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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kim McNair. Summary of the Kim McNair Interview with Rushion McDonald An entrepreneur, business strategist, author, and founder of the Women on the Move Summit. The discussion centers on entrepreneurship, overcoming adversity, women's leadership, personal branding, networking, resilience, and the principles behind her book Knowledge, Money, Power. Drawing from her journey from model to business owner, Dr. McNair shares how she built a successful business with just $500, overcame challenges related to colorism and self-confidence, and dedicated her career to helping women advance in business and leadership. Purpose of the Interview The interview was designed to: Highlight Dr. McNair's entrepreneurial journey. Discuss the importance of mentorship, leadership, and networking. Explore how women, particularly Black women, can navigate business challenges. Introduce the concepts from her book Knowledge, Money, Power. Inspire aspiring entrepreneurs to recognize the value of their skills and experiences. Encourage business professionals to turn knowledge into opportunity and financial success. Key Takeaways 1. Knowledge Is the Foundation of Success One of the central themes of the interview is that knowledge is an individual's most valuable asset. Dr. McNair argues that: Skills and experience are forms of currency. Many people underestimate the value of what they know. Expertise can be transformed into income, influence, and opportunity. She emphasizes that lasting success starts with learning and applying knowledge effectively. 2. Entrepreneurship Begins with Believing in Yourself Dr. McNair launched her business with only $500 and a vision. Her story demonstrates that: Significant capital is not always required to start. Confidence and determination are often more important than resources. Success comes from taking action despite uncertainty. 3. Mentorship Accelerates Growth Dr. McNair credits key mentors for helping her learn the business world. She notes that: Real-world experience often teaches more than formal education. Learning directly from successful people shortens the path to success. Entrepreneurs should actively seek guidance from people who have already achieved what they want. 4. Resilience Is Essential Throughout the conversation, both McDonald and McNair discuss facing rejection and criticism. Their message is clear: Expect obstacles. Ignore naysayers. Continue moving forward despite setbacks. Treat rejection as part of the process rather than the end of the journey. 5. Your Environment and Exposure Matter Dr. McNair intentionally created the Women on the Move Summit to put aspiring women leaders in direct contact with executives, entrepreneurs, and decision makers. Her philosophy is that: Success often comes through relationships. Access creates opportunity. People grow when they are exposed to those operating at a higher level. 6. Collaboration Beats Competition Rather than encouraging women to compete against one another, McNair promotes: Collaboration Connection Community building She believes meaningful relationships create opportunities that individuals cannot achieve alone. 7. Transform Adversity into Strength Dr. McNair openly discusses being teased as a child because of her dark skin complexion. Instead of allowing that experience to limit her: She developed confidence. She embraced her identity. She used adversity as motivation. She credits her grandmother's encouragement as a key factor in developing self-esteem. 8. Create Value and Opportunity Will Follow A recurring theme is the importance of becoming indispensable. Dr. McNair teaches that people should: Focus on solving problems. Develop expertise. Create value wherever they work. When people recognize your value, opportunities naturally follow. 9. Entrepreneurship Requires Continuous Growth The conversation highlights that success is rarely immediate. The Women on the Move Summit evolved over years through experimentation, learning, and refinement. Entrepreneurs must: Test ideas. Learn from mistakes. Improve continuously. Adapt when necessary. 10. You Are Never Starting Over One of the most empowering messages from the interview is that career changes, layoffs, or business pivots are not starting from zero. Instead: You begin with your accumulated skills. You carry experience forward. Your knowledge remains an asset. Dr. McNair encourages people to see themselves as progressing rather than restarting. Discussion of "Knowledge, Money, Power" The book's framework follows a simple progression: Knowledge The foundation. Education Experience Skills Expertise Relationships Knowledge creates value. Money The vehicle. Money fuels movement and opportunity. Financial resources allow expansion and growth. People must learn to monetize their expertise. Power The outcome. Confidence Influence Leadership Access Decision-making ability According to McNair, knowledge leads to money, and money creates the power to make a broader impact. Memorable Quotes On entrepreneurship "I took $500 and a dream." On helping other women "I want to make sure they don't have to go through the things I went through." On networking "Collaborate, connect, and create." On overcoming criticism "You have to be resilient and continue to move forward." On personal value "Your knowledge is your currency." On attracting opportunity "Your value, your intentionality, and your clarity will attract opportunity." On self-confidence "Stop shrinking in rooms. You were built to lead." On leadership and presence "I'm supposed to be here." On career transitions "You're never starting over. You're starting from experience." On perseverance "Keep making progress." Overall Message The interview delivers a powerful lesson about transforming personal knowledge into business success. Dr. Kim McNair argues that confidence, expertise, intentional networking, and resilience are the true drivers of entrepreneurship. By embracing one's value, seeking mentorship, building meaningful relationships, and refusing to be limited by adversity, individuals can create financial opportunity and ultimately achieve greater influence and impact. At its core, the conversation is about empowering people to recognize that they already possess valuable knowledge and can leverage it to build wealth, leadership, and lasting success. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Bobby Kelly has owned a gym for over 35 years, first in DC, then in Phoenix. He noticed our show that asks a question I've been answering with clients for decades: what lies beyond success once you're already standing on top of it? That's not a hypothetical for Bobby, it's the whole premise of my book, The Next Chapter Starts Now, which is for the high-functioning person who built a successful life and can't figure out why none of it feels like enough.Does your mission align with Bobby's? —moving ordinary lives to extraordinary through the wisdom of people who've actually lived it. Bobby shares the actual mechanics of execution once the next chapter shows up uninvited.Become a supporter of this podcast: https://www.spreaker.com/podcast/success-made-to-last-legends--4302039/support.

Edmonton Garden Suites Are One of Canada's Biggest Real Estate Opportunities Today's episode is all about one of Wayne's favourite real estate investment opportunities right now: Multi-unit garden suites in Edmonton. Wayne and Gabby break down why Edmonton's current zoning creates an unusual opportunity to keep an existing house at the front of a property while developing multiple additional rental units in the backyard. For the projects Wayne is currently working on, the attraction comes down to three major things: Cash flow. Forced equity. The potential to refinance and redeploy capital. And unlike traditional infill development, the strategy does not necessarily require tearing down a perfectly good house. Why Wayne Started Looking at the Backyard When Edmonton changed its zoning rules to encourage more housing density, much of the development community focused on tearing down existing houses and building more units on the front portion of the property. Wayne looked at it differently. Instead of asking: How much more can we build if we tear the house down? He asked: What if we keep the house and develop the unused land behind it? That led to the multi-unit garden suite strategy. On the right Edmonton lot, Wayne says investors can potentially keep the existing house and add as many as four additional rental units in the backyard. Why Edmonton? According to Wayne, Edmonton currently provides a unique combination of: Flexible development rules Affordable land and housing Strong rental demand High-paying employment A strong tenant profile Alberta's landlord and tenant operating environment That combination is what makes the opportunity especially interesting to him. Wayne says that if this same development opportunity existed in a market where he did not want to operate a rental business, he would be far less interested. The market still matters. The Housing Accelerator Fund Wayne explains that Edmonton's zoning changes followed broader efforts to increase housing supply and density. He discusses the federal Housing Accelerator Fund and Edmonton receiving significant funding in exchange for housing and zoning initiatives designed to allow more homes to be built. Those changes opened the door to development opportunities that previously did not exist. Why the Opportunity May Not Last Forever One of Wayne's biggest warnings: Do not assume today's zoning rules will exist forever. Rules change. Municipalities adjust development regulations. Neighbourhood opposition can increase. Height, setback and density rules can all be modified. Wayne points to Calgary as an example of a city where development rules have already started changing. His concern is that investors may discover the opportunity after the rules have already become more restrictive. The Lots Are Limited Too Zoning is not the only constraint. The property itself needs to work. Gabby explains that multi-unit garden suites require enough usable backyard space. Wayne calls it needing a: "Big booty." A large backyard. That means investors are competing for a limited number of properties with: Large enough lots The right configuration A usable existing house A purchase price that still makes the development profitable Today, Wayne says much of the competition for those properties is still homeowners. But if more investors and developers begin targeting the same lots, demand could increase. Wayne's First Fourplex Garden Suite Is Almost Finished Wayne and Gabby also give an update on their High Park multi-unit garden suite project. The four suites are essentially complete internally. Remaining work includes exterior items such as: Sidewalks Landscaping Fencing Wayne is preparing to begin marketing the four one-bedroom suites. This is one of five projects Wayne says they currently have underway. The Cash Flow This is where Wayne believes the strategy becomes especially compelling. On the type of fourplex garden suite projects he is developing, Wayne says there is potential for: $1,500+ per month in additional cash flow after financing and operating expenses. That is not gross rent. That is the projected remaining monthly cash flow from the additional units based on the project assumptions Wayne is discussing. How Does It Perform on the 5% Rule™? Wayne then applies his 5% Rule™ Cash Flow Test. His framework: 5–6% = minimum acceptable 7–9% = strong 10%+ = exceptional For the garden suite project discussed in today's episode, Wayne says the projected result is approximately: 13.8% or roughly: 14% on the Cash Flow Test. That is why Wayne considers these projects unusually attractive from a cash-flow perspective. Actual results will depend on construction cost, financing, rents, operating expenses, property price and the specific project. Cash Flow Is Only Part of the Opportunity Wayne says the bigger opportunity may be what happens to the value of the property after construction. Suppose the total amount invested into the property and development is one number. But the completed property appraises for significantly more. The difference becomes created equity. On some of Wayne's current projects, he says he expects to create: More than $250,000 in equity upon completion. That creates another potential strategy. The BRRRR Strategy — But With Development Traditional BRRRR: Buy Renovate Rent Refinance Repeat Wayne proposes changing the renovation step. Instead: Buy Build Rent Refinance Repeat Rather than renovating a kitchen or adding a basement suite, the investor develops multiple new rental units in the backyard. If the completed property appraises high enough, refinancing may allow the investor to recover a significant portion of the capital invested. In the right project, Wayne believes there may even be an opportunity to recover most or potentially all of the initial capital. That capital can then be redeployed into another property. Cash Flow + Equity + Refinance Potential This is what makes the strategy so exciting to Wayne. One development can potentially provide: Strong monthly cash flow Significant new equity Mortgage principal paydown Long-term appreciation exposure Additional rental units The potential to refinance The ability to redeploy capital And the original house can remain in place producing rental income. A New Property Closing Today Wayne and Gabby also discuss another rental property they are taking possession of today. Their projected cash flow: Approximately $700 per month. Wayne plans to leave that cash flow inside the property reserve. Starting with approximately three months of rent in reserves and adding $700 per month would contribute another: $8,400 per year before any future rent increases. His point: Cash flow is not necessarily spending money. Cash flow builds resilience. A healthy reserve protects the investment against repairs, vacancy, changing rents and higher interest rates. Want to Know What You Can Build? If you already own an Edmonton property or want to purchase one for a garden-suite development: www.edmontongardensuites.com You can book a consultation and have the team assess what may be possible on a specific property. The site also includes information on existing garden-suite models and development options. The 5% Rule™ Learn Wayne Hillier's cash-flow framework for Canadian rental properties. Search: The 5% Rule by Wayne Hillier on Amazon. REI Masters Mentorship Work directly with Wayne and Gabby on acquisitions, market analysis, financing, joint ventures, property management and building a profitable Canadian real estate portfolio. www.reimasters.ca Watch the Morning Show Join Wayne and Gabby every weekday morning at 7:00 AM Mountain Time on YouTube. Follow Wayne Hillier – Real Estate Investing Coach on YouTube. Questions: info@reimorningshow.com Upcoming Event REI Masters Annual Retreat Edmonton, Alberta October 17–18, 2026 www.reimasters.ca Sponsors Calvin Realty – Edmonton Investor-Focused Realtor Team www.calvinrealty.ca Finngo Bookkeeping & Tax Specialized bookkeeping and tax services for Canadian real estate investors. www.finngo.com/rei Kirkwood & Brennan Mortgage Group Investor-focused mortgage planning for Canadian real estate investors. www.kbmortgages.ca keaton@kbmortgages.ca

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kim McNair. Summary of the Kim McNair Interview with Rushion McDonald An entrepreneur, business strategist, author, and founder of the Women on the Move Summit. The discussion centers on entrepreneurship, overcoming adversity, women's leadership, personal branding, networking, resilience, and the principles behind her book Knowledge, Money, Power. Drawing from her journey from model to business owner, Dr. McNair shares how she built a successful business with just $500, overcame challenges related to colorism and self-confidence, and dedicated her career to helping women advance in business and leadership. Purpose of the Interview The interview was designed to: Highlight Dr. McNair's entrepreneurial journey. Discuss the importance of mentorship, leadership, and networking. Explore how women, particularly Black women, can navigate business challenges. Introduce the concepts from her book Knowledge, Money, Power. Inspire aspiring entrepreneurs to recognize the value of their skills and experiences. Encourage business professionals to turn knowledge into opportunity and financial success. Key Takeaways 1. Knowledge Is the Foundation of Success One of the central themes of the interview is that knowledge is an individual's most valuable asset. Dr. McNair argues that: Skills and experience are forms of currency. Many people underestimate the value of what they know. Expertise can be transformed into income, influence, and opportunity. She emphasizes that lasting success starts with learning and applying knowledge effectively. 2. Entrepreneurship Begins with Believing in Yourself Dr. McNair launched her business with only $500 and a vision. Her story demonstrates that: Significant capital is not always required to start. Confidence and determination are often more important than resources. Success comes from taking action despite uncertainty. 3. Mentorship Accelerates Growth Dr. McNair credits key mentors for helping her learn the business world. She notes that: Real-world experience often teaches more than formal education. Learning directly from successful people shortens the path to success. Entrepreneurs should actively seek guidance from people who have already achieved what they want. 4. Resilience Is Essential Throughout the conversation, both McDonald and McNair discuss facing rejection and criticism. Their message is clear: Expect obstacles. Ignore naysayers. Continue moving forward despite setbacks. Treat rejection as part of the process rather than the end of the journey. 5. Your Environment and Exposure Matter Dr. McNair intentionally created the Women on the Move Summit to put aspiring women leaders in direct contact with executives, entrepreneurs, and decision makers. Her philosophy is that: Success often comes through relationships. Access creates opportunity. People grow when they are exposed to those operating at a higher level. 6. Collaboration Beats Competition Rather than encouraging women to compete against one another, McNair promotes: Collaboration Connection Community building She believes meaningful relationships create opportunities that individuals cannot achieve alone. 7. Transform Adversity into Strength Dr. McNair openly discusses being teased as a child because of her dark skin complexion. Instead of allowing that experience to limit her: She developed confidence. She embraced her identity. She used adversity as motivation. She credits her grandmother's encouragement as a key factor in developing self-esteem. 8. Create Value and Opportunity Will Follow A recurring theme is the importance of becoming indispensable. Dr. McNair teaches that people should: Focus on solving problems. Develop expertise. Create value wherever they work. When people recognize your value, opportunities naturally follow. 9. Entrepreneurship Requires Continuous Growth The conversation highlights that success is rarely immediate. The Women on the Move Summit evolved over years through experimentation, learning, and refinement. Entrepreneurs must: Test ideas. Learn from mistakes. Improve continuously. Adapt when necessary. 10. You Are Never Starting Over One of the most empowering messages from the interview is that career changes, layoffs, or business pivots are not starting from zero. Instead: You begin with your accumulated skills. You carry experience forward. Your knowledge remains an asset. Dr. McNair encourages people to see themselves as progressing rather than restarting. Discussion of "Knowledge, Money, Power" The book's framework follows a simple progression: Knowledge The foundation. Education Experience Skills Expertise Relationships Knowledge creates value. Money The vehicle. Money fuels movement and opportunity. Financial resources allow expansion and growth. People must learn to monetize their expertise. Power The outcome. Confidence Influence Leadership Access Decision-making ability According to McNair, knowledge leads to money, and money creates the power to make a broader impact. Memorable Quotes On entrepreneurship "I took $500 and a dream." On helping other women "I want to make sure they don't have to go through the things I went through." On networking "Collaborate, connect, and create." On overcoming criticism "You have to be resilient and continue to move forward." On personal value "Your knowledge is your currency." On attracting opportunity "Your value, your intentionality, and your clarity will attract opportunity." On self-confidence "Stop shrinking in rooms. You were built to lead." On leadership and presence "I'm supposed to be here." On career transitions "You're never starting over. You're starting from experience." On perseverance "Keep making progress." Overall Message The interview delivers a powerful lesson about transforming personal knowledge into business success. Dr. Kim McNair argues that confidence, expertise, intentional networking, and resilience are the true drivers of entrepreneurship. By embracing one's value, seeking mentorship, building meaningful relationships, and refusing to be limited by adversity, individuals can create financial opportunity and ultimately achieve greater influence and impact. At its core, the conversation is about empowering people to recognize that they already possess valuable knowledge and can leverage it to build wealth, leadership, and lasting success. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kim McNair. Summary of the Kim McNair Interview with Rushion McDonald An entrepreneur, business strategist, author, and founder of the Women on the Move Summit. The discussion centers on entrepreneurship, overcoming adversity, women's leadership, personal branding, networking, resilience, and the principles behind her book Knowledge, Money, Power. Drawing from her journey from model to business owner, Dr. McNair shares how she built a successful business with just $500, overcame challenges related to colorism and self-confidence, and dedicated her career to helping women advance in business and leadership. Purpose of the Interview The interview was designed to: Highlight Dr. McNair's entrepreneurial journey. Discuss the importance of mentorship, leadership, and networking. Explore how women, particularly Black women, can navigate business challenges. Introduce the concepts from her book Knowledge, Money, Power. Inspire aspiring entrepreneurs to recognize the value of their skills and experiences. Encourage business professionals to turn knowledge into opportunity and financial success. Key Takeaways 1. Knowledge Is the Foundation of Success One of the central themes of the interview is that knowledge is an individual's most valuable asset. Dr. McNair argues that: Skills and experience are forms of currency. Many people underestimate the value of what they know. Expertise can be transformed into income, influence, and opportunity. She emphasizes that lasting success starts with learning and applying knowledge effectively. 2. Entrepreneurship Begins with Believing in Yourself Dr. McNair launched her business with only $500 and a vision. Her story demonstrates that: Significant capital is not always required to start. Confidence and determination are often more important than resources. Success comes from taking action despite uncertainty. 3. Mentorship Accelerates Growth Dr. McNair credits key mentors for helping her learn the business world. She notes that: Real-world experience often teaches more than formal education. Learning directly from successful people shortens the path to success. Entrepreneurs should actively seek guidance from people who have already achieved what they want. 4. Resilience Is Essential Throughout the conversation, both McDonald and McNair discuss facing rejection and criticism. Their message is clear: Expect obstacles. Ignore naysayers. Continue moving forward despite setbacks. Treat rejection as part of the process rather than the end of the journey. 5. Your Environment and Exposure Matter Dr. McNair intentionally created the Women on the Move Summit to put aspiring women leaders in direct contact with executives, entrepreneurs, and decision makers. Her philosophy is that: Success often comes through relationships. Access creates opportunity. People grow when they are exposed to those operating at a higher level. 6. Collaboration Beats Competition Rather than encouraging women to compete against one another, McNair promotes: Collaboration Connection Community building She believes meaningful relationships create opportunities that individuals cannot achieve alone. 7. Transform Adversity into Strength Dr. McNair openly discusses being teased as a child because of her dark skin complexion. Instead of allowing that experience to limit her: She developed confidence. She embraced her identity. She used adversity as motivation. She credits her grandmother's encouragement as a key factor in developing self-esteem. 8. Create Value and Opportunity Will Follow A recurring theme is the importance of becoming indispensable. Dr. McNair teaches that people should: Focus on solving problems. Develop expertise. Create value wherever they work. When people recognize your value, opportunities naturally follow. 9. Entrepreneurship Requires Continuous Growth The conversation highlights that success is rarely immediate. The Women on the Move Summit evolved over years through experimentation, learning, and refinement. Entrepreneurs must: Test ideas. Learn from mistakes. Improve continuously. Adapt when necessary. 10. You Are Never Starting Over One of the most empowering messages from the interview is that career changes, layoffs, or business pivots are not starting from zero. Instead: You begin with your accumulated skills. You carry experience forward. Your knowledge remains an asset. Dr. McNair encourages people to see themselves as progressing rather than restarting. Discussion of "Knowledge, Money, Power" The book's framework follows a simple progression: Knowledge The foundation. Education Experience Skills Expertise Relationships Knowledge creates value. Money The vehicle. Money fuels movement and opportunity. Financial resources allow expansion and growth. People must learn to monetize their expertise. Power The outcome. Confidence Influence Leadership Access Decision-making ability According to McNair, knowledge leads to money, and money creates the power to make a broader impact. Memorable Quotes On entrepreneurship "I took $500 and a dream." On helping other women "I want to make sure they don't have to go through the things I went through." On networking "Collaborate, connect, and create." On overcoming criticism "You have to be resilient and continue to move forward." On personal value "Your knowledge is your currency." On attracting opportunity "Your value, your intentionality, and your clarity will attract opportunity." On self-confidence "Stop shrinking in rooms. You were built to lead." On leadership and presence "I'm supposed to be here." On career transitions "You're never starting over. You're starting from experience." On perseverance "Keep making progress." Overall Message The interview delivers a powerful lesson about transforming personal knowledge into business success. Dr. Kim McNair argues that confidence, expertise, intentional networking, and resilience are the true drivers of entrepreneurship. By embracing one's value, seeking mentorship, building meaningful relationships, and refusing to be limited by adversity, individuals can create financial opportunity and ultimately achieve greater influence and impact. At its core, the conversation is about empowering people to recognize that they already possess valuable knowledge and can leverage it to build wealth, leadership, and lasting success. #SHMS #STRAW #BEST Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Tom Jasper is truly significant. His career on Wall Street led him to a pioneering role in the $800 TRILLION derivative market. Tom is debuting his book Wall Street Maverick: Musings on a Career of Innovation, Derivatives, Credit, and Risk.Finding your mentor is a central message from Tom along with knowing when to take risk and challenge the establishment. More about Tom....he is a Risk Magazine "Risk Pioneer" and 2002 Risk Hall of Fame inductee for his profound contributions to the field of risk management. He was instrumental in creating the foundations for today's $800+ trillion derivatives market, among other successes, during his 40+ year career on Wall Street. A business creator and innovator throughout his career, Jasper was a managing director at Salomon Brothers, where he established and led its interest rate swap business. While at Salomon, he founded and co-chaired the International Swaps and Derivatives Association (ISDA). Jasper went on to become chief executive of Primus Guaranty Ltd., a highly innovative credit default swap business. He is currently a managing partner of Manursing Partners, LLC, serves on several Blackstone Credit and Insurance (BXCI) Fund boards, and continues to give back to his community. He and his wife reside in Connecticut.Become a supporter of this podcast: https://www.spreaker.com/podcast/success-made-to-last-legends--4302039/support.

The Go Radio Football Show: September 16th, 2026 with Scottish Gas.PLAY and HIT SUBSCRIBE, and NEVER miss an episode!Rangers sent a powerful message with a commanding Old Firm victory, leaving Celtic searching for answers ahead of another crucial derby clash. This week, Kevin Kyle and Peter Grant dissect where the game was won and lost, whether Rangers have genuinely turned a corner, and how Celtic can bounce back.The panel also discusses David Gray's departure from Hibs, Aberdeen's emphatic win at Motherwell, first victories of the season for Kilmarnock and Falkirk, Scotland's latest squad selection, and the growing debate around VAR in Scottish football.A packed episode full of big opinions, breaking news, and plenty of debate from across the Scottish game. Episode Highlights⚽ Analysis of Rangers' dominant Old Firm win

About 30% of Washington's apple crop is exported each year, with Asian countries making up the most significant regional destination.

Plus - Wardogs' incredible success has seen it sell 2 million copies after just five days of release; Capcom is opening its first retail store in the U.S.; James Bond game 007 First Light has been delayed yet again on Nintendo Switch 2 Learn more about your ad choices. Visit podcastchoices.com/adchoices

That's not hyperbole; Dan uses a good portion of Tuesday's show to weigh in on the debate over artificial intelligence and the left's attempts to destroy what may be the single greatest and most civilization-altering tool in human history. See omnystudio.com/listener for privacy information.

What do you do if you don't like your partner's family? What about if you don't think your child's partner is right for them? We get some tips on how to handle it with Dr. Judy Ho, licensed clinical psychologist and host of the Savvy Psychologist podcast.

Good morning from Pharma Daily: the podcast that brings you the most important developments in the pharmaceutical and biotech world. First, let's delve into the innovative work being done by Grove Biopharma. Founded in 2020 in Chicago, this company is at the forefront of developing polymer-peptide hybrids to target intracellular protein-protein interactions, areas traditionally deemed undruggable. These interactions are crucial regulatory components in numerous cellular processes and are implicated in diseases like cancer and neurodegenerative disorders. However, their smooth protein surfaces present a challenge for traditional small molecule drugs, which struggle to find suitable binding pockets. Similarly, biologics like antibodies and peptides, despite their high binding affinities, face difficulties penetrating cell membranes due to their size and instability. Grove Biopharma addresses these issues through its proprietary Bionics Biologics™ technology. Developed by Nathan Gianneschi at Northwestern University, this approach uses protein-like polymers to mimic proteins with enhanced stability and cellular penetration. These polymers, adorned with peptide branches via living polymerization, maintain peptide binding properties while overcoming previous limitations in drug delivery. This breakthrough has already shown promise in preclinical studies. A 2023 study in Science Advances revealed the efficacy of targeting membrane protein CD36 for treating macular degeneration in mice, while a 2024 study demonstrated PLPs' ability to penetrate neurons and target mitochondria in Huntington's disease models. Moreover, a 2026 Nature Communications publication introduced HYDRAC, a new PLP class capable of degrading MYC and KRAS proteins, reducing tumor growth in mice. Grove Biopharma's pipeline is robust, targeting key areas in cancer and neurodegeneration. Despite challenges typical of the biotech landscape—such as toxicity concerns during clinical trials and scalability issues—Grove's unique platform offers the flexibility needed to address multiple targets effectively. Shifting focus to industry-wide developments, recent advancements highlight significant strides in personalized medicine. Moderna and Merck's mRNA cancer vaccine has shown promising results in a phase 3 study, marking an important step forward for customized healthcare approaches based on genetic profiles. This not only offers hope for cancer treatment but also signifies a wider shift towards more tailored therapeutic strategies. Regulatory updates also play a critical role in shaping industry dynamics. The appointment of Dr. Angelo De Claro as chief of the FDA Oncology Center of Excellence is pivotal. His focus on modernizing regulatory practices aims to expedite drug approvals while ensuring that innovative treatments reach patients more swiftly. However, the FDA's decision to delay approval for Exelixis' tyrosine kinase inhibitor with Roche's Tecentriq underscores the complexities involved in novel therapies' assessments. On the geographical front, Singapore's launch of a biotech hub in Boston highlights the global nature of biotech development. This move strengthens historical ties and emphasizes international collaboration's importance in accelerating scientific research. In clinical trials, AbbVie's success with Qulipta (atogepant) for menstrual migraine prevention is noteworthy. It not only expands therapeutic options for women but also underscores a growing focus on gender-specific health issues within clinical research. Meanwhile, new RAS-targeting therapies continue to emerge as Revolution Medicines' Rasonque gains approval for advanced pancreatic cancer treatment—a significant milestone in addressing previously undruggable mutations. Industry dynamics are further illustrated by leadership changes at major firms like Takeda. The departure of long-time R&D chief Andy Plump often signals strategic shifts that could influence research priorities and corporate focus. Novartis recently faced setbacks with late-stage asset failures impacting its market position and raising investor concerns about its strategic direction concerning mergers and acquisitions. On a similar note, Takeda undergoes organizational changes amid potential strategic shifts following its CEO appointment—demonstrating volatility within companies striving for competitive advantage through effective leadership. Promising developments at the FDA include solidifying leadership with Karim Mikhail at CBER and Michael Davis at CDER—crucial appointments ensuring operational stability amidst past disruptions under former commissioner Marty Makary—and appointing Jared Seehafer as deputy commissioner focusing on AI integration into regulatory processes. Significant financial movements continue highlighting investor interest: Frazier adds over $1 billion targeting small-mid-sized biotech firms while Samsung Biologics secures manufacturing deals emphasizing strategic partnerships' importance globally. Scientific developments also reveal challenges; Silence Therapeutics maintains polycythemia vera leadership despite emerging hurdles while Novo Nordisk halts heart disease studies reflecting complexities validating interleukin-6 as therapeutic targets. AI integration gains momentum transforming operational efficiencies across various functions from R&D to human resources optimizing overall effectiveness within life sciences organizations—a trend poised to reshape people strategy profoundly impacting medical affairs evidenced evaluations enhancing decision-making processes ultimately improving patient outcomes significantly moving forward amidst this dynamic industry landscape filled with opportunities and risks requiring agility and forward-thinking strategies to capitalize on emerging scenarios efficiently and effectively ensuring continued success thriving amidst transformations occurring rapidly around us today, tomorrow, and beyond!Support the show

Truly Significant celebrates Terry Young, author of Possibilities Science. He's a former Omnicom exec and thought leader from McKinsey. His concepts are so forward, so relevant and important to the future of small and large companies across the world. We think his narrative belongs with leaders that are seeking the NEXT culture that can scale for all the right reasons. Buy the book Possibilities Science beginning November 11, 2026. Become a supporter of this podcast: https://www.spreaker.com/podcast/success-made-to-last-legends--4302039/support.

Eric Frandsen and Jason Walker of the Full Court Press on 106.9 FM / 1390 AM The FAN.Topics on the docket for today's show:- A look at Utah State's future facilities projects for athletics. Spectrum renovations are urgent.- Previewing the weekend for Pac-12 football - How to follow former Aggies in the NFL this weekend

Cara Truitt's story is worth listening to and embracing. According to Cara-"The only thing you can count on is that everyone is going through something."Thus, the power of community is increasingly important .Imagine, losing your sister, marriage and your business within one week. Cara redefines resiliency and how a network, best known as net-weaving, becomes an intentional life-line.What stands out in the conversation is Cara's superpower to make your ideas impossible to ignore. Inside that, pay attention to micro moments that matter. Hear about rituals as "sacred play" bringing real meaning that could lead to community. Community building is Cara's tapestry. It's inescable. That includes creating a TedX talk for and with you.To learn more, email cara@caratruitt.com. Become a supporter of this podcast: https://www.spreaker.com/podcast/success-made-to-last-legends--4302039/support.

What an honor to celebrate the significant work of Nancy Griffin. We shared P&G as a training ground and then Nancy became a wealth advisor in Canada. She spent decades helping women understand both health and wealth, but importantly WORTHINESS. Consider Nancy a pioneer, along with luminaries like Melinda French Gates and Dr. Cindy Gordan (The AI Precipice) She talks of generosity as a currency and "a whole new level of kindness." She has a particular message to women who have spent their entire lives taking care of everyone else but themselves. Enjoy Nancy Griffin, one "misbehaving, outspoken character." Become a supporter of this podcast: https://www.spreaker.com/podcast/success-made-to-last-legends--4302039/support.

//The Wire//2300Z September 7, 2026// //ROUTINE// //BLUF: UNITED STATES ANNOUNCES EYE-FOR-AN-EYE TARGETING STRATEGY OF MERCHANT SHIPPING IN THE MIDDLE EAST. UKRAINE CONTINUES TARGETING OF MERCHANT SHIPPING IN MEDITERRANEAN SEA. PLANE CRASH OBSERVED AT MIAMI AIRPORT, MULTIPLE FATALITIES REPORTED.// -----BEGIN TEARLINE-----  -International Events-Middle East: Over the weekend, the general situation remained as before. This morning, Iranian forces reportedly launched two cruise missiles toward a merchant vessel in the Strait of Hormuz, with unknown success. Otherwise, CENTCOM announced that the M/T KYLO has sunk at undisclosed coordinates in the Gulf of Oman. In Saudi Arabia, Houthi attacks from this morning targeted the Jazan Refinery once again, with locals observing large smoke plumes in the vicinity of the facility.Analyst Comment: Jazan had just come back online after making repairs due to the latest round of Houthi strikes. Less than a week after the refinery was due to come back online, the Houthis hit it again.Lebanon: Israeli attacks have intensified with a new series of attacks being reported over the weekend. Significant bombing runs were reported throughout Nabatiyeh, mostly focusing on striking residential structures in the town of Kfar Rumman.Mediterranean: Overnight Ukrainian forces targeted a Russian cargo ship off the coast of Crete. The M/V LADY MARIIA was struck by Ukrainian drones while reportedly carrying a cargo of Iranian weapons, which Iran was allegedly attempting to export to Russia.-HomeFront-Florida: Yesterday evening a plane crash was reported at Miami International Airport, after a cargo aircraft overran the runway. Prime Air Flight 7598 (an Amazon cargo plane) made a rough landing on Runway 30, touching down farther down the runway than usual. The aircraft also possibly had issues with their left landing gear, as indicated by video evidence of the landing. The aircraft failed to stop in the allotted distance, and either overran or missed the Engineered Materials Arresting System (EMAS). Once off the runway, the aircraft skidded across NW 67th Avenue, striking multiple vehicles that were on the road. A total of 5x fatalities were reported, and several others wounded.-----END TEARLINE-----Analyst Comments: Following the intensification of airstrikes on commercial shipping over the weekend, the United States has altered the Commander's Intent with regards to the American targeting of commercial shipping. Per Secretary of War Hegseth, the United States will target Iranian noncombatant civilian ships for every attempt by Iran to strike an American warship.In terms of targeting doctrine, conducting kinetic strikes on civilian ships can be interpreted in several ways. Kinetically targeting a ship so as to disable it's movement due to noncompliance with boarding procedures in one's own territorial waters is normally considered acceptable under current international maritime norms. However, verbally stating that random noncombatants will be sunk for no other purpose than for revenge, is generally not in keeping with the Department of Defense Law of War Manual, which states on page 200 that "Combatants may make military objectives the object of attack, but may not direct attacks against civilians, civilian objects, or other protected persons and objects."The deliberate targeting of random civilian ships purely for reasons of revenge/reprisal and NOT for reasons of self-defense or due to Hostile Intent or Hostile Action, is a new milestone, and the public statements by Admiral Brad Cooper and SECWAR Hegseth don't leave much room for interpretation. Regardless of how anyone spins it, in every wartime publication that has been written thus far, this conflict has now transitioned into a state of Unrestricted Warfare, and the follow-on effects of this will probably result in very bad things happening in the very near future, as it becomes common to blur the lines between civilians and military targets.From Ukraine and Russia striking civilian ships in the Black Sea, to Iran and the United States striking civilian ships in the Middle East...in many cases civilians are no longer protected by the general norms of what it means to be a noncombatant. Of course, Iran has been striking civilian merchants this entire war, so this new policy from the Pentagon does not excuse their behavior. But, the overall impact of the United States engaging in an eye-for-an-eye targeting doctrine is going to be made worse, because Iran has already stated that they will be retaliating in kind.Reflecting back on what prompted this new targeting milestone, the theories have been circulating for a few days. Over the weekend however, both the Iranian government and CENTCOM have added some context for why the United States struck the three tankers on Friday. Cutting through the narratives on both sides, the most likely explanation is that the Iranians conducted a live-fire operational test of a new missile...and it got way too close for comfort for the U.S. Navy. CENTCOM confirmed that the USS GEORGE WASHINGTON (CVN 73) had to take evasive action to avoid the missile, which is a startling admission that is not normally disclosed publicly, as it is a major indicator that the missile penetrated the Aegis missile defense screen, and possibly entered the aircraft carrier's Terminal Defense Zone...which means it got really close. The missile that was tested has not been named by official sources, but the most likely candidate is the Qasem Basir Anti-Ship Ballistic Missile (ASBM), which was unveiled in March of last year. As to whether or not the Iranians were engaging in "testing" as they claim, or if that "test" was also intended to actually target the Washington, that would be something only confirmable with the radar track of the projectile itself. Regardless of what the intent was, this effort (and the American retaliation) will keep escalating the war at a time when the energy crisis is reaching new heights.Analyst: S2A1 Research: https://publish.obsidian.md/s2underground NomadNet: 5fa68c88be727a0e1a250a75e5e79269 Disclaimer: No LLMs were used in the writing of this report. //END REPORT//

We are in our essence, imperfect. On this show, we explore perfectionism and the dis-ease that follows. Be grateful for a perfect kiss, perfect goodbye or even a perfect cookie.  Recognize that no single person is perfect...but maybe a chocolate chip cookie.Aim high and start tapping into your next Side Quests- your purposeful pursuit through a meaningful activity that awakens part of you that your career alone never could. Who are you becoming? Once again, thanks for signing up for our Substack newsletter where you will get exclusive stories and receive a customized Side Quest flywheel.  https://sidequesttosignificance.substack.com/ Become a supporter of this podcast: https://www.spreaker.com/podcast/success-made-to-last-legends--4302039/support.

Communication expert Madeline Miller joined Ross Stevenson and Russel Howcroft to discuss why Gen Z don't want to commute to work.See omnystudio.com/listener for privacy information.

John is in hot water after shushing his wife and the crew is sure to tell him just how comfy he needs to make his bed in the dog house for a while. Hell hath no fury like a woman shushed! Luckily our local romeo, Speech Impediment Terrance has some lovely advice...   Thanks for joining us for this week's #JCWPodcast #JCWArchive. Please don't forget to Like, Share, and most importantly, Subscribe--to make sure you get the latest John Clay Wolfe Show materials as soon as they're released! So keep an eye out for that cold shoulder...and we'll see you Saturday

Brazilian beef imports into the EU have been suspended after concerns over compliance with European rules on antibiotics in livestock.     Irish farm leaders are welcoming the move, saying it could protect consumers while creating an important opportunity for Irish beef farmers.    Joining Alan Morrissey to discuss what it means for the sector were former ICSA General Secretary and Cratloe farmer Eddie Punch, and Clare County Chair of the ICMSA, Micheál O'Dwyer. Photo (c) Michael Fischer from Pexels via Canva

House prices are significantly overvalued when compared to people's income levels and interest rates. That is according to new research from the ESRI. Joining Anton to discuss these findings was Dr. Paul Egan, Research Officer, ESRI.

Hour three of DJ & PK for September 3, 2026: Berry Tramel, Sports Columnist for the Tulsa World Cupcakes or legitimate competition - which would you rather see in the first game? Did the NBA drop significant punishment on the Clippers because they are the Clippers?

 Dr. Nicole Rambo and Sarah explain how to safely help horses gain or lose significant weight. They discuss measuring forage and feed accurately, setting realistic timelines, and using weight tapes, photos, and body condition scoring to track progress. For thin horses, the focus is high-quality forage and balanced fat-and-fiber nutrition; for overweight horses, it is carefully managed forage and a ration balancer. If there is no clear progress after about 30 days, it may be time to investigate veterinary, dental, metabolic, or environmental causes. You can learn more about these topics by visiting our expertise page HERE If you have any questions or concerns about your own horse, please contact us HERE This podcast was brought to you by Tribute Superior Equine Nutrition 

Welcome back to the Rundown with Jake and Nate!! On this week's episode, we are joined by Kirk Weisler!-

• Jurors in Lindsay Clancy's trial are continuing their deliberations after they informed the judge this morning they were unable to reach a unanimous decision. The judge sent them back to keep deliberating.• The Massachusetts mother is accused of murder after strangling her three young children. The jury could consider charges of first-degree murder, second-degree murder or manslaughter.• Prosecutors have argued Clancy acted “intentionally, rationally, and swiftly” to kill her children. The defense, however, has argued Clancy should not be held criminally responsible because she was suffering from postpartum psychosis. If the jury finds Clancy not criminally responsible for the killings of her children, she could spend the rest of her life in a hospital.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

• Jurors in Lindsay Clancy's trial are continuing their deliberations after they informed the judge this morning they were unable to reach a unanimous decision. The judge sent them back to keep deliberating.• The Massachusetts mother is accused of murder after strangling her three young children. The jury could consider charges of first-degree murder, second-degree murder or manslaughter.• Prosecutors have argued Clancy acted “intentionally, rationally, and swiftly” to kill her children. The defense, however, has argued Clancy should not be held criminally responsible because she was suffering from postpartum psychosis. If the jury finds Clancy not criminally responsible for the killings of her children, she could spend the rest of her life in a hospital.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Larry Spargimino with Billy Crone as he acknowledges that Trump has done much good. Did Crone vote for Trump? Yes, he did. He called Trump a "slow burner," Harris a "quick burner." Crone voted for Trump because under him, he knew he would have more freedom and time to evangelize. A couple of months ago, I did shows with Crone on "Trump and the Stargate Prophecies," showing Trump's fascination with AI. Significant is the fact that Pres. Trump and John Trump, an MIT graduate and engineer, were both fascinated with Tesla's inventions and applications for the future.

Mary Kay Cabot joined Baskin and Phelps and shared her thoughts on the Browns' 53 man roster and if there were any moves that surprised her. She talked about Dillon Gabriel's injury status, why Luke Floriea didn't make the practice squad, and broke down some potential battles that could be happening on the offensive line.

The theme of National Accessibility Week 2026 (May 31st to June 6): building a strong Accessible Canada It invites all of us including governments, businesses, organisations, and individuals to take actions to advance a barrier free country. Significant progress has been made to eliminate/prevent barriers and by continuing to work together, we can build a truly accessible, inclusive, and equitable Canada. First we consider a new one to us, a new day to focus on awareness. It's Red Shirt Day - the Day of action for accessibility and inclusion. A day when people across Canada come together and wear red to create a visible display of solidarity and to show their support for disabled people and their families to celebrate the achievements of disabled Canadians and to pledge their commitment to help create a fully accessible and inclusive society. It was the Easter Seels organization's day and they made it a day first in 2019, but as we're always debating about the value of these awareness days/weeks/months, June being both Pride Month but also National Indigenous History Month, we wonder amongst ourselves if this one might get too mixed up with Red Dress Day. Last year, in August, Brian and his two friends, brought together by the loss of a mutual friend, came together to record some music. It's dedicated to "their pal Andrew” and one year ago, they had been practicing and the band (reshaped) into “the two Brian band” recorded their songs at The Sugar Shack in London, Ontario. They are now ready to play live and are doing so in London with bands Officepolitik and Hunter Gatherer, lyrics and instrumental performances. This week on Outlook we discuss things like Brian's band “King Orca” performing, for the first time, songs from their album “The Ceramicist), while they await the release of their vinyl, and are playing live Saturday, June 6th, at Supply and Demand: top notch pizza and beer, and music also. We laugh about sighted people's wild assumptions about living with blindness (what else can you do) while discussing National Accessibility Week and Kerry's first Blind Beginnings Blindness 101 workshop at Oxford Tax Service in Ingersoll, Ontario and about how businesses and orgs need to go further than a simple accessibility statement on their website as we grumble a bit about a recent experience with an inaccessible spa (as BF Barry and Kerry celebrate their three year anniversary) by being apart. Also, next year Kerry will be celebrating something else, her 30 year kidney transplant anniversary. As far as blindness goes and as she shares all Kerry has learned from doing her first workshop now, as far as what we want and say on this show, we're only looking to break the ice and for people to be open to learn how not to be terrified of blindness and for someone to “give a damn!” BF Barry's testimony, after accompanying Kerry to her first workshop was: Positive, educational, entertaining - PS, he also says: “We are people.” What do you know, we are. We talk about what Brian feels performing in front of a crowd, as Kerry presents in front of one, and we hear about how Kerry chooses to handle these workshops on going over time, putting on a non visual presentation, and rolling in, ready to go, suitcase of supplies and props in hand. While it's August not March, every March...2nd Thursday of March is World Kidney Day. Brian calls me “Kidney Kerr” (first time he's saying that, but it might just stick) as we play the YouTube video/audio, showcasing things like the WHO 2025 Kidney Health Resolution, a collaborative effort, and we talk through our own kidney disease experiences as we listen. With support from The International Federation of Kidney Foundations and the Society of Nephrology, it is a global day dedicated to raising awareness - it's the World Kidney Day 20th anniversary on YouTube: https://www.youtube.com/watch?v=bFVZo4HfDNg Learn more about the Blindness 101 workshops: https://www.youtube.com/watch?v=_QBUnMdFd_k

Roger Edgington is one of the most gifted steel guitarists in Texas. Thanks to his daughter Julie Fredlund (leader at ABC Home Services), we were brought together to celebrate Roger's unique talents and hear his legendary stories. Roger's roots run deep in the steel guitar forum. His Mom was a steel guitar teacher. He learned Hawaiian steel music from Mom and built a love for the genre. Texas Western Swing is Roger's favorite. He played for over 20 years each with Darren McCall and Billy Mata. He performs regularly at the Steel Guitar Convention in Dallas/Ft. Worth each year including Hawaiian classics and All of Me. (check out https://youtu.be/Kcae4GIoKX4?si=cZuUJ8fxoFxXQZwPRoger also supports the steel guitar community by teaching others how to play, as well as building and repairing steels at his hangar in Zuehl. He built a lap steel from scratch, painting it white, and has been collecting signatures on it from all of his favorite steel players, with him Mom's signature front and center.   Become a supporter of this podcast: https://www.spreaker.com/podcast/success-made-to-last-legends--4302039/support.

Go to sermon webpage: THE GOSPEL OF JOHN

Episode 2846 - Vinnie Tortorich and Dr. Gary Fettke discuss CGMs, dietary guidelines, GLP-1s, and the third rail of how the COVID-19 pandemic was handled. https://vinnietortorich.com/2026/08/the-third-rail-dr-gary-fettke-episode-2846 PLEASE SUPPORT OUR SPONSORS Pure Vitamin Club Pure Coffee Club NSNG® Foods VILLA CAPPELLI EAT HAPPY KITCHEN YOU CAN WATCH THIS EPISODE ON YOUTUBE - @FitnessConfidential Podcast Vinnie's workout videos are available to purchase! Choose from a 2-day, 4-day, or 6-day workout–or buy all three at a discount! TO PURCHASE VINNIE'S WORKOUT VIDEOS, CLICK THIS LINK: https://vinnietortorich.com/workout Guidelines and GLP-1s Dr. Gary Fettke was in Vinnie's first documentary, "FAT: a documentary." They discuss how dietary messaging has changed over the years. (8:00) Whole foods, including animal proteins, are the optimal way to get nutrients. (15:00) They discuss CGMs and how helpful they can be for awareness of what certain foods do to your blood glucose. (20:30) Your body responds to everything you eat; however, some foods raise glucose levels more than others. A CGM can help you discover your personal response and bioindividuality. They discuss the U.S. Food Pyramid and RFK's take on it. Following the previous dietary guidelines has not helped; in fact, it seems to have made things worse. For example, approximately 40% of the U.S. military members are overweight because of food served in military commissaries. (32:00) The Magic Pill documentary is fantastic viewing. (33:00) Vinnie asks Gary his opinion on GLP-1s. (41:00) The mechanisms in the body when using a GLP-1 are very similar to being on a low-carb, ketogenic diet. (44:00) Significant weight loss requires keeping protein levels up to help offset muscle loss. (48:00) Exercise is very important, and can help with loose skin. The Third Rail They discuss Gary's experience during the COVID pandemic, or "the third rail." (57:30) He also shares thoughts about the recent hearings where Anthony Fauci and he "pleaded the Fifth" 111 times. The result of the pandemic is a percentage of the population realizing not to mindlessly follow medical authorities, which is good. Stay inquisitive and question what comes across the news and social media. Alcohol dampens T-cell lymphocytes' function; ketones will boost them. (1:17:00) Belinda Fettke's Substack can be found at https://truthzones.substack.com You can find Dr. Gary Fettke on X @FructoseNo. You can also search for him on YouTube. Check out the Aletha Hip HookTM that Vinnie uses to reduce pain and increase mobility: You can purchase your own through Vinnie's website here: https://vinnietortorich.com/hook Anna's products are now linked to PureVitamin Club's website. Look under the "Food and Snacks" section to purchase them there, too. https://purevitaminclub.com/collections/food-and-snacks Vinnie hopes to add other products as well, all of which will be health-related. The NSNG® VIP GROUP IS NOW CLOSED AGAIN AS OF SUNDAY, MARCH 15TH Anna's next cookbook, Eat Happy Cocktail Hour, is filled with cocktails, mocktails, and appetizers and is available for pre-order right now. If you pre-order, you'll get bonus goodies! You can pre-order from a wide variety of booksellers at https://eathappycocktailhour.com/ Please save your receipt from wherever you pre-order; you'll need it for your bonuses! Physical Release Date is October 2026 You can book a consultation with Vinnie to get guidance on your goals. https://vinnietortorich.com/phone-consultation-2/ More News Serena has added some of her clothing suggestions and beauty product suggestions to Vinnie's Amazon Recommended Products link. Self Care, Beauty, and Grooming Products that Actually Work! https://www.amazon.com/shop/vinnietortorich/list/3GPVU29UHHPMY?ref_=aipsflist Don't forget to check out Serena Scott Thomas on Days of Our Lives on Peacock. "Dirty Keto" is available on Amazon! You can purchase or rent it here.https://amzn.to/4d9agj1 Please watch, rate, and review it! Eat Happy Italian, Anna's second cookbook, is available! You can go to https://eathappyitalian.com You can order it from Vinnie's Book Club. https://amzn.to/3ucIXm Anna's recipes are in her cookbooks, on her website, and on Substack —they will spice up your day! https://annavocino.substack.com/ PURCHASE DIRTY KETO (2024) The documentary launched in August 2024! Order it TODAY! This is Vinnie's fourth documentary in just over five years. Visit my new Documentaries HQ to find my films everywhere: https://vinnietortorich.com/documentaries Then, please share my fact-based, health-focused documentary series with your friends and family. Additionally, the more views it receives, the better it ranks, so please watch it again with a new friend! REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! PURCHASE BEYOND IMPOSSIBLE (2022) Visit my new Documentaries HQ to find my films everywhere: https://vinnietortorich.com/documentaries FAT: A DOCUMENTARY 2 (2021) Visit my new Documentaries HQ to find my films everywhere: https://vinnietortorich.com/documentaries FAT: A DOCUMENTARY (2019) Visit my new Documentaries HQ to find my films everywhere: https://vinnietortorich.com/documentaries

Pastor Matt Byrd August 26, 2026

Divorce does not happen in isolation. You may be dealing with the end of your marriage while still running a business, leading a team, raising children, managing a household, and showing up in situations where people expect you to function just as you always have.But what happens when you simply don't feel like yourself anymore?Today, Strategic Divorce Consultant Mardi Winder talks with mental performance specialist and psychotherapist Tom Rohrer, PhD, about the connection between emotional experiences and our ability to perform in everyday life.Tom shares how unresolved emotional issues can affect confidence and performance, why taking responsibility is different from taking all the blame, and how realistically examining your role in a relationship can help interrupt unhealthy patterns. He also introduces brainspotting, a therapeutic approach he uses in his work, and discusses the connection between emotional processing, the brain, and the body.Questions We ExploreQ: Why can divorce affect your ability to perform in other areas of life?A: Significant emotional stress does not disappear simply because you walk into the office, attend an event, or need to take care of your family. Tom explains how unresolved emotional experiences can be triggered in situations that require us to perform and function at our usual level.Q: How do you stop blaming yourself for everything that went wrong in the marriage?A: Tom discusses “disputation,” a positive psychology approach that involves examining what actually happened, identifying your realistic share of responsibility, and separating that from the tendency to personalize everything that went wrong. Q: Can changing your own behavior interrupt an unhealthy relationship pattern?A: Sometimes. When one person stops covering, placating, making excuses, or participating in an established dynamic, the pattern itself may begin to change.Q: What is brainspotting?A: Tom describes brainspotting as a therapeutic approach that uses a person's visual field along with awareness of physical sensations as part of processing emotional experiences. He discusses how it developed from EMDR and how he incorporates it into his work. Q: What if you don't feel confident or capable after divorce?A: Rather than accepting that this is simply who you are now, Tom encourages looking at what may be underneath that loss of confidence and addressing the emotional experiences that may be affecting how you show up today.About the Guest:Tom Rohrer, PhD, is a mental performance specialist and psychotherapist who assists public performers, mainly athletes to: resolve emotional issues that are causing performance problems, integrate mental resource states like confidence, courage, or optimism, and expand their ability to perform in the flow state (zone). He also helps his clients with addiction issues by neutralizing triggers, boosting motivation and commitment. He works individually and offers webinars.To connect with Tom:Website: https://tomrohrer.com/About the HostMardi Winder is a Strategic Divorce Consultant and High-Conflict Divorce Coach who helps high-achieving individuals navigate divorce with clarity, confidence, and control. Drawing on more than 30 years of experience in mediation, divorce coaching and conflict resolution, she supports clients in making smart decisions while reducing emotional and financial fallout, particularly in high-conflict, high-asset and complex divorces. Mardi is the founder of Positive Communication Systems, LLC, and the Strategic Divorce Directory, LLC.For Mardi's gift: The Resilience Building Blueprint: A 28-Day Journey To A Stronger You https://www.divorcecoach4women.com/rbbConnect with Mardi on Social Media:Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn: https://www.linkedin.com/in/mardiwinder/Instagram: https://www.instagram.com/divorcecoach4women/YouTube: https://www.youtube.com/@divorcecoach4womenThanks for Listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have feedback or questions about this episode? Leave a comment in the section below!Subscribe to the PodcastIf you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts. You can also subscribe in your favorite podcast app.Leave an Apple Podcast ReviewRatings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.

The tensest feature in global podcasting turns 100 today. That's right, Elis James attempts his 100th Cymru Connection. This. Feels. Significant.His heart feels hot but his bum feels cold. Luckily his nads feel just right. He keeps repeating ‘Ruthin' over and over again and his core temperature resembles that of an ill person. Can he reach the magic 50%? For the 100th time, let's see.In other news there's a new producer in town, as the brilliant Ruth Husko takes her place in the hotseat in a bid to tame the unproducables. We learn how Ruth played a vital role in hunkifying John's book, and she chairs a Made Up Game that leads to one contestant experiencing a near death experience (it's a word-based game, so we'll let you decided who it might be…).All this, plus Mick Hucknall enters the scene in a brand new chapter of ‘Contact'.You can enter the Elis and John scene right now by emailing hello@elisandjohn.com.For lots of exclusive EJJR #content, join our Patreon at patreon.com/elisandjohn.For weekly visual highlights, head to youtube.com/@elisandjohn.For everything else, head to elisandjohn.com.The Elis James and John Robins Show is a Significant Production. Hosted on Acast. See acast.com/privacy for more information.

We ask the rockaholics this Simple Question.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond.

***First Segment***The Commanders are almost at their second gameday of the season, this time against the Lions in Detroit... so Logan and Grant break down what they saw in practice on Thursday, Johnny Newton's long-term injury, if Jayden Daniels playing is reliant on who's playing center, and more!

***First Segment***The Commanders are almost at their second gameday of the season, this time against the Lions in Detroit... so Logan and Grant break down what they saw in practice on Thursday, Johnny Newton's long-term injury, if Jayden Daniels playing is reliant on who's playing center, and more!

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ryan Richmond.

The school year is getting started across the country, but some families are sending their kids to school without access to a benefit many have relied on in previous years: free school meals. Significant changes to SNAP under last year's Republican tax and spending law have led to plummeting SNAP enrollment — which is often tied to free school meals. Also on the program: big retailers' quarterly results and a buyer's market (for wealthier homebuyers, that is).Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Stories in this episode:A buyer's market? Yes. For those who can afford it.

The school year is getting started across the country, but some families are sending their kids to school without access to a benefit many have relied on in previous years: free school meals. Significant changes to SNAP under last year's Republican tax and spending law have led to plummeting SNAP enrollment — which is often tied to free school meals. Also on the program: big retailers' quarterly results and a buyer's market (for wealthier homebuyers, that is).Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Stories in this episode:A buyer's market? Yes. For those who can afford it.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. 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