Ty Wilson Law Podcast

❌ Always Ask Questions at Your Appointments! If you don't ask your doctor about your injury, treatment, or recovery plan, you might miss critical details. Speak up and stay informed about your health!

 ❌ What NOT to Do in Medical Appointments!

❌ Do NOT Say the Wrong Thing to Your Doctor!

⚖️ Can You File for Workers' Comp AND Sue Your Employer?

❌ Would They Deny My Claim?

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10 COMMON MISTAKES THAT WILL RUIN YOUR WORKER'S COMPENSATIONMistake #3: Ignoring the Doctor's Advice

10 COMMON MISTAKES THAT WILL RUIN YOUR WORKER'S COMPENSATIONMistake #2: Not Seeking Medical Treatments

TITLE: 10 COMMON MISTAKES THAT WILL RUIN YOUR WORKER'S COMPENSATIONMISTAKE #1:  Failing to report your injury

It's crucial to understand your rights under Georgia Workers' Compensation law. Knowing what you're entitled to can make all the difference in getting the support you need after a work injury.If you're injured on the job or involved in an accident, contact Ty Wilson Law for assistance with your legal needs.

So, what's the first thing that the insurance company looks for when they're looking at an injured worker or workers compensation claim in the state of Georgia? Well, first thing they say is the person who's injured. Are they even an employee or they an independent contractor? And so, that's a huge deal. If they're an employee, okay now they go the next step. Well, is the employer subject to the act? What does that mean? Well, that means they have to have three or more employees on a full time basis in order to be required by the Georgia Workers Compensation Act to have workers compensation insurance coverage. They don't have insurance coverage. You're going straight after that employer and usually it's a small mom and pop organization that may not have the money to actually cover the damages that's something that an attorney will be looking at on the other side if not the insurance adjuster. Stay safe! CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We received a call the other day about someone who was talking about a deposition. And their question was, "How do you win a deposition?" And the short answer is, you really can't win a deposition. You really can't win your case with a deposition. You can lose your case with the deposition depending upon how that goes but you usually will not be. Winning your case with the deposition. Deposition is usually meant to lock down your oral testimony in questions and answers so that that defense attorney knows how you're going to respond. If you change it up and respond differently they're gonna attack your credibility and make it look like you are  someone that can't be believed and that all of your testimony and all of your comments should be taken as untruthful. You don't want that so you wanna be honest. Matter of fact, and non argumentative. Hope that helps. Stay safe! CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

So, what is discovery In a workers compensation claim in Georgia? Well, discovery can mean several things but it's usually written documentation. It can also be a deposition. But typically you see them most commonly in what are called request for admissions where you are requesting that the other party admit that a statement is true. Interrogatories: Fancy word for questions, to where someone ask a question and is seeking information back to answer that question. And then request for production of documents. Well, pretty straightforward. That is when you are saying, "I would like to request this particular document. If they have it, they can either produce it or they could object to producing it.  Same thing within derogatories you answer the question or you can object to answering the question as long as you do so properly. And then request for admissions. Those are different animal. Either admit or deny them. Or do not have enough information for them. Stay safe!CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We were contacted the day by someone who works at a bar. "One night a customer assaulted her during her work. She filed a police report. And the police said, "Unless she knows who her attacker was they cannot do anything." So, the employer will not pay for her hospital bills. And she has no health insurance. What should she do?" this is a case where she potentially has a workers compensation claim so long as she was not on break or was not off the clock if she was in the course and scope of her employment meaning doing the work that she was hired to do at that bar then she was employed and as long as she wasn't intoxicated either by drugs or alcohol or horse playing she should have a workers compensation claim which will at least provide her to the medical care she needs and if the doctor thinks she needs to be out of work well then she could qualify for income benefits stay safe!CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We received a question the other day. "I was driving on the highway and a large tractor trailer in front of us lost part of its tire. We were injured and the police came. However, there was no way to get the driver's information because he was long gone. He kept driving. We did get the name of the trucking company. Our insurance company says we need to follow up with them for our bills. Is there anything we can do? Well, the short answer is you would want to try to set up a claim through that employer's insurance company. They will do an investigation. And they will see if they will either accept liability or deny liability based upon the circumstances of the claim. If need be you may have to file a lawsuit and subpoena that information. If not. then you can go after your uninsured motorist carrier. Stay safe! CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

Hello, Ty Wilson here. We're answering a couple of questions that we've received over the last couple of weeks. This question is, "I have a case currently. I was on work restrictions. So, sounds like a work injury, and my supervisor made me work full duty regardless am I liable for that." I'm not sure I understand the whole, "Am I liable for that?" But if you are on medical restriction from a work injury claim and the employer put you to full duty the question is in those job duties can you complete or do the job duties that you have to do for your employer if you can that's fantastic. Noove forward if it's aggravating your injury "Need to return back to your what they call authorized treating physician." Mainly your main doctor in your work injury claim. And let them know you're having issues And if you know specifically what you're doing that aggravates the injury. You wanna tell the doctor that. They will adjust your restrictions. Now, take that back to the employer. The employer may say the same thing. "Hey! I don't care." "Full duty or you go home." If you are sent home because you cannot do full duty well then they may have to pay you a weekly checks in your workers compensation claim. Now, something to seek but something to back you up. And so something to think about. if you have any questions you always wanna reach out to a Georgia workers compensation attorney. Just speak with them about the claim doesn't mean you have to retain them. We speak to a lot of people and I would say the vast majority of them we do not retain. But we do try to find out where their claim is let them know what possible problems there are issues they could run into with their claim. And what might be the best move moving forward. We hope this information has been helpful. We will see you on the next video CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

Hello. Ty Wilson. Georgia workers compensation attorney here. And we're answering questions today. Snd so, our question today is, What if I was injured in Georgia but now I live in Alabama? Do I still have a workers compensation claim? And the short answer is, yes. A lot of what determines where you can file your claim is where were you hired. And so, reach out to Georgia workers compensation attorney and speak with them. Give them details of where were you hired were you hired in Georgia and were you hired just to work in Georgia and then you got injured in Georgia now you've just moved right over the State Line to Alabama or was it something else where you always lived in Alabama you were working in Georgia. You signed a contract to only work in Alabama and you just happen to have one job over there in Georgia. So then you may have an Alabama claim. And so, if you were in the course and scope of your employment  certainly you have a Georgia claim if you were injured in the state of Georgia. The bigger question is what does the employment agreement say as far as where you're working or are you a long road trucker and you're gonna work in contiguous United States? And so, the details are what matters the facts to help determine if in fact you are entitled to Georgia workers compensation coverage to help pay for your medical care even if you live out of state. That is something that I know that the adjusters are not crazy about in Georgia because if they're paying for medical care out of state they typically don't have a good understanding of are these doctors conservative are these doctors not conservative. Adjusters like to give the medical care get medical care for the injury worker with very very conservative doctors if they can. It tends to keep the medical cost down and at the end of the day this is about money for the insurance companies. I hope this information's been helpful. Reach out to a Georgia workers compensation attorney. Find out what your rights are and stay safe! CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

So, a question we got today was What if I'm a subcontractor? Hello my name is Ty Wilson I'm a Georgia workers compensation attorney and we're answering questions today. And this question was, "I've been injured on the job but I'm a subcontractor. How does that change my situation?" Well, as a subcontractor you're not an employee and so you're not covered under the company that hired you. So, typically especially if you're in a contracting situation where you're maybe building a home or doing an one aspect of that flooring roofing framing drywall etcetera, you're responsible to have your own workers compensation insurance coverage. And if you have that well you have a claim now there are certain situations where the actual owner of the subcontracting company ops out of the coverage. And if that's the case and you're the owner well then you would not have coverage. However, if you have not opted out of your workers compensation insurance coverage and you have a policy you should have coverage if you don't have a workers compensation coverage or what we see all the time. They get the coverage in place cancel the next month because all they need to show is a certificate. Then you are stuck on your own and you do not have Protection that you may need depending upon the entry that you have. So reach out to Georgia workers compensation attorney. Find out get specifics and then you'll know do you have the ability to file a claim and pursue a claim under the workers comp the Georgia Workers Compensation Act or are you in a situation where you'll have to pay for it on your own. Stay safe and we'll see you on the next video. CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We're covering some questions that we have received over the last couple of weeks. And I'm just gonna read the question. "I'm having a terrible time getting answers from the insurance company that represents the person that hit my daughter. They have so many excuses. But meanwhile, my daughter's car is towed. And she is still having medical issues from the accident. This stinks." Well, sorry to smile but this is the name of the game for the insurance company delay, delay deny. Maybe tell you something maybe not maybe not even answer your calls. And so, the fact that you got them on the phone they don't know what to say they make excuses. This unfortunately is not uncommon. This is clearly from a car wreck. Somebody wrecked into your daughter and so the answer or suggestions I guess to this question is you probably should reach out to a Georgia personal injury attorney or car wreck attorney as a result of the property. And you got two claims, so let's just kinda I guess stretch this out a little bit. When you get into a car wreck and there are injuries you actually have two claims they're set together but you have a property damage claim that be for the value of the vehicle. And then you have oddly entry claim. The property damage claim should be resolved fairly quickly. Now, here's the question the at fault insurance company do they have coverage on the claim? They may not and if they don't then you're gonna wanna reach out to your insurance company and see if you have what's called uninsured motors coverage. Uninsured motors coverage will provide bodily injury and property damage coverage. And so, you can get your car either repaired if it's repairable or a total loss. The insurance company will make that determination typically what they wanna do is they wanna send somebody out to look at the car and so when they look at the car they're gonna determine what is the fair market value that car what is the cost to repair it. If the cost to repair it is more than every insurance company is different but it's usually between 70 or 80% of the fair market value that car.CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We received a couple of questions I want to try to go through today. And so let's start with the first one. "Can an employer deny your workers compensation playing If you've been on the job for three days?" Well, the short answer is no, they cannot. We've represented people who were injured on the first day literally. Signing the agreement to work with the employer or walking outside of the place where they were signing the documentation and they got hurt. because someone had left the water there. It was in the way. They couldn't avoid it. They slipped they fell. They hurt themselves. Actually, pretty seriously. But if you are an employee and you are in the course and scope of your employment the employer arguably as long as you're an employee, as long as there's insurance and even if there's not insurance you still have a claim that there's other questions about the claim. Such as if there is no insurance does the employer have the money to pay the claim? And so forth. But if you're injured on the job and you're employed you're hired doing what you're supposed to be doing, you're not under the influence of alcohol, you're not under the influence of drugs, you're not horse playing, then you have a claim. And so for them to deny your claim after being at work for only 3 days, you do need to reach out to a workers compensation attorney or Georgia workers compensation attorney because your rights are being denied and you have something that you can try to pursue if that's something you wanna do. Obviously, that's gonna depend on how serious is the injury. If the injury is not that serious, and you can get to work somewhere else. You may wanna move on. If it is serious, you now are looking at possible surgery or you don't know but you can't hardly walk because you've got pain radiating from your back down to your feet or you've got pain radiating from your neck down to your hands, then you're gonna wanna reach out to a Georgia workers compensation attorney. Find out what is going on as far as what are your rights. What can you do what do you need to look out for? We offer free consultations as do most workers compensation attorneys. And so, check out find out what your rights are. Doesn't hurt to ask questions. Find out what you may be entitled to depending upon your current situation. And most of all stay safe. We'll see you on the next video.CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

So another question we received the other day is, "Is it true that you can't get money from a settlement if your injuries are back and neck?" Well, this is a very short answer but, no. That's not true at all. In fact a big portion of the claims that we have represented have been neck and or back claims. And so, there's no barring or saying that you can't settle. A lot of things go into settlement. Does the employer wish to settle? There are certain employers that have just a policy of not settling their workers compensation claims. So, there's not a lot that can be done about those types of employers. I know in particular it's one of the bigger employers in the state of Georgia that has a policy of not settling. And the attorneys know this. And so, when you try to hire an attorney, unless they find that there is something else that they can go after a benefit that you're being denied like weekly checks or medical care something where they can get paid attorney's fees, potential turn them down just because for the attorney they don't like working for free. They cost money to set up a claim. It cost money. It may be nominal at first but it does cost money over time to keep up and maintain a file. And so, as an attorney they want the case to settle. And so, it's important that if you are getting an attorney you realize that. And when you speak with an attorney talk to him about it. Well, when do we consider this is that something that we'd consider settling in your claim depending upon where you're at. It depends on have you got the medical care you need. Do you need more medical care? Are you surgical? I mean there's a lot of questions that go into it. So, it's best to hop on the phone. Quick phone call. Find out so that the attorney can find out exactly where you're at. Say, okay well these are some things you need to look out for and depending upon who you're with. As far as doctors you may wanna consider changing doctors. You may wanna consider an independent medical evaluation There's a lot that goes into it. A lot of moving parts. So, you're encouraged to reach out to a Georgia workers compensation attorney. Find out kind of where you're at. And then of course, stay safe. And we'll see you on the next video. CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

Look, Ty Wilson here. I'm Georgia Workers Compensation attorney practicing law in the state of Georgia. and our video topic for today is choke points and what we mean by choke points are. What are some of the things in workers compensation claims that can cause unnecessary delay denial, frustration what have you? And so, when someone first gets injured on the job one of the most important things they can do at that point in time is provide notice to their employer that they've been hurt and that they like medical care for their injury. So, that is a choke point. If you don't give them notice currently within 90 days well they can deny the claim and the courts will support them in that decision. And so, it's critical that you file the workers compensation claim with your boss and or supervisor who may send you to HR may handle it themselves but you tell them head to toe everything that feels funny or different as a result of the injury. and make sure that you are explaining what your injuries are so that they can investigate it. If it's a very serious injury, well, you may be carted off by ambulance and then you wanna contact your employer by telephone if they're not there in the hospital which they may or may not be and you wanna just let them know, "Obviously I was heard at work I'm gonna need medical care." And then once you are released from the hospital, they will set you up with the medical care. Choosing of the doctors, that is another choke point. What is supposed to happen? Is the employer is supposed to have something called a posted panel of physicians? There are multiple versions of a posted panel of physicians  there is what we call the traditional. There are multiple forms with as little as six doctors and as many as a managed care organization which is like a telephone book of doctors. And so, and there's in between. And so, there are many different forms of opposed to panel physicians this is why it's very important that  upon being injured you speak to your employer and you say, "Look, I've been hurt. I need to get care for my injuries this is a work injury claim." If they refuse at that point in time you really need to reach out to counsel, legal counsel and speak to a workers compensation attorney...CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We received another question the other day. Someone had been injured on the job. They got surgery on one of their legs and they got returned back to work. And when they got returned back to work they were subsequently fired at work. And then, they're still getting medical care. And so it looks like they're gonna need another surgery down the road or at least that's what they're talking about. And so, the question is, "Do they qualify for income benefits?" And the answer is, "It depends." The question is, "How did they get fired?" Was this something that they got fired because they weren't moving fast enough because of their injury? If it's something related to their injury, then the argument is, yes, they can get income benefits.  It may be a fight may have to go to a hearing etc. However, If they smart it all or they said, "I'm not gonna do that." And they were fired for reasons unrelated to their injury. Mainly due to attitude or something like that. Then the answer is, "No." They would not qualify for income benefits because if the employer and the insurer can prove that they terminated the injured worker for reasons unrelated, completely unrelated to the injury, then they don't have to pay income benefits. Stay safe! CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We received a good question the other day from someone who was asking, "Can an independent medical evaluation or defense medical examination doctor put you on modified duty when they're not your authorized treating or your main doctor?" And the short answer is, they can put that in their records. They can make that recommendation. However, the reality is your authorized treating physician is the one who makes that determination. Now, keep in mind, a lot of times the employer and the insurance company's attorney is getting a defense medical examination so that they can have some evidence against what your authorized treating physician is saying. So, your authorized treating physician is saying out of work completely. Well, I've got a doctor now who says you could go back to light duty work. And lo and behold, I bet they're gonna also tell you that they got a job for you. And so, this is part of strategy through the workers comp system. And it is entirely possible that this could happen. We see it happen  actually all the time. However again, the authorized training physician is the one who should have the most weight if this is in front of a judge. So, hope that answers your question. Stay safe!CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We received a question the other day about someone who had been terminated as a result of a work injury. And they were asking well, "How long does the employer have to wait to post a job for my position?" Well, here in the state of Georgia, we are At-will State. They can terminate you for cause or for no cause at all. And so, there is no set time out or time frame from which they have to wait before they post a new job opening. So, they're free to do it whenever they feel that they need to fill that position. Hope that information has been helpful. And we'll see you on the next video. CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

And the fact of the matter is you can settle the case without a lawyer. You will probably do better if you have a lawyer. That being said, there are some people who are absolutely opposed to hiring attorneys. And so, you will basically resolve your case for whatever the insurance company  wants to resolve their case for. When you have an attorney, there are some arguments that can be made that make an increase the value  especially depending upon the timing of your settlement. If you're settling the case at the end where there's no future medical care. Your checks have been cut off. And the permanent permit is minimal. In that case,  has less value than if you're still getting checks.You still have medical care to go and complete. And maybe you don't have a permanent permit yet because you are still treating. So, those two different types of claims. The earlier you get an attorney involved likely the better the situation for you. Then attempting to close it out at the end once all of the items that carry value have been either determined or settled.  We hope that information is helpful. And we'll see you on the next video.CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

Got a question the other day about someone who has settled their case.  And they're wondering, "Well, how long does it take to get a copy of the release in the settlement document?" And the short answer is, that just depends.  Typically, if you're receiving income benefits, they find a way to get that tea pretty quickly because they wanna end those weekly checks. However, if you're not receiving income benefits, it can take a little bit longer as they're in no big rush. And once an agreement has been made,  it's really just your attorney's job to really stay on top of them and say, "Hey!" "What's the status?" 'Come on this has been a couple of weeks now." "What is going on here?" You can always request a hearing. However, that's a long way to go when it all it is is paperwork that you're waiting on. So, you wanna kindly reach out to the other party and just keep reaching out to them. At some point, the squeaky wheel gets the grease.  If not, you can always like I said file a hearing and move forward that way if you have an attorney. If you don't have an attorney, you may wanna speak with one to see what can happen to facilitate anything and helping get this matter close. Hope that information has been helpful, and we'll see you on the next video. CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

All right, this is gonna be a question that we received recently. "Can I continue to get workers compensation payments if my employer has brought me back to part time work?" and the short answer is, Yes. It does sound like you can. But you're gonna have to put pencil to paper if you will.  Depending upon what your income benefit rate is or your comp rate that you're receiving in weekly checks. The question is:  "Is that part time worth they brought you back?" "Are you making more money?" "Grossing more money", meaning before anything's taken out are you making more money than what you were receiving with those weekly checks in workers comp? If you are not making more money then there is some exposure or responsibility from the employer insured to issue you what are called temporary partial disability benefit checks. That means you are temporarily partially disabled because you're on light duty.  And so, you would be entitled to those checks depending upon how much income you earn through the part time job.  You still certainly have medical without question. If for any reason the part time job ceases or stops. then you would go back to temporary total disability if they were no longer able to provide light duty work for you. Hope that's been helpful. And we'll see you on the next video. CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We received a question today. "Will I be forced to quit my job if I follow workers' compensation claim?" And the short answer is, not if you file it to know not if you file a workers compensation claim. If you settle a workers' compensation claim, a lot of times the insurance company will request that a resignation be signed if you're going to settle for a lump sum amount. If you file the claim only, you get the medical care you need. Get return back to work, and you're happy. And you get paid any permanent partial disability, and all the weekly checks, And get the medical care. You do not necessarily have to quit your job or resign your position. Now, you do wanna keep an eye on the people that have gone before you. Anyone who has been injured on the job that you know of before you get injured on the job. Question is: "What happened to them?" "Did they return back to work?" "Or did they just disappear?" If they disappeared, it may be something where they settled the claim. Or it may be something where they found a way to terminate them anyway. So, you wanna be careful about what your employer may do. If they're vindictive, you may wanna try to work the claim into a settlement. So that you don't have to worry about being terminated later with nothing to show. We hope this information has been helpful. And we will see you on the next video. CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

Well,l if you've been injured by a co-worker who's on the clock in the course and scope of their employment, you have a workers compensation claim but you don't necessarily have a personal injury claim. And so, the exclusive remedy says, "If the employer injures you or a co-worker, you have to go through Georgia workers compensation." That is the exclusive remedy. Meaning you cannot just file a personal injury lawsuit against either the employer or the co worker. Now, there are many many situations where that may not apply. It's very fact specific. And so, you want to really speak with the Georgia Workers Compensation attorney. Find out, is there possibly a third party action that would allow you to proceed forward with a personal entry case? It is not often. But however, there are exceptions to every rule. So, we hope this information has been helpful and we will see you on the next video. CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

Got a question the other day. "Someone cut me off in traffic causing me to swerve and hit the car next to me. We were both injured. Should I file this on my insurance or what? Do I file mine on my insurance and his on mine? What about the person who cut us off? How does that all work together?" Well, if someone actually hit and drove off and you have no contact information, when you call the police they're not gonna have any contact information either. You can attempt to locate them by looking to see if there's any type of cameras nearby etc but that is a long shot. Probably what you have to do is you probably have to go through your uninsured motorist coverage. Now, keep in mind that is optional coverage not everybody has it. And so, you wanna make sure that you do have it in order to pursue it. If you don't have uninsured motors coverage you can't find the other drivers insurance coverage. You may be left paying for those injuries on your own. Stay safe! CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We got a question the other day. "I was injured on my job by a customer. The insurance company said they would not pay because I should have had an insurance policy. What is that? And why should I be required to have it?" Alright well… I have more questions and answers on this one.  If you are an employee then the workers compensation insurance coverage for the employer. If they have it should be the one who picks up the coverage and you should have a workers compensation claim. So, you should then reach out to a workers compensation attorney if you're already receiving resistance this early in the claim. You've got a long road ahead. If you're an independent contractor, you have to provide your own workers compensation insurance coverage. So, that could be what they mean. So, the difference is being an independent contractor versus being an employee. Stay safe! CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

We got a question the other day. If I was injured by a customer while working at my company or a company, do I need a police report or something? I don't know what to do to pay for my hospital bills. Okay, so this could be a gray area. I would recommend that you file  a report with your employer. If they refuse to pay or to set up this claim which we have seen happen before you have to ask yourself, is the injury serious enough to move forward with the workers compensation claim? And what I mean by that is there is a chance that they will require you to resign or they will force you out and not have any work available for you. And so, if the bills are quite substantial in the injury substantial, it's an easy decision. If they're not that's where it becomes difficult. If the bills aren't that much you may make more money staying employed and paying those bills. Stay safe!CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

So, we received a call the other day about someone who was hit by an uninsured driver. And they had to file the claim through their uninsured motorist coverage. And their question was, "Why is my insurance company treating me like I'm the problem?" And had to explain to them, "Look, the insurance company or the insurance businesses in general are all about taking money in in the form of premiums and paying out as little as possible." And so, as a result of that, whenever you're filing a claim with your insurance you are in fact the enemy of sorts because they you are looking for money from them even though they set up that policy to protect you. They do treat you like you're the enemy. Wanna be careful. There are some obligations that uninsured motors carriers have with you as the insured that the liability don't. You should speak with a Georgia personal injury attorney if you have that situation. Especially if you've been in a car wreck. Stay safe! CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest

So, what is subregation from a standpoint of workers compensation? Well, subregation is the right for the insurance company in a workers compensation claim to be paid back. Well, where do they get this right? Well, this right is written in the laws. However, what it usually means is it's a scenario where you have a personal injury and a workers compensation claim. If you have workers comp paying out a great deal of medical care and income benefits on your behalf, if they can prove that you have not been compensated, completely compensated of all, economic and non economic damages, well, then they arguably have the right to be paid back what they paid out. That is called subregation. They would be paid back from the personal injury claim if there is a big enough recovery. And if they can prove all economic and non economic damages have been recovered. Stay safe! CALL US ►  912-208-2992TEXT US ► 912-233-1100EMAIL US ► Ty@TyWilsonLaw.com •  Website•  Facebook•  Pinterest