Podcasts about Salt

mineral used as ingredient, composed primarily of sodium chloride (NaCl)

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    Talking Pools Podcast
    LSI: The Key to Pool Chemistry

    Talking Pools Podcast

    Play Episode Listen Later Dec 23, 2025 58:08


    Pool Pros text questions hereIn this conversation, Paulette and Andrea discuss their recent hiatus due to personal losses and the challenges faced in pool maintenance. They delve into the importance of understanding the Langelier Saturation Index (LSI) and its role in water chemistry, emphasizing the need for proper water balance to prevent issues like scaling and corrosion. The discussion also covers practical tips for maintaining pools, particularly in relation to salt systems and common misconceptions about water chemistry.takeawaysThe recent hiatus was due to personal losses.Understanding LSI is crucial for pool maintenance.Proper water balance enhances disinfection and swimmer comfort.Calcium hardness and total hardness are different measurements.Salt systems can contribute to scaling issues in pools.Regular testing of water chemistry is essential for pool care.Cyanuric acid affects total alkalinity calculations.Temperature impacts water chemistry and LSI.Maintaining a balanced LSI prevents corrosion and scaling.Communication with clients about pool care is vital.Sound Bites"We had a lot going on.""It was really super sudden.""I had no one had taught me it."Chapters00:00Introduction and Personal Updates02:40Dealing with Loss and Challenges11:44Understanding LSI and Water Balance14:40Importance of Proper Water Chemistry17:30Exploring Calcium and Stabilizer Levels19:31The Langelier Saturation Index Explained22:07Practical Applications of LSI in Pool Maintenance32:19Understanding Pool Chemistry and Its Impact35:05The Importance of the LSI in Pool Maintenance38:11Navigating Alkalinity and Acid Adjustments41:21Total Dissolved Solids: Myths and Realities43:24Calculating the LSI: Tools and Techniques46:46Challenges with Salt Pools and Scaling Issues54:32Final Thoughts and Future Directions Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

    Open Book with Anthony Scaramucci
    America's Affordability Crisis, Zohran Mamdani, Trump's Economy, & Crypto's Lost Momentum

    Open Book with Anthony Scaramucci

    Play Episode Listen Later Dec 23, 2025 28:57


    Mike and I discuss why we're "nervous bulls" on markets—with the Fed cutting rates and Trump pumping money into the economy, valuations look attractive, but an exploding wealth inequality gap and growing political backlash could trigger a revolution that ends the bull market. We dive into housing affordability (half of America earns below what's needed to buy a home), tokenization's global impact, Abu Dhabi's rise as a financial hub, and what economic warning signs would make us turn bearish.

    Doctor Who: Tin Dog Podcast
    TDP 1440: The War Between the Land and the Sea Episode Five

    Doctor Who: Tin Dog Podcast

    Play Episode Listen Later Dec 23, 2025 16:42


    https://bbvproductions.co.uk/products/Faction-Paradox-The-Confession-of-Brother-Signet-AUDIO-DOWNLOAD-p389922366 The War Between the Land and the Sea is a British science fiction television miniseries. The series was created by Russell T Davies for BBC One and Disney+ as part of the Doctor Who franchise, known as the Whoniverse. Starring Russell Tovey and Gugu Mbatha-Raw, the series features UNIT in their attempt to prevent a global war caused by the return of the Sea Devils, now known as "Homo Aqua". Jemma Redgrave, Colin McFarlane, Alexander Devrient and Ruth Madeley reprise their respective roles from Doctor Who and its franchised series. The series was first reported on in July 2024, and filmed from August to December 2024 across Wales, Cardiff and Spain. Of the five episodes, the premiere and finale were written by Davies, with the other three by Pete McTighe. The War Between the Land and the Sea premiered on BBC One on 7 December 2025 with its first two episodes, and is scheduled to be released on Disney+ in 2026. The series has received generally positive reviews from critics for its performances (particularly Redgrave's) and its similarities to Torchwood. Premise UNIT must take action to prevent a global war once an ancient species, the Homo aqua, comes out from the sea, revealing itself to humanity.[1] Cast Main Russell Tovey as Barclay Pierre-Dupont, a low-level UNIT transportation arranger who is unexpectedly appointed as humanity's ambassador. Gugu Mbatha-Raw as Salt, the Ambassador of the Homo Aqua. Recurring Jemma Redgrave as Kate Lethbridge-Stewart, the commander-in-chief of UNIT. Redgrave reprises her role from Doctor Who. Colin McFarlane as General Austin Pierce, a high-ranking American UNIT officer. McFarlane reprises his role from Torchwood: Children of Earth. Alexander Devrient as Col. Christofer Ibrahim, a senior UNIT officer who is part of Kate's personal staff. Devrient reprises his role from Doctor Who. Ruth Madeley as Shirley Anne Bingham, UNIT's fifty-sixth scientific advisor and part of Kate's personal staff. Madeley reprises her role from Doctor Who. Adrian Lukis as Jonathan Hynes, a politician initially appointed as humanity's ambassador. Vincent Franklin as Harry Shaw, the Prime Minister of the United Kingdom. Steward Alexander as General Oscar Gunsberg, a high-ranking American general acting as the US envoy and a key ally of Shaw. Barbara Probst as General Dominique Dussolier, a high-ranking French general acting as the French envoy and a key ally of Shaw. Patrick Baladi as Sir Keith Spears, a key ally and donor of Shaw. Francesca Corney as Sgt. Hana Chakri, a UNIT soldier assigned to protect Barclay. Ann Akinjirin as Barbara Pierre-Dupont, Barclay's estranged spouse. Cat Gannon as Kirby Pierre-Dupont, Barclay and Barbara's teenage daughter. Lachele Carl as Trinity Wells, an American news reporter. Wells reprises her role from Doctor Who. Samuel Oatley as Tide, a Homo Aqua who succeeds Salt as ambassador. Guest Mei Mac as Min Tso, a member of UNIT. Waleed Hammad as Col. Tariq Hashim, a UNIT field officer. Hannah Donaldson as Captain Louise Mackie, a UNIT company officer. William Gaminara as Ted Campbell, an ambassador selected to represent his nation. Episodes No. Title Directed by Written by Original release date UK viewers (millions) [2] 1 "Homo Aqua" Dylan Holmes Williams Russell T Davies 7 December 2025 4.31 Transport clerk Barclay Pierre-Dupont is contacted by UNIT after the discovery and killing of a Homo Aqua by fishermen. The creature that had been discovered at sea is recaptured by its own kind, killing two UNIT soldiers in the process. UNIT immediately initiate first contact between the two species. Both agree to a treaty of peace, and the Homo Aqua simultaneously reveal their presence to humanity worldwide, desiring to speak to all humans. A meeting is set up in London and several members of the Homo Aqua are seen for the first time. They introduce their humanoid ambassador, Salt, who requests that Barclay serves as the human ambassador. Barclay agrees. 2 "Plastic Apocalypse" Dylan Holmes Williams Pete McTighe 7 December 2025 3.56 Kate Lethbridge-Stewart, the commander-in-chief of UNIT, agrees to work with Barclay to carry out diplomatic negotiations with Homo Aqua, who wish for worldwide pollution to cease. Barclay's estranged family is brought into UNIT custody for safety while UNIT scientists examine eggs breed by the Homo Aqua that had been affected by pollution. At the next meeting, Salt requests water from the River Thames for Barclay to drink. Due to the water's contamination, Barclay refuses and, against UNIT instruction, chooses to acknowledges humanity's mistakes instead. Humanity presents a plan to reduce pollution within forty years, which Salt disagrees with. In response, a storm releases all the plastic from the world's waters back onto land. When world leaders challenge Salt, Barclay agrees to meet with the Homo Aqua under the Atlantic Ocean in the Romanche Gap. 3 "The Deep" Dylan Holmes Williams Pete McTighe 14 December 2025 TBD A UNIT team, consisting of Barclay, General Austin Pierce, Min Tso, Captain Louise Mackey, and diplomatic representatives Ravi Singh and Ted Campbell, are assembled for the underwater meeting; Campbell brings a globe as a gift for Salt. During their submarine descent, Kate meets at Downing Street with Prime Minister Harry Shaw and General Oscar Gunsberg with tensions rising over who owns the world's water. A new war plan named "Severance" is prepared without the knowledge of UNIT. Under the water, the submarine team exit into an environment created for them by the Sea Devils. UNIT colonel Cristofer Ibrahim is assassinated while with Kate on the surface, by an unknown assailant. Once the submarine team are stood in front of the Homo Aqua assembly, Campbell presents the globe as a gift, only to reveal that he is a mole and the globe is a concealed bomb which he detonates. 4 "The Witch of the Waterfall" Dylan Holmes Williams Pete McTighe 14 December 2025 TBD The entire submarine crew, with the exception of Barclay, are killed by the detonation. As Salt safely returns Barclay to land, a deepfake video of her is shown to the public, threatening any human who enters the water. Salt is captured by UNIT, until Barclay rescues her, both immediately becoming fugitives. Shaw is pressured into moving forward with Severance, spearheaded by Gunsberg. Meanwhile, Kate meets Salt's successor, Tide, who informs Downing Street that Salt is considered a traitor for saving a human and is subject to execution. Salt and Barclay go on the run from both UNIT and Severance while Kate struggles to cope with the death of Ibrahim. Barclay contacts his wife Barbara and requests they rendezvous with a vehicle on Lambeth Bridge, with a plan to meet an ally in North Wales and attempt contact with Kate. They are ambushed by UNIT and Severance operatives. When it is revealed that the video of Salt is a deepfake, Kate orders UNIT to fire at Severance just as Salt releases a vocal high-pitched shriek, giving her time to escape into the Thames. In retaliation, Tide threatens to use rust to end humanity. 5 "The End of the War" Dylan Holmes Williams Russell T Davies 21 December 2025 TBD Disagreements continue to occur over the melting ice. Kate hallucinates Colonel Ibrahim. She requests her therapist for an increase of her prescription for paroxetine, but is threatened with being signed off. Kate bribes her in response. Barclay is medically assessed and begins secret nightly visits to Herne Bay, calling for Salt in the sea. Kate presses Prime Minister Shaw for information about the word 'severance', who denies having any knowledge of it. After blocking a signal disruptor used to prevent Salt contacting Barclay, they finally meet. Salt tells Barclay to use the word 'accord', which has ancient meaning. Barclay informs Kate and they plan to disguise the message throughout the oceans. Dead Sea Devils begin to show up at shores and at the surface of lakes, rivers and oceans throughout the world. Kate deduces that this is Severance. At Downing Street it is revealed that the virus is engineered to only affect nine out of every ten Sea Devils. The Sea Devils surrender and inform humanity that they have won the war, but to be wary of water in the future. Kate drives Barclay to the sea, who finds Salt there. Salt gives Barclay gills, and they swim away together. A man drops a plastic bottle, who after refusing to pick it up, Kate threatens with a gun. Production Development In July 2024, Deadline Hollywood reported a new Doctor Who spin-off titled The War Between the Land and the Sea was set to begin filming in September.[3] Russell T Davies confirmed later that month at San Diego Comic Con that production would begin in August.[4] Produced by Bad Wolf and BBC Studios, Davies served as executive producer along with Pete McTighe, Joel Collins, Julie Gardner, and Jane Tranter.[5][6] Edoardo Ferretti took on the role of television producer with pre-production underway by July 2024.[7] Casting Russell Tovey and Gugu Mbatha-Raw lead the series with Jemma Redgrave and Alexander Devrient reprising their roles from Doctor Who as Kate Lethbridge-Stewart and Colonel Ibrahim, respectively.[1][8] Tovey and Mbatha-Raw previously played Alonso Frame and Tish Jones in Doctor Who.[9] Ruth Madeley also returns from Doctor Who, playing Shirley Anne Bingham. Colin McFarlane reprises his role as General Austin Pierce, a character first introduced and last seen fifteen years prior in the third series of Torchwood, another Doctor Who spin-off.[10] Adrian Lukis, Patrick Baladi, Vincent Franklin, Francesca Corney and Mei Mac were announced as additional cast members in October 2024.[11] Writing The five-part series was written by Davies and Pete McTighe.[12] According to McTighe, Davies had already devised the series' concept and scripted its first episode prior to writing the 60th anniversary specials of Doctor Who,[13] which marked the beginning of his second tenure on the series as writer and showrunner. After McTighe delivered the first draft of "Lucky Day", his episode of the fifteenth series of Doctor Who (and third for the show as a whole), Davies asked him to collaborate on the remainder of the spin-off in 2023.[13] The two split writing duties across the programme, with Davies writing the finale in addition to his existing opening script, and McTighe the second, third and fourth episodes; Davies initially stated he had co-written the fourth with McTighe,[14] but was subsequently not co-credited in the episode itself.[15] Following filming wrapping on series 15 of Doctor Who, the first read-through for all five episodes occurred on 19 August 2024.[7] Filming Some filming took place internationally, including on Mallorca.[16] All episodes were produced in one block, compared to the two to three blocks that would usually be used for five episodes.[17] Location shooting began on 29 August 2024 in Barry and Atlantic Wharf, both in south Wales. Filming continued into September in various locations across Wales, including at the Welsh Government Building, City Arms pub, Hodge House, and Merthyr Mawr. In October, the series was spotted filming at Cardiff City Hall and National Museum Cardiff. November filming occurred

    Tales from the Crypt
    #697: The Legal Fight Against UK Online Censorship with Preston Byrne

    Tales from the Crypt

    Play Episode Listen Later Dec 22, 2025 87:19


    Marty sits down with Preston Byrne to discuss his legal battle defending 4chan and other American companies against UK and EU censorship laws, the proposed GRANITE Act, and why protecting First Amendment rights online is an existential fight for internet freedom. Preston on Twitter: https://x.com/prestonjbyrne Preston's website: https://prestonbyrne.com/ STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/VJ2dABShBz Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Bitkey https://bit.ly/4pOv2L4 Unchained https://unchained.com/tftc/ Obscura https://obscura.net/ SLNT https://slnt.com/tftc CrowdHealth https://www.joincrowdhealth.com/tftc Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/

    Mully & Haugh Show on 670 The Score
    Pick 6: Bears added salt to the wound for Matt LaFleur, Packers

    Mully & Haugh Show on 670 The Score

    Play Episode Listen Later Dec 22, 2025 10:53


    Mike Mulligan and David Haugh continued to discuss the top sports stories of the day in the Pick 6 segment.

    WFOD: The Wheelbarrow Full of Dicks Internet Radio Program
    WFOD #748: PICKLE SALT AND THE CHRISTMAS FERRY

    WFOD: The Wheelbarrow Full of Dicks Internet Radio Program

    Play Episode Listen Later Dec 22, 2025 50:14


    mike, travis and drunk discuss the following topics.... taking the ferry to Christmas..... the fifa peace awards.... sabrina carpenter's ice issue..... busta rhymes isn't tracy morgan...... Shirley manson hates beach balls..... it's hard out there..... the king of colas tries la Croix la cola: 0.3 potw: 50 cent's diddy doc marketing/hard knocks nfc east/grinch pickle salt well, bye.

    The Snowjobs Podcast
    S3-150: Dohner Landscaping, Hudson Ohio, and some Salt Spreader Talk!

    The Snowjobs Podcast

    Play Episode Listen Later Dec 22, 2025 74:47


    Merry Christmas to all! In this episode the guys sit down with Scott Dohner of Dohner Landscaping to hear about how they handle lake effect snow in Ohio, and to also start talking Salt Spreaders with him.

    Utah Utes Interviews
    Utah MBB vs Eastern Washington: Head Coach Alex Jensen Postgame Interview

    Utah Utes Interviews

    Play Episode Listen Later Dec 21, 2025 4:47 Transcription Available


    Tales from the Crypt
    #696: How Peer Review Became a Weapon with Jessica Rose & Kevin McKernan

    Tales from the Crypt

    Play Episode Listen Later Dec 20, 2025 104:56


    Marty sits down with Jessica Rose and Kevin McKernan to discuss the coordinated attacks on their vaccine contamination research, the corrupt peer review system designed to suppress inconvenient science, and how Bitcoin and Nostr can create a censorship-resistant alternative for publishing. Elisabeth Bik thread: https://x.com/SciGuardians/status/1990482634410004751 Kevin on Twitter: https://x.com/Kevin_McKernan Jessica on Twitter: https://x.com/JesslovesMJK STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/VJ2dABShBz Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Bitkey https://bit.ly/4pOv2L4 Unchained https://unchained.com/tftc/ Obscura https://obscura.net/ SLNT https://slnt.com/tftc CrowdHealth https://www.joincrowdhealth.com/tftc Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/

    Smartinvesting2000
    December 19th, 2025 | China's trade surplus hit $1.1 trillion, Labor market Data , Inflation reports progress, Become a millionaire? Invest in your 401(k)! Itemized Deductions Before Dec. 31st & More

    Smartinvesting2000

    Play Episode Listen Later Dec 20, 2025 55:39


    How did China's trade surplus hit $1.1 trillion this year? The United States purchased around $450 billion of manufactured goods from China in 2024, but trade has dropped between the two countries so how did China have a record surplus of $1.1 trillion through November 2025? The current tariff on goods imported from China is around 37% according to the Tax Policy Center and imported goods from China have dropped dramatically. China has been able to increase their exports to other countries to more than compensate for the loss of exports to the United States which are down roughly 19%. China has seen an increase of exports to Southeast Asia of 14%, the European Union has increased 8%, and Latin America saw a 7% increase in exports from China. A big increase of 25% in exports to Africa was also very helpful to China's manufacturing surplus. Even though they're turning out more cars, manufacturing products and chemicals than ever before, it has created a very heavy competition in China which is pushing down prices, profits, and income for the Chinese manufacturing companies. There will not be another round of talks between the US and Chins until next year. At the last set of trade talks the US did lower our tariffs and China promised to buy American soy beans and end a plan to tighten the export of rare earths, which are critical and found in many products from jet engines to cars and many other electronics as well. We will continue to follow the developments of these trade talks as there should be more news coming next year!   Finally some data on the labor market! With the government shutdown, a lot of the data for the labor market was delayed. We finally got employment figures for October and November, and they were interesting to say the least! To start, the October numbers looked horrific considering payrolls declined by 105,000 in the month. While this sounds troubling, it's important to remember all of those government workers on severance were still counted as employed until the severance ended. This led to a decline in government payrolls of 162,000 in the month of October. Losses in government payrolls continued in November, but at a much slower rate as they tallied 6,000 in the month. Since reaching a peak in January, government employment has seen a decline of 271,000 jobs. Looking at November, payrolls increased by 64,000, but healthcare continued to carry most of the weight as the sector accounted for more than 70% of the total net increase and added 46,000 jobs. Construction was also strong in the month as the sector added 28,000 jobs, but many other areas saw little change and transportation and warehousing was weak as payrolls declined by 18,000. Another concern in the report was the unemployment rate ticked up to 4.6%, which was above the 4.4% level in September and marked the highest reading since September 2021. Overall, when I look at the labor market it is definitely slowing, but I wouldn't say I'm overly concerned at this point in time. While it is concerning to see declines in the payroll level in three of the last six months, for the most part the private market has done a good job picking up the large declines in the government sector, which I view as healthy. I don't want to say our labor market is booming at this point in time, but I would still classify as relatively healthy.    Inflation report shows great progress, can it be trusted? Headline November CPI came in at 2.7% compared to last November, which was well below the estimate of 3.1% and core CPI, which excludes food and energy, showed an increase of just 2.6%. This was the lowest reading for core CPI since March 2021 when the increase was just 1.6% and it also came in well below the estimate of 3.0%. Some areas in the report remained challenging particularly in food, where we saw uncooked beef roast climb 21.2% and coffee increase by 18.8%. Beef prices have struggled as cattle supply touched its lowest point in 2025 since the early 1950s and coffee prices have been hit by extreme weather in major coffee-producing countries as well as the tariffs levied on Brazil. Shelter inflation was positive in the report as the annual increase was just 3% and it's believed there is more relief coming for the largest weight in the CPI, which generally occupies around 1/3 of the headline number. If the inflation for shelter slows further, it would be very beneficial for the inflation rate as we progress through 2026. The big problem with this report is there are questions about how accurate the data is. Due to the shutdown, there was no data collected for the month of October, and the BLS was only able to collect data for about half the month of November as the shutdown did not end until November 12th. For the time being we are pleased with the results from this CPI report, but I do believe there will now be even more emphasis on the December CPI as that will be the first full month of data following the record-breaking government shutdown.    Want to become a millionaire? Invest in your 401(k)! There are more and more people with $1 million or more in a 401(k) as companies like Fidelity and Vanguard are seeing record numbers of people with accounts of more than $1 million. Fidelity said they hit the highest level ever when it comes to 401k millionaires with about 3.2% of their 401k's or 654,000 accounts now over $1 million. Vanguard also had similar numbers for 401k millionaires. Becoming a 401k millionaire is not a get rich quick scheme, but it's a proven way to build your wealth long-term with proper investment choices. It is estimated that roughly 86% of those with $1 million plus in their 401k are 50 or older. It is also estimated that around 1000 people per day become 401k millionaires in the US. The key to becoming a 401K millionaire is to invest wisely, which means not too aggressive, but also not too conservative. Also, when a portfolio drops, you cannot sell everything and wait for the market to get better, you or an investment professional must verify that you have good quality investments in your portfolio that can handle the financial storms and also it's important to continue adding to your portfolio during these difficult times. It is important not to pull money out from your 401(k) for any reason at all, no matter how bad you think the situation is, it will improve. It is much better to deal with problems when you're young rather than when you're in your 60s because you did not let your 401(k) grow to over a million dollars.   Financial Planning: Taking Advantage of Itemized Deductions Before December 31st With the repeal of the $10,000 SALT deduction limit, many taxpayers may once again benefit from itemizing deductions rather than taking the standard deduction, and there are practical steps that can be taken before year-end to further enhance that benefit. The SALT deduction includes both state income taxes and property taxes, and because individuals are cash-basis taxpayers, deductions are generally taken when expenses are paid rather than when they are due, meaning that paying certain obligations before December 31st can shift future deductions into the current tax year. In California and many other states, property taxes are paid in two installments, with the first due in December and the second due in April.  If the April installment is paid by December 31st, it may be deductible in the current year instead of the following one. Similarly, the final state estimated tax payment is typically due on January 15th, but making that payment in December allows the deduction to be taken in the current year. Another significant itemized deduction is mortgage interest, and while mortgage payments are usually due on the first of the month, making the January 1st payment in December can allow the interest from that payment to be deducted in 2025 rather than 2026. In addition, charitable deduction rules are scheduled to change in 2026 and will be subject to an adjusted gross income (AGI) limitation, which means taxpayers who are charitably inclined may benefit from accelerating planned donations into the current year while the rules are more favorable. Taken together, these strategies tend to be most effective when income is higher in the current year, as accelerating deductions while in higher tax brackets results in greater overall tax savings.   Companies Discussed: Oxford Industries, Inc. (OXM), Exxon Mobil Corporation (XOM), Vail Resorts, Inc. (MTN) & Costco Wholesale Corporation (COST)

    The
    How Bitcoin Stopped Financial Collapse w/ Radu Chichi

    The "What is Money?" Show

    Play Episode Listen Later Dec 19, 2025 115:57


    // GUEST //X: https://x.com/LizardWizardBTC // SPONSORS //Heart and Soil Supplements (use discount code BREEDLOVE): https://heartandsoil.co/Blockware Solutions: https://mining.blockwaresolutions.comOnramp: https://onrampbitcoin.com/?grsf=breedlovePerformance Lab Supplements: https://www.performancelab.com/breedloveThe Farm at Okefenokee: https://okefarm.com/Club Orange: https://www.cluborange.org/Efani — Protect Yourself From SIM Swaps: https://www.efani.com/breedlove // PRODUCTS I ENDORSE //Protect your mobile phone from SIM swap attacks: https://www.efani.com/breedloveLineage Provisions (use discount code BREEDLOVE): https://lineageprovisions.com/?ref=breedlove_22Colorado Craft Beef (use discount code BREEDLOVE): https://coloradocraftbeef.com/Salt of the Earth Electrolytes: http://drinksote.com/breedloveJawzrsize (code RobertBreedlove for 20% off): https://jawzrsize.com // UNLOCK THE WISDOM OF THE WORLD'S BEST NON-FICTION BOOKS //https://course.breedlove.io/ // SUBSCRIBE TO THE CLIPS CHANNEL //https://www.youtube.com/@robertbreedloveclips2996/videos // TIMESTAMPS //0:00 – WiM Episode Trailer1:55 – Podcast Begins9:18 – Collapse Narratives vs Reality18:02 – Fear, Power, and Monetary Control22:47 – Heart and Soil Supplements23:48 – Mine Bitcoin with Blockware Solutions24:55 – Biblical Cycles of Collapse and Renewal35:10 – Apocalypse as a Pattern, Not an Event42:36 – Onramp Bitcoin Custody43:34 – Performance Lab Supplements44:42 – Bitcoin as a Moral Technology56:28 – Why the World Didn't End1:04:49 – The Farm at Okefenokee1:06:01 – Sound Money and Civilizational Stability1:18:47 – Prophecy, Pattern Recognition, and Power1:33:23 – Orange Club1:34:31 – Decentralization vs Authority1:45:52 – Faith, Fear, and the Future1:53:24 – Efani: Protect Yourself From SIM Swaps1:54:30 – Unlock the Wisdom of the Best Non-Fiction Books1:55:33 – Outro // PODCAST //Podcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsERSS Feed: https://feeds.simplecast.com/MLdpYXYI // SUPPORT THIS CHANNEL //Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://account.venmo.com/u/Robert-Breedlove-2 // SOCIAL //Breedlove X: https://x.com/Breedlove22WiM? X: https://x.com/WhatisMoneyShowLinkedin: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22Substack: https://breedlove22.substack.com/All My Current Work: https://linktr.ee/robertbreedlove

    The Jesus Podcast
    Salt & Light - Daniel and The King's Men

    The Jesus Podcast

    Play Episode Listen Later Dec 19, 2025 25:42 Transcription Available


    Uncover the inspiring story of Daniel and his friends who thrived in Babylon by standing firm in their faith and values, becoming influential advisors to the king.In this episode, journey with Daniel and his friends as they navigate the challenges of Babylonian captivity while remaining steadfast in their faith. Discover how they became beacons of wisdom and integrity in a foreign land.Today's Bible verse is Matthew 5:13, from the King James Version.Download the Pray.com app for more Christian content including, Daily Prayers, Inspirational Testimonies, and Bedtime Bible Stories.Pray.com is the digital destination for faith. With over 5,000 daily prayers, meditations, bedtime stories, and cinematic stories inspired by the Bible, the Pray.com app has everything you need to keep your focus on the Lord. Make Prayer a priority and download the #1 App for Prayer and Sleep today in the Apple app store or Google Play store.See omnystudio.com/listener for privacy information.

    Doctor Who: Tin Dog Podcast
    TDP 1439: The War Between the Land and the Sea Episode Four

    Doctor Who: Tin Dog Podcast

    Play Episode Listen Later Dec 19, 2025 14:55


    https://m.ebay.co.uk/sch/i.html?sid=tindogpodcast&_pgn=1&isRefine=true&_trksid=p4429486.m3561.l49496 The War Between the Land and the Sea is a British science fiction television miniseries. The series was created by Russell T Davies for BBC One and Disney+ as part of the Doctor Who franchise, known as the Whoniverse. Starring Russell Tovey and Gugu Mbatha-Raw, the series features UNIT in their attempt to prevent a global war caused by the return of the Sea Devils, also named "Homo Aqua". Jemma Redgrave, Colin McFarlane, Alexander Devrient and Ruth Madeley reprise their respective roles from Doctor Who and its franchised series. The series was first reported on in July 2024, and filmed from August to December 2024 across Wales, Cardiff and Spain. Of the five episodes, the premiere and finale were written by Davies, with the other three by Pete McTighe. The War Between the Land and the Sea premiered on BBC One on 7 December 2025 with its first two episodes, and is scheduled to be released on Disney+ in 2026. The series has received generally positive reviews from critics for its performances (particularly Redgrave's) and its similarities to Torchwood. Premise UNIT must take action to prevent a global war once an ancient species, the Homo aqua, comes out from the sea, revealing itself to humanity.[1] Cast Main Russell Tovey as Barclay Pierre-Dupont, a low-level member of UNIT, a transportation arranger, who is unexpectedly appointed as Ambassador by Salt Gugu Mbatha-Raw as Salt, the Ambassador of the Sea Devils Recurring Jemma Redgrave as Kate Lethbridge-Stewart, the commander-in-chief of UNIT, who reprises her role from Doctor Who. Colin McFarlane as General Austin Pierce, a high-ranking American UNIT officer, who reprises his role from Torchwood: Children of Earth. Alexander Devrient as Colonel Christofer Ibrahim, a senior UNIT officer, part of Kate's personal staff, who reprises his role from Doctor Who. Ruth Madeley as Shirley Anne Bingham, UNIT's fifty-sixth scientific advisor, part of Kate's personal staff, who reprises her role from Doctor Who. Adrian Lukis as Jonathan Hynes, a politician initially appointed as humanity's ambassador Vincent Franklin as Harry Shaw, the Prime Minister of the United Kingdom Francesca Corney as Sergeant Hana Chakri, a UNIT soldier assigned to protect Barclay Ann Akinjirin as Barbara Pierre-Dupont, Barclay's estranged spouse Cat Gannon as Kirby Pierre-Dupont, Barclay and Barbara's teenage child Guest Mei Mac as Min Tso, member of UNIT Waleed Hammad as Colonel Tariq Hashim, a UNIT field officer Hannah Donaldson as Captain Louise Mackie, a UNIT company officer William Gaminara as Ted Campbell, an ambassador selected to represent his nation Lachele Carl as Trinity Wells, a news reporter, who reprises her role from Doctor Who. Episodes No. Title [2] Directed by [3] Written by [4] Original release date [5] UK viewers (millions) [6] 1 "Homo Aqua" Dylan Holmes Williams Russell T Davies 7 December 2025 TBD 2 "Plastic Apocalypse" Dylan Holmes Williams Pete McTighe 7 December 2025 TBD 3 "The Deep" Dylan Holmes Williams Pete McTighe 14 December 2025 TBD 4 "The Witch of the Waterfall" Dylan Holmes Williams Pete McTighe 14 December 2025 TBD 5 "The End of the War" Dylan Holmes Williams Russell T Davies 21 December 2025 TBD

    Lend Academy Podcast
    Jason Lee, Head of Chime Enterprise, on the transformation of employee financial health

    Lend Academy Podcast

    Play Episode Listen Later Dec 19, 2025 33:15


    Today's guest is Jason Lee, a fintech veteran who has been at the forefront of employee financial wellness innovation for nearly a decade. After co-founding and scaling DailyPay into one of the pioneering companies in earned wage access, Jason went on to launch Salt Labs, an innovative employee rewards platform that Chime acquired just 18 months after its founding. Now, as the leader of Chime Enterprise, Jason is on a mission to make financial health benefits as ubiquitous in the workplace as health insurance.In this conversation, we explore why he believes every employer will eventually offer these programs, not out of altruism, but because it makes compelling business sense. Jason shares fascinating insights about how financial stress undermines productivity, why employees value Salt's non-dollar rewards even more than cash, and his ambitious vision for building an employer-focused financial health platform that could parallel what Fidelity achieved in retirement. It's a conversation about the intersection of fintech, HR technology, and the future of work – and why the employer may be the most powerful catalyst for improving Americans' financial lives.In this podcast you will learn:Jason's high profile background in fintech.The origins of Salt Labs and how they became part of Chime.The premise for Chime Workplace.Why they are fundamentally in the productivity business.How they are able to measure financial wellness outcomes.Why employers are caring more about the financial health of their employees today.Jason's prediction for employers and financial wellness.The target market for Chime Workplace.What they hear when they first go into a new employer.Why they don't charge employers for Chime Workplace.How their SALT rewards work.Jason's vision for the future of employer-driven financial wellness.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

    Utah Utes Interviews
    Sammy Mora on Kyle Whittingham's first public comments since announcing he's leaving the Utah FB program + more

    Utah Utes Interviews

    Play Episode Listen Later Dec 19, 2025 15:38 Transcription Available


    The Managing Editor for Utezone on Kyle Whittingham's public comments yesterday, He's in the transfer portal (?) + more

    Utah Utes Interviews
    Utah Football Post Practice - HC Kyle Whittingham

    Utah Utes Interviews

    Play Episode Listen Later Dec 19, 2025 5:25 Transcription Available


    Utah Utes Interviews
    Utah Football Post Practice - QB Devon Dampier

    Utah Utes Interviews

    Play Episode Listen Later Dec 19, 2025 3:33 Transcription Available


    Utah Utes Interviews
    Utah Football Post Practice - LB Lander Barton

    Utah Utes Interviews

    Play Episode Listen Later Dec 19, 2025 2:30 Transcription Available


    Radio Helderberg 93.6FM
    A Pinch Of Salt With Chef Peter Goffe-Wood - 19 Dec 2025

    Radio Helderberg 93.6FM

    Play Episode Listen Later Dec 19, 2025 9:19


    Tune in to #OfficeHours every Friday at 10:20am for A Pinch Of Salt with Chef Peter Goffe-Wood!

    Salt Talks
    Salt on Akin Monehin's book and preparing for 2026

    Salt Talks

    Play Episode Listen Later Dec 19, 2025 18:59


    Salt on Akin Monehin's Book and preparing for 2026.Salt is spilling the tea on why she bought Akin Monehin's book, "Execution is a Lie : Why Real-Work Fails Without Systems, Signals and Skin in the Game” Hope you listen. Hope you get his book. How are you preparing for your 2026? Do share. Merry Keresimisi in advance

    The Most Dramatic Podcast Ever with Chris Harrison
    Holiday Gift Guide #14: Salt & Stone Mini Deodorant Discovery Set 

    The Most Dramatic Podcast Ever with Chris Harrison

    Play Episode Listen Later Dec 18, 2025 16:48 Transcription Available


    It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #14: https://www.anthropologie.com/shop/salt-stone-mini-deodorant-set-of-4See omnystudio.com/listener for privacy information.

    Amy and T.J. Podcast
    Holiday Gift Guide #14: Salt & Stone Mini Deodorant Discovery Set 

    Amy and T.J. Podcast

    Play Episode Listen Later Dec 18, 2025 16:48 Transcription Available


    It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #14: https://www.anthropologie.com/shop/salt-stone-mini-deodorant-set-of-4See omnystudio.com/listener for privacy information.

    How Men Think with Brooks Laich & Gavin DeGraw
    Holiday Gift Guide #14: Salt & Stone Mini Deodorant Discovery Set 

    How Men Think with Brooks Laich & Gavin DeGraw

    Play Episode Listen Later Dec 18, 2025 16:48 Transcription Available


    It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #14: https://www.anthropologie.com/shop/salt-stone-mini-deodorant-set-of-4See omnystudio.com/listener for privacy information.

    Rabbit Hole Recap
    RABBIT HOLE RECAP #388: A CHRISTMAS MIRACLE

    Rabbit Hole Recap

    Play Episode Listen Later Dec 18, 2025 109:46


    - free samourai https://billandkeonne.org/ - jade vulnerability https://blog.blockstream.com/jade-security-disclosure/ - california strike loans https://x.com/strike/status/2001341268375568560 - Fold Becomes First Public Bitcoin Financial Services Company to Operate Nationwide Through BitGo's Federally Chartered Trust Framework https://investor.foldapp.com/news-releases/news-release-details/fold-becomes-first-public-bitcoin-financial-services-company - BRICS | Digital Currency Launched The BRICS monetary bloc has launched a working prototype of a digital currency known as the “Unit,” backed by a basket of precious metals and BRICS national currencies. The first 100 Units were issued in a pilot led by Russia's Institute for Economic Strategies. The BRICS bloc includes many authoritarian or hybrid authoritarian regimes that use capital controls, censorship, and financial surveillance to manage dissent. A state-designed, programmable digital currency rail used across multiple authoritarian states could harden those powers. FinancialFreedomReport.org - BTCPay Server 2.3 https://primal.net/e/nevent1qqsr6f4jmfefqjfqhhp0xnn8wk3qdth8zcunj7074vzr0dmaw5u734g38fq45 - pear pass https://x.com/tether_to/status/2001269408296058890 - sats buddy https://github.com/reez/SatsBuddy - venezuela oil blockade https://www.reuters.com/world/americas/trump-orders-blockade-sanctioned-oil-tankers-leaving-entering-venezuela-2025-12-16/ - director of MIT's Plasma Science and Fusion Center was shot to death https://apnews.com/article/mit-shooting-nuno-fg-loureiro-portugal-f310824e354180816c33c9f40c0c5195 3:59 – Opening riff 23:04 – Dahsboard 24:24 – China ban 28:09 – Free Samourai 35:19 – Jade disclosure 39:34 – Strike CA loans 43:24 – Fold 47:54 – HRF Story of the Week 52:29 – Saylor quantum 1:06:54 – Boosts 1:08:19 – Software updates 1:21:59 – Venezuela blockade 1:36:19 – MIT prof murder Shoutout to our sponsors: Coinkite https://coinkite.com/ Stakwork https://stakwork.ai/ Obscura https://obscura.net/ Salt of the Earth https://drinksote.com/rhr Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/marty Newsletter https://tftc.io/martys-bent/ Podcast https://tftc.io/podcasts/ Follow Odell: Nostr https://primal.net/odell Newsletter https://discreetlog.com/ Podcast https://citadeldispatch.com/

    Open Book with Anthony Scaramucci
    The FORGOTTEN STORIES of WWII's BRAVEST SPIES - Kate Vigurs

    Open Book with Anthony Scaramucci

    Play Episode Listen Later Dec 18, 2025 29:11


    Kate Vigurs is an independent historian, author, lecturer, and academic advisor. She is the author of Mission France and is a frequent contributor to TV, radio, and the press. Get her wonderful book Mission Europe: The Secret History of the Women of SOE Anthony Scaramucci is the founder and managing partner of SkyBridge, a global alternative investment firm, and founder and chairman of SALT, a global thought leadership forum and venture studio. He is the host of the podcast Open Book with Anthony Scaramucci. A graduate of Tufts University and Harvard Law School, he lives in Manhasset, Long Island.

    Rachel Goes Rogue
    Holiday Gift Guide #14: Salt & Stone Mini Deodorant Discovery Set 

    Rachel Goes Rogue

    Play Episode Listen Later Dec 18, 2025 16:48 Transcription Available


    It’s that time of year where we’re all looking for gifts for our loved ones! From stocking stuffers to the latest new gadgets, Amy and T.J. are spending the next several weeks trying out some of the hottest gift ideas and will give you their honest take. Below is a link with more information on the product (which we have NOT been paid to promote), and we’ll also be sharing it on our Instagram @amyandtjpodcast. Holiday Gift Guide #14: https://www.anthropologie.com/shop/salt-stone-mini-deodorant-set-of-4See omnystudio.com/listener for privacy information.

    Salty Believer Unscripted (Audio)
    Time for an Alien Freakout?

    Salty Believer Unscripted (Audio)

    Play Episode Listen Later Dec 18, 2025


    Is “The Age of Disclosure” something we should pay attention to and freak out, or is it just high-level clickbait? It costs $20 to stream. Is it worth it? Bryan Catherman and Josiah Walker don't know, but they do know that this isn't the first time Christians have freaked out over a documentary. In this episode of Salty Believer Unscripted, the guys discuss what Christians should do when they're invited to a freakout. What should Pastors do when their congregants bring these kinds of panic and worry? That's the topic of this discussion. Copyright 2025. Find more information at SaltyBeliever.com.

    Utah Utes Interviews
    The @UtahMBB Coaches Show! Alex Jensen on all things Runnin' Utes, EWU Matchup, Big 12 tip + more

    Utah Utes Interviews

    Play Episode Listen Later Dec 18, 2025 47:37 Transcription Available


    Utah's #1 sports talk and home University of Utah Athletics!

    Utah Utes Interviews
    Alex Jensen on @UtahMBB non-con wrap-up, Big 12 Expectations + more

    Utah Utes Interviews

    Play Episode Listen Later Dec 18, 2025 5:52 Transcription Available


    Utah's #1 sports talk and home University of Utah Athletics!

    Utah Utes Interviews
    Utah WBB Point Guard LA Sneed Postgame Interview vs UC Riverside

    Utah Utes Interviews

    Play Episode Listen Later Dec 18, 2025 4:42 Transcription Available


    Utah Utes Interviews
    Utah WBB Head Coach Gavin Peterson Postgame Interview vs UC Riverside

    Utah Utes Interviews

    Play Episode Listen Later Dec 18, 2025 4:30 Transcription Available


    Cities and Memory - remixing the sounds of the world
    Aquatic reverberations from Cornwall to SoCal

    Cities and Memory - remixing the sounds of the world

    Play Episode Listen Later Dec 18, 2025 13:06


    "Salt water reverberations and soundscapes are a daily and necessary embodied element of my life by and on the Pacific Ocean in Santa Barbara, Southern California. As a woman from Britain living in SoCal, I connect with the sea caves sounds in Mawgan Porth, Cornwall, England, being soothed and inspired by the rhythms, pitches, textures, and timbres of water drops, accompanied by the constant roar outside the sea caves.  "With Cornish marine sounds I have added my daily ocean soundscapes: slaps of waves on my coastal rowing boat; sea lions barking on bell buoy (slightly muted by the bodies of sea lions bodies) marking the safe harbor entrance; a train on the nearby shore; little Ourn, a homemade 18-foot wooden sailing boat built in 1931 by a 15-year old lad from Eling, Southampton, England, splashing through the waves at 5 knots in the Pacific Ocean near Santa Barbara (and low-tech wind sounds without a wind screen to reminder listeners that sail boats by necessity play with wind power).  "Perhaps these aquatic reverberations can offer some solace and connection with salt water surroundings; and senses of stewardship for protection and conservation of water lives." Sea cave at Mawgan Porth reimagined by Ruth Hellier.

    Tales from the Crypt
    #695: Gen Alpha Is Already Building the Future With AI with @somewhatstella

    Tales from the Crypt

    Play Episode Listen Later Dec 17, 2025 38:48


    Marty sits down with Stella, a 15-year-old student at Austin's Alpha School, to discuss how Gen Alpha is using AI tools like Claude to build real products, why embracing new technology beats negativity, and how autonomy-focused education models are preparing young entrepreneurs for the future. Bibliarch: https://bibliarch.com/home Stella's TikTok: https://www.tiktok.com/@somewhatstella STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/VJ2dABShBz Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Bitkey https://bit.ly/TFTCBitkey20 Unchained https://unchained.com/tftc/ Obscura https://obscura.net/ SLNT https://slnt.com/tftc CrowdHealth https://www.joincrowdhealth.com/tftc Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/

    Retirement Revealed
    The Top 3 Tax-Smart Ways to Give to Charity in 2025

    Retirement Revealed

    Play Episode Listen Later Dec 17, 2025 22:27


    Jeremy Keil explains the top 3 tax efficient strategies for charitable giving in 2025. Most people give to charity because it's meaningful to them — not because of the tax break. And that's the right mindset. But if you're already giving, it makes sense to be intentional and structure that giving in a way that helps you keep more of your hard-earned money. In this episode of Retire Today, I walk through the top three charitable giving strategies for 2025, especially in light of new tax rules taking effect in 2026 and important changes already happening this year. With only a limited window left before year-end, now is the time to understand your options. The key is planning — not reacting in April. Why 2025 Is a Unique Giving Year Late in the year, you usually have a clear picture of your income and tax bracket. That makes it the perfect time to decide when and how to give. With upcoming changes like: A new 0.5% AGI floor on charitable deductions starting in 2026 A cap on the value of deductions for high earners A higher SALT deduction limit already in effect 2025 offers an opportunity to be proactive instead of passive. Depending on your income, it may make sense to pull future giving forward — or delay certain gifts until next year. But that decision should be made intentionally, not by default. Strategy #1: Bunch Your Charitable Deductions Bunching means combining multiple years of charitable giving into a single tax year to exceed the standard deduction and unlock itemized deductions. For example, if you normally give $10,000 per year to charity but don't itemize, you may get no tax benefit at all. But by contributing two to four years of giving in one year, you may be able to itemize and deduct the full amount. The most effective way to do this is through a donor-advised fund (DAF). A DAF lets you: Take the tax deduction now Give to charities later, on your preferred schedule Keep your giving consistent for the organizations you support This separates the timing of your tax deduction from the timing of your charitable gifts — a powerful planning tool when income fluctuates. Strategy #2: Donate Appreciated Investments Instead of Cash One of the most tax-efficient ways to give is donating long-term appreciated investments from a taxable brokerage account. When you sell an investment that has gone up in value, you owe capital gains tax. When you donate that same investment directly to charity (or to a donor-advised fund), you: Avoid paying capital gains tax Receive a charitable deduction for the full market value Remove a concentrated position from your portfolio This strategy is especially effective after strong market years like 2023, 2024, and 2025, when many investors are sitting on significant unrealized gains. To qualify, the investment must be held for more than one year (long-term capital gain). Many custodians automatically select the most tax-efficient shares when processing these donations, making the strategy easier to implement than most people expect. Strategy #3: Use Qualified Charitable Distributions (QCDs) For those age 70½ or older, Qualified Charitable Distributions are often the most powerful giving strategy available. A QCD allows you to send money directly from your traditional IRA to a qualified charity. That money: Never shows up as taxable income Can satisfy Required Minimum Distributions (once applicable) Reduces future RMDs by shrinking your IRA balance Many retirees make the mistake of taking IRA withdrawals, depositing the money into checking, and then writing checks to charity. That approach often increases taxable income, affects Social Security taxation, and can raise Medicare premiums — even if a charitable deduction is available. QCDs avoid those issues entirely by keeping the income off your tax return in the first place. Even if you're not yet subject to RMDs, starting QCDs early can still make sense if part of your regular spending includes charitable giving. Putting It All Together These three strategies often work best in combination: Use donor-advised funds to bunch deductions Fund those DAFs with appreciated investments Use QCDs once you reach age 70½ But none of this should be done blindly. The right approach depends on: Your income this year and next Whether you itemize or take the standard deduction Your charitable goals Your long-term retirement and tax plan The most important step is projecting your tax situation before the year ends and making decisions on purpose — not by default. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337 Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA® is a financial advisor in Milwaukee, WI, author of the bestseller Retire Today: Create Your Retirement Master Plan in 5 Simple Steps and host of both the Retire Today Podcast and Mr. Retirement YouTube channel Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps “Trump's Big Beautiful Bill Could Change Retirement FOREVER!” – Mr. Retirement YouTube Channel “Maximize your Tax Benefits by BUNCHING Charitable Donations!” – Mr. Retirement YouTube Channel “How the SALT Deduction Cap Works If You Make Over $500,000 (2025 Tax Update)” – Mr. Retirement YouTube Channel “QCDs: The Tax-Smart Way to Give in Retirement (2025 Qualified Charitable Distributions Guide)” – Mr. Retirement YouTube Channel “What is the 2025 QCD Limit? (Qualified Charitable Distributions” – Mr. Retirement YouTube Channel Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

    Radio Health Journal
    Medical Notes: We're Overusing Salt, How Feeding Birds Improves Our Quality Of Life, And Protecting Kids From HIV

    Radio Health Journal

    Play Episode Listen Later Dec 17, 2025 3:33


    How can we save babies born with HIV? We're overusing salt – and not just in our pasta. Technology is only as good as it's creator. Is it time to invest in a bird feeder? Learn more about your ad choices. Visit megaphone.fm/adchoices

    Zig at the gig podcasts
    Stéphane Schück' of The Salt Collective

    Zig at the gig podcasts

    Play Episode Listen Later Dec 17, 2025 49:53


    A Brief History of Blindness is the follow-up to Life, the critically acclaimed 2023 album debut from French songwriter-guitarist Stéphane Schück's international collaborative project, The Salt Collective. The new album is a widescreen exploration of hope, memory, and resilience that features contributions from Aimee Mann ('Til Tuesday), Mike Mills (R.E.M.), Andy Partridge (XTC), Jason Falkner (Jellyfish), Matthew Caws (Nada Surf), Pat Sansone (Wilco), Mitch Easter (Let's Active), Chris Stamey (The dB's) and more. While The Salt Collective's first outing was recorded remotely with many vocalists and instrumentalists working separately on multiple continents at different times, A Brief History of Blindness features the core musicians gathered in the same space interacting together in real time. The bulk of the music was laid down by Rob Ladd (The Connells) on drums, Gene Holder (The dB's) on bass, Stéphane Schück on guitars & sound design, Mitch Easter (Let's Active) on guitars, and Wes Lachot on organ, piano, and Nord. These full-band sessions took place at the Fidelitorium (Kernersville, NC), with other work at Studio Ferber (Paris), and various home studios. The album was produced by Chris Stamey and mastered by Dave McNair.   French songwriter-guitarist Stéphane Schück's international collaborative project, The Salt Collective, is releasing the follow-up to their critically acclaimed 2023 album debut, Life. Their second full-length release, A Brief History of Blindness, is a widescreen exploration of hope, memory, and resilience that features contributions from Aimee Mann, Mike Mills (R.E.M.), Andy Partridge (XTC), and Matthew Caws (Nada Surf) among others (writing credits and list of featured performers below). A Brief History of Blindness is being released on 12” LP vinyl, CD, digital download and streaming services by Propeller Sound Recordings November 21.   https://thesaltcollective.bandcamp.com/album/a-brief-history-of-blindness

    Utah Utes Interviews
    It's @AndyDPhillips on Coach Whitt's Utah Tenure, CFB HOF, Skiing to Kicking + more

    Utah Utes Interviews

    Play Episode Listen Later Dec 17, 2025 32:47 Transcription Available


    Catch “The Drive with Spence Checketts” from 2 pm to 6 pm weekdays on ESPN 700 & 92.1 FM. Produced by Porter Larsen. The latest on the Utah Jazz, Real Salt Lake, Utes, BYU + more sports storylines.

    Utah Utes Interviews
    Trevor Reilly on Kyle Whittingham stepping down, How much did decision have to do with NIL funds (?), Morgan Scalley's program now + more

    Utah Utes Interviews

    Play Episode Listen Later Dec 17, 2025 22:42 Transcription Available


    The former Utah & NFL LB on the end of the Whittingham era for Utah FB, Did his decision to step down have to do with NIL money (?), Supporting Morgan Scalley as he takes over + more

    Death, Sex & Money
    Samin Nosrat's Recipe for Self-Compassion

    Death, Sex & Money

    Play Episode Listen Later Dec 16, 2025 59:37


    After the blockbuster success of her first book, Salt, Fat, Acid, Heat, Samin Nosrat felt pressure to follow it up with something big. But when depression and grief hit, she was forced to slow down and accept help (and cooking) from people around her. In this episode, Samin talks about getting "chef 911" texts from friends on Thanksgiving, new romance, and finding happiness outside of success. Samin's new cookbook is Good Things: Recipes and Rituals to Share with People You Love Listen to How to Face Your Fears With Steve-O, Laurel Braitman, and Rev. angel Death, Sex & Money is now produced by Slate! To support us and our colleagues, please sign up for our membership program, Slate Plus! Members get ad-free podcasts, bonus content on lots of Slate shows, and full access to all the articles on Slate.com. Sign up today at slate.com/dsmplus. Use the promo code DSM50 for half off through the end of the year! And if you're new to the show, welcome. We're so glad you're here. Find us and follow us on Instagram and you can find Anna's newsletter at annasale.substack.com. Our new email address, where you can reach us with voice memos, pep talks, questions, critiques, is deathsexmoney@slate.com. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/DSM⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Slate Culture
    Death, Sex & Money | Samin Nosrat's Recipe for Self-Compassion

    Slate Culture

    Play Episode Listen Later Dec 16, 2025 59:37


    After the blockbuster success of her first book, Salt, Fat, Acid, Heat, Samin Nosrat felt pressure to follow it up with something big. But when depression and grief hit, she was forced to slow down and accept help (and cooking) from people around her. In this episode, Samin talks about getting "chef 911" texts from friends on Thanksgiving, new romance, and finding happiness outside of success. Samin's new cookbook is Good Things: Recipes and Rituals to Share with People You Love Listen to How to Face Your Fears With Steve-O, Laurel Braitman, and Rev. angel Death, Sex & Money is now produced by Slate! To support us and our colleagues, please sign up for our membership program, Slate Plus! Members get ad-free podcasts, bonus content on lots of Slate shows, and full access to all the articles on Slate.com. Sign up today at slate.com/dsmplus. Use the promo code DSM50 for half off through the end of the year! And if you're new to the show, welcome. We're so glad you're here. Find us and follow us on Instagram and you can find Anna's newsletter at annasale.substack.com. Our new email address, where you can reach us with voice memos, pep talks, questions, critiques, is deathsexmoney@slate.com. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/DSM⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Slate Daily Feed
    Death, Sex & Money | Samin Nosrat's Recipe for Self-Compassion

    Slate Daily Feed

    Play Episode Listen Later Dec 16, 2025 59:37


    After the blockbuster success of her first book, Salt, Fat, Acid, Heat, Samin Nosrat felt pressure to follow it up with something big. But when depression and grief hit, she was forced to slow down and accept help (and cooking) from people around her. In this episode, Samin talks about getting "chef 911" texts from friends on Thanksgiving, new romance, and finding happiness outside of success. Samin's new cookbook is Good Things: Recipes and Rituals to Share with People You Love Listen to How to Face Your Fears With Steve-O, Laurel Braitman, and Rev. angel Death, Sex & Money is now produced by Slate! To support us and our colleagues, please sign up for our membership program, Slate Plus! Members get ad-free podcasts, bonus content on lots of Slate shows, and full access to all the articles on Slate.com. Sign up today at slate.com/dsmplus. Use the promo code DSM50 for half off through the end of the year! And if you're new to the show, welcome. We're so glad you're here. Find us and follow us on Instagram and you can find Anna's newsletter at annasale.substack.com. Our new email address, where you can reach us with voice memos, pep talks, questions, critiques, is deathsexmoney@slate.com. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/DSM⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Audio Book Club
    Death, Sex & Money | Samin Nosrat's Recipe for Self-Compassion

    Audio Book Club

    Play Episode Listen Later Dec 16, 2025 59:37


    After the blockbuster success of her first book, Salt, Fat, Acid, Heat, Samin Nosrat felt pressure to follow it up with something big. But when depression and grief hit, she was forced to slow down and accept help (and cooking) from people around her. In this episode, Samin talks about getting "chef 911" texts from friends on Thanksgiving, new romance, and finding happiness outside of success. Samin's new cookbook is Good Things: Recipes and Rituals to Share with People You Love Listen to How to Face Your Fears With Steve-O, Laurel Braitman, and Rev. angel Death, Sex & Money is now produced by Slate! To support us and our colleagues, please sign up for our membership program, Slate Plus! Members get ad-free podcasts, bonus content on lots of Slate shows, and full access to all the articles on Slate.com. Sign up today at slate.com/dsmplus. Use the promo code DSM50 for half off through the end of the year! And if you're new to the show, welcome. We're so glad you're here. Find us and follow us on Instagram and you can find Anna's newsletter at annasale.substack.com. Our new email address, where you can reach us with voice memos, pep talks, questions, critiques, is deathsexmoney@slate.com. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/DSM⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Chris Voss Show
    The Chris Voss Show Podcast – The Adventures of Salt & Pepper by Naomi S Zeavin

    The Chris Voss Show

    Play Episode Listen Later Dec 16, 2025 22:19


    The Adventures of Salt & Pepper by Naomi S Zeavin https://www.amazon.com/Adventures-Salt-Pepper-Naomi-Zeavin/dp/B0DJX31L5R Salt and Pepper are twin sisters. They were born in a puppy mill. But they were rescued, and now they live together in a loving home. But they remember what it was like in “that” place, and they want to help others. In her book The Adventures of Salt & Pepper, author Naomi Sokol Zeavin shares the story of these two twin puppies. Through pictures and words, you will see how animals need help and kindness from people. Many animals are born in puppy mills-like Salt and Pepper-or left on the street to take care of themselves. Salt and Pepper save the day by having a FUN-raiser, to get money to help all animals. The Adventures of Salt & Pepper is educational, teaching children the importance of working together … with people of all different demographics. Using pictures of real dogs and youngsters, the author shows step-by-step strategies to reach a collaborative goal that children can easily relate to. -Jill RobinPayne, MA, LPC-S, LCDC

    Open Book with Anthony Scaramucci
    ENTREPRENEURS Reveal What CENTRAL BANKS Don't Want You To Know! - George Kikvadze and Bill Tai

    Open Book with Anthony Scaramucci

    Play Episode Listen Later Dec 16, 2025 41:00


    George Kikvadze is the Founder of Cryptic8 VC, investing at the intersection of technology and longevity. He is also Vice Chairman and an early backer of Bitfury Group, the company at the heart of this book. A Bitcoin pioneer since 2013, he was privileged to be behind three tech unicorns - Bitfury, Cipher Mining, and Hut 8 - with a combined value exceeding $12 billion. A graduate of Wharton and Johns Hopkins, George enjoys tennis, chess, and raising his two sons. Bill Tai has funded startups since 1991, with 23 becoming publicly listed companies. An early backer of Zoom, Canva, and Dapper Labs, he also co-founded data pioneer Treasure Data (acquired by SOFTBANK) and IPInfusion (TSE:4813). Originally a chip designer at LSI Logic and Taiwan Semiconductor, he later led semiconductor IPOs at Alex Brown & Sons. He holds a BSEE from the University of Illinois and an MBA from Harvard, where he advises the Dean. He chairs ACTAI Global, uniting entrepreneurs and innovators for tech-based conservation. Learn about the inside story of Bitcoin in this great new book, And Then You Win: A Start-Up's Untold Story of Grit, Grind, and Glory Anthony Scaramucci is the founder and managing partner of SkyBridge, a global alternative investment firm, and founder and chairman of SALT, a global thought leadership forum and venture studio. He is the host of the podcast Open Book with Anthony Scaramucci. A graduate of Tufts University and Harvard Law School, he lives in Manhasset, Long Island.

    Doctor Who: Tin Dog Podcast
    TDP 1438: The War Between the Land and the Sea Episode Three

    Doctor Who: Tin Dog Podcast

    Play Episode Listen Later Dec 16, 2025 9:45


    https://m.ebay.co.uk/sch/i.html?sid=tindogpodcast&_pgn=1&isRefine=true&_trksid=p4429486.m3561.l49496 The War Between the Land and the Sea is a British science fiction television miniseries created by Russell T Davies for BBC One and Disney+ as part of the Doctor Who franchise. Starring Russell Tovey, Gugu Mbatha-Raw, Jemma Redgrave and Colin McFarlane, the series features UNIT in their attempt to prevent a global war caused by the return of the Sea Devils, now called "Homo Aqua". The War Between the Land and the Sea was filmed from August to December 2024. It consists of five episodes and premiered on BBC One on 7 December 2025, and is scheduled to premiere on Disney+ in 2026. Premise UNIT must take action to prevent a global war once an ancient species, the Homo aqua, comes out from the sea, revealing itself to humanity.[1] Cast Russell Tovey as Barclay Pierre-Dupont, a low-level member of UNIT, a transportation arranger, who is unexpectedly appointed as Ambassador by Salt Gugu Mbatha-Raw as Salt, the Ambassador of the Sea Devils Jemma Redgrave as Kate Lethbridge-Stewart, the commander-in-chief of UNIT Colin McFarlane as General Austin Pierce, a high-ranking American UNIT officer Alexander Devrient as Colonel Christofer Ibrahim, a senior UNIT officer, part of Kate's personal staff Ruth Madeley as Shirley Anne Bingham, UNIT's fifty-sixth scientific advisor, part of Kate's personal staff Adrian Lukis as Jonathan Hynes, a politician initially appointed as humanity's ambassador Vincent Franklin as Harry Shaw, the Prime Minister of the United Kingdom Francesca Corney as Sergeant Hana Chakri, a UNIT soldier assigned to protect Barclay Mei Mac as Min Tso Waleed Hammad as Colonel Tariq Hashim, a UNIT field officer Hannah Donaldson as Captain Louise Mackie, a UNIT company officer Ann Akinjirin as Barbara Pierre-Dupont, Barclay's estranged spouse[2] Cat Gannon as Kirby Pierre-Dupont, Barclay and Barbara's teenage child[3] William Gaminara as Ted Campbell, an ambassador selected to represent his nation Episodes No. Episode [2] Directed by [4] Written by [5] Original release date [6] UK viewers (millions) 1 "Homo Aqua" Dylan Holmes Williams Russell T Davies 7 December 2025 TBD 2 "Plastic Apocalypse" Dylan Holmes Williams Pete McTighe 7 December 2025 TBD 3 "The Deep" Dylan Holmes Williams Pete McTighe 14 December 2025 TBD 4 "The Witch of the Waterfall" Dylan Holmes Williams Pete McTighe 14 December 2025 TBD 5 "The End of the War" Dylan Holmes Williams Russell T Davies 21 December 2025 TBD Production Development In July 2024, Deadline Hollywood reported a new Doctor Who spin-off titled The War Between the Land and the Sea was set to begin filming in September.[7] Russell T Davies confirmed later that month at San Diego Comic Con that production would begin in August.[8] Produced by Bad Wolf and BBC Studios, Davies is an executive producer along with Pete McTighe, Joel Collins, Julie Gardner, and Jane Tranter.[4][9] Edoardo Ferretti took on the role of television producer with pre-production underway by July 2024.[10] Casting Russell Tovey and Gugu Mbatha-Raw lead the series with Jemma Redgrave and Alexander Devrient reprising their roles from Doctor Who as Kate Lethbridge-Stewart and Colonel Ibrahim, respectively.[1][11] Tovey and Mbatha-Raw previously played Alonso Frame and Tish Jones in Doctor Who.[12] Ruth Madeley also returns from Doctor Who, playing Shirley Anne Bingham. Colin McFarlane reprises his role as General Austin Pierce, a character first introduced and last seen fifteen years prior in the third series of Torchwood, another Doctor Who spin-off.[13] Adrian Lukis, Patrick Baladi, Vincent Franklin, Francesca Corney and Mei Mac were announced as additional cast members in October 2024.[14] Writing The five-part series was written by Davies and Pete McTighe.[15] Davies is the current showrunner of Doctor Who while McTighe also previously wrote for the parent series.[16] The two split writing duties across the programme, with Davies writing the premiere and finale episodes, McTighe writing the second and third episodes, and the two co-writing episode four together.[5] The first read-through for all five episodes occurred on 19 August 2024.[10] The series sees the return of the Sea Devils.[1] Filming Some filming took place internationally, including on Mallorca.[17] All episodes were produced in one block, compared to the two to three blocks that would usually be used for five episodes.[5] Location shooting began on 29 August 2024 in Barry and Atlantic Wharf, both in south Wales. Filming continued into September in various locations across Wales, including at the Welsh Government Building, City Arms pub, Hodge House, and Merthyr Mawr. In October, the series was spotted filming at Cardiff City Hall and National Museum Cardiff. November filming occurred at Town Bridge in Newport, Wales.[17] Filming concluded on 10 December 2024.[18] Music On 30 May 2025, it was announced that Lorne Balfe had been hired as the show's composer.[19] A soundtrack album of Lorne Balfe's score was released digitally 5 December 2025. The first track from the album, "Barclay's Theme", was released as a digital single 28 November 2025 and a cover of "'Heroes'" by Alison Goldfrapp and Balfe was released as a single 12 December 2025 by Goldfrapp's label A.G. Records.[20] A CD edition will be released 30 January 2026.[21] The War Between the Land and the Sea Soundtrack album by Lorne Balfe Released 5 December 2025 (digital) 30 January 2026 (CD) Genre Soundtrack Length 51:19 Label Silva Screen Singles from The War Between the Land and the Sea "Barclay's Theme" Released: 28 November 2025 "'Heroes'" Released: 12 December 2025 All tracks are written by Lorne Balfe, except where noted. No. Title Length 1. "Barclay's Theme" 3:30 2. "Aqua" 4:31 3. "The Mistake" 2:20 4. "Mission Launch" 3:40 5. "Into the Unknown" 2:43 6. "All over the World" 2:31 7. "Negotiations" 1:23 8. "Welcome our Guests" 4:21 9. "Weight of the World" 1:30 10. "Descending" 2:24 11. "Aqua Den" 2:51 12. "Prisoner of War" 3:04 13. "Lawless" 2:27 14. "Calling for Her" 2:45 15. "Survivor" 3:06 16. "Terrified of You" 2:52 17. "'Heroes'" (David Bowie, Brian Eno, performed by Alison Goldfrapp & Balfe) 5:21 Total length: 51:19

    I Have to Ask
    Death, Sex & Money | Samin Nosrat's Recipe for Self-Compassion

    I Have to Ask

    Play Episode Listen Later Dec 16, 2025 59:37


    After the blockbuster success of her first book, Salt, Fat, Acid, Heat, Samin Nosrat felt pressure to follow it up with something big. But when depression and grief hit, she was forced to slow down and accept help (and cooking) from people around her. In this episode, Samin talks about getting "chef 911" texts from friends on Thanksgiving, new romance, and finding happiness outside of success. Samin's new cookbook is Good Things: Recipes and Rituals to Share with People You Love Listen to How to Face Your Fears With Steve-O, Laurel Braitman, and Rev. angel Death, Sex & Money is now produced by Slate! To support us and our colleagues, please sign up for our membership program, Slate Plus! Members get ad-free podcasts, bonus content on lots of Slate shows, and full access to all the articles on Slate.com. Sign up today at slate.com/dsmplus. Use the promo code DSM50 for half off through the end of the year! And if you're new to the show, welcome. We're so glad you're here. Find us and follow us on Instagram and you can find Anna's newsletter at annasale.substack.com. Our new email address, where you can reach us with voice memos, pep talks, questions, critiques, is deathsexmoney@slate.com. Get 50% Off Monarch Money, the all-in-one financial tool at ⁠www.monarchmoney.com/DSM⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    PINCH MY SALT
    Ep 104 | Spending an Hour With Tom Curren | Pinch My Salt

    PINCH MY SALT

    Play Episode Listen Later Dec 16, 2025 55:20


    Get $10 Off at BRUNT with code: SALTY  at https://bruntworkwear.com/salty  #bruntpod In this episode of Pinch My Salt, we start by reflecting on what it felt like sitting down with 3x World Champion Tom Curren. Not a highlight reel interview, but a rare, quiet, sometimes uncomfortable conversation with one of surfing's most mysterious figures. We talk about why Tom is so hard to interview, his humility, his long pauses, and why being in the room with him feels completely different than talking to any other surf legend.From there, the episode opens up into classic Pinch My Salt territory — Christmas chaos, working at church during December, bizarre real-life encounters, and the strange contrast between everyday stress and the calm that surfing brings. We dive into surf and skate culture, Pinchy Clippies, Bam Margera sightings, skating debates, dog surfing, and why certain moments still feel magical in action sports.The conversation also drifts into surf philosophy, why surfing can feel psychedelic, how waves carry meaning, and why the soul of surfing matters more than clips, algorithms, or industry trends. It's part reflection, part comedy, part cultural therapy — the kind of episode that could only happen after talking to Tom Curren.#PinchMySalt #SurfPodcast #Surfing #SurfCulture #SkateCulture #TomCurren #SterlingSpencer #SurfComedy #ComedyPodcast #SurfTalk #CoreLord #SurfCommunity #ChurchLife #ChristmasChaos #HolidayPodcast #BamMargera #Skateboarding #WestPeak #SoftTop #TwinFin #Shapers #SurfHistory #Pensacola #GulfBreeze #YouTubePodcast #PodcastClips #FunnyPodcast #SurfingLife #SkaterOfTheYear #ChrisJoslin

    Stories Behind the Songs with Chris Blair
    Ava Suppelsa - How A Last‑Minute Write Became A Multi‑Format Hit And Sparked A Career Surge

    Stories Behind the Songs with Chris Blair

    Play Episode Listen Later Dec 16, 2025 39:49 Transcription Available


    A last-minute writing invite, a young artist with star power, and a chorus that had to carry the whole story—Ava Sapelsa walks us through how a room with Jamie Kenny, Trent Dabbs, and Max McNown turned into a multi-format hit climbing hot AC, pop, and country radio while living on the Billboard charts for months. We trace the journey from poetic verses to a clear “brown eyes” hook, why the melody stretches across male and female ranges, and how a strong chorus can translate from TikTok buzz to radio momentum without losing its heart.From there, we rewind to Evanston and Montana, where cover sets and country storytelling shaped Ava's instincts, then fast-forward to Nashville writers' rounds as a crash course in modern songcraft. Ava shares the strategies behind “Salt, Lime & Tequila,” a Zoom-era co-write with Ryan Griffin and Jason Massey that snowballed from a rough title to SiriusXM The Highway's most-played song, and how TikTok, smart pitching, and timing opened the door to radio. We also break down her outside cut with Carly Pearce on Hummingbird, proving how a clean concept and an honest lyric can move from demo to record in a week when everything aligns.Beyond charts and cuts, Ava brings purpose to Music City through Hope on the Row, a nonprofit serving unhoused neighbors with food, supplies, and pathways to stability—powered by volunteers from across the music industry. It's a reminder that enduring careers are built on craft, community, and consistency. If you're chasing better choruses, clearer concepts, or a stronger network, you'll find practical takeaways and candid stories you can use on your next write.Enjoy the episode, then subscribe, share with a songwriter friend, and leave a review so more music lovers can find these stories.

    MoneyWise on Oneplace.com
    2025 Year-End Tax Tips with Kevin Cross

    MoneyWise on Oneplace.com

    Play Episode Listen Later Dec 15, 2025 24:57


    We're deep into December, and the window for smart year-end tax planning is closing quickly. Taxes may not be at the top of your Christmas wish list, but they are an important reminder of God's provision—and an opportunity to honor Him through wise stewardship.As Scripture reminds us, “The earth is the Lord's, and everything in it” (Psalm 24:1). That includes the resources He's entrusted to us. Thoughtful planning isn't about avoiding responsibility—it's about managing God's gifts with intention and gratitude.Today, we sat down with Kevin Cross, a seasoned CPA who has helped countless families navigate taxes with clarity and confidence. As we approach December 31 and look ahead to 2026, here are some of the most important moves to consider.Rethinking Charitable Giving at Year-EndCharitable giving is always close to the hearts of our listeners, and year-end is an especially strategic time to consider it.Recent changes to the tax code—including a higher standard deduction and an expanded SALT (state and local tax) deduction—mean many households may now benefit from itemizing again. If that's you, making charitable contributions before December 31 could provide meaningful tax benefits.But even if your standard deduction is still too high to itemize, there's another strategy worth considering: bundling your giving. Instead of spreading donations evenly each year, you might combine two years' worth of giving into one year. That can push you over the itemization threshold and maximize the tax benefit—while still supporting the ministries and causes you care about.Why a Donor-Advised Fund Is a Powerful ToolIf you don't yet know precisely where you want to give, a donor-advised fund (DAF) can be an incredibly flexible option. We often call it a charitable checking account. You receive the tax deduction when you contribute to the fund, then take your time prayerfully distributing gifts to qualified charities.Kevin likes to say it's “the most fun fund you'll ever have”—because it encourages generosity while allowing your resources to be invested and potentially grow before they're given.For those who want to ensure their giving supports gospel-centered ministries, I recommend opening a donor-advised fund through the National Christian Foundation (NCF). It's a wonderful way to align generosity with faith-based impact. You can learn more at FaithFi.com/NCF.A New Opportunity for Children and Grandchildren (Starting in 2026)One of the most talked-about developments Kevin highlighted is a new child tax savings account (Trump Account), set to begin in 2026. While no action can be taken until then, it's worth knowing what to expect.Under this provision, eligible children may receive a government-funded seed contribution, and families can contribute up to $5,000 per year. Even more interesting: businesses may be able to contribute up to $2,500 tax-free under the right circumstances—while still receiving a deduction.What makes this especially notable for generous families is that donor-advised funds may be used to contribute to these accounts, creating new ways to bless the next generation while maintaining a strong commitment to charitable giving. Proper planning and paperwork will be essential, but this is an opportunity many families will want to explore.Qualified Charitable Distributions: A Missed Opportunity for ManyOne of the most underutilized tax strategies Kevin sees involves Qualified Charitable Distributions (QCDs)—and it always surprises me how many people don't know about them.If you're 70½ or older, you can give directly from your IRA to a qualified charity and exclude that distribution from taxable income. Once you reach the age for required minimum distributions (RMDs), this becomes even more powerful. Instead of taking the distribution, paying taxes, and then giving what's left, you can give directly—often satisfying your RMD without increasing your tax bill.And this isn't limited to small amounts. You can give up to $100,000 per year through QCDs. It's one of the most effective charitable strategies available, especially for retirees who want to give generously while managing their tax burden wisely.Stewardship with PurposeTaxes can feel complex, frustrating, or even discouraging—but they don't have to be. When we view them through the lens of stewardship, they become another opportunity to align our financial decisions with God's purposes.Kevin Cross brings both expertise and encouragement to this conversation, reminding us that wise planning isn't about fear—it's about faithfulness. If you'd like to learn more about Kevin and his work, you can visit KevinCrossCPA.com.As we close out the year, our prayer is that your financial decisions reflect gratitude for what God has provided—and confidence that He will continue to lead you as you steward it well.On Today's Program, Rob Answers Listener Questions:I have about $135,000 in my 401(k), and my home is worth around $100,000. Would it be advisable to cash out my 401(k) to pay off my house?I was recently told about a fixed-rate annuity offering a 22% bonus immediately. Does that sound like a good opportunity, or is it too good to be true?My mother-in-law, who's still living, deeded my husband five and a half acres out of a 13-acre property. We're considering selling that portion to his sister and want to understand the tax implications—what tax rate applies, whether there's an inheritance tax, and how that works.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)National Christian Foundation (NCF)Kevin Cross, CPAWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The Snowjobs Podcast
    S3-149: Talking Snow With the Boys....While Getting Snow!

    The Snowjobs Podcast

    Play Episode Listen Later Dec 15, 2025 76:13


    The guys welcome Matt Young of Young Landscapes, and Brandon Reilly of LADC to the show to talk about how the first month of the season has gone for everyone, and where ever else this from the hip conversation goes!