Podcasts about relying

Building a retirement income strategy involves more than selecting dividend-paying stocks. A focus on total return — which includes both growth and income — can offer a more comprehensive approach for long-term planning.• Relying solely on dividend-paying stocks may reduce portfolio diversification and growth potential• Total return (income + growth) can provide a broader view of long-term investment outcomes• Asset location strategies may improve tax efficiency depending on the type of account• Bond ladders with staggered maturities can help create more consistent income over time• Annuities can provide structured income, though they may have limitations such as fees or inflation sensitivity• The most effective strategy is one that aligns with your goals, risk tolerance, and understanding• Be cautious with complex products — understanding fees, liquidity restrictions, and structure is essentialAdvisory services are offered through Root Financial, an SEC-registered investment adviser. This content is intended for general informational purposes only and should not be construed as personalized investment, tax, or legal advice. Advisory relationships are established only through a signed agreement. Any examples discussed are hypothetical and for illustrative purposes. If client experiences are referenced, no compensation was provided and their experience may not be representative of others. Comments shared publicly are unsolicited and do not reflect the views or experience of all clients. They are not verified and should not be construed as testimonials or endorsements. Root Financial does not provide tax or legal advice. Tax planning topics are discussed in the context of comprehensive financial planning and should not be relied upon as a substitute for professional advice. All investments involve risk, including possible loss of principal. Past performance is not indicative of future results. Watching or listening to this content does not create an advisory relationship.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence. “Early Retirement – Financial Freedom” is a podcast produced by Root Financial Partners, an SEC-registered investment adviser. The content provided is for informational and educational purposes only. It should not be interpreted as investment, legal, or tax advice. I may reference planning situations based on real client experiences, but they've been simplified for clarity. Always consult your own financial advisor before making decisions. Listening to this podcast does not create or imply an advisory relationship with Root Financial. Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Testimonials and endorsements do not reflect all client experiences and are not compensated. Learn more at our website or by reviewing our Form ADV at https://adviserinfo.sec.gov.

Ephesians 3:14-20 — While the Christian life is to be one of joy, it is common for Christians to feel depressed. Why is this? In this sermon “That Your Joy May Be Full” from Ephesians 3:14–21, Dr. Martyn Lloyd-Jones continues exploring the reasons for spiritual depression. One reason many fall into spiritual depression is that they fail to realize what they were meant to be, what is available for them, and what God intends. Relying on initial experiences of forgiveness, this person fails to go on in their faith and grow in their knowledge and understanding. This leads the individual to their biggest problem: they don't really know the love of God. Listen as Dr. Lloyd-Jones explains God's intention for the Christian and how one might receive what intended for them. This should not leave the believer with a feeling of hopelessness, but rather an eagerness and joy as they see what they can become. When they understand the truth that Christ dwells in them, they are ravished by Him and love Him. What is the Christian destiny and where are they heading? The Christian will spend eternity enjoying God. Today, the downcast soul must fight spiritual depression through regaining this robust view of who they are and where they are heading.

Ephesians 3:14-20 — While the Christian life is to be one of joy, it is common for Christians to feel depressed. Why is this? In this sermon “That Your Joy May Be Full” from Ephesians 3:14–21, Dr. Martyn Lloyd-Jones continues exploring the reasons for spiritual depression. One reason many fall into spiritual depression is that they fail to realize what they were meant to be, what is available for them, and what God intends. Relying on initial experiences of forgiveness, this person fails to go on in their faith and grow in their knowledge and understanding. This leads the individual to their biggest problem: they don't really know the love of God. Listen as Dr. Lloyd-Jones explains God's intention for the Christian and how one might receive what intended for them. This should not leave the believer with a feeling of hopelessness, but rather an eagerness and joy as they see what they can become. When they understand the truth that Christ dwells in them, they are ravished by Him and love Him. What is the Christian destiny and where are they heading? The Christian will spend eternity enjoying God. Today, the downcast soul must fight spiritual depression through regaining this robust view of who they are and where they are heading. To support this ministry financially, visit: https://www.oneplace.com/donate/603/29

Rabbi Jacobson will discuss the following topics:What is the connection between this Omer period, Lag B'Omer and the weekly Torah portion? Revealing the hidden and deeper good even in negative experiences What is the central theme of this week's Torah chapter? Is Judaism rigid or flexible? Static or dynamic? What personal and global lessons does it offer us for our times? Why are some blessings so great that they have to be hidden within curses?   Is it appropriate to get an aliya when they read the tochacho? Why did the Mitteler Rebbe not learn from the Alter Rebbe's previous readings that the curses are actually blessings? Can we say that the only reason we are still in golus is due to the pleasure Hashem gets from our effort to overcome the darkness and the challenges it presents? What is the difference between Lag B'Omer and Yud Tes Kislev? Should Israel be relying on America for protection? What can we learn from Rashbi's criticizing the Roman government? Why does Lag B'omer, the Mattan Torah of the Inner Torah, precede Shavuos? Is the Zohar the source of Chassidus? Why did Rabbi Akiva's students stop dying? Why are we allowed to sing during the days of Sefirah? What is the difference between sefiros and partzufim? What is the personal application of Yesod?  Is this week a good time to receive blessings to conceive healthy children?Can you share a few stories about his relationship with the Rebbe? 

Join Baylor Barbee in this compelling episode of Shark Theory as he converses with Jace about the crucial subject of self-elevation and personal growth. The discussion takes cues from their shared Saturday morning basketball sessions and illustrates how camaraderie and self-imposed discipline contribute to a richer life. Jeyse's philosophy and lifestyle brand, "Just Elevate Yourself," underscores the importance of being your own critic and the power of self-driven success. In the episode, Baylor explores the concept of self-criticism as a vital tool for personal growth, emphasizing that true success is not dependent on external validation or conditions. He argues that recognizing one's potential and pushing oneself beyond perceived limits more effectively leads to lasting achievements. Through a deeper understanding of Jeyse's backstory—a narrative filled with resilience and overcoming adversity—the conversation unearths the importance of sharing personal stories to uplift and inspire others. Baylor reaffirms that everyone carries burdens, but through self-elevation, individuals can contribute to a more supportive and collective societal growth. Key Takeaways: Self-elevation is essential: An individual's growth is mainly dependent on their ability to be their own critic and push themselves toward greatness. Overcoming adversity can inspire: Sharing personal stories of overcoming challenges is crucial, as it provides hope and guidance to others who may face similar situations. Everyone has a story: The unique experiences of each person can serve as a tool for inspiration and motivation in the lives of others. Building a supportive community: Collective growth is achieved when individuals elevate themselves and, as a result, elevate those around them. The power of intrinsic motivation: Relying on internal drive rather than external circumstances or approvals is key to achieving authentic success. Notable Quotes: "True growth in life is when you are harder on yourself than someone else is." "You have so much potential, there is no ceiling. But if you don't believe it, then it doesn't matter what anybody else does." "The biggest travesty in life is when someone else is a bigger advocate for your potential than you are for you." "Just think of whose life you can change simply by sharing your story." "Every one of us is carrying some sort of hurt... and it's on us to continue to elevate ourselves."

Relying on God

Relying on God

The Black Satellites' early AFCON exit resulted from Desmond Offei's inconsistent use of local players. Relying too much on foreign-based players has not brought success. It's time to refocus on developing and trusting homegrown talent. - Evans Kwabena Sarpong, sports analyst, fires.

When people think about estate planning, a will is often the first thing that comes to mind. But relying solely on a will might leave significant gaps in your financial plan, potentially putting your loved ones and your hard-earned assets at risk. Join Jeff as he breaks down the critical features of a will and why a will alone might not be enough to protect your assets and your family's future.    WHAT YOU NEED TO KNOW (00:00) Episode introduction. (03:20) While a will directs the distribution of assets in your name alone, it does not control assets with joint owners or designated beneficiaries, like insurance policies or jointly held bank accounts.  (07:46) Most financial institutions won't allow a testamentary trust (a trust established within a will) to be named as a beneficiary. This limits your ability to protect those assets after your death.  (09:26) Assets passed outright through a will can be exposed to risks like Medicaid repayment, creditor claims, financial mismanagement, and future spouses via death or divorce.   (11:11) Probate can be costly, with legal fees often ranging from 4-6% of the estate. While you can handle probate without a lawyer, the executor still bears significant personal liability to ensure everything is handled correctly.  (18:12) Relying on beneficiary designations to avoid probate can leave assets unprotected, potentially exposing them to creditors, lawsuits, and financial missteps.  (21:45) Unlike a will, a properly structured trust can help you avoid probate, reduce fees, and provide ongoing asset protection for your heirs.  (24:12) The absence of a will triggers the intestate succession process. State law will determine who receives the estate, or what is left of it. Most often, this is the closest living relative.   ABOUT BELLOMO & ASSOCIATES Jeffrey R. Bellomo, the founder of Bellomo & Associates, is a licensed and certified elder law attorney with a master's degree in taxation and a certificate in estate planning. He explains complex legal and financial topics in easy-to-understand language. Bellomo & Associates is committed to providing education so that what happened to the Bellomo family doesn't happen to your family. We conduct free workshops on estate planning, crisis planning, Medicaid planning, special needs planning, probate administration, and trust administration. Visit our website (https://bellomoassociates.com/) to learn more.   LINKS AND RESOURCES MENTIONED Bellomo & Associates workshops:https://bellomoassociates.com/workshops/ Life Care Planning The Three Secrets of Estate Planning Nuts & Bolts of Medicaid For more information, call us at (717) 845-5390. Connect with Bellomo & Associates on Social Media Tune in Saturdays at 7:30 a.m. Eastern to WSBA radio: https://www.newstalkwsba.com/ X (formerlyTwitter):https://twitter.com/bellomoassoc YouTube: https://www.youtube.com/user/BellomoAssociates Facebook:https://www.facebook.com/bellomoassociates Instagram:https://www.instagram.com/bellomoassociates/ LinkedIn:https://www.linkedin.com/in/bellomoandassociates WAYS TO WORK WITH JEFFREY BELLOMO Contact Us:https://bellomoassociates.com/contact/ Practice areas:https://bellomoassociates.com/practice-areas/      

Relying on supernatural power is essential for navigating life's challenges. Warnings from scripture highlight the importance of knowing God's word to avoid deception. Pastor Mike discusses Jesus' baptism and empowerment by the Holy Spirit, emphasizing overcoming temptation through scripture. He also covers the Holy Spirit's role in guiding believers, the significance of church unity, and the expectation of signs through faith. Hosted on Acast. See acast.com/privacy for more information.

Every Christian is a counselor—whether we realize it or not. The question is: what worldview do we draw from when we give advice? In this podcast, Scott Brown and Jason Dohm, joined by special guest Jason Winslade, discuss the folly of secular psychology—which assumes that man is basically good—and even some Christian counseling, which baptizes Freudian psychology with a few Bible verses. What's needed, instead, is people who think biblically and reject dangerous worldly philosophies (Col. 2:8-10), drawing from God's all-sufficient Word to restore sinners and support the suffering in their time of need (Gal. 6:1-2). Relying on the sure foundation of Scripture, every Christian can learn, with God's help, to wisely counsel others.

In this value-packed episode, business coach Joanna Lott reveals how coaches can attract clients without over-relying on social media. Joanna shares personal stories of overcoming marketing fears and practical strategies that have transformed her business. From leveraging other people's audiences to finding joy in marketing, this conversation offers game-changing insights for coaches ready to grow their business through authentic, bold marketing approaches.Get booked on 5 podcasts in 90 days? Email info@candymotzek.com with the subject PODCAST Episode Highlights:· Joanna shares how shifting her perspective to see marketing as part of her mission helped her find joy in it: "I genuinely don't care if someone is a paying client or not...I want to make their life better from coming into contact with me."· The powerful story of Joanna's client who faced her fear by directly emailing a former boss she feared would judge her, which led to massive growth and visibility.· Why social media alone is often "the slowest way to grow" and how to build a complete marketing ecosystem that guides potential clients up the "staircase" toward working with you.· How podcasting transformed Joanna's business, enabling her to sell high-ticket offers directly from sales pages without discovery calls.· Practical example of a new coach who gained 15 paying clients after investing "the price of a coffee" to be featured in someone else's Instagram stories.· The importance of tapping into existing audiences: "Keep thinking, especially in the early part when you have no audience, how can you somehow get in front of other people's audiences?"· How to approach your network in a way that invites support rather than feeling like you're just promoting services.· Why building a coaching business is an opportunity for personal growth: "That's the most exciting part of having a business is that you have to be bold, brave, overcome so many fears."Featured on This Show:How to Work with Me: Click here to find out how to work with meFree Resources: Click here to access valuable free resources for coachesInstagram: https://www.instagram.com/candymotzek/LinkedIn: https://www.linkedin.com/in/candy-motzek/ Joanna LottJoanna Lott is a business coach specializing in helping coaches attract clients authentically. She hosts the globally top-ranked podcast "The Women in the Coaching Arena" and has helped hundreds of coaches build profitable businesses through strategic marketing. An ICF Associate Certified Coach with an ILM Level 7 Certificate, Joanna combines professional credentials with proven experience selling executive and career coaching services.Website: https://joannalottcoaching.com/LinkedIn; https://www.linkedin.com/in/joannalott/Instagram:

Tired of relying only on 1:1 therapy for income? In this episode, I break down my Align Launch Method — the 7 steps I used to create a multi-seven-figure business with 15 income streams, including digital products, coaching, and live events. Whether you're just getting started or you're ready to scale, this workshop will help you take aligned action without burning out. Ready to launch your next offer? Let's go!ABUNDANT RESOURCESAligned Launch Method Masterclass – Register HereDigital Product StoreYouTubeInstagram

Welcome to The K9PT Academy podcast, the only podcast in veterinary rehabilitation that focuses on helping business owners and entrepreneurs build and scale a profitable and successful canine rehabilitation business! The more strategy calls I do with canine rehabpreneurs from all over the world, the more I notice how many false beliefs we tend to tell ourselves when it comes to raising our fees and charging what we are worth. There are many reasons behind that, including cultural, emotional, and even the way we were each raised by our parents. However, one thing we need to keep in mind is that if almost everyone who we speak to on the phone is ready to book an eval right away then odds are we are significantly undercharging for our services! It is actually not good for our business to have a crazy high conversion rate from leads to evals because it actually shows that people have no pushback to how much we are charging, and we need to understand that a certain level of pushback is not only absolutely normal but kind of needed for us to know if we are at the right price point. Listen to the full episode as we discuss: If everyone says "yes" too easily, you're probably undercharging: A high conversion rate without any pushback often means your prices are too low and not reflecting your true value. Pushback is normal—and necessary—to validate your pricing: Expect and embrace some skepticism as part of the buying process. It helps ensure you're charging at a sustainable and profitable level. Skepticism is natural — your job is to educate and guide: Clients may initially doubt the value of rehab, but through education and relationship-building, you can move them from doubt to deep trust. Avoid the trap of “comfortable answers” when it comes to pricing: Relying on what "people are willing to pay" or comparing to local competitors keeps you stuck and undervalued. Shift to thinking about what your business needs. Clients will tell you they wish they found you sooner — focus on creating that experience: These powerful testimonials show that clients will pay for value once they see it. Use this as motivation to charge what you're worth and improve awareness through marketing and partnerships. Standing out is the key to moving past price objections: Differentiate yourself through your messaging, intake process, nurturing systems, and relationship-building to help clients see the unique experience you provide. Stop focusing on the few who push back and start focusing on the many who value you: Don't let occasional rejection hold you back from raising your rates and delivering higher value. Are you interested in learning more about our K9Rehab Marketing platform? That is the only CRM and marketing software available in the market for canine rehab therapists, and it has been an integral component for our business and for dozens of our clients! Just follow the link for more info: https://k9rehabmarketing.com/ Book a FREE strategy call: https://calendly.com/thek9pt/strategy-call Join our Canine Rehabpreneur Community: www.facebook.com/groups/k9rehabpreneur/ Download our fee calculator and training: https://thek9pt.mykajabi.com/Fee-calculator Download our 'marketing done easy' worksheet and training: https://www.k9ptacademy.com/marketing-done-easy ... Thank you so much for listening to this episode and if you found this content valuable here are some additional ways we can help each other: 1) Go to www.k9ptacademy.com for more resources on business ownership, including our free Fee Calculator and Marketing Done Easy worksheet 2) Send us your question or subscribe to our weekly newsletter by emailing us at hello@k9ptacademy.com 3) Share this episode with a colleague who might also find it helpful :-) 4) Leave us a 5-star review so we can expand our reach and help more folks

SummaryIn this episode of the Compliance Guy, Sean and Terry discuss the importance of being vigilant in healthcare compliance, particularly regarding Evaluation and Management (E&M) services. They emphasize the need for accurate documentation, understanding the risks involved in patient management, and relying on authoritative sources like the AMA for guidance. The conversation highlights the potential dangers of using proprietary tools that may misrepresent E&M guidelines and the importance of maintaining integrity in healthcare practices.TakeawaysThe importance of being vigilant in healthcare compliance.Accurate documentation is key to compliance.Understanding the risks involved in patient management is crucial.Relying on authoritative sources like the AMA is essential.Proprietary tools may misrepresent E&M guidelines.Navigating risks in patient management requires careful consideration.Healthcare professionals should maintain integrity in their practices.Feedback from listeners is invaluable for improvement.Continuous education on compliance is necessary for healthcare professionals.Building a circle of trusted resources is vital for success.

In this episode of Authentically ADHD, host Carmen explores the complex relationship between ADHD, self-confidence, and the constant need for external validation. For many adults with ADHD, self-worth has often been shaped by a lifetime of criticism, and this episode dives deep into how that reliance on others' approval can undermine self-trust. Carmen outlines why ADHDers tend to seek external validation and offers practical strategies for reclaiming control over self-evaluation.In the first segment, Carmen explains the concept of an external locus of evaluation and how ADHD can lead to an overwhelming reliance on others for reassurance. She shares relatable examples of how this pattern develops from childhood and its impact on adulthood. The episode then introduces the psychological mechanism of the complementary moral defense, which emerges as a response to repeated criticism and can lead to overworking, people-pleasing, and chronic self-criticism.Moving into the third segment, Carmen discusses why it's especially important for ADHDers to cultivate an internal locus of evaluation. Relying on internal validation not only promotes self-trust but also breaks the cycle of people-pleasing and constant doubt. The episode closes with seven actionable strategies to help ADHDers develop self-trust, including identifying core values, tracking small wins, practicing self-validation, and building self-compassion.Carmen encourages listeners to start small and shift from seeking external praise to trusting their own judgment. She leaves listeners with a hopeful reminder that their ADHD brains are wired for creativity and resilience, and self-trust is key to unlocking their potential.If today's episode resonated with you, share it with someone who might benefit and consider leaving a rating & review to help Authentically ADHD grow.Show notes: https://www.canva.com/design/DAGjTbREIYI/sFGNEj879Ye4x_zWl-W76Q/view?utm_content=DAGjTbREIYI&utm_campaign=designshare&utm_medium=link2&utm_source=uniquelinks&utlId=h8496660196Join FOCUSED: https://ihaveadhdllc.ontralink.com/t?orid=29951&opid=1Follow me on all platforms: https://linktr.ee/carmen_iraceThanks for reading! Subscribe for free to receive new posts and support my work. Get full access to carmen_authenticallyadhd at carmenauthenticallyadhd.substack.com/subscribe

In this conversation, Doug Greathouse and Aaron Oliveira explore the intersection of faith and entrepreneurship, particularly in the realm of e-commerce. Aaron shares his journey as a bivocational preacher and entrepreneur, emphasizing the importance of faith, perseverance, and delayed gratification in achieving success. They discuss the challenges of modern entrepreneurship, the value of focus, and the significance of building relationships while navigating the entrepreneurial landscape. The conversation highlights the need for entrepreneurs to embrace short-term sacrifices for long-term gains, ultimately leading to a fulfilling and impactful life. In this conversation, Doug Greathouse and Aaron Oliveira explore the importance of personal growth and self-improvement in attracting the right relationships and achieving success in business. They discuss the significance of trusting God in challenging times, particularly in the context of entrepreneurship. Aaron shares insights on running a successful Amazon store, emphasizing compliance, product selection, and the importance of diversifying income streams. The discussion also touches on navigating market changes and the necessity of developing multiple skills to ensure long-term success. Aaron's story proves that when faith, strategy, and consistency align, entrepreneurs can build thriving businesses that create lasting impact — without sacrificing their values.

Referrals are lovely — but if they're your only marketing channel, you're leaving your growth up to chance. In this episode, we talk about why relying on word-of-mouth alone creates inconsistent income, and how to build a visibility strategy that keeps new leads flowing in. Topics we cover: Why referrals aren't scalable or sustainable How to take control of your lead generation What to do instead to grow your audience intentionally WORK WITH CHRISTINE: Buy TIckets to Unstoppable Women Event - Brisbane Take the CEO Confidence QUIZ and find out what's preventing you from scaling Connect with Christine on Instagram https://www.instagram.com/christinecorcoran_coach/ Book a Discovery Call with Christine here Join the waitlist for the next round of Unstoppable Sales HERE Join the waitlist for the next round of NEXT LEVEL Mastermind HERE Christine's website https://christinecorcoran.com.au/

Nick and Michael are back behind the mics diving into one of the biggest mistakes clinics make: putting all their eggs—and their patient acquisition—into one basket.From paid ads to word-of-mouth to grassroots outreach, they break down why true growth only happens when you build everywhere, not just online. It's part marketing strategy, part reality check, and 100% focused on helping your urgent care become the go-to clinic in your community.Get ready for practical tips, real-world examples, and a reminder that omnipresence (not just Google Ads) is the real secret to scaling.

This Day in Legal History: Louisiana PurchaseOn this day in legal history, April 30, 1803, the United States signed the Louisiana Purchase Treaty with France, dramatically altering the legal and territorial landscape of the country. The treaty, signed in Paris by American envoys Robert Livingston and James Monroe, officially transferred approximately 828,000 square miles of land west of the Mississippi River from French to American control. President Thomas Jefferson, though uncertain whether the U.S. Constitution explicitly authorized such a land acquisition, ultimately supported the deal, citing the necessity of expanding the republic and securing trade access to the port of New Orleans.The purchase, which cost $15 million (roughly four cents an acre), effectively doubled the size of the United States and set a precedent for executive power in foreign affairs. It raised important legal questions regarding the role of the executive branch, the powers of Congress, and the interpretation of constitutional authority in territorial expansion. The acquisition also intensified debates over the expansion of slavery and the treatment of Indigenous peoples, both of which would become central legal and political issues throughout the 19th century.In addition to expanding national territory, the Louisiana Purchase laid the groundwork for the exploration and legal organization of new states. Soon after, Congress passed legislation governing how the territory would be divided and admitted into the Union. This required new legal frameworks for property rights, governance, and federal versus state authority in previously foreign lands.The U.S. Supreme Court is preparing to hear arguments on whether Oklahoma can fund a religious charter school—the first case of its kind. At issue is the state's attempt to establish St. Isidore of Seville Catholic Virtual School, a K-12 online institution run by two Catholic dioceses, using public funds. A state court previously blocked the school, ruling it would act as a “governmental entity” and violate the First Amendment's Establishment Clause, which bars government endorsement of religion.The school's supporters, including Oklahoma's governor and President Trump, argue that denying the school solely because it is religious constitutes a violation of the Free Exercise Clause of the First Amendment. Meanwhile, opponents, including the state's attorney general, warn that the move would amount to taxpayer-funded religious indoctrination and could erode public education standards, particularly around non-discrimination.Charter schools in Oklahoma are considered public entities, which complicates claims that St. Isidore would operate as a private, independent institution. Organizers maintain that contracting with the state doesn't make the school an arm of the government. The Supreme Court's decision, expected by June, could redefine the boundaries between church and state in education.The legal element worth highlighting here is the Establishment Clause vs. Free Exercise Clause tension—the case tests how far states can go in accommodating religious institutions without endorsing them. This clash sits at the core of modern debates about public funding and religious liberty. Under the current Supreme Court composition, it is likely we will see an expansion of the former at the cost of the limits in the latter. US Supreme Court mulls legality of milestone religious charter school | ReutersGoogle CEO Sundar Pichai is set to testify in a high-stakes antitrust trial where the U.S. Department of Justice is pushing to break up parts of Google's business to restore competition in online search. The DOJ is urging the court to force Google to divest its Chrome browser and stop paying major tech partners like Apple and Samsung to be the default search engine on their devices. Prosecutors argue these deals entrench Google's monopoly and hinder innovation, especially as search overlaps more with emerging generative AI tools like ChatGPT.U.S. District Judge Amit Mehta has already found that Google maintains a dominant position in the search market with no real rivals. The government is also asking the court to make Google share search data with competitors to level the playing field. Google, in response, claims that such measures would harm user privacy and undercut smaller partners like Mozilla that depend on Google funding.Pichai is expected to argue that the proposed remedies would have unintended consequences across the tech ecosystem. Google has already made some adjustments, allowing phone makers to pre-install alternative search and AI apps, but it still plans to appeal any adverse ruling. The case could have sweeping implications for the future of search, digital competition, and AI integration online.Google CEO Sundar Pichai to take the stand at search antitrust trial | ReutersPresident Trump issued an executive order directing the Justice Department to coordinate free legal defense for police officers accused of misconduct. The order calls on Attorney General Pam Bondi to organize pro bono support from private law firms, aiming to protect officers who, in the administration's view, face "unjust liability" for actions taken in the line of duty. Though the order doesn't name specific firms, it expands Trump's broader effort to harness the legal industry to support his administration's priorities.This follows recent agreements between the Trump administration and nine major law firms—including Paul Weiss, Skadden, and Kirkland & Ellis—to commit $940 million worth of pro bono work to causes the administration endorses, such as veterans' services and combating antisemitism. Critics, including the National Association of Criminal Defense Lawyers and 20 Democratic state attorneys general, have raised concerns about political pressure and lack of transparency in how these firms were selected and what they've agreed to.The order also calls for improved pay and training for police while denouncing efforts to “demonize law enforcement.” Critics warn this could undermine accountability and place pressure on firms to align their legal services with political goals. Meanwhile, some firms have publicly stated they will maintain control over their pro bono work, even as Trump claims the right to “use” them for administration-selected causes.Trump executive order seeks law firms to defend police officers for free | ReutersIn a piece I wrote for Forbes this week, I examined President Trump's renewed push to replace income taxes with tariffs, particularly targeting relief for Americans making under $200,000. The idea sounds populist, but it's economically misleading. Tariffs, after all, are simply hidden taxes that show up in the form of higher prices on imported goods. For lower- and middle-income Americans—those Trump claims to want to help—this shift would likely increase, not reduce, their financial burden.The proposal doesn't change the amount of money the government needs—just where it's extracted. Instead of the IRS, the “bill collector” becomes stores, suppliers, and foreign producers, with consumers footing the bill at checkout. Trump's approach, I argue, banks on the psychological difference between writing a tax check and absorbing incremental price hikes, though the economic effect is the same.Historically, tariff-based revenue systems led to inequality and volatility—conditions that helped inspire the adoption of the income tax through the Sixteenth Amendment. And practically speaking, tariffs simply cannot generate the hundreds of billions needed to sustain modern federal programs. Relying on them also cedes revenue control to foreign exporters, which undermines national fiscal stability.Ultimately, this policy doesn't tackle the real issue—Americans' frustration with a high cost of living. Instead, it disguises taxation while dodging the deeper structural question of who should be paying more. I emphasized that real reform must address not just how taxes are collected, but also the fairness of who bears the burden.Trump Continues To Push Idea Of Replacing Income Tax With TariffsSpecial ThanksStephanie Himel-Nelson, Jennifer Porter Law, PLLC This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

How can businesses maintain their competitive edge while adapting to rapid technological changes?In part two of conversation, Seth Godin, author of This Is Strategy, shares his insights on strategy, innovation, and the transformative impact of AI. He explains how to balance strategic commitments with the flexibility needed to respond to new opportunities. Seth addresses the potential pitfalls of relying too heavily on AI for efficiency and discusses the importance of creating added value for customers.The conversation also explores the distinct roles and mindsets necessary for navigating an uncertain landscape. Getting into the differences between tactics and strategy, Seth illuminates how empowering teams can lead to innovative solutions.In this episode, you'll learn: 1. How to balance flexibility with strategic commitment 2. Why empathy is essential in both strategy and leadership 3. How to leverage AI to create long-term value, not just cut costsJump into the conversation: (00:00) Introducing Seth Godin (02:41) Empowering frontline tactics in luxury service (04:52) Marketers' role in AI integration (06:16) Permission marketing in the AI era (10:29) Understanding product adoption lifecycle (12:39) Strategic advantage through unique actions (14:20) Facing competitive landscapes with empathy (17:08) Personalizing long-term strategic planning (19:52) Frameworks for effective strategy communication (22:01) Relying on market feedback and resilience

A blackout in Spain and Portugal exposes the region's weak point. Europe's energy security is fragile and facing challenges on a number of fronts. Relying on U.S. liquefied natural gas to plug a Russian supply gap after Moscow's invasion of Ukraine is risky. But what are the alternatives? Host Carmel Crimmins talks to correspondents Marwa Rashad and Riham Alkousaa about Europe's energy security dilemma. Plus, we hear why some German businesses want to return to Russian gas. Learn more about your ad choices. Visit megaphone.fm/adchoices

A practitioner in North America discusses the responsibility of Dafa practitioners to truly look within when encountering tribulations, and find one's attachments and loopholes, and the pitfalls and dangers of not doing so. Relying on righteous thoughts to eliminate all obstacles while refusing to understand where one may be at fault can hold back progress […]

Radio personality Dave Ramsey is a huge name in the personal finance niche. While he's celebrated for helping countless listeners take control of their finances, many of his recommendations have sparked debate within the financial planning community.  I'm going to break down six of the most controversial opinions promoted by Ramsey, including advice on retirement withdrawals, debt payoff strategies, Roth accounts, investing approaches, mortgages, and the use of credit cards. I will also weigh up the pros and cons of Ramsey's methods, highlighting where they might help and where they might hinder your journey towards a successful retirement.  Whether you're a Dave Ramsey fan or just curious about best practices for financial wellness, this episode offers a thoughtful, practical take on some hotly contested money moves. You will want to hear this episode if you're interested in... [0:00] Exploring Dave Ramsey's financial advice and when it might not work for you. [07:07] Contribute to your retirement plan to at least match company contributions while managing high-interest debt. [09:07] Prioritize pretax 401(k) contributions for potential tax savings and growth, especially for high earners and those nearing retirement. [13:57] Some active funds may outperform the market, but it's challenging. Paying off all debt immediately may not always be ideal. [17:43] The problem with cash or debit use and envelope budgeting to control spending and avoid debt. [20:11] Limiting credit card use could cause missed benefits. Debunking Controversial Dave Ramsey Financial Advice In the world of personal finance, few names are as recognized as Dave Ramsey. He's helped countless listeners reclaim control of their money, but not all his advice sits comfortably with financial professionals. This week, I'm exploring several of Ramsey's most controversial recommendations, offering candid insight into where these strategies may fall short for those planning a secure retirement. 1. The 8% Retirement Withdrawal Rule is Riskier Than It Seems Dave Ramsey suggests that retirees can safely withdraw 8% of their portfolio annually. He justifies this by assuming long-term market returns of 11-12%. The problem is that average long-term returns are generally projected in the 6-8% range, and those figures often require heavy equity exposure, something unsuitable for most retirees due to the risk of major market downturns. The more widely accepted “safe withdrawal rate” is between 4 and 5%, supported by decades of research. Relying on Ramsey's higher figure may rapidly deplete retirement savings, especially during bear markets. Retirees should consider their investment mix and plan for longevity, erring on the side of caution to avoid outliving their assets. 2. Pay Off Debt, But Not at the Expense of Retirement Savings One of Ramsey's hallmark principles is eliminating all debt before focusing on retirement contributions. While high-interest debt like credit cards should indeed be a priority, neglecting retirement savings, especially employer-matched 401(k) contributions, means missing out on invaluable compounding growth and free money from your employer. Ideally, individuals should strive for a balanced approach: aggressively tackle high-interest debt while contributing enough to their workplace retirement plan to secure the full employer match, and, if possible, work towards saving 10-20% of salary for retirement. 3. All Roth, All the Time? Not Necessarily Ramsey strongly favors Roth accounts for retirement savings, arguing that after-tax contributions and tax-free withdrawals offer valuable benefits. While Roth accounts can be powerful, particularly for young savers or those in lower tax brackets. For higher earners, often in their peak earning years, the upfront tax deduction of pre-tax 401(k) or IRA contributions can provide meaningful savings. Since many retirees drop into a lower tax bracket after leaving the workforce, traditional accounts can be more tax-efficient for certain households. Morrissey advises tailoring the choice to individual circumstances, considering both current and expected future tax rates. 4. Active vs. Passive Investing Ramsey promotes active mutual fund management and even suggests that up-front mutual fund commissions are worthwhile. In the last decade, though study after study has shown that most active fund managers fail to outperform inexpensive index (passive) funds after fees. With some actively managed mutual funds charging fees of over 1%, the compounding effect of those costs can dramatically diminish returns over decades. Passive investing, through low-cost index funds, allows investors to keep more of their money and often experience better outcomes. The same is true for mutual fund commissions; with so many no-load, low-fee options available, there's little justification for paying unnecessary charges. 5. Mortgage Payoff Strategies Ramsey encourages paying off all debt, including mortgages, as quickly as possible and recommends only taking out 15-year mortgages. While debt freedom is a worthy goal, for many, low-interest mortgage debt (especially at rates under 5%) isn't necessarily worth rushing to eliminate. Investing surplus funds in the stock market historically yields higher returns than today's mortgage rates. Additionally, restricting home purchases to what's affordable on a 15-year mortgage makes homeownership unattainable for many. It's more beneficial to keep total debt payments below 35% of gross income and focus on long-term wealth accumulation. 6. Ditching Credit Cards? Ramsey's final controversial opinion is to avoid credit cards altogether and rely instead on cash or debit. While this is a great strategy for habitual overspenders or those burdened by credit card debt. However, for disciplined users, credit cards offer valuable perks, such as travel rewards and cash back, often up to 2% or more. These rewards, when paired with responsible habits (paying off balances monthly), can add up to significant savings without the risk of debt. Dave Ramsey has helped millions move toward better financial habits, but some of his advice may not serve everyone equally well. There's no one-size-fits-all approach to money. Evaluating your financial landscape and consulting with a fiduciary professional are key steps toward making smart choices that truly align with your goals and circumstances. Resources Mentioned Dave Ramsey's Website A Total Money Makeover by Dave Ramsey Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

You wash your hands… but did you really get them clean? You wiped down the package… but what if something invisible is still there? You tell yourself it's fine, yet your brain won't let it go. If that sounds familiar, you're not alone. In this episode of the OCD Whisperer Podcast, Kristina Orlova welcomes back Mike Parker, licensed clinical social worker and creator of the OCD Space YouTube channel, to explore the obsessive doubt that drives contamination fears—and the path out of its grip. Together, they dive into the complexities of inference-based cognitive behavioral therapy (ICBT) and how it helps those with OCD step out of fear-driven reasoning and back into reality. But how do you convince your mind to trust your senses when OCD keeps whispering “what if”? Whether it's worries about unseen germs on a park bench, contamination from a package, or the lingering fear of harming others through inaction, this conversation lays it bare. Mike and Kristina break down the difference between healthy caution and compulsive checking, and why the way we reason matters just as much as the content of our fears. They explore how OCD hijacks imagination and certainty, and why choosing functional certainty—the decision to act as if you're okay unless proven otherwise—can be a powerful turning point. Can you learn to trust your senses again? Or will your imagination keep calling the shots? Tune in and find out—this might just change how you see everything… especially what you can't see. Let's dive in!   In This Episode [00:00:03]  Introduction to the episode [00:00:53]  Understanding ICBT [00:01:08]  Discussion on contamination fears [00:02:13]  Addressing invisible threats [00:03:04]  Grounding in reality [00:06:37]  Healthy reasoning vs. OCD reasoning [00:10:21]  Living with possibility [00:12:06]  Inferential confusion in OCD [00:13:33]  Constantly thinking about the unseen [00:14:24]  Helping clients recognize reality [00:15:29]  The challenge of OCD as a competitor [00:16:50]  Understanding reality and OCD [00:18:48]  Trust and perception [00:19:30]  Reality sensing in CBT [00:20:43]  Behavioral change and CBT [00:21:58]  Individualized treatment approaches [00:23:01]  Possibility vs. sensory information [00:24:02]  Relying on senses [00:24:25] Closing remarks and resources Notable Quotes [03:04] "It's true our senses can't detect certain things, but we have ways of dealing with that. They're already established, you know, as far as hand washing routines or, you know, if it's a religious situation, how much you should pray, what rituals you should do." — Mike Parker [06:06] "Healthy reasoning is like, okay, I know the limitations of my senses. I know what information I have available, and then ultimately I'm gonna make that decision based on that." — Mike Parker [07:07] "If you really want to sit on park benches and stop doing that. Let's realize you don't have to actually concern yourself with what you can't." — Mike Parker [15:59] "So, right, what you're telling me basically, is you're walking down the street and you have no visible poop on you, and you don't smell poop on you, and you're thinking about poop. We gotta figure out what's going on there, because you don't do that anywhere else in life." — Mike Parker [21:58] "I'm open about my OCD. There's still a certain way I thought, and next thing you know, you're right back in this anxious state that just feels horrendous.'." — Kristina [23:12] "Even in an area where your senses can't detect anything, the reasonable, rational way to live is to do that functional certainty thing and just to assume you're okay." — Mike Parker Our Guest Mike Parker, LCSW, is a licensed clinical social worker and private practice therapist based in Pittsburgh, Pennsylvania. He specializes in treating obsessive-compulsive disorder (OCD) using cognitive-behavioral therapy (CBT) and inference-based cognitive therapy (I-CBT). As the host of the OCD Space YouTube channel, Mike is dedicated to educating individuals and mental health professionals on effective OCD treatment approaches. He is passionate about helping clients understand and overcome obsessional doubt while also training fellow therapists in evidence-based interventions. With a focus on empowering individuals to trust themselves and break free from the cycle of compulsions, Mike continues to be a leading voice in the OCD treatment community. Resources & Links Kristina Orlova, LMFT Instagram YouTube OCD CBT Journal Tracker and Planner Website Mike Parker Website  LinkedIn  YouTube Mentioned Cognitive Therapy for OCD I-CBT Training Online Sneaky Rituals with Jenna Overbaugh (https://www.korresults.com/sneakyrituals) ICBT with Kristina Orlova and Christina Ennabe (https://www.korresults.com/icbtmasterclass) Disclaimer Please note, while our host is a licensed marriage and family therapist specializing in OCD and anxiety disorders in the state of California, this podcast is for educational purposes only and should not be considered a substitute for therapy. Stay tuned for bi-weekly episodes filled with valuable insights and tips for managing OCD and anxiety. And remember, keep going in the meantime. See you in the next episode!

Send us a textSupplements are an important tool in today's world where our food has fewer nutrients than in the past, but taking them without understanding why or choosing low-quality brands can waste money and potentially harm health. We explore the top three mistakes people make with supplements and how to choose products that genuinely support your body's needs.• Mistake #1: Relying on supplements instead of focusing on a nutrient-dense diet and lifestyle changes• Mistake #2: Buying supplements without checking brand credibility – 4 out of 5 supplements from major retailers don't contain the herbs listed on labels• Mistake #3: Taking supplements without a clear reason or understanding if they're actually helping• Look for third-party certifications like NSF, GMP, ISO, or IFOS (for fish oil) when purchasing supplements• Consider working with a practitioner who can help identify what supplements will specifically support your needs• Use lab testing to make data-backed decisions about supplementation rather than guessingFREE RESOURCE DESIGNED FOR WOMEN IN SALESUnlocking Peak Performance: A Hormonal Guide for Women in Sales

Ready to maximize the ROI from your podcast… without littering it with ads? In this solo episode of The Kelly Roach Show, Kelly shares 5 proven strategies to help you start, grow, and monetize your podcast more effectively.  Whether you're just getting started or already have an established show, these actionable tips will show you how to turn your podcast into a profit center without relying on sponsorships. Kelly breaks down the exact methods she uses to generate revenue directly from her podcast while delivering an outstanding experience for her listeners, and how you can do the same. If you want to build deeper trust, create higher conversion rates, and get a bigger return on your content efforts, this episode is a must-listen! Key Takeaways: Mini-Series Launch Strategy: How to build a mini-series leading up to a launch that turns loyal listeners into high-converting buyers. Topic-Based ROI Episodes: Why treating your podcast like a mini-masterclass each month can drive more sales and engagement. Launch-Specific Bonus Episodes: Use targeted bonus episodes during launches to cross-pollinate your podcast and promotions for maximum reach. Mini Commercials That Convert: How to naturally weave product mentions into your content without disrupting the listener experience. Cross-Platform Integration: Why your podcast, social media, and email strategy must work together to amplify impact—and how to do it. Timestamps: 0:31 — Why Kelly doesn't prioritize sponsorships (and why you shouldn't either) 2:50 — Strategy 1: How mini-series boost conversion during launches 6:03 — Strategy 2: Turning your show into a masterclass with topic-based episodes 8:00 — Strategy 3: Launch-specific episodes to increase urgency and awareness 10:04 — Strategy 4: Crafting mini commercials that naturally drive sales 12:22 — Strategy 5: Interconnecting your podcast, email, and social media for maximum ROI 16:18 — Recap of all five strategies to start implementing now 17:40 — Special Call to Action: Help Kelly grow the show by leaving a review!   Resources: Apply for a Power Hour with Kelly — Get clarity, strategy, and results in just one high-impact session https://thekellyroach.com/power-hour  SUBSCRIBE TO THE KAIROS NEWSLETTER: Faith leadership strategies to bulletproof your business and life that are delivered to your inbox every Saturday morning. https://thekellyroach.com/kairosnewsletterorganic Follow Kelly on Instagram: https://www.instagram.com/kellyroachofficial/ Follow Kelly on Facebook: https://www.facebook.com/kelly.roach.520/  The Kelly Roach Show is your business podcast that gives you quick, actionable trainings for business growth, sales growth, and leadership. Kelly teaches about the entrepreneurial mindset and how to leverage building an unstoppable team with high performance strategies for rapid and sustainable business growth.  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2960: Steve Pavlina emphasizes the importance of developing self-accountability as a foundation for lasting discipline and personal growth. Relying too heavily on external systems can lead to collapse when those supports disappear, whereas internal commitment builds character and long-term freedom. Read along with the original article(s) here: https://stevepavlina.com/blog/2020/05/self-accountability/ Quotes to ponder: "Ultimately you want to be accountable to yourself first and foremost, not to a buddy, team, company, organization, app, or external entity." "I like holding myself accountable to my future self. I know that I'll be my future self someday, so my loyalty is to him." "No accountability buddy got me out of bed at 4:30 this morning. No one pushed me to run for an hour, then do yoga." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2960: Steve Pavlina emphasizes the importance of developing self-accountability as a foundation for lasting discipline and personal growth. Relying too heavily on external systems can lead to collapse when those supports disappear, whereas internal commitment builds character and long-term freedom. Read along with the original article(s) here: https://stevepavlina.com/blog/2020/05/self-accountability/ Quotes to ponder: "Ultimately you want to be accountable to yourself first and foremost, not to a buddy, team, company, organization, app, or external entity." "I like holding myself accountable to my future self. I know that I'll be my future self someday, so my loyalty is to him." "No accountability buddy got me out of bed at 4:30 this morning. No one pushed me to run for an hour, then do yoga." Learn more about your ad choices. Visit megaphone.fm/adchoices

North Korean soldiers are fighting and dying in combat in Ukraine. Ukrainian intelligence estimates about 60% of the shells fired by the Russian army were provided by North Korea. What does it say about Vladimir Putin that he had to turn to Kim Jong Un for help?Writer: Matt Russell with additional reporting by Nina Kuryata and Claudia Williams.Producer: Rebecca MooreHost: Tomini BabsPhotography: Joe MeeExecutive Producer: Rebecca Moore Hosted on Acast. See acast.com/privacy for more information.

In this hour, Adam Crowley, Dorin Dickerson and Pat Bostick continue to react to the first round of the NFL Draft! Also, Chris Carter from The Pittsburgh Post-Gazette comes on The Fan Hotline. April 25, 2025, 8:00 Hour

Relying on willpower alone keeps you stuck in burnout and self-sabotage. In this episode, discover why willpower doesn't work—and what actually does. Learn proven strategies to build unshakable self-discipline, boost self-confidence, and create lasting self-esteem without the struggle.Are you a driven man stuck in the same self-sabotaging cycles—personally or in your business/career? If you're tired of the emotional rollercoaster and ready to break through, I'm opening just 3 spots in my 1:1 Founder Program at a special offer.Message me the word "growth" on any of my socials or email below to apply and level up your mindset, confidence, and business / career results. Limited time and spots.Connect with me:Instagram:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠jonnycpardoe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠jonnycpardoe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTik:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠jonnycpardoe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jonny Pardoe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠E-mail: coaching@jonnypardoe.com

Dwyane Wade is one of the greatest NBA players of all time. The thirteen-time all-star player won three championships during his time in the league. In the six years since his retirement, he's focused on his family and philanthropy, working with the Wade Family Foundation to support communities in need. Wade opened up to Hoda on how he fell in love with basketball, his decision to retire, and his battle with cancer.

In this message, we focused on the importance of intimacy with God, trusting in His guidance, and relying on Christ's power rather than our own abilities. Through various biblical passages, we explored God's love, forgiveness, and the call for believers to let Christ dwell within them, avoiding corrupt communication and worldly distractions. The conversation concluded with reflections on God's unwavering support throughout life and the vital practice of seeking His counsel in secret.

Send us a textSuccess. It's a word we hear all the time, but what does it really mean, and more importantly, who gets to define it? In this introspective and empowering episode, I'm breaking down how we often measure success by external markers, like praise, promotions, and popularity, and how that can lead to burnout, anxiety, and imposter syndrome. Together, we'll explore what it means to move beyond external validation and redefine success on your own terms. Let's shift from chasing approval to cultivating purpose, joy, and self-trust.What You'll Learn:Why traditional markers of success often lead to burnout or self-doubtHow to identify your personal definition of successThe importance of internal validation, and how to cultivate itHow values, boundaries, and self-compassion create authentic successKey Takeaways:External validation fades, internal peace lasts – Relying on others' approval is fleeting. Learn to build success from within.Your values should lead the way – Aligning your goals with what matters most to you creates lasting fulfillment.Self-compassion is a success skill – Growth isn't linear. Be gentle with yourself when things don't go as planned.Comparison steals your joy – Your journey is your own. Real success means honoring your pace and progress.Call to Action:Take a few moments today to reflect: What does success mean to me, outside of other people's opinions? Journal it, share it, or just sit with it. And if this episode spoke to you, share it with a friend or tag us @GingerBiz on Instagram. Let's start redefining what success really looks like together.Listen on: Apple Podcasts, Spotify, and more.______________________________You can find me here:Instagram: @gingerbizWebsite: https://www.katymurrayphotography.com/Facebook: https://www.facebook.com/groups/TipsandTricksforyourbusinessX: https://twitter.com/GingerBizKMLinkedIn: https://www.linkedin.com/in/katy-murray-ginger-biz/

#357 In part three of a four-part series, Justin Williams brings back digital entrepreneur Matt Radd to delve into the specifics of buying, fixing, flipping, or holding websites for wealth creation and long-term cash flow. (Original Air Date - 3/13/24) What we discuss with Matt: + The Importance of Testing and Adjusting in Business + Monetizing Websites: Starting Simple + The Power of Affiliate Marketing with Amazon + Expanding Affiliate Marketing Strategies + Success Stories and Tips for Affiliate Marketing + The Importance of Building Relationships in Affiliate Marketing + The Potential of Information Products and Creating Your Own Course + Exploring Different Niches for Affiliate Marketing + The Value of Learning to Build a Website + Building a Passion-Driven Website: A Real-Life Example + Exploring Niche Opportunities in Sports + The Importance of Having a Blog + The Power of Instagram and its Limitations + The Value of Owning Your Online Asset + The Role of Keyword Research in Building a Website + The Importance of WordPress Over Other Website Builders + The Risks of Relying on Wix and Other Similar Platforms + The Power of Networking and Community in Building a Successful Website Links and resources from this episode: AdSense WordPress Amazon Affiliate Google Trends MattandLizRaad.com Thank you, Matt! A BIG Thank you to Matt and Liz Raad for sponsoring today's episode! To connect with Matt on LinkedIn, click here! For more information go to MillionaireUniversity.com To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices

Introducing my new program, "Activating Time Abundance," featuring ten short audio lessons designed to transform your relationship with time. Grab it now for just $33!The Importance of Self-CareIn our fast-paced lives, especially with family and work responsibilities pulling us in multiple directions, it's easy to neglect our own needs. But self-care is not a luxury—it's a necessity. Many women face common mistakes that keep them from carving out precious time for themselves. Let's explore the three key mistakes that hinder women from embracing periods of rejuvenation, joy, and productivity. Mistake #1: Believing Disempowering Thoughts- Are you held back by limiting beliefs like “I'm too busy” or “It's selfish to care for myself”? It's time to challenge these notions. Learn how societal narratives have conditioned us to prioritize others over ourselves, and why defining boundaries is crucial for your well-being.Mistake #2: Trying to Do It All- Are you spread too thin? This mistake often leads to burnout. Prioritizing what truly makes you happy is essential. Understand how valuing rest as part of productivity nurtures your energy and creativity.Mistake #3: Relying on External Systems- Think a new planner or the latest app will resolve your time woes? Think again! The key lies in questioning your mindset and moving away from the pursuit of perfection. Learn to embrace your unique rhythm for time management.Key Takeaways:- **Self-awareness is Power:** Start each day with reflection. Just 15 minutes can have a rejuvenating impact on your mindset and overall productivity.- **Embrace the 80-20 Rule:** Focus on the 20% of activities that yield 80% of your happiness. Avoid busy work that drags you down; engage with what sparks joy instead.- **Planning is Essential:** Break the chaotic cycle of busy-ness. Effective planning is more than a checklist; it sets the stage for focusing on what matters most, reducing feelings of overwhelm.Together, we'll challenge the notion that busyness equates to worthiness and instead highlight the importance of self-care, ease, and mindful living.Thank you for listening! Don't forget to sign up for "Activating Time Abundance" and stay tuned for more insights to help you reclaim your time and elevate your life.Click here to get on the waitlist for The Pleasure Project Program

The Pirates will play the Angels and Dodgers this week in LA. Ben Cherington shared that history tells them when a player hits the ball hard and to certain spots but it results in an out, the numbers will even out and result in hits. Joe thinks what's more predictive than past performance?

Hour 2 with Bob Pompeani and Joe Starkey: The Pirates' offense continues to struggle. Ben Cherington said there are surface level stats that show the Pirates are performing below what they think they'll be. The Pirates need to be a small ball team that knows how to bunt and move a runner over.

✏️PLEASE LEAVE A REVIEW! Call 303-578-0618 and leave a voicemail with your questions and I'll respond to them on a future episode!To learn more about my FRCA program to become a Certified Relationship Coach click here!

Dukes and Bell briefly react to listeners hitting them up on social media who believe Mike is taking shots at Alex Anthopoulos, to which they share their thoughts on why they believe ultimately the Braves President of Baseball Operations as overall done well with constructing the roster by bring players up through the farm system, however they do believe there is room to question if Anthopoulos has missed the mark by not bringing in a big name players to boost the roster.

In this episode, Rabbi explains the transformative power of living from the inside out. Through an engaging story, Rabbi shows us how he discovered that we can use our supernatural abilities. This episode empowers you to harness your inner strength. Rabbi Schneider invites you to join him in unlocking the secrets of the Spirit and understanding the Knower within. In this episode, he reveals how to let go of intellectual understanding and instead connect with God's divine presence. He shares his unique insights on how to make the connection and receive divine guidance.   Visit our website at DiscoveringTheJewishJesus.com

In this up-close-and-personal episode, Victoria shares exciting updates about the Choose to Think Ministries, including a revamped website and a new podcast series focused on self-control. She reflects on personal experiences with family, the challenges of fear, and the importance of mindset in overcoming life's obstacles. Victoria emphasizes the power of surrendering control to God and the significance of renewing your mind to foster resilience and joy. The conversation culminates in encouragement for you to embrace your journeys and trust in God's guidance.TAKEAWAYSThe website for Choose 2 Think Ministries has been revamped for clarity. It's clean and minimalistic - take a look!A new podcast series on self-control is launching soon.Personal experiences with family highlight the importance of relationships.Creating a 'can control, can't control' list helps manage fear.Will the Camino de Santiago trip be a spiritual journey for renewal? Join Patreon to find out!Resilience is key in rebuilding after life's storms.Mindset plays a crucial role in both sports and life.Choosing to think positively can transform your experiences.Surrendering control to God is essential for peace.Community support is vital during challenging times.Revamping the Choose 2 Think Inspirational Podcast main siteEmbracing Self-Control: A New SeriesSound Bites"Every storm runs out of rain.""God is with you in the storm.""It's not over. It is not over."Chapters00:00 Website Revamp and Podcast Updates03:01 Journey to Self-Control07:14 Personal Reflections on Family and Fear09:51 Managing Worry and Anxiety12:31 Spiritual Reset and Life's Challenges16:51 Finding Hope in the Storms of Life19:25 Mindset in Sports and Life22:01 Choosing to Think and Transforming Thoughts25:12 Relying on God and Moving ForwardCONNECT WITH VICTORIA:*NEW RELEASE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Pickleball Passion A Marriage Devotional: 21 Days to a Stronger Connection on and off the Court⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://amzn.to/48wnvaV*⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CHOOSE 2 THINK 365-DAY DEVOTIONAL⁠⁠⁠⁠⁠⁠:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3Hcl7v1*⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠CHOOSE 2 THINK JOURNAL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: https://amzn.to/3WvinNDEMAIL: choose2think@gmail.com ⁠⁠WEBSITE:⁠⁠ www.choose2think.co⁠⁠MENTORING:⁠⁠ www.choose2think.co/coaching.html ⁠⁠YOUTUBE:⁠⁠ www.youtube.com/channel/UCz8Z2B9TtXvWn0RKelVY5DQ ⁠⁠FACEBOOK:⁠⁠ www.facebook.com/groups/choose2think⁠⁠INSTAGRAM⁠⁠: www.instagram.com/victoriadwalkerlydon/*When you click on these Amazon affiliate links, I may earn a teeny commission from qualifying purchases at no extra cost to you. Thank you for your support!DISCLAIMER: The Choose 2 Think Inspirational Podcast is for educational and entertainment purposes only. Please consult your physician or doctor for all medical advice and counsel.Send in a voice message: https://podcasters.spotify.com/pod/show/victoria-d-lydon/message⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SUPPORT CHOOSE 2 THINK MINISTRIES AND PODCAST HERE:⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PATREON: Patreon.com/Choose2Think

In today's episode, Gina discusses letting go of what-if questions, particularly in the context of other people's thoughts.  It is very important to remember that we are not capable of reading others minds, at least not in any concrete sort of way.  Relying on other people's speech rather than what we think their thoughts may be will help ground us and lead to more personal security and less anxiety.  Listen in for suggestions on how to do this today! Please visit our Sponsor Page to find all the links and codes for our awesome sponsors! https://www.theanxietycoachespodcast.com/sponsors/  Thank you for supporting The Anxiety Coaches Podcast.  FREE MUST-HAVE RESOURCE FOR Calming Your Anxious Mind 10-Minute Body-Scan Meditation for Anxiety  Anxiety Coaches Podcast Group Coaching link ACPGroupCoaching.com To learn more, go to: Website https://www.theanxietycoachespodcast.com Join our Group Coaching Full or Mini Membership Program Learn more about our One-on-One Coaching  What is anxiety?  Find even more peace and calm with our Supercast premium access membership: For $5 a month, all episodes are ad-free! https://anxietycoaches.supercast.com/ Here's what's included for $5/month: ❤ New Ad-Free episodes every Sunday and Wednesday ❤ Access to the entire Ad-free back-catalog with over 600 episodes ❤ Premium meditations recorded with you in mind ❤ And more fun surprises along the way! All this in your favorite podcast app! Quote: You probably wouldn't worry about what people think of you if you could know how seldom they do! –Olin Miller Chapters 0:26 Introduction to Fears 4:04 Overcoming Fears 6:50 Mind Reading Dangers 9:51 Importance of Self-Compassion 14:34 Embracing Self-Acceptance Summary In this episode, I delve into the pervasive issue of fearing other people's opinions and how it can impact our sense of self and well-being. I start by emphasizing the importance of acknowledging this fear and how it often manifests when we're feeling less confident. A poignant quote from Elsa Joy Bailey sets the tone: "Don't let other people's opinions burn holes in your dreams." This sentiment encapsulates the struggle of letting external judgments overshadow our true aspirations and desires. I explore the different ways this fear can be expressed, particularly through habits like closing down and suppressing our true selves. It's essential to recognize that our fears influence a myriad of our daily interactions and decisions. Often, this results in a cycle of people-pleasing behavior that doesn't serve us. As we move towards self-acceptance and valuing our own opinions, we may face pushback from those in our lives who are accustomed to our previous tendencies. I reassure listeners that it's perfectly valid to prioritize one's own voice over the expectations or preferences of others. I introduce three actionable strategies designed to help listeners stop fearing other people's opinions. The first method involves letting go of what I call "what if" questions, which can easily spiral into negative thinking. By consciously recognizing these queries—like “What if they don't like me?”—we can challenge ourselves to consider more positive alternatives and relinquish control over what is ultimately outside of our purview. #fearofopinions #anxiety #socialanxiety #selfacceptance #selfcompassion #mindreading #whatifquestions #criticalselftalk #personaldevelopment #mentalhealth #emotionalwellbeing #anxietycoach #overcomingfear #stopcaring #selflove #innerstrength #emotionalfreedom #personalgrowthjourney #mindfulness #wellbeing #mentalwellness #vulnerabilityisstrength #authenticity #liveyourtruth #ACP #GinaRyan #AnxietyCoachesPodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

  The Ruckus Report Quick take: In a system built for efficiency rather than connection, Dr. Godfrey shows how one district is creating space for what truly matters—from targeted reading interventions to wellness days for staff—proving that even large districts can make the human element their highest priority. Meet Your Fellow Ruckus Maker Dr. Anthony Godfrey is the Superintendent of Schools for Jordan School District in Utah, overseeing 58,000 students and 9,000 employees. Appointed superintendent in 2019, he brings 31 years of experience in the district, having served as an English teacher, assistant principal, principal, and administrator of schools. Dr. Godfrey holds a Bachelor's in English Teaching and French from Weber State University, along with a Master's Degree and Doctorate from the University of Utah. He hosts the popular "Jordan Supercast" podcast, using his platform to connect directly with his community. Breaking Down the Old Rules

Welcome to the Grow Your Biz without Social virtual event (April 14-18). Once talks are released, they will be available through April 20 on the podcast. New talks released each day throughout the event! Need to register still or want to share with a friend? (lots of goodies included in the event!)

If you're a founder doing at least $3M/year in sales, check out Hampton: https://www.joinhampton.com/.Mike Brown built an oil & gas empire, scaled his net worth to nearly $20 million, but ended up cash poor, losing $1.8M in a failed bet, and borrowing money from his wife to pay taxes. Now, he's rebuilt his fortune, redefined what wealth really means, and is living a life designed around freedom, not just big numbers.Here's what we talk about:How Mike went from $2K in his bank account to making millions in oil & gas dealsThe "gold rush" mentality that led him to reinvest everything and regret itWhy he thought $100M was the magic number (it wasn't)The dangers of illiquid assets and chasing wealth at all costsLosing $1.8M on a distressed e-commerce acquisition How divorce and bad bets forced a complete financial rethinkMike's personal framework for financial freedom (12 months of liquidity, 5–7 years cash cushion, escape velocity)Why liquidity and cash flow > net worthHis full portfolio breakdown today: fixed income, oil & gas, index funds, and zero angel investingThe mindset shift: from "grow at all costs" to "invest for safety and joy"What it really feels like to sell your Lamborghini and love itHow he's building a life he never wants to retire from — and helping other founders do the sameCool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Mike's Wealth Business https://unbreakablewealth.com/Chapters:(00:00) Introduction to Mike Brown's Financial Journey(02:36) Mike's Early Life and Money Lessons(05:07) Navy to Entrepreneurship: The Million Dollar Deal(07:24) The Gold Rush: Rapid Wealth Accumulation(16:54) The Downfall: Divorce and Financial Struggles(19:23) The E-commerce Disaster: Losing It All(22:28) Rebuilding and Relying on Support(24:55) Rebuilding with Cash Flow(25:42) Lessons from Failure(27:02) Current Portfolio Strategy(28:41) Cash Flow and Investments(31:11) Financial Freedom Levels(33:53) Personal Monthly Burn and Joy(36:17) Redefining Wealth and Happiness(42:12) The Irony of Wealth(47:24) Final Takeaways and CommunityThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances.Inspired by real conversations happening in the Hampton community.Your Host: Harry MortonFounder of Lower Street, a podcast production company helping brands launch and grow top-tier podcasts.Co-parents a cow named Eliza. 

There's been a lot of buzz—and confusion—about the new Keto-CTA study, examining plaque progression in Lean Mass Hyper-Responders (LMHRs).Much of the social media debate has centered on whether high LDL on keto is safe or dangerous, driven largely by how to interpret the supplemental table comparing this study to others on LDL and plaque progression.In this episode of the Metabolic Mind Podcast, we sit down with Dr. Matthew Budoff, a world-renowned cardiologist, cardiac CT researcher, and the study's lead investigator, to discuss the the supplemental table, what the plaque markers mean, and how this fits into the discussion of high- vs -low-risk plaque progression.In this episode, we cover:✅ What PAV (Percent Atheroma Volume) is, what it actually measures, and why it matters✅ Why a 50% increase in plaque may sound scary, but can be deceiving✅ The difference between “treatment-naive” and “treated” participants✅ What the Miami Heart Study comparison reveals about keto, LDL, and plaque✅ Why LDL alone may not tell the whole story about heart disease risk✅ How some high-risk individuals may still benefit from statins and other therapiesThis study doesn't answer whether keto causes heart disease or not. Instead, it shows that high LDL on a ketogenic diet is not a reliable predictor of plaque progression across all individuals. What is predictive? The presence of existing plaque.