BGT Finance

his video is a review of the Apple Card. A credit product provided by Apple. References: https://www.apple.com/apple-card/monthly-installments/ https://card.apple.com/apply/start?referrer=cid%3Dapy-310-100000080000%26ckid%3Dd7978f7e-0936-4ec4-b24e-28bda2c4f79b_c46b516e-c62e-4577-8c3c-608896647d59%26ck_pid%3D101 https://www.crunchbase.com/organization/apple https://www.apple.com/apple-card/features/ https://wallethub.com/answers/cc/apple-card-credit-score-2140679690/ Disclaimer: All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review. This is not an invitation to apply for any credit product. This is not an invitation to apply for any credit product. THIS IS NOT A PAID ADVERTISEMENT.

In this video I will be reading an article talking about shrinkflatio. Reference: Daily Upside's Island Fever article  Disclaimer: All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review. This is not an invitation to apply for any credit product. This is not an invitation to apply for any credit product. THIS IS NOT A PAID ADVERTISEMENT.  

In this video I will review the Nerd Wallet Finance Tracker. References: https://apps.apple.com/us/app/nerdwallet-finance-tracker/id1174471607 https://www.crunchbase.com/organization/nerdwallet Disclaimer: All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review. This is not an invitation to apply for any credit product. This is not an invitation to apply for any credit product. THIS IS NOT A PAID ADVERTISEMENT.

In this video I will review the X1 credit card. References: https://x1creditcard.com https://x1creditcard.com/legal/program-terms https://www.crunchbase.com/organization/x1-card https://www.forbes.com/advisor/credit-cards/reviews/x1/ Disclaimer: All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review. This is not an invitation to apply for any credit product. This is not an invitation to apply for any credit product.

In this video I will discuss the buzz about student loan forgiveness under the Biden Administration. References: https://www.forbes.com/sites/robertfarrington/2022/05/27/biden-administration-continues-to-increase-student-loan-confusion/ https://www.yahoo.com/lifestyle/plans-forgive-10-000-student-154500391.html https://www.washingtonpost.com/us-policy/2022/05/27/biden-student-debt-borrower/ https://www.forbes.com/sites/adamminsky/2020/10/11/trump-includes-student-loan-forgiveness-in-latest-stimulus-proposal-signaling-its-broad-appeal/?sh=7b9daf077072 https://www.americanactionforum.org/insight/student-loan-forgiveness-under-the-biden-administration-to-date/ https://www.ed.gov/news/press-releases/department-education-announces-actions-fix-longstanding-failures-student-loan-programs https://www.foxbusiness.com/personal-finance/student-loan-payment-pause-cost-government Disclaimer: All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review. This is not an invitation to apply for any credit product.

In this video I will review the Upgrade Card. Pictures: Creative Commons References: https://www.upgrade.com/upgrade-card/ https://www.crunchbase.com/organization/upgrade/signals_and_news Disclaimer:All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review. This is not an invitation to apply for any credit product. This is not an invitation to apply for any financial product.

n this video I will discuss the fake job interviews at Wells Fargo. References: https://news.yahoo.com/wells-fargo-push-diversity-leads-222051948.html https://www.wellsfargo.com/about/diversity/diversity-and-inclusion/ https://www.investmentnews.com/wells-fargo-fake-job-interviews-promote-diversity-221758 https://topclassactions.com/lawsuit-settlements/closed-settlements/wells-fargo-financial-advisor-race-discrimination-class-action-settlement/ https://www.thinkadvisor.com/2020/08/25/wells-fargo-to-pay-7-8m-in-back-wages-over-hiring-discrimination/ https://www.dol.gov/agencies/ofccp/executive-order-11246/ca-11246 Disclaimer: All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review. This is not an invitation to apply for any credit product.

In this video I will discuss the four changes that are to take place for all credit reporting effective July 2022.  References: https://www.aarp.org/money/credit-loans-debt/info-2022/credit-report-scores-changes.html https://consumerfsblog.com/2022/03/seeing-medical-debt-in-a-new-light-credit-reporting-agencies-announce-major-change-in-how-they-will-treat-report-medical-debt/ https://www.businesswire.com/news/home/20220318005244/en/Equifax-Experian-and-TransUnion-Support-U.S.-Consumers-With-Changes-to-Medical-Collection-Debt-Reporting   Disclaimer: All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review. This is not an invitation to apply for any credit product.

I will review the Oportun Visa Credit Card. Oportun, Inc. (aka Progresso Financiero) is a fintech company providing personal loans and other financial resources. https://www.crunchbase.com/organization/progreso-financiero https://oportun.com/wp-content/uploads/2021/07/oportun-cardholderagreement-EN-2020-11.pdf https://oportun.com/locations/ https://wallethub.com/d/oportun-credit-card-3273c

In this video I will review the Discover Card and its card benefits. For full disclosure, I am a current card carrying member. Additionally, I have a savings and a checking account with Discover and while I am very happy with their services and products, the information presented will not be a testimonial. References: https://www.crunchbase.com/organization/discover-financial-services/company_financials https://www.discover.com/credit-cards/?ICMPGN=PUB_HNAV_CARDS_ALL https://wallethub.com/credit-cards/bad-credit/ https://wallethub.com/d/discover-it-chrome-for-students-credit-card-548c Disclaimer: All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review.

In this video I will review the Self Credit Builder by Self Financial, the plans offered, pros and cons.  Disclaimer:All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review.

Have you considered applying for a Surge MasterCard? If so, this video might help you to say nay or nay. I will review the Surge MasterCard features and fees.    Disclaimer: All reviews are prepared by BGT Finance. Opinions expressed therein are solely those of the reviewer and the information (card rates, fees, etc.,) presented in the review are accurate as of the date of the review.

The Brigit Cash Advance, also known as Auto Advances is only available if you subscribe to the Plus Plan. The way it is pitched is to opt for a cash advance rather than take the risk of overdrawing your account and incurring an overdraft fee.  Reference https://help.hellobrigit.com/hc/en-us/articles/360028714352-Brigit-Score

In this video I will focus on the Brigit Credit Builder and in the next video we will look into the Cash Advance Service by Brigit. References: https://www.crunchbase.com/organization/brigit https://www.hellobrigit.com

We are going to review the Mission Lane Visa Credit Card, its offerings, pros, cons and whether or not this is the product for you. References: https://www.missionlane.com https://www.askmrcreditcard.com/mission-lane/visa/ https://www.creditcards.com/reviews/mission-lane-visa-card-review/ https://www.crunchbase.com/organization/lendup

We will review the Petal Card Visa 1 and 2 products, information about Petal Incorporated, the qualification process, pros, cons and final thoughts on the Petal credit products. References: https://www.crunchbase.com/organization/petal https://www.petalcard.com/the-company Disclaimer: For informational purposes only.

In this video, I will review the EXTRA Debit Card, the pros, cons and lastly final considerations.To note at the time of researching this, EXTRA reported to Equifax and Experian but not to TransUnion. If you don't mind having EXTRA connected to your bank account, click to listen if this is the product for you. References: https://extra.app/#FAQ https://www.bloomberg.com/profile/company/1712911D:US https://www.crunchbase.com/organization/push-for-pizza/people https://www.cnbc.com/select/extra-debit-card-review/ Disclaimer: This is for informational purposes only.

In this video, I will review Personal Capital's Cash Management Product called Personal Capital Cash. As a disclaimer, this is not a paid advertisement and I am not a subscription member. If you are considering using Personal Capital for the Personal Capital Cash account, this quick video will give you the quick overview you need to decide if it is the right one for you. References: https://www.crunchbase.com/organization/personal-capital https://www.personalcapital.com https://www.federalregister.gov/agencies/federal-deposit-insurance-corporation https://support.personalcapital.com/hc/en-us/articles/360019544174-What-if-I-already-have-an-account-with-a-Program-Bank- Disclaimer: The content in this video is for informational purposes only

In this video, I will review Tally's features and two apple reviews. As a disclaimer, this is not a paid advertisement and I am not a subscription member.  This is what I call a textbook review, meaning I am coming from the perspective of a consumer doing research, before trying the product. At the end, I will give you my final thoughts on the Tally App.

In this video I will analyze the setting, performance/showmanship and the reactions of the super bowl fans at the Super Bowl Halftime show 2022 performance.

In this podcast, I will walk thru a step by step process on how to build your systems so you can execute your goals like a boss. For the screenshots, please visit my YouTube Channel  https://www.youtube.com/channel/UCasfmEfNqOxHo4g2hvS4p9g

In this video, I will review Truebill's features, premium services, and three Apple Reviews. As a disclaimer, this is not a paid advertisement and I am not a subscription member. This is what I call a textbook review, meaning I am coming from the perspective of a consumer doing research before trying the product. At the end, I will give you my final thoughts on the Truebill App.

In this podcast, we are going to explore if the increased presence of black people in commercials is assimilation or propaganda. 

This video will go into the how an unhealthy diet and eating excessive amounts of sugar is dangerous and led me to a diet change and a different way of thinking about what I eat.

We have more options, but are we better off? Less is more when it come to using these social media platforms.

Here is a little story about why we should be slow to making judgments about people.

Making a New Years Resolutions is the oldest form of virtue signaling. Many people make them because it is the popular thing to do and very few carry them out. Companies know this and use it as a means to be a permanent fixture in our wallets.

There was one time I remember it well, I asked my stepfather if he could teach me how to drive and Mommy Dearest bursted out saying how I was so damn selfish and as such I was confused and didn't understand why she would say something like that.

White women who date black men that hate black women will parrot whatever talking points they are given. You will be viewed as hostile and they will blame you just like black men.

I have come across more women who wanted to hurt me than see me prosper. These women, at the time, were older than me and having lived their lives were unhappy because of the choices they made. So instead of giving me their pearls of wisdom so I could avoid the pitfalls they encountered, they sought to prevent me from exploring the many possibilities and opportunities that lie ahead.

The perfectionist tendencies may be how you are hard wired, but your parent's influence or lack therefore reinforce it. As you grow older, people despise you for your success. They envy you not knowing that your unusual ability to be highly efficient and super productive is driven out of a need to please a mother who couldn't care less.

When your parent is a narcissist, your childhood is gone. Now as an adult, you have to learn how to parent yourself and develop your inner child.

LQS Chit Chat. When Rona-19 hit, I spent my time focusing on the needful; however, there were many areas of my life that needed attention and the greatest threat to accomplishing a deep work was having to face the demons of my past: the memories of my narcissistic mother.

I have been seeing this Youtube comment floating in the Manosphere because certain black women took it upon themselves to invalidate the messenger. You see, when I first read the “protect him at all costs” comment, I thought it was quite strange for adult black men cheerleading in the comment section about protecting a grown man. Why would a man need protection from women?

Signs that you are slipping into a negative vortex and how to escape.

You have to defuse the power of their hate. If you experience racism whether it is obvious or subtle, retaliating by being racist does not make you an overcomer.

Communism is coming for you. Many of you who are lauding BLM are being taken advantage of. These trained Marxists are using your ignorance, anger and sense of perceived injustice to weaponize you against the government. While they are promising a better life because of your skin, they are planning your destruction.

Whether you work in a mom and pop shop or fortune 500 company, where there are people, there will always be problems. People bring personal luggage that can hinder performance and pollute the workplace environment. In this video, I will provide eight tips on how to navigate through workplace loops.

We all know the black community has been the Pavlovian experiment of identity politics. It would only stand to reason that you would clarify your reasoning for casting your vote to the Democratic party that obviously sees you as nothing more than brown colored political pawns useful in their acquisition to political power.

There are many issues as it relates to the Black Rage demonstrated across social media. Much of it is rooted in a failure to accept the racial history of the past and the inability to change it, absorbing others emotional transference and refusing to invest in self-efficacy despite the progress that has taken place of many years. And to take it a step further, many blacks, as quiet as it is kept, are angry with former President Obama because he wasn't the black Messiah many hoped he would be.

The history of the then present king of Great Britain was a history of repeated injuries and usurpations, all having in direct object to the establishment of an absolute Tyranny over then the 13 colonies.

Why is it this man who has a less than reputable past, had two medical examiners review his body, three funerals, and a go fund me account over 10M dollars? Dignitaries and politicians do not even get that kind of coverage, but a man we had no idea of who he was two weeks ago is now promoted before the world as a civil rights icon? That doesn't seem strange to you?

Liberals may profess themselves to be empathetic and philanthropic when it comes to the plight of the black community, but the pity they elicit is nothing more than a self-righteous display disguising their racist beliefs.

It's time to focus on solutions and not problems because what we have done in the past is not working, and I am concerned that within 10-15 years the black community will be irrelevant and the individuals most affected by this will be, black women.

Divestment is not about the color of your skin. It is the value that you recognize within yourself and when you identify threats to your bottom line of stability and ongoing prosperity, you set plans in place to remove anything and anyone who can expose you to people and situations that will ultimately devalue your personal worth.

By now I am sure you are aware of Joseph Biden's Gaffe of black people “aint black if they vote for Trump," but are you surprised? Are you offended? Any sensible black person would, but there are others who are not. Be not deceived. Joe Biden has no reason to believe he needs to work for the black vote when he has been conditioned otherwise.

July 4, 1776 is quite a long time for us to attempt to glean teachable moments in our modern day, yet how often do people refer to the past to try to make a point about the present? This document, although antiquated, shows us that people want two things: to be heard and to be free.

Sometimes we miss the mark because we are not on point as we think we are and many times we do not recognize that until someone points it out, and when they do, our initial reaction is to get angry, but we shouldn't. Instead of taking the correction, our first inclination is to reject and dismiss and this is a grave mistake. Listen further on and you will understand why.

The word strong when it comes to talking about black women evokes many images and concepts; however, in light of what is still happening against black women in social media, it makes me wonder what are really doing? And what kind of change is taking place if any?  

Gayle King had an interview with Kobe Bryant's best friend. Apart from the other things that were discussed, the hot topic of the hour was why did Gayle bring up Kobe Bryant's allegations of rape. As usual, the black populous was in a tizzy. So much so, that Snoop Dog decided to air out his personal grievances along with others, even threatening her life.  

Now if she [Zerlina] really wanted to make a statement, then she could have posed the question that blacks are few in number because data supports that black women who are about 7% of the population in the United States lead white women by representing 37% of the population who uses abortion because of their high probability of getting pregnant.