Podcasts about in frank

The goal of diversification is to ensure access to a lot of upside without being exposed to an unacceptable downside. But are you as diversified as you think you are? Long-time community member, Frank Vasquez says there are three roles bonds have in your portfolio, income, stability, and diversification. The Holy Grail Principle focuses on what the concept of diversification really means. It doesn’t mean different, it means uncorrelated. Investors can use online websites to calculate the correlation of two assets that results in a number ranging from 1 to -1. The closer the number is to 1, the more highly correlated they are. A number close to 0 indicates the assets are uncorrelated and move randomly with respect to each other. A negative result means the assets are negatively correlated and typically go in opposite directions. Why would an investor want assets that are negatively correlated if that means while one is doing well, the other is not? In the accumulation phase when an investor is trying to build wealth, they probably would want negatively correlated assets. Upon reaching FI, they may be helpful when attempting to ensure the highest safe withdrawal rate. Safe withdrawal rates for each portfolio will vary slightly and range from 3-5.5%. There are websites online to help calculate the rate for different portfolios. Frank has three adult children who he advises to max out their retirement accounts in basic index funds. The next bucket to fill is an emergency fund, followed by a taxable brokerage fund to used toward a down payment on a house. His son’s brokerage account used a risk parity-style portfolio, which is good for intermediate-term savings. When first starting out, money invested is a big pile of future cash. You invest a little each year and should get it into risky, growth-oriented, and reliable investments, which are stock index funds. Until you have $100,000 in your account, being invested in one fund is perfectly fine. It’s about earning and saving at that point. After the first $100,000, earnings begin to mean a little more and you can embrace a little more complexity. In the four phases of investing for retirement, the first two are earning and saving and are the most important to get automated saving going. Phase three is investing and the fourth is managing the investments to ensure they don’t blow up or go away. Long-term accumulation comes first in a portfolio, and Frank’s son is extremely frugal, making the risk parity portfolio possible. But what considerations are there if you are looking to transition index funds into a risk parity portfolio? The first step is to figure out where you are going and where the goal is. Next, look at what you have and what needs to be transitioned. Start the process when you hit your FI number or about five years out from when you think you are going to need it. You don’t want to be 100% equities and have the stock market crash two years before you retire. A risk parity portfolio does not stop earning money. The return is approximately between 6-8% after inflation, but the tradeoff is you are also only getting half the volatility of the stock market. You can’t optimize the performance of your portfolio in the future, but you can control your expenses, modify them, and take less in one year if you need to. Treat all of your assets as one big portfolio. You don’t want to incur unnecessary capital gains in your taxable accounts, so moving funds in retirement accounts is appropriate. The least movement possible is best and anything taxed as ordinary income should be put into retirement accounts. Risky parity is a style of investing that has become more accessible to everyone with no-fee trading. It is finding uncorrelated or negatively correlated assets and combining them to reduce the risk of the overall portfolio. The main driver of the portfolio is going to be stocks at 4-60%. The most diverse thing from stocks are Treasury bonds, like long-term Treasury bonds, at 20%. Gold may be an alternative. Bonds are not good income generators anymore. The go-to places for income sources are REITs and Preferred Shares. If you want to invest in something like Bitcoin, make sure you have a volatility match to it. Listener Andy asked about what percentage of a stock portfolio should be in international stocks. Frank says the issue with international funds is that they are highly correlated with US funds so they aren’t very useful. When Frank is deciding on investing in something, he looks at how useful it will be in his portfolio. He looks at its correlation with the rest of his portfolio and its volatility. You don’t want to put very much of something with high volatility in your portfolio. Listener Luke asked about Frank’s views on factor investing and if has or plans to have small-cap value funds in his portfolio. Franks says he does have small-cap value in his portfolio because they are less correlated with the overall stock market than an international fund. Franks says you want a basic and diversified two-fund portfolio that covers the whole market would consist of large-cap growth and small-cap value funds. The correlation between a total stock market fund and an S&P 500 fund is extremely high and a kind of false diversification. Although index funds are cap-weighted and gaining more and more of the larger companies over time, they are also self-cleansing in that companies doing worse fall down or fall off. Small-cap value funds do the reverse. When a company gets too big, it gets kicked out. Holding both types captures each end of the spectrum. According to the Macro Allocation Principle, what matters most in investing are the macro allocations between stocks and bonds. According to Jack Bogle, any 60-40 stocks to bonds portfolio is going to perform 94% the same way as any other 60-40 portfolio. Listener Claudia asks what a bond tent would do to her sequence of return risk. Franks says a bond tent is an old-fashioned way of dealing with sequence of return risk, but he says it’s not functionally different than buying a short-term or intermediate bond fund. Bonds should move opposite of the market, but lately, they have moved with the market. Franks says different bonds behave differently. Some do not provide much diversification. Focus on Treasury bonds for diversification. The hallmark of a very diversified portfolio is when you see different things moving in different directions at different times. Rental real estate and stocks have a low correlation, so it can be a good way to diversify, although sometimes they can move together as in 2008. In Frank’s mind, diversification should mean uncorrelated, it doesn’t mean having lots of stuff. Frank’s podcast is focused on risk parity and he has created six sample portfolios at Fidelity that he discusses each week. While Frank likes to nerd out on this stuff, you don’t need to to become a successful investor. Frank Vasquez Website:  Risk Parity Radio Podcast: Risk Parity Radio Podcast Resources Mentioned In Today’s Conversation ChooseFI Episode 194 The Role of Bonds in a Portfolio Portfolio Visualizer Portfolio Charts The Four Phases of Saving and Investing For Retirement ChooseFI Episode 176 Flexible Spending Rules for Early Retirees Using Gold as a Hedge Against Sequence Risk – SWR Series Part 34 The Little Book of Common Sense Investing by Jack Bogle Money for the Rest of Us Podcast Money for the Rest of Us by J. David Stein If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI’s 3-card credit card strategy.  Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence.      

In part two of Colin's talk with journalist Frank Smyth, Frank talks about his 2020 book, The NRA: The Unauthorized History. The history of the National Rifle Association begins in New York City in 1871 as a group made up of Union veterans and those interested in target shooting. Founded on the model of the British National Rifle Association, the American NRA was a pro-government, pro-military organization seeking to train men for the next major war. As Frank's book shows, the NRA started to take a hard turn to the Right in the late 1970s at what has been called the "Cincinnati Revolt." Today, there is no doubt that the NRA has remade the country in its image. Despite its early history, the present-day NRA is wholly devoted to a liberal (but not Liberal) interpretation of the 2nd Amendment and protecting personal gun rights. Given the NRA's influence and five million member power base, it has been difficult for centrist and left-wing politicians and citizens to enact meaningful and sensible gun reform and regulation.  But is that changing? The NRA has been suffering from internal leadership squabbles and financial problems that are threatening its very existence. Grassroots groups, furthermore, such as the Parkland students, have gained success rallying support for common sense gun reform in the wake of countless mass shootings.  In Frank's well-written and fast-paced book, he gives an illuminating overview of the organization, which has not had the best track record when it comes to transparency and telling the truth about its origins. 

Enjoy this fun conversation between Gregory Landua and Frank Van Gansbeke. In Frank’s second appearance on the podcast, they discuss the details of Frank’s bold proposal for a new IMF backed global carbon reward currency, recently published in Forbes. Similar to Dr. Delton Chen’s proposal, with some differing elements. Emerging carbon pricing schemes and other fun eco-monetary policy stuff also discussed in this week’s episode. Note: Swiss re has a 100 per Ton carbon internal risk price Bank of England just put a price at 100 https://www.forbes.com/sites/frankvangansbeke/2021/01/17/time-for-imf-climate-coin-13/?sh=a3d6b96401da https://www.forbes.com/sites/frankvangansbeke/2021/01/17/time-for-imf-climate-coin-23/?sh=60e2b3681d07 https://www.forbes.com/sites/frankvangansbeke/2021/01/17/time-for-imf-climate-coin-33/?sh=5f9d713f501c

Speaking From Our HEARTS: Our Landmark 200th Episode To mark the occasion we have a very candid guest in the form of Frank Nolan, who’s joining Paul to discuss one of the most fascinating elements of the human psyche - ego Why are our decisions sometimes ruled by our ego?  Why does it seem to get the better of us from time to time? And what are the costs when it does? In Frank’s case, ego almost cost him his life. In this open and honest discussion, you’ll find out how, along with the steps Frank took in order to bring himself back from the edge... ABOUT THE HOST Paul Lowe is the founder of PaulLoweHEARTS and makes a difference by helping you make a difference. He is totally committed to his HEARTS-centred approach of… Helping Everyone Achieve Results Towards Success Paul has a long and distinguished history of coaching & mentoring - particularly focusing on helping you clarify your true life’s purpose. He has also been responsible for raising significant funds for a multitude of good causes; positively inspiring many, many children – from challenging backgrounds – within the UK and globally. Paul and his empathic team embrace a three-fold purpose: Firstly, to help you find your purpose; secondly, to get your inspirational messages & stories out into the world; whilst thirdly, to support charitable organisations in their development & fund-raising – to make a global difference. We achieve this by: Delivering our empowering HEARTS-centred programmes Sharing your true-life inspirational messages and stories through our Speaking From Our HEARTS book series & podcast Utilising our truly authentic charitable commitment, empathy & HEARTS CONTACT METHODS Mob: +44 (0) 7958 042 155 E-mail: paul@paul-lowe.org Twitter: https://twitter.com/PaulLoweHEARTS Web: https://www.speakingfromourhearts.org Instagram:  https://www.instagram.com/speakingfromourhearts1/ Facebook:  https://www.facebook.com/groups/343409936534175/ YouTube:  https://www.youtube.com/channel/UCqmznF8VCcZKEdSfE7VlwUA 

Today’s guest is Frank Supovitz, who’s been changing and shaping the sports & events industries for over 30 years. We discuss planning an event that wows your customers, and all that goes into the prep of a massive live event. Frank is imminently qualified to discuss this topic, as he was the SVP of Events for the NFL from 2005 to 2014, overseeing the massive growth of the Super Bowl, NFL Draft and London games. Before his time with the NFL, Frank led the NHL’s event group for 13 years, responsible for the NHL All-Star Weekend and Stanley Cup. Together with the Edmonton Oilers, he developed the first NHL outdoor game in 2003, the forerunner to the highly successful NHL Winter Classic.In 2014, Frank left the NFL to start Fast Traffic Events & Entertainment, an innovative consulting and management company serving sports & entertainment clients all around the world. Fast Traffic was an integral contributor to the development team for the Rooftop at Pier 17 at the South Street Seaport in New York City, winner of the Pollstar Award for Best New Concert Venue of 2018. Frank is the producer of the pre-race show for the Indy 500, which was honored in 2016 as Best Sports Event of the year by Sports Business Journal. He also recently produced the Major League Soccer All-Star Skills Challenge this past summer at ESPN Wide World of Sports.If you enjoy this episode and want to hear more about, I highly encourage you go check out his new book, What to Do When Things Go Wrong. If reading’s not your thing, 1) Shame on you, make it your thing. 2) If you’re more of an auditory learner, go get the audio book- it's out now. In Frank’s newest book, You’ll learn why things go wrong, how to best go about preventing crisis, and how to fix them when they happen anyway.

Frank Nash is the owner of Stronger Personal Training and co-Founder of the Secret Trainer Society. He is an international speaker, consults and works with gyms all over the globe, and is also a best-selling author. He always brings a fresh and authentic perspective to the fitness industry, and is also a brand guru when it comes to fitness brands.   In Frank’s fitness business, he sees the gym as a place for creating community and family. He shares more about how he grew his gym from its humble beginnings in 2002 to the power-packed Stronger Personal Training brand today. Frank also reveals how he built up a reputation for being a social media guru in the industry, his strategy for building a sense of community among his gym members, and reveals his secrets for making an impact on social media. Tune in to find out more!   Key Takeaways: [:49] Kelly introduces her guest for this episode — Frank Nash. [2:14] What was Frank's journey in the fitness industry? [4:32] Where does Frank draw his inspiration from? [6:00] Frank talks about the brand journey of Stronger Personal Training from its humble beginnings to where it is today. [11:10] What are some of Frank's tactics to deliver a sense of community to the modern fitness consumer? [15:00] How has Frank built his reputation as the social media guru in the fitness industry? [18:39] What is Frank's recommendation for people to find their inner cool? [20:14] How does Frank use social media tactically? [22:47] What inspired Frank to create the Secret Trainer Society? [25:02] Where does Frank see the fitness industry going in the future? [26:26] What is some of Frank's advice for trainers or club owners to stop doing and / or start doing right now? [28:38] Find out more about Frank on social media or meet up with him at one of his upcoming speaking engagements.   Mentioned in This Episode: ABC Financial Services Kelly Card Frank Nash Frank Nash on Instagram Stronger Personal Training Stronger Personal Training on Instagram Stronger Personal Training on Facebook Secret Trainer Society Gold's Gym Frank Nash's Speaking Events

The Supreme Court returns October 1 for its 2018-2019 Term, and the justices will tackle of number of important issues. The Court will consider questions related to Congress’s ability to delegate legislative authority to executive branch officials or administrative agencies in Gundy v. United States, and the requirement that property owners seeking just compensation from the government for a “taking” must first exhaust all options in state court before applying to federal court in Knick v. Township of Scott, Pennsylvania. In Frank v. Gaos, the justices will look at the practice of courts issuing awards in class action lawsuits that line the pockets of third-party advocacy groups, rather than the individuals who were actually injured, and the scope of the federal government’s right to detain illegal immigrants who have committed crimes in Nielsen v. Preap. In Timbs v. Indiana, the Court will consider whether the Eighth Amendment’s “excessive fines” clause applies against the states. In addition to these and many others, what other cases on the horizon might the justices add to the docket? And how will the retirement of Justice Anthony Kennedy and the potential confirmation of Brett Kavanaugh shape the Court in the next term? Join us as two distinguished Supreme Court litigators discuss what is likely to unfold in the next Supreme Court term. See acast.com/privacy for privacy and opt-out information.

Helping automotive aftermarket professionals improve; one lesson at a time. Learn from your industry peers in a round-table forum. Get new ideas, perspectives, trends, insights, best-practices and expertise from aftermarket professionals. Watch like a DOCUMENTARY … Learn like a SEMINAR. The Academy Panel: Frank Luetz from Desert Car Care in Chandler, AZ Frank is an industry leader in ASA Nationally and through his local chapter. Frank is spreading the value story of the industry through his weekly radio ‘call-in show’ called ‘Wrench Nation’. In Frank’s marketing strategy he also does email marketing, TV, radio and billboards. He also does a video feature called ‘Inside the Garage’ where he discusses vehicle failures and cures. Desert Car Care has been recognized as the 2016 Small Business of the Year from the Chandler Chamber along with these other honors: 2015 2016  Ranking Arizona Top 10 Auto Repair 2012 2013 Angies List Super Service Award 2013 BBB Ethics Award Nominee 2012 Phoenix Business Journal Best Places To Work Winner Listen to Frank in these podcast episodes (https://remarkableresults.biz/?s=leutz) . William J. DeBoer (Bill Jr.) is Co-owner and Vice President of DeBoer’s Auto Sales & Service. Bill has been responsible for bringing innovations in daily operations to the full-service, high-tech auto repair facility for 20+ years. Bill was able to fuse his passions for technology and cars with a Certificate in Automotive Technology, followed by a B.S. in Business Management from Penn State. He joined his family business, founded by his father three decades ago, shortly after. Today, Bill runs business development, sales, customer services, process improvement, human resources, and technician education programs. Bill is an Accredited Automotive Manager from the Automotive Management Institute as well as a CERTIFIED MASTER DEALER® from the National Independent Automobile Dealers Association. His National Institute for Automotive Service Excellence (ASE) credentials includes: Master Technician, L1 Advanced Engine Performance, P2 Parts Specialist, and X1 Undercar Specialist. Listen to Bill’s podcast episodes (https://remarkableresults.biz/?s=Deboer) . Scott Waddle opened Precision Auto Service in Langley, British Columbia in 1997 and it wasn’t long until he realized that running a business, was nothing like fixing cars. He started taking business management courses at a regular pace and the rest is history. Their tagline is: “Where we worry about your car, so you don’t have to!®”   They believe it is their responsibility to keep their clients safe and reliable on the road. Scott is building a brand-new facility. Listen to Scott’s podcast episodes (https://remarkableresults.biz/?s=scott+waddle) . Talking points: We are getting more from each other through golden nuggets as we meet one-on-one. If you have a blister you need to find a solution and align yourself for help. Find help with this podcast, reading and in social networking groups. How does one become the CEO of their business when you need to know HR, Finance, Operations, Accounting, Technology, Culture, and Leadership among others. You are not built for expertise in every area of responsibility. It is OK to get help. Business coaches, twenty groups, local business groups are all places to find answers and improve your success. Local peer to peer networks are important. Ego can be part of the solution. You must ask for help. Most everyone has gone through the challenge of building a successful business. At the street level, we can do a better job of supporting each other. We must do a better job of listening first. We tend to want to help by talking. You must first start with the end in mind. Be careful of the sizzle. Be sure you are moving forward with your challenges and not just feeling good because you are listening to solutions....

With headlines about plans to send people to Mars and other groundbreaking technological accomplishments, do you ever wonder, “What is the role of an artist in this new tech centric age?” This is one of many questions that my guest, Frank Lombardo ponders aloud with me in our conversation. Frank also opens up about how he became interested in art, what draws him to certain subjects, how he approaches galleries, and so much more! Frank has a fascinating perspective on the world and how artists bring out unique and valuable qualities to our society. I know artists like you are going to intrigued by our wide-ranging conversation. The Role of An Artist For so long, the role of an artist has been to help bring shape, image, and meaning to some of our culture’s most profound and mundane concepts. As we rapidly approach a new digital era that is starting to leave behind much of the old systems we’ve become accustomed to, what role can the artist hope to play in this radically new space? My guest, Frank Lombardo is at the point in his creative and personal journey where he has really started to consider this broader question. He hopes to see art continue to play a role in keeping our society grounded and rooted in the ways of poetry and aestheticism. Where do you think the role of the artist is heading? Facing Setbacks and Pushing Forward How do you respond when something you’ve poured your heart, soul, time, and resources into utterly fails? If you are anything like me, you can’t help but feel at the very least, that tinge of bitterness and disappointment. Is there anything to be learned or gained from these disappointments and setbacks that we all will inevitably face? Artist Frank Lombardo is no stranger to setbacks on his creative journey but he is convinced that there is something we can recover from encountering failure. In Frank’s case, he was able to come to a place where he could admit that he wasn’t getting where he wanted to go with a particular project. Once that happened, he was able to acknowledge what happened and move on, starting fresh with something new. What lessons can you learn from Frank’s story? Approaching Galleries One of the most difficult aspects of being an artist can be the process of promoting your work. Some artists take to it seemingly effortlessly, others find themselves constantly looking for ways to improve. Where do you land? My guest, Frank Lombardo shares his approach to promoting his work and holding himself to a preset plan. Frank’s goal is to approach one gallery or publication a day or do something that moves the ball forward for his artwork. This method really seems to motivate and keep Frank on track, what works for you? What can you take away from Frank’s approach? On Colorblindness and Asking for Help Is there an aspect of your workload that you need help with? It could be trouble with scheduling studio time or technical aspects of your art, or maybe for you, it comes down to promoting your artwork. What is holding you back from reaching out? In our conversation, Frank Lombardo was kind enough to discuss the topic of his colorblindness and how it has impacted the way he works in the studio. Frank says that after trying to overcome this difficulty with technology, he ultimately had to rely on help from others to better utilize his time in the studio. It was an honor to have someone as talented as Frank really open up about a sensitive subject. I am grateful for his candor and I hope you will find encouragement from his story. Outline of This Episode [1:50] I introduce my guest, Frank Lombardo. [3:00] How did Frank move toward a career as an artist? [9:30] Frank describes his artwork. [11:00] Why is Frank drawn to the subject matter he chooses? [21:00] Frank’s strategy for approaching galleries. [25:30] What is Frank’s role in society as an artist? [29:30] Facing setbacks and pushing forward. [34:00] Negative feedback from one of Frank’s paintings. [38:30] Frank talks about his colorblindness and how it impacts his work. [49:30] What is Frank’s dream project? Resources Mentioned on this episode http://www.francescolombardo.com/ Friedrich Nietzsche Radiolab Connect With Antrese On Facebook On Pinterest On Instagram On Twitter

In Frank's 100th Episode...Founder of S&A Investment Research, Porter Stansberry, offers ideas on how to protect ourselves from the destruction of the dollar. Since Porter's bold End of America predictions in 2010, European nations are going through a credit crisis - and U.S. debt was downgraded for the first time in history.