Podcasts about atms

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The Future of Insurance
The Future of Insurance – Mike Zukerman, President & CEO, CSAA Insurance Group

The Future of Insurance

Play Episode Listen Later Sep 1, 2026 47:13


Episode Detail When wildfire risk pushed many insurers to retreat from the California homeowners market altogether, CSAA Insurance Group chose a different path: reward the homes that actually harden against fire with a three-year rate guarantee and a discount of up to 30 percent, and keep writing business through it. In this conversation, Mike Zukerman, President and CEO of CSAA Insurance Group, joins Bryan Falchuk to talk about what that choice has actually looked like inside a company that insures around 600,000 California homes, why he believes a healthy, competitive insurance market serves customers better than any single carrier cornering it, and how CSAA is using AI to give its claims and customer service teams more room for empathy rather than replacing them. They also get into what it takes to hold a culture together across a workforce that is 97 percent remote, and why Zukerman thinks the basics of caring about a customer, even when the answer is no, still decide who wins a soft market. Every choice Zukerman describes here, the underwriting, the AI, the culture, comes down to the same discipline: doing the harder, more proactive thing on purpose instead of waiting for a crisis to force it. Guest Bio Mike Zukerman is President and CEO of CSAA Insurance Group, a AAA insurer serving members across 23 states and Washington, D.C. He was appointed to the role in May 2024 after serving as interim CEO since August 2023, succeeding Tom Troy. Zukerman joined CSAA Insurance Group in 2011 as Chief Legal Officer, a role he held for roughly twelve years, and also served as the company's acting Chief Operating Officer in 2014. Before joining CSAA, he spent about two decades in technology and legal leadership roles, including at GeoVera Holdings, Critical Path, Sega, and Netopia. He holds a law degree from American University and a bachelor's degree from UC Berkeley, where he has also guest-lectured at the Haas School of Business on law and entrepreneurship. He was named 2017 Corporate Counsel of the Year by the San Francisco Business Times. Zukerman serves on the boards of the American Property Casualty Insurance Association (APCIA), the Bay Area Council, and Keep Tahoe Blue. Show Notes: Wildfire Risk: Rewarding Home Hardening, Not Retreating From It: CSAA guarantees at least three years of coverage, plus a discount of up to 30 percent, for any home that meets the IBHS Wildfire Prepared Home standard. Zukerman says CSAA has non-renewed at most about 2 percent of its book, even as other carriers stopped writing new homeowners business in parts of California entirely. Despite the state's reputation, Zukerman cites a LendingTree study ranking California the eighth-cheapest state for homeowners insurance, behind Oklahoma, Nebraska, and Colorado. Zukerman wants more competitors back in California, not fewer: a robust, competitive market serves customers and the state better than any single carrier absorbing all the risk. AI as a Force Multiplier for Empathy, Not a Replacement for People: CSAA remains a high-touch business by design: callers reach people in the US, even as some competitors move claims intake to agentic AI. AI now listens in on claims calls and generates the summary, freeing the person on the phone to focus on the customer instead of scrambling to document everything, and it can catch details, like a passing mention of back pain, that a stressed human might miss. Zukerman compares the shift to the arrival of ATMs: bank tellers didn't disappear, they were up-leveled to more judgment-based work, and he expects claims and customer service roles to follow the same path. He expects most carriers to lean on agentic AI by default within three to five years, but says CSAA will give customers the choice between a human and AI rather than force one. Culture and Distributed Work: Humility, Not Proximity: About 97 percent of CSAA's roughly 4,000 employees work remotely, split between roughly 3,000 call center staff and 1,000 knowledge workers in underwriting, finance, and legal. Zukerman keeps the leadership team meeting every two weeks, in person once a month, backed by what he calls close to zero real constraint on the travel budget for teams to get together. He's built the culture intentionally around humility: people feeling safe enough to say "I don't know" or ask for help out loud, which he calls flattering rather than a weakness. CSAA runs 14 employee-led culture groups and regular volunteer programs, and recently opened a new office in Phoenix, where the company now employs more people than it does in California. Customer Delight in a Softening Market: Zukerman points to a record: 54 percent of auto insurance customers shopped for a new policy last year, and he expects retention, not new acquisition, to be the growth lever in the soft market ahead. He argues delight doesn't always mean solving the problem: even when CSAA can't waive a deductible or has to deny part of a claim, the outcome that keeps a customer loyal is feeling like the person on the phone actually cared. He makes the point through an unlikely source: a maddening call with his cable provider that never solved his problem but still left him feeling genuinely cared for. Career, Liberal Arts, and Learning How to Think: Zukerman spent the first half of his career in technology and law before joining CSAA Insurance Group in 2011 as Chief Legal Officer. He points to Nvidia CEO Jensen Huang's advice to study liberal arts, and says he gave his own kids the same counsel: use college to learn how to think before specializing. He compares AI's disruption to the arrival of the light bulb, noting that new tools have repeatedly reshaped which skills matter without eliminating the need for judgment. Prior Guests from CSAA Insurance Group Ryan Vigus, EVP, Personal Lines Product Management Laurna Castillo, SVP, State Product Management Debbie Brackeen, Chief Innovation & Corporate Development Officer This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

2SidesNVibes
"A Man Must Provide" - Are We Raising Men or ATM's?

2SidesNVibes

Play Episode Listen Later Aug 28, 2026 45:02


"A real man provides." But when did provision become the only thing that defines a man?In this episode, we ask the hard question: are we raising men, or ATMs? We unpack the pressure men carry around money, the silent shame of financial struggle, and what happens to a man's worth when the world only values his wallet. Provider or paycheck? Let's talk about identity, purpose, faith, and the difference between being a man and being a means to an end.If you've ever felt seen for your pocket more than your presence. Tune in.

The Steve Harvey Morning Show
Financial Tips: Teri says ONEUNITED Bank is a real bank, not a fintech. We are FDIC-insured.

The Steve Harvey Morning Show

Play Episode Listen Later Aug 25, 2026 25:29 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Strawberry Letter
Financial Tips: Teri says ONEUNITED Bank is a real bank, not a fintech. We are FDIC-insured.

Strawberry Letter

Play Episode Listen Later Aug 25, 2026 25:29 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Best of The Steve Harvey Morning Show
Financial Tips: Teri says ONEUNITED Bank is a real bank, not a fintech. We are FDIC-insured.

Best of The Steve Harvey Morning Show

Play Episode Listen Later Aug 25, 2026 25:29 Transcription Available


Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

New Mexico News Podcast
The Crypto ATM Debate: New Mexicans Losing Millions

New Mexico News Podcast

Play Episode Listen Later Aug 25, 2026 36:26


Crypto or Bitcoin ATMs are everywhere, including laundromats and grocery stores across New Mexico. But as scammers increasingly use cryptocurrency to steal money from victims, cities and states are taking a closer look at the machines. New Mexicans reported millions in cryptocurrency fraud losses last year, and Albuquerque City Councilors are now considering an ordinance to remove crypto ATMs from city limits. Chris and Gabby dive into the topic with Brian Watson, a Community Outreach Specialist with R.O.S.E. and former IRS Criminal Investigator. Watson explains how crypto ATM scams work, why scammers often target older adults, and the devastating losses he's seen firsthand. How is AI changing the way scammers target financial information? What can you do to protect yourself and your family? Are crypto ATMs a convenience, or a tool scammers are exploiting?  Thanks for listening. If you've got an idea, send it to us at chris.mckee@krqe.com or gabrielle.burkhart@krqe.com. Give us a follow on social media at @ChrisMcKeeTV and @gburkNM. Watch or listen to our prior podcasts online at KRQE.com/insiders and our KRQE YouTube channel, or on broadcast TV every Wednesday at 10:35 p.m. MST on Fox New Mexico.

The UpFlip Podcast
253. From $500 to a $40K/Month ATM Empire

The UpFlip Podcast

Play Episode Listen Later Aug 24, 2026 32:45


Gianni Santino was exhausted. As a police officer in Connecticut working up to 80 hours a week, he had barely any time for his family. After a failed attempt at real estate investing left him buried in COVID-related evictions, Gianni stumbled upon a goldmine hidden in plain sight: a sketchy ATM inside a gentlemen's club that was quietly printing thousands of dollars a night in surcharge fees.Realizing you didn't need to be a bank to own an ATM, Gianni bought his first machine, loaded it with the last $500 he had, and watched the passive income start rolling in. Today, Gianni has retired from the police force and runs a massive network of nearly 100 ATMs from his laptop in Miami, generating over $40,000 a month in revenue.In this episode of the UpFlip Podcast, Gianni sits down with Ryan Atkinson to reveal the exact blueprint for starting your own highly profitable ATM side hustle. He breaks down the startup costs, the best (and worst) locations to target, and how to safely load and manage your machines working just a few hours a month.What You'll Learn in This Episode:The $2,500 Startup Strategy: The exact machine brands you should buy (Hyosung and Genmega) and the truth about how much cash you actually need to load your first ATM.The "Donut" Pitch: Gianni's foolproof, low-pressure sales tactic for getting cash-only business owners (like barbershops and dispensaries) to let you place an ATM in their store for free.Avoiding the Gym Trap: Why high-foot-traffic areas like gyms are terrible for ATMs, and the specific high-demand locations you should target instead.Safety & Security Protocols: How to make yourself a hard target. Gianni reveals his 2-minute loading rule, why you should never load a machine during business hours, and the critical importance of bolting your ATM down.Why Cash is Still King: Debunking the myth of a "cashless society" and why the closure of local bank branches is actually creating a massive opportunity for independent ATM operators.Tags: Side hustle, Entrepreneurship, Passive income, ATM business, StartupResources:If you've been putting off starting a business… good. Because before you jump into an idea that worked for someone else, you should figure out what kind of business actually fits you. That's why we created the best Assessment there is. It's a free tool that asks about your skills, experience, budget, goals, location, and preferences — then matches you with business ideas that make the most sense for YOU. The results are scary accurate. Click the link in the show notes to see your best-fit business ideas in seconds — for free.Grow your business today: https://accelerator.upflip.com/assessment Follow Our Second Channel Here: https://next.upflip.com/spotify Connect with Gianni: https://www.instagram.com/atmoperations/

Learn to Lead
Preparing for a Future We Can't Predict

Learn to Lead

Play Episode Listen Later Aug 19, 2026 8:51


In this episode, we explore how past generations reacted to groundbreaking technologies like the telephone, ATMs,and spreadsheets and why so many confident predictions turned out to be wrong.Along the way, we'll uncover Roy Amara's famous observation that we tend to overestimate the short-term impact of new technologies while underestimating their long-term effects. As leaders navigate the AI revolution, history offersan important reminder: the future is almost never what we predict— Upcoming Book: https://www.theupsideofdownsidethinking.com/Learn To Lead is brought to you by Abilitie, a leading provider of experiential learning. Abilitie's simulations and leadership programs have inspired over 100,000 professionals in more than 50 countries. To learn more about Abilitie and about our host Matthew Confer, visit the links below:Abilitie Leadership Development - https://www.abilitie.comHost Matthew Confer:LinkedIn - https://www.linkedin.com/in/matthewconfer/TEDx Talk on Decision Making - https://www.ted.com/talks/matthew_confer_before_you_decide_3_steps_to_better_decision_makingMake sure you subscribe to our show to ensureyou get our next episode when it is released.

The Marc Cox Morning Show
St. Louis County Panhandling Rules, Local Briefing Updates, Nicole Murray Market Report, and In Other News: (HOUR 2)

The Marc Cox Morning Show

Play Episode Listen Later Aug 19, 2026 29:43


Hour 2 opens with hosts Marc Cox and Kim St. Onge covering morning weather conditions, upcoming eastbound Interstate 64 highway maintenance closures near Jefferson Avenue, and guest preview updates for Fox News anchor Martha MacCallum. In Segment 2's St. Louis Morning Brief, the hosts analyze a St. Louis County Council panhandling ordinance restricting aggressive solicitation near ATMs and transit stops, executive board appointment disputes involving County Executive Sam Page, Missouri Department of Conservation deer hunting regulation changes, and Walmart's proposed drone delivery expansion in St. Charles City and Maplewood. In Segment 3, financial correspondent Nicole Murray presents a national market update covering Maplewood community feedback on drone delivery, an Alamo Drafthouse unionization vote in St. Louis, Target earnings growth, and a voluntary recall of select Outshine Fruit Bars by Dreyer's Grand Ice Cream. Hour 2 closes with Segment 4's In Other News, honoring late ZZ Top drummer Frank Beard, discussing Mass General Brigham cancer research on sugary drinks, and reviewing the record $40 million charity auction of Ferrari's first electric car. Hour Hashtags #MarcCoxShow #StLouisBrief #StLouisCounty #SamPage #NicoleMurray #MarketUpdate #WalmartDroneDelivery #OutshineRecall #FrankBeard #InOtherNews Hour Guest List Nicole Murray — Financial Correspondent (Hour 2, Segment 3)

The Marc Cox Morning Show
St. Louis Morning Brief: Panhandling Regulation, St. Louis County Police Board Dispute, Missouri Deer Hunting Rule Changes, and Walmart Drone Delivery

The Marc Cox Morning Show

Play Episode Listen Later Aug 19, 2026 6:32


In the St. Louis Morning Brief, hosts Marc Cox and Kim St. Onge examine regional news across the St. Louis metropolitan area. The hosts discuss a St. Louis County Council panhandling ordinance restricting aggressive solicitation near ATMs, transit stops, and traffic lanes. The segment also covers tensions between County Executive Sam Page and the Council over executive appointments to the St. Louis County Police Board. Additionally, the hosts review Missouri Department of Conservation rule updates for the upcoming deer hunting season—including adjusted youth season dates to avoid Halloween—alongside public policy debates over classroom cell phone restrictions in Illinois. The segment concludes with a look at commercial logistics as Walmart and drone operator Wing explore initial drone delivery programs in St. Charles City and Maplewood. Hashtags: #StLouisBrief #StLouisCounty #SamPage #PanhandlingOrdinance #MDC #WalmartDroneDelivery #MarcCoxShow

The John Phillips Show
Daniel Guss On The Madness At LA City Hall

The John Phillips Show

Play Episode Listen Later Aug 14, 2026 39:14 Transcription Available


This week on the show, we're diving into the latest news and updates from the world of California politics. From the upcoming mayoral election to the city's ongoing struggles with homelessness and crime, we're covering it all. Our guest, Daniel Guss, joins us to share his insights on the current state of affairs at City Hall and the latest developments in the mayoral race. We'll also be discussing the recent surge in catalytic converter thefts and the new trend of "cash trapping" at ATMs. And, as always, we'll be sharing our thoughts on the latest news and current events. The mayoral election is heating up, with Karen Bass and Nythia Ramen vying for the top spot. Our guest, Daniel Gus, shares his expertise on the city's politics and the latest news from City Hall. We'll also be discussing the recent controversy surrounding Lineage and the city's handling of the Boyle Heights cleanup. And, in a shocking twist, we'll be talking about the surprising connection between the city's politicians and the recent surge in catalytic converter thefts. But that's not all - we'll also be discussing the new trend of "cash trapping" at ATMs, where thieves are using devices to steal cash from unsuspecting victims. We'll be sharing tips on how to protect yourself from this type of scam and what you can do to stay safe. And, as always, we'll be sharing our thoughts on the latest news and current events. So, if you're interested in staying up-to-date on the latest news and updates from California, tune in to this episode of The Fix California Hour. Join us as we discuss the mayoral election, catalytic converter thefts, and the latest scams targeting Californians. Don't miss out on the conversation - listen now and stay informed!See omnystudio.com/listener for privacy information.

KSFO Podcast
Daniel Guss On The Madness At LA City Hall

KSFO Podcast

Play Episode Listen Later Aug 14, 2026 39:14 Transcription Available


This week on the show, we're diving into the latest news and updates from the world of California politics. From the upcoming mayoral election to the city's ongoing struggles with homelessness and crime, we're covering it all. Our guest, Daniel Guss, joins us to share his insights on the current state of affairs at City Hall and the latest developments in the mayoral race. We'll also be discussing the recent surge in catalytic converter thefts and the new trend of "cash trapping" at ATMs. And, as always, we'll be sharing our thoughts on the latest news and current events. The mayoral election is heating up, with Karen Bass and Nythia Ramen vying for the top spot. Our guest, Daniel Gus, shares his expertise on the city's politics and the latest news from City Hall. We'll also be discussing the recent controversy surrounding Lineage and the city's handling of the Boyle Heights cleanup. And, in a shocking twist, we'll be talking about the surprising connection between the city's politicians and the recent surge in catalytic converter thefts. But that's not all - we'll also be discussing the new trend of "cash trapping" at ATMs, where thieves are using devices to steal cash from unsuspecting victims. We'll be sharing tips on how to protect yourself from this type of scam and what you can do to stay safe. And, as always, we'll be sharing our thoughts on the latest news and current events. So, if you're interested in staying up-to-date on the latest news and updates from California, tune in to this episode of The Fix California Hour. Join us as we discuss the mayoral election, catalytic converter thefts, and the latest scams targeting Californians. Don't miss out on the conversation - listen now and stay informed!See omnystudio.com/listener for privacy information.

Mobile Payments Today
What's changed in man-in-the-middle attacks?

Mobile Payments Today

Play Episode Listen Later Aug 14, 2026 20:00


The era of the lone criminal targeting an ATM has ended. Now, organized criminals work together to figure out vulnerabilities and target ATMs. One of their primary techniques in 2026 is man-in-the-middle attacks, which intercept communications between the host and processor to send out fraudulent transactions.In today's episode of the Bank Customer Experience podcast, host Bradley Cooper spoke with Michael Strange, director of technology services, Cook Solutions Group, and Alyssa Luecke, fintech solutions consultant, Cook Solutions Group, about what MITM attacks are and how they have changed in 2026.During the podcast, Strange identified that criminals are able to perform these attacks with much better efficiency and without as much risk of being on site. For example, they can install a black box device, usually a Raspberry Pi, directly into the machine and then communicate with it remotely.Strange said that in the Pacific Northwest these attacks have become the main vector of actors. "I'd say the last 3 months, that's all we've seen. It's been almost exclusively man in the middle."He added that criminal groups have started using Wi-Fi routers so they can control the attack remotely, as well as using server spoofing."They don't need the local Bluetooth connection anymore, they can have that guy off site." They can even use black boxes in bypass mode, which allows customers to do legitimate transactions in between installation of the black box and when the criminal groups device to use it.The process of the overall attack remains the same. A group scouts out the location first, noting any cameras and the overall security of the device. They will then attempt to remove the top box to see if an alarm is triggered or any law enforcement is called. If no alarm sounds, they will replace the top box, then come back at another date to install the black box device. They can then send out cash collectors who can insert a payment card and put in a legitimate transaction. The black box will then take that legitimate transaction and approve a maximum withdrawal.Strange said in many cases, banks only find out about this incident when they run out of cash at the ATM. Even then, Luecke said that the bank may attribute this to a busy week of cash withdrawals.Luecke and Strange also discussed methods for how to prevent attacks, such as installing an alarm on the top hat, from which criminals can access the network cables. They can also use barriers that can block access to the top hat.To learn more about this attack vector and ways to prevent it, listen to the podcast in full above.

Arroe Collins
We Aren't Doing It And It Comes With A Cost Look Twice From CIA Agent Tim Beard

Arroe Collins

Play Episode Listen Later Aug 6, 2026 15:31 Transcription Available


In a time when personal safety is increasingly top of mind, author and former CIA officer and security expert Tim Beard launches LOOK TWICE, a groundbreaking new series of three books designed to give readers the practical tools and mindset to stay alert, aware and protected in their everyday lives. Stillwater Books, lays the foundation with Tim's signature “Look Twice Mindset” — a simple yet powerful approach to recognizing risks before they become threats. In Tim's timely new books, he introduces the essential security concepts that anchor the entire series. With clear, relatable guidance, he shows readers how to stay Safe at Home and at Work, from identifying vulnerabilities to mastering basic precautions that greatly reduce risk. The book also offers step-by-step advice for navigating ordinary outings — what Tim calls Out in Town — including running errands, using ATMs and moving through public spaces confidently and safely. Recognizing that transportation plays a major role in many safety incidents, Tim devotes a full section to Transportation Awareness. Readers will learn how to stay secure while driving, riding subways, managing encounters with road rage, and more. Each chapter blends real-world insight with actionable strategies, empowering readers to make safer decisions in every environment. “Safety isn't about fear — it's about preparation,” says Tim. “My goal with the LOOK TWICE series is to help people build everyday habits that increase awareness, protect their families and give them peace of mind.”Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.

WarDocs - The Military Medicine Podcast
Blood, Burns, and Autonomous En-Route Care: USAISR Commander, COL Shaun Brown, MD on the Research Keeping Wounded Soldiers Alive on Tomorrow's Battlefield

WarDocs - The Military Medicine Podcast

Play Episode Listen Later Aug 5, 2026 23:06


    What does it take to keep wounded Soldiers alive when the next war means hours — not minutes — to the operating table? In this special collaboration between WarDocs and OP MED TV, recorded at the Defense Strategies Institute OP MED Symposium, COL Shaun Brown, MD, Commander of the U.S. Army Institute of Surgical Research, lays out the research agenda that will decide whether the wounded of the next conflict survive. COL Brown's path into Army medicine began with a rejection. Poor eyesight closed the door on the U.S. Naval Academy, so he pursued pre-med as a civilian undergraduate. When 9/11 happened, it solidified both his commitment to medicine and his decision to serve, and he took an Army HPSP scholarship in medical school. He trained in general surgery at William Beaumont Army Medical Center — a program with a long, quiet relationship with the special operations community — where attendings would vanish overnight for operational requirements. He chose colorectal surgery as a fellowship to add technical range he could use in civilian practice and on the battlefield, then joined Joint Special Operations Command at Fort Bragg after a year on staff in El Paso. Now commanding the Army's premier combat casualty care research enterprise, COL Brown is candid about what excites him and what worries him. He is most energized by the Organ Support and Automated Technology department, and he uses a widely shared video of a Ukrainian amputee evacuated by unmanned ground system to make his point: autonomous evacuation without autonomous medical support only moves the walking wounded. Ventilators that read changing physiology and adjust themselves, autonomous IV pumps, and en-route support are the missing half of the capability. His concern is combat wounds. In large-scale combat operations with prolonged evacuation timelines, Dr. Brown expects most damage control surgery to be done for sepsis rather than hemorrhage — the patients who cannot be evacuated become septic extremities. He also walks through the blood problem: whole blood is the standard, low-titer O supply will not be sufficient at scale, and the answer is shelf-stable components, including freeze-dried and spray-dried plasma, freeze-dried platelets, and freeze-dried red cells. The conversation closes on people. Brown details how the Army sustains surgical readiness through a diversified platform of military treatment facilities, civilian partnerships, and untapped Veterans Affairs relationships; how he coordinates with the Reserve consultant to pair complementary skill sets on deploying teams; and why, quoting the Army War College, he still serves: you train for the known and you educate for the unknown. Chapters (00:50-02:16) From Naval Academy Dreams to Army Medicine (02:16-04:33) Colorectal Surgery and the Road to Joint Special Operations Command (04:33-08:06) Commanding the ISR: Autonomous En-Route Care and the Combat Wound Gap (08:06-11:59) Blood, Plasma, and the Shelf-Stable Future of Resuscitation (11:59-18:16) Burn Care, Surgical Readiness, and Partnerships Across Components (18:16-22:22) Forward Surgical Capability Gaps and Why He Still Serves Chapter Summaries (00:50-02:16) From Naval Academy Dreams to Army Medicine Brown describes how bad eyesight ended his plan to attend the U.S. Naval Academy and sent him to a civilian undergraduate program and pre-med coursework. September 11th solidified his decision to pursue both medicine and military service, and he applied for the HPSP scholarship in medical school, choosing the Army's four-year award over the Air Force's three-year option. (02:16-04:33) Colorectal Surgery and the Road to Joint Special Operations Command He explains why he chose colorectal surgery — additional technical skill he could use in civilian practice and on the battlefield — and how residency at William Beaumont Army Medical Center exposed him early to the special operations world. He recounts getting the recruiting call while loading a moving van in New Orleans, then completing assessment and selection before moving to Fort Bragg. (04:33-08:06) Commanding the ISR: Autonomous En-Route Care and the Combat Wound Gap COL Brown identifies the Organ Support and Automated Technology department as the work he is most excited about, using a Ukrainian unmanned-ground-system evacuation video to argue that autonomous platforms without autonomous medical support can only move the walking wounded. He then names his chief concern: combat wound research funding, and his expectation that in large-scale combat operations most damage control surgery will be done for sepsis rather than hemorrhage. (08:06-11:59) Blood, Plasma, and the Shelf-Stable Future of Resuscitation The discussion turns to the evolution from component therapy to 1:1:1 ratios to whole blood, and Dr. Brown's assessment that low-titer O will not be available in sufficient quantity for large-scale combat operations. He details work on freeze-dried and spray-dried plasma, freeze-dried platelets, and freeze-dried red cells, noting that spray-drying is faster, cheaper, and uses equipment roughly the size of two ATMs — a major advantage for distributed manufacturing. (11:59-18:16) Burn Care, Surgical Readiness, and Partnerships Across Components COL Brown addresses the burn casualty problem in a future fight: forward Class VIII resuscitation supply, scaling the Advanced Burn Life Support course for deploying units, and partnerships with civilian burn centers, including placing Army burn surgeons in MILCIV sites. He then lays out the diversified surgical platform — military treatment facilities, community hospitals, and underused VA partnerships — and how he works with the Reserve consultant to pair complementary skill sets on deploying units. (18:16-22:22) Forward Surgical Capability Gaps and Why He Still Serves Asked what a forward surgical team still needs, COL Brown points to an off-the-shelf, infection-resistant biologic vascular conduit as a potential game changer over shunts — with the training investment that would require. He closes with his why, quoting the Army War College maxim that you train for the known and educate for the unknown, and asking who will be left to educate the next generation if experienced leaders walk away during the interwar period. Take Home Messages Autonomous evacuation without autonomous care only moves the walking wounded: Unmanned ground and air systems can pull a casualty off the battlefield, but a platform alone does not sustain a patient who needs a ventilator, a pump, or a transfusion en route. The medical community must be in the ground-maneuver conversation early, because a small design change can turn a logistics platform into a casualty evacuation platform. Autonomous ventilators that read changing physiology and adjust themselves are the missing half of that capability. In the next war, sepsis may drive damage control surgery more than hemorrhage: Prolonged evacuation timelines change the casualty population that reaches a surgeon. Patients in uncontrolled hemorrhage far from a surgical team frequently do not survive the wait, while patients with survivable wounds that cannot be evacuated arrive septic days later. Combat wound research and combat wound solutions deserve renewed funding priority for large-scale combat operations. Shelf-stable blood components are the answer to a cold chain that will not hold: Warm whole blood remains the standard of care, but low-titer O will not be available in the quantities a large-scale conflict demands, and cold chain storage is a logistical vulnerability. Freeze-dried and spray-dried plasma, freeze-dried platelets, and freeze-dried red cells are all in the research pipeline. Spray-drying offers a particular advantage: it is faster, cheaper, and the equipment footprint is small enough to support distributed manufacturing forward. Burn readiness is a supply problem, a training problem, and a partnership problem: Thermal weapons, lasers, fuel, and explosions could produce burn casualty volumes the system has not seen in decades. Resuscitation depends on adequate crystalloid and plasma forward, on teams trained to calculate burn surface area correctly, and on scaling the Advanced Burn Life Support course to deploying units. Long-term capacity also depends on formal relationships with civilian burn centers and on placing military burn surgeons inside those partnerships. Surgical readiness comes from a diversified platform, not from one hospital: Military treatment facility volume alone will not sustain a surgeon's skills, so readiness now depends on layering community hospital partnerships and Veterans Affairs relationships on top of the military caseload. Functional VA hospitals near large installations without strong academic affiliations are ripe for preferred referral partnerships. What surgeons need most is not trauma volume but complexity, which older patients with more complex medical conditions reliably provide. Episode Keywords military medicine, combat casualty care, US Army Institute of Surgical Research, ISR, Shaun Brown, WarDocs, OP MED TV, Army surgeon, damage control surgery, LSCO, large-scale combat operations, whole blood, freeze dried plasma, spray dried plasma, blood products, burn care, Army Burn Center, prolonged casualty care, en route care, autonomous medical systems, trauma surgery, military health system, surgical readiness, Army medicine Hashtags #MilitaryMedicine, #WarDocs, #CombatCasualtyCare, #ArmyMedicine, #TraumaSurgery, #LSCO, #MilitaryHealth, #BurnCare Honoring the Legacy and Preserving the History of Military Medicine   The WarDocs Mission: WarDocs exists to honor the legacy of Military Medicine, preserve its history, and inspire every generation — across all Services, Corps, and Ranks — to serve with excellence and pride. Through mentorship, coaching, and education, we equip those considering, entering, and serving in military medicine with the knowledge, connections, and community they need to thrive. We celebrate Who we are, What we do, and, most importantly, How we serve Our Patients, the DoW, and Our Nation.   Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm   WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you.   WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called “Docs” as a sign of respect, trust, and confidence on and off the battlefield, demonstrating dedication to the medical care of fellow comrades in arms.   Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast

Making Money Personal
Skimming and Gluing: Two Criminal Practices to Watch For - Money Tip Tuesday

Making Money Personal

Play Episode Listen Later Aug 4, 2026 7:07


How often do you reach for cash when making a purchase? If you are like most Americans, it's not very often, and the bigger the purchase, the more likely you are to use a credit or debit card. Fraudsters are aware of these statistics so they develop tricky tactics to intercept your card information during the purchase process.  Links: Check out the news story covering gluing: https://abc7news.com/glue-in-atm-slot-chase-scam-tap-card-bank/12935385/ Learn more about Triangle's Better Checking account with ID Protection Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.   Now, more than ever, it's important to safeguard sensitive card information to prevent an interruption in your ability to make important purchases. It's often stressed to pay attention to any attempts to steal our information when we use our cards online, but the unfortunate reality is that even if the card stays in your physical possession while paying, there are several ways that your card information can be stolen or used fraudulently. Let's revisit two of these criminal practices, and learn how you can be your own superhero and stop fraud before it happens.  Skimming  You've probably heard about this one before. Skimming is a technique employed by criminals to steal sensitive payment card data, including credit or debit card numbers, PIN codes, and other personal information. Even though this illegal technique has been around for more than twenty years, it is still one of the most common types of card fraud. It typically occurs when a physical device, known as a skimmer, is placed on or near a legitimate card reader, such as an ATM or a point-of-sale (POS) terminal at a store or gas pump. The skimmer is designed to capture card data, while an additional component, like a hidden camera or keypad overlay, records PIN codes or other information about the payment card transaction. Even if you have a chip card, many card terminals still use the magnetic stripe on the back of the card in addition to or instead of the chip. The only transactions that are not subject to skimmers are those where you do not insert your card past the chip portion, therefore, the magnetic stripe is not readable, or you use Tap-to-Pay. Tap-to-Pay allows a cardholder to physically tap the card on the device, which uses short-range wireless card reader technology to access the account, rather than relying on the physical attributes of the card.     How to Detect a Skimmer:  Examine the Card Reader Carefully: When using an ATM, or a POS terminal at a store or fuel pump, check the device for anything that looks odd. Fraudsters may attach a skimmer directly over the card slot or PIN pad, resulting in something that is not the same color or shape or looks bulky. Look for any other signs of tampering, such as scratches, glue residue, or a loose-fitting card slot (touch to see if it moves). If anything seems suspicious, avoid using the machine and report it immediately.  Use Your Hand to Shield Your PIN: You may have developed a habit of using your hand to shield the keypad when entering your PIN code if you are in line at the grocery store, but what about when you are alone at an ATM or gas pump? You need to include this as a habit every time you enter your PIN, no matter where you are. Criminals often install tiny miniature cameras at the point where a skimmer is installed to capture your PIN, as the skimmer captures the information from your card. Use Secure and Trusted Devices: Whenever possible, use ATMs or payment terminals that are in well-lit, secure areas. When filling up, choose pumps close to and within sight of employees. Illegal skimmers must be installed by someone, and criminals will choose areas where they are the least likely to be noticed and caught. Monitor Your Accounts Regularly: Regularly review your bank statements, credit card statements, and transaction history for any unauthorized or suspicious activity. Report any discrepancies to your financial institution immediately.   Gluing or "Glue-and-Tap"  Gluing or Glue-and-Tap is a method that criminals are using at ATMs to access your bank account directly, skipping the need for your card information altogether. This scam typically occurs at a free-standing ATM in a well-trafficked area where people approach on foot. It goes like this. The perpetrator pours glue into the card reader, setting up the scam. Sometime later you visit the ATM to retrieve cash, but you find that you can't insert your card. A seemingly helpful bystander tells you that the machine is jammed, but if you tap your card, you can still make a withdrawal. At that point, you tap either your card (or phone), enter the PIN required for tap transactions, and leave, often even thanking the “helpful” stranger. The bystander is counting on you, the victim, not being familiar with this type of withdrawal and unaware that you will need to take an extra step to exit the account on the screen before leaving the ATM. Unlike when a card is inserted, and the account window closes when the card is removed, a tap transaction must be closed out on the screen. The criminal perpetrating this scam expects the victim to be unfamiliar with the process, and they can then drain the account that has been left open. Some victims even report being uncomfortable due to the bystander's presence; therefore, completing their transaction and being distracted in their effort to leave the area quickly and safely, leaving their account window open, even if they know better. Scammers utilized this method back in 2023 during a series of incidents in San Francisco, which was featured in a video news report.  To help protect yourself, avoid any ATM with a card reader that doesn't seem to work properly. If you are comfortable using the tap feature on your phone or card for transactions, always wait for the prompt asking if you are finished and confirm that your account is no longer accessible before leaving.  It's up to all of us to stay protected against identity theft, particularly in the case of payment card fraud. But if a criminal gets your payment card, they may not stop there. If you feel you may be a victim of identity theft, we have professionals standing by to help you get your life back on track. If you have a Better Checking account at Triangle, take a moment to review and activate your monitoring benefits. This will help you stay informed of any activity that could indicate you are a victim of identity theft.  If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org. Also, remember to like and follow our Making Money Personal Facebook and Instagram to share your thoughts. Finally, remember to look for our sponsor, Triangle Credit Union, on Facebook and LinkedIn.           Thanks for listening to today's Money Tip Tuesday. Check out our other tips and episodes on the Making Money Personal podcast. 

Bitcoin Takeover Podcast
S17 E33: Joël Valenzuela on Being Unbanked with Private Digital Cash

Bitcoin Takeover Podcast

Play Episode Listen Later Jul 26, 2026 291:12


Ever since he first received his first bitcoin in 2013, Joël Valenzuela has been on a quest to use free market electronic cash to pay for everything. Today, he is still unbanked and looking for ways to make instant payments without a bank account. He is best known for working for the DASH cryptocurrency project. But over the years, he's collaborated with plenty of other projects (mostly those related with private payments) and he possesses a wealth of knowledge in terms of adoption, everyday use as money, and user experience. Since Joël practices what he preaches and lives without fiat or banks, he is a bona fide advocate of inconvenience: using ATMs, purchasing gift cards, and trying every workaround that helps him accomplish the mission of never using fiat currencies. 00:00:00 Intro & sponsors: living without banks with Joël Valenzuela 00:02:18 The Vlad Costea handle saga & paying X to keep your name 00:04:20 Where the "Desert Lynx" name actually comes from 00:09:04 Joël's origin story: how Peter Schiff led him to Bitcoin 00:10:16 Growing up on the border & the Mexican peso crisis 00:12:16 First Bitcoin: the Chicago pizza payback of 2013 00:14:27 Silk Road's shutdown & the chaos of the Mt. Gox era 00:18:11 Digital cash vs. hoarding: the sound money mindset 00:20:54 Earning only Bitcoin: barn work, airport rides & Porkfest 00:22:47 Declining a dream political job to go all-in on crypto 00:24:39 The bank drain that made him unbanked for good 00:26:45 Centralization risk & the tyranny of the algorithm 00:31:38 TikTok's eerily accurate (and creepy) surveillance 00:33:32 Sponsor reads & the Cake Wallet Zcash giveaway 00:37:10 Bitcoin to Dash: exploring the whole crypto space 00:41:12 Mike Hearn's "Bitcoin is a failed project" rage quit 00:42:19 Bitcoin's usability failures: the pants & coffee stories 00:46:48 Picking Dash off CoinMarketCap as usable money 00:50:44 Dash founders: Evan Duffield & Amanda B. Johnson 00:55:20 Fluffy Pony, "Dash is trash" & the Miami strip-club drama 00:59:54 Reading the hate comments: the "premine cabal" 01:01:11 Litecoin's alleged inflation bug & Charlie Lee 01:04:07 Did Dash have a premine? The actual definition 01:13:09 Xcoin to Darkcoin to Dash: the name evolution 01:15:32 Master nodes, InstantSend & deterministic finality 01:18:18 The self-funding DAO treasury explained 01:22:01 Max Kaiser, John McAfee & the paid-shill era 01:29:43 What made Satoshi different & the genesis block message 01:33:57 Roger Ver, linear thinking & money as a tool 01:37:39 The 6.15 BTC "generational wealth" meme 01:41:47 BCH Bliss & why small conferences beat the corporate ones 01:46:00 Bitcoin forks: are all these coins really "bitcoins"? 01:50:54 Dash tech history: proof of service & chain locks 01:53:22 Evolution: the enshrined sidechain & DAPI 02:00:24 Adding Zcash-level privacy: the Orchard shielded pool 02:05:17 Orchard vs. Ironwood & the inflation-bug question 02:09:50 Turnstiles: why an inflation bug can't kill Dash 02:11:50 Monero's FCMP++ & why its privacy is "perishable" 02:16:56 Privacy UX, MiCA rules & unshielding to exchanges 02:23:22 Which wallets will support shielded Dash 02:27:34 Umbrel, Lightning & the pain of self-hosting 02:28:44 The for-profit ecosystem & the $15M dev "consortium" 02:34:53 Zcash's comeback: from industry joke to spotlight 02:37:23 Routing around fiat: Thorchain, Maya & DEXes 02:46:59 The number reveal & socializing the giveaway 02:50:02 Privacy as consent, not secrecy 02:51:49 The real challenges of living unbanked 02:58:35 Local AI models & maxing out privacy you don't need 03:04:31 Getting cancelled & how Zooko unblocked Vlad 03:13:03 Demaximizing & the toxic privacy-coin wars 03:21:35 When Zcash nearly built on Monero 03:25:45 Quai Network & transparent "cash-like" privacy 03:32:38 Why Dash focused on payments, not smart contracts 03:36:31 Crypto's consolidation: projects quietly going to zero 03:42:12 XEC, Amaury & bootstrapping off a fork 03:57:47 Monero vs. Zcash: marketing, memes & narratives 04:02:46 Why Joel really lives on crypto: getting real data 04:04:58 "Use it or die": the end of the narrative cycle 04:06:41 The private-equity playbook for buying dying coins 04:11:27 Why Dash is too decentralized to acquire 04:15:49 Which chains get acquired and shut down next 04:24:01 Neptune Cash, Neptune Dash & the first-ever DAT 04:36:57 The Charlie Shrem Dash debit card saga 04:38:46 Tone Vays & other Bitcoiners who dabbled in Dash 04:43:15 Cypherpunk Week Amsterdam & DashCon 04:50:56 Secret Word

Talk Cocktail
Design as an Act of Inclusion

Talk Cocktail

Play Episode Listen Later Jul 25, 2026 37:43


The digital world is being rebuilt around AI, and for the first time in a generation the concrete of that world is still wet. Lainey Feingold thinks that's the opportunity! Technology can now read any text aloud, describe any image, caption any voice in real time — the most powerful equalizer disabled people have ever had, if it's designed in rather than bolted on. Feingold, a disability rights lawyer who won talking ATMs and accessible banking without ever filing a lawsuit, has gathered thirty-nine authors from ten countries into Digital Accessibility Ethics. Their case: build for the person at the edge and everyone gets a better product. Who do we decide to build for? Get full access to Talk Cocktail Podcast at jeffschechtman.substack.com/subscribe

Manufacturing Happy Hour
296: The Art of Building in the Age of AI with Baukunst Co-Founder Tyler Mincey

Manufacturing Happy Hour

Play Episode Listen Later Jul 17, 2026 46:58


What does it take to build something well, on purpose, in a world that keeps pushing you to move faster?This week Chris sits down with Tyler Mincey, Co-Founder and General Partner at Baukunst, a San Francisco and Boston based collective of creative technologists that also runs an early-stage venture fund. Tyler opens up about where the name Baukunst comes from and what building with intention means to him, drawing on a path that started with the touchscreen on the original iPhone at Apple.Tyler breaks down research Baukunst has been running on AI adoption on the factory floor, talking through the different stages companies move through as they bring it into their operations. He gets into where the hype lines up with what he's seeing and where it doesn't, and challenges the idea that manufacturing is behind on technology.The chat also turns to what AI could mean for the people doing the work day to day, not just the businesses putting it in place.In this episode, find out:How Tyler's work on the original iPhone influenced his approach to building physical products.The meaning behind the name Baukunst and what "artful building" means to Tyler.What it took to build deep, trusted manufacturing partnerships during his time at Apple.Tyler's non-linear career path from engineering into digital design and venture capital.Why Baukunst formed research organizations/study groups to research AI and manufacturing.The stages companies move through as they bring AI into their operations.Where AI is already delivering results on the factory floor, and where the hype outpaces reality.Why the human side of AI adoption matters, and what the shift from bank tellers to ATMs can teach us.Enjoying the show? Please leave us a review here. Even one sentence helps. It's feedback from Manufacturing All-Stars like you that keeps us going!Tweetable Quotes:“Part of the reason I'm hungry for artful building is that there's a whole lot of coulda but not a lot of shoulda in how we develop technology these days, where we feel like we're just rushing and accelerating towards an inevitable future that feels dystopian.” - Tyler Mincey, Co-Founder and General Partner at Baukunst“I love people talking about how much of a will gap versus a skill gap we have in manufacturing these days. It's really an attractive place to work for the future and its inspiring for the next generation of engineers, of industrial labor and of operations professionals.” - Tyler Mincey, Co-Founder and General Partner at Baukunst“Getting back to the human face, I think it's within our power to build different things too. And I think really holding our feet to the fire, asking ‘do we want to live in a world where things work this way' is another gut check that I'm very passionate about.” - Tyler Mincey, Co-Founder and General Partner at BaukunstLinks & mentions:Baukunst is a collective of creative technologists advancing the art of building. Our inaugural $100M venture fund is dedicated to leading pre-seed investments in companies at the frontiers of technology and design.Make sure to visit http://manufacturinghappyhour.com for detailed show notes and a full list of resources mentioned in this episode. Stay Innovative, Stay Thirsty.

In the News
252: Beta then Ever? iOS 27 with Siri & Speed

In the News

Play Episode Listen Later Jul 17, 2026 65:50 Transcription Available


Send us Fan MailWatch the video!https://youtu.be/YDgpmbD-c98In the News blog post for July 17, 2026https://www.iphonejd.com/iphone_jd/2026/07/in-the-news837.html00:00 Siri and Speed28:13 More Updates Than You Can Shake a Watch At38:48 The Ads You Won't See43:00 Pickle or Cucumber?47:06 In the Show! Mayday Behind Enemy Lines50:03 Black Cats and Molten Lava54:05 Brett's iTip: Using Driver's License in Apple Wallet01:01:00 Jeff's iTip: Create an Urgent ReminderZac Hall | 9to5Mac: iOS 27 public beta is here with Siri AI, iPhone speed upgrades, and moreJeff Benjamin: iOS 27 Public Beta - 200+ Changes/Features!Dan Moren | Six Colors: First Look: iOS 27 Public BetaDavid Pogue | Pogue's Posts: Can AI Fix the Portrait vs. Landscape Problem?Malcolm Owen | Apple Insider: Time for change: 50 Apple Watch updates coming in watchOS 27Johnathan Reed | MacStories: watchOS 27: The MacStories Public Beta PreviewSarah Perez | TechCrunch: Apple bans home services from its upcoming Maps adsAnurag Chawake | Cult of Mac: Apple Maps ads will ban plumbers, crypto ATMs and bail bondsBen Lovejoy | 9to5Mac: A sneak peek at nine new(ish) emoji on the wayJeremy Gray | PetaPixel: 16 Award-Winning Photographers Showcase the Power of iPhoneBrett's iTip: I was FINALLY able to use my driver's license in Apple Wallet for TSA in Albany, NY!https://support.apple.com/en-us/111803 Jeff's iTip: Create an urgent reminderhttps://support.apple.com/en-us/102484 Support the showBrett Burney from http://www.appsinlaw.comJeff Richardson from http://www.iphonejd.com

Nightlife
Nightlife Tech Talk with Peter Marks

Nightlife

Play Episode Listen Later Jul 14, 2026 15:22


Telstra's mobile outage last week affected ATMs, electric vehicle chargers, and even country trains in Victoria. Blamed on a software bug that caused clocks to go out of sync. 

Cork's 96fm Opinion Line
ATMs on Four Legs - Inside the Fight to Stop Puppy Farms

Cork's 96fm Opinion Line

Play Episode Listen Later Jul 14, 2026 9:12


John O'Callaghan from Dog Advocacy Ireland tells PJ he welcomes a tightening of the law but we could still go further. Hosted on Acast. See acast.com/privacy for more information.

RNZ: The Panel
The Panel with Sue Kedgely and Vincent Holloway, Part 1

RNZ: The Panel

Play Episode Listen Later Jul 13, 2026 24:10


Tonight, on The Panel, Wallace Chapman is joined by panellists Sue Kedgely and Vincent Holloway. First up, Sam Neill has passed away, an update on the 2020 planned review of the super scheme, and a back down on the ban of crypto ATMs.

Made for Fellowship Podcast
ATMS: Top Gun-Maverick

Made for Fellowship Podcast

Play Episode Listen Later Jul 12, 2026 61:55


Your past doesn't have to define your future.

Only A Bag - An Italian Travel Podcast
Need To Know Before You Go: Restaurant Reservations, ATMs, Itineraries, Passport

Only A Bag - An Italian Travel Podcast

Play Episode Listen Later Jul 10, 2026 45:15


Wrapping up our Need to Know week, we're sort of talking about the kitchen sink in this episode. We're talking about [the importance of] making reservations at a restaurant, using "aperitivo time" as a way to adventurously explore the food scene, the fact that some stores might have different items to what you're expecting or even lacking them (such as pharmacies, for example), using grocery stores as a first-stop for food souvenirs, how to use ATMs, the importance of rest time and making sure that someone else's itinerary is also your own, and finally, the need to bring your passport everywhere. Like I said, it's a packed episode! If you want further tips in traveling in Italy check out the episodes below. Travel Tips You Didn't Know You Needed⁠Spotify Link⁠ Tips for Traveling With Someone Else: Part 1⁠Spotify Link⁠Tips for Traveling With Someone Else: Part 2⁠Spotify Link⁠The Hidden Stresses of Traveling: Part 1⁠Spotify Link⁠The Hidden Stresses of Traveling: Part 2⁠Spotify Link⁠If you have any questions about your trip, you can join our chat on Patreon for free or contact us on onlyabag.com. Want to support the podcast? You can join our Patreon! Check out all of our tiers—free and paid—here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/cw/theitalytravelpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠For articles written by us about Italy, check out our website ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠onlyabag.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you'd like to support us by using affiliate links, but don't have the time to hunt them down, we have put them all in one place! Head over to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.onlyabag.com/affiliate-links⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and you can see all of the companies we have partnerships with and you can use them to support Only A Bag (which we deeply appreciate). Thanks for listening! xDarcy and Nathaniel

Business Matters
#48 Lloyds Banking Group CEO: The End of Halifax and the Future of Bank Branches

Business Matters

Play Episode Listen Later Jul 8, 2026 56:14


The Halifax brand is being retired after more than 180 years — and Charlie Nunn says artificial intelligence is the reason why.The chief executive of Lloyds Banking Group told the Big Boss Interview that the way customers discover financial products has fundamentally changed. Increasingly, people are asking AI tools and large language models to find the best mortgage or savings account, making multiple banking brands less relevant in an increasingly digital world.That shift is also reshaping the debate around bank branches. Nunn challenges one of Britain's most politically sensitive narratives, arguing that physical access to banking has never been greater once post offices, banking hubs, community bankers, ATMs and cash points are taken into account. While he acknowledges that many people feel left behind by branch closures, he says the way banking services are delivered is changing, with thousands of Lloyds colleagues now providing hour-long consultations to vulnerable customers in their own homes. Traditional branches, he believes, will survive for at least another decade, but what constitutes a "branch" is becoming increasingly blurred.Nunn also argues that Britain has become too cautious. Regulation makes it harder and more expensive to lend than in many comparable countries, he says, while the economics of housebuilding no longer work in many parts of the country. The average first-time buyer is now 34, two-thirds take out mortgages lasting 30 years and the bank of mum and dad remains central to getting on the property ladder.Some 13.5% of 16 to 24-year-olds are not in education, employment or training, a figure Nunn describes as "frightening" given the country's ageing population. If young people cannot build skills, save and buy homes, he warns, the long-term economic implications for Britain are significant. Artificial intelligence, meanwhile, could transform banking over the next five years more than the previous 35, democratising access to investment advice and helping tackle fraud.Presenter: Will Bain Producer: Olie D'Albertanson Editor: Henry Jones

The 3PMD Podcast
#605 Meatball Shooting, Die while murdering, ATM Scam, Idaho Firing Squad, Beef with Min Wage

The 3PMD Podcast

Play Episode Listen Later Jul 8, 2026 69:40


The 3PMD Podcast is BACK home! In this wild transition episode, Eddie Munyun, Old Man Ali, Old Painless, and King Sully dive deep into the most unhinged viral news, prison stories, and Netflix reviews.https://open.spotify.com/show/2lGNV8WYzwHNbkLOpUbVkJ?si=I_yyyhL2TQWYioxcSe5Txg3PMD Episode 605These top five viral news stories blend true crime and economic shocks, making for a fascinating broadcast or discussion on Tuesday at 6:30 PM PT.1. Wisconsin Wedding Meatball ShootingA Milwaukee wedding reception turned violent when a guest told a groomsman to use a plate rather than eating meatballs with his bare hands. The groomsman punched the guest, and during the ensuing fight, another man shot two people. The suspected shooter, 41-year-old Thomas Redrick Williams, is currently facing multiple felony charges and a WISN warrant is out for his arrest.2. Georgia Man Dies Dumping BodyIn a strange twist of events, 44-year-old Daniel Robbins is believed to have strangled his 47-year-old girlfriend, Jessica Folds. While dragging her body into remote Alabama woods to dispose of it, Robbins suffered a fatal heart attack. Authorities discovered both of their bodies lying side-by-side.3. ATM Jackpotting Scheme Four Venezuelan nationals were federally charged for using hardware and malware to force ATMs to spit out cash on command, effectively "jackpotting" the machines. The crew drained more than $529,000 from eight different Connecticut ATMs along the I-95 corridor over just a two-week span.4. Idaho Firing Squad Executions Taking a drastic step in its criminal justice policies, Idaho made waves Death Penalty Information Center by officially designating the firing squad as its primary method of execution. The state finalized new protocols, utilizing a team of volunteer shooters, as a backup method when lethal injection drugs are unavailable.5. Ground Beef vs. Minimum Wage Surging grocery prices have created a stark economic reality, with the average retail price of a pound of ground beef often surpassing the federal minimum wage of $7.25 per hour. Inflation has pushed many everyday staples to historical highs, raising serious questions about the purchasing power of entry-level workers.#3PMD #3PMDPodcast #UnfilteredPodcast #ComedyPodcast #CurrentEvents #MenAndMentalHealth #PodcastClips*

Perfect Cents Podcast
Should a 6 Year Old Have A Debit Card?

Perfect Cents Podcast

Play Episode Listen Later Jul 6, 2026 23:36


Is it time to ditch the traditional piggy bank? In this episode of the Perfect Cents Podcast, host Alex Becerra sits down with parent and banking expert Marcie Johnson to explore how to build financial confidence in children early. In an increasingly digital world where physical cash is disappearing, teaching kids how to manage money online is more important than ever. Marcie shares her personal experience opening a checking account and getting a debit card for her child, highlighting how moving away from cash allowances helps prevent instant gratification. They discuss the major shift in family banking, including how credit unions like SAFE lowered the account age requirement to 6 years old, so kids can learn financial responsibility by doing. From navigating ATMs to checking online banking logs , discover how you can actively coach your kids toward smart budgeting, saving habits, and lifelong financial literacy.  SAFE is federally insured by NCUA and is an equal housing opportunity lender. Community & Local Favorites: Rocklin Community Theatre Broadway Sacramento SAFE Credit Union Performing Arts Center To check out the resources highlighted in this episode visit the links below. To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/  To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/ To contact the podcast team, email Podcast@safecu.org To watch this episode in video-format and access more financial education tips, subscribe to the SAFE Credit Union YouTube channel: https://www.youtube.com/@SAFECreditUnionCA

Made for Fellowship Podcast

You don't have to prove you're enough.

Arizona's Morning News
Brad Garrett, ABC News Crime & Terrorism Analyst

Arizona's Morning News

Play Episode Listen Later Jul 2, 2026 6:20


ABC News Crime and Terror Analyst Brad Garrett joins to discuss four Venezuelans arrested for scamming ATMs of half a million dollars.

@BEERISAC: CPS/ICS Security Podcast Playlist
OT Cybersecurity That Works: Defense in Depth, AI Risks & Protecting Critical Infrastructure

@BEERISAC: CPS/ICS Security Podcast Playlist

Play Episode Listen Later Jul 1, 2026 44:34


Podcast: PrOTect It All (LS 27 · TOP 10% what is this?)Episode: OT Cybersecurity That Works: Defense in Depth, AI Risks & Protecting Critical InfrastructurePub date: 2026-06-29Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationWhen it comes to OT cybersecurity, the fundamentals still matter - even in the age of AI. In this episode of Protect It All, host Aaron Crow sits down with Caleb Davis for a practical discussion on securing industrial environments where uptime, safety, and resilience are non-negotiable. From legacy control systems and tight budgets to AI-powered threats and open-source security tools, Aaron and Caleb explore the real challenges organizations face every day - and the strategies that deliver meaningful protection without requiring massive investments. A major focus of the conversation is defense in depth: building multiple layers of protection, fostering trust between IT and OT teams, and strengthening foundational cybersecurity practices before chasing the latest technology. You'll learn: Why defense in depth remains the cornerstone of OT cybersecurity How to improve security in legacy industrial environments Practical ways to strengthen OT security - even with limited budgets Why asset inventory, segmentation, and basic cyber hygiene still matter most How AI is changing both offensive and defensive cybersecurity The importance of trust and collaboration between IT, engineering, and operations Whether you're responsible for manufacturing, utilities, water treatment, energy, or any critical infrastructure environment, this episode delivers practical strategies you can apply immediately. Tune in to learn how layered defenses, strong relationships, and proven fundamentals create resilient OT security programs - only on Protect It All. Key Moments:  05:41 PLCs and network security challenges 07:24 Challenges in Updating OT Systems 11:33 Impact of Downtime on Security 16:03 Using affordable cybersecurity tools 19:14 Building Trust in Business Deals 23:01 Security challenges in medical devices 25:49 Trust and IT implementation risks 28:35 Using AI for safer software updates 31:05 Cybersecurity best practices for plants 33:40 Balancing Security Costs and Business Needs 37:50 Nurturing OT like raising kids 41:20 AI and cybersecurity concerns About the guest : Caleb Davis is a founding member of SolaSec, a cybersecurity consulting firm specializing in advanced penetration testing for embedded and connected systems. Based in Dallas/Fort Worth, he holds a degree in Electrical Engineering from the University of Texas at Tyler and is a patent-holding expert with vast experience in hardware and firmware security. Caleb leads deep technical assessments across a range of high-impact industries, including medical devices, automotive, industrial control systems, ATMs and financial terminals, aerospace components, and consumer electronics. His work focuses on secure design, trusted boot processes, cryptographic implementations, and threat modeling, helping organizations integrate security throughout the development lifecycle and align with industry and regulatory standards. How to connect Celeb : SolaSec: https://solasec.io  LinkedIn: https://www.linkedin.com/in/caleb-davis-400439100/  OTPCAP (OT PCAP analysis tool): https://github.com/SolaSec/otpcap Learn more about PrOTect IT All: Email: info@protectitall.co  Website: https://protectitallpod.com/ep112 X: https://twitter.com/protectitall  YouTube: https://www.youtube.com/@PrOTectITAll  FaceBook:  https://facebook.com/protectitallpodcast To be a guest or suggest a guest/episode, please email us at info@protectitall.co Please leave us a review on Apple/Spotify Podcasts: Apple   - https://podcasts.apple.com/us/podcast/protect-it-all/id1727211124 Spotify - https://open.spotify.com/show/1Vvi0euj3rE8xObK0yvYi4The podcast and artwork embedded on this page are from Aaron Crow | Operational Technology & Cybersecurity Host, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

Mining Stock Education
Rick Rule: I'm Buying This Type of Junior Mining Stock (Ignored Value=Opportunity)

Mining Stock Education

Play Episode Listen Later Jun 16, 2026 48:20


Rick Rule explains the type of ignored junior mining stock he is currently buying. Rule says recent exploration spending is yielding spectacular drill results, but the market is not fully pricing discoveries yet, creating opportunity for savvy buyers like himself; he prefers open-market buying over private placements due to weak warrant terms. Rick discusses navigating junior mining during geopolitical “black swan” volatility, emphasizing a watchlist of target companies and prices and a current bias to accumulate on expected summer weakness as juniors have been hit harder than majors. He discusses assessing CEOs' capital-raising and marketing strategies, contrasts specialist mining brokers with New York generalists, and explains focusing on the price–value gap rather than pre-market signals. Rule strongly favors at-the-market (ATM) financings for big board-listed miners, explains his PDAC “floor intel” around the G Mining/G2 Goldfields transaction, and comments on the Aurion/Agnico deal. Rick discusses trucking ore to existing mills in the Abitibi, why he generally avoids niche metals, and outlines how AI can help analyze large datasets without replacing experienced questioning. 00:00 Intro 00:41 Black Swan Buying Plan 02:22 Rotating Back to Juniors 04:47 Financing Market Reality 06:29 CEO Marketing Strategy 09:13 New York Brokers Explained 10:44 Price Versus Value Mindset 12:19 ATMs and Capital Raising 15:54 PDAC Deal Signals 19:11 G Mining and G2 Thesis 20:30 Abitibi Trucking Model 25:14 Exploration Strategy Shifts 27:42 Avoiding Niche Metals 30:20 Value Added Investor Role 32:00 Helium Speculation Story 35:08 Mexico and Carlos Slim 36:54 AI in Mining and Oil 40:49 Rule Conference Preview Rule Symposium July 6-10 in Boca Rotan, FL: https://cvent.me/XOqdLa?via=mse If you would like Rick to review your mining stock portfolio reach out to him at: https://ruleinvestmentmedia.com/ Rule Investment Media YT channel: https://www.youtube.com/@RuleInvestmentMedia Sign up for our free newsletter and receive interview transcripts, stock profiles and investment ideas: http://eepurl.com/cHxJ39 Mining Stock Education (MSE) offers informational content based on available data but it does not constitute investment, tax, or legal advice. It may not be appropriate for all situations or objectives. Readers and listeners should seek professional advice, make independent investigations and assessments before investing. MSE does not guarantee the accuracy or completeness of its content and should not be solely relied upon for investment decisions. MSE and its owner may hold financial interests in the companies discussed and can trade such securities without notice. MSE is biased towards its advertising sponsors which make this platform possible. MSE is not liable for representations, warranties, or omissions in its content. By accessing MSE content, users agree that MSE and its affiliates bear no liability related to the information provided or the investment decisions you make. Full disclaimer: https://www.miningstockeducation.com/disclaimer/

Mobile Payments Today
How can Independent ATM Deployers succeed in 2026?

Mobile Payments Today

Play Episode Listen Later Jun 12, 2026 19:25


Independent ATM Deployers are a critical part of the ATM ecosystem. These front-line businesses provide access to cash in areas deemed too risky by financial institutions. The market for IADs has changed significantly in recent years, both in negative and positive ways, such as declining cash usage, rising AI tools and advanced ATM features.In today's episode of the Bank Customer Experience podcast, Bradley Cooper, podcast host and editor of ATM Marketplace, spoke with Todd McEwan, president of New England ATM, an ATM service provider based in the New England states, about what the past and present landscape is like for IADs.One fact he pointed to was that the market for IADs has changed significantly. He said in 2008 it was very common not to see ATMs in convenience stores, but now the market has matured and one can find ATMs in gas stations and convenience stores around the U.S.Over time, the valuable locations have changed as well. Hotels and hospitality were highly sought after in the early 2000s, as customers would often withdraw cash to tip taxis, but with the onset of Uber and other ridesharing apps, this has cut into the market. McEwan said the current most valuable locations for IADs are "vice" locations such as cannabis dispensaries, liquor stores and other shops of that nature.Of course, by installing in locations like these, IADs also have to think carefully about security. He pointed out that on average, his business loses "$7,000 to $10,000" annually due to theft, and he has to consider that a "business expense." In some locations, he doesn't stock the ATMs with a lot of cash due to the risk of theft. For loss prevention, he said it's important to bolt the ATM to the floor and keep it away from easy access such as doors and windows.McEwan discussed a number of other topics of importance to IADs including:How is cash usage trend impacting the business?What's good tactics for dealing with banking relationships?How feasible is it to provide more advanced features for an ATM as an IAD?Listen to the discussion in its entirety above.

Contact Center Show
AI Is Replacing Tasks. The Real Question Is What Happens to Relationships?

Contact Center Show

Play Episode Listen Later Jun 11, 2026 18:44


Bob just returned from Italy with a story that should make every customer service leader pay attention.At train stations in Venice and Florence, there were no employees to help. Just kiosks. If you wanted a ticket, you figured it out yourself. If you had a question, there was nobody to ask. It wasn't a glimpse of the future. It was the present.That experience led us into a bigger discussion about AI, automation, and what customer service becomes when human interaction disappears.We unpacked a recent Anthropic report showing that customer service roles have some of the highest exposure to AI-driven task automation. But exposure to tasks is not the same as elimination of jobs.The deeper question is this:Is customer service simply a collection of transactions, or is it fundamentally about relationships?We discussed real-world results from an enterprise deployment of agentic AI where:Escalation rates were 4x higher when customers interacted with AI versus humans.Customers were significantly more likely to demand supervisors from bots.Contact volume increased by 50% in less than six months.Companies discovered that delivering bad news remains far more effective when done by a human.History suggests that new channels rarely reduce demand. Email didn't reduce contacts. ATMs didn't eliminate bank tellers. They changed the nature of the work.AI may do the same.At the same time, organizations are racing toward automation while learning that token costs, increased interactions, and customer behavior may complicate the promised economics.The technology is arriving at bullet-train speed.The question is no longer whether AI is coming.The question is:Who are you in an AI-first world?Will your company become a vending machine that happens to sell products?Or will you intentionally preserve the human elements that create trust, loyalty, and relationships?Because customer relationship management was never supposed to become customer technology management.Topics discussed:Anthropic's AI exposure findingsWhy task automation doesn't automatically eliminate jobsThe difference between transactional and relational serviceReal-world lessons from agentic AI deploymentsRising escalation rates with AI interactionsThe hidden cost of token consumptionWhy customers treat bots differently than humansThe future role of human agentsHow leaders should rethink customer service strategy in an AI-first era

Acquisitions Anonymous
How ATM Route Businesses Make Money

Acquisitions Anonymous

Play Episode Listen Later Jun 9, 2026 41:21


In this episode, the hosts evaluate a highly unusual ATM portfolio generating $1M in EBITDA from 642 ATMs located in gentlemen's clubs nationwide, exploring the hidden complexities, cash logistics, and risks behind what appears to be an ultra-passive business.Business Listing – https://www.bizbuysell.com/business-opportunity/over-1m-ebitda-atm-route-gentlemen-s-clubs-642-atms-5-000-000/2500718/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletter

Cloud 9fin
The In-court Report — What Bitcoin Depot's bankruptcy means for creditors (and scam syndicates)

Cloud 9fin

Play Episode Listen Later Jun 9, 2026 29:28


Bitcoin Depot went from a $600m, publicly-traded business to bankrupt in a matter of months, but the story around the company and other crypto ATM providers has been brewing for years. We happen to have just the guy on staff to break it all down.In this episode of Cloud 9fin, head of bankruptcy Cat Corey talks with senior LevFin reporter Dan Mika about his previous reporting on the crypto ATM industry's history of targeting neighborhoods of color, and how it has become a favorite tool for organized scam groups to separate victims from their cash. The two also talk about what value is left for creditors in a business model where — in the eyes of lawmakers — the societal harm is too great to ignore.Have any questions? Send us a note at podcast@9fin.com. Thanks for listening!Stories referenced in this pod:- High-fee crypto ATMs center around low-income parts of Kansas City- How Crypto ATMs in the U.S. Became A Favorite Tool for Scammers- FBI Internet Crime Report 2025

Crazy Wisdom
Episode #552: The Unbanked Advantage: How Nigeria's Financial Chaos Made It Crypto-Ready

Crazy Wisdom

Play Episode Listen Later Jun 8, 2026 52:32


In this episode of the Crazy Wisdom Podcast, host Stewart Alsop sits down with software engineer and entrepreneur Arowolo Muritadhor for a wide-ranging conversation that moves from agriculture and manufacturing in Nigeria to the evolving role of crypto in the country's economy. They touch on how hyperinflation, particularly the naira's dramatic drop in 2023, pushed Nigerians toward stablecoins as a practical savings tool, and how informal kiosk networks have stepped in where traditional banking infrastructure falls short. The conversation also covers the tension between government regulation and the permissionless nature of blockchain technology, comparisons between the decline of the Roman Empire and current shifts in US economic dominance, the role of mobile payments in Africa, language learning, and whether AI agents have any real utility in crypto infrastructure yet. You can connect with Arowolo on LinkedIn and X at @armolas_06.Timestamps00:00 - Host welcomes Arowolo Muritadhor, introducing topics of software engineering and animal food production in Nigeria.05:00 - Discussion shifts to manufacturing, components assembly, and China's dominance in low-cost production globally.10:00 - Conversation explores crypto adoption in Nigeria as a network state phenomenon, separating informed users from mainstream population.15:00 - Mobile payments and kiosk ATM replacements emerge as critical financial infrastructure bridging unbanked Nigerians.20:00 - Roman Empire parallels drawn to modern crypto taxation, government control, and inevitable death-and-taxes reality.25:00 - Bitcoin and Ethereum permissionless nature debated against government wallet-level censorship vulnerabilities.30:00 - AI agents examined as crypto infrastructure tools, revealing mostly trading bots rather than foundational builders.35:00 - Nigeria's 2023 naira collapse compared to Argentina's hyperinflation, driving citizens toward stablecoin dollar savings.40:00 - US Treasury history unpacked through FDR gold confiscation and Nixon ending convertibility, paralleling empire decline.45:00 - Crypto reframed as anti-bank rather than purely anti-government, enabling freedom through immutable accountability.50:00 - Transparent blockchain ledgers discussed as potential government accountability tools across democracy, republic, and oligarchy structures.Key Insights1. Nigeria has a significant divide between its northern and southern regions in terms of economic activity. The north, centered around Abuja, is more agricultural with substantial cattle production, while Lagos in the south functions as a dense urban and commercial hub. This geographic and economic split shapes how different financial tools and technologies are adopted across the country.2. China's dominance in low-cost manufacturing has made it nearly impossible for countries like Nigeria, the United States, or Argentina to compete on price alone. The more realistic path for developing economies is to import components and focus on local assembly and creativity, which is where meaningful economic participation becomes possible.3. Crypto adoption in Nigeria accelerated dramatically around 2023 when the naira experienced a sharp devaluation against the US dollar. Before that point, saving in dollars was difficult for many Nigerians, especially those without formal bank accounts, making stablecoins like USDT an attractive and practical alternative for preserving wealth.4. Informal kiosk operators in Nigeria have organically become a substitute for ATMs, giving communities access to basic financial services where traditional banking infrastructure does not reach. This grassroots financial layer is now a key entry point for integrating crypto and stablecoin payments into everyday commerce.5. Governments are increasingly trying to regulate crypto at the wallet and centralized exchange level, using tax compliance as a primary mechanism. While Bitcoin and Ethereum remain largely permissionless, the practical chokepoints for most users remain centralized platforms where identity and transactions can be monitored.6. The historical parallel between the fall of the Roman Empire and current shifts in US economic and geopolitical power offers a useful frame for understanding why crypto matters. Just as Rome debased its currency and struggled to sustain imperial costs, the US faces mounting debt and a financialized economy that may accelerate dollar instability and push more people toward alternative stores of value.7. One genuinely constructive use case for blockchain beyond speculation is immutable accountability, particularly for public institutions and prediction markets. A transparent ledger that governments or officials voluntarily adopt could create verifiable records of decisions and promises, reducing corruption and increasing trust in ways that traditional governance structures have struggled to achieve.

Merchant Sales Podcast
Building Business Value in the AI Era

Merchant Sales Podcast

Play Episode Listen Later Jun 5, 2026 55:03


In this episode of the Merchant Sales Podcast, James sits down with Lane Gordon, CEO of 733Park, to discuss how AI is reshaping software, payments, and business valuations. From merchant portfolios and SaaS models to vertical software strategies and acquisition trends, Lane shares what buyers are looking for today—and what business owners should be thinking about if they hope to build long-term value. The conversation explores the future of AI-powered software, why payments revenue remains so attractive to investors, how verticalization creates defensible businesses, and what separates companies that command premium valuations from those that struggle to find buyers. Plus, Patti Murphy's Today in Payments segment covers interchange legislation, crypto ATMs, international remittance taxes, emerging payment preferences, and other trends shaping the industry.

The Side Hustle Show
741: $1500/mo With His ATM Side Hustle

The Side Hustle Show

Play Episode Listen Later May 28, 2026 41:17


What if you could earn $1,500 a month in side income with just an hour of work a week — and do it with a business that practically runs itself? That's exactly what Will Butterton has built with five ATMs through his company, Viking Vendors LLC. Will is a full-time engineer, a dad of three, and a multi-side-hustler who got into ATMs when his wife was pregnant and he started looking for something low-risk. He started the business with a childhood friend, each putting in some cash to buy their first two machines. The pitch was simple: worst case, they couldn't find locations and sold the machines to someone else. Tune in to Episode 741 of the Side Hustle Show to learn: what it actually takes to set up an ATM business from scratch, including the step most people don't expect to be the hardest how to find and pitch locations — even when most good spots already have a machine what the numbers look like across different types of spots, and what a single great location can do for your income Full Show Notes: $1500/mo With His ATM Side Hustle New to the Show? Get your personalized money-making playlist ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! Sponsors: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Indeed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Start hiring NOW with a $75 sponsored job credit to upgrade your job post! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Quo (formerly OpenPhone)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Get 20% off of your first 6 months! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Shopify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Sign up for a $1 per month trial! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Gusto⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ — Get 3 months free of the leading payroll, benefits, and HR provider for modern small businesses! ⁠⁠⁠⁠⁠⁠⁠Whatnot⁠⁠⁠⁠⁠⁠⁠ — Whatnot will match your first $150 sold in the first month! About The Side Hustle Show This is the entrepreneurship podcast you can actually apply! The award-winning small business show covers the best side hustles and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠side hustle ideas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. We share how to start a business and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠make money online⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and offline, including online business, side gigs, freelancing, marketing, sales funnels, investing, and much more. Join 100,000+ listeners and get legit business ideas and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠passive income⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ strategies straight to your earbuds. No BS, just actionable tips on how to start and grow your side hustle. Hosted by Nick Loper of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Side Hustle Nation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Kansas City Today
Missouri's attorney general on crypto scams and redistricting

Kansas City Today

Play Episode Listen Later May 26, 2026 15:00


Missouri Attorney General Catherine Hanaway calls crypto currency ATMs “getaway cars for fraud.” She discusses how her office is cracking down on the scams, and how to identify the red flags — plus talks about ongoing lawsuits over redistricting.

Fraudology Podcast
The Fall of Crypto ATMs: Bankruptcies, AI Acceleration, and the "Scam Formula"

Fraudology Podcast

Play Episode Listen Later May 26, 2026 46:53


In this episode of Fraudology, host Karisse Hendrick welcomes back Marc Evans, a veteran Las Vegas detective and the founder of Fraud Hero. Marc provides an on-the-ground debrief of the rapidly shifting fraud landscape, sharing front-line insights into how criminal organizations are pivoting their tactics as traditional cash-out methods vanish.The conversation explores the dramatic downfall of major crypto ATM networks, highlighted by the recent bankruptcy of Bitcoin Depot, the country's largest operator. Marc details how local regulations and strict transaction caps have inadvertently decimated the crypto ATM business model , proving just how much of their revenue was quietly subsidized by elder abuse and organized crime. We look at what happens when 9,000 machines go offline overnight and how scammers are reacting to losing one of their favorite liquidation tools.We also explore the "hot topics" dominating the fraud landscape today:The AI Social Engineering Force Multiplier: How threat actors are combining generative AI with classic psychological manipulation to automate hyper-realistic phishing, clone voices, and scale scams to unprecedented levels.The Cognitive Bias of Automation: Why our increasing reliance on LLMs to summarize emails and messages is actively dulling human critical thinking, causing professionals and consumers alike to miss glaring red flags.The "Scam Formula" Framework: A breakdown of the universal four-part mechanics—the Hook, the Story, the Urgency, and the Payment —and how the simple mantra of "Pause, Think, Verify" can disrupt a fraudster's spell.Additionally, Marc dives into the terrifying rise of digital extortion targeting a new demographic: teenagers under 17. We break down the latest FBI IC3 data showing how AI-driven sextortion schemes are uniquely impacting youth across the country , highlighting why fraud education must urgently expand beyond senior citizens to protect the next generation.

PEBCAK Podcast: Information Security News by Some All Around Good People
Episode 256 - Busted by Bluetooth, Crypto ATMs Under Fire, Vibe Coding and the AI Model Showdown

PEBCAK Podcast: Information Security News by Some All Around Good People

Play Episode Listen Later May 25, 2026 55:49


Welcome to this week's episode of the PEBCAK Podcast!  We've got four amazing stories this week so sit back, relax, and keep being awesome!  Be sure to stick around for our Dad Joke of the Week. (DJOW) Follow us on Instagram @pebcakpodcast   Please share this podcast with someone you know!  It helps us grow the podcast and we really appreciate it!   Simple 6 signup link https://simple6.co/r/CFUR98   Apple data and car Bluetooth signals help police identify suspect in crypto robbery https://www.forbes.com/sites/the-wiretap/2026/05/05/apple-subpoena-and-car-bluetooth-help-cops-unmask-crypto-robber-suspect/ Your phone and your car are witnesses — law enforcement used an Apple subpoena and Bluetooth signals from a connected vehicle to unmask a suspect in a physical cryptocurrency robbery, showing how everyday device data is increasingly being used to solve crimes.   FBI reports crypto ATM fraud complaints surged 23% in 2025, topping $388 million in losses https://www.ic3.gov/PSA/2026/PSA260515-2 Canada proposes a nationwide ban on crypto ATMs, calling them a primary tool for scammers https://www.cbc.ca/news/canada/toronto/canada-crypto-atm-ban-scammers-9.7180642 Bitcoin Depot, North America's largest crypto ATM operator, files for Chapter 11 bankruptcy https://www.bankingdive.com/news/bitcoin-depot-bankruptcy-chapter-11-atm-wind-down/820755 Crypto ATMs are effectively becoming extinct — the FBI documented nearly $389 million in losses through kiosks in 2025, Canada is moving to ban them outright as a fraud-enabling infrastructure, and Bitcoin Depot (the largest operator in North America with 9,000+ machines) just filed for Chapter 11 bankruptcy, blaming mounting state regulations, litigation, and an unsustainable business model.   DataCamp breaks down Claude Opus 4.7 vs. GPT-5.5 across coding, reasoning, vision, and pricing https://www.datacamp.com/blog/gpt-5-5-vs-claude-opus-4-7 The AI model race between Anthropic and OpenAI is too close to call — Claude Opus 4.7 leads on software engineering benchmarks and visual reasoning while GPT-5.5 dominates terminal/DevOps workflows and advanced math, with output token pricing favoring Claude at $25 vs. $30 per million tokens.   Dad Joke of the Week (DJOW)   Find the hosts on LinkedIn: Chris - https://www.linkedin.com/in/chlouie/ Brian - https://www.linkedin.com/in/briandeitch-sase/ Cody - https://www.linkedin.com/in/cody123anderson/

The Dana & Parks Podcast
HOUR 1: Cracking down on Crypto ATMs. Will it cut down on scams? Will they just find another mode of money transfer?

The Dana & Parks Podcast

Play Episode Listen Later May 21, 2026 36:46


HOUR 1: Cracking down on Crypto ATMs. Will it cut down on scams? Will they just find another mode of money transfer? full 2206 Thu, 21 May 2026 19:00:00 +0000 OEseJmA7HEBJGhZiDn2MrcEiZrzuWJRs news The Dana & Parks Podcast news HOUR 1: Cracking down on Crypto ATMs. Will it cut down on scams? Will they just find another mode of money transfer? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News

A Catholic Take
"Debunked": The Vatican ATM Conspiracy That Never Happened (Audio)

A Catholic Take

Play Episode Listen Later May 20, 2026 113:07


May 19th, 2026 - We welcome Steven O'Reilly to discuss Pope Benedict XVI's resignation and the mystery of the frozen ATMs. Links, Show Notes & More - https://thestationofthecross.com/act Email Us! ACT@TheStationOfTheCross.com

Daily Crypto News
May 19: Minnesota Passes Landmark Bank Crypto Custody Law

Daily Crypto News

Play Episode Listen Later May 19, 2026 11:59


Brief SummaryBitcoin holding near $76,800 with relative stability while altcoins continue to weaken.Harvard University fully sold its $87 million Ethereum ETF position in Q1 2026 after holding it for just one quarter.Harvard also cut its Bitcoin ETF (IBIT) holdings by 43% in the same quarter.U.S. Bitcoin ETFs saw roughly $1 billion in net outflows this week.Minnesota Governor Tim Walz signed House File 3709, allowing banks and credit unions to offer crypto custody starting August 1, 2026.New Minnesota law requires asset segregation, cybersecurity standards, and 60-day regulatory notice.Minnesota is also banning crypto ATMs by the end of 2026.Concerns growing over potential impact of CLARITY Act amendments on DeFi. Hosted on Acast. See acast.com/privacy for more information.

AML Conversations
Canada's Crypto Crackdown, Global AML Shifts, and New Fronts in Financial Crime

AML Conversations

Play Episode Listen Later May 8, 2026 19:33


In this episode of This Week in AML, John and Elliot cover a wide range of financial crime and compliance developments from around the globe. John opens by honoring the Foley Foundation's annual Freedom Awards dinner, recognizing the organization's vital work advocating for American hostages and journalist safety. The conversation then turns to Canada, with updates on a newly introduced bill to establish a Financial Crime Agency, a proposed ban on crypto ATMs, and recent FinTrac monetary penalties across the real estate, banking, and precious metals sectors. Internationally, they cover the FCA's preparations for the UK's new crypto asset regime taking full effect in 2027, Denmark's FSA referral of Nordea Bank to police over customer due diligence failures, and Europol's launch of a new EU anti-scam intelligence sharing platform. Back in the U.S., John highlights new research from the Anti-Corruption Data Collective on suspicious win rates in prediction market defense and military sectors, the retirement and recognition of Guy Fico, the passing of RICO statute architect Bob Blakey, and the Manhattan DA's return of over 650 antiquities to India. The episode closes with updates on the DOJ's decision to drop its investigation into Fed Chairman Jerome Powell, concerns over judicial nominees, and a preview of the AML Partnership Forum's upcoming May 28th webinar on financial access challenges domestically and globally.

The Economics of Everyday Things

Why do you have to pay $4 to get $40 cash at a bar? And who does it go to? Zachary Crockett checks his balance. This episode was originally published on February 11th, 2024. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

simplecast atms zachary crockett
Growth Everywhere Daily Business Lessons
This Happened 3 Times In 125 Years. AI Just Did It Again

Growth Everywhere Daily Business Lessons

Play Episode Listen Later May 4, 2026 7:12


Here's why the “AI will cause mass unemployment” narrative is probably wrong. Every major wave of technology has triggered the same fear, and every time it's played out differently. AI doesn't just replace jobs, it shifts them. It removes repetitive work, increases productivity, and creates entirely new roles that didn't exist before. In this video I walk through real historical data from radiology, agriculture, spreadsheets, and ATMs to show how job displacement actually works, why demand often increases, and how AI acts as a multiplier rather than a replacement. Chapters (00:00) The mass unemployment narrative(00:22) Radiology example (AI vs jobs)(01:08) AI as a demand multiplier(02:06) Drivers and task vs job thinking(02:28) Agriculture automation (tractor era)(03:46) Spreadsheets and job evolution(05:25) ATM prediction vs reality(05:42) Creative destruction explained(06:36) Why AI likely creates more opportunity

The CyberWire
War hits where it hurts.

The CyberWire

Play Episode Listen Later Apr 28, 2026 24:57


Conflict in the Middle East disrupts the circuit board supply chain. The Supreme Court considers arguments on geofence searches. A new report highlights Chinese digital transnational repression. The NCSC protects HDMI and DisplayPort links. Tennessee bans cryptocurrency ATMs. Researchers expose a financially motivated subgroup of North Korea's Lazarus Group. Medtronic confirms a ShinyHunters data breach. Tim Starks, from CyberScoop discusses telecom vulnerabilities. A helpful AI deletes everything.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest We welcome back Tim Starks, Senior Reporter for CyberScoop, discussing telecom vulnerabilities. Selected Reading Iran war disrupts the circuit board supply chain, raises costs for tech firms (Reuters) Iranian hackers expose personal details of thousands of US Marines in Middle East (Metro) Supreme Court signals location data searches should require a warrant (The Record) Tall Tales: How Chinese Actors Use Impersonation and Stolen Narratives to Perpetuate Digital Transnational Repression (The Citizen Lab) NCSC launches SilentGlass, a plug-in device to secure HDMI and DisplayPort links (Security Affairs) Tennessee becomes second state to ban cryptocurrency ATMs over scam concerns (The Record) BlueNoroff Uses ClickFix, Fileless PowerShell, and AI-Generated Fake Zoom Meetings to Target Web3 Sector (Arctic Wolf) Medtronic Hack Confirmed After ShinyHunters Threatens Data Leak (SecurityWeek) Claude-powered AI coding agent deletes entire company database in 9 seconds — backups zapped, after Cursor tool powered by Anthropic's Claude goes rogue (Tom's Hardware) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Adam Carolla Show
Stolen Land, ICE Out + More Idiotic Political Statements at Grammys

Adam Carolla Show

Play Episode Listen Later Feb 3, 2026 105:04


Adam and Elisha break down the difference between F-you money and F-me money. They discuss Adam's trip to New York City and his work ethic. Finally, they dive into the Grammys and Adam breaks down the ‘10 cent heads' that all of these celebrities have when it comes to discussing politics. News Stories Covered: Ricky Gervais mocks Grammy winners making political speeches, says they're 'still not listening',Philly DA's ‘hunt you down' warning to ICE draws calls for DOJ criminal probe , Drivers fume over Dem-led push that could see them taxed for every mile: ‘Citizens treated like ATMs', Trump Proposes Plan To Shut Down Rebranded Trump-Kennedy Center, Promises ‘Spectacular' ResultFOR MORE WITH ELISHA KRAUSS: INSTAGRAM: @elishakraussWEBSITE: elishakrauss.com JOURNAL: https://www.washingtonexaminer.com/author/elisha-krauss/LIVE SHOWS: February 4 - Tampa, FLFebruary 5 - Orlando, FLFebruary 6 - Naples, FL (2 shows)February 7 - Naples, FL (2 shows)Thank you for supporting our sponsors:BetOnlineBetterhelp.com/carollaHomeChef.com/ADAMHomes.comoreillyauto.com/adamSHEATH.COM use the PROMO CODE ADAMPluto.tvSIMPLISAFE.COM/ADAMSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.