Podcast appearances and mentions of Suze Orman

Think reverse mortgages are a last resort or a financial trap? Think again! In this eye-opening episode, mortgage expert Kevin Guttman debunks common myths, reveals the hidden advantages of reverse mortgages, and explains how seniors can unlock financial freedom, boost their retirement income, and even help their loved ones—all while living in the home they love.   In this episode of the Registered Investment Advisor Podcast, Seth Greene speaks with mortgage expert and author Kevin Guttman. He shatters common misconceptions about reverse mortgages, explaining how they can be a powerful tool for financial security, retirement planning, and even wealth-building. As the author of Reverse Mortgage Revolution and Reverse Mortgage Changed My Life, Kevin shares expert insights on how seniors can turn home equity into a strategic asset—without the financial pitfalls that so-called experts like Dave Ramsey and Suze Orman warn against.   Key Takeaways: → Why Dave Ramsey and Suze Orman are wrong about reverse mortgages. → How reverse mortgages are not considered income. → Why reverse mortgages boost purchasing power. → How a reverse mortgage can help stabilize financial security. → How heirs should handle repayment of reverse mortgages.   ​Kevin Guttman is a seasoned mortgage professional specializing in reverse mortgages, dedicated to helping seniors achieve financial stability and peace of mind. With a deep understanding of the unique needs of retirees, Kevin offers personalized solutions that empower clients to access their home equity while maintaining ownership of their homes. His commitment to ethical practices and client education has made him a trusted advisor in the industry. Through his work, Kevin strives to provide financial freedom and improved quality of life for the senior community.   Connect With Kevin: Kevin Guttman X Facebook LinkedIn   Learn more about your ad choices. Visit megaphone.fm/adchoices

Think reverse mortgages are a last resort or a financial trap? Think again! In this eye-opening episode, mortgage expert Kevin Guttman debunks common myths, reveals the hidden advantages of reverse mortgages, and explains how seniors can unlock financial freedom, boost their retirement income, and even help their loved ones—all while living in the home they love. In this episode of Sharkpreneur, Seth Greene speaks with mortgage expert and author Kevin Guttman. He shatters common misconceptions about reverse mortgages, explaining how they can be a powerful tool for financial security, retirement planning, and even wealth-building. As the author of Reverse Mortgage Revolution and Reverse Mortgage Changed My Life, Kevin shares expert insights on how seniors can turn home equity into a strategic asset—without the financial pitfalls that so-called experts like Dave Ramsey and Suze Orman warn against.   Key Takeaways: → Why Dave Ramsey and Suze Orman are wrong about reverse mortgages. → How reverse mortgages are not considered income. → Why reverse mortgages boost purchasing power. → How a reverse mortgage can help stabilize financial security. → How heirs should handle repayment of reverse mortgages.   ​Kevin Guttman is a seasoned mortgage professional specializing in reverse mortgages, dedicated to helping seniors achieve financial stability and peace of mind. With a deep understanding of the unique needs of retirees, Kevin offers personalized solutions that empower clients to access their home equity while maintaining ownership of their homes. His commitment to ethical practices and client education has made him a trusted advisor in the industry. Through his work, Kevin strives to provide financial freedom and improved quality of life for the senior community.   Connect With Kevin: Kevin Guttman X Facebook LinkedIn   Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's episode of The Power of Zero Show looks at a recent podcast episode in which Suze Orman recommended having three to five years of living expenses in cash during retirement. Experts have long debated the rate at which retirees can draw down their assets while maintaining a high likelihood of not running out of money before they die. Since the early ‘90s, the gold standard for sustainable distributions has been the 4% Rule. According to the 4% Rule, whether the market goes up or down, you can reliably withdraw 4% each year with high confidence that you won't outlive your money. David McKnight points out that Orman's advice – keeping money in a volatility buffer account – is at odds with her stance on sustainable withdrawal rates. For Suze Orman, you shouldn't be taking 4% withdrawals from your retirement portfolio. Instead, she recommends a 3% distribution rate. Studies show that if you withdraw only 3%, regardless of market conditions, you have a near 100% chance of never running out of money. David believes that by promoting the 3% rule AND encouraging people to keep 3-5 years of living expenses in a savings account, Suze Orman is doing a disservice to her listeners. The first problem with Orman's advice is that, while she got the volatility buffer concept right, she failed to adjust her sustainable withdrawal rate accordingly. Following Orman's approach could result in massive loss of purchasing power by keeping a significant portion of your net worth in a low-yielding savings account over an extended period. David explores whether there's a “safe and productive” way to grow your money during retirement. Cash value life insurance, specifically in the form of Indexed Universal Life (IUL), is a financial vehicle that protects against market loss and grows at a rate of 5-7% (net of fees) over time – within a tax-free environment. David wraps up with some final words of advice for Suze Orman.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Suze Orman's Podcast

A few months into Lindsay Jill Roth's transatlantic courtship with a handsome Englishman she'd dubbed "the Brit," he made an off-hand comment that hit her like a gut punch: "But I don't know you well enough yet." Despite hours on FaceTime and a series of swoon-worthy dates in London and New York, she reluctantly realized that he was right: they didn't know each other very well. And their budding relationship, while certainly romantic, was hardly practical. In an age of increasingly impersonal dating-where "ghosting" is the norm and "situationships" abound-how do you actually get to know someone? How do you get off the hamster wheel of first date after first date and advance a relationship along the path to commitment?Enter Romances & Practicalities: A Love Story (Maybe Yours!) in 250 Questions (William Morrow; on sale January 28, 2025), which delivers an unputdownable blend of personal storytelling and research-backed self-help, including 250 questions spanning a dozen essential categories-from money to children to chores to sex-designed to help readers assess compatibility with a potential or current partner, initiate tricky conversations with grace, and build stronger, deeper relationships. Lindsay weaves those questions with stories from real-life couples, as well as guidance from a range of experts, including author and psychotherapist Lori Gottlieb, the "holistic psychologist" Dr. Nicole LePera, Dr. Mark Hyman, sex therapist Dr. Emily Morse, the "Sleep Doctor" Michael Breus, People magazine's "Sexiest Veterinarian Alive" Dr. Evan Antin, Suze Orman, David Kessler, Barbara Corcoran, and many more.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.

On this episode of Retirement Coffee Talk, we look at advice from Kevin O’Leary, Mark Cuban, and Suze Orman. Is there anything here you can use? Like this episode? Hit that Follow button and never miss an episode!

Chris's Concise Summary: Jim and Chris examine a recent Suze Orman article on inherited IRA rules, identifying key errors that could mislead readers. They clarify the nuances of the 10-year rule, explain how the required beginning date determines whether annual RMDs are necessary and why Roth IRAs don't have required minimum distributions. The guys also […] The post False Facts and Real Consequences: EDU #2509 appeared first on The Retirement and IRA Show.

A few months into Lindsay Jill Roth's transatlantic courtship with a handsome Englishman she'd dubbed "the Brit," he made an off-hand comment that hit her like a gut punch: "But I don't know you well enough yet." Despite hours on FaceTime and a series of swoon-worthy dates in London and New York, she reluctantly realized that he was right: they didn't know each other very well. And their budding relationship, while certainly romantic, was hardly practical. In an age of increasingly impersonal dating-where "ghosting" is the norm and "situationships" abound-how do you actually get to know someone? How do you get off the hamster wheel of first date after first date and advance a relationship along the path to commitment?Enter Romances & Practicalities: A Love Story (Maybe Yours!) in 250 Questions (William Morrow; on sale January 28, 2025), which delivers an unputdownable blend of personal storytelling and research-backed self-help, including 250 questions spanning a dozen essential categories-from money to children to chores to sex-designed to help readers assess compatibility with a potential or current partner, initiate tricky conversations with grace, and build stronger, deeper relationships. Lindsay weaves those questions with stories from real-life couples, as well as guidance from a range of experts, including author and psychotherapist Lori Gottlieb, the "holistic psychologist" Dr. Nicole LePera, Dr. Mark Hyman, sex therapist Dr. Emily Morse, the "Sleep Doctor" Michael Breus, People magazine's "Sexiest Veterinarian Alive" Dr. Evan Antin, Suze Orman, David Kessler, Barbara Corcoran, and many more.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-like-it-s-live--4113802/support.

Today's episode is a podcast guest interview David McKnight did for Josh Jalinski's The Financial Quarterback Podcast. David gives Josh's audience a quick bio that spans from his early days in the financial services space in 1997 all the way to his latest book The Guru Gap. The premise of The Guru Gap is the difference between the 1990s when people had very few options to vet out financial planning advice and today, where they have plenty of ways to vet out. Nowadays, whenever David makes a financial recommendation, 90% of his clients take to the internet to vet that recommendation. In The Guru Gap, David focuses on financial gurus Dave Ramsey, Suze Orman, Ken Fisher, Clark Howard, and Ramit Sethi – and their advice. Since financial gurus aim at taking important and complex financial principles and distilling them down into 10-second sound bites, they tend to give short shrift to a lot of details David's clients would need to protect and grow their retirement savings. The #1 goal most Americans have is to have their money last as long as they do. Financial gurus have had an adversarial stance toward financial planners like David and Josh Jalinski. Some of David's clients who seem to put more stock into what these gurus have to say tend to forget that their advice typically isn't undergirded by math and actuarial science… Josh Jalinski shares a couple of stories that really tick him off when it comes to financial gurus and the consequences of their advice. David believes that America is better off with people like Dave Ramseys and the like in it than without them. “If you're making $50,000 and spending $60,000 Dave Ramsey is precisely the person you should be talking to,” says David McKnight. David sees people like Dave Ramsey be “good for bad investors, and bad for good investors”. Wade Pfau thinks that following Ramsey's advice of taking 8% withdrawal rates on your assets in retirement and putting 100% of your allocation in stocks, you'll run out of money in advance of life expectancy 63% of the time. David touches upon the so-called Dave Ramsey circle of poverty: he gets you out of debt on the road to financial success, and then he promptly bankrupts you by taking an 8% withdrawal rate. Josh shares his thoughts on Dave Ramsey and explains that some people never save. Citing former Comptroller General David Walker and Penn Wharton David talks about what could be waiting for the U.S. in the near future. David gives out a couple of reasons why you should think about doing a Roth conversion. David and Josh talk about saving future taxes when someone passes away.  A key question to ask yourself: Why not pay the tax today at 22% or 24%, so that your kids can inherit that money tax-free regardless of when they liquidate it? David reveals that, because of The Guru Gap, he has received a cease and desist from one of the financial gurus mentioned in the book. Josh and David dissect “the Ken Fisher approach” – including its key flaws and shortcomings. In Josh's opinion, one of the negative traits of financial gurus is their lack of availability for debate. For David, the least expensive way to purge the longevity risk from your portfolio is an annuity. Josh and David bring up financial advisors dispensing advice on TikTok into the conversation. The overwhelming amount of tips shared by gurus leads to people making bad decisions or not making a decision at all.  Of the five financial gurus mentioned in The Guru Gap, Suze Orman (the only CFP of that group) is the one David McKnight likes the most, also because her advice is most in line with the mainstream financial planning consensus. Ramit Sethi is the financial guru that seems to have the most adversarial approach toward financial planners. David used to be a fan of Clark Howard who now has a strong opinion about cash-value life insurance and fixed-income annuities. David lists steps people should be taking with their money from a tax and retirement perspective. According to David, if ever there were a time in the history of our country to be undertaking a Roth conversion, it's over the course of the next nine years. Josh and David discuss a balanced financial plan that includes annuities to counter longevity risks, insurance to protect one's family, money as a volatility buffer, equities to beat inflation, some Bitcoin, a little gold, and cash for emergencies.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Josh Jalinski, The Financial Quarterback Al Gore Dave Ramsey Suze Orman Ken Fisher Clark Howard Ramit Sethi How to Get Rich (Ramit's Netflix special) I Will Teach You to Be Rich: No Guilt. No Excuses. Just a 6-Week Program That Works by Ramit Sethi  Tony Robbins Financial Peace University Wade Pfau How to Spot a False Prophet in the World of Finance (episode of The Financial Quarterback) David Walker Penn Wharton DOGE – Department of Government Efficiency Elon Musk Vivek Ramaswamy Tom Hegna American Equity Investment Life Insurance (AEL) Chris Hogan Bill Gross MSCI World Index Michael Finke David Blanchett The White Coat Investor Grant Cardone Humphrey Yang Tori Dunlap Jeremy Schneider Tiffany Aliche Anthony O'Neal Dasha Kennedy Graham Stephan Delyanne Barros ChatGPT Ernst & Young's study on life insurance and annuities Dalbar QAIB Donald Trump Maya MacGuineas Committee for a Responsible Federal Budget Buckley Broadcasting iHeartMedia

How to FlowDream with Summer McStravick For over two decades, Summer has been practicing a powerful technique for manifesting and inner healing that she accidentally pioneered more than 20 years ago. Her method, known as Flowdreaming, has grown into an unexpected phenomenon, with a following of over 180,000 people. Through word of mouth, referrals, and client recommendations, Flowdreaming has quietly yet profoundly expanded its reach, becoming a trusted practice for many seeking transformation. Summer never anticipated or planned for this level of growth. She often expresses her deep gratitude for the journey and the way Flowdreaming has touched so many lives. Twenty years ago, Summer was balancing a demanding career with raising two young children. She managed a major division at a large corporation, where she created hayhouseradio.com and launched some of the first podcasts and webinars in the world. She consistently received top performance reviews and had the privilege of working directly with luminaries like Louise Hay, Dr. Wayne Dyer, Suze Orman, Gregg Braden, Marianne Williamson, and Jerry and Esther Hicks (Abraham). Life during this time was both busy and fulfilling. However, life took an unexpected turn. Summer faced a series of challenges, starting with the loss of her dream job. She was later diagnosed with a painful inflammatory disease and, at a young age, Stage 2 breast cancer that had spread, leaving her with lifelong complications. Alongside these personal battles, she experienced significant loss within her circle of loved ones due to cancer, and eventually, her children grew up and left home. Despite these profound challenges, Flowdreaming remained a steadfast part of Summer's life. More than just a technique, it became her practice, devotion, and modality for healing—a life-changing manifesting method that continues to inspire and support countless others. #PersonalDevelopment #EmpowerYourself #SpiritualGrowth #SelfHealing #Mindsetshift Body Transformation System! https://modere.io/NbOyU2 https://calendly.com/rebeccaelizabethwhitman/breakthrough Mindset Manifestation Mastermind in Playa Del Carmen, Mexico https://wellnessmarketingltd.com/mindset-manifestation-mastermind/ To learn more about Rebecca… https://www.rebeccaelizabethwhitman.com/#home https://everydaywomantv.com/tv_shows/the-balanced-beautiful-and-abundant-show/   Follow Apple PodcastsSpotifyAmazon MusicRSS Feed   Channel(s):  The Biz World Channel  THE EMBC NETWORK  THE GLAMOUR CHANNEL  The iHealth Channel  THE PODCASTERS CHANNEL boxcast.tv Link: https://boxcast.tv/view/how-to-flowdream-with-summer-mcstravick-ocepss1al4zmfntg8vyz

How to FlowDream with Summer McStravick For over two decades, Summer has been practicing a powerful technique for manifesting and inner healing that she accidentally pioneered more than 20 years ago. Her method, known as Flowdreaming, has grown into an unexpected phenomenon, with a following of over 180,000 people. Through word of mouth, referrals, and client recommendations, Flowdreaming has quietly yet profoundly expanded its reach, becoming a trusted practice for many seeking transformation. Summer never anticipated or planned for this level of growth. She often expresses her deep gratitude for the journey and the way Flowdreaming has touched so many lives. Twenty years ago, Summer was balancing a demanding career with raising two young children. She managed a major division at a large corporation, where she created hayhouseradio.com and launched some of the first podcasts and webinars in the world. She consistently received top performance reviews and had the privilege of working directly with luminaries like Louise Hay, Dr. Wayne Dyer, Suze Orman, Gregg Braden, Marianne Williamson, and Jerry and Esther Hicks (Abraham). Life during this time was both busy and fulfilling. However, life took an unexpected turn. Summer faced a series of challenges, starting with the loss of her dream job. She was later diagnosed with a painful inflammatory disease and, at a young age, Stage 2 breast cancer that had spread, leaving her with lifelong complications. Alongside these personal battles, she experienced significant loss within her circle of loved ones due to cancer, and eventually, her children grew up and left home. Despite these profound challenges, Flowdreaming remained a steadfast part of Summer's life. More than just a technique, it became her practice, devotion, and modality for healing—a life-changing manifesting method that continues to inspire and support countless others. #PersonalDevelopment #EmpowerYourself #SpiritualGrowth #SelfHealing #Mindsetshift Body Transformation System! https://modere.io/NbOyU2 https://calendly.com/rebeccaelizabethwhitman/breakthrough Mindset Manifestation Mastermind in Playa Del Carmen, Mexico https://wellnessmarketingltd.com/mindset-manifestation-mastermind/ To learn more about Rebecca… https://www.rebeccaelizabethwhitman.com/#home https://everydaywomantv.com/tv_shows/the-balanced-beautiful-and-abundant-show/   Follow Apple PodcastsSpotifyAmazon MusicRSS Feed   Channel(s):  The Biz World Channel  THE EMBC NETWORK  THE GLAMOUR CHANNEL  The iHealth Channel  THE PODCASTERS CHANNEL boxcast.tv Link: https://boxcast.tv/view/how-to-flowdream-with-summer-mcstravick-ocepss1al4zmfntg8vyz

David McKnight takes a closer look at Suze Orman's take on annuities – and at why she recommends her audience avoid them at all costs. Suze Orman labels the 5.4% compounded annual rate of growth one of her audience members (Janet) has had over the last six years as “horrific in today's market.” David believes that the main issue with Suze Orman's approach is that it engages in a classic case of apples to oranges comparison. According to David, index annuities are a bond alternative and were never meant to be a stock market replacement. David makes the case for index annuities performing far better than bonds – with a lot less risk. The average return on corporate bonds is between 4% and 5%, the one for treasury return is 3-4%, while the average return on municipal bonds is 2.12%. In David's opinion, Janet should only feel bad about her 5.4% return over the 6 year time frame if the advisor who sold it to her sold it as a stock market alternative. Suze Orman's audience member Janet purchased a so-called non-qualified indexed annuity, which tends to get a “last in, first out” treatment for tax purposes. David isn't big on non-qualified annuities for the fact that a person purchasing them will have to pay tax on the growth before they're able to access the principal tax-free. Another flaw in Orman's assessment: she doesn't tell you that you can hold an annuity in an IRA and pay ordinary income, or you can hold an annuity in your Roth IRA and pay no taxes at all… Something financial gurus like Suze Orman have in common: they DON'T have the luxury of nuance. Dollars earmarked to retirement accounts generally have a 10% penalty when you access them pre-59 and a half. David points out how Suze has wittingly demonized all forms of annuities – even the IRA and the Roth variety. While Suze is right saying that most annuities have surrender charges, she misses the entire point of why people usually get annuities: to get a guaranteed stream of income they can never outlive. 401(k) has a surrender charge that's far more punitive than any annuity David has ever seen.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Suze Orman Standard & Poor's 500 Index USA Today

In This Episode What's the key to financial security today? As technology and a shifting economy reshape how we save, spend, borrow, and plan for the future, mastering the art of money management is critical for achieving financial health. Listen as Jennifer Tescher, host of sister podcast Emerge Everywhere and Founder of the Financial Health Network, speaks with Suze Orman – personal finance expert, author, Emmy Award winner, and Co-Founder of workplace emergency savings platform SecureSave – about the critical role of savings and an important step companies can take to support employees' financial success today. Dedicated to improving financial health for all, especially the most vulnerable among us, Emerge Everywhere tackles the complex issues intersecting the financial well-being of people across America while exploring how to build an inclusive economy. Listen now!

For over two decades, Summer has been practicing a powerful technique for manifesting and inner healing that she accidentally pioneered more than 20 years ago. Her method, known as Flowdreaming, has grown into an unexpected phenomenon, with a following of over 180,000 people. Through word of mouth, referrals, and client recommendations, Flowdreaming has quietly yet profoundly expanded its reach, becoming a trusted practice for many seeking transformation.Summer never anticipated or planned for this level of growth. She often expresses her deep gratitude for the journey and the way Flowdreaming has touched so many lives.Twenty years ago, Summer was balancing a demanding career with raising two young children. She managed a major division at a large corporation, where she created hayhouseradio.com and launched some of the first podcasts and webinars in the world. She consistently received top performance reviews and had the privilege of working directly with luminaries like Louise Hay, Dr. Wayne Dyer, Suze Orman, Gregg Braden, Marianne Williamson, and Jerry and Esther Hicks (Abraham). Life during this time was both busy and fulfilling.However, life took an unexpected turn. Summer faced a series of challenges, starting with the loss of her dream job. She was later diagnosed with a painful inflammatory disease and, at a young age, Stage 2 breast cancer that had spread, leaving her with lifelong complications. Alongside these personal battles, she experienced significant loss within her circle of loved ones due to cancer, and eventually, her children grew up and left home.Despite these profound challenges, Flowdreaming remained a steadfast part of Summer's life. More than just a technique, it became her practice, devotion, and modality for healing—a life-changing manifesting method that continues to inspire and support countless others.#PersonalDevelopment#EmpowerYourself#SpiritualGrowth#SelfHealing#MindsetshiftBody Transformation System!https://modere.io/NbOyU2https://calendly.com/rebeccaelizabethwhitman/breakthroughMindset Manifestation Mastermind in Playa Del Carmen, Mexico https://wellnessmarketingltd.com/mindset-manifestation-mastermind/To learn more about Rebecca…https://www.rebeccaelizabethwhitman.com/#homehttps://everydaywomantv.com/tv_shows/the-balanced-beautiful-and-abundant-show/

When I think of Dave Ramsey, the elimination of debt and whole life insurance policies quickly spring to mind. In addition to his demonization of universal policies, were you aware of his 8-12 rule for retirement?David McKnight joins the show to discuss the 4 percent rule for retirement, annuities, and cash-basis insurance plans based on math, pragmatism, and wisdom.These topics are key themes in David's newest book, The Guru Gap. He has also written other best-selling books, including The Power of Zero, which has sold over 400,000 copies.David C Barnett Small Business and Deal Making M&A SMBI discuss buying, selling, financing and managing small and medium sized businesses...Listen on: Apple Podcasts Spotify

What's the real cost of following mainstream financial gurus? Josh brings back bestselling author David McKnight to unpack his latest book, The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track. They dissect "advice" from popular figures like Dave Ramsey and Suze Orman, highlighting why their broad strategies might not work for everyone—and what you can do instead. Josh and David dig into nuanced financial strategies, including Roth conversions, annuities, and life insurance, explaining how these tools can help mitigate longevity risk and take advantage of current tax laws. They also discuss how Trump-era tax cuts impact Roth planning and why personalized advice beats generic rules of thumb every time. Plus, the two bond over the joys and challenges of raising seven kids each. Can't get enough of The Financial Quarterback? Click ‘Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

Suze Orman (financial expert and host, “Women & Money” podcast) joins Chris Cuomo to discuss Trump's proposed tariffs and their potential to drive up prices and strain household budgets. Orman explains how these policies could impact everyday Americans and shares practical strategies for staying financially secure in uncertain times. The conversation also tackles holiday spending pressures, offering advice on avoiding debt, teaching kids smart money habits, and managing expectations during the festive season. Follow and subscribe to The Chris Cuomo Project on Apple Podcasts, Spotify, and YouTube for new episodes every Tuesday and Thursday: https://linktr.ee/cuomoproject Join Chris Ad-Free On Substack: http://thechriscuomoproject.substack.com Support our sponsors: Everyday Dose Head over to everydaydose.com/chris for 25% off plus 5 free gifts with your first order including a USB rechargeable frother, Every month after you get additional amazing free gifts with your order. Shopify Upgrade your business and get the same checkout Untuckit uses. Sign up for your one-dollar-per-month trial period at SHOPIFY.COM/chrisc AG1 So this new year, try AG1 for yourself – it's the perfect time to start a new healthy habit. And that's why I've been partnering with AG1 for so long! And AG1 is offering new subscribers a FREE $76 gift when you sign up. You'll get a Welcome Kit, a bottle of D3K2 AND 5 free travel packs in your first box. So make sure to check out DrinkAG1.com/ccp to get this offer! Cozy Earth Want your Cozy Earth pajamas by Christmas? Order by December 13 for free shipping! Missed it? You can still get expedited shipping until December 20 to ensure it arrives in time. Head to cozyearth.com/CHRIS now and use my exclusive code CHRIS for up to 40% off. Factor Head to factormeals.com/50cuomo and use code 50cuomo to get 50% off your first box plus free shipping while your subscription is active. Learn more about your ad choices. Visit megaphone.fm/adchoices

At age 6 young Stan was beaten, tarred and feathered by a teenage gang. He started in Martial Arts (Isshin'ryu Karate) to learn how to protect himself, now 41 years later, out of 6 billion people in the world, he is one of less than 100 people, who have attained the highest honors, the 10th degree Black Belt. He has been inducted into the Black belt Hall of Fame, as well as the Motivational Speakers Hall of fame with GetMotivation.com. He has driven over 2 million miles using a combination of his martial art skills, along with his energetic speaking ability to move crowds as large as 17,000. He has spoken in all 50 States and 27 Countries earning as much as $47,000 in one hour! He teaches and practices self discipline. On one occasion, he fasted for 102 days on nothing but water and juice and lost 100 pounds. He has been a College Professor with a Doctorate in Divinity and a PHD in Martial Arts, a Successful Network Marketer, and now a Life and Business Trainer/Coach. He has been to the top of 6 different Network marketing or Home based business companies. He built an organization recently from 0 to 22,826 distributors in only five short months resulting in a 6 figure a month income. He is perhaps the most entertaining, enlightening, and electrifying speaker on the circuit today. He has Co-authored 4 best selling books with people like Donald Trump, Les Brown, Suze Orman, T. Harv Eker, Zig Ziglar, Dan Kennedy etc. His 5th book is out entitled, “Your Break Through Is Guaranteed” subtitled 7 steps to insure your Break Through in every area of life. He is the Spokesperson, and/or Training Director for several companies. He has done numerous radio interviews and TV shows. He married Nadia, the Woman of his dreams, they have four children and now reside in Argyle, Texas. Dr Break Through believes, you may be just one step from a massive Break Through! His life is dedicated to helping you break through every barrier that tries to hinder you physically, emotionally, spiritually or financially. Contact him today: (717) 275-3508 www.DrBreakThrough.com

In this episode, Ron DeLegge ‪@etfguide‬ chats with ‪@DavidMcKnight‬ , a financial advisor and best-selling author about his new book titled "The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track." You'll learn about why financial gurus like Dave Ramsey, Suze Orman and others often provide cookie-cutter advice to the masses that is limited, incomplete and sometimes just plain wrong!

This episode is based on David McKnight's interview with Lane Martinsen on Financial Fast Lane. David shares how he started in the financial planning industry, as well as the backstory of his new book, The Guru Gap. The Guru Gap focuses on several financial gurus such as Dave Ramsey, Suze Orman, Clark Howard, and Ramit Sethi. David finds it interesting to see financial gurus demonizing the types of recommendations him and his peers share – recommendations based on math and actuarial science. For David, America is better off for financial gurus being in the picture than out of the picture. The main issue is the fact that they aren't trying to cultivate an adversarial relationship with mainstream financial advisors, says David. David brings up a real-life example of bad advice shared on the Dave Ramsey Show. The ideal reader of The Guru Gap is the sophisticated, disciplined, investor. Most Americans strive for their money to last until they die. David sees Dave Ramsey as an expert who is “good for bad investors, and bad for good investors”. There are lots of stories of people who, following Ramsey's advice, have run out of money much sooner than they predicted. David believes that it's time for disciplined investors to adopt an entirely different paradigm when it comes to maximizing their retirement savings. David goes over three challenges he faced when writing The Guru Gap. Hope is something Dave Ramsey seems focused on. However, in the context of financial planning, David sees hope as something that can be the opposite of math. David and Lane Martinsen discuss the chapters David is most excited about. David's ultimate goal with The Guru Gap is to engender a massive dialogue between Americans and financial gurus. David hints at a future book that will focus on Millennials – a generation that is saving less and is less educated on investing than their Gen X and Baby Boomer forebears at the same stage in their life.   Mentioned in this episode: David's upcoming book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.comLane Martinsen Financial Fast Lane Al Gore Dave Ramsey Suze Orman Clark Howard Ramit Sethi Wade Pfau Ken Fisher Tom Hegna Ernst & Young  David Walker

The Lonely Island and Seth Meyers talk about the digital short, The Best Look in the World! Plus, they also discuss memories from sketches like It's a Match, Scared Straight, The Suze Orman show, and more! Support our sponsors:VuoriVuori is offering 20% off your FIRST purchase. Get yourself some of the most comfortable and versatile clothing on the planet at vuori.com/ISLAND  Not only will you receive 20% off your first purchase, but enjoy free shipping on any U.S. orders over $75 and free returns. Aura FramesSave on the perfect gift by visiting AuraFrames.com to get $35-off Aura's best-selling Carver Mat frames by using promo code ISLAND at checkout. Hello FreshGet 10 FREE meals at HelloFresh dot com slash freeisland. Applied across 7 boxes, new subscribers only, varies by plan. That's 10 free HelloFresh meals, just go to HelloFresh.com/freeisland  Hello Fresh: America's #1 Meal Kit ShopifyUpgrade your business and get the same checkout Aviator Nation uses.Sign up for your one-dollar-per-month trial period at SHOPIFY COM/ lonelyisland  Produced by Rabbit Grin ProductionsExecutive Producers Jeph Porter and Rob HolyszLead Producer Kevin MillerCreative Producer Samantha SkeltonCoordinating Producer Derek JohnsonCover Art by Olney AtwellMusic by Greg Chun and Brent AsburyEdit by Cheyenne JonesMix and Master by Jason Richards

From America's Matriarch of Money herself, Suze Orman's Women & Money podcast speaks directly to every mother, daughter, grandmother, sister, and wife — and the men who are smart enough to tune in. Join Suze Orman twice weekly for unmatched personal finance expertise, and receive powerful insights and actionable advice on investing, saving, and life. https://www.suzeorman.com/podcast And right now, literally millions of Americans definitely need those powerful insights and immediately actionable advice on money. So on this episode of Women of Impact with Lisa Bilyeu, Suze Orman details exactly what steps people need to take to gain control of their finances. She guides listeners on how to create new truths about money, how to deal with shame, anger and fear, and how to eventually reach the point where saving is more pleasurable than spending. [Original air date: 5/13/20]. SHOW NOTES: What do you do when you are confronted with the truth about your situation? [3:35] What is your truth right now? Are you fearful, ashamed or angry right now? [5:47] In order to overcome shame, you have to own the situation you find yourself in [7:15] The past is the past and it's over. It's only valuable as a tool to learn from. [10:30] Live below your means. Always ask, “is this a want or a need?” [13:00] How do you define the difference between a want and a need? [13:57] When do you buy what you need instead of what you can afford? [16:02] Suze explains how to get more pleasure out of saving than spending [17:37] Power attracts money. Powerlessness repels money. Never be a victim. [18:18] People spend more money than they realize they are spending [19:57] Ask yourself why you get more pleasure from spending than from saving? [22:35] Right now many people have an unprecedented opportunity to save money [24:32] Suze advocates not making big financial moves right now [27:31] Why don't you do what you know you should do? [30:05] Suze says her superpower is that she knows her own thoughts, her own motives [31:02] How do you deal with a spouse who has different financial goals and values? [34:28] The first step you need to take is to create a new truth [36:37] CHECK OUT OUR SPONSORS: Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/lisa Found Banking: Sign up for Found for FREE today at https://found.com/lisa. Caraway: Visit https://carawayhome.com/woi  or use code WOI at checkout and get 10% off your next purchase! Masterclass: 15% off any annual membership at https://masterclass.com/lisa FOLLOW SUZE: WEBSITE: https://www.suzeorman.com/podcast INSTAGRAM: https://bit.ly/2Wr3UX8 FACEBOOK: https://bit.ly/2LjHlNK TWITTER: https://bit.ly/2SWiHa0 FOLLOW LISA: Instagram: https://www.instagram.com/lisabilyeu/ Twitter: https://twitter.com/lisabilyeu YouTube: https://www.youtube.com/womenofimpact Tik Tok: https://www.tiktok.com/@lisa_bilyeu?lang=en LISTEN AD FREE + BONUS EPISODES on APPLE PODCASTS: apple.co/womenofimpact Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's show: The implications of the recent election results on retirement planning, tax changes, and interest rates. What is the Great Wealth Transfer and why is your financial advisor not happy about it? The end of the year brings up two discussions about your 401(k): RMDs and IRA-to-Roth Conversions. Suze Orman says $2 Million in retirement savings is "chump change". Who is she talking to? Like this episode?  Hit that Follow button and never miss an episode!

On this week's show: If most of your money is in a 401(k), here's a question you should be asking. Suze Orman is at it again, saying you haven't saved enough. Is she right? Tax-smart ideas of how to pass money down to your family. Many of us are scared about the unknowns of retirement. How can you temper those fears? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Have you heard about the Approved Card? Or Experian's Smart Money Debit Card? Learn why you should be skeptical. 00:00 – Intro 00:39 – Suze Orman's Approved Card Scam 27:14– Travis Kelce Advertisement for Experian Smart Money Debit Card Today's Story is a review of the documentary "How Suze Orman SCAMMED the Working Class" https://www.youtube.com/watch?v=GkePKT-Y7IQ. If you don't know anything about Suze Orman's Approved Card, this may shock you! In the Main Topic today, Jay reacts to Travis Kelce's advertisements with Experian's Smart Money Debit Card. Be skeptical, all you listeners! Find out why in today's episode. Resources: https://www.myfico.com/credit-education/whats-in-your-credit-score  https://finance.yahoo.com/news/suze-orman-approved-card-now-201500250.html  https://www.youtube.com/watch?v=I7BO9PkirLk  https://youtu.be/RHb63pZ39FY  https://www.youtube.com/watch?v=l8uweNakihk  https://www.experian.com/money/experian-smart-money/  https://www.experian.com/help/boost-disclosure/  https://www.experian.com/consumer-products/score-boost.html Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

On Sunday, Suze Orman discussed the finally finalized rules for inherited IRA's. Listen here:   Today, I'm going to share a case study to share what one of our clients did with some of the IRA funds she inherited from her mom. Some of you know that "non-eligible" beneficiaries of IRA funds are required to withdraw all tne money in the IRA within 10 years and pay taxes on those withdrawals.  If you don't know, listen to Suze's podcast episode from Sunday, September 3, 2024 with the above link. Nicole used $17,000 a year of the $45,000 she is required to withdraw annually over 10 years to create a paid-up long term care plan that will pay more than the entire inheritance she received ($450,000 IRA and $450,000 non-IRA funds). Listen and learn how we accomplished this.  Nicole's mom left her a nice inheritance with an unforseen tax burden.  We repositioned that tax burden to create tax-free LTC benefits for her or a tax-free death benefit for her kids. Schedule with me to learn how you can reposition yout tax-burden at      

This episode addresses Suze Orman's epic IUL rant on her Women and Money podcast. Suze Orman begged her audience not to do Index Universal Life insurance policies. This very broad brush and no nuance approach of every financial guru is what David's upcoming book The Guru Gap touches upon. David explains why the generic approach financial gurus tend to have is leading people astray. David brings up Orman's advice to one of her listeners who has been investing $200/month into an IUL policy. David recreated this listener's exact policy through one of the top IUL carriers in the industry – he shares his findings. Starting an IUL is like getting married: it only really works if you plan on keeping it until death do you part. David goes over the reason why IUL should be the last bucket to turn to for liquidity in the early years.  These days, most IUL carriers these days allow you to receive your death benefits in advance for the purpose of paying for long-term care. David believes that “an IUL can serve as a great volatility shield in retirement”. A recent Ernst & Young study showed how people can dramatically increase their sustainable levels of income in retirement in the context of IULs.     Mentioned in this episode: David's upcoming book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Suze Orman's Women and Money Podcast Ernst & Young

As a child renowned for his poetry recitations, Alex Mandossian discovered how to connect with audiences. After a failed business in his early 20s, Alex rediscovered the power of an audience through online marketing and became one of the pioneers of the field. His 1995 website still prospers today.Making It! explores the lives and stories of entrepreneurs as they share their unique perspectives on their success and the path to making it.“Making it for me is like a rainbow. I can never touch it, but I know it's there.”— Alex MandossianGuest Bio:Since 1993, Alex Mandossian has generated nearly $417 million in sales and profits for his marketing students, clients, and joint venture partners on six continents. His marketing strategies helped convert his personal annual income in 2001 into a monthly income by 2003 and an hourly income by 2006 (16 times). Then in 2007, his proven virtual enrollment strategies helped him generate $1.2 million in less than 29 minutes.Alex is acknowledged by his colleagues as “the Warren Buffet of the Internet” because of his unique ability to make money for his students and joint venture partners. He has shared the stage with diverse leaders such as Sir Richard Branson, Harvey Mackay, Donald Trump, Tony Robbins, Robert Kiyosaki, Suze Orman, Mikhail Gorbachev, the Dalai Lama, and two other U.S. Presidents. As a “virtual presenter” with more than 20,000 hours of training experience since 1992, Alex's lifetime goal (with Jack Canfield) is to inspire and influence the training of at least one million other online trainers by his 77th birthday.Resources or websites mentioned in this episode:MiraseeAlex's website: MarketingOnline.comCredits:Producer: Michi LantzAssembled by: Andrew ChapmanAudio Editor: Marvin del RosarioExecutive Producer: Danny InyMusic Soundscape: Chad Michael SnavelyMaking our hosts sound great: Home Brew AudioMusic credits:Track Title: The Sunniest KidsArtist Name: Rhythm ScottWriter Name: Scott RoushPublisher Name: A SOUNDSTRIPE PRODUCTIONTrack Title: Love And CircumstanceArtist Name: ShimmerWriter Name: Matthew WigtonPublisher Name: A SOUNDSTRIPE PRODUCTIONTrack Title: As The Fog ClearsArtist Name: Mountain HouseWriter Name: Adam AginPublisher Name: A SOUNDSTRIPE PRODUCTIONSpecial effects credits:24990513_birds-chirping_by_promission used with permission of the author and under license by AudioJungle/Envato Market.To catch the great episodes coming up on Making It, please follow us on Mirasee FM's YouTube channelor your favorite podcast player. And if you enjoyed the show, please leave us a comment or a starred review. It's the best way to help us get these ideas to more people.Episode transcript: From Poetry to Prosperity (Alex Mandossian) coming soon.

Quotes Series #0128 “Just Because You Can Afford It, Doesn't Mean You Should Buy It” In this episode we consider a saying from Suze Orman. She said, “Just because you can afford it, doesn't mean you should buy it”. Now, Suze Orman isn't the biggest fan of whole life insurance, to say the least but, this saying is SO true! So let's give credit where we can and evaluate what is being said here. LIVE & LEAVE A LASTING LEGACY If you have any topics you'd like to see covered, if you have any questions concerning this video or another or if you would like to request a webinar meeting to personally discuss how you can practice the Infinite Banking Concept as described in R. Nelson Nash's book Becoming Your Own Banker, please contact us at: www.durhamtalents.com All content on this channel is for informational purposes only. Please contact your own Attorney, Financial Planner, Tax Consultant, or other appropriate professional as necessary.

In this episode I am talking to Summer McStravick about her NDE, mediumship and Flowdreaming.BioBack in 2001, I began working for Hay House Publishing. Little did I know it would change everything. With Louise Hay as my boss, and Dr. Wayne Dyer as my cohort on the radio, I began talking and teaching about Flowdreaming, a method for co-creating and manifesting that to my incredible surprise went big with my readers and listeners. What was my own private practice for nurturing and healing my inner self, talking to the universe, and programming my future entered the playing field of personal development as a unique contribution that thousands of people picked up on. I was no longer alone in my practice. People around the world were now doing it with me. It was a perfect alternative to meditation for people like me — and I discovered there thousands of people like me. I wrote both "Flowdreaming" and "Creative Flowdreaming" books to help people dive into this incredible, unique technique.All the while, I was working my "day-job" as the Director of New Media, developing and creating HayHouseRadio.com, where I produced hundreds of podcasts, live radio shows, and audio CDs and programs for people like developed podcasts, CDs, webinars, and radio programs for Louise Hay, Marianne Williamson, Suze Orman, Doreen Virtue, Gregg Braden, Sonia Choquette, Denise Linn, Abraham-Hicks and many other luminaries in the fields of self-help and spirituality. Fast forward 10 years, and my little baby "Flowdreaming" has become its own worldwide company with hundreds of downloadable audio "Flowdreams" that lead you through a Flowdream experience and tons of different topics.I often semi-joke that if you're looking for a specific kind of growth or change, or to manifest something into your life, all you have to do is "put it in your shopping basket" in the form of a Flowdream that you begin listening to everyday. The effects are powerful. It's not quite Law of Attraction, nor is it positive affirmations. It's certainly not meditation. It relies on your emotions, lucid daydreaming, and Flow psychology to make it work. Best of all, it's incredibly easy to learn. Most people pick it up in 15 minutes.For people who want even more support, I created M.E. School, my online flagship program that forms a vibrant community of conscious creators the world over. My latest adventure is my monthly membership program, "Born to Make, where I teach spiritual entrepreneurs how to fuse co-creation with boots-on-the-ground content creation and marketing, opening up my decades in publishing, online course creation, podcasting and marketing to help others go big with their messages as well.I also rebooted a live radio network of my own, InFlowRadio.com, where you can hear enlightening shows for personal-growth, conscious business, and wellness. My own show, Flowdreaming, has over 600 episodes and is one of the longest running personal growth shows in iTunes.I really urge you to visit Flowdreaming.com, where you can download a free, comprehensive and fun kit that teaches you the fundamentals of Flowdreaming in under half an hour.You can also look up "Flowdreaming" on your mobile device to find several apps that help you in your journey.Enjoy your exploration of Flowdreaming. I love to hear from fans and practitioners. The best way to reach me is through my website or my Facebook group, "I Love Flowdreaming."https://flowdreaming.com/Amazon link https://tinyurl.com/4apfrvajINSTAGRAM: @summer_mcstravickhttps://www.pastliveshypnosis.co.uk/https://www.patreon.com/ourparanormalafterlifeBecome a supporter of this podcast: https://www.spreaker.com/podcast/our-paranormal-afterlife-finding-proof-of-life-after-death--5220623/support.

https://www.blackmarrieddebtfree.com/

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What if your financial future could be radically transformed with time-tested strategies that the ultra-wealthy have used for generations? Garrett Gunderson has cracked the code. By blending holistic financial strategy with clear legacy guidelines, he's revolutionized how we think about wealth management and preservation. From dissecting the pitfalls that decimate fortunes to revealing the secrets behind the Rockefeller method, Garrett's insights are a game changer. It's a proven formula for sustainable wealth and legacy — and it's within your reach. In this episode of The Game Changing Attorney Podcast, Garrett joins Michael Mogill and shares:  How you can build, protect, and transfer wealth across generations The myths perpetuated by mainstream financial advice Actionable steps to master your financial destiny Don't leave your financial future to chance. Tune in and discover how to turn your business success into lasting personal wealth and a legacy that endures.  ---- Show Notes: 00:00 – Introduction 02:25 – Garrett Gunderson's library of best-selling books 04:02 – Why we look to the Rockefellers to learn how to make, keep, and grow money 05:55 – Garrett's upbringing and experience learning and mastering financial management 07:49 – The right way to transfer wealth and not make your kids entitled trust-fund babies 10:08 – Why making money and keeping money are completely different skills 11:35 – The right way to learn financial management 13:54 – Why you don't need to know about 80% of what we're taught about finance 15:46 – How to determine and leverage your Investor DNA 18:09 – How law firm owners can make more sound investment decisions 20:11 – The investment strategies that turn business wealth into personal wealth 21:50 – Where financial gurus like Suze Orman and Dave Ramsey miss the mark 24:30 – How to develop financial discipline and practice mindful cash management 27:41 – How to achieve financial independence 30:05 – The different types of accounts that every household and business should have 33:47 – Garrett clears the air on whole life insurance 35:55 – The best advice and the worst advice that Garrett has ever received 37:34 – What being a game changer means to Garrett Gunderson ---- Links & Resources Garrett Gunderson What Would the Rockefellers Do? By Garrett Gunderson (Free Audio Book) What Would the Rockefellers Do? By Garrett Gunderson (Free PDF Book) Killing Sacred Cows By Garrett Gunderson (Book) Money Unmasked By Garrett Gunderson (Book) Mastering The Rockefeller Habits by Vern Harnish (Book) Whole Life Insurance Parkinson's Law The FIRE Movement ---- Listening to this episode but want to watch it? Check it out on Spotify.  Do you love this podcast and want to see more game changing content? Subscribe to our YouTube channel. ---- Past guests on The Game Changing Attorney Podcast include David Goggins, John Morgan, Alex Hormozi, Randi McGinn, Kim Scott, Chris Voss, Kevin O'Leary, Laura Wasser, John Maxwell, Mark Lanier, Robert Greene, and many more. ---- If you enjoyed this episode, you may also like: #249 Codie Sanchez – How to Buy or Sell a Business #262 Roland Fraiser – The Secret to Scaling and Profit #243 AMMA – How to Achieve Your Goals

Explore influential quotes and maxims from the investing and business world. This includes from: Warren Buffett, Mark Twain, Robert Kiyosaki, Albert Einstein, Dan Sullivan, Thomas Edison, Benjamin Franklin, Suze Orman, and yours truly, Keith Weinhold. “Why not go out on a limb? That's where the fruit is.” -Mark Twain “Given a 10% chance of a 100x payoff, you should take that bet every time.” -Jeff Bezos “The stock market is a device for transferring money from the impatient to the patient.” -Warren Buffett “Don't live below your means; expand your means.” -Rich Dad “The wise young man or wage earner of today invests his money in real estate.” -Andrew Carnegie “Savers are losers. Debtors are winners.” -Robert Kiyosaki Resources mentioned: For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:00) - Welcome to GRE. I'm your host, Keith Weinhold. Real estate and other investing involves people from the disappointing to the mesmerizing. People have contributed countless quotes, maxims and aphorisms on investing today. All recite and then we'll discuss dozens of influential ones and what you could learn from this timeless wisdom today on get Rich education.   Robert Syslo (00:00:29) - Since 2014, the powerful get Rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate, investing in the best markets without losing your time being a flipper or landlord. Show host Keith Reinhold writes for both Forbes and Rich Dad Advisors and delivers a new show every week. Since 2014, there's been millions of listeners downloads and 188 world nations. He has A-list show guests include top selling personal finance author Robert Kiyosaki. Get Rich education can be heard on every podcast platform, plus has had its own dedicated Apple and Android listener. Phone apps build wealth on the go with the get Rich education podcast.   Robert Syslo (00:01:06) - Sign up now for the get Rich education podcast or visit get Rich education.com.   Corey Coates (00:01:14) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold (00:01:30) - Welcome to diary from Ellis Island, New York, to Ellensburg, Washington, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get Rich education for the 508th consecutive week. Happy July. It's the first day of the quarter, and it's now the second half of the year. So late last year when you got takeaways from our goals episode here, I hope that you're still applying them today. We're doing something different on this show. For most episodes. I divulge a lot of my best guidance. Some even quote that material. But why don't I acknowledge others great quotes maxims in aphorisms along with some of my own? And then I'll tell you what you can learn from them. So yes, today it's about axioms, adages, mantras and quotes, maxims and aphorisms. Some of these you've heard, others you probably haven't.   Keith Weinhold (00:02:28) - The first one is the only place you get money is from other people. Yeah. Isn't that so solidly true? You've never received any money in your life from yourself, unless you try to counterfeit it and give it to yourself. It's always been from other people. When you realize that the only place that you do get money is from others, you realize the value of relationships and connectivity. The next one comes from the brilliant entrepreneurial coach Dan Sullivan. You are 100% disciplined to your set of habits. Gosh, this is a terrific reminder about the importance of how you have to often uncomfortably apply something new in order to up your skill set up your game. If you keep getting distracted, well, then that's a habit, and then you'll soon become disciplined to the habit of distraction. The next two go together, and they're about market investing. Nobody is more bearish than a sold out bull. And the other is bears make headlines. Bulls make money. Really the lesson there is that they're both reminders that it's better to stay invested rather than on the sidelines.   Keith Weinhold (00:03:53) - The next two are related to each other as well. Albert Einstein said, strive not to be a person of success, but rather to be a person of value. And then similarly, a more modern day spin on that. Tony Hsieh, the late CEO of Zappos. He said, Chase the vision, not the money and the money will end up following you. And the lesson here is, well, we'd all like more money, but if you focus on the money first, well then it doesn't want to follow you. You need to provide value and build the vision first, and then the money will follow and you know, to me, it's kind of like getting the girl if you act too interested in her and you get too aggressive, it's a turnoff. But if you quietly demonstrate that you're a person of value, or subtly suggest somehow in a way that their life could be improved by having a relationship with you or being around you, then they're more likely to follow. And yes, I'm fully aware that this is a heterosexual male analogy, and I use it because that is what I am.   Keith Weinhold (00:04:58) - So if you're something else, I'm sure you can follow along with that. The next quote is from Susie Kasam. Doubt kills more dreams than failure ever will. Gosh, isn't this so on point? It's about overcoming the fear in just trying. And then if you know that you've lived a life of trying, you're going to have fewer regrets. Thomas Edison yes, the light bulb guy in the co-founder of General Electric, he said the value of an idea lies in the using of it. Oh, yeah, that's a great reminder that knowledge isn't really power. It's knowledge plus action that creates power because an idea that remains idle doesn't do anyone any good. Hey, we're just getting started talking about investing in real estate quotes today here on episode 508 of get Rich education. And, you know, remarkably, these maxims and catchphrases, they're usually just 1 or 2 sentences, but yet they are so often packed with the wisdom such that these takeaways and lessons are like your three favorite ones today. They can change the trajectory of your entire life.   Keith Weinhold (00:06:20) - The next quote is one that I have said carefully bought real estate has the best risk adjusted return in. The world. And I don't need to explain that because we talk about that in some form or another on the show many weeks. Albert Schweitzer said success is not the key to happiness. Happiness is the key to success. If you love what you're doing, you will be successful. Yeah, I'd say that one is mostly true. Just mostly, though, there's no attribution here. On this next one, you might have heard the aphorism money is a terrible master, but an excellent servant. Yeah. Now, I've heard that one for a long time, and it took me a while to figure out what it really meant. And here's my take on that. If you make money, the master will. Then you'll, like, do almost anything. You'll trade your time for money. You'll sell your time for dollars instead. If you invest passively and it creates leveraged equity and income streams, oh, then money serves you.   Keith Weinhold (00:07:28) - It's no longer the master. That's what that means to me here in a real estate investor context. And, you know, it really underscores the importance of making money work for you. And is a follow up to last week's show. Whose money are we talking about here? Whose is it? It's focusing on getting other people's money to work for you, not just your own. Now, the next one is a quote that I've said on the show before, quite a while ago, though. And come on now, what would an episode about quotes, maxims and aphorisms be without some contribution from Mark Twain? Here Twain said, why not go out on a limb? That's where the fruit is. that's just so, so good in business and in so many facets of your life, constantly playing it safe is the riskiest thing that you can actually do. Because a risk averse investor places a ceiling on his or her potential in a risk averse person imposes an upper limit on their very legacy. In fact, episode 275 of the get Rich education podcast is named Go Out on Limb precisely because of this Twain quote.   Keith Weinhold (00:08:45) - So listen to that episode if you want to hear a whole lot more about that. It's actually one of Twain's lesser known quotes, but perhaps his best one. The next one comes from famous value investor Benjamin Graham. He said the individual investor should act consistently as an investor and not as a speculator. Okay, so what's the difference there? A speculator takes big risks in hopes of making large quick gains. Conversely, an investor focuses on risk appropriate strategies to pursue longer term goals, which is really consistent with being a prudent, disciplined real estate investor. Presidential advisor Bernard Baruch contributed this to the investing world. Don't try to buy at the bottom and sell at the top. It can't be done except by liars. yes. Tried to time the market. It might be tempting, but it rarely works because no one really knows when the market has reached its top or its bottom. All you can really hope to do is buy lower and sell higher. But you're never going to buy at the trough and sell at the peak.   Keith Weinhold (00:10:00) - And even buying lower and selling higher is harder to do than it sounds, even though everyone knows that's what they're supposed to do. Albert Einstein is back here, he said. Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't pays it. And as you've learned here on the show on previous episodes, compound interest. It does work arithmetically, but not in real life would apply to the stock market. Of course. My quote contribution to the investing world on this is compound interest is weak. Compound leverage is powerful. I broke that down just last week on the show, so I won't explain that again. Now, really, a central mantra in GR principle is don't live below your means, grow your means. But I must tell you, I can't really take credit for coining that particular one because from the rich dad world, the quote is don't live below your means, expand your means. But I did hear that from them first, and though it can't be certain, I think it was Sharon letter that coined that one.   Keith Weinhold (00:11:13) - A lot of people don't know this, but she was the original co-author of the book. Rich dad, Poor Dad with Robert Kiyosaki. And Sharon has been here on the show before, and if I have her back, I will ask her if she is the one that coined that. Don't live below your means. Expand. Your means. But yeah, I mean, what this quote really means is, in this one finite life that you have here on Earth, why in the world would you not only choose to live below your means, but actually take time and effort learning how to do a better job of living below your means when it just makes you miserable after a while, when instead you could use those same efforts to grow your means and you can only cut down so far. And there's an unlimited ceiling on the upside. And now there is one caveat here. I understand that if you're just getting on your feet, well, then living below your means might be a necessity for you in the short term.   Keith Weinhold (00:12:08) - And what's an example of living below your means? It's eating junk food because it's cheap and filling, expanding your means. That might be doing something like learning how to do a cost segregation to accelerate your depreciation. Write off on your 20 unit apartment building. But you know, even if you're in hardship, I still like live within your means more than the scarcity minded guidance of live below your means. Next is a terrific one, and it really reinforces the last quote a rich man digs for gold. A poor man is concerned with the cost of a shovel. Oh yeah, that's so good. And I don't know who to attribute that to. It's about growing your means and taking on and actually embracing calculated risks. Not every risk, calculated risk. And you can also live that regret free life this way. In fact, episode 91 of this show is called A Rich Man Digs for gold. So you can get more inspiration for that from that episode. Okay, this one comes from the commodities world where there are notoriously volatile prices.   Keith Weinhold (00:13:18) - How do you make a million? You start with 2 million. now, this next one is one that I don't really agree with that much. You really heard this a lot the last few years. It applies when you have a mortgage on a property, and that is the house is the liability and the debt is the asset. I know people are trying to be crafty. People kind of use this pithy quote when they're discussing how those that locked in at those artificially low mortgage rates years ago considered the debt so good that it's an asset. It's like, yeah, I know what you're saying. And I love good real estate debt and leverage and all that, of course. But really, for you, truly, then if the House is a liability and the debt is an asset like you're saying, then give away the house to someone else. If it's such a liability, and keep the debt to pay off yourself if it's really such an asset. A little humorous here. Next, Forbes magazine said, how do you make a million marry a millionaire? Or better yet, divorce one then more? Real estate ish is Jack Miller's quote how do you become a millionaire? Well, you borrow $1 million and you pay it off.   Keith Weinhold (00:14:31) - And I think we can all relate to that here at GRE. Better yet, borrow $1 million and don't pay it off yourself. Have tenants and inflation pay it down for you. And you know, inflation is getting to be a problem for any of these, like century old classic quotes that have the word millionaire in them. Because having a net worth of a million that actually used to mean you were wealthy, and now it just means you're not poor, but you might even be below middle class. Now, you probably heard of some of these next ones, but let's talk about what they mean. Warren Buffett said the stock market is a device for transferring money from the impatient to the patient. And then Benjamin Franklin said an investment in knowledge pays the best interest. I mean, yeah, that's pretty on point stuff there when it comes to investing. Nothing will pay off more than educating yourself. So do some research before you jump in. And you've almost certainly heard this next one from Warren Buffett.   Speaker 4 (00:15:28) - You want to be greedy when others are fearful, and you want to be fearful when others are greedy.   Keith Weinhold (00:15:32) - That is, be prepared to invest in a down market and to get out in a soaring market. As per the philosophy of Warren Buffett, it's far too easy for investors to lose perspective when something big goes wrong. A lot of people panic and sell their investments. And looking at history. The markets recovered from the 2008 financial crisis. They recover from the dotcom crash. They even recover from the Great Depression, although it took a long time. So they're probably going to get through whatever comes next as well, if you really follow that through what Buffett said there. Well, then at a time like this now, I mean, you could be looking at shedding stocks as they continue to approach and break all time highs. Carlos Slim, hello said with a good perspective on history, we can have a better understanding of the past and present and thus a clear vision of the future. Sure. Okay, that quote like that probably didn't sound very snappy and it's really simple, but he's telling us that if you want to know the future, check on the past.   Keith Weinhold (00:16:39) - Not always, but often. It will tell you the future directory, or at least that trajectories range. And this is similar to how I often say take history over hunches, like when you're applying economics to real estate investing. Now this next guy has been a controversial figure, but George Soros said it's not whether you're right or wrong that's important, but how much money you make when you're right and how much you lose when you're wrong. Okay, I think that quote means that too many investors become almost obsessed with being right, even when the gains are small, winning big, and cutting your losses when you're wrong. They are more important than being right. Amazon founder Jeff Bezos said given a 10% chance of a 100 times payoff, you should take that bet every time. All right. Now, that's rather applicable to the high flying risk of, say, investing in startup companies. We'll see. Bezos himself, he took a lot of those bets, a 10% chance at a 100 X payoff. And that is exactly why he's one of the richest people in the world.   Keith Weinhold (00:17:49) - Now, if you haven't heard of John Bogle before, you should know who he is. He co-founded the Vanguard Group, and he's credited with popularizing the very concept of the index fund. I mean, Bogle transformed the entire investment management industry. John Bogle said, don't look for the needle in the haystack. Just buy the haystack. Okay? If it seems too hard to say, find the next Amazon. Well, John Bogle came up with the only sure way to get in on the action. By buying an index fund, investors can put a little bit of money into every stock, and that way they never miss out on the stock market's biggest winners. They're only going to have a small part. And what that means to a real estate investor is, say, rather than buying a single property in a really shabby neighborhood, that neighborhood will drag down your one property. So to apply boggles by the whole haystack quote. What you would do then is raise money to buy the entire block, or even the entire neighborhood and fix it up, therefore raising the values of all of the properties.   Keith Weinhold (00:18:55) - Back to Warren Buffett. He had this analogy about the high jump event from track and field. He said, I don't look to jump over seven foot bars. I look around for one foot bars that I can step over. Yeah. All right. I mean, investors often do make things too hard on themselves. The value stocks that Buffett prefers, they frequently outperform the market, making success easier. Supposedly sophisticated strategies like short selling. A lot of times they lose money in the long run. So profiting from those is more difficult. Now, you might have heard the quote, and it's from Philip Fisher. He said the stock market is filled with individuals who know the price of everything but the value of nothing. Yeah. I mean, that's really another testament to the fact that investing without an education and research that's ultimately going to lead to pretty regrettable investment decisions. Research is a lot more than just listening to the popular opinion out there, because people often just then invest on hype or momentum without understanding things like a company's fundamentals or what value they create for society, or being attentive to price to earnings ratios.   Keith Weinhold (00:20:08) - Even Robert Arnott said in investing, what is comfortable is rarely profitable. You know, that's pretty on point at times. You have to step out of your comfort zone to realize any big gains. Know the boundaries of your comfort zone. Practice stepping out of it in small doses. As much as you need to know the market, you need to know yourself too. Can you handle staying in when everyone else is jumping out, or do you have the guts to get out during the biggest rally of the century? You've got to have the stomach to be contrarian and see it through. Robert Allen said. How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case. That's the end of what Robert G. Allen said. Yeah, though inflation could cut out the millionaires part. Yeah I mean point well taken. No one builds wealth through a savings account. Now a savings account might be the right place for your emergency fund. It has a role, but it's not a wealth builder.   Keith Weinhold (00:21:10) - I mean, since we left the gold standard back in 1971, so many dollars get printed most years that savers become losers. Which, hey, that does bring us to Robert Kiyosaki. He's been a guest on the show here with us for times now, one of our most frequent guests ever. Here he is. The risks at Port Arthur. And you probably know what I'm going to say. He is, he said. Savers or losers? Debtors or winners of something that your parents probably would never want to know that you subscribed to your grandparents, especially. Yes, he is one of the kings of iconoclastic finance quotes. And as you know, I've got some contributions to that realm myself. But what Kiyosaki is saying is if you save 100 K under a mattress and inflation is 5%, well, now after a year you've only got 95 K in purchasing power. So therefore get out of dollars and get them invested. Even better than if you can get debt tied to a cash flowing leveraged asset. In fact, episode 212 of this very show is named Savers are Losers.   Keith Weinhold (00:22:18) - Debtors are winners. So I go deep on that theme there. We've got more as we look at it and break down some of the great real estate investing quotes, maxims and aphorisms. They generally get more real estate ish as we go here, including ones that you haven't heard before and dropping, quote, bombs here that absolutely have to be enunciated and brought to light ahead. A group of Real Estate quotes episode. Hey, learn more about what we do here to get rich education comm get rich education.com. And do you have friends or family that are into investing or real estate? I love it when you hit the share button on your pod catching device or whatever platform you're listening on. Everything that we do here is free and the share button really helps the show. Be sure to follow or subscribe yourself if you haven't done that more. Straight ahead. I'm Keith Reinhold, you're listening to get Rich education. Your bank is getting rich off of you. The national average bank account pays less than 1% on your savings.   Keith Weinhold (00:23:27) - If your money isn't making 4%, you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk. Your cash generates up to an 8% return with compound interest year in and year out. Instead of earning less than 1% sitting in your bank account, the minimum investment is just $25. You keep getting paid until you decide you want your money back there. Decade plus track record proves they've always paid their investors 100% in full and on time. And I would know, because I'm an investor, to earn 8%. Hundreds of others are text family 266866. Learn more about Freedom Family Investments Liquidity Fund on your journey to financial freedom through passive income. Text family to 66866. Role under this specific expert with income property, you need. Ridge lending Group Nmls 42056. In gray history from beginners to veterans, they provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Charlie Ridge personally.   Keith Weinhold (00:24:46) - They'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com.   Speaker 5 (00:25:02) - This is Rich dad advisor Ken McElroy. Listen to get Rich education with Keith Reinhold and don't quit your daydream.   Keith Weinhold (00:25:20) - Welcome back to Get Your Education. I'm your host, Keith Weiner. We're having some fun today, looking at and breaking down some of the great investing quotes, maxims, and aphorisms. Andrew Carnegie said, the wise young man or wage earner of today invests his money in real estate. Another one for Mark Twain here by land. They're not making it any more. You probably heard one or both of those. And yeah, Twain's time predated that of those islands that are built in Dubai. But Twain's point is still well taken. There is an inherent scarcity in land. Louis Glickman drove the point home about real estate investing when he simply said, the best investment on Earth is Earth. A Hebrew proverb goes as far as saying he is not a fool man who does not own a piece of land.   Keith Weinhold (00:26:18) - Wow, that's pretty profound right there. And if you're a female listener, yes, many of these timeless quotes from yesteryear harken back to a period when all of the landowners were men. President Franklin D Roosevelt, he has a real estate quote that you probably heard, but let's see what I think about it. Let's talk about it. Here it is. Real estate cannot be lost or stolen, nor can it be carried away, purchased with common sense, paid for in full and managed with reasonable care. It is about the safest investment in the world. That's from FDR. That's pretty good. I just don't know about the paid in full part because you lost your leverage. FDR, Johnny Isakson, a US senator, said, in the real estate business, you learn more about people and you learn more about community issues. You learn more about life. You learn more about the impact of government, probably more than any other profession that I know of. And that's good, really on point stuff there.   Keith Weinhold (00:27:23) - If you're a direct real estate investor like we are here, you really learn those things. If you're in, say, a REIT, well, you're not going to be exposed to that type of knowledge in experiences. Hazrat Ali Khan is a spiritualist and he said, some people look for a beautiful place, others make a place beautiful. Yeah, that's some mystical motivation for the house flipper or the value add real estate syndicator right there, Political economist John Stuart Mill, he said something you've probably heard before. Landlords grow rich in their sleep without working, risking or economizing. Oh, yes, you can have a real estate quotes episode without that classic one. Although rather than landlords growing rich in their sleep, the phrase real estate investors is likely more accurate. Don't wait to buy real estate. Buy real estate and wait. You've surely heard that one. You might not know that it was actor Will Rogers with that particular attribution, entrepreneur Marshall Field said buying real estate is not only the best way, the quickest way, the safest way, but the only way to become wealthy, billionaire John Paulson said.   Keith Weinhold (00:28:45) - I think buying a home is the best investment any individual can make. That's what Paulson said. let's give Paulson the benefit of the doubt here. Although Robert Kiyosaki famously said that a house is not an asset because an asset puts money in your pocket and your home takes money out of your pocket, well, a home is something that you get to live in, build family memories in, and you do get some leverage if you keep debt on your own home. So maybe that's more of what's behind John Paulson's maxim there. Notable entrepreneur Jesse Jones. He said I have always liked real estate, farmland, pasture land, timberland and city property. I have had experience with all of them. I guess I just naturally like the good Earth, which is the foundation of all our wealth. Business mogul Tamir Sapir said if you're not going to put your money in real estate, where else? Yeah, I guess that's a good question. Anthony hit real estate professional. He said to be successful in real estate, you must always inconsistently put your client's best interests first.   Keith Weinhold (00:30:00) - When you do, your personal needs will be realized beyond your greatest expectations. Yeah, I think he's talking about being a team player there. And if you're a real estate agent, it's about putting your client's needs over yours. If it's a landlord, perhaps then you're thinking about putting your tenants first and meeting their needs so that they stay in your property longer. Here's a quote that I've got to say I don't understand. It's from real estate mogul and shark tank shark Barbara Corcoran. She says a funny thing happens in real estate. When it comes back, it comes back like gangbusters. I don't really know what that means, and I don't know what a gangbuster is yet. I see that quote all over the place. I can't explain why that would be popular. I don't get it at all now, novelist Anthony Trollope said it is a comfortable feeling to know that you stand on your own ground. Land is about the only thing that can't fly away. Entrepreneur Armstrong Williams is here with this gem. Now one thing I tell everyone is to learn about real estate.   Keith Weinhold (00:31:12) - Repeat after me. Real estate provides the highest returns, the greatest values in the least risk. Yeah, that's a real motivator of a quote. As long as one knows what they're doing and buys, right? All of that could very well be true from Armstrong Williams. It was none other than John de Rockefeller that said the major fortunes in America have been made in land. Yeah, it's just really plain and simple there. John Jacob Astor, he got specific and more strategic here. This is Astor. He said, buy on the fringe and wait by land near a growing city. Buy real estate when other people want to sell and hold what you buy. I mean, yeah, that's pretty much an all timer right there from Astor. Winston Churchill said land monopoly is not only monopoly, it is by far the greatest of monopolies. It is a perpetual monopoly, and it is the mother of all other forms of monopoly. Yeah, interesting from Churchill. And there's a good chance that you haven't heard that one before.   Keith Weinhold (00:32:26) - Perhaps. So say, for example, if one owns real estate on all four corners of a busy street intersection, then that quote applies. It's like you've got a monopoly on a popular intersection. Russell Sage said. This real estate is an imperishable asset, ever increasing in value. It is the most solid security that human ingenuity has devised. It is the basis of all security and about the only indestructible security. That's from Russell Sage. And, you know, you know, something here is we've got lots of real estate specific quotes in this segment is that it is rare to nonexistent to see any negative quotes about real estate, about anyone saying anything bad about it. It's all positive stuff. Waxing eloquent about real estate. And there are a lot of reasons to do that. But not every real estate moment is great. Maybe this is all because nothing quotable is said when you find out that one of your tenants is a drug dealer. Well. Finance expert Susie Orman says this owning a home is a keystone of wealth, both financial affluence and emotional security.   Keith Weinhold (00:33:46) - Yeah, a lot like an earlier quote. A home is the only investment that you get the benefit of living in. Peter Lynch said. No, what you own and why you own it. I mean, that is short, sweet and it's just a really good reminder to you. Do you now own any properties that you would not buy again? And if you wouldn't buy it again, then should you consider selling it now? Not FDR, but Theodore Roosevelt. He said every person who invests. In well selected real estate in a growing section of a prosperous community, adopts the surest and safest method of becoming independent for real estate is the basis of wealth. That's Theodore Roosevelt. Yeah. He reiterates that you want to own most of your property in growing places, something that really hasn't changed over all this time. Coke Odyssey contributes to this. The house he looked at today and wanted to think about until tomorrow, maybe the same house someone looked at yesterday and will buy today. Oh, gosh, that's true.   Keith Weinhold (00:34:58) - I think that everyone has the story of the one that got away. Margaret Mitchell said the land is the only thing worth working for. Worth fighting for, worth dying for. Because it's the only thing that lasts. Yeah. Wow. Some real passion there from Margaret. Sir John Templeton said the four most dangerous words in investing are. It's different this time. Yeah. I think what Templeton is advising is to follow market trends in history. Don't speculate that this particular time will be any different. Warren Buffett said wide diversification is only required when investors do not understand what they are doing. Yeah, that insight from Buffett. That's pretty applicable when you understand that you've got to get good in a niche and then get rich in that niche, meaning being narrow. Why diversification? That's likely better when you're just beginning and you don't know much, but then you want to get niche in your big earning years. And then perhaps when you're older, you get diversified once again because you're more interested in just protecting what you have.   Keith Weinhold (00:36:15) - Robert Kiyosaki said it's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for. Now there's something with tax efficiencies and more in that Kiyosaki quote. My friend Dave Zook, billionaire dollar syndicator and frequent guest on this show, he said, you can be conventional or you can be wealthy. Pick one. Oh yeah, I love that from Dave. Because if you do what everyone else does, you'll only get what everyone else got. And I've contributed some material here over 508 episodes of this show. Although I won't claim the eminence of some of the other luminaries of the past few centuries discussed today. I've been known to say these. You do care about what others think. That's your reputation. I've been known to say the scarcity mentality is abundant and the abundance mentality is scarce. And some say that in real estate, I was the first one to point out back in 2015 that real estate pays five ways. Another that I have is a critique of delayed gratification.   Keith Weinhold (00:37:31) - Now, some delayed gratification is okay early on in your life, but I've said too much delayed gratification becomes denied gratification. Here on Earth, you live just one life. Hey. And the other day, an entrepreneurial friend. I don't know. He seemed to think that I have the right life balance. I'm not sure if that's true or not, but here's what I told him. And I think he said this because he often sees me out to exercising and things. I told him I give my best to exercise. Business only gets left over time. That's because exercise is hard and making money is easy. Yeah, there it is. That's my take on that. And that's it for today. I hope that you got some learning, some perspective, a few laughs and that some thought was spurred inside your mind in order to give you at least one big, rich novel takeaway here. And it's probably best for you to refer back to this episode of quotes, maxims, and aphorisms. At times when you're feeling shaky about your investment decision making, or just other times of uncertainty.   Keith Weinhold (00:38:49) - Until next week, I'm your host, Keith Reinhold, and there's something else that I've been known to say. Don't quit your day. Drink.   Speaker 6 (00:39:00) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get Rich education LLC exclusively.   Keith Weinhold (00:39:28) - The preceding program was brought to you by your home for wealth building. Get rich education.com.

Gee, how surprising is that?  Also, a very nice non-client wonders whether she and hubby were granted a deserved "12% Household Discount" from their Medicare supplement company. Finally, a new client credits my book plus Suze Orman's Podcast for her "Kick Butt" Medicare knowledge. Just a few questions remain to be answered... Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)   Inspired by: "MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!" on Amazon.com. Return to leave a short customer review & help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Today we're breaking through the financial “tacky” taboos into the complex relationship between women and money at midlife. In this episode, we unpack the psychological roots of how women view and handle money, exploring personal stories and societal expectations that shape our financial lives. Join us as we discuss everything from inherited wealth to financial independence and the emotional hurdles that come with managing money.We candidly share our own journeys with money, the mistakes we've made, and the lessons we've learned (it's a little cringey). We explore how our backgrounds and experiences have influenced our financial mindsets and what we've done to gain control and confidence in our financial lives. This episode is all about normalizing the conversation around money among women and encouraging everyone to take charge of their financial future.Episode Highlights:[0:40] - Different experiences with money based on upbringing and life stages.[1:44] - Suze Orman and the surprising financial illiteracy among successful women.[3:06] - Laura's personal money story: Growing up financially uninformed.[4:30] - Colette's money story: Financial struggles and being forced to face it.[7:33] - The impact of generational wealth and the psychological development it hampers.[10:58] – Fear of money and the psychological issues surrounding financial independence.[14:03] - The role of women as spenders and the pressure to provide for the family.[17:42] - The antiquated belief that a husband's money is for the household and the wife's money is for personal use.[20:38] - Men's struggle with their role as financial providers and its impact on their self-worth.[23:28] - The rise of financial independence among older women and its effect on marriages.[25:14] - The importance of women developing a well-rounded relationship with money.[27:15] - Practical advice on saving, investing, and building financial confidence.[31:03] - Encouragement to discuss money openly and seek financial education.Resources:For a worksheet to guide you to begin your journey to an emotionally healthy relationship with money visit our website insightsfromthecouch.org If you have questions please email us at info@insightsfromthecouch.org we would love to hear from you!If today's discussion resonated with you or sparked curiosity, please rate, follow, and share "Insights from the Couch" with others. Your support helps us reach more people and continue providing valuable insights. Here's to finding our purposes and living a life full of meaning and joy. Stay tuned for more!

Read the full show notes: https://www.draimee.org/fighting-for-fertility-with-filmmaker-larkin-mcphee   I am delighted to have Larkin McPhee joining me today on The Egg Whisperer Show. She is going to bring attention to something that is near and dear to my heart, and that is her new  NOVA special, Fighting for Fertility. I have had the pleasure of working with Larkin on Fighting for Fertility, which is about fertility and assisted reproductive technology and its contribution to the remarkable diversity of the modern family. Larkin is a Peabody and Emmy Award winning director, producer, and writer of documentary films. Her films have covered topics ranging from personal finance with Suze Orman to nuclear power to the illness of depression. Meticulous research, outstanding characters, and powerful storytelling make her films extraordinarily compelling. Her skills as a director, writer, and documentarian bring beauty and clarity to any topic. Her documentaries impart a deep knowledge of the subject matter and provide viewers with a blueprint for positive change. Larkin is well known for her intimate sensitive portrayals of people in critically acclaimed films such as Depression: Out of the Shadows, a primetime PBS special on the illness of depression, Dying to Be Thin, a NOVA special on eating disorders, and Children By Design, one hour of an eight-hour PBS series called Secret of Life on the marvels and perils of the genetic revolution. Read the full show notes on Dr. Aimee's website. Watch "Fighting For Fertility" on PBS NOVA. You can find Larkin McPhee's website here.     Do you have questions about Egg Freezing?Click here to join Dr. Aimee for The Egg Freezing Class.  The next live class call is on Monday, May 15, 2023 at 4pm PST, where Dr. Aimee will explain Egg Freezing and there will be time to ask her your questions live on Zoom. Looking for the best products to support you while you're TTC? Get Dr. Aimee's brand new Conception Kit here. Dr. Aimee Eyvazzadeh is one of America's most well known fertility doctors. Her success rate at baby-making is what gives future parents hope when all hope is lost. She pioneered the TUSHY Method and BALLS Method to decrease your time to pregnancy. Learn more about the TUSHY Method and find a wealth of fertility resources at www.draimee.org. Other ways to connect with Dr. Aimee and The Egg Whisperer Show: Subscribe to my YouTube channel for more fertility tips!Subscribe to the newsletter to get updates

From escaping debt to retirement strategies, to her latest thesis on Bitcoin, Suze Orman (Host of the Women and Money podcast) joins Nicole Petallides for a wide-ranging market discussion in the latest episode of Market Overtime. ======== Schwab Network ======== Empowering every investor and trader, every market day.   Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribe Download the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185 Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7 Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watch Watch on Vizio - https://www.vizio.com/en/watchfreeplus-explore Watch on DistroTV - https://www.distro.tv/live/schwab-network/ Follow us on X – https://twitter.com/schwabnetwork Follow us on Facebook – https://www.facebook.com/schwabnetwork Follow us on LinkedIn - https://www.linkedin.com/company/schwab-network/   About Schwab Network - https://schwabnetwork.com/about   #investing #trading #finance #stocks #global #equities #markets #stockmarket #stockmarkettoday #bitcoin #crypto #retirement #retirementplanning #suzeorman #womenandmoney #nvidia #palantir #apple #broadcom #cathiewood #arkinvest #personalfinance #finance

We're diving deep into personal finance with none other than Suze Orman, the best-selling author and world-renowned financial expert. Suze joins our host, Jaime Catmull, to unravel the mysteries of money management and offers timeless advice on living below your means but within your needs. From her imaginative perspective on money as a manifestation of who you are to practical tips like avoiding frequent dining out to save money, Suze delivers actionable insights tailored for anyone eager to get out of debt and save for the future. "You can never fix a financial problem with money." This profound statement by Orman encourages listeners to look inward for solutions to financial issues, suggesting that money problems are often symptoms of deeper personal challenges.Get ready to challenge your financial habits and discover new strategies to live richer. Whether you're wrestling with debt, seeking ways to optimize your retirement savings, or just looking to indulge in some frugal habits that even the wealthy swear by, this episode is packed with advice that could change your financial trajectory. Join us as we explore Suze Orman's expert advice on building and maintaining personal wealth.

In this BetterWealth Podcast, I speak with author, David McKnight, of the bestselling book, The Power of Zero. In this episode, David presents the case of how some of the biggest financial gurus like, Dave Ramsey, Ramit Sethi, Suze Orman, Ken Fisher, and Clark Howard, are leading you astray with harmful financial, retirement, and insurance advice.First Interview with David about The Power of Zero: https://youtu.be/UaFNUOL4mlQ?si=XrviPnUsFRjL-nF4 Connect with David McKnight: https://davidmcknight.comWant a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insuranceWant FREE Whole Life Insurance Education? Go Here: https://bttr.ly/vault ______________________________________________ ✉️ Email BetterWealth: https://bttr.ly/infoWEBSITE: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

This episode is part 3 of David's interview with Power of Zero co-founder Larry DeLegge.  The two discuss the most dangerous retirement advice from Suzie Orman, Dave Ramsey, and Ken Fisher.  Financial gurus in the business of dispensing one-size-fits-all financial planning advice is David's biggest pet peeve.  Why do they do it? To appeal to a broader range of Americans. David explains what his so-called Dave Ramsey's circle of poverty is all about. Two out of three people who reach financial independence following Ramsey's advice will run out of money before they run out of life…two-thirds of the time! David believes that Dave Ramsey is good for bad investors, but bad for good investors – and cites a couple of examples to illustrate that. David talks about why he believes Ken Fisher is averse to bringing up Roth conversions to his clients and prospects. There's a key difference between Ken Fisher and the likes of Dave Ramsey – David tells it all. David opens up about something he's really excited about regarding his new book. Mentioned in this episode: David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dr. Wade Pfau Tom Hegna Graham Stephan Power of Zero YouTube Video Dave Ramsey Eviscerates Co-Host George Kamel for Preaching the 4% Rule Clark Howard

Today's video is part six of David's interview with financial advisor Chris Martens where they discuss the fatal flaw in Dave Ramsey and Suze Orman's retirement planning advice. They discuss David's new book, “The Guru Gap,” and how America's financial gurus are leading people astray.  David believes that Dave Ramsey and Suze Orman have done an incredible service helping many Americans get out of debt and even become rich--but they're not all that good at helping you stay rich or secure your retirement. According to David, the problem with most financial gurus is that they're trying to appeal to as broad an audience as possible. To do that they dispense one-size-fits-all financial advice. Unfortunately, because of this really broad un-nuanced approach, most financial gurus cannot stay behind products like permanent life insurance that require nuance. David reveals that his main goal is to uncover sustainable retirement strategies and help people wring the most efficiency out of their retirement plan. David and Chris agree that people should not take financial advice from advisors on TikTok. David further explains why TikTok is not his favorite place to get financial advice.      Mentioned in this episode: David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

If, like me, you check mortgage interest rates like an expectant parent checks their wife's contractions, you doubtless will have analyzed every type of loan product in an attempt to inch the currently high rates down.  Famed financial guru Suze Orman recently appeared on CNN extolling the virtues of an adjustable rate mortgage (ARM). But to many American homebuyers, mentioning an ARM is like the Ghost of Christmas Past returning to haunt us once more: Weren't ARMs partly to blame for the 2008 financial crash?  ARMs were derided in 2008 because many Americans got into financial trouble. Once their interest rates adjusted upward after three, five, or seven years, borrowers could not refinance down to a lower rate and fell into foreclosure. So why is Orman—whose monetary advice tends to be conservative—suggesting we go ice skating on a financial frozen lake? Learn more about your ad choices. Visit megaphone.fm/adchoices

Show host Arturo Johnson shares his experience with coming across David's content – and how it has changed his perspective. David mentions a study that illustrates the benefits of putting 70% – and not 100% – of your retirement savings into a Roth 401k and the balance into cash value life insurance. Dave Ramsey is famous for stirring up a hornet's nest among CFPs all across the U.S. David unpacks a shortcoming with one of Ramsey's principles. David goes over what can happen when you utilize life insurance as a volatility shield/buffer. The only way to get an 8% distribution rate in retirement is by utilizing a financial tool that Dave Ramsey says is a hot pile of garbage: cash value life insurance. The reason why David likes IUL is because history shows that you can get five to seven percent net of fees over time in your IUL. David talks about something he dislikes in Ramsey's views on IUL and that many “gurus” such as Suze Orman, Clark Howard, and Ramit Sethi say it's a scam. “The IUL is not a stock market replacement, it's a bond alternative,” says David.   Mentioned in this episode: David's books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free 3-part video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Arturo Johnson Dave Ramsey Suze Orman Clark Howard Ramit Sethi George Kamel Tom Hegna

In this episode, Bob Bluhm explores the intricacies of cross-border real estate investments. He shares his journey as a trial lawyer protecting investors and assets while providing vital strategies for foreigners investing in the US real estate market. Tune in as he clarifies the complexities of international investments, paving your way for the global investing arena.    WHAT YOU'LL LEARN FROM THIS EPISODE   Effective strategies for international real estate investments Legal and tax implications for foreigners investing in the US The importance of proper entity formation to prevent double taxation and ensure asset protection US real estate opportunities and the challenges of obtaining financing as a foreigner Practical advice on setting up US bank accounts and managing investments remotely   RESOURCES MENTIONED IN THIS EPISODE Mercury Wise Relay   ABOUT BOB BLUHM Bob Bluhm is one of the nation's leading asset protection attorneys. During his 30 years as an attorney, Bob has been a trial lawyer and has represented Fortune 500 companies as well as smaller, privately held businesses.   As a speaker, Bob has shared the stage with notable political figures, such as Presidents Clinton, Bush, Margaret Thatcher, Mikhail Gorbachev, Benjamin Netanyahu, and financial figures, such as Donald Trump, Jim Cramer, David Bach, Jean Chatzky, Suze Orman and Robert Kiyosaki. He is the author of several articles on asset protection and is a contributor to "The Asset Protection Handbook."   Bob specializes in working with real estate investors. He and his team work with both U.S. investors and foreign investors wanting to invest in U.S. real estate. Bob and his team have helped many thousands of people all over the world grow their wealth more quickly and securely.   CONNECT WITH BOB  Website: Asset Defense Team Email: info@assetdefenseteam.com  Phone Number: (945) 542-7738   CONNECT WITH US: If you need help with anything in real estate, please email invest@rpcinvest.com  Reach Ron: RP Capital Leave podcast reviews and topic suggestions: iTunes Subscribe and get additional info: Get Real Estate Success Facebook Group: Cash Flow Property Facebook Community Get the latest trends and insights: RP Capital Newsletter

Episode Summary: The primary fear of many Christian investors is running out of money in retirement. In this episode, Ridgeway explores the concept of the 4% retirement rule and its implications in today's economic climate, drawing insights from financial experts like Suze Orman.Key Takeaways:The 4% Retirement Rule: Ridgeway explains the origin of the 4% retirement rule, coined by financial planner Bill Bengen, which suggests retirees can safely withdraw 4% of their retirement savings annually. However, recent critiques by experts like Suze Orman have labeled it as "very dangerous."Economic Volatility and Withdrawal Rates: Orman advises caution in relying solely on the 4% rule, advocating for lower withdrawal rates, especially in times of economic uncertainty. She emphasizes the importance of adjusting withdrawal rates based on individual circumstances and market conditions.Personalized Financial Planning: Ridgeway stresses the need for personalized financial planning, highlighting the significance of considering various sources of income, such as Social Security and annuities, alongside retirement savings. He encourages listeners to work with financial professionals to tailor their withdrawal strategies accordingly.Long-Term Financial Sustainability: Orman suggests that withdrawing the least amount possible from retirement accounts can lead to better long-term financial sustainability. This approach aligns with the idea of adjusting withdrawal rates to ensure financial security throughout retirement, especially amid economic fluctuations.Working with Professionals: Ridgeway emphasizes the value of seeking guidance from financial advisors to navigate retirement planning effectively. He underscores the importance of ongoing evaluation and adjustment of withdrawal strategies to adapt to changing financial landscapes.Quotes:"Susie Orman calls the 4% retirement rule very dangerous. These are dog whistles for those who are preparing for retirement.""People love these hyperboles. I would never, I always, this is amazing. This is horrible. This is just trying to stir up emotions. It's not that serious.""Find the figure, find out what works for you, trial and error, year over year, work with a professional, simple."

t's Hump Day on Greatest Hits Week! Today we're throwing it back to a fan favorite: Joe's 2018 interview with the one-and-only Suze Orman! Please disregard any mention of current events. We're pulling out all the stops today because we're talking to a special guest that you may (or may not) have heard of… Suze Orman. We'll talk all things women and money, mentorship, understanding your investments and financial tools, and more. Plus, during our headlines segment we're extra packed because we're delivering three awesome headlines. First: is Robinhood really making MILLIONS by selling out millennials' user data? One group thinks so. And if that wasn't enough, in a retirement plan court fight, one retirement fund is fighting back against participants that sued the employer by asking for monetary sanctions against the six employee-plaintiffs and the law firm that represented them. But that's not all….because we're also dissecting one piece about Barry White and the estate he left behind. How much of your estate does your girlfriend receive when you've been separated from your wife for two decades (but never actually divorced her?)…do we have some news for you… The original show notes are available here: Suze Orman » The Stacking Benjamins Show. FULL SHOW NOTES: https://www.stackingbenjamins.com/suze-orman-greatest-hits-1511 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ken reviews the psychological, clinical dynamics of money management, planning aspects of your financial life, and how to talk to the people in your life to reduce financial anxiety and support long-term financial stability. 

Steven Rinella talks with Becky Humphries, Suze Orman, Ryan Callaghan, Randall Williams, Phil Taylor, and Corinne Schneider.  Topics discussed: It's Tax Day; bigger is not better; when two ladies in a small boat beat all the boys; from "Money Lady" to the "Fishing Girls"; the incredible expense of a fishing; you can donate your tax refund to conservation and the Theodore Roosevelt Conservation Partnership; a Michigan-pissed hunter; your last chance to attend MeatEater's Live Tour and BHA x MeatEater Trivia Pint Nights; the wolf that was killed in southern Michigan and how coyote management has changed in the state; the incredible challenge of finding common ground; how elections shape conservation policy; and more. Outro song "Huntin' Land" by Emmy Lou Howard Connect with Steve and MeatEater Steve on Instagram and Twitter MeatEater on Instagram, Facebook, Twitter, and YoutubeSee omnystudio.com/listener for privacy information.

     We all have had daydreams – those ideas that float into our consciousness from time to time. Usually we don't take much stock in them, and they float away into the ether. What if I were to tell you that you can upgrade your daydreams, to change them from occasional fanciful thoughts to insights that can alter your emotions and beliefs and create a profound shift in your life.    The process is called Flowdreaming, and we dive into the method and the outcomes with its creator, personal growth coach Summer McStravick. Summer came up with the technique over 20 years ago and has helped countless people make meaningful changes in their lives. Summer tells us:·      how her work with Louise Hay and Dr. Wayne Dyer led to her creation of Flowdreaming·      the difference between Flowdreaming and regular daydreaming·      what Flowdreaming does that can't be done through meditation·      how Flowdreaming can reshape your neural pathways.·      how Flowdreaming creates inner bliss·      how to use Flowdreaming to manifest abundance     Take look at your daytime thoughts in a new light by listening in on this exciting episode of Dream Power Radio.     Meet Summer McStravick, the woman who invented Flowdreaming and founded M.E. School. Summer specializes in the architect of emotions — the language of the universe. As a spiritual coach, she helps you harness Flow so you can program your future and experience unstoppable upleveling and personal inner growth in every aspect of your life. Her latest book is Stuff Nobody Taught You.      Summer McStravick is also known for her extraordinary background as having been hand-selected to work for Louise Hay, where she had the opportunity to develop a “start-up” division within the publishing company Hay House. There she created audio products and programs for a vast network of the world's greatest spirituality, self-growth teachers and spiritual coaches.     There, Summer dreamed up and built the studios, architecture, framework, and programs for HayHouseRadio.com, one of the first live-broadcast radio networks streamed online. She also created some of the first webinars to reach the public from any company.     In a stroke of pure Flow, Summer was being set up for her future work as a thought-leader, author, spiritual coach, and teacher, as she worked closely with, and was mentored by, Hay House radio talents such as Esther and Jerry Hicks (with Abraham), Suze Orman, Dr. Christianne Northrup, Dr. Wayne Dyer, Marianne Williamson, Doreen Virtue, Gregg Braden, Carolyn Myss, Debbie Ford, and many other luminaries in the fields of self-help and spirituality.     It was while at Hay House Radio that Summer McStravick began to share her previously private practice for manifesting, which eventually developed into Flowdreaming® and The Flow Method.     After being recommended to the world by her podcast co-host and mentor Dr. Wayne Dyer, public demand for Flowdreaming exploded, so Summer wrote two books and recorded hundreds of audios about the technique. She finally began her life-changing journey as a  spiritual coach teaching Flowdreaming to hundreds of thousands of people.     Her books and courses have been published by HCI, Hay House US, Hay House UK, and Hay House Australia as well as been translated into French, Italian, German and Slovakian. She's alsWant more ways to find joy in your life? Check out my website thedreamcoach.net for information about my courses, blogs, books and ways to create a life you love.

Jennifer and Pumps sit down with the OG head b**** in charge, Suze Orman. Suze has had it with people spending money they don't have to impress people they don't even like and gives the listeners some advice that'll change their life. The three also discuss the issue that is Forced Capitalism. Pumps gets a little too excited performing an ear extraction on Kiley and Jennifer *finally* clears the air about the sexual tension between her and Pumps. Come see I've Had It live on the Hot Sh*t Tour! More info & tickets available at https://linktr.ee/ivehaditpodcast and subscribe to I've Had It wherever you get your podcasts. Thank you to our sponsors: BetterHelp: This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/HADIT today and get 10% off your first month. Happy Mammoth: Listener, you can get your first bottle of Hormone Harmony for 15% OFF if you use the code HADIT on the checkout page. Go to HappyMammoth.com and enter the promo code HADIT on the checkout page. Valid till November 30th. Jenni Kayne: Find your forever pieces @jennikayne and get 15% off with promo code Hadit at jennikayne.com/hadit! #jennikaynepartner Shopify: Sign up for a $1 per month trial period at shopify.com/hadit and take your business to the next level today. Subscribe to our Patreon: https://www.patreon.com/IveHadItPodcast Follow Us: I've Had It Podcast: @Ivehaditpodcast Jennifer Welch: @mizzwelch Angie "Pumps" Sullivan: @pumpspumpspumps Special Guest: Suze Orman: @suzeorman