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ADHD Awareness Month 2026: What Actually Helps?This October, I'm putting community, real experiences and practical support at the heart of ADHD Awareness Month. There are live conversations, Instagram Lives, podcast events and ways for you to share what actually helps in your own life. Visit the Events page to see what's happening and get involved. Content note: This episode contains references to suicide and family bereavement. If you are struggling, please reach out to a trusted support resource. In the UK, the Samaritans can be contacted on 116 123. In the US, the National Suicide Prevention Hotline is 1-800-273-8255. In Australia, the crisis support service Lifeline is on 13 11 14. Hotlines in other countries can be found here. You can also check out the Campaign Against Living Miserably here What if the traits you've spent a lifetime apologising for are actually the source of your greatest ability? On this week's episode of The ADHD Women's Wellbeing Podcast, I'm joined by Laura Day, New York Times bestselling author, teacher and intuitive consultant who has spent four decades working with individuals and some of the world's largest companies to help them identify and achieve their goals. Laura's new book, The Prism: Seven Steps to Heal Your Past and Transform Your Future, is the book she describes as an ADHD manual — a practical, evidence-informed framework for building the scaffolding that helps neurodivergent brains thrive. With two New York Times bestsellers to her name and a 40-year teaching community, Laura is also someone who has lived with ADHD her entire life, and this conversation is one of the most honest, warm and genuinely surprising I have had on the podcast. We talk about Laura's childhood in a household where neurodivergence was everywhere but unnamed, why girls of her generation were never allowed to act out and what that suppression cost them, how she built a career advising billion-dollar companies using her intuitive mind, and why the ADHD brain is uniquely suited to intuition, just not always in the way we expect. In this episode, we cover: Laura's diagnosis at 10 or 11, and why girls of her generation were never treated Growing up in a household where neurodivergence showed up in multiple family members, often with devastating consequences How Laura used survival, focus and necessity as her prosthetic scaffolding before she understood her own neurology Why the ADHD brain is the intuitive brain, and how to make that work for you rather than against you Why intuition is not something you tap into but something that is always downloading, and how to structure it usefully The difference between the voice of fear and the voice of intuition, and why documentation matters more than belief How Laura advises billion-dollar companies using intuitive methods, and why business and science do what works regardless of belief Why Laura says you are your own worst intuitive, and why community-based intuitive practice is so powerful The shame and blame pages: a research-backed tool for releasing what no longer serves you Why doing just the next thing is one of the most powerful strategies for ADHD brains How Laura built scaffolding for her household without knowing it was for neurodivergence Why vulnerability is not a weakness but the source of extraordinary ability The Prism: what it offers neurodivergent people and why Laura considers it her ADHD manual Timestamps: 00:00 - Welcome and introducing Laura Day 02:00 - Laura's diagnosis at 10 or 11 and why girls weren't treated in her generation 05:00 - Growing up with neurodivergence all around her, and what it cost her family 08:00 - How she used her role as oldest child to create focus and structure 10:00 - Spatial difficulties, irritability and the compensations she built over decades 13:00 - Why the ADHD brain is the intuitive brain 16:00 - How intuition actually works and why it is always downloading 20:00 - Documenting intuition and building a feedback loop with the world 23:00 - How she works with billion-dollar companies and why they don't need to believe in it 27:00 - Social dynamics, masking and forgetting to say hello 31:00 - Emotional regulation, overstimulation and learning to step away rather than snap 35:00 - Generational patterns, self-awareness and raising neurodivergent children 40:00 - Just do the next thing: why this is the most powerful ADHD strategy 44:00 - The shame and blame pages and the research behind letting go 47:00 - The Prism: seven steps, and why Laura considers it her ADHD manual 50:00 - How to find Laura and join her teaching community Links and Resources: Find my popular ADHD Women's Wellbeing workshops and resources on my website here. Follow the podcast on Instagram: @adhd_womenswellbeing_pod Get my book, The ADHD Women's Wellbeing Toolkit (also available in ebook and audiobook) here Join the More Yourself membership community here Visit Laura's website: lauraday.com Get Laura's new book: The Prism: Seven Steps to Heal Your Past and Transform Your Future, also available as an audiobook narrated by Laura herself Kate Moryoussef is a women's ADHD lifestyle and wellbeing coach and EFT practitioner who helps overwhelmed and unfulfilled newly diagnosed women with ADHD find more calm, balance, hope, health, compassion, creativity, and clarity. Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode OverviewIn this episode of The Uncertainty Edge, host Sam Sivarajan sits down with Juliana "Jules" Francesca, founder of The Business of Marketing, a firm that helps growth-stage companies turn marketing from a cost line into a genuine, return-generating investment. Drawing on years inside major international brands, Jules makes the case that great marketing always starts with a clear goal — not a budget, not a tactic, and not what everyone else is doing. Whether your marketing spend never quite pays off or you're a leader making growth decisions with limited time, this conversation cuts through the noise with a framework that actually works.Key Quote"Your marketing should behave like an investment, not a cost center." — Jules FrancescaKey TakeawaysStrategy must drive every tactic. The costliest mistake owners make is jumping to the "how" — a new website, a campaign, a rebrand — before defining the outcome they actually want.Marketing should behave like an investment, not a cost: measure it on what it returns in revenue, margin, and value, not on what it spends.The Four Ps (product, price, place, promotion) are a framework for clarity under pressure. Under stress, owners default to promotion when the real issue is usually product, pricing, or distribution.Honest diagnosis is the most valuable thing an advisor offers. Telling a client "you don't need me yet" builds the trust that drives loyalty and referrals.Owner dependency is the biggest ceiling on growth. Documenting expertise into systems and frameworks is what lets a business scale beyond the founder.Sound Bites"Marketing's only job is to grow a business.""If marketing's not driving the business, it's not working.""Clarity is the most significant competitive advantage for every business — and not just in marketing.""Expertise can actually live in a process.""I'd rather have a root canal than speak to another marketer." (a prospect Jules later won over)Topics Discussed00:01 — Introduction: why strategy comes before tactics04:44 — Marketing as an investment, not a cost center13:13 — The Four Ps: clarity under pressure23:23 — The courage to say "you don't need marketing yet"36:33 — Owner dependency and systematizing expertiseResources MentionedLearn more about Jules Francesca and The Business of Marketing: thebusinessofmarketing.coStay Connected with The Uncertainty EdgeSubscribe on your favorite podcast platform to never miss an episode.Join the conversation on LinkedIn: linkedin.com/in/samsivarajanExplore more insights at samsivarajan.com
What'd you think of the episode? Send me a note!SummaryLet me tell you about the top five actions I would take if I just discovered my child was neurodivergent. I emphasize the importance of pausing to process the information, embracing accommodations, documenting progress, taking proactive steps for occupational therapy, and communicating about neurodivergence in a positive and affirming light. TakeawaysPause and process before taking action.Accommodations can make daily life easier.Documenting progress helps recognize growth.Don't wait for referrals; seek occupational therapy directly.Communicate about neurodivergence in a positive way.Links & Resources: Instagram video: how to ask your pediatrician for an OT referral Autistic/ Neurodivergent content creators:LivedexperienceeducatorNeurodivergent_louItsthatparentToren.wolfNeurodivergent_insightsBlackspectrumscholarFidgets.and.friesNeurotatical ~Formerly known as The Sensory W.I.S.E. Solutions Pocast~ Sensory Detectives Boot camp Waitlist The OT Butterfly InstagramWork with LauraThe Sensory Code BookThe Sensory Code NewsletterA Kids Book About Neurodiversity
Send us Fan MailPrivate listings might sound exclusive, but South Carolina's Real Estate Commission is spelling out exactly what sellers may be giving up - fewer buyers, fewer offers, weaker terms, and a longer path to closing. I will break down the new commission-approved disclosure form line by line and explains why it could change how brokers talk about limited market exposure forever. I will also walk through the 11 seller acknowledgments in the “Residential Disclosure and Acknowledgement of Limited Market Exposure Listing,” highlighting the ones that should make every agent, broker-in-charge, and seller stop and think. I will unpack the economics behind exposure, why competition drives value, and how “exclusive” can quickly become a liability when the goal is to get the best result for the seller. You'll discover:- why limiting exposure can suppress buyer demand before a property ever reaches the public market -how fewer offers can mean not just lower price, but worse contingencies, timing, and financing terms -why “days on market” can be misstated when a listing sits privately before going public -the representation conflict that arises when a brokerage keeps more business inside its own ecosystem-how private inventory can distort comparable sales and affect future valuations -why fair housing concerns may be the biggest legal issue of all when access is controlled through private networksI will also explain why the broker-in-charge's signature matters, what a real compliance process should look like, and why blanket “private first” strategies are exactly what the Commission seems to be warning against. If your brokerage uses pocket listings, limited exposure marketing, or internal-only inventory, this episode is essential listening before the next disclosure lands on your desk. Chapters00:00 — Limited Exposure Listings: What They Are02:22 — Welcome & Blair Cato Updates03:28 — Seller Request vs. Agent Recommendation04:00 — The New Limited Market Exposure Disclosure05:10 — Why Exposure Drives Competition07:25 — Fewer Offers, Lower Leverage09:02 — Price, Terms & Lost Opportunities10:04 — The Risk of Delayed Public Marketing12:16 — Representation Conflicts13:20 — How Private Sales Affect Comparable Values15:00 — Fair Housing & Equal Access20:24 — Seller Privacy Doesn't Override Fair Housing21:28 — What Brokers-in-Charge Need to Review25:13 — Documenting the Seller's Decision25:47 — Why Blanket Private-Listing Policies Are Risky27:29 — Incentives, Claims & Agent Training29:44 — Supervision and the Broker's Responsibility31:28 — Next Week: The Public-Market ComparisonDon't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area.
Pippa Hudson speaks to Jordy Sank, the SAFTA-winning director, and Albertus van Dyk, Barry Ronge’s life partner, about a new project to make a documentary about Ronge’s life. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle-driven. Popular features include a daily profile interview #OnTheCouch at 1:10 pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
“North South Man Woman” co-director Sun Kim returns to the NK News Podcast to discuss the five-year process of making the documentary, which follows North Korean defector Yoojin Han and her matchmaking agency connecting North Korean women with South Korean men. Kim explains how a chance encounter with longtime collaborator Morten Traavik in North Korea eventually led to the project, why Yoojin agreed to participate when other matchmakers declined and how the COVID-19 pandemic forced the filmmakers to rethink the documentary's original focus on couples meeting and falling in love. The conversation explores how years of filming changed Kim's relationships with Yoojin and the other women, the challenges of documenting marriage and intimacy and what Yoojin's own relationship revealed about cultural differences, personal compatibility and the difficulties North Korean defectors can face while building new lives in South Korea. Kim also reflects on stereotypes surrounding North Korean women, the pressure some defectors feel to hide their accents and why the filmmakers sought to keep politics in the background — even as inter-Korean relations deteriorated and Pyongyang abandoned reunification as a national goal. About the podcast: The North Korea News Podcast is a weekly podcast hosted by Alannah Hill exclusively for NK News, covering all things DPRK — from news to extended interviews with leading experts and analysts in the field, along with insight from our very own journalists.
Send us Fan MailThis weeks guest is Selena Carty is a cultural and ancestral Genealogist, Author, Researcher, Educator, Founder of Black Poppy Rose and contributor to internationally recognised productions including Call of Duty: Vanguard and Queens Who Changed History: Pharaoh Hatshepsut. Author of 'Lineage and Legacy of Marcus Moziah Garvey', is a landmark genealogical publication documenting the family history and enduring legacy of one of the twentieth century's most influential Pan-African leaders.Connect with Selena Carty https://www.selenacarty.com/https://www.blackpoppyrose.org/Support the showDisclaimer : The views and opinions expressed are those of guests featured and do not necessarily reflect the views or opinions of Reggae Uprising Podcast or its representatives. Reggae Uprising Podcast does not own any of the rights to any of the music or extracts featured. It is used only as a tool of education, upliftment and empowerment for and of people of Africa and its diaspora.Subscribe & Connect : www.danieal.live/podcastOfficial Merch : www.dgarms.com
Bob Moorhouse worked for Pitchfork Land & Cattle Co. for four decades, and for most of his tenure he directed the historic West Texas ranch as general manager and vice president. Established in 1883, "The Forks" is located 80 miles east of Lubbock and stretches across 170,000 acres of both open rolling plains and brushy river breaks. Moorhouse was raised nearby and then built a career as a respected cowboy, horseman, rancher and manager. He turned the spotlight on cowboy life with his camera, packing it along as he covered thousands of miles horseback and publishing his photos in The Cattleman, Field & Stream, Quarter Horse Journal, Texas Highways and Western Horseman, as well as in his coffee table book, Pitchfork Country, published in 2000. Moorhouse has continued to make an impact on the cowboy world as a director for organizations such as the American Quarter Horse Association, Ranch Horse Association of America and the Working Ranch Cowboys Association. He and Linda, his wife of 53 years, now live in Weatherford, Texas.
AI is changing franchising fast—but most people are still barely scratching the surface of what it can actually do. In this episode of Franchise Secrets, Erik Van Horn breaks down how he's using AI across his franchise businesses right now—from analyzing opportunities and improving lead follow-up to auditing marketing, documenting processes, and building AI agents that function more like employees. Erik also explains one of the biggest mistakes he sees people making with AI: trusting its answers without knowing how to challenge them. Whether you're researching a franchise, operating locations, or building a brand, AI is only as useful as the context and direction you give it. You'll learn how Erik is using AI to: • Turn conversations and meeting transcripts into SOPs • Build and organize operational playbooks automatically • Audit lead follow-up and identify missed opportunities • Evaluate social media performance against competitors • Research franchise opportunities more intelligently • Build AI agents that handle real business tasks • Document the journey of scaling a franchise brand • Use AI as a tool for learning—not a replacement for thinking AI isn't just another piece of software. Used correctly, it can become part of the team. Subscribe to Franchise Secrets for more real-world strategies on buying, building, operating, and scaling franchise businesses. Timestamps: 00:00 – Social Media Audit Cold Open 00:40 – How I'm Actually Using AI Right Now 02:29 – AI and the Future of Franchise Development 03:52 – Why Most People Are Using AI Wrong 04:14 – The Problem With AI Franchise Research 08:27 – Using AI Agents as Employees 09:47 – Turning Conversations Into SOPs 13:36 – Documenting a Franchise From 0 to 100 Locations 14:38 – How to Start Documenting Your Business With AI 17:16 – Using AI to Find Leaks in Lead Follow-Up 21:04 – Auditing Your Social Media With AI 24:50 – Why You Should Push Back on AI 26:40 – How I Used AI This Week 27:33 – The Leadership Lesson I Taught My Daughters 31:28 – Final Thoughts Connect with Erik Van Horn:
Meet Philip, an author and photographer who's spent years documenting Japan's jazz kissa, who sits down to talk to us about his work and the cafes he's explored in his book. He tells us about the history and culture of jazz kissa, and the growing interest in analogue culture.--0:00 Intro0:50 Coming to Japan on JET10:40 What he learned as a JET teacher19:54 Starting photography in Yokohama22:39 The importance of Bebop Square32:02 Next photography projects36:05 Documenting jazz kissa45:25 Origin of jazz kissa51:02 Why jazz kissa are so special59:34 Are jazz kissa dying?1:02:30 Looking back1:10:06 Future projects--Follow Philip:https://www.philiparneill.com/https://www.tokyojazzjoints.com/https://www.instagram.com/philiparneill/https://www.instagram.com/tokyojazzjointsFollow us:https://unpacking.jp/https://www.instagram.com/unpacking_japanhttps://www.tiktok.com/@unpackingjapanhttps://www.facebook.com/unpackingjapanhttps://www.youtube.com/@unpackingjapanshortshttps://www.x.com/unpacking_japanhttps://creators.spotify.com/pod/profile/unpackingjapanSubscribe for more in-depth discussions about life in Japan! Interested in working at a global e-commerce company in Osaka? Our parent company ZenGroup is hiring! To learn more, check out https://careers.zen.group/en/
You've been trying to hire your way out of the bottleneck for years. Sometimes you hire people who can't perform without constant hand-holding. Other times you hire a rockstar who drives real results, and then you shut them down because you can't handle their autonomy. Either way, the problem isn't the talent pool. It's that you have no system for growing leaders, and when someone does step up, you feel threatened and take back control. This episode breaks down why hiring isn't the solution, what growing leaders actually requires, and why your rockstars leave or become order-takers. Key Takeaways - The hiring cycle: You hire someone to take things off your plate. Six months later, they're either underperforming and waiting for you to tell them what to do, or they've quit because they're tired of the chaos and lack of clarity. So you try again with someone more senior, more expensive, more experienced. Same result. - Why hiring up doesn't fix it: You hired a VP of Ops, but you don't have documented processes or clear metrics. You hired a Director of Sales, but you don't have a defined sales process or clarity on your ideal client. You hired a Marketing Manager, but you change priorities every week. The person isn't the problem. The lack of systems, clarity, and structure is the problem. - The other side of the trap: Sometimes you do hire a rockstar. At first you love it. They're driving results, building programs, solving problems. Then they start bringing you strategy and making decisions, and suddenly you feel threatened. You start shutting down their initiatives, rescinding agreements, overriding their strategy with your gut feeling. The person you hired to grow the company becomes an order-taker because you can't handle the loss of control. - Why this destroys your business: You lose the rockstar. You send a message to the rest of your team that being too good gets you shut down. You prove to yourself that you can't trust anyone, so you stay stuck in control mode and the business stays stuck at your capacity. - What growing leaders actually requires: A clear documented strategy. Role clarity and decision rights. A planning cadence with quarterly plans, weekly reviews, and one-on-ones. Feedback loops that course-correct in real time. Documenting what's in your head so your team can operate without you. - The identity shift: As a founder, you proved your worth by being the best at the work. As a CEO, you prove your worth by making your team better than you. That means letting go of being the hero and celebrating when your team drives results without you. Their success is your success, not a threat to your value. Mic Drop: "You're asking people to lead without giving them the tools to lead. And when they do step up and lead, you shut them down because you're threatened by their autonomy. Either way, you lose." What's Next: Episode 4 tackles the accountability black hole: why your team says yes in meetings and then nothing happens, and how to build the systems that make follow-through predictable. Ready to stop cycling through people and start building a system that makes your team better? Go to bulletproofbusinessgrowth.com/coo and let's talk.
Recorded live at the PGI Convention, we sit down with the Veverka Brothers, Hannah, and Terry, the people behind Passfire, for a look at what it took to document the world of fireworks from the inside.We dig into how the original Passfire documentary came together, how an ambitious idea turned into a journey through the global fireworks community, and some of the stories behind the camera. The Veverkas share which scenes got a little sketchy to film, the challenges of capturing pyro culture as it really happens, and some of the moments that made the project unforgettable.Plus, we look ahead. What's next for Passfire, and where do they take the project from here?It's filmmaking, fireworks, a few questionable situations, and plenty of stories—recorded right in the middle of the community that helped inspire it all.DEALS 10% off of MuuxBRD order using code PT10. https://muuxBRD.com/Get 10% off Pyro Vault by using the code PYROTALK at signup—https://pyrovaultapp.comLuxeSFX.com Check out the brand new flame machines!Pyrotool.com PTALKPOD for 10% off!Need MJG Igniters? Get 75% off shipping on orders at https://electricmatch.com/!! USE code PYROTALKPODLink to trainingshttps://docs.google.com/spreadsheets/d/1nrH5553D45VLYJynop0XLVdyWqCVCOtksLROvXnpYGY/edit?usp=sharingCheck out our merch store to pick up a t-shirt, mug, hat, flag, and much more. New items added all the time! https://historybridgeproductions-shop.fourthwall.com/collections/pyro-talk
How AI Helps Doctors: 7 Ways AI Gives Doctors Back Their Time In this episode, Barbara discusses: Barbara Hales names the “invisible second shift”—the unpaid hours physicians spend at home on charts, portal messages, and paperwork—and how it steals time from family and rest. Barbara Hales shares seven practical ways to use AI as an assistant, not a replacement, including ambient scribing, drafting portal responses, summarizing research, and streamlining insurance and administrative tasks. Barbara Hales contrasts two physicians—one using AI and one doing everything manually—to show how saving just 30–60 minutes a day can compound into 120–240 hours a year. Barbara Hales explains how AI can multiply a physician's impact by turning everyday patient questions and explanations into reusable education materials and marketing content that grow the practice without adding more work hours. Barbara Hales insists that doctors must “delegate the task, never delegate the judgment,” emphasizing privacy, safety, and clinical oversight so AI reduces burnout while preserving trust and the humanity of medicine. Key Takeaways: “AI's real power in medicine isn't replacing physicians—it's reclaiming the invisible hours lost to documentation and administration so doctors can be fully present with their patients and in their own lives again.” Connect with Barbara Hales: Twitter: @DrBarbaraHales Facebook: facebook.com/theMedicalStrategist Business Website: TheMedicalStrategist.com Email: info@TheMedicalStrategist.com YouTube:@barbarahales LinkedIn: https://www.LinkedIn.com/in/barbarahalesBooks: Content Copy Made Easy 14 Tactics to Triple Sales TRANSCRIPTION (245) 7 Ways AI Gives Doctors Back Their Time Chapter 1 — Why Physicians Need Their Time Back Dr. Barbara Hales 00:04 Hello, everyone. Welcome back to Marketing Tips for Doctors. When was the last time you finished seeing your last patient, and you were actually finished for the day? Not finished seeing patients, finished. No charts waiting for you. No patient portal messages. No paperwork you promised yourself you’d finished after dinner. No laptop sitting on the kitchen counter staring at you while your family is doing something without you. If you’re laughing right now, I understand because for many physicians, the workday doesn’t end when the office closes; it just changes location. You go home, have dinner, maybe spend some time with your family, and then out comes the laptop, and somewhere along the way, something happened to medicine. We became doctors because we wanted to take care of people. We did not go to medical school because we had a burning desire to become world-class data entry specialists. We didn’t dream about answering portal messages. We didn’t fantasize about prior authorizations, and I’m fairly certain that when you wrote your medical school application essay, you didn’t say, “My lifelong ambition is to spend more evenings completing documentation, yet here we are, and that is why I want to talk about artificial intelligence today. Not because AI is fashionable, not because everybody is talking about ChatGPT, and certainly not because I think technology should replace physicians. Quite the opposite. I think we need to ask a completely different question: Can technology give physicians enough time back that we can actually be physicians again? Apparently, doctors are beginning to think the answer may be yes. According to the American Medical Association’s 2026 Physician Survey on Augmented Intelligence, 81% of physicians now report using AI professionally. That’s more than double the percentage in 2023. Think about that. In only a few years, AI went from something many doctors viewed with suspicion to something being used in medical practices every day, and here’s another number that really caught my attention: 70% of physicians surveyed by the AMA said they see AI as a tool that can automate tasks contributing to work-related burnout. So today, I’m going to show you seven practical ways physicians can use AI to get some of their time back. But before we get to those seven, I want to talk about what we’re really trying to solve, because the problem is not technology. The problem is time. The invisible second shift. Picture a physician we’ll call Dr. Sarah. Sarah has a busy primary care practice. Her last patient leaves at 515. She gets home around Her husband has dinner waiting. Her daughter sits at the table, telling everyone about something that happened at school. Sarah is listening, sort of, because part of her brain is thinking about the unfinished charts. She knows there are 11 of them, so she eats dinner. She asks her daughter a few questions. She helps clear the table. And then she says the sentence that physician families know all too well. I just have to finish a few charts. She opens the laptop. 8 o’clock becomes nine. Nine becomes 10. Her daughter goes to bed. Sarah finally closes the computer at 1037, and here’s the sad part: nothing particularly unusual happened that day. There wasn’t an emergency. Nobody crashed. There wasn’t a complicated admission. It was simply Tuesday. That story is a composite, but I’ll bet many physicians listening recognize themselves in it. This is what I call the invisible second shift of medicine, and this is precisely where I believe physicians should begin thinking about AI, not with robots, not with futuristic diagnostic machines. Start with what I do every day that doesn’t actually require me to be a physician, because that is where your time is hiding. Let’s begin with the obvious one: documentation. AI-powered ambient scribes can listen to the physician-patient conversation with appropriate systems, safeguards, and consent procedures, and generate a draft clinical note. You review it, you correct it, you approve it. The physician remains responsible, but you’re no longer starting with a blank page. And this isn’t just theoretical. In one medical group study involving 79 providers and more than 25,000 AI-generated notes across 23 specialties, high users of an ambient AI scribe had a 21% decrease in time spent on notes per day. Chapter 2 — AI for Documentation, Inbox, and Patient Education Dr. Barbara Hales 07:26 Even more interesting to me was what happened after work. Before the pilot, about 32% of participating providers reported spending eight or more hours per week documenting outside clinic hours during AI use, which dropped to about 8%. Think about it: 32% to 8%. That’s not just an efficiency statistic. That’s dinner. That’s exercise. That’s reading a book. That’s going to your child’s soccer game. That’s sitting on the couch and doing absolutely nothing and not feeling guilty about it-that is life. Imagine Sarah again. Only now her practice introduces a properly vetted ambient AI documentation system. At first, she’s skeptical. She checks every note carefully, and she should, but gradually something changes. Instead of writing the entire note after the visit, she reviews and corrects a draft. One evening, she gets home. She puts her purse down. She walks into the kitchen, and her daughter looks at her and says, “Mom, where’s your computer? Sarah says, “In my bag. Her daughter looks confused. “Aren’t you going to take it out? And Sarah says, “Nope, I’m done. Now that’s an illustrative story, but that is the outcome we’re talking about. We’re not trying to make physicians type faster. We’re trying to make it possible for physicians to stop typing. Next, the inbox. Ah, yes, the inbox-the place where a message that begins with “Quick question, doctor, occasionally contains 14 questions, three attachments, and a medical History going back to 1987. AI can help draft responses to routine patient communications. Notice the word I used: draft, not diagnose, not independently prescribe, not send medical advice without physician review. Draft. You provide the judgment. AI provides the first pass. The 2026 AMA survey found physicians are already using AI to generate draft responses to patient portal messages; think about the difference between writing 20 responses from scratch and reviewing 20 reasonable drafts. Even saving two or three minutes per message adds up, and there’s another benefit: AI can help you turn a rushed answer into a clear, patient-friendly explanation. You still decide what is medically appropriate, but AI can help you communicate it more efficiently. AI use number three: patient education. Here’s an area I think is enormously underused. How many times have you explained the same thing? What does pre-diabetes mean? Why do I need this medication? What should I expect after this procedure? What does this lab result mean? Why do I need to come back in six months? You explain it Monday, then Tuesday, then Wednesday, and Thursday morning. You’re explaining it again. What if you created a physician-approved library of patient education materials? AI can help you take your explanation and turn it into a one-page handout, a frequently asked questions sheet, a patient-friendly email, a short video script, or instructions written at a more accessible reading level. You review it for accuracy. Then you have something reusable. This is where AI becomes more than a time-saving tool; it becomes a way to multiply a physician’s knowledge without multiplying their hours. Doctor using AI versus doctors who aren’t. Now let’s compare two physicians. Same specialty, same number of physicians, same number of patients, same clinical ability. Doctor A is not using AI. Every note begins from scratch. Every patient handout is created manually, or the staff searches for one. Every portal response is typed individually. Every complicated article takes 20 minutes to read before Doctor A determines whether it matters. Every piece of administrative work begins with a blank page; Doctor B uses AI selectively, and I want to emphasize selectively. AI drafts the note. Doctor B reviews it. AI drafts the portal response. Doctor B corrects and approves it. AI turns the doctor’s explanation into patient education. Doctor B verifies it. AI summarizes a long research article. Doctor B goes to the source before making a clinical decision. Doctor B is not surrendering a medical judgment. Doctor B is eliminating unnecessary friction. That distinction matters because the physician who uses AI appropriately isn’t necessarily practicing medicine faster; they’re spending less time on everything surrounding medicine, and the difference compounds. 10 minutes here, 15. Minutes there, 20 minutes somewhere else. Pretty soon, we’re not talking about minutes anymore. We’re talking about hours. AI used number four, keeping up with medical literature. Here’s another struggle physicians know very well: the literature never stops. Studies, guidelines, drug updates, safety alerts, consensus statements, journal articles. Nobody can read everything. Chapter 3 — AI as a Research Assistant, Not a Doctor Dr. Barbara Hales 15:40 The AMA’s 2026 survey actually found that summarizing medical research and standards of care was the most commonly reported physician use of AI among the specific use cases measured. That tells us something important. Doctors aren’t only looking for help with paperwork; they’re using AI to help manage information overload. Suppose there are six recent papers on a subject relevant to your specialty. Instead of reading every word of every paper, AI can help you identify the research questions, study size, primary outcomes, where the findings agreed, and where they conflicted. What limitations should you pay attention to? Then, and this is critical, you go back to the original evidence when the information will affect patient care. AI becomes the map. It does not become the destination, and that brings us to something every physician listening needs to hear. AI is an assistant, not the doctor. AI can be wrong; it can misunderstand context. It can omit information. It can confidently produce something that sounds wonderful and is completely incorrect. And physicians know something that technology does not possess: clinical judgment. We know the difference between the textbook patient and the human being sitting in front of us. We notice hesitation. We notice fear. We notice when someone says, “I’m fine, while everything about them tells us they’re not fine. Medicine is not simply information. Medicine is interpretation. Medicine is judgment. Medicine is trust. So the goal is not how much medicine can I turn over to AI. The better question is, how much non-physician work can I take away from the physician? That is a very different conversation. In part two, I’m going to show you three more ways to use AI, including one that can help you create weeks of marketing content from something you’re already doing every single day, and I’ll tell you another story. This one is about a doctor who realizes the greatest thing AI gave him wasn’t efficiency. It was something much more valuable. It gave him back a Saturday. So here are seven ways doctors can use AI to get their time back. What would you do with the hours AI gave back? At the end of part one, I told you about a doctor who got something unexpected from AI-a Saturday. Let me explain. The Saturday morning that came back, we’ll call him Dr. Michael again. This is a composite story based on the kinds of workflow problems physicians experience. Michael owns a small specialty practice, and every Saturday morning he has a routine: coffee, laptop, kitchen table. He tells some. He tells himself he’ll work for an hour. It’s almost never an hour. Charts to finish, letters to dictate, patient messages, administrative correspondence, and things he didn’t get to during the week. His wife has learned not to ask when he’ll be finished. One Saturday, after his practice has begun using AI to help with documentation and routine administrative drafting, Michael wakes up. He makes coffee. He walks toward the kitchen table, and there’s no laptop sitting there. He had finished his work Friday. His wife says, “Do you want to go get breakfast? And for the first time in longer than he can remember, he does not say, “Maybe later. He says, “Sure. Now you could look at that and say, “AI saved him three hours. I don’t think that’s what happened. AI gave him back Saturday morning with his wife. We have to stop measuring physician efficiency only in minutes. We need to start measuring it in life. AI used number five insurance correspondence and administrative drafting. Now let’s talk about one of everyone’s favorite subjects: insurance. I can practically hear you groaning. Prior authorizations, appeal letters, medical necessity letters, supporting documentation, repetitive administrative correspondence. This is precisely the kind of structured, repetitive work where AI can assist. A physician or staff member can provide the relevant, privacy-safe information in an approved system and have AI help draft a first version. Then someone qualified reviews it. This isn’t about fabricating an argument. It isn’t about inserting facts that aren’t in the chart. Chapter 4 — Administrative Work, Practice Operations, and Content Dr. Barbara Hales 22:44 It is about organizing legitimate clinical information into the format needed for the task, and this matters because physicians did not train for all those years so that their most limited resource, their time, could be consumed fighting with forums; AI may not make the insurance company say yes. Wouldn’t that be nice? But it may reduce the amount of physician time required to ask the question. AI use number six: practical operations. Here’s one physicians often overlook: AI doesn’t have to touch clinical medicine to be useful. Look around your practice. How many repetitive processes exist? Staff training, frequently asked questions, office policies, meeting summaries, job descriptions, phone scripts, patient reminders, internal checklists, responses to online reviews, ideas for improving scheduling, drafting standard operating procedures. You don’t need a medical AI system to ask, “Help me turn this messy process into a checklist. You don’t need AI making clinical decisions to say, “Here are the five questions patients ask my receptionist every day. Help me draft clear answers. And here’s one I particularly like. At the end of your staff meeting, take your approved, non-sensitive meeting notes and ask AI to organize them into: what did we decide? Who is responsible? What’s the deadline? What needs follow-up? Suddenly, a meeting produces action instead of another meeting. Now we’re talking. AI use number seven. Mark. And patient communication. This one is particularly close to my heart. Doctors tell me, Barbara, I know I should create content. I just don’t have time, and I understand. But here’s what I want you to realize: you are already creating content all day long; you’re just not capturing it. Every patient question is potential educational content. Think about today: how many questions did patients ask you? Should I be worried about this? Is this hereditary? When should I get screened? Is there anything I can do to prevent this? What’s the difference between these two treatments? One idea, multiple assets. Those questions can become a short video, a blog post, a patient email, a special media post, a podcast topic, or an FAQ on your website-you provide the expertise. AI helps you repurpose it. For example, you might say, “Patients ask me this question constantly. Here is the explanation I usually give them. Then dictate your explanation and ask AI. Turn this into a 62nd video script written in my conversational style. Then give me three possible titles. Then turn the same information into a patient email. Then create five short social posts from it. That is where AI can become an extraordinary multiplier for a small medical practice, not because AI becomes the physician’s voice, but because it helps the physician’s real voice travel further. Here’s a story. The patient who finally felt heard. Let me give you one last story. We’ll call the physician Dr. Patel. Dr. Patel has always been the kind of doctor who looks directly at patients when they are speaking. At least she used to be. Then came increasingly complicated documentation requirements, and gradually she found herself doing what so many physicians do: patient talking, doctor typing, patient talking, doctor clicking, patient asking something important, doctor saying, “Give me one second. While finishing a field on the screen, then her practice begins using an ambient documentation tool. She’s still responsible for the note. She still reviews it, but during the encounter, something changes. She turns away from the computer. She looks at her patient, an older woman who has been seeing her for years, and suddenly stops in the middle of the conversation. Doctor Patel asks, “Is there something wrong? The patient smiles and says, “No, I was just thinking how nice it is to see your face again. That story is illustrative, but think about what it represents. We keep talking about AI as though technology will make medicine less human. Used badly, perhaps it could, but what if we use it to do exactly the opposite? What if technology handles more of the machinery of medicine, so physicians have more time for the humanity of medicine? That’s the opportunity that interests me. Now let’s turn to our two physicians, Doctor A and Doctor B. Remember, they started in essentially the same place, same specialty, same patient volume, same clinical competence. Doctor A continues doing everything manually. Doctor B gradually delegates appropriate repetitive work to carefully selected AI tools, not clinical judgment work. Chapter 5 — Reclaiming Time, Using AI Safely, and Staying Human Dr. Barbara Hales 29:57 Doctor B saves a few minutes. Documenting, a few minutes on correspondence, a few minutes researching, a few minutes creating patient materials, a few minutes handling administrative tasks. Let’s be conservative and imagine that adds up to only 30 minutes a day, five days a week. That’s two and a half hours, over roughly 48 working weeks. That’s 120 hours a year. Think of that-a 120 hours, three full 40-hour work weeks, and that’s from saving only 30 minutes per day. If the physician saves an hour, now we’re talking about approximately 240 hours, six work weeks. So ask yourself: What would you do with six weeks of your life? Would you see more patients? Would you leave the office earlier? Would you exercise? Would you finally take the vacation you’ve postponed? Would you have dinner with your family without your laptop? Would you sit with a patient for an extra three minutes instead of watching the clock? Would you grow your practice? Would you create another revenue stream? Would you simply sleep? There isn’t a correct answer. The point is, you get to decide. Start small. If you are listening to this and thinking, Barbara, this sounds great, but I don’t even know where to begin. Don’t begin with seven things. Begin with one. Tomorrow, notice the task that makes you say, “I can’t believe I’m wasting my time doing this again. Write it down. That’s your candidate. Then ask, “Could AI draft this? Could AI summarize this? Could AI organize this? Could AI turn this into a template? Could AI help my staff do this without involving me every single time? You don’t need to transform your entire practice this month. Choose one repetitive task. Get comfortable. Measure whether it actually saves time. Then choose another. That’s how change becomes sustainable. A word about safety. Because we’re physicians, I need to emphasize something very important: convenience does not outrank confidentiality. Don’t copy protected patient information into a public consumer AI tool. Your practice needs to evaluate privacy, security, HIPAA requirements, vendor agreements, accuracy, workflow integration, and appropriate human oversight, and every clinically relevant AI-generated output needs appropriate professional review. Delegate the task, Never delegate the judgment. AI can generate extraordinarily convincing errors. So remember this: delegate the task, never delegate the judgment. That sentence may be the most important thing I say in this entire episode. If today’s episode made you look at your workday differently, do two things. First, choose one task this week that AI might be able to take partially off your plate. Don’t try to revolutionize your entire practice. Just reclaim 10 minutes, and second, subscribe to Marketing Tips for Doctors and share this episode with another physician who is still taking the laptop home every night, because every week on Marketing Tips for Doctors we talk about practical ways to build a stronger, more profitable medical practice without sacrificing the reason you became a physician in the first place. And remember, you’re one tweak away from greatness. AI won’t solve everything that’s wrong with medicine. It won’t eliminate insurance headaches. It won’t fix reimbursement overnight. It won’t replace the judgment that comes from years of training and experience. And I don’t want it to. What I want AI to replace is something very different: the unnecessary hour at the computer, the repetitive letter, the blank page, the administrative task that followed you home, the Saturday morning you were supposed to spend with someone you love, because perhaps the most exciting promise of artificial intelligence in medicine is not artificial intelligence at all. Perhaps it’s giving physicians the time to be More human, and if technology can help us do that, then I think it’s worth paying attention to. I’m Dr. Barbara Hales. Thank you for joining me on Marketing Tips for Doctors. Till next time. The post How AI Helps Doctors first appeared on The Medical Strategist.
⚖️ How to Deal with a Controlling Co-Parent. | Los Angeles Divorce ⚖️ How do you deal with a controlling co-parent after divorce in California? Setting clear boundaries, maintaining consistent communication, and following an established parenting plan can help reduce conflict and create a healthier co-parenting structure. After divorce, disagreements between parents can make communication and parenting decisions more difficult. Having clear custody arrangements, documented agreements, and a focus on the child's best interests can help create more stability.
Osaic's Mark Matheny talks through the powerful abilities of Scribe - the powerful workflow documentation platform. Uncork the bottlenecks in your office, helping your team by reducing errors. Scribe also creates better opportunities for faster training, improved accountability and easier scaling. Transform institutional knowledge into context your teams and AI tools can read, without anyone lifting a finger. Learn more about Scribe.
What does it take to build a financial advisory firm that can grow without depending on its founder?In this episode of Top 50 Most Innovative Voices in Advisor Growth, Paul G. McManus sits down with David Grau Jr., MBA, founder of Succession Resource Group and one of the financial advice industry's leading experts on advisory firm valuation, succession planning, mergers and acquisitions, and advisor exits.David has spent more than two decades helping independent financial advisors build, value, buy, sell, and transition their businesses.The conversation explores one of the biggest decisions successful financial advisors eventually face:Do you want to remain primarily an advisor—or build an enterprise that can operate and grow without you?What You'll LearnIn this episode, you'll discover:Why financial advisor succession planning should begin years before retirementHow founder dependency can affect the value of an advisory firmWhen a financial advisor should transition from advisor to CEOThe difference between a highly profitable lifestyle practice and a scalable advisory enterpriseWhy getting stuck between the two can create what David calls “no man's land”How M&A and acquisitions can accelerate advisory firm growthWhy capacity and profitability matter before acquiring another practiceHow compensation, career paths, phantom equity, and ownership can help retain next-generation advisorsWhy documenting a founder's ideas, philosophy, and intellectual capital can make a firm easier to scaleHow AI can increase advisor capacity and profitability when paired with human judgmentHow advisory firm owners should think about whether to sell now or continue buildingCan Your Advisory Firm Exist Without You?For many successful financial advisors, the biggest constraint eventually becomes the founder.Clients depend on the founder. Important decisions depend on the founder. Business development depends on the founder. And much of the firm's most valuable knowledge may still live inside the founder's head.David explains why reducing that dependency requires more than simply hiring people. Advisors must intentionally transfer relationships, knowledge, judgment, and responsibility to the next generation.The goal isn't necessarily to build the biggest firm possible.It's to decide what kind of business you actually want to own—and build it intentionally.Lifestyle Practice vs. Advisory EnterpriseDavid makes an important distinction between two very different models.A lifestyle advisory practice can be extremely profitable, efficient, and rewarding for the owner.A true advisory enterprise is designed to operate independently of the founder, with leadership, specialized team members, repeatable processes, and greater enterprise value.Neither model is inherently better.The danger is unintentionally getting stuck somewhere in between: more employees, more complexity, more management responsibilities, and less time doing the work you originally enjoyed.How Does Succession Planning Affect Advisory Firm Value?Succession planning isn't simply something to address shortly before retirement.Nearly every decision an advisory firm owner makes—from hiring and compensation to profitability, client demographics, growth, and organizational structure—can ultimately influence the value and transferability of the business.That is why David encourages advisors to begin thinking about valuation and succession long before an exit.Why Documenting Your Intellectual Capital MattersThe conversation also explores an overlooked source of founder dependency: intellectual capital.Your ideas, stories, judgment, philosophy, and approach to working with clients may have taken decades to develop.If those ideas remain only in your head, they become difficult for your team to consistently replicate.Documenting that expertise—including through a book—can help preserve the founder's thinking, educate the next generation, strengthen marketing, and allow the founder's ideas to remain present even when the founder is no longer personally sitting in every client meeting.AI, Capacity, and the Future of Financial AdviceDavid and Paul also discuss how artificial intelligence is changing advisory firms.AI itself doesn't automatically make an advisory firm more valuable.What matters is what the firm can accomplish with it.When used by experienced professionals with judgment and subject-matter expertise, AI can potentially help advisors serve more households, increase capacity, improve profitability, and create greater operating leverage.About David Grau Jr., MBADavid Grau Jr. is the founder of Succession Resource Group, a consulting firm focused on helping independent financial advisors value, buy, sell, and transition their businesses.His work focuses on advisory firm valuation, succession planning, M&A, ownership structures, compensation, and helping advisors ultimately exit their businesses on their own terms.Learn more at SuccessionResource.com.Build an Advisory Firm That Grows Beyond YouIf you're a financial advisor or RIA founder looking to turn your expertise into greater authority, visibility, and business growth, visit:InfluentialAdvisor.comDiscover how The Authority Operating System™ helps financial advisors document their expertise, build visible authority, and create a business that becomes less dependent on the founder.Subscribe to Top 50 Most Innovative Voices in Advisor Growth for conversations with the leaders shaping the future of financial advisor growth.Topics: Financial Advisor Succession Planning, Advisory Firm Valuation, RIA Succession Planning, Financial Advisor M&A, Advisory Firm Growth, RIA Valuation, Enterprise Value, Founder Dependency, Financial Advisor CEO, Advisor Acquisitions, Advisor Exit Planning, AI for Financial AdvisorsSupport the show
I'm having a hard time getting the Cheerwine and the portrait of the personification of existential dread in the same shot with the telephoto lens.Today we're talking about Umurangi Generatoin by ORIGAME DIGITAL! A game about taking photos and choosing how to live.Get Umurangi Generation on Steam or Switch!!! Follow ORIGAME DIGITAL's work on their website!Discussed in the episode:The Cheerwine Official StoreThe Article Where I Talk About Umurangi Generation In Full Detail (Total F*ckin Spoilers Ahead), Part One by Kaile Hultner on No EscapeInterview: Naphtali Faulkner on developing indie smash 'Umurangi Generation' by Jonathan Peltz on inverse5 Years Ago, One Of The Most Brilliant Photography Games Perfectly Captured The Present Moment by Robin Bea on inverseAdditional links:The Umurangi Generation is Asking You To Care by Celia Lewis for Vista Magazine on MediumWhat a video game about a futuristic Tauranga can tell us about our present by Dan Taipua for The Spinoff---Support us on Ko-fi!Visit our website!Follow us on YouTube!Follow the show on Bluesky!Check out The Worst Garbage Online!---Art by Tara CrawfordTheme music by _amaranthineAdditional sounds by BoqehProduced and edited by AJ Fillari---Timecodes:(00:00) - Picklesburgh and Kielbasafest (01:21) - Welcome back to penn.dot (02:17) - What is Unmurangi Generation? (03:50) - This game is About Stuff (05:12) - The photography is fun (15:51) - The way the mechanics aid the story (17:41) - All photography has a bias! (21:35) - The soundtrack!!! The art!!! (24:02) - Spoilers! (25:08) - Speeding through the narrative (30:07) - What the Macro DLC focuses on (39:59) - Big Takeaways (40:26) - Robin's Big Takeaway (43:42) - AJ's Big Takeaway (45:51) - The game is amazing!!!!!! (46:52) - Thanks for listening! ★ Support this podcast ★
A multisite model that's too complex can't be multiplied ... and a model that is only captured in your head can't be handed off. To go multisite, you need something clear enough to repeat and captured well enough to share. It's one thing to know who you are, but it's another to simplify and document it so well that someone else can actually run the same ministries and systems without the need for your constant input. In this episode, Sean and Jesse talk about what you do as a multisite church and how you do it—your Ministry Model and your Defined Systems and Strategies. Plus, Sean checks in with Amy Anderson to hear about her recovery. Pruning & prioritizing You can only replicate what's recorded Documenting decision rights A word from Amy Anderson This Episode is Sponsored by PlainJoe Studios: Adding a new campus to your multisite plan? If you don't have a strategy for coordinating your placemaking and wayfinding signage, maybe it's time to update across every campus. The creative and talented team at PlainJoe, a Storyland Studio, are experts at creating placemaking signs and wayfinding markers that will tell your church's unique story and point your people in the right direction – from the moment they arrive at your campus. Learn more at plainjoe.net. Join the Conversation on Social Media We use hashtag #unstuckchurch on X and on Instagram.
This episode of Hustle Inspires Hustle features Alex Quin and Richard Wang, the 25-year-old entrepreneur behind Northern Dumpling Kitchen, as they unpack what it really means to step into a family business, carry forward your parents' legacy, and build something bigger than yourself.Richard grew up in the restaurant industry after his parents immigrated to Canada and spent decades working their way up from difficult beginnings. Although Richard studied finance, his long-term plan was always to return to the family business. Today, he's helping operate the restaurant while working toward one of his biggest goals: helping his father work less and eventually retire.The conversation dives into Richard's decision to document the journey publicly, including the renovations, cooking, long hours, language barriers, frustrations, and behind-the-scenes realities of running a restaurant. After roughly 200 days of consistent posting, his content began reaching audiences far outside his local community, with his Instagram following jumping from around 8,000 to 50,000 in approximately two weeks.Alex breaks down why Richard's content works so well and how founder-led storytelling can create an emotional connection that traditional advertising often struggles to replicate. They also get tactical about restaurant growth, discussing OpenTable, Google Business, Toast, email and SMS marketing, customer retention, experiences, and the systems restaurants can use to generate more revenue without massive advertising budgets.Beyond marketing, Alex and Richard discuss money, mentorship, real estate, investing, learning from older entrepreneurs, documenting family recipes, improving communication across generations, and staying grounded while building a business. Ultimately, the episode is about family, entrepreneurship, and what happens when a new generation decides not only to preserve what their parents built, but to take it further.Episode Outline:[00:00] Intro and how Alex discovered Richard's story[03:00] Growing up in the restaurant industry and choosing the family business[06:30] Taking over responsibilities, leadership, and language barriers[10:30] Why Richard's vulnerable storytelling connected with people[14:00] His parents' immigrant story and building a life in Canada[17:30] Family legacy, helping his dad retire, and financial goals[21:00] Money, investing, mentorship, and lessons for young entrepreneurs[23:30] Restaurant growth strategies: OpenTable and Experiences[27:00] Google Business, Toast, email, SMS, and customer retention[30:00] Cooking, communication, and improving his Mandarin[32:00] Going from 8K to 50K followers and founder-led content[34:15] Preserving family recipes and building for the next generation[35:30] Richard's message to immigrants and young entrepreneurs[37:05] Closing thoughts and outroWisdom Nuggets:Your Story Can Be More Powerful Than Your Product: Richard's audience didn't grow because he pretended the restaurant was perfect. People became invested because they watched him struggle, learn, improve, and fight to build something meaningful for his family.Consistency Doesn't Always Pay Off Immediately: Richard spent roughly 200 days building his audience before experiencing a major breakout. His growth from around 8,000 to 50,000 followers happened rapidly, but it was built on months of consistent work.Founder-Led Content Creates Emotional Investment: When customers understand who is behind a business and why they're building it, the relationship becomes deeper than a transaction. People begin rooting for the person as much as the company.Small Systems Can Create Big Revenue: Restaurants don't always need massive advertising budgets. Reservation platforms, Google Business, customer data, email, SMS, and better retention systems can create meaningful incremental revenue.Learn the Business From the Inside Out: Richard isn't only trying to market the restaurant. He's learning to cook, communicate with staff, improve operations, understand the finances, and master the details that make the business work.Protect the Knowledge Your Family Built: Recipes, techniques, processes, and lessons that exist only inside someone's head can disappear. Documenting them turns years of experience into something the next generation can preserve and improve.Diversification Creates Stability: Business, real estate, and stocks can perform differently at different times. Building across multiple areas can create more stability than relying entirely on one source of income.Legacy Is Bigger Than Money: Helping your parents doesn't necessarily mean forcing them to stop working. It's about building a situation where they work because they want to, not because they have to.Power Quotes“Founder-led content drives people, and it plugs at the heartstrings.”— Alex Quin“I'm doing some big things right now, but this is really only the beginning.”— Richard WangConnect with Richard Wang:Instagram: https://www.instagram.com/northern_dumplingkitchenTikTok: https://www.instagram.com/@thedumplingprinceConnect With the Podcast Host Alex Quin:Instagram: https://www.instagram.com/alexquinTwitter: https://twitter.com/mralexquinLinkedIn: https://www.linkedin.com/in/mralexquinWebsite: https://alexquin.comTikTok: https://www.tiktok.com/@mralexquinBooks Mentioned:How to Market Your Restaurant Online — Alex QuinProfit First — Mike MichalowiczOur CommunityInstagram: https://www.instagram.com/hustleinspireshustleTwitter: https://twitter.com/HustleInspiresLinkedIn: https://www.linkedin.com/company/hustle-inspires-hustleWebsite: https://hustleinspireshustle.comThis page may contain affiliate links or sponsored content. When you click on these links or engage with the sponsored content and make a purchase or take some other action, we may receive a commission or compensation at no additional cost to you. We only promote products or services that we genuinely believe will add value to our readers & listeners.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This podcast is powered by Klean Freaks University.com — where real cleaners build real empires. From mop buckets to million-dollar systems, we teach you how to clean smarter, lead stronger, and scale faster.If you own a cleaning company long enough, eventually something is going to get broken, scratched, chipped, or damaged.The question is: What happens next?In this episode of Cleaning Business Life, Shannon breaks down what cleaning business owners need to know about handling damage claims without panicking, immediately admitting fault, or automatically agreeing to buy a client a brand-new replacement.Because a 20-year-old appliance getting damaged doesn't necessarily mean your cleaning company owes the homeowner a brand-new $4,500 appliance.Shannon shares real damage situations she's dealt with over the years and explains why every cleaning company needs a clear process before an accident ever happens.We talk about:• Documenting existing damage with before photos• What cleaning technicians should say when something happens• Why technicians should never promise payment or admit fault on the spot• Creating a damage reporting protocol for your team• Investigating what actually happened• Repair vs. replacement• Determining the value of older items• Protecting your client, your technician, and your company• Why dishonesty after an accident can be a much bigger problem than the accident itself• Building a written damage policy before you need oneAccidents happen. Your cleaning company isn't defined by never having a damage — it's defined by how professionally you handle it when one occurs.The best time to write your damage policy is on a calm day, not while you're staring at a $4,500 replacement request.If you are looking for the next part of the conversation, then I suggest Episode 222 — Company Culture with Donny Minchillo. ::: Support the showThanks for tuning in to Cleaning Business Life — the podcast for cleaning business owners who want to build a profitable, sustainable company without burning out.Hosted by Shannon Miller and Jamie Runco, each episode pulls back the curtain on what it really takes to start, grow, and scale a cleaning business — covering pricing, systems, leadership, boundaries, and the real conversations most people avoid.
A documentary titled "Cancelled" is the story of Australian Jewish artists who have been cancelled in their own country since October 7, 2023. The producer and director of the documentary, Danny Ben-Moshe, spoke with KAN's David Ze'ev. (Photo: Pro-Palestinian protesters in Adelaide, Australia/Reuters)See omnystudio.com/listener for privacy information.
If the thought of a state survey or audit makes you want to panic and start reviewing every chart you've touched for the last six months, you're not alone!Being surveyed can feel intimidating, but here's the good news: you don't become survey ready the week before survey.You become survey ready by consistently doing the things you already know how to do as a dietitian.Following the Nutrition Care Process. Keeping up with your residents. Documenting your clinical reasoning. Following up on interventions. Keeping care plans current.In this episode, I'm breaking down 5 simple daily habits that can help you stay survey-ready without spending hours preparing for survey.You just need good systems and consistent habits.And if you're newer to long term care and want a walkthrough of what the survey and audit process looks like for dietitians, I have a webinar and ebook that will walk you through what surveyors are looking for, what your role is, and how to feel more confident going into the process.The resource is available on Long Term Care RD and inside the Clinical Nutrition Central membership, where members can access it at a discounted rate.Resources Mentioned in This EpisodeHigh-Risk Resident Tracking Spreadsheet Use a system to keep your high-risk residents, follow-ups, and nutrition concerns organized so nothing falls through the cracks.Dietitian's Role in State Surveys: How to Stay Ready Every Day Webinar & eBook HereGet the free walkthrough here: https://longtermcarerd.com/dietitians-role-in-state-surveys-how-to-stay-ready-every-day/Clinical Nutrition Central Membership Access additional resources, webinars, ebooks, clinical tools, and support for dietitians working with older adults.RememberYou don't become survey-ready the week before survey.You become survey-ready through the small clinical and documentation habits you practice every day.Follow the Nutrition Care Process. Know your high-risk residents. Follow up. Keep your care plans current. Document your clinical reasoning.And you'll be much more prepared than you think.
Documenting the beginning of my journey: exploring a potential OCD diagnosis.
Text us your questions or topics for the show! We got you!Recording A Fight: Right Or Wrong!You hit record because you were finally going to have proof. And the second that phone went face-down on the table, you started behaving—measured, calm, reasonable—while you waited for them to hand you the exact reaction you were looking for.That's why the recording never works. In Ep469, Cass and Kathryn take on a question they get constantly, including the one recording of their own worst night that actually changed something.
What happens to the American West when the land—and the culture built on it—begins to disappear? In this episode of The Landowner Insider, Kasey Mock sits down with Western photographer and commercial creative Scott Slusher for a conversation about Texas ranchland, authentic cowboy culture, Western photography, artificial intelligence, and preserving the places and people that define the American West. Scott has built his career photographing real working cowboys, historic Texas ranches, Western brands, and the people carrying these traditions forward. He shares why authenticity matters behind the camera, how relationships helped build his career, and why the story behind an image is something technology can't easily replicate. Kasey and Scott also discuss the bigger changes happening across Texas—from disappearing ranchland and development to data centers and light pollution—and what could be lost as open spaces change. In this episode: How Scott built a career in Western photography Why he prefers real working cowboys over staged models The importance of relationships in the Western industry AI, photography, and the future of human-created art What development could mean for Texas ranchland and open spaces Data centers and light pollution Why authentic Western culture is worth preserving The responsibility of documenting the American West for future generations Whether you're a ranch owner, photographer, artist, cowboy, or simply care about the future of rural Texas, this conversation is about more than photography. It's about preserving the land, stories, traditions, and people of the American West. Follow The Landowner Insider for conversations about Texas land, ranching, agriculture, wildlife, business, policy, and the people shaping the future of the West. Follow Scott: @slusherphoto
In this episode, Samantha shares practical strategies for overcoming the fear of delegation, designing systems that empower others to do tasks well, and creating a business that offers freedom and growth without burnout. Takeaways• The main reason tutors struggle to delegate is fear of losing control.• Designing tasks as systems allows anyone to do them well, regardless of expertise.• Documenting every task step makes delegation and future-proofing possible.• Shared task management tools are essential for effective delegation.• Creating a systemized process reduces the time spent on routine tasks.____________________
"This corner... I love seeing it every day. It kinda sums up Vietnam for me — an amazing juxtaposition of the old and the new."Welcome to the very first Vietnam Lunch Walks; a new series where I take you along on my actual lunch breaks around the neighborhood I love most in Saigon. This one's been a while coming: it's the first new Discover Vietnam episode in six months, after a stretch of low motivation and a busy year setting up Saigon Podcast Studio.In this episode, I walk you from the studio on Pasteur Street to my favourite halal phở spot near Bến Thành Market, order my usual (phở gà with extra chicken), and then take you on a loop through the neighborhood — past the old bank building, the stock exchange, and my favourite bridge in the world, with a few old Saigon stories along the way.Key TakeawaysConsistency is hard, even for the host: Six months between episodes isn't unusual for Discover Vietnam — motivation for content creation comes and goes, and this episode is a reminder to just start again.Old vs. new is the whole vibe: The view of the old bank building against the Bitexco Tower is a favourite spot precisely because it captures Saigon's mix of old and new.Great phở comes down to small details: Good white breast meat over tough "walking chicken," a light hand with chili, and sawtooth basil are what make this order worth repeating weekly.Documenting a neighborhood before it disappears: Older buildings nearby are quietly being replaced with modern glass developments, which is part of the motivation for filming these walks now.Chapters and Timestamps00:00 – Welcome to Lunch Walks: launching a new series after a 6-month break02:00 – A favourite view: the old bank building against the Bitexco Tower05:00 – Ordering phở gà at the halal spot near Bến Thành Market13:00 – Walking tour: the canal, the favourite bridge, and a 2016 street story17:00 – Watching old Saigon disappear, then back to the studio to wrap up"Send me a message!"Book a free call with me here if you want to start your own podcast! Support the show
Today we sit down again with Anton Wormann, an akiya renovation specialist and content creator based in Japan. He sits down to talk to us about his renovation projects, the legal regulations about renovations in Japan, the failure and abandonment of his Chiba farm project, and the lessons he's learned along the way.--0:00 Intro0:49 Meet Anton1:38 First commercial project7:41 Documenting the work9:43 The Chiba farmhouse13:26 The dream waterfall house16:05 Chiba farmhouse failure21:38 Lessons learned25:22 What you should know about akiya30:45 How to buy akiya responsibly33:52 How the tax system creates akiya36:38 Tokyo's anti-renovation legislation40:18 Anton's Japandi company43:16 Getting a real estate license48:56 Renovating the waterfall house1:01:34 How much did it cost?1:06:00 Next steps1:09:39 The power of social media1:13:04 Looking back--Follow Anton: @ANTONINJAPAN https://www.instagram.com/anton.injapanhttps://www.tiktok.com/@antoninjapanhttps://www.facebook.com/profile.php?id=100091063962376-https://www.antoninjapan.comhttps://www.japandihouses.comhttps://www.japandirealestate.com-Follow us:https://unpacking.jp/https://www.instagram.com/unpacking_japanhttps://www.tiktok.com/@unpackingjapanhttps://www.facebook.com/unpackingjapanhttps://www.youtube.com/@unpackingjapanshortshttps://www.x.com/unpacking_japanhttps://creators.spotify.com/pod/profile/unpackingjapanSubscribe for more in-depth discussions about life in Japan! Interested in working at a global e-commerce company in Osaka? Our parent company ZenGroup is hiring! To learn more, check out https://careers.zen.group/en/
0:30 - Abdul El-Sayed wins Michigan’s Democratic Senate primary, notching a Midwest victory for the left 15:35 - Sam Sanchez from Moe's Cantina joined Amy Jacobson and Jim Iuorio to talk about what he has done to combat human trafficking in his area 33:16 - Illinois House Speaker breaks silence on ethics controversy 50:52 - Wisconsin Senator Ron Johnson joined Amy Jacobson and Jim Iuorio to talk about what’s next in his efforts against Dr. Fauci 01:06:19 - Jennifer Sey is a former Levi's exec and Olympic gymnast. Now she writes "Sey Anything” on Substack and is President of XX-XY clothing line. She joined Amy Jacobson and Jim Iuorio to talk about making some news in Minnesota at a WNBA game 01:25:16 - John Strand is an author and running for Congress in Florida's 19th Congressional District. He joined Amy Jacobson and Jim Iuorio to talk about his race in Florida 01:29:08 - Michelle Tafoya joined Amy Jacobson and Jim Iuorio to talk about the race for US Senate in Minnesota 01:56:55 - El-Sayed Pledges to Protect Jewish Voters Like His Own Kids Amid ‘Concerns’: ‘Highest Commitment I Can Offer’See omnystudio.com/listener for privacy information.
Inspired Choices for Business Growth with Christine McIver Too many entrepreneurs have built businesses that depend entirely on them. Every decision, every client, every problem, and every opportunity runs through the owner, leaving little time, energy, or financial freedom. The business may generate revenue, but it isn't paying them back for the years of sacrifice, risk, and relentless effort. In this episode, Christine McIver, Business Growth Specialist and CEO of ICN INC., challenges entrepreneurs to redefine what success truly looks like. A business should reward its owner with profitability, freedom, opportunities, and a life that expands because of the business, not one that is consumed by it. Learn how to identify where your business is taking more than it gives and discover the leadership shifts, operational changes, and strategic decisions that create a company that continually pays you back. 5 Key Takeaways Build a business that gives back to you. Your business should create profit, freedom, opportunities, and a better life—not consume all of your time and energy. Your business will only grow as much as you do. Expanding your leadership, mindset, and decision-making is essential to building a stronger, more profitable business. Focus on profit, not just revenue. More sales don't always mean more success. A profitable business comes from managing expenses, building systems, and making intentional decisions. Create systems that don't depend on you. Documenting processes, delegating effectively, and building assets allows your business to continue growing without requiring your constant involvement. Your business should fund your life—not become your life. Measure success by freedom, sustainability, impact, and profitability instead of constant hustle and long hours. CEO Without Apology Author Christine McIver Amazon.com – https://www.amazon.com/dp/1997615045 Amazon.ca – https://www.amazon.ca/dp/1997615045 ~ More About Inspired Choices for Business Growth with Christine McIver ~ Christine McIver is a Business Growth Specialist, Inspirational Speaker, TV & Radio Personality, and Founder & CEO of Inspired Choices Network, ICN Signature Summits, and ICN Publishing. She empowers entrepreneurs and business leaders to break through limitations, make bold decisions, and create sustainable business growth with greater confidence, clarity, and impact. Known for her direct, inspiring, and results-focused approach, Christine has helped thousands transform the way they lead, grow, and succeed. If you're ready to stop settling for "good enough" and start creating the business and life you know are possible, Christine will challenge you to take the actions that turn possibility into reality. ChristineMcIver.com https://christinemciver.com Email christine@christinemciver.com YouTube www.youtube.com/@InspiredchoicesBusinessGrowth LinkedIn www.linkedin.com/in/christinemciver Instagram www.instagram.com/christine_mciver_ceo Facebook www.facebook.com/ChristineMcIverCEO TikTok www.tiktok.com/@christine_mciver Inspired Choices for Business Growth ~ Christine McIver https://www.inspiredchoicesnetwork.com/podcast/inspired-choices-for-business-growth-christine-mciver/
Break through plateaus, stay consistent, and make every session count with a free 14-day trial of Intentional Climber. https://www.thestruggleclimbingshow.com/intentional Join the email list to get a FREE private finger training clinic with Dr. Tyler Nelson (normally $15) www.thestruggleclimbingshow.com/strong Support the Show on Patreon Get access to all Pro Clinics, bonus episodes, and more. https://www.patreon.com/thestruggleclimbingshow - Professional filmmaker and climber Jon Glassberg explores: Documenting the cutting edge of climbing performance Being with Janja for every attempt on Bibliographie (9b+ / 5.15c) Dirt bagging days The evolution of climbing media What it takes to make it as a climbing photographer / filmmaker The send footage of Tommy on Meltdown that can't be shared (yet) Exploring his incredible films Girl Climber and Strength to Weight Is Janja capable of 9c/5.15d? Check out Jon's projects and everything Louder than 11 is up to at https://lt11.com/ and https://www.instagram.com/louderthan11/ - BIG THANKS TO THE AMAZING SPONSORS OF THE STRUGGLE WHO LOVE ROCK CLIMBING AS MUCH AS YOU DO: SCARPA: The best climbing shoes, trail runners, and hikers in the game! Score yourself a free SCARPA x STRUGGLE hat when you use code STRUGGLE at checkout at SCARPA.com. SCARPA, No Place Too Far. Arc'teryx: Inspired by and tested in the Coast Mountains of BC, Arc'teryx makes gear to go the distance! If you're out adventuring in the elements, Arc'teryx has got you covered. Shop their full collection at Arcteryx.com Intentional Climber: Stop spinning your wheels. Start making real progress. Plan smarter, train harder, and stay consistent with world-class coaching plans, mindset tools, and powerful analytics built specifically for climbers. Download on Google Play or the App Store and use code STRUGGLE to unlock Kris Hampton's 6-week Stronger Fingers program. Spire Clip: Built to last, built to work every time. Easily hang and remove draws, clip your rope through a pre-hung draw, and snag your rope for the next climb. Purchase just the head or full rig with the carbon fiber pole and use code STRUGGLE for $10 off. And check out ALL the show's awesome sponsors and exclusive deals at thestruggleclimbingshow.com/deals - Shoutout to Aiden Schlatter, Michael Martin, and Kent Olmstead for supporting at the Hero level on Patreon. So mega! - Here are some AI generated show notes (hopefully the robots got it right) 00:00 Why Film Struggle 00:26 Meet John Glasberg 03:53 Parenthood And Travel 07:37 Janja And Bibliographie 09:56 Early Climbing Roots 13:28 Dirtbag Year On Road 14:26 Bouldering Breakthrough 18:13 Digital Media Revolution 20:01 Building Louder Than 11 26:18 Creative Hustle Today 27:27 Betting On Stories 33:50 Strength To Weight Origins 35:16 Ethan And Fatherhood 42:06 Sponsor Break And Next Film 46:01 Girl Climber Reflections 47:20 Portaledge Turning Point 51:38 Storytelling Under Pressure 52:57 Chasing Janja Interview 54:28 Why Bibliographie Matters 58:15 Near Misses And Conditions 01:00:47 The Send Day Breakdown 01:03:19 Is This Her Limit 01:07:06 What Makes Janja Great 01:12:51 Future Goals And 9C 01:19:13 Bonus Episode Teaser 01:22:10 Support The Show 01:24:34 Bee Sting Climbing Update 01:27:56 Final Sign Off - Follow along on Instagram @thestruggleclimbingshow and YouTube /@thestruggleclimbingshow - The Struggle is carbon-neutral in partnership with The Honnold Foundation, whose mission is to promote solar energy for a more equitable world. - This show is produced and hosted by Ryan Devlin, and edited by Glen Walker. The Struggle is a proud member of the Plug Tone Audio Collective, a diverse group of the best, most impactful podcasts in the outdoor industry. - The struggle makes us stronger! I hope your training and climbing are going great. - And now here are some buzzwords to help the almighty algorithm get this show in front of people who love to climb: rock climbing, rock climber, climbing, climber, bouldering, sport climbing, gym climbing, how to rock climb, donuts are amazing. Okay, whew, that's done. But hey, if you're a human that's actually reading this, and if you love this show (and love to climb) would you think about sharing this episode with a climber friend of yours? And shout it out on your socials? I'll send you a sticker for doing it. Just shoot me a message on IG – thanks so much!
Adi Klevit is the leader and visionary of Business Success Consulting Group. Her 30 years of knowledge and experience as a trained Industrial Engineer, management consultant, and business executive give her a unique understanding of the challenges businesses face. Adi utilizes her practical know-how and wisdom to successfully help organizations and companies of any size dramatically improve their efficiency and performance. By leveraging her ability to understand business processes as well as people and drawing on her high-caliber skills in vital areas of personnel management, finance, and operations, Adi can help virtually any business owner achieve their goals and bring order to their lives. Adi is also the host of the Systems Simplified podcast and author of a new eBook, Stop Carrying Your Business in Your Head, the foundation for a full-length book on process documentation, knowledge transfer, and operational excellence.
Omari Richins, MPH of Public Health Careers podcast discusses the characteristics and strategies of the new 1% public health professionals who are advancing their careers effectively. He emphasizes the importance of measurable impact, building relationships, and the value of soft skills alongside technical skills. The discussion also covers the significance of understanding funding and policy, leveraging AI, creating opportunities, and the necessity of tailoring job applications. Omari highlights the need for continuous learning and engagement in the field, as well as the importance of passion combined with strategic thinking for long-term success in public health careers.
The Los Angeles Times referred to it as "Country Music's most important West Coast club". Artists from Willie Nelson to Elvis Costello to Linda Ronstadt played there. Happy Hour started at 8 in the morning. And it all happened in the East San Fernando Valley. The club was called The Palomino, and now we have a film documenting its storied history. Director Adrienne Isom, script writer KP Hawthorn, and country punk legend Rosie Flores join us to reminisce about their own personal stories, as well as those that made this fabled club so special. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Los Angeles Times referred to it as "Country Music's most important West Coast club". Artists from Willie Nelson to Elvis Costello to Linda Ronstadt played there. Happy Hour started at 8 in the morning. And it all happened in the East San Fernando Valley. The club was called The Palomino, and now we have a film documenting its storied history. Director Adrienne Isom, script writer KP Hawthorn, and country punk legend Rosie Flores join us to reminisce about their own personal stories, as well as those that made this fabled club so special. Learn more about your ad choices. Visit megaphone.fm/adchoices
When every question, decision, and critical process depends on the practice owner, growth slows and the team becomes increasingly dependent on one person. In this episode, Kirk Behrendt speaks with Heather Crockett, dental practice coach, about the three leadership bottlenecks that restrict practice performance: information, approval, and knowledge. You will learn how consistent communication rhythms, clearly defined decision-making authority, documented systems, and cross-training can help your team operate with greater ownership and consistency. To identify and remove the leadership bottlenecks holding your practice back, listen to Episode 1080 of The Best Practices Show!Main Takeaways:An information bottleneck occurs when important knowledge and communication flow only through the doctor or practice owner.Daily huddles, weekly team meetings, and leadership meetings create consistent communication rhythms throughout the practice.Leadership teams must align on decisions and quickly cascade the information to the rest of the team.An approval bottleneck develops when the doctor becomes responsible for routine operational decisions that other team members could own.A function and accountability chart clarifies responsibilities and gives team members defined decision-making authority.A knowledge bottleneck exists when a critical system or process is known by only one person.Documented systems, cross-training, delegation, and repeatable onboarding reduce dependence on individual team members.Episode Chapters:00:00 Intro 01:54 The three leadership bottlenecks holding practices back.03:14 Signs of an information bottleneck.04:31 Communication rhythms that improve information flow.11:32 Signs of an approval bottleneck.13:49 Developing leaders and reducing decision fatigue.21:39 Signs of a knowledge bottleneck.22:47 Documenting systems, cross-training, and delegating responsibilities.25:58 Final leadership takeaways and the Leadership Bottlenecks guide.27:28 Leadership training at the To The Top Study Club.29:00 Episode wrap upGuest Bio/Guest Resources:Heather Crockett is a Lead Practice Coach who finds joy in not only improving practices but improving the lives of those she coaches as well. With over 20 years of combined experience in assisting, office management, and clinical dental hygiene, her awareness supports many aspects of the practice setting.Heather received her dental hygiene degree from the Utah College of Dental Hygiene in 2008. Networking in the dental community comes easy to her, and she loves to connect with like-minded colleagues on social media. Heather enjoys both attending and presenting continuing education to expand her knowledge and learn from her friends and colleagues.She enjoys hanging out with her husband, three sons, and their dog, Moki, scrolling through social media, watching football, and traveling.Episode Resources:Leadership Bottlenecks Guide: https://join.actdental.com/c/resources/leadership-bottlenecks Traction by Gino Wickman: https://www.amazon.com/Traction-Get-Grip-Your-Business/dp/1936661837To The Top Study Club: https://www.actdental.com/ttt/More Helpful Links for a Better Practice & a Better Life:Contact Gina to learn more about ACT: gina@actdental.comThe Best Practices Show: https://www.actdental.com/podcast/Smile Source Community Hub: https://www.actdental.com/community-hubUpcoming Events & Workshops: https://www.actdental.com/events/Smile Source: https://www.smilesource.com/Subscribe on Apple Podcasts: https://podcasts.apple.comSubscribe on Spotify: https://open.spotify.com
In episode 169 of The Side Hustle Experiment Podcast John (https://www.instagram.com/sidehustleexperiment/ ) and Drew (https://www.instagram.com/realdrewd/) their biggest lessons learned from their entrepreneurial journeys, emphasizing the importance of understanding why strategies work, testing assumptions, and the value of asking for help to accelerate success.Don't forget to Like, Subscribe, and hit the bell so you don't miss future episodes with top entrepreneurs and creators.Chapters00:00 Biggest mistakes holding us back00:28 Understanding why something works01:23 The importance of foundational knowledge02:35 Focusing on what sells03:03 The value of analyzing top-performing content04:34 The importance of testing and metrics05:58 Documenting the journey effectively07:59 Avoiding social media group pitfalls09:28 Doing what you enjoy for fulfillment12:24 Diversification and focus14:00 Business longevity and cash flow16:54 Identifying true bottlenecks19:37 The fallacy of secret shortcuts22:23 Vanity metrics and ego24:34 Rapid progress in 90 days26:24 Business growth is non-linear28:18 The power of small actions and viral moments33:26 Asking for help and coaching34:46 No secret to success, just work39:43 Pivoting and reinventing yourself#makemoneyonline #sidehustleexperimentpodcast #sidehustles Follow us on Instagram: https://www.instagram.com/sidehustleexperimentpodcast/ Listen on your favorite podcast platformYoutube: https://bit.ly/3HHklFOSpotify: https://spoti.fi/48RRKcPApple: https://apple.co/4bmaFOk Check out Drew's StuffInstagram: https://www.instagram.com/realdrewdTwitter: https://twitter.com/DrewFBACheck out John's StuffInstagram: https://www.instagram.com/sidehustleexperiment/Twitter: https://twitter.com/SideHustleExp FREE ResourcesFREE Guide: How to Make Money Reviewing Products https://bit.ly/3HIGFSP
Choosing a Trustee: Why Naming Your Kid May Be a Mistake — Marguerite Lorenz Short answer: Naming your child as trustee, executor, or agent under your power of attorney is the default choice for most American families — and it is frequently the wrong one. In this episode of Wealth Actually, host Frazer Rice talks with California Licensed Professional Fiduciary and Master Certified Independent Trustee Marguerite Lorenz about why roughly two-thirds of American adults still have no estate plan, why the job of a trustee is far more intimate and technical than families expect, and how to decide between a family trustee, a bank or trust company, and an independent professional trustee. https://youtu.be/56bzuORe8YI Episode Overview: Who Will Actually Run Your Plan? Most estate planning conversations stop at the documents. Marguerite Lorenz argues the documents are the easy part. The hard part is staffing — deciding who steps in when you can no longer make new decisions, and whether that person can absorb the technical, financial, and emotional weight of the job. Lorenz has served as trustee, executor, agent under power of attorney for finance, and agent for health care for hundreds of families since 2003. She is the author of three books — Luck or Control? The Life-Improving Power of Estate Planning, How to Be a Successful 90-Year-Old, and the newly updated Ethics for Trustees 2.0 — and she is Vice-Chair of the Independent Trustee Alliance. Her framing line, and the one that should stick with every listener: “If you don’t get your estate plan done, you’re suing your family. You’re making them go to court. And who would want to make anyone else go to court?”— Marguerite Lorenz This is the second time Marguerite has joined the show. Her first appearance covered the mechanics of individual trusteeship: EP.75 — Individual Trusteeship with Marguerite Lorenz. Key Takeaways •Only about a third of American adults have any written estate plan — and Lorenz argues half of those plans would not actually function when needed. •Professionals are barely better than the public. When Lorenz polls rooms of attorneys, CPAs, and financial advisors, roughly one-third raise their hands for a complete, up-to-date, ready-to-go plan. •The trustee role is intimate, not administrative. A trustee sees your paperwork, your bills, your medications, and your bedroom. “Who is going to be the first person in your bedroom when you are no longer able to make new decisions?” •Incapacity, not death, is the long tail. Many people live for five or six years unable to make new decisions. The trustee’s job often runs during your lifetime, not just after it. •A professional trustee can be temporary. Lorenz recounts stepping in for a client during cancer treatment, providing a full accounting, and stepping back down when he recovered — then serving again after his death. Would your child step back down? •Estate planning is about preferences, not predictions. “Our power in estate planning is not prediction, it’s setting our preferences” — and preferences can only be set while you are competent. •Quality of life belongs in the plan. Not just tax, legal, and financial terms — but how you want to live, where you want to live, and what small things matter (for Lorenz, an international selection of dark chocolate). •Digital assets are now a core trustee problem. Phones, social accounts, and daily transactions all require someone with access and authority. •A will does nothing while you are alive. “The will doesn’t operate at all if you go to the hospital and you haven’t granted authority to anyone.” •Cost is usually overestimated. Both an estate plan and an independent professional trustee typically cost far less than probate court. •Revisit every five years. Calendar a five-year check-in with your attorney to review law changes, marriages, divorces, births, and deaths. Chapters and Timestamps •[00:00] Cold open: “If you don’t get your estate plan done, you’re suing your family.” •[00:32] Welcome back — introducing Marguerite Lorenz, California trustee and author •[01:14] Luck or Control? — why fear keeps families from finishing an estate plan •[02:22] What a full-time trustee actually sees: trustee, executor, agent for finance, agent for health care •[03:49] Why families default to naming a child — and where that breaks down •[05:00] The skill set nobody screens for: negotiation, calm, empathy, and grief •[05:40] Case study: serving as temporary trustee through a client’s cancer treatment — and stepping back down •[07:51] Why even attorneys need their own attorney: nobody is objective about their own circumstances •[09:09] The five-year estate plan check-in as a life milestone •[09:39] How to Be a Successful 90-Year-Old — living well to the very end •[10:20] The “black box” problem: privacy, dignity, and care in your own home •[11:54] Preferences over predictions — planning for your future vulnerable self •[13:40] Rewriting an advance health care directive after hundreds of hospital bedsides •[16:13] The statistics: only a third of adults — and only a third of professionals — are actually ready •[17:47] Frazer’s challenge to advisors: you can’t advise well if you aren’t practicing what you preach •[18:22] The first question in Luck or Control?: “Hey professional, do you have your estate plan done?” •[19:21] Ethics for Trustees 2.0 — what’s new in the updated audio and PDF edition •[20:27] Family trustee vs. bank trustee vs. independent professional trustee •[21:52] The looming crisis: the great wealth transfer, incapacity, and digital assets •[24:54] Documenting the “why” behind hard trustee decisions •[25:23] Probate courts overrun, bioethics committees, and next-of-kin defaults •[26:54] Where to find the books, the podcast, and the Independent Trustee Alliance directory About the Guest: Marguerite Lorenz, MCIT, CLPF Marguerite Lorenz is a California Licensed Professional Fiduciary (CLPF #319) and a Master Certified Independent Trustee (MCIT). She has served as Trustee, Executor, Agent for Finance, and Agent for Health Care for more than 200 families since 2003 as managing partner of Lorenz Private Trustees. Marguerite is Vice-Chair of the Board of the Independent Trustee Alliance, past Chair of the California Professional Fiduciaries Bureau Advisory Committee, and host of the Plan For This podcast. She is the author of Luck or Control? The Life-Improving Power of Estate Planning, How to Be a Successful 90-Year-Old, and Ethics for Trustees 2.0. About the Host: Frazer Rice Frazer Rice is the author of Wealth, Actually: Intelligent Decision-Making for the 1% and host of the Wealth Actually podcast, where he interviews experts, entrepreneurs, and commentators on preserving assets and enjoying wealth. Resources and Links Mentioned •PlanForThis.com — Marguerite’s books, the Plan For This podcast, and a free First Steps toolkit. Ethics for Trustees 2.0 is now exclusive to this site (audio + PDF bundled with purchase). •TrusteeAlliance.com — the Independent Trustee Alliance directory for locating certified independent trustees by state. •Marguerite Lorenz on LinkedIn •California Professional Fiduciaries Bureau — state licensing for professional fiduciaries •Related episode: EP.75 — Individual Trusteeship with Marguerite Lorenz •Related episode: What If You Are Named in a Will or Trust? Frequently Asked Questions Should I name my child as trustee? Not automatically. A child understands the family but may lack the technical skill to handle tax, legal, financial, and medical decisions — and may be grieving or in conflict with siblings at the exact moment judgment is required. Marguerite Lorenz notes that a trustee must be a good negotiator, stay calm under pressure, set aside personal feelings, and enforce rules the grantor set. She also raises a test most families never consider: if you recover, would your child voluntarily step back down and hand you a full accounting? What is the difference between a family trustee, a corporate trustee, and an independent trustee? A family trustee is a relative or friend serving in a personal capacity, usually unpaid and untrained. A corporate trustee is a bank or trust company with institutional infrastructure, minimum account sizes, and staff turnover. An independent professional trustee is a licensed or certified individual — like a California Licensed Professional Fiduciary — who serves full-time, carries a succession plan, and can often be engaged at a lower cost than families expect. The Independent Trustee Alliance maintains a national directory of independent trustees. What does a trustee actually do while I am still alive? A trustee acting during incapacity manages assets, accounts for every dollar, handles taxation, pays bills, coordinates care, and increasingly manages digital assets such as phone-based transactions and social media accounts. Lorenz emphasizes that many people live for five or six years unable to make new decisions, so the trustee’s lifetime role is often longer and more demanding than the post-death administration. How often should I update my estate plan? Roughly every five years, or sooner after a major life event such as marriage, divorce, birth, death, a liquidity event, or a change in tax law. Lorenz recommends putting a five-year reminder in your phone to call your attorney and ask what has changed in the law and in your life. What happens if I go to the hospital without an estate plan? The hospital and its bioethics committee will do the best they can and will look for next of kin to make decisions for you — potentially people with whom you have never discussed your personal wishes. A will does not help here, because a will only operates after death. Financial and health care powers of attorney are what grant someone authority while you are alive. Is an estate plan expensive? Usually less than people assume, and materially less than probate court. Lorenz makes the same point about professional trustees: “Independent individual professional trustees cost a lot less than you think also. And you need to ask, because this is your life we’re talking about.” Do financial professionals have their own estate plans? Often not. When Lorenz polls audiences of attorneys, CPAs, and financial advisors, only about a third report having a complete, up-to-date, ready-to-go plan — barely better than the general public. Her challenge to the profession is that clients will increasingly ask advisors directly: “Do you have your estate plan completed?” Pull Quotes “Our power in estate planning is not prediction, it’s really about setting our preferences.” “Who’s going to be the first person in your bedroom when you are no longer able to make new decisions?” “I’m not in charge. I’m a servant-manager.” “Once I get my estate plan done and updated, I don’t think about it anymore. My head space is so clear because everything I was worried about has been thought about, considered, allowed, and put down in writing.” Full Transcript Transcript lightly edited for clarity. Timestamps are approximate. [00:00] Marguerite Lorenz: You know, if you don’t get your estate plan done, you’re suing your family. You’re making them go to court, right? And who would want to make anyone else go to court? [00:08] Announcer: Welcome back to the Wealth Actually podcast, the show that features experts, entrepreneurs, and commentators that will give you the right knowledge, planning, and guidance so you can preserve your assets and enjoy your wealth. Learn more and subscribe today at wealthactually.com. This podcast is for educational and entertainment purposes. It is not investment, legal, nor tax advice and does not represent the opinion of the employers of the host or guests. [00:32] Frazer Rice: Welcome back. Friend of the podcast Marguerite Lorenz is on the podcast this week. She’s a California trustee and has a new book called Luck or Control? out. We’re going to talk a little bit about fiduciary matters and what it takes to have good staffing within your estate plan. Welcome back, Marguerite. [00:54] Marguerite Lorenz: Thank you, Frazer. [00:55] Frazer Rice: Since the last time you were on, you have a couple of books out and we’ve gotten to see each other a couple of times with the Independent Trustee Alliance. Let’s talk a little bit about the new book that you just published and what you’re trying to do with it. [01:14] Marguerite Lorenz: So that book is Luck or Control? The Life-Improving Power of Estate Planning. And I wrote it because I’ve seen hundreds and hundreds of families really struggle with how this is going to get done, and many people don’t get their estate plan done at all because they’re so afraid. They don’t know what to expect, they don’t want to talk about their mortality, they don’t want to have serious conversations with their loved ones. And if we don’t have those conversations, we really lose all control when we need it the most — when that medical crisis happens or when life changes in a big way. [01:52] Frazer Rice: No question about it. And I went through the book and it’s an important read, because for those people who really have to get their affairs in order and feel stuck for some reason, I think you do a good job of laying out why you need to get unstuck and then how to take a couple of steps to initiate those conversations and get the important things down so that you can then have the deeper conversations that help out later on as you’re structuring things. What part of your experience being a full-time trustee helped to inform all of this? [02:22] Marguerite Lorenz: Well, as a trustee professionally, I’ve met with lots of different families in lots of different circumstances. And for many of them they’ve named me, and so I’m serving in that role. It’s not just trustee; it’s trustee, executor, agent on the power of attorney for finance, and even as agent for health care. And so that’s a very intimate job. It’s a job where you end up seeing someone’s entire life, or as much as you can of another person — their paperwork, how they do things, how they pay their bills, how they live, what medications they take. It’s really very intimate. And I think a lot of us assume that our children know us and they’ll do what we want them to do. But the thing is that it’s very likely you haven’t lived with your children in the same household for decades. And now you’re asking them to come back, drop their life, and come in and be that person for you. Be the person who’s going to protect your privacy, be that person who’s going to protect the way you want to live. And they may disagree with the way you want to live. They may actually have issues with some of the choices that you’ve made or how you’ve proceeded. So now, in addition to having a medical challenge where you’re not able to make new decisions — maybe temporarily, maybe permanently — now you have someone who wants to run the show or actually be in charge. In my job as a professional trustee, I’m not in charge. I’m a servant-manager. I’m really taking the trustor’s wishes and how they’ve structured things and really looking at that to be sure that I can continue it as best I can with all the changes that have occurred. [03:49] Frazer Rice: One of the things we were talking about before we got on board, and something we’ve discussed generally through the Independent Trustee Alliance, is that people who are asked to serve in those roles usually are family members. And for people who are uninitiated in the field, that seems like an obvious choice, because they’re really trying to put somebody in there who understands the family. But as you and I know, they may not be necessarily qualified to deal with the technicalities of the different roles that we just discussed. But also, the idea of taking on the emotional toll of these new conditions can be something different and unapproachable for many people. [04:30] Marguerite Lorenz: Well, I think it helps to kind of look at some of those issues. So you might have more than one child. Even if you have an only child, these issues apply. And now you’ve been in the hospital and you’re expecting this person to deal with your tax, legal, financial, and medical decisions. This person has to be a good negotiator. This person has to be calm when there’s issues that arise, and they may have feelings — they may be grieving that things have changed for themselves and in their relationship with you. So I think to be really empathetic and to be really kind and compassionate, we have to get our own stuff in order so that we can really have a good experience for our last days. And again, some of these roles that I’ve served in have been temporary. Let me give you an example. I worked with a gentleman whose wife had passed away because of cancer. She had been gone about two years and he himself was diagnosed with cancer. So he already knew what that might be like, right? She had already had chemotherapy; he was right there with her through all of that experience. Well, now faced with it himself, he said, “In order for me to do this, I don’t have a partner. I need somebody who’s going to deal with the business of my life so that I can focus on my health.” He named me as his trustee. I became active. I reported to him because he was still able to receive those reports. He was certainly mentally able, but physically it was really hard. He was exhausted most of the time. And he was going to grief support for the loss of his wife and going to chemotherapy treatments. So you can imagine just how full his day was. So we’re into this two years. He met a woman at grief support. He was feeling better because the treatment worked, and he decided he wanted to travel the world before he died. And he married this woman, and they were very happy together. And he asked if he could be trustee again. So — I’m a professional trustee. It’s part of my duty to step back and step down when the trustor who wants to be trustee again wants that job back. So I gave him a full report, he had an accounting, he knew exactly what had happened during my term. He went on with his life, and then he passed away and I became trustee again. So I just wanted people to know that it could be temporary. It’s not necessarily a permanent job. Would your child step back down? [07:14] Frazer Rice: No question. Once in the role, sometimes it’s difficult to get out of it. But you did the right thing in terms of getting an accounting, making sure that your duties stopped when you were told to get off, and then when you were ready to come back on, that those sightlines are very clear. And that’s what comes with talking to a professional like you. You understand those parts so that you’re not having things bleed from one role into another and having liability issues or misunderstandings with the next generation. [07:51] Marguerite Lorenz: Right. And let’s talk about working with professionals from the beginning. We don’t know what we don’t know. And even attorneys need to go to an attorney to get their estate plan done. There may be attorneys who disagree with that, but none of us can be truly objective about our own circumstance. And we need someone who’s going to ask us some tough questions and really help us figure out: what is our intention? How do we feel about this? What’s important to us? So, getting my own estate plan done — I was a single mom in a new profession. I had just become a fiduciary and I had just learned about estate planning. I was learning so much at that time and realized, every time I drive on the freeway, I’m risking my children’s future. I’m their only parent. What can I do about that? So estate planning isn’t just about money, and it isn’t just about death. It’s also about taking an inventory. What do I have? What have I accomplished? Who do I love? What do I really care about? And once we get to have those kinds of conversations, our whole perspective on life improves. And I’ve used my own estate plan, every time I’ve gone to update it, as sort of a milestone check — where am I now? [09:09] Frazer Rice: Maybe the standard procedure is every five years to check in and make sure that life has not advanced as far as divorce, deaths, new kids, marriages, things like that, to make sure that the plan is in place. And it’s a great milestone to reflect on things. And then, as we move up the ladder wealth-wise, if there are changes in tax laws and things like that, it’s important to make sure that the plan understands that change and is able to accommodate what’s going on on that front. Let’s take that as a segue. You have another book that you came out with, How to Be a 90-Year-Old — or a well-functioning 90-year-old. [09:36] Marguerite Lorenz: How to Be a Successful 90-Year-Old. [09:39] Frazer Rice: More than well-functioning — actually successful. How to Be a Successful 90-Year-Old. I have not read that yet, so tell us a little bit about what’s going on there. [09:47] Marguerite Lorenz: Well, I want everyone to have that blue ribbon feeling at the end of their lives. And I picked 90 because I have had clients that have reached a grand old age of over 100. My last client passed at 105. So it is possible to live well until the very end. And I’ve been working with people for over 20 years that are much older than me, who have lots of wisdom and experience to share. Their stories are important. So for people that are serving as trustee — whether you’re a family member trustee or you’re a professional — this book might be helpful, because I actually talk about the relationships with those clients. And I also talk about some things we could do now so that life is simpler, better, and more comfortable when we might need some help. And that’s another barrier that a lot of us have. We have this barrier to having someone come into our home and help us. Our home is our sanctuary, it’s our private space. But I want everyone who’s listening right now to just think about it: who’s going to be the first person in your bedroom when you are no longer able to make new decisions? And do you want that person to see everything that might be in your bedroom? Many, many adults have what I call a black box. We have something that’s private that really, really we keep to ourselves. But everything gets exposed once you are not able to care for yourself. So then what? Well, many people want to stay in their home no matter what, as long as possible. So imagine, if you will — some of my clients have lived in the same home for 30, 40, 50 years. And now they have to get care. Can we arrange to have that care in their home? So this exploration is really about living well to the very end. There are some really great tips, things I’ve learned from my 90-plus-year-old clients that I’ve employed and deployed for myself. [11:23] Frazer Rice: Just as an example there — I’m a ripe old age of 53 shortly. The idea of getting things in place while you’re at the peak of your powers, and you don’t have the difficult decision of having the car keys taken from you, or being in a home that isn’t appropriate for you anymore, meaning you don’t have the necessary safeguards for showers and stairs and things like that. Do you get into that, as far as trying to look five years ahead to make sure that the things that you can do now in a more comfortable environment take place before maybe the emergency happens and then all of a sudden we say, “Oh my gosh, we’ve got to do a complete overhaul here”? [11:54] Marguerite Lorenz: Well, as you know, Frazer, our power in estate planning is not prediction, it’s really about setting our preferences. And if we don’t do that while we feel good, while we’re competent, while we’re thinking clearly, we don’t get a chance to express that or do that once we’ve lost our competence. So this is really important — that I’m thinking about my future vulnerable self. I’ll give you a small example for me personally: dark chocolate is part of my life. I like having an international selection of dark chocolate and I don’t want the same kind every day. I feel the nuances and the taste and the flavors; it’s important to me. For some people that might be wine, for other people it might be fine literature. It really depends on what you’re into. Well, our estate plan can be just about tax, legal, and financial stuff, but it really should be more. It should be about our quality of life. And that’s really what I’m instructing and what I’m talking about in a very warm, personal way in How to Be a Successful 90-Year-Old. And even in Luck or Control?, I want people to understand the function of the documents. So we talk about the documents and what they’re supposed to do to assist your person. But you have to have a person. And you might choose to have a trust company or a bank serve as your trustee, you might have a family member, you might have an individual like me — an independent trustee. You can find more independent trustees at the Independent Trustee Alliance. But the point is: how do I want to live? Who do I want to have help me? What does that help look like? Well, you might not know all the answers right now, but if you begin now, your eyes open to different possibilities. I’ll give you an example: I have visited lots of hospitals. I’ve been to people’s bedsides many, many times. I’ve learned that there are certain procedures I’m just not willing to go through. So in my mind I had to update my advance health care directive to basically say: this shell that I’m in, the case I walk around in, the machine that I live in, needs to be kept alive long enough so that my boys can say goodbye. And that’s not for me, that’s for them. But I don’t want it to go on interminably. [15:00] Marguerite Lorenz: So I’m pretty specific in my documents about what I want. So I’m hoping to help people have a little perspective — use that energy you have, use the power that you have right now to make decisions for yourself, and allow yourself the opportunity to update your estate planning documents from time to time, so that what you learn goes into your documents, and what you decide and what your intention is, is clear. [15:23] Frazer Rice: One of those points that you bring up that I think is important is that you can be a really good user of professional services with some forethought. To muse a little bit about what the end of life looks like is somewhat an unpleasant thought, if you feel like you’ve got less than your full faculties and that ends up being your future. But thinking about that and putting some planning around it, and real ideas about what you want others to take away from your end of life, in many ways I think is a great way to really get the documents put in place and reduce tension and questioning later, and any ambiguity that there might have been ahead of time. [16:13] Marguerite Lorenz: Well, that’s the thing too that we don’t necessarily consider when we avoid estate planning. And I’m talking to all the professionals who listen to you, Frazer. The percentage of professionals who have their estate plans completed might be just a little bit more than the average person, but only a third of American adults have any kind of written plan — and I would argue that half of them are not really going to work. And when I speak to professional groups — attorneys, CPAs, financial advisors and so on — I get that same raise of hands: only about a third of them have a complete, up-to-date, ready-to-go estate plan. Why do I need it ready to go? Because I don’t know what’s going to happen or when. So yes, it is hard to contemplate the end of our lives; it’s not something we want to think about. But how do you stop thinking about it? How do you stop worrying about it? You do everything you can about it right now, and then you set it aside. And our cell phones are so powerful that I can put in my calendar five years from now to call my attorney and ask if anything’s changed in the law, and to consider then if I need to think about anything that might have changed in my life that I want to update. So once I get my estate plan done and updated, I don’t think about it anymore. I’m so relieved. My head space is so clear, because everything I was worried about has been thought about, considered, allowed, and put down in writing. And now I don’t worry anymore. [17:47] Frazer Rice: I scolded a group of financial professionals I was giving a talk to. I asked probably a similar question, which was: how many of you have your estate plan documents up to date? And they all shot up, out of shame. I said, “How many of you have looked at them within the last two years?” And then that shot down to about a third, maybe less. I just said, “Shame on you.” People are looking to you for help on these things and you’re not leading by example. And so — point taken, and not just the trusts and estates lawyers, but for everybody else around the ecosystem. To not go through that exercise yourself — you can’t possibly advise correctly if you’re not practicing what you’re preaching. [18:22] Marguerite Lorenz: Well, here’s my challenge, and here’s my challenge to every professional in our mutual space: bank trust officers, administrators, paralegals, everybody. In Luck or Control? and on planforthis.com, which is where you can find my books and get a free First Steps toolkit, the first question is, “Hey professional, do you have your estate plan done?” It’s the first question. Why? Because I want to be sure I’m dealing with somebody who has some empathy for the emotional decisions I’m going to have to make. I want someone on my team that understands what this feels like — not just the wise, tax-smart decisions that they made. It’s a whole package. And so I’m putting it out there and I’m saying: I’m challenging everyone in our mutual space. Make sure you have your estate plan done, because more and more clients are going to be asking you, “Do you have your estate plan completed?” [19:21] Frazer Rice: So then let’s talk about your third book, which is sort of an update — and we talked about it in the previous podcast that we did a while ago, and I’ll have that in there — which is Ethics for Trustees. What’s in the update? I know it’s now in an audio version, which I haven’t sampled yet but I’m sure it’s really good. What’s new now versus when it first came out? [19:54] Marguerite Lorenz: So I’ve simplified it a bit, because I recognize that each of us can look up the probate code for the state that we live in, and it was really much more of a California-specific book. Look, I’m a California Licensed Professional Fiduciary and I’m also a Master Certified Independent Trustee. So having the audiobook, and also having it in PDF form, I think is very helpful for people so they can make notes, take a certain page with them. And the book now is exclusively available at planforthis.com. And when you purchase it, you’re getting both the audio and the PDF version. [20:27] Frazer Rice: Cool. Well, we’ll make sure that’s in the show notes. Let’s take the last little bit of time we have here and talk about the decision to have an individual trustee — and by individual, I mean family trustee — versus a more professional trustee, whether it’s an individual or a bank trustee. You and I sort of nod our heads in agreement every time we talk on this topic, and I’ve done podcasts with others where I feel this looming crisis is coming, where people put all these documents together in trusts and then they staff them with people who may be initially qualified, barely, but then six months after the ink is dried, their interest wanes, their technical capability wanes, life intervenes, something different happens — and the problems just multiply at that point. I guess my big question is — and from the Independent Trustee Alliance, where there is a group of people who can operate as a trustee without having to go to a bank — how bad do you think this problem could get? We have this great wealth transfer and we have a lot of assets shifting, not just from the ultra-high-net-worth but regular people shifting to the next generation, with people at the wheel of these structures that I don’t think really understand what’s going on. How bad could this get? [21:52] Marguerite Lorenz: In my view, we’re not just dealing with a transfer of wealth — because that’s where a lot of people focus. Where’s the money going, right? It’s going from one generation who died and then the money’s going to the next generation. But in that interim — and by the way, many people live for years unable to make new decisions for themselves. So it’s during their lifetime that they might need their trustee to step in, not just after they die. And that’s really important to consider: that you might need someone for five or six years when you need someone to make decisions. What kind of decisions? You have digital assets, you have your social media accounts, you might be doing transactions on your phone all day every day — but someone else will need to get into your phone to actually do those things, maybe. Is that somebody you want from your family to do that for you? Maybe you still say yes. But that family member has to have the ability to enforce the rules that you’ve set in your trust. They need to communicate really well with other people. And they have to set aside their own feelings. They have to put you first. And that’s a big challenge. So when you think about the word fiduciary — and I know that the financial industry has used the word a lot — the technical aspect of that is that I’m putting my needs aside and putting that trustor, that person who created the trust, their needs first. Then I also have to consider their beneficiaries and the future of those beneficiaries. So I’m dealing with transactions and having to account for every single penny of where the funds are now and where they’re going, what the assets are, what the character of those assets are. I have to deal with all the taxation that goes with that. I have to manage those assets. So that’s one set of skills, right? But then there’s the softer skills about communicating with other people and understanding their doubts and their concerns, and not taking that personally, and putting things in writing. So this is a big job. It’s not the simple job that it might have been at one point, where someone just wrote a will on their cocktail napkin and said, “Okay, I’m leaving you all my money.” The will doesn’t operate at all if you go to the hospital and you haven’t granted authority to anyone to be that person for you, to go to your house, get you some clean underwear and socks and bring it to the hospital for you. So I think we have to look at our lives as more complex. It’s not just driving a car; it’s deciding where that car goes, and if the car is maintained, and is the car clean, and can we have other people in the car with you? There are just so many decisions that I’ve had to make for other people that I don’t take any of this lightly — and nor should anyone who’s writing their estate plan. You need that attorney to ask you those questions and walk you through your day-to-day, so you can keep your day-to-day as long as possible. [24:54] Frazer Rice: Well, the other part too is the people who assume those roles — and I’ve been in it too — when you are asked to make tough choices, sometimes you have to make tough choices that favor one person over another, and you may be called to account for that. And the idea of keeping diligent records and writing — in a sense putting down the reasoning behind what you’re doing and making sure that everyone, to the extent it’s possible, understands the why of what’s happening — I think that is going to help people really save themselves some issues going forward when those tough choices have to be made. [25:23] Marguerite Lorenz: You know, if you don’t get your estate plan done, you’re suing your family. [25:27] Frazer Rice: Ah — good way to put it. [25:29] Marguerite Lorenz: You’re making them go to court, right? And who would want to make anyone else go to court? I mean, it’s just such a sad thing. And by the way, our courts are overrun with people that did no planning. And none of it happens quickly. So if you end up hospitalized and you haven’t selected a person, then the hospital and their bioethics committee is going to do the best they can. They’re going to ask for next of kin to make decisions for you — people that you may never have discussed your personal life with now have to be making decisions for you. So I’m asking people to be a little more proactive. I know you’re busy. I know it costs money to get an estate plan — probably less than you think, and certainly less than probate court would cost. A lot less than probate court would cost. Independent individual professional trustees cost a lot less than you think also. And you need to ask, because this is your life we’re talking about. I’m good. I have my plan, I keep up to date with my successors. I have a succession plan that’s worked beautifully. I’ve tested it. I know. And that’s why I can be so calm and so confident everywhere I go in my life. I’m feeling so good and so happy. Well, I want that for everyone. I want everyone to have that calm, true confidence that comes with knowing you’ve done everything you possibly can for yourself and the people you love. [26:54] Frazer Rice: Terrific. Marguerite, how do people get the books? How do people find you and your podcast, the Independent Trustee Alliance, and any other points of contact? [27:04] Marguerite Lorenz: Great, thank you. So planforthis.com is where you can find the books, where you can find me. We do have a podcast that has some wonderful discussions, case studies, and other topics to help people better understand the choices that they have. The Independent Trustee Alliance has a wonderful directory to find all kinds of professionals, but especially independent trustees, and you can find that at trusteealliance.com. And I’m going to be out there — I’m on LinkedIn. Come find me, connect with me. And Frazer, once again, thank you so much for the opportunity to visit with you. [27:40] Frazer Rice: Oh, it’s always great to get your expertise. And you bring a great sense of empathy to what can be a very technical and dollar-driven process. And I think the empathy, when it gets avoided or missed, there’s something really lost. So I really value your perspective on it. Thank you so much. [28:00] Announcer: This podcast is for educational and entertainment purposes. It is not investment, legal, nor tax advice and does not represent the opinions of the employers of the host or guest. Subscribe to Wealth Actually on Apple Podcasts, Spotify, Youtube or wherever you listen — and if this episode was useful, share it with the person you have named in your documents. https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/
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Omari Richins, MPH of Public Health Careers podcast discusses the evolving landscape of public health education and the characteristics that distinguish the new generation of public health students. He emphasizes the importance of intentionality in career preparation, the need for practical skills, and the value of networking and building relationships. Omari outlines 15 key strategies that can help students stand out in the competitive job market, including building a professional online presence, engaging in informational interviews, applying classroom knowledge to real-world projects, and staying curious about emerging trends in public health.
Most gym teams role play just enough to feel busy, not better. This conversation lays out a simple way to turn Monday sales meetings into real practice that fixes weak spots and builds confident closers.Episode SummaryGym Marketing Made Simple is built for owners who want sales to feel repeatable, not random. This episode walks through how to stop “sink or swim” sales training and replace it with a clear, documented process plus weekly role play that actually resembles real consults.Jeff Burlingame breaks down how to structure a Monday sales meeting, what numbers to review, and how to turn that data into focused reps on the hardest parts of your no-sweat intros and trials. You'll hear how to use a three-person role play setup—with a designated disruptor—to sharpen objection handling, transitions, and closes. If the goal is better close rates without relying on a unicorn salesperson, this is the kind of simple, repeatable system Gym Marketing Made Simple is about.Key TakeawaysYou'll learn how to:Treat sales as a trainable skill instead of waiting for “natural” closers.Get your sales process out of your head and into a documented, shareable outline.Run a non-negotiable Monday sales meeting focused on selling, not random updates.Track leads, booked, showed, and closed so you know exactly where you're leaking revenue.Choose one specific weak link (rapport, goals, urgency, objections, close) per session.Use a three-person setup—client, salesperson, disruptor—for cleaner feedback and better reps.Call “timeouts” in the middle of a script, then instantly reset so responses become reflexive.Make role play tough with real objections, but not impossible or silly.Use role play as resistance training for sales, the same way you'd train a heavy lift.Take ownership as the gym owner to lead sales practice instead of blaming the team.Episode Chapters00:00 Why goofy role play kills real improvement00:23 Gym Marketing Made Simple and Lasso intro00:51 Jeff sets the focus on sales and role play01:40 Why sales is a learned skill, not talent02:15 Documenting the full sales process step by step03:30 Monday sales meetings and who must be there04:34 Reading the numbers: leads, booked, showed, closed05:20 Turning data into a weekly action plan06:10 Narrowing role play to one specific skill each week08:17 Setting up three-person role play and the disruptor09:40 How and when to call timeouts mid-conversation12:07 Making objections realistic but winnable13:10 Sales practice as reps, not one-off live attempts14:21 Final push to own and run your sales trainingMemorable Quotes“Nobody is a born salesperson. Everybody acquires that skill set through practice and experience.” [00:00:51]“It can't live rent free in your brain. It has to be in everybody's brain, and the only way to do that is to document it.” [approx. 00:02:00]“The hands-down best way to conduct role play is with three people… client, salesperson, and then the overseer.” [00:08:17]“You're an interrupter, a disruptor. Time out, say this instead, time in.” [approx. 00:08:17–00:11:00]“If you want your team to get better, you have to make the time for them to get better, and you have to put them through the ringer.” [approx. 00:13:40–00:14:10]About the PodcastGym Marketing Made Simple cuts through the noise around gym growth. Each episode focuses on practical marketing, sales, and leadership systems designed for boutique fitness gyms. The goal: clear messaging, better leads, and cleaner sales processes so owners can grow without guessing, chasing, or burning out their teams.Listen & Subscribe
Episode 183: In this episode of Critical Thinking - Bug Bounty Podcast Justin and Brandyn talk about looking at AI features like tech features, Using AI to leak private repos, and solving PortSwigger's Unexploitable XSS labsFollow us on twitter at: https://x.com/ctbbpodcastGot any ideas and suggestions? Feel free to send us any feedback here: info@criticalthinkingpodcast.ioShoutout to YTCracker for the awesome intro music!====== Links ======Follow your hosts Rhynorater, rez0 and gr3pme on X: https://x.com/Rhynoraterhttps://x.com/rez0__https://x.com/gr3pmeCritical Research Lab:https://lab.ctbb.show/ Need a Pentest? We just launched CTBB Pentests!https://pentest.ctbb.show/Hack full time? Check out the Full-Time Hunter's Guild!https://ctbb.show/fthg====== Ways to Support CTBBPodcast ======Hop on the CTBB Discord at https://ctbb.show/discord!We also do Discord subs at $25, $10, and $5 - premium subscribers get access to private masterclasses, exploits, tools, scripts, un-redacted bug reports, etc.You can also find some hacker swag at https://ctbb.show/merch!Today's Sponsor: Check out Zero Trust Network Access:https://www.criticalthinkingpodcast.io/tl-ztna====== This Week in Bug Bounty ======How LLMs are changing Bug Bounty Interview serieshttps://www.yeswehack.com/fr/community/llms-bug-bounty-interview-aituglohttps://www.yeswehack.com/fr/community/llms-bug-bounty-interview-rhynoraterhttps://www.yeswehack.com/fr/community/llms-bug-bounty-interview-icare====== Resources ======$15k - CSPT to full account takeover, then 2FA bypass via the prototype chainhttps://whoareme.com/blog/cspt-account-takeover-2fa-bypass/Two Bypasses for Chrome's Sanitizer APIhttps://slcyber.io/research-center/two-bypasses-for-chromes-sanitizer-api/Documenting the impossible: Unexploitable XSS labshttps://portswigger.net/research/documenting-the-impossible-unexploitable-xss-labsGitLost: How We Tricked GitHub's AI Agent into Leaking Private Reposhttps://noma.security/blog/gitlost-how-we-tricked-githubs-ai-agent-into-leaking-private-repos/Chaining Razor SSTI into RCE via Reflection and Runtime Stringshttps://phsi.se/posts/chaining-razor-ssti-into-rce-via-reflection-and-runtime-strings/====== Timestamps ======(00:00:00) Introduction(00:06:07) AI Features Are Just Tech Features(00:20:02) CSPT to full Account Takeover & Other Chains(00:35:27) Sanitizer API for Chrome and Firefox(00:46:57) Solving PortSwigger's Impossible Lab & GitLost(01:01:19) SSTI into RCE via Reflection
For more than two centuries, a hidden society existed in one of the most unforgiving landscapes in the American South. In this episode of Southern Mysteries, explore the remarkable history of the Great Dismal Swamp maroons, one of the longest-lasting acts of resistance to slavery in American history. Through historical records, firsthand accounts and modern archaeology, this forgotten chapter of Southern history reveals how an entire community survived in plain sight and why so few people have heard their story. Join the Community on Patreon: Want more Southern Mysteries? You can hear the Southern Mysteries show archive of 60+ episodes along with Patron exclusive podcast, Audacious: Tales of American Crime and more when you become a patron of the show. You can immediately access exclusive content now at patreon.com/southernmysteries
Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://geni.us/Shop-Ware-Free-MonthTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Ash Kaplan, owner of Golden Hour Garage. Ash shares her journey growing up in the automotive industry, how she built her niche helping struggling shops streamline workflow, and why process consistency is essential for shop success. The conversation also explores the impact of AI and automation in automotive repair, emphasizing the ongoing need for human expertise and genuine customer relationships.00:00 Visual calendar time zone issue10:32 Building workflows for struggling shops12:27 Finding a solution for consistency17:50 Explaining the company name25:15 Documenting a car recall dispute30:36 Employee motivation and compensation issues32:59 Overcoming belief in others39:15 Lessons on gullibility from father47:26 Weekly and Quarterly Accountability Meetings52:34 Building internal talent for growth56:56 Discussing AI sustainability issues59:31 AI's Impact on Job Markets01:07:20 AI in automotive service shops
Making your first 10000 dollars doesn't require an LLC, a business plan, or any startup capital — just skills you already have and the willingness to use them differently. In this episode, Eric Coffie breaks down three real strategies he's personally used to help people generate $5,000 to $10,000 quickly, even with zero business infrastructure in place. If you've ever felt like you don't have enough resources to get started, this episode will show you exactly what's already in your hands. Learn how to package and sell a skill you already have, the same way Eric turned free YouTube content into a $397,000 course launch Discover how documenting a repetitive process, like a government compliance report, can save hundreds of hours and become a sellable asset Watch a live demo of vibe coding an app from scratch using Base44, built in real time during the call Understand why partnering with people who already have customers is the fastest way to generate revenue without building an audience first Get a breakdown of Y Combinator's Fall 2025 "Request for Startups," including AI-powered vocational training and FedRAMP approval automation EPISODE CHAPTERS: 0:00 - Welcome to the GovCon Giants podcast intro 1:22 - Why this episode is for people starting from zero 3:44 - Selling a skill you already know how to do 6:39 - Turning a LinkedIn following into a sellable course 9:31 - Documenting repetitive processes to save companies time 11:57 - Introducing vibe coding with the Base44 platform 15:18 - Partnering with people who already have paying customers 21:33 - Live demo building a late invoice tracking app 26:46 - Reveal of the finished vibe coded invoice app 27:45 - Y Combinator Fall 2025 request for startups breakdown 31:12 - Closing thoughts on using skills to buy back time Mindy gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.
What does it take for an ordinary American to start documenting the unraveling of everything she thought she knew? In this episode, we sit down with Sidney Pines, a Texas author whose personal notes for her grandchildren became the number one ranked book series, A Patriot's Diary. Sidney shares her journey from a non-political citizen to a dedicated researcher, uncovering media omissions, scripted narratives, and the global nature of the current "awakening." We discuss the intentional division in society, the reality of "selection vs. election," and why it's more important than ever to continue living your life while standing in your truth. ⏱️ Accurate YouTube Chapters & Timestamps 0:00 Welcome & Introduction to Sidney Pines 1:24 The Turning Point: Noticing the oddities in the 2008 economy 1:50 2019 Omissions: Realizing the "fake news" was reading from a script 2:46 The 2020 Election: Witnessing votes flip live and the global realization 3:18 Down the Rabbit Hole: Realizing history and politics are not as they seem 4:06 Documenting for Descendants: Why Sidney started writing for her grandkids 5:00 The Intentional Division: How family and friends were turned against each other 6:12 Publishing the Truth: Why Sidney decided to share her "conspiracy theories" 7:51 Two Cheeks of the Same Mask: Realizing both sides are controlled 8:41 Navigating the Depression of Research: How to stay grounded 10:16 The Propaganda Backfire: How obvious brainwashing woke people up 11:28 Don't Bank on Dates: Avoiding the trap of "arrests are coming" 13:00 The Importance of Living: Why you can't shrivel up in fear 14:40 The Stress of Politics: Therapists seeing a new kind of patient 16:00 It's Not a Coincidence: The global nature of the division 17:00 Infiltrated Systems: Education, legal, and the height of corruption 18:00 Selection vs. Election: Sidney's thoughts on the voting system 20:00 History as Fiction: Realizing our past was written by fiction writers 22:00 The Power of the People: Nipping corruption in the bud at the ground level 23:38 Where to Find Sidney: X (@Sidney1776) and the Patriot's Diary series 25:00 Outro: RoyCoughlan.com and the Awakening Podcast Network 62:00 End of Episode
On today's Free Swim, Ohio's Tate fills in for Dana Beers. We get into both Danny's and Tate's experiences documenting Mintzy on the road, and how entertaining White Sox Dave may be in a similar situation. We then get into a wild On Or Off The Leash discussion and more.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk