Podcasts about depending

This week on Mostly Horror, we're kicking back with horror influencer Gigi Leal (@RoomforScream) for a proper Horror Hangout.We start with the question on everyone's mind: what exactly is going on with this new War of the Worlds movie starring Ice Cube? It's a screen-life take on the H.G. Wells classic, dropped on Prime Video in July, and somehow managed to land a 0% on Rotten Tomatoes. Depending on who you ask, it's either a chaotic disaster full of bad CGI and shameless product placement or a campy mess worth watching with friends.Then Sean talks about the thing he's actually excited for: Last Podcast on the Left's Henry Zebrowski is working on an alien comedy called UFO: Unbelievably Friendly Organisms. Details are scarce, but the title alone already has us sold.From there, Gigi brings some sharp horror hot takes, we trade recommendations you'll want to add to your watchlist immediately, and end up covering everything from comfort horror to movies that make you want to scream into the void.If you're into horror news, spicy opinions, and finding your next favorite creepy flick, this one's for you sooo...COME HANG OUT!!!Follow Us on Social Media:Instagram & Threads: @mostlyhorrorpodTikTok & Twitter/X: @mostlyhorrorSteve: @stevenisaverage (all socials)Sean: @hypocrite.ink (IG/TikTok), @hypocriteink (Twitter/X)Enjoyed this episode? Don't forget to subscribe, rate, and leave a review on your favorite podcast platform to help us reach more horror fans like you! For early access, ad-free episodes, and exclusive content, subscribe now on Wondery+.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Depending upon what you've squirreled away in your wheelhouse, you may have found today's crossword a) straightforward, or b) a Friday crossword wrapped around a zesty Saturday mini-crossword. In the case of our cohosts, Jean was the former, Mike, inevitably, the latter. While their puzzle solving journeys today did most definitely diverge, they were both agreed that this crossword, the third by Dena R. Verkuil, was a delight: we hope for more, soon.Beyond the crossword, we have a fabulous fact for our Fun Fact Friday™️segment, so be sure and check it out!A reminder that xwordinfo.com is a great resource if you need to look up a clue, answer, or see the answer to the day's crossword: we highly recommend you check it out!Show note imagery: When you're shopping for PARKAS, Patagonia's ready to help!We love feedback! Send us a text...Contact Info:We love listener mail! Drop us a line, crosswordpodcast@icloud.com.Also, we're on FaceBook, so feel free to drop by there and strike up a conversation!

Foundations of Amateur Radio Recently I discussed the idea of listening to the radio spectrum across the internet for the purposes of getting signal into your shack when radios, or in my case, antennas are causing you challenges. I continued to explore and discovered a project by Jacobo EA1ITI, called "radioreceiver". Behind that unassuming name lies a tool born in 2014, that allows you to plug an RTL-SDR dongle into your computer, open up your web-browser, and listen to the radio signals that your dongle can receive. In case you're unfamiliar, an RTL-SDR dongle is a small USB device, looks a lot like a USB thumb drive, jump drive, data stick or flash drive, basically a hunk of plastic with a USB connector on it. An RTL-SDR dongle generally also has some form of antenna connector. It's typically sold as a digital radio and digital television receiver, but websites like rtl-sdr.com sell purpose built ones. They can be found starting at about $15. I realise that this is using a local receiver, with a local antenna, but it's inside a web browser, which is half of what I expected. When you hit the play button in the bottom of the screen, you'll be prompted by your web browser to give permission to access your RTL-SDR dongle and the fun starts. You'll see a live waterfall, hear audio, and have the ability to tune to any frequency you can reach. Depending on your dongle, typically somewhere between 500 kHz and 1.76 GHz. The application consists of seven files, a total of 352 kilobytes that you can store on any web server and run, with one caveat, in order for your web browser to talk to your dongle, it needs to be served using HTTPS. Jacobo has set-up radio.ea1iti.es and I've set-up sdr.vk6flab.com, both showing the same tool. You'll find the code on my VK6FLAB GitHub repository, and of course on Jacobo's. There are some things you need to know. You will need to use a web browser that supports WebUSB, currently that's Chrome, Edge, Opera and several others, sorry, Safari and Firefox don't .. perhaps it's time to talk to Apple and Mozilla. All is explained if you click on the little question mark at the bottom of the screen, it will even tell you if the browser you're using to read the help is compatible or not. If you have an Android phone, you can run this tool too, although you will need to find a way to connect your dongle to your phone. I'm currently limited in my ability to test this and you may need to install some drivers on Windows and Linux, but MacOS and presumably Android, works out of the box. The software also supports offline operation, so you can load it as a Progressive Web App, or PWA, and use it in the field away from the internet. Did I mention that all the decoding is happening inside the web browser, so you can see which code is doing what .. and before you ask, yes, it's minimised in the browser, which you can make into human readable code, but when you look at the source, it shows precisely what is happening, all written in Node.js, TypeScript and JavaScript. It supports CW, SSB, AM, Narrow and Wideband FM and decodes stereo, something which none of my amateur radios do. You might be able to tell that I'm excited. It's because this is providing the basic functionality of a radio inside a web browser, and I didn't need to install it to get started. On the Macintosh I tested this on, I literally opened the web page, plugged in a dongle and hit play. Just so we're clear, just because this is using a web page on a web server, you accessing it will only give you access to your radio not mine. This of course opens the doors to all manner of other fun stuff which I'm expecting to play with for the next little while, and yes, this is also Bald Yak adjacent, I'm aware. In the meantime, you can play with this right now, sdr.vk6flab.com is the place to go. Word of warning, it's addictive and easy to forget it's a radio with an antenna plugged into your computer, so take precautions when electrical storms are about. Look forward to hearing what you discover. I'm Onno VK6FLAB

In this episode, Chrissy and Rose interview Brooke Murphy about anxiety, how it has affected her personally, and how she has learned that God's power is made perfect in our weakness.

Depending on your point of reference, Bubsy is either a figure to be revered or reprimanded for his stamp on platforming history. Fortunately, thanks to our friends at Limited Run Games, you can experience the history of this legendary bobcat through his classic adventures in the upcoming Bubsy In: The Purrfect Collection. LRG has leveraged their Carbon Engine to ensure each game gets it's proper shake with some additional quality-of-life features, but you'll have to watch/listen to learn the details. Joining me for this are LRG's Audi Sorlie (Producer), Joe Modzeleski (Development Director), and Sam Brown (Release Manager and Atari Bubsy enthusiast). YouTube: https://youtu.be/WZEhrMtfy1g Wishlist Bubsy In: The Purrfect Collection: Steam: https://link.atari.com/wishlist-bubsy PlayStation: https://store.playstation.com/en-us/concept/10013869/ Xbox: https://www.xbox.com/en-US/games/store/bubsy-in-the-purrfect-collection/9nls3j4n6418 Physical: https://link.atari.com/bubsy Join the Atari Club on Discord: https://discord.gg/atariclub Follow us: Atari: X: https://x.com/atari BlueSky: https://bsky.app/profile/atari.com Audi Sorlie: https://bsky.app/profile/pc98audi.bsky.social Joe Modzeleski: https://bsky.app/profile/supernesjoe.bsky.social Sam Brown: https://bsky.app/profile/smugporky.bsky.social Jason Polansky: https://bsky.app/profile/jaysofdoom.bsky.social

Overthinking is the number one enemy when leading effectively and creating powerful content. With all the information and training available within the network marketing business, it's easy to become overwhelmed.But when you start with what comes naturally, the process feels less like a chore and more like an extension of yourself. And that is how you build an authentic brand.In another Diamond Life Mentor Uncut episode, Balazs W Kardos answers a question from his community about analysis paralysis and ad spend strategy. As one of his members enjoys doing ads, he says that it is a perfect way to consistently apply what she knows and work with others who do the same.Instead of trying to be perfect from day one, he wants you to approach ads like a controlled experiment. Start with a small, manageable budget by reinvesting a portion of your sales into the ad spend.Balazs also emphasizes that ads are only as effective as the content and brand they point to. Your goal is to attract people who are a natural fit for you and your business. Define your brand voice and set expectations about your ideal team members so your ads not only show the product you're selling, but also who you are. "You're going to pick a percentage of your commission that you generate from a direct sale that you will reinvest back into your ads. Depending on your financial situation, 10%, 20%, 50%, I would even say 50% would be smart, because you'll scale faster." - Balazs W KardosListen to this episode to focus on your strengths, master the fundamentals of ads, and grow from $300 to $10k through a strategic blueprint.Key Diamond Nuggets In This Episode:How can you prevent analysis paralysis as a leader and content creator?Why are context and personal alignment relevant to running a business?How can you master ads with a strategic ad spend?Why build a team of like-minded individuals?How can you reinvest in ads?What is the role of content and branding in your ad results?Want a Personalized Plan for Business & Life Optimization?Book A FREE Call Connect with Balazs W Kardos:WebsiteFacebookThe Diamond Life CommunityLinkedInYouTubeInstagramThe Diamond Life Mentor Instagram

There's a ton of strategic decisions coaches have to make. This week TJ and Sam go through four of them to uncover things you should be thinking about to put your team in the best place to be successful. Depending on your age and stage, there's likely enough games that get decided in the last minute of a game, and all four of these decisions have implications for late-game execution. Show Notes:• Who should inbound the ball?• Where, who and when... personnel-based decisions• System implications• The skill of inbounding• Practicing end of game situations• Building basketball IQ• Practicing situations versus plays• Do overs• When to pull the goalie• Changing strategies when you're down• How many defenses should you play• Variety, adjustments, and creativity• Having a change up• Having too manySend us a Message. If you'd like us to reply, include your contact info.

Tuesday, 12 August 2025   But Jesus knew their thoughts, and said to them: “Every kingdom divided against itself is brought to desolation, and every city or house divided against itself will not stand. Matthew 12:25   “And Jesus, having known their thoughts, He said to them, ‘Every kingdom, having divided against itself, it desolates, and every city or house having divided against itself, not it will stand'” (CG).   In the previous verse, Jesus was accused by the Pharisees of casting out demons by Beelzebul. This was obviously done quietly among themselves or towards the crowds without Jesus directly hearing it because Matthew next records, “And Jesus, having known their thoughts.”   Jesus perceived their thoughts even though He was not openly privy to their conversation. It is a trait that belongs to God –   “I, the Lord, search the heart, I test the mind, Even to give every man according to his ways, According to the fruit of his doings.” Jeremiah 17:10   In knowing what they were thinking, He responds to their accusations, as recorded by Matthew, “He said to them, ‘Every kingdom, having divided against itself, it desolates.'”   There are two new words. The first is merizó, to apportion. As such, in this context, it signifies to divide one part from another. The second is erémoó, to desolate or make waste. If a kingdom is united, it will be alive and thriving, but when it is divided, it will become like a ruined wilderness where nothing productive takes place.   The sly accusation of the Pharisees does not hold water because it stands against simple logic. Jesus next provides a second example to solidify this truth, saying, “and every city or house having divided against itself, not it will stand.”   This is an example that would have been obvious to even someone as observantly dull about the world around them as the Pharisees. They may have been so stuck in their legalism that they never lifted their eyes to see how the normal world works, but Scripture and history would tell them that a city that did not possess the same goals and spirit of unity could not stand –   “And the house of Joseph also went up against Bethel, and the Lord was with them. 23 So the house of Joseph sent men to spy out Bethel. (The name of the city was formerly Luz.) 24 And when the spies saw a man coming out of the city, they said to him, ‘Please show us the entrance to the city, and we will show you mercy.' 25 So he showed them the entrance to the city, and they struck the city with the edge of the sword; but they let the man and all his family go. 26 And the man went to the land of the Hittites, built a city, and called its name Luz, which is its name to this day.” Judges 1:22-26   A single man not in step with the rest of the city brought the city to destruction. Evidence of such division makes the accusation of the Pharisees completely untenable.   Life application: Paul spends most of his time in the book of 1 Corinthians writing against divisions within the church. He does this because of the very precept Jesus highlights in this verse. The church at Corinth had many divisions of various types. If this problem were not corrected, the church could not stand.   His letter is a warning and admonition to churches throughout the age. Unless there is unity within the church, little divisions will lead to a total division of the congregation or even a total collapse of the church.   People have many pet peeves that drive their choice of church attendance. Generally, doctrine is not first and foremost on people's minds. Some people want comfortable chairs. Some want a church where food is served. Some look for a certain type of entertainment.   When these types of things are one's priority for church attendance, it is a rather shallow foundation on which continued attendance can be expected. With a simple change in the direction of the music, some will protest. If their protest isn't catered to, there will be disharmony. Depending on the size of the church, it can cause a split, or it may just cause those who are disenchanted to find another church.   As silly as this seems, it is as common as chicken meals at KFC. Churches, first and foremost, are intended to analyze and instruct in the word, which explains God and His redemptive plans for man through Jesus Christ. Once this main reason for gathering loses priority, there is no longer a sound footing for the church to continue without division.   Hold fast to the word, honor God through Jesus, and be ready to restore harmony within the church when it is called for. Jesus spoke about division and its consequences. Paul then set the example for us in his letters. We should do our best to emulate his instruction.   “Now I plead with you, brethren, by the name of our Lord Jesus Christ, that you all speak the same thing, and that there be no divisions among you, but that you be perfectly joined together in the same mind and in the same judgment. 11 For it has been declared to me concerning you, my brethren, by those of Chloe's household, that there are contentions among you. 12 Now I say this, that each of you says, ‘I am of Paul,' or ‘I am of Apollos,' or ‘I am of Cephas,' or ‘I am of Christ.' 13 Is Christ divided? Was Paul crucified for you? Or were you baptized in the name of Paul?” 1 Corinthians 1:10-13   Lord God, may we stand united in our devotion to You and to growing in You through a proper evaluation and right understanding of Your word. Help us in this, O God, so that we may be mature in our thinking, always placing You first in our hearts and lives. Amen.

Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable.  For down payments, he advises maximizing leverage while avoiding over-leverage.  Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors.  Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education.    Keith Weinhold  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules.    Keith Weinhold  7:38   The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question.    Keith Weinhold  12:19   The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  25:07   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  25:39   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866,   Blair Singer  26:49   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  27:07   welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be.   Speaker 2  30:50   Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value?   Keith Weinhold  31:16   That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent.     Keith Weinhold  38:05   To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  39:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:47   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866   Keith Weinhold  41:02   The preceding program was brought to you by your home for wealth building, getricheducation.com.

In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. In this series, they discuss Chapter 41: A Tale of Two Strategies and Chapter 42: How to Identify an Advisor You Can Trust.LEARNING: Passive investing is still the winner. If something is worth doing, it's worth paying someone to do it for you. “A good wealth advisor helps you build a plan and choose the best investment vehicles that'll give you the best chance of achieving your life and financial goals.”Larry Swedroe In this episode of Enrich Your Future, Andrew and Larry Swedroe discuss Larry's new book, Enrich Your Future: The Keys to Successful Investing. The book is a collection of stories that Larry has developed over 30 years as the head of financial and economic research at Buckingham Wealth Partners to help investors. You can learn more about Larry's Worst Investment Ever story on Ep645: Beware of Idiosyncratic Risks.Larry deeply understands the world of academic research and investing, especially risk. Today, Andrew and Larry discuss Chapter 41: A Tale of Two Strategies and Chapter 42: How to Identify an Advisor You Can Trust.Chapter 41: A Tale of Two StrategiesIn Chapter 41, Larry explains why investors who have implemented the types of passive strategies recommended in his book have experienced “the best of times.” On the other hand, for those who continue to play the game of active investing, it has generally been the “worst of times.”“It was the best of times, it was the worst of times.” Charles Dickens may have been writing about the French Revolution, but Larry observes that that line rings true for today's investors, too. Depending on how you approach the market, your experience can feel like either a triumph or a disaster.If you're betting on active management, it's the worst of timesAccording to Larry, people who still believe in the promise of active fund managers as the winning strategy are likely to find themselves in the “season of Darkness.” Over the years, the ability of active managers to consistently outperform has dwindled significantly.You may be surprised to learn that in 1998, when Charles Ellis wrote his famous book “Winning the Loser's Game”, about 20% of actively managed funds produced statistically significant returns after adjusting for risk. That figure was already discouraging.A later study in 2014 (Conviction in Equity Investing) found that the percentage of managers producing any net alpha had dropped from 20% in 1993 to just 1.6%.Larry reminds investors who are holding on to the hope that active management will deliver the goods that they are swimming against a strong current. The odds aren't in their favour—and neither are the expenses.It's the best of times for passive investorsIf you've embraced passive investing, it's the best of times. The resounding success of this strategy, backed by a wealth of data and real-world results, should instill a strong sense of confidence in your investment decisions.For investors who believe that markets are efficient...

Parenting is one of the greatest callings — and one of the hardest. In this episode, Nicole McKay and Vanessa Trinidad get real about parenting mistakes, lessons learned, and how to raise children with both love and biblical truth.We talk about:✅ Why kids need to face challenges instead of being rescued every time.✅ The importance of teaching “You reap what you sow.”✅ Why children can handle more spiritually than we think.✅ Listening to the Holy Spirit in parenting decisions.✅ Depending on God's grace for every step.

On Deadline is a deep dive into a single topic from Audacy's newsrooms across the country. Today, we're talking about money, and why everything from electricity to steaks on the grill cost so much. Plus, get the latest on AI pricing and how it affects you. On Deadline is written and produced by Christy Strawser and Lauren Barry.

On Deadline is a deep dive into a single topic from Audacy's newsrooms across the country. Today, we're talking about money, and why everything from electricity to steaks on the grill cost so much. Plus, get the latest on AI pricing and how it affects you. On Deadline is written and produced by Christy Strawser and Lauren Barry.

Time is one the most valuable things in life. Depending on the time of year, Cook found short breaks from the grueling demands of running a volleyball program. But when he was in the heat of the preseason, regular season, postseason, recruiting battles or volleyball camps, Cook was all-in.

On Deadline is a deep dive into a single topic from Audacy's newsrooms across the country. Today, we're talking about money, and why everything from electricity to steaks on the grill cost so much. Plus, get the latest on AI pricing and how it affects you. On Deadline is written and produced by Christy Strawser and Lauren Barry.

On Deadline is a deep dive into a single topic from Audacy's newsrooms across the country. Today, we're talking about money, and why everything from electricity to steaks on the grill cost so much. Plus, get the latest on AI pricing and how it affects you. On Deadline is written and produced by Christy Strawser and Lauren Barry.

Depending on your immigration status, travel can be a stressful event in these times. So if your status is vulnerable, what should you know about how to travel safely?

Depending on who's in power, blatantly partisan redistricting may be derided as the ultimate dirty ploy or defended as a practical measure to cultivate fairer representation. The recent effort to carve out a few more safe Republican districts in Texas has set off blue state governors, with some preparing to “go nuclear.” To help get our bearings […]

In this episode of The Retreat Leaders Podcast, Shannon Jamail is joined by Alessia Tenebruso—founder of One Girl Travel, retreat content creator, and social media strategist—for a juicy convo on how to create social media that actually converts. Alessia shares the importance of having a dedicated content creator or social correspondent at your retreats to capture authentic, behind-the-scenes moments that build trust and spark FOMO (the good kind). They dive into how retreat leaders can stay visible and aligned online without burning out, plus tips on using platforms like Instagram, Facebook, and TikTok strategically. Whether you're documenting a retreat or planning your next one, this episode is your blueprint for scroll-stopping, story-driven content that fills spots and builds your brand.

This week, Elle and Vee chat with JJ of The Sexie Show podcast, and play Girls Gone Shallow, a sex-themed game testing how well they know each other. Play along with your partner, and we invite you to make the stakes interesting ;)Battlestrip: what is it? (1:57)What is the role of games in a sexy environment? Pushing our growth edges, getting silly and reducing anxiety.  How can we carry the energy over from the icebreaker games to sexual scenes? (8:01)Exxotica: porn convention. (17:10)Most successful icebreakers? Depending on size of party, vibe of the crowd etc. (19:49)Would you rather... (23:38)Most divisive sexual ice breaker question: which Harry Potter house would you want to fuck? (25:23)Best ice breakers for small parties/intimate gatherings. (26:37)Activity games vs verbal games: which is better? (30:48)Girls Gone Shallow! How well do Vee and Elle know each other? (32:54)Who has had the most time with dicks inside them? (36:31)Would we fuck 70% of who's been on the podcast? (39:44)Who would be the top if we were gay men in a relationship? (43:16)Would you accept $10k for globally televised sex with a stranger? (44:10)Would you fuck a sex robot? (45:08)Who would be the more handsome drag king? (46:10)Would you rather fuck yourself from 5 years in the past than 5 years in the future. (47:27)Would you be able to have an orgasm suspended upside down? (48:53)Have you paid for or received money for sexual acts? (51:35)Links:Website: sexieshow.comBattlestrip 4: ticketsWhere to find us, and how you can support us:Instagram: @girlsgonedeeppod Merch: girlsgonedeep.com/shop Woo More Play Affiliate Link: Support us while you shop! WHOREible Life: Get 10% off your deck with code GONEDEEP at whoreiblelife.com Instagram: @wlthegameContact: girlsgonedeep@gmail.com © 2025 GGD Alchemy, LLC. All Rights Reserved.

Depending on when you listen to this, either the Buff or the Blue may be ahead on both the Mainland and Island....multiple lead changes are keeping things interesting!

 Dave's Journey Back To Nature: Part 6A Naturist Media Empire.Based on posts by Big galoot, in 6 parts. Listen to the Podcast at Steamy Stories.Suzi, the entertainer.We all sat there a little lost for words, Annie eventually saying "Well I'd sign up just for the views in the garden."We all smiled at this before Suzi said, "Do you think she did that all off the top of her head, unscripted and unplanned."I nodded before saying "I think so, she just a complete natural. She manages to combine a relaxed wholesomeness with an incredible sexuality."Annie laughed, "Dave, When did you become so articulate?""I know what you mean; normally he just rubs his cock like an ape and says 'I'd like to fuck that'.I stuck my tongue out at the two laughing women before all our attentions turned to Muriel and BJ who were coming through the door. Muriel was still naked and smiling broadly, her face alight with the cold and the excitement. Annie gave BJ a ‘thumbs-up' and he smiled, whether because of the Wi-Fi, or something else, I'm not sure.Suzi stood and embraced Muriel, "You were incredible, did you just make that up off the top of your head?""I did. I considered winking at the camera with my asshole when I was bent over, but decided to do it with my eye at the end." When we all stopped laughing Muriel said, "That was so exhilarating and exciting I want to do it every day. How did it look on the screen?""Brilliant." Annie said, "The quality was great and you were mesmerizing."Muriel went and put a dressing gown on to warm up a bit, when she returned she said, "So what do we do now, can we post it online?""We could but there's no real point." BJ said. "Firstly I need to set Annie up in her cabin so she can broadcast tonight. After she's finished I can come back here and set up your site, get you a paywall and then you're good to go. We can post that as your intro video and I can show you how to add content yourself.""Wonderful, why don't you both come back for a celebratory meal and we can do it after, if we're not too jolly."It turned out Annie wanted to rent two cabins, one to live in and one as a studio to film in. I helped them carry their gear in and then left them to get ready, Annie telling me the cam site she was on and to make sure we all watched later.We logged on and hardly recognized the bedroom she was filming from, whatever they'd done with the lights it looked amazing. Annie was sat in a large swivel chair I'd carried in earlier, smiling as big as ever. "Do you think we should have another small glass of wine while we watch?" Muriel asked, Suzi looking at her as if it was a silly question; I went to the kitchen and opened a new bottle.I could hear them both giggling and wondered what I was missing, corking the bottle in my haste to get back. "What have I missed?""Nothing too exciting, just Annie undoing a button and squeezing her tits through her shirt." Muriel said."That's enough for Dave to start wanking." Suzi chided me."You don't give me any credit, I'd want to see at least two buttons undone." I feign indignation.She'd only been on ten minutes but already had over forty viewers, as if they were waiting for her to come on. "I think I'll start the cooking, call me when it heats up." With that Muriel left and went to the kitchen, leaving the two of us alone for the first time that day."How you doing, it's been a strange day." I said as I hugged Suzi."I'm doing ok, excited and nervous at the same time, I can't believe we've agreed to film ourselves naked."I was about to point out that last year, plenty of people had cameras when she posed as Lady Godiva but before I could Suzi leant in and gave me a gorgeous, sumptuous kiss, only interrupted by Muriel shouting. "I seem to be low on potatoes. Do you have any over at your cabin?""I think we do, I'll go and have a look." Suzi kissed me again and said, "See you soon lover boy, don't get too excited by Annie's cam show." Before standing and leaving.After a few minutes Muriel returned, saying she couldn't do anymore til Suzi came back.Annie was up to eighty viewers and began removing her shirt. Her tits were pushed up in an undersized bra, "I love her tits." Muriel said, almost lecherously. I was smiling at this when Annie's face suddenly turned away from the camera, a surprised looked replaced by an even bigger smile.I almost choked on my wine. A naked Suzi was kissing Annie, before breaking the embrace and waving at the camera. Suzi turned and bent at the waist, her hands coming behind her and pulling her cheeks apart, the camera somehow automatically zooming in. She straightened and blew a kiss before walking off camera as calmly as she'd walked on. Annie looked speechless, managing "That's the ghost of Lady Godiva who haunts these cabins." Before bursting into a fit of giggles.By the silly grin on Muriel's face I could tell she wasn't as surprised as me, "What? You didn't really think I was out of potatoes did you?""Suzi came up with that idea when you were getting the wine, she texted BJ to make sure he left the doors unlocked." I just smiled, I loved these women.Suzi came bursting through the door, breathless and naked, apart from the slippers on her feet, her body pink and her nipples hard. I stood up and she almost jumped into my arms, kissing and hugging me hungrily, "It was cold and I decided to run back, it felt so wonderful that I did another short lap of the camp as well. How did I look?""Incredible, stunning." Said Muriel.I couldn't help myself, I rubbed my cock and said in my deepest, dumbest voice "I'd like to fuck that." Muriel looked on confused as we laughed at our silly inside joke.I cuddled Suzi again and with her back to Muriel I pulled her ass cheeks apart "What do you think Muriel, should she have done it like this." I adjusted my hands and swiveled from another angle, "Or like this?"Muriel giggled, "Stop that David or I'll never get the supper cooked."As you can imagine, the cam show and Suzi's surprise appearance was the main subject of conversation as we ate. Annie joined us and said she loved it and so did the audience. BJ said it was all recorded and we could watch it back if we wanted, We all laughed as Suzi went bright red and said no thank you.BJ quickly set up the site and we came up with a name "Naked Me' not very inventive but to the point. He said we should shoot a few photos and videos next, and we'd be up and running. He said that if we planned on putting up daily updates and chatting; and answering patrons questions we should charge at least a month pass for basic, and more for the interactive elements. We said we'd decide by the next day, when the site went live.What with the long, exciting day and the wine; I think we were all exhausted and a little emotional as we kissed each other goodnight. I thought Suzi and I might chat some more, but we quickly fell asleep.We awoke groggily to a knocking on our cabin, Suzi kicking me out of bed to go out and answer the door. I shut the bedroom door then opened the front door. A vibrant and naked Muriel greeted me, video camera in hand. Filming my bleary-eyed face she started talking, 'This is ‘Dan', our property manager. He lives here with his fiancée Sandy', our events coordinator. She scanned down my naked body, my cock twitching when the camera reached it, 'As you can see, he's pleased to see me.' She stopped filming and entered the cabin, whispering she said, "Get Suzi out of bed but don't tell her I have the camera."I was waking up a bit and thought it might be a bit of fun. I walked back into the bedroom to find Suzi dozing but barely covered by the duvet, it took all my willpower not to ignore Muriel and climb back into bed. I woke her gently, "Muriel's in the living room.""Well tell her to come in here.""She already sat down, she seems upset by something."This was sneaky, but I knew the effect it would have, Suzi, wakening more, and after looking at me strangely, climbed out of bed and went to Muriel.'And this is the gorgeous ‘Sandy', the girl with the sexiest bed head in the world.'It took Suzi a moment to realize what was going on, and that she was being filmed. I stood behind her, but could see her raise her arm and her finger, "Fucking bitch." She said, although not too angrily. She turned back into the bedroom and looked down at my semi hard-on, saying, "And you can put that fucking thing away as well." Before diving back onto the bed and pulling the duvet up around her.Muriel was smiling and still filming, laughing as she said, 'So another glorious day in naked central begins.'Muriel put the camera down and said to get back into bed and she'd bring coffee in."I'm up now, all of me. Why don't I film you making coffee." I offered.Muriel was a star, talking to the camera the whole time, bestowing the virtues of a naked lifestyle and giving silly if quaint little bits of advice, 'Be very careful when boiling a kettle, especially you more voluptuous ladies, as one's nips can easily get scolded.'She seemed completely comfortable being naked in front of the camera and moved with an elegance and grace, her whole demeanor exuding confidence and positivity Her posture and long legs made her look very fuckable.She picked up the two mugs and motioned for me to follow her into the bedroom. Suzi sat up and automatically pulled the duvet up around herself. Muriel bent and gave a lovely view of her ass as she placed the coffees on the nightstand. She turned to the camera and said that she was going to leave us to enjoy our coffee in peace and that she was going to come back later and interview us. She took the camera from me and filmed my naked butt, climbing back into bed.She turned the camera off and sat on the edge of the bed, "Sorry about the rude awakening, couldn't resist it.""Cow." Suzi looked at the clock and saw it was 9:30; way later than we'd normally get up "What time have you been up since?" I asked Muriel.Muriel smiled, "BJ knocked me up at 7am."You could always rely on Muriel to use a double entendre, if she could. "Said he had an appointment at 9.”“I interjected that I wanted an appointment at 69.”He ignored my mastery of wit and asked;  did I want him to set a few cameras up in my living quarters, so we could get the site going?I said ‘yes' and he put one in my bedroom, bathroom, kitchen and living room.""But your toilet is also in your bathroom." I said.Muriel's eyes widened as a silly grin crossed her face, "I know, exciting isn't it. You can hear me go but not actually see anything, other than if I stand to wipe. I did pee in the shower before I came out, just to see the quality and you can even see the pee bouncing up as it splashes.""Enough information.” Suzi interjected; “And did this go out on our site?" Suzi inquired."It did, but no one's watching, as we don't have any members yet. All the live stuff is stored though, so we can access it later, and put it up if we want, for anyone who's missed it.BJ said he'd been thinking about it, and that we should have two sections to the site, a sort of VIP area where they can see daily live streams and another area where people can chat and see video's and pictures we post. £25 for the VIP and £10 for the standard.""What content's up now?""The intro video that is free and a video of me getting out of bed and stretching. I fluffed up my hair like an arena rock star from the 80s, then climbed back in bed once the camera was up. Then I pretended to be just getting up. I also wrote a quick blog, explaining about us and the site.""You've been busy." Suzi said, smiling as she took a sip of her coffee "Don't you mind having the cameras in your house?"Muriel hesitated, and even looked a little sheepish, "If I'm honest it's like all my wildest fantasies come true, being naked and exposed, with ‘god knows who' watching me; but still very safe in my own home. Kids, I've been like a cat in heat, since BJ woke me up."I hadn't had a pee since I woke, and that, combined with listening to Muriel, had me almost painfully hard.I looked at Suzi who had a look on her face that I knew well, a plan, often a dangerous or sexy one, was forming in her head.“Dave, you get up and take the camera. Muriel you lie down and spread your legs. Show the world how turned on you are.”You could see Muriel wanted to, "I don't think we're meant to be that type of fans site.""As you said, yourself; we don't have any fans yet." Suzi literally jumped out of bed, her bouncing boobs and jiggling ass adding to the sexuality in the room. "Dave you turn the camera on, and I'll get our laptop.”She returned from the living room, the lap top open and typing with one hand, her eyes widening, and a smile forming on her lips. Then, giving me a dirty look before giggling, "You're meant to be filming Muriel not me."She placed the computer on the bed where she'd lain, her lovely young boobs filling the screen in HD. "'Dan'! Get out of bed and film Muriel."I did as I was told, my cock sticking out, almost obscenely, as I tried to keep the camera trained on Muriel."You've got a massive boner! It's one of the things male naturists most worry about, getting a socially embarrassing erection, I was thinking I should do a tutorial for the site on how to get rid of them." As Muriel said, this she took a playful swipe at my cock, and chatted her teeth, almost ‘Hannibal Lecter' style."You're such a tart, now lie down and show the world how much you like being filmed." ‘Sandy' said.Muriel lay down and put her head on my pillow, the lap top showing the live stream beside her. I was at the foot of the bed and let the camera slowly pan up her body, her hands gently caressing her tummy and tits."Pinch your nipples." Muriel did as ‘Sandy' ordered, a small groan escaping her lips. "Pinch them harder, twist them, pull them to the ceiling, show the world what a bitch on heat will do."Muriel did it, her eyes closing, her breath shortening and her muscles tensing as she worked herself up."Finger yourself, that's it, pull your cunt apart for the world to see. Put three fingers in, rub your clit." There was a gleam of sweat all over Muriel, the sweat and the tension in her muscles making her look incredible as her orgasm built."Open your eyes, look at ‘Dan's' big cock, where do you want it, in your mouth, in your pussy, up your ass." A stream of yes, yes, yes's escaped Muriel's lips as she arched off the bed, almost panting for breath as she collapsed back down.I stopped filming and looked to Suzi, her own face red and her hand between her legs. As if reading my mind, she said; "Don't you fucking dare."I smiled and put the camera down, instead I moved to Muriel and gently kissed her forehead, before covering her with the duvet."I think we all need a cold shower, and no, not at yours' in front of the camera." Suzi said this as she looked at the lap top, giggling, and sayings 'oops.'

Depending on where you live, August can be a month of harvest abundance or extreme garden fatigue—or both. In today's episode, I'm meeting you where you are. Whether you're coasting through harvests or struggling with heat, pests, and burnout, this is a chance to regroup, reset, and prep for fall without overwhelming yourself. Here's what we cover:

Our culture makes it hard to slow down. Depending on your stage of life, it might feel nearly impossible — jobs, kids, commitments, constant demands. So what's the solution? Learn from the life of Jesus. Live at his speed — not a rushed speed, not a distracted pace. Can you picture Jesus cutting people off in traffic, or glued to his phone while talking to someone? Of course not! And as disciples, we are called to conform our lives to His: to slow down, to live attentively.   Click here to watch "The Ruthless Elimination of Hurry"   Readings at this Mass: Eccl 1:2; 2:21–23 | Col 3:1–5, 9–11 | Lk 12:13–21

Trade shows and events are back!But most still miss the point. If you're not walking away with real relationships and revenue potential, you're doing it wrong.Hey there, I'm Kerry Curran—B2B Revenue Growth Executive Advisor, Industry Analyst, and host of Revenue Boost: A Marketing Podcast.In this episode, Pipeline in Person: How Relationship-First Events Drive Real ROI, we're diving into how the smartest B2B brands are getting off the expo floor and into curated conversations that actually convert.I'm joined by Jon Whitfield, Chief Operating Officer at MediaPost, who has spent over 20 years perfecting the art of high-impact, face-to-face marketing. Jon isn't just running another event company—he's building a reputation for delivering summit experiences that sponsors rebook year after year because they drive pipeline, not just visibility.And here's the surprising truth: smaller, niche gatherings with the right ratio of buyers to sponsors consistently outperform massive trade shows—if you get the format right. Jon breaks down why most conferences fail to deliver ROI—and how to fix it.We cover:The one customer value metric sponsors should use to justify their spend How curated experiences like golf, axe throwing, and roundtables deepen buyer trust What brand-side marketers actually want from events in a post-remote world And how to build stronger sponsor-attendee matchmaking and content alignment Picture this: instead of awkward badge scans, you're having real conversations over dinner, sharing challenges in closed-door roundtables, and walking away with warm leads who already know, like, and trust you.Stay to the end, where Jon shares his one non-negotiable rule for evaluating event ROI—and how to spot a conference worth investing in before you spend a dollar.If you're investing in events this year, this episode is your edge.Hit follow, drop a rating, and share it with your field marketing or partnerships lead—because pipeline starts before the pitch.Let's go!Kerry Curran, RBMA (00:02.296):So welcome, Jon. Please introduce yourself and share your background and expertise.Jon Whitfield (00:07.832):Well, hello, Kerry. Thanks for having me on. My name is Jon Whitfield. I'm the Chief Operating Officer over at MediaPost. I've been there for a long time—I didn't realize you could be at a place for as long as 22 years. Apparently, there are other places you can work. I didn't know that. No one ever told me. I just learned that you can get other jobs at other places.Yeah, I've been at MediaPost for 22 years. I've seen a lot of things change over the years, and yeah, we're thrilled just to still be kicking and doing our thing.Kerry Curran, RBMA (00:46.176):Excellent. Well, I know you've become the expert at events, and in my own experience with MediaPost, you've curated a really valuable experience for both brands, attendees, and sponsors. I want to dive into your expertise and help marketers and sponsors get more out of their conferences—and really think about what that investment looks like.We're seeing more and more value put into face-to-face relationship-building and brand-building. Conferences offer that, right? Talk about how you've seen the industry evolve and what you're seeing today.Jon Whitfield (01:38.716):Yeah, I mean, it's funny. When I first started out in this business, you had real tentpole events—like the ad:techs and the SESs of the world—that had 300 exhibitors and thousands of attendees. These were real, large gatherings that happened several times a year. If you weren't at those—whether as an exhibitor or an attendee—you kind of didn't exist. It was like, “We've got to be there.”So in the early 2000s and through the first decade of the new millennium, those large shows were really commonplace and important.We participated not only as exhibitors but also by launching our own conference series called OMMA Global, which had a couple of thousand people, 150 exhibitors, and was a two-day, multi-track content event. It was a big lift. It wasn't easy to put together or manage.But after five or six years of doing that, we realized it was really difficult to go back to our sponsor pool and guarantee them the ROI they were looking for. Because with large events, you're not really in control of the experience. You're kind of leaving it to chance: maybe someone good stops by a booth, maybe there's a follow-up, maybe someone connects at the cocktail party, maybe someone attends the sponsored presentation.Sometimes you get four people in the room, sometimes 50—you're just not in control. Over time, we learned that the more control you have over the experience—and the more you're involved in it—the more satisfied everyone will be: sponsors, attendees, everyone.Kerry Curran, RBMA (03:28.800):Right.Jon Whitfield (04:15.984):Exactly. And so, we just evolved. You've still got the big tentpole events like CES that serve a purpose. But I don't know many people in advertising or marketing who come back from CES saying, “I got a ton of business from that.”You want to be seen there, like at Cannes. These large shows are viable, but as a business, we found we couldn't deliver on the experience we promised. That's why we transitioned to smaller settings, like our Summit Series.Kerry Curran, RBMA (05:15.244):Yeah, and I've been to a number of your events as well as the big shows. I agree—both as a sponsor and as an attendee—with the smaller, more niche, intimate events, relationship-building becomes much more organic. You're on the bus to dinner, at happy hour, or even horseback riding. There's so much more opportunity to build meaningful relationships.Jon Whitfield (05:46.884):Yeah, in a smaller setting, you really get to know people. It's almost like dating. They're testing you out, seeing how you are in different environments, and you're a direct reflection of the business you're there to represent.When the event ends, they have a pretty good sense of, “Do I want to work with this person?” Or maybe, “That didn't really work out.” You don't get that level of intimacy when you're just scanning badges at a big conference. You're not getting that.So we value time spent in different environments—not just in a conference room, but also on the bus, during a golf round, throwing axes, horseback riding, whatever it is. You really see people's true selves in those environments, and that translates into better business relationships. At least, that's what we think.Kerry Curran, RBMA (07:04.492):Yeah, no—and again, I've loved it. I often describe your events as almost like destination weddings. By the end of three days, you're best friends with everyone. You've cultivated a really unique culture within your events, where the sponsors all get to know each other, and everyone's been so willing to have conversations and learn from each other.Jon Whitfield (07:43.888):Absolutely. It's something we've tinkered with for years. It's never perfect. Things happen—weather, logistics—that can muddy things up. But if you have the basic formula down and you've tried it enough times, you can predict, “This is going to be a good one.”We've been doing our Email Summit for 19 years, twice a year. We've been doing our Performance Marketing Summit (formerly Search & Performance) for 19 years. These are tried-and-true programs.And I always ask our sponsors: What's a customer worth to you? What do we need to do to deliver not just one, but two, three, four customers? We want to knock it out of the park. If a customer is worth more than their investment, that's great—I can deliver that. But if the customer value is low and the investment is high, that's a math problem.So we work backward from that. How do we get each supporter to a place of success? That's how we approach it.Jon Whitfield (09:11.312):That's great—because I can deliver that. But if they're investing a ton and their customer value is very low, then there's a math problem, right? So it's about figuring out how we get those individuals who support our events to a place of success. That's how we approach it. We start kind of backward and move forward—and then do our best to deliver on the promise.Kerry Curran, RBMA (09:35.087):Yeah, no, that makes so much sense. And it's smart to think of it that way. Everyone needs ROI on their investments. So when you're talking to sponsors—say a new ad tech, martech, or agency reaches out and wants to sponsor—what are they usually looking for in a conference experience?Jon Whitfield (09:58.756):Well, it kind of depends on what the product is. Some of our sponsors have a more technical platform or need more time to explain their value—they might need a visual or demo. So they might want to sponsor a presentation where they get 10 minutes to show and educate everyone on who they are, what they do, and why they matter in the overall ecosystem.Others don't need that much time. They're like, “Here's what we do, here are a few of our customers, and we'd like to sponsor the brewery tour,” or “Let's take everyone on a cool boat ride.” It's more about creating a memorable experience and attaching your name to something we've built—where all boats rise. You mentioned competitors—at our events, sponsors often become frenemies. They all understand they're there for the same reason. So we keep it positive. Let's all try to win. There's no reason to make it awkward.So yeah, it really depends on what the sponsor is trying to achieve. We just recommend what we know works, based on years and years of doing these.Kerry Curran, RBMA (11:28.674):Yeah, and I like what you pointed out about branding and associating your brand with the audience. Especially in B2B, that's such a challenge. So many brands I talk to are focused on lower funnel—"I just need the sales"—but they forget their audience has to have heard of them and liked them first. The conference environment is a really effective and efficient way to do that.Jon Whitfield (11:59.534):Exactly. You also asked me earlier about how things have evolved over time—and, of course, we had this little thing called COVID in between. We were doing fine leading into it, but coming out of COVID was rough. We couldn't do in-person events, so we pivoted to virtual—Zoom events, video panels. They were fine for keeping the community connected, but nothing compares to in-person relationship-building.In 2021, 2022, and 2023, I'd start each show by asking the audience, “Raise your hand if this is your first summit.” A lot of hands would go up. Then I'd ask, “Are you still primarily working remotely?” And again—almost everyone raised their hands.And if I asked today, I'd still get a majority. So when we talk about the viability of events—how are you going to meet people if no one's in an office anymore? Are you going to go to their house? Meet at a local Starbucks? At some point, it lands back on events. And yeah, we've been fortunate to benefit from that shift.Kerry Curran, RBMA (13:15.752):Yeah.Jon Whitfield (13:25.592):I still think there's this broad shift away from full-time, in-office work. And that really emphasizes the value of in-person gatherings—big or small.Kerry Curran, RBMA (13:41.239):I completely agree. And vendors can't do lunch-and-learns like they used to, either—not if the agency or brand team is fully remote or just more dispersed. So conferences become a valuable way to introduce your brand, tease interest, and build toward a deeper sales conversation or demo.Now, we've talked about sponsors. But the other critical audience is the attendees. Your target audience is brand-side marketers across different industries and verticals. From their perspective, what are they looking for in a conference? What do they find at MediaPost?Jon Whitfield (14:41.604):When brands come together at our events, they're looking for like-minded individuals going through similar challenges. You might have someone who runs email for American Airlines sitting next to someone managing email for a restaurant chain—and they're facing the same problems.It might be deliverability. It might be creative. It might be open rates. That's just one example, but a lot of marketers want a platform where they can share ideas, collaborate, trade war stories, and ask questions—even what they think might be dumb questions—in a safe environment where they'll get real help and honest answers.So when they get back to the office on Monday, they're equipped with real insights and action items. That's the big thing.The sponsors—the vendors and platforms—provide the tools. They're the ones building solutions to help marketers do their jobs better.I always say this at our conferences: MediaPost doesn't really provide a takeaway in the traditional sense—no binders, no decks. The takeaway is the connection. It's the chance to meet tech solution providers who are working hard to make marketers' lives easier and more effective.We create the space for those connections to happen—in an intimate way, where people can really spend time together, share ideas, riff off each other, and see where it goes.I think that's what our buyers—the marketers—really want. And here's the thing: they get calls all the time from our sponsors before the event and they never answer the phone. They're busy people. But then they come to the event and say, “Oh my god, you've been calling me for months. I never picked up. But I watched your presentation—it was amazing. Let's set up a test next week.”We hear that story over and over again. It's not that marketers don't want to learn about these technologies—it's that their day-to-day is packed. So events give them the breathing room to explore.Kerry Curran, RBMA (17:08.846):Yeah, definitely. And to your point, it's so important for marketers to stay on top of the latest technology, platforms, publishers. You give them an environment to learn from peers and providers. You also do a great job balancing content and networking. Talk a bit about your approach to content and the roundtables.Jon Whitfield (17:56.014):Yeah. All of our content is built for the marketer—the buyer, the brand-side attendee. Our panels, our keynotes, anything that's not sponsored is programmed with that in mind.We want to highlight best practices and challenges from the main stage so that people can identify with what's being shared. That content sets the stage for deeper conversations later—whether it's during an activity, a reception, or dinner. It plants seeds that grow over three days.These aren't one-day fly-in events. You're invested. You're present. You're there to grow. From a content perspective, we always ask the marketer or agency side: What are your struggles? What are your wins? What lessons can you share?Kerry Curran, RBMA (18:53.730):Yeah.Jon Whitfield (19:23.664):And then, when it's a sponsor's turn—okay, you've got 10 minutes—riff on what you heard. Build on it if you want. But mostly, tell us who you are, what you do, what value you offer. We want a pitch. Show us the dashboard. Show us who your customers are. Be clear.That's how we do it. We don't cross-pollinate the content. You've spoken at our events—you know we keep it church and state. We program the editorial content. And we expect sponsors to bring equally valuable content that's insightful and impactful.That's how we create a full, engaging morning of sessions.Kerry Curran, RBMA (20:28.556):Absolutely. And you do a great job curating senior-level speakers and timely themes that reflect what marketers in those verticals are really facing.I've always found that valuable. And one of my favorite parts? Your roundtables. Like you always say—mics off, real talk. That's when people ask the questions they're afraid to ask on stage. And it's just as valuable for the sponsors—they get to hear firsthand what their audience is struggling with and start a meaningful conversation right then and there.Jon Whitfield (21:51.652):Yep.Kerry Curran, RBMA (21:56.417):It's all about building real, mutually beneficial relationships—and you've created a space that does that so well.Jon Whitfield (22:05.208):Thanks. And yeah—we've had feedback that if we could run an entire summit with just roundtables, people would love it. They're so impactful. You turn off the cameras, and people get honest.Unfortunately, there are only so many hours in the day, but those roundtables consistently get top marks in our post-show surveys.Kerry Curran, RBMA (22:41.484):I believe it.Kerry Curran, RBMA (22:41.484):I definitely agree. Jon, this has been incredibly helpful. I think it's important for everyone listening to be reminded just how valuable event investments can be—from education to relationship-building to, ultimately, driving sales.So for those tuning in who want to ramp up their event strategy—or need to build a business case for budget from their CFO—what's your recommendation for getting started?Jon Whitfield (23:18.244):Start by comparing the costs. What's your total investment going to be to sponsor an event? It's not inexpensive. There's travel, hotels, time. If you're a vendor or sponsor, it's not the cheapest thing in the world.So go back to that question: What's a customer worth to you?How are you currently getting customers? Are you converting through digital-only channels? Maybe you're just selling widgets and don't need in-person interaction. Fine. But if you're in a consultative or technical sale where FaceTime matters, then events are going to pay dividends.If you're trying to decide which events to support, here's what I tell people: Look at whether the sponsors from two or three years ago are still coming back. If they're not, run for the hills. That's a red flag. It means the experience didn't deliver.Look at our Email Insider Summit. We've been running it for 19 years. And for at least the past 10, you'll see many of the same companies sponsoring over and over. That doesn't happen by accident. It takes hard work. You have to care deeply about the experience and the investment people are making—your sponsors, your ticket buyers.That's something we believe in strongly. Maybe that's why we're still around. But yeah—do your homework. Know what a customer is worth to you. Run the numbers. You have to get ROI from these things. That's just the bottom line.Kerry Curran, RBMA (25:36.471):I totally agree. And one thing to level-set with your CFO is: you're probably not going to see ROI immediately. Depending on what you're selling, it might be three to six months down the road.If you come home without a signed contract, it doesn't mean it wasn't a success—it just means you're playing a longer game.And I know you also do a great job customizing sponsor opportunities at your events.Jon Whitfield (26:18.788):Yeah, it's all about knowing who you are as a company. What do you want to be known for? Is it education? Is it fun? Is it gifts?Every brand has its own playbook. That's why we offer a variety of sponsorship options—because everyone has a different goal when they come to an event.Kerry Curran, RBMA (26:59.630):Exactly. There's so much flexibility. One-on-one meetings. Content partnerships. Webinars. Lots of ways to extend the experience beyond the event.And one more thing we didn't touch on—brand attendees. You have some great senior-level VIP opportunities, right?Jon Whitfield (27:21.668):Absolutely. For this model to work, we need a strong brand-side presence—decision-makers, people with media and marketing budgets, people who want to network and learn.That's the lifeblood of our business. And we're always looking to bring in new marketers doing interesting things.That's part of what keeps this exciting. Even something as “old” as email is constantly evolving. There are always new tools and trends—whether it's AI, chatGPT, TikTok, or whatever else is coming.So yeah, we need marketers who want to tell their stories, who want to improve, and who want to meet others doing the same.Kerry Curran, RBMA (29:21.070):And that's how you pitch it to your boss. “Yes, I'm going to Amelia Island—but look who else will be there. Look at the brands and tech providers I'll be learning from.” You come back with insights and a full notebook, and your higher-ups will be glad you went.Jon Whitfield (29:47.044):Exactly. And yes—senior marketers can qualify for our VIP passes. We have a set number of those for each event. Once they're gone, they're gone.We also cap the total audience to keep the buyer-to-seller ratio balanced—usually around 1:1. It's typically 90–100 people: half brand-side, half sponsors. That way, everyone gets time to connect. And if by day three you haven't met who you need to meet—you stayed in your room too long!Kerry Curran, RBMA (30:48.834):Well, I can say I'm still close with many of the marketers and vendors I've met at your events. I always recommend your summits because they're high-value, well-structured, and genuinely productive.So, Jon—if someone wants to get in touch to learn more, how can they find you?Jon Whitfield (31:29.036):Well, not that I need more email—but you can reach me at Jon@MediaPost.com. If you're interested in sponsorships, my right-hand man Seth Oilman is your guy—Seth@MediaPost.com. He's our CRO and runs the sponsorship side.Reach out, and I'll point you in the right direction.Kerry Curran, RBMA (31:54.624):Excellent. We'll include all of that in the show notes—and make sure everyone mentions they heard you here!Jon Whitfield (32:02.552):Thanks again, Kerry. You've been such a great supporter and advocate for years. We appreciate all you've done—and don't stop!Kerry Curran, RBMA (32:17.550):Thanks, Jon. I believe in what you're doing and love being part of it. Can't wait to see you again soon!Jon Whitfield (32:30.884):You got it. Can't wait.Thanks again to Jon Whitfield for pulling back the curtain on what makes events actually drive results. Here's what we're walking away with: big expos can generate visibility, but intimate events create trust and conversions. ROI starts with one question—what's a customer worth to you? Events should be evaluated not just on cost, but on continuity, brand fit, and customer alignment.If this sparked ideas for your event or sponsor strategy, share it with your team—and let us know what resonated. Don't forget to subscribe, review, and follow Revenue Boost: A Marketing Podcast. To learn more, visit revenuebasedmarketing.com and follow me, Kerry Curran, on LinkedIn. Flat or slowing revenue? Let's fix that—fast.Revenue Boost: A Marketing Podcast delivers the proven plays, sharp insights, and “steal-this-today” tactics that high-growth teams swear by.Follow / Subscribe on Apple, Spotify, and YouTubeTap ⭐⭐⭐⭐⭐ if the insights move your metrics—every rating fuels more game-changing episodes

When success comes, what is happening in your heart? In this sermon, Pastor Jeff Davis unpacks the story of King Nebuchadnezzar and the danger of pride. This episode is a wake-up call to see life through God's eyes, not our own. Rooted in Daniel 4, Pastor Davis reminds us that every good gift comes from God, and pride can blind us to that truth. Listen to the episode to learn what it means to depend on God, look through HIs eyes, see His work, and give Him praise. Tune in and be encouraged to lift your eyes to heaven - and find your strength, success, and story in the One who gave it all. 

It seems time has passed too quickly in terms of the podcast, but here we are already talking about Uncompromising Honor, the 14th novel in the main story arc. For those watching where we are relative to what's left, you know this is technically the last novel in the main series, but that's only sort of true. Depending on where you look, you'll see a fifteenth novel called Toll of Honor. Other places list it as a stand-alone novel, or even the first novel in another related story sequence called the Expanded Honorverse. We'll sort that out as we read it and as time passes, and also perhaps with some amplification from David Weber. The big point is we still have quite a bit of content ahead of us, plus we understand there are even more books coming (!), so stay strapped in.Uncompromising Honor brings the two (or three, depending on perspective) major and enduring story arcs together, culminating with the Grand Alliance and the Solarian League staring at each other across the battlefield. The story in this book is huge, has plenty of action and emotion, and several surprises.As those of you who have been with us from the start know, the story we've enjoyed isn't quite what David Weber imagined early on. Even so, as great authors do, he adjusted the plan and brought us a very satisfying (and significantly large) novel to discuss in this episode. If you've read it and didn't bother with the Afterward, please go back and read it. It's short and full of information directly from David himself. There are nuggets in there that he touched on during his interviews with us, but this is more concise and focused primarily on the changes from his original plan that brought us what we've read up to this point.Your hosts rated Uncompromising Honor with a trifecta of 5s (out of 5), resulting in an overall rating of 5.We were able to cover (and I think catch up) with feedback we've received. As always, thank you all for listening, but special thanks to those who take the time to further participate in the show through your comments and questions.Next time we're going to cover To End in Fire, the fourth and final novel in the Crown of Slaves series.As always, please grab your copy, invite a friend, and join us again for another voyage through the Honorverse!You can find us, and all our episodes at http://honorverse.net, and email us at honorverse@tpenetwork.com. We look forward to hearing from you.Now, let's be about it!

The latest episode of Never Mind The Bar Charts sees a return to the show for Professor Rob Ford. We dive into my favourite political paradox to discuss with him: the long term liberalising trends in British politics and yet the run of wins for the Conservatives and populist right. Who is going to come out on top? Feedback very welcome, and do share this podcast with others who you think may enjoy it. Show notes What caused Brexit? Previous podcast with Rob Ford. Sunder Katwala / British Future on 'balancers' on immigration. Depending on your definitions, this person was a century and more ahead of those we mentioned in the podcast in being someone from an ethnic minority who became both Chancellor and then Prime Minister. Glaciers. The British General Election of 2024 by Rob Ford, Tim Bale, Will Jennings and Paula Surridge is now available to pre-order: Amazon, Waterstones. Theme tune by Hugo Lee. New to listening to podcasts? Here are some tips on how to listen to podcasts. Check out some of this show's most popular previous episodes.

Visa Inc is synonymous with the credit card. But for all the oomph that Visa has there, they have the debit card market in an even tighter grip. Depending on what source you use, Visa facilitates 60-75% of debit card transactions in the US. In comparison, they processed "just" 50-60% of credit card transactions. It was not always like this. Visa first entered the debit card industry in the 1970s, but resoundingly failed. But when the late 1980s saw the rise of a potential threat to its formidable US credit card business, Visa adjusted its strategy and swiped into action. In this video, the rise of Visa's debit card monopoly, specifically in the United States.

Visa Inc is synonymous with the credit card. But for all the oomph that Visa has there, they have the debit card market in an even tighter grip. Depending on what source you use, Visa facilitates 60-75% of debit card transactions in the US. In comparison, they processed "just" 50-60% of credit card transactions. It was not always like this. Visa first entered the debit card industry in the 1970s, but resoundingly failed. But when the late 1980s saw the rise of a potential threat to its formidable US credit card business, Visa adjusted its strategy and swiped into action. In this video, the rise of Visa's debit card monopoly, specifically in the United States.

In this final episode of the workshop, I lay out spend levels and what you should be focused on at each level. It's good to get excited about marketing, but find an ROI at each spend level BEFORE moving up to the next. Ready to get going? visit campers.msp-camp.com

THE REST OF THE STORY—Most people in the world live in what we in the west sometimes dismissively call the “rest of the world.” Depending on where you live, “the rest” probably includes parts, if not all, of Latin America, Africa, and the vast majority of Asia. Much like the tendency of Americans to call the champions of their sports leagues “world champions,” the word “world” is never what it seems.Except when it is.Founded as a non-profit by Sophie Schmidt in 2020, Rest of World is meant to challenge the “expectations about whose experiences with technology matter,” as its mission states. With a global editorial team led by today's guest Anup Kaphle, Rest of World's emphasis on the technological transformation of the daily lives of billions of people is eye-opening, educational, entertaining, and fills in the gaps in our general understanding of how technology is used everywhere. When it won a National Magazine Award last year, one sensed that it had finally arrived to a broader audience.The rest of the world is a big place, perhaps too big for a paper magazine. That's why Rest of World is digital.Those in the “west” would be better served by understanding it. Because everything and everyone is, ultimately, connected.—This episode is made possible by our friends at Freeport Press. A production of Magazeum LLC ©2021–2025

We're running another ACX Grants round! If you already know what this is and just want to apply for a grant, use the form here (should take 15 - 30 minutes), deadline August 15. If you already know what this is and want to help as a funder, VC, partner charity, evaluator, or friendly professional, click the link for the relevant form, same deadline. Otherwise see below for more information. What is ACX Grants? ACX Grants is a microgrants program that helps fund ACX readers' charitable or scientific projects. Click the links to see the 2022 and 2024 cohorts. The program is conducted in partnership with Manifund, a charity spinoff of Manifold Markets, who handle the administrative/infrastructure side of things. How much money is involved? I plan to contribute $200K. I expect (but cannot guarantee) an additional $800K from other donors, for a total of about $1 million. Most grants will probably be between $5,000 and $50,000, with a rare few up to $100,000. Depending on how much external donor interest there is, we will probably give between 10 and 50 grants. What's the catch? There's no catch, but this year we plan to experiment with replacing some grants with SAFEs, and others with convertible grants. That means that if you're a startup, we (ACX Grants as an nonprofit institution, not me personally) get some claim to future equity if you succeed. If you're not a startup, you'll sign an agreement saying that if your project ever becomes a startup, then we'll get the equity claim. We're still working on the exact details of this agreement, but we intend to have pretty standard terms and err in the favorable-to-you direction; obviously we'll show you the final agreement before you sign anything. We're doing this because some of our previous grantees became valuable companies, and it seems foolish to leave that money on the table when we could be capturing it and reinvesting it into future grants rounds. Please don't let this affect your decision to apply. Our top priority remains charity, and we'll continue to select grantees based on their philanthropic value and not on their likelihood of making us money. If you're not a startup and don't plan to become one, none of this should affect you. And if you have a good reason not to want to sign these agreements - including “I'm not savvy enough to know what this means and it makes me nervous” - then we're happy to opt you out of them. What's the timeline? We'd like to have grants awarded by October 1 and money in your hands by November 1. This is a goal, not a promise. What will the application process be like? You fill out a form that should take 15 - 30 minutes. If we have questions, an evaluator might email or call you, in a way that hopefully won't take more than another 15 - 30 minutes of your time to answer. If you win a grant, Manifund will send you the money, probably by bank wire. Every few years, we might ask you to fill out another 15 - 30 minute form letting us know how your project is doing. What kind of projects might you fund? There are already lots of good charities that help people directly at scale, for example Against Malaria Foundation (which distributes malaria-preventing bed nets) and GiveDirectly (which gives money directly to very poor people in Africa). These are hard to beat. We're most interested in charities that pursue novel ways to change complex systems, either through technological breakthroughs, new social institutions, or targeted political change. Among the projects we've funded in the past were: Development of oxfendazole, a drug for treating parasitic worms in developing countries. A platform that lets people create prediction markets on topics of their choice A trip to Nigeria for college students researching lead poisoning prevention. A group of lawyers who sue factory farms under animal cruelty laws. Development of software that helps the FDA run better drug trials. A startup building anti-mosquito drones to fight tropical disease A guide for would-be parents on which IVF clinics have the highest successful rate of successful implantation. A university lab working on artificial kidneys You can read the full list here and here, and the most recent updates from each project here. Is there anything good about winning an ACX Grant other than getting money? You'll get my support, which is mostly useful in getting me to blog about your project. For example, I can put out updates or requests for help on Open Threads. I can also try to help connect you to people I know. Some people who won ACX Grants last year were able to leverage the attention to attract larger grantmakers or VCs. You can try to pitch me guest posts about your project. This could be a description of what you're doing and why, or just a narrative about your experience and what you learned from it. Warning that I'm terrible to pitch guest posts to, I almost never go through with this, and I'm very nitpicky when I do. Still, you can try. We're working on gathering a network of friendly professionals who agree to provide pro bono or heavily discounted support (eg legal, accounting, business advice, cloud compute) to ACX grantees. We've only just begun this process and it might not actually materialize. There are occasional virtual and physical meetups of ACX grantees; these don't always result in Important Professional Connections, but are pretty interesting. What if I want those nonfinancial benefits for my project, but don't need money? Apply for a grant of $1. But we're pretty nervous about giving very-low-cost grants because it's too easy to accept all of them and dilute our signaling value; for this reason, it might be harder to get a grant of $1 than a grant of $5,000, and we expect these to make up only 0 - 10% of our cohort. You might be better off coming up with some expansion of your project that takes $5,000 and applying for that. What are the tax implications of an ACX Grant? Consult your accountant, especially if you live outside the US. If you live inside the US, we think it's ordinary taxable income. If you're an individual, you'll have to pay taxes on it at your usual tax rate. If you're a 501(c), you'll get your normal level of tax exemption. I want to fund you, how can I help? For bureaucratic reasons, we're currently looking for donations mostly in the $5,000+ range. If that's you, fill out the Funder Application Form. If we've already talked about this over email, you don't need to fill out the form, but we encourage you to do so anyway so we know more about your interests and needs. What's the story behind why you have $200K to spend on grants every year, but are still asking for more funding? Some generous readers sent me crypto during the crypto boom, or advised me on buying crypto, or asked to purchase NFTs of my post for crypto. Some of the crypto went up. Then I reinvested it into AI stocks, and those went up too. I think of this as unearned money and want to give some of it back to the community, hence this grants program. I have a lot of it but not an unlimited amount. At the current rate, I can probably afford another ~5 ACX Grants rounds. When it runs out, I‘ll just be a normal person with normal amounts of money (Substack is great, but not great enough for me to afford this level of donation consistently). My hope is that I can keep making these medium-sized donations, other people can add more to the pot, and we'll be able to drag this out at least five more rounds, after which point maybe we'll come up with another plan. I'm a VC, how can I help? Some of our applicants are potentially-profitable startups, and we decide they're a better match for VC funding than for our grants. If you're willing to look these over and get in touch with any that seem interesting, fill out the VC Application Form. It will ask for more information on what kind of opportunities you're interested in funding. I'm a philanthropist or work at a philanthropic foundation; how can I help? Some of our applicants are good projects, but not a good match for us, and we want to shop them around to other philanthropists and charities who might have different strengths or be able to work with larger amounts of money. If that's you, please fill out the Partner Charity Application Form I'm good at evaluating grants, or an expert in some specific field; how can I help? If you have experience as a grantmaker or VC, or you're an expert in some technical field, you might be able to help us evaluate proposals. Fill out the Evaluator Application Form. By default we expect you'll want us to send you one or two grants in your area of expertise, but if you want a challenge you can request more. If we've already talked about this over email, you don't need to fill out the form, but we encourage you to do so anyway so I know more about your interests and needs. We expect to get more volunteers than we need, and most people who fill in the evaluator form won't get contacted unless we need someone from their specific field. I'm a professional who wants to do pro bono work for cool charities, how can I help? Fill out the Friendly Professional Application Form. If we get enough applicants, we'll compile them into a directory for our grantees. I participated in the Impact Certificate Market last year, did you forget about me? Yes until Austin Chen reminded me last month No! Request final oracular funding by filling in the Impact Applicant Form. Sorry, I forgot, where do I go to apply for a grant again? See form here. Please apply by 11:59 PM on August 15th. https://www.astralcodexten.com/p/apply-for-an-acx-grant-2025

Daf Yomi Avodah Zarah 43Episode 2035Today's daf discusses vessels with drawings on them. Depending on the drawing, some may be allowed, some may not. Sefaria: https://www.sefaria.org/Avodah_Zarah.43a?lang=heEmail: sruli@babbleontalmud.comInstagram: https://www.instagram.com/babble_on_talmudFacebook: https://www.facebook.com/p/Babble-on-Talmud-100080258961218/Join the community: https://chat.whatsapp.com/LMbsU3a5f4Y3b61DxFRsqf#dafyomi #talmud 00:00 Intro01:08 Distinguishing between different types of drawings15:10 Being mevatel avodah zarah23:40 The scenarios in which it is and is not permitted to have drawings44:40 Conclusion

Hola! Welcome back to Spanish Loops, your weekly dose of Spain with a twist and today, we're diving c*j*nes first into the spicy world of Spanish expressions!Yes, you heard right. This week's episode is all about that one bold, magical, untranslatable word: c*j*nes. It's not just anatomy, my friends: it's attitude, emotion, frustration, pride… even surprise! Depending on the context, c*j*nes can either offend your abuela or crack you up laughing.We'll break down how Spaniards sprinkle this word into daily speech like a seasoning. From ¡me importa un c*j*n! to ¡tiene un par de c*j*nes!, we're translating these colorful expressions into English, while keeping the flavor intact. Warning: some phrases might make your English teacher blush but hey, culture isn't always PG, right?So, buckle up for a language ride where words carry…, well, weight. If you are a language curious, a traveler, or just someone who appreciates a darn good expression, this episode will leave you saying, “¡Qué c*j*nes!” New episode out now. Only on Spanish Loops. Subscribe, share… and bring a laugh with you!

Are you willing to be the weak one? Meet Kevan and Tommy, lifelong friends who believe your need, your weakness might be just the thing God uses to help you develop deeper relationships and a strong community. What might happen in your life if instead of hiding your weaknesses or trying to be strong, you moved toward dependence on others? Don’t miss Chris Fabry Live. Featured resource:The Hospitality of Need by Kevan Chandler and Tommy Shelton July thank you gift:Drive Through the Bible by Colin S. Smith Chris Fabry Live is listener-supported. To support the program, click here.Become a Back Fence Partner: https://moodyradio.org/donateto/chrisfabrylive/partnersSee omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2674: David and Constantino Khalaf explore how healthy dependence, rather than complete self-reliance, can foster deeper intimacy and emotional connection in relationships. By shifting from “I'll do it myself” to “How can we do this together?”, couples can strengthen their bonds through vulnerability, mutual influence, and intentional acts of connection. Read along with the original article(s) here: https://www.gottman.com/blog/healthy-dependence-healthy-relationships/ Quotes to ponder: "Depending on others is part of our genetic makeup, our emotional dependence on loved ones remains strong." "Being depended on helps Constantino feel that he is appreciated and useful in our marriage rather than feeling left out or neglected." "Even if David can assert his independence, it doesn't always mean he should." Episode references: Attached by Amir Levine and Rachel Heller: https://www.amazon.com/Attached-Science-Adult-Attachment-YouFind/dp/1585429139 Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's Curmudgeon's Corner, another personal story heavy episode as Ivan and Sam start with more of Sam's adventures with cars and health. Then they settle in and hit the newsy stuff for the last half of the show. Hunter Biden. Inflation. All the Trump stuff you could possibly want. Depending on your proclivities of course. You can never guess just how much Trumpy stuff people will want. Show Details: Recorded 2025-07-26 Length this week 1:50:11 0:01:11 - Personal Stuff Movie Assignments Sam Car Incident Sam Sick 0:54:50 - Newsy Stuff Hunter Biden Trump at the Fed Inflation Trends Trump Approval Trump and Epstein The Curmudgeon's Corner theme music is generously provided by Ray Lynch. Our intro is The Oh of Pleasure (Amazon MP3 link) Our outro is Celestial Soda Pop (Amazon MP3 link) Both are from the album Deep Breakfast (iTunes link) Please buy his music and support his GoFundMe.

Think debt collectors can ruin your life? Nick Pell reveals how to turn the tables and make them pay you on this Skeptical Sunday! Welcome to Skeptical Sunday, a special edition of The Jordan Harbinger Show where Jordan and a guest break down a topic that you may have never thought about, open things up, and debunk common misconceptions. This time around, we're joined by writer and researcher Nick Pell!Full show notes and resources can be found here: jordanharbinger.com/1188On This Week's Skeptical Sunday:Debt collectors buy your debt for pennies on the dollar. Sometimes as little as 10% or even just $50 for a $5,000 debt, giving them huge room to negotiate settlements.The Fair Debt Collection Practices Act strictly limits what collectors can do. They can't call outside 8am-9pm, can't harass you, and must stop contacting you if you request it in writing.You can sue debt collectors for $1,000 per violation. If they break FDCPA rules (like telling others about your debt), you can take them to court and win money from them.Old debts become legally unenforceable after 3-10 years. Depending on your state's statute of limitations, collectors lose the power to force payment through courts.Request debt validation in writing to protect yourself. 43% of collectors can't prove they own the debt. Send registered mail asking for validation — they must stop contacting you until they comply!Connect with Jordan on Twitter, Instagram, and YouTube. If you have something you'd like us to tackle here on Skeptical Sunday, drop Jordan a line at jordan@jordanharbinger.com and let him know!And if you're still game to support us, please leave a review here — even one sentence helps! Sign up for Six-Minute Networking — our free networking and relationship development mini course — at jordanharbinger.com/course!Subscribe to our once-a-week Wee Bit Wiser newsletter today and start filling your Wednesdays with wisdom!Do you even Reddit, bro? Join us at r/JordanHarbinger!This Episode Is Brought To You By Our Fine Sponsors:Hiya: 50% off first order: hiyahealth.com/jordanUplift: Special offer: upliftdesk.com/jordanSimpliSafe: 50% off + 1st month free: simplisafe.com/jordanNordVPN: Exclusive deal: nordvpn.com/jordanharbingerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Here's something I want you to remember...Not all leads are created equal. Not all leads are hot prospects!Depending on what you put out into the world, that will determine who you're attracting in. Not everybody that you attract in is a ready, willing and able buyer. We need to be careful of this when we are creating our lists.What you want to do is actually be very selective. It's better to have a smaller list than a huge list that has a whole bunch of junk in it.So, when you put some goodness out into the world, make sure your messaging is on point, make sure that you're attracting the people you want to attract, and make sure you're building an audience that has the right people in it.Are you building a list of the right people?Resources:Adaptive Marketing Program - Adaptive Marketing Program is an exclusive opportunity for online business owners, coaches, course creators, and membership site owners to play bigger and bolder in their business and explode their bank account with more clients!For a list of our resources & recommendations visit: https://onlinemarketingpodcast.com/learn-with-paul-melissa/Connect with us on social!Instagram: @realpaulpruitt & @realmelissapruittFacebook: @realpaulpruitt & @realmelissapruitt

In this week's episode of America on the Road, Jack Nerad and Chris Teague each test drive fascinating small cars — the 2025 Volvo EX30 and the 2025 Hyundai Kona. Depending upon how you look at it, each one could be considered a big bargain … or a disappointment. We'll tell you our opinions and break down the biggest auto industry news of the week. Let's dive into what's on tap: Road Test 1: 2025 Volvo EX30 Twin Motor Performance Ultra Host Jack Nerad puts the 2025 Volvo EX30 Twin Motor Performance Ultra to the test, a compact electric SUV that delivers sports-car acceleration—0 to 60 in just 3.3 seconds—while wrapped in sleek, minimalist design. Its dual-motor AWD setup generates 422 hp and 400 lb-ft of torque, with up to 253 miles of range. Tech takes center stage inside with a single 12.3-inch touchscreen that controls everything—no gauge cluster or physical buttons in sight. While fast and feature-rich, Jack notes the interface can feel unintuitive, and the lack of tactile controls may frustrate some drivers. Sustainable materials, 5G connectivity, Google Built-in, and standard driver-assist features give it a modern edge. However, with final assembly and sourcing in China, the EX30 won't qualify for U.S. EV tax credits. It's a compelling, tech-forward EV for early adopters, but traditionalists may find it too digitally driven for daily use. Road Test 2: 2025 Hyundai Kona Chris Teague reviews the redesigned 2025 Hyundai Kona, now larger, smarter, and more refined than ever. The new model rides on an updated platform that improves ride quality, interior space, and driving dynamics. Its bold exterior features futuristic light bars and sharper lines, while the interior offers dual 12.3-inch displays, upgraded materials, and improved tech across trims. Powertrain options include a 2.0L base engine and a punchier 1.6-liter turbo, both delivering solid fuel economy. Chris highlights the Kona's strong value, easy drivability, and appeal to urban drivers and small families. Wireless smartphone connectivity and over-the-air update capability enhance its appeal. Downsides include some budget interior materials and AWD availability limited to certain trims. Overall, the 2025 Kona blends style, practicality, and features in a way that makes it one of the top choices in the subcompact SUV segment. Guest Interview: Jonny Grunwald, Pennzoil Spokesperson & Custom Car Builder This week's guest is Jonny Grunwald, a Pennzoil ambassador and respected automotive builder with a deep love for performance tuning and wrenching on machines. Jack and Chris talk with him about his path in the industry, his latest projects, and what he sees ahead for car enthusiasts and garage tinkerers alike. Industry News Roundup: Tesla Turmoil: Executives Exit Amid Falling Sales Tesla is in disarray as a string of high-profile executives has exited, including North American sales chief Troy Jones and key figures close to Elon Musk. With deliveries dropping and Musk's political foray stirring backlash, the company's direction—and stability—are being questioned. Stellantis Abandons Hydrogen Bet Stellantis is walking away from Symbio, its hydrogen fuel cell venture, just two years after buying in. Despite hydrogen's long-haul benefits, Stellantis is redirecting funds toward battery-electric vehicles, leaving Symbio's future in limbo. GM Flips Orion Plant from EVs to Gas Trucks In a surprising pivot, GM will convert its Orion Assembly plant from EV production to building gas-powered pickups like the Escalade, Silverado, and Sierra by 2027. Citing sluggish EV demand, the automaker is leaning back into its internal-combustion cash cows while maintaining battery module production on-site. Made in America Tour Update Jack shares the latest from the “Made in America” tour, highlighting domestic manufacturing, American-made vehicles, and other American-made items, including rock'n'roll, baseball, and football.

This is the message from our Thursday evening service on 7/24/2025 with Bill Buffington.

In the coming weeks at our services, we are going to focus attention on the Spirit of God, as he is revealed in the Hebrew Scriptures. It is interesting to note that while he is spoken of in both the Hebrew Scriptures and New Testament writings, reference to the Spirit of God is not as pervasive in the Hebrew Scriptures ashhe is in the texts of the New Testament.For example, the Spirit of God is mentioned in every New Testament book with the exception of the three short personal letters of Philemon,  II John,  and III John. On the other hand, He is only referred to in less than half of the thirty-nine books that make up the Hebrew Scriptures. We are first introduced to the Spirit of God in the opening verses of the Bible which records the creation of the universe. There He is called רוּחַ אֱלֹהִים (pronounced ruach elohim) meaning "the Spirit of God."Depending upon the context, the Hebrew word ruach can be translated as "spirit," "wind" or "breath." Here in Genesis chapter 1, reference is to the third person of the Tri-unity who is described like that of a bird "brooding" on its nest.The Hebrew term translated as "hovering," or "moving" is מְרַחֶפֶת (pronounced m'rachephet) meaning "to flutter," or "brood." As such, the Spirit of God is pictured as a brooding bird conveying life and providing protection to its young.In a word, this is "regeneration" - the bringing about of life. In the context of creation, that which was initially formless, void and in darkness comes to life over the course of the six days of creation.Regeneration is a gift of the Spirit of God in two senses. It is a gift from God as well as a gift of God. This is to say regeneration is a work of God in us by him. Paul explains: "For it is by grace you have been saved, through faith -- and this not from yourselves, it is the gift of God" (Ephesians 2:8).We do not save ourselves. He saves us. This grand work of salvation does not come from us. It comes to us from God.YouTube: https://youtube.com/live/Nbca73brX9ESend us a text

Depending on who you ask, some would call the ultrarich “shameless”; others might say “aspirational.” For example: Mukesh Ambani, the Indian centibillionaire, has a room of snow in the Indian tropics—to say nothing of his skyscraper home, 168-car garage, and 600-person-staff. And celebrations for his kids' weddings featured Rihanna and Beyoncé. This is nothing new. Aristotle Onassis had whales' teeth carved into pornographic scenes from The Odyssey, and stools upholstered in whale foreskins which he kept aboard his yacht—because where else would you keep that? And one hedge-fund billionaire—whose name you won't even know—bought a 14-foot shark preserved in formaldehyde. Why? Why not? These opulent displays of wealth just scratch the surface. There are blood boys, Basquiats, and bunkers, many of them in New Zealand for the end of the world. From the Kochs to the Kardashians—most of us cannot look away. But one question remains: Do Americans loathe or love the ultrarich? That's one of the questions raised by Evan Osnos's new book, The Haves and the Have-Yachts. Evan is a staff writer at The New Yorker and an author—several times over. In his newest book, he investigates how this class of people—the “Have-Yachts”—got their money, how they spend it, and how they fight to keep it. It all paints a fascinating picture not just about America and capitalism, but about human nature and the status games we play. The book feels eerily relevant in this moment of social and political breakdown, fueled—perhaps above all—by rage at the economic picture and economic inequality. As Zohran Mamdani—the self-proclaimed socialist and likely future mayor of New York City—says, “Billionaires should not exist.” And anti-elite sentiment grows on the right, too—through voices like Tucker Carlson and Marjorie Taylor Greene. Today on Honestly, Bari asks Evan Osnos what this level of income inequality means for America, if a revolt or a revolution is in our future, and how AI is going to supercharge an already precarious status quo. The Free Press earns a commission from any purchases made through all book links in this article. Learn more about your ad choices. Visit megaphone.fm/adchoices

“Our job is to recycle so that we can recover all of that scrap and goods that you and I are recycling in our garbage bins every week or recycling as we get new cars. And our job is to recover that because we make steel in a very clean and efficient process through what's called an electric arc furnace. So, we take all of that scrap, we melt it down, and we make new steel. It does not degrade. It has a continuous reusable life.…Depending on the different products of steel, that actually determines the recycled content that goes into them for the finishes and the quality of the steel that's needed.” Tabitha Stine on Electric Ladies Podcast With tariffs on steel and the Nippon Steel-U.S. Steel merger back in the news, we wanted to replay this important conversation on the impact of steel on the environment and how “recycled steel” works. “The production and use of materials such as cement, steel, and aluminum have a significant carbon footprint,” according to the UN, with construction 37% of emissions. But is recycled steel safe? Listen to Tabitha Stine, General Manager of Energy Solutions and Services at Nucor Corporation, which says it's “North America's largest steel manufacturer and recycler.” She'll explain how recycled steel is made and more in this fascinating conversation with Electric Ladies host Joan Michelson. They also share insightful career advice. You'll hear about: How recycled steel is made and where the steel comes from that is recycled. How structurally sound recycled steel is and how it's tested to make sure and meet building codes. Which industries use recycled steel, why, and how the demand and supply line up.   How the steel industry is adapting to ensure automobiles and buildings are resilient to the ravages of climate change, including innovations in the works. Plus, insightful career advice, such as… “Usually what holds people back is, people are not willing to raise their hand. And then you go 10 years and you haven't had guidance because maybe you have a manager that doesn't give you feedback. You have to advocate for yourself. You are your advocate. There are no others. You've got to assume nobody else will except for yourself and you go for it. And I would also stress that if you're also not mentoring others at every stage along your career, you're missing out on a big opportunity,” Tabitha Stine on Electric Ladies Podcast Read Joan's Forbes articles here. You'll also like: Marci Jenks, Eco-Materials Technologies, on green cement Congresswoman Chrissy Houlahan (D-PA), on the politics of energy and infrastructure Erin McLaughlin, Senior Economist, The Conference Board, about her new report on buildings, climate change and carbon emissions. Katie McGinty, Chief Sustainability Officer, Johnson Controls, on the power of buildings. Anna Siefken, Deputy Director, Federal Energy Management Program, Dept. of Energy, on how the federal government reduces the energy use and carbon footprint of its 350,000 buildings. Laura Busse Dolan, CEO, Applied Imagination, which designs and builds miniature buildings from plants and botanicals. Subscribe to our newsletter to receive our podcasts, blog, events and special coaching offers.. Thanks for subscribing on Apple Podcasts or iHeartRadio and leaving us a review! Follow us on Twitter @joanmichelson

As the sun sets over Cinderella Castle and Main Street U.S.A. begins to glow, Disney transforms into an entirely new atmosphere. This is Disney after dark and whether you're catching the fireworks, hopping to a dining reservation, or attending an after-hours event, your outfit deserves to rise to the occasion—without sacrificing comfort.A 1923 Main Street Style Guide for Disney Travelers who Love Disney at NightAt 1923 Main Street®, we believe that travel style should be elevated and that includes elevating your style for Disney nights. Here's how to create an effortlessly stylish, subtle Disney look for magical evenings in the parks.1. Master the Art of Layering for Evening ComfortDaytime Disney is all about breathable tees and sun-ready style. But once night falls, temperatures can dip—sometimes surprisingly so, depending on the time of year. Whether you're traveling in the balmy summer or during those cooler winter months, layering is your best friend.Warm Weather Option: Start with a buttery-soft graphic tee, such as one of the classics from our subtle Disney styles. These shirts breathe through the heat, but pair beautifully with a lightweight linen shirt or soft chambray button-up for when the sun sets. Tie it around your waist during the day for that casually put-together look.Cool Weather Option: In chillier seasons, transition seamlessly from daytime adventure to nighttime sparkle with a trademark 1923 Main Street fleece-lined sweatshirt or hoodies. Our original upscale designs bring Disney charm without the cartoon vibes, offering warmth and class in one perfect layer.2. Embrace Subtle Sparkle and Moody TonesNighttime Disney calls for a little extra something. The look for Disney at night should be elegant casual meets theme park chic.Consider incorporating subtle sparkle through accessories—think a starry crossbody bag or shimmer-accented Mickey ears in a deep midnight hue. Our tees and sweatshirts in moody tones like cardinal, navy and charcoal give your look that elevated feel without screaming tacky theme park.The goal? Let your love for Disney show without sacrificing style. With a 1923 Main Street shirt as your canvas, you're already ahead of the game.3. Style that Flows from Parks to DiningIt's not uncommon to go from taking the perfect castle photos at golden hour to a dinner reservation at one of Disney's signature restaurants as the sun sets. And with the right outfit, you don't need to run back to the resort.A fitted 1923 Main Street t-shirt tucked into a high-waisted skirt or chic shorts can look perfectly polished. Depending on where you're dining, you could even add a blazer or cropped jacket. Going somewhere where purc comfort is the priority? An elegant subtle Disney sweatshirt with tapered joggers or a maxi dress will instantly give you a layered, cozy-elegant look.Our pieces are intentionally designed to blur the line between theme park apparel and travel-ready fashion—so you can dine at Topolino's or Napa Rose while feeling both magical and modern.4. Let 1923 Main Street® Subtle Disney Apparel Be Your FoundationOur subtle enchanting designs are made for moments like these. Unlike loud, kitschy park merch, our clothing is designed to elevate your Disney experience while keeping the magic just beneath the surface.Our monorail design, for instance, nod to the iconic transportation system without screaming it. It's a conversation starter at any Disney bar or lounge and a stylish choice for those after-dark park selfies. Every 1923 Main Street piece is made to move with you from sunrise to starlight.5. Accessorize with IntentionAccessories are where nighttime looks shine. For evening events like themed parties or Disney After Hours go for any of the following:Themed jewelry in gold or silver tones—castle pendants, subtle mouse ears, or star motifs.Stylish ears or headbands in velvet or metallics.Sleek crossbody bags with hidden Disney touches.Classic sneakers or sandals in coordinating tones that keep you park-hopping in style.These small additions elevate your outfit without overwhelming it. They pair perfectly with the subtle storytelling found in every 1923 Main Street subtle Disney design.From Day to Night, Magic in Every StitchDisney after dark is a special kind of magic and your outfit should reflect that. With thoughtful layering, moody tones and subtle accessories, you can transform your look from daytime adventurer to nighttime dreamer in just a few minutes.At 1923 Main Street, our pieces are designed to travel with you—not just through the parks, but through every moment that matters. So when the castle lights shimmer and the fireworks fill the sky, you'll be ready—not just for the photos, but for the feeling you know and love.Shop at 1923 Main StreetThank you for listening to the Travel Style Podcast at 1923MainStreet.com.Shop unique and original travel inspired and subtle Disney travel clothing, including t-shirts, sweatshirt, hoodies and more at 1923 Main Street.Follow along on X, Instagram, Pinterest and Facebook.Thank you for listening and always remember to roam freely and wear boldly.Mike Belobradic and Amelia Belobradic--Media provided by Jamendo

The political block is not for the faint of heart. ICE raid sends shockwaves through communities. Over in Congress, they dropped something called, “The One, Big, Beautiful Bill”. Depending on who you ask, it's either real reform… or a PR stunt wrapped in legalese. And in NYC, Zohran Kwame Mamdani just secured a win in the Democratic primary. Organizer, socialist, unapologetic. Is this the future of the party or just New York doing New York things?Then we swerve hard into the mess...A CEO caught cheating at a Coldplay concert. We repeat: Coldplay. It's giving emotional damage with a live soundtrack. Meanwhile, the Epstein files are looming, Tyler Perry's in the headlines and not for his writing, Drake is out here stirring the pot telling the UK it has the best rappers in the world, and Burna Boy apologized for neglecting Afrobeats.So, pour your tea, coffee, or drink, and hit play, and please share with your friends!

Your deep dark shower thoughts. "Adulting sucks, I'm not a fan of my life, and I want to run away. Depending on the day, I may or may not take my wife with me." "Which name came first? The fruit orange, or the color orange?" "If a tomato is a fruit, is ketchup a smoothie?"See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.