Podcasts about Moody

There’s a lot to talk about with the President of Moody Bible Institute and speaker on Bold Steps, Dr. Mark Jobe. He is seeing God on the move in some amazing places. And God is on the move in his own life because he recently announced that his time of leading Moody is coming to an end in a few months. We’ll talk about that life transition and get some encouragement on this episode of Chris Fabry Live. Featured resource:Quiet Revival PodcastArticle: "Dr. Mark Jobe Passing Baton of Leadership to Next Moody President"What Now?: How to Move Into Your Next Season by Mark Jobe January thank you gift:How Should Christians Think About Israel? by Michael Rydelnik Chris Fabry Live is listener-supported. To support the program, click here.Become a Back Fence Partner: https://moodyradio.org/donateto/chrisfabrylive/partnersSee omnystudio.com/listener for privacy information.

In this episode, we're joined by Gary St. Jean as he shares his insights on the Warriors' season. We dive into the team's current standing, the impact of injuries, and potential trade possibilities. Gary also discusses the importance of managing the salary cap and the role of ownership in making key decisions. He also talks about the Warriors' young players, including Moody, and how they could make a push for the playoffs.See omnystudio.com/listener for privacy information.

In this episode, we're joined by Gary St. Jean as he shares his insights on the Warriors' season. We dive into the team's current standing, the impact of injuries, and potential trade possibilities. Gary also discusses the importance of managing the salary cap and the role of ownership in making key decisions. He also talks about the Warriors' young players, including Moody, and how they could make a push for the playoffs.See omnystudio.com/listener for privacy information.

In this episode of Making Risk Flow: Exploring the Ecosystem, host Jake Harding speaks with Duško Radulović, Founder and CEO of Climatig, about how high-resolution climate intelligence is reshaping insurance underwriting and portfolio strategy. Duško explains why moving beyond regional averages to meter-level precision allows insurers to identify true physical risk and price policies more accurately and reduce loss volatility. The conversation explores how machine learning fills critical data gaps for perils like hail and landslides, why climate forecasts must align with policy durations rather than long-term averages, and how transparency and validation build trust in predictive models. The episode offers practical insights into using data-driven climate risk assessment as a competitive advantage for underwriters, MGAs, and portfolio managers. Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

To kick off this new year on the podcast we have Mitchell Richardson and Jeff Moody from the Norman Parks & Rec Department to talk about one of Norman's biggest annual events, The Daddy Daughter Dance! After that, we go into a preview of many of the fun events Parks & Rec has in store for 2026. For more information Norman Parks & Rec, visit www.NormanParks.com For more information about the City of Norman, visit www.NormanOK.gov Questions or comments about the podcast can be emailed to PublicAffairs@NormanOK.gov Twitter - @cityofnormanok Instagram - @thecityofnorman Facebook YouTube

The Warriors beat the Twolves 111-85 after outscoring them 38-17 in the third quarter. The Twolves committed 25 turnovers. Steph led the Warriors with 26 points while Moody added 19.See omnystudio.com/listener for privacy information.

I chat with U. S. Senator Ashley Moody in episode #883 of The ANEZ SEZ podcast...

On Episode 488 we discuss...→ The point of Peeves→ Would Harry of entered the Tournament on his own?→ Moody terrifies everyone→ Fleur is underestimated→ First days of faking itBecome a supporter of this podcast: https://www.spreaker.com/podcast/alohomora-the-original-harry-potter-book-club--5016402/support.

This week, we're cutting through the chaos and zeroing in on what matters most to your financial life: your investments, your home, and your next money moves. Jean sits down with Dr. Mark Zandi, Chief Economist at Moody's Analytics, to unpack how global uncertainty, rising mortgage rates, and Trump-era policies are reshaping our economy. From the stock market rollercoaster to the housing “lock-in” crisis, Mark offers practical, down-to-earth advice for navigating it all. You'll learn: Why Mark says, “Don't even look at the market” (and what to do instead) What the mortgage “doom loop” means for Millennials, Gen Z, and retirees How long it could take to restore housing affordability in America Why homeownership is still a powerful wealth-building tool The truth about 50-year mortgages, portable loans, and whether they can help How to think smartly about helping your kids now vs. leaving a legacy later

After a quick review of this past week's economic data, Professor Andrés Velasco, Dean of the School of Public Policy at the London School of Economics, joins the Inside Economics podcast, along with Head of International Economists, Gaurav Ganguly. The group dissects the U.S. push to acquire Greenland and Europe's response to it. They discuss President Trump's reaction to international dissent and conclude that TACO is a market-driven phenomenon. The discussion delves into income inequality worldwide, and the team debates how much it influences election outcomes. Finally, they discuss the London Consensus and how it offers alternative public policy choices in an era of rising nationalism and increasing income inequality.Guests: Andres Velasco, Dean of the School of Public Policy and Gaurav Ganguly,Head of International EconomistsLearn more about Andres's book by clicking hereListen to Global Economy Unwrapped podcast on Apple Podcasts and SpotifyHosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Have you ever prayed desperately for something — only to be met with silence from heaven? In this powerful conversation, Shay Roush talks with his father-in-law, Pastor Erwin Lutzer, about one of the most painful questions believers face: Why doesn't God answer my prayers? Unanswered prayers lead many to discouragement or even deconstructing their faith, making it difficult to comprehend how God's “no” might actually be serving a greater unseen purpose. Shay and Pastor Lutzer discuss many biblical examples of unanswered prayer, but perhaps the most significant one is Jesus' unanswered prayer in Gethsemane (“Take this cup from me”), without which we would have no hope of redemption.  As you listen, you'll come to see that God may accomplish more through an unanswered prayer than through the answers we beg for. You'll also walk away with practical help, including how to pray with right motives, a simple framework for meaningful prayer, and encouragement to be honest with God about your disappointment while still choosing worship.  If you've ever felt let down by God or wondered whether prayer really matters in light of his sovereignty, this episode offers hope, clarity, and a deeper invitation to trust him—even when heaven is quiet. Recommended Resources: Why Doesn't God Answer My Prayers? A Biblical Guide to God's Hidden Purpose by Erwin W. Lutzer  Running to Win Daily Devotional by Erwin Lutzer (365 days inspired by D.L. Moody)

In this episode of Making Risk Flow, host Juan de Castro speaks with Antonio Grimaldi, Partner at McKinsey, about how London Market carriers can unlock growth by redesigning their operating models, not just optimising portfolios. They explore why execution drives the majority of performance, how underwriting workflows must be reimagined to free up judgement-led work, and what the shift towards facilities, MGAs, and alternative distribution means for competitive differentiation. The conversation cuts through the AI hype, outlining a pragmatic buy-versus-build framework and the real cost of “POC purgatory”. Antonio also reframes relationship-based service for 2026, arguing that speed, clarity, and decisive underwriting strengthen broker relationships more than manual processes; especially in a softening market.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

Allen, Joel, Rosemary, and Yolanda cover major offshore wind developments on both sides of the Atlantic. In the US, Ørsted’s Revolution Wind won a court victory allowing construction to resume after the Trump administration’s suspension. Meanwhile, the UK awarded contracts for 8.4 gigawatts of new offshore capacity in the largest auction in European history, with RWE securing nearly 7 gigawatts. Plus Canada’s Nova Scotia announces ambitious 40 gigawatt offshore wind plans, and the crew discusses the ongoing Denmark-Greenland tensions with the US administration. Sign up now for Uptime Tech News, our weekly newsletter on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard’s StrikeTape Wind Turbine LPS retrofit. Follow the show on YouTube, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary’s “Engineering with Rosie” YouTube channel here. Have a question we can answer on the show? Email us! The Uptime Wind Energy Podcast brought to you by Strike Tape, protecting thousands of wind turbines from lightning damage worldwide. Visit strike tape.com. And now your hosts, Alan Hall, Rosemary Barnes, Joel Saxon and Yolanda Padron. Welcome to the Uptime Wind Energy Podcast. I’m Allen Hall, along with Yolanda, Joel and Rosie. Boy, a lot of action in the US courts. And as you know, for weeks, American offshore wind has been holding its breath and a lot of people’s jobs are at stake right now. The Trump administration suspended, uh, five major projects on December 22nd, and still they’re still citing national security concerns. Billions of dollars are really in balance here. Construction vessels for most of these. Sites are just doing nothing at the minute, but the courts are stepping in and Sted won a [00:01:00] key victory when the federal judge allowed its revolution wind project off the coast of Rhode Island to resume construction immediately. So everybody’s excited there and it does sound like Osted is trying to finish that project as fast as they can. And Ecuador and Dominion Energy, which are two of the other bigger projects, are fighting similar battles. Ecuador is supposed to hear in the next couple of days as we’re recording. Uh, but the message is pretty clear from developers. They have invested too much to walk away, and if they get an opportunity to wrap these projects up quickly. They are going to do it now. Joel, before the show, we were talking about vineyard wind and vineyard. Wind was on hold, and I think it, it may not even be on hold right now, I have to go back and look. But when they were put on hold, uh, the question was, the turbines that were operating, were they able to continue operating? And the answer initially I thought was no. But it was yes, the, the turbines that were [00:02:00] producing power. We’re allowed to continue to produce powers. What was in the balance were the remaining turbines that were still being installed or, uh, being upgraded. So there’s, there’s a lot going on right now, but it does seem like, and back to your earlier point, Joel, before we start talking and maybe you can discuss this, we, there is an offshore wind farm called Block Island really closely all these other wind farms, and it’s been there for four or five years at this point. No one’s said anything about that wind farm.  Speaker: I think it’s been there, to be honest with you, since like 2016 or 17. It’s been there a long time. Is it that old? Yeah, yeah, yeah, yeah. So when we were talk, when we’ve been talking through and it gets lost in the shuffle and it shouldn’t, because that’s really the first offshore wind farm in the United States. We keep talking about all these big, you know, utility scale massive things, but that is a utility scale wind farm as well. There’s fi, correct me if I’m wrong, Yolanda, is it five turbos or six? It’s five. Their decent sized turbines are sitting on jackets. They’re just, uh, they’re, they’re only a couple miles offshore. They’re not way offshore. But throughout all of these issues that we’ve had, um, with [00:03:00] these injunctions and stopping construction and stopping this and reviewing permits and all these things, block Island has just been spinning, producing power, uh, for the locals there off the coast of Rhode Island. So we. What were our, the question was is, okay, all these other wind farms that are partially constructed, have they been spinning? Are they producing power? And my mind goes to this, um, as a risk reduction effort. I wonder if, uh, the cable, if the cable lay timelines were what they were. Right. So would you now, I guess as a risk reduction effort, and this seems really silly to have to think about this. If you have your offshore substation, was the, was the main export cable connected to some of these like revolution wind where they have the injunction right now? Was that export cable connected and were the inter array cables regularly connected to turbines and them coming online? Do, do, do, do, do. Like, it wasn’t like a COD, we turned the switch and we had to wait for all 62 turbines. Right. So to our [00:04:00] knowledge and, and, uh, please reach out to any of us on LinkedIn or an email or whatever to our knowledge. The turbines that are in production have still have been spinning. It’s the construction activities that have been stopped, but now. Hey, revolution wind is 90% complete and they’re back out and running, uh, on construction activities as of today. Speaker 2: It was in the last 48 hours. So this, this is a good sign because I think as the other wind farms go through the courts, they’re gonna essentially run through this, this same judge I that. Tends to happen because they have done all the research already. So you, you likely get the same outcome for all the other wind farms, although they have to go through the process. You can’t do like a class action, at least that’s doesn’t appear to be in play at the minute. Uh, they’re all gonna have to go through this little bit of a process. But what the judge is saying essentially is the concern from the Department of War, and then the Department of Interior is. [00:05:00] Make believe. I, I don’t wanna frame it. It’s not framed that way, the way it’s written. There’s a lot more legalistic terms about it. But it basically, they’re saying they tried to stop it before they didn’t get the result they wanted. The Trump administration didn’t get the result they wanted. So the Trump administration ramped it up by saying it was something that was classified in, in part of the Department of War. The judge isn’t buying it. So the, the, the early action. I think what we initially talked about this, everybody, I think the early feeling was they’re trying to stop it, but the fact that they’re trying to stop it just because, and just start pulling permits is not gonna stand outta the court. And when they want to come back and do it again, they’re not likely to win. If they would. Kept their ammunition dry and just from the beginning said it’s something classified as something defense related that Trump administration probably would’ve had a better shot at this. But now it just seems like everything’s just gonna lead down the pathway where all these projects get finished. Speaker: Yeah, I think that specific judge probably was listening to the [00:06:00] Uptime podcast last week for his research. Um, listen to, to our opinions that we talked about here, saying that this is kind of all bs. It’s not gonna fly. Uh, but what we’re sitting at here is like Revolution Wind was, had the injunction against it. Uh, empire Wind had an injunction again, but they were awaiting a similar ruling. So hopefully that’s actually supposed to go down today. That’s Wednesday. Uh, this is, so we’re recording this on Wednesday. Um, and then Dominion is, has, is suing as well, and their, uh, hearing is on Friday. In two, two days from now. And I would expect, I mean, it’s the same, same judge, same piece of papers, like it’s going to be the same result. Some numbers to throw at this thing. Now, just so the listeners know the impact of this, uh, dominion for the Coastal Virginia Offshore Wind Project, they say that their pause in construction is costing them $5 million a day, and that is. That’s a pretty round number. It’s a conservative number to be honest with you. For officer operations, how many vessels and how much stuff is out there? That makes sense. Yep. [00:07:00] 5 million. So $5 million a day. And that’s one of the wind farms. Uh, coastal, Virginia Wind Farm is an $11 billion project. With, uh, it’s like 176 turbines. I think something to that, like it’s, it’s got enough power, it’s gonna have enough production out there to power up, like, uh, like 650,000 homes when it’s done. So there’s five projects suspended right now. I’m continuing with the numbers. Um, well, five, there’s four now. Revolution’s back running, right? So five and there’s four. Uh, four still stopped. And of those five is 28. Billion dollars in combined capital at risk, right? So you can understand why some of these companies are worried, right? They’re this is, this is not peanuts. Um, so you saw a little bump in like Ted stock in the markets when this, this, uh, revolution wind, uh, injunction was stopped. Uh, but. You also see that, uh, Moody’s is a credit [00:08:00] rating. They’ve lowered ORs, Ted’s um, rating from stable to negative, given that political risk.  Speaker 2: Well, if you haven’t been paying attention, wind energy O and m Australia 2026 is happening relatively soon. It’s gonna be February 17th and 18th. It’s gonna be at the Pullman Hotel downtown Melbourne. And we are all looking forward to it. The, the roster and the agenda is, is nearly assembled at this point. Uh, we have a, a couple of last minute speakers, but uh, I’m looking at the agenda and like, wow, if you work in o and m or even are around wind turbines, this is the place to be in February. From my  Speaker: seat. It’s pretty, it’s, it’s, it’s shaping up for pretty fun. My phone has just been inundated with text message and WhatsApp of when are you traveling? What are your dates looking forward to, and I wanna say this right, Rosie. Looking forward to Melvin. Did I get it? Did I do it okay.  Speaker 3: You know how to say it.  Speaker: So, so we’re, we’re really looking forward to, we’ve got a bunch of people traveling from around the [00:09:00] world, uh, to come and share their collective knowledge, uh, and learn from the Australians about how they’re doing things, what the, what the risks are, what the problems are, uh, really looking forward to the environment down there, like we had last year was very. Collaborative, the conversations are flowing. Um, so we’re looking forward to it, uh, in a big way from our seats. Over here,  Speaker 2: we are announcing a lightning workshop, and that workshop will be answering all your lightning questions in regards to your turbines Now. Typically when we do this, it’s about $10,000 per seat, and this will be free as part of WMA 2026. We’re gonna talk about some of the lightning physics, what’s actually happening in the field versus what the OEMs are saying and what the IEC specification indicates. And the big one is force majeure. A lot of operators are paying for damages that are well within the IEC specification, and we’ll explain.[00:10:00] What that is all about and what you can do to save yourself literally millions of dollars. But that is only possible if you go to Woma 2020 six.com and register today because we’re running outta seats. Once they’re gone, they’re gone. But this is a great opportunity to get your lightning questions answered. And Rosemary promised me that we’re gonna talk about Vestus turbines. Siemens turbines. GE Renova turbines. Nordex turbines. So if you have Nordex turbines, Sulan turbines, bring the turbine. Type, we’ll talk about it. We’ll get your questions answered, and the goal is that everybody at at Wilma 2026 is gonna go home and save themselves millions of dollars in 26 and millions of dollars in 27 and all the years after, because this Lightning workshop is going to take care of those really frustrating lightning questions that just don’t get answered. We’re gonna do it right there. Sign up today.  Speaker 3: [00:11:00] You know what, I’m really looking forward to that session and especially ’cause I’ve got a couple of new staff or new-ish staff at, it’s a great way to get them up to speed on lightning. And I think that actually like the majority of people, even if you are struggling with lightning problems every day, I bet that there is a whole bunch that you could learn about the underlying physics of lightning. And there’s not so many places to find that in the world. I have looked, um, for my staff training, where is the course that I can send them to, to understand all about lightning? I know when I started atm, I had a, an intro session, one-on-one with the, you know, chief Lightning guy there. That’s not so easy to come by, and this is the opportunity where you can get that and better because it’s information about every, every OEM and a bit of a better understanding about how it works so that you can, you know, one of the things that I find working with Lightning is a lot of force MA mature claims. And then, um, the OEMs, they try and bamboozle you with this like scientific sounding talk. If you understand better, then you’ll be able to do better in those discussions. [00:12:00] So I would highly recommend attending if you can swing the Monday as well.  Speaker: If you wanna attend now and you’re coming to the events. Reach out to, you can reach out to me directly because what we want to do now is collect, uh, as much information as possible about the specific turbine types of the, that the people in the room are gonna be responsible for. So we can tailor those messages, um, to help you out directly. So feel free to reach out to me, joel.saxo, SAXU m@wglightning.com and uh, we’ll be squared away and ready to roll on Monday. I think that’s Monday the 16th.  Speaker 2: So while American offshore wind fights for survival in the courts, British offshore wind just had its biggest day ever. The United Kingdom awarded contracts for 8.4 gigawatts. That’s right. 8.4 gigawatts of new offshore wind capacity, the largest auction in European history. Holy smokes guys. The price came in at about 91 pounds per megawatt hour, and that’s 2024 pounds. [00:13:00] Uh, and that’s roughly 40% cheaper than building a new. Gas plant Energy Secretary Ed Milliband called it a monumental step towards the country’s 2030 clean power goals and that it is, uh, critics say that prices are still higher than previous auctions, and one that the government faces challenges connecting all this new capacity to the grid, and they do, uh, transmission is a limiting factor here, but in terms of where the UK is headed. Putting in gigawatts of offshore wind is going to disconnect them from a lot of need on the gas supply and other energy sources. It’s a massive auction round. This was way above what I remember being, uh. Talked about when we were in Scotland just a couple of weeks ago, Joel.  Speaker: Yeah, that’s what I was gonna say. You know, when we were, when we were up with the, or E Catapult event, and we talked to a lot of the different organizations of their OWGP and um, you know, the course, the or e Catapult folks and, and, and a [00:14:00] few others, they were really excited about AR seven. They were like, oh, we’re, we’re so excited. It’s gonna come down, it’s gonna be great. I didn’t expect these kind of numbers to come out of this thing. Right? ’cause we know that, um, they’ve got about, uh, the UK currently has about. 16 and a half or so gigawatts of offshore wind capacity, um, with, you know, they got a bunch under construction, it’s like 11 under construction, but their goal is to have 43 gigawatts by 2030. So,  Speaker 2: man.  Speaker: Yeah. And, and when 2030, put this into Conte Con context now. This is one of our first podcasts of the new year. That’s only four years away. Right. It’s soon. And, and to, to be able to do that. So you’re saying they got 16, they go some round numbers. They got 16 now. Pro producing 11 in the pipe, 11 being constructed. So get that to 27. That’s another 16 gigawatts of wind. They want, they that are not under construction today that they want to have completed in the next four years. That is a monumental effort now. We know that there’s some grid grid complications and connection [00:15:00] requirements and things that will slow that down, but just thinking about remove the grid idea, just thinking about the amount of effort to get those kind of large capital projects done in that short of timeline. Kudos to the UK ’cause they’re unlocking a lot of, um, a lot of private investment, a lot of effort to get these things, but they’re literally doing the inverse of what we’re doing in the United States right now.  Speaker 2: There would be about a total of 550, 615 ish megawatt turbines in the water. That does seem doable though. The big question is who’s gonna be providing those turbines? That’s a. Massive order. Whoever the salesperson is involved in that transaction is gonna be very happy. Well, the interesting thing here  Speaker: too is the global context of assets to be able to deliver this. We just got done talking about the troubles at these wind farms in the United States. As soon as these. Wind farms are finished. There’s not more of them coming to construction phase shortly, right? So all of these assets, all these jack up vessels, these installation vessels, these specialized cable lay vessels, they [00:16:00]can, they can fuel up and freaking head right across, back across the Atlantic and start working on these things. If the pre all of the engineering and, and the turbine deliveries are ready to roll the vessels, uh, ’cause that you, that, you know, two years ago that was a problem. We were all. Forecasting. Oh, we have this forecasted problem of a shortage of vessels and assets to be able to do installs. And now with the US kind of, basically, once we’re done with the wind farms, we’re working on offshore, now we’re shutting it down. It frees those back up, right? So the vessels will be there, be ready to roll. You’ll have people coming off of construction projects that know what’s going on, right? That, that know how to, to work these things. So the, the people, the vessels that will be ready to roll it is just, can we get the cables, the mono piles, the turbines and the cells, the blades, all done in time, uh, to make this happen And, and. I know I’m rambling now, but after leaving that or e Catapult event and talking to some of the people, um, that are supporting those [00:17:00] funds over there, uh, being injected from the, uh, the government, I think that they’ve got  Speaker 2: the, the money flowing over there to get it done too. The big winner in the auction round was RWE and they. Almost seven gigawatts. So that was a larger share of the 8.4 gigawatts. RWE obviously has a relationship with Vestus. Is that where this is gonna go? They’re gonna be, uh, installing vestus turbines. And where were those tur turbines? As I was informed by Scottish gentlemen, I won’t name names. Uh, will those turbines be built in the uk? Speaker 3: It’s a lot. It’s a, it’s one of the biggest challenges with, um, the supply chain for wind energy is that it just is so lumpy. So, you know, you get, um, uh. You get huge eight gigawatts all at once and then you have years of, you know, just not much. Not much, not much going on. I mean, for sure they’re not gonna be just building [00:18:00] eight gigawatts worth of, um, wind turbines in the UK in the next couple of years because they would also have to build the capacity to manufacture that and, and then would wanna be building cocks every couple of years for, you know, the next 10 or 20 years. So, yeah, of course they’re gonna be manufacturing. At facilities around the world and, and transporting them. But, um, yeah, I just, I don’t know. It’s one of the things that I just. Constantly shake my head about is like, how come, especially when projects are government supported, when plans are government supported, why, why can’t we do a better job of smoothing things out so that you can have, you know, for example, local manufacturing because everyone knows that they’ve got a secure pipeline. It’s just when the government’s involved, it should be possible.  Speaker 2: At least the UK has been putting forth some. Pretty big numbers to support a local supply chain. When we were over in Scotland, they announced 300 million pounds, and that was just one of several. That’s gonna happen over the next year. There will be a [00:19:00] near a billion pounds be put into the supply chain, which will make a dramatic difference. But I think you’re right. Also, it’s, they’re gonna ramp up and then they, it’s gonna ramp down. They have to find a way to feed the global marketplace at some point, be because the technology and the people are there. It’s a question of. How do you sustain it for a 20, 30 year period? That’s a different question. Speaker 3: I do agree that the UK is doing a better job than probably anybody else. Um, it it’s just that they, the way that they have chosen to organize these auctions and the government support and the planning just means that they have that, that this is the perfect conditions to, you know. Make a smooth rollout and you know, take care of all this. And so I just a bit frustrated that they’re not doing more. But you are right that they’re doing the best probably  Speaker 4: once all of these are in service though, aren’t there quite a bit of aftermarket products that are available in the UK  Speaker: on the service then? I think there’s more.  Speaker 4: Which, I mean, that’s good. A good part of it, right? Speaker: If we’re talking Vestas, so, so let’s just round this [00:20:00] up too. If we’re talking vest’s production for blades in Europe, you have two facilities in Denmark that build V 2 36 blades. You have one facility in Italy that builds V 2 36 blades, Taiwan, but they build them for the APAC market. Of course. Um, Poland had a, has one on hold right now, V 2 36 as well. Well, they just bought that factory from LM up in Poland also. That’s, but I think that’s for onshore term, onshore blades. Oh, yes, sure. And then Scotland has, they have the proposed facility in, in Laith. That there, that’s kind of on hold as well. So if that one’s proposed, I’m sure, hey, if we get a big order, they’ll spin that up quick because they’ll get, I am, I would imagine someone o you know, one of the, one of the funds to spool up a little bit of money, boom, boom, boom. ’cause they’re turning into local jobs. Local supply  Speaker 2: chain does this then create the condition where a lot of wind turbines, like when we were in Scotland, a lot of those wind turbines are. Gonna reach 20 years old, maybe a little bit older here over the next five years where they will [00:21:00] need to be repowered upgraded, whatever’s gonna happen there. If you had internal manufacturing. In country that would, you’d think lower the price to go do that. That will be a big effort just like it is in Spain right now.  Speaker: The trouble there though too, is if you’re using local content in, in the uk, the labor prices are so much  Speaker 2: higher. I’m gonna go back to Rosie’s point about sort of the way energy is sold worldwide. UK has high energy prices, mostly because they are buying energy from other countries and it’s expensive to get it in country. So yes, they can have higher labor prices and still be lower cost compared to the alternatives. It, it’s not the same equation in the US versus uk. It’s, it’s totally different economics, but. If they get enough power generation, which I think the UK will, they’re gonna offload that and they’re already doing it now. So you can send power to France, send power up [00:22:00] north. There’s ways to sell that extra power and help pay for the system you built. That would make a a lot of sense. It’s very similar to what the Saudis have done for. Dang near 80 years, which is fill tankers full of oil and sell it. This is a little bit different that we’re just sending electrons through the water to adjacent European countries. It does seem like a plan. I hope they’re sending ’em through a cable in the water and not just into the water. Well, here’s the thing that was concerning early on. They’re gonna turn it into hydrogen and put it on a ship and send it over to France. Like that didn’t make any sense at all. Uh. Cable’s on the way to do it. Right.  Speaker: And actually, Alan, you and I did have a conversation with someone not too long ago about that triage market and how the project where they put that, that that trans, that HVDC cable next to the tunnel it, and it made and it like paid for itself in a year or something. Was that like, that they didn’t wanna really tell us like, yeah, it paid for itself in a year. Like it was a, the ROI was like on a, like a $500 million [00:23:00]project or something. That’s crazy. Um, but yeah, that’s the same. That’s, that is, I would say part of the big push in the uk there is, uh, then they can triage that power and send it, send it back across. Um, like I think Nord Link is the, the cable between Peterhead and Norway, right? So you have, you have a triage market going across to the Scandinavian countries. You have the triage market going to mainland eu. Um, and in when they have big time wind, they’re gonna be able to do it. So when you have an RWE. Looking at seven gigawatts of, uh, possibility that they just, uh, just procured. Game on. I love it. I think it’s gonna be cool. I’m, I’m happy to see it blow  Speaker 2: up. Canada is getting serious about offshore wind and international developers are paying attention. Q Energy, France and its South Korean partner. Hawa Ocean have submitted applications to develop wind projects off Nova Scotia’s Coast. The province has big ambitions. Premier, Tim Houston wants to license enough. Offshore [00:24:00] wind to produce 40 gigawatts of power far more than Nova Scotia would ever need. Uh, the extra electricity could supply more than a quarter of Canada’s total demand. If all goes according to plan, the first turbines could be spinning by 2035. Now, Joel. Yeah, some of this power will go to Canada, but there’s a huge market in the United States also for this power and the capacity factor up in Nova Scotia offshore is really good. Yeah. It’s uh, it  Speaker: is simply, it’s stellar, right? Uh, that whole No, Nova Scotia, new Brunswick, Newfoundland, that whole e even Maritimes of Canada. The wind, the wind never stops blowing, right? Like I, I go up there every once in a while ’cause my wife is from up there and, uh, it’s miserable sometimes even in the middle of summer. Um, so the, the wind resource is fantastic. The, it, it is a boom or will be a boom for the Canadian market, right? There’re always [00:25:00] that maritime community, they’re always looking for, for, uh, new jobs. New jobs, new jobs. And this is gonna bring them to them. Um, one thing I wanna flag here is when I know this, when this announcement came out. And I reached out to Tim Houston’s office to try to get him on the podcast, and I haven’t gotten a response yet. Nova Scotia. So if someone that’s listening can get ahold of Tim Houston, we’d love to talk to him about the plans for Nova Scotia. Um, but, but we see that just like we see over overseas, the triage market of we’re making power, we can sell it. You know, we balance out the prices, we can sell it to other places. From our seats here we’ve been talking about. The electricity demand on the east coast of the United States for, for years and how it is just climbing, climbing, climbing, especially AI data centers. Virginia is a hub of this, right? They need power and we’re shooting ourselves in the foot, foot for offshore wind, plus also canceling pipelines and like there’s no extra generation going on there except for some solar plants where you can squeeze ’em in down in the Carolinas and whatnot. [00:26:00] There is a massive play here for the Canadians to be able to HVD see some power down to us. Speaker 2: The offshore conditions off the coast of Nova Scotia are pretty rough, and the capacity factor being so high makes me think of some of the Brazilian wind farms where the capacity factor is over 50%. It’s amazing down there, but one of the outcomes of that has been early turbine problems. And I’m wondering if the Nova Scotia market is going to demand a different kind of turbine that is specifically built for those conditions. It’s cold, really cold. It’s really windy. There’s a lot of moisture in the air, right? So the salt is gonna be bad. Uh, and then the sea life too, right? There’s a lot of, uh, sea life off the coast of the Nova Scotia, which everybody’s gonna be concerned about. Obviously, as this gets rolling. How do we think about this? And who’s gonna be the manufacturer of turbines for Canada? Is it gonna be Nordics? Well,  Speaker: let’s start from the ground up there. So from the or ground up, it’s, how about sea [00:27:00] floor up? Let’s start from there. There is a lot of really, really, if you’ve ever worked in the offshore world, the o offshore, maritime Canadian universities that focus on the, on offshore construction, they produce some of the best engineers for those markets, right? So if you go down to Houston, Texas where there’s offshore oil and gas companies and engineering companies everywhere, you run into Canadians from the Maritimes all over the place ’cause they’re really good at what they do. Um, they are developing or they have developed offshore oil and gas platforms. Off of the coast of Newfoundland and up, up in that area. And there’s some crazy stuff you have to compete with, right? So you have icebergs up there. There’s no icebergs in the North Atlantic that like, you know, horn seats, internet cruising through horn C3 with icebergs. So they’ve, they’ve engineered and created foundations and things that can deal with that, those situations up there. But you also have to remember that you’re in the Canadian Shield, which is, um, the Canadian Shield is a geotechnical formation, right? So it’s very rocky. Um, and it’s not [00:28:00] like, uh, the other places where we’re putting fixed bottom wind in where you just pound the piles into the sand. That’s not how it’s going to go, uh, up in Canada there. So there’s some different engineering that’s going to have to take place for the foundations, but like you said, Alan Turbine specific. It blows up there. Right. And we have seen onshore, even in the United States, when you get to areas that have high capacity burning out main bearings, burning out generators prematurely because the capacity factor is so high and those turbines are just churning. Um, I, I don’t know if any of the offshore wind turbine manufacturers are adjusting any designs specifically for any markets. I, I just don’t know that. Um, but they may run into some. Some tough stuff up there, right? You might run into some, some overspeeding main bearings and some maintenance issues, specifically in the wintertime ’cause it is nasty up there. Speaker 2: Well, if you have 40 gigawatts of capacity, you have several thousand turbines, you wanna make sure really [00:29:00] sure that the blade design is right, that the gearbox is right if you have a gearbox, and that everything is essentially over-designed, heated. You can have deicing systems on it, I would assume that would be something you would be thinking about. You do the same thing for the monopoles. The whole assembly’s gotta be, have a, just a different thought process than a turbine. You would stick off the coast of Germany. Still rough conditions at times, but not like Nova Scotia.  Speaker: One, one other thing there to think about too that we haven’t dealt with, um. In such extreme levels is the, the off the coast of No. Nova Scotia is the Bay of Fundee. If you know anything about the Bay of Fundee, it is the highest tide swings in the world. So the tide swings at certain times of the year, can be upwards of 10 meters in a 12 hour period in this area of, of the ocean. And that comes with it. Different time, different types of, um, one of the difficult things for tide swings is it creates subsid currents. [00:30:00] Subsid currents are, are really, really, really bad, nasty. Against rocks and for any kind of cable lay activities and longevity of cable lay scour protection around turbines and stuff like that. So that’s another thing that subsea that we really haven’t spoke about.  Speaker 3: You know, I knew when you say Bay Bay of funding, I’m like, I know that I have heard that place before and it’s when I was researching for. Tidal power videos for Tidal Stream. It’s like the best place to, to generate electricity from. Yeah, from Tidal Stream. So I guess if you are gonna be whacking wind turbines in there anyway, maybe you can share some infrastructure and Yeah. Eca a little bit, a little bit more from your, your project.  Speaker 2: that wraps up another episode of the Uptime Wind Energy Podcast. If today’s discussion sparked any questions or ideas. We’d love to hear from you. Just reach out to us on LinkedIn and don’t forget to subscribe so you never miss an episode. And if you found value in today’s conversation, please leave us a review. It really helps other wind energy professionals discover the show For Rosie, Yolanda and Joel, I’m Alan Hall, and we’ll see you here next week on the Uptime [00:36:00] Wind Energy Podcast.

Our Christian Heritage goes to Northfield, Massachusetts to D.L. Moody's home. Dr. James Spencer of the Moody Center tells us who was D.L. Moody.

David prayed "Search me, O God, and know my heart." What a bold request! What would happen if you asked Him to search your heart? It may feel unsettling to think about—but it can change everything. Could there be hidden idols shaping your life without you realizing it?   On today's podcast, we explore why this question matters and how it could transform your walk with Christ. Join us for an enlightening discussion you won't want to miss.   Resources we mentioned: The Ten Commandments: Reasonable Rules for Life (Book) By D.L. Moody

The Pharisees used tactics to try and convince the Levite guards of their authority. These same tactics we see the enemy using even to this day. We must strengthen our knowing of God and confidence in who He is so as to not be led astray by some of these tactics.

Our Christian Heritage goes to Northfield, Massachusetts to D.L. Moody's home. Dr. James Spencer of the Moody Center tells us who was D.L. Moody.

Send us a textHigh drama with Tommy at the center of it as a result of last episode's cliffhanger. High drama that spills over to both Rachel and David. And then there's Hayley and Barrie. Completely different drama there. Based on the play Two and Two Together by Peter Cosmas Sofronas. Written and Directed by Peter Cosmas Sofronas. Produced by Peter Cosmas Sofronas with Dan Murray, Starring (in order of appearance) Dan Murray as Tommy Hanson, Chris Merritt as Xander Stone, Nick Gould as Matt Sharpe, Tom Giordano as Ben Stanton, Jessi Deming as Barrie Simmons, Rachael Rabinovitz as Hayley Gettelman, Lamia Holden as Rachel Hanson, and Adam Heroux as David Sharpe. Sound Engineering by Dan Murray. Sound Editing by Peter Cosmas Sofronas. Theme Music by Valerie Forgione.Support the showScripts of Two and Two Together and the first two seasons of Putting 2&2 Together can be purchased at Amazon.com. Merchandise available at TeeSpring. Donations can be made at By Me a Coffee. For further information, please visit puttingtwoandtwotogether.com.

This week, Moody and Groo finally dive into the epic, fandom‑splitting mystery that has haunted rock obsessives for over 30 years: Why did Dennis DeYoung really leave Styx? Episode Breakdown · RIP Bob Weir · Drew McIntyre regains the WWE throne · Sean Penn and his never‑ending cigarette saga · Why nose picking is worse for you than you thought · John Mellencamp returns · Michael Kay vs. Peter Rosenberg: sports‑radio battle · The original Styx lineup and the origin of the band name · Did Tommy Shaw supercharge the band? · The run of four straight multi‑platinum albums · Creative clashes that never stopped simmering · DeYoung's illness, the understudy era, and Lawrence Gowan · Legal fallout, legacy debates, and whether the band ever truly healed · Plus: Scott Bakula in Necessary Roughness, because of course. Next on Nothing Worthwhile: We go full pro-wrestling with Nevermore: The Raven Effect, Saturday Night's Main Event, and our can't‑miss 2026 Royal Rumble Preview. Rip 'Em!

The Inside Economics crew is joined by Logan Wright, partner and director of China market research at Rhodium Group. The team first unpacks December's consumer price index and discusses the state of U.S. inflation. Then, Logan shares his expertise on the Chinese economy. From a slumping property sector, dubious economic data, and evolving trade flows, there was no shortage of topics to dive deep into. Guest: Logan Wright, Partner at Rhodium Group and Director of China Markets ResearchHosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For any of us who were alive at the time, we'll never forget those images of the World Trade Center attacks and those heroic rescue efforts that followed them. One moment still sticks with me. It hit me. It was this interview with a big guy who was helping the rescuers. He was sitting on a curb at Ground Zero, talking with a reporter from a cable news network. He told how he had been delivering food to the rescuers, and then he was making his way back through the rubble when he decided to reach into that rubble just on the chance someone might be there. Unbelievably he suddenly felt this warm hand grabbing his arm. Immediately, he went and got helpers who pulled a firefighter out of there alive! And then that's when he lost it in that interview, and he choked out these words, "He touched me first." I'm Ron Hutchcraft and I want to have A Word With You today about "Rescue - No Greater Honor." That man at Ground Zero had been part of one of the most moving experiences a human being can have - being involved in the rescue of someone who otherwise would have died. It's an experience that God intends for every one of His children to have, except the rescue isn't the physical kind that might give a person 30 or 40 more years on earth. No, it's a spiritual rescue that will give a person heaven! Wherever you live, wherever you work or go to school, wherever you shop or wherever you recreate, you've been assigned as God's rescuer in your circle of influence. Listen to the incredible position God has entrusted to you. It's described in our word for today from the Word of God in 2 Corinthians 5:19-20. "God was reconciling the world to Himself in Christ, not counting men's sins against them. And He has committed to us the message of reconciliation." Translation: it's up to you whether or not the people in your personal world find out that what Jesus did on the cross was for them. Verse 20: "We are therefore Christ's ambassadors, as though God were making His appeal through us." So you are Jesus' personal representative to the people you know. Yes, to show them Jesus by your life, what Jesus is and how real He can be in a life. But that's not enough. They can only get God's message about Jesus if you tell them about Him. And it's life-or-death information that you've got locked up inside you. You're going in for the spiritual rescue of someone whose only hope may be what you know about Jesus! Now, how do you begin your rescue work? By praying by name, faithfully, for people who don't know Christ. Pray for God to open up natural opportunities for you to explain your relationship with Jesus. Look for an opportunity to pray with them about something that's bothering them. Invest some time in being with them, doing things with them, building bridges into their life. Don't just spend all your time with people who are already going to heaven! D. L. Moody, the great evangelist once said, "There is no greater honor than to be the instrument in God's hands to lead one person out of the kingdom of darkness and into the glorious light of heaven." And may I add, there is no greater thrill. Just ask a man who has been the first to touch someone who otherwise would have died. When it's rescue - when it's life-or-death, you drop everything, you risk everything, you do whatever it takes to bring that person out. For some person you know, you are that rescuer. You are their chance!

Climate-driven shocks are rippling across sectors, from rising insurance premiums to lower property prices and tax revenue. With the costs of severe weather rising, Moody's experts share their insights into key themes and possible solutions. Learn more at https://www.moodys.com/outlooks Explore our outlook: https://www.moodys.com/web/en/us/insights/credit-risk/outlooks/global-sustainable-finance.html Want to know more on the sustainable finance trends in 2026? Join us:EMEA/US: https://events.moodys.com/2026-mie26362-sustainable-finance-outlook-emea-usaAPAC: https://events.moodys.com/2026-mip26493-sustainable-finance-outlook-apac Host: Chandra Ghosal, Vice President, Senior Credit Officer, Moody's Ratings Guests: Jennifer Chang, Vice President, Senior Credit Officer, Moody's Ratings; Sarah Hibler, Associate Managing Director, Moody's Ratings Related Research: Sustainable Finance – Global – 2026 Outlook – Transition shifts, extreme weather and AI boom drive credit risks 13 Jan 2026Emerging economies are most exposed to the credit effects of severe weather 30 Oct 2025US Public Finance – Florida – Miami Cat-5 storm would test economy and insurance market even with federal aid 24 Sep 2025Environmental Risk – Global – Adaptation can support credit strength, but faces race to keep up with climate risks 22 Sept 2025 © 2025 Moody's Corporation and/or its licensors and affiliates. All rights reserved. Go to www.moodys.com/pages/globaldisclaimer.aspx for complete legal terms and conditions governing use of Moody's information made available in this video.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Moody's Corporation Chief Treasury Officer Deepali Chawla joins NeuGroup's Justin Jones on the Strategic Finance Lab to share how agility, curiosity and a willingness to pivot have shaped her career—and helped drive an award-winning AI transformation in treasury.Early in her career, Ms. Chawla found herself navigating new terrain—professionally and personally—as she navigated a new country and a new job in corporate finance. The experience shaped her approach to change: stay agile, stay curious and stay prepared to pivot. It's a mindset she's carried into senior roles across companies and continents, and one she brings today.In this episode, Ms. Chawla explains how the adaptability she honed early in her career shapes her leadership—which helped power the team to win the 2025 Treasury Management International award for Best AI Automation.“I think the two things which have got me here were my agility and the quick adaptability approach and mindset,” she says. “That shift, in terms of going with the flow, I think will still take me where I want to go in the future.”

In this episode of Making Risk Flow, host Jake Harding speaks with Evgeny Aleksandrov, Founder and CEO of PilotBird, about why claims accuracy, and not speed, is the biggest lever in modern insurance. Evgeny explains how open-source intelligence and lifestyle analytics help insurers validate claims earlier, uncover organised fraud networks, and avoid costly post-payout recovery. The conversation explores how curated data can mislead adjusters, why a “trust and verify” approach is essential, and how early-lifecycle intelligence delivers outsized returns, often 14–56x ROI. They also discuss how better data tools improve adjuster satisfaction and retention, and what insurers must do to responsibly adopt emerging data sources at scale to future-proof their risk infrastructure.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Gents Talk , supported by Bulova Canada, Indigenous youth mentor Tyler Moody joins Host Samir Mourani to share his journey of overcoming intergenerational trauma, alcoholism, and addiction, after being kicked out of his home at 17. He speaks about his suicide attempts and hitting rock bottom. Moody explains how his life changed when he quit everything at 21, moving from surviving to thriving.Moody, who is full-blooded Rocky Cree, openly discusses the prevalence of issues like alcoholism, drug abuse, depression, and violence in Indigenous communities.Moody went from a difficult childhood where he was forced to be a father figure to his younger siblings, to becoming an international model and motivational speaker. He recounts his experience leaving Northern Manitoba for Seoul, South Korea, and his proudest moments, including attending a private Chanel fashion show, meeting celebrities like Kris Jenner and Paris Hilton, and performing for thousands of people. Moody describes his advocacy work, which involves sharing his story across North America, becoming an example of resilience for other Indigenous youth, and empowering them to break the cycle.

We kick off Season 6 of TNQAF by looking at the remaining shorts (and revival) of Chuck Jones' Three Bears Cartoons! We cover their first outing after meeting Bugs Bunny with Papa just trying to sleep through hibernation with 'What's Brewin, Bruin' Jordan covers Papa and Junior trying to take care of their supply of Honey in 'The Bee-Deviled Bruin' And we jump in time 74 years to covering the Browngardt crew's efforts in 'Life's a Beach' and 'Moody at the Movies'Links:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Support us on Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Bluesky⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on Instagram

What happens when our feelings don't line up with truth? In this episode, we unpack what it means to be emotional versus emotionally mature, why moodiness affects relationships, and how Scripture calls us to self-control—not emotional suppression. From hormones to habits, we examine what explains our emotions and what never excuses sinful behavior. Train Your Brain Online Course: https://www.onlinechristiancourses.com Summit Ministries: https://www.summit.org/promotions/shanda-fulbright/ Use code SHANDA26 at checkout.  Find Shanda www.shandafulbright.com Instagram & Facebook: @shandafulbright Email: hello@shandafulbright.com Free Resources: https://shandafulbright.com/links YouTube: http://bit.ly/ShandaYT2021 Store: www.Shandafulbright.com/shop  

2026 is gonna be INSANE! Moody & Groo predict: Jericho back in WWE? Billy Joel RETURNS Stranger Things crashes Monday Night Raw Avengers Doomsday Stern Show legends—one last ride? PLUS: Mega concerts, Vegas Sphere, Phil Collins' final album, and more! Next Up: Why did Dennis DeYoung leave Styx? Rip Em!

Jon Hilsenrath, former journalist at the Wall Street Journal, joins the Inside Economics crew to discuss the December jobs report and the Fed. The team breaks down the latest employment data and debates whether the report is “fine” or “anemic”. The focus then shifts to the Fed for a wide-ranging conversation about where interest rates are headed and whether Fed independence is in doubt. Jon argues that independence is already compromised and likely to get worse. Guests: John Hilsenrath and Dante DeAntonio, Senior Director of Economic Research, Moody's AnalyticsHosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

 ”That’s what everything comes back to for me—are you feeling the way that you want to feel every single day?” says podcast host and author Liz Moody. “And if you’re not, how can I give you more tools and more resources to do so?” Here, I asked Moody to share her life mottos, philosophies, habits, and ways of thinking that I find particularly compelling. Such as: Your body is for living, not looking. And Liz’s match theory behind how we meet people in life. We talk about the connection between novelty and meaning (and ways to add in micro bits of novelty to our lives). She shares some interesting research about friendship, like how many friends make sense in your inner circle and why friendships are formed through something we tend to overlook. We also cover goals we’ve brought into the New Year with us—and much more. For the show notes, head to my Substack.See omnystudio.com/listener for privacy information.

New and emerging digital technologies are connecting previously siloed areas of finance. The convergence of traditional finance with digital assets, the rapid evolution of blockchain and AI, and the growing influence of cyber risks across sectors will create both challenges and opportunities.  In this episode, we speak with Moody's experts to understand the risks, innovations, and financing needs shaping global financial markets. Learn more at https://www.moodys.com/outlooks  Host: William Foster, Senior Vice President, Sovereign Risk, Moody's Ratings  Guests: Fabian Astic, Managing Director, Global Head of Digital Economy, Moody's Ratings; Lesley Ritter, Senior Vice President, Cyber Credit Risk, Moody's Ratings Related Research: Cyber Risk – Global -- 2026 Outlook - Cyber threats will intensify as AI tools proliferate 8 Jan 2026Digital Economy – Global – 2026 Outlook - Digital finance links diverse market segments, raising efficiency, risks 05 Jan 2026Digital Transformation – Global – Digitalization reshapes private credit, emerging markets, transition finance 01 Dec 2025Cyber Risk – Global - Weak artificial intelligence governance practices pose growing risk of data breaches 01 Oct 2025 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week’s episode brings back writer and musician Brett Gleason, and I was so happy to reconnect with him! We talked about a couple of big shifts he has made recently: leaving New York for LA after twenty years, and his move from music to writing. It was cool to realize we had both made similar changes in our late thirties, though that was nearly twenty years ago for me! Brett and I also discussed one of his songs, “Sensory Deprived,” why he values the process of writing, and so much more. I’m always so excited to have the chance to talk with Brett, and I know you’ll love this episode, too. Brett Gleason is the author of the confessional memoir in progress, ‘Moody & Gay' – focusing on his experiences as a bipolar, gay musician from New York. A creative writing graduate of the New School in NYC, he moved to Los Angeles after a career as a performer and recording artist and is now once again writing while working in the music industry as a marketing professional.  Brett writes to make the unseen seen, to find the truth behind the story, even when he was at fault. This creates writing that is often intimate and vulnerable, literary but straightforward. His works in progress can be found on his Substack where he shares short accounts, constantly updated as he develops his voice and digs deeper into his past. Connect with Brett:WebsiteSubstackInstagramTikTokFacebook This podcast is powered by my subscribers on Patreon who, in addition to the warm feeling they get from co-creating with me, get lots of sweet perks including bonus podcast episodes, free downloads, zines, and more! This week's bonus podcast will feature an extended conversation with today's guest, Brett where we get a little saucy!  Learn more right here!

In this episode I speak with Virginia Moody about developing boutique safari adventures, conservation, community building.  Sponsor: Feral Giant Theme song: Adeem The Artist

Keith explores why the real goal of building wealth isn't luxury—it's protecting yourself from the emotional and practical pain of money stress.  You'll hear how owning the right kinds of assets can change your lifestyle options over time, and why waiting on the sidelines can quietly erode your financial future. Keith also pulls back the curtain on a major, often overlooked force that has helped keep real estate values resilient for years, and what that means for anyone thinking about adding more property to their portfolio.  Finally, you'll get a sense of the kinds of opportunities and strategies listeners are using right now to move from just getting by to playing to win in their wealth building journey. Episode Page: GetRichEducation.com/587 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold, more important than building wealth is avoiding poverty. It's backed up by research. Learn about a force that constantly gives a boost to real estate values that you probably haven't considered before, and own assets or get left behind. I discuss a plan for doing it today on get rich education.   Speaker 1  0:29   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Dar es Salaam Tanzania to Darlington, South Carolina, and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education the voice of real estate investing since 2014 and it's a new year, part of the reason why you need to build durable wealth for yourself is actually not to be wealthy. It's really to avoid a lack of wealth. It's in order to pad yourself against poverty. Now, shortly, I want to talk to you more aspirationally if you are or soon plan to make 500k per year or more.    Keith Weinhold  2:15   But first, there are a number of studies that show that beyond a certain level, more wealth barely increases your happiness level. In fact, if you ask many people, they say that doubling their income or doubling their net worth is what they really want, like, that's their goal. Like, in their mind, that's the benchmark in which they've made it. And you know what, when they double their income, though, then they want to double it again. They think that that is the next benchmark. So there can be this endless amount of wanting, because once you've doubled, you just want to keep doubling. But what's really more important is padding against money problems, because if having a little more doesn't change your happiness much, well, it's poverty that can really diminish a level of happiness and fulfillment in your life. So money problems don't just hurt your wallet. They actually hurt your emotions. And this isn't just some motivational poster idea, the statistics are clear. Multiple studies show that when money is scarce, when paying the regular bills feels like a monthly street fight, people report more sadness, more worry and even depression, not just sometimes, but constantly. The reality is that about 71% of Americans say that money is a major source of stress. My gosh, more than seven out of 10. So that's not a fringe category. That's the norm that say money is a major source of stress. Another study found that 42% of adults say money negatively affects their mental health. So close to half of the people walking around you right now feel emotionally beat up by their financial situation, and the gap gets even wider when you compare groups, when people experience serious financial hardship, nearly half, 49% show signs of depression among people without any financial hardship, only about 11% of that group show signs of depression. And Northwestern Mutual did an extensive study on all this. So it's not just a small difference, it's a completely different emotional reality, almost like two separate worlds. To put it plainly. For you, money will not guarantee happiness, but a lack of money can absolutely fuel sadness, and this matters. Because financial confidence isn't just about dollars. It's about dignity. It's about feeling like you're able to breathe, and it's about believing that your future can be bigger than your past. I mean, the research also shows the relationship flows in both directions. Money stress can make mental health worse, and poor mental health can make financial decision making harder. So it's sort of this loop, this cycle. And what breaks the cycle? It's not luck. It's not hoping the economy magically fixes all of its problems. It is going on offense, taking steps that build security instead of surrender, for most people, that turning point comes when they start owning assets, not just paying bills. It comes when money stops being a source of fear and it starts being a tool. Because though we focus on real estate investing here at GRE but ultimately it is a lifestyle improvement show. And before we're done today, I'm going to talk about what you can actionably do to go on offense. Now, what if you already have a higher income, or you expect to make a high income in the near term, if you're earning roughly $500,000 per year or more, and you value time efficiency in making sure that you don't live a rough quality of life. You are on the threshold of a tier that helps ensure that you can avoid some misery. Yes, there is a step change here that can help ensure you have a higher standard of living. Do you know what I might be talking about? Any idea 500k of income is where it begins now. It's only beginning here. At this point, to make sense, where you tilt into starting to fly private instead of flying commercial. Yeah, private flights. Now your situation is going to depend on more than just the income. It's whether or not you're single or you have kids and more, but it's at this income level where you can start to cover a $10,000 flight without biting into your essential living expenses. It's most justifiable when your time savings or your productivity gains translate into real value. I'm talking about things like business deals, meetings and schedules and the benefits of flying privately are pretty significant. Time efficiency is the real superpower here, drive up to the plane, wheels up in minutes. The flexibility is there. You can leave pretty much when you want. You can change your flight plans mid trip if you need to. You get access to smaller airports. That means you can land closer to your final destination and skip big city traffic congestion. You've got privacy and security, no crowds, no TSA stuff. You've got quality of experience, comfort, quiet cabins, custom catering, no competing for overhead bin space. Now even affordable private is still pretty expensive. It is substantially more than first class commercial seats, and I have had limited experience flying private, but at 500k of income, flying private can still feel like a stretch, even though it's doable for you, a more comfortable range is a million dollars or more of annual income, that's when private flights feel much easier to justify for business or lifestyle. Now, with $2 million of annual income or more, most heavy private flyers live here in this range, the $2 million plus income level, they can charter, they can fractionally own, or they can use memberships, all with less stress. When you earn this much, and if you're ultra high net worth, we're talking about $5 million worth of income plus or $20 million worth of net worth plus, well, then private flying is really commonplace. This is where you often have a personal jet, concierge services and flexibility on demand. So as the first episode of the year here, I want to give you some opportunity to dream and goal set. Yeah, you need to stretch out and give space to your aspirations sometimes, and this is a good time to do that, really, though, a more important reason for increasing your income and net worth is that it helps you avoid the discomfort of poverty. But yeah, come on, if nothing else, can you believe that before every commercial flight you have to hear that nonsense about how to inflate a raft if you're. Plane crashes in the water, or you could use your seat as a personal flotation device. Come on your seat. Can't even support your back for a three hour flight. If there's ever been a reason to invest Well, it's so that you never have to hear that stuff again before every flight chase    Keith Weinhold  10:19   last week here on the show, you'll learn more about how stable real estate prices are, why prices have never crashed in your entire life, and also why they can't double in one year. Real Estate is too slow moving 30 days between you making your offer and you closing the deal, that's actually considered pretty fast. In fact, if national home prices ever crash, I will legally change my first name to Fabrice, yes, Fabrice, I would also do that if they doubled in a year. It is almost impossible for either of those things to happen. You learned about how these things have not happened in your entire lifetime on last week's show, yes, even in 2008 in the last 85 years, nominal home prices have risen every single year, except seven of them now. Why is that? Why are the prices of US housing so resilient and just keep going up up up, almost inexorably? Well, it's actually more than just the main well documented reasons that you know about and that we've talked about here. It's about more than these attributes, like population growth, household formation, wage growth, inflation, eroding the currency and land scarcity in desirable areas beyond all of those, one reason that home values just keep going up, up up and are expected to rise again this year is something that We have not discussed yet, and that is government intervention? Yes, in the US and a lot of world places, housing is not a free market. We have a free ish market that sort of comes with training wheels and support animals. Think about how the government helps ensure that home prices stay propped up even through most recessions. We're talking about attributes like ever expanding loan access and mortgage interest deductibility. Then there's depreciation in write offs for investors like us and property tax structures that lag market value when loans have lower down payment requirements or a lowering of credit score requirements and ever expanding loan limits in terms of dollar amounts, well, that increases the demand for those that have the capacity to pay, and it nudges up prices even more incentives, like deducting your mortgage interest in tax depreciation when you don't even have a real expense, but yet you get to write it off anyway. It all heaps on the government driven demand for real estate Now none of these individual things, these government interventions, raise prices overnight, they increase demand structurally. There's evidence that the government is doing even more in recent years to prop up housing demand than they have in the past. This is increasingly a propensity to not let housing fail like it did in 2008 I mean, just look at covid During 2020, and 2021, what a glaring example of how government will prop up home values and not let them fall down if you lost your job during covid. Oh, we'll give you mortgage loan forbearance. That's where you could skip. Oh, just say nine monthly payments, and then you can just tack those nine payments onto the end of your 30 year loan and make those payments decades from now. There was a foreclosure moratorium in effect then too, so you've got forbearance and low rates and stimulus checks and a ban on foreclosures. Well, all of that helped borrowers make payments, and that supported home price growth. There was no fire sailing, really, that could have taken place then, and you will recall that during that time period, in fact, the year 2021 national home prices soared 19% so housing is not a completely free market. You really don't have to look very far to know that. I mean, Fannie Mae and Freddie Mac are both still government sponsored and still in conservatorship. And here's the thing, so far, I've only talked about how government has propped up the demand side. Side of the market. I've only talked about half of it. Don't forget the sometimes unintentional supply restriction the governments induce as well keeping housing supply in check. Well, that helps drive price appreciation. I'm talking about the zoning spaghetti that new homebuilders have to navigate through the permit purgatory, minimum lot sizes that can seem larger than some European countries, environmental reviews that last longer than the movie Avengers. Endgame was that a three hour, two minute movie, all of these roadblocks limit new housing supply that makes it harder to build. So governments provide an ever present tailwind to housing values by both boosting demand and by crimping supply. Government amplifies these forces, sometimes intentionally and sometimes unintentionally, but the result is the same propping up housing values. If all these years since coming out of the Great Recession have shown us anything, and the 2020 pandemic reinforced it, it is to either own assets or get left behind. You've got to own assets or you will be left behind, and that's whether you're trying to stay away from poverty, like I talked about at the top of the show, or whether you're aiming to fly private instead of commercial, something more aspirational, really. That's the lesson I've got more straight ahead here. There will only ever be one get rich education podcast episode 587 and you're listening to it.    Keith Weinhold  16:43   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly again. 1-937-795-8989,   Keith Weinhold  17:54   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Dana Dunford  18:27   this is hemlane's co founder, Dana Dunford. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Keith,   Keith Weinhold  18:45   welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking about new angles with respect to how the future belongs to asset owners. Every year, people say, This is my year, but only a few actually take the action to back that up and make it come true. One thing that I've learned is that people love saying, I want an opportunity, but what they really want is certainty. Unfortunately, certainty only shows up after opportunity is gone. History is full of people who walked past moments like this now owning more of an asset like real estate today, and instead they just look and say, Oh, it's probably nothing. Well, what about alternatives? What's your employer's plan for you? I mean, really, what's a typical employer's plan for employees spend 40 years here at this desk, and I guarantee that you'll become moderately comfortable with a nice 401K balance that you can start withdrawing from by the time you're age 65 at which time you'll start paying taxes on it too. So really, that's it. That's their plan for you. Yes, that's their plan for you. Though, as you know, I do not forecast mortgage rates. No one, not one analyst or rating agency, expects mortgage rates to fall substantially any time soon as we look at the real estate landscape, in fact, among 21 different major research groups, which include PNC Bank, Redfin, Moody's, wells, Fargo, the NAR totality, if you average what their forecasts are, one year from now, mortgage rates are expected to be at the same level that they are today, which is about 6.2% if you want to add more assets, prices are probably only going to be higher one year from now. The Fed is involved in QE like behavior again, which resumed last month, that gives the effect of more money printing, and it provides an environment for a continued price run up across not just real estate, but nearly every asset class. Current CPI inflation is 2.7% and long term inflation expectations are elevated. The Fed is cutting rates. The current Fed funds rate is about 3.6% and the President wants the Fed funds rate cut to 1% central banks are stockpiling gold, and the US dollar just had its worst year since 2017 so a lot is lining up to keep supporting housing values. Now, when we zoom out, starting back in 2012 us home prices have now risen 14 years in a row, and the average annual gain since that time is about 6% which is sustainable and close to historic norms. Year after year. Some people keep waiting for the right moment, and meanwhile, the right moment just keeps passing them by. And look, now here's a really interesting way for you to look at things from a long time investor like me, I have bought a wide variety of investment real estate over the years. I bought single family homes to both live in and single family homes to rent out vacant land, agricultural parcels, small apartment buildings and larger apartment buildings on every single one at the time when I purchased it, it was the most that anyone had ever paid for that property in that property's history, and if there were bids and I ended up getting the property, then I was the highest bidder as well. So on. Effectively, every single property purchase of my life, I paid more than anyone ever. And if someone had no understanding of the real estate market. They might think that that sounded bad, like I executed with a poor strategy or a lack of experience or direction, but that's just usually how it works in real estate, with the incessant postulation of almost unceasing appreciation and inflation, and years later, when it was time for me to sell the property, what were those conditions like? What happened then? You guessed it, I sold it for the most that it had ever sold for. So for that next buyer, that was the most then that anyone had ever paid for the property in history, yet again, and if it was a bidding situation, chances are I sold it to the highest bidder. So therefore, that has nothing to do with luck, that has nothing to do with timing, that is simply being an active participant in the real estate market and enjoying the leverage and all the other benefits all the while. So history shows that trying to time things based on market conditions or what you think market conditions are going to be, that does not work. What does work is owning more assets sooner. Every property that you purchase, expect to pay more for it than anyone ever has in that property's history. And then every property that you sell down the road, expect that you're going to sell it for more than what anyone has ever sold it for. Historically, that is normal. Now if your net worth is below $1 million or even below $5 million you really can't play the game not to lose. That's what keeps people stuck. You've got to play to win. The world already has your money. If you want access to it, you have simply got to go out. Out and get it. You play offense now, and you can play defense later, when your financial position is where you want it really and here's a huge insight, more money is lost trying to avoid a downturn than is lost actually being in the market when one finally happens, like I've discussed lately, real estate price downturns are uncommon. Sitting out and waiting is a wealth killer, because even if a downturn does happen, well, if you're already invested, you are positioned for the upturn. You're going to get the full measure of the upturn. That's where the real gains are, and this is where real estate is different. Leverage just keeps working for you. In the background, your 401, k does not do that. There's no leverage beyond maybe a two to one employer match, and then you get taxed when you finally touch the money. Some people like to gamble a little play a prediction market like poly market. Have something in Bitcoin, maybe even have exposure to a risky altcoin. I guess the NFL playoffs start this coming weekend. Some people want to bet on that and have their fun. Maybe even be invested in a high flying tech stock, or even the sp500. These vehicles rarely build wealth when you're actually young enough to enjoy it, because you're probably unleveraged there, you're exposed. You've only got your dollars working for you, not others, and you sure can do some of that day to day stuff. Go on polymarket and bet on when man will first land on Mars or something. Have your fun while the real wealth is built by the quiet, slow moving leverage of your larger real estate portfolio. In the background. Real estate, you can put 20 to 25% down on a 200k income property and control the whole thing. That's what investors are doing with our GRE marketplace properties right now, often in a low cost market like, say, Kansas City or Memphis, say that, for example, you're looking to add four doors this year, four rental units. Now that might take the form of one duplex and two new build Florida single family rentals. Now, with about 250k you can control $1 million of property adding assets this year. And here at GRE our nationwide provider network connects you with the real deals, and our providers often tell us about them before the public knows, for example, the properties where the builder still in this environment buys your rate down to perhaps four and a half percent. That is still happening. And why do the properties that our GRE investment coaches connect you with seem like such good deals at times? Well, there's a few reasons for that. Investor advantage markets just intrinsically have low prices. There's no agent that you have to compensate. It's a direct model that keeps the price down. These providers provide homes in bulk that helps keep the price down. And since we're dealing with investment properties, income producing properties, there are not any of these owner occupied emotions, so you don't get unreasonable sellers that hold out for a high price because there's some sentimental attachment there, or something like that.    Keith Weinhold  28:38   Let me give you three examples of real properties that our GRE investment coaching helps connect you with right now, and this is the place to be entry level homes, because entry level homes are few long term you are going to own a scarce asset that everybody wants. The first one is a brand new build single family rental in Cullman, Alabama. That's right between Birmingham and Huntsville, booming Huntsville. Now this property is currently vacant. However, it's in an A class neighborhood, so good appreciation potential, but less cash flow on this one, the rent is $2,100 the purchase price is 317k Yes, just 317k for this five bed, three bath, 2500 square foot rental, single family home. That's new build. One advantage Alabama has, and why we often have available Alabama properties is that really low property tax in that state you're going to benefit from a low fixed expense ratio over the long term. Alabama, property taxes are well under 1% per year as a percentage of the property value. In fact, at less than 410 Tax of 1% Alabama has the lowest property taxes in the entire continental United States. Only Hawaii has a lower one, where you're going to find a national average of 1% or a little more than 1% the second property is also brand new construction. It is a duplex in Goddard, Kansas, which is outside Wichita, each side of the duplex has three beds, two baths and 1300 68 square feet combined. Rents both sides are $3,500 and the purchase price is 447k and it is leased. Both sides are rented out. You can contact our free investment coaching and scoop up this or one like it today, and I'm looking at pictures of this really good looking new build duplex in the Wichita area. Looks like a two car garage on both sides, really attractive. And again, on these new builds, oftentimes the homebuilder is still buying down your mortgage rate for you, often under 5% the last one I'll mention, and I'm just giving you three samples to help give you an idea here. And if you're listening to this in a few years, you'll probably wish you could purchase these at prices this low. This last one is not new builds. Unfortunately, I can't quickly find the year of construction, but it looks older. It is a Kansas City single family rental, fully renovated. The cash flow numbers are super attractive. $2,100 rent on a purchase price of just $227,500 and free property management for two years is offered here on this renovated Kansas single family rental. Our investment coaching can answer questions about it for you. When something's renovated, you definitely want to see what the scope of work is. And there are also larger properties available. If you're looking to trade up some of your properties with accumulated equity into something else, we can help build an entire portfolio for you, or you might currently be only invested in one market, where we can help you determine what second market might make sense for you based on your time horizon and your own goals. Hey, maybe you've got a private plane in a decade kind of goal, or maybe we'll help you find out that adding more property does not make sense for you at this time in your situation, even though the opportunities are pretty good right now, because compared to two years ago, the inventory to select from is wider today, And the mortgage rates are lower now too GRE investment coaches are your free trusted advisors. It's like having a silent partner on your deal, someone who gives you insight but doesn't take any equity. There's no compensation for you to provide at all. It's about your portfolio, your goals and your direction. And our coaches also help you with services related to managing your real estate assets long term, like your tax and CPA questions, legal questions, though, that's pretty limited, because we're not attorneys here. For example, what happens if you have an appraisal surprise and the appraisal comes in lower than the amount that you've contracted to buy a property for, we help you with something like that, any inventory issues or inspection issues and property management guidance that you might need. In fact, if you've engaged with our free investment coaching in the past, even a few years ago, and we helped you find a property and say, now you have some sort of property management issue. Let us know. Keep in touch with your GRE investment coach. You tell someone like Naresh here, and he will step in. And when you set up a time to chat, which you can do at greinvestmentcoach.com There's really nothing special that you need to do to prepare if you can bring a 20% down payment. Now the ball is already rolling, and in today's environment with closing costs, that's usually about a 50k minimum. It helps if you're pre approved for a mortgage loan with Ridge lending group, or whomever your lender of choice is. What's interesting is that these deals are good. These are real estate pays five ways, properties that our coaches help connect you with. So sometimes we are buying these properties ourselves here at GRE. We have in the past, but there is no way we can buy them all, not even close. That means that an opportunity remains for you. Yes, we are real estate investors ourselves here at GRE, right now, there are better properties available than ones that we've bought ourselves recently, and there is more overall selection too. You can easily see the coach's calendar, select a time and then have a phone call or a zoom chat, whatever you like. If. From there. Our coaches usually give you their phone number, so then later, you can even text them. Our coach, Naresh, he responded to someone on Thanksgiving. That's the level of dedication here. So here's the next step. Book a time at GREinvestmentcoach.com you can do that now. That's where the calendar lives. There's no back and forth. Just pick a time right there that works. It's Free. Select a 30 minute time slot, and lately they've been available seven days a week. And you're going to walk away with clarity on your goals, your timeline and what's realistic for you, if you're tired of watching from the sidelines, tired of trying not to lose, tired of waiting for perfect conditions, and conditions are never perfect, well, this is your moment to play to win. It's pretty easy to remember to connect with a GRE investment coach. Visit greinvestmentcoach.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  36:10   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:38   The preceding program was brought to you by your home for wealth building, get richeducation.com  

My friend, Ed, thought he had the perfect hiding place, and he told me about it. Now, Ed's not really his name, but it is a true story. The incident happened this way. Some years ago when he was a teenager, and he came from a nice Christian family - nice Christian boy, except for some of his reading material. Now, it was before Internet days but there was a magazine called Playboy. He had a habit of going out and buying Playboy and some other magazines like it, and he hid them in an old, unused icebox where no one ever went. And he was sure no one knew the place. Well, when he went to get his dirty magazines one day, they were gone. But that's only part of it. In their place there was a Bible. He knew his dad had to leave it there. There was never any yelling, his dad never talked to him about it, but he bought no more magazines because of that little switch his dad had made. I'm Ron Hutchcraft and I want to have A Word With You today about "The Royal Switch." Our word for today from the Word of God comes from 2 Corinthians 10, and I'm going to begin reading at verse 3. "For though we live in the world, we do not wage war as the world does. The weapons we fight with are not the weapons of the world. On the contrary, they have divine power to demolish strongholds. We demolish arguments and every pretension that sets itself up against the knowledge of God, and we take captive every thought to make it obedient to Christ." Now, this talks about weapons that will tear down strongholds. And as you study this passage, it becomes obvious that spiritual strongholds are sinful ways of thinking that, well, maybe they've been part of our personality for a long time. Maybe they're wrong ways of thinking about the opposite sex, about depressing feelings in your life, or about a relationship with someone who's hurt you, maybe it's lust, or depression, or bitterness, or self-pity. But it's got a strong hold on us. And then it goes on to say, "We can take captive every one of those wrong thoughts to the obedience of Christ." Now, until you can master the source of sin, which is your wrong thoughts, that sin will master you. How do you do that? Well, Ephesians 6:17 talks about the spiritual weapon that will work. It says, "Take the sword of the Spirit, which is the Word of God." learn a lesson from a friend's wise father. Where there had been dirt in the form of those magazines, he put God's Word. He didn't just remove the dirty; he replaced it with a Bible. Now, if you want to beat sin...if you want to beat those wrong thoughts, then you've got to have two strategies working for you. First, take out the garbage - the garbage thoughts - and don't collect any more. That means turning your eyes away from the magazine rack. It means flipping the channel when something comes on that has no business going into your mental computer. It means not ever clicking again to go to those places on the Internet. It may mean, as it did for some of my friends, of putting a picture of Jesus on their computer, or another man who said, "I can't even afford to have a computer at home. I've got to beat the monster inside." It may mean avoiding negative conversations that fuel the dark side of you; canceling a subscription to a magazine, or a streaming service, or monitoring the music you listen to - whatever it takes to be free of the bondage. Secondly, you have to put the Bible where the dirt has been. You take a Bible bath daily. You dwell on what you read. You write it down in a journal so you remember it. You use it that day so it becomes part of your personality. There's no substitute for memorizing the Word of God. D. L. Moody said it so well, "Think sin - think scripture." I like what someone wrote in my Bible one time, "Either sin will keep you from this book, or this book will keep you from sin." Now you have a weapon that can tear down a stronghold of sin and tame the most sinful of thoughts. "Thy Word have I hid in my heart that I might not sin against Thee." Put God's Word in the same hiding place where you've been hiding that sinful stuff. That is the royal switch.

Red Mist Radio with DJ Haze and Moody on Sub FM 4th January 2026 - https://www.sub.fm

Bull steepening on the Treasury curve, falling energy prices especially gasoline, the final look at the US economy in 2025 shows it losing momentum again as the new year begins. In fact, even mainstream Economists, the most optimistic bunch you'll find, they're growing concerned again, with Moody's chief economist saying, quote, “nothing else can go wrong” because in his words, we're already on the edge of recession. Eurodollar University's Money & Macro Analysis---------------------------------------------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider---------------------------------------------------------------------------------------------------------------------S&P Global US Manu PMIhttps://www.pmi.spglobal.com/Public/Home/PressRelease/7ca2ebfa9cce4c768e0cf449ba966293https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Welcome back to Fantasy Focus Football presented by Wingstop! Today, Daniel Dopp, Field Yates, Mike Clay, and Stephania Bell will crown the best of the best from the 2025 fantasy football season. We look back at this season's biggest fantasy breakthroughs and flops, as well as the most impactful waiver wire adds of the year. We'll also look at the best rookies, greatest comeback players, and the MVP from this fantasy season. Thank you for watching Fantasy Focus throughout the season and be sure to tune in next season! 00:00 Welcome to Fantasy Focus 08:06 Rookie of the Year 16:11 Breakout Player of the Year 24:42 Wheel of Punishment 27:47 Fantasy Flop of the Year 37:17 Moody's Fan of the Year 42:54 Comeback Player of the Year 50:00 Board Bets50:59 Waiver Wire Wonder 55:26 Raheim Sanders Monopoly Fund 57:45 Most Valuable Player 1:04:00 Thanks for Watching! Learn more about your ad choices. Visit podcastchoices.com/adchoices

The team reunites in 2026 and reflects on the economy's performance in 2025 and looks ahead to the New Year. Mark reviews the forecast accuracy for the past year and is surprised by the results. Mark and Cris quibble over how to characterize the economy in 2025, and the team shares its predictions for 2026, along with the probabilities of the base cases, upside, and downside forecasts.  Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn  Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Everyday Ultra Podcast, I sit down with one of the best examples of what it truly means to be an Everyday Ultra athlete — Evan Moody .Evan is a full-time professional, husband, father, and ultrarunner who has quietly built an incredible resume over the past few years — including finishing Grindstone 100 as his first 100 miler, racing Black Canyon 100K and Istria 110K, and most recently running a 21:30 100-mile PR at Javelina through near-perfect execution.But this conversation isn't just about results.We dig deep into:How Evan went from “someone who runs” to fully owning the identity of being an athleteWhy trusting the process is one of the hardest — and most important — skills in ultrarunningWhat it actually takes to execute a great 100-mile race (nutrition, pacing, aid station discipline, mindset)How friendly rivalry can become powerful motivationWhy accountability matters more than motivationLessons learned from injury, patience, and long-term consistencyHow to plan a meaningful race calendar instead of throwing darts at UltraSignupEvan's next big challenge: a Catskills 35-Peak FKT attempt and Cocodona 250This episode is a masterclass in execution, patience, and long-term development — and a reminder that you don't have to blow up your life to chase big ultrarunning goals.If you've ever struggled with doubt mid-training block, questioned your fitness, or wondered whether trusting the process is actually worth it — this episode is for you.SHOW LINKS:Register for our race, The Desert Peak Ultra 100K + 50K at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠desertpeakultra.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Want to work with me to crush your next ultramarathon in our group coaching program? Sign up for our group coaching program here:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://www.theeverydayultra.com/group-coaching⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Want to be coached by me and my team to crush your next ultramarathon in our 1:1 coaching program?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Book a free call here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with one of our coaches to see if we are a good fit!Follow Joe on IG:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/joecorcione/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Everyday Ultra YouTube Channel:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://www.youtube.com/channel/UCUelKGeptWZivD6yRIDiupg⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go to RocketMoney.com/GORUN to give it a try today.Try HYPERLYTE Liquid Performance running nutrition and get 15% off your order when you use code EVERYDAYULTRA at www.hyperlyteliquidperformance.comTry CurraNZ to boost recovery and performance and get 15% off your first order with code EVERYDAYULTRAPOD at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.curranzusa.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get your FREE TrainingPeaks account to track, plan, and analyze your training easier at trainingpeaks.com/everydayultraTry PlayOn Pain Relief Spray at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠playonrelief.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Try Bear Butt Wipes and get 10% off your order with code EVERYDAYULTRA at bearbuttwipes.comTry Janji apparel and get 10% off your order with code EVERYDAYULTRA at Janji.com

Your sunscreen might be doing more harm than good… and most women have no idea.If you care about aging well, hormone health, or protecting your family, this episode is a must-listen.Today, we're exposing the truth about sun care, self-care, and the toxic ingredients hiding in plain sight. In this powerful conversation, Rebecca Whitman sits down with Arielle Moody, founder of Mama Sol, to uncover what every woman needs to know about protecting her skin without compromising her health. We talk about the biggest myths around sunscreen, why “SPF” doesn't always mean “safe,” and how to turn sun protection into a luxurious self-love ritual instead of a daily chore. Arielle also shares the surprising and soulful origin story behind Mama Sol—including how a psychic reading sparked the idea and why intuition plays a central role in how she builds her business. This episode blends science, spirituality, and self-care in a way that will leave you informed, empowered, and inspired. ✨ In this episode, you'll learn:  •   The 5 things you didn't know about protecting yourself from the sun  •   The difference between chemical vs. mineral sunscreen (and why it matters)  •   Harmful ingredients to avoid—especially if you're pregnant or nursing  •   Why many mainstream sunscreens are banned in other countries  •   How to turn sunscreen into a luxury self-care ritual  •   How trusting intuition can lead to aligned, purpose-driven success If you're a woman who wants to age beautifully, protect your energy, and make empowered choices for your body and your family—this episode is for you. 

Gregg Quiggle, author of BREAD AND BIBLES, talks with Wayne Shepherd about 19th century evangelist D.L. Moody and his focus on not only evangelism but social action as well.  (click for more...)  Website:  www.moodypublishers.com/bread-and-biblesDr. Greg Quiggle joins First Person to discuss his book Bread and Bibles, which reframes the legacy of D. L. Moody as a figure who integrated evangelism with extensive social action. Drawing from letters, biographies, and contemporary records, Quiggle explains that Moody not only preached the gospel but also addressed poverty through job placement, education, aid to the poor, Civil War relief work, and ministries for children, orphans, and the urban disadvantaged. While acknowledging Moody's moral failures—particularly his compromises on racial segregation and silence on lynching—Quiggle presents a balanced portrait of a deeply influential yet imperfect Christian leader whose life challenges today's polarized debates by demonstrating that faith-driven evangelism and social responsibility need not be opposed but can, and should, work together.                                            NEXT WEEK:  Phil ReaserSend your support for FIRST PERSON to the Far East Broadcasting Company:FEBC National Processing Center Far East Broadcasting CompanyP.O. Box 6020 Albert Lea, MN 56007Please mention FIRST PERSON when you give. Thank you!

"The Moodys" is a holiday-themed sitcom that premiered on Fox in 2019. It was adapted from the Australian series "A Moody Christmas". The show centers on the wildly dysfunctional Moody family as they gather for Christmas. The series leans hard into awkward silences & brutal honesty. The show is full of the kind of family arguments that feel a little too real. Critics appreciated The Moody's dry tone and Leary's perfectly calibrated cynicism. The Moodys lasted two seasons before Fox pulled the plug, leaving it as one of those modern network comedies that quietly came and went, but feels tailor-made for modern binge-watching during a stressful family visit. Now the boys sit down with the pilot to see if this holiday meltdown comedy delivers genuine laughs or just hits a little too close to home. Starring: Denis Leary, Elizabeth Perkins, Francois Arnaud, Chelsea Frei, Jay Baruchel, Josh Segarra, María Gabriela de Faría, & Gerry Dee www.S1E1POD.com Instagram & X (Twitter): @S1E1POD

Is the veil between life and the afterlife finally breaking down? What could that mean for the way we live our lives? In this jaw-dropping episode of Mayim Bialik's Breakdown, Dr. Raymond A. Moody Jr., MD, PhD—the world's leading authority on Near Death Experiences and author of the groundbreaking bestseller Life After Life—reveals the most mind-blowing NDE he has ever encountered in his 50 years of pioneering research. For decades, Dr. Moody watched NDEs go from “fringe pseudoscience” to a serious, respected field of study. In this episode, he explains exactly what changed, why he believes NDEs represent the crumbling veil between our current reality and the afterlife, and why believing these accounts has nothing to do with religion, and everything to do with evidence. Dr. Moody also breaks down: - His astonishing Psychomanteum Research, reviving the ancient ritual of mirror gazing to communicate with deceased loved ones - Why he feels “forced” to believe in an afterlife - His powerful message to hardcore skeptics - Why NDEs may be humanity's first measurable bridge to another dimension - The stunning phenomenon of Shared Death Experiences (including his own personal encounter!) - Why SDEs may offer irrefutable proof of the validity of NDEs - The spiritual exercise he uses to help skeptics open to afterlife evidence - Why we're on the verge of a breakthrough in the rational investigation of life after death - How skeptics & parapsychologists may actually be more aligned than they think Mayim and Jonathan also unpack the different categories of NDEs, why proving the science of the afterlife is so difficult, the eerie phenomenon of multiple people having parallel dreams at the same time, the impact of family constellation work on healing and ancestral patterns, and the profound power of unconscious belief and how it shapes our reality. If you've ever wondered whether consciousness survives death…this episode of MBB will challenge everything you think you know! Take your personal data back with Incogni! Use code MAYIM at the link below and get 60% off an annual plan: https://incogni.com/mayim Go to shopremi.com/BREAK and use code BREAK at checkout for 50% off. Learn more about Dr. Raymond Moody at https://www.lifeafterlife.com/ Subscribe on Substack for Ad-Free Episodes & Bonus Content: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bialikbreakdown.substack.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BialikBreakdown.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube.com/mayimbialik⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe world is moving away from wind and solar, coal demand is up, China was never going along with the green new scam. Trump is moving carefully through the [CB] minefield economy. Gold is on the move. Trump is moving the country out of the old system. The [DS] try to get Trump with the Epstein hoax, now that the information dropped the people can now see what the [DS] was planning. Ship building is coming back to the US. Trump signs the NDAA that has additional protections for the election. Every step of the way Trump is countering the [DS] cheating system. Economy https://twitter.com/KobeissiLetter/status/2003156645388406992?s=20   consumption, or 4.95 billion tonnes. By comparison, US coal demand stands at 410 million tonnes, just ~5% of the world's total. Meanwhile, the IEA projects a gradual decline in demand over the next 5 years, to ~8.60 billion tonnes by 2030. However, past forecasts of peak coal demand have repeatedly proven wrong, as consumption continues to rise. Coal remains in high demand 23 US States Are At High Risk Of (Or In) Recession Currently  In 2025, states responsible for about a third of U.S. GDP are in recession, or face high recession risk. Another third are expanding, including Florida and Utah, based on payrolls, employment, and other key economic data. This graphic, via Visual Capitalist’s Dorothy Neufeld, shows recession risk by state in 2025, based on analysis from Mark Zandi, chief economist at Moody's Analytics. In Recession/High Risk Treading Water Expanding State/District Business Cycle Status Share of U.S. GDP (%) Georgia In Recession/High Risk 3.03 Montana In Recession/High Risk 0.25 Wyoming In Recession/High Risk 0.18 Michigan In Recession/High Risk 2.44 Massachusetts In Recession/High Risk 2.73 Mississippi In Recession/High Risk 0.53 Minnesota In Recession/High Risk 1.70 Kansas In Recession/High Risk 0.80 Rhode Island In Recession/High Risk 0.28 Delaware In Recession/High Risk 0.34 Washington In Recession/High Risk 3.02 Illinois In Recession/High Risk 3.85 West Virginia In Recession/High Risk 0.36 New Hampshire In Recession/High Risk 0.42 Maryland In Recession/High Risk 1.86 Virginia In Recession/High Risk 2.66 South Dakota In Recession/High Risk 0.25 Connecticut In Recession/High Risk 1.27 Oregon In Recession/High Risk 1.14 Iowa In Recession/High Risk 0.86 New Jersey In Recession/High Risk 2.93 Maine In Recession/High Risk 0.33 District of Columbia In Recession/High Risk 0.64 Missouri Treading Water 1.54 Ohio Treading Water 3.14 Hawaii Treading Water 0.39 Arkansas Treading Water 0.65 New Mexico Treading Water 0.49 Tennessee Treading Water 1.87 New York Treading Water 7.92 Vermont Treading Water 0.16 Alaska Treading Water 0.24 Colorado Treading Water 1.92 California Treading Water 14.50 Nevada Treading Water 0.86 South Carolina Expanding 1.18 Texas Expanding 9.41 Oklahoma Expanding 0.92 Idaho Expanding 0.43 Kentucky Expanding 0.99 Alabama Expanding 1.10 Indiana Expanding 1.81 Nebraska Expanding 0.63 North Carolina Expanding 2.86 Louisiana Expanding 1.11 Florida Expanding 5.78 North Dakota Expanding 0.26 Pennsylvania Expanding 3.54 Arizona Expanding 1.88 Wisconsin Expanding 1.53 Utah Expanding 1.02 Currently, many coastal, Northeastern states are facing some of the worst economic conditions. In Maine, for instance, year-over-year GDP growth is just 0.8% as of Q2 2025, compared to the U.S. average of 2.1%. Meanwhile, Washington, D.C.'s unemployment rate was 6.4% in July, significantly higher than the 4.6% U.S. average given sweeping federal cuts. According to Zandi's analysis, New York and California are “Treading Water”, together responsible for driving over 22% of U.S. GDP. In comparison, Texas, which fuels 9.4% of U.S. economic growth is expanding. Unemployment rates of 4.0% in July remain below the U.S. average. Additionally, the Texas economy is growing faster than the nation, while income growth rose 6.3% annually as of Q2 2025, outpacing the national average.   Source: zerohedge.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/unseen1_unseen/status/2003254895143461092?s=20   caused by falling home prices while increasing the affordability of homes. Home builders aren’t going to build more homes if they are losing money. Trump can’t force them to build homes. This is where thinking outside the box comes in play and things like the 50 year mortgage, interest rate cuts, lower down-payments, salt taxes etc get proposed. With deportations and the decline of the boomer generation from old age, supply will be increasing. Prices will come down. The trick is not to allow them to go into a free fall and keep demand high enough to soak up a great deal of that supply. Trump’s proposed $2,000 tariff rebate checks depend on Congress   President Donald Trump needs Congress to take action to make good on a proposal to send some Americans $2,000 tariff rebate checks next year. Director of the National Economic Council Kevin Hassett said the U.S. House and Senate will need to take up the matter. “I would expect that in the new year, the president will bring forth a proposal to Congress to make that happen,” Hassett said on “Face the Nation” on Sunday. Details about Trump’s tariff rebate proposal remain sparse. Trump has said he wants to issue the rebate checks and use the rest of the tariff revenue to pay down the nation’s $38 trillion debt, even as the U.S. Supreme Court has not yet determined whether he has the authority to impose tariffs. Source: thecentersquare.com US Industrial Production Rises At Strongest Annual Rate Since Apr 2022 Following the much-stronger-than-expected GDP print, US Industrial Production also surprised to the upside, rising 0.2% MoM in November and pulling the YoY change up to 2.52% – the strongest annual growth since April 2022… Source: zerohedge.com Trump Boom: U.S. Economy Grows 4.3%, Fastest in Two Years, Smashing Expectations The U.S. economy grew this summer at the fastest pace in two years, far outpacing economists' forecasts. The Commerce Department said U.S. gross domestic product—the government's official economic scorecard—rose at a seasonally and inflation-adjusted 4.3 percent annual rate in the third quarter. The report on the July through September period was delayed due to the shutdown. Consumer spending grew much faster than expected, expanding at a seasonally and inflation-adjusted annual rate of 3.5 percent. That's up from 2.5 percent in the second quarter and above the 2.7 percent expected. Source: breitbart.com    FULL steam ahead — “You haven't seen anything yet!” Thank you for your attention to this matter. MAKE AMERICA GREAT AGAIN! DONALD J. TRUMP PRESIDENT OF THE UNITED STATES OF AMERICA https://twitter.com/EricLDaugh/status/2003149733158588868?s=20 This list is just the table setting for the coming booming economy. Wait till Trump transforms the entire fiat world debt system. A Golden Age for the world approaches. https://twitter.com/KobeissiLetter/status/2003285919668011147?s=20    good news, the Market went up. Nowadays, when there is good news, the Market goes down, because everybody thinks that Interest Rates will be immediately lifted to take care of “potential” Inflation. That means that, essentially, we can never have a Great Market again, those Markets from the time when our Nation was building up, and becoming great. Strong Markets, even phenomenal Markets, don't cause Inflation, stupidity does! I want my new Fed Chairman to lower Interest Rates if the Market is doing well, not destroy the Market for no reason whatsoever. I want to have a Market the likes of which we haven't had in many decades, a Market that goes up on good news, and down on bad news, the way it should be, and the way it was. Inflation will take care of itself and, if it doesn't, we can always raise Rates at the appropriate time — But the appropriate time is not to kill Rallies, which could lift our Nation by 10, 15, and even 20 GDP points in a year — and maybe even more than that! A Nation can never be Economically GREAT if “eggheads” are allowed to do everything within their power to destroy the upward slope. We are going to be encouraging the Good Market to get better, rather than make it impossible for it to do so. We are going to see numbers that are far more natural, and far better, than they have ever been before. We are going to, MAKE AMERICA GREAT AGAIN! The United States should be rewarded for SUCCESS, not brought down by it. Anybody that disagrees with me will never be the Fed Chairman! Political/Rights https://twitter.com/libsoftiktok/status/2003309528805470611?s=20 https://twitter.com/MrAndyNgo/status/2003266300832038926?s=20 https://twitter.com/libsoftiktok/status/2003271819705389139?s=20   interfere with immigration operations. https://twitter.com/libsoftiktok/status/2003378383862817224?s=20 https://twitter.com/BillMelugin_/status/2002573015142576350?s=20 https://twitter.com/TriciaOhio/status/2002801058897142114?s=20   This was a targeted operation to arrest Fernandez Flores, a criminal illegal alien from Honduras with a criminal conviction for making a false police report. Flores entered the United States illegally at unknown date and location without inspection by an immigration officer. He will remain in ICE custody pending further immigration proceedings. If you come to our country illegally and break our laws, we will find you, we will arrest you, and you will not return. https://twitter.com/DHSgov/status/2003130997198713329?s=20https://twitter.com/MJTruthUltra/status/2003214521419333695?s=20 https://twitter.com/MJTruthUltra/status/2003214521419333695?s=20 WATCH: Justice Department Releases Shocking Recreation Video of Jeffrey Epstein Trying to Kill Himself The Justice Department on Monday released recreation video of Jeffrey Epstein inside of his jail cell trying to kill himself. The video – which was revealed to be computer-generated – is timestamped August 10, 2019 at 4:29 am ET – Epstein was found dead at 6:30 am ET on August 10, 2019. Prosecutors previously said that the two CCTV cameras positioned outside of Epstein's cell had malfunctioned. The 10-second recreation video shows Epstein sitting on the floor of his cell attempting to kill himself. WATCH:  Source: thegatwaypundit.com  https://twitter.com/MarioNawfal/status/2003476301970133417?s=20  “a circular line of erythema at the base of the neck” along with other marks of friction and bruising on his knee. Epstein told prison staff he didn't remember what happened but was afraid to return to the Special Housing Unit, saying it was “where he had gotten marks on his neck and he does not know why it happened.” He said he had only slept 30 minutes a night for five days due to noise and stress. His cellmate, ex-cop Nicholas Tartaglione, had reportedly been harassing him, and Epstein claimed “he tried to kill me.” Staff noted Tartaglione had been aggressive and was seen mocking Epstein with a string around his neck. Despite these signs, the incident was labeled a “possible suicide attempt.” https://twitter.com/MarioNawfal/status/2003292687835787393?s=20  were actively tracking and attempting to contact 10 individuals connected to Epstein’s crimes. The email references attempts to contact Brunel (modeling agent Jean-Luc Brunel, who later died in prison), Maxwell (Ghislaine, now serving 20 years), and mentions “Ohio contacting Wexner.” Les Wexner is the billionaire L Brands founder who gave Epstein his $77 million NYC mansion and served as his primary financial benefactor for years. A separate confidential document from law firm Debevoise & Plimpton lists SDNY matters they appeared in, including one entry: “Wexner: Epstein investigation.” 10 co-conspirators. Only Maxwell was ever charged. The names behind those black boxes are the real story here. https://twitter.com/MikeBenzCyber/status/2003358231780032675?s=20 https://twitter.com/MarioNawfal/status/2003480729624412240?s=20  and his residence as Dammam, Saudi Arabia. Profession listed: “Manager.” It's part of a trove of thousands of Epstein-related files released overnight. https://twitter.com/MarioNawfal/status/2003436034709995730?s=20   from Epstein's properties – computers, hard drives, disks, the digital nervous system of the operation. And they can't get it. At one point, frustration boils over into honesty: “The FBI is completely fucking us on this.” That's not a tweet. That's an internal DOJ message. Translation: the prosecutors responsible for bringing cases did not have a clear, reliable accounting of the evidence in the FBI's possession. Not what was seized. Not what was imaged. Not what was searchable. Not what was missing. This isn't incompetence in a vacuum. It's structural. Evidence control is power. Whoever controls the data controls the pace, the scope, and the fallout. And remember: Epstein died before trial. Maxwell was prosecuted narrowly. No broader conspiracy case ever materialized. Prediction: this is why. Not because the evidence didn't exist- but because it never cohered into something prosecutors could safely touch without detonating their own case. The scandal isn't just who was on the tapes. It's that even the feds couldn't tell you where the tapes went. That's not a cover-up movie plot. That's a system quietly eating itself. https://twitter.com/sentdefender/status/2003457025695719784?s=20  and sensationalist claims made against President Trump that were submitted to the FBI right before the 2020 Election. To be clear: the claims are unfounded and false, and if they had a shred of credibility, they certainly would have been weaponized against President Trump already.” New: More Epstein Files Drop, and Donald Trump Appears to Be the Star This Time Around So, what incriminating evidence against President Trump is to be found in this latest drop? Apparently, an email from January 2020 in which a federal prosecutor from New York – of course – to an “undisclosed person” claiming Trump had flown on Jeffrey Epstein’s private plan at least eight times during the 1990s, and one time there was a 20-year-old woman on the flight.  Here’s more: The email, which was sent in January 2020 from a federal prosecutor in New York to an undisclosed person, says, “For your situational awareness, wanted to let you know that the flight records we received yesterday reflect that Donald Trump traveled on Epstein's private jet many more times than previously has been reported (or that we were aware), including during the period we would expect to charge in a [Ghislaine] Maxwell case.”  This big revelation is that Trump traveled a few more times than we previously knew, although this was during a time period that the president has already acknowledged having had an association with Epstein. Note the timing of the email – January 2020 is when the presidential election would be kicking into full swing. This anonymous federal prosecutor clearly thought they had a gotcha moment, but there’s a pesky little detail that puts things in perspective: “[Trump] is listed as having traveled with, among others and at various times, Marla Maples, his daughter Tiffany, and his son Eric.”  Source: redstate.com The specific document you’re referring to appears to be the complaint filed in the 2020 civil lawsuit Doe v. Indyke et al. (Case No. 1:20-cv-00484, S.D.N.Y.), which was part of the recently released Epstein files by the U.S. Department of Justice.  This lawsuit was brought by an anonymous plaintiff (“Jane Doe”) against the executors of Jeffrey Epstein’s estate (Darren Indyke and Richard Kahn) and Ghislaine Maxwell, seeking compensation for alleged sexual abuse and trafficking by Epstein.How Trump’s Name Appears in the DocumentOn page 4 of the complaint, the plaintiff alleges that during one of her encounters with Epstein (around the 1990s), he took her to Trump’s Mar-a-Lago resort in Florida when she was 14 years old. Epstein reportedly introduced her to Donald Trump (then the owner of Mar-a-Lago), elbowed him playfully, and asked, referring to the girl, “This is a good one, right?” Trump is described as smiling and nodding in agreement, after which they both chuckled. The plaintiff states she felt uncomfortable but was too young to understand why at the time. The document does not accuse Trump of any criminal wrongdoing or involvement in Epstein’s abuse; it frames this as part of the broader context of her grooming and exploitation by Epstein.How the Name Got Into the DocumentTrump’s name was included as part of the plaintiff’s personal allegations detailing her experiences with Epstein. The complaint is a legal filing where the victim recounts specific incidents to support her claims against Epstein’s estate and associates. It reflects her firsthand account, not a court-verified fact or evidence from other sources.  There is no mention of independent corroboration (e.g., witnesses, photos, or records) in the filing itself, and it has not been adjudicated in court as true.Source of the AllegationThe source is the anonymous plaintiff (“Jane Doe”), who claims to be a victim of Epstein’s abuse starting from age 13 or 14.  She was reportedly recruited at a summer camp in Michigan and alleges ongoing grooming and assaults by Epstein over several years. This Doe is distinct from other known accusers like Virginia Giuffre, though a similar incident (Epstein introducing a 14-year-old to Trump at Mar-a-Lago without the “good one” comment) was testified to by another accuser (“Jane”) during Ghislaine Maxwell’s 2021 criminal trial.  https://twitter.com/disclosetv/status/2003236602374713557?s=20 DOGE Geopolitical https://twitter.com/BreannaMorello/status/2003196698974191914?s=20   that are protected under the Constitution. Under D.C. law, anyone wishing to own a firearm must register it with the MPD. However, the D.C. Code imposes a sweeping ban on the registration—and thus the legal possession—of a wide range of firearms. This broad prohibition, the Justice Department argues, infringes on the Second Amendment rights of law-abiding citizens who seek to keep and bear commonly owned firearms for lawful purposes. Trump's DOJ Sues Washington, D.C. Police Department Over Unconstitutional Ban on Semi-Automatic Firearms The Department of Justice has filed a lawsuit against the District of Columbia's Metropolitan Police Department for enforcing a ban on semi-automatic firearms in violation of the Second Amendment. The lawsuit alleges that D.C.'s gun laws require registration of all firearms with the MPD; however, the D.C. Code imposes a sweeping ban on numerous protected weapons, making it legally impossible for residents to own them for self-defense or other lawful purposes. The DOJ said in a press release announcing the lawsuit: “MPD's current pattern and practice of refusing to register protected firearms is forcing residents to sue to protect their rights and to risk facing wrongful arrest for lawfully possessing protected firearms.” “Today's action from the Department of Justice's new Second Amendment Section underscores our ironclad commitment to protecting the Second Amendment rights of law-abiding Americans,” said Attorney General Pamela Bondi. Bondi continued, “Washington, DC's ban on some of America's most popular firearms is an unconstitutional infringement on the Second Amendment — living in our nation's capital should not preclude law-abiding citizens from exercising their fundamental constitutional right to keep and bear arms.” Echoing this sentiment, Assistant Attorney General Harmeet K. Dhillon of the Civil Rights Division added, “This Civil Rights Division will defend American citizens from unconstitutional restrictions of commonly used firearms, in violation of their Second Amendment rights. The newly established Second Amendment Section filed this lawsuit to ensure that the very rights D.C. resident Mr. Heller secured 17 years ago are enforced today — and that all law-abiding citizens seeking to own protected firearms for lawful purposes may do so.” The case draws directly from the landmark 2008 Supreme Court decision in District of Columbia v. Heller, where the Court affirmed that the Second Amendment protects the right of law-abiding citizens to own semi-automatic weapons in their homes for self-defense. Source: thegatewaypundit.com https://twitter.com/CynicalPublius/status/2003192220753723840?s=20 https://twitter.com/disclosetv/status/2003238094057955337?s=20 War/Peace https://twitter.com/WarClandestine/status/2003334956479558072?s=20 there will be no escalation into broader conflict, and the decision has already been made. However, precision air strikes on cartel assets seems like a probable outcome. Trump is neutralizing Deep State assets around the globe, and South/Central American drug cartels are assets of the Deep State. They are transnational criminal organizations responsible for the drug, weapon, and human trafficking of the Western hemisphere, and their racket feeds the Deep State machine. My guess is, that cartel drug factories and assets are going to get smoked by the US MIL via precision air strikes, and the other powerful leaders of the world have already agreed to some sort of deal with Trump and no one will interfere. Just like Iran and Syria. I think most of the leaders/nations of the world agree with Trump that these transnational criminal organizations must be eradicated, and stability must be brought to the world. President Unveils ‘Trump Class’ Of Warships, Huntington Ingalls Shares Jump    build two new “Trump-class” battleships, to acquire 20-25 of these ships in the coming years.   In his address, the President noted these 30,000-40,000 ton ships will carry a large quantity of missiles, including hypersonic missiles, and will also be outfitted with electromagnetic rail guns and directed energy lasers. Trump-class battleships will also carry nuclear-armed sea launched cruise missiles (currently under development) adding an additional element of nuclear deterrence to the Navy. Trump-class destroyers appear to be designed as the center of enhanced command and control networks at sea, as the Navy looks to field more autonomous assets and traditional vessels in the coming years.   The first “Trump-class” battleship will be named USS Defiant, and it will be even longer than the Iowa-class battleships of the World War II era. However, at 35,000 tons, it will only weigh about half as much, and have a smaller crew of between 650 and 850 sailors; the Iowa had some 2,700 sailors. The new ships — which are being called “guided missile battleships” —  are part of larger vision for a “Golden Fleet.” The Navy has rolled out a website to promote that concept. Sources tell AP that construction of the Defiant is expected to start in the early 2030’s, with another 19 to 24 Trump-class ships to follow.   Source: zerohedge.com https://twitter.com/EricLDaugh/status/2003231263520379120?s=20   that kind of money, they HAVE to build quickly!”   “We want the dividends to go into the creation of production facilities. We’ll be talking about CapEx, dividends and the pay.” “Also, buybacks…they want to buy back their stock. I want them to put their money in plants and equipment! So they can build these planes FAST, like, IMMEDIATELY!” Medical/False Flags https://twitter.com/FBIDirectorKash/status/2003224842078675311?s=20  of American institutions or threats to our food supply, economy, or public safety. Protecting the homeland means vigilance: every time, no exceptions. https://twitter.com/ThomasMoreSoc/status/2003262595566850541?s=20  precedent-setting victory, a federal court has permanently blocked California AG Rob Bonta and the CA Dept. of Education from forcing teachers to lie to parents about their own children’s secret gender transitions—declaring parents have a constitutional right to know and teachers have a constitutional right to share the truth. [DS] Agenda https://twitter.com/CynicalPublius/status/2003205278796501397?s=20  larger scale. Don't forget that the Malthusians are antihuman and that they believe that 7 out of every 8 human lives on the planet must be terminated in order to save the world. Nearly 100 Minnesota Mayors Send Panicked Letter to Lawmakers Complaining About Fraud Scandal and the Leadership of Tim Walz Almost 100 mayors in the state of Minnesota have sent a letter to state lawmakers complaining about the fraud scandal and how it is going to impact the communities they serve. They are clearly not happy with the leadership of Governor Tim Walz and his connections to the fraud scandal that has rocked the state in recent weeks. The scandal is still unfolding and it's unclear what the final tally will be, but it's looking like something in the tens of billions. FOX News reports:  You can see the full letter here. These mayors should have demanded that Tim Walz resign. Source: thegatewaypundit.com https://twitter.com/elonmusk/status/2002771316345327905?s=20 Our crooked politicians have set up the biggest money laundering operation in the world and that 38 trillion in debt is almost all tied to fraud. this is the tip of the iceberg. Buckle up, its all being exposed. Your harder earned money was used to support a criminal syndicate.  President Trump's Plan  https://twitter.com/DcLidstone/status/2003338615917806050?s=20 John Brennan Lawyers Confirm Their Client is a “Target” of a Grand Jury Investigation Lawfare lawyer Kenneth Wainstein representing former CIA Director John Brennan confirmed in a proactive litigation letter to Chief Judge Cecilia M. Altonaga of the Federal District Court for the Southern District of Florida, their client is a “target” of a grand jury investigation. The word “target” is important here, because the letter specifically outlines how Brennan has received subpoenas for documents and information surrounding his construct of the 2017 Intelligence Community Assessment. The letter notes that prosecutors from the Office of the United States Attorney for the Southern District of Florida, Jason Reding Quiñones, have advised Mr. Brennan that he is “a target” of a grand jury investigation.   [SOURCE] Pay attention to the footnotes being cited by Brennan's lawyers as they begin to pull in some of the commentary by voices who have publicly given opinion about the overall Trump targeting operation.  Mike Davis name appears frequently in this letter, as the Brennan defense team begins to frame the conspiratorial nature of some claims against their client. In essence, the Brennan legal team are attempting to refute the evidence by pointing to the blanket of some crazy commentary that covers it. This is exactly what I have been cautioning about {SEE HERE}. Source: theconservativetreehouse.com https://twitter.com/TheStormRedux/status/2003448097930662069?s=20  Cannon's courtroom. FANTASTIC. https://twitter.com/amuse/status/2003133420021424297?s=20   Thune objected the president would be able to adjourn Congress for ten days and get his full team on the field. https://twitter.com/DavidShafer/status/2002953961595449763?s=20 National Defense Authorization Act (NDAA) Contains Hidden Election Integrity Gem – Could Have Huge Implications for Voting Machines    With the National Defense Authorization Act signed by President Donald Trump on December 18th, 2025, a little-known section was snuck into the 3000+ page bill:  Section 6805. Requiring Penetration Testing As Part Of The Testing And Certification of Voting Systems. This section amends the Help America Vote Act of 2002 by adding a “Required Penetration Testing” section that “provides for the conduct of penetration testing as part of the testing, certification, decertification, and recertification of voting system hardware and software” by an accredited laboratory. The amendment now requires the penetration testing as a condition of certification from the U.S. Election Assistance Commission (EAC) and allows consultation with the National Institute of Standards and Technology or any other federal agency on “lab selection criteria” and “other aspects of the program.” While this is still short of a legitimate attempt at ensuring election integrity, it is an effort toward scrutinizing the voting systems by finally requiring cybersecurity experts to do what Clay Parikh was restricted from doing during his time as a VSTL contractor. Hand-marked paper ballots hand-counted at the precinct level, is being utilized in Dallas County, TX for the 2026 midterm primaries, and is still the ultimate goal of the election integrity community to ensure free and fair elections in the United States. Source: thegatewaypundit.com Penetration testing, often abbreviated as “pen testing,” is a cybersecurity practice where authorized experts simulate real-world cyberattacks on a computer system, network, or application to identify and exploit vulnerabilities before malicious actors can do so. The goal is to uncover weaknesses in security measures, such as software flaws, misconfigurations, or inadequate defenses, and provide recommendations for remediation. It typically involves several stages: Planning and reconnaissance: Gathering information about the target system. Scanning: Using tools to probe for potential entry points. Gaining access: Attempting to exploit vulnerabilities to breach the system. Maintaining access: Testing how long access can be sustained without detection. Analysis and reporting: Documenting findings, risks, and fixes. In the context of Section 6805 of the Fiscal Year 2026 National Defense Authorization Act (NDAA), which incorporates provisions from the SECURE IT Act (H.R. 6315), penetration testing is mandated as part of the testing, certification, decertification, and recertification process for voting system hardware and software. The Election Assistance Commission (EAC) must implement this requirement within 180 days of enactment, with accreditation of testing entities handled through recommendations from the National Institute of Standards and Technology (NIST). This ensures that voting systems used in federal elections undergo rigorous cybersecurity assessments to detect and mitigate vulnerabilities, enhancing election security Poll: Trump's Approval Rating Lands at 50 Percent, 9 Points Above Water President Donald Trump enjoys a 50 percent approval rating, with a net approval rating of plus 9 points, according to the latest polling from InsiderAdvantage.  Source: breitbart.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Mark and Cris are joined by Natalie Gochnour, associate dean in the David Eccles School of Business and director of the Kem C. Gardner Policy Institute at the University of Utah, and Moody's Analytics' head of regional economics Adam Kamins to learn some of the secrets behind one of the nation's most successful states.  From demographics to governance to the ski slopes, Natalie shares lessons learned from her decades working in and for Utah, including what to call residents of the Beehive State (hint: don't even think about adding a second “a.”).The gang also talks about newly-released third quarter GDP data and The Conference Board's most recent consumer confidence survey. Finally, Mark capitalizes on his knowledge of Cris's mannerisms to claim victory in the stats game.Guest: Natalie Gochnour, Associate Dean in the David Eccles School of Business and Director of the Kem C. Gardner Policy InstituteHosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. The series is a collection of our top episodes from this year. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday.In this episode replay, host Juan de Castro sits down with Carl Bach, CEO of Hartford Underwriting Agency, about how a 200-year-old insurer is modernising for the future. They discuss Hartford's brand refresh, maintaining its historic stag emblem while evolving its global identity. Carl outlines the company's strategic transformation since 2019, which is focused on streamlining operations and ramping up specialisation in marine, energy, and financial lines. The conversation also covers Hartford's international growth ambitions through Lloyd's syndicate 1221, its approach to serving diverse market segments, and its use of AI and intelligent document processing in underwriting. Carl shares insights on balancing tradition with innovation, underscoring Hartford's values, especially "own it with pace," as the company embraces change and seizes new opportunities in a fast-evolving industry.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

For a lot of Americans right now, the economy feels uncertain. There's a lot of noise and politics around what's happening, but what does the data actually show? In this episode, Moody's Analytics Chief Economist Mark Zandi breaks down where the U.S. economy really stands, from the job market and inflation to Federal Reserve decisions, trade policy, and the growing role of AI. He explains what matters most for everyday Americans and what he's watching closely as we head into 2026.   Learn more about our guest(s): https://www.theNewsWorthy.com/shownotes Join us again for our 10-minute daily news roundups every Mon-Fri!  Become an INSIDER and get ad-free episodes here: https://www.theNewsWorthy.com/insider Get The NewsWorthy MERCH here: https://www.theNewsWorthy.com/merch Sponsors: You can get an additional 15% off their 90-day subscription Starter Kit by going to fatty15.com/NEWSWORTHY and using code NEWSWORTHY at checkout. To advertise on our podcast, please email: ad-sales@libsyn.com      

With the lowest numbers he’s ever had, and hypocrisy galore, things just keep getting better for Steel Toe! Join Patrick and Moody as they discuss the hilarity of the week from Aaron Imholte and his Steel Toe Morning Show. The man who refuses to get a job never ceases to captivate while ratcheting up his lies and sperg-sessions for our amusement.

What if meeting physical needs and sharing the Gospel weren’t two separate missions? Today on BOLD STEPS, Mark Jobe welcomes author Gregg Quiggle for a special TV edition exploring D.L. Moody’s incredible ministry in Chicago. Discover how one man fed thousands while transforming lives through the power of bread and Bibles. This Christmas story will inspire you to serve on Bold Steps with Mark Jobe. Bold Step Gift: Bread and Bibles - Dr. Gregg QuiggleBecome a Bold Partner: https://www.moodyradio.org/donateto/boldstepsSee omnystudio.com/listener for privacy information.