirror- and Eye-Gazing: An Integrative Review of Induced Altered and Anomalous Experiences.” Imagination, Cognition and Personality 40, no. 4, 2021, 418–457.Key use: This is one of the strongest overview sources. It reviews empirical studies on mirror-gazing, psychomanteum work, and eye-to-eye gazing, especially in relation to altered perception, anomalous experiences, bodily experience, and self-identity.Mash, Joanna, Paul M. Jenkinson, Charlotte E. Dean, and Keith R. Laws. “Strange Face Illusions: A Systematic Review and Quality Analysis.” Consciousness and Cognition 109, 2023, article 103480.Key use: Newer review source. Useful because it supports strange-face illusions as a reliable phenomenon in both mirror-gazing and interpersonal gazing, while also warning that stronger research is still needed on mechanisms and prevalence.Bregman-Hai, Noa, and Nirit Soffer-Dudek. “Mirror-Gazing-Induced Dissociation Impairs Self-Reported and Implicit Sense of Agency: A Causal Investigation of Dissociation and Agency Under Controlled Laboratory Conditions.” PLOS ONE 21, no. 2, 2026, e0341316.Key use: Excellent source for the agency section. This connects mirror-gazing-induced dissociation with weakened sense of agency, which pairs well with mediumship, possession, automatic writing, and the feeling that “something else” is present.Derome, Mélodie, Eduardo Fonseca-Pedrero, Giovanni Battista Caputo, and Martin Debbané. “A Developmental Study of Mirror-Gazing-Induced Anomalous Self-Experiences and Self-Reported Schizotypy from 7 to 28 Years of Age.” Psychopathology 55, no. 1, 2022, 49–61.Key use: Useful developmental source. It connects mirror-gazing-induced anomalous self-experiences with age, self-perception, and schizotypal traits.Caputo, Giovanni B. “Visual Perception During Mirror-Gazing at One's Own Face in Patients with Depression.” The Scientific World Journal, 2014.Key use: Useful for the emotion/self-face relationship section. Caputo found that strange-face apparitions were reduced in patients with depression compared with healthy controls, including shorter duration, fewer strange faces, weaker intensity, and lower emotional response.Tramacere, Antonella. “Face Yourself: The Social Neuroscience of Mirror Gazing.” Frontiers in Psychology 13, 2022, article 949211.Key use: Strong support for the idea that mirror-gazing is like seeing yourself as another. It connects self-face perception with social neuroscience and the overlap between how we perceive our own face and the faces of others.Chakraborty, Anya C., and Bhismadev Chakrabarti. “Looking at My Own Face: Visual Processing Strategies in Self–Other Face Recognition.” Frontiers in Psychology 9, 2018.Key use: Useful for the self-face recognition section. This study looks at how people process their own face compared with other faces.Conty, Laurence, Nathalie George, and Jari K. Hietanen. “Watching Eyes Effects: When Others Meet the Self.” Consciousness and Cognition 45, 2016, 184–197.Key use: Best support for the gaze/presence section. It argues that direct gaze captures attention and triggers self-referential processing, which helps explain why a mirror can make the viewer feel watched.Face Perception, Pareidolia, and Monstrous DistortionPalmer, Colin J., and Colin W. G. Clifford. “Face Pareidolia Recruits Mechanisms for Detecting Human Social Attention.” Psychological Science 31, no. 8, 2020, 1001–1012.Key use: Best source for the “face-making brain” section. It supports the idea that illusory faces are not treated as meaningless noise; they can recruit mechanisms involved in social attention.Blom, Jan Dirk, Bastiaan C. ter Meulen, Jitze Dool, and Dominic H. ffytche. “A Century of Prosopometamorphopsia Studies.” Cortex 139, 2021, 298–308.Key use: Use carefully as a comparison source, not as a direct explanation for all scrying. Prosopometamorphopsia is a rare condition where faces appear distorted, showing that face-processing systems can produce frightening facial distortions under certain conditions.Psychomanteum, Grief, and Seeing the DeadHastings, Arthur, Michael Hutton, William Braud, et al. “Psychomanteum Research: Experiences and Effects on Bereavement.” OMEGA: Journal of Death and Dying 45, no. 3, 2002, 211–228.Key use: Main grief / dead-in-the-mirror source. Use carefully. It does not prove afterlife contact, but it supports the idea that mirror-gazing, darkness, memory, and grief can produce powerful experiences interpreted as contact.Moody, Raymond A. Reunions: Visionary Encounters with Departed Loved Ones. New York: Villard, 1993.Key use: Main modern popular source for the psychomanteum as a grief-contact chamber. Use as practitioner/popular context, not as the strongest academic evidence.Terhune, Devin B., and Matthew D. Smith. “The Induction of Anomalous Experiences in a Mirror-Gazing Facility: Suggestion, Cognitive Perceptual Personality Traits and Phenomenological State Effects.” The Journal of Nervous and Mental Disease 194, no. 6, 2006, 415–421.Key use: Good supporting source for anomalous experiences in a mirror-gazing facility. Pairs well with Hastings and the Caputo review.Kamp, K. S., Evgenia Steffen, Louis A. Kasket, and others. “Sensory and Quasi-Sensory Experiences of the Deceased in Bereavement: An Interdisciplinary and Integrative Review.” Schizophrenia Bulletin 46, no. 6, 2020, 1367–1381.Key use: Strong source for the grief section. It supports the point that bereaved people often report sensory or quasi-sensory experiences of the deceased, including feeling a presence, seeing, hearing, smelling, or sensing the dead.Hewson, Helen, and colleagues. “The Impact of Continuing Bonds Following Bereavement: A Systematic Review.” Death Studies, 2024.Key use: Useful for continuing bonds. It helps frame ongoing inner relationships with the dead as part of bereavement rather than automatically pathological.Historical, Religious, and Occult Mirror DivinationJohnston, Sarah Iles. Ancient Greek Divination. Wiley-Blackwell, 2008.Key use: Broad academic background for ancient divination systems. Not only mirror scrying, but very useful for framing divination as a serious religious and cultural practice.“Technical Divination and Mechanics of Sacred Space.” In Technologies of the Marvellous in Ancient Greek Religion. Cambridge University Press.Key use: Useful for ancient catoptromancy. This chapter discusses mirror divination as a technical mode of ancient divination involving reflective/catoptric knowledge and assumptions about divine intervention in human knowledge.Lee, Mireille M. “The Gendered Economics of Greek Bronze Mirrors.” Hesperia 86, no. 1, 2017.Key use: Useful for Greek bronze mirrors as social, gendered, material, and possibly magical/divinatory objects.Pitt Rivers Museum. “Mirrors.” Body Arts Collection Resource.Key use: Good museum-level source for folklore around mirrors and catoptromancy. Useful for basic show-note support on the traditional belief that mirrors could reveal the future.John Dee, Black Mirrors, and ObsidianBritish Museum. “Dr Dee's Magical Mirror / Dr Dee's Magical Speculum.” Collection object 1966,1001.1.Key use: Essential object source. The British Museum identifies the object as Dr. Dee's magical mirror or magical speculum, made of obsidian, catalogued as Aztec, and broadly dated to the 14th–16th century.Campbell, Stuart, Elizabeth Healey, Jago Cooper, Naomi Speakman, and others. “The Mirror, the Magus and More: Reflections on John Dee's Obsidian Mirror.” Antiquity 95, 2021.Key use: Essential academic source for Dee's mirror. The study uses geochemical analysis to show that the British Museum obsidian mirrors are Mexican in origin, with Dee's mirror matching the Pachuca obsidian source.Nature. “A ‘Spirit Mirror' Used in Elizabeth I's Court Had Aztec Roots.” 2021.Key use: Short science-news summary of the Antiquity findings. Useful for quickly explaining that Dee's mirror was traced to a source near Pachuca, Mexico.Smithsonian Magazine. “Obsidian ‘Spirit Mirror' Used by Elizabeth I's Court Astrologer Has Aztec Origins.” 2021.Key use: Useful public-facing summary of Dee's mirror, its Aztec/Mexican origin, and its connection to Elizabethan occult culture.Dee, John, and Meric Casaubon, ed. A True & Faithful Relation of What Passed for Many YeaAlso want to remind people about the website, if you're into reading we have tons of information by multiple contributors, and we got t-shirts up on the site if you're interested. Fun fact, the art is all based on the eyeball. A

Jason Dohring joins Will and Sabrina to talk about filming the DCOM "Ready to Run", his career and what it's like being a part of the Veronica Mars universe! See omnystudio.com/listener for privacy information.

City Limits is back! After more than two years away, Anne and Kevin break down Quincy's recent bond rating downgrade, growing budget pressure, and the debate over the proposed Eastern Nazarene College purchase.

On this momentous day at the Federal Reserve, with Jay Powell handing over the chair to Kevin Warsh, the Inside Economics team, along with guest Julia Coronado, Founder of Macropolicy Perspectives, and colleague Martin Wurm, consider all things related to the venerable institution. There's, of course, the issue of Fed independence, and beyond that, what changes the new Fed chair may champion. And soaring stock prices and bond yields, and what they mean for the economy, couldn't help but be topics of conversation. Guest: Julia Coronado, President and Founder of Macropolicy Perspectives Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

May Can be Moody... Welcome to the DayWeather Podcast — your daily look at weather trends and impacts across the Western United States. Meteorologist Don Day breaks down the latest forecast patterns, temperature swings, storms, and seasonal trends affecting travel, industry, ranching, and recreation from the Rockies to the Pacific Northwest. #DayWeatherPodcast #WesternWeather #WeatherForecast #TravelWeather #RanchWeather #OutdoorForecast #RockyMountainWeather #LongRangeForecast #ElNino #WyomingWeather #ColoradoWeather #NebraskaWeather #UtahWeather #MontanaWeather #PacificNorthwestWeather       LINKS: Wonders of the Atmosphere (FREE PDF) Jan Curtis/Stanley David Gedzelman - https://www.stanrenaissanceman.com/BOOKS/WONDERS_ATMOSPHERE_BOOK.pdf Regional Travel Forecast - https://www.youtube.com/@dayweather https://www.cocorahs.org/ Cloud ebook - https://whatsthiscloud.com/ebook Jan Curtis Flickr Page - https://www.flickr.com/photos/cloud_spirit/ All New Highly Accurate TROPO Rain Gauge - USE CODE RAINDAY FOR 10% OFF https://measurerain.com  DayWeather Journal for Kids  https://www.amazon.com/dp/B09M57Y7J1?ref_=pe_3052080_397514860

Consumer inflation coming in hotter-than-expected for April: Carl Quintanilla, David Faber, and Seema Mody broke down what it could mean for the broader rally with Michael Santoli - along with Bespoke Investment's Paul Hickey and Moody's Chief Economist Mark Zandi... While also debating whether dotcom bubble comparisons are valid. Plus: more on the latest software name getting hit post-results (Zoominfo), what it portends for an already battered software sector... along with details on the China side of big tech ahead of the President's face-to-face with Xi Jinping later this week.    Elsewhere this hour: a look at some extremely bullish action within the options market, details on Ebay's rejection of Gamestop's takeover offer, and other key movers in the early trade like Wendy's and Under Armour.        Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In a quick-hitting mini-podcast, Mark and Cris are joined by colleague Matt Colyar to discuss April's (hot) consumer price index data. U.S. inflation has accelerated dramatically since the war in Iran began. Matt breaks down April's report and opines about where inflation is likely headed from here. Amid affordability concerns and an approaching election, the crew then evaluates recent proposals put forward by policymakers to alleviate some of the burden on U.S. consumers.   Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Follow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at InsideEconomics@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this special compilation episode of Making Risk Flow, we bring together five standout conversations exploring how agentic AI, digital transformation, and organizational culture are reshaping the insurance industry. Featuring insights from leaders including Antonio Grimaldi of McKinsey & Company, Sam Lewis, Nicolas Zerbib, Richard Hartley, Bill Harris & Drake Slaikeu-Lawhead, the episode examines why AI leaders are generating dramatically stronger returns than competitors and how technologies like stateful agents, spatial intelligence, and headless orchestration are changing underwriting and distribution.Beyond technology itself, the discussion highlights the cultural shifts required to unlock transformation at scale. From reducing workflow friction to improving underwriting precision and scaling operations without proportional hiring, this episode offers practical frameworks for carriers, brokers, and tech leaders navigating insurance's next era. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Liz Loza is putting the vets under the microscope to figure out who's still got upside. Then she welcomes in ESPN fantasy writer Eric Moody to talk about which fantasy name might be getting a little too much love heading into 2026. The two also discuss whether Ashton Jeanty has top-3 fantasy RB upside before diving into a round of “Fact or Feeling.” Lastly, Liz sits down for Fantasy Therapy to discuss whether Bucky Irving is due for a bounce-back season.