Podcasts about worked

Do you have the success, the ambition, and the life you thought you wanted, but something still doesn't feel right? In this episode, I'm joined by Keren Eldad to talk about breaking free from perfectionism, overachievement, and the expectations that keep you living a life that looks good but doesn't feel good. We break down how to recognize your own “gilded cage,” why letting go doesn't mean giving up your ambition, and how fear, obligation, and shame can keep you from taking the next step. Keren also shares the questions she uses to challenge fear, create perspective, and move toward a more authentic life while still honoring your responsibilities. Get ready to question what you're holding onto and start choosing a life that actually feels like yours. Check out our Sponsors: Shopify - Try the ecommerce platform I trust for Glōci. Sign up for your $1/month trial period at http://Shopify.com/happy. Monarch Money -  Get your first year of Monarch Core for half off at http://Monarch.com with code EYH. Northwest Registered Agent - Visit http://northwestregisteredagent.com/EarnFree and start using free resources to build something amazing. Indeed - Indeed is giving Earn Your Happy listeners a $75 SPONSORED JOB CREDIT to help get your job the premium status it deserves. Just go to http://Indeed.com/podcast right now and support our show by saying you heard about Indeed on Earn Your Happy. Momentous - If you want to try Momentous Signature Spec Creatine, head to http://livemomentous.com and use code EARN for up to 35% off your entire first order. SmileSet - Listeners of our show get an additional 35% discount when they go to http://SMILESET.com/earn. Faire - Sign up today and get 50% off your first wholesale order, up to $100 at http://faire.com/Happy50. Terms may apply. Life at the Speed of Play - Go to http://getmarksbook.com/earn to get two copies for the price of one—one for you and one for a friend. HIGHLIGHTS 00:00 What it really takes to break free and become who you know you can be. 03:30 How perfectionism can create a life that looks good but feels wrong. 07:45 The “gilded cage” that appears after you think you've already broken free. 09:45 How do you know when your drive to achieve has gotten out of control? 13:45 The “good enough” mindset that makes rest and freedom possible. 15:00 The pause principle for responding to fear without spiraling. 17:00 How to shift from reacting to fear to finding the opportunity in it. 23:30 Why breaking free can require you to redefine your relationships and expectations. 26:45 What does it take to have the courage to become who you know you can be? 33:15 The question to ask when you feel stuck at your next level. 37:00 The obligation that can become a hidden upper limit for high-achieving women. 39:00 Two questions to help you pursue growth without abandoning your responsibilities. 43:45 What happens when you let go and surrender to the journey? 46:00 The mindfulness tools that help you stop taking the bait of shame. 50:15 How reparenting yourself can help you respond from your wiser self. 54:00 How choosing what's real can create more meaningful relationships. RESOURCES Get your copy of Keren's book Gilded HERE! Learn more and work with Keren Eldad HERE! Get on the waitlist for Mentor Collective Mastermind HERE! Try glōci for 40% off your first order with code HAPPY at checkout - head to getgloci.com FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Keren: @coachkeren

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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed, Dr. Sonia Lewis. Founder and CEO of The Student Loan Doctor, LLC, an award-winning company that helps individuals navigate student loan repayment and debt management. The conversation explores America's student loan crisis, the long-term impact of educational debt, financial literacy, entrepreneurship, and Dr. Lewis's journey from higher education professional to nationally recognized business owner. At its core, the interview is both a discussion about the realities of student loan debt and an entrepreneurial success story about identifying a major problem and building a business around solving it. Purpose of the Interview The interview was designed to: Educate listeners about the student loan debt crisis. Explain how student debt affects long-term financial success. Highlight the unique challenges facing African American borrowers, particularly women. Introduce solutions and resources for student loan repayment. Share Dr. Lewis's entrepreneurial journey and business-building strategies. Encourage financial literacy and informed borrowing decisions. Key Takeaways 1. Student Loan Debt Is a Systemic Problem Dr. Lewis argues that the student loan crisis begins with the cost of higher education itself. Key points include: Student loans are one of the few major financial products available without traditional underwriting standards. New borrowers continuously enter the system, making loan forgiveness alone an incomplete solution. The problem is tied directly to the growing cost of college education. Higher education and student lending have become interconnected industries with few structural solutions. Bottom Line: The challenge is not just repayment. It is the broader system that continues producing new debt every semester. 2. Student Debt Impacts Major Life Decisions One of the strongest themes throughout the interview is how student debt affects adulthood. Dr. Lewis explains that borrowers often don't fully understand the consequences until they begin trying to: Buy a home Build credit Get married Start a family Launch a business Create long-term wealth Many borrowers discover that large student loan balances significantly limit financial flexibility and delay major life milestones. 3. African American Women Carry a Disproportionate Burden Dr. Lewis has dedicated much of her career to studying how student loan debt impacts African American women. She notes that: African American women earn more college degrees than many demographic groups. They often carry some of the highest student loan balances. Educational attainment does not always translate into proportional wealth building. Student debt often delays homeownership, entrepreneurship, and family financial growth. This issue became a central motivation behind her work and the creation of her company. 4. The Student Loan Doctor Was Built by Solving a Real Problem Dr. Lewis launched her business after recognizing that borrowers were not receiving adequate guidance from loan servicers. She initially: Worked a full-time job in higher education. Met clients in cafes and community spaces after work. Charged modest consultation fees. Studied federal student loan regulations extensively. Built expertise through years of financial aid and higher education experience. Eventually demand exceeded her full-time salary, allowing her to transition into entrepreneurship. Entrepreneurial Lesson: Find a major problem, become an expert in solving it, and deliver consistent value. 5. Solving Problems Creates Business Opportunities A powerful business lesson from the interview is Dr. Lewis's belief that successful entrepreneurs place themselves in the middle of a significant problem. After publicly sharing that she was the first African American woman-owned student loan repayment company, her story went viral. This exposure led to: National media attention Increased public awareness Thousands of inquiries Significant business growth Her success demonstrates the value of owning a niche and becoming the go-to expert in that space. 6. Financial Literacy Starts at Home While colleges play a role in educating students about finances, Dr. Lewis believes financial literacy begins much earlier. She emphasizes: Parents should teach money management. Young adults often receive loan refunds without understanding budgeting. Many borrowers arrive at college without financial education. Borrowing decisions should be tied to future earning potential. Her View: Financial decision-making skills must be developed before students begin managing significant amounts of money. 7. Education Must Connect to Career Outcomes Another important takeaway is the need to think strategically about degrees and career paths. Dr. Lewis encourages students and families to consider: Return on investment. Career demand. Income potential. Employment opportunities. Degree marketability. She notes that many borrowers accumulate debt for degrees without fully understanding how those degrees translate into sustainable careers. 8. Teaching Builds Trust A major factor in Dr. Lewis's success has been education-based marketing. She regularly provides: Free workshops Online classes Community education events Financial literacy sessions By teaching first and selling second, she establishes credibility and trust with potential clients. Notable Quotes On the Student Loan Crisis "Unless we make it free, free 99, in the United States of America, this is a trillion-dollar problem that really doesn't have a solution." On Life After College "When you go to buy a home, they'll say, well, you already have a mortgage. We can't give you another one." On Entrepreneurship "When you are an entrepreneur, you want to put yourself in the middle of a big problem." On Her Business Growth "There was no me before. People were shying away from this conversation." On Supporting Borrowers "We get right into the solution." On Student Loan Shame "It's the thing that plays in the back of your mind when no one else is around." On Building a Business "I only want to talk about having student loans. That's my lane." On Success "God be showing up in places that I haven't made it to yet." On Leadership "You cannot be an entrepreneur, a good business owner, a good leader if you don't have discernment about people." On Personal Growth "I believe in mentorship. I believe in investing in myself." Executive Summary Dr. Sonia Lewis's interview is both a financial education discussion and an entrepreneurial masterclass. She highlights how student loan debt has become a long-term barrier to wealth creation, particularly for African American women, while providing practical insight into why borrowers struggle and how they can move forward. Equally important, she demonstrates how identifying a widespread problem, developing deep expertise, and consistently educating others can create a highly successful business. Her overarching message is that informed financial decisions, strong mentorship, continuous learning, and strategic problem-solving are essential for both personal and professional success. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

PWTorch editor Wade Keller presents the Tuesday Flagship edition of the Wade Keller Pro Wrestling Podcast with guest co-host Jason Powell from ProWrestling.net. They discuss these topics:MAIN FREE PORTION TOPICSA pop quiz for Jason Powell: What was the main event the last time Raw was in Mexico City 15 years ago?Evaluating the magic of Roman Reigns vs. Penta and how of what worked can be a template for domestic shows and feuds and big match-ups?Some early NFL talk focused on that amazing Minnesota Vikings-Green Bay Packers gameA look at the rest of Raw including Chad Gable vs. Dragon LeeMailbag topics include Reigns-Penta, will Penta get a boost from Monday, moreWill Ospreay vs. Jon Moxley and how Dynamite six-man tag match should tell us a lot about Moxley's character going forwardNick Wayne vs. Chris Jericho previewLooking back at how AEW deftly handled the planned Rebel return on Dynamite with news of The Butcher's deathVIP EXCLUSIVE AFTERSHOWThe state of TNA heading into Bound for Glory and whether TNA would be better off without names who reached their peaks years ago in other national companiesSome thoughts on Bill DundeeDoes Chad Gable vs. Dragon Lee show that the IC Title could be build partially around face vs. face match-ups?Backlash against Pat McAfee's prominence on ESPN's NFL Monday Night Football coverageWhy has El Grande Americano worked out so well?Is there anything from AAA that the main brand WWE product could benefit from emulatingBecome a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.

Working expired listings can be a goldmine if you use the right approach. I'm breaking down exactly how I turned 10 aged leads into multiple contract opportunities.In this live case study, I analyze the results from my recent prospecting session where I contacted 10 aged expired listings. I will show you how I filtered the data to identify high-potential properties and why a buyer-first mindset is the key to getting a 60% response rate on your outreach. You will see the specific numbers behind my calls and emails, along with the strategies I used to uncover off-market inventory.After the initial contact, I implemented a 5-step monetization plan to move these conversations toward a closing. This process involves leveraging pocket buyers and portfolio investors to maximize the value of every lead. Whether you are struggling to find consistent real estate leads or looking to refine your prospecting workflow, this breakdown provides the roadmap for turning cold data into actionable deals.Subscribe for weekly real estate prospecting breakdowns, and comment below if you want to see my exact script for expired listings.

September 11th, 2026 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.

When life gets busy, thinking time is often the first thing to disappear. But without space to step back, we can easily end up moving through life without checking whether we're actually headed in the right direction. In this episode, I'm talking about the power of taking an entire day to think, plan, and solve problems with intention. I share how this practice became part of my own life, how it evolved into strategy days with clients, and why dedicated time and a thought partner can help you find clarity, perspective, and momentum. If you've been feeling stuck, overwhelmed, or unsure what to do next, this episode will help you see the value of creating space to think before you act.   Show Highlights Include: Why thinking time matters. [02:00] The inspiration behind thinking days. [04:00] How a thought partner can change the process. [07:00] What happens during a strategy day. [14:00] How to get to the root of a problem. [17:00] Turning clarity into a plan. [19:00] Why sequencing matters. [23:00] The value of an outside perspective. [25:00]   Resources Mentioned: Private Consulting Day with Cherylanne in Cincinnati, OH: https://members.brilliantbalance.net/private-consulting-day-cincinnati  Subscribe for weekly content from Cherylanne straight to your inbox: https://brilliantbalance.substack.com/ Follow Cherylanne on Instagram: www.instagram.com/cskolnicki

Adam Terrell, author and director of The Joshua House, a halfway house ministry in Latah County, Idaho, joins the show to argue that prison is the wrong default punishment for non-violent crime. Adam says incarceration delays restitution to victims while taxpayers pay the bill, and he walks through the court-referred model his ministry runs: housing, employer connections, accountability reporting, and immediate work so repayment can begin. Radell pushes back on scalability, on whether Bible study alone rehabilitates anyone who is not religious, and on Adam's longer term biblical vision, which includes corporal punishment and treating offenses such as adultery as capital offenses. All positions and views expressed above are Adam Terrell's own and do not represent the views of Purple Political Breakdown. The Joshua House: https://thejoshua.house Voluntary Theocracy: https://voluntarytheocracy.org CHAPTERS 00:00 Why Talk About the Prison System? 00:45 Meet Adam Terrell of The Joshua House 03:27 The Case Against Prison: Cost, Debt, and the Victim 06:10 A Full Replacement System for Prison 08:29 The Model in Practice: A Drunk Driving Case 12:37 Church, State, and the Ministry Question 17:02 Cutting Jail Costs at the County Level 20:16 Bible Readings, Employers, and Rehabilitation 22:22 What If Someone Is Not Religious? 26:24 Mental Health and the Services Not Offered 29:45 Is Any of This Scalable? 40:16 Eye for Eye: The Corporal Punishment Argument 43:35 What Actually Lowers Recidivism? 52:23 Public Backlash Over Jobs 1:05:09 Where to Find Adam's Work Standard Resource Links & Recommendations The following organizations and platforms represent valuable resources for balanced political discourse and democratic participation: PODCAST NETWORK Check Out the Podcast Website: www.purplepoliticalbreakdown.com ALIVE Podcast Network: Check out the ALIVE Network where you can catch a lot of great podcasts like my own, led by amazing Black voices. Link: https://alivepodcastnetwork.com/ CONVERSATION PLATFORMS HeadOn: A platform for contentious yet productive conversations. It's a place for hosted and unguided conversations where you can grow a following and enhance your conversations with AI features. Link: https://app.headon.ai/ Living Room Conversations: Building bridges through meaningful dialogue across political divides. Link: https://livingroomconversations.org/ UNITY MOVEMENTS Us United: A movement for unity that challenges Americans to step out of their bubbles and connect across differences. Take the Unity Pledge, join monthly "30 For US" conversation calls, wear purple (the color of unity), and participate in National Unity Day every second Saturday in December. Their programs include the Sheriff Unity Network and Unity Seats at sports events, proving that shared values are stronger than our differences. Link: https://www.us-united.org/ BALANCED NEWS & INFORMATION OtherWeb: An AI based platform that filters news without paywalls, clickbait, or junk, helping you access diverse, unbiased content. Link: https://otherweb.com/ VOTING REFORM & DEMOCRACY Equal Vote Coalition & STAR Voting: Advocating for voting methods that ensure every vote counts equally, eliminating wasted votes and strategic voting. Link: https://www.equal.vote/star Future is Now Coalition (FiNC): A grassroots movement working to restore democracy through transparency, accountability, and innovative technology while empowering citizens and transforming American political discourse. Link: https://futureis.org/ POLITICAL ENGAGEMENT Independent Center: Resources for independent political thinking and civic engagement. Link: https://www.independentcenter.org/ GET DAILY NEWS Text 844-406-INFO (844-406-4636) with code "purple" to receive quick, unbiased, factual news delivered to your phone every morning via Informed (https://informed.now) Check Out the Unfuck America Tour & National Ground Game: https://www.nationalgroundgame.com/ Check Out the CIVICS App to Know More About Your Politicians: https://www.civicpolitics.com SUBSCRIBE ON SUBSTACK Get the Purple Political Breakdown newsletter and episode breakdowns straight to your inbox: https://open.substack.com/pub/purplepoliticalbreakdown/p/welcome-to-the-purple-political-breakdown?r=3z2cmw&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true ALL LINKS https://linktr.ee/purplepoliticalbreakdown The Purple Political Breakdown is committed to fostering productive political dialogue that transcends partisan divides. We believe in the power of conversation, balanced information, and democratic participation to build a stronger society. Our mission: "Political solutions without political bias." Subscribe, rate, and share if you believe in purple politics, where we find common ground in the middle! Also if you want to be a part of the community and the conversation make sure to Join the Discord: https://discord.gg/ptPAsZtHC9 r/policysolutions: https://www.reddit.com/r/policysolutions/

Want to grow your creative business, find more clients, and build real momentum without spending a fortune on marketing?In this episode of Magic Made, Megan Holly and Chrissy Sherry are sharing the creative business growth strategies that actually worked for them, including the scrappy, free, imperfect things they did when they were first getting started.Whether you're building your creative business on the side of a 9-to-5, trying to land your first few clients, or years into entrepreneurship and feeling a little stagnant, this conversation is packed with practical ways to get moving again.0:00 – How to Grow Your Creative Business2:13 – The FREE Tool We Used to Find Clients5:08 – Build a Business Community Around You7:28 – Our Social Media Engagement Strategy10:01 – Organic Growth vs. Paying for Reach12:21 – Stop Obsessing Over the Algorithm14:09 – Why Some Content Suddenly Takes Off16:03 – Going Viral Isn't Always a Good Thing18:02 – You Don't Need a Huge Following20:49 – How Community Helped Grow Our Businesses22:07 – New Entrepreneurs: Say YES24:40 – Pricing Your Creative Services26:20 – Contracts, Boundaries & Learning to Say No27:45 – How You Actually Find Your Niche28:40 – The #1 Thing: Keep Your Momentum31:04 – What Growth Really Looks Like32:28 – When Business Starts Feeling Overwhelming34:01 – Stop Thinking Success Is for Other People35:03 – Your Challenge: Rip the Band-Aid OffWe're talking about:✨ Using Facebook groups and social media to find clients for FREE✨ Why community and networking can change the trajectory of your business✨ Building organic social media growth without obsessing over the algorithm✨ Why a smaller, engaged audience can be more valuable than thousands of random followers✨ When new business owners should SAY YES more often✨ Pricing, raising your rates, contracts, and learning through experience✨ How working with different clients helps you discover your niche✨ Why consistency and momentum matter more than finding the “perfect” strategy✨ Letting your business evolve as you discover what you actually want to createYou don't need 100,000 followers, a massive marketing budget, or a perfectly mapped-out business plan to start building something meaningful.Start where you are. Use what you have. Find your people. Keep creating momentum.

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Check out the full episode: https://greatness.lnk.to/1977DMAngela Duckworth said she wouldn't be where she is without her marriage. Not her grit. Not her network. Her marriage.A Silicon Valley VC told her off the record: he screens founders for grit, sure, but he's really screening for a stable marriage.First night meeting her husband, she dreamed she was walking down the aisle. Turned around, it was him. She wrote it in her journal before their second date.Her husband was the one who pushed her to write about their marriage crisis, not the happy years. She calls it the most courageous thing he's ever done.Two relentless overachievers built a marriage on “just outwork it.” Worked great until it didn't, and they'd never told anyone what broke.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bear Gets A Little Worked up | The Drive HR 2 9.14 by Fanrun Radio

Matt Langford was Special Adviser to The Prime Minister, Keir Starmer, from the day he became Prime Minister to the day he left. He takes us inside the famous black door and tells us what Keir Starmer was really like as a leader, a boss and a man. He tells us what it was really like in those final weeks in between the local election results and the Prime Minister's departure. And he reveals the true extent of Larry the Cat's power and influence.This is an unmissable nosey around the most famous address in the country. See the Political Party Live on Stage:9 November: Liz Kendall (London)21 December: Wes Streeting (London) GET TICKETS for Matt's brand new stand-up show Project Holy Moly at the Edinburgh Festival and touring nationwide in 2027:www.mattforde.com MARCH19 FAVERSHAM The Alex20 DORKING HallsAPRIL7 STOURBRIDGE Town Hall 8 GLOUCESTER Guildhall 9 LEICESTER Y Theatre 12 SALFORD Lowry 16 NORTHAMPTON Royal & Derngate 21 EXETER Northcott Theatre 24 LONDON Bloomsbury Theatre 28 ALNWICK Playhouse 29 BARNARD CASTLE Witham 30 HULL AsylumMAY6 BIRMINGHAM The Glee Club 12 COVENTRY Warwick Arts Centre 13 WORCESTER Huntingdon Hall 14 CHORLEY Theatre 18 STAMFORD Corn Exchange 19 SHEFFIELD Steamworks 20 SHREWSBURY Theatre Severn 21 NOTTINGHAM Theatre Royal 23 LEEDS City Varieties Music Hall 26 NORWICH Playhouse 27 NORWICH PlayhouseJUNE2 SCUNTHORPE Plowright 4 CANTERBURY Gulbenkian Theatre 5 READING Concert Hall 8 CARDIFF The Glee Club 9 BATH Komedia 10 MONMOUTH Savoy Theatre 11 CHIPPING NORTON The Theatre 15 BURY ST EDMUNDS Theatre Royal 16 MILTON KEYNES The Stables 18 TUNBRIDGE WELLS Trinity Theatre 30 LIVERPOOL Everyman PlayhouseJULY1 CARLISLE Old Fire Station 2 GLASGOW The Glee Club 4 EDINBURGH Lyceum Theatre Hosted on Acast. See acast.com/privacy for more information.

For a long time I couldn't work out why How I Built It took off, and a few people insisted I was just riding NPR's coattails. The download graph said otherwise — coattails give you spikes that fall back, and what I had was slow, sustained growth. My best answer is three things: I was genuinely curious and asked good questions, I was stubborn about audio quality at a time when most shows weren't, and I actually acted on criticism. When a listener said she wouldn't listen without transcripts, I added them and paid to have the roughly fifty-episode back catalog done too. Downloads and site traffic both went up. Resources & Links Join my newsletter for solo business owners: streamlined.fm/join Podcast hosting by RSS.com (affiliate link): rss.com Disclosure: this episode description was generated with AI.Have feedback? Send a voice note to the show!

What happens when you finally reach the point where you don't have to work for money anymore? In this episode, Danny Rhodehamel shares his journey from building a $20 million swimming pool business over more than 20 years to selling it to private equity—and discovering that financial freedom changed the way he thought about entrepreneurship. You'll learn how Dan and his business partner built wealth, why they prioritized profitability alongside revenue, and how they approached building financial security without taking on significant debt. Listen in to hear how Dan transitioned from a large, stressful business into smaller eCommerce ventures that allow him to focus on what he actually enjoys. He also shares how a trip to Bali sparked the creation of Two Feather Plugs, why passion became a bigger motivator after his exit, the challenges of selling to private equity, and why focusing on one business can be so difficult for entrepreneurs with constant new ideas. Most importantly, Dan explores the question many successful entrepreneurs eventually face: if you've already made enough money, what motivates you to keep building? You can find show notes and more information by clicking here: https://tinyurl.com/6yu4xyz9  Interested in our Private Community for 7-Figure Store Owners? Learn more here.  

It's known that an average life exists in the comfort zone.     And it is known that when you live in discomfort, your body will do everything it can to avoid this space.    The truth is, discomfort is where the growth aoccurs for most human beings.    Think about the last tie you lost love.    Lost money.    Lost friends.    Think about your childhood.     Was it good, or was it uncomfortable.    I've lived many lives of discomfort.    At 18, I got my first apartment.    Ten months later, the cops kicked open the door and took me to jail.    Jail was uncomfortable.    I had no furniture in my apartment and really had none when I got locked up.    When I was married 3 times before and got divorced, I felt the discomfort.    In each and every one of those situations, I used the discomfort of discomfort to make new way.    I worked harder.    Worked longer than everyone else.    And guess what?   I won.     Last weekend, my 2nd oldest and I mowed 10 acres.    Sure, I can afford to hire soemone, but Im teaching my kids about life and how it woks by staying in the discomfort zone.    It's the only way growth happens.    I still got to the gym and work my body daily.    I still do yardwork.    I do chores around the house.    I work later and longer at work.    Why?    In my experience, discomfort keeps me sharp and continuously evolving.    Figure out what you want.    It's waiting for you in the discomfort zone.    About the ReWire Podcast   The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at ⁠https://www.jointheapex.com/⁠   Rise Above 

Episode 4220 │ September 9, 2026 His first fast failed in three days. His second became 26 days and the most powerful reset of his life. The difference was one thing: nutrition. WHAT THIS EPISODE COVERS Scott Kesterson appears as the guest on Brett Bashawaty's program to walk through the complete architecture of the 26-day fast he completed in July — a five-day carnivore entry to deplete glycogen stores, a maintained daily intake of his 90 essential nutrients throughout the entire fast to prevent the nutrient depletion that sabotaged a failed three-day attempt in April, and a structured 21-day refeeding cycle beginning with bone broth and easing back to full carnivore. Scott details the specific protocol that made the difference this time — morning coffee with cinnamon, the full 90-essentials array an hour later, afternoon Rebound sports product, and green tea and chaga tea timed to avoid disrupting sleep — alongside the pain reduction he experienced, from a daily six-to-eight level down to two-to-three, and the Shaolin isometric exercise routine he developed to address a decade-old hip injury without further joint stress. The episode closes on a Q&A covering microbiome rebuilding through fermented foods, why chicken and seafood are excluded from his transition protocol, and Scott's most powerful personal testimony: his 89-year-old mother's early dementia symptoms stabilizing on the same 90-essentials protocol, culminating in a tearful Thanksgiving conversation where she recognized how close she had come to losing herself before the intervention. KEY QUESTIONS ADDRESSED What is the difference between Scott's failed three-day fast in April and his successful 26-day fast in July — and why does maintaining the 90 essential nutrients throughout an extended fast, rather than relying on water alone, prevent the glycogen crash and nutrient depletion that causes most fasting attempts to fail? What is the five-day carnivore entry protocol and the 21-day refeeding cycle Scott developed — and why does he argue that jumping directly into a long-term fast or rushing back into normal eating afterward undoes most of the physical benefits a properly structured fast can produce? What happened when Scott's 88-year-old mother was placed on the same 90 essential nutrients protocol during early-stage dementia — and why does he credit that specific intervention with preventing a full decline that would have required memory care? ABOUT BARDSFM BardsFM is a daily independent podcast covering faith, liberty, history, and information warfare. Hosted by Scott Kesterson — combat veteran, documentary filmmaker, and rancher. Over 4,100 episodes and 50 million lifetime downloads. New episodes every weekday. bards.fm This episode was researched and produced under the Spatial Terra Intelligence Methodology (STIM v5) — the analytical framework built by Scott Kesterson — with AI-assisted research synthesis at a 70/30 human/AI authorship ratio, fully disclosed. All analysis, conclusions, and editorial judgments are those of Scott Kesterson. BardsFM's archive includes hundreds of episodes on prayer, scripture, and walking the Way of Christ — available free in the full episode catalog. DOWNLOADS Citizen's Guide - Community Organizing Against Data Centers: click here Citizen's Guide - Auditing Automatic License Plate Readers: click here Citizen's Guide - Auditing Your State's Driver License Data: click here AFFILIATE LINKS Bards Nation Health Store: www.bardsnationhealth.com MYPillow promo code: BARDS >> Go to https://www.mypillow.com/bards and use the promo code BARDS or... Call 1-800-975-2939.  EMPShield protect your vehicles and home. Promo code BARDS: Click here Treadlite Broadforks...best garden tool EVER. Promo code BARDS26: TreadliteBroadforks.com EnviroKlenz Air Purification, promo code BARDS to save 10%: www.enviroklenz.com Morning Intro Music Provided by Brian Kahanek: www.briankahanek.com Founders Bible 20% discount code: BARDS >>> TheFoundersBible.com Windblown Media 20% Discount with promo code BARDS: windblownmedia.com White Oak Pastures Grassfed Meats, Get $20 off any order $150 or more. Promo Code BARDS: www.whiteoakpastures.com/BARDS Mission Darkness Faraday Bags and RF Shielding. Promo code BARDS: Click here DONATIONS: If you wish to support this podcast directly you can donate here... DONATE: Click here MAILING ADDRESS: Xpedition Cafe, LLC Attn. Scott Kesterson 591 E Central Ave, #740 Sutherlin, OR  97479

19-Year-Old Nikita Sheremet had just about as good a sprint season as one can have. After becoming an NCAA All-American for Louisville in the 50 free as a freshman, Sheremet came into this summer's European Champs as one of the premier sprinters in the psych sheets. However, many didn't see what would come next. After clocking a PB of 216 earlier in the season, Sheremet dropped a 21.5 in prelims of the 50 free at Europeans. In semis that night, Sheremet furthered his PB with a 21.3. But in finals, the Ukrainian dropped the hammer, clocking a 21.1 to win his first European title and etching his name in history as the #7 performer all-time. To top it all off, he got to share the podium with a former Louisville cardinal, Andrej Barna of Serbia, who tied for silver. Listen to Sheremet as he explains what has gone so right for him this year and his reaction to making his mark on sprinting.

Billy Stritch is an acclaimed Pianist-singer who has been a mainstay of the New York and national nightclub scene for nearly four decades. He was the musical director for Liza Minelli for 25 years, and her confidant. He also accompanied Tony Bennett and Marilyn Maye, and currently collaborates with Linda Eder, Christine Ebersole, Laura Benanti, Ann Hampton Callaway and many other top performers. His composition “Does He Love You” won a Grammy in 1993 and was recorded again 29 years later by Reba and Dolly Parton, getting a Grammy nomination in 2023. He was recently named Outstanding Musical Director for the sixth time by the readers of BroadwayWorld. My featured song is “New York City Groove” from the album Made In New York by my band Project Grand Slam. Spotify link.—------------------------------------Top 1% of all podcasts with Listeners in 200 countries!Click here for Start HereClick here for All Episodes Click here for Guest List Click here for Guest TestimonialsClick here for PillarsClick here for Robert's Project Grand SlamClick here to Subscribe Click here to receive our Email UpdatesClick here to Rate and Review the podcast—----------------------------------------CONNECT WITH BILLY:www.billystritch.com ROBERT''S LATEST RELEASE:"MA PETITE FLEUR STRING QUARTETCLICK HERE FOR ALL LINKS—-----------------------------------ROBERT'S RECENT RELEASE:“THE BUZZ” - Ft. Darius de Haas (vocals) and Dave Eggar (Celo). Short, Sweet and Totally DifferentCLICK HERE FOR OFFICIAL VIDEOCLICK HERE FOR ALL LINKS—--------------------------------------Audio production:Jimmy RavenscroftKymera FilmsConnect with the Follow Your Dream Podcast:Website - www.followyourdreampodcast.comFollow Robert's band, Project Grand Slam, and his music:Website - www.projectgrandslam.com

BONNETFEST IS BACK! Raven James of "Bitch is Better" and Kaya Wilson & Aaron Marcellus of "Bravo! We're Black" are BACK for yet another BONNETFEST! This time: season 3 of Beauty in Black is on the docket! Mallory gave us a million new vocal stims, Kimmie is WORKED by Horace with no partition, Roy has under-eye mascara, Angel is on my LAST nerves, and PAPI LOOK! DOWNLOAD AND LISTEN TODAY! ⁠⁠Listen to the “Bitch is Better” podcast on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠!⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Raven on ⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and subscribe on ⁠YouTube⁠! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen to “Bravo! We're Black” on ⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠!⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Follow “Bravo! We're Black” on ⁠Instagram⁠ and subscribe on ⁠YouTube⁠!   SPONSORED BY: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠QUINCE⁠⁠⁠⁠⁠⁠⁠⁠⁠ Make your bed your favorite place to be this season with Quince! Download the Quince app for app-exclusive offers, or go to ⁠⁠⁠Quince.com/KEN⁠⁠⁠. Get free shipping on your order and 365-day returns. Now available in Canada and the UK, too. *** HEY! Some of you have asked how you can show your appreciation for all the content provided by your mama's favorite Black geek. How about you buy me a beer/coffee?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CLICK HERE TO SUPPORT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! ***   New episodes of “I Ken Not with Kendrick Tucker” are released weekly!   DON'T FORGET TO SUBSCRIBE, RATE, AND REVIEW! I LOVE 5 STARS! EMAIL ME AT ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠IKENNOTPODCAST@GMAIL.COM⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FOLLOW ME ON INSTAGRAM⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FOLLOW ME ON THREADS!⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Montee Tayion Holland. Founder, president, and CEO of The Tayion Collection, a luxury menswear brand. Holland shares his journey from growing up in Detroit, serving in the U.S. Marine Corps, and working in pharmaceutical sales to building a nationally recognized fashion brand carried by major retailers. The conversation focuses on entrepreneurship, fashion, branding, licensing, mentorship, business growth, and creating a legacy through both business success and community impact. Purpose of the Interview The interview aims to: Share Montee Tayion Holland's entrepreneurial journey. Educate listeners on how to build a successful fashion brand. Explain the business side of the fashion industry, including licensing and retail partnerships. Inspire aspiring entrepreneurs to pursue their passions and monetize their talents. Highlight the importance of mentorship, networking, and community involvement. Discuss the success and significance of apparel collections inspired by historically Black fraternities and sororities. Key Takeaways 1. Passion Often Starts Early Holland's interest in fashion began while growing up in Detroit, where he admired the way coaches and professional role models dressed. Their polished appearance inspired him to pursue a future connected to fashion, even before he understood how to enter the industry. 2. Detroit Influenced His Style Philosophy Detroit's rich culture of fashion, confidence, and self-expression helped shape Holland's view that clothing should reflect an individual's personality. He believes style is about more than appearance. It is a statement of identity and confidence. 3. Military Service Became His Fashion Classroom While serving in the Marine Corps overseas, Holland spent time in tailoring shops creating custom shirts, jackets, and suits. Those experiences taught him about fabrics, fit, construction, and design, laying the foundation for his future brand. 4. The Tayion Collection Bridges Luxury and Accessibility Holland designed The Tayion Collection to offer many of the details and craftsmanship found in custom clothing while remaining accessible through ready-to-wear garments. His goal was to deliver luxury quality at a more attainable price point. 5. A Great Product Alone Is Not Enough One of Holland's strongest lessons is that entrepreneurs must understand the business behind their products. Success requires knowledge of: Manufacturing Cost structure Inventory management Supply chains Distribution Cash flow Retail relationships He stresses that many businesses fail not because of poor products but because of weak business operations. 6. Relationships Can Transform a Career A key turning point came when Holland met apparel executive Ronnie Waksburger, who helped introduce him to larger opportunities within the fashion industry. The interview demonstrates how networking, reputation, and relationship-building can accelerate business growth. 7. Licensing Is a Powerful Growth Strategy Holland explains that licensing allows entrepreneurs to expand their brands without personally funding massive production runs. Through licensing partnerships, businesses gain access to: Manufacturing capabilities Capital resources Industry expertise Distribution channels Retail partnerships This model allows brands to scale faster while reducing operational challenges. 8. The Divine Nine Collection Filled an Important Market Need Holland partnered with Macy's to create apparel inspired by the colors of the Divine Nine fraternities and sororities. Rather than focusing primarily on logos and symbols, the collection uses sophisticated color combinations and versatile styling that can be worn in both professional and social settings. 9. Giving Back Is Part of His Mission Beyond fashion, Holland has spent years mentoring young people and helping student-athletes earn college scholarships. His commitment comes from his own experiences growing up and wanting to create opportunities for future generations. 10. Legacy Matters More Than Short-Term Success Holland's long-term goal is not simply to sell clothing but to build an enduring fashion brand that can continue impacting people for generations. He views entrepreneurship as an opportunity to create something meaningful that outlives its founder. Notable Quotes On Fashion and Identity "People who are really into fashion would like their fashion to be an extension of their personalities." On The Tayion Collection "Where the custom suit meets the ready-to-wear suit." On Entrepreneurship "You can have the hottest garments in the world. If you don't understand the business of it, you will lose and you will fail." On Innovation "It's about taking risks and it's about following that little voice in your head." On Purpose "That little voice in your head is your gift and you have to listen to it." On Licensing "Would you rather have all of $1 million or 10% of $100 million?" On Passion "You have to love what you do." On Recognizing Opportunity "If people are always complimenting you on it, it's maybe something that you could do and monetize." On Entrepreneurship "You will not fail. You will know." On Legacy "I believe there is no mountaintop. It's a legacy brand that could be here for years and years to come." Executive Summary Montee Tayion Holland's interview is a powerful story about vision, resilience, and entrepreneurship. From humble beginnings in Detroit and service in the Marine Corps to founding The Tayion Collection and securing partnerships with major retailers, Holland demonstrates how passion, discipline, continuous learning, and strategic relationships can build a successful brand. His central message is simple: identify your gifts, develop the business skills to support them, trust your instincts, and build something that creates lasting value for future generations. #AMI #BEST#SHMS #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Montee Tayion Holland. Founder, president, and CEO of The Tayion Collection, a luxury menswear brand. Holland shares his journey from growing up in Detroit, serving in the U.S. Marine Corps, and working in pharmaceutical sales to building a nationally recognized fashion brand carried by major retailers. The conversation focuses on entrepreneurship, fashion, branding, licensing, mentorship, business growth, and creating a legacy through both business success and community impact. Purpose of the Interview The interview aims to: Share Montee Tayion Holland's entrepreneurial journey. Educate listeners on how to build a successful fashion brand. Explain the business side of the fashion industry, including licensing and retail partnerships. Inspire aspiring entrepreneurs to pursue their passions and monetize their talents. Highlight the importance of mentorship, networking, and community involvement. Discuss the success and significance of apparel collections inspired by historically Black fraternities and sororities. Key Takeaways 1. Passion Often Starts Early Holland's interest in fashion began while growing up in Detroit, where he admired the way coaches and professional role models dressed. Their polished appearance inspired him to pursue a future connected to fashion, even before he understood how to enter the industry. 2. Detroit Influenced His Style Philosophy Detroit's rich culture of fashion, confidence, and self-expression helped shape Holland's view that clothing should reflect an individual's personality. He believes style is about more than appearance. It is a statement of identity and confidence. 3. Military Service Became His Fashion Classroom While serving in the Marine Corps overseas, Holland spent time in tailoring shops creating custom shirts, jackets, and suits. Those experiences taught him about fabrics, fit, construction, and design, laying the foundation for his future brand. 4. The Tayion Collection Bridges Luxury and Accessibility Holland designed The Tayion Collection to offer many of the details and craftsmanship found in custom clothing while remaining accessible through ready-to-wear garments. His goal was to deliver luxury quality at a more attainable price point. 5. A Great Product Alone Is Not Enough One of Holland's strongest lessons is that entrepreneurs must understand the business behind their products. Success requires knowledge of: Manufacturing Cost structure Inventory management Supply chains Distribution Cash flow Retail relationships He stresses that many businesses fail not because of poor products but because of weak business operations. 6. Relationships Can Transform a Career A key turning point came when Holland met apparel executive Ronnie Waksburger, who helped introduce him to larger opportunities within the fashion industry. The interview demonstrates how networking, reputation, and relationship-building can accelerate business growth. 7. Licensing Is a Powerful Growth Strategy Holland explains that licensing allows entrepreneurs to expand their brands without personally funding massive production runs. Through licensing partnerships, businesses gain access to: Manufacturing capabilities Capital resources Industry expertise Distribution channels Retail partnerships This model allows brands to scale faster while reducing operational challenges. 8. The Divine Nine Collection Filled an Important Market Need Holland partnered with Macy's to create apparel inspired by the colors of the Divine Nine fraternities and sororities. Rather than focusing primarily on logos and symbols, the collection uses sophisticated color combinations and versatile styling that can be worn in both professional and social settings. 9. Giving Back Is Part of His Mission Beyond fashion, Holland has spent years mentoring young people and helping student-athletes earn college scholarships. His commitment comes from his own experiences growing up and wanting to create opportunities for future generations. 10. Legacy Matters More Than Short-Term Success Holland's long-term goal is not simply to sell clothing but to build an enduring fashion brand that can continue impacting people for generations. He views entrepreneurship as an opportunity to create something meaningful that outlives its founder. Notable Quotes On Fashion and Identity "People who are really into fashion would like their fashion to be an extension of their personalities." On The Tayion Collection "Where the custom suit meets the ready-to-wear suit." On Entrepreneurship "You can have the hottest garments in the world. If you don't understand the business of it, you will lose and you will fail." On Innovation "It's about taking risks and it's about following that little voice in your head." On Purpose "That little voice in your head is your gift and you have to listen to it." On Licensing "Would you rather have all of $1 million or 10% of $100 million?" On Passion "You have to love what you do." On Recognizing Opportunity "If people are always complimenting you on it, it's maybe something that you could do and monetize." On Entrepreneurship "You will not fail. You will know." On Legacy "I believe there is no mountaintop. It's a legacy brand that could be here for years and years to come." Executive Summary Montee Tayion Holland's interview is a powerful story about vision, resilience, and entrepreneurship. From humble beginnings in Detroit and service in the Marine Corps to founding The Tayion Collection and securing partnerships with major retailers, Holland demonstrates how passion, discipline, continuous learning, and strategic relationships can build a successful brand. His central message is simple: identify your gifts, develop the business skills to support them, trust your instincts, and build something that creates lasting value for future generations. #AMI #BEST#SHMS #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Playing back the calls Don Bailey Jr worked into the Hurricanes radio broadcast.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Montee Tayion Holland. Founder, president, and CEO of The Tayion Collection, a luxury menswear brand. Holland shares his journey from growing up in Detroit, serving in the U.S. Marine Corps, and working in pharmaceutical sales to building a nationally recognized fashion brand carried by major retailers. The conversation focuses on entrepreneurship, fashion, branding, licensing, mentorship, business growth, and creating a legacy through both business success and community impact. Purpose of the Interview The interview aims to: Share Montee Tayion Holland's entrepreneurial journey. Educate listeners on how to build a successful fashion brand. Explain the business side of the fashion industry, including licensing and retail partnerships. Inspire aspiring entrepreneurs to pursue their passions and monetize their talents. Highlight the importance of mentorship, networking, and community involvement. Discuss the success and significance of apparel collections inspired by historically Black fraternities and sororities. Key Takeaways 1. Passion Often Starts Early Holland's interest in fashion began while growing up in Detroit, where he admired the way coaches and professional role models dressed. Their polished appearance inspired him to pursue a future connected to fashion, even before he understood how to enter the industry. 2. Detroit Influenced His Style Philosophy Detroit's rich culture of fashion, confidence, and self-expression helped shape Holland's view that clothing should reflect an individual's personality. He believes style is about more than appearance. It is a statement of identity and confidence. 3. Military Service Became His Fashion Classroom While serving in the Marine Corps overseas, Holland spent time in tailoring shops creating custom shirts, jackets, and suits. Those experiences taught him about fabrics, fit, construction, and design, laying the foundation for his future brand. 4. The Tayion Collection Bridges Luxury and Accessibility Holland designed The Tayion Collection to offer many of the details and craftsmanship found in custom clothing while remaining accessible through ready-to-wear garments. His goal was to deliver luxury quality at a more attainable price point. 5. A Great Product Alone Is Not Enough One of Holland's strongest lessons is that entrepreneurs must understand the business behind their products. Success requires knowledge of: Manufacturing Cost structure Inventory management Supply chains Distribution Cash flow Retail relationships He stresses that many businesses fail not because of poor products but because of weak business operations. 6. Relationships Can Transform a Career A key turning point came when Holland met apparel executive Ronnie Waksburger, who helped introduce him to larger opportunities within the fashion industry. The interview demonstrates how networking, reputation, and relationship-building can accelerate business growth. 7. Licensing Is a Powerful Growth Strategy Holland explains that licensing allows entrepreneurs to expand their brands without personally funding massive production runs. Through licensing partnerships, businesses gain access to: Manufacturing capabilities Capital resources Industry expertise Distribution channels Retail partnerships This model allows brands to scale faster while reducing operational challenges. 8. The Divine Nine Collection Filled an Important Market Need Holland partnered with Macy's to create apparel inspired by the colors of the Divine Nine fraternities and sororities. Rather than focusing primarily on logos and symbols, the collection uses sophisticated color combinations and versatile styling that can be worn in both professional and social settings. 9. Giving Back Is Part of His Mission Beyond fashion, Holland has spent years mentoring young people and helping student-athletes earn college scholarships. His commitment comes from his own experiences growing up and wanting to create opportunities for future generations. 10. Legacy Matters More Than Short-Term Success Holland's long-term goal is not simply to sell clothing but to build an enduring fashion brand that can continue impacting people for generations. He views entrepreneurship as an opportunity to create something meaningful that outlives its founder. Notable Quotes On Fashion and Identity "People who are really into fashion would like their fashion to be an extension of their personalities." On The Tayion Collection "Where the custom suit meets the ready-to-wear suit." On Entrepreneurship "You can have the hottest garments in the world. If you don't understand the business of it, you will lose and you will fail." On Innovation "It's about taking risks and it's about following that little voice in your head." On Purpose "That little voice in your head is your gift and you have to listen to it." On Licensing "Would you rather have all of $1 million or 10% of $100 million?" On Passion "You have to love what you do." On Recognizing Opportunity "If people are always complimenting you on it, it's maybe something that you could do and monetize." On Entrepreneurship "You will not fail. You will know." On Legacy "I believe there is no mountaintop. It's a legacy brand that could be here for years and years to come." Executive Summary Montee Tayion Holland's interview is a powerful story about vision, resilience, and entrepreneurship. From humble beginnings in Detroit and service in the Marine Corps to founding The Tayion Collection and securing partnerships with major retailers, Holland demonstrates how passion, discipline, continuous learning, and strategic relationships can build a successful brand. His central message is simple: identify your gifts, develop the business skills to support them, trust your instincts, and build something that creates lasting value for future generations. #AMI #BEST#SHMS #STRAW Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Jared Dillian joins Matt Zeigler to discuss The Awesome Portfolio, his approach to asset allocation built around 20% each in stocks, bonds, gold, cash, and real estate. They explore how diversification, annual rebalancing, and managing volatility can help investors reduce financial stress and build a portfolio they can stick with through bear markets.Jared explains his "life hedge" concept, challenges conventional wisdom about stock market drawdowns, and shares how losing half his net worth during the financial crisis shaped his investing philosophy.Buy The Awesome Portfolio Bookhttps://amzn.to/3Tf3of7Topics covered:Why Jared questions putting your entire life savings in the S&P 500How the Awesome Portfolio differs from Harry Browne's Permanent PortfolioIncluding home equity when measuring your overall asset allocationWhy volatility and frequent portfolio checking can lead to costly decisionsThe life hedge: protecting against your job and investments declining togetherWhy Jared disagrees with Charlie Munger about tolerating large drawdownsIndex concentration, changing correlations, and the limits of diversificationThe portfolio's historical backtests, including its losses in 2008 and 2022Annual rebalancing, cash reserves, inflation protection, and cryptocurrencyManaging FOMO and taking practical steps toward a less stressful retirement portfolioTimestamps:00:00 Jared Dillian's case against an all-stock portfolio06:33 The five equal allocations in the Awesome Portfolio11:07 Why "never sell" can become a behavioral trap15:26 The life hedge: when your paycheck and portfolio fall together20:38 Risk-adjusted returns and S&P 500 concentration24:49 Why rising interest rates hurt diversification in 202228:51 Backtested losses in 2008 and 202234:26 Combining home equity, retirement accounts, and savings38:58 Cryptocurrency, portfolio distractions, and FOMO44:31 The Death of Equities and lessons from past crashes48:44 How diversification could have changed Jared's financial crisis53:41 First steps toward reducing portfolio risk before retirementLearn more about the Excess Returns podcast network:https://excessreturns.coNo information discussed in this podcast should be construed as investment advice. Securities discussed may be held by the hosts and guests, their firms or their clients.

“I TRIED EVERYTHING… EVERYTHING. IT'S NOT GONNA WORK.”Inside Louisiana State Penitentiary, better known as Angola Prison, Jake Bodine sits down with Charles Chandler for an honest conversation about prison, fatherhood, forgiveness, identity, and finding Jesus while serving a life sentence.Charles didn't grow up believing his life would end up here. His parents served in the military, his family provided for him, and Charles openly admits that he made his life much harder than it needed to be.Growing up, Charles struggled with the absence of his father, who was working to provide for their family. As a kid, Charles didn't understand the sacrifice. He only understood that everyone else's dad seemed to be there and his wasn't.That created a void.Charles says he tried money, drugs, women, acceptance, and eventually life in the streets to fill it. Nothing worked. His choices ultimately led him to Louisiana State Penitentiary with a life sentence.Inside Angola, Charles began discovering something that completely changed how he saw himself. Instead of allowing his sentence, circumstances, or the opinions of other people to determine his identity, he began asking a different question:“WHO DOES GOD SAY I AM?”Charles says experiencing the love of God changed everything. The void he had spent his entire life trying to fill finally made sense.But one of the most powerful parts of Charles's story is what happened with his family. ❤️For years, Charles carried resentment toward his father for not being there when he was young. Then Charles became a father himself.During a recent God Behind Bars Father Son event inside Angola Prison, Charles had an honest conversation with his son about the years his incarceration had taken from their relationship. Charles told his son that if he was angry with him, he would understand.Instead, his son responded with grace.They cried. They prayed. They talked about Jesus.Through that conversation, Charles began seeing his own father differently. The father he once resented had actually been sacrificing to provide for him.In this episode of the God Behind Bars Podcast, Jake and Charles talk about receiving a life sentence, prison culture, people pleasing, finding your identity in Christ, experiencing the love of God, fatherhood, resentment, forgiveness, and discovering purpose while incarcerated.Charles calls Angola the “home of a million masks.” After years of changing himself to fit the people around him, he says he finally discovered who he really is through Jesus.Charles is still serving his sentence, but his sentence no longer gets to define his identity.His past doesn't define him.Other people don't define him.Jesus does. ❤️

Stroke With No Warning Signs: What Tom Ballo Wants Every Survivor to Know Tom Ballo was 65 years old, nine years into a retirement he’d earned across three decades as a telecoms litigator, when a massive hemorrhagic stroke put him on the floor of his own home. There was no dizziness the week before, no slurred word he brushed off, no doctor’s visit he postponed. “It just hit me out of the blue,” he says. “There were no warning signs or anything. No. Very sudden.” His five-year-old granddaughter was the one who found him, ran to get her father, and called 911. That single fact- a stroke with no warning signs is the hardest one for a survivor’s family to sit with, and it’s the reason Tom’s story matters. We’re trained to look for a prodrome: the TIA that precedes the “real” event, the slurred speech, the drooping face, the classic FAST checklist. Those signs save lives when they’re present. But a meaningful share of hemorrhagic strokes, including Tom’s, give no such courtesy. Understanding this isn’t about inducing fear; it’s about removing the false comfort of “I’d definitely see it coming,” which quietly stops people from taking risk factors seriously simply because they feel fine right now. Eighteen Months Later: “I Had Like One Bad Day” What makes Tom an unusual guest isn’t just the suddenness of his stroke — it’s what he says about the recovery. Eighteen months out, he offers a claim that stops most interviewers in their tracks: “Ever since I had the stroke, as far as bad days, I had like one. One bad day, I guess.” For a show built around the long, uneven work of recovery, that’s either the most useful sentence a newly diagnosed survivor will hear all year, or the most worth interrogating. We chose not to resolve that tension neatly, because Tom doesn’t either — and that honesty is more useful to you than a tidy takeaway would be. “Ever since I had the stroke, as far as bad days, I had like one. One bad day, I guess.” — Tom Ballo Part of what underwrites his outlook is a framework he leaned on well before the stroke: self-actualisation, drawn from Abraham Maslow’s 1943 hierarchy of needs. Tom describes himself as someone who had already done the internal work of knowing who he was — a foundation he credits with much of his composure now. It’s worth a caveat here for accuracy: Maslow’s hierarchy is a theory of motivation, not a diagnostic instrument, and there’s no validated test that certifies someone “self-actualised.” What Tom is really describing is a stable sense of identity going into the hardest thing that ever happened to him — and that’s a legitimate, replicable idea, whether or not you use Maslow’s language for it. The Part That Doesn’t Get Easier “One bad day” is not the same as “no hard days,” and the interview doesn’t pretend otherwise. Tom is candid that spasticity the stiffness and involuntary muscle tightness that often follows a hemorrhagic stroke is getting worse, not better, as he moves further from the event. This is a pattern a lot of survivors will recognise, and few outsiders expect: the assumption is that time only heals, when in practice some deficits plateau, some improve, and some, like spasticity, can progress. If you’re eighteen months, three years, five years out and still watching a symptom evolve, Tom’s experience is a useful, unglamorous data point that you are not doing recovery wrong. There’s a quieter data point too, and it cuts the other way: Tom says he hasn’t had a bad night’s sleep since the day of the stroke. For an audience where post-stroke fatigue and insomnia are close to universal, that’s a genuine outlier worth naming precisely because it complicates any single story about what stroke recovery “typically” looks like. What Changed at Home The practical texture of Tom’s recovery runs through his family: the granddaughter who acted fast, the wife who stepped in to run the household during the hardest stretch, the shift from being the one who handled everything to being the one who’s learned, in his words, that “it’s kind of a blessing” to do less. He’s candid that he hasn’t driven since the stroke and says he doesn’t feel a pull to change that. There’s no performance of getting back to “normal” here — just an honest account of a life that reorganised itself around new limits, some of which he’s made peace with and some of which, like the spasticity, he’s still working out how to hold. Why This Story Is Worth Sitting With If you came to this looking for a checklist of warning signs, Tom’s story won’t give you one, and that’s the point. Some strokes, including major hemorrhagic ones, arrive without a warning a person could reasonably have caught. What you can control is what happens after: how quickly the people around you act (his granddaughter didn’t hesitate), how you rebuild a working identity in the aftermath, and how honestly you track what’s actually getting better versus what’s quietly getting harder. Tom’s “one bad day” isn’t a promise you’ll get the same outcome. It’s permission to notice what’s still working, even while something else spasticity, driving, the parts of independence you used to take for granted hasn’t resolved yet. If Tom’s story raises questions about your own recovery, or a loved one’s, that’s exactly the conversation this show exists to have. You can go deeper into the ideas behind post-traumatic growth after stroke in Bill’s book, The Unexpected Way That A Stroke Became The Best Thing That Happened (recoveryafterstroke.com/book), and if this kind of interview is valuable to you, the show runs in part on listener support at patreon.com/recoveryafterstroke. This blog is for informational purposes only and does not constitute medical advice. Please consult your doctor before making any changes to your health or recovery plan. Stroke With No Warning Signs – Tom Ballo’s One Bad Day in Eighteen Months He had zero warning signs before his stroke at 65. Eighteen months later, Tom Ballo says he’s had exactly one bad day. Highlights: 00:00 Stroke with no warning signs03:25 What kind of stroke was it08:18 Learning to talk and walk again11:42 Does he have aphasia?17:46 One bad day in eighteen months27:15 The symptom that’s getting worse33:20 The one thing that hasn’t changed Transcript: Stroke with no warning signs Tom Ballo (00:00)it just hit me out of the blue. It hit me out of the blue. There were no warning signs or anything. No. very sudden. luckily, my youngest granddaughter was there. My young granddaughter, she was five years old. She was there and I guess she saw me and she went and got her dad, who’s my son-in-law. They were living with us. At the time we had a big house and he told him, she told him and he came down and called 911 right away. Bill Gasiamis (00:39)Welcome back to Recovery After Stroke. I’m Bill Garciamas, and today’s guest is a genuinely different kind of conversation for the show. Tom Ballo spent 32 years as a telecoms litigator, retired at 56 to actually enjoy it, and nine years later, at 65, a massive hemorrhagic stroke hit him with absolutely no warning. His five-year-old granddaughter is the one who found him and got help. What you’re about to hear is a conversation that moves differently than most on this show. Tom takes his time, getting to his words, and there’s a real compassion and openness in the way he talks about what happened to him. No performance, no polish. Just the man being honest about where he’s landed 18 months on. Stay with the pace of it. That pace is part of what he’s telling you. We’re going to get into what he calls one bad day in 18 months, what’s actually gotten harder rather than easier, and what he’s learnt about who he already was before any of this happened. Remember to grab a copy of my book, The Unexpected Way That a Stroke Became the Best. thing that happened at recoveryafterstroke.com/book It’s the 10 tools I used to build my own recovery. And a lot of what Tom describes today connects straight back to it. And guys, if this show has helped you, remember you can support the show directly at Patreon by going to patreon.com/recoveryafterstroke and making a small monthly contribution. It helps cover costs of recording, editing and hosting the podcast. Bill Gasiamis (02:16)Tom Ballo, welcome to the podcast. Tom Ballo (02:18)Thank you. Glad to be here. Bill Gasiamis (02:19)Tell me a little bit about what occupied your time before stroke. Tom Ballo (02:24)Well, I retired, retired 10 years ago. So I was well acclimated to that. And I mostly doing, I had a YouTube channel. It it’s called GTA5 and Squirrels. And I said, make recordings of Grand Theft Auto V video game, really interesting videos. And then I got some squirrels that were living next to the house and one of them started was really… friendly. He kept walking up to me and finally started climbing up me and I started feeding him and I was making videos of videos of that. What kind of stroke was it Tom Ballo (03:19)I had over 1500 subscribers and 1 million views. And the whole channel just hit 1 million. Bill Gasiamis (03:30)And y you used to play GTA, Grand Theft Auto. Was it your favourite game? So you’re doing that in your retirement before you retire retired, what were you doing for a living? Tom Ballo (03:40)I was a lawyer for a real, real large telephone company for 32 years. I was a litigator and regulatory law, so it was administrative law, I was, it was just, it was cases, and they were the biggest cases that affected the company. About nine years. Bill Gasiamis (04:06)Yeah. Tom Ballo (04:07)That was one reason I retired early. I retired at age 56 and I just wanted to make sure I had time to enjoy retirement. I didn’t want to work until I died or would have had the stroke when I was working. That’d be different. I had enough time to do a lot of things. for the stroke happen. Bill Gasiamis (04:35)What what was that day like? What what did you notice? Tom Ballo (04:39)nothing, you know, it came out of nowhere. I was playing a video game and about seven o’clock at night and I got up and was getting ready to walk in, go into the other room. I was done and it just hit me out of the blue. It hit me out of the blue. There were no warning signs or anything. No. very sudden. Bill Gasiamis (05:07)What kind of stroke was it? What what was the Tom Ballo (05:09)Is it hemorrhagic? And it was, they say massive, it was a massive one. You know, I pretty much started trying to tip over to my right side. That was the side that started effecting. And I think I made it into the bathroom and over towards the sink. I mean, mean the tub. And that’s the last I remember. luckily, my youngest granddaughter was there. My young granddaughter, she was five years old. She was there and I guess she saw me and she went and got her dad, who’s my son-in-law. They were living with us. At the time we had a big house and he told him, she told him and he came down and called 911 right away. It just hit like a ton of bricks. Bill Gasiamis (06:19)How did you experience it? Was it painful? Was it were you dizzy? What happened? Tom Ballo (06:27)I had about 60 seconds that I was aware of it. It just hit me and I don’t have any pain recollections from it, but… Apparently I hit my head pretty hard, had bruises and all kinds of things. Bill Gasiamis (06:47)Do you have the details about how you ended up in hospital? You they called nine one one. You’re you’re in hospital. Do you have Tom Ballo (06:54)right, heat called. Bill Gasiamis (06:55)any recollection of that? Tom Ballo (06:57)Well, I don’t have any recollection of the ambulance coming or anything about the hospital for about, I don’t know, 10 days. And even then, even my memory then is very, very generic. Like, you know, I knew I was in a hospital. That kind of thing. And then Bill Gasiamis (07:20)Yeah. Tom Ballo (07:21)I don’t have much of a memory of it. The interesting thing, my wife was in Germany. One time she’s gone to Germany or somewhere abroad. marriage and just happened to be there. Luckily, granddaughter, know, had seen me in the bathroom. Bill Gasiamis (07:47)You woke up in hospital and you had some awareness of your deficits. Did you kind of notice that s certain parts of your body weren’t working the way they were prior? Learning to talk and walk again Tom Ballo (07:56)Well, yeah, I mean, it, you know, I don’t know, it’d just be like a car wreck or something. I knew all kinds of things were wrong. my, Half my body was numb, exactly right down the middle from the top of my head to the bottom of my toes, straight down the middle. You know, like over here, could feel everything, right at the halfway point, now it’s, this is all numb. The right side of me. So I knew that I couldn’t, you know, I had… Obviously I had not paralysis, numbness on the whole right side of my body. So I wasn’t able to do much, know, although they kept me in the hospital for six weeks. And, you know, therapy. was inpatient. Bill Gasiamis (09:04)Yeah, because your body was dumb, did that mean you couldn’t walk or use your arm? Tom Ballo (09:08)I couldn’t walk. They put me in wheelchair and it would take me down to a… call it therapy. And there they would get me out of the chair at least and I did speech therapy, occupational therapy and physical therapy. Worked on my head, my arm. That was the occupational therapy and then physical therapy with the right leg. So I couldn’t really talk that well in the very beginning. eventually got it, pretty much. Bill Gasiamis (09:46)Is that cause your speech was slurred? Tom Ballo (09:48)Yeah, it was, it was slurred. was real soft and, which just wasn’t my normal voice. It still isn’t, still is not really my normal voice. Bill Gasiamis (10:01)And has it impacted your memory and the way that you recall things? Tom Ballo (10:05)has not affected me in that regard, in that manner. I was always, I was very, I still am, but very intelligent person. I don’t mean to sound odd with that, but I just have always been, you know. I’ve always had a good, really good, you know, brain, so to speak. Bill Gasiamis (10:34)Yeah. So it hasn’t affected your capacity cognitively, but it’s affected other things. And your voice is not your original kind of sounding voice. You sound a little different. And your right arm is a out of action. Tom Ballo (10:47)No, I mean, this is my right hand here. You know, I can, I can live, but I don’t, I don’t use it for stuff like, you know, it’s kind of a hassle cause I’m right-handed, but to have a right hand apparently affected, you know, affected by the strokes. Bad luck essentially. You know what I mean? Bill Gasiamis (11:15)Yep. Tom Ballo (11:16)now I do a lot of things with my left hand Bill Gasiamis (11:19)Yeah. And what about your right leg? How are you up and about? Can you get around? Does he have aphasia? Tom Ballo (11:27)I can walk for sure. Yeah, I don’t have any kind of walking assistant and I can pretty much. I take care of everything. my wife once was gone for I think four days. And so I was able to take care of myself for four or five days straight by myself. So I’m able to get around. But walking, you know, I’ve fallen a couple of times. I know you’ve talked about that. I have been following, I’d say now it’s been like three or four months. Probably the longest stretch ever. But I was always really good at tripping and catching myself. And people would say, man, I thought for sure you were going down. I was always able to… catch my own balance, I still have that ability so but you know I have to be careful walking around close and there’s a lot of obstacles on the ground they’re close to me to be kind of careful if I’m walking around that. Bill Gasiamis (12:48)And what about driving, Tom? Are you driving? Tom Ballo (12:52)I haven’t driven yet. You know, I want to. I’ve talked about it. Just haven’t had to, haven’t done it. You know, my wife is, she’s great. She does so many things that I haven’t, I haven’t, you know, I don’t really need to drive. Don’t have any need to. Bill Gasiamis (13:12)Yeah. So you have access Tom Ballo (13:13)Yeah, it’s just. Bill Gasiamis (13:14)to transportation even even though you’re not driving, you can still get around. with regards to the speech challenges after the stroke, was there any aphasia or anything like that that also surfaced? Tom Ballo (13:27)I’ll finish ya. I’m gonna go to the set. Bill Gasiamis (13:30)that’s when you’re unable to get words out. You know what the words are, but then you can’t generate the the sound in your mouth. Tom Ballo (13:37) don’t know. Not really. I think I can get everything out. don’t… There’s no… systematic problem that I’m aware of. know, finding… A lot of times won’t talk that much. I don’t have to. But if I do, I don’t have a problem saying things. Bill Gasiamis (14:06)Yeah. How long ago was a stroke now? Tom Ballo (14:08)That’s happened March 1st of last year. about a year and half. happen. Bill Gasiamis (14:18)About a year and a half ago. Tom Ballo (14:20)Yeah, you know, it was interesting when I was in, I was in therapy in-house for six weeks. And so I was about the middle of April, had the stroke on March 1st of last year. I was on with the hospital in middle of April, they sent me home. But, and then I, for the rest of the year, I came in two or three days a week for out, I guess, outpatient therapy. People used to see me and I wouldn’t, it was pretty odd. A lot of people, I don’t know, I’d say at least 10 people over the time. you know, seeing me and I didn’t know them, but they knew me somehow. And they all said, I’m doing a great job, you know, being able to, in their recovery. I guess they had seen me in the very beginning and thought there’s, you know, this guy is going to be messed up bad for life, you know? And I, overcame all that and people would just say all the time I’d get stopped, you’re doing great, you’re just doing wonderful, you It always surprised me that they didn’t even knew. Bill Gasiamis (15:46)So were they family members or? Tom Ballo (15:48)Now they were just total strangers. They were just people who also go to the hospital. Yeah, there was a lot of therapy in that building. It wasn’t really, yeah, it’s… had really good people thought I made a lot of progress. Surprise everybody. Now if you talk about family, my daughters and my wife and pretty much everyone’s that’s seen me. Just this beginning, you know, just can’t believe I’m doing as well as I’m doing. Bill Gasiamis (16:24)What would you say were some of the toughest challenges at the beginning of your recovery? Tom Ballo (16:30)I would say going to the bathroom by myself, was always hard to do in the beginning. And then… I would say walking, you know, I had to use a wheelchair for a while, then a hemi, they called it a hemi walker. Used that for long time and then eventually, you know, learning how to walk again. That was the hardest thing. Bill Gasiamis (17:05)How did your idea of of who you were begin to shift during those early months? Tom Ballo (17:10)That is not a problem that never has been for me. Bill Gasiamis (17:14)Uh-huh. Tom Ballo (17:15)I’ve been me before and during and after stroke. It’s not affected anything about how I feel about myself. It’s Bill Gasiamis (17:25)Mm-hmm. One bad day in eighteen months Tom Ballo (17:29)one thing I had been working on throughout my whole life was working on the mental side. of things and I had, you know, eventually, you know, according to every test I’ve ever seen, I passed them all that said I was what they call self-actualized, which is very rarely accomplished. Bill Gasiamis (17:57)What is self actualized? Tom Ballo (17:59)Well, it’s a theory of psychological development by Abraham Haslow or somebody. the highest, say people are on this pyramid or a triangle and the very top, chip top, the top one or two percent. They say are self-actualized. They become really just means you know yourself. Whereas most people are down near the bottom of the pyramid, focused primarily on survival and belonging and material things. I’ve been very blessed that I was self-actualized long before this stroke happened. it was, it did not affect who I, who I who I am, really. Bill Gasiamis (19:01)So you didn’t change in any way, y even though you have less mobility or you have challenges with your arm, you don’t see yourself as different in any way or not you. Tom Ballo (19:13)Yeah, correct. I’d say out of all, ever since I had the stroke, as far as bad days, I had like one… One bad day, I guess, where I just felt like, man, it’s too hard on this, not try or something. And just felt kind of down. But I felt better the next day and I’ve been the same. So I’ve had one bad day. Yeah, Bill Gasiamis (19:47)One bad day in a year and a half. Not bad. Tom Ballo (19:50)you know, was talking and I’ve talked to a therapist. And was talking to her at the time and I just kind of unloaded. I felt bad and all this. was, I thought I’d kind of given up, I got out of it. Bill Gasiamis (20:09)Just a quick pause. You’re listening to my conversation with Tom Bellow, sixty-five, when a massive stroke hit him with no warning signs at all. And who says that in eighteen months of recovery he’s had exactly one bad day? Before we get back into it, a couple of things. If you’re already a Patreon member, a YouTube member, or you’ve left a super chat or a super thanks on this channel, you’re the reason this show exists. And the reason I can keep covering what it costs to make it. Genuinely thank you. And remember, if what Tom’s describing, rebuilding a sense of who you are after everything’s changed, is something you’re sitting with yourself. That’s exactly what I work through one on one with people at recoveryafterstroke.com/momentum. It’s lived experience coaching, not therapy or medical treatment, and it’s built around getting you moving again when you’re not sure how to start. Let’s get back to Tom. Bill Gasiamis (21:07)Do you miss doing any of the things that you’re not doing at the moment? Your Tom Ballo (21:13)Well. Bill Gasiamis (21:13)for example, your GTA Tom Ballo (21:15)GTA 5? Yeah, I do, although I had a way of playing it now, I still play the game in other video games as well as best I can, but it’s really hard even just to try to keep my finger on the gas pedal in the cars. It’s tough. And it even started hurting after a while, you know. And I stopped. I still play with them. you know, I miss that I’m trying to think. I don’t do the squirrels anymore. We moved. And we don’t have squirrels here. So. It’s been kind of good in a lot of ways. Bill Gasiamis (22:15)How? How has it been good in a lot of ways? Tell me. Tom Ballo (22:20)watch TV, I guess, is I’m trying to get around. I don’t watch normal TV at all, you know, but it has commercials, Bill Gasiamis (22:29)Yeah. Tom Ballo (22:29)anything like that. It’s primarily YouTube and movies, but… Content has to be very truthful and non-deceptive. And I’ve been able to watch and learn a lot of things. I’ve been able to watch these YouTube videos and find, been very active with that. And then in a lot of ways, I used to do everything and now I don’t. And that’s kind of a blessing, I guess. I don’t know. I used to do my own laundry and… I did dishes for everyone and mowed the lawn and all these things that I used to do. Now I don’t have to. Bill Gasiamis (23:34)So now you have somebody else doing those tasks and you have more free time on your hand? Tom Ballo (23:39)Yeah, nobody expects me to do them. You know, really, my wife has been real good. She has picked up the slack, so to speak. It’s not her favorite stuff. I used to do it all. A lot of things. And I don’t have to really do much of anything. We recently moved and moved… couple hours away from Austin to Houston. And I didn’t have to do anything with the move. It doesn’t move a thing. Whereas, I don’t know, just, it’s kind of nice. I try to do dishes whenever I can, but it’s not like, used to be. People would expect me to do everything and I didn’t mind doing it. It’s kind of nice not having to. Bill Gasiamis (24:38)Yeah. Are you living at home with your wife and is it just you and her? So it’s ju just you and your wife at home now. Tom Ballo (24:46)Yeah, as far as living here now, it’s pretty, it’s real quiet because for about two and a half years, we had a really, really full house with my daughter and her husband and three daughters, granddaughters. Bill Gasiamis (25:05)Yeah. A and has your wife ever perhaps mentioned how things have changed for her, how she experiences her the new way that she interacts with you or the differences in the interaction with you? Tom Ballo (25:18)Hmm, not really. Pretty much she… very, pretty much the same. Even when I, even beforehand, I would, pretty much do my own thing and so would she. I’d be playing video games or out with the squirrels. I was on my own anyway. Bill Gasiamis (25:42)Yeah. Tom Ballo (25:43)So really, it’s not really been a big problem. Bill Gasiamis (25:47)Yeah. When you got back from home, were you totally kind of independent? Were you able to toilet yourself and do all those things or did you need support for that? Tom Ballo (25:55)No, I’d say when I first came home, I was still in a wheelchair and still using a flask to go to the bathroom for the first, I don’t know, I’d say about two months at home. until I learned how to walk and then with the hamming walker and then eventually put that thing away and walked by myself. So I’ve had to kind of learn slow. I’ve had to, I’ve made improvements in that regard. Bill Gasiamis (26:45)Yeah. Your wife sounds like she definitely stood by you. Who else was around? How did your kids get involved in those early days? Tom Ballo (26:53)Well, the first week my daughter and her husband were taking care of me or coming to see me in intensive care and stuff like that at the hospital. And then, my wife was in Europe for the first week of my, first week of the stroke. But then, The symptom that’s getting worse And you know, my daughter lived with us. She would occasionally, well, I don’t know, she had to think back on it. Pretty much once my wife, Linda, you know, had come back, she took care of me. yeah, she took care that care me. Bill Gasiamis (27:45)Yeah. took care of all of your needs, I would say. I Tom Ballo (27:50)Yeah. Bill Gasiamis (27:51)would imagine. Is that right? Like everything you needed to sort of be able to get in and out of bed and to get food and to get showered. Did you guys have any help come from any services like nursing or anything like that? Tom Ballo (28:04)I never had that, did not need that. We fixed, well, we completely redid one of the bathrooms at my last house and made it so I could do a walk. It ended up being a really nice bath area with a bench and a. Handheld nozzle not a tub, but walk in kind of a thing. So we fixed a shower because at first… Bill Gasiamis (28:41)like that. Tom Ballo (28:42)No, I don’t think I have. It was primarily me just each day trying to get a little bit better. But I’ll tell you, one of the problems that I’ve had is that I’m getting more more spasticity, spasticity and Bill Gasiamis (29:05)Yeah. Tom Ballo (29:08)muscle tightness. I mean, it’s gotten, I’d say. Every day it gets like one thousandth worse every day. It doesn’t automatically get better even if you work out or anything. Bill Gasiamis (29:24)Yeah. Do you have s massage or anything like that to help relieve it? Tom Ballo (29:33)Well, I didn’t know for that. I haven’t had anything yet. I’m thinking of. don’t know. I don’t know if it’ll work. Find a hospital and start and see what they say. There’s something that they can can do. It’s. Yeah. Bill Gasiamis (29:54)Challenging. Tom Ballo (29:55)I thought that it would, you know, just you. It would just get better each day, but it’s not quite that way. I used to be able to close my hand, I can still do that. But now it feels like it’s just a lot tighter. It’s not really painful, but it’s borderline painful. I don’t know, it’s not really pain, but also my feeling is much more sensitive. Like when I yawn, I can feel a tremendous amount of tingling. throughout my entire, my whole right leg from my hip down to my foot. Bill Gasiamis (30:49)When you yawn. Tom Ballo (30:50)when I yawn, for some reason it just energizes my leg. I don’t know, or like, if I don’t, okay, like if I just don’t move my right arm at all, but they put it at rest, I don’t feel anything. There’s no tingling, there’s no sensation. As soon as I start moving it, and if I touch anything, I can really, really feel it a lot more now than I did at the beginning. It’s very sensitive to touch. Bill Gasiamis (31:27)Yeah. I know what you mean. did you ever feel like your like your autonomy or your dignity were being challenged when you went through this? How did you navigate that part of it? Tom Ballo (31:38)Well, see, gets back into my being self-actualized. Bill Gasiamis (31:47)Yeah. Tom Ballo (31:49)My dignity was never affected by any of this. Now it’s been, I don’t know, like if people see me in a store or in a market, they’re always more than willing to want to talk or they make me feel special in a way. So that doesn’t, it doesn’t bother me. And people like to hear, they have a lot of questions. It doesn’t affect my dignity at all. I haven’t fallen down in public, Bill Gasiamis (32:28)Okay. Tom Ballo (32:29)so it hasn’t happened. I’ve heard people say that bothers them. That’s Bill Gasiamis (32:32)W what it doesn’t sound like there’s much that would affect your dignity that you seem pretty mild mannered and calm about many things. Tom Ballo (32:41)Yeah, I’m very… I don’t know how to put it. I’ve just been, people have commented and have noticed by themselves that I’m not like normal. There’s something about me, I really know myself more than most people do. Bill Gasiamis (33:02)Yeah. Your what about your message for people who are just starting their stroke recovery? If they were listening, you know, w what would you say to them? You’re a a year and a half in, so you have some insights and some awareness. What would you share with the people who are just starting their recovery? The one thing that hasn’t changed Tom Ballo (33:18)Well, you know, one thing I do is I watch a lot of videos about strokes surviving. So and every stroke is different. That’s one thing. It’s kind of stroke recovery is different and the severity of the strokes are different for everybody. it’s kind of hard to say for everybody how to how they can get along. But I would say, of course, would try to tell people to try to become, have as much confidence in yourself as you possibly can and stay positive. And, you know, it’s hard to do if you want that way to begin with. I’ve been lucky that I was been positive before I started this, before I had the stroke. some benefit to me after the stroke. It didn’t affect it. So I would say keep on trying. It’s going to be something to work on all the time, every day from here on out. Bill Gasiamis (34:40)Yeah. What are you hoping to work on in the next say twelve months? What’s on your on your list of things to get done or to continue to do? Tom Ballo (34:48)Well, the main thing for me is hopefully spasticity, it’s hard to say for me now, spasticity, doesn’t get any, just hopefully that’s. I can get that out of control. That’s all I worry about in the future, so to speak. All I think about is hoping that that doesn’t get a lot worse. You know, if you… Bill Gasiamis (35:32)Just want such a some improvement in the deficits. Tom Ballo (35:35)Yeah, improvement in… You know, I was always, I had stretched every day or every night for 30 minutes. For my whole life, I’ve been into stretching. And… Now, you know, it’s the opposite. I got stiffness like you’ve never seen. But luckily it has not affected my sleeping at all. Matter of I haven’t had a bad night’s sleep since day of the stroke. Every evening or every night, sleeping is perfect. Bill Gasiamis (36:17)Yeah, that’s excellent. Tell me, Thomas, do they know what caused their brain hemorrhage? Tom Ballo (36:23)No, they really don’t. And no one ever came to me and ever once wanted to or wanted to tell me or wanted to find out about what caused it. They were always seem like they were always more like in the moment trying to get just trying to get everything better, doing the best thing. to recover. as far as what might have happened, no real idea. I would just say it overall. got, I mean, the stroke I had was probably about as severe as anybody had. It’s really not, you know, it’s not completely debilitating. It’s not too bad, really. Bill Gasiamis (37:26)Yeah. Hey Thomas, I really appreciate you reaching out. Thank you so much for connecting with me and sharing your story. Tom Ballo (37:34)Thank you for having me on. Bill Gasiamis (37:37)Well, that was Tom Bellow, thirty-two years a litigator, eighteen months a survivor, and someone who will tell you straight that some things, like the spasticity he’s living with, have gotten harder rather than easier. Even while he’s had by his own account just one bad day. That kind of honesty is rare. And it’s exactly why this conversation moves the way it does. Tom’s not performing recovery for you. He’s describing it at his own pace. And that’s worth sitting with rather than rushing past. That’s really the reason these episodes get made at all. Not to hand you a formula, but to let you hear what recovery actually sounds like from someone living it. Because the version you carry in your head before you’ve heard someone like Tom is almost never the real thing. If this conversation gave you something, a moment of recognition, a reason to keep going, a way to explain your own recovery to someone who doesn’t get it yet, the most useful thing you can do is share it with one person who needs to hear it today. Remember to check out my book, The Unexpected Way That a Stroke Became the Best Thing That Happened. It’s available at recoveryafterstroke.com/book. And on that note, my new book is out now. And this one’s a bit different. It’s not about stroke specifically, it’s about what happens after any kind of trauma reshapes your life and how you rebuild even when you don’t feel ready to. It’s called Your World Doesn’t Have to Stay This Small. And if your world has gotten smaller since your stroke, fewer places you go, fewer things you say yes to, fewer people you see. That’s the book I wrote for you. Remember to grab your copy on Amazon, search the title, or use the link in the show notes. If this show has helped you, remember you can support it at patreon.com/recoveryafterstroke. Thanks for listening. I’m Bill Gasiamis and this is Recovery After Stroke.     The post Stroke With No Warning Signs – Tom Ballo’s One Bad Day in Eighteen Months appeared first on Recovery After Stroke.

Waiting for the right coach to discover your daughter is not a recruiting strategy.Brooke Bizzell earned three Division I offers while playing on an EYCL team. In this conversation, Brooke and her parents explain how they combined updated film, detailed outreach, repeated follow-up, live-period opportunities, player development, and NCSA to create recruiting interest—including the relationship that led Brooke to commit to Houston Christian.In this episode, you'll learn:• Why a circuit or AAU program cannot do all the recruiting work for an athlete• How Brooke's family made NCSA work for them• Why detailed schedules, film, and consistent coach outreach mattered• What families should consider when choosing an AAU team• How Brooke handled recruiting uncertainty without abandoning her team• What uncommitted athletes should do instead of waitingWatch through the end for Brooke's advice to uncommitted 2027 athletes.Subscribe to It's Just Different Podcast for honest conversations that help parents make smarter decisions throughout the girls' basketball journey.Stay in TouchAshley: https://www.instagram.com/_thisisashleyr/Brooke: https://www.instagram.com/brookes_ballin12/

"I truly would not be the same person without it." One Academy grad shares what actually changed. Episode description: You've probably wondered if a program like this could really make a difference in your actual, everyday life. Today Brittany sits down with Ali, a Made Whole Academy graduate and mom of three, to talk about what changed for her on the other side of the process. This is a real look at what it looks like to walk out the framework long after the last call ends. In this episode: Understand why "trying harder" wasn't the missing piece for Ali, and what was Learn how the pain cycle and peace cycle became tools she still uses every day, not just concepts she learned once Walk away with a picture of what changes in your relationships and your parenting when you understand your own patterns Finally see what makes the Academy different from therapy, and why both have a place Love, Brittany Ready to go deeper? Here's where to start: The Unstuck Workshop — $37 and self-paced. If you want to finally understand why you keep feeling stuck and walk away with a tool to actually change it, this is your first step.  Made Whole Academy — The full 10-week journey. Real tools, real community, and lasting change. Applications are open.  Free Quiz: What's Actually Keeping You Stuck? — Not sure where to start? Take the quiz and find out.  Find everything else at madewholepath.com and come say hi on Instagram at @madewholepath. If this episode helped you, share it with a friend who needs it. That's how women like us find each other.

Nick and Kyle recap the week in Heathcliff! We also discuss Heathcliff's birthday, CostCo gum, and courtroom unions! Send us feedback on twitter @HeathcliffRecap or send us an email at HeathcliffRecap@gmail.com! Our theme song is Heathcliff's Meat Song by Louie Zong! Check him out at louiezong.com. Comics featured in the episode: August 25, 2026: https://www.gocomics.com/heathcliff/2026/08/25 August 31, 2026: https://www.gocomics.com/heathcliff/2026/08/31 September 1, 2026: https://www.gocomics.com/heathcliff/2026/09/01 September 2, 2026: https://www.gocomics.com/heathcliff/2026/09/02 September 3, 2026: https://www.gocomics.com/heathcliff/2026/09/03 September 4, 2026: https://www.gocomics.com/heathcliff/2026/09/04

New Zealand could outlaw social media for under 16's if National has its way, so nine months in, how is the ban working in Australia? Two weeks ago Christopher Luxon announced plans for a ban, despite coalition partners ACT and New Zealand First opposing the bill. University of Melbourne Professor, Jo Robinson is a world leading expert in suicide prevention, and spoke to Lisa Owen.

Think you're detoxing your liver—but still dealing with bloating, sluggish digestion, low energy, or stubborn weight? The problem may not be that your liver needs more detox support. It may be that you're using the wrong approach.In this episode of Accelerated Health with Sara Banta, I explore TUDCA vs. Milk Thistle and what actually makes these two popular liver-support supplements different. While both are often associated with liver health and detoxification, they work in very different ways—and understanding those differences could change how you approach liver support.Your liver is constantly working to process and eliminate substances—but supporting it effectively is about more than taking a detox supplement and hoping for the best.TUDCA or Milk Thistle—which one is actually worth considering? Listen until the end to understand what may be missing from your liver-support strategy.Supplements Featured In This Episode:• Accelerated Liver Care® https://www.acceleratedhealthproducts.com/products/accelerated-liver-careNot sure what food to eat and avoid? This guide is for you.⬇️

Officer Wayne James studied criminal justice and psychology in college, always knew he wanted to work in law enforcement, and has spent four years as a correction officer at Nassau County Correctional Center — building a firsthand understanding of prison politics, inmate behavior, and the specific daily reality of what life inside a county correctional facility actually looks like from the officer managing it. In this episode of Locked In with Ian Bick, he shares what his upbringing gave him that protected him from going down the wrong path, what working inside Nassau County Jail really looks like, what prison politics and the culture behind slashings actually involve, what the difference between working with male and female inmates actually requires of an officer, and what building genuine respect from inmates actually looks like from the person who has to do it every single shift. _____________________________________________ #correctionalofficers #nassaucounty #truecrimestories #prisonguard _____________________________________________ Connect with Wayne James: Instagram: https://www.instagram.com/officer_waynejames/ Buy his Book: https://www.amazon.com/Power-Perception-Wayne-Daion-James/dp/B0H2X48VBT?tag=smgglusdsadts-20&ref=&adgrpid=195855865845&hvpone=&hvptwo=&hvadid=812900394363&hvpos=&hvnetw=g&hvrand=2786760930931149643&hvqmt=a&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9016137&hvtargid=kwl-2484167636399&hvext=373771806062&hvcampaign=23946688003&hydadcr=17332_13842016_2502554&mcid=&hvocijid=2786760930931149643--&hvexpln=0&language=en_US _____________________________________________ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ _____________________________________________ Timestamps: 00:00 Introduction to Officer Wayne James 00:33 Growing Up in a Two-Parent Household 01:47 Martial Arts and Discipline 02:17 The Importance of Structure 02:58 Early Dream of Law Enforcement 04:07 Degrees in Sociology and Pre-Law 05:48 Applying Education on the Job 07:14 Balancing Professional Distance and Respect 08:38 Sharing Personal Background with Inmates 10:32 The No-Snitching Trap 13:02 Defining Snitching vs. Self-Preservation 14:56 The Cost of Not Taking a Deal 15:56 Discovering Snitches in Jail 16:29 Path to Corrections 17:24 Starting at Age 28 18:52 Nassau County Correctional Facility Overview 20:55 One Person Per Cell Policy 21:00 Safety Benefits of Single Cells 23:26 Countering the Buddy System Argument 25:16 Classification Issues in Prisons 27:21 Building More Prisons vs. Reform 28:29 Open Dorms and Gladiator School 29:51 The Culture of Slashing 31:05 Prison Politics and Rules 33:31 Psychology of Claiming Phones 34:18 Why Not More Phones? 36:34 Awaiting Trial and Conviction Rates 37:31 Court Accuracy in Bail Decisions 38:56 Genuinely Bad People 39:59 Encounter with an MS-13 Leader 41:21 Interacting with Violent Offenders 42:24 Fear and Self-Defense 43:52 Officers Killed by Inmates 45:07 Power Trips and Bad Officers 47:44 Female Officers Supervising Males 50:55 Female Inmate Charges and Behavior 52:00 Evil in Women vs. Men 53:39 Wrongful Convictions and Evil Acts 54:13 Central Park Five and Prison Trauma 55:29 Shower Safety and Surveillance 56:33 Need for Standardized Prison Operations 58:03 Overtime and Officer Safety 59:04 Why Not Hire More Staff? 59:55 Pay and Overtime Addiction 01:01:19 Consequences of Refusing Overtime 01:01:44 Notable Inmates: Nicki Minaj's Brother and Fentanyl King 01:03:43 Respectful Dangerous Inmates 01:05:11 Sharing Meals with Inmates 01:07:12 Chess and Double Homicide 01:08:31 Everyone Is One Accusation Away 01:10:45 Talented Inmates and Narrow Minds 01:13:30 Learned Helplessness and the Doll Test 01:15:45 Historical Oppression and Inferiority 01:16:50 Parenting as the Root Solution 01:18:12 Challenges of Single Parenting 01:20:15 Leaving Corrections for Policing 01:21:47 Inmate vs. Incarcerated Individual 01:24:29 Parenting as the Overall Solution 01:25:59 Should Police Work Corrections First? 01:27:43 Final Thoughts and Book Promotion _____________________________________________ To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/LockedInWithIanBicka

Kaitlyn spent years as a nurse inside a system she stopped trusting. So she left it, became a lactation consultant, and started attending births outside the hospital entirely. After 8 years of infertility, Kaitlyn finally got pregnant and freebirthed at home, with a little help from Rescue Remedy at exactly the right moment. If you want to connect with Kaitlyn, follow her on Instagram at @wildhoneykv, and you can find her website here: www.wildhoneykv.com~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Introducing LEMONADE, my newest training program. Six months, live, with me. LEMONADE is where you stop shrinking your truth and start building the visibility, the spiritual grit, and the real world tools to speak it in public and survive what comes after. Because the backlash isn't a maybe. It's the toll for doing big work in the open, and I'm going to teach you how to turn it into fuel.Learn more at emileesaldaya.com/lemonadeThe Complete Guide to Freebirth, our popular flagship program, takes you from conception through postpartum with a full education in physiological birth and the mindset of self-responsibility.Learn more at freebirthsociety.com/cgtfThe Radical Birth Keeper School, an in-depth training for women called to sovereign birth-work, blends self-mastery, birth literacy, and practical mentorship outside the medical model. Learn more at freebirthsociety.com/radicalbirthkeeperschoolThe Lighthouse, our private membership sanctuary for awakened women, offers four live coaching sessions a month with Emilee, a library of 50+ expert workshops, and a private forum connecting women worldwide. Learn more at freebirthsociety.com/membershipFollow Emilee's next chapter at emileesaldaya.com, where business and self-mastery coaching for disruptors, healers, and mission-driven entrepreneurs lives beyond the birth space.Find more from Emilee and all things Free Birth Society on Instagram, YouTube, and the Free Birth Society website.Disclaimer: Free Birth Society, LLC of Florida shares personal and educational stories and experiences related to freebirth and holistic care. This content is not medical advice, and we are not a licensed midwifery practice. Testimonials reflect individual experiences; results may vary. For services or scheduling, contact info@freebirthsociety.com. See full disclaimer at freebirthsociety.com/youtubeterms.

Worked on some next steps (sales site, secret blog, TikTok)

Redd Copperson, the loyal head butler to the wealthy Delacroy family. Nestled along a picturesque granite cliff, the grand manor becomes a site of unsettling terror when an uninvited guest named Mr. Hollyharson or a strange entity attached to the estate exerts a dark, corrupting influence over the household. As unnatural events unfold, family members and servants begin disappearing or succumbing to madness, forcing Redd to witness the tragic collapse of the house he serves while desperately attempting to maintain order amid the escalating paranormal horror.

Somewhere along the way, you were taught there was something wrong with you. How you looked, how you spoke, how you were in the world. So you spent years trying to prove that wrong, and no matter how hard you worked at it, you kept coming up short. You don't feel like a hero. A lot of days, you feel like a loser. That's where this class starts, and it's why I called it The Anti-Hero.This episode is the replay of the live class I taught this week, and I did it differently than I ever have. No slides. Just me, a whiteboard, and the women who showed up. In it I walk you through why the voice in your head never shuts up (it's not what you think, and you can't think your way out of it), what emotions actually are and why you've been playing whack-a-mole with them, and why shame is always a liar. I teach you the 3 steps I use with every woman I coach, in the order they have to happen: regulate, allow, think on purpose. And I tell you about the girl in the Babysitters Club books who I was never going to be, and why Loki is the character I want you to think about instead.I also cried on this one. I didn't plan to. I was telling the story of the first time someone said to me "you were never the problem," and it caught me. I left it in, because that moment is the whole point of this class.Key Takeaways:The person you've been measuring yourself against was never real. No woman has ever been her, and you were handed her anyway.That voice in your head isn't keeping you honest. It's your nervous system stuck in survival, and you can't reason with a body in panic.Regulation isn't "calm down." It's pebbles on the other side of the teeter totter, small and daily, until the hard days don't tip you.You don't need to tolerate more emotion. You need to grow your capacity for it, the same way you'd build a bicep.Shame is a liar. It was trained into you, and anything that was trained in can be untrained.It's not "how do I do this." It's "who do I need to become." You're one belief away, not one strategy away.Book a call with me: If you listen to this and something in you goes "oh, that's me," I want to talk to you. It's a free call, just you and me on Zoom, and it might be the first time you've had someone completely on your side while you say the thing out loud.Book it here: amandahess.ca/bookacallYou are not the only one. I promise you that.Links referenced in this episode:amandahess.ca/bookacallWatch the class on YouTube: https://www.youtube.com/watch?v=po3p72xhYOE

Surviving September 11 took more than courage. It took preparation, trust, and the ability to manage fear. I share my experience escaping from the 78th floor of the World Trade Center with my guide dog, Roselle, and the lessons that shaped how I responded that morning. You'll hear how years of learning my surroundings, trusting my training, and understanding my role as a leader helped me stay focused during the evacuation. I also explore blindness, the limits society places on blind people, and the power of teamwork between a guide dog and handler. Most of all, this story is about focusing on what you can control, trusting the relationships you've built, and preparing yourself to act when fear shows up. Highlights: 00:10 – Why Michael is revisiting September 11, 25 years later. 11:45 – How Michael learned that blindness itself isn't the limitation. 32:50 – Why preparation inside the World Trade Center mattered when crisis hit. 36:40 – How staying calm helped Michael lead others toward safety. 44:46 – The lesson Michael heard while running from the collapsing tower. 51:59 – What Roselle taught Michael about fear, trust, and moving forward. About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog. Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards. https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/ Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset . Transcript: Michael Hingson  00:04 Hi everyone, and welcome to another episode of Unstoppable Mindset. I am your host, Mike Hingson, and today we're doing something a little bit different. This is Friday, september 4, 20/26, and this is the first of four episodes commemorating all of the events that happened in and around September 11, 2001. As many of you know, I was in the World Trade Center working for a company. I had opened an office for them on the 78th floor of Tower One of the World Trade Center, and on September 11th, I was in my office because we were going to be doing some special sales training for people, and I was there getting prepared to do all of that when the terrorists attacked the towers, and then later the Pentagon. And as you may know, a fourth aircraft was crashed in Shanksville, Pennsylvania, because people on the aircraft took it over from the terrorists or tried to anyway, so one of the things that we thought would be helpful would be for me to give you again a taste of what I actually went through and what occurred on September 11, 2001, when we started this podcast back in August of 2021, I played a speech that talked about some of what happened to me in the World Trade Center. But today we're going to do a different speech. In April of 2024, I was invited to be a speaker at the Marshfield, Missouri Cherry Blossom Festival. Now that festival is a yearly event celebrating and commemorating different events in American history. In 2024, I was invited to come and speak and talk about my experience at the World Trade Center and to help put some of that into context. I thought it would be very relevant for all of you if we played that speech for you, so that you would again get a taste of what occurred with me, why I was able to survive and escape, and a little bit about the lessons that we should learn about not only September 11th, but frankly, from my perspective, being the fact that I have been blind since I was born in 1950, I want you to learn a little bit more about blindness. So we're going to present to you now my speech delivered in April on April 27, 2024, at the Marshfield, Missouri Cherry Blossom Festival. I hope that you'll enjoy it. I hope that it will teach you some things, and don't forget that we have other episodes coming up. We have another episode occurring on the eighth of September where I'm going to be interviewed by Michelle Abraham from Amplify You. Amplify You is the company that I work with to get these podcasts out twice a week, and Michelle has her own podcast, and she's going to interview me to talk about lessons we've learned, to talk a little bit about what happened on September 11th. But we won't give anything away for what's going to happen later in this series of episodes. On September 11th, I will be talking with Bob Ellis. Bob was at the Pentagon on September 11th and literally just walked out the door just before the aircraft hit the Pentagon. We're going to talk about that and again, hopefully, put some of things in perspective for you. Then on the 15th of September, I'm going to come back on episode 475 of our podcast, and talk a little bit more in detail about the lessons that I've learned, and talk about things that I hope people will take away and remember from september 11. I know many of you weren't even born when the World Trade Center terrorist attacks occurred, and so this episode 472, especially, I hope will give you a little bit better sense of what occurred, and from my perspective, why things occurred the way they did, and and how we proceed. So I hope you'll enjoy this episode. Hope that you'll enjoy what it brings, and we will definitely be moving forward to talk about some other things later on. Speaker 1  04:24 There are moments in American history that changed the national conscience. Yesterday, we heard about the assassination of President Kennedy. Some of you might be old enough to remember the attack of Pearl Harbor, and for most recently in American history, of course, the terrorist attacks September 11th. Today, you're going to hear a riveting account, a a heroic story of a man whose story I believe will really pull at your heartstrings. And to moderate that panel today, or that interview, to do is conduct our interview. Today is Mary Acher, who's no stranger to this stage, good friend, presidential historian, and a great interviewer. If you'll put your hands together for Miss Mary, Speaker 2  05:11 I just am so honored to met Michael Hinkson and Alamo. You know by what you see that he came down on the 78th floor of the North Tower with his guide dog Brosel, but I have a friend named Doug Weed who always told me, "You don't brag on yourself; you get somebody else to brag on you. And I want to brag on Michael before we start this. Before I ask him to tell this story, Michael was a premature baby, and at the time when he was born, they put the babies in pre in a the premature babies in a incubator sealed with 100% oxygen, and the doctors didn't know that then, but it blinded the children, and Michael was blinded at birth. So Michael was very fortunate that he had parents that refused to allow him to even think about being disabled. They mainstreamed him before mainstreaming was even known, and they taught him to ride a bicycle. They let him drive a car, and later in his life, he actually piloted an airplane. Is that amazing? He loved mathematics. He loved physics. He was taught geometry. He solved math problems in his head. He's got a master's degree in physics and another-not a master's, but a regular in in teaching. So that is why he is such an amazing man. He's never ever let this what enough people call a disability stop him at all? As a matter of fact, he has been such an amazing gift to the unsighted community in in the Braille and things that technology that blind people can utilize to be online and be all kinds of of things that they wouldn't ever have been allowed to do even 50 years ago. So anyway, I'm just so honored to have met you, Michael. It's just been amazing. I'm going to take him to Lambert's tomorrow. He says I have to catch the rolls, or somebody else will catch them and they'll eat them and he won't get it. I promised him I'd catch the rolls. All right, my dear Michael, would you start telling us about that horrendous day? I am Michael Hingson  08:00 going to not do what I said I was gonna do. I'm gonna stand up, and I'm gonna be very interested to go to Lambert's to see what they do with me, since normally they would throw the rolls, as I understand it. And I'm gonna point out that doesn't really work. So now, what are you gonna do? Because if they all fall on the floor and the dog gets them, and the dog gets sick, you guys are in trouble. So I'll be interested to see exactly what happens. No, I'm sure it will work out. Mary, thank you for those those kind words. I'd like to start by defining a couple things to help us in all of this. Mary is absolutely right about what my parents did in their position, the doctors told my parents when it was discovered I was blind at about four months of age that I should be sent to a home because no blind child could ever grow up to amount to anything or contribute to society. If you think that's bad, it was worse in other parts of the world where, when children were born who were blind, were just drowned in a bucket of water. So, in a sense, it wasn't as bad. Not every child who was born premature and put in an incubator did go blind, and it's unfortunate, in a sense, that at the time that I was born. Dr. Arnold Papps at the Wilmer Eye Institute at Johns Hopkins University had discovered that, in fact, oxygen could cause blindness, and even a few minutes a day of a non-oxygen environment would drop the incidence of blindness down to zero. But medical science didn't believe him because they said, "Well, too much oxygen can't be a problem. And what Dr. Arnold Pats essentially really proved is that too much of anything can be a problem. So it is it is an issue. I finally actually some time ago got to meet Dr. Pats. Before he passed, it was it was fascinating to talk with him about that. The condition at the time when I was born was called retroenterial fibroplasia. If you want to know how to spell that, I wrote a book called Thunderdog: The Story of a Blind Man, His Guide Dog, and the Triumph of Trust at Ground Zero, which we plan to have here, but the publisher messed up, so it wasn't. But you can go buy Thunderdog anywhere, and you can learn how to spell retrolateral fibroplegia. It is now called retinopathyoprematurity. I guess that's a little easier to spell. I don't know still why they changed the name, but they did. So fine, I don't care. I am blind. I don't care. Blindness isn't the problem. I've learned from my parents and growing up and being alive now for yep 74 years, blindness isn't the problem. The problem is our perception of blindness, what we believe blind people can and can't do, as opposed to what they truly can and can't do. If you want to really see a story or something about a blind person driving a car, there is a website www.blinddriverchallenge.org. Blinddriverchallenge.org. The president of the National Federation of the Blind in October of 2001 challenged private industry and universities to create a vehicle that a blind person could drive, not an autonomous vehicle, but truly a vehicle that would transmit to the blind person the information necessary for them to drive the vehicle. What you will see at blinddriverchallenge.org is a video of a gentleman named Mark Riccobono. Too many marks. Mark Riccobono driving a vehicle independently without any assistance around the Daytona Speedway, right before the 2011 Rolex 24 race, he will go through an obstacle course. He will pass boxes that are being thrown out of a van to try to block his way. He will pass the van and a number of things like that. The reality is, what is driving? It's all about you having the information necessary for you to control your vehicle, and as far as I'm concerned, given what Mark Riccobono did, and given the reality that the information is available to us, given the way most sighted drivers drive, I'll take me any day, especially where I live in Victorville. My gosh! But the the reality is, blindness isn't the problem. I grew up believing that I went to public school. I went to college. Michael Hingson  12:26 I did get a master's degree in physics. As I love to tell people, I'm as good as Doc Brown from Back to the Future in building reactors and nuclear bombs. The only difference between me and Doc Brown is I won't go steal fissionable material from some source that might come after me later. So you know, I think I was a little smarter than Doc Brown, but the fact is, again, it's not the problem. I was also the program director of the campus radio station for a while, and I worked at the campus radio station KUCI 89.9 on your FM dial for seven years. I did a show playing old radio shows every Sunday night from six to nine. Didn't even know what 60 minutes was. I heard about it, and one day finally somebody from the show or from the the Orange County Jail called and said, "We really got a situation. We want you to know about it here at the jail. People who heard about you, they've heard about 60 minutes, and on Sunday nights we have to divide the jail in half. Half of the people go up to a television room to watch 60 Minutes, and the other half, which is the bigger half, want to hear your show playing old radio shows on Sunday nights. So you know we must be doing something right. That even at the jail, they liked us. I went to work in 1976 for the National Federation of the Blind. It's the largest organization of blind consumers in the country. I was offered a position because I was in in the science world, one of the few at the time in that world. And the president of the federation, Dr. Jernigan, told me in late 74, early 75, we got a situation. There's a guy named Ray Kurzweil. You may have heard of Ray. He's a futurist. He's an inventor. He's invented the singularity. I'm not totally sure I agree with everything that Ray says. You know, Ray once said the only problem with God is we haven't invented it yet. I don't agree with that. And the other part about it is Ray says that we're really going to all become part of the world when chips are created that will allow us to directly interact with computers. Well, we'll see. I don't want to chip in my brain yet. But Ray at that time had developed a piece of technology that would actually look at a printed page. It actually had to build it up line by line, so it wasn't like snapping a picture. But it would learn to recognize all the characters on that page, no matter what their type styles or print styles were, and it would read it out loud, called the Kurzweil Reading Machine for the Blind. Just like with blindness and retro-entral fibroblasia, the government didn't believe he could do it because nobody else had been able to do it, and so they wouldn't help fund it. He came to the federation, and the federation said, "Tell you what we're going to do." Ray, I'm not sure they said it quite that way, but tell you what we're going to do, Ray. We're going to send somebody up there with a bunch of material, and if your machine reads what we bring up, not what you want to read, if it reads what we bring up, then we're going to help you get funding. And Ray, I'm sure again it wasn't quite the way he said it, but he said, "Bring it on. They did. It did, and a relationship began that exists to this day-a machine that literally would read print out loud. And Ray wanted the first application of omnivore optical character recognition to be a machine that would read print out loud for blind people. We created a project where we purchased several machines, and then for 18 months, from 1976, in October through June of 1978, I lived in suitcases or out of suitcases in hotels, traveling around the country where we put machines at places like the New York Public Library, the Iowa Commission for the Blind, the San Francisco Public Library, and some other agencies for the blind around the country. Michael Hingson  15:59 The idea being that we wanted blind people to come and use the machine, read whatever they wanted to read, and then give us information about what needed to go into a final production model of the machine. I wrote training curriculum. I wrote the the technical manuals for teaching people how to use the machine. I taught people to use it. I observed people using it. Sometimes grabbed my old soldering gun and fix things that broke on the machines. These were $50,000, 400 pound machines. They weren't little things like an app on an iPhone today, right? So anyway, we finally wrote the final recommendations, and then Ray said, "I want to hire you to come and do the same sort of thing within the company. So I went to work for Ray, moved to Cambridge, Massachusetts. Actually, I learned I moved to Winthrop, Massachusetts, learned how to go from Winthrop to Cambridge every day, and we began a relationship. And I worked at Kurzweil Computer Products, in and that started in again October of 1978. In May of 1978, I was called into the office of the VP of Marketing, and Andrew Parson said, "We're laying you off. What? We're laying you off. Why? Oh, it's not that you're doing a bad job or anything, but unfortunately, like a lot of engineering startup companies, we've hired too many people who aren't revenue producers, and we have to have more revenue producers. And so, as important as your job is, it's not as important as making money for the company. So we have to lay you off. Then he paused and he said, "Unless you'll go into sales. Now, I'm a science guy. However, I thought about it for a micro nanosecond, and I said, "Sure, I'll go into sales. As I love to tell people, I decided I would lower my standards and go from science to sales, and did. I said I don't know anything about sales. He said we'll send you to a Dale Carnegie sales course and all that. Well, I started selling, but not the reading machine for the blind. Instead, I sold a new product they had called the Kurzweil Data Entry Machine, and unlike the reading machine for the blind that sold for $50,000, if you want one, we might be able to find one of the old machines for you for 49 995. Instead, I sold a new product called the Kurzweil Data Entry Machine, which was only $125,000. I guess they had confidence in my ability, and I was very grateful for it. The real reason that I didn't want to refuse the sales position is I knew that at that time, and it's still somewhat today, the unemployment rate among employable blind people is close to 70. That is seven 0% It's not because we can't do the work; it's because people think we won't be able to do the work and don't give us the opportunity. So the bottom line is, I lowered my standards and went from science to sales, and did that for a while. And then in 1981, while Xerox was considering and actually working toward buying the product, I was asked by Ray and the VP of Sales to move back to California, where I was from, to help integrate Kurzweil into the Xerox West Coast environment, including their research center called Palo Alto Area Research Center Park, and I did. And my thanks for that was that after the the whole sale was consummated and Xerox completely took over. I was the last salesperson in June of 1984 to receive a FedEx letter saying thank you for your service, but we don't want you anymore. Goodbye, because all Xerox wanted was the technology. They didn't want the people. Now I was confronted with the situation. How am I going to find a job? What am I going to do? 70% unemployment. and I went out and I wrote lots of cover letters, sent out lots of resumes, and I even got a headhunter who called me and said, "Love your resume. We're going to have you interview with this company up in San Jose, California. We'll send you a ticket. They sent me the ticket the night before the flight. The guy called. Back and he says, "You know, I was just looking at your resume again. I see you do a lot of things with blind people. Michael Hingson  20:04 Is there somebody in your family who's blind? You notice that? And I said, "Yeah, I'm blind. You're blind? Well, I'm going to have to call them. They're not going to want to talk to you. I said, "Nothing has changed. My resume is still the same, but you're blind. It's all changed. No, it hasn't. There were no laws to stand on. The reservation was canceled, and I didn't do the interview. Their loss. If Speaker 3  20:30 you enjoy Unstoppable Mindset and would like to help us continue bringing these conversations to you each week, we've created a way for you to support the show. Your contribution helps us cover production costs and continue sharing stories, insights, and ideas that inspire people to live with purpose and possibility. If supporting the podcast feels right for you, you'll find the link in the show notes. Thank you for being part of the Unstoppable Mindset Community. Michael Hingson  21:02 Eventually, not finding a job, I started my own company selling computer-aided design systems to architects. A blind guy selling CAD systems? Why the heck not? I didn't need to work the machine. What I needed to know was how to work the machine, so I could describe it to architects, and I could sit them down in front of a machine and talk with them and talk them through it. We also hired people to demo CAD systems, and I did that for four years. And then I went back into the workforce. And when I went back into the workforce, my wife and I were talking one day, and she said, "You know, I got this great job I just discovered in the newspaper. It's selling high-end, new, revolutionary, hot, pluggable disc technology. It's perfect for you. You should apply. And I said to my wife Karen, who I had married in 1982. By the way, Karen also had a disability. She was in a wheelchair her whole life. She reads. I push. Worked out well. I said, so do I say in my cover letter I'm blind or not? Because typically, if you say you're blind, same thing will happen with the headhunter. You won't even get a call back if you don't say you're blind. You might get a callback, but then they're going to have all their defenses go up when you show up for the interview. And she said, "You're an idiot. Wives can do that, gentlemen, and it's fine. You're an idiot. Why? What's the most important thing you always said to every salesperson you ever hired, well, I wasn't quite sure which things she was thinking of. I had several things that I always said to salespeople I hired. She said, "You always told every salesperson you ever hired turn here's the operative word perceived liabilities into assets. You ever watch those little cartoons in the newspapers and all that, where the light bulb goes on over your head. Well, that's what happened, and I went and I wrote a cover letter to send with this resume to this company. And here are the last two paragraphs of the letter. The most important thing you need to know about me is that I am blind. As a blind person, I have had to sell all my life just to be able to function and survive. I've had to sell to take my guide dog on airplanes. I didn't tell them that we had to sue one airline because they violated their own policy because they wouldn't let me go on an airplane with my guide dog. I've had to sell to convince people to let me buy a house, move into apartments, sometimes take my guide dog into grocery stores, and do anything else because I was blind, I've always had to sell. So, second paragraph: When you're hiring someone for this job, do you want to hire somebody who comes in and works for eight or 10 hours a day, and then just goes home because the job is over, or do you want to truly hire somebody who understands sales for the science and art that it is, and who sells 24 hours a day as a way of life. Sent off the letter. Waited for two weeks, wondering if I'd get a call or an email. Well, no, not an email, not back then. But in late June 19 or May 1989, I got a call. This is Doug Cooper, head of marketing for Articon. We love your letter. Would you come for an interview? And I said sure. Next day we were down there. I was hired and started on july 2, 1989. Love to start on the second of July, or actually the third of July, because then I got the next day off. It was great. So I went to work for them, and we moved from where we were living in Mission Viejo down to Vista, California. The company was in Carlsbad. I began selling to the East Coast, selling our technologies and other technologies, Sun Microsystems products, and so on. And then in 1996, the owner of the company asked me to move to New York for them because we were selling to Wall Street. Michael Hingson  24:37 Wall Street was always good at getting and demanding and getting what they demanded, and they always said, "If you are a manufacturer and you're selling products to us, we want a representative, not an agent, but we want the company in Wall Street Arena to be able to to hold responsible and deal with. So we moved to New York. And I went to work on the 23rd floor of Tower Two of the World Trade Center, and was there for about a year, and then was recruited away by another company, and it wasn't hard because Articon did not figure out how to support a branch operation. So I was recruited away, and then in 1999 I was recruited away by Quantum Corporation, and now we're getting to what Mary asked about. But I needed to give you the background. Hope it was okay. So in 1999, I was hired to open an office for Quantum Corporation on well in New York City. Quantum was a company that made products called tape libraries. They were big boxes that consisted of tape drives and lots of tape cartridges, and you would attach them to computer networks, and then you would use software like one called Veritas, which is still used today. And what you would do is you would back up all of your data over the network into these tape libraries, onto tape cartridges, and then you would take the tape cartridges out and store them off-site. Now I gotta stop and be spiteful because in New Jersey they love to say that they stored them in a town called Mountainside Under a Mountain. You ever see a mountain in northern New Jersey? I came from California where we had mountains that were eight, 910, 1000 feet tall. They didn't even have decent hills, but they still called it a mountain. That was fine, whatever. They still were able to store the tapes in safe places. But the point is that all the data was backed up off-site, which is what they needed to do. We opened the actual office on august 1, 2000. I hired a staff, and we had a staff that came in and and sold, and we also worked with resellers. And in August of 2001, our main distributor Ingram Micro said, "You know, we got a lot of resellers who are selling your products, but they don't really know how to do it. Can we hold some seminars to teach our your reseller partners, our customers, the resellers, how to sell your product? I said, "You bet. We worked it out with the folks at Quantum. David Frank, who was in charge of pricing and distribution, said he wanted to come back to be a part of the seminars, and we set up doing the seminars. The idea was that we would teach them. I would be their main point of contact since I worked and lived there. David would be the person that I or they would contact without with any pricing issues, but I would be the technical point of contact contact. Master's degree in physics helps, and so we set up the seminars. And wouldn't you know it, we set them up to be held on september 11, 2001. The evening before, or the morning of September 11th, about 12:30, Roselle, my guide dog at the time, woke me up. She was very nervous and fidgety. I knew what it was like when she was fidgety. It was usually because it was a thunderstorm. She didn't like thunder, and we went down to my office. And of course, a thunderstorm did happen, and the storm literally came right over our house. I've never been in an environment where bombs went off around me, but I got to say that in this case, the thunder claps were, as I said, literally right over us, and it had to be like what a bomb sounds like going off. Anyway, it went on till about two, and then we went back up and got a couple more hours of sleep, three more hours of sleep. I got up. We went in and got to the office at about 7:40 in the morning on September 11th. As I came to the door, somebody came up with a cart. It turns out it was a guy from the Port Authority cafeteria. Michael Hingson  28:33 We were going to be providing breakfast and snacks for the first and second seminarians. We had seminars going all day, so we went in. I showed him where I wanted to set up everything in the conference room. I went in, got my laptop computer out of my backpack briefcase. I got my PowerPoint projector, and I went into the conference room and set everything up because I was going to be doing a PowerPoint show that day to give people all the information they needed about the ATLP 3000, the ATLP 1000, and so on. Yes, blind people can do PowerPoint, folks. It's not magic. You sighted bigots. So I had a script, and my wife and I had created the script, and I'd used it many times. The script was in Braille. I knew what was on every slide. We put a couple of things in addition on the script. We put all the wording from the slides on the script, and we also put on the script descriptions of the pictures, as well as where the picture would show up on the screen. So I would, for example, when we showed this to other customers around the city, I'd blow their minds because I would be doing the presentation. My sales guys loved it when I went out and did PowerPoint presentations because I could just point over my shoulder. On the left side of your screen, you'll see the ATLP 3000 with 16 cartridge, 16 drives, 326. Cartridges, and you see the label that says Prism Technology. We could hook five of them together. On the right side of your screen, you'll see the ATLP 1000, which was a single unit with 30 cartridges and one tape drive. And people would come up to me afterwards, and they say, "You know, we're ticked at you. I go, "Why? Well, first of all, your presentation was not boring, which usually they are. But second of all, you never turned and looked at the screen. You kept looking at us, even though you were pointing right to where everything was with your laser pointer. We didn't dare fall asleep. We forgot you were blind. And my response was, "You don't get it. My dog was down here taking notes. If you'd fallen asleep, we would have got you anyway. But that was what it was about. My responsibility was to be the leader of that office, and I had to do what anyone else would do. One of the main things that I did was spend hours, days walking around the World Trade Center, learning what the kiosks were in the shopping mall on the first floor, learning where different offices were, consulting with the Port Authority police and the fire prevention people learning what to do in case of an emergency because sometimes I might be in the office all by my little self. There would be nobody else around. I didn't want my staff in the office. I wanted them out selling and working and supporting customers. Not being in the office, of course, they did usually come in at least once a week. And and so I learned never watched The Sopranos, but I got to tell you, I learned more about the Sopranos from all the Italian Americans on my staff who talked about the Sopranos constantly. Bada bing, bada boom, and I learned a whole lot about Tony Soprano without ever watching the show. But the point is that I needed to know all that stuff. I needed to know where the restaurants were. Customers come into the office. Oh, you want to go out to lunch? What kind of food do you want? There's a great deli downstairs called Fine and Shapiro. Let me take you there. How would it have looked if I didn't know how to do that, and I had to say to someone, "You're going to have to let me take your arm and lead me there because I don't know how to get there, and two hours later we're supposed to be negotiating multi-million dollar contracts? No, I needed to know it. I didn't have the luxury, and I don't regard it as a luxury. I regard it as a disability of reading signs. I needed to know all of that stuff. What I didn't realize is that was creating a mindset in me, which I'll talk about in a moment. Michael Hingson  32:15 Anyway, got all the laptop projectors and everything set up. The only thing I knew I didn't know how to do extremely well is to get it exactly aimed right, but about 8o'clock, David Frank came in and I said, "Say, David, this is all set up, but let's aim the projector just exactly where you want it on the screen. And we did have to turn it just a little bit, but not too much. But anyway, at 845, I was in my office and David was with me. We were creating a final list of all the people who were going to be attending the seminars, because the Port Authority police, the security people, needed to know who was coming. There were two ways you could get into the building: either we faxed on letterhead a list of people who were coming on any given day, and then the people coming in would show their photo IDs, and it would be verified against the list. And if they were allowed in, then they would be given a badge that they would put over their neck, and they would carry that, and they could scan barcode and go into the appropriate elevator to come onto our floor, or they'd have to call us every time somebody came in. And I didn't want a lot of phone calls coming in, so we were faxing the list. I was reaching for Letterhead to fax to to print the list on Letterhead when suddenly I heard and felt kind of a muffled thump and a vibration. And then literally, if you any blind people in the room, well, I'll do it anyway. I'm holding up my hand, and what happened was that literally, as I'm now tipping my hand toward you, the building began to tip. We probably moved about 20 feet. The building kept tipping and tipping. David and I said together, "What's going on? I don't know. What's going on? What do you think? Was it an explosion? I said. David said, "Didn't sound like it. Is it an earthquake? David was from New York, and now he's living in California. He didn't know about earthquakes. I said, "No, the building wasn't shaking around. It was going in one direction. And finally, and I went over and I stood in the doorway between my office and the the outside lobby of our our offices, and I stood there. Roselle was asleep under my desk. David was just on the other side of my desk, holding it near our windows, looking out over Manhattan, the south side of Manhattan. And finally, David and I both said goodbye to each other because we thought we had moved so far that the building was going to take a 78 floor plunge to the street. And then the building slowed down, and it stopped, and it moved back. As soon as it got vertical, I started walking back into the office. I met Roselle coming around from under my desk. I took her leash. I said "heel, which meant to come around behind me to sit and lie down, which is what I would normally have Alamo do, but he's comfortable, so we'll just leave him there. Roselle sat down, and about that time. The building dropped straight down about six feet. Why did it drop down? Because tall buildings like that literally are springs. They're made to flex in windstorms and other things like that. An Empire, an airplane hit the Empire State Building in the 1940s because it got lost in a fog bank. Tall buildings are flexible. They have expansion joints, and when the building was hit, the expansion joints took up all of the the things that were going on. And then when the building got straight again, the expansion joints dropped back down to their normal configuration. I knew that because I had talked to people about stuff like that. I'd forgotten it until later, but I knew it. What I hadn't realized is that what was happening when I was learning so much stuff was that a mindset was being developed in me that said, "You know what to do in an emergency. And as soon as the building dropped, David turned and looked out the window and started shouting, "Oh my God, Mike! There's fire and smoke over us! There were millions of pieces of burning paper falling outside the windows. Michael Hingson  35:59 We got to get out of here right now! Slow down, David. No, we got to get out of here. The building's on fire. I could hear things rushing and brushing outside our windows, and now I knew what they were. David told me millions of pieces of burning paper, right? And I didn't smell any smoke. Roselle wasn't doing anything to indicate any concern, and David kept saying, "We got to get out of here. The building's on fire. And I kept saying, "Slow down. Our guests began to scream. We had like five or six who were in our conference room. Early arrivals. They started coming out, but then they heard me say, "Slow down, stop, David. Just wait. And they waited to see what was going to happen. And finally, David used the big line: "You don't understand. You can't see Speaker 4  36:37 it. The Michael Hingson  36:38 problem wasn't what I wasn't seeing, the problem was what David wasn't seeing-a dog sitting next to me, wagging her tail, yawning, going, "Who the heck woke me up? I was comfy, not giving any indication of fear. And I eventually got David to focus, and I said, "David, get our guests to the stairs. Don't let them take the elevators, because I knew if there's fire, especially because if there's fire, the elevators could become fire traps. The fire could get into the elevator shafts, which it did, and anybody in the cars would be burned. David left with our guests, got them to the stairs. Meanwhile, I called Karen and told her that there had been an explosion or something. We had no clue. There was no way to know. I love it. Reporters, even today, and other people say, "Well, of course you didn't know you couldn't see it. Excuse me, you numbskulls. The last time I checked, Superman and X-ray vision were fiction, and the airplane hit 18 floors above us on the other side of the building. No one knew. All the way down the stairs, we didn't know because no one saw it. No one knew. Anyway, I called and told Karen she wanted to know more. I said, "I don't know anything else. I've got to go because we're not staying here. We knew instantly that we had to leave, but we got our guests out. Then David came back. We swept the offices one last time. Went to the stairs and we started down. If I knew it was the last time I was going to be in the building, I would have taken a couple of things that I didn't take. Like I had a really neat talking scientific calculator that I couldn't replace. And if I had known that I wasn't coming back, I would have taken it. It would have been a little heavier, but I would have taken it anyway. We started down the stairs. There were other people, of course, on the stairs. We got down about four floors, and I was smelling an odor. I couldn't quite figure it out, and suddenly I realized I'm smelling the fumes from burning jet fuel. I traveled 100,000 miles a year for my company. I knew what the odor of jet fuel was like. I knew the kerosene smell, but it took a while to associate it with the World Trade Center because no one would have ever thought you would have smelled it there. When I realized what it was, I observed to the other people around me on the stairs, "I'm smelling the fumes from burning jet fuel. And they said, "Yeah, you're right. That's what it is. We must have been hit by an airplane. You understand? Nobody knew. We must have been hit because of what we're smelling, so we all accepted that that was what was going on, but we had no clue. We continued down the stairs, about 10 floors down. At one point, a woman stopped right behind me, and she said, "I can't go on. I can't breathe. We're not going to make it out. And I stopped and turned around and said, "Sure, we are. Come on, this is my guide dog Roselle. He's guiding me, and and she'll encourage you. Roselle gave her kisses, and this lady gave Roselle a few pets, and so on. And other people surrounded her, and we had a group hug, and the lady was able to keep going. A few burn victims passed us on the stairs as we went down. At about the 50th floor, David, who had gotten a little quiet. Suddenly said, "Mike, we're going to die. We're not going to make it out of here. Now you heard that I have a teaching credential. What you don't know, and teachers won't generally acknowledge it, but I'm going to tell you anyway. There's a secret class we take called Voice 101: How to Yell at Students. Didn't know that, did you? And anyway, as soon as David. Said Mike, "We're going to die. We're not going to make it out of here. I just said as sharply and with a snap into my voice that I could, "Stop it, David! If Rosella and I can go down these stairs, so can you. And David told me later that that brought him out of his funk. Michael Hingson  40:12 What he then said is, "I got to keep my mind off this. I want to walk a floor below you and shout up to you what I see on the stairs. Is that okay? And I said, sure. Did I really need him to do that? No. Did it matter? No, but it did to David. However, what I came to realize over time was, David doing that was one of the most important things that I experienced on that day. So I'm going down the stairs. I get to floor 49. David, I'm on the 48th floor. All's clear here, Mike. Going on down. I get to 48 floor, 47. We keep going down. Finally, I get to the 45th floor, David. I'm on the 44th floor. This is where the Port Authority cafeteria is. Not stopping. So David was obviously doing better, and he kept going down. Why do I say what I did about David and doing that? Because David became a focal point for anyone within the sound of his voice who could hear him say, "43rd floor, all's clear, everything is good. He had to have helped 1000s of people stay focused and not panic going down the stairs, and I think that was so cool that he did that all the way down 42nd floor, all good. We kept going down the stairs. We met firefighters on the 30th floor. They wanted to escort me down, and I finally convinced them that I was capable of going down without them. And I did it by playing the sight card. I said, "Look, my friend David is here. He can see we're good, and the firefighters let us go. I didn't want them to escort me. First of all, they don't know how to work with a blind guy and do sighted guide. But second of all, I didn't want to break up their team because I knew that each of those people were carrying the equipment that they had to use to fight the fire. You couldn't store it somewhere. Where would you store it? Oh, the 34th floor. And what happens if a fire broke out on the 33rd floor, you couldn't get to it. You had to carry the equipment, so we kept going down the stairs. Finally, got to the first floor. David got there, and I was at floor two. And he said, "Hey, there are water sprinklers running. You're going to have to run through a waterfall or a down torrent of water to get out of the stairwell. Why was there all that water? Because it wanted to keep fire either in or out of the stairs, if fire was around. David ran through. Then I got to the bottom. Roselle stood there, and I picked up her harness and said, "Rosel, forward, hop up, which is a command to speed up. We went through this torrential downpour. It was a waterfall, and we came out the other side, soaking. David was there, and there were voices. Hey, don't go outside! No, no, don't go that way. Go this way. A PA system, a guy on a bullhorn. No, no, no! Don't go outside. Don't go to the outside. Go this way. What we didn't know is, if they had let people go out, they might have been right below where people were jumping. And so that was one of the reasons they didn't want anyone out. They wanted people to go through the complex and get out at the far side, as far away from where everything was occurring that they could. This guy comes up to us and he goes, "I'm with the FBI. I'll get you where you need to go. And of course, I'm sitting there with my warped sense of humor, going, "I'm sorry, I only talked to McGarrett, and I didn't do it. I'm innocent. I just thought that I didn't say any of it out loud. Anyway, he got us through out to the outside of Tower One. We passed now the empty Ben and Jerry's ice cream kiosk that was there. Darn didn't get a chance for a scoop. Kept going. Finally, went up an escalator and got outside into the sunshine outside of Tower. Well, of the whole complex, as far away from the towers as we could be, we got outside. Michael Hingson  43:44 We were told to leave the area, but David looked around and he said, "Mike, I see fire in Tower Two. And I said, "What are you talking about? There's fire in Tower Two, really? What's that all about? We didn't feel a thing going down. We were in our own little cocoon, our own little cave. We had no clue. Anyway, we were told to leave, so we went to Broadway. We walked across the plaza to Broadway, turn left, going now north on Broadway. There was a building on my left. Broadway was on my right. We crossed several streets, crossed Fulton Street, finally got to Vetsy Street. David said, "I want to stop because I can see the fire in Tower Two really clearly from here, I want to take some pictures, and I said, "Great, I'll try to call my wife. I got out my phone. David was taking pictures, which I have today. I tried to call Karen. I couldn't get through. Later, of course, we learned that people were saying goodbye to loved ones, and that was why the circuits were busy. I had just put my phone away, and a police officer, and while David was putting his camera away, and a police officer yelled out of here! It's coming down now. We heard this rumble that became this deafening roar. I describe it as kind of a combination of a freight train and a waterfall. You could hear glass breaking and tinkling, and metal crashing down, and then this white noise sound as Tower Two, 100 yards away from. Pancake down. Everyone turned and ran. David ran. He was gone. I literally lifted Roselle by the harness, turned her 180 degrees, and started running back the way we came. And the first thing I remember saying in my mind was, "God, I cannot believe that you got us out of a building just to have it fall on us. And as soon as I thought that, I heard in my head as clearly as you hear me now, a voice that said, "Don't worry about what you can't control. Focus on running with Roselle, and the rest will take care of itself. Who is God? Absolutely no question. Don't worry about what you can't control. Focus on running with Roselle, and the rest will take care of itself. And so I also had this incredible sense of peace and calm that came over me. That said, you're okay if you work together. We kept running. We got back to Fulton Street, turned right on Fulton Street, and ran about 25 yards. And suddenly we caught up to David, who had apparently gone the same way. And David suddenly realized that he had left us behind and he was going to come back, but we caught up to him first, and he apologized. I said, "David, don't worry about it. Let's just keep going. The building's coming down, you know. And we both just started to run with Roselle, and suddenly we were engulfed in all the dirt and debris and the dust cloud from Tower Two. It was so thick that David said he couldn't see his hand six inches in front of his face, and all I can tell you is that every breath I took, I felt dirt and debris and junk going down my throat into my stomach, and we knew we had to get out of that. So I started telling Roselle, "Go right, right. There was a building on our right side, and I wanted her to find the nearest opening if she could even hear me, see my hand signals, or whatever. And I was also listening for openings. Yes, I can hear when I pass an opening, and I and I can tell it's there and deal with it accordingly. Like during a time when you're running away from a collapsing building, run into it. Suddenly, I heard an opening on the right, and Roselle must have known what I wanted. She must have been able to see my hand signals or something because she turned right, she took one step, she stopped, and she would not move. Come on, Roselle, keep going. She wouldn't move. Come on, Roselle. Nope, wouldn't do it. And I realized, focus on running with Roselle, and the rest will take care of itself. So I stuck out a foot. Michael Hingson  47:13 I trailed a hand along a wall, and realized that we were at the top of a flight of stairs. Roselle had done exactly what she was supposed to do, and I knew what I was supposed to do if I wanted to get her to move. But before I did that, I gave her a big hug, good girl, and then I said, "Roselle, forward! That's the command. And we went down the stairs into an arcade area that was the entrance to the Fulton Street subway station. There were a few other people down there. Then a guy came up from the subway system and saw about eight or nine of us there. He introduced himself as Lou, an employee of the subway system, and he took us down to an employee locker room where we could sit down and and kind of hack and cough and get the dust out of our lungs. There was a water fountain and there were fans. We were there about 10 minutes. Then a police officer came, and he said, "You got to get out of here right now. The air's clear up above. You can't stay here. And so we followed him. Of course, he probably had already been told that Tower One was going to collapse. the The officials knew that each building was going to collapse probably about a half hour before it actually did. At least that was their presumption, and that's what I've been told. Anyway, we followed him back up the stairs, through the arcade, up the last two flights of stairs. We got outside. David looked around and he goes, "Oh my God, Mike, there's no Tower Two anymore. And I said, "What do you see? And he said, "All I see are pillars of smoke, hundreds of feet tall. We stood there for a moment, and then we just turned, and we kept walking. Now west on Fulton Street, we walked about 10 minutes, and we were in this little plaza area when we heard that freight train waterfall sound again, and we knew it must be our tower collapsing. We saw a little retaining wall David did, and we got behind it and ducked down, and we waited until everything stopped, and then we stood back up. And David looked around and he said, "Oh my God, Mike, there's no World Trade Center anymore. And I said, "What do you see? And he said, "I just see fingers of fire and flame, hundreds of feet tall. We see, I see pillars of smoke. It's gone. Are you sure? Yeah, it's gone. It's not there. We stood there a moment, then I tried to call my wife Karen again. That was kind of my first thought. I need to tell her we're okay. This time I did get through because clearly the circuits were were free. And after some tears on both sides of the phone, she is the one who told us how two aircraft had deliberately been hijacked and crashed into the towers, one into the Pentagon, and a fourth at that time was still missing over Pennsylvania. Who would have thought? We spent the rest of that day getting up toward Midtown Manhattan, and eventually I got to Penn Station, learned that the trains were running, and went back. Out to New Jersey, David wanted to go back up to be with his sister, who he who he was staying with. She lived on the Upper East Side, so I got on trains and I went back over toward New Jersey. I called Karen and told her what was going on, and a friend of ours, a friend that Karen had known since high school out in California, Tom Painter, was also living in New Jersey, he had come down to be with her, not even knowing at the time whether I was in the World Trade Center or working from home that day or whatever. But he drove her to the station in our accessible van, and as I came off the train, I heard the van show up. I went downstairs, climbed and went up the ramp into the van, and got to hug Karen about 7o'clock that night, for the first time since leaving home, we got home. Tom drove us home. We all went inside. I was going to take Roselle outside because she hadn't been out since like five that morning. Michael Hingson  50:53 Well, I take that back about six that morning, and I took her harness off. But before I could do anything else, she was off like a shot. She went to her toy box, found her favorite tug bone, and started playing tug of war with my retired guide dog Linny. Why? Because it was over for her. And I talked to the guide dog people later, and I said, "Will any of this affect her? And they said, "Was she threatened? Did anything hit her or injure her in any way, and I said no. They said then no. It was over for her because dogs don't do what if. It was over. It was done. She was fine. Lesson to be learned. Lesson you will learn more about if you buy our new book, Live Like a Guide Dog: True Stories from a Blind Man and His Guide his dogs about being brave, overcoming adversity, and walking in faith. That that book is available for pre-order, and I've been signing bookmarks all day. I still even have a few with me. But the point is, you can pre-order it, and and it's about something that I learned later. I thought about during the pandemic. I've talked a lot about escaping and not being afraid because I developed a mindset that said you know what to do, but what I've not done is to teach others how they can learn to recognize that fear is not something that needs to blind or overwhelm you. You can use fear as a very powerful tool to guide you and steer you in the right direction if you know how to control it, and live like a guide dog is all about that. So I hope that you'll all get that when it comes out in August. But again, you can pre-order it now if you go to michaelhinkston.com. There's a link there where you can go to a web page to get information and to go to a link where you can pre-order it. And like I said, I have some bookmarked with a QR code on it, and and I'm and I yes I am plugging the book, but I'm also saying, look, folks, the bottom line is we operate in so many ways with misconceptions about things. I've talked about blindness. Anybody could have been in the World Trade Center, and and a lot of people were. The reality is, though, if you learn what to do and how to prepare for situations in general, when it becomes something specific, you'll know what to do. People have asked a number of times, "Well, wasn't your guide dog trained to operate in an emergency like the World Trade Center? How are we going to do that? No, the dog isn't trained to do that. The guide dog's job is not to lead. Guide dogs do not lead blind people. Guide dogs' jobs are to make sure that we walk safe. It's my job to know where to go and how to get there to give the dog direction. The dog depends and relies on me to give it direction. The dog's job, as I said, is to make sure we walk safely. It's a team effort. We each have a job to do, and we develop a trusting relationship when we learn to trust each other and respect the job the other member of the team is doing, which is what it's all about. Which is what happens on any team, trust is all around us. Trust is under attack in so many ways from our politicians, and in so many ways. But the reality is, trust is all around us. I think we all trust that the roof isn't going to fall in on the church. I think that we trust that the PA system is going to continue to work, and so on. Trust is all around us. The difference between dogs and people is that dogs, while they do love unconditionally, do not trust unconditionally. But dogs are open to trust unless some incredibly traumatic thing has happened to them where they lose that ability. But dogs are open to trust, dogs want humans to give them direction to establish rules, and all too often with our pets and so on, we don't do that. We don't really develop the relationship that we should and can with them. Michael Hingson  54:54 If we would, we would have so much stronger bond and relationships with them. It would be. Amazing for for all of us, but the bottom line is that's the relationship that I get with each guide dog. That's the relationship I have with Alamo. He trusts that I am going to feed him before too awfully long. He trusts that you guys are going to buy books, so he'll have kibbles for me to feed him. Just saying, but but seriously, the the trust has to be earned with a dog or with people or whatever, and if you find that you you discover you can't trust someone, don't wish them ill will, forgive them and move on. So you don't trust them, but you know what you have, and you go off and make new friends and learn other trusting relationships that you can develop. Focus on running with Roselle; the rest will take care of itself. The reality is, we worry so much about so many things. We are always doing what if we create most of the fears that we face in our lives, and we Don't need to do that. If we would focus on just the things that we have some control over and leave the rest alone, well, we might want to be aware of them, but we don't have to worry about them. We don't have control over them. Trust and deal with the things that you have to deal with, and let the rest take care of itself. And that was what I learned on September 11th, listening to the voice of God, absolutely, and that is something that I pass on to all of you, and I think that's the most important thing that I can leave you with. Hi again, everyone. This is Mike Hingson. I hope that you found that speech to be helpful and relevant and interesting. I hope that you learn some things from it. From a personal standpoint, I hope that you learn that blindness isn't really the big problem that I face. The challenge that I face really comes from the fact that people who have eyesight tend to believe that blind people are not capable of doing much because they can't see. Wrong thing to believe. I'm not going to spend a lot of time on that because we did it during the speech, but I just wanted to thank you for being here today, for listening and watching this episode. I hope that you will also tune in for our episode on Tuesday, where I'm in conversation with Michelle Abraham on next Friday, the 11th of September, that you will tune in to hear the conversation with Bob Ellis, and then episode 475, which will occur on the 15th of September, where we will talk about lessons to be learned and and give you some things to hopefully take away that maybe you haven't thought about. Thanks very much for being here with us. I really very much appreciate all of your support. If any of you have any questions or want to reach out to me, you are welcome to do so. Please feel free to email me at speaker@michaelhinkson.com. That's s p e a k e r at m i c h a e l h i n g s o n.com speaker@michaelhingson.com hope to hear from you and as you gather I do speak I continue to speak publicly I've been a keynote speaker since September 11 if anybody knows of anyone that needs a keynote speaker or you can use us in events that you have please reach out to me at speaker@michaelhingson.com let's talk about it. Let's see how we can help. I'm always looking for ways to inspire, but also to teach and help. And I'd like to be part of your world in that regard. Thanks again for being here. Thanks for listening, and come back next time for another episode of Unstoppable Mindset.

Send us Fan MailBudget season starts the same way at most sports teams: pull last year's marketing number, add a few percent, move on. In Episode 181, Jeremy Neisser makes the case for building the marketing budget from the revenue goal backward instead — take your single game ticket revenue target, divide it by four, and start the conversation there. He breaks down why four to one is the right baseline (and what it's really paying for), cleans up the ROAS versus ROI confusion that costs teams real money, and argues that a budget that's performing should function as a floor rather than a ceiling. If you're being asked to grow ticket revenue 25% on a 5% budget increase, this is the episode to send to your GM.KEY TOPICS COVERED- A ten-second way to set your marketing budget: take your single game ticket revenue goal and divide it by four- Why four to one is the right planning baseline for direct marketing spend on single game tickets- Worked examples you can drop straight into a budget conversation: $200K goal starts at $50K, $400K at $100K, $1M at $250K- Why your advertising line is not your real marketing cost — salaries, CRM, email platform, creative tools and agency fees all sit behind that revenue- The difference between ROAS and ROI, and why using them interchangeably makes your marketing look better or worse than it is- How to spot the moment your revenue goal quietly turned into a 10-to-1 or 20-to-1 ask- Why rolling last year's budget forward with a small bump disconnects the number from the goal entirely- The difference between a maintenance goal and a growth goal, and why they require different budgets- What to do when marketing is outperforming midseason and asks for more money- Why a budget that's producing should be treated as a floor you can build on, not a ceiling you protect- The measurement and attribution work marketing has to do to earn the right to ask for more- Why the smaller budget is not automatically the better budgetTIMESTAMPS[00:00] – The question every team asks when offseason budget planning starts[01:42] – Why "here's your number" never answers what marketing is being asked to produce[02:12] – The 4-to-1 rule: $1 in ad spend should target $4 in single game ticket revenue[03:05] – Running the math backward on $200K, $400K and $1M revenue goals[04:08] – Why four to one is a planning baseline, not a law of marketing[05:00] – Your marketing budget isn't the full cost of marketing[06:28] – Why two to one shouldn't excite anybody, and what four to one buys you[07:24] – ROAS versus ROI, and why marketers mix the two up constantly[08:50] – What the four-to-one baseline is actually covering behind the scenes[09:45] – Applying it to a real team: a $500,000 single game ticket goal[11:07] – When a team genuinely can hit 20 to 1, and why that's the exception[12:31] – The $40K-to-$45K trap: rolling last year's budget forward[13:27] – Revenue goal up 25%, marketing budget up 5% — the math nobody says out loud[14:30] – Why "do more with the same money" stopped working in a crowded attention economy[15:51] – Maintenance goals versus growth goals are two different assignments[16:17] – Midseason: marketing is running six to one and asks for another $20K[18:06] – The biggest idea in the episode — treat the budget as a floor, not a ceiling[19:20] – Where diminishing returns actually start, and how to spot them[20:29] – Earning the right to ask: what marketing owes leadership in return[21:40] – Attribution is messy, and why that's not a reason to stop measuring[22:18] – Starting the budget conversation from the revenue target, then adjusting[23:44] – Why the smaller budget isn't automatically the better budget[25:10] – Coming next week: how to actually allocate the budget across the funnelCALL TO ACTIONIf this episode helps you frame your next budget conversation, share it with someone in your office — a colleague, your GM, or whoever is holding the marketing number this year. Next week's episode picks up where this one ends: where that money should actually go, and a scorecard for how your allocation stacks up.QUOTE PULLS"Four to one isn't the ceiling. It's the hurdle." — Jeremy Neisser"Your marketing budget shouldn't be an expense you're trying to control. It should be an investment you're trying to maximize." — Jeremy Neisser"If I can put a dollar in and reasonably expect six back, why am I trying to stop myself?" — Jeremy Neisser"We start with last year's expenses instead of starting with this year's goals." — Jeremy Neisser"The smaller budget isn't automatically the better budget." — Jeremy NeisserRevelocity Sports Sports Marketing Machine on LinkedInSports Marketing Machine on InstagramBook a call with Jeremy from Sports Marketing Machine

Speaking at a dinner at the Rose Garden on Wednesday, President Trump said communism “never worked” as he gave a renewed warning ahead of the November midterms. The President said that he would defeat what he called the democrat communists.“They were supposed to hit socialism and then go communist,” said President Trump. “But they skipped socialism. They went right down to the bottom, and the bottom is communism, and it's never worked under different names.”Federal immigration authorities arrested nearly 51,000 illegal immigrants throughout the United States in August, a record for a single month, the Department of Homeland Security said Wednesday.The total of 50,925 caps a steady three-month growth in Immigration and Customs Enforcement arrests, surpassing June and July totals of 43,900 and 50,208, respectively.U.S. lawmakers are standing with Joshua Wong, a prominent figure in Hong Kong's pro-democracy movement. Wong now faces an additional prison term after his second conviction Wednesday under a draconian Beijing-imposed national security law.Former House Speaker Nancy Pelosi responded in a post online, writing: "Beijing's unjust prosecution of Joshua Wong is an appalling abuse of power. Everyone who truly cares about democracy should be proud to stand with him and the people of Hong Kong.”She added, “Advocacy for freedom is not a crime and the international community must immediately demand his release.”In a post on X, the Select Committee on China wrote: “Joshua Wong – already in prison on one baseless charge – was set to be released in 2027. Now, the CCP is keeping him behind bars even longer on yet another baseless charge. Joshua must not be allowed to languish in prison. He must be released immediately.”

Charles Ryu escaped North Korea twice and now he's doing our podcast twice. We talk about college in North Korea, working in a coal mine, how he met his American wife, and how much he loves Panda Express.  Follow the IG: https://www.instagram.com/homeroom.show   Follow the TikTok: https://www.tiktok.com/@homeroomshow   Subscribe to our Substack: https://substack.com/@homeroomshow Guest: Charles Ryu: https://www.instagram.com/charlesnorthkorea/  Hosted by:  Jonnie Park: https://www.instagram.com/dumbfoundead https://www.tiktok.com/@dumbfoundead  Steffie Baik: https://www.instagram.com/steffiebaik https://www.tiktok.com/@steffiebaik  Podcast Producer: Caroline Y Choi  Audio: Johnny Chay Podcast Media Team: GGEZ Media Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan MailC4 Leaders – the ONLY nonprofit to utilize the pizza making process to create space for our companions to be seen, heard, and loved.   We work with businesses, sports teams, hospitals, churches…anyone looking to RISE TOGETHER.  We also write children's books and use the most amazing handmade, hand-tossed, sourdough pizza to bring out the best in each other.   Please check out c4leaders.org to support our important work. Season 6 Episode #30 Eric Robinson is coming from Lambertville, Michigan (inform, inspire, & transform)You can find Eric via his website preachertobreacher.comEric's new book – Irreverend comes out this fall.   Eric was called to do God's work and worked for 12 years in that space as a preacher.   Unfortunately or fortunately, Eric knew there were other plans for him.   So on Easter of 2002 Eric preached his final sermon. The next Sunday he was in Quantico to attend the FBI Academy. Eric has taken the ingredients of two polar opposite callings and has turned them into his life's masterpiece.For nearly a quarter century, Eric used the practices and principles he learned in ministry to connect with victims and witnesses, and even to break through to criminals. Whether confronting terrorists, rescuing teen sex workers, or developing informants, the skills from his earlier life were put to use in his law enforcement career.   Eric's career in the FBI was diverse and he used his unique skillset to guide many criminals, colleagues, and communities on a journey of compassion, commitment, and patience.Eric thanks for all you have done with your career, thanks for taking the time to put your life on paper, and thanks for being our guest on Life's Essential Ingredients…welcome to the show!TOTD – “A mind that is stretched by a new experience can never go back to its old dimensions.”                                                    Oliver Wendell Holmes, Jr.Build a habit - to create intention - to live your purpose! In this episode:What was life like growing up?Worked in Chicago…pizza?What got you into your preacher role?What are your life's essential ingredients?Married for 33 years – balanceJust retired after 24 years with the FBI – best part of retirement…After action…the power of reflectionCommunication skills that are universalValues that are universalNot interrupting silence – using compounding questioning…Congrats on your book – IRREVEREND…interesting title, (not worthy of respect) how did you come up with it?Fitness testing, being fit…The power of connectionNational Security…what concerns do you have moving forward and what hopes do you have…Nutrition and disciplineFirearms instructor…what skills does it take to have confidence in that space…Marathon Running…Most interesting story…Fuel for people who want to hurt people…Characteristics of successful peopleTeam Building, trust building, Lessons learned…Post Traumatic Stress…ForgivenessMindsetLeaving work at workLegacy

The storm largely avoided us. Worked on some writing.

Has your Meta ads performance stalled? We can help you redesign your messaging and creatives for sustained growth. Talk to us at: https://www.tiereleven.com/apply Here's something growing brands don't realize until growth stalls: the messaging that built your business will eventually run out of steam, even while your offer keeps converting. So why does that happen, and what do you do about it?On today's show, I'm breaking down a real client case study: an eight-figure SaaS-powered lead generation and coaching business that's been stuck at a revenue plateau for nearly two years. We dig into why their original messaging saturated the market, how a growth diagnostic uncovered an entire untapped audience they'd been ignoring, and why the fix isn't adding new ad platforms.I'll walk you through the exact messaging extraction process we use to turn customer interviews, support calls, and event transcripts into content pillars that actually move the algorithm. If you're only running one or two creative angles right now, this episode shows you exactly what you're leaving on the table, and how to expand your market without blowing up your budget. In this episode:- Why proven ad messaging eventually stalls growth- How Meta's Andromeda algorithm builds individual funnels - The real reason CPMs rise and cost to acquire a customer flattens- Why creative diversification matters more than adding new ad platforms- How to uncover untapped audience segments through a growth diagnostic- The messaging extraction process for capturing authentic customer language- Customer support calls and live event interviews as creative gold mines- How to build a 10-variation content matrix around a single theme- Using hook rate, hold rate, and link click-through rate in creative testing- Why volume alone will not scale your Meta ads account- How top-of-funnel creative shows up in branded search and MER- Three questions to audit your creative strategy before your next briefMentioned in the Episode: Tier 11's Data Suite: https://www.tiereleven.com/what-we-do/data-suiteWicked Reports Attribution Software: https://www.wickedreports.com/ Jim Collins' Book, Good to Great: https://a.co/d/068eKQng Listen to This Episode on Your Favorite Podcast Channel:Follow and listen on Apple: https://podcasts.apple.com/us/podcast/perpetual-traffic/id1022441491 Follow and listen on Spotify:https://open.spotify.com/show/59lhtIWHw1XXsRmT5HBAuK Subscribe and watch on YouTube: https://www.youtube.com/@perpetual_traffic?sub_confirmation=1We Appreciate Your Support!Visit our website: https://perpetualtraffic.com/ Connect with Ralph Burns: LinkedIn - https://www.linkedin.com/in/ralphburns Instagram - https://www.instagram.com/ralphhburns/ Hire Tier11 - https://www.tiereleven.com/apply-now Mentioned in this episode:https://perpetualtraffic.com/advertise-with-us/

Historian and investor Joseph Moore, PhD, spent over a decade digging through 300 years of American financial advice to find out what actually worked, and what everyday people, not just the Rockefellers of the world, were told to do with their money.In this conversation with Melissa Joy, CFP®, Joseph explains why Americans used to say “go ahead” instead of “get ahead,” what that shift in language reveals about self-reliance and the American dream, and why perspective on how hard life used to be (one and a half shirts per person in 1870, no flush toilets well into the twentieth century) can reframe how we think about today's challenges.They also dig into a subject close to Melissa's heart: the long, well-documented history of women managing, investing, and building wealth, from Ladies' Home Journal financial columns to Abigail Adams quietly out-investing John Adams. Joseph shares what his own real estate investing taught him about the myths of passive income, makes an unlikely defense of personal finance gurus, and reflects on how his working-class upbringing in rural South Carolina shaped a book that became a national bestseller.What You'll LearnWhy Americans historically said “go ahead” instead of “get ahead,” and what that language reveals about self-reliance versus collective pessimismHow dramatically material life has improved in the last 150 years, and why that context matters when comparing today's challenges to the pastWhy the idea of a long history of stay-at-home moms is a myth, and how women's self-employment and part-time income kept most American families afloatThe overlooked history of women investing in mortgages, securities, and real estate going back to the 1700s, including Abigail Adams's investment returnsWhy real estate is not always a passive investment, and what it actually takes to make money owning itA historian's case for what personal finance gurus get right, and where their advice tends to fall shortWhy saving a percentage of every paycheck in the stock market is newer advice than most people realizeThe power of living on one income and investing the other, a strategy with roots stretching back generationsGuest BioJoseph Moore, PhD, is a national bestselling author, historian, and investor whose self-experimentation with history's wildest financial strategies made him financially independent in his mid-40s. His writing has appeared in The New York Times and through HarperCollins and Oxford University Press. His new book, How to Get Rich in American History: 300 Years of Financial Advice That Worked (and Didn't), is an instant USA Today bestseller. You can find his free newsletter and more of his writing at josephmoorebooks.com, and follow him on Instagram.The previous presentation by PEARL PLANNING was intended for general information purposes only.  No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https...

Resharing this episode as lately so many of you have been asking about my weight loss journey after I lost 30 pounds for my health. I share the key changes I made to my diet and routine to lose weight in a healthy way. The wellness world has thousands of conflicting messages on the best ways to eat food and exercise for weight loss, so I wanted to share the tips my nutritionist specifically gave me that have actually worked for me. 

What I learned from reading Distant Force: A Memoir of the Teledyne Corporation and The Man Who Created It by George Roberts and The Outsiders by William Thorndike. Made possible by: Ramp: ⁠⁠https://ramp.com⁠⁠ Applovin: ⁠⁠https://www.applovin.com Vanta: ⁠⁠https://vanta.com/founders Some of my favorite quotes: 0:00 — "He aggressively repurchased his stock, eventually buying over ninety percent of Teledyne's shares." 0:45 — "He was known as The Sphinx for his reluctance to speak with either analysts or journalists." 1:25 — Charlie Munger: "Singleton's financial returns were a mile higher than anyone else's, that they were utterly ridiculous." 2:00 — Buffett: "The heads of many companies are not skilled in capital allocation. Their inadequacy is not surprising. Most bosses rise to the top because they've excelled in an area such as marketing, production, engineering, administration, or sometimes institutional politics." 4:10 — Singleton: "Our conclusion was that the key was cash flow. Our attitude towards cash generation and asset management came out of our own thinking. It is not copied." 4:30 — Buffett: "Henry Singleton has the best operating and capital deployment record in American business. If one took the hundred top business school graduates and made a composite of their triumphs, their record would not be as good as Singleton's." 9:40 — Singleton: "If anyone wants to follow Teledyne, they should get used to the fact that our quarterly earnings will jiggle. Our accounting is set to maximize cash flow, not reported earnings." 10:50 — Singleton believed buying stock at attractive prices was self-catalyzing, analogous to coiling a spring that at some future point would surge forward to realize full value." 11:50 — Singleton: "I don't reserve any day-to-day responsibilities for myself, so I don't get into any particular rut. I do not define my job in any rigid terms, but in terms of having the freedom to do whatever seems to be in the best interest of the company at any time." 14:35 — Singleton: "If everyone's doing them, there must be something wrong with them." (on share repurchases by Fortune 500 companies) 26:30 — Singleton: "Teledyne is like a living plant, with our companies as the different branches and each putting out new branches and growing so that no one business is too significant." 28:35 — Singleton: "We work our heads off to increase our own capability at collecting and promoting the right people. To the extent that we succeed, the whole company will succeed." 32:30 — "What's unique about him is that I'll ask him a question about one of these companies that I've asked him to supervise, and he always knows the exact numerical answer. That's the kind of fellow that you pick who runs a company and does it well." 35:00 — Singleton: "There are tremendous values in the stock market, but in buying stocks, not entire companies. Buying companies tends to raise the purchase price too high." 41:35 — Claude Shannon on Singleton: "He always tries to work out the best moves, and maybe he doesn't like to talk too much because when you're playing a game, you don't tell anyone else what your strategy is." 42:00 — Singleton: "We are not particularly persuaded by quick, temporary gains. We'd rather get something permanent, and that takes time." 44:40 — Munger: "Henry Singleton was the smartest single human being I've ever known in my entire life." 45:00 — Munger: "Henry was a lot smarter, but Warren had thought about investments a lot longer." (distinguishing raw intelligence from accumulated experience)

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