Podcasts about certificates

Are your big feelings misunderstood by others? All of us have tender parts of ourselves that long for a safe place to call home. Sadly, it's easy for sensitivity to get rejected as "too emotional" or "unbiblical." Yet Jesus the Feeler welcomes our emotions and cares for us in his empathetic love.Join us for this episode of Soul Talks as Bill and Kristi affirm the God-given need to be seen, known, and understood as they discuss their new book Deeply Loved: Receiving and Reflecting God's Great Empathy for You. You'll experience freedom from the shame placed on emotions as you learn how your feelings actually draw you deeper into Jesus' heart. Resources for this Episode:Deeply Loved: Receiving and Reflecting God's Great Empathy for YouAttend a Soul Shepherding RetreatEarn a Certificate in Spiritual Direction

In this episode, I speak with Karen Sprinkel Ancelet about her path to integrating trauma-informed, psychedelic-assisted therapy into her clinical practice. Karen shares how, early in her career, she worked with families whose loved ones had been murdered by a serial killer. She found that the models she had been trained in were not enough to address the profound spiritual trauma her clients experienced as they struggled to make sense of such horrific loss. This realization led Karen to begin practicing Buddhism and eventually to live in Asia, where she deepened her understanding of human suffering. While working with people from Thailand and Tibet who had endured trauma, she witnessed how cultural perspectives shape the ways we make meaning out of tragedy and resilience. She also facilitated group therapy for child sexual abuse survivors, where she discovered that while some approaches were effective for certain individuals, they were not universally helpful. From these experiences, Karen came to conceptualize trauma as impacting the mind, body, and spirit, all of which must be addressed in healing. She describes her initial skepticism toward psychedelic therapies, coming from a place of purism, but shares how her perspective shifted as she learned more about their effectiveness. Immersing herself in advanced training and certification, Karen began working with clients using psychedelics in therapeutic contexts. Karen also discusses the breadth of her training across multiple trauma-healing approaches. She highlights Somatic modalities such as Somatic Experiencing, Hakomi, and Sensorimotor Psychotherapy; Desensitization-based methods like Eye Movement Desensitization and Reprocessing (EMDR) and Brainspotting; and Parts models including Internal Family Systems (IFS), Voice Dialogue, and Ego State Therapy. She explains how client factors often determine which approach is the best fit for a given individual. Throughout our conversation, Karen emphasizes her commitment to helping clients heal from PTSD as efficiently as possible. This integrative vision inspired her book, The Thriving Self: A New Paradigm for Healing the Mind, Body and Spirit and Moving Beyond It, which offers clients a framework to move toward healing without spending years in therapy. Karen Sprinkel Ancelet, LMFT is a licensed psychotherapist with more than 30 years of clinical experience, practicing in California, Colorado, Oregon, Washington, and Michigan. She specializes in trauma-informed care and integrates a broad range of evidence-based modalities, including EMDR, Brainspotting, Somatic Experiencing, Internal Family Systems (Level 3), and HeartMath. Karen is also a Ketamine-Assisted Psychotherapy (KAP) provider with advanced psychedelic training through MAPS, Fluence, and Three Cups. She graduated with a Certificate in Psychedelic-Assisted Therapies and Research from CIIS. In addition to her clinical practice, she serves as a consultant, educator, Certified Clinical Trauma Professional, and Continuing Education provider. A pivotal chapter in Karen's life was her time living in Asia, where she conducted her master's research on trauma healing following violent crimes in Tibet, Southeast Asia, and the United States. Deeply impacted by these findings, she returned to Asia for several years to further her exploration. Today, Karen weaves together the ancient wisdom of meditation and mindfulness with contemporary approaches such as EMDR, Brainspotting, Flash, EFT, IFS, and Somatic Experiencing to guide and support her clients in their healing journey.

Archetypal Symbols panel unpacks the “0° Virgo New Moon Discriminating Power”.“The Virgo New Moon refines the threshold of transcending metamorphic change. Using discrimination to empower reconstructing patterns that must be broken down to be re-woven. Perhaps connecting with our neighborhood environment provides clarity activating how to work with present adjustments,” said Sue Minahan, founder and host of the weekly show. “This Virgo New Moon internalizes values ready to nurture a deeper authentic self.”The 0°23' Virgo New Moon cosmic energies peak on 23 August at 2:06:18 a.m. EDT (Washington DC) and 6:06:17 a.m. UT (Greenwich, UK). The Archetypal Symbols panel synthesizes each New Moon's astrology, numerology, tarot, Jyotish Nakshatra, and the Sabian Symbol system—a mystical imagery set serving as a unique tool for personal exploration and astrological insight.Joining Sue Rose Minahan from Kailua-Kona, Big Island, HI, are Justin Crockett Elzie of Port Angeles, WA, and Elizabeth (Liz) Muschett from Camano Island, WA. Speaker bios are listed below and on the Talk Cosmos website.Catch new episodes weekly through YouTube, Facebook, radio, and podcast platforms. Be sure to stay connected and subscribe to TalkCosmos.com to access the latest content, including curated panels and subject-themed playlists.ELIZABETH (LIZ) MUSCHETT: Professional Astrologer, Intuitive, Numerology, Tarotist, Counselor; International Teacher & Tutor; Workshops; Lecturer; Author & Blogger. / @elizabethlizmuschett episodes. Past board member of WSAA. Sacred Healing Counselor; International Reiki Master & Teacher. Provides nurturing in-depth individual and couples consultations. https://www.ALightPath.com Email: liz@alightpath.comJUSTIN CROCKETT ELZIE: An Archetypal Jyotish Astrologer, Teacher, Spiritualist Evidential Medium, Yoga & Meditation Teacher, Buddhist, and Author. Justin specializes in Predictive/Electional, and Karmic Astrology. He combines Western Ancient Astrology and Modern Psychological Astrology with Eastern Jyotish Astrology providing in-depth analysis of Natal charts, Synastry (couples charts), Draconic Charts, Progressions, Transits and Planetary Returns. Justin does Astrological research into arcane Astrological concepts, focusing on the mystical/occult side of Astrology. / @astrologicalyogi Email: justin.elzie@gmail.com | https://www.JustinCrockettElzie.com SUE ROSE MINAHAN: Evolutionary Astrologer & Consultant, Workshops, Lecturer, Talk Host, Writer. Vibrational Astrology student. Dwarf Planet Astrology graduate & tutor. Kepler Astrology Toastmasters charter member (KAT); Wine Country Speakers member. Associate of Fine Arts Music Degree; Certificate of Fine Arts in Jazz. Founder of Talk Cosmos insightful conversations awaken heart and soul consciousness. Talk Cosmos 2025 Season 8 on Talk Cosmos YouTube Channel, Facebook, Radio, Podcasts. https://www.TalkCosmos.com email: info@talkcosmos.com#talkcosmos #sueminahan #elizabethlizmuschett #justincrockettelzie #virgonewmoon #uranusingemini #astrologypodcast #podcasting #sabiansymbols#alightpathmuschett #numerology #tarot #nakshatra #vedic #neptuneinaries #kknw #astrology #podcast #sueroseminahan #sueminahan #archetypalsymbols #jupiterincancer #saturninaries #alightpath #astroweather #virgoseason #virgo #lunarcycle #moonenergy #newmoonritual #virgovibes #celestial #astroinsights #zodiaclife #astrowisdom #cosmicguidance #astroguidance #empowermentjourney #newmoonmagic #newmoonintentions #healing #archetypalsymbols #talkcosmos #astrologicalyogi #justinelzie #saturnneptuneSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us fan responses! What if everything you thought you knew about your legal identity was actually designed to limit your financial sovereignty? Don Kilam pulls back the curtain on a system few truly understand: how courts, banks, and governments use your name as a financial instrument.This eye-opening exploration takes you through the historical roots of admiralty jurisdiction, explaining how the Cesti Que Vie Act effectively declared individuals "lost at sea," allowing governments to assume custody of people and property. You'll discover why your name appears in all capital letters on official documents and how this represents not you as a living being but a legal entity functioning as a "special purpose vehicle."Kilam meticulously connects the dots between the Social Security Trust Fund, where citizens function only as beneficiaries rather than trustees, and how courts operate as banks—complete with judges sitting on "banks" and clerks functioning as CPAs for your legal identity. Most importantly, he reveals how GSA bond forms can be used to reclaim your position in this legal-financial framework.Whether you're struggling with court cases, seeking financial sovereignty, or simply curious about the hidden mechanics of our legal system, this episode provides practical knowledge you won't find in conventional education. Learn how to transform from a mere beneficiary of a public trust to a position more akin to a trustee with greater control over your financial affairs.Ready to take control of your legal and financial identity? Text "Private Life" to 702-200-4900 or join Kilam's upcoming in-depth class on July 23, 2025, where he'll explain these concepts in greater detail. Your prosperity isn't just possible—it's your divine birthright.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com

In this powerful and deeply moving episode of The Yoga Therapy Hour, Amy Wheeler sits down with yoga therapist, educator, and caregiver Lisa Madden. Together, they explore the intersection of yoga philosophy and real-life caregiving through the lens of Lisa's journey—supporting both of her aging parents through dementia, cancer, and mental health crises, while navigating her own transformation as a daughter, teacher, and practitioner.Lisa shares her personal story of discovering yoga in her mid-thirties—via a Shiva Rea CD in her living room—and how her practice has grown from physical movement into a profound spiritual foundation that helps her meet grief, exhaustion, and purpose with grace. She opens up about her mother's struggle with bipolar disorder and her eventual passing, her father's ongoing experience with dementia, and how yoga philosophy, especially ahiṃsā, satya, and self-regulation, has become her compass in this season of life.Whether you are a caregiver yourself, supporting someone through chronic illness, or facing the complexities of intergenerational trauma and aging, Lisa's honesty, vulnerability, and resilience offer comfort and practical insight. She reminds us that yoga is not just something we do on the mat—it is a way we show up for life, even when life is messy and painful.Topics Covered:Lisa's first experience with yoga and her journey into teaching and yoga therapyFounding Into Yoga in Lapeer, Michigan, and transitioning ownership during a caregiving crisisHow COVID-19 impacted her studio and led to innovative online solutions for older adult communitiesSupporting a parent with bipolar disorder and navigating the grief of suicideThe long-term demands and spiritual depth of being a dementia caregiverUsing yoga philosophy—ahiṃsā, satya, saṃtoṣa, and co-regulation—as a framework for compassionate caregivingShifting from the role of daughter to contemplative caregiverPracticing yoga off the mat through biking, journaling, gratitude, and breathThe power of rewriting family narratives through the lens of forgiveness and loveReflections on grief, resilience, and the subtle body memory of loveContent Warning:This episode includes sensitive discussions around suicide, mental health, and the loss of a parent. Please listen with care. A brief content warning is provided in the episode prior to these discussions.Connect with Lisa Madden:Facebook: SattvaYTInstagram: @sattva_yoga_therapyYoga Studio: Soul Nectar Yoga – Lapeer, MIPrivate Sessions: Lisa offers private yoga therapy via Zoom. Contact her through the studio website or her social media for more information.Upcoming Event:Lisa is on faculty at the International Institute of Yoga Therapy and is helping coordinate the second Symposium on Clinical Advancements in Yoga Therapy, scheduled for January 16–18, 2026, in Ann Arbor, Michigan. CEUs for Yoga Alliance, IAYT, nurses, social workers, and physicians will be available.Show host Amy Wheeler, Ph.D. is the Chair of the Department of Yoga Therapy and Ayurveda at Maryland University of Integrative Health (MUIH) and a leader in the fields of yoga therapy and Ayurveda. She played a key role in helping to set standards for Ayurvedic Yoga Therapists at the National Ayurvedic Medical Association (NAMA) and served as President of the Board of Directors for the International Association of Yoga Therapists (IAYT) from 2018 to 2020.Master of Science in Yoga Therapy https://muih.edu/academics/yoga-therapy/master-of-science-in-yoga-therapy/ Explore MUIH's Post-Master's Certificate in Therapeutic Yoga Practices, designed specifically for licensed healthcare professionals.  https://muih.edu/academics/yoga-therapy/post-masters-certificate-in-therapeutic-yoga-practices/ Try our Post-Bac Ayurveda Certification Program at MUIH: https://muih.edu/academics/ayurveda/post-baccalaureate-ayurveda-certification/

In which a generation of English peers and their sons look to fix their leaky castle roofs by marrying wealthy American "buccaneers," and John has never kidnapped anyone in Bulgaria. Certificate #33143.

I sat down with Steve March, founder of Aletheia Coaching, to explore what it really means to coach beyond surface-level change. We talked about his unique developmental model, how it integrates somatic, emotional, and cognitive work, and why true transformation often means going deeper than goals or performance. Steve shared insights from decades of experience in the coaching world, including his time teaching at New Ventures West and the evolution of his own practice. We dug into the difference between fixing problems and fostering growth, how to work with clients at multiple layers of depth, and what it takes for a coach to develop themselves to do this kind of work well. Find out more about Steve's work here: https://integralunfoldment.com/ ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $1200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CEC25PODCAST More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques  Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark?  Connect with Mark Walsh on Instagram 

Hernandez Guardado v. Bondi, No. 23-92286 (4th Cir. Aug. 5, 2025) particular social group; women; anti-circularity not determinative; El Salvador  Matter of Akhmedov, 29 I&N Dec. 166 (BIA 2025) bond; flight risk; failure to timely file change of address EOIR-33 Matter of Garcia Martinez, 29 I&N Dec. 169 (BIA 2025) filing fees; fee waiver; presumptions Garcia Pinach v. Bondi, No. 22-6421 (2d Cir. Aug. 4, 2025) misdemeanor sexual contact with a minor; NYPL § 130.60(2); aggravated felony; Loper Bright & star decisis; standard of review for equitable tolling Wassily v. Bondi; Velasquez Arreaga v. Bondi, Nos. 22-6247_23-6289 (2d Cir. Aug. 7, 2025) adjustment of status for asylees; INA § 209; T-C-A-; statutory interpretation; definition of granted & status; termination of asylum status Fiddler v. Bondi, No. 24-2604 (7th Cir. Aug. 7, 2025) CAT purpose; specific intent to torture; mental health; police shootings; Jamaica Cortez, et al. v. Bondi, No. 24-9551 (10th Cir. Aug. 5, 2025)  failure to sign certificate of service; ECAS; BIA rules; form instructions Chavez-Govea v. Bondi, No. 24-9551 (10th Cir. Aug. 5, 2025) IJ asylum filing deadline; continuance; diligence; abuse of discretion; due process; motion to remand Lopez-Martinez v. Bondi, No. 23-10105 (11th Cir. Aug. 6, 2025) substantial evidence and arbitrary and capricious standards of review; exceptional and extremely unusual hardship; Wilkinson; overview of standards of review; ADHD, denial of schooling, and whether medications are reasonably available Click me for psych survey!Sponsors and friends of the podcast!Kurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.  Cerenade"Leader in providing smart, secure, and intuitive cloud-based solutions"Demo Link!Click me too!get.eimmigration.com/resources  Stafi"Remote staffing solutions for businesses of all sizes"Promo Code: STAFI2025Click me! Gonzales & Gonzales Immigration BondsP: (833) 409-9200immigrationbond.com  CONTACT INFORMATIONEmail: kgregg@kktplaw.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreview DISCLAIMER & CREDITSSee Eps. 1-200Support the show

I sat down with Dr. Srikumar Rao, one of the most popular speakers from the Embodiment Conference, to explore what really makes people happy or unhappy. We talked about why most of us aren't living in the “real world”, how our mental chatter creates unnecessary suffering, and the practical ways to step out of that trap. Srikumar shares how ancient wisdom traditions can be translated into everyday life without losing their depth, and why letting go of the need to control everything is key to freedom. We discuss the limits of success, the illusion of security, and how to shift your mindset so joy becomes less conditional. Find out more about Srikumar's work here: https://www.theraoinstitute.com/ ----------------------------------------------- Dr. Srikumar Rao is a speaker, former business school professor, and head of The Rao Institute, based out of New York. He is also an executive coach to senior business executives, whom he helps find deeper meaning and engagement in their work. Dr. Rao's programs have helped thousands of executives, professionals, and entrepreneurs all over the world achieve quantum leaps in effectiveness, resiliency and overall happiness. Graduates of his workshops have become more creative and more inspiring leaders in some of the world's most successful companies. He helps leaders around the globe transform their lives so that they can experience abundant joy, no matter what comes their way. Dr. Rao is a TED speaker, author and creator of the pioneering course, Creativity & Personal Mastery. ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $1200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CEC25PODCAST More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques  Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark?  Connect with Mark Walsh on Instagram 

Show SummaryOn today's episode, we feature a conversation with conversation with Lydia Owiti -Otienoh, a Kenyan-Born lawyer, project management and international development consultant, and the Founder & CEO of the Foreign‐Born Military Spouse Network (FMSN).  Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestLydiah Owiti is a Kenyan‐born lawyer, project management and international development consultant, and the Founder & CEO of the Foreign‐Born Military Spouse Network (FMSN).Confronting the hurdles of new cultures, unrecognized credentials, and limited job opportunities as a foreign‐born military spouse, Lydiah carried out a research to understand better and learn how best to support, she launched a peer support group, now having over 6,000 foreign-born military spouses, and the Foreign‐Born Military Spouse Playbook, a comprehensive guide to navigating military life, American culture, career readiness, immigration, among other things.Drawing on her personal experience, policy expertise and immigrant‐focused work, she now leads FMSN in outreach, advocacy, and empowerment, including shaping inclusive employment solutions and resource pathways for foreign‐born spouses.She is now part of President George W. Bush's Stand to Veteran Leadership Program (2025 cohort). The program is aimed at leaders from across the nation, including civilians, veterans, military spouses, and active military, who are addressing the most challenging issues facing the military-connected community.Links Mentioned During the EpisodeForeign Born Military Spouse Network Web siteForeign Born Military Spouse Network on FacebookPsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Interviewing and Telling Your Story for Military Spouses. Taking the time to recollect your own story will help you to figure out the best way to position yourself with a potential employer and be able to edit it down to your ‘elevator pitch.'You can find the resource here:  https://learn.psycharmor.org/courses/Interviewing-and-Telling-Your-Story-for-Military-Spouses Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

In this episode of BioTalk, Rich Bendis welcomes Dr. Stacey Adam, Vice President of Science Partnerships, Translational Science at the Foundation for the National Institutes of Health (FNIH), to discuss how public-private partnerships are advancing scientific innovation. Dr. Adam introduces the mission of FNIH and its unique role in bridging government, industry, and academia to accelerate biomedical progress. She highlights the Validation and Qualification Network (VQN), a new initiative working to overcome barriers to the adoption of New Approach Methodologies (NAMs) and explains how cross-sector collaboration is driving its early success. The conversation explores the long-term vision of the VQN, the global perspectives shaping its approach, and how it fits into the broader NIH Complement-ARIE initiative. Dr. Adam also reflects on the significance of being headquartered in the BioHealth Capital Region and how it supports the Foundation's mission.   Editing and post-production work for this episode was provided by The Podcast Consultant.   Guest Bio Dr. Stacey Adam is Vice President of Science Partnerships at the Foundation for the NIH (FNIH), where she leads major public-private partnerships including the RECOVER-Treating Long COVID initiative, multiple Biomarkers Consortium projects, the Accelerating Medicines Partnerships (AMPs), and the Lung-MAP clinical trial. She also leads efforts to design new public-private partnerships focused on pediatric medical devices, cancer systems biology, and the advancement of New Approach Methodologies (NAMs) through the Validation and Qualification Network. Previously, Dr. Adam worked at Deloitte Consulting and completed a postdoctoral fellowship at Stanford University School of Medicine. She holds a PhD in Pharmacology with a Certificate in Mammalian Toxicology from Duke University.

Send us fan responses! Dive deep into the hidden world of Treasury Direct Accounts and discover how to access the securities and bonds created through your identity that you never knew existed. Don Kalam pulls back the curtain on the fundamental distinction between operating in the public sector versus the private sector, revealing why understanding this difference is the key to financial sovereignty.The journey begins with status correction – a process that updates your political standing and removes you from the presumptions of being a U.S. citizen in the public system. As Don explains, "Private families create the government," not the other way around, and reclaiming your private status is essential before attempting to access your Treasury Direct Account.Through detailed explanations of CUSIP numbers, securitization audits, and the proper establishment of trust and brokerage accounts, Don demonstrates how securities connected to your Social Security number can be identified and claimed. Rather than attempting to discharge debts (which Don strongly warns against), he advocates for a sophisticated approach to wealth building: making your name a business."Your whole life is a deductible," Don emphasizes, sharing how business expenses, stipends, and fringe benefits can generate substantial tax credits – up to $250,000 annually and $2.5 million over five years. This strategy transforms everyday expenses into business deductions while operating honorably within the system.Ready to transform your financial understanding and access resources you never knew you had? This episode provides the roadmap to operate as a private citizen and take control of the securities and bonds created through your identity. Don't miss these game-changing insights that wealthy families have used for generations.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com

In this deeply reflective episode, Amy Wheeler welcomes meditation teacher and yogic scholar Earle Birney to share his personal journey through yoga, meditation, and values-based living. From an unexpected start with Light on Yoga in a New Zealand prison to co-founding a remote retreat center in the Arizona desert, Earle's story is a testament to transformation, dedication, and spiritual growth.Earle shares how his early Ashtanga Yoga discipline evolved into a more integrated approach rooted in daily life—not confined to the mat, but extending into every interaction and breath. The conversation touches on Kriyā Yoga, Patañjali's Yoga Sūtra, core values, and how meditation serves as the anchor to cultivate integrity, presence, and love.Key Topics Covered:Earle's first yoga experience and how it catalyzed his spiritual pathThe difference between physical yoga and yoga as a way of lifeThe relevance of Chapter 2 of the Yoga Sūtra for modern practitionersUnderstanding Kriyā Yoga and Aṣṭāṅga Yoga as practical, embodied frameworksThe concept of cognitive dissonance in ethics and how to track your personal integrityCreating non-negotiable time for meditation and reflectionThe practice of “Harvesting Joy” and retraining the mind for positivityA profound insight from a 3-year silent retreat: love as a non-object-dependent inner stateUsing core values as a moment-to-moment compass for yogic livingHow modern life erodes attention, and what we can do about itQuotable Highlights:“My yoga is not about a pose—it's about how I walk through the room with elegance and grace.” – Earle Birney “Now. Yoga begins now. There's always an opportunity to step into it.” – Earle Birney “Your spiritual practice shouldn't fit into your life. Your life should fit around your spiritual practice.” – Earle Birney “Love is not dependent on anything. It's a state that arises when the mind is quiet.” – Earle BirneyAbout the Guest:Earle Birney is a meditation and philosophy teacher affiliated with Yoga Studies Institute and Three Jewels NYC. He co-founded Diamond Mountain Retreat Center, a remote off-grid refuge in the Arizona desert dedicated to deep retreat and advanced study. Earle specializes in Buddhist and yogic philosophy, one-pointed meditation, and guiding others to live from their deepest values. He is especially interested in helping modern practitioners reconnect with purpose and inner stillness.Learn More & Connect:Diamond Mountain Retreat Center: diamondmountain.orgYoga Studies Institute: yogastudiesinstitute.orgThree Jewels NYC: thethreejewels.orgConnect with Amy Wheeler: www.amywheeler.com- Yoga Therapy Bridge Blogwww.TheOptimalState.com- Classes with AmyOptimal State Mobile App- iPhone App StoreAmy Wheeler, Ph.D. is the Chair of the Department of Yoga Therapy and Ayurveda at Maryland University of Integrative Health (MUIH) and a leader in the fields of yoga therapy and Ayurveda. She played a key role in helping to set standards for Ayurvedic Yoga Therapists at the National Ayurvedic Medical Association (NAMA) and served as President of the Board of Directors for the International Association of Yoga Therapists (IAYT) from 2018 to 2020.Master of Science in Yoga Therapy https://muih.edu/academics/yoga-therapy/master-of-science-in-yoga-therapy/ Explore MUIH's Post-Master's Certificate in Therapeutic Yoga Practices, designed specifically for licensed healthcare professionals.  https://muih.edu/academics/yoga-therapy/post-masters-certificate-in-therapeutic-yoga-practices/ Try our Post-Bac Ayurveda Certification Program at MUIH: https://muih.edu/academics/ayurveda/post-baccalaureate-ayurveda-certification/

In this episode, Tom and Peter discuss the different options open to creatives in terms of "getting qualified". With the rise of the internet over the past couple of decades, there has been an increase in the number of certificates, diplomas, courses, workshops and even degrees available - but what does each one entail, which ones are worth their salt and which ones do the art world actually care about?In the first half of the episode, Peter talks about his own experience of going to university to study a Fine Art degree; what this can entail, include, facilities available and what you come out with at the end.  They also discuss a one-year, foundation diploma, and share the experiences of colleagues and friends who have completed one of these.  In the second half of the episode, they discuss the myriad of less "formal" art courses, workshops and qualifications available - where these take place, how they might look and how you might choose the right one for you. This Podcast is sponsored by Rosemary & Co Brushes, Jackson's Art Supplies and Search Press publishers.For more information about our sponsors, please visit:Rosemary & Co Brushes: www.rosemaryandco.comJackson's Art supplies: www.jacksonsart.comSearch Press publishers: www.searchpress.comTom's website: tomshepherdart.comPeter's website: peterkeegan.comPodcast website: www.askanartistpodcast.com

Helping Physicians Better Understand the Business Valuation Models Used in the Marketplace   Guest Presenter: Chris Staples, CFP®, AIF®, Owner of Wealth 360, LLC, Buford, Georgia, United States   Host: Michael Tetreault, CGSP®   Learn More: https://wealth360advisors.com/   Recording Date: 2020   (C) Concierge Medicine Today, LLC. All rights reserved.   About   Chris Staples is the Principal owner of Wealth 360, LLC.; a fee-only Registered Investment Advisory firm located in the greater Atlanta Area. Wealth 360, LLC provides comprehensive and objective financial planning to help clients organize, grow, and protect their assets through life's transitions.   As a fee-only fiduciary and independent financial advisor, Chris Staples is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice. Chris typically works with professionals, business owners, and those near and in retirement helping to develop long-term Financial Planning strategies.   Chris holds the CERTIFIED FINANCIAL PLANNER™ designation under the Certified Financial Planning Board of Standards as well as an Accredited Investment Fiduciary® designation through Fi360. He holds a business degree from Indiana Wesleyan University and earned the Certificate of Financial Planning from Oglethorpe University.   Chris served as President of the National Association of Insurance and Financial Advisors North-Metro Atlanta Chapter [2004-2005]. From 2010-2012 Chris served on the Board of Directors with the Financial Planning Association as the ProBono Chair.   WEB SITE: https://wealth360advisors.com/   LEARN MORE, Connect With Chris directly at: https://www.linkedin.com/in/stapleschris/   Disclaimers: This content is for educational purposes only and does not provide medical, financial, legal, or professional advice. Concierge Medicine Today, LLC (CMT) is not liable for errors from guest contributions. Users should consult reliable advisors before making decisions. By using this content, you agree to CMT's Terms and Conditions and Privacy Policy, releasing CMT from liability. CMT may remove content without notice, and guest interviews do not imply endorsement. Users assume all related risks. Thank you.

In which the dandyish vintage finds of postwar British teens set a blueprint for the rest of 20th-century youth fashion, and Ken keeps getting hit in the head by nose flutes on the bus. Certificate #13953.

If you've ever wondered what the most powerful coaching tool is, you won't find it in a book or behind a paywall. It's you. In this solo episode, I unpack the real heart of coaching - not just techniques or tricks, but the human being behind them. I talk about how personal presence, lived experience, and behavioural range shape the effectiveness of any coach. We get into what it means to teach through who you are, why embodied wisdom matters more than intellectual knowledge, and how real transformation demands practice, not just ideas. I also explore different learning styles, the limits of propositional knowledge, and how being grounded in your nervous system, culture and personal story changes the impact you have. If you're a coach, or training to become one, this is about getting honest with your own development. This session was recorded live at The Embodiment Festival 2025. ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $1200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CEC25PODCAST More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques  Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark?  Connect with Mark Walsh on Instagram 

In this episode of the International Enneagram Association podcast, we listen to the Endnote presentation by Chichi Agorom from the IEA Global Conference in 2023. Chichi is a certified Enneagram teacher and practitioner, Associate Faculty with the Narrative Enneagram, and holds a Master of Arts in Clinical Mental Health Counseling and a Post-Master's Certificate in Marriage and Family Therapy. Drawing from the theme of the conference–Unite and Ignite–she discusses how the Enneagram can be used as a tool for our collective liberation, drawing from her book, “The Enneagram for Black Liberation.” She explores how motivation behind our behavior and context–social, race, gender, social economics, religion, etc, that impact how we see ourselves and other people–are important for our inner work.Connect with us:Web: internationalenneagram.orgIEA Enneagram Experience 2025: ieaexperience.comJoin the email list: administration@internationalenneagram.orgIEA Conference Proposal Submission Information & Guidelines: internationalenneagram.org/wp-content/uploads/2024/07/2025-Proposal-Submission-Information-Guidelines.pdfIEA Global Podcast Proposal Submission Form: forms.gle/Q48QXSwQ3zDfDJaJAChichi Agorom:Web: chichiagorom.comBook: The Enneagram for Black LiberationIG: @theenneagramforblackliberationAephoria Partners:Web: aephoriapartners.comFB: Aephoria Partners Consulting

County Fair Recap, Goodies Certificate Update and New BBay ItemsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Beyond The Outer Realm Welcomes back Fan Favourite, Archeologist and Author Mark Olly Date: August 5th, 2025 EP: 597 Discussion: Mark returns for another Uncensored segment. He will be discussing a topic that is deemed "Forbidden" yet hidden in plain sight for those who know what they are looking for. "Who is really in charge?" Secret Societies and those who control the narrative. Contact for the show - theouterrealmcontact@gmail.com Website: www.theouterrealmradio.com Please Support Us : Like, Subscribe, Share and Comment! Thank YOU!!!! About Our Guest: Mark Olly was born in 1962 in Warrington, England, and educated at Appleton Hall County Grammar School, Warrington College of Art & Design, the University of Liverpool Institute of Extension Studies field archaeology unit, various business schools, and El-Shaddai College of Advanced Ministry U.K. Manchester where he obtained a Certificate of Ministry (Ct.Min.AP) and Diploma of Biblical Studies (Dip.BS.AP). For over 22 years he worked as a professional musician, live DJ, compare, and in music management, founding Angelharp Music, Unicorn Entertainments Agency Ltd. and Legendthink Ltd. (one of the first ‘multi-media' companies in the world) before moving on to pursue a solo career as a writer, archaeologist and television presenter. This career has so far taken him to all parts of the UK, France, Egypt, Norway, Italy, Bulgaria, Cyprus, South America, Turkey, Malta, and North Africa in search of the ancient and the mysterious. His hobbies include collecting antiques and geological specimens, Dark Age, Celtic and Medieval costumed re-enactment, staging occasional exhibitions and live events, public speaking, and investigating ancient sites. He has six major books in print, appeared on Carlton Television's ‘The History Detectives', wrote and presented all three seasons (22 episodes) of ITV Granada's award nominated ‘Lost Treasures' adventure archaeology series, has presented for Sky History Channel, writes, presents and directs DVD's for US media giant Reality Entertainments / Reality Films, wrote and directed four Music Videos for International US band Hayseed Dixie and three for Sacred Wind's 2014/15 Christmas charity single, occasionally appears in movies, and recently played sessions with bands Soul Path, Sacred Wind, Metall Hose, Atakarma Giants, Wolf and Copperworm. He is visiting lecturer at Wilsmlow Guild and the University Of Chester, an exam invigilator, occasionally heads up his own archaeological unit, and runs his own DVD production and props company MythCo. If you enjoy the content on the channel, please support us by “Liking, Subscribing, Sharing and Commenting: Thank you All A formal disclaimer: The opinions and information presented or expressed by guests on The Outer Realm Radio are not necessarily those of the TOR Hosts, Sponsors, or the United Public Radio Network and its producers. We will however always be respectful and courteous to all involved. Thank you, we appreciate you all

No one loves the annual fees of credit cards, but what if they could save you hundreds on travel? Free-night certificates are one of the most valuable perks you can earn from hotel credit cards, and with the right strategy, they can easily pay for themselves year after year. While many travelers cancel their cards after claiming the welcome bonus, the savvy few know that some cards deliver ongoing value, thanks to these certificates.   In this episode, the Travel Mom Squad breaks down how hotel free-night certificates from Marriott, Hilton, Hyatt, and IHG can transform your travel planning. We share specific redemption examples, reveal which cards we keep just for these certificates, and explore how to maximize their value—whether you're booking a luxury stay or using them for family trips. By understanding the unique ways each brand offers and limits these certificates, you can get far more than you paid in annual fees.   You can find links to resources mentioned in this episode plus the transcript here: travelmomsquad.com/140   Ready to get started with NEARLY FREE travel? Click here for the exact offers we would sign up for this month: travelmomsquad.lpages.co/bestoffers/   The Travel Mom Squad is also on YouTube! You can watch this episode here: youtube.com/@travelmomsquad   Let us know what you want to hear on the podcast by sending us a DM on Instagram: instagram.com/travelmomsquad  

Learn how Ethical Hackers think Cisco's new Certificate in Ethical Hacking is designed to teach just that, combining offensive security techniques with immersive Capture the Flag challenges that help learners validate their knowledge in real-world scenarios. In this episode, Jozef Janitor, Product Manager with Cisco Networking Academy, joins Business Architecture Manager Garrett Marling and Cisco U. Product Manager Kate Dignan to discuss the Ethical Hacker program with Cisco Learning Network Community Manager Tanner Swift. Together, they break down how this certificate fits into a learner's cybersecurity journey, what to expect from Cisco U., and how hands-on challenges like Capture the Flag: Operation SMB Exploit can help prepare you for a career in offensive security. • Cisco Certificate in Ethical Hacking: https://www.netacad.com/courses/ethical-hacker?courseLang=en-US • Capture the Flag: Operation SMB Exploit: https://u.cisco.com/challenges/capture-flag-operation-smb-exploit-26593 • Cisco Learning Network: https://learningnetwork.cisco.com/s/certification/ethical-hacker

Calm on the Surface, Distress Below: Joe Blackbourn on the State of Sunbelt Multifamily   The Eye of the Storm? When my podcast guest this week, Joe Blackbourn, president and founder of Everest Holdings, stepped in front of a room of ULI members in late 2024, he titled his multifamily market forecast “An Underdressed Weatherman Gets Sent Into a Hurricane.”   The image was evocative – and accurate. Multifamily investors, developers, and lenders had been navigating gale-force winds of rising rates, inflation shocks, and structural cost resets. And yet, as Blackbourn noted in my conversation with him, today the industry still appears eerily calm.   “There's a lot of stormy weather on the horizon, and, like a hurricane, we don't know quite where it's going to land or how bad it's going to be.”   The Invisible Cost of ‘Calm' Core inflation may be retreating, but the real story, Blackbourn argues, is not about the rate of change. It's about the baseline shift.   “Even if we're at just over 2% now, it's still a 30% increase in a very short period of time,” he said, referring to food prices, but with implications for housing as well. Home prices in many U.S. markets, particularly across the Sunbelt, have surged by 30–50% since 2020. That repricing is likely to stick.   “It's really difficult to give that pricing back,” he added. “Short of some real economic calamity, the best we can manage is slower growth, not a decline in consumer pricing.”   That same principle is locking up real estate deals. Rent growth has slowed, but operating expenses have not. The result is compressed margins, sluggish NOI, and a widespread inability to transact or refinance.   Multifamily: Where Distress Hides Quietly On paper, the multifamily sector looks surprisingly stable. Cap rates for high-quality assets remain in the 5.0%–5.25% range, and transaction volume is beginning to pick up in select markets. But beneath the surface, stress is mounting.   “There's a lot of stress at the balance sheet level,” said Blackbourn. “And it's not being helped by property-level performance.”   In many Sunbelt markets, especially those with pandemic-era construction booms, organic NOI growth is flat or negative. Rent collection is delayed, staffing is inconsistent, and delinquencies are rising.   “We're seeing situations where it's taking all month to get the rents collected,” he noted. “You'd be at the 15th of the month with less than 50% of rents in the door.”   Yet distress sales remain rare. Why? Blackbourn offers two reasons: Lender tactics: Debt funds are “hope-certificating” properties, granting extensions, persuading sponsors to inject capital, and delaying the inevitable. Human psychology: “There's a survival instinct at work,” he observed. “People will do whatever they can to stay in the game.” What Keeps Deals Frozen? Everyone is waiting. Borrowers, lenders, and investors are all betting on falling interest rates to solve their problems. But Blackbourn remains skeptical.   “I don't think it's inevitable that rates come down,” he said. “And yet, it's within the debt fund's interest to persuade borrowers that they will.”   Many current valuations are premised on that hope. But even if rates do drop, the bid-ask spread remains wide. In his words, “It feels like this really taut balloon; fragile.”   Why Aren't Cap Rates Rising Faster? One of the stranger dynamics in today's market is that cap rates haven't risen much, despite the Fed holding policy rates above 5%. High-quality assets are still trading at 5%–5.25% caps. How is that possible?   “If you have the right basis, you can sell into that,” Blackbourn explained. “The pricing for high-quality assets hasn't jumped that much.”   But for vintage assets, pricing capitulation is coming. Lenders are forcing assets to market when no other solutions are viable. And while buyers are circling, few are pouncing.   Supply, Demand, and the Surprise of Absorption Another surprise: absorption is holding up remarkably well.   “We're seeing absorption that's about keeping up with supply,” Blackbourn noted. “In some markets, we're about to hit the point where we're absorbing more units than we're adding.”   This matters. Historically, once net absorption overtakes new deliveries, rents begin to recover, often before occupancy hits 95%. And that could happen sooner than expected in markets like Phoenix.   “We're modeling that inflection point this year,” he said.   But again, bifurcation matters. New Class A developments are attracting high-income renters,  people who once would have bought homes. Meanwhile, vintage B and C properties are seeing tenants who are increasingly rent-burdened.   “In new projects, we're seeing a higher-income demographic than we've ever seen,” said Blackbourn. “But in older assets, collections are way down. Rents are up 30%, but incomes aren't.”   The Forecast: Q3 and Q4 2025 Looking ahead to the rest of the year, Blackbourn sees a mixed bag. More volume is expected from both opportunistic buyers and forced sellers. Permits are collapsing, setting up an eventual rebound in pricing power. Selective outperformers will emerge in submarkets with favorable rent-to-income ratios. “We could see surprising outperformance in the asset class sooner than people think,” he said. “But it will be bifurcated by quality, by tenant income, and by geography.”   In short, the underdressed weatherman may not be in the eye of the storm just yet – but the wind is shifting.

I've spent the past two years teaching trauma education in Ukraine - sometimes in classrooms, sometimes in basements, and once or twice with air raid sirens going off overhead. In this solo episode, I share what that's actually been like. I talk about what trauma education looks like in a country where it's not a luxury, but a lifeline. I've worked with therapists, teachers, soldiers, and volunteers, and I've learned a lot about what helps, what doesn't, and what most of the Western trauma world gets wrong. This is also a personal one. I talk honestly about burnout, about coming home shaken, about the women I've mentored who now lead some of the most important trauma trainings in Ukraine. I also share the small rituals and practices that helped me keep going, and why humour - even dark humour - saved me more than once. ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CECPOD  More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques  Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark?  Connect with Mark Walsh on Instagram 

Show SummaryOn today's episode, we feature a conversation with Army combat veteran Anthnoy Larson, founder and president of MO Vets Outdoors, a nonprofit organization based in Missouri dedicated to helping veterans reconnect with nature through outdoor activities like hunting, fishing, and camping. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestAnthony Larson is a U.S. military veteran and the founder and president of MO Vets Outdoors, a nonprofit organization based in Missouri dedicated to helping veterans reconnect with nature through outdoor activities like hunting, fishing, and camping. Established in 2018, MO Vets Outdoors aims to provide veterans with opportunities to heal, build camaraderie, and find peace in the outdoors. Under Larson's leadership, MO Vets Outdoors has grown into a vital resource for Missouri veterans, offering a range of programs and events designed to support their well-being and foster a sense of community.Links Mentioned During the EpisodeMO Vets Outdoors Facebook GroupMO Vets Outdoors Web sitePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the Behind the Mission Podcast Episode 157 with John Langford talking about Project Healing Waters. John is a Marine Corps veteran and Chief Executive Officer of Project Healing Waters. Project Healing Waters helps active military service personnel and Veterans in need through a dedicated, developed curriculum of fly fishing, fly casting, fly tying, and fly rod building. You can find the resource here:  https://psycharmor.org/podcast/john-langford Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on TwitterPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

AP correspondent Ed Donahue reports on new information about the death of Ozzy Osbourne.

If you're a trustee—or even thinking about creating a trust—this one's for you. Michigan made a quiet but important change in 2018 that most people still don't understand. Here's what the Certificate of Trust does, and why it can save you time, stress, and privacy headaches.

Hey Friend, Have you found yourself in the constant cycle of battling negative thoughts, anxiety, and depression? Do you feel like you've tried everything and that hope has slipped through your fingers?   Does it seem like God is out of reach and you're drowning in emotions you can't get on top of?   Friend, this world is hard and you're not alone in this. I am grateful for today's guest who has walked through her own mental health challenges and has passionately pursued an education and career in helping people experience breakthrough in their mental health challenges by leaning in to God and His word.   Enjoy this conversation and be sure to check out her website below where she has lots of helpful and practical resources.   Hope & Joy, Robin *** Healey Ikerd is a Licensed Professional Counselor and Licensed Marriage and Family Therapist. She has earned a Certificate in Ministry from Austin Presbyterian Theological Seminary. She is a U.S. Army Veteran and has worked in the mental health field for over 17 years. She owns her own private practice in Fayetteville, Arkansas called HopeLife Counseling. Her passion is to help others excel in life and relationships through biblical principles. She is an author and podcast host of Healthy & Redeemed. She is also a wife, mom, and grammy.   More from Healey: Free resources - https://writtenbyhealey.com/m/login?r=%2Ffree-resources   Podcast - Healthy & Redeemed - https://writtenbyhealey.com/podcast   Mentioned in the conversation: "Dusty Bibles" by Josiah Queen - https://www.youtube.com/watch?v=eVz3Ag5FKEM&list=RDeVz3Ag5FKEM&start_radio=1   The Bible Recap - https://www.thebiblerecap.com/ *** When you're ready, here are 4 ways I can support you in your health journey:    1. Grab my free 5 Day Sugar Fast Devotional In this 5 Day Devotional you have the opportunity to drop weight and sugar cravings while gaining a totally new approach to health that is grounded in Jesus. Download it here: https://madewellhealth.com/sugarfast   2. Join my free Facebook group  In this group you'll have access to years of resources I've shared along with the new content I put out weekly. Additionally, you'll be in good company with fellow Jesus loving ladies looking to live a sustainable healthy lifestyle. Join us here: https://www.facebook.com/groups/RobinRhineMcD/   3. Take the Healthy Cooking Made Easy Mini Course  This short course will show you how to enjoy healthy cooking with confidence by saving time, cooking less, and loving what you make! Sign up here: https://go.madewellhealth.com/cooking   4. Work with Me Directly Whether it's joining my 6 week course, the Healthy Weight Loss Academy or getting 1-1 coaching, I am all about SIMPLIFYING healthy weight loss and providing the tools and resources you need to create healthy habits you'll keep by partnering with God and following my proven Sustainable Health process. For more info and to apply, click here: https://www.visiondrivenhealth.com/get-coaching  

After more than 20 years as New Zealand's official secondary-school qualification, the government has pulled the pin on the NCEA. By 2030, the National Certificate of Educational Achievement will be gone. It will be replaced by a basic literacy and numeracy award at Year 11, and the Certificate of Education and Advanced Certificate of Education at Years 11 and 12. No more achieved, not achieved, merit and excellence - instead there will be marks out of 100 and letter grades like A B and C. Education correspondent John Gerritsen reports.

Todd Ogasawara and Jon Westfall covered a range of interesting topics, from real-world natural disasters to the cutting edge of AI development and personal tech. Todd shared his recent experience during a statewide tsunami alert in Hawaii, triggered by an 8.8 magnitude earthquake off Russia. While initial information was well-managed, he highlighted significant issues with traffic chaos during evacuation and a concerning lack of information post-wave impact. On the technology front, Todd discussed Google Notebook LM, praising its ability to create succinct summaries and slideshows with voiceovers from source material. He also introduced Google Opal, a new experimental tool from Google Labs that allows users to build and share powerful AI mini-apps using natural language and visual editing, describing it as a "step beyond Visual Basic" for accelerating AI prototyping and workflows. Jon Westfall also shared his recent tech purchases and an exciting new project. He acquired an 8Bitdo Micro Bluetooth Gamepad, a pocket-sized mini-controller weighing just 24.8 grams with 16 buttons. Its versatility allows it to function as a game controller for Switch, Android, and Raspberry Pi, or as a keyboard mode device for various applications, including as a remote for his new Kobo Libra Colour eReader. The Kobo Libra Colour features a 7" E Ink Kaleido™ 3 color display and Kobo Stylus 2 compatibility for colorful mark-ups and note-taking, with notebooks backed up to Kobo Cloud, Dropbox, or Google Drive. Jon also unveiled his open-source project, Uncle John's Bank, a self-hostable banking system for parents and kids designed to teach financial literacy, notably incorporating daily compounding interest and Certificates of Deposit (CDs). This sophisticated project was developed remarkably fast (75 hours) thanks to extensive use of OpenAI Codex, which integrated directly with his GitHub repository, even writing developer documentation. However, Jon noted a peculiar issue where GitHub Copilot (AI) reviewing Codex (AI)-generated code sometimes caused new problems, suggesting limitations in AI-to-AI code interaction. Finally, Jon shared intriguing results from asking various AIs (Google Gemini, ChatGPT, Microsoft Copilot, Anthropic Claude) for investment advice, observing their diverse recommendations and risk appetites.

Delve into Talk Cosmos, Sunday AUG 3, 2025, at 1-2 p.m. PDT for Planet Buzz's episode unearthing “MARS 0° LIBRA Cosmic Push!”.“Mars represents the fuel spark that empowers direction—a powerful consciousness igniting our identity and leading us toward causes we rally to defend or explore. Integral to the astrological Kite pattern, Mars has moved from introspective Virgo to the balancing energy of the diplomat in Libra,” said Sue Minahan, founder, and host of weekly show. “Fiery Saturn and Neptune, alongside Mars' innate assertiveness, urge us to go full steam ahead while navigating deep contemplations. Special guest Adam Gainsburg joins us to explore Mars' ingress into Libra—the cosmic push that empowers a renewed sense of balance.”Talk Cosmos Planet Buzz connects with a myriad of new or returning Special Guests from around the USA and parts of the world contemplating potent subjects concerning us all.ADAM GAINSBURG: is a leading astrologer on the Mars and Venus Cycles and their Phases, the Lunar Nodes, Chiron, and Pluto. Adam has been recognized around the world for his research and dedication to educate astrologers to bring the Living Sky back into modern chart work.He formulated Sky Astrology to bring back into modern astrology the vitality of a living, breathing universe. Co-founder of the Sky Astrology Conferences or Breath of the Soul & Open Heart workshops in person & onlineAuthor: Light of Venus; Embracing our Deeper Feminine, Empowering Our Shared Future; Chiron: The Wisdom of a Deeply Open Heart; Signs of the Tines, The Ultimate Astrological Cookbook; Sacred Marriage Astrology – The Soul's Desire for WholenessHe was nominated for a Lifetime Achievement Award in Theory & Understanding at the 2018 United Astrology Conference. soulsign.com/soulsign-astrology | soulsign.com/breath-of-the-soul | https://www.soulsign.com/LAURA TADD: A spiritually oriented psychological astrologer, Dr. Tadd works as an astrological counselor, writer, teacher, and lecturer both in-person and remotely with people worldwide. Laura teaches 6–8-week online courses on astrology and personal mythology and co-facilitates retreats. Next coming in Feb 2026. https://www.MythicSky.comSUE ROSE MINAHAN: an Evolutionary Astrologer Consultant, speaker, writer, workshops. Vibrational Astrology student, Dwarf Planet Astrology graduate & tutor, Kepler Astrologer Toastmasters charter member, & Wine Country Speakers member. Associate of Fine Arts Music Degree, a Certificate of Fine Arts in Jazz. Mythology enthusiast, Musician, Artist. Founder of Talk Cosmos since April 7, 2018. Engaging weekly with guests delivering insightful conversations to awaken heart and soul consciousness. Talk Cosmos 2025 season 8 on YouTube, Facebook, radio & podcasts.#astrology #adamgainsburg #MythicSkyAstrology #LauraTaddPhD #sueroseminahanastrologe #sueminahan #astroweather #youtubepodcast #astrology #astrologers #planetbuzz #talkcosmos #jupiterincance #KKNWAM #kknw1150 #radio #podcast #youtube #consciousnessexpansion #astrologyfacts #spirituality#spiritualawakening #deeptalk #thoughtprovoking #spiritualgrowth #inspireandbeinspired #astrologywisdom #astrologyfacts #astrologytips #astrologyinsights # #uranusingemini #livingskyastrology #breathofthesoul #thenewvenuscycle #theopenheartexperience #themarsgatesformen #mythicskyastrology #marsoppositepluto #grandtrine #venus #marsretrograde #marsinvirgo #marsinlibra #uranusingemini #saturninaries #neptuneinariesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us fan responses! Ever wondered why some people never seem to win in court despite having strong cases? The answer lies in a hidden system of securitization that affects every aspect of our legal process—a system that Don Kilam fearlessly exposes in this eye-opening episode.From a luxurious LA penthouse with sweeping city views, Kilam pulls back the curtain on how courts actually function as sophisticated debt collection operations. He meticulously breaks down the bond system used by courts, explaining how bid bonds, performance bonds, and payment bonds create the financial framework that turns defendants into commodities. "Every time you put your signature on a piece of paper, you are creating a negotiable instrument," Kilam reveals, highlighting how our signatures become valuable commercial paper that gets monetized without our knowledge.Perhaps most shocking is Kilam's explanation of the prison-industrial complex's true nature. When defendants go into default judgment by failing to respond correctly to charges (which are actually commercial terms), these judgments are sold to reinsurance companies and eventually converted into mortgage-backed securities traded on international markets. Companies like Corrections Corporation of America make millions by contracting with federal prisons, creating a profit incentive for incarceration that few understand.But this episode isn't just about exposing problems—it offers solutions. Kalam provides specific strategies for winning in court by understanding and using this commercial framework to your advantage. He outlines exactly which government forms to file, how to make conditional acceptances, and why requesting "full settlement and closure of the account" can be more effective than traditional legal arguments. "You're the principal and the owner of the account," he emphasizes. "Tell them what to do."Want to master these powerful techniques and reclaim your sovereignty? Text PRIVATELIFE to 702-200-4900 to join Don Kilam's school where he teaches these methods in detail, or visit skool.com/donkilam for comprehensive resources. As Kalam reminds us, "Prosperity is your divine birthright"—you just need to understand the rules of the game to claim it.https://www.skool.com/donkilam/abouthttps://www.amazon.com/stores/Don-Kilam/author/B09J54V2ZD?ref=ap_rdr&isDramIntegrated=true&shoppingPortalEnabled=true&ccs_id=a626ae46-2ba5-4124-beee-27d01c771e34 https://www.skool.com/donkilam/abouthttps://www.amazon.com/stores/Don-Kilam/author/B09J54V2ZD?ref=ap_rdr&isDramIntegrated=true&shoppingPortalEnabled=true&ccs_id=a626ae46-2ba5-4124-beee-27d01c771e34Support the showhttps://donkilam.com

Glenn Gosling is a paralegal at Caveat LLP with extensive experience and deep knowledge of landlord-tenant law in Ontario. With a background in healthcare advocacy and a strong commitment to protecting the rights of both landlords and tenants, Glenn offers a well-rounded and insightful perspective. In this episode, we discuss: Certificate of Service Tenant vs. Landlord Biases Wait Times for Hearings Recent Changes to N13 / Renovictions Squatters and What to Do  Rent Stabilization Act Bill 227 - Cutting Red Tape Listen to Glenn's Previous Episode here: What Every Landlord Should Know with Glenn Gosling Download a free report: “Multi-Unit Renovation Operations Order - A Guide to Starting a Renovation” Subscribe and review today! Instagram Youtube Spotify Apple Podcasts

In which a 700-year-old Venusian designs a mysterious whitewashed dome in the Mojave Desert, and John would like to change history at the mutiny on the Bounty. Certificate #13181.

Stephen Jenkinson doesn't offer comfort. He offers presence, precision and poetry. In this wide-ranging and unsparing conversation, we explore what it means to live in a time of endings, and why grief isn't something to get over, but something to serve. We speak about the crisis of meaning in modern life, the cost of a death-phobic culture, and how elderhood is a task, not a stage. Stephen challenges the spiritual bypasses of modern healing work, questions the ease with which people chase transcendence, and asks what it might take to stay loyal to a world that breaks your heart. Read more about Stephen's work here: https://orphanwisdom.com/about/ ----------------------------------------------- Stephen Jenkinson is a teacher, author, storyteller and founder of the Orphan Wisdom School. With a background in theology and social work, he has spent decades working with dying people and their families, exploring grief, elderhood and cultural redemption. A former programme director in palliative care and master storyteller, Stephen is also known for his work in ritual, ancestral wisdom and land-based living. He tours internationally with the Nights of Grief and Mystery, a blend of music, ceremony and teachings on the human condition. ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CECPOD  More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques  Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark?  Connect with Mark Walsh on Instagram 

In this episode, I'm joined by Dr. Helen for a chat about something we all need more of - rest. Not just sleep, but the kind of deep rest that actually restores us. We go into how rest supports the nervous system, helps with burnout, and why most of us aren't nearly as good at it as we think. I share how my own views on rest have shifted over the years, and Helen brings some great insights around embodiment, trauma, and why slowing down is sometimes the smartest move. We also talk a bit about changes coming to our Embodiment Coaching Certificate and why now's the time to join if you've been thinking about it. ----------------------------------------------- Our new two-year membership program, Embodied Flourishing, is a supportive and pressure-free space to explore well-being, boundaries, embodiment, and more. Find out more and join us here: embodimentunlimited.com/flourish ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CECPOD  More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques  Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark?  Connect with Mark Walsh on Instagram 

For the longest time, the coffee community only cared about water's impact ruining espresso machine boilers and kettles. But what about water's impact on coffee flavour?   In this episode, I tell the story of how the specialty coffee community came to understand water chemistry: the pioneering work of the computational chemist Christopher Hendon and British roaster Maxwell Colonna-Dashwood, the genesis of the SCA's Water Quality Handbook, and where we are today understanding the impact of minerals on our water.   I strongly recommend listening to the two episodes before this one first: Getting great water for coffee, step-by-step & The two ingredients in water that ruin your coffee, and the ancient story behind them   Please spread the word about The Science of Coffee! Leave a 5 star rating on Spotify Follow me on Instagram and tag me in an Instagram story Write a review on Apple Podcasts Discover how I make these Filter Stories episodes by subscribing to my Substack newsletter   Want to go deeper into water chemistry? Read the SCA's Water Quality Handbook BWT White Paper on the effects of magnesium (German) Christopher Hendon's Instagram where he'll announce his new version of his book, Water for Coffee Do an online Certificate of Advanced Studies at the Coffee Excellence Centre   Season 3 of The Science of Coffee is made possible by these leading coffee organisations:   The Coffee Quest | BWT | TODDY | Algrano | Probat   Note: this is a reworked version of my 2022 episode Water for Brewing Coffee, including portions of my 2024 episode How to think like a scientist, part 2.

In this episode of the Evidence Based Pilates podcast, Dr. Adam McAtee, PT, DPT discusses the importance of focusing on knowledge gaps rather than pursuing additional Pilates certifications. He emphasizes the need for Pilates instructors to deepen their understanding of exercise science, anatomy, and biomechanics to enhance their teaching skills and provide better client care. The conversation highlights the distinction between strength and endurance training and encourages instructors to invest in their professional development to improve their confidence and effectiveness in teaching Pilates.Ready to take your teaching career to the next level?⁠Click here⁠ for a 2-week free trail of the Pilates Club.⁠Click here⁠ for a 2-week free trail of the Anatomy & Biomechanics Club.⁠Click here⁠ to follow Adam on Instagram.

Kaleidoscope Visions panel delivers this month's ‘LEO MOON PHASES Mercury Rx Leo” where we rethink from the heart.“The Leo New Moon cycle enmeshes the fiery Mercury retrograde. Mercury rules connections, communication of all forms like speaking, writing, ideas. During this apparent retrograde period, thought patterns revisit old areas of activity, dreams, passions, emotions, and countless places stored in deep memory. In Roman-Greco mythology, Mercury the psychopomp was the only god enabled to cross the boundaries between the celestial heavens and the underworld. It is beneath the surface where deep emotions dwell that when lit by consciousness bring meaningfulness to our soul's path,” said Sue Minahan, founder, and host of the weekly show. “The full moon accentuates dynamic activating changing thoughts with Mars, Uranus and Pluto flowing in a grand air trine. The tempo whirls in competing ideas to envision how to activate renewed forms.” The moon's our personal planet regulating the past coming into the present. Weekly the moon systematic monthly cycle transitions from the New Moon to first quarter, Full Moon, and third quarter moon phases. Daily moving 12-13 degrees, the moon moves through a Zodiac sign in two & a half days.Joining Sue Rose Minahan from Kailua-Kona, Big Island, Hawai'i are Kaleidoscope Visions panel members, Amanda Pierce, and John Chinworth of Seattle. Speaker bios are listed below and on the Talk Cosmos website.Catch new episodes weekly across YouTube, Facebook, radio, and podcast platforms. Be sure to stay connected and subscribe at TalkCosmos.com to access the latest content, including curated panels and subject-themed playlists.JOHN CHINWORTH: Consultant, Conference Lecturer, Writer/Poet. Diploma from the International Academy of Astrology (IAA) in 2021. More than two decades of experience. Lectured at NORWAC, and SFAS | Obsessed with mythology & branded the Greco-Roman pantheon into his psyche | Past board member of WSAA |Teaches and mentors developmentally disabled and resource students for many years | Pens poems and does road trips around Washington. email: archerstars@gmail.com | website: https://www.skypathastro.comAMANDA PIERCE: blends her eclectic style of astrology and energy magic around a soul-centered approach to life and healing. With a B.A. in Psychology, Astrology and Energy Work Consultation | Meditation | Writing & Editing. Empowerment-based Meditation: teaching in-person 4-week series classes. Email: Amandamoonastrology@gmail.com Past WSAA Board Member | UAC 2018 Volunteer Coordinator.SUE ‘ROSE' MINAHAN: Evolutionary Astrologer Consultant, Speaker, Writer, Dwarf Planet University graduate & tutor; Vibrational Astrology student, Kepler Astrology Toastmaster Charter Member; Associate of Fine Arts Music Degree, & a Certificate of Fine Arts in Jazz. Artist & musician. Mythology enthusiast. Founder of Talk Cosmos weekly conversations awaken heart and soul consciousness. 2025 Season 8. https://www.talkcosmos.com#TalkCosmosKaleidoscopeVisions #SueMinahan #JohnChinworth #AmandaPierce #astrologyYouTubeconversations #MajorLunarPhases #marsinvirgo #talkcosmos #Kaleidoscopevisions #astrologypodcastweather #TalkCosmos #SkyPathAstro #TalkCosmosYouTubeChannel #KKNWAM #AquariusFullMoon #leonewmoon #firstquarterMoon #QuarterMoon #moon phases #astrologyfacts #astrologywisdom #astrologyinsights #astrologypodcasts #radiopodcast #youtubeconversationpodcasts #jupiterincancer #saturninaries #neptuneinaires #astroweather #cosmos #uranusingemini #newmoonleo #leoseason #moonenergy #astrologytips #astrologyfacts #astrologywisdomSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textWhen Jesus' disciples asked, "Lord, teach us to pray," they recognized how Jesus connected with the Divine. The prayer the disciples asked for wasn't about polished words. It was about relationship. In this episode, Melissa has a conversation with The Rev. Canon Salmoon Bashir about prayer and its power to transform our spiritual lives. Salmoon shares the story of how his mother instilled prayer as a non-negotiable daily practice in their family life. The conversation reveals how early formation in prayer creates patterns that sustain us through life's complexities.Prayer emerges not as a performance or obligation but as relationship-building with the divine. "The focus of prayer is to be like Jesus, love like Jesus, pray like Jesus, forgive like Jesus, welcome strangers like Jesus," Salmoon explains. This relational approach dismantles the anxiety many feel about "praying correctly," affirming that from ancient liturgical traditions to simple heartfelt words, there's no wrong way to pray. As Salmoon prepares to pass these prayer traditions to his four-month-old son by reading Psalms at bedtime, we're reminded that prayer forms not just our spiritual lives but the generations that follow. Listen in for the full conversation.Read For Faith, the companion devotional.The Rev. Canon Salmoon Bashir serves as the Canon for Liturgy and Ecumenism at the Cathedral of St. Philip. Originally from Pakistan, Salmoon brings over a decade of experience in offering compassionate and thoughtful leadership across multicultural, multi-faith contexts in the United States, Pakistan, Iraq, the United Kingdom, and the Republic of Georgia.Before ordained ministry, Salmoon worked as a Project Engineer in the oil and gas industry in the Middle East. Responding to a vocational call, he joined the Community of St. Anselm at Lambeth Palace in London, serving alongside the Archbishop of Canterbury. He later moved to the Republic of Georgia, where he served as Assistant Pastor in a vibrant, multiethnic, and multidenominational church.Salmoon's call to the priesthood in The Episcopal Church led him to Atlanta, where he earned a Master of Divinity degree with a Certificate in Episcopal-Anglican Studies and a Chaplaincy concentration from Emory University's Candler School of Theology. In addition to his ministry, Salmoon serves on several academic, religious, and nonprofit boards. He is married to Mari, a fellow graduate of Candler School of Theology, who works with a faith-based nonprofit organization. Support the show Follow us on IG and FB at Bishop Rob Wright.

Send us fan responses! The baptismal certificate might be the most overlooked yet powerful document when establishing your legal identity and navigating commercial systems. Don Kilam breaks down how this spiritual record serves a crucial legal purpose that few understand.Right from his penthouse, Kilam explains that baptismal certificates allow you to enter the system as a foreigner when attached to a W8BEN form. Without this ecclesiastical recognition, you're considered a "rogue vessel" lacking jurisdiction – essentially a pirate ship adrift in legal waters. The certificate formally recognizes your vessel (legal identity) within ecclesiastical courts, granting authority that can override state jurisdictions.Understanding the distinction between maritime and admiralty law reveals how consent is gained through contracts. Your Christian name on the birth certificate differs from your spiritual name on the baptismal certificate – a critical separation that establishes different identities for different jurisdictions. Kilam shares how wealthy families like the Kardashians leverage these concepts through private ministry trusts (508C1A) that appear as nonprofits but operate with significant advantages.For those with foreign nationality, this framework provides strategic options. As Kalam advises during the Q&A session with a Haitian woman, maintaining foreign status while in America offers unique benefits. "Every church is a tribe, every church is a government," he explains, highlighting how ecclesiastical structures create alternative jurisdictions outside conventional state control. Ready to establish your proper legal standing? Text PRIVATE LIFE to 702-200-4900 or visit skool.com/donkilam to learn how to protect your vessel in commerce.https://www.skool.com/donkilam/abouthttps://www.amazon.com/stores/Don-Kilam/author/B09J54V2ZD?ref=ap_rdr&isDramIntegrated=true&shoppingPortalEnabled=true&ccs_id=a626ae46-2ba5-4124-beee-27d01c771e34 https://www.skool.com/donkilam/abouthttps://www.amazon.com/stores/Don-Kilam/author/B09J54V2ZD?ref=ap_rdr&isDramIntegrated=true&shoppingPortalEnabled=true&ccs_id=a626ae46-2ba5-4124-beee-27d01c771e34Support the showhttps://donkilam.com

In this episode, we're diving into one of the most overlooked yet dangerous components of Active Directory: Certificate Services. What was designed to build trust and secure authentication is now being exploited by attackers to silently escalate privileges and persist in your environment. We'll break down how AD CS works, how it gets abused, and what defenders need to do to lock it down.Blog: https://offsec.blog/Youtube: https://www.youtube.com/@cyberthreatpovTwitter: https://x.com/cyberthreatpov Follow Spencer on social ⬇Spencer's Links: https://click.spenceralessi.com/mylinks Work with Us: https://securit360.com

For more than 40 years, South Carolina's certificate of need law gave powerful hospital systems the ability to block competitors and limit patient access to care. But in 2023, that changed. In this episode of American Potential, host David From is joined by South Carolina State Senator Wes Climer and Candace Carroll, Director of Public Affairs for Americans for Prosperity–South Carolina, to discuss how repealing the law is already improving lives across the state. Senator Climer shares the eye-opening story of a local oncologist whose attempt to expand cancer treatment was crushed by a hospital executive using the law to shut out competition. Candace shares her own experience navigating long wait times for her daughter's autism diagnosis—and how this broken system motivated a statewide grassroots campaign to demand change. Together, they explain how repealing the certificate of need law has unleashed billions of dollars in healthcare investment, reduced wait times, and expanded access to care in both rural and urban communities. Even the law's former defenders are now praising the freedom to innovate and grow. This is a story of leadership, community activism, and the power of removing government barriers to unlock opportunity and save lives.

In which internet-era conspiracy theorists become convinced that jet contrails are weather control masterminded from Fairbanks, Alaska, and Ken thinks John sounds like a Muppet for exactly one syllable. Certificate #52946.

I sat down with Marcus Filly to talk about what happens when training stops being about beating records and starts being about feeling better - mentally, emotionally and physically. We explored how Marcus shifted from elite CrossFit competition to founding Functional Bodybuilding, a method that puts longevity and mental clarity at the centre of fitness. Marcus opened up about burnout, fatherhood and the pressure to perform, and shared how he rebuilt a more sustainable relationship with training. We also got into what's broken in fitness culture, how social media influences the way people move, and why slowing down can actually make you stronger, and saner. Find out more about Marcus's work here: https://functional-bodybuilding.com/ ----------------------------------------------- Marcus Filly is the founder of Functional Bodybuilding. After leaving medical school, he shifted his focus to health and fitness as a more direct way to help people through training and nutrition. With a background in competitive soccer and CrossFit, Marcus ran a CrossFit affiliate before evolving his coaching approach to prioritize individualization. Following burnout after the 2016 CrossFit Games and the birth of his first child, he developed Functional Bodybuilding to support longevity, sustainability and aesthetic performance in training. ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CECPOD  More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques  Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark?  Connect with Mark Walsh on Instagram 

As global tensions rise and regulations shift like sand, how can businesses survive, let alone; thrive? Trade compliance expert Lila Landis pulls back the curtain on the most unpredictable trade environment in recent history.   In this must-listen episode, Lila reveals: - Why your current trade strategy might be obsolete overnight - How a single tweet can trigger massive supply chain disruptions - Insider strategies for navigating 38-digit tariff codes and complex regulations - Why "wait and see" is the worst possible approach for your business   BONUS:  In today's unpredictable trade environment, compliance isn't just a safeguard—it's a strategic advantage. Learn how to take control from someone who's done it at the highest levels. ⁠The Developing a Trade Compliance Program Hybrid Course is taught by Lila Landis, a seasoned trade compliance leader with global experience. Drawing from CBP, BIS, and DDTC guidance, as well as her own playbook, Lila teaches you how to build and strengthen a practical, risk-based import/export compliance program tailored to your organization. Perfect for new Trade Compliance Managers and professionals in customs, logistics, and global trade, this 4-week course includes: ✅ Expert-led live webinars with Lila ✅ Practical steps to build a global compliance framework ✅ Pitfalls to avoid and best practices to follow ✅ Certificate of Completion + Digital Trade Badge

In which some of the bankers who lost their shirts in the Great Depression find a cushy retirement in the Bronx instead of jumping out windows, and John will never say anyone isn't gay. Certificate #35727.

You bought it, you wore it once, then sent it back. Maybe you just changed your mind. In addition to online purchases necessitating more returns, there are those gaming return policies. Clark predicts how this challenge for retailers will become costlier for consumers. Also - Is now a good time to tackle a home improvement project? There's something going on in the market you need to know. Retail Returns Costly: Segment 1 Ask Clark: Segment 2 Home Improvement Decision Making: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 15 Items That Can't Be Returned to Amazon 3 Reasons You Should Never Book a Nonrefundable Hotel Room The Only Reason You Should Make an Improvement to Your Home Americans delay home improvements in latest blow to US housing market Certificate of Deposit (CD): What Is It, Best Places To Open One What Is a CD Ladder and When Is It a Good Idea? CD Ladder Calculator - Clark Howard How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In which butter substitutes have to overcome scientific hurdles, dairy-friendly laws, and bad news about trans fats, and Ken thinks Germany is trying to control olive oil. Certificate #34384.