Podcast appearances and mentions of alan mercurio

Send us a text"The knowledge we share today will make a better industry tomorrow," says Alan Mercurio, recently retired from the Pennsylvania Petroleum Association, and 30+ years of teaching HVAC techs.The For The Pro® app is available for both iOS and Android devices through the Apple and Google app stores, download it today!Subscribe to the Appetite for Construction podcast at any of your favorite streaming channels and don't forget about the other ways to interact with the Mechanical Hub Team! Follow Plumbing Perspective IG @plumbing_perspective Follow Mechanical Hub IG @mechanicalhub Sign up for our newsletter at www.mechanical-hub.com/enewsletter Visit our websites at www.mechanical-hub.com and www.plumbingperspective.com Send John and Tim your feedback or topic ideas: @plumbing_perspective

This show takes another look at the local pension issues that potential retirees need to make timely decisions on. Plus segments on getting to know the backgrounds of both Alan Mercurio and Troy Bolton.

How to know if your Retirement is on track! by Alan Mercurio

Retirement 360 06 - 26 - 21 Segment 1 by Alan Mercurio

Retirement 360 Mistakes to avoid in Retirement by Alan Mercurio

The baseball playoff's are underway, so we're giving you a sports analogy tied into your financial planning. When you’re trying to figure how much money you’ll need in retirement, the first question is – how many years do you think you’ll need to pay for? Unfortunately, we can only guess at that number. Alan Mercurio and Morningstar’s David Blanchett say most of us are not very good guessers… they give us some tips on how to handle this question while designing a financial plan.

This week we go back in time to some of our favorite segments from the beginning of the year until now. Alan weighs in on some important financial topics and continues his stance on transparency and education when it comes to retirement planning.

This Sunday, tune in to Retirement360 with MWA advisor Alan Mercurio and host, Randy Cook, as they take on the latest tending news. Are you planning to celebrate Bobby Bonilla Day? Better yet, did you know that even though he retired from baseball in 2001, Bobby Bonilla still receives a check for $1,193,248.20 from the New York Mets on the first of every July? Are you receiving the right financial advice for your retirement? Forbes says the financial advice people use in their working years is not necessarily the best choice to help them as they approach retirement. What advice are you receiving? And, will you really spend more during your retirement? S. Katherine Roy, a strategist for J.P. Morgan, seems to have a pretty strong opinion about the subject.

This Sunday, tune in to Retirement360 with MWA advisor Alan Mercurio and host, Randy Cook, as they take on the latest tending news. How much of of your salary do you need to save? 10 times or even 16 times? Are the writers at Motley Fool correct? What and who are you supposed to believe? Have you done a "Stress Test" on your retirement plan, and what does that entail? And, how does citizenship play a role in your taxes? New Royal baby, Archie, could face an interesting dilemma.

Often, we at MWA discuss the term Retirement Plan. Your Retirement Plan is unique to you, your goals, your needs, and your family's wants. There are ways to achieve these goals, and there are some myths that need to be addressed because they may not be the most viable options. This week on Retirement360, MWA advisor Alan Mercurio and host, Randy Cook, highlight some common fallacies on securing your retirement goal: •Relying on your home as a source of income •Only relying on Social Security •Relying on lottery winnings •Relying on inheritance from a deceased relative

Check in with Louisville's Retirement Coach, Alan Mercurio, and his friends as they discuss news and how it may affect your planning.

This week on Retirement360, MWA advisor Alan Mercurio and host, Randy Cook, dive in to the importance of finding the right financial advisor and why you would consider meeting one sooner rather than later. At MWA, we focus on education and the necessary steps families need to take to make sure their retirement is sound. Planning for retirement is more than taking your last of work - it is ensuring your life becomes what you want, not what it has to be. Learning about investments, insurance, Social Security timing, tax preparation and having an estate plan all tie together for the stress free future most families seek.

Are financial services moving towards a Netflix-like subscription model? Maybe. Schwab had recently announced it will charge a $30 monthly fee for "unlimited advisory services, and automatic trades." While this might sound appealing to some, these clients will not have the benefit of custom planning, income planning or tax and estate planning. Robo Advisors might be easier - but are they better? This week on Retirement360 MWA advisor, Alan Mercurio, and host, Randy Cook, discuss new trends as companies (and the government) grow and develop with their retired audience. What worked in the past, might now be the best option for the future.

Taxes - Pensions - And knowing your Risks! by Alan Mercurio

This week on Retirement360, MWA advisor Alan Mercurio returns with host, Randy Cook and they take on one last trick before you file your taxes - putting money away in your traditional IRA and it will still count for last year. How is it possible? You'll soon find out! Personal finance guru, Suze Orman, says it's not the first 10-15 years of retirement that should concern you, its the following 10-15 years. Alan and Randy discuss strategies to making your retirement last.

This week on Retirement360 MWA advisor Alan Mercurio and host, Randy Cook take on three of the biggest concerns facing retirees today: Social Security, taxes and advisor fees. An easy way to maximize your SSI benefit is to simply wait it out and withdraw as late as possible. However, waiting until you are 70 is not always the best option for some families. Alan and Randy tackle the thought process of selecting the best approach to start receiving your benefits. As April 15th approaches, many families are filing taxes and meeting with their CPAs. Do you have a "Tax Bomb" lurking in your accounts? What might a traditional IRA, savings bond and your home all have in common? Tune in to find out! Did you know that someone who pays a two-percent fee on their 401(k) will run out of money ten years sooner than those who pay a one percent fee?

2019 Best of Alan Mercurio by Alan Mercurio

This week Mercurio Wealth Advisors Founder and President, Alan Mercurio, and host Randy Cook, discuss the importance of knowing your Risk Tolerance. What is Risk Tolerance? It is the ebb and flows you feel secure taking with the swings of the market. Almost everyone feels secure when the market climbs, but what when it dips? How much of your investment are you to miss? Knowing your Risk Tolerance is paramount to your overall planning strategy. This sets a bar that will intersect with all other saving strategies. In addition to knowing the importance of your Risk Tolerance, is your planning up to date or is it obsolete? Listening to music on a CD used to be the standard, but now? Streaming. Do similar shifts in trends also apply to financial planning? Yes!

Retiring harder today? by Alan Mercurio

If you could protect your wealth in turbulent times - would you do it? Or, would you ride out the waves of the stock market? Do the ebbs and flows match your risk tolerance? Are you concerned about future income should there be a downturn in the market? This week, MWA advisor, Alan Mercurio, and host Randy Cook, discuss the pressing questions of market volatility and how someone can still come out on top, or at least ride the wave.

As the markets move up and down, our office is fielding phone calls and meetings with everyone wanting to know - what do I do to control my savings? If you are considering adjusting your 401k and moving in to a different style account, what will that take? Will it spare you or add new fees? Will it adjust your taxes? Are there accounts that can offer protection and growth? This week, MWA advisor, Alan Mercurio and host, Randy Cook, discuss options to lessen the unpredictability of the stock market, and to consider exploring different options so you can continue to hold on to your savings and assets. Not every option works for every family, but there are different avenues to explore that might just be what your retirement needs!

Some say retirement is harder today than it was 5 years ago. People fear having to stop working. Families want to grow and protect their savings with little risk. Your income plan is not set and you are not sure where your retirement income will actually come from? Sound familiar? When there is fear, or a problem, there is often a solution. Meeting with an advisor if only once, or meeting with your advisor regularly, can ease the tension in knowing how your savings are doing, how to make your savings work for you, and how your savings match up against an ever changing stock market. Different strategies offer different solutions - and not one strategy is perfect, nor perfect for every family. This week on Retirement360, MWA advisor, Alan Mercurio and host, Randy Cook, discuss the fears, confusion, and solutions in assisting families as they prepare and transition to retire.

This week MWA advisor, Alan Mercurio, and host, Randy Cook, discuss securing your planning throughout a rollercoaster market. What is a Yield Curve? What are tools and strategies to protect your wealth? How does inflation affect my savings?

How many people do you in their 80's? 90's? Even living to 100? This week, MWA advisor, Alan Mercurio, and host, Randy Cook, discuss what it takes to make your assets last and have longevity. Many retirees know that once you stop workin, you ought to have a plan - does your income plan accommodate for family emergencies? Does your plan take in to account for market corrections? How can you structure your plan to sync all the facets of your retired life to make it last 20, or 30 years AFTER you retire?

FOMO: The fear of missing out. Whether you are caught up in the endless financial news cycle, or constant watching the stock tickers, it is easy to get swept in the hype of markets, products, and what your neighbor is doing. If you go down 9% this month, but grew by 239% over the last years, is there need to panic? Just because a talking head on TV is calling for fire and brimstone, the main thing to do is NOT panic and simply call a fiduciary. This week, MWA advisor Alan Mercurio, and host, Randy Cook, will dive into how to push away from the financial news cycle, how to contribute more to your retirement accounts, and how to avoid having FOMO.

What is a "Market Pullback" and what action should you consider? MWA Advisor, Alan Mercurio and host, Randy Cook, delve in to the details of what to look for, how to understand the highs and lows, and choices you should consider within your portfolio. Always speak with your trusted fiduciary before making any new plans. Should you make changes in your portfolio - do you know how the fees are assigned and how much you may pay over a lifetime? If you add up ATMs, checking, savings, IRA, 401k and other investing…the real number is closer to $369,000.00! Does this number surprise you? Alan and Randy tackle fees and how to cut back to put more money back in YOUR pocket.

When it comes to growing your money - should you play offense or defense? MWA advisor, Alan Mercurio and host, Randy Cook, tackle the pros and cons of both. A defense cannot earn more money, you cannot just save your way to wealth. They touch on 3 steps to playing a smart offense for growth: Set a goal. Determine your financial target. Income. Who’s got your money? Find where it is so you can get it. Earn it. Invest. Find something to invest in that will reproduce money. That said, playing a smart defense and setting up certain protections and insurances, should there be another market correction as seen in past Octobers, like Black Monday in 1987 where the DOW dropped 22% of its value in a single day, could also stave off losses. While you wouldn't necessarily gain anything, you might not lose anything either. Don't forget - November is approaching and that means Open Enrollment for healthcare. If you are signing up for Medicare for the first time check out THESE FAQs to help get you started.

According to Investopedia, a RMD, Required Minimum Distribution is that traditional, SEP or SIMPLE IRA owners and qualified plan participants must begin withdrawing from their retirement accounts by April 1 following the year they reach age 70 1/2. The retiree must they withdraw the RMD amount each subsequent year based on the current RMD calculation. MWA advisor, Alan Mercurio, walks you through the steps of on how to calculate the amount, how to address the ascociated taxes, and that possibly what to do with it,

Are You Asking Yourself the Right Questions? Self-reflection is necessary for your planning - but are you asking yourself the right questions? What do you look forward to the most during retirement? How long will your retirement last? How much will retirement cost? How much will you need to save to reach your retirement goals? How much of your retirement nest egg can you afford to spend each year? Answering these items - let alone planning for them can be a daunting task. By working with a financial professional, a trusted advisor can lead you in the right direction. This Sunday, MWA advisor Alan Mercurio, and host, Tony Vanetti tackle these questions - and try to answer the most pressing - How much will I need in retirement? The answer might surprise you.

Mercurio Wealth Advisor, Alan Mercurio discuses how to lean away from your friend's hot tip and focus on The Retirement Pyramid. Your retirement lifestyle is not based on your rate of return on your investments but on the rate of income on your investments. The base will consist of protected income - life insurance, homeowner insurance, long-term care policies. The next middle level will include - guaranteed income like Social Security, company pension, portfolio dividends. The top level of the pyramid will gather your investments and continued growth of your portfolios in the stock markets.

MWA Advisor, President, and Founder, Alan Mercurio covers a widely discussed question, "Should I have a long-term care plan?" He will cover how to start the conversation and the start planning. It begins with a survey of your lifestyle and family history. -What is your expected longevity - how old were your grandparents when they passed? -Are there any hereidtary health risks that can become apparent? -How do I make my money last and plan for long-term care in retirement? -How long do I plan to be retired?

It is a fairly simple question but unfortunately, the answer can be long, complicated and layered. Retirement planning is different for everyone and for every family. No one solution is exactly applicable even if situations are similar. Investing in the stock market might yield greater rewards than a low-index fund, but your openness to risk is also much higher. Men and women invest differently, so who is the driving force in your family's planning, and are all needs being met? Is your advisor advocating for the both of you equally and or are they applying a cure-all to both partners? We as a community might share in the struggle of national financial events, so are we to all have the same plan in place? The short answer is no. Founder and President of Mercurio Wealth Advisors, Alan Mercurio, and advisor Troy Bolton, with host, Tony Vanetti speak openly about the challenges facing families when it comes to finding the right path for them. As life changes, and goes through ups and downs, are you prepared for the "what ifs?"

"An investment in knowledge pays the best interest. " -Benjamin Franklin. Education is paramount as you begin and maintain your retirement planning. The more you can learn, they better you and your family can better prepare. This week's radio show will feature MWA advisor's Alan Mercurio, Troy Bolton and also host, Tony Vanetti as they discuss how to avoid the “tax time bomb” with your investments. At what age should you begin your retirement planning? And, preparing for the shift from working full time to full time retirement.

"Everything old is new again." This week's radio show will feature a "Best of Retirement 360" highlights with MWA advisor's Alan Mercurio, Troy Bolton and also host, Tony Vanetti. They discuss the importance and need for a financial advisor, that just maybe following your parent's advice on financial issues may not be the best idea, how to navigate volatility, and what you can expect with the 2018 tax plan - will filing actually be easier?

MWA President and Founder, Alan Mercurio, discusses and explains the process we follow with our clients. How do we arrive at the strategies we chose?

Founder and President, Alan Mercurio speaks with the host, Tony Vanetti. They cover topics like following the same financial footsteps as your parents, filing taxes, creating a secure plan that strikes back at volatility, and what to expect for healthcar costs.