Podcasts about wealth advisors

In this episode of Pillars of Wealth Creation, Todd sits down with Mark Miller of Hilton Tax & Wealth Advisors to explore how the wealthy approach taxes, investments, and the protection of their money. Mark explains why having a tax plan and long-term strategy can make a significant difference in how much wealth you ultimately keep, and why these strategies aren't limited to the ultra-wealthy. Todd and Mark discuss Hilton Wealth's “bucket” concept, including safe assets, income-producing assets, professionally managed investments, and private equity. They also talk about looking beyond traditional mutual funds, understanding the fees and structure behind investments, and why managing risk and protecting your wealth can be just as important as generating strong returns. Mark also shares how listeners can receive a complimentary copy of the Hilton Wealth book, which dives deeper into these wealth-building strategies. Get your complimentary book at www.hiltonwealth.com. Mark Miller is the President and CEO of Hilton Tax & Wealth Advisors and a Registered Financial Consultant® with more than 30 years of experience in the financial services industry. He specializes in helping families and business owners use strategic tax planning, wealth management, and asset protection strategies to build and preserve long-term wealth. Mark is also the author of Hilton Wealth, sharing strategies inspired by the way the ultra-wealthy approach building and protecting wealth. If you would like to connect with Mark, visit: www.hiltonwealth.com or through LinkedIn: https://www.linkedin.com/in/markmiller-hiltonfo YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

WE Alliance Wealth Advisors if founded on the belief that an integrated Family Office style approach to wealth planning is the best way to protect and maximize the wealth client families work so hard to accumulate. Combine powerful proactive tax strategies, a powerful system of investing called Defined Outcome Investing, and a Family Centered approach to estate planning to deliver uncommon results while reducing risk for each client family. Founder Terry Wheeler's book “Laugh When the Market Crashes” is a must read book outlining this investment approach.The firm and its founder traces its roots back over 35 years with its origins beginning at Dean Witter Reynolds. In the 1990s the founder added a law degree focused on tax and estate planning advocacy. The integrated wealth, tax, and estate planning approach now truly sets them apart in a crowded financial planning space.Learn more: https://weriaadvisors.com/Buy the book at www.LaughWhenTheMarketCrashes.comAdvisor Coaching at www.StrategicWealthLegal.comAny opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by WE Alliance Wealth Advisors, and are only for general informational purposes as of the date indicated.All investments involve risk; please consult with a financial advisor prior to investing.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-wheeler-founder-ceo-of-we-alliance-wealth-advisors-discussing-the-retirement-income-blind-spot

WE Alliance Wealth Advisors if founded on the belief that an integrated Family Office style approach to wealth planning is the best way to protect and maximize the wealth client families work so hard to accumulate. Combine powerful proactive tax strategies, a powerful system of investing called Defined Outcome Investing, and a Family Centered approach to estate planning to deliver uncommon results while reducing risk for each client family. Founder Terry Wheeler's book “Laugh When the Market Crashes” is a must read book outlining this investment approach.The firm and its founder traces its roots back over 35 years with its origins beginning at Dean Witter Reynolds. In the 1990s the founder added a law degree focused on tax and estate planning advocacy. The integrated wealth, tax, and estate planning approach now truly sets them apart in a crowded financial planning space.Learn more: https://weriaadvisors.com/Buy the book at www.LaughWhenTheMarketCrashes.comAdvisor Coaching at www.StrategicWealthLegal.comAny opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by WE Alliance Wealth Advisors, and are only for general informational purposes as of the date indicated.All investments involve risk; please consult with a financial advisor prior to investing.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-wheeler-founder-ceo-of-we-alliance-wealth-advisors-discussing-the-retirement-income-blind-spot

Bitcoin has become more visible, more accessible, and more commonly discussed in financial conversations. But does greater acceptance mean it is becoming a mainstream investment, and more importantly, does that make it appropriate for your financial plan? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss Bitcoin's growing presence in the financial world, the role of cryptocurrency ETFs and easier access, and why increased adoption does not eliminate Bitcoin's significant volatility and speculative nature. They also explore how investors can think about Bitcoin within the context of diversification, risk tolerance, long-term financial goals, and the fear of missing out. Is Bitcoin here to stay? Is it truly mainstream yet? And how should you evaluate whether cryptocurrency has any place in your financial picture? Tune in to hear the full conversation. Subscribe to Clear Money Talk on YouTube, Apple Podcasts, or wherever you listen.

Bitcoin has become more visible, more accessible, and more commonly discussed in financial conversations. But does greater acceptance mean it is becoming a mainstream investment, and more importantly, does that make it appropriate for your financial plan? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss Bitcoin's growing presence in the financial world, the role of cryptocurrency ETFs and easier access, and why increased adoption does not eliminate Bitcoin's significant volatility and speculative nature. They also explore how investors can think about Bitcoin within the context of diversification, risk tolerance, long-term financial goals, and the fear of missing out. Is Bitcoin here to stay? Is it truly mainstream yet? And how should you evaluate whether cryptocurrency has any place in your financial picture? Tune in to hear the full conversation. Subscribe to Clear Money Talk on YouTube, Apple Podcasts, or wherever you listen.

Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners,, joins Jon Hansen to talk about Fed Chair Kevin Warsh sticking to his guns on getting inflation down to 2%, why the market is reacting negatively to Warsh’s comments, what the Fed will likely do with interest rates in September, the concern over the national debt, the […]

Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners,, joins Jon Hansen to talk about Fed Chair Kevin Warsh sticking to his guns on getting inflation down to 2%, why the market is reacting negatively to Warsh’s comments, what the Fed will likely do with interest rates in September, the concern over the national debt, the […]

Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners,, joins Jon Hansen to talk about Fed Chair Kevin Warsh sticking to his guns on getting inflation down to 2%, why the market is reacting negatively to Warsh’s comments, what the Fed will likely do with interest rates in September, the concern over the national debt, the […]

Segment 1: Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, joins Jon Hansen to talk about Fed Chair Kevin Warsh sticking to his guns on getting inflation down to 2%, why the market is reacting negatively to Warsh’s comments, what the Fed will likely do with interest rates in September, the concern over the national […]

Business owners preparing for a company sale are often focused entirely on the transaction itself. While maximizing the headline price is the intuitive goal, it means very little without a strategy to maximize the wealth that follows.   Fulton Private Bank's Michael Shore, a Senior Wealth Planner, and Jon Adams, a Wealth Advisor, dive into the critical mechanics of pre-sale planning. They discuss why waiting until the wire transfer hits to call a wealth adviser is a costly mistake, how to conduct a wealth gap analysis to ensure post-sale liquidity can actually sustain a seller's desired lifestyle, and how to evaluate complex deal terms like earn-outs and rollover equity from a risk-preservation standpoint.

WE Alliance Wealth Advisors if founded on the belief that an integrated Family Office style approach to wealth planning is the best way to protect and maximize the wealth client families work so hard to accumulate. Combine powerful proactive tax strategies, a powerful system of investing called Defined Outcome Investing, and a Family Centered approach to estate planning to deliver uncommon results while reducing risk for each client family. Founder Terry Wheeler's book “Laugh When the Market Crashes” is a must read book outlining this investment approach.The firm and its founder traces its roots back over 35 years with its origins beginning at Dean Witter Reynolds. In the 1990s the founder added a law degree focused on tax and estate planning advocacy. The integrated wealth, tax, and estate planning approach now truly sets them apart in a crowded financial planning space.Learn more: https://weriaadvisors.com/Buy the book at www.LaughWhenTheMarketCrashes.comAdvisor Coaching at www.StrategicWealthLegal.comAny opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by WE Alliance Wealth Advisors, and are only for general informational purposes as of the date indicated.All investments involve risk; please consult with a financial advisor prior to investing.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-wheeler-founder-ceo-of-we-alliance-wealth-advisors-discussing-the-investment-blind-spot

WE Alliance Wealth Advisors if founded on the belief that an integrated Family Office style approach to wealth planning is the best way to protect and maximize the wealth client families work so hard to accumulate. Combine powerful proactive tax strategies, a powerful system of investing called Defined Outcome Investing, and a Family Centered approach to estate planning to deliver uncommon results while reducing risk for each client family. Founder Terry Wheeler's book “Laugh When the Market Crashes” is a must read book outlining this investment approach.The firm and its founder traces its roots back over 35 years with its origins beginning at Dean Witter Reynolds. In the 1990s the founder added a law degree focused on tax and estate planning advocacy. The integrated wealth, tax, and estate planning approach now truly sets them apart in a crowded financial planning space.Learn more: https://weriaadvisors.com/Buy the book at www.LaughWhenTheMarketCrashes.comAdvisor Coaching at www.StrategicWealthLegal.comAny opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by WE Alliance Wealth Advisors, and are only for general informational purposes as of the date indicated.All investments involve risk; please consult with a financial advisor prior to investing.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-wheeler-founder-ceo-of-we-alliance-wealth-advisors-discussing-the-tax-blind-spot

WE Alliance Wealth Advisors if founded on the belief that an integrated Family Office style approach to wealth planning is the best way to protect and maximize the wealth client families work so hard to accumulate. Combine powerful proactive tax strategies, a powerful system of investing called Defined Outcome Investing, and a Family Centered approach to estate planning to deliver uncommon results while reducing risk for each client family. Founder Terry Wheeler's book “Laugh When the Market Crashes” is a must read book outlining this investment approach.The firm and its founder traces its roots back over 35 years with its origins beginning at Dean Witter Reynolds. In the 1990s the founder added a law degree focused on tax and estate planning advocacy. The integrated wealth, tax, and estate planning approach now truly sets them apart in a crowded financial planning space.Learn more: https://weriaadvisors.com/Buy the book at www.LaughWhenTheMarketCrashes.comAdvisor Coaching at www.StrategicWealthLegal.comAny opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by WE Alliance Wealth Advisors, and are only for general informational purposes as of the date indicated.All investments involve risk; please consult with a financial advisor prior to investing.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-wheeler-founder-ceo-of-we-alliance-wealth-advisors-discussing-the-estate-planning-blind-spot

WE Alliance Wealth Advisors if founded on the belief that an integrated Family Office style approach to wealth planning is the best way to protect and maximize the wealth client families work so hard to accumulate. Combine powerful proactive tax strategies, a powerful system of investing called Defined Outcome Investing, and a Family Centered approach to estate planning to deliver uncommon results while reducing risk for each client family. Founder Terry Wheeler's book “Laugh When the Market Crashes” is a must read book outlining this investment approach.The firm and its founder traces its roots back over 35 years with its origins beginning at Dean Witter Reynolds. In the 1990s the founder added a law degree focused on tax and estate planning advocacy. The integrated wealth, tax, and estate planning approach now truly sets them apart in a crowded financial planning space.Learn more: https://weriaadvisors.com/Buy the book at www.LaughWhenTheMarketCrashes.comAdvisor Coaching at www.StrategicWealthLegal.comAny opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by WE Alliance Wealth Advisors, and are only for general informational purposes as of the date indicated.All investments involve risk; please consult with a financial advisor prior to investing.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-wheeler-founder-ceo-of-we-alliance-wealth-advisors-discussing-the-investment-blind-spot

WE Alliance Wealth Advisors if founded on the belief that an integrated Family Office style approach to wealth planning is the best way to protect and maximize the wealth client families work so hard to accumulate. Combine powerful proactive tax strategies, a powerful system of investing called Defined Outcome Investing, and a Family Centered approach to estate planning to deliver uncommon results while reducing risk for each client family. Founder Terry Wheeler's book “Laugh When the Market Crashes” is a must read book outlining this investment approach.The firm and its founder traces its roots back over 35 years with its origins beginning at Dean Witter Reynolds. In the 1990s the founder added a law degree focused on tax and estate planning advocacy. The integrated wealth, tax, and estate planning approach now truly sets them apart in a crowded financial planning space.Learn more: https://weriaadvisors.com/Buy the book at www.LaughWhenTheMarketCrashes.comAdvisor Coaching at www.StrategicWealthLegal.comAny opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by WE Alliance Wealth Advisors, and are only for general informational purposes as of the date indicated.All investments involve risk; please consult with a financial advisor prior to investing.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-wheeler-founder-ceo-of-we-alliance-wealth-advisors-discussing-the-estate-planning-blind-spot

WE Alliance Wealth Advisors if founded on the belief that an integrated Family Office style approach to wealth planning is the best way to protect and maximize the wealth client families work so hard to accumulate. Combine powerful proactive tax strategies, a powerful system of investing called Defined Outcome Investing, and a Family Centered approach to estate planning to deliver uncommon results while reducing risk for each client family. Founder Terry Wheeler's book “Laugh When the Market Crashes” is a must read book outlining this investment approach.The firm and its founder traces its roots back over 35 years with its origins beginning at Dean Witter Reynolds. In the 1990s the founder added a law degree focused on tax and estate planning advocacy. The integrated wealth, tax, and estate planning approach now truly sets them apart in a crowded financial planning space.Learn more: https://weriaadvisors.com/Buy the book at www.LaughWhenTheMarketCrashes.comAdvisor Coaching at www.StrategicWealthLegal.comAny opinions, projections, or forward-looking statements expressed herein are solely those of the author, may differ from the views or opinions expressed by WE Alliance Wealth Advisors, and are only for general informational purposes as of the date indicated.All investments involve risk; please consult with a financial advisor prior to investing.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-terry-wheeler-founder-ceo-of-we-alliance-wealth-advisors-discussing-the-tax-blind-spot

Send us Fan MailJonny Pliszka, founder at High Knoll Wealth Advisors and lecturer at the University of Kentucky, shares how a corporate career in finance evolved into a purpose-driven business built around financial literacy, behavioral coaching, and intentional growth. He also talks about what makes Lexington special, why the firm's mural became part of its identity, and how AI is changing both financial advice and human connection.You can connect with Jonny and High Knoll at their website:https://www.highknollwealth.com/To connect with Dawson you can reach him at: Dawson@novainsurancegroup.com

Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, joins John to talk about the market volatility this week, the bond market and national debt awareness, why treasury yields are higher, the concern about the job market, what he thinks about the future of wage growth, what’s driving the stock market right now, and what investors […]

Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, joins John to talk about the market volatility this week, the bond market and national debt awareness, why treasury yields are higher, the concern about the job market, what he thinks about the future of wage growth, what’s driving the stock market right now, and what investors […]

Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, joins John to talk about the market volatility this week, the bond market and national debt awareness, why treasury yields are higher, the concern about the job market, what he thinks about the future of wage growth, what’s driving the stock market right now, and what investors […]

Segment 1: Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, joins John Williams to talk about the market volatility this week, the bond market and national debt awareness, why treasury yields are higher, the concern about the job market, why he doesn’t expect wage growth to happen, what’s driving the stock market right now, and what […]

Send us Fan MailChad Taylor of Seapoint Wealth Advisors joins todays episode to discuss the founding of his advisory firm and what topics and subjects are trending for his clients. Loving Internal Use Only? Sign up for our free newsletter for episode recaps, community benefits, and moreSupport the show

What does artificial intelligence mean for your financial life? AI is changing how people work, how businesses operate, and how information is accessed. But its impact on your money may extend well beyond the latest technology headlines. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, explore how AI could influence your career, earning power, investments, and long-term financial planning. They discuss why adaptability and financial flexibility may become increasingly important, how businesses could benefit from greater efficiency, and why enthusiasm around AI should not be confused with an investment strategy. They also look at the growing role of AI in financial decision-making, including where these tools may be helpful and where professional judgment, context, and a personalized financial plan can still matter. Tune in for a practical conversation about navigating a rapidly changing technology without ignoring the opportunities, chasing the hype, or losing sight of your broader financial goals.

What does artificial intelligence mean for your financial life? AI is changing how people work, how businesses operate, and how information is accessed. But its impact on your money may extend well beyond the latest technology headlines. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, explore how AI could influence your career, earning power, investments, and long-term financial planning. They discuss why adaptability and financial flexibility may become increasingly important, how businesses could benefit from greater efficiency, and why enthusiasm around AI should not be confused with an investment strategy. They also look at the growing role of AI in financial decision-making, including where these tools may be helpful and where professional judgment, context, and a personalized financial plan can still matter. Tune in for a practical conversation about navigating a rapidly changing technology without ignoring the opportunities, chasing the hype, or losing sight of your broader financial goals.

Host Colleen O'Connell-Campbell sits down with fellow Certified Exit Planning Advisor and Board Member of Employee Ownership Canada. Peter Walker - a proud Prince Edward Islander whose eighth-generation family farm shaped everything he believes about ownership, community, and legacy. Peter shares the story of the first business transition conversation he ever had (at 14, at the kitchen table, with his father) and how the eventual wind-down of the family farm rippled through his small community. The episode also marks a milestone for Canadian succession planning: the federal government has made the EOT capital gains exemption permanent, removing the sunset clause that had left owners and advisors uncertain. Peter and Colleen unpack why so many Canadian business owners - especially in rural and Atlantic Canada - avoid succession planning, the access-to-capital challenges outside major cities, the research behind employee ownership's financial and social benefits, and the single most important piece of internal due diligence a founder can do: knowing their own story before someone else writes it for them.   Key Takeaways: The EOT capital gains exemption is now permanent - and it's law. After years as a temporary measure set to expire at the end of 2026, the federal government moved in its spring economic update to make the up-to-$10 million capital gains exemption on qualifying sales to an Employee Ownership Trust permanent. That change has since passed into law (Bill C-30, Royal Assent June 18, 2026), removing the previous sunset clause and giving owners and advisors long-term certainty to plan around the structure. Peter, a board member of Employee Ownership Canada, was involved in the advocacy toward this outcome.   Peter's roots run deep in St. George, PEI (population 90), on a potato and cattle farm in his family since the 1790s - he would have been the eighth or ninth generation. His father sat him and his brother down when Peter was 14 to tell them they would not be taking over the farm. His father operated another 10 years, wound it down in a way that kept the land in the family (now approaching 300 years), but the closure cost about 15 neighbours their seasonal work, local businesses a customer, and the community a piece of its tax base.   Peter frames this as his third act - after Parliament Hill and a career at one of the big five banks. His work now has two halves: helping normalize the transition conversation for business owners, and advocating to grow employee ownership in Canada.   Two structural problems he sees, especially outside major cities: first, access to capital is severely limited - in his experience, capital does not flow easily east of Montreal or into rural regions. Second, the emotional, identity-driven avoidance of succession planning. Owners who strongly identify with being an owner resist planning for a day they can no longer be one, pushing it off until a crisis (death, divorce, disability) forces a rushed outcome.   A recurring insight: many owners can build a long-term strategic roadmap for their business in their sleep, but have never been taught to build one for themselves. The internal due diligence - deciding what you actually want your outcome and legacy to be - is the work most people skip.   The research behind employee ownership (five decades in the U.S., over a decade in the U.K.) is compelling: 8-12% productivity increases, more profitable and resilient companies, loans repaid faster, fewer closures in downturns, and employees retiring with roughly twice the retirement wealth of those at comparable non-employee-owned firms.   Employee ownership is a spectrum, not one thing: worker co-ops (fully democratic, one member/one vote), management buyouts, Employee Ownership Trusts (designed specifically as a transition vehicle), and Employee Share Ownership Plans. EllisDon - one of Canada's largest construction companies - is 100% owned by the people who work there.   Peter's framework for owners: stress-test your thinking across two axes - how much you care about the money, and how much you care about legacy. Conventional wisdom says maximize money and ignore legacy, but Canadian Federation of Independent Business research shows most owners feel genuine internal conflict between the two. If you land in the "maximize value, legacy doesn't matter" quadrant, you have earned the right to sell to a third party - go for it. If legacy matters, then employee ownership, ETA, family transition, or a mix deserve real consideration.   Start early - much earlier than most people think. Peter's father was 38 when he had that kitchen-table conversation, wrestling with 200 years of legacy. Most owners wait until they have decided to sell, which Peter considers far too late; the preparation should begin three to five years prior, at minimum.   A cash-rich exit is not only about maximizing the dollar value - it is about being intentional about what happens next for you, your business, your people, and your community. For many Canadian owners, especially in rural communities, the real opportunity is to begin planning early enough to create options that preserve local jobs and legacy - and, now that the exemption is permanent, to give employee ownership a serious look. Book a one-on-one Wealth Gap Analysis with Colleen O'Connell-Campbell. Reach out on LinkedIn or email.   Please leave a five-star rating and review - it helps more founders find the show and build their path to an intentional, cash-rich exit.   ***   The Cash Rich Exit Podcast is brought to you by O'Connell-Campbell Wealth Management at RBC Dominion Securities.   All opinions expressed by the host, Colleen O'Connell-Campbell, and podcast guests are solely their own opinions and do not reflect the opinion of RBC Dominion Securities.   This podcast is for informational purposes only before taking any action based on information in this podcast you should consult with a qualified professional.   Colleen O'Connell-Campbell is a Wealth Advisor at RBC Dominion Securities, a member of the Canadian Investor Protection Fund.

Every Monday, Jon Hansen is joined by a specialist from Mesirow to discuss a different finance-related topic. In this episode, Andrew Mutlu, CFP, APMA, Vice President and Wealth Advisor, joins Jon to talk about how there’s a Roth solution for everybody and how those assets are more accessible than ever. To learn more, visit www.mesirow.com.

With nearly 40 years in tax and wealth management, Mark Miller helps business owners, executives, and high-net-worth individuals build, protect, and sustain their wealth. As a best-selling author, his book Hilton Wealth: How to Invest Like an American Dynasty reveals the investment and tax strategies used by Fortune 500 firms and the Hilton family.Featured in over 200 major publications, including Kiplinger's, The New York Times, and Money Magazine, Mark has also appeared as a financial expert on Fox News and national media. Recognized as a Presidential Businessman of the Year, he received a personal commendation from President George W. Bush.Miller is the Managing Director of the Hilton Family office and CEO of Hilton Tax and Wealth Advisors, partnered with J. Bradley Hilton , the grandson of the legendary Hotelier Conrad Hilton. Via their Hilton TruWealth Portfolios™, Mark empowers clients with Smart Money level wealth-building strategies, ensuring financial security and lasting legacies. Hilton's mission is to help clients invest and grow wealth like an American DynastyLearn More: https://www.hiltonwealth.comInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-mark-miller-president-and-ceo-of-hilton-wealth

With nearly 40 years in tax and wealth management, Mark Miller helps business owners, executives, and high-net-worth individuals build, protect, and sustain their wealth. As a best-selling author, his book Hilton Wealth: How to Invest Like an American Dynasty reveals the investment and tax strategies used by Fortune 500 firms and the Hilton family.Featured in over 200 major publications, including Kiplinger's, The New York Times, and Money Magazine, Mark has also appeared as a financial expert on Fox News and national media. Recognized as a Presidential Businessman of the Year, he received a personal commendation from President George W. Bush.Miller is the Managing Director of the Hilton Family office and CEO of Hilton Tax and Wealth Advisors, partnered with J. Bradley Hilton , the grandson of the legendary Hotelier Conrad Hilton. Via their Hilton TruWealth Portfolios™, Mark empowers clients with Smart Money level wealth-building strategies, ensuring financial security and lasting legacies. Hilton's mission is to help clients invest and grow wealth like an American DynastyLearn More: https://www.hiltonwealth.comInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-mark-miller-president-and-ceo-of-hilton-wealth

In this week's episode, host Lisa Hendey welcomes business leader, father, and former professional athlete and coach Jéan-Paul Afif for a conversation centered around living our Catholic faith in our workplaces, homes and communities. Jéan-Paul is the husband of Krista and the father of nine children. He's a Wealth Advisor with Morgan Stanley, a former professional athlete and movie producer, and serves on the boards of the First Friday Friars, Orange County Chapter of Legatus, Obria Medical Clinics, and Santiago Retreat Center. Jéan-Paul is a member of the Order of Saint Lazarus and the Cadre of Orange County. He shares an invitation to learn more about Legatus, along with great ideas for incorporating prayer into our daily journeys

For homeowners considering borrowing against the equity in their home, deciding how to access it is not always straightforward. Should you open a home equity line of credit, or would a cash-out refinance make more sense in the 2026 interest-rate environment? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, compare HELOCs and cash-out refinances. They discuss how your existing mortgage rate, borrowing needs, repayment timeline, closing costs, and plans for the money can all influence the decision. They also explore when flexibility may matter more than a fixed repayment structure, why a lower monthly payment does not always lead to a lower long-term cost, and how borrowing against your home may affect your broader financial position. Tune in to hear the full conversation, available now on YouTube, Apple Podcasts, or wherever you listen.

For homeowners considering borrowing against the equity in their home, deciding how to access it is not always straightforward. Should you open a home equity line of credit, or would a cash-out refinance make more sense in the 2026 interest-rate environment? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, compare HELOCs and cash-out refinances. They discuss how your existing mortgage rate, borrowing needs, repayment timeline, closing costs, and plans for the money can all influence the decision. They also explore when flexibility may matter more than a fixed repayment structure, why a lower monthly payment does not always lead to a lower long-term cost, and how borrowing against your home may affect your broader financial position. Tune in to hear the full conversation, available now on YouTube, Apple Podcasts, or wherever you listen.

Most conversations about exits focus on the seller. This one flips the lens. In this episode, Colleen O'Connell-Campbell  sits down with Liz MacRae, a serial entrepreneur who has both exited and acquired multiple businesses, and who is now co-founder of Village Wellth - a tech-enabled platform helping aspiring entrepreneurs buy established businesses and helping founders exit well. Liz introduces the growing movement known as Entrepreneurship Through Acquisition (ETA): buying a profitable, established business rather than starting from scratch or buying a franchise. She explains how the model works, who it attracts, what buyers actually look for, and why acquisition entrepreneurs - people who intend to roll up their sleeves and run the business themselves - may be exactly the right buyers for owner-dependent small businesses that private equity would walk away from. With a massive wave of business transitions coming over the next decade, this episode offers founders a fresh perspective on who might buy their business, and why starting early is everything.   Key Takeaways:   Liz's path is unconventional - a fine arts degree and training in creative thinking, not accounting or law. After exploring family succession (which did not work out), she and her husband bought a franchise, then she became a business broker, moved into exit planning advisory, took over the firm she worked with, sold it after about four years, and founded Village Wellth on the buy side. She has spent nearly 10 years in business advisory and six years focused exclusively on helping buyers.   Entrepreneurship Through Acquisition (ETA) is the act of buying an established business, usually leveraging senior debt or outside investment, and in most cases acquiring 100% of the business so the previous owner can retire. It lets a buyer skip the startup stage by three to five years and acquire something already profitable - able to service debt and pay a living wage.   ETA attracts people later in their careers - often leaving corporate roles - with management or leadership experience and established personal finances. They typically combine personal savings with bank debt or raised capital (family and friends, angel investors, or funds) to acquire and grow businesses from retiring owners.   Village Wellth was founded six years ago as a two-sided marketplace, then substantially rebuilt about two years ago with deal-management tooling and an AI layer. It has a team of 10, including a former RBC/TD commercial banker and a strong CTO. The platform showcases anonymous buyer profiles so sellers can see there are real buyers - answering the anxious question Liz heard constantly as a broker: "Is there even anyone out there to buy my business?"   The platform equips first-time buyers with tools to analyze opportunities, assess risks, and model deal structures - cash in, cash at closing, bank financing, seller financing, free cash flow, and return on investment - so they can move toward a lender application. The goal is a start-to-finish, self-serve experience on a monthly subscription, with hands-on services available when needed.   The sweet spot: profitable companies showing at least $100,000-$150,000 in profit after paying the operating owner, typically valued between $500,000 and $5 million (under roughly $2 million EBITDA), with five to 30 employees. These fall below the threshold where investment bankers and mid-market M&A firms - and private equity - typically engage. Village Wellth is Canada-wide and expanding into the U.S.   Village Wellth is especially valuable in rural communities, which often lack access to the M&A community. The platform matches buyers and sellers on geography (buyers set travel radii), and connects rural sellers with the right sell-side advisors and a pool of buyers they could not otherwise reach.   A key differentiator: because acquisition entrepreneurs plan to operate the business themselves, owner-dependency is not necessarily a deal-breaker - unlike with private equity or strategic buyers who want a management team that stays. What matters most is a solid transition period, a previous owner willing to transfer knowledge and relationships, and a genuine match between the buyer's background and the business.   Owner-dependency still needs managing. Red flags include an owner working 80 hours a week as the bottleneck for every decision, no chain of command, no contracts, and project-based revenue. Reasonable owner hours, contracts with assignment clauses, and understandable customer pipelines make a business far more transactable. Buyers mitigate remaining risk by bringing in a salesperson, or through deal terms like higher seller financing.   A successful exit is about understanding your options early enough to protect your value, legacy, and choice. Sometimes the best path forward is not the most obvious one, and selling to an acquisition entrepreneur may be exactly the thoughtful transition you are looking for. If today's episode sparked questions about your readiness, your business value, or your personal wealth gap, book a one-on-one Wealth Gap Analysis with Colleen O'Connell-Campbell - and tap into a whole ecosystem of professionals she'd be happy to introduce you to. Reach out on LinkedIn or email.   Please leave a five-star rating and review - it helps more business owners discover the show and build their path to a cash-rich exit. *** The Cash Rich Exit Podcast is brought to you by O'Connell-Campbell Wealth Management at RBC Dominion Securities.   All opinions expressed by the host, Colleen O'Connell-Campbell, and podcast guests are solely their own opinions and do not reflect the opinion of RBC Dominion Securities.   This podcast is for informational purposes only before taking any action based on information in this podcast you should consult with a qualified professional.   Colleen O'Connell-Campbell is a Wealth Advisor at RBC Dominion Securities, a member of the Canadian Investor Protection Fund.

Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, talks to John about how the market is becoming less forgiving, why the markets are looking past tariffs, if he’s concerned about inflation, employment being historically strong, and why he believes this could be a buying opportunity.

Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, talks to John about how the market is becoming less forgiving, why the markets are looking past tariffs, if he’s concerned about inflation, employment being historically strong, and why he believes this could be a buying opportunity.

Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, talks to John about how the market is becoming less forgiving, why the markets are looking past tariffs, if he’s concerned about inflation, employment being historically strong, and why he believes this could be a buying opportunity.

Segment 1: Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, talks to John about how the market is becoming less forgiving, why the markets are looking past tariffs, if he’s concerned about inflation, employment being historically strong, and why he believes this could be a buying opportunity. Segment 2: Adam Greenberg, known as the “Diaper King […]

Craig Bolanos, Co-founder and Wealth Advisor at VestGen Wealth Partners, joins Jon Hansen on Your Money Matters to discuss a report saying nearly 1 in 4 workers in the US feel like they can’t leave their jobs for fear of losing their health insurance. They also discuss Taco Bell’s efforts to bring business back post-parasite. For more […]

DIY investing can work well when your financial life is relatively simple. But as taxes, retirement planning, business ownership, concentrated stock, estate planning, and multiple financial goals begin to overlap, the challenge becomes less about choosing investments and more about coordinating decisions. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss the signs that your financial life may have outgrown a do-it-yourself approach. They also explore what a financial advisor can add beyond investment selection, including tax awareness, risk planning, retirement income strategy, behavioral guidance, and a second set of eyes on important decisions. Tune in to this week's episode for the full conversation. Available now on YouTube, Apple Podcasts, or wherever you listen.

DIY investing can work well when your financial life is relatively simple. But as taxes, retirement planning, business ownership, concentrated stock, estate planning, and multiple financial goals begin to overlap, the challenge becomes less about choosing investments and more about coordinating decisions. In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss the signs that your financial life may have outgrown a do-it-yourself approach. They also explore what a financial advisor can add beyond investment selection, including tax awareness, risk planning, retirement income strategy, behavioral guidance, and a second set of eyes on important decisions. Tune in to this week's episode for the full conversation. Available now on YouTube, Apple Podcasts, or wherever you listen.

In this episode, Tom Hegna challenges advisors with the questions that matter most right now: Are you using AI, or avoiding it? Tom uses AI every day — building presentations in minutes, sharpening social posts, and coaching himself on strategy. His warning: advisors who say "I'm not AI" will get left behind. Would AI approve your plan? When a client runs your illustration through AI, does it endorse your work? Tom argues the fix is to feed it yourself and ask, "Is this the optimal solution for this client?" Are you still stuck on accumulation? Tom explains why retirement is about income and risk management, not rate of return — and why he had to make income "sexy" through mortality credits and the academic research behind them. Is your client's retirement riding on luck? Sequence-of-returns risk is "nothing more than good luck or bad luck." Tom explains why the solution is guaranteed lifetime income covering basic living expenses. Are you building a protection plan or just an investment plan? Tom breaks down the roles of income annuities, cash value life insurance, hybrid and traditional long-term care, and asset protection. Do you know what the big institutions are actually saying? BlackRock, Ernst & Young, Barclays, Goldman Sachs and the Wall Street Journal — none of them sell annuities, and all point toward guaranteed income. What should you stop doing? Sketchy IUL claims, underfunded UL policies sold on fantasy, and fixed index annuities built on manufactured or back-tested performance. **This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@optimizedins.com Optimized Insurance Planning

What do wealthy people actually do with their money, and what mistakes can cost them millions? Which wealth strategies give you the most bang for your buck? In this episode of We Talk Money, Nikki sits down with wealth advisor Mark Cecchini, to discuss how high-net-worth professionals and founders should think about stock, taxes, liquidity events, and long-term wealth planning. This conversation is especially relevant for anyone with stock-based compensation, concentrated company stock, significant Bitcoin or crypto gains, a future liquidity event, or a rapidly growing net worth. Connect with Mark Cecchini on X: https://x.com/markcecchini *This content is for informational and educational purposes only and should not be considered individualized investment, tax, or financial advice. Ask a question for the show https://wetalkmoney.com/question/

Craig Bolanos, Co-founder and Wealth Advisor at VestGen Wealth Partners, joins John Williams to talk about the markets, President Trump's handling of the housing assistance bill and the gradual impact on housing inventory and borrowing costs. Craig and John also cover gas prices, Fed Chair Kevin Warsh, SK Hynix and SpaceX. https://serve.castfire.com/audio/8516200/8516200_2026-07-15-151700.64kmono.mp3

Craig Bolanos, Co-founder and Wealth Advisor at VestGen Wealth Partners, joins John Williams to talk about the markets, President Trump's handling of the housing assistance bill and the gradual impact on housing inventory and borrowing costs. Craig and John also cover gas prices, Fed Chair Kevin Warsh, SK Hynix and SpaceX. https://serve.castfire.com/audio/8516200/8516200_2026-07-15-151700.64kmono.mp3

Craig Bolanos, Co-founder and Wealth Advisor at VestGen Wealth Partners, joins John Williams to talk about the markets, President Trump's handling of the housing assistance bill and the gradual impact on housing inventory and borrowing costs. Craig and John also cover gas prices, Fed Chair Kevin Warsh, SK Hynix and SpaceX. https://serve.castfire.com/audio/8516200/8516200_2026-07-15-151700.64kmono.mp3

Craig Bolanos, Co-founder and Wealth Advisor at VestGen Wealth Partners, joins John Williams to talk about the markets, President Trump's handling of the housing assistance bill and the gradual impact on housing inventory and borrowing costs. Craig and John also cover gas prices, Fed Chair Kevin Warsh, SK Hynix and SpaceX. https://serve.castfire.com/audio/8516200/8516200_2026-07-15-151700.64kmono.mp3

Money is emotional. Every financial decision we make is shaped by experiences, beliefs, fears, and behaviors that have nothing to do with spreadsheets or market performance. In this episode of Behind The Numbers With Dave Bookbinder, Kate Duffy, Senior Vice President and Wealth Advisor at Bryn Mawr Trust, pulls back the curtain on the psychology of wealth. As a Certified Financial Behavior Specialist and co-host of The Planning Perspectives Podcast, Kate explains why clients stall on logically perfect financial plans and explores the profound identity crisis entrepreneurs face when selling a business. From rewriting childhood "money scripts" to navigating the communication gaps in the Great Wealth Transfer, this conversation exposes the psychological blind spots wealthy families face when assets are passed down without shared values. Tune in for concrete strategies on how to align your emotions with your financial execution, plan for major transitions before a crisis hits, and start rewiring your own financial behavior. About Our Guest: Kate Duffy has spent over two decades specializing in portfolio management and comprehensive financial planning for clients. She's passionate about helping clients understand their unique relationship with money while optimizing outcomes by incorporating structure and pragmatism. Based on thoughtfulness and careful listening, Kate's interpersonal approach prioritizes the purpose and meaning of client wealth beyond the analytics underpinning her expertise. She is a Certified Financial Behavior Specialist® and holds a master's degree in financial planning and financial psychology from Creighton University's Heider College of Business.Kate is also the co-host of The Planning Perspectives Podcast, a planning and advice podcast from Bryn Mawr Trust. About the Host: Dave Bookbinder is known as a trusted provider for independent business valuations, corporate asset appraisals, and exit planning advisory and he is the person that business owners and their advisors reach out to when they need to know what their most important assets are worth. Known as a collaborative adviser, Dave has served thousands of client companies of all sizes and industries.  Dave is the author of two #1 best-selling books about the impact of human capital (PEOPLE!) on the valuation of a business enterprise called The NEW ROI: Return On Individuals & The NEW ROI: Going Behind The Numbers.  He's on a mission to change the conversation about how the accounting world recognizes the value of people's contributions to a business enterprise, and to quantify what every CEO on the planet claims: “Our people are this company's most valuable asset.” Dave's book, A Valuation Toolbox for Business Owners and Their Advisors: Things Every Business Owner Should Know, was recognized as a top new release in Business and Valuation and is designed to provide practical insights and tools to help understand what really drives business value, how to prepare for an exit, and just make better decisions. He's also the host of the highly rated Behind The Numbers With Dave Bookbinder business podcast which is enjoyed in more than 100 countries.

If you're a student, resident, or early-career associate, it's likely student loans are one of your biggest financial concerns. With federal repayment programs changing, it's important to understand how the new options could affect your next steps. In this episode, Christy is joined by Austyn Scott, Certified Financial Planner and Wealth Advisor with Cain Watters & Associates, to break down the latest updates and changes. From new repayment plan options and federal lending limits to balancing student debt with broader financial goals, Austyn shares timely insight to help navigate an increasingly complex student loan landscape.

Episode Summary: If you want to understand where employee ownership in Canada is going, it helps to talk to a company that has been living it for the better part of a century. In this episode, host Colleen O'Connell-Campbell sits down with Chad Friesen, CEO of Friesens Corporation - a $120 million book manufacturer and publishing company based in Altona, Manitoba (population 4,500) - to trace one of the most remarkable ownership stories in the country. Founded in 1907, Friesens has moved through nearly every ownership form imaginable: sole proprietor, family business, ESOP, hybrid, and today a 100% Employee Ownership Trust. Chad shares how the founding family turned down dozens of offers to sell because they believed the business belonged to the people and community who built it, how the company "backed into" broad-based employee ownership during the 2007-2008 crisis, and how the Friesens model went on to influence Canada's actual EOT legislation. He also introduces Tall Grass Employee Owner Equity Fund, a new venture that provides patient capital and a proven playbook to help other founders exit to their employees. It is a story about print, yes - but really about legacy, community wealth, and doing succession on purpose. Key Takeaways: Friesens Corporation was founded in 1907 and is a roughly $120 million company based in Altona, Manitoba, a community of 4,500. It operates three book-related businesses: trade books (working with the largest and smallest publishers in the world), school yearbooks (a business defined by constant customer turnover, since students graduate every year), and Friesen Press, a self-publishing services business working with around 1,000 new authors annually. The company's mantra: helping others share their best story with the world. Fun fact: all five leaders in the company's history have shared the last name Friesen - the first three from the founding family, the last two (including Chad) unrelated to it. The company has been owned in nearly every form: sole proprietorship, family-owned, ESOP, hybrid ESOP/EOT, and today 100% Employee Ownership Trust. The founding family's roots in the cooperative, credit union, and mutual movements of the 1940s and 50s framed their path toward employee ownership. The founding family had opportunities to sell dozens of times - Chad keeps a file folder of historic offers from companies and equity funds - but chose employee ownership because they believed the business served a greater purpose than enriching one family, and they wanted to preserve the company and its economic impact in the community. Employee ownership started organically in the 1970s and 80s, with shares given in lieu of bonuses or raises. Over time, share values rose, and the ratio between new employees able to buy shares and retiring owners needing to sell became unbalanced. The first Friesens Employee Trust was created in the 1980s as a "market of last resort" to buy shares from retiring employees and redistribute them. By 2007-2008, a "trifecta of challenge" - the U.S. economic downturn, Asian supply/distribution pressure, and the introduction of the Kindle e-reader - left employee-owners nervous, with a drying-up internal share market. The company financed the trust to buy back all employee shares over a five-year period, freezing share values, paying cash, and keeping everyone as a trust beneficiary. Friesens effectively "backed into" being a 100% EOT as a defensive move that became a lasting strength. The Friesens model influenced Canada's federal EOT legislation. Chad's team worked with four people in the finance department building the legislation, sharing governance structures and practices as a real-world case study - evidence that broad-based employee ownership works at scale. A major, initially unintended benefit: the EOT became a great equalizer. Over 40% of Friesens employees were not born in Canada, many immigrating with the company's support and without excess cash to buy shares. Under the trust, every employee becomes a beneficiary three months after joining - no capital required. This equal-access principle became a tenet the federal government wanted to emulate. Distributions use two formulas baked into the legislation's guidance: roughly 70-80% based on compensation (last five years of an individual's pay relative to the pool) and the remainder on years of service. Friesens deliberately uses a dividend model rather than equity, distributing value three times a year - including a physical cheque handed to each employee-owner at a celebration, to make ownership tangible and immediate. The community impact is profound: Friesens generates an estimated $60-80 million in annual local economic spin-off. Retailers can tell when a distribution has happened because foot traffic spikes the next day. Chad estimates the company would likely have been sold 20-30 years ago without employee ownership - and all that recurring community wealth would have left with it. Tall Grass Employee Owner Equity Fund: Born from Friesens' search for diversification, Tall Grass is a separate entity that puts Friesens' surplus capital to work helping other founders transition to employee ownership. It targets stable, long-term, proven companies (not startups or turnarounds) whose owners are motivated to preserve legacy. Tall Grass provides patient capital - investing with little expected return in the early years to de-risk seller financing - and a proven structural playbook, taking a minority position. The goal: modest long-term diversified passive income for Friesens' stakeholders, with an enormous return on social impact. When Chad brought the idea to his employee-owner council, he braced for pushback about risking their capital; instead they embraced it, saying they would not be where they are if someone had not paid it forward to them. Employee ownership can be more than a structure - it is a strategy for community wealth, long-term resilience, and legacy. If today sparked questions about your own exit - what you will need financially, how to protect your people and values, and what a true cash-rich transition could look like - book a one-on-one Wealth Gap Analysis with Colleen O'Connell-Campbell. Reach out on LinkedIn or email. Please leave a five-star rating and review - it helps more founders find the show and have their best exit. *** The Cash Rich Exit Podcast is brought to you by O'Connell-Campbell Wealth Management at RBC Dominion Securities.   All opinions expressed by the host, Colleen O'Connell-Campbell, and podcast guests are solely their own opinions and do not reflect the opinion of RBC Dominion Securities.   This podcast is for informational purposes only before taking any action based on information in this podcast you should consult with a qualified professional.   Colleen O'Connell-Campbell is a Wealth Advisor at RBC Dominion Securities, a member of the Canadian Investor Protection Fund.

Segment 1: Craig Bolanos, Founder and Wealth Advisor at VestGen Wealth Partners, joins John Williams to talk about the markets, President Trump’s handling of the housing assistance bill and the gradual impact on housing inventory and borrowing costs. Craig and John also cover gas prices, Fed Chair Kevin Warsh, SK Hynix and SpaceX. Segment 2: Matt Schultz, LendingTree chief credit […]

Nobody told you that 50+ would feel this hard. You may be feeling a strange mix of freedom and fear as you ponder this next chapter. That’s exactly what certified financial planner and PhD researcher Gregg Lunceford calls the Third Age: a life bonus most of us never planned for, and the first time in your life when you truly get to define what’s next on your own terms. Whether you’re approaching retirement, navigating a career shift, or emerging from years of caregiving, this interview was made for you. The author of Exit from Work, Gregg has spent two decades watching financially prepared people still struggle to enjoy their 50s, 60s, and beyond. His finding? The real barriers aren’t financial. They’re about identity, purpose, connection, and meaning – the things no retirement calculator can quantify. Together, Gregg and I unpack the psychology of life transitions for women over 50, naming the invisible losses that come with leaving a career or role-based identity, and pointing toward something far more alive on the other side. You’ll leave this conversation with a new framework for thinking about your Third Age, a deeper appreciation for the unique strengths you’ve built across decades of reinvention, and permission to pursue meaningful play instead of just filling your days. In this episode, you'll discover: Why the Third Age — that 20-to-30-year “life bonus” after midlife — is the first time you’re truly free to define life on your own terms. The three non-financial things work provides (psychological success, socialization, and structured time) and why replacing them matters as much as your retirement account. Why women over 50 are often better positioned than men to thrive in this transition — and the overlooked strengths you’ve been building all along. How to move from a bucket-list mentality to meaningful play — doing things that light you up, not just fill your calendar. Why developing a Third Age identity needs intention, and how to start that conversation with yourself (and your partner) before the transition happens. The role gratitude plays in mental health, clarity, and finding your next step when everything feels uncertain. About Gregg Lunceford Gregg Lunceford is a Certified Financial Planner, Managing Director and Wealth Advisor at Mesirow, and holds a PhD in retirement and late-stage career transition from Case Western Reserve University. With over two decades of experience guiding adults through one of life’s biggest leaps, Gregg discovered early on that financial readiness is only half the story. His research and his book, Exit from Work, focus on the psychological, social, and identity shifts that make the Third Age either a season of flourishing or a painful freefall. He’s also a committed philanthropist, serving on the board of the Juvenile Protective Agency in Chicago. Connect with Gregg Email: gregg.lunceford (at) mesirow.com LinkedIn: Search Gregg Lunceford Book: Exit from Work — available on Amazon Resources & links mentioned: Juvenile Protective Agency (JPA) — Chicago-based nonprofit providing free therapy for elementary-school students impacted by violence Soulful Women’s Network — Gloria’s community for women over 50: bit.ly/soulnetwork Design Your Life, Your Way – next steps: Get the free L.O.V.E. Method Companion Guide to begin designing your next chapter: gloriarand.com/selflove If this episode spoke to you, leave us a review. Follow/subscribe to the podcast so you never miss an episode. Share this conversation with a woman in your life who’s navigating retirement, reinvention, or identity shifts in midlife. Connect with me on LinkedIn @GloriaGraceRand to continue the conversation about midlife, meaning, and living life on your terms.