Podcasts about atms

In this conversation, Charles Loescher shares his journey from being a police officer in New Orleans to becoming a successful real estate investor and entrepreneur. He discusses his diverse ventures, including commercial real estate, ATM businesses, and restaurants, emphasizing the importance of making money work for you. Charles offers valuable insights on balancing a full-time job with entrepreneurial pursuits and the significance of networking and negotiation in achieving success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Should you date single moms? It's the question that divides the manosphere — and maybe your dating life.In this raw and honest episode, Faisal, Chuck, and Ari dive into one of modern dating's most controversial topics. No sugar-coating. No political correctness. Just three divorced dads sharing hard-earned wisdom about navigating the single parent dating world.In this episode, we explore:The brutal truth about why single moms might be "easier" to date (and why that's a trap)How Nice Guys become unwilling ATMs and unpaid babysittersWhen to introduce your kids — and the red flags that scream "run"Why choosing the path of least resistance destroys your dating confidenceThe difference between being a white knight rescuer vs. a conscious partnerHow single parenthood can reveal character — or expose major red flagsWhy some men should absolutely avoid dating single moms (and who they are)This isn't about shaming single mothers. It's about helping men make conscious choices instead of falling into Nice Guy traps that leave everyone miserable.Whether you're a single dad wondering about your own dating value, a man considering dating a single mom, or someone who's been burned by taking the "easy" path — this conversation will challenge everything you think you know about modern dating.The bottom line: There are no shortcuts to building real confidence and relationship skills. And the choices you make in dating reveal everything about the man you're becoming.Like. Comment. Subscribe. And share this with the man who needs to stop settling for scraps. Subscribe to the Nice Guy Show newsletter to get tips and insights on how to lead a high-value life:https://niceguyshow.com/Connect with Faisal Khokhar:https://masculine.co/https://instagram.com/coachfaisalkhttps://youtube.com/@coachfaisalkConnect with Chuck Chapman: https://chuckchapman.com/https://instagram.com/chuckchapman.ma/Connect with Dr. Ari Graff:https://drarigraff.com/https://draribgraff.com/register [divorce recovery program]https://youtube.com/@AriGraff

Hear about travel to Solomon Islands as the Amateur Traveler talks to Chris Shorrock from Travel Obscure about his adventurous trip in these remote Pacific islands. Why should you go to the Solomon Islands? Chris says, "There's lots of reasons. One of the reasons we didn't really focus on World War II history. One of my big reasons for going was it's an adventurous destination and I like an adventurous destination. There's not many people going on holiday to the Solomons, so that was one of the big appeals. But besides that amazing natural beauty: jungle-clad volcanic islands, turquoise oceans, and then below the surface of the ocean lots of sea creatures, coral reefs, very spectacular underwater environment." This is an adventurous loop through the Central Province: starting in Honiara, crossing to Savo Island for volcano hikes and megapode eggs, then finishing with shipwreck snorkeling at Roderick Bay before returning to Honiara. Flights: Most travelers arrive from Brisbane (easiest option). Other routes exist via Port Moresby (less reliable), Nadi, or Auckland (via Vanuatu). Practical tip: Honiara is the last place you'll find ATMs, pharmacies, or proper shops. Stock up on cash (Solomon dollars), insect repellent, sunscreen, snacks, and dry bags here.   Day 1 – Arrival in Honiara (Guadalcanal) ... https://amateurtraveler.com/solomon-islands/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this episode Matt and Matt are joined by south of the border Chris and his betrothed Alexis. Together they are lead on a journey through grey geese, malfunctioning ATMs, all on a hero's journey that shows what we needed was inside (his bag) the whole time. And knowing when to bow out- who knows what the body do after that. Weird News including a Rousing use for your marine biology degree, A pirate sarcophagi, Dr. Leg Lopper MD, Dumpster diving CPR, and the "hunter" becomes the hunted. Get out your flannel nightgowns. You know, the one with the butt flap?After all, this ain't Sandals.

You may not realize it, but that bitcoin ATM at your corner store is probably bringing in some serious cash. Get the headlines that matter, right when they hit the wire: Join our Telegram group for market moving news on top Bitcoin equities like $MSTR, $MARA, $RIOT, $CLSK, and more:  https://t.me/blockspacenews Welcome back to The Mining Pod! Today, Brandon Mintz, CEO of Bitcoin Depot joins Colin to talk about building the largest Bitcoin ATM network in North America with 9,000+ machines. They discuss how the Bitcoin ATM business model works, why someone would buy bitcoin from an ATM rather than an exchange, why Bitcoin ATMs tend to have premiums, and what areas the company may explore for expansion. Subscribe to our newsletter!  **Notes:** • Bitcoin Depot has 9,000+ ATMs across 3 countries • Q2 revenue up 6% YoY to $172.1M • 15% of US transactions still use cash • 1,700 ATMs ready for deployment Timestamps: 00:00 Start 03:16 Founding Bitcoin Depot 05:58 The first BTC ATM? 07:14 Current revenue growth 09:52 Establishing an ATM location 11:54 Deciding ATM locations 16:01 Profit sharing w/ locations 17:33 Convincing locations 19:31 Are ATMs not price sensitive? 22:21 Operating expenses 23:26 ATM user profile 25:45 Price premium 28:59 Revenue valuation 31:46 Expansion 32:27 European market 32:59 Treasury strategy 35:20 Treasury company frothy market 36:57 Regulation changes

Get the headlines that matter, right when they hit the wire: Join our Telegram group for market moving news on top Bitcoin equities like $MSTR, $MARA, $RIOT, $CLSK, and more:  https://t.me/blockspacenews Welcome back to The Mining Pod! Today, Brandon Mintz, CEO of Bitcoin Depot joins Colin to talk about building the largest Bitcoin ATM network in North America with 9,000+ machines. They discuss how the Bitcoin ATM business model works, why someone would buy bitcoin from an ATM rather than an exchange, why Bitcoin ATMs tend to have premiums, and what areas the company may explore for expansion. Subscribe to our newsletter!  **Notes:** • Bitcoin Depot has 9,000+ ATMs across 3 countries • Q2 revenue up 6% YoY to $172.1M • 15% of US transactions still use cash • 1,700 ATMs ready for deployment Timestamps: 00::00 Start 03:16 Founding Bitcoin Depot 05:58 The first BTC ATM? 07:14 Current revenue growth 09:52 Establishing an ATM location 11:54 Deciding ATM locations 16:01 Profit sharing w/ locations 17:33 Convincing locations 19:31 Are ATMs not price sensitive? 22:21 Operating expenses 23:26 ATM user profile 25:45 Price premium 28:59 Revenue valuation 31:46 Expansion 32:27 European market 32:59 Treasury strategy 35:20 Treasury company frothy market 36:57 Regulation changes

In this raw and insightful conversation, relationship therapist and retreat facilitator Nicola Beer shares her powerful journey from trauma and addiction to deep healing and emotional freedom.Nicola opens up about her own struggles with childhood trauma, workaholism, alcohol, and the pressures of masking ADHD. She explains how these patterns often mirror the lives of the high-achieving men she now supports, many of whom feel emotionally disconnected, burned out, and trapped by the very success they've worked so hard for.We unpack common midlife issues like porn use, infidelity, dopamine addiction, and the emotional weight of "holding it all together." Nicola also dives into the healing potential of psychedelic-assisted therapy and how men can start to reconnect with their emotions, values, and relationships.This episode is for any man who's ready to stop numbing and start feeling, who wants more than just survival, and is open to real transformation..Key TakeawaysTrauma doesn't always look like trauma. Nicola's childhood left her wired to seek safety through overwork and emotional disconnection, a pattern many men unconsciously live in.Success doesn't equal fulfilment. Many high-achieving men feel empty or trapped despite “having it all.”Why men cheat (even if they don't want to): Often driven by dopamine addiction, unprocessed pain, or emotional starvation.The silent trap of being ‘the provider': Many men feel like ATMs in their homes, resentful, unseen, and emotionally burned out.Dopamine overload is killing our joy. Resetting with a 30-day break from artificial spikes (porn, screens, etc.) is a powerful first step.Psychedelics aren't a magic fix, but they can unlock deep healing when paired with proper intention, integration, and support.Relationships need goals too. Connection doesn't happen by accident, it takes intentional time, presence, and effort.Most conflicts aren't about the present. 80–90% of relationship struggles stem from unresolved wounds in the past.Slowing down isn't weakness, it's wisdom. You can't hear your inner voice when you're constantly doing.

BEING A PART OF SOMETHING BIGGER THAN OURSELVES I love the perspective of the first-time pilgrim. There is so much excitement and anticipation. Eagerness and nervousness. And such great questions! We could talk forever about what it means to walk the Camino de Santiago and what it takes to get ready. My guest today is Jill from California who is just about to board a plane to go walk the Camino Francés. We had a wonderful conversation, spanning such topics as pilgrim meals, planning your stages, when to take rest days, women's safety, and using ATMs to get cash. We also touched on the tender position of being one small person in a big world and how we can connect with others in a way that restores our hope and trust in humanity. Here is the book Jill mentions in this episode: The Way of the Heart, by Henri Noewen Join Jill in supporting the World Central Kitchen: https://donate.wck.org/fundraiser/6443097  HOW ARE YOUR 2025 GOALS COMING ALONG? I'd love to hear from you! You can write to me at nancy@thecaminoexperience.com  IS 2026 YOUR YEAR TO WALK THE CAMINO?  Let's get started together. Join me on the trail: https://thecaminoexperience.com/walk-with-me/    #youonthecamino #caminodesantiago #firsttimepilgrim #thecaminoexperience #caminopodcast

What does BlackRock's former crypto lead see in Ethereum that others still miss? Joseph Chalom joins Bankless to take us inside the IBIT/ETHA ramp, why BUIDL launched on Ethereum mainnet, and the simple—but powerful—framework he uses to value ETH as “high-octane money.” We break down staking inside ETFs, the tokenization roadmap from stablecoins to the S&P in your wallet, and the real mechanics of ETH treasury companies—mNAV premiums, ATMs, converts, and the transparency metrics that matter. Less hype, more architecture: if security, liquidity, and 24/7 settlement are the future, this is the bridge. ---

BOSSes, Anne Ganguzza is joined by Tom Dheere to tackle a topic many voice actors fear most: marketing. In this episode, they break down the essential difference between direct marketing (you go to them) and indirect marketing (they come to you). The hosts discuss how to make both strategies work for you, offering a powerful, actionable roadmap for building a sustainable voiceover business. 00:01 - Anne (Host) Hey boss listeners. Are you ready to turn your voiceover career goals into achievements? With my personalized coaching and demo production, I'm here to help you reach new milestones. You know you're already part of a boss community that strives for the very best. Let's elevate that. Your success is my next project. Find out more at anneganguzza.com.  00:25 - Speaker 2 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss a VO boss. Now let's welcome your host, Anne Ganguzza.  00:44 - Anne (Host) Hey everyone, welcome to the VO Boss podcast and the Real Boss series. I'm your host, Anne Ganguzza, and I'm here with Mr Tom Dheere. Hello, hello, hello, the Real Boss, Tom Dheere.  00:56 - Tom (Guest) Hi, I'm seeing the light ring in my glasses. I'm going to change. I want to change these.  01:01 - Anne (Host) Wait, I thought you said I'm seeing the light.  01:03 - Tom (Guest) I'm seeing the light. Well, yeah, no, but the light was seeing me and my glasses, so I'm switching over. I have, like different pairs of glasses for where I'm at.  01:11 - Anne (Host) No, really. So like these are better. I hear that. I hear that Yours are part of a marketing strategy.  01:18 - Tom (Guest) Mine are purely because my eyeballs are decomposing. I can hear them.  01:22 - Anne (Host) But me too, though, I need them as well, and I figure I might as well make them part of a marketing strategy. And speaking of marketing, yes. Great segue, isn't it? I think it's one of the most feared things for any voice actor is to actually think and do marketing, and so it's a great topic to talk about, because, I mean, we could talk like multiple podcasts about it, but let's talk about marketing Indirect marketing, direct marketing. They're both important.  01:49 - Tom (Guest) Yes, absolutely.  01:50 - Anne (Host) Let's distinguish the difference.  01:52 - Tom (Guest) Right, and this is the thing that when most people come into the voiceover industry, they think and their instinct is correct, so I need to market myself. What does that mean? For most people, it's slamming into social media sideways and talking about what they had for breakfast, or it most often means cold calls and cold emails. Now, you can clearly lump all of that stuff together into marketing, but there's a lot more to it. It's a lot more nuanced than that.  02:18 - Anne (Host) You say the word cold calls and I think people go cold. I know they do. They're like oh no cold calls now.  02:25 - Tom (Guest) So the way I talk about it is that there is direct marketing and then there is indirect marketing, also known as active marketing or passive marketing. So direct or active marketing is when you are seeking out specific potential clients and you are basically grabbing them by the lapels and saying, hey, you give me money to say stuff out loud.  02:48 - Anne (Host) Here I am. Hello, this is me.  02:50 - Tom (Guest) Hello, right Now that's a cold call, that is a cold email. There's also follow-up emails and getting your seven touches.  02:57 - Anne (Host) And that's direct, because it's direct contact with a potential client.  03:01 - Tom (Guest) Exactly. And then there is indirect marketing, which is where you're kind of like doing your thing over here in hopes that people or robots will notice you Right and come to you Right. So, for example, working on search engine optimization on your website, that's a form of indirect marketing or passive marketing, because if somebody's searching for you, hopefully your website or your content will rank higher on Google, bing, yahoo and they'll be like, hey, who's this person? And then they reach out to you Right.  03:30 - Anne (Host) Or they're seeing you on social media.  03:32 - Tom (Guest) Social media, exactly, is another perfect example of indirect marketing. So that's where you're kind of like demonstrating your value, your progress, your humanity as a voice actor and a person, in hopes that it will get voice seekers' attention and be engaged with your content and hopefully you'll stay top of mind for future projects.  03:50 - Anne (Host) An easy I would say an easy way of thinking about it is direct marketing. You go to them In direct marketing. They're coming to you.  03:58 - Tom (Guest) Exactly. Yeah, that's exactly right.  04:00 - Anne (Host) I think, equally terrifying for voice actors yes, yes, I think that it's great that we made the distinction now between the two.  04:09 - Speaker 2 (Announcement) And.  04:09 - Anne (Host) I think the one that really causes people probably the most terror is the direct marketing part of it, because they have to reach out to someone who is a complete stranger to them and that we are a complete stranger to them and they're a complete stranger to us. And so direct marketing, I think, requires, I think, a little more knowledge, so it makes it a little less scary.  04:29 - Tom (Guest) I think so too.  04:36 - Anne (Host) That's the way I see it, and what I try to explain to a lot of my students who talk about marketing and their fear of marketing is, of course, all the indirect methods, which they're probably much more apt to do, because they can create a blog, they can go on social media, they can create a video, they can do things like that, and that to them, I think, is more of a concrete path than oh my God, I got to go find someone. Who do I reach out to, what do I say and how does that work? And so I think the first distinction that I want to make with direct marketing is to make it less terrifying. Is that I want to make with direct marketing is to make it less terrifying is just an understanding that people have needs. How many times can I bring up the Chanel lipstick, right?  05:09 - Speaker 2 (Announcement) How many times it's a great example.  05:10 - Anne (Host) I just keep going back to it where here's the Chanel lipstick. It is part of my brand and I want to work with this company, chanel, and so ultimately, they don't know who I am. I mean, I kind of know who they are, but I don't know exactly who I should contact. And so when does Chanel have a need for voiceover? Right, when they have a campaign, right when they have a campaign and when maybe they have a voiceover and they want to replace that voice, and so it's very much based on need and when they need voiceover, a voiceover.  05:41 It's not that. Oh, I'm going to reach out and I never heard back and therefore that's a bad lead or it didn't work or I'm done. I failed. You cannot think that, guys, because it's all on a timely basis, so when I need a new lipstick, I'm not constantly searching for a new lipstick, but when I need one, then if an email comes my way or a social media ad comes my way talking about a new shade of red, I'll be like, oh, I need that, let me look into it.  06:10 And that's the same thing that, as a voice actor, you need to understand about direct marketing.  06:14 - Tom (Guest) Right, put it another way. And what are the client's pain points? How can you cure what ails them? How can you solve their problems? So I'm going to take your Chanel lipstick example and I'm going to continue it. So let's put it in voiceover terms Chanel wants to advertise that lipstick. So they want to make advertisements of some sort. It could be print, it could be digital, it could be TV, radio streaming or whatever. Right, chanel?  06:42 - Anne (Host) Look to me, Chanel. I talk about you all the time. I'm just saying In my podcast Please make Anne a compensated endorser for your lovely products.  06:51 - Tom (Guest) So Chanel usually would have to hire a marketing agency or an ad firm or something like that to come up with whatever. The concept would be. Okay, well, this is Chanel, it's this type of lipstick, we're targeting this type of audience, or they?  07:04 have it in-house or they have it in-house and they'll say, okay, well, our demographic is women of this particular age range.  07:19 Okay, so we need to make sure that the content and context of the advertisement is making sure that we're targeting that particular demographic.  07:22 It needs to appeal to them on a visual or an auditory level or some other combination of that. Maybe we need to get an influencer in here or a celebrity or something like that, but we still need a voice actor to do whatever the radio or streaming or TV is. So they come up with a concept, they write the script. Now they need to get a production company to turn this script into reality and then the production company now this is where they have choices. They can go to a casting director and a casting director and the casting director can then reach out to agents and managers to find the voice actors. They can post that casting notice on a casting site like a Voice 123 or a VO Planet or a Badalgo, or they can have their own roster of voice actors that every time a casting notice comes up, they go through their own list of voice actors. That every time a casting notice comes up, they go through their own list of voice actors and then send the casting notices out to the appropriate voice actors to collect auditions right.  08:12 - Anne (Host) Before you continue, I'm going to intercept and say all right, let's talk about how often do they need this right? That is something that is the big unknown right. How often are they needing a new campaign? And that is something that I think is the most ambiguous, maybe, to the voice actor, because we don't know we don't work for the company, we don't know how often they need these new ads. So what I don't want people to expect, and I think what a lot of people do expect, is like well, I reached out to them and they don't want me. Well, they don't have a need for you Yet. Yeah, and I don't think it's appropriate to think that any one company needs a voice actor 24-7.  08:48 - Tom (Guest) Unless you're Joseph Riano.  08:50 - Anne (Host) But that's a different genre, right. That's promo, that's a different genre, that's promo and that's actually a network right.  08:55 - Speaker 2 (Announcement) Right.  08:55 - Anne (Host) That, yeah, you're required to do these ads because things change all the time. Chanel lipstick how often are they coming up with new colors? How often are they coming up with new colors? There's seasons, right? How often are they coming up with new lipsticks? Right? That is not necessarily a daily. Companies don't come out with new products every single day, so therefore they may not have a need. So please keep that in mind, guys, because I think a lot of people get discouraged when they don't hear back. Marketing is the long haul. It's a marathon, not a sprint.  09:21 - Tom (Guest) Yeah, getting auditions from your agents and managers and getting auditions from online casting sites. Those are short term. There's an audition right now. You audition for it right now Because they've had a need Right. Using direct and indirect marketing strategies is a long-term investment in developing relationships with clients Big distinction. A lot of people argue oh, agents are better than this and this is better than that, and none of that is true.  09:46 All of it's extremely subjective, based on the genres of voiceover that you want to do and the marketing methods and comfort level that you have with technology and interpersonal stuff. Like some people will be like I'll make cold calls all day. I love doing it. And some people are like I'm terrified of talking to people. I will only post stuff on social media and I will only talk about in a very narrow way and all of that is fine. But to Anne's point. Well, first off, we're thinking about them a lot more than they're thinking about us.  10:13 - Anne (Host) Oh my God, yes, amen, amen. That is so very true, because we want to be hired by them.  10:19 - Tom (Guest) Right, of course, and to Anne's point, they don't need any voiceover for a product or service or brand at this moment in time, and when they do, it may not necessarily be you and a lot of the times they don't have any control over the product or service or brand and what the demands there are from the end client or the ad agency or the marketing firm or the campaign that dictates the quality and quantity of the demographics of the voice actors that they're needed for that particular campaign. Right, and with a campaign that dictates the quality and quantity of the demographics of the voice actors that they're needed for that particular campaign.  10:48 - Anne (Host) Right, and with a campaign, typically they want to have, like in any kind of a brand, consistency right. Typically, if there's a product and you're the voice of that product or that brand, it typically is something that will be recurring for a certain amount of time. It's not like today's ad is going to feature my voice and tomorrow it's going to feature somebody else's voice. They want to work in a little bit of consistency for that brand and that includes the voice. So understand that they're not having a need for a new voice actor every single time they're airing the ad or putting it out there on social media. That may be.  11:19 You are a voice for a campaign which runs for a certain length of time, which is why we base our rates especially when it's broadcast right on where it's being played and for how long Because we are a voice for that particular time, for that particular campaign. Now, if they want to extend that right, they will pay to extend that or they'll find a new voice if they're looking for that.  11:42 - Tom (Guest) Right, we love the rebuys where you narrate something and it's good for a certain period. I got that phone call two weeks ago. I did a social media ad and for a six month term, and they literally called me on the phone. They're like, hey, they want to do it again, bill us, yeah, and I just build them. And they're like, oh, and we have two more spots. That's the wonderful part.  11:59 - Anne (Host) But the thing is is like for that particular brand, right Voice actors. If you're going to reach out to that same company and say, hey, I'm a voice actor, hire me. Well, they've got Tom right For reasons within the campaign. If his voice is working and that's what they want, they're going to continue to have Tom. So don't take it personally, don't beat Tom up.  12:19 - Tom (Guest) Tom is like sorry not sorry, Sorry, not sorry Sorry not sorry, sorry, not sorry.  12:22 - Anne (Host) I think we just have sometimes a very narrow view of what it's like on the other side of the glass and to have that need and that desire to create a campaign with a voice, and so you have to be understanding of the way it works.  12:34 - Tom (Guest) Yeah, another point on that is that late last year a voice actor posted on Facebook an infographic that I want to say it was. An explainer video producer posted an infographic. They tracked the amount of hours that it takes to produce an explainer video, which obviously includes concept writing, storyboard, budget, legal department, music and all of that stuff, and the amount, the percentage that involved the voice actor, was 1.5%. Yeah, 1.5%. So often we as voice actors are an afterthought.  13:06 - Anne (Host) Yeah, we're the last part of the journey there.  13:08 - Tom (Guest) Yeah, and sometimes I'll just ask around the office, or their niece, who's a musical theater major, and they just give it to them and that's it.  13:15 - Anne (Host) But yes, obviously casting notices are posted everywhere all the time and it's so funny because I mean, when I'm doing oh, it's funny because I'm dabbling a little bit in fashion and when I'm creating videos, I mean my main thing is that I'm talking about the brand or I'm showcasing the brand, but a lot of times the videos don't even require the voice. Unless I'm directly talking about the brand, I can put music behind it. And it's funny because in my process of creating the video right for, let say, the brands that I'm working for the last thing I put in is the voice. It's the last thing I do, unless I'm doing a direct-to-camera like hey guys, this is an amazing product. Then it all happens together, right, and then the video editing happens and my voice is already there talking about it.  13:57 But a lot of times I'm not necessarily, or I'm doing a voiceover after the fact, and so, yeah, we become like the last part of the project, and so that's something to also be aware of. It's not that we're not important, we're very important, but you have to understand where in the chain of events that it happens. That's why people, when they cast, they want to cast typically like quickly, right, they want to find that voice and just put it into the video that's already been done, and then music and sound effects, because, again, like Tom you mentioned, we're typically the last part.  14:31 - Tom (Guest) Yeah, and from what I've noticed in my casting notices over the past decade or so is that the turnaround time for casting is usually about 48 hours, and then from the recording of it is probably another 48 hours. Sometimes it's even quicker than that. So usually that means if this project took six weeks or two months or whatever that means at most not. I'm not saying a week is spent on the voiceover, it's just that everything that needs to happen regarding the voiceover is probably a handful of hours within one week, and then that's it.  15:04 So the point is, bosses, is that if you are engaging in direct marketing strategies, like cold calls or emails, and you're doing your follow-up emails and reaching out on social media, like directly in sending the messages and stuff like that you have to manage your expectations. I was reading a study that since 2014, the return on cold calls and emails has dropped by 10% every year for the past 10 years. And guess what? 10% times 10 years equals 100%. So it doesn't mean they're not effective at all anymore. But now the expectation of them actually getting your email or answering your phone call and responding positively is between 1% and 3%. It is a very, very small percentage, which means also this is a numbers game.  15:49 - Anne (Host) Yeah, absolutely Absolutely, but it's not impossible.  15:52 - Tom (Guest) No, it's not impossible. You want to be smart about it.  15:55 - Anne (Host) Yeah, what I'm always telling people because I have a Boss Blast product and I know you also do a lot of educational courses on direct marketing. It's something that you need to understand. It's definitely a marathon, not a sprint, kind of a game, and the good thing about it is that once you do connect and once you're in front of the eyes of someone who has the power to hire you and award you the gig, typically you want to stay top of mind, and that's when you're talking about marketing. Staying top of mind is always a good thing. You're talking about marketing. Staying top of mind is always a good thing. That's when they'll call you and say, hey, we want to extend this for another 13 weeks or we want to extend this again. So once you hook them, hopefully you keep them, and that's where the challenge is.  16:36 You know auditions. You know there's a need already. You audition and they cast because they're at that stage in the project where that's what they need. Right, they need that voice. But when you're direct marketing and you're reaching out, they may not have that need right away. They might think about you and say, oh okay, I like that voice. I don't have a need for her right now, but maybe let me put her to the side and let's when another campaign comes up that I think she's good for and I get that all the time when I'm on a few different rosters They'll contact me directly and say, hey look, I think you'd be a perfect voice for this campaign. Can you send me an audition? And typically, boom, that's good because it's a cold lead that turned into a warm lead and that is nice because I didn't have to really do much effort because I'm on his radar.  17:18 So when you're direct marketing, tom, the other important thing to understand is not only how it works right and understand and the expectations. It is how do you know who to contact right? And how do you contact them without being spammed? Because, guess what? We all get spam every single day. I get phone calls still that I don't pick up the phone. I get emails that are scammers, that are just junk email I don't even bother to look at. I see the subject line and I'm like nope, so I'm not going to be spamming. In today's world where it is getting increasingly hard. How do you do it right? That's the question, that's the golden question, right? How do you do it? How do you get their attention?  17:55 - Tom (Guest) Well, I've learned a couple of just some just brief bullet pointy bits of advice is be concise, be brief, be professional, but be you as much as you can If you have a very formal subject line or a very prim and proper paragraph. Hi, my name is this, I do this, I do that, I can do this, and every sentence starts with the word I Delete Immediate turn off.  18:21 - Anne (Host) It's about how you can help the company.  18:23 - Tom (Guest) Yes, it's how you can bring value to their company. It's not about you Solve their pain point. Exactly, solve the pain point. What can you do for them? But don't make it I, I, I Make it about. You need this, you need this. Your problem is this your problem can be solved with my services as a voice actor, but at the same time, be you as much as you can be you, be as personable as you can. Funny goes a long way and showing that you know about them.  18:54 - Anne (Host) Yes, because it becomes like these are two strangers meeting in the night, right? So what makes that meeting more agreeable? Well, if I have done my homework, it's kind of like God the olden days, tom, when I used to go on interviews for like corporate jobs. Right, you wouldn't go into a corporate interview for a job and not know anything about the company that you're applying to.  19:15 Right, I mean that was the biggest no-no was no. You've got to understand what does the company make, what are the products that it makes and what is it that is attracting you to this company? So if you can offer some insight into their company and why it is that you feel it would be a beneficial partnership, then definitely reaching out with how you can solve their pain point and showing that you're interested in them and not just like I, I, I and I'm a great voice actor and listen to my talent. It's not about you at all. It's about how you can help them right to sell their product or to sell their brand.  19:48 - Tom (Guest) Yeah, your job is a problem solver. Yeah, don't treat them like a cash register and your email is a crowbar.  19:54 - Anne (Host) Oh, I like that, that visual.  19:57 - Tom (Guest) You know he's kind of like give me the money to say the things have you said that before?  20:00 - Anne (Host) Did you just grab that from there? That was great.  20:02 - Tom (Guest) I've said it in various permutations of that over the years. But yeah, yeah, I've also said we try to treat voice seekers like ATMs. Yeah, because we only see them as these machines that can give us money. Yeah, absolutely. These are people that have their own needs and challenges.  20:17 They are human beings that have their own struggles creative, logistical, financial, cultural struggles. And if voiceover is 1.5% of their thought processes in any given project, 5% of their thought processes in any given project, you want that 1.5% to be maybe the easiest and most entertaining, 1.5% to make everything a little bit easier.  20:38 - Anne (Host) Don't give them homework. That's what I always say. Don't give them homework, Don't make them try to research you. Don't give them homework. Just be there to let them know that you can help them and that you have a genuine interest in their company, in their product, in wanting to serve them and to help them, to make their jobs easier. Really, I think that's the point, and anybody that's worked in the corporate world knows that they want their job to be easier. They're working for someone, typically, and they have a lot on their plate. They don't want to be bogged down by, oh my God, a big, lengthy email that is going on and on and on and self-serving.  21:14 I know that when I get emails and I like to talk a lot. I think that's the problem, Tom. As voice actors, we like to talk right, and sometimes that transcribes right into our emails. I used to write these emails that were like paragraphs, paragraphs. Nobody has time for that and I would love to write paragraphs of an email and I would spend so much time.  21:32 I remember when I broke down what I did in my corporate job. I spent the majority of my time writing customer service emails and they were long emails and the funny thing is, I would get offended if people three quarters of the way down, if I put an important fact and then somebody wrote me back and then asked me a question about that fact, I'd be like how could you not have read that email? I spent so much time on it Because people don't have the capacity right to read a big, long, horribly boring email and also you are encroaching upon their time. I get so many emails a day, Tom, we've talked about this before. I have like a million some odd unread emails in my Gmail on purpose, because I want to see the marketing. I want to see the marketing that people are doing, and you just have to understand that you're taking up a part of their day, and so I think you need to like, deserve that.  22:18 And you need to prove that you're worthy of that 1.5% of their time. And so that means, if they don't want to hear from you again, if you've presented yourself in a way where they don't have a need for you, or maybe you I don't know, maybe you're all self-serving and they're like I don't need this they need to have a way to not get those emails from you ever, ever again. So there are legal ramifications of you reaching out to somebody unsolicited, typically in any direct marketing. That is the next thing that I want to bring up.  22:46 Tom, in any direct marketing you have to have permission to send an email. And if you don't necessarily have direct permission, you have to offer them a way to opt out of the emails that you send to them. And that includes, when you send that cold email, something at the bottom that says if you would like to unsubscribe to these emails, give them a way to opt out of that. And you also must provide and this is just good business measure you have to provide legally an address of your company on your emails. So when you send those emails out, you have to give them a way to opt out of the emails and you have to give them your business address.  23:23 - Tom (Guest) Absolutely, because you don't want the internet to give you the ban. Hammer if you're sending out hundreds or thousands of these emails at the same time. Manhammer if you're sending out hundreds or thousands of these emails at the same time. So I've heard recently that the era of spray and pray is over, but it's not just for all the marketing value pain points provide value stuff, but it's also because of the internet, as we as a people has just had it with all of these spammy carbon copy templaty desperate has just had it with all of these spammy carbon copy templaty. Desperate, aggressive, obnoxious, self-aggrandizing emails that we're getting over and over again, because we can't tell what's real and what's fake anymore when the phone rings or when an email comes in or when we see a social media post. So people are cracking down and being like we have no tolerance for this. I would rather send less emails that have more value than more emails that have more value than more emails that have value, and hope for the occasional hit.  24:13 - Anne (Host) And again, if you are sending out mass emails and that's a whole nother thing with direct marketing, not many people have the provision to send out thousands of emails at one time because most, unless you're paying for that service, which I do for the boss blast I pay for that service. I am able to send out lots of emails at a time. It's done through a server which doesn't do it all at once. And also the people that I'm sending it to have already opted in to me, marketing to them, and still, at the very least, I have to put. Here's a way to opt out and here's my business address and they only allow from my domain, the, and they only allow from my domain, the VO Boss domain. So anybody that buys a Boss Blast, you are actually getting a list that has already opted in to be marketed to and they have all the legal rights to opt out if they want.  24:58 Most people don't, because they've opted in for a reason, but it's something that I would say most voice actors can't afford because you typically pay by the contact. So my server, which is ActiveCampaign, I pay by the contact, so contact. So my server, which is ActiveCampaign, I pay by the contact. So I have a few hundred thousand contacts that I pay for in order to be able to send emails out to that, and that's not something necessarily that every voice actor has the budget to do, which is why I offered the Boss Blast.  25:22 And this isn't all just about the Boss Blast, but it's anytime you're talking about doing direct mail, quality over quantity unless you have the provision to send out quantity, which is something that I pay thousands of dollars for, and I also make sure I got all the legal ramifications for people to opt out if they need to. But you need to do the same thing on a smaller scale, and direct marketing, I feel, is one of the methods of marketing that needs to be implemented so that in combination with indirect marketing. And you've got to do it. Gosh Tom, how much percentage of your time would you say? I would say 80%, if not a little bit more when things are lean.  25:58 - Tom (Guest) Yeah, when things are slow I immediately go to market, absolutely. But when things are busy, I have learned also to keep doing my marketing. So there, aren't as many slow periods.  26:09 So, yes, direct marketing can and should be part of a balanced breakfast. That is, every voice actor. If you can get quality representation audition through your agents and managers, if you understand how to feed the algorithms of online casting sites, use them to keep the flow of auditions coming in. Direct marketing with thoughtful, value-driven emails. Indirect marketing with thoughtful, value-driven emails. Indirect marketing with thoughtful value-driven blog posts, blog entries and social media posts. You should be doing, ideally, some combination of all of these as often as you can to maximize your opportunities to get the voiceover auditions that you desire.  26:47 - Anne (Host) And always be cultivating your next client, even if you're super busy. I think that's the most important thing that I've learned over the many years that I've been in the business here is always be cultivating your next client, because your clients, even if you've had them for years and years and years, they're never guaranteed. And the best in the business will say the same. So good conversation, Tom. I think we could talk about marketing in 500 more episodes.  27:10 But I think this is a great start guys to understand that it is a necessary evil and it's not scary. It's really not scary. You need to embrace the challenge that is marketing and, again, I like to look at everything as a challenge. That's what gives me joy in my business and also one of the reasons why I did create the VL Boss Blast was because I didn't have a ton of time to do the indirect marketing, although I do that a lot too. So everybody needs a balanced breakfast of both indirect and direct marketing. And, tom, thank you again for always being such a golden nugget of wisdom in my podcast.  27:42 - Tom (Guest) Thank you, I love it.  27:44 - Anne (Host) I'm going to give a great big shout out to our sponsor, ipdtl. Yes, you too can be a boss, a real boss and find out more at IPDTLcom. You guys have an amazing week and we'll see you next time. Bye.  27:59 - Speaker 2 (Announcement) Join us next week for another edition of VO Boss with your host, Anne Ganguzza, and take your business to the next level. Sign up for our mailing list at vobosscom and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution with permission. Coast to coast connectivity via IPDTL.   

In this episode of The Prosperity Podcast, we explore the dynamic shift to mobile banking and its potential to phase out traditional banks. Hear insights from the head of Thread Bank on the secure, FDIC-insured platforms revolutionizing finance. Learn how to navigate this digital frontier wisely, ensuring your financial safety and embracing future trends. Tune in for a blend of practical advice and foresight into the evolving world of banking. Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://prosperitythinkers.com/action/  https://www.youtube.com/@KimDHButler https://prosperityparents.com/    Show Notes Personal experience with early ATMs. Overcoming ATM hesitation. Embedded finance and Thread Bank. Future of physical banking branches. Libertarian perspective on cashless society. Children's perception of mobile payments. Research for embracing mobile banking. Life insurance as a financial buffer. Protecting assets via diversification.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Ever wake up Monday regretting how much you spent over the weekend? Today Clark re-examines the no spending trend through a needs-vs-wants traffic light lens as a smart way to think about spending.  Also today  - Travelers are being heavily targeted at ATMs & check outs. Clark shares an easy way to protect your wallet and identity when out & about - and why this is necessary now more than ever.  Mindful Spending: Segment 1 Ask Clark: Segment 2 ATM Pickpockets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should you buy it? If you answer 'yes' to these questions, probably not What Can I Safely Use for Peer-to-Peer Payments? Can I Use an Online Will Maker or Do I Need an Attorney? How To Create a Will Online  /  Wills & Funerals Archives How To Freeze and Unfreeze Your Credit With Experian, Equifax & TransUnion NYTimes: Help! A Pickpocket Used My A.T.M. Card, and Citi Won't Cover It. Unpack these cybersecurity tips for a stress-free vacation Why It's a Great Time To Get a Cheap Ticket to Europe How To Pack a Carry-On the Right Way Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Israel has imposed a strict blockade on Gaza since March leaving 2.2 million Palestinians in the strip with practically nothing. Food, medicine and water are extremely scarce with only trickles of aid entering every now and then. There's barely anything to buy in the market.  But in the middle of all this, there's another crisis: cash.  Banks have closed because of the war. ATMs have been destroyed. No new notes have been injected into the strip since 2023, with Israel suspending the Palestinian Monetary Authority from making any cash transfers to Gaza. The same old notes have been circulating in the strip, becoming so worn out that even vendors are rejecting them. Instead, informal cash merchants are selling people physical banknotes in exchange for digital transfers, but with commission fees of about 50 per cent. Meanwhile, the cost of even the most basic food staples, like flour and sugar, have skyrocketed to extortionate prices, further depleting the value of the currency.  In this episode of Beyond the Headlines, host Nada AlTaher looks at the extreme difficulties of accessing money in the enclave and the compounded suffering caused by cash shortages.

Hosted By: Joe Bert CFP® & Wynn Smith CFP® Joe Bert CFP®  and Wynn Smith CFP® take your calls and provide expert answers to your questions on NEWS 96.5 FM. Submit your questions to:  1-844-220-0965 Joe@FinancialGroup.com •  Wynn@FinancialGroup.com   The post Parents as ATMs: Protecting Your Retirement While Supporting Grown Kids appeared first on On The Money Podcast.

 Insights from Makers Brian Benham and Greg Porter" In this episode of the Maker's Quest Podcast, hosts Brian Benham from Benham Design Concepts and Greg Porter from Skyscraper Guitars delved into the often-overlooked reality of failure in the creative process—especially when turning ideas into marketable products. Both seasoned makers shared candid stories of their struggles, lessons learned, and how embracing failure is a non-negotiable step toward innovation and profitability. Hosted by Brian Benham from Benham Design Concepts https://www.benhamdesignconcepts.com/ Brian Benham on BlueSky: https://bsky.app/profile/benhamdesignconcepts.com YouTube: https://www.youtube.com/channel/UCXO8f1IIliMKKlu5PgSpodQ Greg Porter from SkyScraper Guitars https://skyscraperguitars.com/ Greg On Instagram: https://www.instagram.com/gregsgaragekc/ YouTube: https://www.youtube.com/c/SkyscraperGuitars  YouTube: https://www.youtube.com/c/GregsGarage   The CNC Learning Curve: Speed Isn't Always King Brian Benham, a furniture maker and CNC enthusiast, kicked off the discussion with his early trials on his new Avid CNC machine. His goal? To efficiently produce a yin-yang wine bottle holder. But his initial excitement was tempered by a harsh lesson: "I watched YouTube videos where people said, ‘Why are you running so slow? Crank it up!' So I did," Brian recalled. The result? Broken tabs, a mangled workpiece, and a smoking spindle. The high feed rate and aggressive depth of cut destroyed the part mid-operation. Greg Porter, a guitar maker and CNC veteran, nodded in agreement. "Dust is bad—you want chips," he explained, emphasizing that proper chip ejection prevents heat buildup and tool wear. Both makers stressed the importance of balancing speed with precision, especially when working with different materials like cherry (softer) versus walnut (denser). Workholding Woes and the "Maker's Dozen" Brian also shared a mishap where inadequate hold-downs led to a shifting workpiece, ruining a cut. His solution? Nesting parts efficiently and pre-drilling problematic areas to avoid tab failures. But the bigger takeaway was his "Maker's Dozen" philosophy: "Make 12 units at a time. Price for 10, because two might fail. By the next dozen, you've optimized the process," Brian said. This approach minimizes waste and allows incremental improvements without massive sunk costs. Greg added that for high-value materials (like exotic guitar woods), salvaging is worth the effort. But for sheet goods, sometimes tossing a botched piece saves more time than fixing it. 3D Printing: Prototyping's Best Friend The duo pivoted to 3D printing, where Greg showcased a gear assembly that took a dozen iterations just to fit a timing belt correctly. "Fail fast," he advised. "Get the mistakes out early." Brian echoed this, describing how he prints small test sections (like threaded parts) before committing to long prints. *"A 30-minute test beats a 3-hour disaster,"* he said. Both praised modern printers for reliability but acknowledged that vibration and material quirks still demand patience. Scaling Up: Robots and Revenue Looking ahead, Brian envisions his CNC as a cash-flow generator. Inspired by a photographer who sold everything from keychains to $5,000 prints, he plans to offer small, accessible products (like $25 cribbage boards) alongside high-end furniture. "The $25 items keep the lights on; the big commissions are the dream," he said. Greg, who runs multiple machines simultaneously, laughed: "When all three robots—CNC, laser, mill—are humming, I feel like a factory." But he cautioned that optimization is key. His "RTM" (Ready to Manufacture) files undergo dozens of tweaks to shave seconds off cycle times. The Bottom Line: Failure = Progress Both makers agreed: Failure isn't just inevitable—it's necessary. Whether it's dialing in feeds/speeds, salvaging scraps into new products (like Brian's failed cutting boards becoming trivets), or accepting that some ATMs (products) will stay unplugged, the path to success is paved with missteps.  

Today we had the pleasure of welcoming Jillene Connors Belopolsky, Chief of Staff and Chief External Affairs Officer at the Clean Cooking Alliance (CCA), to our Houston studio. Jillene joined the CCA in 2021 and has over a decade of experience in energy sustainability, strategy, and innovation. She previously served as Head of North America for Earth Security Group and in several senior roles at BP, where she developed strategies addressing the environmental and societal impacts of technology, climate change, and carbon management. Established in 2010, the CCA works to enable, influence, and accelerate local transitions to clean cooking solutions globally by supporting governments, unlocking and diversifying funding, strengthening enterprises, and fostering a harmonized, resilient ecosystem. We were thrilled to hear Jillene's insights on this important and often overlooked issue. In our conversation, Jillene shares an overview of the CCA's mission, scope, and focus on energy poverty, as well as her personal journey in becoming interested in working to alleviate energy poverty to enable people to live the best lives of their own choosing. We discuss the importance of energy access for prosperity, the scale of the challenge with 675 million people without electricity and 2.1 billion relying on polluting cooking fuels, and the health, environmental, and economic impacts of lacking clean cooking solutions, as well as why clean cooking is often overlooked despite its broad benefits. Jillene walks us through the CCA's range of solutions including induction stoves, improved biomass stoves, LPG with PAYGO models, ethanol solutions, and domestic biogas systems, alongside financing models and clean cooking performance standards. We explore ecosystem participants, from stove and fuel manufacturers to distributors and technology providers, as well as innovations such as smart metering, fuel ATMs, e-cooking tariffs, and monitored biogas systems. We touch on different LPG delivery methods, why Kenya is a leading example due to its prioritized clean cooking policies and regulatory environment, the $8.5 billion annual funding gap for deploying clean cooking solutions, the capital mix needed, government and international support, and opportunities to harmonize taxes and tariffs, build trade, and scale solutions across East and West Africa. Additionally, we discuss how businesses and individuals can support clean cooking solutions, the importance of a diverse mix of approaches, and clean cooking's immediate, cost-effective benefits for health, environment, and energy access. We cover the necessity of government leadership in creating an enabling environment for clean cooking access and economic development, why a combined government-private sector approach is needed in Africa, the urgent need for private sector involvement to accelerate progress, the strategic opportunity for energy companies to leverage their expertise and resources to support clean cooking initiatives, and much more. It was a thought-provoking discussion and we're very grateful to Jillene for sharing her expertise with us. For additional information on the CCA, their 2024 Annual Report is linked here. Mike Bradley kicked off the show by noting the 10-year bond yield (~4.3%) was unchanged as July CPI reported in-line with expectations. July PPI is due Wednesday, and if it also reports in-line, markets will be anticipating the first of three interest rates cuts for 2025 at the September FOMC Meeting. Initial Jobless Claims, Retail Sales, and Consumer Sentiment reports are all set to report later this week. The S&P 500 rallied ~1% on Tuesday mostly due to the in-line CPI print. Equity markets over the next few months will likely be more driven by economic/world events than equity fundamentals. The path of least resistance still looks up and to the right,

Want more MTM Vegas? Check out our Patreon for access to our exclusive weekly aftershow! patreon.com/mtmvegas Want to work with us? Reach out! inquiries at mtmvegas dot com Episode Description This week Strat's owners released their earnings including occupancy rates for June and it isn't looking good. What is going well at the property and why is it struggling to attract visitors. Are young people today overlooking the Strip resort for something nicer? What bright spots are there for the Strip icon? In other news the A's stadium has reached another milestone. Concrete! We also discuss: Bottled Blonde vs. Ole Red views, Stage Door/Battista's delays, Suns Out leaving Resorts World, the Labubu rave, Adventuredome's current state, ATMs at table games, how slots actually work and why Downtown's most classic casino is losing all of its table games. Episode Guide 0:00 Labubu rave hits Vegas 1:00 Primm unveils brand new marquee, new hope? 3:26 New restaurants and more - How Primm is trying to rebrand 4:26 Suns Out Buns Out is gone at Resorts World 5:51 Resorts World's new Smashburger concept 7:05 Golden Gate announces drastic casino changes 9:52 Adventuredome is looking very nice & other takeaways 12:40 Bottled Blonde vs. Ole Red fountain views 14:13 Delays affecting Battista & Stage Door's renovations 16:20 ATMs at table games? 18:19 How slot machines actually work 19:33 Strat is having a horrid summer 21:30 Top of the World restaurant / rotating restaurants 22:52 The A's pour concrete! Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. We do two news shows weekly on YouTube with this being the audio version. Never miss out on the latest happenings in and around Las Vegas! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Podcasts, Spotify or by searching "MtM Vegas" or "Miles to Memories" in your favorite podcast app. Don't forget to check out our travel/miles/points podcast as well!

The biggest evergreen issue in the ATM industry is of course security. Criminals are always ready with innovative methods to steal cash from ATMs faster than the industry can put up protective barriers.This is true of both the ATM hardware and software. In today's episode of the Bank Customer Experience podcast, Bradley Cooper spoke with Kit Patterson, a senior software architecture and security expert at KAL ATM Software to get an overhead view of current theft trends and ways to combat them.One new method that Patterson discussed was the relay attack. In this attack, one device is compromised is relays card data to another machine, which can be used to steal money from a victim."The basic story is they use two machines. They attack two machines in parallel. They wait until a victim puts a card into that victim ATM or ticket machine or anything where a card is being used. They take over that card and they relay information from that card to the cash out machine."He said that while this attack is difficult to pull off, it can also be challenging to detect and would require monitoring for certain types of unusual activity. For example, the software could detect that the card reader itself would take longer to transmit data in a relay attack than in a normal transaction, which should put up a red flag.Patterson also said that this relay attack is also taking place with mobile wallet fraud, where attackers are able to steal the victim's mobile wallet and relay that information to another actor who will get the cash from an ATM.He emphasized that criminals are willing to use as many methods as possible as "they don't follow the rules."To respond to these threats, Patterson pointed to the importance of holistic efforts and not just viewing security as "ticking boxes."Check out the full interview above and hear Patteron's thoughts on if AI is ready to transform ATM security.

Cisco reveals a phishing related data breach. SonicWall warns users to disable SSLVPN services after reports of ransomware gangs exploiting a likely zero-day.  Researchers uncover a stealthy Linux backdoor and new vulnerabilities in Nvidia's Triton Inference Server. A new malware campaign targets Microsoft 365 users with fake OneDrive emails. The U.S. Treasury warns of rising criminal activity involving cryptocurrency ATMs. Cloudflare accuses an AI startup of using stealthy methods to bypass restrictions on web scraping. A global infostealer campaign compromises over 4,000 victims across 62 countries. Marty Momdjian, General Manager of Ready1 by Semperis, tells us about Operation Blindspot, a tabletop exercise taking place this week at Black Hat. On this week's Threat Vector segment, host David Moulton speaks with ⁠Nigel Hedges⁠ from ⁠Sigma Healthcare⁠ about how CISOs can shift cybersecurity from a technical problem to a business priority. One hospital's data ends up in the snack aisle. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest We are joined by Marty Momdjian, General Manager of Ready1 by Semperis, who is talking about Operation Blindspot, a tabletop exercise simulating a cyberattack against a rural water utility based in Nevada taking place this week at Black Hat USA 2025. Threat Vector Segment On this week's Threat Vector segment, host David Moulton speaks with ⁠Nigel Hedges⁠, Executive General Manager of Cyber & Risk at ⁠Chemist Warehouse⁠ and ⁠Sigma Healthcare⁠. Nigel shares how CISOs can shift cybersecurity from a technical problem to a business priority. You can listen to the full discussion on Threat Vector here and catch new episodes every Thursday on your favorite podcast app. Selected Reading Cisco discloses data breach impacting Cisco.com user accounts (Bleeping Computer) SonicWall urges admins to disable SSLVPN amid rising attacks (Bleeping Computer) Antivirus vendors fail to spot persistent, nasty, stealthy Linux backdoor (The Register) Nvidia Triton Vulnerabilities Pose Big Risk to AI Models (SecurityWeek) Discord CDN Link Abused to Deliver RAT Disguised as OneDrive File (Hackread) Crypto ATMs fueling criminal activity, Treasury warns (The Record) AI company Perplexity is sneaking to get around blocks on crawlers, Cloudflare alleges (CyberScoop) Python-powered malware grabs 200K passwords, credit cards (The Register) Thai hospital fined 1.2 million baht for data breach via snack bags (DataBreaches.Net) Audience Survey Complete our annual audience survey before August 31. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the IoT For All Podcast, Alex Kotler, SVP of Sales and Partnerships at POND IoT, joins Ryan Chacon to discuss multi-network SIMs and why they're a game-changer for IoT. The conversation covers multi-network SIM use cases in ATMs, vending machines, retail, and EV charging, the challenges companies face when transitioning from single-network to multi-network SIMs, the importance of reliable connectivity in digital transformation, collaborating with hardware manufacturers, advice for businesses exploring IoT solutions, and the future of multi-network SIM.Alex Kotler is the SVP of Sales and Partnerships at POND IoT. Alex has extensive experience in the mobile industry, having worked in various roles across the major mobile network operators - AT&T, Verizon, and T-Mobile. Alex has played a pivotal role in increasing net revenue retention and customer satisfaction at POND IoT, while also opening new distribution channels.POND IoT is a dynamic provider of IoT solutions. They offer global multi-IMSI SIM cards with extensive network coverage, internet failover solutions, and IoT & M2M connectivity with flexible data plans. Their major focus is around providing MVNO as a service as well as retail solutions with connectivity-to-POS terminals, vending machines, and ATMs. They also offer custom device manufacturing for all kinds of IoT applications and have added support for Starlink together with Peplink.Discover more about IoT and SIM at https://www.iotforall.comFind IoT solutions: https://marketplace.iotforall.comMore about POND IoT: https://www.pondiot.comConnect with Alex: https://www.linkedin.com/in/alexkotler/(00:00) Ad(00:29) Intro(00:38) Alex Kotler and POND IoT(01:03) What is multi-network SIM?(04:02) Challenges of multi-network SIM(04:58) Multi-network SIM use cases(06:54) Vending machines(08:47) EV charging stations(14:13) Future of multi-network SIM(16:02) Advice for companies exploring IoT solutions(17:11) The role of partnerships(18:02) Learn more and follow upSubscribe on YouTube: https://bit.ly/2NlcEwmJoin Our Newsletter: https://newsletter.iotforall.comFollow Us on Social: https://linktr.ee/iot4all

John Maytham is joined by Jan Vermeulen, Editor at MyBroadband South Africa, who’s been closely tracking the evolution of banking infrastructure and digital payment trends in the country. He speaks to why Banks in SA are closing all ATM’s. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

This evening, we dive into market movements with Exness, we speak to Nedbank and the JSE about their latest financial results, explore how banks are reducing the number of ATMs with Denker Capital, we hear from Modern Corporate Solutions on a proposed minerals bill aimed at formalising artisanal and small-scale miners, and we discuss shared property models with Only Realty. SAfm Market Update - Podcasts and live stream

Tony Martinis the Special Guest! Check out Sizzletown on your podcast app. An old British TV show and banking hardware that hangs around on the street? Yes, they are definitely Somehow Related. Have you listened to Slippery Slope? It's Dave's 'true crime' podcast out now! Find it on your podcast app. Support the podcasts you enjoy - check out Lenny.fm More about the show - www.nearly.com.au/somehow-related-podcast-with-glenn-robbins-and-dave-oneil/ Somehow Related is produced by Nearly Media. Original theme music by Kit Warhurst. Artwork created by Stacy Gougoulis. Looking for another podcast? The Debrief with Dave O'Neil - Dave's other podcasts with comedians after gigs. The Junkees with Dave O'Neil & Kitty Flanagan - The sweet and salty roundabout! Junk food abounds!Support on Lenny.fm: https://www.lenny.fm/See omnystudio.com/listener for privacy information.

About half of people are worried they'll lose their job to AI. They're right to be concerned: AI can now complete real-world coding tasks on GitHub, generate photorealistic video, drive a taxi more safely than humans, and do accurate medical diagnosis. And over the next five years, it's set to continue to improve rapidly. Eventually, mass automation and falling wages are a real possibility.But what's less appreciated is that while AI drives down the value of skills it can do, it drives up the value of skills it can't. Wages (on average) will increase before they fall, as automation generates a huge amount of wealth, and the remaining tasks become the bottlenecks to further growth. ATMs actually increased employment of bank clerks — until online banking automated the job much more.Your best strategy is to learn the skills that AI will make more valuable, trying to ride the wave of automation. This article covers what those skills are, as well as tips on how to start learning them.Check out the full article for all the graphs, links, and footnotes: https://80000hours.org/agi/guide/skills-ai-makes-valuable/Chapters:Introduction (00:00:00)1: What people misunderstand about automation (00:04:17)1.1: What would ‘full automation' mean for wages? (00:08:56)2: Four types of skills most likely to increase in value (00:11:19)2.1: Skills AI won't easily be able to perform (00:12:42)2.2: Skills that are needed for AI deployment (00:21:41)2.3: Skills where we could use far more of what they produce (00:24:56)2.4: Skills that are difficult for others to learn (00:26:25)3.1: Skills using AI to solve real problems (00:28:05)3.2: Personal effectiveness (00:29:22)3.3: Leadership skills (00:31:59)3.4: Communications and taste (00:36:25)3.5: Getting things done in government (00:37:23)3.6: Complex physical skills (00:38:24)4: Skills with a more uncertain future (00:38:57)4.1: Routine knowledge work: writing, admin, analysis, advice (00:39:18)4.2: Coding, maths, data science, and applied STEM (00:43:22)4.3: Visual creation (00:45:31)4.4: More predictable manual jobs (00:46:05)5: Some closing thoughts on career strategy (00:46:46)5.1: Look for ways to leapfrog entry-level white collar jobs (00:46:54)5.2: Be cautious about starting long training periods, like PhDs and medicine (00:48:44)5.3: Make yourself more resilient to change (00:49:52)5.4: Ride the wave (00:50:16)Take action (00:50:37)Thank you for listening (00:50:58)Audio engineering: Dominic ArmstrongMusic: Ben Cordell

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The number of free-to-use ATMs in the UK has been steadily declining, with a 6% drop from 2022 to mid-2023. This reflects a shift in consumer habits, as cash usage has decreased significantly. For example, weekly ATM withdrawals fell by nearly a third, from £2.2 billion in 2019 to £1.5 billion in 2023. The shift began years ago but accelerated during the COVID-19 pandemic. In 2021, cash accounted for only 15% of all payments in the UK, driven by the rise of contactless and online transactions. While 74% of adults use cash occasionally or rarely, certain groups, including older adults and those without access to digital banking, still rely heavily on it​. When did we start paying less in cash? Does this mean cash payments are on their way out? Why are ATMs disappearing? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: ⁠How can I use the 80/20 method to save money?⁠ ⁠How do sim swapping scams work?⁠ ⁠Is putting on less heating a way to save money and be healthier?⁠ A podcast written and realised by  Amber Minogue. First Broadcast: 15/1/2025 Learn more about your ad choices. Visit megaphone.fm/adchoices

  Where in the world am I? Peru planning   Hi there. I'm Dr. Mary Travelbest, returning from a recent trip to Asia. I'm in San Diego now, sharing my best travel ideas and working on another book for you to enjoy: 5 Steps to Solo Travel, Part C. I'm about to launch on a 90-day trip around the world. Listener Story Spotlight I want to tell you about a listener named Raquel from Peru. She has been a friend for 40 years and has encouraged me to travel to Lima since then. She created all the images and designs for my first published travel book in 1993. She's been a friend for swimming in the ocean, concerts, joint baby showers, the funeral for her eldest son, and many shared life experiences. She's an awesome traveler and has a lot of advice for me. Where am I headed? Peru   Lima Daytime: Stroll the clifftop Malecón in Miraflores for Pacific views, then relax on Playa Waikiki (the closest swimmable stretch). Evening – Barranco bohemian district (street art, safe pedestrian areas). Airport → MA iraflores taxi ≈ Ucosts S $20. The Etropolitano bus is cheaper but busy. Keep valuables close . Lima is generally safe but practices big‑city vigilance.  The next day, Cusco Early Sky Airline or LATAM flight (1 hr 15 min; from ~US $31 one‑way) to acclimate gradually. Light walking tour of Plaza de Armas, San Blas artisans, coca‑tea stops. Book a morning flight so you can nap on arrival.  Day 3 Ollantaytambo (Sacred Valley) Shared van tour Pisac market & terraces → Ollantaytambo ruins. Stay here to cut altitude (2 800 m vs Cusco 3 400 m) and be close to the train. Hostel examples: Mama Simona (~US $25 private). Day 4 Aguas Calientes PeruRail Expedition train 07:45 or 10:32 (~1 h 40 min). Check‑in, soak in town hot springs, early bed. Expedition seats run ~US $65–75 each way.  Peru Rail Day 5 – MACHU PICCHU DAY Cusco (late) or Aguas Calientes (optional 2nd night) Cusco Free day: San Pedro market breakfast, Qorikancha, café break, optional half‑day Moray & Maras salt ponds tour. Morning flight Cusco → Lima; same‑ticket connection onward to Brazil (buffer at least three hours in Lima). Don't-Miss Beach Breaks If you'd like another ocean fix before Brazil, dedicate half a day to a Punta Hermosa day trip (1 hr south‑bound bus/Colectivo, US $4‑5). Choose calm Playa Caballeros for swimming or Playa Norte for quieter coves; eateries serve fresh ceviche on‑the‑sand.  Machu Picchu in Detail – 1 June Step What to do Tips & costs. 1. Tickets (book now!) Buy on tuboleto. Culture.pe—choose Circuit 2B (Classic Lower Terrace) for the iconic postcard view with moderate stairs. It costs 172 PEN ≈ US $45. Sales for 2025 opened on 19 Dec 2024; the daily cap is 5,6000, so June slots sell out early.  Peru Rail El País 2. Train 06:10 Inca Rail or 07:45 PeruRail Expedition from Ollantaytambo to Aguas Calientes; arrive 08:30‑09:30. Sit on the left‑hand side for Urubamba River views.  Peru Rail 3. Bus up. Buy a Consettur round‑trip ticket (US $24) at the kiosk the night before; the first buses roll at 05:30, and it's a 25-minute ride.  Ticket Machu Picchu 4. Entry window Aim for the 09:00–10:00 slot (good light, less 6 am crowd, still before midday haze). Passport + ticket & small day‑pack only.   5. Guided visit (≈ 2 h) Hire certified guide at gate (~US $15 pp shared) to explore: Temple of the Sun, Sacred Plaza, Intihuatana, Three Windows.   6. Optional short hike Huchuy Picchu add‑on (easy 1 km, 30‑40 min, extra 48 PEN) – great summit photo without the steep drop of Huayna Picchu.  Ticket Machu Picchu 7. Lunch & return Picnic outside gate (no food inside), stamp passport, bus down, 16:20 train back to Cusco (arr. 20:30) or stay 1 more night at Aguas Calientes if you prefer a slower pace. Packing checklist: passport, printed tickets, layers (cool mornings/hot sun), rain shell, 1 L refillable bottle (no disposables), DEET, sunblock, walking poles with rubber tips, cash for snacks & toilets (2 soles). Altitude & health: Machu Picchu sits at 2 430 m—easier than Cusco, but you'll feel stairs. Hydrate, avoid alcohol the evening prior, and ask your doctor about acetazolamide if you've struggled with altitude before. Budget Snapshot (USD per person) Item Low Notes Lima hostel (2 nts) 2 × $20 – $40 Pariwana or Selina Miraflores (female‑only dorm vs private). LI‑CU round‑trip flights $70 – $120 Book early; Sky basic fare includes 8 kg carry‑on only. Cusco/Ollanta/Aguas stays (5 nts) 5 × $18 – $35 Mix of hostels & guest‑houses with private bath options. Trains (round‑trip) $130 – $150 Expedition or IncaRail Voyager class. Machu Picchu entry and bus: $45 ticket + $24 bus + $15 guide. Add $13 for Huchuy Picchu. Food & local transport $25/day × 7 ≈ $175 Menu del día lunches ~$4–6; airport shuttles, colectivos. Approx. Total $600–$750. It leaves room for souvenirs or a Paracas day trip. Safe & Comfortable Stays City Budget‑friendly, mature‑traveler‑approved Approx. price (private, en‑suite) Lima Ibis Budget Miraflores (hotel), Wasi Barranco (B&B) $40–60 Cusco Niños Hotel (supports local kids), Tierra Viva Cusco Saphi $38–55 Ollantaytambo El Albergue (historic hostel‑hotel blend) $65 (splurge), dorms $25 Aguas Calientes Supertramp Eco‑Hostel (quiet female dorm), Terrazas del Inca $22–50 Quick Tips for a Smooth Trip Book everything online in advance, including flights, trains, Machu Picchu tickets, and buses, to beat lines and lock in cheaper fares. Cash is still king in small villages—carry small sol notes; ATMs are plentiful in Lima & Cusco. Stay seaside savvy: Lima's Pacific is cold (wetsuits for surfers). Swim only on signed "safe" sections and watch rip currents. Lifeguards patrol Punta Hermosa in peak daylight hours.  Solo safety basics: use registered taxis (Taxi Beat or Cabify apps), avoid isolated beach areas at night, and keep photocopies of your passport in separate bags. Enjoy Peru's vibrant coast, Andean culture, and the wonder of Machu Picchu If you like today's Confidence Challenge, Chapter 3 of my book dives deeper https://www.5stepstosolotravel.com  My brother says, "Never run in an airport," and that's excellent advice. My sister says, when you get to a new place, tell yourself it's the "first" time you will visit, but not the last. If you are looking for more solo female resources, you can find several tips and ways to navigate the pitfalls with Rick Steves and Lonely Planet travel guides. The takeaway mantra is to see where the world takes you. You can travel solo and never be alone. Dr. Travelbest.

Change is coming to our cryptocurrency market. Last Friday, President Trump signed the GENIUS Act, the country’s first major cryptocurrency law. It will create a regulatory framework for stablecoins, a type of cryptocurrency that’s value is tied to assets like the U.S. dollar. Supporters say the bill will modernize our financial system, but others say the legislation won’t do enough to protect consumers. Here in Washington, crypto has a… mixed reputation. Last month Spokane’s city council voted to ban crypto ATMs from within city limits. And, in rural Washington, cryptomining operations have led to concerns about environmental impact and energy costs. But, crypto also has supporters in our tech hub state. And the digital funds have played a part in some of our elections – like last year, when a crypto PAC gave close to $1.5 million for ads supporting Democratic State Senator Emily Randall. So, what does this new regulation mean for Washington state? Guest: Brady Dale, a cryptocurrency reporter at Axios. Related stories: Why PNW officials are only now deciding crypto mining regulation - The Seattle Times 2 Democrats, 1 Republican face off in competitive WA 6th District race - The Seattle Times Thank you to the supporters of KUOW, you help make this show possible! If you want to help out, go to kuow.org/donate/soundsidenotes. Soundside is a production of KUOW in Seattle, a proud member of the NPR Network.See omnystudio.com/listener for privacy information.

If you haven't seen cryptocurrency-friendly ATMs yet, chances are you will soon. Tens of thousands of them are springing up—increasing the temptation for everyday Americans to dip a toe into a pool being advertised as opportunity, but it's not without its perils and pitfalls. Two state legislators outline their bill designed to put some guardrails for consumers on these crypto boxes in our state. Mornings with Pat Kreitlow is powered by UpNorthNews, and it airs on several stations across the Civic Media radio network, Monday through Friday from 6-9 am. Subscribe to the podcast to be sure not to miss out on a single episode! To learn more about the show and all of the programming across the Civic Media network, head over to civicmedia.us/shows to see the entire broadcast line up. Follow the show on Facebook, X, and YouTube. Guests: Kelda Roys, Ryan Spaude, Camden Hargrove

Hear from host Paul Spain and tech journalist Ben Moore as they delve into New Zealand's evolving tech landscape, including the government's ban on crypto ATMs to fight money laundering, the national strategy for AI adoption, and NZ police internet governance. On the global front they explore the latest Robotic surgery success, EU's AI transparency regulations, Nvidia's market USD $4 trillion milestone, Cloudflare's AI blocker and more.A big thank you to our show partners One NZ, Spark, HP, 2degrees and Gorilla Technology.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

From packing strategies to cultural etiquette, this comprehensive guide covers everything you need to know for a magical European adventure.1. Packing Light and SmartPack less than you think - You'll be navigating cobblestones, stairs, and trainsChoose neutral-colored clothing for easy mix-and-match optionsInvest in comfortable, versatile shoes for extensive walking on stone surfacesDon't forget multiple EU plug adapters (different from UK adapters)2. Embracing European PaceDining is slower - tables are yours for the evening, not rushed turnoverShops may close midday and reopen later, many close SundaysPublic transportation varies by country - allow extra time to figure out systems3. Money and Payment SystemsEuros accepted in most continental Europe (except UK uses pounds)Credit cards widely accepted - notify your bank before travelingUse bank-affiliated ATMs for better exchange rates and securityPublic restrooms cost €0.50-€1.00 (often accepting cards)Choose dynamic currency conversion at ATMs for better rates4. Staying ConnectedWiFi is common throughout EuropeDownload essential apps: Google Maps offline, translator, WhatsAppScreenshot important information in case you lose service5. Cultural EtiquetteLearn basic greetings in the local languageBe curious, not critical about different customsYou're a visitor - adapt to local customs, not the other way around6. Flight ExpectationsOvernight red-eye flights are standard (7-10 hours)Jet lag is real - expect to feel off for 1-2 daysHydrate well and bring travel comfort itemsExpert TipsPlan laundry service rather than overpackingDon't plan everything - ask locals for restaurant recommendationsBuild in extra days when arriving and returning homeConsider guided tours with companies like Adventures by Disney or CIE ToursKeep Travelling – Your African VacationInsightful interviews with Africa's tourism professionals - Great giveaways from 5* guestsListen on: Apple Podcasts SpotifySupport the showLove the podcast? Help us continue to create great travel content by supporting the show. You can do that here: https://www.buzzsprout.com/1197029/supporters/new Ready to plan your vacation? Most families are confused and overwhelmed when planning a vacation. We work with you to plan a trip perfect for your family. Saving you time, money, and stress! Visit our website www.allthingstravelpodcast.com and click on "Plan Your Next Vacation" Join the travel conversations and the fun in our Facebook Page and Instagram Page! Please share the show with your travel buddies!! Click this link and share the show! Never miss an episode and help us take you to the top with us by following and leaving a 5-Star review on your favorite podcasting app!

Almost every adult has a checking account. Many of us may have more than one. Checking accounts are more than just a place to save and spend money, many come with additional benefits like saving perks, cash back promos and even protective services for you and your family.  Links:  Learn more about Triangle's Better Checking account with ID Protect Already have Better Checking? Access your benefits through the Better Checking website.  Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union  Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.   Choosing the right financial institution is a significant decision, and we're thrilled that you've selected Triangle Credit Union as your trusted financial partner. Your trust in our institution is something we hold dear, and we are committed to providing you with a banking experience that goes the extra mile. At Triangle, we have a checking account that is right for everyone, at every stage of their financial lifetime. Now is an excellent time to review your financial goals, accounts, and the benefits available to you. Here are a few reasons why you should consider either a Basic or Better Checking account at Triangle Credit Union for you and your family:  1. Worry-free Banking Benefits – Our checking accounts include the convenience of our network of surcharge-free ATMs, neighborhood locations, flexible branch hours, and peace of mind knowing that your deposits are covered up to $250,000 by the NCUA. 2. Team of Professionals, here for you – Our friendly, knowledgeable customer service representatives are eager to help you meet your goals. 3. More Savings and Benefits by Using Your Account Wisely – Let us show you how to use your account to its maximum advantage, such as getting cash back with Purchase Rewards and setting up direct deposit to get paid up to two days early. 4. Tons of Account Freebies – Mobile and online banking, remote deposit, and a free debit card are just a few of the things you receive as part of every Triangle Basic or Better Checking account.  5. Additional Features with Better Checking - with a Better Checking account, you are entitled to additional features, for a nominal fee of $4.99 a month, that on their own could easily cost you more than $50 per month. Identity Theft Monitoring Services – rest easy knowing that you have access to free monitoring services that can alert you if changes to your credit file are detected, or if your personal information is discovered on the dark web.  Identity Theft Expense Reimbursement Insurance – up to $25,000 in reimbursable expenses if you find that you are a victim of identity theft.  Professional Identity Theft Remediation Services – an experienced team of professional, certified identity theft recovery advocates will help you to reverse the damage if you suspect identity theft for any reason.  Mobile Phone Protection – know that you can stay connected when the worst happens, and your mobile phone is damaged, or stolen.     If you are already a Better Checking account holder, you're ahead of the game and set up with great savings.  Looking for ways that you can save even more? We're only a click, tap, or phone call away. Reach out today–we are here to provide you with personalized guidance and can help you find the financial products and services that meet your needs.  If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.   Have a great day! 

Originally uploaded December 17th, re-loaded May 17th. Chris Holman welcomes Ed Siaje, NEW president, Bank of America Detroit. Chris had several questions for Ed in this conversation: 1. How has your 26-year career in financial services, particularly your leadership in consumer banking and private banking, prepared you for this role? 2. What are your immediate priorities as the new president of Bank of America Detroit? 3. How do you ensure that Bank of America's services meet the unique needs of diverse communities in Metro Detroit? 4. What role does technology and innovation play in providing personalized and accessible services to new and existing clients? 5. Bank of America awarded $4 million in grants to Metro Detroit nonprofits in 2024. What does this level of investment say about the bank's commitment to the region? 6. How will these relationships and partnerships with local organizations support the bank's strategy for advancing economic mobility? 7. As a Southeast Michigan native, how does your personal connection to the area influence your vision for the future, including economic growth and community investment? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/ BofA Names Ed Siaje President of Detroit Private Bank market executive for Michigan and Minnesota, will also oversee the bank's efforts to grow market share Detroit, Mich. – Bank of America has named Ed Siaje president of Bank of America Detroit. As president and head of the market, he will connect clients, teammates and communities to the full power of the franchise and drive integration across the bank's eight lines of business. He succeeds Matt Elliott, who recently retired from the company. Siaje will also oversee the bank's efforts to grow market share and lead the effort to deploy the bank's resources to help advance economic mobility and build strong communities. Siaje will continue to serve as Private Bank market executive for Michigan and Minnesota. “Throughout his career with Bank of America, Ed has established deep relationships with teammates, clients and the community to deliver responsible growth,” said Brian Moynihan, Bank of America chairman and chief executive officer. “Ed is well positioned to build on Matt's legacy and continue to grow our presence, particularly in Michigan, as we deliver the full breadth of Bank of America's capabilities to help our local clients improve their financial lives.” ### Bank of America Bank of America is one of the world's leading financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 69 million consumer and small business clients with approximately 3,700 retail financial centers, approximately 15,000 ATMs (automated teller machines) and award-winning digital banking with approximately 58 million verified digital users. Bank of America is a global leader in wealth management, corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 4 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories and more than 35 countries. Bank of America Corporation stock is listed on the New York Stock Exchange (NYSE: BAC).

Adam O'Brien is the founder, CEO, president, and director of Bitcoin Well, a publicly traded, non-custodial Bitcoin platform based in Canada, launched in 2013 as Bitcoin Solutions. He started with Alberta's first Bitcoin ATM in 2014 and expanded to a coast-to-coast network of over 180 ATMs, emphasizing self-custody for users. O'Brien, based in Edmonton, Alberta, is a vocal advocate for Bitcoin's role in financial independence, education, and decentralization.To watch the Full Cornerstone Forum: https://open.substack.com/pub/shaunnewmanpodcastGet your voice heard: Text Shaun 587-217-8500Silver Gold Bull Links:Website: https://silvergoldbull.ca/Email: SNP@silvergoldbull.comText Grahame: (587) 441-9100Bow Valley Credit UnionWebsite: www.BowValleycu.comEmail: welcome@BowValleycu.com Use the code “SNP” on all ordersProphet River Links:Website: store.prophetriver.com/Email: SNP@prophetriver.com

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. Thanks! The transcript from this episode of Money Making Conversations Masterclass features a powerful and informative interview with Teri Williams, President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

In this episode, Pete Codella, managing director of business services at the Governor's Office of Economic Opportunity, talks with Chris Baird, CEO of OptConnect. Baird discusses his journey from sales and operations before becoming CEO of OptConnect. The company began by providing temporary cellular connectivity for ATMs at an outdoor festival and has since evolved into a full-service provider of managed wireless solutions for a wide range of unattended machines like kiosks and digital signage — meeting growing demand as major retailers began requiring vendors to bring their internet solutions. Baird explains that OptConnect's solutions involve purpose-built hardware, extensive software development by 50 engineers, and redundant cellular connectivity across major carriers. The company has grown to nearly 200 direct employees, with additional contractors, and has expanded globally with offices in Europe and Latin America, serving over 1.1 million devices. Baird discusses OptConnect's consistent growth and recognition on lists like Utah Business's Fast 50 and Inc. 5000, attributing it to a relentless focus on customer satisfaction, which stems from prioritizing employee well-being and fostering a strong company culture, including a dedicated annual day of service for all employees.

Planning an international trip and wondering how to get money abroad without paying extra fees or getting stuck with the worst exchange rates? You're not alone. In this Travel Talk episode, host Kim Anderson breaks down exactly how to handle your travel money like a pro, so you can spend more time exploring and less time stressing about ATMs, cash, and cards.From the smartest ways to get foreign currency to what you should (almost) never do at an airport kiosk, Kim shares everything you need to know to travel confidently with the right money strategy in place. Whether you're heading to Europe, Southeast Asia, or beyond, these tips will help you avoid hidden fees, protect your accounts, and keep your wallet happy.You'll learn:Whether you actually need to carry cash while traveling abroadThe safest and cheapest ways to get local currency on your tripPro tips to avoid ATM fees and currency conversion markupsKim's personal favorite debit card for international travel (and why it's a lifesaver)This episode is perfect for first-time international travelers or anyone who's ever asked: Do I need cash in Europe? or What's the best way to get money abroad?Tune in and start planning your trip with confidence.Want travel tips and a behind-the-scenes look at the podcast? SIGN UP for our weekly newsletter here! It's just the good stuff, I promise. No spam here. Support the showMore Travel with Less Money—Download Your FREE GUIDE & Start Exploring! Let's connect on Instagram! @DesignHerTravel Get $20 when you Sign-Up for Buzzsprout Please Note: I may earn a small commission when purchasing through these links. It doesn't cost you anything extra but does help support the show.

Bridget and Ryan hit rewind and break out an old-school cassette tape to answer your money questions. You wanted to know: how ATMs work, why the penny's called the penny and how airlines set ticket prices? So we're on the case to bring you the answers with an analog twist! If your family is interested in learning more about the questions we answered in this episode, check out our website. We've got discussion questions and tips!This episode is sponsored by Greenlight. Sign up for Greenlight today at greenlight.com/million.

Bridget and Ryan hit rewind and break out an old-school cassette tape to answer your money questions. You wanted to know: how ATMs work, why the penny's called the penny and how airlines set ticket prices? So we're on the case to bring you the answers with an analog twist! If your family is interested in learning more about the questions we answered in this episode, check out our website. We've got discussion questions and tips!This episode is sponsored by Greenlight. Sign up for Greenlight today at greenlight.com/million.

For today's show, we cover why Bitcoin ATMs are one of the best, most lucrative businesses in Bitcoin.FILL OUT THE MINING POD SURVEY BY CLICKING HEREWelcome back to The Mining Pod! Today, Brandon Bailey of Second Gate Advisory joins Will to talk about Bitcoin ATMs, an overlooked Bitcoin business model with massive potential. In Q1 2025, Bitcoin Depot generated $164.2M in revenue, a 19% increase year-over-year, while outperforming miners in cash flow per unit. We explore why physical ATMs matter in a digital world, expansion opportunities, and how this could be the next big Bitcoin treasury play.Subscribe to our newsletter! **Notes:**• Bitcoin Depot: $333.1M revenue, +92% YoY• 30,000 Bitcoin ATMs vs 500K traditional ATMs • ATMs generate $30-40/day vs miners $10-11/day• 4% of Americans (5.6M people) are unbanked• Average transaction size around $300• 1,300 reserve machines ready for deploymentTimestamps:00:00:00:00 Start00:01:33:16 Report overview00:02:48:20 Bitcoin Depot financials00:05:30:06 Other BTC treasury companies00:08:52:26 Colorado Air Filter00:10:57:14 Increasing revenue multiple00:13:30:08 ATM business history00:15:03:16 Stablecoins00:16:37:26 Fractal Bitcoin00:17:12:25 Physical cash economy00:19:33:22 Why haven't traditional ATMs added BTC?00:21:10:20 Per machine cashflows00:25:27:09 Expansion opportunity00:31:00:10 Coinflip00:33:06:11 Wrap up

FILL OUT THE MINING POD SURVEY BY CLICKING HERE Welcome back to The Mining Pod! Today, Brandon Bailey of Second Gate Advisory joins Will to talk about Bitcoin ATMs, an overlooked Bitcoin business model with massive potential. In Q1 2025, Bitcoin Depot generated $164.2M in revenue, a 19% increase year-over-year, while outperforming miners in cash flow per unit. We explore why physical ATMs matter in a digital world, expansion opportunities, and how this could be the next big Bitcoin treasury play. Subscribe to our newsletter!  **Notes:** • Bitcoin Depot: $333.1M revenue, +92% YoY • 30,000 Bitcoin ATMs vs 500K traditional ATMs   • ATMs generate $30-40/day vs miners $10-11/day • 4% of Americans (5.6M people) are unbanked • Average transaction size around $300 • 1,300 reserve machines ready for deployment Timestamps: 00:00:00:00 Start 00:01:33:16 Report overview 00:02:48:20 Bitcoin Depot financials 00:05:30:06 Other BTC treasury companies 00:08:52:26 Colorado Air Filter 00:10:57:14 Increasing revenue multiple 00:13:30:08 ATM business history 00:15:03:16 Stablecoins 00:16:37:26 Fractal Bitcoin 00:17:12:25 Physical cash economy 00:19:33:22 Why haven't traditional ATMs added BTC? 00:21:10:20 Per machine cashflows 00:25:27:09 Expansion opportunity 00:31:00:10 Coinflip 00:33:06:11 Wrap up

The guys discuss why you can never have too many airbags when there's a goat in the car, how $200 will not only get Nana a box but also a cosmetic touch-up, and when having a loving husband willing to crap in your driveway can save you $17,500 for a night out. 

Hello, Million Bazillionaires! In the new season of Million Bazillion, Ryan and Bridget head out on even bigger adventures to answer some of the best money questions we've ever received:From the mystery behind the lottery, to explaining tariffs, and how athletes get paid, the ins and outs of ATMs and how to keep your money info safe online, and why organic food costs more than non-organic food. But the fun doesn't end there. When you're done listening to each episode, check out our newsletter for bonus content and cool questions to spark conversations between kids and grownups. New episodes drop every Tuesday starting June 3! Subscribe wherever you get your podcasts. In the meantime, check out our trailer above and catch up on any episodes you might've missed.

Hello, Million Bazillionaires! In the new season of Million Bazillion, Ryan and Bridget head out on even bigger adventures to answer some of the best money questions we've ever received:From the mystery behind the lottery, to explaining tariffs, and how athletes get paid, the ins and outs of ATMs and how to keep your money info safe online, and why organic food costs more than non-organic food. But the fun doesn't end there. When you're done listening to each episode, check out our newsletter for bonus content and cool questions to spark conversations between kids and grownups. New episodes drop every Tuesday starting June 3! Subscribe wherever you get your podcasts. In the meantime, check out our trailer above and catch up on any episodes you might've missed.

Have you ever wondered why the dollar sign is used for both U.S. dollars and Mexican pesos? We've had students ask if ATMs in Mexico give out dollars or pesos, all because of that same “$” symbol. In this episode, we break down the real history behind the sign—from colonial-era Spanish pesos to silver mines and the American Revolution—and reveal how the U.S. didn't create the symbol, but actually adopted it from Latin America.Key Takeaways:The “$” symbol likely originated from the abbreviation “PS” for pesos, not from U.S. dollars.Mexico—and many other countries—used the symbol before the U.S. did.While the symbol is shared globally, each currency it represents is distinct and independent.Relevant Links And Additional Resources:Boost your confidence in real-life Spanish conversations with our Spanish Immersion RetreatsLevel up your Spanish with our Podcast MembershipGet the full transcript of each episode so you don't miss a wordListen to an extended breakdown section in English going over the most important words and phrasesTest your comprehension with a multiple choice quizIf you enjoy Learn Spanish and Go, please consider subscribing, rating, and reviewing our podcast on Apple Support the show

Teri Williams President and Chief Operating Officer of OneUnited Bank. She is responsible for implementation of the Bank’s strategic initiatives, as well as the day-to-day operations. Under her leadership, OneUnited Bank has consolidated the local names and product offerings of four (4) banks and launched a digital platform to create a powerful national brand supported by innovative technology, products and services. OneUnited Bank, the nation’s largest Black owned bank and award-winning Community Development Financial Institution, serves as a bridge by offering affordable financial services and promoting financial literacy. She brings 30 years of financial services expertise from premier institutions such as Bank of America and American Express, where she was one of the youngest Vice Presidents. Ms. Williams holds an M.B.A. with honors from Harvard Business School and a B.A. with distinctions from Brown University. Company Description *OneUnited Bank, America's leading Community Development Financial Institution, the nation’s largest Black-owned bank, eleven-time recipient of the US Department of Treasury’s Bank Enterprise Award for community development and named Inc. Magazine’s Best in Financial Services 2024.OneUnited is grounded in its decades long mission to strengthen communities of color by offering affordable financial services for all, supporting local communities in Miami, Boston and Los Angeles. The ultimate mission is to make financial literacy a core value in communities of color in order to to close the wealth gap. Talking Points/Questions * 1. Partnership wtih Esusu to increase homeownership in communities of color2. Black businesses doing business with each other in war on DEI3. Making financial literacy a core value of underserved communities #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.