Podcasts about Moody

Dubs OT with John Dickinson: Kuminga, Podz, Moody struggle in the Warriors' blowout loss to the Nuggets.See omnystudio.com/listener for privacy information.

Mark, Cris and Marisa discuss the trajectory of the alternative labor market data on what is yet another “jobs” Friday with no official labor market data release. They discuss various outcomes around the federal government shutdown, how and when it may end, and what that means for the backlog of economic data releases. The trio concludes by answering several thought-provoking listener questions.  Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week we're starting off with an update on Jerry Banfield and his new career. Steel Toe is walking back his take on jail being the greatest week of his life. It appears no one believed him and he learned that not everything can be “Another Win For the Toe.” It'll be interesting to see how Aaron reacts once he learns that Moody and I interviewed his jail buddy and will be playing it on This Little Piggy. Bryan Callen was scammed and his cohost / friend Brendan Schaub couldn't wait to laugh in his face. Bill Burr is continuing to soldier on with his podcast after losing 90% of his fanbase; he seems so uncomfortable while laughing at his non-jokes. Stuttering John got drunk, grabbed his guitar, and hit “go live.” He continues to team up with the most unlikable people in the Dabbleverse, Ava Raiza and Keanu Thompson. Opie can't get over the fact that Amy Poehler is better at broadcasting than he is, it's driving him mental and he didn't have a lot of stability to begin with. Megan and Annie join the show for another round of “Is It Gay?”, recent reviews, and your voicemails. Support us, get bonus episodes, and watch live every Saturday and Wednesday: ⁠http://bit.ly/watp-patreon⁠ ⁠https://watp.supercast.tech/⁠ Watch the episode here: https://youtube.com/live/wkMb-3Ytq6Y  Learn more about your ad choices. Visit megaphone.fm/adchoices

Steiny & Guru wonder whether Moses Moody, who has dominated as of late, is feeling weird about coming off the bench when he's shot it increasingly well as of late.

Steiny & Guru don't think the young guys were the problem in Sacramento, but how far along are the Baby Dubs to considering the Warriors dangerous when they don't have the Big Three.

The Warriors fall to the Kings 121-116 on the road, the Warriors vets Steph Curry, Draymond Green and Jimmy Butler were out, the young guys stepped up but fell short, Will Richard scored 30 points, Moody and Kuminga perform well in the first half, foul trouble for the Dubs, Podziemski impact and more!

Send us a textIn this episode of Unwritten Beauty Talks, Katarina Forster sits down with Arielle Moody, the founder of Mama Sol, a clean skincare brand redefining mineral sunscreen for modern women and mothers. Arielle shares her inspiring journey from beauty industry expert to brand founder, opening up about how pregnancy sparked her mission to create non-toxic, luxurious sunscreens safe for both moms and families.The conversation dives deep into product development, ingredient transparency, and the truth about sunscreen misconceptions — while also exploring Arielle's spiritual side, from her experiences with manifestation to how a psychic reading affirmed her entrepreneurial path. Arielle emphasizes the importance of trusting your intuition, building a supportive team, and prioritizing self-care while balancing business and motherhood.

What if your compliance controls aren't doing what you think they are? In a world where regulations shift overnight and data moves faster than ever, continuous monitoring is your second line of defense – testing, validating, and strengthening controls before risk becomes reality.  In this episode, host Alex Pillow sits down with Anu Mathur Boyd, Head of Continuous Monitoring at ING, and Francis Marinier, Industry Practice Lead at Moody's to unpack the importance of continuous monitoring: what it is, why it matters, and how it's evolving to meet the pace and complexity of today's regulatory landscape. Their conversation covers: Why continuous monitoring is critical for ensuring compliance controls work The types of tests continuous monitoring teams use to identify gaps and validate controls How compliance teams can shift from reacting to regulatory changes to building proactive, resilient systems The value of keeping humans in the loop—especially when navigating complex data and AI-driven systems Why teams are striving to achieve data interoperability—and how it can unlock smarter, more scalable compliance Additional resources: Moody's original research on AI in risk-related complianceMoody's data interoperability landing pageMoody's blogsTo learn more about Moody's please visit our website or get in touch; we would love to hear from you.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Dave and Dharm sit down with Cristina Pieretti, Head of Digital Content and Innovation at Moody's, to explore how one of the world's most data-driven organisations is reimagining itself through Generative AI. Cristina reveals how Moody's moved rapidly from early experiments to launching its first commercial GenAI product, the Moody's Research Assistant, which became the company's fastest-adopted tool in history. She shares how GenAI now powers everything from developer co-pilots to agentic sales and strategy tools, reshaping how thousands of employees work and think. The conversation dives deep into: How Moody's is embedding GenAI across teams while managing risk, trust, and data integrity. The cultural shift needed to make AI adoption part of everyone's job — not just the developers'. Why agentic systems represent the next big leap for productivity and innovation. How banks and financial institutions are following suit, with parallels drawn to the early days of cloud adoption. Cristina's candid thoughts on the so-called “AI bubble” and why she believes specialisation and high-quality data will separate lasting innovation from hype. This is a masterclass in how established financial institutions can turn disruption into opportunity, with human creativity and trusted data at the core.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Kellee Ann Richards-St. Clair, the Vice President, Commercial, Phoenix Park Energy Marketing Limited. Justin and Kellee Ann discuss her target risk career starting in her undergraduate days studying chemistry, to her role as VP of Commercial for a gas supply organization. She describes the range of responsibilities she carries. Kellee Ann also speaks of her presence at the upcoming RIMS ERM Conference 2025 on November 17th and 18th in Seattle, Washington.   Listen for understanding about the complexity and interconnectivity of risks in ERM.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest is Kellee Ann Richards-St. Clair. She is the Vice President of Commercial at Phoenix Park Energy Marketing Limited, and a member of the RIMS Strategic and Enterprise Risk Management Council. There is much to discuss with her! But first… [:47] The next RIMS-CRMP-FED Virtual Workshop will be held on November 11th and 12th and led by Joseph Mayo. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:07] RIMS Virtual Workshops! RIMS has launched a new course, "Intro to ERM for Senior Leaders." It will be held again on November 4th and 5th and will be led by Elise Farnham. [1:21] On November 11th and 12th, Chris Hansen will lead "Fundamentals of Insurance". It features everything you've always wanted to know about insurance but were afraid to ask. Fear not; ask Chris Hansen! RIMS members always enjoy deep discounts on the virtual workshops! [1:40] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:51] RIMS Webinars! On November 6th, HUB will present "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World". That session will be moderated by Christina Howard, our guest from last week. Register at RIMS.org/Webinars. [2:08] The RIMS ERM Conference 2025 will be on November 17th and 18th in Seattle, Washington. The agenda is live, and the link is available in this episode's show notes. [2:20] That brings us to today's guest, Kellee Ann Richards-St. Clair. She is the Vice President of Commercial at Phoenix Park Energy Marketing Limited, a U.S. subsidiary of Phoenix Park Gas Processors, LLC. [2:35] We're going to learn all about oil, gas, and the energy sector and how it intertwines with ERM. In addition, Kellee Ann will be making her RIMS ERM Conference debut! [2:48] Kellee Ann will be highly visible, especially on November 18th, when she leads the ERM Networking Breakfast, the Conference Finale Panel, and the recently added session at 1:30 p.m. on the 18th, "Exploiting Uncertainty: Making the Business Case for Strategic Risk Treatments." [3:09] That session was added after we recorded this interview, which is why we do not discuss it. Kellee Ann has a fascinating career and background. Between that and her presence at the ERM Conference, she's a wonderful guest, and I'm so glad we had this interview! [3:23] On with the show! Let's get to it! [3:25] Interview! Kellee Ann Richards-St. Clair, welcome to RIMScast! [3:34] Kellee Ann Richards-St. Clair, it's a pleasure to finally have you on our show!  [3:43] Kellee Ann is a relatively new member of the RIMS Strategic and Enterprise Risk Management Council. She will be at the RIMS ERM Conference on November 17th and 18th. She will lead the ERM Networking Breakfast Tabletop Discussions. [4:12] Kellee Ann has a fascinating career, and she works in a unique sector. She's an energy sector professional and works in the oil and gas industry. The key to her embarking on the risk journey was when she did her Master's in Project Management. [4:36] One of the areas was Project Risk Management, to which Kellee Ann had a great affinity. She liked the analytical thinking that goes behind assessing what could likely impact your project. [4:53] Also, the accountability and ownership that goes into the planning phase, making sure that you're thinking of everything that could go wrong, as a means of making sure that you're achieving your objectives. [5:05]  In 2004, Kellee Ann wrote her thesis on implementing enterprise risk management practices into private sector organizations. [5:15] It honed the tools she would use in project risk management with the greater goal of having a large impact on the organization, by impacting strategy and strategy delivery. [5:33] From there, Kellee Ann participated in risk committees in her organization and other organizations, helping them push the risk agenda and making sure they have the right mindset that allows them to make sure that they are achieving their business mandates. [5:59] Kellee Ann always intended to work in the energy sector in oil and gas. Her undergraduate degree is in chemistry. She always liked understanding how things are made and how they function. In the energy space, many of the operations are rooted in chemistry. [6:22] Kellee Ann speaks of the business component of getting the molecules out to market. ERM meshes with her affinity for chemistry, risk management, business, analytical thinking, and understanding how your business model functions and what could likely impact it.  [7:13] Kellee Ann has managed project risk registers for her department, on the commercial side. She is always risk-focused, identifying any threats to the business and incorporating that into contract negotiations, and how she liaises with her stakeholders and customers. [7:41] For Kellee Ann, it was a perfect match, meshing her passion and her job responsibility. In the risk management profession, you get to have a direct impact on the success or failure of your business. [8:03] Kellee Ann is based in Houston with Phoenix Park Energy Marketing Limited, the U.S. subsidiary of Phoenix Park Gas Processors LLC, which is located in Trinidad and Tobago. It's a natural gas processing facility. [8:23] Kellee Ann leads the commercial function of Phoenix Park Energy Marketing Limited. The energy sector is dynamic, impacted by geopolitics, the volatility of market prices, and even other industries, and the investments they make. [8:37] For example, AI requires lots of power to run. For AI development to be successful means heavily investing in power. That's likely to have an impact on commodity prices. Everything is interconnected. [8:52] Interconnected risk is a current process in terms of managing the complexity of the current business environment. The energy sector becomes a good proxy for how you manage complex operations and still run a profitable business, fulfilling its purpose and mission. [9:16] Kellee Ann's mental model of risk management is prudent decision-making. You have to be able to justify to the shareholders that you are leading the organization in the right direction and prove the thinking behind what you are recommending. [9:42] You have to demonstrate the value proposition: This is what will prevent me from implementing my mission, and this is what I'm going to put in place. [9:51] Even though this is preventing a threat, these are the opportunities I'm seeing out of it. This is how I can move the needle a little further, because I'm looking at it from a holistic perspective. I'm no longer looking at it as a separate function. It becomes good business. [10:16] Kellee Ann is not functionally in charge of commercial. She is in charge of the strategic aspects of it. The Risk Management Department focuses on the operational aspects of the business and also feeds in strategic elements. [10:29] Kellee Ann has incorporated ERM into her lifestyle because of her subject matter expertise. She has gotten the opportunity to lecture on enterprise risk management and offer consultancy for private sector organizations that are early adopters in terms of risk maturity. [10:49] Kellee Ann considers that she has a broad experience in risk management, leveraging the tools in each of her job responsibilities. [11:05] Kellee Ann is over enterprise risk management from a strategic perspective. She has a high-level view of all risks likely to impact operations. She ensures that all risk mitigations are in place and makes sure she is exploiting all opportunities the organization would like to embrace. [11:31] There is enterprise risk management expertise within the organization, focused on the functional perspective, while Kellee Ann focuses on the strategic perspective, looking at emerging risks and how they impact the business and the marketability of the product. [11:49] Kellee Ann also looks at what areas of opportunity it opens up for her in terms of making an impact on the customers. [11:58] Kellee Ann is Vice President of Commercial. There is a separate Risk Management Department. They work together regularly. Kellee Ann tells how risks are managed functionally and strategically, and that employees have toolkits to distill information for prudent decisions. [12:36] Quick Break! The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026! [12:57] Registration closes January 5th. Enroll now. A link is in this episode's show notes. [13:06] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [13:14] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [13:28] We've got more plugs later. Let's return to our interview with Kellee Ann Richards-St. Clair! [13:48] When communicating risks and opportunities to executive leadership, instead of charts, Kellee Ann utilizes storytelling to create a more compelling description of what is happening in the market or external environment and how it's going to impact the organization. [14:08] Kellee Ann says there has to be a balance between the quantitative and the qualitative. [14:12] You have to communicate in a way that demonstrates the business case for taking a particular action, whether or not you want to enter a new market, market new commodities, or introduce new technology. [14:24] All of that is likely to introduce risks, either from a threat perspective or an opportunity perspective. You want to be able to have the conversation in a way that everybody understands, everyone is on the same wavelength, and understands why this direction has to be taken. [14:40] This is important in terms of culture building. You want to have a culture of risk management. You want to have a culture where everyone is aware that you're not making decisions by intuition, feeling, or personal bias, but that decisions are driven by data. [15:00] Context matters. Storytelling is what is going to make that context clearer. [15:05] Kellee Ann asks, if you decide by going with your gut, you might be lucky, but how do you defend it if your luck runs out? It's very important to be emotionless in decisions. The data has to tell the story. You want to marry the data with the context. [15:51] Global current events can be brought into the discussion if they are materially in context. In risk management, it's very important to determine the impact they are likely to have on the organization. It brings to the forefront the question of relevance. [16:09] News is important for information, from the point of view of awareness. You want to distill the news in the context of relevance to your organization. There will be some events where your competitors are taking a particular action successfully. [16:26] They may be successful because their business model is designed in a way that allows them to capture that opportunity faster. If you take a copy-and-paste approach, you may find that you're not going to be successful because your supply chain or context is different. [16:43] A snippet of it may be relevant, but you have to redesign it, looking at your internal resources or the eternal context. [16:53] You have to map it to internal resources to determine whether or not this is going to have a high impact on your organization, whether or not it's good to know, or whether or not it's to be monitored to determine when is the right time for you to implement it. [17:07] Kellee Ann says the complexity comes in distilling what it is, if it is relevant, and the timing of that relevance. [17:18] Kellee Ann is more inclined to work just in time rather than be tied to arbitrary deadlines that do not add value. This comes from her project management background. What are your business drivers? What are the regulatory deadlines? What is the customer expecting? [18:50] The art and science of risk management. [21:26] One Final Break! Some of you may have heard he recent RIMScast episode sponsored by Diligent, "Mastering ERM: Leveraging Internal and External Risk Factors," with Jason Venner, who's also a RIMS-CRMP-FED holder. [21:41] Jason is joining us here on RIMScast to discuss his upcoming appearance at the RIMS ERM Conference 2025, which will be held on November 17th and 18th. We will be seeing him present on Tuesday, November 18th. [21:58] His session is titled, "Benchmarking Beyond Boundaries: Elevating ERM Programs with External Risk Insights." Jason, welcome back to RIMScast! Tell us all about it! [22:08] Jason says, We're going to be joined by one of our partners, my colleague and friend, Maurice Crescenzi, an industry practice leader at Moody's, in Risk Analytics. [22:22] The audience is going to learn about the value of being able to benchmark your risk information and data against your peers, competitors, and suppliers to be able to provide your leadership and board with a single, clear view of holistic risk, internally and externally. [22:40] This session provides the external viewpoint. [22:51] Jason encourages audience participation and will be available for questions afterward, for as long as anyone needs. He is super excited to get to this conference! Several of his colleagues from Diligent are going to be there, along with Maurice and some of his colleagues. [23:05] If you don't catch Jason after the session, please stop by the Diligent booth. He'll talk for as long as you want. We'll see you there! [23:15] Thank you, Jason. I look forward to seeing you there. As we said, remember to look for the link in this episode's show notes to Jason's recent RIMScast appearance on mastering ERM. [23:28] Let's Conclude Our Interview with Kellee Ann Richards-St. Clair! [23:51] Kellee Ann describes business risks. You want to get away from siloed thinking. Risk management tends to create siloes of functional, financial, and operational risks. You have to look at it all as business risks.  [24:38] There's liability. You have to pay out claims, or there's an impairment to your reputation, either losing the customer trust to operate, or shareholders withdrawing their cash. It starts with reframing. Kellee Ann speaks of environmental risk and supply chain resilience. [25:39] If you are a coffee supplier, what is the risk if you lose access to coffee plantations? The cost of supply increases. The quantity of produce is no longer there due to climate change. [26:09] There are aspects of human rights. Are you procuring employees in a fair and just manner? Are the work conditions safe? It's a business risk if people leave because they are not safe. The conversation has to be reframed in terms of how you are identifying risk. [27:06] Environmental risks can be greater and more material than operational risks. [27:42] About ESG Governance. Planetary boundaries are not anecdotal or a special-interest topic. They have to be part of the risk conversation about your risk capacity. Kellee shares an example about shipping through port facilities. Map your risks, global to internal. [30:13] Kellee Ann explains further about climate risks, resources, and geopolitical sensitivities. [31:59] Looking at the agenda of the ERM Conference 2025, Kellee Ann is starting and closing our day on Tuesday, November 18th. She'll be supervising the ERM Networking Breakfast Tabletop Discussion. There will be discussions at each table, and you are encouraged to join in. [32:32] Kellee Ann will be leading off the topic on Emerging Risks. She'll be interested to find out from her peers who will be on the table for their views on Emerging Risks and the tools they use to identify and manage emerging risks in their organizations. [33:02] At the end of the day, at 3:30 p.m., Kellee Ann will be part of the ERM Conference Finale, SERMC Panel Discussion, along with other members of the RIMS SERMC Council, to recap some of the Conference highlights, observations, and new information. [33:24] Kellee Ann is excited to be onstage with the others, gain new insights, and share her perspective on what she learned at the Conference. Kellee is comfortable onstage. [33:44] Justin says it will be a new way for us to close out the Conference. I'm very much looking forward to it and to meeting you in person, as well. [34:05] The RIMS ERM Conference has been on Kellee Ann's wish list for a while, and she's made it happen this year. [34:22] I look forward to seeing you on November 17th and 18th at the RIMS ERM Conference 2025, in Seattle, Washington. [34:37] Special thanks again to Kellee Ann Richards-St. Clare for joining us here on RIMScast. She will be omnipresent at the RIMS ERM Conference 2025, November 17th and 18th, and especially on the 18th. She'll be helping to kick off that Breakfast Networking Session. [34:54] And then at 1:30, she was recently added to the new session, "Exploiting Uncertainty: Making the Business Case for Strategic Risk Treatments." That was added after this interview was recorded. [35:05] Of course, Kellee Ann will be on the panel closing out the Conference, during the Finale, so be sure to stop by, say hello, and tell her that you heard her fabulous interview on RIMScast! [35:18] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [35:46] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [36:03] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [36:20] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [36:36] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [36:50] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [37:01] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS ERM Conference 2025 — Nov. 17‒18 | Register Now RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan.‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Now RIMS Professional Report: "Understanding Interconnected Risks" Upcoming RIMS Webinars: RIMS.org/Webinars "Geopolitical Whiplash — Building Resilient Global Risk Programs in an Unstable World" | Nov. 6 | Sponsored by HUB   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule "Intro to ERM for Senior Leaders" | Nov. 4‒5 | Instructor: Elise Farnham "Fundamentals of Insurance" | Nov. 11‒12 | Instructor: Chris Hansen "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes about ERM: "AI and the Future of Risk with Dan Chuparkoff" (RIMS ERM Conference Keynote) "Talking ERM: From Geopolitical Whiplash to Leadership Buy-In" with Chrystina Howard of HUB "Shawn Punancy of Delta Flies High With ERM" "Tom Brandt on Growing Your Career and Organization with ERM" "James Lam on ERM, Strategy, and the Modern CRO" "ERM, Retail, and Risk with Jeff Strege" "Bigger Risks with the Texas State Office of Risk Management" | Sponsored By Hillwood "ERMotivation with Carrie Frandsen, RIMS-CRMP" "Live from the ERM Conference 2024 in Boston!" "Risk Quantification Through Value-Based Frameworks"   Sponsored RIMScast Episodes: "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent (New!) "Cyberrisk: Preparing Beyond 2025" | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Kellee Ann Richards-St. Clair, Vice President, Commercial, Phoenix Park Energy Marketing Limited (US Subsidiary Phoenix Park Gas Processors LLC) member of the RIMS Strategic and Enterprise Risk Management Council (SERMC).   Production and engineering provided by Podfly.  

In today's teaching, we're reminded that the church is a hospital for the wounded, where grace meets our pain, faith rebuilds our strength, and God's love makes us whole again.IF YOU MADE A DECISION TO FOLLOW JESUS:We're excited about your decision and would love to serve you.Kindly let us know at http://bit.ly/NOWHOMEABOUT SYCAMORE CHURCHSycamore Church exists to help you see Jesus beyond the noise of the world, find purpose and meaning in life, and live life to the full. You can find out more about us at sycamore.church or on social media:Instagram: / sycamore_church Twitter: / sycamore_church TikTok - https://tiktok.com/sycamorechurch

This week, Barry and Ernest discuss the underperformance of high-quality companies, provide an update on some companies in the financial sector and Big Techs, and defendpublic equities as an asset class.  0:00- Intro7:38- Unprofitable company stocks16:20- MSCI, TMX, and Moody's update24:15- Meta's splurge on AI33:40- Google and Microsoft's earnings 39:58- Why we invest in stocks

Send us a textDeclan Moody is back in for another chat fresh off his WNO Victory, winning a belt and continuing on the journey of achieving Jiujitsu greatness.In this episode we get into what lifes been like at Simple Man BJJ in Austin Texas, life after CJI 2 and whats next, we also get into some MMAUFC chat.You can catch Declan chatting regularly on his podcast 'The White Monster Podcast' Which i will tag below.ENJOY!=============================Support the podcast by heading over to www.breatheeze.com.au | Use Code 'SESH' at checkout for 15% off!Instagram - https://www.instagram.com/theseshwithsavSpotify for Podcast Audio -https://open.spotify.com/show/0hDu3Q4rIgRivTl2OJDmfA?si=8e550b4042924567Direct Message via Instagram for all guest enquiries.

Análisis con Renta 4 Banco, en el que Iván San Félix nos comenta el plan estratégico que ha presentado hoy Teléfónica. Lo más significativo es el recorte de dividendo que ha anunciado la operadora y el motivo detrás del fuerte castigo recibido en Bolsa (-13,12%), según señala el experto. "A partir de 2027-2028, nosotros calculamos que el recorte de dividendo también va a ser cercano al 50% frente al dividendo actual de 0,30 euros/acción". Según ha anunciado la compañía para 2027 y 2028 la política será distribuir entre el 40% y el 60% del 'Free Cash Flow', con pago en junio del año siguiente. Asimismo, San Félix destaca en el análisis con Renta 4 Banco, el nivel de apalancamiento de Telefónica. La deuda neta sobre EBITDAaL se situaría en 2,5 veces en 2028, manteniendo la calificación de grado de inversión. El consenso la coloca en 2,1x en 2025, 2,0x en 2026 y 1,9x en 2027. Cabe señalar que la compañía está a un nivel de perder este rating para S&P y para Moody's, y a solo dos en el caso de Fitch Ratings. Telefónica ha establecido dos horizontes temporales para sus objetivos financieros: un periodo de medio plazo (2025-2028) y otro de largo plazo (2028-2030).

Alice, Martha, and special guest Shut Up Tim discuss the 28th five minutes of Goblet of Fire, which includes the reveal of the real Moody and a special bonding moment over shared scars, all of which is apparently extremely boring to Dumbledore.  Please consider supporting us on Patreon! www.patreon.com/realweirdsisters New episodes are released every Monday and special topics shows are released periodically. Don't forget to subscribe to our show to make sure you never miss an episode!

The city of Chicago felt the mighty wind of the Spirit during the days of D.L. Moody, the founder of The Moody Church. God is not too intimidated to show up even today. In this message, Pastor Lutzer indicates the distinguishing marks of revival. We can't force the hand of God, but we can rejoice, serve, and worship as we wait. To support this ministry financially, visit: https://www.oneplace.com/donate/172/29

The city of Chicago felt the mighty wind of the Spirit during the days of D.L. Moody, the founder of The Moody Church. God is not too intimidated to show up even today. In this message, Pastor Lutzer indicates the distinguishing marks of revival. We can't force the hand of God, but we can rejoice, serve, and worship as we wait. This month's special offer is available for a donation of any amount. Get yours at https://rtwoffer.com or call us at 1-888-218-9337. Moody Church Media [https://www.moodymedia.org/], home of "Running To Win," exists to bring glory to God through the transformation of lives. Erwin W. Lutzer is Pastor Emeritus of The Moody Church in Chicago, where he served as Senior Pastor for 36 years. He is a prolific author of over seventy books. A clear expositor of the Bible, he is the featured speaker on "Running To Win" and "Songs In The Night," with programs broadcasting on over a thousand outlets in the U.S. and across more than fifty countries in seven languages. He and his wife, Rebecca, live in the Chicago area. They have three grown children and eight grandchildren.   SUPPORT: Tax Deductible Support: https://www.moodymedia.org/donate/ Become an Endurance Partner: https://endurancepartners.org/   SUBSCRIBE: YouTube: https://www.youtube.com/@MoodyChurchMedia Weekly Digest: https://www.moodymedia.org/newsletters/subscription/

A mixed session as the major averages kicked off a seasonally strong month. Cantor's Eric Johnston makes the case for a rally in stocks, bonds, and bitcoin into year-end. Meantime Mark Zandi from Moody's on why he says the US would be in a recession if it weren't for the AI trade. Ares CEO Michael Arougheti joins right after his earnings call to break down what drove a strong quarter for the alternative asset manager and his outlook for deals. Plus the news moving Beyond Meat and Palantir, and details behind the mega-deal between Kimberly-Clark and Kenvue. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Supply Chain Now, Scott Luton welcomes Alex Pillow, Senior Director of Partnerships & Acquisitions (Corporates & Government Unit) at Moody's and host of the podcast KYC Decoded, for a practical breakdown of how “know your customer” (KYC), third-party due diligence, and third-party risk management map directly onto modern supply chain realities. Alex demystifies integrated risk assessment, connects KYC practices to supplier onboarding and end-tier visibility, and shares where orchestration logic and high-quality data (master data management, beneficial ownership, and external risk signals) meaningfully cut time-to-decision.Alex explores today's most active threat patterns: organized fraud at scale, cyber supply-chain intrusions, and freight fraud, and how to translate visibility into action with clear mitigation pathways. Alex also spotlights lessons from investigative journalism (think massive crypto heists executed via vendor compromises), a “good team vs. bad team” mindset for program design, and why continuous improvement or the “infinite game” is the only sustainable posture for risk leaders. If you're building or leveling up TPRM and supply chain risk programs, this episode is a masterclass in combining people, data, and tooling to get ahead of disruption.Jump into the conversation:(00:00) Intro(01:27) Meet Alex Pillow from Moody's(02:14) Alex's podcast KYC Decoded and personal insights(04:49) Marathon training and personal goals(07:56) Understanding Moody's and integrated risk assessment(12:46) What is KYC and why is it important?(17:04) Parallels between KYC and supply chain management(26:09) Fraud and cybersecurity risks(31:59) Combating financial crime and corruption(34:08) Challenges faced by regulators and practitioners(35:34) The role of vendors and consultants(36:22) The Infinite Game: A call to action(39:09) Mindset shift for risk mitigation(42:48) The importance of a risk-based approach(47:54) Building a successful digital transformation toolkit(55:27) The impact of cybercrime on supply chainsAdditional Links & Resources:Connect with Alex Pillow: https://www.linkedin.com/in/alex-pillow/Check out the KYC Decoded podcast: https://www.moodys.com/web/en/us/insights/podcasts/kyc-decoded.htmlLearn more about Moody's: https://www.moodys.com Connect with Scott Luton: https://www.linkedin.com/in/scottwindonluton/Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit:

Bad Bunny has dominated headlines and social channels over the past week, largely due to his much-anticipated upcoming performance as the Super Bowl Halftime Show headliner. The decision by the NFL to make him the centerpiece of Super Bowl LX has ignited a significant controversy, with criticism pouring in from conservative politicians and commentators. Donald Trump himself slammed the choice as “absolutely ridiculous,” and right-wing groups like Turning Point USA have announced plans for their own rival halftime programming scheduled to air at the same time. All of this has stoked debate about Latino representation as some critics—including political figures—view Bad Bunny's prominence as a challenge to what they call “the sanctity of the American game,” according to Forge Press.Social media remains divided. Bad Bunny's fans have expressed overwhelming pride and excitement about the upcoming performance, pointing to his success in shaping a narrative of Latino pride and inclusion. Critics, on the other hand, have called for a boycott, even launching petitions demanding that the NFL replace him with a country artist like George Strait. This episode comes at a charged moment, as intensified ICE raids and immigration crackdowns have deeply affected Latino communities. Bad Bunny has spoken openly about skipping U.S. tour dates out of concern for fan safety in light of potential ICE actions, as reported by I-D magazine and covered widely online.A Quinnipiac University poll released this week shows just how divided Americans are over Bad Bunny's halftime gig. Nearly three-quarters of Democrats approve of the NFL decision, while 63 percent of Republicans disapprove. His strongest support comes from listeners under 34 and Hispanic respondents. The performance has become a symbol, intentionally or not, of broader cultural tension and shifting demographics in American life. When hosting SNL's season premiere recently, Bad Bunny addressed non-Spanish speakers with a playful jab: “You have four months to learn,” a nod to his predominately Spanish-language repertoire.In music news, there's substantial excitement over the release of Bad Bunny's new album “Debí Tirar Más Fotos,” scheduled to drop on January 5, 2025. The announcement was delivered through a moving teaser video featuring Puerto Rican film legend Jacobo Morales, delving into themes of nostalgia and memory. Early singles from the album—such as “Pitorro De Coco” and “El Clúb”—are already gaining traction on streaming platforms, with emotional lyrics centering on heartbreak and reflection. Critics anticipate the new album will be his most personal yet, showing an introspective side to the Puerto Rican superstar, as NME and Variety have reported.Bad Bunny's presence is reshaping tourism in Puerto Rico as well. His concert residency “No me quiero ir de aquí” has turned San Juan into a cultural hotspot, driving record hotel occupancy and boosting local economic growth, according to an analysis from Moody's Analytics cited by Bloomberg. The artist's embrace of Puerto Rican identity is attracting fans and travelers to the island, making tourism more about transformative experience than simple leisure. For travelers, Bad Bunny's music and platform create an emotional connection to Puerto Rico that's redefining tourism in 2025.On streaming platforms, Bad Bunny continues to break records, with billions of listens credited to his catalog this year alone. And his influence extends even further, popping up in the recent trailer for Adam Sandler's Happy Gilmore 2 and making headlines with his remarkable watch collection worn at the IHeartRadio Music Awards.That's what's happening with Bad Bunny right now—where music, politics, and pop culture are colliding in real time. Thank you for tuning in. Come back next week for more. This has been a Quiet Please production, and for more, check out Quiet Please Dot A I.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AI

This week, Ron Steslow and Mike Madrid (Author of The Latino Century) discuss the proposed wealth tax on billionaires in California, the signs of worsening economic conditions, and how class warfare could dominate our politics. In Politicology+ they discuss the redistricting wars, the Supreme Court case that could upend a central part of the Voting Rights Act, how Latinos becoming the largest minority group will make us rethink what being a “minority” even means, and how partisanship is becoming our primary identity. Not yet a Politicology+ member? Don't miss all the extra episodes on the private, ad-free version of this podcast. Upgrade now at politicology.com/plus. Contribute to Politicology at politicology.com/donate Find our sponsor links and promo codes here: https://bit.ly/44uAGZ8 Get 15% off OneSkin with the code RON at  https://www.oneskin.co/ #oneskinpod Send your questions and ideas to podcast@politicology.com or leave a voicemail at ‪(703) 239-3068‬ Follow this week's panel on X (formerly Twitter): https:/x.com/RonSteslow https://x.com/madrid_mike Related Reading:  Axios - What to know about California's billionaires tax ballot proposal - Axios San Francisco Fortune - Everyone thinks AI is replacing factory workers, but Amazon's layoffs show it's coming for middle management first WSJ - Tens of Thousands of White-Collar Jobs Are Disappearing as AI Starts to Bite CNN - Live updates: Fed looks set to cut rates for second time this year despite data blackout due to government shutdown | CNN Business Fortune - The economy is reliant on the ‘fortunes of the well-to-do' says Moody's—if the ultra-rich get nervy that means recession The Bulwark - My Last Day as an Accomplice of the Republican Party The Great Transformation - Leaving MAGA - The Great Transformation with Mike Madrid SOFR Volume November 2023-Present  Fed Balance Sheet QE/QT  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, cinematic universes collide in a crossover literally no one asked for—Ralph Macchio and Jackie Chan unite in Karate Kid: Legends! Show Breakdown: Groo heads to Mets fantasy camp, Moody turns 55 , Moody vs. the Multiverse (again) , More Terminator: Dark Fate hot takes , Stallone's Rocky gets the biopic treatment , NBA betting scandal fuels Groo's sports cynicism, Pat McAfee vs. old white guys , Aroldis Chapman's Yankee beef, Is Fred Norris job hunting? Bon Jovi's comeback tour: meh , Revisiting the 2010 Karate Kid reboot, Groo still rides for Cobra Kai , Miyagi-Verse, Li Fong, and... Joshua Jackson's hands? Jackie Chan's return—but where's Daniel-san? Groo's beef with the production value, Final verdict on Karate Kid: Legends, What's next for the franchise? Moody's spinning David Gilmour and Groo's rewatching Rob Zombie's Halloween. Next Time on Nothing Worthwhile: Bon Jovi's back on tour—and Moody & Groo dive into their big comeback album, Crush! RIP ‘EM!

We need revival. While we can't force the hand of God, we can pray, rejoice, serve, and worship as we wait. In this message, Pastor Lutzer shares the story of America's Great Awakening through people like Edwards, Finney, and Moody. May faith be quickened in our hearts as we pray for revival. To support this ministry financially, visit: https://www.oneplace.com/donate/172/29

We need revival. While we can't force the hand of God, we can pray, rejoice, serve, and worship as we wait. In this message, Pastor Lutzer shares the story of America's Great Awakening through people like Edwards, Finney, and Moody. May faith be quickened in our hearts as we pray for revival. This month's special offer is available for a donation of any amount. Get yours at https://rtwoffer.com or call us at 1-888-218-9337. Moody Church Media [https://www.moodymedia.org/], home of "Running To Win," exists to bring glory to God through the transformation of lives. Erwin W. Lutzer is Pastor Emeritus of The Moody Church in Chicago, where he served as Senior Pastor for 36 years. He is a prolific author of over seventy books. A clear expositor of the Bible, he is the featured speaker on "Running To Win" and "Songs In The Night," with programs broadcasting on over a thousand outlets in the U.S. and across more than fifty countries in seven languages. He and his wife, Rebecca, live in the Chicago area. They have three grown children and eight grandchildren. SUPPORT: Tax Deductible Support: https://www.moodymedia.org/donate/ Become an Endurance Partner: https://endurancepartners.org/ SUBSCRIBE: YouTube: https://www.youtube.com/@MoodyChurchMedia Weekly Digest: https://www.moodymedia.org/newsletters/subscription/

Aaron Imholte is out of jail, and of course he's declaring it a win for the toe! With the lowest numbers he's ever had, and hypocrisy galore, things just keep getting better for Steel Toe! Join Patrick, Karl from Who Are These Podcasts? and Moody as they discuss the hilarity of the week from Aaron Imholte and his Steel Toe Morning Show. The man who refuses to get a job never ceases to captivate while ratcheting up his lies and sperg-sessions for our amusement. ...

Fellow Moody's colleague Chris Lafakis joins Mark, Marisa, and Cris as they discuss current economic trends and Chris's recent study on the macroeconomic consequences of hurricanes. Mark starts the conversation by sharing his questions about the latest data on layoffs and how AI is influencing the economy. The team members share their different perspectives before shifting the discussion to the economic toll of Hurricane Melissa and how storms can affect regional economies.Guest: Chris Lafakis – Director of Economic Research, Moody's AnalyticsHosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Romans 8:16 — Continuing his sermon series on the Holy Spirit, Dr. Martyn Lloyd-Jones answers an important theological question: does the sealing of the Spirit actually exist? The short answer, he says, is yes. In his sermon on Romans 8:16 titled “The Witness of History,” he combs through historical accounts of Christian thinkers, pastors, and theologians who have experienced God's sealing of the Spirit to give evidence for this Christian phenomenon. Many of the names are recognizable as Dr. Lloyd-Jones quotes these famed Christians through the centuries. He reads the works of George Whitefield, Jonathan Edwards, John Wesley, D. L. Moody, Charles Spurgeon, and many more. He remarks on how astonishingly similar are these accounts of God's sealing of the Spirit. These theologians write about being overwhelmed by emotions, a profound sense of peacefulness, and a life-changing understanding. Dr. Martyn Lloyd Jones explains that the sealing of the Spirit is an emotional understanding of a Christian's salvation that might occur within a believer's life. It is not necessary to a person's salvation but it is a great gift of God's choosing to give. To support this ministry financially, visit: https://www.oneplace.com/donate/603/29

Fire crews are told to stand down at the Palisades fire site — we explain why and what it means for containment. Then: Whip Around — why is Gary in his moody mood today? Plus, Heather Brooker joins us for back-to-back entertainment hits, including her top horror movie recommendations and the biggest pop-culture stories of the week.

Happy Halloween 2025! In this electrifying Halloween Special, Jay of the Dead and Mackula welcome esteemed guest, Dr. Rick Moody, retired film professor and first-time podcaster, for a very controversial and unconventional "count-up" of their Revised Top 10 All-Time Best Horror Movies! Dr. Moody is one of Jay of the Dead's mentors, and he was also the film professor of three Horror Avengers: Jay, Mackula and Dr. Walking Dead Kyle Bishop! Doc Moody was formerly more into disturbing Horror movies but has since mellowed in recent years. Even so, he remains a big fan and connoisseur of Found Footage and lesser-known Horror content found on YouTube! But back to this show… As Doc Moody would say, Episode 168 "delivers the goods" with not one but three Top 10 lists, and trust us, you've never heard all-time favorite Horror lists like these before! Y'all are probably gonna have kittens! Along the way, the hosts pay tribute to the late Diane Keaton, discuss Shelley Duvall as Mackula's "cinema mom," and reflect on the eerie setting of this episode, as it was recorded during an atmospheric and formidable, Utah thunderstorm. As each movie pick is revealed, the conversation meanders off into relevant and random tangents about some of Horror's dark corners, such as "Experiential Horror." During this show, we also reveal which Horror Avenger longs to moonlight as a "ghost therapist." Listeners will even hear about Mackula's past ambitions as an actor; his live, on-air freak-out over fingernail tapping at his window; and an impromptu cameo from Dr. Moody's cat, "Mimi." With humor, insight, and devil-may-care-giving-zero-effs attitudes, these three Horror fans celebrate some notable contenders of the Horror genre (as well as some shocking selections outside of it). As Dr. Moody reminds us, "A really good Horror movie is something you'd never wanna see." Note: This episode was recorded during an appreciable thunderstorm in Utah County, on October 11, 2025, the day actress Diane Keaton died. Photo credit: The glowing Jack-O-Lantern photos used for this episode were taken by Emily "The Empress" Stewart. Be sure to subscribe to Jay of the Dead's new Horror movie podcast on: Apple PodcastsSpotifyDeezer   You are welcome to email our show at HauntingYourHeadphones@gmail.com. You can also follow Jay of the Dead'sNew Horror Movies on X: @HorrorAvengers Jay of the Dead'sNew Horror Movies is an audio podcast. Our 10 Horror hosts review new Horror movies and deliver specialty Horror segments. Your hosts are Jay of the Dead, Dr. Shock, Gillman Joel, Mister Watson, Dr. Walking Dead, GregaMortis, Mackula, Ron Martin, Dave Zee and Spawn of the Dead! Due to the large number and busy schedule of its 10 Horror hosts, Jay of the Dead'sNew Horror Movies will be recorded in segments, piecemeal, at various times and recording sessions. Therefore, as you listen to our episodes, you will notice a variety of revolving door hosts and segments, all sewn together and reanimated like the powerful Monster of Dr. Frankenstein!

Matt Smethurst on X: "“There is a reason the Reformation lit up Europe.” — Mark Dever

Bongani Bingwa speaks with EWN reporter Nokukhanya Mntambo about the G20 Anti-Corruption Working Group meeting held this week to finalise global anti-corruption strategies, Johannesburg receiving a vote of confidence from Moody’s Ratings despite political instability and concerns over wasteful spending, and the latest Where to Invest in Africa Index, which ranks South Africa fourth. 702 Breakfast with Bongani Bingwa is broadcast on 702, a Johannesburg based talk radio station. Bongani makes sense of the news, interviews the key newsmakers of the day, and holds those in power to account on your behalf. The team bring you all you need to know to start your day Thank you for listening to a podcast from 702 Breakfast with Bongani Bingwa Listen live on Primedia+ weekdays from 06:00 and 09:00 (SA Time) to Breakfast with Bongani Bingwa broadcast on 702: https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/36edSLV or find all the catch-up podcasts here https://buff.ly/zEcM35T Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

Moody 75 HARD Day 27

If you've noticed more chin hair, nipple hair, or thicker pubic hair in your 40s…you're not imagining it. In this episode, Claudia breaks down what's really behind the sudden hair growth and how your midlife hormones and metabolism are connected. You'll learn: Why androgen hormones can spike during perimenopause and trigger hair growth How declining estrogen and progesterone make androgens more dominant The link between insulin resistance and excess hair - and why how you eat matters Key labs to assess metabolic and hormone health The role of inflammation, gut health, and stress in elevated androgens What to do about it: lifestyle strategies, supplements to consider, and testing WATCH ON YOUTUBE Sources: DHT (Dihydrotestosterone) Association of Androgen Excess with Glucose Intolerance Inflammatory Stimuli Trigger Increased Androgen Production If you liked this episode, you'll love my brand new free mini training: Why You're Exhausted, Moody & Inflamed — And Why It's Not Just Your Hormones. If you're tired of fatigue, mood swings, anxiety, bloating, weight gain, and sleepless nights…this free training breaks down what's really going on…and how to fix it. Get instant access here: https://claudiapetrilli.myflodesk.com/training LOVE THE SHOW? Please subscribe, leave a 5-star rating, review, and share with other women, so they can get the support they need in perimenopause! CONNECT WITH CLAUDIA: Website YouTube Instagram Facebook Inquiries FREE RESOURCES: Mini Training: Why You're Exhausted, Moody & Inflamed - And Why It's Not Just Your Hormones Peri-What?! The Must-Have Guide for Women 40+ Navigating Hormone Changes Perimenopause Daily Checklist HRT 3-Day Crash Course GET SUPPORT: Perimenopause Clarity Session The Perimenopause Method Program Perimenopause HRT Roadmap Course PRODUCTS WE LOVE: Equip Prime Protein (Save 15% w/ code: healthcoachclaudia) Microbiome Labs Total Gut Restoration (Save 15% w/ code: claudia123) BodyHealth Reds Powder Symphony Natural Health Melatonin Glow Below Vaginal Estrogen or DHEA For more products we recommend, click HERE.

Today's guest went from baker and foodie content creator to author. In this milestone 100th episode of the Baking For Business Podcast, I spoke with influencer, blogger, and author Toni Chapman to celebrate the release of her new book.Toni opens up about her personal journey—how she started creating content, the lessons she's learned along the way, and what inspired her to finally put her story into print. Together, Toni and I  discuss the power of storytelling, staying authentic online, and the importance of showing up for your audience even when you're still figuring things out.This episode is filled with inspiration, creative wisdom, and a reminder that your story is worth sharing.✨ In this episode, you'll learn:How Toni's journey as a content creator led to becoming an authorWhy storytelling is key to building a lasting brandTips for showing up authentically on social mediaHow to balance creativity, consistency, and community

Change is inevitable, especially in leadership. But how we lead through change determines whether our teams grow stronger or fall apart in the process.In this first part of a two-part conversation, Christina sits down with Criss Moody, an Air Force officer turned small business owner and researcher, to explore what it really means to lead people, not just processes, through transition. Drawing from her master's research on leadership and change management, Criss shares her insights on what makes change succeed or fail and how leaders can balance structure with empathy.Together, they unpack the difference between managing and leading change, the leadership styles that best support transformation, and why keeping people at the center of every decision matters more than ever.In this episode, you'll learn:The key differences between managing change and leading changeWhat transformational and servant leadership look like in actionHow autocratic and transactional styles can serve a purpose, when used intentionallyWhy adaptability and emotional intelligence are essential leadership skillsHow leaders can balance structure, deadlines, and the human side of transitionWhether you're navigating an organizational shift, a new policy, or a culture change, this episode will help you reflect on how you show up for your people through uncertainty.Tune in next week for Part 2, where Christina and Criss dive deeper into the emotional side of change, psychological safety, empathy, and the leadership superpowers that help us build trust and resilience in our teams.RESOURCES:Kotter, J. P. (2012). Leading Change. Harvard Business Review Press.Bridges, W., & Bridges, S. (2016). Managing Transitions: Making the Most of Change(4th ed.). Da Capo Lifelong Books.Criss Moody Research Paper:https://drive.google.com/file/d/1b-tAmIMdUaU8g9v_FZT310Eoh4drDVlL/view?usp=sharingJoin the Strong and Resilient Facebook group: https://www.facebook.com/groups/336774597179247SHOW NOTES: https://www.christinamattisonyoga.com/blog/episode83Connect with me in the Strong and Resilient Woman Community on Facebook HERE (https://www.facebook.com/groups/yogaformilitarywomen), or on Instagram @themilitaryyogiMore about Christina Mattison and the Leading with Heart PodcastHey there! I'm Christina Mattison, an Air Force Officer, yoga teacher, dedicated wife, and proud mother of two. But most importantly, I'm here as a wellness and leadership coach for women in the military. I want you to know something: It doesn't have to be this way.I've walked in your combat boots, and I understand the chaos that often accompanies military life. But I'm here to share a powerful truth with you: You have the innate ability to transform your own life. I've personally experienced this transformation, and I've witnessed it in the lives of countless clients I've had the privilege to guide.Welcome to the Leading With Heart podcast your ultimate resource for discovering how to infuse joy, peace, and true success into every facet of military life.**The views and opinions expressed within this podcast episode are those of the individual, and do not necessarily represent those of the Department of Defense or its components.

Dubs OT with John Dickinson: JD breaks down Kuminga, Podz, and Moody's big performances to help the Warriors beat the Grizzlies.See omnystudio.com/listener for privacy information.

Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro welcomes Lambros Lambrou, Chief Strategy Officer at Aon, to explore how one of the world's largest insurance brokers is transforming risk management through data, AI, and innovation. They discuss how global megatrends, trade, technology, weather, and workforce are reshaping the insurance landscape and why a shift from traditional risk protection to enabling upside growth is crucial. Lambrou explains how Aon's “One Data Lake,” Risk Analyzers, and Broker Copilot tools provide real-time, predictive insights that help clients make smarter decisions across property, casualty, cyber, and health insurance. The conversation highlights the importance of breaking down silos, aligning teams around client outcomes, and leveraging technology to deliver integrated, intelligent risk solutions worldwide.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

High in a Cecropia tree, deep in the rainforest of Brazil, Slothy the sloth spent his day hanging around upside down and moving very slowly. And that was okay—he had nowhere else to be. Everything he needed was right there in his tree. One day, Slothy heard his friends playing in a pool of water below his tree. It sounded like they were having a lot of fun! But when Slothy tried to climb down to join them, he moved too slowly, and by the time he'd taken just a few steps, they'd already gone home for dinner. Poor Slothy. He was just too slow. But the next day, as his friends played again in the pool, one of them called to him, "Slothy, why don't you just let go of your branch and drop into the water?" It was a brilliant idea! Would Slothy be brave enough to try it? Come and listen to this darling story and discover fun facts about sloths in the rainforest and find out why Slothy's friends now call him Cannonball Slothy! What families will love about this episode: - Simple science and nature facts woven into the fun - Encourages curiosity, imagination, and wonder - Great for car rides, bedtime, and quiettime listening   I hope this story makes you giggle right along with your littles. /sbv John 4:14 But those who drink the water I give will never be thirsty again. © Old Mrs. Moody, LLC 2025 – All rights reserved

Extreme weather is intensifying, and funding for adaptation measures remains a challenge. Emerging markets face growing economic and credit risks given limited resilience and insurance protection.  In this new video podcast ahead of the COP30 meeting in Belém, Brazil, our Moody's experts discuss whether innovative private and multilateral finance are the answers to bridging the gap.Watch the full episode at: moodys.com/sustainable-finance Host: Colin Ellis, Head of Centre for Credit Research, Moody's Ratings Guests: Rahul Ghosh, Global Head of Sustainable Finance, Moody's Ratings; Marie Diron, Global Head of Sovereign and Sub-Sovereign Risk, Moody's Ratings Related Research:Environmental Risk – Global – Strong water management increases economic resilience to physical climate risk 27 Oct 2025Environmental Risk – Global – Adaptation can support credit strength, but faces race to keep up with climate risks 22 Sep 2025 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Moody's Analytics projects U.S. home prices will rise steadily through 2035 — with the Greater Philadelphia suburbs expected to outperform the national average. In this video, we break down forecasted price growth, local equity expectations, and what buyers and sellers should do next.
If you're planning to make a move, now may be the smartest time.
 Have questions? Schedule a call with our team.

Steiny & Guru discuss what the Warriors young trio of Kuminga, Moody, and Podziemski did against Memphis last night and why that's important for the present and future.

The Warriors win 131-118, Jonathan Kuminga shines and scores 25, 5 players scored double digit points including (Steph Curry, Kuminga, Moody, Draymond, Podziemski), the rotation, the front end of the back to back, having Al Horford rest tonight, impact of Will Richard and Gui Santos and more!

Jesus Revealed

Just in time for ghost and ghoul season, this episode of Eye on Sci-Fi podcast revisits our Halloween special! Dive into our curated list featuring 11 chilling indie horror short films. Subscribe to the podcast via RSS, Apple Podcasts, Pocket Casts or Amazon Music. #Halloween2025 #Horrorshorts #ShortFilmsExplore the podcast archive, visit our social media presences, support the podcast, and more by visiting the EYE ON SCI-FI Link Tree.Timestamps and Episode Links:01:57 Moody and Atmospheric Horror: LILITU02:28 Samurai vs. Zombies: Sword Of The Dead02:59 Vietnam War Ghost Story: Wandering Soul03:46 Cosmic Horror: Eldritch Code04:29 Meta Horror: Blackwood05:08 Nether-Realm Nightmare: Dark Wake05:39 Deaf Survivors Of The Zombie Apocalypse: Dawn Of The Deaf06:37 Gothic Ghost Story: Mr. Memento07:12 Exploring the Spirit World: Echo Torch07:32 WWII-Period Horror: CELL07:59 Mysterious Neighbor: Neighbors08:48 Wrapping Up and Final Thoughts

While economists have not declared a nationwide recession, new research from Moody's Analytics reveals many states are experiencing or are on the brink of a recession. Georgia, 21 other states and the District of Columbia are all being flagged. “Closer Look” host Rose Scott talked with Moody's Analytics senior director, Adam Kamins. He talked more about the current state of Georgia’s economy, the uncertainty of the government shutdown, as well as why he believes Georgia and the Atlanta economies are well-positioned long-term. Plus, we revisited Rose’s conversation with Chris Clark, the president and CEO of the Georgia Chamber of Commerce. During the discussion, Clark talked more about how economic uncertainty, instability in the job market, and severe immigration policies—plus the high cost of tariffs on consumers, small businesses and the agricultural industry have altered Georgia’s economic landscape.See omnystudio.com/listener for privacy information.

God can use just about anybody to share the Gospel. He can use a former shoe salesman . . . such as D.L. Moody. He can use a young dairy farmer . . . such as Billy Graham. Or use an aimless young high school kid looking for answers . . . such as Greg Laurie. The Bible is full of people whom God used in surprising ways. And today on A NEW BEGINNING, Pastor Greg points out the time is right for God to use you. What’s holding you back from saying yes to what the Lord has in mind? Looking for hope or know someone who is? Join Greg Laurie at the Harvest Crusade: Hope for America on November 16! Get event information here. — Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years. Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.Support the show: https://bit.ly/anbsupportSee omnystudio.com/listener for privacy information.

God can use just about anybody to share the Gospel. He can use a former shoe salesman . . . such as D.L. Moody. He can use a young dairy farmer . . . such as Billy Graham. Or use an aimless young high school kid looking for answers . . . such as Greg Laurie. The Bible is full of people whom God used in surprising ways. And today on A NEW BEGINNING, Pastor Greg points out the time is right for God to use you. What’s holding you back from saying yes to what the Lord has in mind? Looking for hope or know someone who is? Join Greg Laurie at the Harvest Crusade: Hope for America on November 16! Get event information here. — Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years. Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.Support the show: https://bit.ly/anbsupportSee omnystudio.com/listener for privacy information.

Claudia Sahm, Chief Economist at New Century Advisors, joins Inside Economics to discuss a bevy of topics, including today's belated Consumer Price Index release, the lack of other government data, AI and the labor market, stock market valuations, and the risks to the economy that are top of mind for her. Mark teases a new esoteric vocabulary word but fails to reveal it…stay tuned.Guest: Claudia Sahm – Chief Economist, New Century AdvisorsFor more from Claudia Sahm, check out her Substack here: https://substack.com/@stayathomemacroGuest: Matt Colyar – Assistant Director, Moody's AnalyticsHosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

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