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Send us fan responses! If you think your Social Security number proves ownership, wait until the court calls it “probate.” We walk through how that number ties to a public Sesta Que Vie trust where you enjoy benefits but the state holds legal title—and why that split keeps families stuck in taxes, fees, and delays. The shift is profound yet practical: move from public default to private design with a family trust that you create, fund, and govern, so control lives where your legacy lives.We unpack equitable vs legal title using plain language, then connect the dots to wages, licenses, car registrations, and why assets in your legal name flow through probate. From there, we map how trusts function as legal persons, how co‑mingling and the doctrine of merger quietly wreck good plans, and how to structure trusteeship so successors actually lead. We spotlight what the greats get right—family foundations, 508(c)(1)(A) beneficiaries, and disciplined governance—so your last name becomes a durable enterprise rather than a file number.You'll hear a clear pathway: establish a private family trust, fund it with real titles and assignments, train trustees, and route insurance and income with intent. We also cover common codes and terms in context—Sesta Que Vie, SPVs, amalgamation—so you can see how the public system administrates while a private plan controls. If you're ready to stop being just a beneficiary and start acting like a trustee, this is your blueprint.Subscribe for more deep, practical breakdowns, share this with someone building a legacy, and leave a review to tell us the next question you want answered.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com
In which an power tools salesman builds the world's fastest boat in his Sydney backyard and somehow survives the experience, and John thinks it's funny to be accordion-shaped in the past. Certificate #16230.
Send us fan responses! The door cracks open on a quiet clubhouse and suddenly a bigger world appears: private communities building their own credit power, furnishing their own data, and charting a path to a community-owned bank. We walk you through the rooms where the paperwork becomes practice, where mentors with deep experience show how bonds, notes, and trust units get recognized by the systems that matter—Bloomberg, DTCC, Euroclear, Clearstream—and why that recognition turns private agreements into real leverage.We break down the role of a data furnisher in plain language and connect it to a practical plan: reporting instrument details and payment performance so custodians and investors can verify authenticity, price risk, and rate your instruments. That's the difference between hoping a lender believes you and presenting a documented track record for your trust, ministry, or enterprise. Along the way, we talk about what it takes to issue securities, the basics of trust and contract law, and how families, churches, and ministries securitize agreements to build durable access to capital.You'll also hear where the momentum is headed: investor commitments, milestones toward licensure, and live meetings in Atlanta designed to show the framework up close. No hype, just the playbook—how to create data that institutions respect, how to move from private order to public credibility, and how communities can step into real ownership of their financial narrative.If this sparks something, join us. Subscribe, share this with someone building a legacy, and leave a review with your biggest question about becoming a data furnisher or issuing your first instrument. We read them all and we'll bring the best questions into a future show.https://donkilam.com https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com
Prosper data breach reportedly affected more than 17 million accounts. Microsoft revokes certificates used in Rhysida ransomware operation. Threat actors exploit Cisco flaw to deploy Linux rootkits. Europol disrupts cybercrime-as-a-service operation. BeaverTail and OtterCookie merge and display new functionality. Singapore cracks down on social media. On our Industry Voices segment, we are joined by Danny Jenkins who is talking about defending against AI. And who let the bots out? Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest On our Industry Voices segment, we are joined by Danny Jenkins, CEO and Co-Founder of ThreatLocker, talking about defending against AI. You can tune into Danny's full conversation here. Selected Reading Have I Been Pwned: Prosper data breach impacts 17.6 million accounts (BleepingComputer) Microsoft Revokes Over 200 Certificates to Disrupt Ransomware Campaign (SecurityWeek) Operation Zero Disco: Attackers Exploit Cisco SNMP Vulnerability to Deploy Rootkits (Trend Micro) Critical ConnectWise Vulnerabilities Allow Attackers To Inject Malicious Updates (Cybersecurity News) European police bust network selling thousands of phone numbers to scammers (The Record) North Korean operatives spotted using evasive techniques to steal data and cryptocurrency (CyberScoop) New Singapore law empowers commission to block harmful online content (Reuters) Niantic's Peridot, the Augmented Reality Alien Dog, Is Now a Talking Tour Guide (WIRED) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices
Diane Keaton was cremated just three days after her passing, with official records citing primary bacterial pneumonia as the cause of death. Meanwhile, Kevin Federline’s bombshell memoir continues to shock. And in a raw new confession, Kim Kardashian reveals her own breaking point with Kanye West, describing the end of their relationship as “years of emotional chaos that finally became impossible to survive.” Don't forget to vote in today's poll on Twitter at @naughtynicerob or in our Facebook group.See omnystudio.com/listener for privacy information.
Send us fan responses! Ever wondered why some people seem to navigate the financial world with ease while others struggle no matter how hard they work? The answer lies in understanding the powerful distinction between public and private sectors that Don Kilam masterfully unpacks in this eye-opening episode.Kilam reveals how we unknowingly operate as "sole traders" in the public sector from birth, creating a legal amalgamation that makes us personally liable for everything associated with our legal names. This corporate structure - built through birth certificates, social security cards, and government IDs - keeps most people trapped in a system they don't fully comprehend.The game-changing revelation comes when Kilamexplains that "the private sector creates the public sector" - not the other way around. By establishing your nationality through state allegiance rather than federal citizenship, you position yourself differently within the legal framework. This shift allows you to operate under case law rather than being bound by codes and statutes that limit your financial freedom.Particularly fascinating is Kilam's breakdown of how affidavits function as "two-edged swords" in commerce. When properly executed and left unrebutted, these powerful documents stand as truth and become judgments. This explains why creating your own forms rather than filling out government paperwork is essential for maintaining control.Drawing from his remarkable journey from homelessness to financial prosperity, Kilam shares practical strategies used by the wealthy elite - from non-grantor trusts that provide bulletproof asset protection to the strategic use of stipends and fringe benefits that cover life necessities while remaining non-taxable. His insights on Nevada LLCs and other private business structures reveal pathways to privacy and tax advantages most people never discover.Ready to transform your understanding of money, law, and personal sovereignty? This episode provides the foundational knowledge needed to begin your journey from the public realm of limitations to the private world of true financial freedom.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com
In which a Minnesota meat concern changes the face of world cuisine by passing their surplus pork shoulder off on hungry soldiers, and Ken imagines a pre-war Sir Mix-a-Lot. Certificate #53117.
The Cookware That's Secretly Poisoning Your Food Not all cookware is created equal. After months of investigating 21 major cookware brands, Dr. Christian Gonzalez uncovered a truth the industry doesn't want you to know: only one passed his strict standards for safety, transparency, and purity. Most companies, including billion-dollar icons like Le Creuset, Caraway, All-Clad, HexClad, and GreenPan - either ignored requests for safety data, relied on toxic PFAs coatings, or hid behind influencer marketing. In this episode, Dr. G exposes which brands are quietly contaminating your food, the dangerous materials to avoid, and how to choose cookware that protects your brain, hormones, and nervous system. To get the full updated product list, visit:
In this episode of FP&A Unlocked, host Paul Barnhurst (The FP&A Guy) welcomes Willian Gomes, a finance and analytics professional with over 15 years of experience spanning telecommunications, aerospace, investment markets, and consumer goods. Willian shares how combining technical expertise with empathy and communication skills has enabled him to thrive as a financial partner across 60 countries in EMEA.Willian Gomes is a seasoned FP&A and data analytics professional currently supporting EMEA supply chain operations at a global consumer goods company. Based in Brazil, he holds an MBA in Project Management and advanced certifications in machine learning from Stanford. Willian brings deep expertise in automation, process improvement, and financial storytelling, having saved tens of thousands of work hours through custom-built tools and insights-driven analysis.Expect to Learn:How to evaluate whether an automation project is worth pursuingThe challenges of implementing machine learning in corporate environmentsHow Python enables scalable automation over ExcelHow cultural awareness enhances business partnering across global teamsHere are a few quotes from the episode:"Finance isn't just about numbers, it's about helping people make better decisions." – Willian Gomes"Empathy is a skill that's not often associated with finance, but it's essential for business partnering." – Willian GomesWillian Gomes shows how true FP&A impact comes from blending technical expertise with empathy, communication, and continuous learning. His journey across industries and continents highlights the value of automation, cultural awareness, and a people-first mindset. This episode is a testament to how finance leaders can drive change by being both data-driven and deeply human..Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Willian:LinkedIn - https://www.linkedin.com/in/wjgomesds/?originalSubdomain=brEarn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode[02:48] - Willian's Background and Global Role[04:03] - What Great FP&A Looks Like[11:46] - Moving Back to FP&A from Data Analytics[19:52] - Where FP&A Struggles with Analytics[27:16] - Saving 7,000 Hours with Automation[38:55] - Must-Have Tech and Soft Skills[44:36] - Travel and Fun Facts[47:49] - Final Advice for FP&A Pros
5–Minute Parenting: Tips to Help You Raise Competent, Godly Kids.
Send us a textToday we're talking about the importance of guarding our children's hearts (and our own!) with award-winning author and speaker, Melissa McLaughlin. Listen in as Melissa shares simple tips and insight from her experience as a mom and teacher of 28 years to make faith in our families a natural way of life that promotes health and wellbeing in every part of our lives!Melissa has also graciously offered to do a special giveaway for her Whole Bible Devotional. Sign up for my email newsletter and you'll be entered into a random drawing for a free eBook copy of The Whole Bible Devotional. This offer is for 5-Minute Parenting podcast listeners only and the winner will be announced by email within a few weeks of this episode. Thank you Melissa for sharing your special book! Enter to win here (giveaway ends October 23/winner will be announced by email): https://landing.mailerlite.com/webforms/landing/s7c9i5 Melissa McLaughlin is a teacher and writer. Having retired from her 28-year career as a public school teacher, she now writes and speaks about her passion, Jesus Christ. Melissa holds Bachelors Degrees in Elementary Education and Special Education and a Masters Degree as a Reading Specialist. In addition, she earned a Certificate in Foundations of Biblical Studies which complements her teaching degrees as she writes to uplift and inspire followers of Christ. God inspired Melissa to write her second book, The Whole Bible Devotional: Seeing Jesus in Every Book of the Bible, after struggling to read through the Bible with her family. Her goal with this book is to help others with today's busy lifestyles grasp the Bible's main message and see Jesus throughout the Scriptures. The Whole Bible Devotional won the Christlit award for excellence in Christian literature and portions are available to study for free on the YouVersionBible app for people who would like to read a sample. The Whole Bible Devotional comes with a free downloadable Small Group Study Guide for families and churches.For more information visit Melissa's website at melissamclaughlin.org where you can subscribe for a free weekly devotional to inspire and uplift you. Book 3 in the Questions for Kids picture book series is now available! Check out Guess Why God Made the Rainbow on Amazon or your favorite book retailer!
I sat down with Dr. Helen Machen-Peace to explore ADHD through an embodied lens - what it really feels like, how it shapes attention and emotion, and how practices from embodiment can help with focus and regulation. We talk about our personal experiences, the shifting understanding of ADHD, and why reframing it from “disorder” to “difference” changes everything. Helen brings insight from her clinical work, and we both share practical ways movement, awareness, and self-compassion can support people living with ADHD. A down-to-earth conversation for anyone navigating distraction, intensity, or emotional overwhelm. For coaches or teachers who want to better understand neurodiverse students. See more of Helen's work here: yogarogue.co.uk ----------------------------------------------- Join our membership program for coaches, facilitators, therapists and educators who want sustainable growth: https://embodimentunlimited.com/flourish/ ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $1200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CEC25PODCAST More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark? Connect with Mark Walsh on Instagram
Show SummaryThis episode features a conversation with Kathleen Ellertson, the Founder and President of the Veteran Art Institute. The Veteran Art Institute is a 501(c)3 Nonprofit dedicated to honoring and empowering active-duty military and veterans through the arts.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestKristin Saboe, PhD, is an Industrial-Organizational Psychologist that uses science and research to drive large-scale impact at the intersection of strategy, policy, and research. She is the Head of Employee Voice at Google, a professor at Georgetown University, and a U.S. Army Reserve futures innovation officer. Dr. Saboe previously led Employee Listening, Research, and Strategy at The Boeing Company. In this role she authored and led Boeing's talent strategy for veterans and military connected employees. Prior to this, she served as an Army Research Psychologist establishing strategy and policy for performance optimization, analytics, and talent management. She holds a PhD in Industrial-Organizational Psychology, is a fellow of the American Psychological Association, Society for Industrial-Organizational Psychology, and the Society for Military Psychology. She received the early career award from both the Society for Military Psychology and the Society for Industrial-Organizational Psychology and was recognized for her leadership impact by the President George W Bush Institute in 2019. She is co-editor of the book Military Veterans Employment: A Guide for the Data-Driven Leader and provides pro bono support leading Government Relations and Advocacy for the Society for Industrial-Organizational Psychology, as founding board member of the Military Psychology Foundation, and for several nonprofits.Links Mentioned During the EpisodeMilitary Veteran Employment: A Guide for the Data-Driven LeaderPsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the previous episode in this MCON series, episode 236 with Air Force Veteran Chris Jachimiec, a dedicated speaker and proponent for suicide prevention based on his own experience as a suicide loss survivor You can find the resource here: https://psycharmor.org/podcast/chris-jachemic Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
In this episode of Health Coach Conversations, Cathy Sykora talks with returning guest Lisa Fraley, JD—an attorney, Legal Coach®, and Holistic Lawyer®—about the essential legal protections every health coach needs. Lisa shares her journey from corporate law to becoming a health coach and how she now blends both roles to offer accessible legal support specifically for wellness practitioners. This episode dives deep into common legal mistakes, how to avoid them, and the powerful ways legal clarity can bring freedom and confidence to your business. Lisa also introduces her DIY legal templates, designed to be coach-friendly, approachable, and protective. If you've ever felt overwhelmed by legal concerns, this conversation will help you take simple steps with clarity and ease. In this episode, you'll discover: Why even new health coaches need a strong legal foundation from the start The most important legal document every coach should have The difference between health coaching and practicing medicine—and how to stay in your legal lane How a client agreement builds trust and transparency with clients Why Lisa's legal templates are written in a coach-friendly tone and how they save you time and money When to use non-disclosure agreements and other essential documents The impact of AI on legal protection and how Lisa's custom GPT helps answer your legal questions Memorable Quotes: "Clarity builds trust. Anytime we have clarity, we increase our trust." "Law is really there to help be supportive to growing your business." "Having a strong legal foundation allows your nervous system to relax so you can expand." Bio: Lisa Fraley, JD is an Attorney, Legal Coach®, and Holistic Lawyer®. She takes a holistic approach to law and business by blending her expertise as a former healthcare attorney in a large corporate law firm with the care and support of a Health & Life Coach. Lisa makes law easy to understand, accessible, and affordable, with lots of “Legal Love™.” She holds a Certificate in Sustainable Business Strategy from Harvard Business School Online and is the author of the #1 Amazon bestseller Easy Legal Steps…That Are Also Good for Your Soul. Lisa has been featured on over 300 podcasts and speaks on international stages, offering expert legal support tailored for coaches and wellness professionals. Mentioned in This Episode: Lisa's DIY Legal Templates Lisa Fraley's Website Links to Resources: Health Coach Group Website: thehealthcoachgroup.com Special Offer: Use code HCC50 to save $50 on the Health Coach Group website Leave a Review: If you enjoyed the podcast, please consider leaving a five-star rating or review on Apple Podcasts.
ACC is looking to tighten up on the medical certification process as the average time off work for those injured increases.
Neptune is retrograding, sending its cosmic energy back into the Piscean archetypal consciousness of its prior 14-year cycle. This mutable, watery realm is a space for the imagination, capable of revealing anything from fantasy and illusion to deception or profound, untold truths. Talk Cosmos Planet Buzz brings together Special Guests from around the USA and the world to discuss subjects concerning us all. This conversation began on March 9th with Sean Kelley on Planet Buzz, following the Neptune in Aries Emerging Truth program. Right now, Neptune is at the world point of zero Aries, guided by initiating Mars. Neptune will soon slip back to boundaryless Pisces on October 22nd, lingering at 29 degrees until mid-January. The key factor of this retrograde is the potential for humanity to re-envision past dreams, course-correct associated delusions, and redirect the trajectory of life itself. Sean Kelley, near Mt Shasta in California returns to join host Sue Minahan of Kailua Kona, Hawai'i and team member Dr. Laura Tadd (PhD) of Chattahoochee Hills, Georgia. Stay connected and subscribe to TalkCosmos.com to catch new episodes weekly through YouTube, Facebook, radio, and podcast platforms. SEAN KELLEY: Speaker, Executive, Motivational Leadership. Focus on Digital Business since 1998. Worked with many of the world's renowned astrologers, from Kelli Fox and Jan Spiller to Henry Seltzer and Michael Lutin. Sean was instrumental in the 2000's driving business for Tarot.com. EvolutionaryAstro.com LAURA TADD: A spiritually oriented psychological astrologer, Dr. Tadd works as an astrological counselor, writer, teacher, and lecturer both in-person and remotely with people worldwide. Laura teaches 6–8-week online courses on astrology and personal mythology and co-facilitates retreats. Next coming in Feb 2026. MythicSky.com SUE ROSE MINAHAN: an Evolutionary Astrologer Consultant, speaker, writer, workshops. Vibrational Astrology student, Dwarf Planet Astrology graduate & tutor, Kepler Astrologer Toastmasters charter member. Member, WineCountrySpeakers.org, Associate of Fine Arts Music Degree, a Certificate of Fine Arts in Jazz. Mythology enthusiast, Musician, Artist. Founder of Talk Cosmos since April 7, 2018, weekly insightful conversations to awaken heart and soul consciousness. Season 8 on YouTube, Facebook, radio & podcasts.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Send us fan responses! The veil between personal freedom and government control is thinner than most realize. This eye-opening exploration of trust law and family sovereignty reveals how your birth certificate secretly converted you into corporate property—and how to reclaim your natural rights through proper legal structures.When you understand that your name itself is a business entity, everything changes. The speaker walks through precisely how to establish your name as an LLC and create a legitimate business relationship with your children through "doing business as" registrations. This isn't theory or wishful thinking—it's demonstrated with actual filing documents and court victories."As a mother, you have supreme rule over your offspring. As a mother, you are the manufacturer," the speaker explains, revealing how maternal authority can be legally established through proper documentation. But there's a critical warning about the "alter ego doctrine" that has invalidated many well-intentioned attempts at sovereignty since 2022, requiring additional layers of protection through holding companies in states like Nevada, Wyoming, and Delaware.The comparison to successful communities like the Amish demonstrates these principles in action—showing how unincorporated contracts and common law agreements create true independence. Similar protections can be achieved through establishing state nationality via oath of allegiance and proper documentation, removing you from federal jurisdiction.Looking at how the wealthy protect themselves through family foundations—like Warren Buffett's family using the Susan Thompson Buffett Foundation—provides a blueprint for ordinary families to follow. The difference between success and failure lies in proper implementation and understanding the legal foundations these structures rest upon.Ready to protect your family from government overreach and establish true sovereignty? Text PRIVATELIFE to 702-200-4900 or visit skool.com/donkilam to access the resources mentioned and take the first step toward family freedom.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com
In which three or four pretenders decide to pass themselves off as a very convincingly killed Russian prince, and John realizes some jobs have dripping access. Certificate #51533.
Sponsored By: → Timeline | For an exclusive offer go to timeline.com/DRG and use code DRG to get 20% OFF → Cornbread Hemp | For an exclusive offer go to cornbreadhemp.com/drg and use promo code DRG for 30% OFF your first order! → KION | For an exclusive offer go to GETKION.COM/DRG and get a 20% discount. Not all whey protein is created equal. After months of investigating 52 different whey protein brands, Dr. Christian Gonzalez uncovered a truth the industry doesn't want you to know: only 5 passed his strict standards for purity, transparency, and safety. Most companies either ignored requests for testing data, refused third-party transparency, or hid behind marketing claims. In this episode, Dr. G breaks down how to separate clean, effective proteins from the toxic imposters and why the difference matters for your longevity, muscle health, brain, and hormones. To get the full list, visit this link and enter your email: https://drchristiangonzalez.com/best-brands-form-2/ ⸻
Note: Please note that all opinions and thoughts shared during this episode represent those of our guest, who joined in his own personal capacity and he is not representing any of the companies he works for.In this episode of FP&A Unlocked, host Paul Barnhurst welcomes Todd Niemann, Treasurer at Varo Bank, who shares his unique path through finance, treasury, and FP&A across multiple startup banks. Todd discusses how he helped launch and scale three new banking institutions, how FP&A supports better decision-making in banking, and why he believes Python is transforming financial analysis.Todd Niemann is the Treasurer at Varo Bank, where he oversees treasury and FP&A functions. A CFA charterholder with an MBA from Brigham Young University and a BA from Utah State University, Todd has helped build treasury and FP&A teams for three startup banks. His background spans banking, investing, and corporate finance, making him an authority on financial analytics and modeling in regulated industries.Expect to Learn:How to build and scale FP&A and treasury functions at startup banksWhy speed and accuracy are essential hallmarks of effective FP&AHow to forecast effectively when historical data doesn't existThe benefits of learning Python for finance automation and analyticsHere are a few quotes from the episode:“The best FP&A teams don't wait for perfect data; they create frameworks that help the business move forward anyway.” - Todd Niemann“In finance, speed matters. The faster you can analyze accurately, the more valuable you are.” - Todd NiemannTodd Niemann brings clarity to how FP&A drives smarter banking decisions through data, speed, and precision. His journey shows the power of combining technical skill with curiosity and innovation. This episode proves that the future of finance belongs to those who build, automate, and never stop learning.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Todd:LinkedIn - https://www.linkedin.com/in/toddniemann/Earn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode[02:58] - What Makes Great FP&A?[05:27] - Building FP&A at New Banks[10:37] - Banking and Regulation[15:08] - Challenges of FP&A in Early-Stage Banks[23:08] - Learning and Applying Python in Finance[31:51] - Predicting Deposits with Big Data[38:21] - Recommended Reading for Finance Pros[40:19] - Top Technical and Soft Skills for FP&A[42:48] - What Todd Would Change About FP&A[47:00] - Wrapping Up the Conversation
In this episode of B2B Marketing Excellence & AI, Donna Peterson sits down with Bridgette Lehrer, the Global Audience Engagement Leader at UC Berkeley, to talk about what it really takes to build trust in higher education marketing today.They explore how to stay personal and purposeful as technology continues to evolve — and how a thoughtful balance between traditional and digital marketing can create a stronger sense of community.Bridgette shares practical ways her team nurtures long-term relationships with students, alumni, and colleagues across the world. From understanding cultural nuances in international outreach to creating personalized content powered by AI, she offers insights that every education marketer can apply right away.One of Donna's favorite examples is a simple but powerful traditional marketing initiative they use on campus: students take photos, then choose a few favorites to turn into postcards. During special events, everyone is invited to select a postcard and send it home to parents or friends. It's a small gesture that builds genuine connection — and gets the entire UC Berkeley community involved.Whether you manage executive education programs or global enrollment campaigns, this conversation will give you actionable ideas to:Blend digital tools with human touchpoints to strengthen relationships.Use AI for personalization without losing authenticity.Reimagine traditional tactics to bring people together in meaningful ways.The future of higher education marketing isn't about more technology — it's about using it wisely to stay human.Timestamps00:00 — Introduction: Staying Human in the Age of AI00:37 — Meet Bridgette Lehrer, UC Berkeley01:23 — Building Relationships in a Digital World02:58 — The Power of In-Person Connections04:52 — Adapting Marketing for Global Audiences08:40 — Using AI for Personalized Communication20:24 — The Importance of Video Content25:30 — Engaging Students and Alumni on Social Media28:39 — Closing Thoughts: Keeping Engagement AuthenticBridgette Lehrer Bio-LinkedIn: https://www.linkedin.com/in/bridgette-lehrer/Bridgette Lehrer is the Assistant Director for Marketing and Outreach with the Berkeley International Study Program, a study abroad option at the University of California, Berkeley for highly motivated exchange students. Since 2009, she has cultivated expertise in students' engagement, strategic marketing and outreach management with particular emphasis on international student recruitment and alumni relations. Prior to Berkeley, Bridgette worked in diverse industries including nonprofit fundraising, corporate marketing, and technology customer service. Her educational background includes a B.A. in Art History (Arizona State University), an M.A. in Museum Studies (San Francisco State University) and a Certificate in Digital Marketing (eCornell University).
In this episode, John Comstock shares how the Discipleship Place supports the Church of the Nazarene by empowering laypeople with free courses and materials for ongoing education. Nate and John discuss the Certificate of Lay Ministry program, which covers key topics like the Old and New Testaments, John Wesley's theology, and Spiritual Formation. John also highlights new courses on mental health, digital discipleship, and addiction recovery. Additionally, he highlights their emphasis on community and relational discipleship through Zoom groups, with plans to expand their global reach by offering their website in multiple languages. Click to watch the story of Kat Lucille: https://youtu.be/fCMjXARyL6U To purchase Hope of All the Earth by David Gilmour, click here. Lifelong Learning Code: 80890 Click here to learn about Lifelong Learning.
I sit down with Carlos to unpack a question every founder hears but few answer well: can a business genuinely do good and still be profitable? We map the Venn diagram of purpose and profit, talk about the kinds of people who join this game, and name the bad actors who make the whole idea look naïve. Carlos explains how scalable businesses can stay grounded in meaningful value, why shareholder-first thinking often fails culture and customers, and what practical signs tell you a company is truly doing good rather than selling a story. Expect concrete examples, a critique of easy metrics, and a few rules for building a startup that lasts. Find out more about Carlos' work at The Happy Startup School here: https://thehappystartupschool.com/ ----------------------------------------------- Carlos Saba is the co-founder of The Happy Startup School, a global community helping entrepreneurs and professionals design businesses (and lives) that feel aligned, meaningful, and human. Trained as a physicist and seasoned as a founder, Carlos now blends curiosity, humour, and compassion to guide people through the messy middle of change. His work focuses on building from the inside out, connecting vision, values, and embodiment, so that impact and income flow more effortlessly. ----------------------------------------------- Join our membership program for coaches, facilitators, therapists and educators who want sustainable growth: https://embodimentunlimited.com/flourish/ ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $1200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CEC25PODCAST More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark? Connect with Mark Walsh on Instagram
Show SummaryThis episode features a conversation with Kathleen Ellertson, the Founder and President of the Veteran Art Institute. The Veteran Art Institute is a 501(c)3 Nonprofit dedicated to honoring and empowering active-duty military and veterans through the arts.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestKathleen Ellertson is the dedicated Founder and President of the Veteran Art Institute (VAI). Inspired by her father, an Army Air Forces Veteran and WWII Bronze Star Medal recipient, Kathleen has channeled her lifelong passion for the arts into a mission to honor veterans through creative expression. With a BFA in Art History and years of experience curating veteran art exhibits, including a notable year-long exhibit at the Pentagon, Kathleen has established VAI as a platform for veterans to showcase their work both online and in local galleries. Since its inception in 2019, VAI has not only hosted numerous art exhibitions but has also cultivated a nurturing community where veteran artists can share their stories and find solace. Kathleen's unwavering dedication to giving back to the veteran community continues to drive her work, making a meaningful impact through art and advocacy.Links Mentioned During the EpisodeVeteran Art Institute Web Site PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the PsychArmor course Telling Your Story. Your experience in the United States military is one only you can tell and it's up to you how much you choose to share with others. In this course, four Veterans share their personal stories and offer insight. You can find the resource here: https://learn.psycharmor.org/courses/va-s-a-v-e Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
In this episode, Nathan discusses primary care for endurance athletes with Dr. Laurel Short. Dr. Laurel Short is a Family Nurse Practitioner at Sunflower Medical. She earned her undergraduate degree in Nursing from Luther College and a master's degree in Nursing from the University of Kansas. She completed her Doctor of Nursing degree at the University of Missouri-Kansas City with an emphasis on self-management for chronic migraine. Prior to joining Sunflower Medical Group, Laurel worked in the area of physical medicine and rehabilitation for ten years. She is a board-certified Family Nurse Practitioner and has a Certificate of Added Qualification in Headache Medicine. Laurel is an active leader with the American Association of Nurse Practitioners and the Academy of Spinal Cord Injury Professionals. Outside of the office, you will find her training for triathlon events, traveling, and chasing after her two young children. Dr. Short's IG - https://www.instagram.com/laurelshort/ Dr. Short's Headache Resource- https://yourmigrainetoolkit.com/ The Runners Zone Want to work with runners and build a thriving business around it? The Runner's Zone is an upbeat, global community of clinicians, coaches, and trainers who love working with endurance athletes. For over 10 years, we've helped passionate professionals fast-track their skills, grow their confidence, and build beautiful, word-of-mouth businesses that runners rave about. Join us if you're ready to level up—and have fun doing it. Use code “rzpod” for 10% off the annual membership. To learn more click HERE.
Dr. Mario Ransan is the founder of the Solidarity Project, a grassroots coalition of 24 schools and 37 non-profits whose mission is to build coalitions at both the national and local levels in order to serve communities that have been negatively impacted by ever-changing national, state, and local government policies. He is a published academic author and has authored multiple non-academic articles for various websites and publications. Mario is a naturalized citizen and the recipient of the Certificate of Special Congressional Recognition from Congressman Morgan McGarvey in 2024. He holds a Doctorate in Education and has three master's Degrees, teaching at the high school level for 12 years. The motivation behind his dedicated work originates from his students seeking his help to assist their immigrant classmates and their families.
Send us fan responses! Discover the hidden commercial framework behind our legal system and how understanding this structure can transform your approach to court proceedings. This eye-opening conversation reveals strategies used by entities like Disney, who leveraged the "Royal Lives Clause" to challenge tax obligations, and how similar approaches might be applied to personal legal matters.The speakers dive deep into court jurisdiction challenges, explaining the critical difference between appearing "pro se" versus "sui juris" and why this distinction matters. They outline practical steps for responding to court summons, including filing affidavits rather than motions, demanding delegation of authority from judges, and properly handling court communications. The conversation illuminates how judgments become securities that are bundled and sold as bonds, revealing the financial instruments generated through court cases.Perhaps most valuable is their breakdown of how to establish oneself as "foreign" to a jurisdiction by declaring state nationality and registering one's name as a business entity. This approach creates separation between the individual and what they describe as the "corporate fiction" that courts attempt to address. The speakers share specific documents to file, including letters of rogatory, certificates of identity, and fee schedules, all designed to establish that courts must prove their jurisdiction before proceedings can continue.Whether you're facing legal challenges or simply want to understand the commercial foundations of our court systems, this conversation provides rare insights into navigating legal proceedings from a position of knowledge rather than fear. Take control of your legal standing by learning how to properly challenge jurisdiction, respond to identification questions, and understand the true nature of what's happening when you enter a courtroom.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://www.amazon.com/Cant-Touch-This-Diplomatic-Immunity/dp/B09X1FXMNQ https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com
Episode Summary:In this powerful and heartfelt episode, Amy sits down with yoga therapist, somatic psychotherapist, and author Rachel Krentzman, C-IAYT, to explore her stunning new memoir, As Is.This isn't just a story about yoga. It's about survival, identity, family, trauma, and healing—and ultimately, coming home to oneself. From her childhood in a strict Orthodox Jewish community in Montreal, to freedom and expansion in California, and finally to her current life in Israel, Rachel takes us through three distinct lifetimes—each with its own transformation.Rachel speaks candidly about:Writing and publishing As Is after ten years of hesitation, rewrites, and deep soul-searchingFacing generational and personal trauma, and choosing to heal rather than hideHer experiences with yoga, somatic psychology (Hakomi), and how they gave her tools to break cycles of shameHer journey bringing yoga therapy into Israeli hospitals, including working with trauma survivors, war refugees, and healthcare professionalsHow yoga therapy offers active, empowering healing—distinguished from both passive treatments and talk therapyThe courage it takes to tell your story, even when others may not approveAmy and Rachel discuss how yoga therapy is uniquely positioned to help people self-regulate, feel their bodies again, and reclaim their narratives—especially during times of personal or collective crisis.Whether you're a yoga therapist, a healthcare provider, or someone navigating your own healing, Rachel's story is a call to honesty, agency, and inner transformation.“I hope readers see that they are not their story. They are not their shame. There is always a way out—and that way is inward.” — Rachel KrentzmanHighlights:How generational trauma shaped Rachel's early lifeThe emotional toll—and liberation—of telling the truth publiclyWhat it's like raising children in Israel amid war and instabilityWhy yoga therapy is growing rapidly in Israel's healthcare systemThe nervous system, trauma, and how breathwork offered relief when even pain meds couldn'tA vision for yoga therapy as a vital component of integrative medicineLearn More: Visit Rachel's website to purchase As Is and learn more about her work: www.rachelkrentzman.com As Is is available worldwide on Kindle, paperback, and major book retailers.About Rachel Krentzman:Rachel is a licensed physical therapist, certified yoga therapist (C-IAYT), and a graduate of the Hakomi Institute's somatic psychotherapy training. She is a pioneer of yoga therapy in Israel, working to integrate it into hospitals and mental health care systems. Connect with Amy Wheeler: Website: www.TheOptimalState.com Instagram: OptimalStatewithAmy Wheeler Podcast: Yoga Therapy HourAmy is the Chair of the Dept. of Yoga Therapy and Ayurveda at Notre Dame of Maryland University, School of Integrative Health (Formerly MUIH). Master of Science in Yoga Therapy https://muih.edu/academics/yoga-therapy/master-of-science-in-yoga-therapy/ Explore MUIH's Post-Master's Certificate in Therapeutic Yoga Practices, designed specifically for licensed healthcare professionals. https://muih.edu/academics/yoga-therapy/post-masters-certificate-in-therapeutic-yoga-practices/ Try our Post-Bac Ayurveda Certification Program at MUIH: https://muih.edu/academics/ayurveda/post-baccalaureate-ayurveda-certification/
In this episode of FP&A Unlocked, host Paul Barnhurst is joined by Alex Fabry, the founder of KFA, an advisory firm focused on scaling businesses.. Alex takes us through his journey from FP&A to private equity, sharing his valuable experiences working at firms like Saber, BCG, and Charles Bank Capital Partners. Their conversation explores how FP&A can serve as a stepping stone to leadership and investment roles, and the key skills that helped Alex succeed in both corporate finance and private equity.Alex Fabry is the founder and managing partner of KFA, a private investment and advisory firm focused on growing and scaling businesses in Saint Louis. Before founding KFA, Alex started his career in FP&A roles at Saber, where he supported multi-billion dollar business units, managed complex budgets, and played a pivotal role in the $1.2 billion sale of Active Network to Global Payments. Alex also has experience as a Vice President at Charles Bank Capital Partners. He holds an MBA from the Kellogg School of Management at Northwestern University.Expect to Learn:How FP&A provides a solid foundation for leadership and private equity operator roles.The significance of automation in improving FP&A efficiency and enabling more strategic analysis.Why private equity and FP&A require different skill sets but can work in tandem to drive business growth.Key skills FP&A professionals need to transition into private equity.The value of relationships and trust in both FP&A and private equity environments.Here are a few quotes from the episode:“The real value of FP&A is in helping businesses make decisions, not just report numbers.” - Alex Fabry“Being a business partner looks different depending on the business—it's about them, not you." - Alex FabryAlex shared thoughtful and practical insights into the evolving role of FP&A in driving business success and the transition to private equity. He highlighted the importance of automation and strategic analysis in improving financial operations, the value of building strong business relationships, and how FP&A professionals can leverage their skills to thrive in the private equity space. Alex's journey serves as a valuable playbook for those looking to navigate the complexities of both FP&A and private equity, emphasizing the need for adaptability, operational efficiency, and a keen understanding of the bigger business picture.Campfire: AI-First ERP:Campfire is the AI-first ERP that powers next-gen finance and accounting teams. With integrated solutions for general ledger, revenue automation, close management, and more, all in one unified platform.Explore Campfire today: https://campfire.ai/?utm_source=fpaguy_podcast&utm_medium=podcast&utm_campaign=100225_fpaguyFollow Alex:LinkedIn - https://www.linkedin.com/in/alex-fabry/Earn Your CPE Credit For CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FP&A Certificate, take the quiz on Earmark and contact Paul Barnhurst for further details.In Today's Episode[02:27] - Alex's Background[03:50] - What Makes Great FP&A?[14:03] - The Three Key Questions in Finance[18:38] - Private Equity...
In which a mystery of Nazi propaganda, once solved, powers television sitcoms for decades to come, and Ken wonders about the least talented part of a guitarist. Certificate #37919.
Dicken Bettinger, Ed.D., received his undergraduate degree from St. Lawrence University and began his career teaching high school students. Many students came to Dicken with problems that they were experiencing. This began his search for something to teach people that would increase their well-being. He received his master's degree from Pennsylvania State University and his Doctoral degree in counseling psychology from Boston University. He became licensed as a clinical psychologist in 1983 and retired from his psychotherapy practice after working as a psychologist for 31 years. Thirty-three years ago, he met Sydney Banks who had an enlightenment experience where he realized the Three Principles that underlie all human experience. Dicken had finally found universal principles that he could teach anyone. He was grateful to find something that was simple in nature yet had the profound effect of raising the quality of a person's life. He feels fortunate that for 23 years he was able to learn directly from Sydney Banks. In 2008 Dicken received a Certificate of Competency from Mr. Banks authorizing him to teach the Three Principles.Dicken co-founded and was the director of a center in Vermont that was the first center in the Northeast to teach the Three Principles. He served as one of the original nation-wide Core Three Principles Faculty and is currently a faculty member for the Three Principles Global Community. In 1996 Dicken joined Pransky and Associates, a Three Principle-based institute in La Conner, Washington. Dicken was instrumental in developing and teaching leadership and staff development programs for universities, hospitals, publishing companies, defense contractors, health departments, banks, and non-profit organizations. He taught company employees what it takes to be resilient and agile in the face of today's business challenges and rapidly changing environments. He mentored CEOs and their leadership teams in raising the bar on their productivity, teamwork, and business success. He now specializes in developing 3 Principle practitioners, as well as leading group seminars on the Principles and their relationship to spiritual/psychological well-being.In January of 2012 Dicken founded Three Principles Mentoring to deepen peoples' understanding of the 3 principles, develop 3P practitioners globally, and offer seminars in countries throughout the world. Dicken wrote a book with Natasha Swerdloff, Coming Home: Uncovering the Foundations of Psychological Well-being which is now available in 10 languages.Dicken also deeply values his work as a director on the board of the Three Principles Glogal Community. This organization was formed to spread the teachings of Sydney Banks around the world. Dicken enjoys public service work and has worked with refugees from South and Central America. He was an integral part of the Tibetan Resettlement Project in Vermont. Dicken has been happily married for 55 years and loves teaching 3P Practitioners and running seminars worldwide on spiritual/psychological well-being. He has two adult children, Nina and Ben, and adores spending time with his four grandchildren. He enjoys photography, hiking, canoeing, traveling, and his dog, Oliver.
Exploring the Soto Zen path, Rev. Chimyo Atkinson and Vincent Moore reflect on inclusivity, feminine wisdom, and the beauty of simplicity.This episode is from the series Paths of Practice. Click here to subscribe on YouTube, Spotify, or Apple Podcasts! Today's podcast is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/beherenow and get on your way to being your best self.In this episode, Rev. Chimyo and Vincent Moore chat about:Building a Zen Buddhist community in the Southern United States Rev Chimyo's profound experience volunteering at a prison as a Zen priest How Rev Chimyo was first introduced to meditation and BuddhismThe beautiful serenity within taking pause, being still, and doing a Zen practiceFinding reality in the present moment and realizing that everything else is made up in our mindsWalking the Soto Zen path and finding depth within simple practicesGreat Tree Zen Women's Temple and holding space specifically for women in the Buddhist worldPaying attention to what feminine energy can bring to Buddhist practice and templesInclusive spiritual practice and focusing on the shared elements of life The calm and connection that can be discovered through Zen labor Loving others and loving the dharma, wishing peace for all people Doing all daily tasks with the dharma in our hearts and mindsAbout Rev. Chimyo Atkinson:Rev. Chimyo Atkinson is a Soto Zen priest that serves the Great Tree Zen Women's Temple in Alexander, NC, as well as sanghas and centers throughout the United States and internationally. Rev. Chimyo was ordained by Rev. Teijo Munnich in 2007 and received Dharma Transmission in 2015. She received monastic training at Great Tree Temple and completed two Sotoshu International training periods (angos) in Japan in 2010 and 2011, two additional angos at Aichi Senmon Nisodo in Nagoya in 2012 and one ango at Ryumonji Monastery in Iowa in 2014. Chimyo served as Head of Practice at Great Tree Zen Women's Temple and volunteered with the sangha at Avery-Mitchell Correctional Institute until 2020. For more information, please visit: https://chimyoatkinson.org/About Vincent Moore:Vincent Moore is a media specialist and creative consultant at Good for Nothing Ideas based in San Francisco, California. Vincent has over a decade of experience in the entertainment industry as a producer, performer, and writer in stage, film, and television and wrote a children's book titled, You're a Rubber Duck. He also has a master's degree in Buddhist Studies from the Institute of Buddhist Studies with a Certificate in Soto Zen Studies. Vincent is also the creator and host of the podcast, Paths of Practice, which features interviews with Buddhists from all over the world. For more information about his work, please visit: www.goodfornothingideas.com“Just stop, and give not just the breath but the whole being to that stillness, that stop. Be in reality for a minute, for 40 minutes, if you can handle it, 60 minutes. Be in that stop. Experience it. Know there's reality. Everything else you're making it up as you go along.” –Rev. Chimyo AtkinsonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
THE BOYS ARE BACK ON A MANCAVE MONDAY WITH A BRAND NEW SHOW SPECIAL! MANCAVE MONDAYS - ALL THINGS MEMORABILIA! Join BucsBy30 Tampa Tones & ChatBucs Battle EaglesUpcoming Buccateers Schedule COAs - Are they important? What are they important for? Monday Mashup - The Current Pricing of the Hobby FIRE SALE: Items we have for sale MAIL CALL: Anything new in lately? White Creamsicles - as good as promised?Last Call Follow us on X: @BuccateersFollow us on IG: @BuccateersPodMusic : Roa - Better DaysStream / Download : https://hypeddit.com/r...License : https://roa-music.com
Episode Overview: In this powerful and heartfelt conversation, Amy Wheeler welcomes yoga therapists and authors Marilyn Peppers-Citizen and Charlene Muhammad to discuss their groundbreaking new book, Yoga in the Black Community: Healing Through Wholeness, History, and Hope. With humility, courage, and vision, Marilyn and Charlene share the deeply intentional 4-year journey that led to the book's creation—from its origins in conversations on chronic pain and health disparities to a larger message of universal healing through Yoga.Together, they explore the historical exclusion of Black communities from mainstream yoga spaces, systemic health inequities, and the emotional toll of ongoing racial bias in healthcare and research. Yet this episode is also rooted in hope—emphasizing the healing power of community-based practice, and the recognition that Yoga is not something to be “brought into” the Black community—it's already there.Listeners will be moved by their reflections on resilience, the limits of resilience, and the need to reimagine yoga therapy education, credentialing, and access through a lens of equity, affordability, and cultural inclusion.Key Topics Covered:How the book organically evolved through monthly conversations, Google Docs, and shared purposeChronic pain, scientific bias, and the history of mistrust in research and healthcareYoga as a path to liberation, community care, and remembrance of inherent wholenessCentering Black lived experience while offering a universal message of healingThe challenges of inclusion in mainstream yoga and the importance of culturally-rooted practiceReimagining Yoga therapy education and credentialing with equity and accessibilityActionable steps for individual and collective healing, starting with self-reflectionA call to yoga professionals to integrate social, historical, and emotional literacy into their workQuotes to Remember:“You don't need to be in a place to practice Yoga. It's how you wake up in the morning, how you walk through the day, and how you sleep at night.” – Marilyn Peppers-Citizen“If you want to work with any community, you must know their history.” – Charlene Muhammad“We are not a broken people. We are whole humans with pride, joy, and daily challenges.” – Marilyn Peppers-CitizenResources Mentioned: Yoga in the Black Community: Healing Through Wholeness, History, and Hope – by Charlene Muhammad & Marilyn Peppers-Citizen Jana Long's film: The Uncommon Yogi Gabor Maté – The Myth of NormalConnect with the Guests:Charlene Muhammad – Yoga therapist, educator, and community healer Marilyn Peppers-Citizen – Yoga therapist and advocate for health equityTakeaway Message: This episode is a call to reflect, remember, and reconnect—with ourselves, our communities, and the deeper truths of yoga. Healing must begin within, and it must include all of us.Listen & Subscribe:Apple Podcasts | Spotify | YouTube | www.TheOptimalState.comJoin the Conversation:Tag us with your thoughts and reflections using #YogaTherapyHourFollow @OptimalStateYoga on Instagram and FacebookAlso find us on Patreon under The Optimal State and Yoga Therapy HourIf you would like more information about getting a masters degree in Yoga Therapy at MUIH, go to:Master of Science in Yoga Therapy at NDMU https://www.ndm.edu/academics/integrative-health/yoga-therapyPlans of Study for NDMU Yoga Therapyhttps://livendm.sharepoint.com/sites/Academics/SitePages/Yoga-Therapy-Plans-of-Study.aspx?csf=1&web=1&share=EeZhGMscDMFOl1Lk0PD6gOsBTxvKkWvbfjhHLmMMuNpLFw&e=ApOX4h&CID=45c542e6-5528-4c68-a8ac-5596fb4fc161School of Integrative Health at NDMU: https://www.ndm.edu/academics/integrative-health Explore NDMU's Post-Master's Certificate in Therapeutic Yoga Practices, designed specifically for licensed healthcare professionals. https://www.ndm.edu/academics/integrative-health/yoga-therapy/post-masters-certificate-in-therapeutic-yoga-practices Try our Post-Bac Ayurveda Certification Program at NDMU: https://www.ndm.edu/academics/integrative-health/ayurveda/post-baccalaureate-ayurveda-certification
The death certificate for Celeste Rivas Hernandez confirms she wasn't pregnant. But the cause of death is still mystery. This as new video emerges of the teen raging against a neighbor...exactly one year before her remains were found in singer D4vd's Tesla trunk. A teen killer who butchered his buddy, then blamed BBQ ribs for his bloody hands, cops a plea deal to avoid a trial. Plus, a fowl move by a Florida man! Jennifer Gould reports. See omnystudio.com/listener for privacy information.
What if your greatest strengths aren't the ones listed on your résumé, but universal traits we all share? Positive psychology shows us that tapping into these character strengths can transform how we work, lead, and connect with others. These aren't just feel-good ideas; they're proven tools for resilience, performance, and deeper human connection.Fortunately, this week's guest brings exactly the expertise we need to show how these character strengths can transform our work and leadership.Natalya Pestalozzi is a professional certified coach through the International Coaching Federation and a positive psychology expert with a Master's in Applied Positive Psychology. She trains practitioners worldwide through the Flourishing Center's Certificate in Applied Positive Psychology program and coaches leaders in private equity, nonprofits, think tanks, and the federal government. Through her own journey in motherhood, she has a special passion for coaching parents before, during, and after pregnancy.In this episode, Natalya shares how positive psychology goes beyond “toxic positivity” and equips us with the tools to flourish. She introduces the 24 VIA character strengths, explains how to spot and balance them in yourself and your team, and shows why cultivating these universal traits builds stronger trust, collaboration, and authentic leadership.In the extended episode, Natalya reveals what to do when someone says they don't want to change because they see it as inauthentic, and she shares the five character strengths most correlated with happiness and life satisfaction.Get FREE mini-episode guides with the big idea from the week's episode delivered to your inbox when you subscribe to my weekly email.Conversation Topics:(00:00) Introduction(02:32) How positive psychology differs from toxic positivity(06:53) The PERMA model and the role of strengths in engagement(10:20) Examples of VIA character strengths in the workplace(14:20) Why it's sometimes hard to use our strengths at work(17:40) Overuse and underuse of strengths(19:27) Practical ways to grow and show strengths as managers(23:41) Which strengths are particularly helpful for managers(27:23) A story of a great manager and early career mentorship(33:41) [extended episode] Aligning strengths and values for authentic growth(37:11) [extended episode] Ideas for weaving these strengths into team cultureAdditional Resources:- Get the extended episode by joining The Modern Manager Podcast+ Community for just $15 per month- Read the full transcript here- Follow me on Instagram here - Visit my website for more here- Upskill your team here- Subscribe to my YouTube Channel hereKeep up with Natalya Pestalozzi: - Connect with Natalya on LinkedIn here - Take the VIA strengths character assessment- To discover more or enroll in CAPP, check out:https://theflourishingcenter.com/natalya/ The program begins October 21st.- Learn more www.natalyapestalozzi.com Guest Bonus: Masterclass in Positive Psychology and the Science of Flourishing Recording and Finding the Golden Mean PDFThe 60‑minute webinar recording explores the cutting‑edge science behind human flourishing—then translates it into simple, practical actions you can start using the same day. Through research‑backed insights and interactive micro‑exercises, you'll discover how tiny shifts in mindset and behavior can ignite big gains in vitality, connection, and purpose. What You'll Learn: Flourishing vs. Languishing: Spot where you (and those you serve) sit on the Mental Health Continuum—and how to move upward. Pathways to Peak Well‑Being: The six evidence‑based drivers of positivity, engagement, achievement, meaning, relationships, and vitality. Why Happiness Fuels Success: Break the myth that you must succeed first to be happy—see how positive emotions actually power performance. Taming the Negativity Bias: Simple brain‑based hacks to counter worry, rumination, and “what‑ifs.” Micro‑Interventions That Stick: Gratitude, savoring, kindness, and other two‑minute practices that measurably lift mood and resilience.Prioritizing Positivity: Craft days that naturally generate more joy—at work, at home, and everywhere in between. The Golden Mean is using character strengths in a balanced way (optimal use). It is when you apply the right combination of character strengths, to the right degree, in the right situation. This PDF shows the underuse, overuse, and optimal use of character strengthsTo get this bonus and many other member benefits, become a member of The Modern Manager Podcast+ Community.---------------------The Modern Manager is a leadership podcast for rockstar managers who want to create a working environment where people thrive and great work gets done.Follow The Modern Manager on your favorite podcast platform so you won't miss an episode!#PositivePsychology #CharacterStrengths #Leadership #WorkplaceSuccess #TeamCulture #FlourishAtWork
It's the Embodiment Coaching Podcast's birthday! After 8 years of the podcast, we're re-releasing the first ever episode with an intro from Mark looking back at the over 700 episodes so far. Listen for a thorough description of what embodiment is and is not; where it comes from, and Mark's own embodied story through addiction, aikido, war zones and taking the work to business. ----------------------------------------------- As a special gift for you, our loyal listeners, we are offering $1200 off our flagship course, the Certificate of Embodiment Coaching when you use code: CEC25PODCAST More info here: https://embodimentunlimited.com/cec ----------------------------------------------- Check out our YouTube channel for more coaching tips and our Podcast channel for full episode videos Uplevel your coaching with a free copy of Mark's latest eBook, The Top 12 Embodiment Coaching Techniques Join Mark for those juicy in-person workshops and events Fancy some free coaching demo sessions with Mark? Connect with Mark Walsh on Instagram
Show Summaryfeaturing a conversation with PsychArmor's own Jenna Pryor, Vice President of Partnerships, and the Co-Hosts of Humana Radio's The Debrief Podcast, Donny Distler and Leigh Barnett. Donny and Leigh have a great conversation about how PsychArmor's courses can support Suicide Prevention and greater awareness of military culture in the health provider community. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestThis week's episode is a replay of a conversation with PsychArmor's Vice President of Partnerships, Jenna Pryor, and the Co-Hosts of Human Radio's The Debrief Podcast, Leigh Ann Barnett and Donnie Distler. Leigh Ann is a military family member who serves as an SNP Care Management and Case Manager with Humana, and Donnie is a Navy Veteran and Senior Acquisition Integration Professional with Humana. The Debrief Podcast is a series that is produced on behalf of Humana's SALUTE network resource group for Humana staff that have a military and veteran affiliation. Links Mentioned During the EpisodeHumana's SALUTE Network Resource GroupVA S.A.V.E. Training15 Things Veterans Want You to Know PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is the VA S.A.V.E. course. In collaboration with the Department of Veteran Affairs, this course covers suicide risk in the military and Veteran communities. Learn to identify at-risk Veterans and use S.A.V.E. steps to help make a difference. You can find the resource here: https://learn.psycharmor.org/courses/va-s-a-v-e Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
This month is packed with major milestones for both students and CFIs. From course launches to FAA rule changes, here's what you need to know: SmartStudy Pro for Private Pilot Is LIVE The full 11-hour audio/video course with 45 tasks, ACS-aligned, and packed with companion PDFs. Get ready for your checkride or flight review—available now at 50% off for early access users. IFR ACS SmartStudy Pro in Progress 20 full tasks covering all ACS knowledge, risk, and skills. Built to listen while you drive, fly, or prep on the go. Launch expected late October. AC 61-65K Finalizes Oct 22 New endorsements are coming for night, retractable gear, variable pitch prop, and more. Sport Pilot proficiency check changes are confirmed—no more 2-CFI method for airplanes and helicopters. Why There's Still No ACS for Sport Pilot It's still a Practical Test Standard (PTS)—and here's why that matters for your test prep and training approach. ProTips for CFIs and Future Instructors Use ChatGPT to generate custom quizzes from POHs Treat the throttle like a flight control Why getting your Advanced Ground Instructor (AGI) certificate early is a smart, strategic move Links and Resources → Get SmartStudy Pro: https://cfibootcamp.kartra.com/page/Private-pilot-smart-study-pro → FAA Draft AC 61-65K: https://www.faa.gov/aircraft/draft_docs/afs_ac/AC_61-65K_Coord_Copy.pdf → Join the CFI Study Group: facebook.com/groups/CFIStudyGroup
In this engaging episode of Dollars & Sense with Joel Garris, listeners are taken on a journey through the fascinating world of old paper stock certificates and the essential steps to cashing in on these historical treasures. Did you know there could still be $780 billion in forgotten paper stocks out there? Joel explains how to uncover their value, navigate the process of redeeming them, and avoid leaving money on the table. The conversation then shifts to the dream of early retirement. Joel breaks down the real-life factors that determine whether you can retire sooner than expected—including maintaining good health, managing family financial obligations, boosting your savings rate, diversifying your income streams, and eliminating debt. Through client stories and practical advice, he reveals how small steps today can lead to a comfortable tomorrow. But that's not all—this episode also unpacks the rising risks in today's stock market. Joel highlights how market concentration in tech and AI, along with the dangers of groupthink, could threaten your portfolio. He stresses the importance of diversification and regularly reviewing your risk profile to avoid unexpected pitfalls. Ready to discover hidden wealth, take charge of your retirement, and protect your investments? Tune in to this episode of Dollars & Sense for insights you won't want to miss!
This week we are chatting with Capricorn Sun Mandi Lockley Mandi has enjoyed a lifelong fascination with astrology, casting her first horoscope back in 1985. Latterly, she studied at The London School of Astrology for over three years & gained the school's Certificate in 2005, going on to successfully gain the professional Diploma, the school's highest & internationally recognised qualification. Mandi has worked one-on-one with clients for nearly 20 years & her approach is primarily humanistic & psychological, but she also works spiritually. As well as offering her popular birth chart & year ahead readings, Mandi also specialises in helping clients find their life purpose via astrology & related modalities & has put together. You can find her at https://onpurposeastrology.com/ & https://www.instagram.com/mndilockr/
For many, theology brings to mind dusty bookshelves, abstract arguments, and rigid dogmas. But what if theology wasn't static? What if it could move, breathe, and shape the way we live, love, and lead in the world? In this episode, Dr. Dan Allender and Rachael Clinton Chen are joined by Dr. Lauren D. Sawyer to talk about living theology—a way of engaging God and Scripture that doesn't stay confined to the context of books, a classroom, or even church, but instead has “feet” that walk into our everyday lives. Lauren shares about The Seattle School's new Certificate in Living Theology, a one-year online program designed to bring theology into conversation with psychology, culture, story, and community. Together, they explore why theology is never neutral, how our contexts shape what we believe, and why listening and dialogue are as essential as doctrine. You'll hear how living theology is less about arriving at final answers and more about cultivating a faith that is reflective, embodied, and responsive to the complexities of our time. If you've ever longed for a way of doing theology that feels deeply connected to life, justice, and relational depth, this conversation is an invitation to consider what it means for theology to truly come alive. Learn more about the Certificate in Living Theology: theseattleschool.edu/programs/living-theology-certificate
Send us fan responses! The veil between what we think we know about America and the legal reality of the United States Corporation is thinner than most realize. Don Kalam peels back this veil with precision and clarity, offering listeners a roadmap to understanding their true legal position and the opportunities that come with this knowledge.At the heart of this eye-opening discussion lies a fundamental distinction: America is the land, the republic; the United States is a legally defined federal corporation (28 USC 3002(15)(A)). This isn't semantic wordplay—it's a crucial legal framework that determines how we interact with government, commerce, and wealth creation. When Donald Trump says "Make America Great Again," he's specifically referencing the republic, not the corporation—a distinction with profound implications.Your state represents your true nation or country, which explains terms like "nationality." Don Kalam draws fascinating parallels between tribal affiliations in countries like Kenya (with over 40 distinct tribes) and private communities in America. The Amish, religious groups, and various organizations function essentially as tribes with their own governance structures. This tribal understanding is key to recognizing how private life operates parallel to the public system.The birth certificate—printed on security paper similar to car titles—represents your entry into a commercial jurisdiction. By using social security numbers and birth certificates as identity in commerce, most Americans unknowingly pledge their labor against the national debt. When you die with assets tied to your social security number, everything must pass through probate, with the government taking its cut first.The alternative? Operating through private trusts, unincorporated associations, and other private structures that allow you to function outside many codes and statutes. Article 1, Section 10 of the Constitution guarantees your right to contract—the foundation of private law that enables communities from the Amish to various religious groups to maintain their independence from government regulation.Ready to reclaim your financial sovereignty and create true generational wealth? Text PRIVATELIFE to 702-249-100 or visit skool.com/donkilam to learn how to structure your affairs for maximum protection and prosperity. Your journey toward true financial independence begins with understanding the system you're navigating.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com
In which post-war science finally develops the perfect system for spelling things over radio and telephones, and John learns he has been misspelling a pretty famous play. Certificate #50168.
My conversation with Gulnaz Khan begins at 36 minutes Stand Up is a daily podcast that I book,host,edit, post and promote new episodes with brilliant guests every day. Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous souls Gulnaz Khan is a journalist reporting at the intersection of science and spirituality. She's the climate editor at TED and a former editor at National Geographic. Gulnaz is the creator and executive producer of Sacred Planet (2025), a documentary series exploring how climate change is reshaping sacred spaces and traditions around the world. Both an elegy for what's vanishing and a call to protect what remains, it's rooted in the belief that our connection to the earth is intrinsic to who we are—and to how we survive. The series builds on her research as a 2022–23 Ted Scripps Fellow in Environmental Journalism at the University of Colorado Boulder, where she studied how faith-based communities are responding to unprecedented ecological breakdown. She holds a Master of Science from the Johns Hopkins Bloomberg School of Public Health and a Certificate in Climate Change and Health from Yale University. Join us Monday's and Thursday's at 8EST for our Bi Weekly Happy Hour Hangout's ! Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on YouTube Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page All things Jon Carroll Follow and Support Pete Coe Buy Ava's Art Hire DJ Monzyk to build your website or help you with Marketing Gift a Subscription https://www.patreon.com/PeteDominick/gift
How rewilding is helping nature and people thrive in Portugal and beyond, with Conservation Officer Pedro Ribeiro.If you've ever wondered what rewilding really means – or what it takes to make it happen on the ground – this episode is for you.We're joined by Pedro Ribeiro (pwee ber), Conservation Officer at Rewilding Portugal and Expert in Residence here at Conservation Careers, for a practical and inspiring look at rewilding in action.Pedro shares what rewilding looks like across the Portuguese landscape – from restoring large grazers like horses, to supporting vultures and other scavengers, tackling invasive species, and rebuilding healthier ecosystems.We also discuss Pedro's career journey into rewilding, his work with communities and landowners, the kinds of jobs emerging in the field – and how you can get involved through our new Certificate in Rewilding training programme.It's a grounded, hopeful, and insight-packed conversation – and a “boots-on-the-ground” look at rewilding.Enjoy.
What's the secret to maintaining physician independence when 70% of doctors now work for corporations or health systems? Dr. Leo Spector, CEO of OrthoCarolina and practicing spine surgeon, offers a masterclass in healthcare leadership and strategic navigation of our complex medical landscape.After 20 years as a spine surgeon, Dr. Spector has witnessed healthcare's digital transformation while confronting the harsh realities of diminishing physician autonomy. "The loss of autonomy has led to burnout," he explains. "Most physicians entered medicine to care for people and make decisions—not answer to checkboxes or non-peers reading from insurance criteria."OrthoCarolina's success stems from what Dr. Spector calls their "privademic model," combining private practice independence with academic medicine's commitment to research and education. With 110 shareholders across 35 locations, they've maintained independence by rallying physicians around a greater mission while deploying effective physician leadership—what he humorously describes as "herding cats."Perhaps most fascinating is OrthoCarolina's evolving "Switzerland strategy" for working with competing hospital systems. This neutral approach faces new challenges as Certificate of Need reforms allow independent surgery centers, creating what hospitals view as an existential threat. "Switzerland just got handed a nuclear bomb," Dr. Spector explains, "and everyone wants to know whose side we're on."For patients navigating healthcare, particularly those with back pain, Dr. Spector offers practical wisdom: strengthen your core, maintain flexibility, consult experts rather than rely on misinformation, and view surgery as a last resort. These insights reveal why seeking guidance from healthcare insiders might be your most important medical decision.Looking ahead, Dr. Spector sees healthcare at a tipping point—with an aging population, rising costs, physician shortages, and market forces constrained by government reimbursement structures. What's the solution? Subscribe to Healthcare Bridge for more insider perspectives on building a healthier future.Support the showEngage the conversation on Substack at The Common Bridge!
In this bold and honest conversation, Amy welcomes Christine, founder of Integrated Yoga Therapy, for a raw discussion about what it means to stop performing and start living in alignment with truth. Together, they explore the cost of self-abandonment, the exhaustion of wearing a mask, and the journey back to embodied intuition and inner clarity.Christine shares her personal and professional insight into how yoga therapy can become a vehicle for radical self-honesty—where we stop shape-shifting to meet others' expectations and instead begin to honor what our body, heart, and intuition have been whispering all along.This episode is a call to return to yourself—not the curated version, but the one that has always been there beneath the social conditioning, the masks, and the roles we've played. It's about learning to live unarmored.In This Conversation, We Explore:Why living in secrecy erodes the soulHow to stop being a chameleon and start knowing yourselfListening to the body's wisdom before logic takes overReclaiming your voice when it's been buried by shame or performanceHow yoga therapy can support the journey back to inner belongingWhy authenticity is the greatest medicine—and the hardest practiceWho This Is For: Anyone who is tired of performing. Anyone who feels the ache of pretending. Anyone ready to stop betraying themselves for acceptance. If you're seeking a path back to truth and embodiment, this conversation will land deep.Connect with Christine: www.integratedyogatherapy.comMore From The Yoga Therapy Hour: Subscribe and listen on your favorite podcast platform Try the Optimal State Mobile App to track your nervous system, connect to your intuition, and reclaim balance Learn more and join our mailing list at www.TheOptimalState.comRate & Review: If this episode stirred something in you, please leave a review and share it with a friend. Truth-telling is contagious—and healing.Monday Nights with Amy: www.TheOptimalState.comMobile App: Optimal State AppMaster of Science in Yoga Therapy https://muih.edu/academics/yoga-therapy/master-of-science-in-yoga-therapy/ Explore MUIH's Post-Master's Certificate in Therapeutic Yoga Practices, designed specifically for licensed healthcare professionals. https://muih.edu/academics/yoga-therapy/post-masters-certificate-in-therapeutic-yoga-practices/ Try our Post-Bac Ayurveda Certification Program at MUIH: https://muih.edu/academics/ayurveda/post-baccalaureate-ayurveda-certification/
In which a series of engineers, entrepreneurs, and classic TV producers discover that America wants gentle music piped into its public spaces, and Ken likes piña coladas and getting caught in the rain. Certificate #54082.
In which television stations spend decades signing off every night after the national anthem, and John likes to keep a stiff upper lip during Mormon TV ads. Certificate #31942.