Podcasts about depending

Your deep dark shower thoughts. "Adulting sucks, I'm not a fan of my life, and I want to run away. Depending on the day, I may or may not take my wife with me." "Which name came first? The fruit orange, or the color orange?" "If a tomato is a fruit, is ketchup a smoothie?"See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

http://www.mofpodcast.com/http://www.pbnfamily.comhttps://www.facebook.com/matteroffactspodcast/https://www.facebook.com/groups/mofpodcastgroup/https://rumble.com/user/Mofpodcastwww.youtube.com/user/philrabhttps://www.instagram.com/mofpodcasthttps://twitter.com/themofpodcasthttps://www.cypresssurvivalist.org/Support the showMerch at: https://southerngalscrafts.myshopify.com/Shop at Amazon: http://amzn.to/2ora9riPatreon: https://www.patreon.com/mofpodcastPurchase American Insurgent by Phil Rabalais: https://amzn.to/2FvSLMLShop at MantisX: http://www.mantisx.com/ref?id=173*The views and opinions of guests do not reflect the opinions of Phil Rabalais, Andrew Bobo, Nic Emricson, or the Matter of Facts Podcast*The MoF boys have some big emotions and opinions about the current state of US politics. Depending on their whiskey intake, this could be anything from a calm exchange of ideas to a frothing rant. Epstein List, California seceding, and what happens to the NFA with $0 tax stamps all on the docket this week.Matter of Facts is now live-streaming our podcast on our YouTube channel, Facebook page, and Rumble. See the links above, join in the live chat, and see the faces behind the voices. Intro and Outro Music by Phil Rabalais All rights reserved, no commercial or non-commercial use without permission of creator prepper, prep, preparedness, prepared, emergency, survival, survive, self defense, 2nd amendment, 2a, gun rights, constitution, individual rights, train like you fight, firearms training, medical training, matter of facts podcast, mof podcast, reloading, handloading, ammo, ammunition, bullets, magazines, ar-15, ak-47, cz 75, cz, cz scorpion, bugout, bugout bag, get home bag, military, tactical 

Depending on your disposition for integrating technology into your work day, you believe AI is either a tool for increased efficiency and productivity. Or it presents challenges such as job displacement, the potential for bias and misinformation, and other ethical concerns. By the way, AI wrote that, which might foretell the end of my career as a writer and radio host. My two lunch guests today potentially worry about the future of their jobs too. Taylor Bennett is the founder & CEO of Mesh, an integrated advertising agency specializing in brand strategy, creative, web and digital marketing. For more than 20 years, Mesh has worked with local businesses such as Baton Rouge General and Visit Baton Rouge, as well as providing pro bono work for the Manship Theatre, Louisiana Wildlife and Fisheries Foundation, Ducks Unlimited and Jefferson United Methodist Church. In 2021, Mesh received the Best in Show Overall at the annual American Advertising Awards, also known as the Addy Awards. Max Zoghbi launched his career in cinematography with a daring adventure: together with his two best friends, Max traveled the entire 2,300 miles of the Mississippi River over 61 days in a kayak, documenting the journey through photos and video. After returning home, Max began picking up small video gigs—weddings, a commercial for a friend’s dad’s business—while working to break into the film and commercial industry. In 2011, Max founded Loupe Theory, providing direct production and agency work for Tostitos, Keller Williams, Cisco, NBA, Smoothie King, Lamar, Abercrombie & Fitch among others. Not since the introduction of the personal computer has technology influenced the workplace like AI seems poised to do. Whether you believe AI is an existential threat to the creative class or makes design work more efficient, it’s fair to say AI is here to stay. Max Zoghbi and Taylor Bennett are business people working in creative fields, both navigating a rapidly changing workplace. Yet, as with any business, flexibility, adaptation, and innovation have and will be the markers of their continued success. Out to Lunch is recorded live over lunch at Mansurs on the Boulevard. You can find photos from this show by Ian Ledo and Miranda Albarez at itsbatonrouge.la.See omnystudio.com/listener for privacy information.

A new MP3 sermon from The Narrated Puritan is now available on SermonAudio with the following details: Title: Depending Constantly and Entirely on the Spirit #13 Subtitle: Preparation For Suffering Speaker: John Flavel Broadcaster: The Narrated Puritan Event: Audiobook Date: 7/12/2025 Length: 14 min.

US equities are trading around record highs after the Trump administration pushed its self-imposed tariff deadline to August, notes Deepak Puri, the Private Bank's Chief Investment Officer for the Americas. At the same time, Fed minutes highlighted differing views at the central bank over the course of rate policy for the rest of the year. “Overall the minutes were highlighting the tension between the upside risk to inflation", Deepak says, "But there were also some voices that were saying that there is a downside risk to labour markets, which keeps many, many more people projecting cuts."Inflation figures will be some of the most closely watched data in the week ahead. "Once these numbers are there, we can gauge what the core PCE is going to be, which gets released later in the month," Deepak says. "That's the Fed's preferred gauge for inflation."For more investing insights, please visit deutschewealth.com.In Europe, Middle East and Africa as well as in Asia Pacific this material is considered marketing material, but this is not the case in the U.S. No assurance can be given that any forecast or target can be achieved. Forecasts are based on assumptions, estimates, opinions and hypothetical models which may prove to be incorrect. Past performance is not indicative of future returns.Performance refers to a nominal value based on price gains/losses and does not take into account inflation. Inflation will have a negative impact on the purchasing power of this nominal monetary value. Depending on the current level of inflation, this may lead to a real loss in value, even if the nominal performance of the investment is positive. Investments come with risk. The value of an investment can fall as well as rise and you might not get back the amount originally invested at any point in time. Your capital may be at risk.The services described in this podcast are provided by Deutsche Bank AG or by its subsidiaries and/or affiliates in accordance with appropriate local legislation and regulation. Deutsche Bank AG is subject to comprehensive supervision by the European Central Bank (“ECB”), by Germany's Federal Financial Supervisory Authority (BaFin) and by Germany's central bank (“Deutsche Bundesbank”). Brokerage services in the United States are offered through Deutsche Bank Securities Inc., a broker-dealer and registered investment adviser, which conducts investment banking and securities activities in the United States.Deutsche Bank Securities Inc. is a member of FINRA, NYSE and SIPC. Lending and banking services in the United States are offered through Deutsche Bank Trust Company Americas, member FDIC, and other members of the Deutsche Bank Group.The products, services, information and/or materials referred to within this podcast may not be available for residents of certain jurisdictions. © 2025 Deutsche Bank AG and/or its subsidiaries. All rights reserved. This podcast may not be used, reproduced, copied or modified without the written consent of Deutsche Bank AG. 030620 030121

http://www.mofpodcast.com/http://www.pbnfamily.comhttps://www.facebook.com/matteroffactspodcast/https://www.facebook.com/groups/mofpodcastgroup/https://rumble.com/user/Mofpodcastwww.youtube.com/user/philrabhttps://www.instagram.com/mofpodcasthttps://twitter.com/themofpodcasthttps://www.cypresssurvivalist.org/Support the showMerch at: https://southerngalscrafts.myshopify.com/Shop at Amazon: http://amzn.to/2ora9riPatreon: https://www.patreon.com/mofpodcastPurchase American Insurgent by Phil Rabalais: https://amzn.to/2FvSLMLShop at MantisX: http://www.mantisx.com/ref?id=173*The views and opinions of guests do not reflect the opinions of Phil Rabalais, Andrew Bobo, Nic Emricson, or the Matter of Facts Podcast*The MoF boys have some big emotions and opinions about the current state of US politics. Depending on their whiskey intake, this could be anything from a calm exchange of ideas to a frothing rant. Epstein List, California seceding, and what happens to the NFA with $0 tax stamps all on the docket this week.Matter of Facts is now live-streaming our podcast on our YouTube channel, Facebook page, and Rumble. See the links above, join in the live chat, and see the faces behind the voices. Intro and Outro Music by Phil Rabalais All rights reserved, no commercial or non-commercial use without permission of creator prepper, prep, preparedness, prepared, emergency, survival, survive, self defense, 2nd amendment, 2a, gun rights, constitution, individual rights, train like you fight, firearms training, medical training, matter of facts podcast, mof podcast, reloading, handloading, ammo, ammunition, bullets, magazines, ar-15, ak-47, cz 75, cz, cz scorpion, bugout, bugout bag, get home bag, military, tactical 

Christians are weak and insufficient, even in the strength and height of all their acquisitions and preparations; who are you to grapple with such an adversary? Certainly, you are no match for him who conquered Adam hand to hand in his state of integrity. It is not your inherent strength that enables you to stand, but what you receive and daily derive from Jesus Christ. Without me, or never so little separated from me, you can do nothing (John 15:5).

This podcast is part of the Money Reckoning series.THE IMPACT. Kazu Haga:Is a trainer, educator, student and practitioner with over 25 years of experience in nonviolence and restorative justice. Weaves in lessons from decades of Buddhist practice and trauma healing work to advance social change and collective healing. Is a core member of the Fierce Vulnerability Network, a founding member of the Ahimsa Collective, a Jam facilitator and author of the books Healing Resistance and Fierce Vulnerability. Teaches nonviolence, conflict reconciliation, restorative justice, organizing and mindfulness in prisons and jails, schools, faith communities and activist movements.Has worked on the gift economy for over 15 years. I particularly recommend his Substack, and the article about how the “gift economy is not free.” THE JOURNEY. In our conversation, we explore:Early influences”Depending on the causes and conditions in our lives, we could be so many different people. We could be Trump supporters, we could be prison guards, we could be an incarcerated person… just based on just the factors in our lives.“Big questions “The point isn't to figure it out. The point is to just be with the question, and have faith that at some point, if we listen deep enough, we'll be guided to the most skillful next step. And that's perhaps all we need to know.”The healing work of nonviolence“ What would happen if, in a nonviolent direct action, instead of yelling and chanting, we held a public grief ritual for everyone to witness? What would happen if, instead of leading with our anger, we led with our heartbreak?”Fierce vulnerability“Can we have the spiritual maturity and the capacity to really see the world for what it is and to not collapse under the weight of it?”“The amount of spiritual energy that it takes to constantly suppress a deeper truth that I think all of us are feeling that something is so deeply wrong with our society … it is sapping us. You see the impact, the mental health epidemics, the depression, the sense of isolation. We're constantly using our energy to, to live in this delusion of everything's fine. Don't look, don't look.” Spaces safe enough to look at the reality of this moment“ In a lot of the spaces that I facilitate, we do this activity where we do like check-ins and the first prompt is, how are you doing? And then the second prompt is, how are you really doing? And then the third prompt is, how are you really, really doing? We so rarely have an opportunity to slow down enough, just to say, how am I actually doing, in the midst of post pandemic and war and genocide and polarization and the rise of authoritarianism, and ecological collapse?”Reckoning with capitalism ”People are slowly realizing more and more how unsustainable the capitalist system is. Those are scary moments. Because capitalism is all we've ever known. A lot of us believe that if capitalism fails, there'll be complete lawlessness. So just to create space for people to be with that fear, let them know that the fear is real, it's legitimate. And at some point I think there'll be openness to hear that there are other ways that we can organize society.”The gift economy“The gift economy is one way to really imagine: how do we share resources, distribute resources, manage our shared resources in a way that understands that we are a communal species. It's not through individualism and competition and hoarding that we thrive. We are at our best when we are communal.”“It's  not about how do I make more money so that I can thrive, but how do I make less money so that I have time to invest in the relationships that will really help me thrive?”Running an organization on the gift economy“ I started a nonprofit. We barely did any fundraising. We barely worked with foundations and somehow managed to become sustainable. Partly because we're committed to simple living. But so many things happened that gave me a sense this could work.”

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3043: Many traditional diets share key traits like rich sources of fat-soluble vitamins and the absence of processed foods, but Ben Greenfield highlights why your ideal diet depends heavily on your unique genetics. From amylase production to ApoE variants and vitamin A conversion, this piece reveals how ancestral eating patterns and individual gene expression shape the best nutritional approach for your body. Read along with the original article(s) here: https://bengreenfieldlife.com/article/nutrition-articles/how-to-figure-out-what-diet-is-right-for-you/ Quotes to ponder: "The more AMY1 copies you've inherited (and the more of this enzyme you produce as a result), the better your starch-metabolizing capabilities will be." "Depending on what you inherited from your parents, you'll carry a combination of any two ApoE variants: ApoE2, ApoE3, or ApoE4." "Two common mutations on the BCM01 gene, which helps govern the beta-carotene-to-vitamin-A conversion process, make it nearly impossible to get enough vitamin A from the plant kingdom alone." Learn more about your ad choices. Visit megaphone.fm/adchoices

Depending on who you ask, this is either a week off from Magic as part of a much needed summer vacation. Or it's the soft launch of our new talk show about preventing old dude loneliness. On this week's show, we talk about as little MTG as possible. And instead catch up on our wild and exciting lives. Stan and Shane confront Dave about video games. Dave shares some wisdom on basic interior design. Selena Gomez bakes a delicious Oreo. Check out our newest sponsor, CardMill—the first automated scanner and sorter built for everyday trading card players. Visit https://CardMill.com/thedivedown to learn more! Become a citizen of The Dive Down Nation!: https://www.patreon.com/thedivedown Show the world that you're a proud citizen of The Dive Down Nation with some merch from the store: https://www.thedivedown.com/store Upgrade your gameplay and your gameday with Heavy Play accessories. Use code THEDIVEDOWN2025 for 10% off your first order at https://www.heavyplay.com Save 60% on your first subscription of Mental Performance shots at https://magicmind.com/divemf Get 25% Cashback after 3 months of service with ManaTraders! https://www.manatraders.com/?medium=thedivedown and use coupon code THEDIVEDOWN And now receive 8% off your order of paper cards from Nerd Rage Gaming with code DIVE8 at https://www.nerdragegaming.com/ Timestamps: 4:55 - This week's episode 6:32 - CardMill - An upcoming automated card scanning and sorting device 8:51 - Stan confronts Dave: Video games, and gaming with kids 27:30 - Shane confronts Dave: No shrimp boil invitation 30:45 - Final Fantasy limited: is good 35:56 - Shane's Old House 47:10 - What's That In Your Mouth? 54:26 - It's 3-D printing time 1:05:54 - Wrapping up Our opening music is Nowhere - You Never Knew, and our closing music is Space Blood - Goro? Is That Your Christian Name? email us: thedivedown@gmail.com (mailto:thedivedown@gmail.com)

Do you believe God talks with you? In fact, God is never not talking with you!Depending on your background, beliefs, and point of view, this might sound crazy. If you're actively involved in any of the 4,223 religions currently practiced around the world today, the elders of whatever your formal congregation is called will probably say you ARE crazy. They might also call you a sinner, a heretic, a blasphemer, or worse.So imagine a man who'd seemingly had it all going for him. He was a former radio broadcaster who then made a name for himself as a newspaper reporter, rising to managing editor of a weekly newspaper in Annapolis, MD. He made good money. He had a wife and kids. Everything was fine – more than fine. But one day his wife decided she wanted a divorce. It was amicable, but still difficult. Five days after the end of his marriage, he was downsized out of his job. His boss gave him a glowing recommendation though and he was off to another job interview faster than it took to brew some coffee… and on the way there he got in a car accident that broke his neck and left him lucky to be alive.After he got out of the hospital, the job interviews kept coming, but nobody would hire him. Like it or not, he was told, that neck brace he was wearing scared employers because if anything happened to him while he was at work, they'd be paying his medical bills for the next five years. He lost his apartment because he couldn't come up with rent money. He ended up living on the street for a year. Moving back in with his ex-wife even temporarily was out of the question – fair enough – but she wouldn't even let him come in the house. He had to visit the kids in the garage.Fine is a 4-Letter Word, indeed.Well, eventually he found some work and was able to rent a tiny studio apartment. This man, who had grown up religious, woke up at 4:23 one morning and wrote an angry letter on a yellow notepad to God, asking in essence, “What do I have to do to make it in the game of life?”Then he heard a voice… God answered. (Or was that God?)For Neale Donald Walsch, that was a good question. But then these conversations became a regular thing. He was writing, or channeling, everything he heard. Eventually, God told him he would publish his writings, and the answers, as a book. Neale's publisher told him it would never sell 500 copies since nobody would believe God spoke directly to anyone who wasn't a pope, patriarch, preacher, rabbi, or imam. Turns out, his publisher was right – it didn't sell 500 copies. It sold FIVE MILLION. Conversations with God, Book 1 was published in 1995 and I'm pretty sure I have one of the first copies, which I devoured cover to cover. It all made so much sense to me. But back then, and even up until a couple months ago, I would never have imagined having an hour-long conversation with Neale. But now that I have, you don't have to imagine it either. You get to hear it.Resources:Neale Donald Walsch's websites: http://www.nealedonaldwalsch.com/ and https://CWGconnect.com. Facebook: https://www.facebook.com/NealeDonaldWalsch/ Also, check out Episode #190, Study That Which You Desire To Become with John Morris - it was John who introduced me to Neale!Invitation from Lori:This episode is sponsored by Zen Rabbit. Smart business leaders know trust is the foundation of every great workplace. And in today's hybrid and fast-moving...

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3043: Many traditional diets share key traits like rich sources of fat-soluble vitamins and the absence of processed foods, but Ben Greenfield highlights why your ideal diet depends heavily on your unique genetics. From amylase production to ApoE variants and vitamin A conversion, this piece reveals how ancestral eating patterns and individual gene expression shape the best nutritional approach for your body. Read along with the original article(s) here: https://bengreenfieldlife.com/article/nutrition-articles/how-to-figure-out-what-diet-is-right-for-you/ Quotes to ponder: "The more AMY1 copies you've inherited (and the more of this enzyme you produce as a result), the better your starch-metabolizing capabilities will be." "Depending on what you inherited from your parents, you'll carry a combination of any two ApoE variants: ApoE2, ApoE3, or ApoE4." "Two common mutations on the BCM01 gene, which helps govern the beta-carotene-to-vitamin-A conversion process, make it nearly impossible to get enough vitamin A from the plant kingdom alone." Learn more about your ad choices. Visit megaphone.fm/adchoices

Kiera is joined by Ted Osterer of Synergy Dental Partners to talk about the money field of dentistry in this moment of 2025, including tariffs, negotiating and raising fees, finding supplies, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:01) Hello, Dental A Team listeners. This is Kiera. And today I am jazzed. I have a super fun guest on the podcast today. We're going to talk about the tariff sheriff, how that's impacting dentistry, the rise of dental supply costs, and honestly what to do because I'm so annoyed by all these pieces. What's the economic outlook? How do dentists freaking survive? Like, gosh, it just seems like a funny world out there. But we have Ted Osterer. He is with Synergy. I love this buying group. I think they're   Absolutely incredible. We're gonna shed some light for you guys. So Ted, welcome to the show today. How are you?   Ted Osterer (00:32) I am doing very, very well. Thank you so, so much for having me. Congratulations on your thousandth episode recently. I'm happy to be a part of this and any value I could bring to your listeners, hey, we're all better for it.   Kiera Dent (00:39) Thank you.   Well, thanks, Ted. And yes, ⁓ I'm still in utter awe that we hit a thousand episodes. Like when I started this, it was just a whim, a pipe dream. Jason and I were hiking. It's not a joke. I literally was hiking half-dome. Mind you, Jason had said, hey, let's go down to Yosemite. I'd love a nice relaxing weekend down there. And I had learned that you could go get, like, this is prior. You can't do this anymore. That you could get these like day passes, like these day camping passes. And if you just went and sat at this little lodge for a few hours.   So I was like, Jay, yeah, of course we'll go down there for this very calm, welcoming, welcome, like very easy, relaxing weekend. Little did he know I had full plans to try and get half dome tickets and like hike half dome. I even brought the gloves, like I was ready to go. And sure enough, I got the lottery, got the tickets. Jason was like, what the heck? We're going to freaking hike half dome. Like, Kiera, we haven't even prepped for this. We haven't done any of this. We don't even have a hotel. We got a hotel an hour away. We had to drive an hour outside of town. It was the nastiest hotel. They were like,   I'm not even joking. There was like hair and like this little pill on the pillow that were not ours. Jason's like had the worst sleep of his night and I'm like listen there's no hotels around me of 70. Like we're filing so we had a place. We went back super early the next morning to hike Half Dome and lo and behold on our hike I said Jay I think we need to build a podcast. This is where it all started. It was like one of those things that I never imagined a thousand episodes would hit and here we are.   Ted, you're hanging out with me a thousand in. And I think it's just fun because of all the value, all the stories, all the people. And like you and I were talking about pre-show, the podcast is really just a place where I get to selfishly hang out and just have a good conversation with people that I like. I get to meet new people in the industry. And as a byproduct of my nerdiness and excitement of meeting people, all of our listeners get benefited by this. So Ted, I'm so happy you're a part of this. Thank you for that. ⁓   Outside of Yosemite, let's talk about the rising cost of dental supplies, the tariffs, how this is going to impact. Because I know people are really nervous about it. I see in lots of dental groups out there, and you guys are really great. That's why I had you come on, because I think you're a huge solution to these problems. So take it away, Ted also, so the listener know how on earth did you even get into dentistry? Let's talk about that first, and then let's talk about what this even looks like for dental practices long-term.   Ted Osterer (03:00) How did I get into dentistry? ⁓ It was fate, it was just destiny. Growing up, I had 13 teeth pulled. I had braces for five years and it was like, well, I'm here for life, I guess. And this is just how we can all grow as a unit. ⁓ I've been in dentistry for about 15 years now. I started out as a dental supply rep. I was going door to door for over five years and...   funny enough that, you know, this isn't the, I grew up in the New York area. This is the major metropolitan New York area. And I had a really good buddy and he was like, I think you'd be a really good fit actually managing anal practices. And I can actually introduce you to someone. And it was like a small like eight practice group. I can introduce you to somebody, the practice on the Upper East Side of Manhattan. Go see if you'd be a good fit. And I'm just kind of like, sure, guess. know, it's like always like have a conversation.   And I had a conversation and sure enough, I got along really well with a particular office manager ⁓ from this group and I went to go work for this office manager. ⁓ Within three months, I had my own practice. I was a practice manager. You know, it's so funny going from a supply rep to an office manager, right? I learned the first and I'm not saying this is everybody, but I learned the first day of being in a dental office that I knew nothing.   Kiera Dent (03:59) Yeah.   Ted Osterer (04:29) about what happens in a dental office, right? Like I'm like, could, God, it's gonna be a piece of cake. I've been in dentistry for five years. And so I could tell you how strong and impressive material was. That does not help with insurance codes or posture downgrade or presenting treatment or creating a schedule or reading a schedule, anything like that. So, much respect to everyone that manages offices that's listening right now that my goodness, you're fighting the good fight. Keep up the good work. ⁓   Kiera Dent (04:40) does not.   Agreed.   Ted Osterer (04:57) I did that for some time. I was recruited to work for care credit. I oversaw New England for a few years where then they moved me to South Florida. And then a few months after that, I was recruited by Synergy. I've been here since 2021. And this is really, really cool. You know, I came to Synergy because the message was, do you want to make an impact in the dental world? You know, like you love what you do, but do you really want to make an impact? Do you want to help independent dentistry? And I was like,   man, what a line, right? Like I was suckered in and I really wanted to make a difference. And sure enough, almost four years later, we're still here at, you know, we're the largest dental buying club in the country. We are the fastest growing dental buying club in the country. And we're just trying to preserve independent dentistry by giving them the same supply and overhead cost at a 20 plus practice DSO would get. that, know, we were founded by dentists. It was as black and white as, Hey,   If enough of us order from the same places, they'll give us a discount. And now we have people in charge of negotiating pricing. You know, we have a dedicated team to each member to make sure that they're getting the values worth here at Synergy and they're not ordering more than they have to. And you you asked about tariffs, the rising overhead costs, all of that really, really fun stuff, right? Let's dive into that, right? You know, the perceived economic uncertainty of everything. Are prices going to go up? Yes, of course.   Does that mean you need to buy everything right now at the same time to save money in like six months? No, you probably shouldn't do that either. You know, the waiting game generally always pays off, be it in dentistry or outside of dentistry when it comes to money, you know, you're better off just kind of, you know, hold the chips, hold down the fort, you know, you're, it's not, you do not sound the alarms, of course, right? You know, the price of your crowns is not going to go up 10,000 % like.   Kiera Dent (06:21) Yeah.   Ted Osterer (06:50) Calm down, chill out, right? It's what we've monitored. Have tariffs affected some prices? Yes. ⁓ Many have already gone down. Many have plateaued with that price increase and we kind of have a safe, what, just gauge on what those actually are, right? The percentages have been minimal. It's a few dollars here and there.   Kiera Dent (06:52) Yes, I agree.   Ted Osterer (07:17) Again, the industry is not belly up. really should not be your ⁓ primary concern. Providing optimal quality ⁓ of treatment should be your number one concern still to this day. I don't think it's going to make a difference whether you're getting a new sensor or not. If your sensor goes, you're OK.   Kiera Dent (07:36) It's It's really true. Well, Ted, I love that. And I love your story. And I love that you have the real life experience in dental practices, because that's something that we pride ourselves on at Dental A Team. It's like, we've been there, done that, and done it successfully. And you're right. Being in a practice is no small task. It's no small feat. And ⁓ I think the supply costs, I do agree with you. think certain people were getting a little bit, maybe extra on this, of how concerned we are of cost. And I don't think it's a wrong thing.   to look at, to project down and to forecast forward to make sure that you keep in line with your overhead. Like people who are looking at this, I'm high-fiving you because you actually are looking at your numbers and you understand the cost of your supplies. But at the same time, I remember I was at a, I have a friend who's very wealthy. We're talking like this person brings in 28, 30 million annually a year. And like, I just giggle because it is a great friend.   Ted Osterer (08:25) Sounds like a great friend. There you go. All right.   Kiera Dent (08:29) I thought he said he was a   cosmetic dentist when I met him and he's surely not a cosmetic dentist. He's a cosmetic chemist. So skincare, things like that. And I remember we were talking and he was like, yeah, I just got so freaked out about the stocks. I pulled everything out of the stock market. This was two years ago. And I'm like, bro, like the amount of gains because you got so scared is incredible. And I had another friend, we were sitting at a wealth conference and we had like Ray Dalio there and Paul Tudor Jones and gosh.   Marks, Howard Marks, like so many of the big players in wealth and they weren't talking. And this guy named Harry Dent came in and Harry Dent has been known for being right and wrong on predictions of the market. And I remember like, I'm not kidding you. We talked in this conference of do not make rash decisions. Like we're here to gather all the information, synthesize it out and then make best decisions. And I kid you not, we are two days into this five day conference and I met this guy and he's like, Harry Dent just freaked me out. I went and sold all my...   like sold everything like that night pulled everything out of the stock market. I was like, dude, you're the reason people talk about what not to do because you should never be this radical. And so I feel like while those are extremes, I feel like dentistry can kind of be that way with the supply. Like we feel it's the stock market plummeting on us within our supply chain because we've got tariffs on there. When the reality is let's remember dentistry by default, a lot of our products already have very high margins on them. Like I'm not going to say it to the world in case there are people who are not dentists listening.   but you can just think about fluoride for one second. So fluoride has insane margins on it, which are very profitable for you. The bulk of dentistry is very profitable. So these small rises, agreed, let's take a look at that. But like you said, Ted, it's not the end of the world. So I am curious though, from my like nerdy side, what things have gone up the most? What are you guys seeing across the board that the tariffs or the uncertainties, like the economy's gone up you guys. Bread, I'm shocked.   or gasoline, you want to talk about gas prices? Like I don't know, in Florida it's way cheap. Here I'm in Reno in California. I kid you not in Truckee it was $7 a gallon and I like wanted to throw up the gases that much money, but I'm like if gas for a gallon is $7, bread prices, I mean you're paying five bucks, six bucks a loaf for bread, like supplies are going to be higher. It's not something that I'm like, oh my gosh, my cotton rolls went up. Well yeah, of course they went up. does like everything in the world has gone up.   Home prices have gone up, but I am curious, what have you guys seen that the tariffs hit the most? Like what are some of those supplies? But we're ashricking this. Everyone listening, you have to promise you will not be either of my two friends who go radical. So when Ted tells you which one's worth a little bit higher, do not go out and give me like your prepping situation where you go buy all this because you're freaking out about it. Like steady the course, stay consistent, and just like watch the scene because most things will level out just like in stocks, just like in investments. But if we're radical and being wild on it, that's where you get.   Like it just does not benefit. So I think Ted, everyone has promised. I made them just promise like everybody. Yes, you promise. Don't be radical. Ted, what are some of the ones that are seeing the highest hits? Like what, what products, what things are you guys seeing?   Ted Osterer (11:33) Since you all promised ⁓ not to be radical, I will go ahead and share. Yeah, unbreakable. We know that's unbreakable.   Kiera Dent (11:36) You promised.   It's unbreakable.   You did that, you like kissed the thumb, something like that. And then you like do a dance. All of them have done that, right? Nobody better lie. Don't be radical. Okay. They're good.   Ted Osterer (11:52) Excellent.   So for those listening at home, I did a very, very impressive interpretive dance, but for those watching, you saw it, it's all good. ⁓ So with a lot of the terrorists I've seen, and look, it's so volatile, you know, and for those, again, listening, I'm doing that thing with your finger, you go up and down a lot about how much it goes up and down. You know, look, I mean, you saw a lot of the anesthetics made in Canada go up a significant percent.   You saw a lot of lab cases sent from overseas or, you know, it's funny enough, for those that don't know what the gray market is in terms of the supplies in the industry, Products are made overseas, totally fine, right? There's nothing wrong with products that are made overseas. However, sometimes they're made in factories that are only authorized in certain countries, even though it could be big name, know, supply partners, major manufacturers.   I won't name drop, you know what I mean? I'm not trying to, you can Google it, you have access to the internet, congrats. When it comes to, these products that are made overseas are only regulated to be in select countries, they still have to be refrigerated certain ways, they still could have, they could have been made a long time ago, they're set to expire. They are mailed here and then they are sold to the United States, they're unregulated. You'll see their costs are...   Insanely low to the point where it's too good to be true spoiler a lot a spoiler it is too good to be true right in the event that someone You know your malpractice insurance Is kicked in you use great, you know gray market products. You might be losing a case and that's not the smoke you want However, in the event of these tariffs funny enough what went up these gray market products, right? ⁓ They went up to the point where   Kiera Dent (13:25) Yeah.   Interesting.   Ted Osterer (13:46) They're the same pricing, if not more than what your rep is offering you now. know, and look, you don't want to be caught with something like that. And it goes to show you that you, again, you're worried about optimal care. You should be worried about what you're putting in your patient's mouth as well. And depending on where you order it from, right? Like picture yourself, you're a patient in a chair, okay? And an assistant walks in to set,   you know, to set the room, to put the supplies that you're going to use on that tray and she opens an eBay box. Imagine what the patient must be feeling knowing that or an Amazon box. It's like, wait a minute, if your patient's aware at all, you probably don't want that. And now that price is the same price that a major dealer is going to offer you or a rep can offer you. That's the worst case scenario. I believe that that's what I've seen went up the most. And there were some labs from overseas.   Kiera Dent (14:23) Yeah, no. No. No.   I'm just.   Ted Osterer (14:44) ⁓ where the tariff was taking effect, a lot of the tariffs they were getting, were passing directly onto the consumer. I've seen that stop also. I'm not gonna say it's not gonna happen again, but it's not like you can order in bulk all these cases, you know? So, you know, again, when it comes to your labs, if you're satisfied with your lab, play the waiting game. You should be fine.   Kiera Dent (14:53) Mm-hmm.   It's true.   Yeah, that's actually really helpful to know Ted, because I was really curious and I think it's one of those things of, I don't know, I'm the clinician inside of me. I originally dental assistant, office manager, treatment coordinator. We have a lot of hygienists on our team. ⁓ I think all of us in consulting, well, yes, we watch the numbers exponentially, which is why I brought Ted on. I wanted synergy to be here. I think it's a great solution for your numbers. The biggest thing I will also say is like,   Please don't be so obsessive with the numbers that you cut your amazing dentistry and you are actually not doing the best dentistry for patients. I believe that when we do good by our patients, when we take care of them, when we use great products, I'm not saying you have to be I have a car. I'm not saying you have to be like high, high end. You can if you choose, but just making sure that we're doing right by our patients. Like I said, dentistry is a very profitable industry.   as is, like we have done a really good job of keeping the practices profitable in spite of insurances and all of that. But I really just want to make sure people, when we're looking at this, let's not penny pinch and nickel, like watching all of our nickels when we're actually doing a disservice to our patients. So agreed, like that gray market, things like that. Yes, I like to be a good shopper. I love to get a good deal, but making sure that it's a good deal that's also taking care of your patients would be my like word to the wise.   Again, I believe that when we are good and we're honest to our patients, people feel that there's good karma, there's good energy, it's all the way around. So Ted, how does synergy work? Like how do you get around this? Because things are going up. Being a business owner, mean, our margins are, they've been high, so maybe they're a little less high. I will also say, like doctors, I hope you've increased your fees too. You should do that. like, it's not just supplies that get to go up.   Dentistry also gets to go up and it should be going up. And if you haven't raised your fees, I'll just asterisk that right now. Like that is very common. It's very normal. It should be done every single year. I think that's a way to offset some of these costs for you too. It's ethical and honest, but Ted kind of walk us through like independent dentists, which are most of the practices listening. We do have some DSOs on there. I think sometimes you can feel like, I don't know. It's like the little brother who's watching the big brother drive the car and it's like, why can't I get these deals? Like I know I'm just one practice, but.   Sometimes you feel neglected. sometimes feel like distributors and manufacturers don't give you as good of a deal. Like, let's be real. The DSOs do get better deals than you do. I I've heard, I go talk to a lot of people and they're like, well, yeah, if you've got 20, 30, 50 practices, we're going to give you like pennies on the dollar compared to my solo practice that's going to be paying more for it due to the bulk distribution. So how can we have that of like, how can Independence Dennis win? Not have these costs hit them and to still play in the big leagues, even though they don't want to necessarily practice that way today.   Ted Osterer (17:53) Yeah, awesome question, right? You hit on the head. What did DSO's do? They strong arm these dealers, manufacturers, distributors, and they say, look, I have 30 offices. We all want to order from you. We'll commit to this amount of spend. We'll commit to this amount of product. Give me the absolute best deal that you will, or I'm going to the other distributor that's on the next page of this advertisement that I am looking at, right? So they're just negotiating fees all day.   That's what the ESOs are doing. They have people in place to negotiate these rates all day. That's what Synergy Dental Partners has, Independent Dentistry, ⁓ I mean, look, it's alive and well. We see it every day, you know, just because there's not major conferences that you're demanded to go to like the ESOs and things like that doesn't mean they're not alive and well and band together and know what's actually going on in dentistry, right? So Independent Dentists will subscribe to Synergy.   to have access to the same pricing that those 20 plus, 30 plus practice DSOs would get, right? We negotiate with these supply partners all day long on the supplies that you're already using, right? I mean, that's what we do. We bully our vendors. We come to an agreement with specific supply partners to be in our network and have very attractive offerings that they will only offer to Synergy members, right? We're partnered with major distributors. We negotiate with...   them all day, we're partnered with different implant organizations, with different rotary organizations, with different services. Depending on what you're looking for, we're going to offer you something that you would not be able to get on your own, right? Do you have to order in bulk with a synergy member? No, that's the point of us because we have enough dentists all ordering from the same place that the bulk is taken care of. Order as you go, right? So Darby is our anchor supplier, shines the largest distributor in the country.   Patterson's the second largest distributor in the country. Darby's the third largest distributor in the country. When you place an order with them, everything comes in one to two days. As a synergy member, any order over $249, there's no shipping charges. And let's think about that in itself. Do you have to order in bulk now? No, do you have to hit a crazy minimum? No, you can order four times a month and not pay shipping. Everything's gonna come in one to two days. Now regarding all these manufacturer deals,   Kiera Dent (20:01) awesome.   Ted Osterer (20:15) Oh, I like to buy four to get one free. like to buy three to get one free. You hear the word free. Awesome. Great. Now we do have a lot of offerings just like that care, right? However, we've negotiated the net costs of those buy four, get one threes, get one free, buy three, get one free for just one. So you can order one. You don't need to spend $700 on your favorite composite to get one free. And now shade C3 is going to sit on your shelf for the next three years and it expires. You're going to throw it away anyway. So you wasted all that money.   Kiera Dent (20:23) Right.   Mm-hmm.   Ha!   Ted Osterer (20:43) The point of us is inventory control. It's cash flow management. I mean, if cash is what you're worried about, well guess what? mean, order as you go, you're probably not gonna pay shipping anyway. You have the supply you need. My goodness, Kara, have you ever had to clean out a supply closet? Is it not the worst day of the month? You know, when people order the wrong things, yeah, maybe you'll return it, or what are you gonna do? You're gonna check it off that checklist and then put it where you think it goes. Now it's gonna sit there forever. Yikes, right?   Kiera Dent (21:02) Yep.   Yep.   Ted Osterer (21:13) You know,   with Darby, things are easy to return. You order as you go, it's not gonna get lost in some shuffle if you order as you go, right? We are partnered getting discounts with Strom and NeoDent for implants and BioHorizons and Zest for the locator attachment through overdenture materials, Comet and Brassler for rotary. ⁓ We just rolled out our partnership with Bisco. We're partnered with UltraDent, Crestor, LB, Phillips. I'm going to put your listeners to sleep as I shamelessly plug these.   Incredible companies offering the incredible deals are giving our members but the whole point of us is Carrie said you love to shop Bad news pal. I'm taking that phone away from you. We've done that shopping for you We know where your pricing should be is every price the lowest price on the market. I can't confidently say yes It's not true. I can confidently say that a lot of them are the best price in the market But every price is going to be competitive and if you're taking four or five hours to place an order with six tabs open   texting four different reps. That's four patients that you could have seen in that time. not only, let's say you order from all those places. Now you got five different shipping charges. And now you don't know when any of these orders are gonna come. It could take weeks. Something could be on back orders. Something could be expired. But hey, you saved a dollar on gloves. Congratulations, you know?   Kiera Dent (22:16) you   I love it. And I think that this, is why I like Synergy. I feel like it's, you get the Costco discounts without the bulk requirements. And that's something that I really enjoyed about it because something we teach with our clients is do not be stocking up. I remember I worked at Midwestern University's dental college for a few years. And I remember I went through their supplies and because there was so much   Ted Osterer (22:44) Yep.   Kiera Dent (22:58) We, like, I remember throwing away boxes and boxes and boxes of expired supplies, things that we couldn't use anymore. And it was disgusting. And I was shocked and I was like, that's it. We have to get this to where we can see everything. And so we're really big in consulting of like tip out bids, having clear things, having it where your order is not like tucked in boxes and nooks and crannies. ⁓ And the way you're able to do that is by buying as you need it, rather than buying. Like I remember buying when I was an assistant ordering.   Ted Osterer (23:07) What a waste.   Kiera Dent (23:25) I think like 10 boxes of gloves. Like we had them stacked everywhere. It was just like an absurd amount because we were like, well, we got the deal. We need to have this versus like, no, like what are we using? That also keeps our costs down. We're not having these high end fluxes and low drops in our supplies. We're able to have that more consistent, have more consistent overhead. And like you said, sometimes Costco is not the cheapest. Sometimes I can get it cheaper at other places, but the reality is the time we're saving and also the more dentists buying within Synergy.   more we're able to get the bulk discount. So it's like, it's the biggest DSO you can be a part of without being a part of a DSO, like air quotes around it, because you're not a part of a DSO, but it's the collective community group that's driving down the pieces for it. And Ted, correct me if I'm wrong, I feel like when I've talked to Synergy in the past, you don't have to give up your reps, because I know people get really weird about like, but like we've been best friends with so and so, and it's like, you can still order from the companies you want. Is that correct? Or do you need to like order through Benco? I thought it was like something with that, but help us understand like,   Do I have to give up my rep? Do I have to only order through your guys' people? How does this work for me to transition over? Because I do know dentists are very loyal and I think that's an amazing attribute. I would say like stay loyal. Also make sure that your overhead's making sense as you're going and buying supplies.   Ted Osterer (24:36) If you're a member of Center Gentle Partners, feel free to order from whoever you'd like. There's no minimums or anything like that. Now, are you better off buying from the suppliers in our network if you're trying to save money and time? Yes, like you just said. So Darby's our anchor supplier. They're the only distributor that we work with. If you're best friends with the Banco rep and you're looking to save money,   and you give us a shot and like I said the sole point is to save money we can very much help you and there's plenty to go around that if you need to order from Banco who you mentioned earlier or any other distributor have at it but I mean if we can cut your supply cost by 25-30 % you keep your reps for service you keep your reps for whatever you choose to keep them for yes by all means we are not offended there's no exclusive like that.   Now relationships are important. know, like you said that regarding manufacturers, if you have a rep already with Darby, you don't have to change who you're already ordering from as long as they're network. We don't force you to do anything differently. But hear me out. You brought up Costco. Now, you know, you went to Costco, you you only have how many free hours in a week? You know, either you can get that at Costco or you could spend the gas money and the time.   Kiera Dent (25:44) Yeah.   Mm-hmm.   Ted Osterer (26:01) to hit up Walmart and Publix and somewhere else on the way home and now you're too tired to go do whatever it is that you wanted to do that night. But hey, you saved like 26 bucks, have at it, well done. How valuable is your time to you? Yeah.   Kiera Dent (26:05) Yeah.   Well done.   Yeah. And if your gas is $7 a gallon, you did not actually make any money. thinking about that, but like for dentists, I think there's a good book, Dan Martell, I raved about him quite a few times to buy back your time. And I think this is a zone where we can have, where you can actually save time. You can save money and you can actually, even your assistant. So doctors, you might not be ordering, but your assistant's ordering. Think of like, if I didn't have to give up five hours or four hours of my assistant's time, which is what I used to have to block off.   Ted Osterer (26:22) You   Kiera Dent (26:43) and you can see more patients with that assistant rather than them ordering that right there is a cost saving. So I did some quick math because I heard what you said. If we are able to save you usually 25 % on your supply costs. So I just thought, okay, let's say there's a million dollar practice. This million dollar, that's about 83,000. We'll just do 84,000 rough math. A month is what this practice would be producing. We like as a consulting company for your supply costs to be about 5 % of that. So I was like, okay.   That'd be like 4,200 bucks that month that could go towards supplies. If you guys save 25%, that's a thousand dollar savings, over a thousand dollar savings on that 4,200 a month. I was thinking about that, like a thousand dollars a month. This is on a million dollar practice. I didn't go for a sky high one. If you're bigger than that, obviously it's way more than that. But I just thought Ted, like, if you could save a thousand dollars a month, cause I know you guys have this, like you guys have sexy stats on how much you're able to save practices. I understand you might have to have two, three conversations with your reps.   of like, guys, for us, we care about you, we love you. The reality is, I'm willing to have that conversation if I'm gonna get thousand bucks a month. Because that's now $12,000 for the year. And I think about, well right there, if you're looking at other things, virtual assistants can cost you $12,000 for a year. They can do all your billing, they can do outsource pieces for you, you could hire a personal assistant for you for $12,000. Even that extra $1,000 a month, I'm thinking, could you bring on different team members for that?   What does that look like? I understand like a full assistance not going to cost you 12 grand, but I'm like virtual assistance are outsourced billing, different things that you could use those funds for that right there to me. I'd be willing to have some conversations and just look at. So that's where I want to, I'm really big on numbers because I'm like, cool, 25%. But I'm like, when it breaks down to like thousands a month that I could then reinvest and use in better areas, just like I'm like, you guys, you can keep spending money on Indeed. Go for it. And I'm not here to say indeed is not great.   but you could also switch to AvaHR, which used to be VivaHR. It's literally 149 bucks a month for unlimited posting of ads. I took my cost of posting ads. I'm doing the same thing. I'm literally posting ads on the exact same platforms. I used to spend $15,000 a year on that, and now I pay about $1,200 a year. Right there, I'm like, that's a switch I'm willing to make. Yes, bummer, I don't get to like post directly to Indeed anymore. Same thing, I don't maybe get to like buy directly from my rep.   you still can keep the relationship. Like if you need to buy equipment or different things like that, like you can still keep the relationship. But I think, and they will try to sweet talk you, but I've seen it with the buying groups, the savings that you get, I just say have the conversation. A thousand bucks a month, go on, get a massage, do something fun. Like, I don't know, take your kids on vacation for 12 grand, whatever it is, but that's just literally buying the same materials through a different platform and getting...   money kickback. don't know. To me, Ted, it's always been a no-brainer, which is why I bring you guys on the podcast. So that's my spiel. But Ted, anything you have to take, wrap this up because I think with the tariffs, with the rising costs, realizing it's not that big of a deal, buy as you go. You can use these buying groups. You can be like a DSO, but you can buy what you need, not having to get all these deals. You're able to cut your costs. You said about 25 % on supplies and just go look at what you spent on supplies last three months. Think if you got 25 % of that back.   I think I'd be willing to have a conversation. But Ted, you tell me what you think. Those are my thoughts on this.   Ted Osterer (30:06) I said, I was going to say like the exact same thing, unfortunately, but I, you know, I'll take that one. I'll take that one second further to really, really simplify it. Right. And just summarize everything you just said. You know, we're partnered with over 50 supply partners, including eight different labs. Right. So as a consulting agency, right. Like we see labs as high as 10, 15%, you know, it should be what six to 8%.   Yeah, so I mean, let's say you're a million dollar practice. That's the practice Kiera just said. If I save you just 1 % of your overhead, that is a $10,000 that Kiera's talking about. And it is so easy to save that as a member of Synergy. And my goodness, thank you so much for having me on. It really means a lot. And thank you for acknowledging.   Kiera Dent (30:59) Yeah,   of course. I think it's a matter where Ted, I, when I get really passionate about things, like I love Swell. They do their Google reviews so well, you're able to save costs on your marketing, but get like really incredible patients. When I see a zone where I'm like, supplies are supplies are supplies. I understand you love your rep, but I'm like, supplies are. If I can get the exact same anesthetic, like I need my Lido, it's certified and I can buy it from Benco or I can buy it from Shine, but I can get it for...   X versus Y and I'm going to save substantially to me that's a way doctors it. I think that this is just being a higher level CEO that realizes just like DSO CEOs do as much as I love the product from X. I'm going to buy it from here because I'm literally able like it's the exact same thing. just get it on sale. So why would I not do that? And as a female like that's girl math for you Ted. Like if I can get it on sale, I'm going to buy it because I can use it to go get what I want over here. I just think like   These are the zones, dentists, that the elites do. These are the zones that the multi-million dollar practices are doing. So learn from their strategies. Again, it's gonna be one, two, three, maybe a little bit uncomfortable conversations. You don't need to burn the relationship. But I would say if I was you sitting there looking at my overhead, looking for ways to do cash flow, I would radically consider something that's not going to impact your patient care, that's going to make your practice much easier and also give you more time back in your life. So that's why I you guys on. Again, I don't work for Synergy. We don't have an affiliate relationship with them.   I love them, I adore them. I truly think you guys are just doing a great thing in the business. We are working on a partnership with them in the future for all of our clients. It's something that's really been big on my mind because I feel like, hey, why not? All of our clients that are with us, let's get them the best deals. But this is why I wanted you guys on the podcast. So Ted, how can people connect with you? How can they try you guys out? Again, you don't have to burn your rep. can just go even test it out. ⁓ But how can they try you guys out just to see what this looks like for their practice?   Ted Osterer (32:53) Go to the TheSynergyDentalPartners.com know, leave your information with us. Please, please, please tell us that the A team sent you, you know, of course extra promotional offers if the A team, I mean, A plus team in my book, of course. ⁓ Yes, yes, A plus plus. And please let them know that you were sent by them so we can make the offering even more attractive for you. And you know, when you join Synergy, you don't even have to have that typical conversation. You can just hide in the bathroom.   Kiera Dent (33:05) Thank you. Thank you. I agree.   Ted Osterer (33:23) and we're all good. It's okay.   Kiera Dent (33:25) Yeah,   it truly is. Don't make this wild, you guys. ⁓ Ted, I appreciate it. Thank you so much for coming and talking about what the reality is and what things have gone up in pricing and how you guys have been able to watch it go up and down. You're seeing so many more supplies than just the solo practitioners seeing. so you're able to see, kind of like stock markets, we're able to see at a bird's eye view of what's really going in the landscape of it. And I want to just remind people, you guys, the future is bright. No matter what's going on, the future is bright. There's always solutions.   Ted Osterer (33:29) Thank you.   Kiera Dent (33:53) And I think right now is where we get a bit more scrappy, a bit more innovative, and truly you shouldn't be seeing much of a hit. Like shoot, if you're seeing a hit, just switch over to Synergy and you won't even see that hit. So try it out. ⁓ Ted, thank you for being on the podcast with me and thank you for everybody. I really think this is an awesome way for you guys to truly take care of your practice, take care of your patients, and make life easier, which is what we're all about. So Ted, thanks for joining me today. I super appreciate you.   Ted Osterer (34:03) Yeah.   ⁓ I'm happy to be here. Thanks again.   Kiera Dent (34:19) And for all of you listening, thanks for listening and we'll catch you next time on the Dental A Team Podcast.

Full Text of ReadingsWednesday of the Fourteenth Week in Ordinary Time Lectionary: 385The Saint of the day is Saint Augustine Zhao Rong and CompanionsSaint Augustine Zhao Rong’s and Companions’ Stories Christianity arrived in China by way of Syria in the 600s. Depending on China's relations with the outside world, Christianity over the centuries was free to grow or was forced to operate secretly. The 120 martyrs in this group died between 1648 and 1930. Eighty-seven of them were born in China, and were children, parents, catechists, or laborers, ranging in age from nine years to 72. This group includes four Chinese diocesan priests. The 33 foreign-born martyrs were mostly priests or women religious, especially from the Order of Preachers, the Paris Foreign Mission Society, the Friars Minor, Society of Jesus, Society of St. Francis de Sales (Salesians), and Franciscan Missionaries of Mary. Augustine Zhao Rong was a Chinese soldier who accompanied Bishop John Gabriel Taurin Dufresse of the Paris Foreign Mission Society to his martyrdom in Beijing. Not long after his baptism, Augustine was ordained as a diocesan priest. He was martyred in 1815. Beatified in groups at various times, these 120 martyrs were canonized together in Rome on October 1, 2000. Reflection The People's Republic of China and the Roman Catholic Church each have well over a billion members, but there are only about 12 million Catholics in China. The reasons for that are better explained by historical conflicts than by a wholesale rejection of the Good News of Jesus Christ. The Chinese-born martyrs honored by today’s feast were regarded by their persecutors as dangerous because they were considered allies of enemy, Catholic countries. The martyrs born outside China often tried to distance themselves from European political struggles relating to China, but their persecutors saw them as Westerners and therefore, by definition, anti-Chinese. The Good News of Jesus Christ is intended to benefit all peoples; today's martyrs knew that. May 21st-century Christians live in such a way that Chinese women and men will be attracted to hear that Good News and embrace it. Enjoy this list of popular patron saints! Saint of the Day, Copyright Franciscan Media

(This podcast was previously recorded and published on August 26, 2020)   Jesus Ministries, Joan Boney  ...   God has placed each of HIS people in a role on this present earth with an "assignment" to do.   How do we know our assignment?  It is simple.  Our assignment is where we are right now.   * A husband and father ... a wife and mother ... a businessman ... a teacher... a mechanic ... a waitress.   We begin where we are.   Our goal in our assignment:  To serve God in all things and to reflect God in our actions.   Each of us have been equipped by God to succeed.   Pray, asking God what you are to do today.  Ask God how you are to fulfill today's assignment.  Ask God to give you wisdom to do that which you need to do, for understanding and wisdom are from God.   Follow the concepts and scriptures given you by the Holy Spirit who dwells in you.  Keep them before you throughout the day.   There is a great Holy Spirit in us to enable us to do all the will of God in the matters set before us.  Follow that Holy Spirit doing what HE brings to your mind.  Asking God to fill your day.  Depending on God rather than on yourself.   The starting point for us as we live today is presented in this Podcast.   Acts 17:26  (NASB 1995)   and He (God) made from one man every nation of mankind to live on all the face of the earth, having determined their appointed times and the boundaries of their habitation,     John 5:30  Jesus says ...  I can of MINE own self do nothing: as I hear, I judge: and MY judgment is just; because I seek not MINE own will, but the will of the Father which hath sent ME.     James 1:5  If any of you lack wisdom, let him ask of God, that giveth to all men liberally, and upbraideth not; and it shall be given him.     Philippians 4:6-7  Be careful for nothing; but in every thing by prayer and supplication with thanksgiving let your requests be made known unto God.   7 And the peace of God, which passeth all understanding, shall keep your hearts and minds through Christ Jesus.      1 Corinthians 2:14  But the natural man receiveth not the things of the Spirit of God: for they are foolishness unto him: neither can he know them, because they are spiritually discerned.     Ephesians 3:20-21  Now unto HIM that is able to do exceeding abundantly above all that we ask or think, according to the power that worketh in us,   21 Unto HIM be glory in the church by Christ Jesus throughout all ages, world without end. Amen.     John 14:26  Jesus says ...  But the Comforter, which is the Holy Ghost, whom the Father will send in MY name, HE shall teach you all things, and bring all things to your remembrance, whatsoever I have said unto you.     John 16:13  Jesus says ...  Howbeit when he, the Spirit of truth, is come, he will guide you into all truth: for he shall not speak of himself; but whatsoever he shall hear, that shall he speak: and he will shew you things to come.     James 1:25  But whoso looketh into the perfect law of liberty, and continueth therein, he being not a forgetful hearer, but a doer of the work, this man shall be blessed in his deed.   

Meeting Customers Where They Want  Shep interviews Dave Baxter, CEO of Solutions by Text. He discusses how text messaging has evolved into an essential tool for customer communication that improves the customer experience.   This episode of Amazing Business Radio with Shep Hyken answers the following questions and more:    How has text messaging evolved as a preferred channel for customer communication for customers?  Why do customers prefer receiving communications from businesses via mobile devices?  What role does trust play when a customer provides their mobile number to a business?  How can businesses avoid abusing the privilege of texting their customers?  What impact does timely and relevant text communication have on customer loyalty?  Top Takeaways:    Texting is fast and direct, and people are already glued to their phones for hours each day. 95% of texts are opened and read within five minutes of being received, making it one of the most preferred method of communication for customers.   Customers now have more choices than ever, from the products they want to buy to the brands they want to do business with. If a company doesn't meet them on their terms, they are likely to simply take their business elsewhere. Giving customers what they want, the way they want it, is the best way to earn their loyalty.  When a customer gives you their phone number,  it is a sign of trust. For some people, a phone number is almost as personal as their home address or, in some cases, even their social security number. When that trust is abused by spamming irrelevant messages, customers can easily block a business… forever!     Texting has evolved over the years. It's no longer just plain words in a message. Rich Communication Services (RCS) now allows images, video, branded messages, and even interactive options.   Text messaging can help answer questions and solve problems more quickly than making a call or sending an email. Texting provides speed and accuracy. Depending on the interaction, it can also provide a level of anonymity and comfort to customers who may not feel comfortable talking on the phone.  Building communication around customers' preferences helps businesses get their message across effectively and quickly. But remember, the customer will always win. With so many choices and tools, customers have the final say in how they do business. Be mindful of what you text, how often, etc. Don't abuse the customer's trust in you.    Plus, Shep and Dave discuss why Millennials and Gen Z are willing to leave brands that don't offer text communication. Tune in!  Quote:   "Businesses are met with the challenge to send messages to their customers where they want to be met. 95% of text messages are open and read in under 5 minutes while only 22% of emails are actually ever read."    About:    Dave Baxter is the CEO of Solutions by Text, a company that helps businesses from the payment and financial space communicate with customers in a reliable, effective, and compliant way.   Shep Hyken is a customer service and experience expert, New York Times bestselling author, award-winning keynote speaker, and host of Amazing Business Radio.   Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we learn about a Cherokee legend and a Southern US folklore cryptid. Depending on where you hear the story first you might hear it called the Ew'ha or the Wampus Cat. Either way this forest creature is formidable and brings necessary change with it. Somehow Aaron forgot to bring up the fact that it has six legs and occasionally walks on it's hind legs, no big deal, right?Click this link to check out all our socials. https://linktr.ee/dotupodcastIf you like to support this podcast financially you can become a monthly donor at patreon.com/dotupodcast.If you enjoy the podcast please tell your friends, subscribe and follow me on YouTube and all the social media platforms, and give me a rating wherever possible, but especially on Apple Podcasts. It'll really help the podcast grow.Thanks so much for listening!Intro Music By :Gustavo Plaza on Fiverrhttps://www.fiverr.com/gustavoplaza?source=gig_page&gigs=slug%3Aproduce-your-synth-pop-song%2Cpckg_id%3A1Check out their band Telefonema :https://open.spotify.com/artist/5dqwjastOiSbSk9W7OAzAL?si=wq8DkMLxQtu84RqOGHWtvABackground Photo by kello_vision on UnsplashReferences for this episode:Wikipedia - Wampus Cathttps://en.wikipedia.org/wiki/Wampus_catThe Wampus Cat Myth Explained: Origins and Sightingshttps://science.howstuffworks.com/science-vs-myth/strange-creatures/wampus-cat.htmMythical Monsters - The Wampus Cathttps://open.spotify.com/episode/3dnxxPzwZZfZoKODnda5Cn?si=4467486f0aca4b37Catawampushttps://en.wiktionary.org/wiki/catawampusMountain Lore - Wampus Cathttps://open.spotify.com/episode/3uSr2QAfyTBAYV2Qr7ssZX?si=29ff6e6038124b61Cryptid Wiki - Wampus Cathttps://cryptidz.fandom.com/wiki/Wampus_Cat#Description

Someone you think you can trust, is just, another way to die. On the Lighting The Pipes Podcast, when the hosts review James Bond stories, they have a category for Allies and Adversaries. Depending on the story, they are frequently one and the same. Spy work is all a matter of relationships. It's why networking is a part of the vocabulary. It's why trusting the wrong person can lead to disaster. The Bond stories are full of strong allies who aid Bond on his missions, but sometimes they turn out to be an enemy. Double crossing Bond at the least expected (and most dramatic) moment. The truth is, perfect trust is nearly impossible. There's always a risk in giving others a part of our lives, it's a trade off Bond calculates based on his job, but we typically only assess in the post-mortem. The more deliberate you are in who you trust, the more conscious you can appreciate the value of that trust kept.   Order my pulp treasure hunt novel, One Man's Treasure https://a.co/d/i19YMn7 Order my 1920's Aviator novella, Unwanted Passenger https://a.co/d/5FVQJWU   Follow The Show! https://terrancelayhew.com/suitup/ https://www.instagram.com/suitup.author https://www.facebook.com/tlayhew  

Join in helping to clean up the Mitchell Lake Audubon Center habitat on Saturday, July 12, from 8-10 a.m. Depending on the day's task, the work can involve trail maintenance, removal of invasive species, and planting native plants for birds and butterflies. All training is provided, and groups are welcome. All children under 18 must be accompanied by an adult. This event is free, but registration is requested. Mitchell Lake Audubon Center is located at 10750 Pleasanton Road in San Antonio. For more information and to register, visit bit.ly/45UphEC.Article Link

This week: Did you ever want a Buzzsaw-themed hunk of metal the size of a full-sized cassette? Depending on your answer, we have good or bad news.

This week: Did you ever want a Buzzsaw-themed hunk of metal the size of a full-sized cassette? Depending on your answer, we have good or bad news.

You were made to shine.In “Shine Your Light,” Whitney Hopler invites us to reflect on the purpose of our spiritual glow. Just as fireflies light up the night without effort, we’re called to radiate the hope, peace, and goodness of God. Jesus makes it clear in Matthew 5: your light isn’t for hiding—it’s for helping others see Him. When we live in kindness, walk in integrity, and reflect His love, people notice. And that’s the point—not to spotlight ourselves, but to glorify our Father in heaven. Key Takeaways: Your light is a gift from God—meant to shine Good deeds rooted in love and faith point people back to God Fireflies don’t strain to shine; they glow because it’s what they were created to do You were made to shine in the same way—naturally and boldly Don’t let the world’s darkness convince you to dim your light

How We Seeez It! Episode 291 The Doors (1991)   “This is the strangest life I've ever known.” Jim Morrison. In the Docudrama genre we get a look at the past that might have actually been or a could have happened. Depending on the writer, director, and actors we get a look into who someone might have been. I the case of this movie Val Kilmer becomes Jim Morrison of the Doors. Not just playing the man but enough that he can sing the songs at level that some might never know which is Jim and which is Val. Along with the rest of the story that Oliver Stone wanted to tell of the Doors, maybe not what the other members of the band might have wanted to be told.  We cover our thoughts on it and there is so much to talk about in this one, so join us for the discussion and don't forget about our cocktails for this episode. There should be some good ones.         As always, mix a drink, have a listen, and let us know what you think. Or if there is something you watched that we might enjoy or a can't miss series. Also please rate and review show on all your favorite podcast apps.   Drinks for the episode: “The Eagle's Drink”  A cocktail inspired by The Lost Writings of Jim Morrison: "Bourbon is a wicked brew, recalling courage milk, refined poison of cockroach & tree-bark, leaves & fly-wings scraped from the land, a thick film; menstrual fluids no doubt add their splendour. It is the eagle's drink." 2 oz Heaven's Door Revival Bourbon ½ oz Cynar ½ oz Blood orange juice ¼ oz Amontillado sherry ½ oz 2:1 Turbinado syrup 1 egg white 4 drops Peychaud's bitters  “Riders on the dark and stormy” 1.5 oz kraken gold spiced rum 1.5 oz Black Strap Rum 1 oz lime infused simple syrup  Topped with Ginger Beer   Show links: HWSI LinkTree HWSI Facebook Link HWSI Instagram Link HWSI Youtube link !! You can also email the Podcast at the.HWSI.podcast@gmail.com

Consciousness colors reality. Depending on our level of consciousness, that is what we will experience.

The Building and Construction Minister is backing scaling back some insulation standards. The Government's called the changes 'common sense' - with building costs rising more than 40 percent since 2019. It's expected building code insulation requirements will be relaxed by the year's end. Chris Penk says they add huge costs. "Depending on where you are in the country or depending on what the conditions are or which way your house faces, you don't need all of that, you just need some of that. So as long as we can get to the same good overall result without being so prescriptive, then there's money to be saved and houses to be built." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send us a Message!In this episode, we explore how companies are commonly evaluated for their total worth for acquisition, and what elements impact that evaluation. If you work for a company that is maybe not seeing the direct value of investing in employee performance or company culture, this could be a very helpful conversation to hear!Our prescription for this episode is to understand the risks of increasing a company's value through cuts and "going lean". Depending on what your sales timelines are, you could be hacking away at your real worth without realizing it.To talk more about the process and systems needed to effectively scale, just reach out to us at info@roman3.ca or through our LinkedIn page at https://www.linkedin.com/company/roman3Don't forget to sign up for our New Quarterly Newsletter that launched in the Fall of 2024!About Our Hosts!James is an experienced business coach with a specialization in HR management and talent attraction and retention. Coby is a skilled educator and has an extensive background in building workforce and organizational capacity. For a little more on our ideas and concepts, check out our Knowledge Suite or our YouTube Channel, Solutions Explained by Roman 3.

In this episode, Brian Skrobonja sheds light on the complex and often overwhelming process of managing an estate after the loss of a loved one. This is a step-by-step guide from the initial steps you need to take after a loved one passes, to the intricate details of settling an estate. Brian offers valuable advice and practical tips to navigate this difficult time with grace and efficiency. Having a clearly defined process in place for managing an estate can help avoid the emotional drain of making important decisions through the loss of a loved one. Friends and family may wish well and provide advice on what to do, but without a proper plan in place, that can lead to more financial problems in the future. Setting expectations for yourself and the beneficiaries of the estate is a great first step to help minimize the confusion and questions around how long it will take to settle an estate. This process can take anywhere from two months to several years depending on the type of assets that are owned and the size and complexity of the estate. A funeral home director will often help obtain death certificates, which will be required before making any claims. It's a good idea to request 10 to 12 original documents because, once submitted, you may not get them back. It's important to first locate the deceased's will, trust, or other estate documents they have on file. If none of these exist, you could have difficulty settling a person's estate which will most likely require an attorney to assist you through the probate process. Check to determine if the person may have left a letter of instruction behind as well. A letter of instruction is not a legal document, but it's a letter that can provide more personal intentions and information regarding an estate. The next step is to begin gathering an itemized list of all known financial institutions where money is held and life insurance companies for filing a claim. It's a good idea to put the list together before jumping into making calls because you'll want to keep track of phone conversations and other instructions. Tip: A really good practice is to keep a journal or Excel spreadsheet of all the conversations to keep track of everything. You'll want to avoid writing on the back of envelopes or scrap pieces of paper as that can become really unmanageable. Checks made out to the deceased will require a bank account to deposit them. Avoid closing bank accounts too early because of this. You will have to notify Social Security that a death has occurred as well as any pension provider to have payments stopped and any eligible benefits paid to the estate. If your loved one served in the military, you may be eligible for veterans benefits. You can get more information about these benefits by visiting va.gov. Over the next one to three months, you will want to screen incoming mail, both physical and email, to look for and gather bills, statements, and notices relating to various types of accounts and insurance policies. You will want to review credit card statements to identify subscriptions or other recurring charges to follow up with the service providers about cancellation. Next, notify creditors and credit card companies that were a part of your loved ones credit history. You can notify the big three credit bureaus; Experian, Equifax, and TransUnion, of their passing, which can usually be done online over the phone or by letter. You will also want to locate where they filed important documents to find deeds, titles to real estate, car titles, or lease agreements as well as storage space keys and account records. Look for a computer file or printout with digital account passwords so you can disable any active social media accounts. If the person was still working, contact the human resources office at their place of work to inform them of what has happened, the HR officer may need you to fill out some paperwork pertaining to retirement plans, health benefits and compensation for unused vacation time. If your loved one owned a small business or professional practice, a discussion with business partners and clients may be necessary as well as consulting with the company attorney who has advised the business. If there was a child in college, it may be a good idea to contact the Financial Aid Office to inform them of what has happened. Depending on the school and the financial situation the surviving child may qualify for more assistance. Before rushing into this process, you should consider speaking with a financial advisor and attorney. There are so many areas where you can make expensive mistakes, working with a professional through this difficult time is usually the best decision.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify va.gov     Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS.   Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure.   The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Investments in securities are subject to investment risk, including possible loss of principal. Prices of securities may fluctuate from time to time and may even become valueless. Gas and oil investments are speculative in nature and are sold by Private Placement Memorandum (PPM). Carefully read the PPM before investing. Certain accreditation requirements may apply. The appearances in Kiplinger were obtained through a PR program. The columnist is not affiliated with, nor endorsed by Kiplinger. Kiplinger did not compensate the columnist in any way. Our firm does not offer tax or legal advice. Consult your tax or legal advisor regarding your situation.

Introduction The Word of God will set people free. The Word of God and the Holy Spirit can do what man's counsel cannot. Encouragement to heed the Word of God. Psalms 106 Reading Psalms 106, focusing on specific verses: Verse 1: Praise ye the Lord. O give thanks unto the Lord for He is good, for His mercy endureth forever. Verse 8: Nevertheless, He saved them for His name's sake that He might make His mighty power to be known. The psalmist is declaring his glory to God. The psalmist is sharing disturbing things from the history of Israel. God is merciful, more than anyone. The psalmist wants to thank God for His goodness. Acknowledging the need to praise, thank, and honor God. Questioning how many are willing to worship God in hard times. Expressing gratitude for not having to go to hell and for waking up with God's grace. Acknowledging that God hasn't lost any of His power. God is the Answer There are days when praising God is difficult. The devil has answers, but God is the ultimate answer. The Word of God is what is needed in times of need. The psalmist is sharing disturbing things from the history of Israel. Admitting that there are few days when things feel right. Expressing the need for God's grace daily. When missing the mark, grab hope and ask for more grace. Remembering God People forget what God has done for them. They get wrapped up in worldly things. The need to remember God every day. Depending on God is essential. There are things that grieve and trouble the soul. The calling to preach the Word of God is a demand from God. It is important to preach the Word of God. The psalmist is teaching to remind and open memories of Israel's wrongdoings. Giving God praise for mercy and grace. Standing at the foot of the cross like everyone else. God has been good to everyone. Sin and Forgiveness Admitting to having sinned with ancestors. Needing God's forgiveness. Without God, everyone would be in hell. Fathers did not understand the wonders in Egypt. They did not remember the multitude of mercies. God had done so many miracles in Egypt. Before they got to the sea, they forgot. Without God, we would be lost. How many have had God do miracles? Sometimes we do not understand the wonders He has done. The flesh is wicked and prone to fail. Losing minds over things when God touches us. Forgetting miracles that were marveled at. Not excluding oneself from that company. Everything in the heart has already been filtered by God. Forgetting the multitude of mercy. Needing to be reminded of going to heaven and not hell. Being poked to remember God's wonders. God's mercies are miraculous. Forgetting the wonders and mercies. Provoking God At the Red Sea, the fire and cloud went behind them. The Egyptians couldn't see them. Despite this, they provoked God. They challenged Moses, saying they were brought out to die in the wilderness. People provoke God by being unbelieving. Nevertheless, God commended His love. Christ died for sinners. God saved them because of His namesake, not because of them. God will straighten people out even though they provoke Him. God was sending a statement to the world that these are His people. Moses was told to have the people stand still and see the salvation of the Lord. Moses stretched the rod out over the water. An east wind blew all night, parting the water. They went across on dry ground. Wondering what they felt like when they stepped out on the other side. That feeling is in you. Forgetting God's wonders and mercies will provoke God. You are not above sin. He led them through the depths as through the wilderness. He saved them from their enemies. The waters covered their enemies. Then they believed His words and sang His praise. The very next verse, they got thirsty and hungry.

Have you ever wanted to buy something, not because you need or want it, but because it makes you feel good? It may come about when you feel like celebrating a special event or a promotion, so you decide to splurge a little bit on something special. Or if you had a bad day and you need a little emotional boost, so you finally allow yourself that thing you've always wanted but have resisted buying in the past. That's what emotional spending, also known as retail therapy, is. The harsh reality is that it occurs often for many people and can cause financial challenges if not kept in check. Links: For help finding a therapist visit Psychology Today to start a search Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union  Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.     Retail therapy is a way people cope with feelings, good or bad by purchasing items to either maintain a happy mood or to change a bad mood into a good one. The problem with relying on spending to improve your mood is that it can be too easy to overspend on things you weren't planning to buy in the first place. Unless you had a line item in your budget for impulse purchases, your retail therapy items weren't budgeted for at the beginning of the month. Depending on the items you're purchasing, this could send your budget into a tailspin and add to an already increasing level of stress, possibly even leading to debt.  Emotional spending is something we all experience from time to time. But what happens when it becomes a problem? When we find we now have a larger credit card bill than originally planned for? Or when we have less money to cover certain bills because we decided to treat ourselves to a new vehicle, expensive clothing or the latest technology? How do we solve that issue?  Well, the real fix to the spending damage depends on the type of spending you got yourself into, but there are ways to curb your emotional spending habit and keep yourself from making those unplanned purchases in the first place.  Here are some tips on how you can avoid falling into emotional spending. Our first tip is to try the 24-hour or 30-day rule. The idea behind this rule is to wait a certain amount of time before making a purchase. If there is something you have your eye on, don't impulse it. Make a conscious effort to wait a little time before buying it. For some items, 24 hours is enough; for others, 30 days may be necessary. This tactic will help you keep your emotions out of your purchasing decision and help you avoid buyer's remorse. If you find that after the waiting time is up, you still want the item, then by all means, purchase it.   Our second tip is to hide your credit cards. Don't hide them in a place where you'll lose them, but at least put them in a place where they may not be as accessible. Keeping them at a distance may decrease convenience and make it more difficult for you to emotionally spend. Third, give yourself a budget item for spontaneous purchases. Allowing yourself some extra money a month is a great way to enjoy the freedom to treat yourself. Set aside an amount of money for those times you want to go out and buy yourself something nice. It keeps your budget in shape and keeps you in control of your spending. And finally and most importantly, talk to someone about how you're feeling. If you find that you're repeatedly going shopping or buying items to cope with emotional or mental stresses, you may be struggling with something deeper. Find a trusted friend or family member and look for a therapist who can help you sort out your feelings and provide a good sounding board or fresh perspective on how you're feeling. A deep conversation is satisfactory for your mental health, and your wallet will thank you. It is important to note that retail therapy might make us feel better but it does not solve our problems and should only be used in moderation. Emotional spending is something most of us will face throughout our lifetimes, but it's essential to ensure that our emotions do not drive our purchasing decisions. It can be too easy to lose track of our expenses, and our budgets will quickly crumble.  If you want to be the master of your money, learn to recognize the signs of emotional spending and use any of our tips to overcome the temptation to spend spontaneously. If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org. Also, remember to like and follow our Making Money Personal Facebook and Instagram to share your thoughts. Finally, remember to look for our sponsor, Triangle Credit Union, on Facebook and LinkedIn.       Thanks for listening to today's Money Tip Tuesday. Check out our other tips and episodes on the Making Money Personal podcast.

The Outlaw Ocean is an anthology podcast that plunges you into the vast and often lawless world of the open seas. Today we're featuring an investigation from S2 called The repo man of the seas. In this episode, Pulitzer Prize-winning journalist Ian Urbina joins Max Hardberger. Depending on who you ask, Max is either a seagoing James Bond or a swashbuckling pirate. Hardberger runs a rare kind of repo service, extracting huge ships from foreign ports. His company is a last resort for ship owners whose vessels have been seized, often by bad actors, and over the years he's built a reputation for taking the kinds of jobs others turn down. Hardberger's specialty is infiltrating hostile territory and taking control of ships in whatever way he can – usually through subterfuge and stealth. Whatever part of the world his missions take him, Hardberger thrives in its grey areas.More episodes of The Outlaw Ocean are available here: https://link.mgln.ai/oo-FB

He's been in the Orlando Magic rumor mill for at least the last 18 months. Tyus Jones is reportedly coming to Orlando on a 1-year deal. A great addition in the first hours of free agency. We get our steady backup point guard presence with an amazing assist-to-turnover ratio and who can also hit 3s. Jones also gets to reunite with Desmond Bane. It's appearing more likely that Moritz Wagner will re-sign with the team. Depending on what salary the front office is trying to sign him at, the Magic may have to dump another salary to clear enough cap space. Jett Howard, Goga Bitadze, Jonathan Isaac, and even Wendell Carter Jr. could be candidates. And then we also await Paolo Banchero's contract extension announcement. All of that and more! #LetsGoMagic Warning: Adult Language

President Trump's removal of the Librarian of Congress unsurprisingly provoked an immediate court challenge. Depending on the resolution of that case, there's much at stake for the legislative branch. Here with insights as to why it matters is Senior Fellow at the American Enterprise Institute, Kevin Kosar.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Depending on your algorithm, you’re being fed death, destruction, calamity, chaos, fire, floods, and horror more and more and more.Chatting with Sally Gold the other day. It’s pretty clear we only really have so much room between our ears for stuff like that.So when a friend who lives in Africa reached out to me the other day asking, “How do we stay sane when everything’s such a mess?” I sent her a voice note, which turned into this podcast. Pre-Order 'So What, Now What?' here Get tickets to Story Club here Get more from Osher here and send him an email hereSee omnystudio.com/listener for privacy information.

I recently read an article in a Christian publication featuring a young woman in her 20s with a bright smile and confident presence. Expecting a testimony of faith, I was surprised to learn she was a successful porn star, earning over $40 million in just two years. Despite her profession, she claimed a strong Christian faith, saying, “I have a close relationship with my church, and I love God. I believe He will forgive your sins for anything, and I think He's happy that I'm successful.” She acknowledged that her work may be sinful but seemed to rely on the idea that God's forgiveness was automatic. She also claimed to live a moral life, stating that having morals is essential to survive in the industry. This raises serious questions about how we define morality and how we apply God's Word in our lives. The Bible teaches that our faith must be genuine and lived out through obedience, not just words. Jesus said, “You are the salt of the earth... You are the light of the world” (Matthew 5:13–16). Our lives should reflect Christ and draw others to Him—not cause confusion about what it means to follow Him. Depending on grace while planning to continue in sin is a dangerous spiritual mindset. God calls us to repentance, not selective obedience. True faith involves surrendering our whole lives—not just the parts we're comfortable giving up. This story reminds us that how we live matters. People around us are watching, and they need to see real faith in action. Our culture is saturated with compromise, but we are called to live set-apart lives rooted in the truth of Scripture. This week, think about your witness. Are you reflecting Christ in a way that leads others toward Him? Are you serious about the spiritual and moral leadership our world so desperately needs? Let your life be salt and light. Someone near you may come to know Jesus because of your example. Your support is invaluable in spreading our ministry. By sharing our podcasts, you help build a strong community of believers. We appreciate your contributions and encourage you to inspire others to join our mission. Your involvement keeps our community connected and thriving. Your financial support is the backbone of our ministry, providing funding for outreach, facility upkeep, and essential resources. Your generosity fuels our mission, making a real impact. Give here: https://firstbaptistofindependence.aware3.net/give/ Stay updated by downloading our App: https://a3a.me/firstbaptistofindependence or liking our Facebook page: https://www.facebook.com/1stBaptist/. These platforms keep you engaged and connected. Thank you for your continued support. We look forward to this journey with you—see you next week!

Allegra Tarot has an uncanny knack for becoming anyone she wants.Depending on the job, she can transform the carriage of her body or the cadence of her speech. With the pop of a collar or the tousle of her hair, she can dupe your perceptions.As a former T.V. actress, she's got chameleon abilities, no doubt, and they come in handy now that she straps a Diamondback 9mm and prowls the gritty backstreets of working-class Hollywood, running the grind as a skip tracer.If you want to follow along on her investigations, you better lock in. It's bound to get your blood thumping, your adrenaline spiking.Partial in Blood is a propulsive, character-driven crime thriller rife with twisty turns and piquant humor. Tag along with Allegra as she leverages her performance chops to investigate the disappearance of a troubled young woman, in the process uncovering a brutal shadow world of corruption and deception.Support this show http://supporter.acast.com/houseofmysteryradio. Hosted on Acast. See acast.com/privacy for more information.

The 2025 Draft is upon us and we have a quick review of the top prospects and what we think teams will do. Any big trades to come?  Also we'll have a look at free agency to see who are the biggest targets and which teams will be most active. Lastly, the NHL leaked some changes for the 2026 season and the expected CBA MOU that may be announced this week.  Listen Here:  Apple Podcasts   Direct MP3   iHeart Radio Get ScuttlePuck merch at our store here. We've got some cool items with our special 500 Episodes logo.  Title Player Brad Boyes - 505 career reg season points News https://www.dailyfaceoff.com/news/nhl-player-qa-anonymous-reaction-new-cba-nhlpa Some big changes coming for 2026! Draft June 27, 28 - decentralized as discussed last week Free Agency July 1  Trades Evander Kane to Vancouver for 4th round pick  Trevor Zegras to Flyers for Ryan Poehling, 2nd (via CBJ), 2026 4th  Mason Marchment to Seattle for 4th, 2026 3rd   Reacquire question - could Colorado reacquire Rantanen - since salary retained in the transaction they can't acquire for a full year   Draft Picks 12 - MTL  11 - PIT 10  - ANA, BUF, CHI, PHI   3 -STL  2 - COL    Guess the 5th    DRAFT PREVIEW  Expected    1. Matthew Schaefer, D (Erie Otters, OHL) Expected Draft Position: No. 1 overall – New York Islanders Consensus top prospect—elite skating, offensive instincts from the blue line, and ceiling as a potential franchise defenseman nhl.com+15espn.com+15timesofindia.indiatimes.com+15nypost.com. Nearly every analyst ranks him #1 , and it's widely expected he'll be the Islanders' pick reuters.com+1timesofindia.indiatimes.com+1.   2. Michael Misa, C (Saginaw Spirit, OHL) Projected Pick: No. 2 – San Jose Sharks A dynamic, high-IQ center—compared to Tavares and Stamkos—with 134 points in 65 OHL gamesnhl.com+15espn.com+15nhl.com+15. Most mocks see San Jose taking him after landing pick #2reuters.com+6espn.com+6nypost.com+6.   3. James Hagens, C (Boston College, NCAA) Prediction: No. 3 or 4 – Chicago Blackhawks or Nashville Predators A shifty, playmaking center with solid upside; ranked 3rd overall by NHL.comreuters.com+14bcinterruption.com+14nypost.com+14. Some mocks slot him to Chicago at #3nhl.com+15espn.com+15nhl.com+15, others to Nashville at #4 sbnation.com+3reuters.com+3nypost.com+3. Islanders have also shown interest but would need to trade up tankathon.com+15reuters.com+15nypost.com+15.   4. Porter Martone, RW (Brampton, OHL) Expected Pick: No. 4/5 – Depending on trade flow A big physical winger (6′3″, 205 lb) with scoring and playmaking chops. Ranked 3rd–4th in many boardsmynhldraft.com+15espn.com+15nhl.com+15. Could slide into pick #4 depending on who skips in front.   5. Caleb Desnoyers, C (Moncton Wildcats, QMJHL) Possible Draft Spot: Top-5 or just outside A reliable two-way centreman with scoring touch. Ranked consistently 5th across Central Scouting and consensus rankings timesofindia.indiatimes.com+4nhl.com+4reuters.com+4nhl.com. Could appeal to teams needing depth down the middle.   Others to watch   Anton Frondell, C (Djurgårdens IF, Sweden): Big-bodied center with pro experiencenhl.com+1reddit.com+1timesofindia.indiatimes.com+7espn.com+7tankathon.com+7. Mocked to Blackhawks at #3 by some washingtonpost.com+15en.wikipedia.org+15espn.com+15. Porter Martone noted above. Jake O'Brien (C), Roger McQueen (F), Brady Martin (F), Victor Eklund (F): rounds 6–10 in consensus rankingsreuters.com+8tankathon.com+8reddit.com+8. Kashawn Aitcheson, D (Barrie Colts, OHL): Power defender with goal-scoring upside, ranked top 15 consensusreddit.com+1en.wikipedia.org+1. Ivan Ryabkin, C (Muskegon, USHL): Top Russian center in the draft reddit.com+1en.wikipedia.org+1. Logan Hensler, D (Wisconsin, NCAA): Strong NCAA defenseman buzz, targeted mid-first round McKenzie Rankings  https://www.eliteprospects.com/draft-center/tsn-bob-mckenzie Heavy Canadian content in first round  Comparison to recent years. 2025 - Projected 19  2024 - 18  2023 - 12 2022 - 9 2021 - 18   Oilers - Picks - 3, 4, 6, 7 - looking for strong wingers - Ethan Czata (Niagara) or Aiden Lane (Brampton) Leafs - Picks - 2,3, 5,5, 6, 7 - Matthew Gard (WHL), Zach Amico (USHL) Ethan Czata   Connections  Last Week - Patrick Maroon, Cory Stillman, Claude Lemieux, Ed Litzenberger    Free Agency  - https://www.sportsnet.ca/nhl/article/nhls-top-12-ufas-of-2025-latest-rumours-reports/ Marner house hunting in Vegas… Other teams rumoured - SJS, ANA, LAK, DAL, CAR Bennett, - said he wasn't going anywhere but deal not done  Ekblad - seems most likely to leave… Marchand  Will Florida convince them all to stay for less money and keep the band together?  Tavares Boeser  Ehlers   Watch Detroit - they need to move the needle this year   Summer Schedule for ScuttlePuck?  Offseason suggestions for topics?          

00:00 Intro 01:30 Profile preview / AI Picture 02:40 Background 04:36 Financial Snapshot 05:50 Pros & Cons using CPF 08:17 Knowing your maximum budget 11:15 99-1 property scheme 14:26 Impact of tariffs 16:50 Stretch tenure 20:41 Showing funds to stretch the long amount 23:44 "Stretch tenure" meaning 27:30 Paying more interest if you do not stretch tenure 30:44 How much you should earn per month to own two properties? 32:35 Depending more on Active Income 36:59 $12K per month ENOUGH?! 39:43 Taking risk to own two properties 41:30 $4.2M, what will you buy? 46:08 Financial breakdown before buying a landed property 50:45 Donald Trump impression 51:02 Closing words 51:30 Outtakes

Depending on who you ask, Max Hardberger is either a seagoing James Bond or a swashbuckling pirate. Hardberger runs a rare kind of repo service, extracting huge ships from foreign ports. His company is a last resort for ship owners whose vessels have been seized, often by bad actors, and over the years he's built a reputation for taking the kinds of jobs others turn down. Hardberger's specialty is infiltrating hostile territory and taking control of ships in whatever way he can – usually through subterfuge and stealth. Whatever part of the world his missions take him, Hardberger thrives in its grey areas. Episode highlights:Host Ian Urbina takes us back to the beginning, when a young Max was teaching himself to sail and piecing together a living by doing odd jobs. That is until the gig that changed it all. After Hardberger successfully recovered a stolen ship from Venezuela, his phone just kept on ringing.Some of the most lucrative stealing happens in the world's murkiest waters. Hardberger explains that his “sweet spot” is in extra-judicial areas, and walks us through his unconventional toolkit of tactics and tricks. He's worked with sex workers, witch doctors, and many persuadable security guards. But we learn there are some laws even he won't break, and some places even he won't go. Urbina finally gets the chance to see Hardberger's work up close, and follows him on a mission to Greece. There he hopes to repo a 261-foot freighter called The Sophia - but the job immediately proves to be more complex than even Hardberger expected. On this job, we find out where the repo man draws his line. “I like not getting killed … I like even more not going to jail in a foreign country.”

Now we know why the Trump administration was declared the “peace presidency,” because those optics were necessary to escalate global conflict to emergency levels as part of a larger agenda that involved regime change in Iran. From the July, 2024, assassination optics, to the head of Palantir saying the next month in August that the US will fight a 3-front war against Russia, China, and Iran, to the second assassination attempt in September of that year, to the $100-million Mariam Adelson gave Trump beginning in July, it was all part of a build up that culminated in OpenAI winning a $200 million defense contract and Palantir obtaining a $1.3 billion contract from the Pentagon just weeks before the Israeli attack. Now we have learned that despite what American spies said, or US Agencies, or the Director of National Intelligence, or what even the misquoted IAEA said - “no credible indications of ongoing, undeclared structured nuclear programme” in Iran - that Palantir's MOSAIC counterinsurgency-AI was responsible for the Israeli attack, and now the American attack on June 21, 2025. This technology was also employed in Ukraine and Gaza, and is set to be used in the United States. Pretty convenient what Karp had predicted back in August, 2024. It's also pretty convenient that a largely Jewish company had the evidence to justify initial and future attacks that produce, if there wasn't before, a threat and an enemy.Palantir, OpenAI and Meta have also had executives appointed to the US military by the Trump administration in recent days.What's even more telling is that the attack on Iran by US forces occurred the summer solstice, a three day festival historically, and on a waning moon, the phase of Hecate, the goddess of witchcraft and the underworld, to help protect the B-2 bombers. This plays well with the Israel attack on Friday 13 at 3:30am, the witching hour, and the Jewish holidays that corespondent to the wars in Afghanistan, Iraq, Syria, and Libya. The initial Israel attack also occurred with Mars, god of war, in Leo, the lion, corresponding with both astrology and the biblical lion as the operation was called Rising Lion. The Summer solstice also aligns with the story of Samson and his solar hair, itself used as the name of Israel's not-so-secret nuclear weapons plan to destroy the world before the government falls. October 7, 2001, was the Jewish holiday of Sukkot, and the day the Bush administration initiated operations in Afghanistan; March 20, 2003 was the Jewish holiday of Purim, and the day Operation Iraqi Freedom began with preemptive airstrikes on a country that did not posses WMDs; October 20, 2011 was the Jewish holiday of Shemini Atzeret, and day Libya was officially overthrown with the death of Muammar Gaddafi; September 22, 2014, was the first day of Rosh Hashanah, and also the day the U.S. officially intervened in Syria against ISIS under Operation Inherent Resolve; October 7, 2023, the date when Israel allowed Hamas to attack them giving rise to the current onslaught, was also a celebration of Shemini Atzeret and a transition of Saturn “returns” through Pisces.Few stop to question the rhetoric of “Iran cannot be allowed to have a nuclear bomb,” or “but they chant death to America.” Israel can have secret bombs with no international inspections, though, and the only reasoning given why Iran can't is they would destroy Tel Aviv and maybe an American city because they hate Americans. But you do not need such a bomb to do that, as hypersonic missile have demonstrated in Tel Aviv. And, of course, just like the burning of Bush effigies in Iraq what is the reasoning for this blind hatred. Depending on the context, it varies, but the most recent case of this occurred when the Iranian parliament burned an American flag in protest of the US being pulled out of the “Iran deal” for it being too lenient, i.e., no regime change as far as Israel was concerned. And now we are at war again, based off of WMDs 2.0, i.e., AI algorithms predicting nuclear bombs like we have been sold since 1984 at least when the program was “entering its final stages.” In iconic Orwell fashion, too, Trump referred to entering the war that Israel started as “THE TIME FOR PEACE” - WAR IS PEACE. Virtually his entire base, and even political opponents, are finding justifications for the war as to not lose face, too, another version of IGNORANCE IS STRENGTH. An administration of peace cannot threaten countries that want peace, countries that want to try war criminals, and refuse to agree to any kind of peace plan. And we also know that Benjamin Netanyahu was and remains under investigation in his own country for criminal charges ranging from obtaining and leaking top secret documents, protocol tampering, and blackmail, all things shelved on October 7, 2023. Now a few days before the attack on Iran, cross-examination of Netanyahu was about tog begin.*The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.-FREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVEX / TWITTER FACEBOOKYOUTUBEMAIN WEBSITECashApp: $rdgable Paypal email rdgable1991@gmail.comEMAIL: rdgable@yahoo.com / TSTRadio@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.

How you doing baby girl?What are we drinking?Primitivo! Or Zinfandel. Depending on the country it's from. #podcast #videogames #movies #pointanddrinkadventure #cannotbetamed  #doomdarkages  #sinners #babygirlmovie #videogamevinylVideo Game footage is from game trailers and/or recordings from Pam and Michelle. Movie footage from movies (go figure).Twitch: Petee_Puff  ►    /https://www.twitch.tv/petee_puffCannot be Tamed  ►        /https://www.youtube.com/@UCzwyF_IcyMP86ilsmKD1Pcw Twitch: Cannot be Tamed  ►    /https://www.twitch.tv/cannotbetamedCheck out PolyMedia Network for more fun content ► http://polymedianetwork.com/Music in the video is from Cult of the Lamb.  Want to see us on other social media?Bsky Pam -   /https://bsky.app/profile/pamd.bsky.socialBsky Michelle -   /https://bsky.app/profile/peteepuff.bsky.social  Instagram Pam -   /https://www.instagram.com/cannot_be_tamed/ Instagram Michelle -   /https://www.instagram.com/petee_puff/Send us a Message

Hello, dear listener. Looks like we're having a two-fer with out-of-ordinary entries.I had been working on a draft for tomorrow's newsletter, only to of course have it entirely undermined by the events that unfolded last night. I decided instead to record some more focused thoughts on the situation.Depending on how the next 24 hours or so go, I may put out a shorter newsletter/podcast covering some other topics, but I am treating everything as temporary for the time being.Wishing you well. Stay safe. Stay frosty. Stay skeptical. Remember your community.

As we approach the Day of the Christian Martyr on June 29, 2025, talking to kids about difficult topics like persecution or the life of a Christian martyr isn't easy—but it's important. In this episode, Kerry sits down with homeschool curriculum author Bonnie Rose Hudson to discuss how to introduce these powerful stories to children in a way that honors truth, age-appropriateness, and their emotional makeup.From personal stories to practical examples, you'll discover ways to guide your kids in understanding faith under fire. Bonnie also shares encouragement for parents and non-parents alike who want to support the global Church and disciple the next generation with bold, faith-filled examples.In this episode, you'll learn:✅How to gauge what details kids can emotionally handle✅Tips for weaving Christian martyr stories into Bible, history, or reading lessons✅Where to find trustworthy, age-appropriate resources✅What to say when your kids ask "Why would God allow this?"✅Encouragement for moms and dads who want their kids to live boldly for Christ✅Special insights on observing the Day of the Christian Martyr with your family

In this week's Rise UP! Rise Up's Terri Kallsen, Grimes and Company Principal and Wealth Manager Emily Wood, and Research Director and Portfolio Manager Ben Wallace analyze the week's big stories and their effects on markets. From the conflict between Israel and Iran to the Fed decision on interest rates to the passing of the Genius Act and its potential effect on stablecoin investing. Plus, the truth behind the report on the threat of Social Security funding being depleted, and what you can do if it does come to pass. Get Emily and Ben's great insights one-on-one with a free review of your portfolio. Go to https://www.wealthion.com/free and select Grimes & Company on the form. Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Chapters 3:12 - Markets and the Fed Decision 4:47 - The Fed and Stagflation Concerns & Powell's 19x “uncertainty” 7:04 - Lower Interest Rates Coming? But Should You Make a Big Purchase or Hold? 8:34 - Israel, Iran, US Potential Involvement and Markets 11:45 - How to Prepare For Potential Market Volatility, Depending on Your Needs 13:37 - The Genius Act, Stablecoins, and Their Potential Impact on Treasuries 17:04 - Do Stablecoins Fit in Your Portfolio? 18:23 - Social Security at Risk? Managing Your Retirement Plan 19:20 - What Percentage of Your Retirement Income Should Come From Social Security 21:30 - What You Can Do Right Now to Protect Your Future If Social Security is Cut 25:10 - Monte Carlo Scenarios For Your Retirement and What Number is Best for You 29:37 - What to Watch Next Week Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #Geopolitics #Tariffs #FederalReserve #Stablecoins #RetirementPlanning #SocialSecurity #MarketVolatility #InterestRates #IsraelIran #CryptoPolicy #EconomicOutlook ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

Canadian tariffs on U.S. aluminum and steel could increase, depending on how trade talks go. AP correspondent Donna Warder reports.

Depending on where you are in Europe, your right to a safe abortion — and reproductive care in general — can vary dramatically. This week, we speak to pioneering abortion activist Rebecca Gomperts about why she's hopeful that we can fight back against these inequalities as well as crackdowns on abortion access in other parts of the world. We're also talking about a rebel campaign in Germany to defeat a draconian Nazi-era law, and some disturbing research into the stuff that gets sprayed all over your fruit and vegetables.    You can find out more about Women on Waves here and Women on Web here. Read about the mifepristone study here.   Thanks for listening! If you enjoy our podcasts, we'd love it if you'd consider supporting our work. You can chip in to help us cover the weekly research and production of The Europeans at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/europeanspodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (many currencies are available), or gift a donation to a super fan here. We'd also love it if you could tell two friends about this podcast!   This podcast was brought to you in cooperation with Euranet Plus, the leading radio network for EU news.   This week's Inspiration Station recommendations: Secrets We Keep (Reservatet) and The Outlaw Ocean Podcast. Bonus entries: Vessel, a 2014 documentary about Women on Waves; A Sense of Quietness, Eleanor McDowall's audio documentary about abortion in Ireland; and Tending Grief by Camille Sapara Barton. Other resources for this episode:   'Carcinogenic effects of long-term exposure from prenatal life to glyphosate and glyphosate-based herbicides in Sprague–Dawley rats' - Environmental Health, June 10, 2025   'Revealed: Monsanto's secret funding for weedkiller studies' - The Guardian, March 12, 2020   'Europe likely to miss most green targets for 2030' - Politico Europe, February 20, 2025   'EWG's 2025 Shopper's Guide to Pesticides in Produce' (USA) - Environmental Working Group, June 11, 2025   'Here's why some people still evade public transport fares – even when they're 50 cents' - The Conversation, February 13, 2025   00:00:46  Is it a Smörgåsbord? Is it a charcuterie board? No, it's The Europeans 00:04:56  Bad Week: Glyphosate 00:21:41  Good Week: Germany's freed fare-dodgers 00:35:22  Interview: Rebecca Gomperts on the state of reproductive rights in Europe 01:01:46  The Inspiration Station: Secrets We Keep and The Outlaw Ocean Podcast 01:07:10  Happy Ending: Beavers are back in Portugal   Producers: Morgan Childs and Wojciech Oleksiak Mixing and mastering: Wojciech Oleksiak Music: Jim Barne and Mariska Martina YouTube | Bluesky | Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Mastodon⁠⁠⁠⁠⁠⁠⁠⁠⁠ | hello@europeanspodcast.com

Our trials, temptations, and tension shape us—and they have a way of revealing who or what we're truly depending on.

Our trials, temptations, and tension shape us—and they have a way of revealing who or what we're truly depending on.

Ned and Tiffany find themselves fighting each other for power so they won't need to depend on anyone, ever. In the cylinder story, Jesus pursues Peter specifically to offer him forgiveness and grace. Peter learns that he needs to receive that forgiveness so their relationship can be healed. Depending on Jesus is the smartest thing we can do.View this week's Tools for Parents: I'm Starting to See Red

You know those moments in business where things suddenly feel a little too quiet? Maybe the inquiries slow down, sales dip, or your calendar just isn't as packed as usual. It can feel unsettling, especially when you're not sure why it's happening or how long it's going to last.  The truth is, EVERY entrepreneur hits those slower seasons. In my business, summer tends to be our slow season. Depending on what you do, it may be around the holidays, or in the Fall. Having busy and slow seasons is a natural part of running a business. The most important thing is for us to make the most out of these ebbs and flows to prepare for when things pick back up again. That's why today I'm bringing back a conversation that originally aired a few years ago about four strategies I lean on when things slow down in my own business. They're timeless, practical, and focused on helping you use these quieter times to your advantage! So whether you're currently feeling the weight of a slower season or just want to be prepared for the next one, this episode is packed with four simple yet effective ways to reignite momentum and boost your sales. Let's get into it! Goal Digger Facebook Community: https://www.facebook.com/groups/goaldiggerpodcast/ Goal Digger Instagram: https://www.instagram.com/goaldiggerpodcast/ Goal Digger Show Notes: https://jennakutcherblog.com/slow-season-strategies-to-boost-sales Thanks to our Goal Digger Sponsors: Get $25 off your first purchase at http://therealreal.com/goaldigger. Sign up for your $1/month Shopify trial period at http://shopify.com/goaldigger.  Find a co-host today at http://airbnb.com/host.  Move deals faster with an AI powered CRM your team will actually use. Visit https://monday.com/crm to learn more. Deposit or spend $5,000 in 90 days to earn up to $500 in rewards at ⁠mercury.com/goal⁠. Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard. Working capital loans provided by Mercury Lending, LLC NMLS ID: 2606284.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3173: Craig Stephens explores the four types of travelers based on time and money - backpackers, vacationers, broke people, and financially independent travelers. He shares his journey from a budget traveler to someone working toward financial independence to achieve long-term, comfortable global travel without time or financial constraints. Stephens emphasizes the strategic savings and investing necessary to reach the ultimate goal: the freedom to travel anytime, anywhere, in comfort. Read along with the original article(s) here: https://www.retirebeforedad.com/holy-grail-of-travel/ Quotes to ponder: "Financial independence allows for travel for any period of time without the pressure to return and start or resume a career." "Depending on level of comfort, backpackers can travel for very little money for long periods of time." "It makes more sense from a cost perspective to fly to another part of the world and stay for two months than to take a week-long cruise." Episode references: Camino de Santiago: https://caminoways.com/camino-de-santiago Learn more about your ad choices. Visit megaphone.fm/adchoices