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Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The EU is trying to hit back, they have now placed 50% tariff on steel imports, this will destroy their economy. The fake news is now building the narrative that Trump has caused a recession. It has begun. Trump has trapped the [DS]/[CB] in the tariff money, he will use it to push the reversal of the impoundment act of 1974. Trump is now setting the stage. He putting all the pieces in place. He is moving the NG into position, he is building the narrative for the insurrection so the people understand what is about to happen. Comey is now isolated, in the game of chess you isolate the knight, the pressure is now on Comey. Trump has the leverage and the people are with him, the polls show this. Economy EU proposes 50% steel tariffs to counter Trump The European Commission has proposed a 50% tariff on steel imports above an annual quota, claiming the move will protect the EU's metals industry from international competition and US duties. An agreement struck earlier this year by EC President Ursula von der Leyen and US President Donald Trump, viewed in the EU as lopsided, set a baseline 15% US tariff on most exports from the bloc, but left steel and aluminum at 50%. Source: rt.com Steel-using sectors like automotive, construction, and appliances—consuming millions of tonnes annually—face rising input prices, potentially adding to production costs and consumer inflation. The European Automobile Manufacturers' Association (ACEA) has warned the measures "go too far," risking competitiveness in global markets. Diverted cheap steel could flood unprotected markets, but within the EU, it may lead to shortages or imbalances if quotas are exhausted quickly. This protectionism could spark retaliatory tariffs, fracturing global trade and harming EU exporters. Analyses suggest short-term gains for steel (e.g., price floors) are outweighed by long-term damage, including higher overall prices and reduced efficiency in integrated value chains. Emerging markets might see surplus dumping, indirectly pressuring EU trade partners. the tariffs are likely to hurt parts of the EU economy—particularly downstream industries through higher costs and potential inflation—but they could provide a net benefit to the steel sector by saving jobs and enabling sustainability investments. The Trump recession may already be upon us A Trump recession is reportedly already crashing down on many American families, and Republicans have only themselves to blame. Twenty-two states and Washington, D.C., are experiencing recessions, while another 13 states are flashing serious economic warning signs, according to an estimate from economic research firm Moody's. Moody's finds that both red and blue states are being dragged into these poor economic circumstances, but those two groups won't hurt equally. Contracting red states, like Iowa and West Virginia, are already struggling to overcome the hangover effects of Trump's sweeping cuts to federal services. Those states are now more vulnerable to sudden spikes in community need, such as for food assistance, which Trump's government slashed. As the United States careens toward a recession that Republicans swear isn't real, it will be the nation's low-income and working families who bear the brunt. If the economic situation continues degrading across the Great Plains and the Rust Belt, the GOP may soon find they have more than blue states' “soft secession” to worry about.
How to decide when to invest in municipal bonds versus new tax-efficient bond ETFs that don't invest in munis.We analyze several newer ETFs that earn bond-like returns while avoiding paying taxable income distributions.SponsorsClaude.ai - Sign up for Claude today and get 50% off Claude ProDelete Me – Use code David20 to get 20% offInvestments MentionedVanguard Tax-Exempt Bond ETF (VTEB)iShares 7-10 Year Treasury Bond ETF (IEF)JPMorgan Ultra-Short Municipal Income ETF (JMST)Alpha Architect 1-3 Month Box ETF (BOXX)F/m Compoundr U.S. Aggregate Bond ETF (CPAG)F/m Compoundr High Yield ETF (CPHY)NEOS Enhanced Income Aggregate Bond ETF (BNDI)NEOS Enhanced Income 1–3 Month T-Bill ETF (CSHI)Show NotesUS municipal bond defaults and recoveries, 1970-2022 by Moody's Investor Service—FidelityFive Reasons Municipals Have Rarely Defaulted by Matthew Norton—Bernstein470 Plus: Annuities Correction, Europe versus U.S. Value Stocks, Analyzing BOXX, and Accredited Investor Rules—Money for the Rest of UsCboe:BOXX | Investment case—alpha architectSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This week on The Rugby Pod, the lads send their thoughts and support following the very emotional news as England legend Lewis Moody reveals his MND diagnosis. Everyone on the Pod wishes him, and his family the very best during this very tough time, and we're here to support in any way we can. On the pitch, the lads react to the news that Steve Diamond sacked by the Newcastle Red Bulls, with Gregor Townsend joining in a surprise advisor role. We also break down the action from the Rugby Championship and what it means for the upcoming Autumn Internationals. Can Scotland finally beat the All Blacks? Can Ireland back up their Chicago heroics? Will England perform. Plus, there's a full round-up of the URC and Prem, with the Dragons finally breaking their losing streak, Leinster slipping again, and Saracens running riot. Plus, the lads give a big shoutout to Rugby FC for a brilliant day out. Settle back, enjoy, and make sure you're subscribed on Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices
It's Monday, October 6, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Muslims decapitated or shot 30 Christians in Mozambique, Africa Over 30 Christians were beheaded in a series of recent attacks in northern Mozambique, Africa by Islamic State-affiliated terrorists who also released graphic photographs showing the executions, shootings, and widespread arson, reports The Christian Post. The group targeted multiple villages across Cabo Delgado and Nampula provinces, setting fire to churches and homes in a campaign of violence against civilians. According to The Middle East Media Research Institute, the Islamic State Mozambique group released a 20-image photoset this week, documenting its operatives executing civilians by beheading and close-range gunfire, and burning down homes and churches. The Mozambican insurgency, active since 2017, has led to the deaths of at least 6,200 people. In Deuteronomy 32:35, God says, “It is mine to avenge; I will repay. In due time, their foot will slip; their day of disaster is near, and their doom rushes upon them.” The United Nations estimates that more than 1 million people in northern Mozambique have been displaced since the conflict began, due to a combination of militant violence, prolonged drought and extreme weather events. Open Doors ranks Mozambique, Africa as the 37th most dangerous country worldwide for Christians. Nigerian Muslims killed kidnapped pastor after receiving ransom Armed Muslim groups in Kwara State, Nigeria killed a local pastor after abducting him and receiving ransom payments from his community, reports International Christian Concern. Rev. James Issa, a pastor with the Evangelical Church Winning All, was taken from Ekati village on August 28. His abductors initially demanded $67,000. Weeks of negotiations followed, with family members, church leaders, and villagers contributing funds to secure his release. The community raised $3,300, a sum far beyond the means of the rural community. The money was delivered to the kidnappers, but instead of releasing the pastor, the armed group demanded an additional $30,000. Before any further talks could take place, they killed Rev. Issa. Netanyahu demands release of all 48 hostages in order to end war On Sunday, Israeli Prime Minister Benjamin Netanyahu said that no part of U.S. President Donald Trump's peace plan will be enacted until all 48 hostages, alive and dead, are returned to Israeli territory, reports The Jerusalem Post. Additionally, Netanyahu stated that if the hostages are not released by Trump's deadline, "Israel will resume fighting with full backing from all involved countries." However, speaking to Israeli journalist Barak Ravid, President Trump told Netanyahu, “Bibi, this is your chance for victory.” Currently, there is no set deadline for the hostage release, although negotiations to finalize the plan are set to begin in Cairo, Egypt today. An anonymous source told the Jerusalem Post that (a) Hamas, the Muslim terrorist group, is committed to reaching an agreement to end the war in the Gaza Strip and (b) the release of the hostages will be carried out gradually over several days through the International Red Cross. Secretary of State Marco Rubio appeared on NBC's “Meet the Press” with Kristen Welker. WELKER: “I want to start with these peace negotiations in the Middle East. Is this now the end of the war in Gaza?” RUBIO: “Well, not yet. There's some work remains to be done, and I would view it in two phases, in terms of understanding how to break this out. “The first piece of it, which is very clear from the letter in Hamas' response, is they have agreed to the President's hostage release framework. And what needs to happen now, and they acknowledge in the letter in their response, is there now needs to be meetings which are occurring, even as I speak to you now, and hopefully will be finalized very quickly on the logistics of that. “What that means is, who goes in to get them? Is it the Red Cross? You know, when do they show up? What place are they going to be? And the conditions have to be created for that to happen. You can't have bombs going off and fighting going on in the middle of this exchange. So, that's piece one. And we want to see that happen as soon as possible, all 48 hostages, both living and deceased. “The second part of it, it's even harder, and that is the long term piece. What happens after Israel pulls back to the yellow line, and potentially beyond that, as this thing develops? How do you create this Palestinian technocratic leadership that's not Hamas, that's not terrorists, and with the help of the international community? “How do you disarm any sort of terrorist groups that are going to be building tunnels and conducting attacks against Israel? How do you get them to demobilize? All that work -- that's going to be hard. But that's critical, because without that, you're not going to have lasting peace. You may get the hostages back, you may get a cessation of hostilities, but in the long term, it's going to happen all over again.” Hero Ukrainian soldier kills 27 Russian troops A heroic Ukrainian warrior killed 27 Russian soldiers singlehandedly while defending two bridges surrounded by enemy forces, reports The U.S. Sun. Rus spent over seven weeks crouched in a putrid-smelling basement protecting the crossings -- armed with nothing more than a firearm and pure grit. The valiant soldier has been recommended for the Hero of Ukraine medal, the country's highest military honor, for his brave work. He personally killed 27 Kremlin forces - steadfast in his defense of the crossings in Dopropilia, in Ukraine's Donetsk region. Speaking to The Times, he recalled the grim reality of spending almost two months taking cover in a gloomy basement as Russian drones buzzed overhead. He could only use the toilet "at dusk or at dawn" over fears of being struck and for seven weeks only washed with baby wipes. First-ever woman becomes Archbishop of Canterbury Sarah Mullally has been chosen as the new Anglican archbishop of Canterbury, marking the first time a woman has been named to the highest ecclesiastical position in the Anglican Church, reports LifeSiteNews.com. In 1 Timothy 2:12, the Apostle Paul wrote, "I do not permit a woman to teach or to assume authority over a man; she must be quiet.” The seat of the archbishop of Canterbury had been vacant since January 7, 2025, when Archbishop Justin Welby resigned due to allegations of mishandling an abuse case involving John Smyth who beat Winchester Boarding School students until they bled, leaving permanent scars. MarketWatch: 22 states already in recession And finally, according to Mark Zandi, chief economist at Moody's Analytics, the U.S. economy is very close to falling into a damaging contraction. Many states are already experiencing a recession. Zandi estimates that 22 states, plus the District of Columbia, are now experiencing persistent economic weakness and job losses that are likely to continue. Another 13 states are treading water. The overall picture is one of a weak U.S. economy that is vulnerable to being pushed into a ditch by a strong wind. The economist added, “The economy is still not in recession, but the risks are very high. We're on the precipice.” Close And that's The Worldview on this Monday, October 6th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.
Ugo, Danny and Ashy are back, but even though the Prem brought another weekend full of surprises they had to start the pod with the sad news that former England captain and British and Irish Lions legend, Lewis Moody has been diagnosed with motor neurone disease. The guys all played with him and reflect on how the rugby community can get behind Lewis to support him and his family, during this difficult time. And they hear from Moody himself who spoke to BBC about his condition. In terms of the Prem – Leicester's win against Quins proved to be a comeback for the ages with Ugo admitting that Harlequins are in a hole right now. Even though his Sale side lost to Bath, chat turns to George Ford and if he has the smartest rugby brain in the Prem – and has Owen Farrell given Saracens a lift? Away from matters on the pitch, the trio critique Chris Robshaw's Strictly performance and Ugo has agreed to a bet if Chris does better than he did…. and is Ashy's ‘Ash splash dive' coming back on trend?
Aaron Imholte is now a convicted revenge pornographer and has been sentenced to serve 15 days in the county jail. Of course the spin from Aaron began almost immediately, and the dullest amongst us have started getting it wrong. You can count on TLP for accurate information and analysis in a sea of Kikis and Genos getting it all wrong! Join Patrick, Tookie, Karl from Who Are These Podcasts? and Moody as they discuss the hilarity of the week from Aaron Imholte and his Steel Toe Morning Show. The man who refuses to get a job never ceases to captivate while ratcheting up his lies and sperg-sessions for our amusement. ...
The Inside Economics team welcomes Lisa Simon, Chief Economist at Revelio Labs, for an unusual jobs Friday podcast as the ongoing government shutdown prevented the release of the September employment report. Lisa details the new public labor statistics data that Revelio Labs began publishing recently in the wake of turmoil at the Bureau of Labor Statistics. The team discusses how private data sources can help fill in the gaps left by the temporary absence of government data and also dissects the current state of the labor market.Guest: Lisa Simon – Chief Economics, Revelio LabsFor more about Lisa Simon, click here: https://www.reveliolabs.com/author/lisa-k-simon/Explore the risks and realities shaping the economy in our new webinar, now streaming for free.U.S. Economic Outlook: Under Unprecedented UncertaintyWatch here: https://events.moodys.com/mc68453-wbn-2025-mau25777-us-macro-outlook-precipice-recession?mkt_tok=OT…Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's Analytics Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The core issue involves whether the safety exception of the Federal Aviation Administration Authorization Act (F4A) shields brokers, like C.H. Robinson, from negligent hiring claims, a question that has caused conflicting decisions across federal circuits. Brokers view this as fundamental to their business model and urgently need the Supreme Court to provide clarity on where the lines are drawn for their legal protection. Turning to infrastructure, the Port of Los Angeles, the busiest U.S. import gateway, has announced plans for a massive new container terminal called the Pier 500 project. This undertaking includes two berths and 3,000 feet of wharf across 200 acres, intended to accommodate ultra-large container ships such as the MSC Irina, which can carry over 24,000 TEUs. This expansion, which is expected to take about 10 years to complete, highlights the significant time required for major port infrastructure to keep pace with the increasing size of global shipping vessels. In the financial sector, we examine Moody's affirmation of Echo Global Logistics' corporate family debt rating at B3, which is considered deep into non-investment grade territory. Despite the persistently challenging freight trucking environment, Moody's held the company's outlook at stable, anticipating that cost saving actions will help offset margin pressure tied to soft freight rates. While leverage remains high, expected to be slightly below 7X debt/EBITDA this year, Echo maintains steady earnings and adequate liquidity. A surprising tech hurdle impacting EV adoption is revealed in a new report showing that nearly one-third of charging attempts fail, leaving the actual First-Time Charge Success Rate (FTCSR) stuck at 71%, despite high charger uptime statistics. This issue stems primarily from fragmentation in the multiple software systems—including the vehicle, charger, and payment network—that must perform a perfect digital handshake to initiate a charge. Furthermore, success rates drop significantly after about three years because older charging stations often cannot be updated to support newer charging protocols. Finally, the podcast addresses accelerating investment in e-commerce fulfillment, driven by consumers still ordering large items online. Walmart recently announced plans to build a $300 million fulfillment center in Kings Mountain, North Carolina, specifically designed to handle bulky online orders like furniture. This massive 1.2 million square-foot facility is expected to open in 2027, underscoring the ongoing need for specialized infrastructure in the supply chain. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, we sit down with Joanne Moody, speaker, author, and co-creator of Angel Studios' Miracle series with Bear Grylls. Joanne shares her powerful testimony of surviving chronic illness, a near-death encounter, and experiencing a supernatural healing that changed the course of her life. She now travels the world equipping believers to walk in God's power.
After being diagnosed with Osteosarcoma when she was 10 years old in 2012 Bailey Moody decided that despite what some were saying, her budding athletic career was not over. Since that time, Bailey has been a member of the Women's Wheelchair Basketball National Team since 2018 as a 16 year old, winning World Championships in 2019 and 2023, a two time Paralympian, winning a Bronze Medal in Tokyo in 2021 and a Silver Medal in Paris in 2024, winning 5 National Collegiate Championships from 2021 to 2015 at the University of Alabama, Winning the Finals MVP award after her 30 point effort in the final game of 2025, and being named an Academic All American from 2021 through 2025.
Kurt Moody (@DET_Guru_Kurt) & Pat Doherty Jr. (@TheRealNaClown) join host Jeremy Mahy (@JMahyfam) to discuss the state of the AL West as the 2025 minor league season has come to a close.Kurt and Pat give you their individual top-15 divisional prospects, mention other interesting prospects of note, rank the five teams in the division, and give some thoughts on where each team stands headed into the offseason.Futures Focus is brought to you by Prospects1500.
As artificial intelligence reshapes workplaces and business strategies, firms increasingly depend on AI providers, making AI a tool of geopolitical influence. We'll discuss the impact across industries, as digital currencies affect monetary control and cyber threats challenge operational resilience. Host: William Foster, Senior Vice President, Sovereign Risk Group, Moody's Ratings Guests: Vincent Gusdorf, Associate Managing Director, Digital Finance and AI Analytics, Moody's Ratings; Leroy Terrelonge, Vice President-Analyst, Cyber Credit Risk, Moody's Ratings Related research:Artificial Intelligence – Global – Nations push for AI sovereignty to capture economic, geopolitical gains 30 September 2025 Sovereigns - Global – Digital currency growth, inconsistent regulation amplify countries' financial risks 25 September 2025Artificial Intelligence – Corporates – Pace of AI advances, regional disparities will steer credit trends across industries 23 September 2025 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Mike D'Virgillio gives a lesson on the roots of German Pietism, Dispensationalism, Dualism, Revivalism, and how they lead to 20th century rapture theology and the modern evangelical.
美國聯邦政府在 2025 年 10 月 1 日進入停擺狀態(Shutdown),主因是聯邦政府的財政年度從 10 月 1 日開始,而由於國會未能達成預算共識,導致政府無法獲得新的撥款授權。這次是美國自 1980 年代以來的第 23 次停擺,影響範圍包括國家公園、部分監管機構和行政部門的運作。根據國會預算辦公室(CBO)的估算,約有 75 萬名聯邦僱員須放「無薪假」,不過他們在復職後會被補發薪水,因此停擺對財政並沒有實際節省效果,只是延後支付。對經濟而言,若停擺時間短,影響通常有限,但若持續超過數週,則會影響 GDP 增長與消費信心。2018–2019 年那場長達 35 日的停擺,曾拖累美國 GDP 成長約 0.1–0.2 個百分點。美國財政的結構性危機不在於短期的停擺,而在於長期債務與赤字問題。2025 年美國聯邦債務總額已突破 36 兆美元,約佔 GDP 的 123%。其中超過三分之二屬於「非自由支配開支」(non-discretionary),尤其是社會安全(Social Security)和醫療保險(Medicare)。根據社會安全理事會(Social Security Trustees Report)的預測,社保信託基金可能在 2033 年耗盡,屆時只能支付承諾福利的 77%。若不改革,醫保與社保將成為長期赤字的最大推手。財政改革的途徑不外乎「削減開支」或「增加收入」。前者包括限制福利增長、調整退休年齡或削減醫療補貼,但政治阻力極大;後者則可能包括增稅、提高關稅、甚至調整簽證與移民費用。CBO 預測,到 2035 年,美國的淨利息支出可能超過國防開支,成為最大單一支出項目,這將嚴重擠壓政府的政策空間。在債務上限方面,2025 年 7 月國會通過的《Big and Beautiful Act》將債限從 36.1 兆美元提高至 41.1 兆美元,暫時推遲了「X日」的到來。所謂「X日」是指美國財政部耗盡「非常措施」後,現金流不足以支付國債利息與其他義務的日期。美國信用評級在過去十多年來多次受挫。2011 年,標準普爾(S&P)首次將美國主權評級由 AAA 降至 AA+,引發所謂「黑色星期一」,道瓊工業指數單日大跌 634 點。2023 年,惠譽(Fitch)再度下調至 AA+,理由是財赤惡化與政治僵局。2025 年 5 月,穆迪(Moody's)也將美國評級降至 Aa1,美國正式喪失三大評級機構的最高評級地位,意味著美債的「無風險」地位受到挑戰,未來融資成本可能逐步上升。市場普遍仍相信「常態會繼續」。從債市反應可見端倪:在停擺期間,長期美債殖利率不升反跌,10 年期美債從 4.6% 降至約 4.1%,創下近年來最大跌幅之一。這顯示資金仍湧入美債避險,反映出即使美國財政狀況惡化,全球資本市場仍將美國視為「最後的避風港」。換句話說,儘管美國赤字問題嚴重,但在全球主要經濟體當中,美國仍不是「沉得最快」的一艘船。 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit leesimon.substack.com/subscribe
Mike D'Virgillio gives a lesson on the roots of German Pietism, Dispensationalism, Dualism, Revivalism, and how they lead to 20th century rapture theology and the modern evangelical.
Do You Have A Hormone Imbalance? Take my FREE Hormone Symptom Profile Assessment: https://bit.ly/takemyhormonequiz Whole grains, hummus, and meatless burgers…what if your go-to “healthy” foods are actually keeping your hormonal symptoms stuck on repeat? It's more common than you think–thanks to hormone shifts in midlife that can change how our bodies process certain proteins, sugars, and plants—turning our go-to favorites into hormone disruptors. Today, we're pulling back the curtain on the diet-hormone connection in perimenopause—and why even “healthy” foods can backfire when your hormones are out of balance. In this episode, we‘ll address your most commonly asked questions, including: ✅ Can “healthy” foods cause hormone imbalance in perimenopause? ✅ Why do foods I used to eat just fine now bloat me? ✅ What's the connection between food sensitivities and thyroid symptoms like fatigue and weight gain? ✅ How do I know if diet is the root cause of my midlife symptoms, like fatigue or weight gain? ✅ How do hormone changes like estrogen decline make me more sensitive to foods? ✅ How does eating plant-based foods backfire for hormone health? ✅ What practical steps can I take to uncover which foods are making my symptoms worse? If bloating, brain fog, or stubborn weight gain won't budge despite ‘clean eating,” this episode's for you. — Next Steps: Do You Have A Hormone Imbalance? Take my FREE Hormone Symptom Profile Assessment: https://bit.ly/takemyhormonequiz — Other FREE Resources: Become a Podcast Insider + Subscribe to The Hot Flash–Weekly hormone hacks, recipes, and lifestyle tips I don't share anywhere else!: https://areyoutheremidlife.com/ Tired of Tossing and Turning? Grab my FREE “Better Sleep After 40” Supplement Cheat Sheet: https://monicalanetopete.kit.com/sleepbetter Record a Question to Be Answered on the Pod: https://www.speakpipe.com/AreYouThereMidlife — Back-2-Hormone Basics Episodes: EP 94 | Quick Tip Bonus Episode: Joint Pain or Leg Cramps at Night? Fast Fixes for Sleep Issues in Perimenopause: https://pod.fo/e/3301bd EP 93 | Hormones Waking You Up at Night? Fast Fixes for Insomnia, Hot Flashes, Anxiety & More in Perimenopause: https://pod.fo/e/32beb6 EP 92 | Sitting All Day? 5 Tips to Boost Metabolism, Lose Weight + Get Your Energy Back in Perimenopause: https://pod.fo/e/32773c EP 91 | Quick Tip Bonus Episode: The Hidden Hormone Disruptor in Your Go-To Hair Styling Product: https://pod.fo/e/324c79 EP 90 | Is Your Shampoo Making You Fat? 5 Hidden Hormone Disruptors Driving Weight Gain in Perimenopause: https://pod.fo/e/3236f3 EP 89 | Quick Tip Bonus Episode: 3 Better-Than-Coffee Energy Boosters In Perimenopause: https://pod.fo/e/31fcc6 EP 88 | Surviving on Caffeine? 5 Hacks To Boost Energy, Balance Hormones in Perimenopause Without Giving Up Coffee: https://pod.fo/e/31de27 EP 87 | “Why Am I So Tired, Foggy, and Moody?” 5 Signs Your Body Is Fighting Inflammation & Needs a Detox to Balance Hormones: https://pod.fo/e/317515 EP 86 | You'll Never Fix Your Perimenopause Symptoms Until You Address This... [AYTM Flashback]: https://pod.fo/e/3113b1 *Disclaimer: Information provided in this podcast is for educational and entertainment purposes only. The information is not intended or implied to supplement or replace professional medical treatment, advice, and/or diagnosis. I share the strategies that have worked for me, and you are advised to do your own research and speak to your medical provider for care.
Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this special compilation episode of Making Risk Flow, host Juan de Castro revisits our conversations with industry leaders Carl Bach, Johan Slabbert, Bettina Dietsche, Cassandra Vukorep, and others to explore how digital transformation and AI are revolutionising the commercial insurance sector. This episode provides a discussion on efficient operating models, integrating external and historical data for better risk assessment, and balancing automation with human expertise. Our featured guests share insights on scaling AI adoption, building future-ready teams, and tackling the complexities of data standardisation. With a focus on practical implementation and change leadership, this episode offers valuable guidance for insurance professionals navigating the evolving landscape of risk, technology, and human capital.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's
Farah talks about moody mares and beings, liver herbs and upcoming events!
Adulting comes with expectations, pressures, and endless definitions of maturity, but what does the Bible really say? In this sermon, we learn that maturity isn't measured by subjective standards but by God's design, and it touches every area of our lives: our reliability, stability, receptivity, and even the way we think, speak, and understand. This sermon reminds us to never outgrow our need to grow and to live with a God-shaped identity that truly lasts.MADE A DECISION TO FOLLOW JESUS?We're excited about your decision and would love to serve you.Kindly let us know at http://bit.ly/NOWHOMEABOUT SYCAMORE CHURCHSycamore Church exists to help you see Jesus beyond the noise of the world, find purpose and meaning in life, and live life to the full. You can find out more about us at sycamore.church or on social media:Instagram: https://instagram.com/sycamore_church Twitter: https://twitter.com/sycamore_church TikTok - https://tiktok.com/sycamorechurch
Mastercard Chief Economist Michelle Meyer joins the Inside Economics team to debate the health of the American consumer and the economy's prospects. The team pushes hard on Michelle's sanguine perspective, but she holds her ground—and then some. Listen in if you want a preview of the strength of holiday sales and what will power that growth.Guest: Michelle Meyer – Chief Economist, Mastercard(https://www.mastercardservices.com/en/overview/leadership/michelle-meyer)Explore the risks and realities shaping the economy in our new webinar, now streaming for free.U.S. Economic Outlook: Under Unprecedented UncertaintyWatch here: https://events.moodys.com/mc68453-wbn-2025-mau25777-us-macro-outlook-precipice-recession?mkt_tok=OT…Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Moody's Senior Director Laurence Stock talks about a modern approach to small business loans and loan servicing.
How have Islamic capital markets performed and what is a realistic assessment of financial institution, corporate and Sovereign Sukuk markets? What can we expect from regulatory AT1 Sukuk issuance, and what does AAOIFI Standard 62 and the potential of underlying asset ownership transfer realistically mean for the Sukuk market?Moderator:Abdulla Al Hammadi, AVP – Analyst, Financial Institutions Group, Moody's RatingsPanelists:Alisher Djumanov, Founder and Managing Partner, AD Wealth Family OfficeJessica Tan, Principal, Fixed Income Indices, S&P Dow Jones IndicesOliver Agha, Managing Partner, Agha & Co and Columnist, IFN (The Islamic Legal Opinion)
Are Islamic financial institutions outperforming their traditional counterparts, and how are asset quality, funding stability, and liquidity shaping the sector's resilience? What role is product innovation — from banking products to funds and fintech platforms, to ESG-aligned offerings — playing in driving growth? And how are regulators, financial institutions, and investors adapting to build a more dynamic and sustainable Islamic finance landscape?Moderator:Oliver Agha, Managing Partner, Agha & Co and Columnist, IFN (The Islamic Legal Opinion)Panelists:Bilal Parvaiz, CEO, Standard Chartered SaadiqDafinah Ahmed Hilmi, CEO, Hong Leong Islamic BankFaris Lodin, Wahed Global Advisory Board and Member of Wahed Ventures Investment CommitteeMohammed Parekh, Founder and CEO, MRP Premier GroupNitish Bhojnagarwala, Associate Managing Director, Financial Institutions Group, Moody's Ratings
Join Patrick and Moody as they discuss everything Steel Toe Morning Show used to be and what Aaron Imholte has become today. ...
The latest read on inflation coming in as expected in August (PCE): Carl Quintanilla, Sara Eisen, and David Faber broke down the data and discussed where to put your money to work here with one asset management strategist who says the rally has legs. Plus: a huge day in Washington... As the President makes tariff moves across the chips, furniture, and pharma - and a potential government shutdown looms. Hear the latest headlines - and what it means for each sector this hour with analysis from a longtime semis analyst and an early-stage biotech investor who says it would be "devastating" for his industry. Also: Moody's Analytics Chief Economist Mark Zandi joined the team with new numbers on how a shutdown would hit GDP growth - and it just might surprise you. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Banxico recorta tasa de interés en un intento por reactivar la economía, para automovilistas cargar gasolina es un acto de fe y Poder Judicial de CDMX evade "máxima publicidad" en audiencias con medidas covid, con Gonzalo Soto y Alberto Verdusco.00:00 Introducción02:20 Banxico recorta tasa de interés nuevamente, en un intento por reactivar la economía07:56 Según Moody's el déficit, el crecimiento y Pemex condicionan la calificación de México12:46 Cargar litros de a litro en una gasolinera es ‘un acto de fe'17:23 Poder Judicial de CDMX evade "máxima publicidad" en audiencias con medidas covid20:57 FIFA presenta a Maple, Zayu y Clutch, las mascotas del Mundial 2026
Muy buenos días, parte II de lo que sabemos sobre el nuevo dueño del 25% de Banamex, pero antes -aunque ya sabemos que bajaron las tasas- hablemos de Banxico porque lo interesante se pone con las declaraciones de un subgobernador. Bueno y por dónde empezar porque demasiadas cosas surgieron la tarde del jueves, aranceles por aquí y por allá, China con la lupa en México… las declaraciones de una calificadora y hasta cuánto dinero ganará la FIFA con las mascotas del Mundial.[Patrocinado] Conoce más sobre el futuro de los pagos digitales, junto a los expertos de Mastercard que están trazando el camino de la transformación: https://www.bloomberglinea.com/brandedcontent/mexico-y-la-nueva-era-de-los-pagos-digitales-video/
When putting yourself out there, rejection is inevitable. But here's a reframe you might need to hear: YOU are not being rejected. It's only your OFFER that is being rejected.Tanesha Moody was, at one point, drowning in rejection from every direction, from job applications to dating apps to her own friendships. Instead of retreating, she got curious and discovered the transformative power of separating rejection from yourself. Today, Tanesha is a speaker, writer, and founder of Full Out Coaching, and she's got amazing insight about how this simple reframe can impact how you show up and live your life. Honestly, this conversation came at exactly the right moment for me. Sure, sometimes friends do reject core parts of who we are, but more often, they just reject a dinner invitation or don't respond how we hoped they would in a text message. In some cases, rejection can bring people together and should be celebrated; after all, rejection is evidence that we tried.In this episode you'll hear about:Tanesha's experience facing rejection from multiple aspects of her life, including job applications, dating apps, and friendshipsReframing rejections as a step not a stop; a rejection is not necessarily to you but to the offer you madeHow Tanesha seeks rejection daily, plus, the benefits of rejection, including building resilience and fostering growthUsing rejection parties as a way to celebrate and learn from rejection and build community Resources & LinksLearn more about Tanesha's business, Full Out Coaching.Like what you hear? Visit my website, leave me a voicemail, and follow me on Instagram and TikTok!Want to take this conversation a step further? Send this episode to a friend. Tell them you found it interesting and use what we just talked about as a conversation starter the next time you and your friend hang out!
Fitch Ratings หั่นมุมมอง (Outlook) ความน่าเชื่อถือไทยเป็นลบ (Negative) แต่คงอันดับเครดิตเรตติงที่ BBB+ นับเป็นสถาบันแห่งที่ 2 ที่หั่น Outlook ไทยในปีนี้ ตามหลัง Moody's รายละเอียดเป็นอย่างไร โอกาสลงทุน เมื่อ Fed ลดดอกเบี้ยรอบใหม่ พูดคุยกับ เกษรี อายุตตะกะ, CFP SVP, Head of Investment Research, SCB CIO ธนาคารไทยพาณิชย์
During this episode of ROCKnVINO, hosts Coco and Michelle talk with Randi Moody, the organizer of the Sac Song and Wine Series. The series, now in its third season, brings Nashville songwriters to perform chart-topping hits and discuss the inspiration behind their music, a concept inspired by a friend of Moody's and launched in May 2023. These intimate concerts are truly special, and those who attend appreciate the storytelling and engaging experience that is unlike any other concert event. Moody has a background in radio and spent over a decade producing events in Napa. The Sac Song and Wine Series is held at Miners Leap Winery - a "mom and pop winery" with meticulously landscaped grounds and a stage designed for beautiful sunsets. You can choose from GA lawn passes, or VIP tickets, which include a glass of wine and charcuterie. The upcoming September 19th event will feature Sarah Buxton and Jerry Flowers, and the October 10th event will feature Charles Esten and Kelly Archer. The series also benefits local charities. Details at sacsongandwineseries.com ROCKnVINO is sponsored by American AgCredit.
9-11 49er Head Coach Kyle Shanahan says no Brock Purdy this week and sheds light into the decision to move on from Jake MoodySee omnystudio.com/listener for privacy information.
Based Boomer, Mike D'Virgilio gives a lesson on the roots of German pietism, dispensationalism, dualism, revivalism, and how they lead to 20th century rapture theology and the modern Evangelsical. Watch all of our videos and subscribe to our channel for the latest content >HereHere
It's finally time for the iconic "MY BOYYYY" moment. Alice, Martha, and special guest Shut Up Tim reconvene to discuss Harry's amazing acting, Moody's impressive impressions, and... was that the Giant Squid?? Plus, Alice has both a Slumdog Millionaire moment and possibly her dumbest guess of all time (according to Tim) during the Gimme Five. Please consider supporting us on Patreon! www.patreon.com/realweirdsisters New episodes are released every Monday and special topics shows are released periodically. Don't forget to subscribe to our show to make sure you never miss an episode!
Heather Long, Chief Economist at Navy Federal Credit Union, joins the Inside Economics team to discuss what she dubbed the K-Shaped Economy. She describes the reasons why the well-to-do are thriving and the bottom 80% of the income distribution is struggling to make ends meet. The team discusses the origins of this skewing in the income distribution and why we should care about it. Explore the risks and realities shaping the economy in our new webinar, now streaming for free.U.S. Economic Outlook: Under Unprecedented UncertaintyWatch here: https://events.moodys.com/mc68453-wbn-2025-mau25777-us-macro-outlook-precipice-recession?mkt_tok=OT…Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
We talk about get the hell outa town for a bookish trip in April, plus our usual 3 book reviews! The Quiet Librarian by Allen Eskins , An Elderly Lady Must Not be Crossed by Helene Tursten and Joy Moody is out of time by Kerryn Mayne.
We Pursue Simplexcellence
Is Howard Stern finally leaving SiriusXM… or just stirring the pot again?
Ralph interviews New York Times reporter, David Gelles, about his new book, “Dirtbag Billionaire: How Yvon Chouinard Built Patagonia, Made a Fortune, and Gave It All Away.” Then, we welcome back former IRS commissioner, John Koskinen, to update us on how the Trump Administration is dismantling the IRS and stealing your personal information.David Gelles is a reporter on the New York Times climate team and he leads the Times's “Climate Forward” newsletter and events series. He is the author of The Man Who Broke Capitalism: How Jack Welch Gutted the Heartland and Crushed the Soul of Corporate America—and How to Undo His Legacy, and his new book is Dirtbag Billionaire: How Yvon Chouinard Built Patagonia, Made a Fortune, and Gave It All Away.He [Yvon Chouinard] saw Patagonia as a role model for other corporations and believed that by running Patagonia in a different way, he could show that capitalism just didn't have to suck so much.David GellesThere's a paradox that runs through the pages of Dirtbag Billionaire and it's never fully resolved…It's the fact that Chouinard is an environmentalist who wants to reduce the impact of mankind on planet earth, and yet he runs a big, complicated clothing company that is taking a toll on the environment that he's trying to protect. He runs a company that in theory, he says, and in practice is largely doing, the work of funding grassroots activists and environmental conservation. But he's doing it by participating in the very capitalist system that is responsible for so much of the damage to our natural world. And the list goes on. These contradictions are what really has animated Chouinard and his executive team for all these years. They understand their own perfections. But unlike most, they are willing to really examine their own failings, to look it square in the eye, straight in the mirror, and try to figure out how to make things better.David GellesChouinard being a “dirtbag” is something he always identified as and he still does at a certain level. The great insult in his mind is being called a “billionaire.”David GellesJohn Koskinen served as the IRS Commissioner from 2013 to 2017.Lobbyists and corporations are very good at making sure that [tax advantages] always stayed. You never hear too often of tax advantages taken out of the code, what everybody argues about as new ones being put into the code.John KoskinenThese (IRS workers) are very skilled people who in fact have given up the opportunity to make two or three times more money in the private sector because they believe in public service.John KoskinenNews 9/19/25* Just weeks after David Ellison's Skydance Media completed their $8 billion takeover of Paramount Global, Ellison is setting his sights even higher – a proposed $70 billion acquisition of Warner Bros. Discovery, Variety reports. If this deal proceeds, it would mean that Ellison would control CNN in addition to CBS news, the latter of which he seemingly plans to place under the supervision of “anti-woke” arch-zionist media personality Bari Weiss. While true that cable news does not possess nearly as much clout as it did just a few years ago, this would represent a nearly unprecedented consolidation in that sector. Ellison and his lieutenants would wield a tremendous amount of influence in the media, which would translate to real impacts on the political process. It remains to be seen whether the Trump administration media regulators will take any action to block this deal. Based on their actions so far, it seems unlikely.* In more media news, ABC has indefinitely suspended Jimmy Kimmel Live!, which the comedian has hosted since 2003, after he criticized Trump and his allies for “capitaliz[ing]” on the murder of Charlie Kirk to score political points, CNN reports. Federal Communications Commission Chairman Brendan Carr threatened action up to and including revoking the broadcast license for ABC, which airs the program, or possibly blocking their merger with Nexstar. While Rolling Stone reports multiple executives at ABC and its parent company Disney, felt that Kimmel “had not actually said anything over the line,” they folded immediately under the threat of retaliation by the administration. This move represents a major contradiction of Carr's previously stated belief that “[the FCC] must dismantle the censorship cartel and restore free speech rights for everyday Americans.” Democrats are incensed at this attack on free speech, Congressman Ro Khanna is seeking to subpoena Carr to testify to the House Oversight Committee. Trump, feeling confident after claiming the scalp of both Kimmel and Colbert – two outspoken critics – is now calling for NBC to remove Jimmy Fallon and Seth Meyers, via Truth Social. Variety reports conservative media conglomerate Sinclair will “replace the Friday timeslot of ‘Jimmy Kimmel Live!' with a Charlie Kirk tribute special on its ABC affiliate stations — and is offering the special to all other ABC stations across the country.”* Regarding social media, the Wall Street Journal reports that the U.S. and China are nearing a deal on control of TikTok, under a framework in which “an investor consortium including Oracle... Silver Lake and Andreessen Horowitz” would acquire an 80% stake. Oracle is of course run by David Ellison's father, Larry Ellison, one of the richest men in the world, while Andreessen Horowitz is the venture capital firm of Trump ally Marc Andreessen. Silver Lake is another Silicon Valley private equity firm. This deal would finally put an end to the nebulous legal limbo created by Congress passing the TikTok ban and Trump refusing to enforce it. According to this report, the new company that would be created to run TikTok in America, “would also have an American-dominated board with one member designated by the U.S. government.”* The administration is seeking to shore up support in corporate America in other ways too. Trump has renewed his 2018 push to eliminate the reports businesses are mandated to issue on a quarterly basis, moving to a biannual reporting system. Trump argues that this shift would “cut costs and discourage shortsightedness on the part of publicly traded companies.” Others however believe that this change could be harmful to the economy, making companies less transparent and therefore increasing potential investor risk. The Securities and Exchange Commission (SEC) said it is “making Trump's proposal a priority.” This from Reuters.* More troubling signs are emerging in the U.S economy. Per Bloomberg, “Consumers in the top 10% of the income distribution accounted for 49.2% of total spending,” in the second quarter of 2025. This is the highest percentage of consumer spending accounted for by that demographic going back to 1989, according to an analysis of the Federal Reserve's Financial Accounts and Survey of Consumer Finance data conducted by Mark Zandi, chief economist for Moody's. Chandan Economics reports a spike in late rent payments in August, suggesting stress in the “financial health of renter households,” while for homeowners, Polymarket reports that even more people are searching "help with mortgage" on Google than during the 2008 housing crisis. This comes as only 1.3 million home building permits were issued in August, the lowest level since the Spring of 2020, according to economist and Washington Post columnist Heather Long. Taken together, this data paints a picture of an economy flailing, and kept afloat only by the very rich.* Speaking of the very rich, the first American Pope, Leo the XIV, condemned the precipitous rise in CEO pay compared to their employees. Leo remarked that CEOs now make “600 times more than what average workers are receiving," adding "What does that mean…If [money] is the only thing that has value anymore, then we're in big trouble." Specifically, Leo was referring to the proposed new compensation package for Tesla CEO Elon Musk, which could turn the billionaire into a trillionaire. This from Yahoo! Finance. Senator Bernie Sanders echoed this sentiment, writing “The Pope is exactly right. No society can survive when one man becomes a trillionaire while the vast majority struggle to just survive — trying to put food on the table, pay rent and afford health care. We can and must do better.”* Turning to Israel and Gaza, AP reports Jerry Greenfield of Ben & Jerry's is resigning from the company after 47 years. In a letter, Jerry explains that he could not “in good conscience” remain at Ben & Jerry's because their parent company – the British conglomerate Unilever – has been constraining his ability to advocate against the genocide in Gaza. Jerry writes “For more than 20 years under their ownership, Ben & Jerry's stood up and spoke out in support of peace, justice and human rights, not as abstract concepts, but in relation to real events happening in our world…It's profoundly disappointing to come to the conclusion that that independence, the very basis of our sale to Unilever, is gone.” This is the largest, but by no means only, rupture between Ben & Jerry's and Unilever; this report notes “In March Ben & Jerry's said that its CEO was unlawfully removed by Unilever in retaliation for the ice cream maker's social and political activism.” However, as Greenfield's departure illustrates, the founders have little recourse besides their public platform and resignation.* In a sign of Israel's waning influence in the Democratic Party, POLITICO reports Democratic public affairs “megafirm” SKDK has ended their $600,000 contract with the state of Israel which was supposed to run from April 2025 through March 2026. The firm's recent focus had been “pitching guests for news shows to hear Israel's side of the war in Gaza.” The firm has been tight-lipped on this decision, saying only the work “had run its course.” Yet, this decision comes directly on the heels of reporting that Stagwell, the parent company of SKDK, was involved in “setting up a bot program ‘to amplify pro-Israel narratives on Instagram, TikTok, LinkedIn, YouTube, and other platforms,'” as revealed in a Foreign Agents Registration Act filing.* On Wednesday, Senator Bernie Sanders crossed a major rhetorical rubicon, labeling Israel's actions in Gaza a “genocide.” In an op-ed appropriate titled “It Is Genocide,” Sanders cites the casualty totals – noting that “The full toll is likely much higher, with many thousands of bodies buried under the rubble” – along with the Israeli blockade on the enclave and their systematic destruction of Gaza's infrastructure, including hospitals, water and sanitation facilities and schools. Sanders also cites the genocidal intent expressed by Israeli leaders, through quotes like “the Gaza Strip should be flattened, and there should be one sentence for everyone there — death. We have to wipe the Gaza Strip off the map. There are no innocents there.” Sanders concludes this piece by warning that if the world fails to act, as during the Holocaust, Netanyahu and other “demagogues” will feel emboldened. History, Sanders writes “demands that the world act with one voice to say: enough is enough. No more genocide.” After Sanders' announcement, Vermont Congresswoman Becca Balint came out with her own statement accepting the genocide label. Zeteo reports a total of 20 members of Congress now say Israel is committing genocide.* Finally, to end on a positive note, on Monday the House passed the bipartisan Mental Health in Aviation Act, which seeks to “break down…barriers and support the mental health of our aviation workforce by changing the current rules which prevent aviation professionals from seeking mental health care by imposing unfair penalties on those who do,” according to a press release by the bill's Republican sponsor Pete Stauber. A press release from the Democratic sponsor, Sean Casten, reads “Aviators should not be unfairly penalized for seeking mental health care…The current system perpetuates a culture of silence, and it's past time that changes.” Some observers have attributed some credit for the passage of this bill to the comedian Nathan Fielder's series The Rehearsal, the latest season of which dealt extensively with the issue of aviators' mental health. While congressional staff have downplayed the show's influence, it seems hard to deny that at the very least it raised the profile of this pressing issue. Either way, hopefully this bill will make it safer to fly by removing the stigma from pilots seeking mental healthcare. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe
Join Patrick, Karl from Who Are These Podcasts? and Moody as they discuss the hilarity of the week from Aaron Imholte and his Steel Toe Morning Show. The man who refuses to get a job never ceases to captivate while ratcheting up his lies and sperg-sessions for our amusement. ...
Around the world, we're seeing renewed attention to public debt and fiscal tightening, particularly as debt levels continue to rise in advanced economies. Governments face difficult trade-offs: cut spending on services, delay infrastructure investment or raise taxes. Mauricio Zelaya, partner and national economics leader at EY Canada, and Marie Diron, managing director of sovereign risk at Moody's Ratings, join Andrea Correa, senior economist at OMFIF, to talk about the relationship between fiscal management, fiscal capacity and the link between debt and public investment. They discuss how governments are balancing fiscal consolidation with essential investments, how borrowed funds can be used effectively to generate productive outcomes and what reforms enable governments to design fiscal strategies that are both responsible in the short term and sustainable over the long term.
The top 10% of earners in the U.S. accounted for nearly 50% of spending in the second quarter — the highest share since Moody's Analytics began collecting the data in 1989. That's important context, as consumer spending keeps climbing despite tariffs and a grim labor market. In this episode, what it all says about our economy. Plus: Homeowners rush to refinance as rates fall, hydropower escapes GOP cuts to clean energy, and Etsy sellers struggle as tariffs raise costs.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
The top 10% of earners in the U.S. accounted for nearly 50% of spending in the second quarter — the highest share since Moody's Analytics began collecting the data in 1989. That's important context, as consumer spending keeps climbing despite tariffs and a grim labor market. In this episode, what it all says about our economy. Plus: Homeowners rush to refinance as rates fall, hydropower escapes GOP cuts to clean energy, and Etsy sellers struggle as tariffs raise costs.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
The Inside Economics team gets together in person at All Hands Day. It is a short podcast, with more than the typical amount of chit-chat (as we are in person). But it is an action-packed conversation on the Fed's rate decision (see if we got it right), our proposal to unlock the housing market, and, of course, the statistics game!Explore the risks and realities shaping the economy in our new webinar, now streaming for free: U.S. Economic Outlook: Under Unprecedented UncertaintyWatch here: https://events.moodys.com/mc68453-wbn-2025-mau25777-us-macro-outlook-precipice-recession?mkt_tok=OT…Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedInQuestions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
“Well, you have to talk to them different than maybe you did when they were 10, and you have to do it without the questions, and you have to be respectful. So, the sarcastic comments have to go because that's not real inviting.” Janet Edgette, PhD. *This episode is for mental health professionals.*After today's episode, head on over to @therapybookspodcast to learn about the latest giveaway. *Information shared on this podcast is for informational and educational purposes only. In this episode of What Your Therapist is Reading, Jessica Fowler discusses Therapeutic Conversations with Adolescents alongside Dr. Janet Edgette. Dr. Edgette is an experienced psychologist and author. She shares insights from her new book 'Therapeutic Conversations with Adolescents: Helping Teens in Therapy Thrive in an Ultra-Competitive, Screen-Saturated World,' highlighting effective ways to engage with teens in therapy by being authentic, respectful, and avoiding a question-based approach. She emphasizes the importance of talking 'with' teens rather than 'at' them, addressing real issues, and fostering genuine communication. The episode also delves into how cultural expectations about adolescence often lead to misunderstandings and provides practical advice for therapists and parents on how to build stronger connections with teenagers. Highlights Therapeutic Conversations with Adolescents Engaging Teens in Therapy Addressing Disrespect in Therapy Handling Noncompliance Building Credibility with Teens Respecting Client Autonomy Challenging Teen Stereotypes Effective Parent-Teen Communication Modern Approach to Teen Therapy Connect with the author: Facebook Instagram About the author: Janet Sasson Edgette, Psy.D., M.P.H. is a psychologist, author, workshop leader, and speaker from the Philadelphia area, working with teenagers and consulting to their parents for over thirty five years in her Philadelphia-based private practice. She is the author of seven books, her most recent one being Therapeutic Conversations with Adolescents: Helping Teens in Therapy Thrive in an Ultra-Competitive and Screen- Saturated World. Others include Adolescent Therapy That Works: Helping Kids Who Never Asked for Help in the First Place and Stop Negotiating With Your Teen: Strategies for Parenting Your Angry, Manipulative, Moody or Depressed Adolescent. For much of her career, Janet has focused on offering therapy services to young people that they actually value and respect, and want to participate in, eliminating the miserable and degrading tug of war and other power struggles many clinicians endure when working with this population. She has been teaching her approach, Modern Teen Therapy for more than three decades to audiences through the US and Canada as well as to other teen therapists in her online coaching/mentorship program. Janet received her doctorate in clinical psychology from Hahnemann University in Philadelphia, PA and a masters in public health from the University of Oklahoma. She is a native New Yorker, the mother of three young men, an avid equestrian (show jumping), and a lover of all dogs, especially pit bulls and Bullmastiffs.
Do You Have A Hormone Imbalance? Take my FREE Hormone Symptom Profile Assessment: https://bit.ly/takemyhormonequiz Sleeping used to be effortless—but then, perimenopause hit. Now, one hot flash or a couple of middle-of-the-night bathroom trips is all it takes to hijack your sleep completely. It's not just you. Studies show that up to 80% of women experience sleep issues during menopause. The result? Days that feel foggy, frazzled, and powered by carbs you don't remember eating. Today, we're pulling back the curtain on the 4 biggest sleep dilemmas in perimenopause and menopause—and how to finally take your sleep (and your hormones) back without a prescription. In this episode, we‘ll address your most commonly asked questions, including ✅ Why do I fall asleep fine but wake up at 2 am every night? ✅ Why do I wake up drenched in sweat at night during menopause? ✅ Why am I waking up multiple times a night to pee in midlife? ✅ Why do I wake up with racing thoughts or anxiety at night? ✅ What foods or drinks trigger night sweats and hot flashes? ✅ What's the best bedroom temperature for better sleep in menopause? ✅ Can working out too late keep me from sleeping through the nigh ✅ Does alcohol make sleep worse during perimenopause? ✅ Which hormone imbalances cause insomnia in midlife women? If sleep has become a nightly battle, this episode's for you. — Next Steps: Do You Have A Hormone Imbalance? Take my FREE Hormone Symptom Profile Assessment: https://bit.ly/takemyhormonequiz No More Guessing. No More Overwhelm. Just Your Own 30-Day Hormone Game Plan, Customized To You. Book your Hormone Balance Breakthru Call (limited spots available): https://bit.ly/hormonebreakthru — Back-2-Hormone Basics Episodes: EP 92 | Sitting All Day? 5 Tips to Boost Metabolism, Lose Weight + Get Your Energy Back in Perimenopause: https://pod.fo/e/32773c EP 91 | Quick Tip Bonus Episode: The Hidden Hormone Disruptor in Your Go-To Hair Styling Product: https://pod.fo/e/324c79 EP 90 | Is Your Shampoo Making You Fat? 5 Hidden Hormone Disruptors Driving Weight Gain in Perimenopause: https://pod.fo/e/3236f3 EP 89 | Quick Tip Bonus Episode: 3 Better-Than-Coffee Energy Boosters In Perimenopause: https://pod.fo/e/31fcc6 EP 88 | Surviving on Caffeine? 5 Hacks To Boost Energy, Balance Hormones in Perimenopause Without Giving Up Coffee: https://pod.fo/e/31de27 EP 87 | “Why Am I So Tired, Foggy, and Moody?” 5 Signs Your Body Is Fighting Inflammation & Needs a Detox to Balance Hormones: https://pod.fo/e/317515 EP 86 | You'll Never Fix Your Perimenopause Symptoms Until You Address This... [AYTM Flashback]: https://pod.fo/e/3113b1 Other Episodes Mentioned: 82 | Are You Eating the Right Macros for Perimenopause Weight Loss?: https://pod.fo/e/2fc784 29 | 8 Signs Alcohol Is Impacting Your Perimenopause or Menopause Symptoms: https://pod.fo/e/2570e5 23 | Help! I'm Melting!: Six Tips to Cool Hot Flashes in Perimenopause & Menopause: https://pod.fo/e/24e160 — Resources Become a Podcast Insider + Subscribe to The Hot Flash–Weekly hormone hacks, recipes, and lifestyle tips I don't share anywhere else!: https://areyoutheremidlife.com/ Tired of Tossing and Turning? Grab my FREE “Better Sleep After 40” Supplement Cheat Sheet: https://monicalanetopete.kit.com/sleepbetter Record a Question to Be Answered on the Pod: https://www.speakpipe.com/AreYouThereMidlife *Disclaimer: Information provided in this podcast is for educational and entertainment purposes only. The information is not intended or implied to supplement or replace professional medical treatment, advice, and/or diagnosis. I share the strategies that have worked for me, and you are advised to do your own research and speak to your medical provider for care.
Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.In this episode of Making Risk Flow, host Juan de Castro is joined by Jean-Jacques Henchoz (JJ), Non Executive Director, Brit Insurance and a non executive director across the insurance value chain, to explore the future of insurance. With over 25 years of industry experience, JJ shares his perspectives on how insurers can remain relevant by addressing protection gaps, improving affordability, and embracing cultural and technological transformation. The discussion highlights how AI, automation, and innovation are reshaping customer experience while reducing inefficiencies. Juan and JJ also examine the importance of attracting tech-savvy talent, breaking down silos, and fostering collaboration across the sector. Packed with insights, this conversation offers a roadmap for insurers seeking to stay customer-centric and resilient in a rapidly evolving world.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's
In this episode of Ask Rach, Rachel tackles parenting from every angle — breaking free from toxic dynamics with your own parents, learning how to let go as your kids grow more independent, and navigating the rollercoaster of raising a moody teenager. With her signature blend of big sister advice, timeless wisdom, and practical encouragement, Rachel offers honest insight on what it really takes to protect your peace while showing up with love. Whether you're redefining family boundaries or figuring out how to parent through new seasons, this conversation will remind you that you're not alone.Get your copy of Rachel's New Book Here: Audible, Amazon, Barnes & Noble, Books-A-Millon, Bookshop.org, or wherever books are sold!01:06 Welcome and Podcast Subscription Request02:05 Ask R: Navigating Family Relationships04:12 Voicemail 1: Estrangement from Parents25:47 Voicemail 2: Parenting a Teenager42:35 Conclusion and Final ThoughtsSign up for Rachel's weekly email: https://msrachelhollis.com/insider/Call the podcast hotline and leave a voicemail! Call (737) 400-4626Watch the podcast on YouTube: https://www.youtube.com/c/RachelHollisMotivation/videosFollow along on Instagram: https://www.instagram.com/MsRachelHollisTo learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices.
Nirvana Jalalvand, Francesco Pegoretti, and Lynn Johnston are the hair-and-makeup masterminds behind Netflix's hit show Wednesday. To celebrate the release of the show's highly anticipated second season, Who What Wear beauty editor Kaitlyn McLintock sits down with the team to discuss how they drew inspiration from the original black-and-white run of The Addams Family (1964) when designing the show's color palette. They get into the changes they made from season 1 to demonstrate how our favourite Nevermore Academy students have grown since we last saw them. Plus, they tell us what products they used to create Wednesday's signature gothic look on Jenna Ortega.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The 49ers brought an end to the Jake Moody saga Tuesday by waiving the beleaguered kicker, opting to bring in veteran Eddy Piñeiro as his replacement. Matt Maiocco and Jennifer Lee Chan break down how San Francisco and Moody arrived to this point and how the 49ers will fare at this position moving forward. The duo also discusses Brock Purdy's pair of injuries and George Kittle's placement on injured reserve, as well as Kendrick Bourne's return. Then, Matt sits down with Jake Tonges' former high school coach to discuss the backup tight end's emergence from Los Gatos, Calif., to the pros.--(1:00) Recapping the 49ers' busy couple of days after Week 1 win(2:00) Breaking down fan reaction to Moody being waived(7:30) How will the 49ers replace Kittle's receiving reps?(13:00) Analyzing Purdy's toe, shoulder injuries(19:00) Moody's downfall leads to veteran replacement in Piñeiro(36:00) How Tonges' football journey led him to game-winning TD(38:00) Why Tonges has real opportunity to make impact in Kittle's absence
BREAKING INSIGHT: ESPN's NICK WAGONER talks Jake Moody cut, 49ers Injuries, Purdy's Performance and What He Loved About The 49ers Defensehttps://www.heyguy.co - to BUY HATS or send me an email NEW Prizepicks BONUS: https://prizepicks.onelink.me/LME0/HABERMAN Follow Guy on Instagram: https://www.instagram.com/guyhaberman/Follow Guy on X: https://twitter.com/GuyHaberman LISTEN on APPLE PODCASTShttps://tinyurl.com/Guy-on-Apple-Podcasts LISTEN on SPOTIFYhttps://tinyurl.com/Guy-on-Spotify Enter the Guy's mailbag by leaving a question for in an Apple Podcasts review OR NOW YOU CAN EMAIL guy@heyguy.co Watch Guy's show on YouTubehttps://www.youtube.com/channel/UCUJPrxeyo3vQvDYS2IzvKMAOur Sponsors:* Check out Hims: https://hims.com/GUY* Check out PrizePicks and use my code HABERMAN for a great deal: https://www.prizepicks.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy